Bff Bank

Transaction in Own Shares • Nov 2, 2025

PRESS RELEASE

BFF announces the start of the regulatory process for the authorization for the shares' buy-back programme to support the remuneration and incentive policies

Milan, 2 ndNovember 2025 – Today the Board of Directors of BFF Bank S.p.A. ("BFF" or the "Bank") resolved to start the regulatory process to obtain Bank of Italy's authorization for the Bank's shares' buy-back, pursuant to articles 27 and seq. of the EU delegated Regulation n. 241 dated 7 January 2014, adopted by the European Commission, and to article 78 of the EU Regulation n. 575 dated 26th June 2013, in execution of the authorization issued by the ordinary Shareholders' Meeting of 17 th April 2025 pursuant to article 2357 of the Italian Civil Code up to the maximum amount of €12.5 million, with an estimated impact of c. 25 bps on the Bank's CET1 ratio calculated on a pro-forma basis as of 30th June 2025.

The shares' buy-back programme aims at providing the Bank with a stock of financial instruments necessary to fulfil the obligations of the remuneration and incentive systems related to BFF's "Banking Group remuneration and incentive Policy" in force.

The authorization to be issued by the Regulator, the starting date, the timing, the exact amount and all the other details of the shares' buy-back programme which will be executed pursuant to the delegated Regulation 2016/1052/EU, following the specific resolution of the Board of Directors, will be promptly communicated by the Bank to the market¹ .

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¹ This press release is based on the guideline n.1 (g) of the ESMA "Guidelines on MAR delay in the disclosure of inside information and interactions with prudential supervision", given that the conditions for triggering the delay under Article 17, paragraph 4, letter (a) of the MAR Regulation are not met.

This press release is available on-line on BFF Group's website www.bff.com within the Investors > PR & Presentations > Press Releases section.

BFF Banking Group

BFF Banking Group is the largest independent specialty finance in Italy and a leading player in Europe, specialized in the management and non-recourse factoring of trade receivables due from the Public Administrations, securities services, banking and corporate payments. The Group operates in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia and Spain. BFF is listed on the Italian Stock Exchange. In 2024 it reported a consolidated Adjusted Net Profit of €143.0 million, with a 14.3% Group CET1 ratio at the end of June 2025.

Contacts

www.bff.com

Investor Relations Caterina Della Mora Marie Thérèse Mazzocca +39 02 49905 631 investor.relations@bff.com

Media Relations Alessia Barrera Sofia Crosta +39 02 49905 623 |+39 340 3434 065 newsroom@bff.com