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2013_rns_2025-10-30_7d0a0255-e61f-439c-b978-d15a75f41641.pdf

Quarterly Report

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SHOPPER PARK PLUS PLC 2025. THIRD QUARTER REPORT

THIRD QUARTER REPORT ON SHOPPER PARK PLUS GROUP'S ("SPP Group" or "Shopper Park Plus Group") 2025 FIRST NINE MONTHS RESULTS

This report contains the Interim Condensed Consolidated Financial Statements for the period ended 30 September 2025, prepared by the management of the company in accordance with IFRS (International Financial Reporting Standards).

MANAGEMENT REPORT AND ANALYSIS

Financial and operational summary

Profitability Unit of
measurement
Comment 9M 2025 9M 2024
Rental income MEUR E1 23.9 17.8
Operating result MEUR E2 (2.7) (1.8)
Gross profit MEUR E3 21.2 16.0
Revaluation gain MEUR E4 24.8 8.9
Administrative expenses MEUR E5 (3.3) (2.4)
Net financial result MEUR E6 (8.3) (6.2)
Profit after tax MEUR E7 31.3 16.1
Earnings per share EUR E8 1.80 1.23
Share information 30.09.2025 31.12.2024
Number of shares number 14 997 618 14 997 618
Equity per share EUR 14.1 13.1
Share price EUR 11.7 11.8
Market capitalization MEUR 175.5 177.0
Financial position 30.09.2025 31.12.2024
Value of investment
properties
MEUR P1 425.3 309.6
Own capital MEUR 219.3 200.8
Loans MEUR P2 210.2 144.4
Leverage
(loan/property value)
% P3 49% 47%
Operational data 30.09.2025 31.12.2024
Rentable area
thousand m2
398 325
Occupancy
%
M1 94.7% 94.0%
WAULT year M2 5.8 5.5
Ratio of BREEAM qualified
%
properties
M3 32% 28%

Detailed report

Profitability Comment
E1 Rental income Rental income for the first nine months of 2025 increased by EUR 6.1 million, or 34.3%,
compared to the same period last year. The increase is primarily due to the contribution of
rental income from properties in Slovakia, which are included in the scope of consolidation
since February 2025. Rental income from properties in Slovakia amounted to EUR 5.1
million in the first nine months of the year. Rental income from Hungarian properties
increased by EUR 1.09 million (8.1%) compared to the first nine months of 2024, while
rental income from Czech properties decreased by EUR 113 thousand (2.5%). In the case of
Czech properties, the decline compared to the 2024 base period is due to higher rental income
in the 2024 Q1 base period as a result of one-off effects.
E2 Operating result In line with industry characteristics, operating results were negative in both periods.
Operating losses as a percentage of rental income changed from -10.2% in the first nine
months of 2024 to -11.4% in the first nine months of 2025.
E3 Gross profit Gross profit for the first nine months of 2025 increased by 32.6% (EUR 5.2 million)
compared to the same period in 2024. The increase is mainly due to the inclusion of
Slovakian properties in the scope of consolidation.
E4 Revaluation gain The revaluation gain in the reporting period amounted to MEUR 24.8 MEUR 15.9 higher
than in the comparison period. The Slovakian subsidiary contributed EUR 11.9 million to the
revaluation gain in the first half of 2025.
E5 Administrative
expenses
Administrative costs rose by MEUR 0,8 (34.9%) in the first nine months of 2025 compared
to the comparison period. The main reason for the increase is the rise in management fees
due to higher net asset value.
E6 Net financial result The net financial loss in the first nine months of 2025 was MEUR 8.3, MEUR 2.1 higher
than in the comparison period. The increase is related to the financing of Slovakian
properties, in total the net financial expenses related to Slovakian properties amounted to 1.8
MEUR in the reporting period.
E7 Profit after tax Profit after tax amounted to EUR 31.3 million in the first nine months of 2025, up 95.1% on
the same period last year.
E8 Earnings per share Earnings per share amounted to EUR 1.80 in the first nine months of 2025, 47.1% more than
the EUR 1.23 per share in the base period. Compared to the increase in the taxed profit
indicator, the reason for the smaller increase is due to the minority ownership of 40% of the
Slovakian properties, which account for the majority of the profit for the period, and the
increase in the number of shares issued following the private placement of 2024.

Financial position

P1 Value of investment
properties
In the first quarter of 2025, 4 properties in Slovakia were included in the scope of
consolidation of the SPP Group, the gain is primarily attributable to this acquisition.
P2 Loans The increase in loans is due to the bank loan taken by the Slovak subsidiary.
P3 Leverage
(loan/property value)
The SPP Group's strategic objective is to maintain a leverage ratio between 50-60%.

Operational data

M1 Occupancy The occupancy rate for Czech properties increased from 96.3% at the end of 2024 to
97.3%, and for Hungarian properties from 93.4% to 93.9%. The occupancy rate for
Slovakian properties is 95.2%.
M2 WAULT SPP Group measures the current quality of its tenant portfolio using a well-established
indicator in the international commercial real estate market, the weighted average unexpired
lease term (WAULT). The calculated value does not consider any termination options that
tenants may exercise, nor does it include any extension options that tenants may exercise.
For leases with an indefinite term, a term of one year is included in the calculations.
M3 Ratio of BREEAM 7 of the 22 properties have a BREEAM in-Use "Very Good" rating: Opava, Érd, Szeged,
qualified properties Székesfehérvár, Chrudim, Ostrava and Karlovy Vary

Executive summary

The SPP Group's after-tax profit for the first nine months of 2025 was EUR 31.3 million, EUR 15.2 million higher than in the first nine months of 2024. In the first quarter of 2025, the Slovakian properties added to the portfolio contributed EUR 13.7 million to the result, accounting for the majority of the increase, while the profitability of the portfolio owned since 2022 also improved. Following the successful acquisition of the Slovakian properties, Shopper Park Plus Group continues to see opportunities for growth through acquisitions. In line with this, on October 29, 2025, the SPP Group announced its intention to acquire eight retail parks in Poland.

The SPP Group is seeking further financing opportunities to continue its corporate development. Depending on market conditions, it is considering a possible cash capital increase to support its planned expansion in the Central and Eastern European region, in line with the Company's previously announced strategy.

Effective July 1, 2025, Shopper Park Plus Nyrt through a real estate sale and purchase agreement transferred all ownership rights to its properties, and its contractual position as a borrower under the related loan agreement to Shopper Retail Park Kft., a regulated real estate investment company wholly owned by Shopper Park Plus Nyrt. With this transformation, the real estate properties in the group's portfolio are now owned directly by the subsidiaries of Shopper Park Plus Nyrt. Shopper Park Plus Nyrt. does not directly own any real estate and has no plans to do so in the future, so the Issuer has no direct bank obligations or collateral, which allows it to quickly and flexibly carry out capital or bond market transactions, as well as international or domestic real estate market transactions, without the need for bank approval.

The bank loan financing for properties in Hungary and the Czech Republic was extended on July 1. 2025 until June 30, 2030, and the credit line has been increased to EUR 154.8 million, which Shopper Retail Park Kft. drew down in full in July 2025. A significant change in the loan terms is that instead of the previous 15-year amortization period, only 1% of the loan amount is repayable annually, compared to the 4% repayment rate in the past year, which provides significant additional free cash flow to the SPP Group, thus leaving more resources available during the term of the loan for dividend payments, among other things. This type of loan is very similar to the so-called "interest only" loan structure preferred by the SPP Group, which, combined with an approximate LTV of 50%, provides a strong basis for the SPP Group's goal of continuous, predictable dividend payments.

Of the 30,000 m2 of leasable area covered by the option to redeem part of Tesco's leasable area in Hungary, 24,000 m2 have been leased until September 30, 2025. The applications for change of use of the areas covered by the option have already been accepted by the competent authority in seven locations, and planning and preparation are ongoing in one location. The leasing of the sites taken over with the call option involves additional significant expenses due to the development costs, which will be implemented by the SPP Group in a phased manner.

The SPP Group's operational strategic goal is to reduce operating losses to a level in line with industry standards, i.e. to 5-10% of rental income or less, thereby further improving its income-generating capacity. In the reporting period this process came to a halt - the ratio of operating losses to rental income at group level changed from 10.2% in the first nine months of 2024 to 11.4% in the first half of 2025 -, however, with new contracts planned for property management and operation services in Hungary, this process may gain momentum again.

The significant variables affecting the SPP Group's profitability and plans are the development of retail sales, tenant expectations, yield levels, inflation and changes in energy prices. Among these variables, the decline in yield levels improved the operating environment in the first nine months of 2025.

Strategic overview

The SPP Group leases out food-focused retail parks in Hungary, Slovakia and the Czech Republic. It owns, leases and operates these properties on a long-term basis. The SPP Group develops the tenant mix of the acquired properties with the aim of creating a robust, crisis-resistant tenant mix, develops the properties taking into account the needs of consumers and tenants, and introduces sustainable solutions by modernising the properties in line with its social and environmental responsibility. It believes that these actions will create value, increase tenant satisfaction and improve business performance.

Value added:

The strategic objective of the SPP Group is to maximise the potential for real estate value creation. A complex green (and ESG) strategy has a key role to play in this, which will require further investment, management and PR tools. The focus of the complex green strategy is on making properties energy efficient, with a target of 30% energy savings at portfolio level compared to the properties at the time of acquisition. In addition, a further part of the strategy is to achieve at least a "very good" rating for the properties under the BREEAM rating system. Currently 7 properties have been awarded BREEAM certification and all properties in Hungary and the Czech Republic have been awarded Access4You certification.

The complex green strategy will effectively contribute to reducing carbon emissions from buildings, increasing their sustainability, and improving their operational efficiency. In this way, the strategy will not only make buildings more cost-effective to run, but also more attractive to tenants.

Possible alternative utilization

The SPP Group plans to own and lease the properties for the long term. However, due to the good accessibility of the properties and the large areas of land, there may be market opportunities that could result in higher value appreciation through partial or full sale, non-retail or not fully retail use and which may justify the partial or full sale of certain properties.

Potential acquisitions

Another strategic objective is to diversify the specific country risk inherent in the SPP Group's real estate portfolio. To this end, provided that the SPP Group has the equity and bank financing for acquisitions and a suitable acquisition target is available, it intends to increase its geographical diversification, primarily through acquisitions in Poland and Romania. If this strategy is successfully implemented, the SPP Group could become a major food-focused retail park operator in Central and Eastern Europe, which is the vision and long-term strategic goal of the SPP Group.

Branding

The SPP Group is the owner of the Shopland trademark, which has already been introduced as a brand name in the Czech locations and in 8 locations in Hungary. The launch is timed by SPP Group to coincide with major new tenants or other major completed investments, when the retail park already embodies the brand image. At the same time, a website will be developed to match the new branding to ensure that shoppers have access to the right information. In the long term, the strategic objective is to ensure that shoppers can clearly identify the brand and identify it with good value for money, convenient and fast shopping, where they can access the best budget brand stores.

Risks

Risks Description of the risk Method of risk mitigation
Market and financial risks
Macroeconomic
risks
The profitability and value of real estate is
significantly affected by macroeconomic
trends in the country where it is located, and
the
level
of
returns
expected
from
commercial real estate depending on these
trends.
Cross-country
diversification,
creating a crisis-proof tenant
mix,
increasing
property
sustainability.
Financing risk The SPP Group has a significant debt
portfolio. Failure to refinance this debt could
cause liquidity problems in the medium
term. The rise in interest rates will impair the
SPP Group's profitability.
Sound
business
planning,
keeping
indebtedness
at
a
healthy
level,
allowing
alternative financing options as
a means of raising capital.
Foreign exchange
risk
The majority of the rental contracts entered
into by the SPP Group for the use of its real
estate properties are denominated in euro,
but some of the revenues are denominated in
local currency. A weakening of the local
currency against the euro could have a
negative impact on revenues denominated in
euro.
Establish
a
forward-looking
lease
structure
to
create
a
natural hedge against exchange
rate risk.
Risk of increasing
interest rates
Rising interest rates could have a negative
impact on the SPP Group's profitability.
Entering interest rate hedges.
Evolution of
market competition
If market competition increases, properties
may become more difficult to rent or their
rental prices may need to be reduced to
remain competitive.
Maintain
high
occupancy
levels at the properties through
a strong tenant mix.
Risk of changes in
retail trade
channels
The potential increase in the share of online
sales poses a challenge for the exploitation
of real estate.
Forward planning of uses in the
tenant mix, uses less sensitive
to or complementary to online
sales.
Inflation risk If inflation were increase the SPP Group's
costs more than its revenues, the SPP
Group's profitability would decrease.
Most of the leases concluded by
the
SPP
Group
have
an
inflation clause, which allows
for annual rent increases up to a
certain rate of inflation.
Operating risks
Risk of renovation,
operation, and
repair of real estate
The SPP Group runs the risk that it may
decide
to
make
large
investments
by
choosing the wrong solution. In addition to
the cost risk, this may also involve lost
revenues.
Maintaining detailed, regularly
updated renovation programs
for the properties.
Increase in
operating costs,
risk of transfer
External
circumstances,
especially
international political and economic factors,
can significantly increase operating costs.
Investments for efficiency, a
forward-looking lease structure
and tenant mix.
Risk of rental
activity
The profitability of the SPP Group depends
on the profitability of a properly developed
and maintained tenant mix.
Extensive market knowledge
and constant learning to meet
the
changing
needs
of
consumers and landlords.
Damage to real
estate
Properties owned by the SPP Group are
exposed to various types of damage, both
natural (e.g. fire, storm, water damage) and
other (e.g. vandalism, terrorism, equipment
failure).
Diversification of properties by
location,
maintaining
an
insurance policy with adequate
coverage.
Risk of TESCO
leases
Under the lease agreements between SPP
Group and TESCO, a reduction of the
occupancy rate of a property below certain
thresholds may result in a reduction of the
rent
payable
by
TESCO,
which
may
adversely
affect
SPP
Group's
financial
results.
Forward-looking
rental
activity, occupancy planning.
Business and environmental risks
Exit risk of
Adventum PENTA
Co-Investment
SCSp ("Penta
Fund")
The Penta Fund, as the current indirect
majority shareholder of Shopper Park Plus
Plc ("Parent Company"), is a closed-end
alternative investment fund with a fixed
maturity
in
the
medium
term.
The
shareholder structure of the Parent Company
will inevitably change with the termination
of the Penta Fund, which may result in a
change of control and thus of the previous
corporate governance and business strategy,
and thus may affect the profitability of the
SPP Group and the valuation/value of its
shares.
Establish and maintain sound
corporate governance practices
based on a strong strategic
foundation
that
reduces
volatility risk.
Risk of paying a
success fee
Under its management contract with the
trustee, the SPP Group would be required to
pay a success fee on the occurrence of
certain events, which could reduce the SPP
Group's financial results, if any.
Sound
business
planning,
monitoring the level of risk.
Environmental risk The operation of the properties poses a risk
to the environment. The SPP Group has a
legal, financial, market and reputational
responsibility to the authorities and to
consumers, tenants and local communities to
manage
environmental
risks
in
its
operations.
Maintaining a strategic focus
and
high
priority
on
sustainability
and
environmental issues.

Presentation of properties

Properties Address Gross
leasable
area (sqm)
Location
Budaörs Kinizsi út 1-3.,
2040
Budaörs,
Hungary
35,111 The property is located along the M1/M7 motorway access
road to Budapest, as a prominent part of a popular commercial
area on both sides of the motorway.
Debrecen
Airport
Mikepércsi út
73/A, 4030
Debrecen,
Hungary
10,254 The property is located on the south side of the city of
Debrecen, along the main road number 47, which is accessible
from both directions. The Debrecen International Airport is
located about 3 km to the south-west.
Debrecen Extra Kishegyesi út
1-13., 4031
Debrecen,
Hungary
26,974 The property is located on the border of Debrecen city centre,
on the area bordered by the main road 35 and Kishegyesi road,
and the rear part of the area borders the property of the Clinical
Centre of the University of Debrecen. Due to its location, the
property is highly visible and easily accessible by car and
public transport.
Eger Rákóczi Ferenc
utca 100., 3300
Eger, Hungary
15,777 The property is located in the northern part of the town of Eger,
along the main road 25. It is best accessible by car, but there
are also several bus stops nearby.
Érd Budafoki út 2.,
2030 Érd,
Hungary
16,282 The property is located close to the M6 motorway in the city
of Érd, with good access from the motorway via a direct exit
and a roundabout. It is also directly accessible from the main
road number 7.
Kecskemét Talfája köz 1.,
6000
Kecskemét,
Hungary
17,558 The property is located in the northern part of the city of
Kecskemét, next to the road number 5. Continuing northwards,
road 5 connects to road 445, which has a direct link to the M5
motorway. The property is easily accessible from the
roundabout junction
with road 5.
Miskolc Avas Mésztelep utca
1/A, 3508
Miskolc,
Hungary
9,519 The property is located in the southeastern part of Miskolc,
accessible
from
Mésztelep
street,
which
has
a
direct
connection to the road number 3.
Miskolc Extra Szentpéteri
kapu utca 103.,
3527 Miskolc,
Hungary
18,236 The property is located in the northern part of Miskolc, in the
Szentpéteri kapu street, which forms the urban section of the
main road 26 - in the commercial zone that has developed here.
Access by car is possible from this street, where the city bus
stop
is also a short walk away.
Nyíregyháza Pazonyi út 36.,
4400
Nyíregyháza,
Hungary
17,977 The property is located in the northeastern part of Nyíregyháza,
on Pazonyi road, which is also the urban section of the main
road 4. Access by car is excellent, but public transport is also
possible. There are several local bus stops on Pazonyi út. The
property is part of a larger retail park, located next to the most
densely populated residential area of the city. The elegant
suburbs of Nyíregyháza, Sóstógyógyfürdő and Sóstóhegy are
also in the immediate vicinity. Sóstógyógyfürdő is also an
important tourist destination, so in addition to local residents,
tourists are also a target group for the property.
Pécs Makay István út
5., 7634 Pécs,
Hungary
23,984 The property is located in Pécs, in the established retail zone
along the westbound section of the main road No. 6 towards
Szigetvár. Access is optimal mainly by car, but it is also
accessible by local buses - a few minutes' walk from the bus
stop in Uranváros.
Sopron Ipari krt. 30.,
9400 Sopron,
Hungary
15,907 The property is located in the south-eastern part of Sopron and
can be reached from the Győri út roundabout junction on the
main road 84. Access is optimal mainly by car, but there are
also several local bus stops on Győri út, from where the
property is a few minutes' walk away.
Szeged Rókus krt. 42-
64., 6724
Szeged,
Hungary
17,748 The property is in the northern Rókus district of Szeged, along
the outer Rókus boulevard of the city. It is accessible by car
from the exit of Kiskundorozsma of the M5 motorway,
continuing the M5 main road, which takes about 10 minutes by
car. The property is also very accessible by public transport -
tram and local bus stops can be found on Rókus boulevard. The
immediate surroundings of the property are densely populated,
with a mixture of residential development and small apartment
and family houses.
Székesfehérvár Aszalvölgyi
utca 1., 8000
Székesfehérvár,
Hungary
15,538 The
property
is
located
in
the
northeastern
part
of
Székesfehérvár, along the St. Florian Boulevard, part of the
ring road connecting the outer areas of the city - easily
accessible by car from the main roads (81, 811, 801, 8 and 7).
The property is also accessible by public transport - several
local bus stops are within a few minutes' walk.
Váci út -
Budapest
Gács utca 3.,
1138 Budapest,
Hungary
20,315 The property is located in the XIII. district of Budapest, in the
part of Váci út close to the 4th district - in the block bordered
by Váci út-Gács utca and Balzsam utca. Access by car is
easiest from Váci út, but there are several public transport
facilities nearby - a few minutes' walk away - at Újpest City
Gate, including local bus stops and metro stations.
OC Galerie -
Ostrava
Sjízdná 5554/2,
722 00 Ostrava
Třebovice,
Czech Republic
23,174 The property is located west of Ostrava city centre, along the
Sjizdna road. The surrounding area is a mix of residential and
retail buildings. The property is easily accessible by public
transport - the nearest bus stop is 'Trebovice, OC' - the latter of
which has several local tram lines.
RP Chrudim Dr. Milady
Horákové 11,
537 03
Chrudim,
Czech Republic
5,582 The property is located about 1.5 km south of Chrudim city
centre
on
Dr
Milady
Horakove
road.
Its
immediate
surroundings are mainly residential, with some urban public
buildings. The area on the eastern side of the property is under
retail regulation, while the areas on the southern side are still
under agricultural use. The property is also accessible by
public transport - the 'Chrudim, stadium' bus stop is located
directly in front of the property and several local bus services
have stops here.
OC Silesia -
Opava
Těšínská
2914/44, 746
01 Opava,
Czech Republic
15,636 The property is located about 1 km southeast of the centre of
Opava. In the immediate vicinity there are residential and retail
buildings and the railway station 'Opava-vychod'. Direct
access to the property is via Tesinska road, which is part of the
city ring road - a free direct bus service to the rest of the city
and the city centre, with the 'Opava, Tesco' stop located next to
the property, where the local bus service also stops. The
property is also accessible by trolleybus from the nearby stop
'Opava, Tesinska'.
OC
Fontána_Karlovy
Vary
Chebská
370/81A,
Dvory, 360 06
Karlovy Vary,
Czech Republic
18,928 The property is located on Chebska road, about 3 km west of
the centre of Karlovy Vary. In the surroundings of the property
there are mixed residential and retail - commercial buildings.
The property is most easily accessible by car via the Chebska
road roundabout of the D6 motorway. By public transport, the
property can be reached from the 'Tesco' bus stop located
directly next to the property or by local bus services stopping
at the nearby 'V Aleji' bus stop.
Dunajska Streda Hlavna 75, 929
01 Dunajska
Streda,
Slovakia
10,506 The property is located about 1 km southeast of the city centre
of Dunajska Streda, on the main road from the city towards
Komarno. Due to its location, the property is highly visible and
easily accessible by car and bus.
Nitra Bratislavska
5b., 949 01
Nitra, Slovakia
25,794 The property is located approximately 1.2 km west of the
centre of Nitra, on the border of the city core, next to the four
lane main road from the city towards Bratislava, with
commercial outlets. Due to its location, the property is highly
visible and easily accessible by car and bus.
Trnava Veterná 40, 917
01 Trnava,
Slovakia
17,635 The property is located about 1.5 km northeast of the centre of
Trnava, easily accessible by car. The surrounding area is a mix
of residential and retail - commercial buildings.
Zilina Kosicka 3, 010
01 Zilina,
Slovakia
17,441 The property is located about 1.4 km east of the centre of
Zilina, on the corner of the ring road around Zilina and the 4-
lane main road to Kosice. Due to its location, the property is
highly
visible
and
easily
accessible
by
car
and
bus.
Commercial and business buildings are located in the vicinity
of the property.

Environmental protection and investments

The SPP Group has a legal, financial, market and reputational responsibility to public authorities, as well as to consumers, tenants, local communities and the natural environment, to manage environmental risks in its operations.

The SPP Group is committed to contributing to the fight against climate change through the investment and operation of its real estate portfolio. Real estate makes a significant contribution to greenhouse gas emissions during its life cycle, and it is necessary to take this objective into account during both operation and renovation and demolition works.

The focus of the SPP Group's ESG strategy is to reduce carbon emissions in line with the principles of the Paris Agreement and other international sustainability frameworks.

In addition to reducing carbon emissions over the lifetime of buildings, the ESG strategy also places a strong emphasis on the following elements that contribute to sustainability:

  • a 30% reduction in the energy consumption of the real estate portfolio compared to the level at the time of purchase
  • use of renewable energy
  • creating sustainable infrastructure
  • obtaining at least "very good" certification for all properties under the BREEAM rating system
  • use of "green" lease clauses
  • use of recycled building materials and rainwater

The SPP Group aims to make its real estate investments resilient to the volatility of utility costs, while reducing adverse environmental impacts and creating long-term value for its investors. Energy efficiency and other investments and measures outlined above will help to achieve these objectives.

In line with its ESG strategy, the SPP Group aims to obtain green building certification for all elements of its retail park portfolio. In the second quarter of 2025, the Shopland retail parks in Ostrava and Karlovy Vary obtained a "Very Good" BREEAM In-Use rating. Previously, the retail parks in Opava and Chrudim, as well as the properties owned by SPP in Érd, Szeged, and Székesfehérvár, had also received BREEAM In-Use "Very Good" certification. In line with its objectives, the SPP Group has begun the certification process for all properties that have not yet been certified. The remaining 11 Hungarian Shopland retail parks are expected to obtain BREEAM In-Use V6 certification by the fourth quarter of 2025, achieving a "Very Good" rating similar to the previous ones. The certification of the Slovakian properties is expected to be obtained in 2026.

In connection with the solar power plant project planned for retail parks in Hungary, a decision has been made to install carports at most of the locations in addition to solar panels installed on open land and roofs. In addition to solar power generation, carports provide shade and cover for vehicles and reduce the heating of paved parking lots. In Q3 2025, a binding request for proposals was issued to the companies that had previously submitted the best bids for 10 locations.

The roof of the Debrecen Kishegyesi location has been renovated, resulting in new rainwater insulation across the entire roof surface. In addition, where technically necessary, the thermal insulation has also been replaced locally.

The entire air duct network was cleaned at the Debrecen Kishegyesi location and the Miskolc Szentpéteri location, thereby enhancing indoor comfort and system efficiency.

The liquid cooling equipment in the Eger and Miskolc Szentpéteri retail parks were replaced in Q3, so new, state-of-the-art machines provide the cooling with low energy consumption now.

The comprehensive architectural, mechanical, and electrical renovation of public restrooms continued

in Q3 2025, during which low-water-consumption faucets, energy-efficient LED lights were installed, and domestic hot water (DHW) production was switched from a remote, central gas boiler to local electric boilers. This will also comply with BREEAM and ESG criteria, reducing water and electricity consumption while enhancing the customer experience.

In the case of the Debrecen Kishegyesi and Miskolc Szentpéteri retail parks, the contractor tender was successfully completed, construction began in Q3, and work is expected to be completed in the first half of Q4. In addition, orders were placed in Q3 2025 for the renovation of customer restrooms at the Székesfehérvár, Kecskemét, and Pécs locations, which are expected to be completed in Q4 2025.

Financing

The SPP Group's strategic objective is to finance its activities while maintaining a leverage (debt / real estate value) of around 50-60%. This leverage is in line with the relevant legal requirements and provides a favorable return to the owners with a moderate level of risk.

Bank loan for real estate in Hungary and the Czech Republic

Following the restructuring of the bank loan, the key data of the bank loan as of the balance sheet date of September 30, 2025 are as follows:

Maturity of the loan: 30 June 2030
Credit limit amount: €154.81 million
Loan amount €150 million
Financing banks OTP Bank Nyrt 50%; Erste Group Bank AG 25%; Erste Bank
Magyarország Zrt 25%
Loan capital balance on
30.09.2025:
€154.81 million
Interest rate: For each interest period, the annual percentage rate is the sum of:
interest margin: 2.5%
interest base rate: 3 months EURIBOR 2 business days before the interest
period in question, with a minimum of zero.
Interest period: 3 months
Schedule of repayments: At the end of the calendar year, 1% of the credit line amount, the
remainder at maturity.
Hedging Interest rate cap transaction: Until March 31, 2027, the principal amounts
specified in the table below are covered by an interest rate cap (CAP)
transaction, according to which the 3-month EURIBOR interest rate base
is capped at 2.4%.
Interest rate swap transaction: Until March 31, 2027, the Group will pay
a fixed interest rate of 2.04% on the principal amounts specified in the
table below, instead of the 3-month EURIBOR variable interest rate
specified in the loan agreement.
Collar interest rate transaction: Covers 70% of the principal amount for
the period between March 31, 2027 and June 30, 2030 at a minimum
(floor) interest rate of 1.85% and a maximum (cap) interest rate of 4%.
This means that if the 3-month EURIBOR falls below 1.85%, the SPP
Group will pay 1.85% on 70% of the principal as the interest rate base
instead of the 3-month EURIBOR, and if the 3-month EURIBOR rises
above 4%, it will pay 4%.
Securities In the context of the bank loan agreement, collateral typical of such
transactions has been created in favour of the creditors, covering the assets
of the parent company and its subsidiaries, as well as the shares in these
companies.
Start of End of Principal Principal Principal Total principal Principal
period period amount hedged amount hedged amount amount amount at the
by interest rate by interest rate hedged by hedged beginning of
cap swap collar the period
2025.09.30 2025.12.31 90.956.250 € 38.981.250 € - 129.937.500 € 154.810.000 €
2025.12.31 2026.03.31 89.840.625 € 38.503.124 € - 128.343.750 € 154.810.000 €
2026.03.31 2026.06.30 88.725.000 € 38.024.998 € - 126.750.000 € 153.261.900 €
2026.06.30 2026.09.30 87.543.750 € 37.518.748 € - 125.062.500 € 153.261.900 €
2026.09.30 2026.12.31 86.362.500 € 37.012.500 € - 123.375.000 € 153.261.900 €
2026.12.31 2027.03.31 85.181.250 € 36.506.252 € - 121.687.500 € 153.261.900 €
2027.03.31 2027.06.30 - - 107.283.330 € 107.283.330 € 151.713.800 €
2027.06.30 2027.09.30 - - 106.199.660 € 106.199.660 € 151.713.800 €
2027.09.30 2027.12.31 - - 106.199.660 € 106.199.660 € 151.713.800 €
2027.12.31 2028.03.31 - - 106.199.660 € 106.199.660 € 151.713.800 €
2028.03.31 2028.06.30 - - 106.199.660 € 106.199.660 € 150.165.700 €
2028.06.30 2028.09.30 - - 105.115.990 € 105.115.990 € 150.165.700 €
2028.09.30 2028.12.31 - - 105.115.990 € 105.115.990 € 150.165.700 €
2028.12.31 2029.03.31 - - 105.115.990 € 105.115.990 € 150.165.700 €
2029.03.31 2029.06.30 - - 105.115.990 € 105.115.990 € 148.617.600 €
2029.06.30 2029.09.30 - - 104.032.320 € 104.032.320 € 148.617.600 €
2029.09.30 2029.12.31 - - 104.032.320 € 104.032.320 € 148.617.600 €
2029.12.31 2030.03.31 - - 104.032.320 € 104.032.320 € 148.617.600 €
2030.03.31 2030.06.30 - - 104.032.320 € 104.032.320 € 147.069.500 €

Bank loan related to properties in Slovakia

The SPP Group financed the acquisition of the properties in Slovakia in part with a bank loan under the following material terms:

Maturity of the loan: 15 December 2029
Credit limit amount: €46 million
Loan amount €46 million
Financing bank UniCredit Bank Czech Republic and Slovakia, a.s.
Loan capital balance on
30.09.2025:
€46 million
Interest rate: For each interest period, the annual percentage rate is the sum of:
interest margin: until 31.12.2025 2.15% thereafter between 2% and 2.3%
based on a current interest coverage ratio.
interest base rate: EURIBOR 3 months before the interest period in
question, with a minimum of zero, 2 business days before the interest
period in question.
Interest period: 3 months
Schedule of interest
payment:
at the end of calendar quarter
Repayment of principal The loan has no amortization and 100% repayment at maturity.
Hedging On 70% of the principal amount the 3-month EURIBOR as the interest
rate base is hedged by an interest rate collar with a minimum (floor)
interest rate of 1.5% and a maximum (cap) interest rate of 3% until the
maturity of the bank loan.
Securities In the context of the bank loan agreement, collateral typical of such
transactions has been created in favour of the creditors, covering the assets
of the Slovak subsidiary as well as the shares in the Slovak subsidiary.

Member loans related to properties in Slovakia

The acquisition of the properties in Slovakia was partly financed by the SPP Group through member loans under the following material terms. The table shows the loans granted by the minority shareholders of the Slovak subsidiary:

Maturity of the loan: 2033. December 14.
Loan capital balance on
30.09.2025:
Unity SK Holding Zrt.: €6.65 million; TSP Partner Hungary Kft.: €3.43
million
Interest rate: 5%
Interest period: calendar year
Schedule of interest
payment:
capitalised annually
Repayment of principal The loans are not amortised and are payable on maturity.

Events after the balance sheet date

On 29 October 2025, Shopper Park Plus Plc. ("SPP") announced its intention to acquire eight retail parks in Poland, each of which is home to a recognized international grocery retailer as a key tenant. The transaction is in line with SPP's strategy, according to which the company aims to become the leading owner and operator of food-focused retails parks in the Central and Eastern European region. SPP has exclusivity regarding the transaction and the due diligence process has been completed. The main parameters of the transaction are as follows: purchase price: approximately EUR 195 million, leasable area (GLA): approximately 210,000 m², expected yield: approximately 9.1%.

EPRA Indicators

2025 Q3 2024 Q3
EPRA Earnings1 MEUR 4.08 2.85
EPRA Earnings per share EUR 0.27 0.22
EPRA net initial yield2 % 7.05% 7.05%
EPRA NAVs
EPRA Net Reinstatement Value (NRV)3 MEUR 233 181
EPRA Net Reinstatement Value (NRV) EUR/ share 15.6 13.9
EPRA Net Tangible Assets (NTA)4 MEUR 233 181
EPRA Net Tangible Assets (NTA) EUR/ share 15.6 13.9
EPRA Net Disposal Value (NDV)5 MEUR 190 156
EPRA Net Disposal Value (NDV) EUR/ share 12.7 11.9
EPRA vacancy rate6 % 8.7% 11.0%
EPRA loan-to-value7 % 42.9% 39.5%

1 Profit from operations, excluding changes in fair value of investment properties and financial assets.

2The ratio of the annual sales revenue reduced with real estate operating costs, and the real estate fair value increased with the estimated purchasers' costs.

3Calculated with gross asset values, the assumed transaction costs are added to IFRS valuation figures

4Shopper Park Plus does not intend to sell properties, so deferred tax liabilities and transaction costs are not deducted.

5Scenario if company assets are sold and liabilities are not held to maturity: deferred taxes, financial instruments and success fee are calculated as to the full extent of their liability.

6The estimated rental value of vacant areas compared to the value of the entire portfolio.

7The ratio of total liabilities (not covered by available free cash) compared to the fair value of properties and other assets.

Owners and ownership rights

Listing and presentation of owners of more than 5% (at the end of the period)

For the series(s) introduced:

Name Residency Activity Quantity
(pieces)
Ratio
(%)
Voting right (%)
PENTA CEE
Holding Zrt.
Domestic Company 4 641 635 34.39% 34.39%
Adventum PENTA
Co-Investment
SCSp
Foreign Institutional 2 349 912 17.41% 17.41%
PortfoLion Partner
Domestic
Magántőkealap
Institutional 1 532 160 11.35% 11.35%
Note: PENTA CEE Holding Zrt. and Adventum PENTA Co-Investment SCSp vote together through their
final decision maker, Kristóf Péter Bárány.
Kristóf Péter Bárány 51.80%

Regarding the total share capital:

Name Residency Activity Quantity
(pieces)
Ratio
(%)
Voting right (%)
PENTA CEE
Holding Zrt.
Domestic Company 6 141 635 40.95% 40.95%
Adventum PENTA
Co-Investment SCSp
Foreign Institutional 2 349 912 15.67% 15.67%
PortfoLion Partner
Magántőkealap
Domestic Institutional 1 532 160 10.22% 10.22%
Note: PENTA CEE Holding Zrt. and Adventum PENTA Co-Investment SCSp vote together through
their final decision maker, Kristóf Péter Bárány.
Kristóf Péter Bárány 56.62%

In relation to certain1 decision-making powers over the total share capital:

Name Residency Activity Quantity
(pieces)
Ratio
(%)
Voting right (%)
PENTA CEE
Holding Zrt.
Domestic Company 6 141 635 40.95% 68.92
Adventum PENTA
Co-
Investment SCSp
Foreign Institutional 2 349 912 15.67% 8.25%
PortfoLion Partner
Magántőkealap
Domestic Institutional 1 532 160 10.22% 5.38%
Note: PENTA CEE Holding Zrt. and Adventum PENTA Co-Investment SCSp vote together through
their final decision maker, Kristóf Péter Bárány.
Kristóf Péter Bárány 77.17%

1 Matters of priority: (i) the election of 3 (three) members of the Board of Directors and the recall of the members elected under such a decision-making procedure; and (ii) the election of 2 (two) members of the Supervisory Board and the recall of the members elected under such a decision-making procedure.

Board of directors:

Name Position Mandate
starting date
Mandate ending
date
Kristóf Péter Bárány Member and President 02.12.2021 indefinite
András Marton Member 02.12.2021 indefinite
Gábor Németh Member 02.12.2021 indefinite
András Molnár Member 23.05.2022 indefinite
Michelle Sharon Small Member 22.01.2024 indefinite

Supervisory Board/Audit Committee:

Name Position Mandate
starting date
Mandate ending
date
Dr. Gergely Szűcs Member and President 27.10.2023 indefinite
Dr. József Berecz Member 27.10.2023 indefinite
Sándor Makra Member 27.10.2023 indefinite

Budapest, 30.10.2025

Kristóf Péter Bárány Gábor Németh Board Member Board Member

Shopper Park Plus Plc.

Interim Condensed Consolidated Financial Statements prepared in accordance with International Financial Reporting Standards as adopted by the European Union

For the nine months period ending 30.09.2025

List of contents

Interim Condensed Consolidated Statement of Profit or loss and Comprehensive Income 3
Interim Condensed Consolidated Statement of Financial Position 4
Interim Condensed Consolidated Statement of Changes In Equity 5
Interim Condensed Consolidated Statement of Cash-flow 6
Notes to the interim condensed consolidated unaudited financial statements 7
1. General background 7
2. Other statements related to the interim financial statements 9
3. Significant changes in the consolidated statement of financial position 9
4. Segment information 11
5. Result of Fair value on investment properties 12
6. Rental income 13
7. Net service result 13
8. Administrative expenses and other income 13
9. Impairment and reversal of impairment 14
10. Related parties 14
11. Financial instruments 15
12. Income taxes 16
13. Cash flow hedges 16
14. Contingent assets, contingent liabilities and commitments 17
15. Events after the balance sheet date of the interim financial statements 18
16. Statement of disclaimer related to the interim condensed consolidated financial
statements 18

Interim Condensed Consolidated Statement of Profit or loss and Comprehensive Income

Data in EUR Note Nine months period
ended 30.09.2025
(unaudited)
Three months period
ended 30.09.2025
(unaudited)
Nine months period
ended 30.09.2024
(unaudited)
Three months period
ended 30.09.2024
(unaudited)
Rental income 6 23 903 991 8 836 799 17 797 099 5 898 196
Operating fees and other revenue 7 10 020 362 3 507 762 18 008 250 6 914 226
Operating and other property-related expenses 7 (12 745 233) (4 182 383) (19 830 668) (7 178 375)
Gross result 21 179 119 8 162 178 15 974 681 5 634 047
Gain from revaluation of investments properties 24 754 577 13 223 809 8 940 557 24 158
(Impairment)/Reversal of impairment 247 894 (39 215) 7 888 89 640
Administrative expenses 8 (3 272 307) (1 015 514) (2 425 262) (1 017 999)
Other income 8 430 691 430 691 0 0
Operating result 43 339 974 20 761 948 22 497 864 4 729 846
Financial income 507 808 (111 830) 633 682 46 399
Financial expenses (8 758 175) (3 033 317) (6 823 430) (2 111 734)
Profit before tax 35 089 608 17 616 801 16 308 116 2 664 511
Income tax (income / (loss)) 12 (3 774 514) (1 437 293) (256 696) 231 593
Profit for the period 31 315 094 16 179 508 16 051 420 2 896 104
Of which attributable to non-controlling interest 4 244 749 1 292 208 0 0
Of which attributable to owners of the parent company 27 070 345 14 887 301 16 051 420 2 896 104
Cash-flow hedge period end valuation difference 13 (245 997) (130 262) (449 378) (1 151 358)
Other comprehensive income for the period (245 997) (130 262) (449 378) (1 151 358)
Total comprehensive income for the period 31 069 097 16 049 246 15 602 042 1 744 746
Of which attributable to non-controlling interest 1 4 200 331 1 309 783 0 0
Of which attributable to owners of the parent company 26 868 766 14 739 464 15 602 042 1 744 746
Earnings per share 1,80 0,99 1,23 0,22
Basic and diluted EPS for share type A 1,80 0,99 1,23 0,22
Basic and diluted EPS for share type B 1,80 0,99 1,23 0,22

Interim Condensed Consolidated Statement of Financial Position

Data in EUR Note 30.09.2025
(unaudited)
31.12.2024
(audited)
Assets
Non-current assets 425 340 000 309 625 541
Investment properties 1, 5 425 340 000 309 620 000
Other non-current assets 0 5 541
Current assets 38 915 153 62 034 498
Lease and other accounts receivable 6 256 055 5 510 203
Current income tax receivable 230 580 308 452
Other receivables 3 5 784 074 3 853 428
Restricted cash 3 11 707 203 43 001 515
Cash and cash equivalents 14 937 241 9 360 900
Total assets 464 255 153 371 660 039
Equity and liabilities
Equity 219 252 962 200 781 865
Share capital 1 499 762 1 499 762
Capital reserve 152 188 510 152 188 510
Cash-flow hedge (1 886 046) (1 684 466)
Foreign currency translation reserve (9 134) (9 134)
Retained earnings 58 952 968 44 480 623
Non-controlling interest 8 506 901 4 306 570
Non-current liabilities 226 073 271 150 248 217
Long-term loans and borrowings 3 208 665 974 138 071 145
Tenant deposits 8 564 716 6 756 237
Deferred tax liabilities 8 842 582 5 390 284
Other non-current liabilities 0 30 551
Current liabilities 18 928 919 20 629 957
Short-term loans and borrowings 3 1 548 100 6 281 360
Accounts payable 1 870 780 2 138 665
Current income tax liabilities 61 462 182 280
Negative fair value of cash-flow hedging derivatives 1 930 464 1 684 467
Other current liabilities 1 13 518 113 10 343 185
Total liabilities 245 002 191 170 878 174
Total equity and liabilities 464 255 153 371 660 039

Interim Condensed Consolidated Statement of Changes In Equity

Note Share capital Capital reserve Cash-flow hedge Foreign currency
translation
reserve
Retained earnings Equity attributable to
equity holders of the
parent
Non-controlling
interest
Total
Balance on 01.01.2024 (audited) 1 307 762 130 521 762 (1 168 792) 0 30 223 529 160 884 261 0 160 884 261
Profit for the period 0 0 0 0 16 051 420 16 051 420 0 16 051 420
Total other comprehensive income for the
period
0 0 (449 378) 0 0 (449 378) 0 (449 378)
Dividends paid to shareholders of the parent
company
0 0 0 0 (9 968 847) (9 968 847) 0 (9 968 847)
Transaction cost related to the issue of capital
instrument
0 49 300 0 0 0 49 300 0 49 300
Balance on 30.09.2024 (unaudited) 1 307 762 130 571 062 (1 618 170) 0 36 306 102 166 566 756 0 166 566 756
Profit for the period 0 0 0 0 8 174 521 8 174 521 (16 181) 8 158 340
Total other comprehensive income for the
period
0 0 (66 296) (9 134) 0 (75 430) 0 (75 430)
Transaction cost related to the issue of capital
instrument
0 (270 552) 0 0 0 (270 552) 0 (270 552)
Increase in share capital and capital reserve 192 000 21 888 000 0 0 0 22 080 000 0 22 080 000
Non-controlling interest value related to the
period at aquisition date
0 0 0 0 0 0 4 322 751 4 322 751
Balance on 01.01.2025 (audited) 1 499 762 152 188 510 (1 684 466) (9 134) 44 480 623 196 475 295 4 306 570 200 781 865
Profit for the period 0 0 0 0 27 070 345 27 070 345 4 244 749 31 315 094
Total other comprehensive income for the
period
0 0 (201 579) 0 0 (201 579) (44 418) (245 997)
Dividends paid to shareholders of the parent
company
0 0 0 0 (12 597 999) (12 597 999) 0 (12 597 999)
Closing balance on 30.09.2025 (unaudited) 1 499 762 152 188 510 (1 886 046) (9 134) 58 952 968 210 746 061 8 506 901 219 252 963

Interim Condensed Consolidated Statement of Cash-flow

Data in EUR Note Nine months period
ended 30.09.2025
(unaudited)
Nine months period
ended 30.09.2024
(unaudited)
Cash flow from operating activities:
Profit before tax 34 139 719 16 308 116
Adjustments to reconcile profit before tax to net cash flows:
Gain from revaluation of investment property 5 (24 754 577) (8 940 557)
Other corrections of the result 6 732 038 6 772 002
Changes in accounts receivable and other receivables 3 (3 363 666) (2 754 472)
Increase / decrease in deposits and tenant deposits 1 808 479 434 670
Increase / decrease in restricted cash balances 3 31 294 312 144 367
Decrease/increase in accounts payable and other current liabilities 4 358 061 (11 300 992)
Income tax paid (365 162) (46 420)
Net cash flow used from operating activities 49 849 203 616 714
Cash flow from investing activities
Acquisition of investment properties 5 (90 965 422) (4 189 443)
Net cash flow in investing activities (90 965 422) (4 189 443)
Cash flow from financing activities
Repayment of loans/borrowings to 3rd parties (1 500 000) (4 406 250)
Drawdown of loans / borrowings from 3rd parties 3 67 685 000 0
Drawdown of loans from related parties outside the group 3 17 000 000 0
Repayment of loans / borrowings to related parties outside the group (17 018 464) 0
Capital increase 0 49 300
Interest paid (6 875 976) (6 769 363)
Dividends paid (12 597 999) (9 968 847)
Net cash flow from financing activities 46 692 561 (21 095 161)
Net change in cash and cash equivalents 5 576 341 (24 667 890)
Cash and cash equivalents at the beginning of the period 9 360 900 29 638 646
Cash and cash equivalents at the end of the period 14 937 241 4 970 756

Notes to the interim condensed consolidated unaudited financial statements

1. General background

Name of the parent company: Shopper Park Plus Plc.

Tax number: 27033498-2-44

Registered seat: 1015. Budapest, Batthyány street 3. ground floor 1.

Company registration number: 01-10-140433

Website: www.shopperparkplus.hu

Shopper Park Plus Plc.'s (hereinafter "SPP", "Parent Company" or the "Company") common shares are listed in the Premium category of the Budapest Stock Exchange.

The majority shareholder of the Parent Company is Penta CEE Holding Ltd. from 20 December 2021, with its registered office at 1015. Budapest, Batthyány street 3. ground floor 1, Hungary. The ultimate parent company of the Company is Adventum Penta Fund SCA SICAV-RAIF.

As of September 30, 2025, the Company's share capital consisted of 13,497,618 dematerialized common shares of series "A," each with a nominal value of 0.1 EUR, representing equal and identical shareholder rights, and 1,500,000 dematerialized voting preference shares of series "B," each with a nominal value of 0.1 EUR, also representing equal and identical shareholder rights. The series "B" voting preference shares provide ten times the voting rights compared to the series "A" shares in certain decisions.

The Group (Shopper Park Plus Plc. and its subsidiaries) is active in the development, management and renovation of commercial real estate. The group develops its current properties with an intention to letting them on the basis of operating leases. However, this does not exclude the possibility of selling them in the future as part of the group's ongoing business activities.

Shopper Park Plus Plc. operates as a Regulated Real Estate Investment Company. Among the companies owned directly or indirectly by the Company, Shopper Retail Park Ltd. is registered as a regulated real estate investment project company.

Representatives of the Company:

Kristóf Péter Bárány András Marton Gábor Németh 1011 Budapest 1126 Budapest 1118 Budapest Ponty street 6. Fodor street 9/a. ground floor 2. Radóc street 10.

Joint representation right Joint representation right Joint representation right

Significant transactions in the period:

On 6 March 2025, SPP Plc announced that its subsidiary Shopping Malls SVK s.r.o., a majority-owned subsidiary of SKRADEVEL Holding Ltd., registered in Slovakia, fulfilled its purchase price payment obligaƟon to the seller and, as a result of parallel Slovak land registry procedures, acquired the ownership of four retail parks previously part of the Slovak Tesco porƞolio.

The purchase price was 83,503,620 EUR, which was financed by using a EUR 46,000,000 credit facility maintained by UniCredit Bank Czech Republic and Slovakia a.s. (See Note 3), as well as EUR 25,200,000 intercompany loan and previously injected equity. This purchase price has been decreased by 372,000 EUR due to subsequent material informaƟon.

SPP has 60% ownership in Shopping Malls SVK s.r.o., through its fully owned subsidiary of SKRADEVEL Holding Ltd., 40% is owned by TSP Partner Hungary Ltd és UNITY SK Holding Zrt.

Related to the purchase transacƟon EUR 3,833,260 hold-back amount is reflected amongst Other current liabiliƟes.

The total fair value of the gross assets acquired by Shopping Mall SVK s.r.o. is essenƟally concentrated in a single idenƟfiable asset per locaƟon. Thus, the purchase of the property is not considered a business combinaƟon and should be regarded as an asset acquisiƟon.

On 7 April 2025, the Group entered into an interest rate swap under which the Group pays a fixed interest rate of 2.04% on 30% of the principal amount of the loan instead of the 3-month EURIBOR, which is the floating interest rate base of the loan agreement. Together with an interest margin of 2.5%, this means that the Group pays a fixed interest rate of 4.54% on 30% of the principal amount of the loan. The terms of the interest rate cap transaction, which is fixed at 70% of the principal amount of the loan, remain unchanged.

SPP has decided to partially restructure its real estate portfolio, under which it sold its properties to Shopper Retail Park Ltd. (which is 100% owned by the Company) on June 30, 2025. There has been no change to the real estate portfolio at the consolidated level.

Effective from 1 July, 2025, the bank loan facility, borrowed from OTP Bank Plc and Erste Group Bank AG, Erste Bank Hungary Ltd, financing the properties in Hungary and the Czech Republic, has been extended from 31 March 2027 until 30 June, 2030; furthermore the amount of the bank loan facility has been increased from 133.1 million euros to 154.8 million euros, which has been fully utilised by Shopper Retail Park Ltd. in July 2025 (see Note 3).

The SPP Group entered into a hedging transaction for bank loans related to properties in Hungary and the Czech Republic on 7 August, 2025, which covers 70% of the current principal debt of the loan between March 31, 2027, and June 30, 2030. at a minimum (floor) interest rate of 1.85% and a maximum (cap) interest rate of 4%.

Shopper Park Plus Plc borrowed 17 million euros loan from its majority shareholder, Penta CEE Holding Zrt., which has been fully repaid along with its interest on 21 July, 2025. (See Note 10).

2. Other statements related to the interim financial statements

These financial statements have been prepared in accordance with International Accounting Standard 34 as adopted by the European Union. No new standard has been applied in the preparation of these interim financial statements as they do not have a material impact on the financial statements.

The accounting policies applied in the interim financial statements are consistent with those applied in the comparative period and in the most recently published 2024 annual financial statements. The accounting policies presented are unchanged from those applied at the year end. The interim condensed consolidated financial statements do not include all the information and therefore should be read in conjunction with the Company's annual consolidated financial statements as at 31 December 2024.

There have been no changes in the estimates used compared to the annual consolidated financial statements as at 31 December 2024.

The Company did not issue any ordinary shares during the periods presented. Convertible or exchangeable shares were not issued during the reporting period or in previous fiscal years. No transactions aimed at acquiring own shares occurred either in the period ended Sept 30, 2025 or in previous financial years.

The interim financial statements have been prepared on a going concern basis.

3. Significant changes in the consolidated statement of financial position

Loans and borrowings

The balance of bank loans and borrowings (short and long together) was EUR 134,255,705 at 31.12.2024, increasing to EUR 199,735,073 at 30.09.2025. The increase is due to a bank loan of EUR 46,000,000 borrowed by the Slovak subsidiary and a rise of 21 685 000 EUR in connection with the restructuring of bank loans financing Czech and Hungarian real estate.

The purpose of the EUR 46,000,000 bank loan borrowed by the Slovak subsidiary was to acquire the ownership of four retail parks previously part of the Slovak Tesco portfolio (See Note 1). It was borrowed from UniCredit Bank Czech Republic and Slovakia a.s., it has a maturity date of 15 December 2029 and its interest rate is 3 months EURIBOR + applicable margin.

Effective from 1 July, 2025, the bank loan facility, borrowed from OTP Bank Plc and Erste Group Bank AG, Erste Bank Hungary Ltd, financing the properties in Hungary and the Czech Republic, has been extended from 31 March 2027 until 30 June, 2030; furthermore the amount of the bank loan facility has been increased from133.1 million euros to 154.8 million euros, which has been fully utilised by Shopper Retail Park Ltd. in July 2025.

The above increases have been offset by the repayment of the bank loan during the reporting period.

Data in EUR 30.09.2025.
(unaudited)
31.12.2024.
(audited)
Long-term loans and borrowings
Bank loans 198 186 973 127 974 345
Other loans 10 479 000 10 096 800
Long-term loans and borrowings 208 665 973 138 071 145
Short-term loans and borrowings
Current portion of bank loans 1 548 100 6 281 360
Short-term loans and borrowings 1 548 100 6 281 360

The short-term portion of bank loans decreased significantly, as bank loans financing Hungarian and Czech real estate were restructured with lower annual principal repayment obligations, effective July 1, 2025.

Other receivables

The balance of other receivables at 31.12.2024 was EUR 3 853 428, which increased to EUR 5,784,074 by 30.09.2025. The main reason for the increase is the significant amount of VAT receivable and the higher accruals' balance at the of the current period.

Restricted cash

At the end of current period the Company had EUR 11,707,203 restricted cash.

The balance of restricted cash has decreased to a larger extent, since at the end of 2024 Shopping Malls SVK s.r.o. deposited an amount of EUR 33,410,628 in an escrow account based on the real estate sale and purchase agreement signed for the acquisition of four TESCO retail parks in Slovakia, which has been released during current period (see Note 1).

4. Segment information

Segments are defined on the basis of the geographical breakdown of the Group's properties in Hungary, Czech Republic and Slovakia.

The segment allocation for the first nine months of 2025 is the following (unaudited):

Data in EUR Hungary Czechia Slovakia Group level
expenses and
income
Total
Rental income 14 434 128 4 335 721 5 134 142 0 23 903 991
Operating fees and other revenue 6 291 510 1 819 336 1 909 516 0 10 020 362
Operating and other property-related
expenses
(7 881 433) (2 303 141) (2 560 659) 0 (12 745 233)
Gross result 12 844 205 3 851 916 4 482 999 0 21 179 119
Gain from revaluation of investments
properties
8 883 323 3 931 922 11 939 332 0 24 754 577
Impairment and reversal of impairment 323 016 (26 064) (49 059) 0 247 894
Administrative expenses 0 0 0 (3 272 307) (3 272 307)
Other income 0 0 0 430 691 430 691
Operating result 22 050 544 7 757 774 16 373 272 (2 841 616) 43 339 974
Financial income 0 0 0 507 808 507 808
Financial expenses 0 0 0 (8 758 175) (8 758 175)
Profit before tax 22 050 544 7 757 774 16 373 272 (11 091 982) 35 089 608
Current income tax expenditure (318 377) 0 (644 760) 0 (963 137)
Deferred tax expense 0 (747 838) (2 063 540) 0 (2 811 378)
Profit/(Loss) for the period 21 732 167 7 009 936 13 664 972 (11 091 982) 31 315 094
Assets classifiable to segments
Investment properties 250 980 000 78 350 000 96 010 000 0 425 340 000
Lease and other accounts receivable 5 760 845 137 649 357 562 0 6 256 055
Current income tax receivable 0 230 580 0 0 230 580
Other receivables 4 087 302 713 063 983 709 0 5 784 074
Cash and cash equivalents 8 422 447 1 904 511 4 610 282 0 14 937 241
Liabilities classifiable to segments
Tenant deposits 6 347 198 793 741 1 423 776 0 8 564 716
Deferred tax liabilities 0 6 138 122 2 704 460 0 8 842 582
Accounts payable 822 864 202 090 845 827 0 1 870 780
Current income tax liabilities 60 385 1 077 0 0 61 462

The segment allocation for the first nine months period of 2024 is the following (unaudited):

Data in EUR Hungary Czechia Slovakia Group level
expenses and
income
Total
Rental income 13 348 302 4 448 797 0 0 17 797 099
Operating fees and other revenue 14 901 433 3 106 817 0 0 18 008 250
Operating and other property-related
expenses
(16 304 074) (3 526 594) 0 0 (19 830 668)
Gross result 11 945 661 4 029 020 0 0 15 974 681
Gain from revaluation of investments
properties
8 193 532 747 025 0 0 8 940 557
Impairment and reversal of impairment 46 779 (38 891) 0 0 7 888
Administrative expenses 0 0 0 (2 425 262) (2 425 262)
Operating result 20 185 971 4 737 154 0 (2 425 262) 22 497 864
Financial income 0 0 0 633 682 633 682
Financial expenses 0 0 0 (6 823 430) (6 823 430)
Profit before tax 20 185 971 4 737 154 0 (8 615 010) 16 308 116
Current income tax expenditure (271 080) 327 284 0 0 56 204
Deferred tax expense 0 (312 900) 0 0 (312 900)
Profit/(Loss) for the period 19 914 891 4 751 538 0 (8 615 010) 16 051 420
Assets classifiable to segments
Investment properties 229 950 000 71 830 000 0 0 301 780 000
Lease and other accounts receivable 7 729 868 331 604 0 0 8 061 472
Current income tax receivable 0 286 443 0 0 286 443
Other receivables 3 165 337 1 113 759 0 0 4 279 096
Cash and cash equivalents 4 778 533 192 223 0 0 4 970 756
Liabilities classifiable to segments
Tenant deposits 6 170 545 718 366 0 0 6 888 911
Deferred tax liabilities 0 4 959 784 0 0 4 959 784
Accounts payable 3 855 605 11 554 0 0 3 867 159
Current income tax liabilities 25 799 7 064 0 0 32 863

5. Result of Fair value on investment properties

In 30 Sept, 2025, like in prior periods, the Group has engaged an independent valuer, CBRE Ltd, to determine the fair value of the properties. The value determined by the independent valuer for all properties is the same as the value reported in the financial statements.

As of Sept 30, 2025, the value of the Group's investment properties, which the Group already owned at the end of 2024, increased by a total of 6.4% compared to the value as of December 31, 2024. In addition, during the reporting period the Group purchased the Slovak properties (See Note 1), which were valued by the valuer at EUR 96,010,000.

The value of the Investment properties as of 30 Sept, 2025 has been increased by EUR 115,720,000 from which the current period gain from revaluation is EUR 24,754,577 and EUR 90,965,423 is the property development costs, which is largely due to newly added Slovakian properties to the portfolio.

6. Rental income

The Group has rental income from the investment properties, which amounted as follows:

Data in EUR Nine months period Three months period Nine months period Three months period
ended 30.09.2025 ended 30.09.2025 ended 30.09.2024 ended 30.09.2024
(unaudited) (unaudited) (unaudited) (unaudited)
Rental income 23 903 991 8 836 799 17 797 099 5 898 196

By the nine months period ended 30 Sept 2025, the rental income increased by 34.3% compared to the same period in 2024, mainly due to the inclusion of the Slovak properties (see Note 4.).

7. Net service result

Data in EUR Nine months
period ended
30.09.2025
(unaudited)
Three months
period ended
30.09.2025
(unaudited)
Nine months
period ended
30.09.2024
(unaudited)
Three months
period ended
30.09.2024
(unaudited)
Operating fees and other revenue 10 020 362 3 507 762 18 008 250 6 914 226
Operating and other property-related
expenses
(12 745 233) (4 182 383) (19 830 668) (7 178 375)
Net service result (2 724 872) (674 621) (1 822 418) (264 149)

Starting from the fourth quarter of 2024, the SPP Group reports re-charged energy, water and sewerage costs on a net basis as the re-charged of utility services has become an agency activity, thus requiring the recognition of revenues and costs on a net basis under IFRS (for more details refer to Note 2.6 included in the annual consolidated financial statements as of December 31, 2024). For this reason, both revenues and costs in 2025 decreased significantly compared to the prior year comparative period.

8. Administrative expenses and other income

Data in EUR Nine months
period ended
30.09.2025
(unaudited)
Three months
period ended
30.09.2025
(unaudited)
Nine months
period
ended 30.09.2024
(unaudited)
Three months
period ended
30.09.2024
(unaudited)
Accounting and financial services 321 254 61 383 209 925 109 164
Legal fees 635 118 251 587 354 311 151 931
Management fee 1 984 146 628 049 1 403 186 480 878
Other administrative expenses 331 790 74 495 457 840 276 026
Total 3 272 307 1 015 514 2 425 262 1 017 999

Administrative expenses increased in 2025 mainly due to the inclusion of the Slovak subsidiary.

In current period, an amount of EUR 427,985 withheld from the purchase price of properties in Hungary and the Czech Republic was released under other income.

9. Impairment and reversal of impairment

The impairment on leases and other accounts receivable changed as the followings (data in EUR):

Balance on 1 January 2024 (audited) 383 199
Recognition of provision 201 131
Reversal of provision (209 019)
Balance on 30 Sept 2024 (unaudited) 375 311
Recognition of provision 301 644
Reversal of provision (96 282)
Balance on 1 January 2025 (audited) 580 674
Recognition of provision 103 685
Reversal of provision (351 579)
Balance on 30 Sept 2025 (unaudited) 332 780

In the nine month period ended Sept 30, 2025, the net result of the recognition and reversal of the impairment was EUR 247,894.

10.Related parties

The turnover of transactions with related parties was as follows (in EUR):

Name of the partner Type of the transaction Nine months
period ending
30.09.2025
(unaudited)
Nine months
period ending
30.09.2024
(unaudited)
Turnovers made through parties related to parent
company
Penta CEE Holding Zrt. Borrowing 17 000 000 0
Penta CEE Holding Zrt. Loan interest 149 479 0
Turnovers made through parties related to parent
company total
17 149 479 0
Turnovers made through parties related via key
personnel
Adventum Property Services Kft. Management fee 1 549 526 1 311 683
MARTIG Kft. Legal and financial services 188 194
Hümpfner Legal Legal and financial services 699 486 579 303
Turnovers made through parties related via key
personnel total
2 249 200 1 891 180

The balances of transactions with related parties at the end of the period were as follows (in EUR):

Name of the partner Balance sheet line 30.09.2025
(unaudited)
31.12.2024
(audited)
Balances outstanding through parties related to
parent company
Penta CEE Holding Zrt. Short-term loans and
borrowings
0 18 464
Balances outstanding through parties related to
parent company total
0 18 464

Adventum Property Services Ltd. provides management services to the Group.

Shopper Park Plus Nyrt signed out a credit facility agreement with its majority shareholder, Penta CEE Holding Zrt. on 4 June, 2025. The credit facility was available for 60 days after signing the contract, it carried 8% interest and its maximum amount was 20 million euros. During June 2025 SPP utilized 17 million euros from the facility, which loan amount, along with its interest, was repaid in July 2025.

The Group considers members of the Management Board and Supervisory Board to be key management personnel. One director receives an allowance.

Compensations (in EUR) Nine months period ending
30.09.2025
(unaudited)
Nine months period ending
30.09.2024
(unaudited)
Total compensation of key managers 31 879 31 683

11. Financial instruments

The Group's balances of financial instruments are as follows:

Data in EUR 30.09.2025
(unaudited)
31.12.2024
(audited)
Financial instruments registerred at amortised cost
Financial assets registered at amortised cost
Current financial assets
Leases and other account receivable 6 256 055 5 510 203
Financial instruments within other receivables 3 574 013 2 970 255
Restricted cash 11 707 203 43 001 515
Cash and cash equivalents 14 937 241 9 360 900
Total current financial assets 36 474 512 60 842 873
Total financial assets in the balance sheet 36 474 512 60 842 873
Non-current financial liabilities
Long-term loans and borrowings 208 665 974 138 071 145
Total non-current financial liabilities 208 665 974 138 071 145
Current financial liabilities
The current portion of non current financial debt: 1 548 100 6 281 360
Total liabilities from short-term loans and borrowings 1 548 100 6 281 360
Accounts payable 1 870 780 2 138 665
Financial instruments within other current liabilities 13 481 365 8 718 621
Total current financial liabilities 16 900 245 17 138 646
Total financial liabilities on the balance sheet 225 566 219 155 209 791
Financial instruments registered at fair value
Non-current financial liabilities
Other non-current liabilities 0 30 551
Total other non-current liabilities 0 30 551
Current financial liabilities
Negative fair value of cash-flow hedge 1 930 464 1 684 467
Other current liabilities 0 1 353 024
Total current financial liabilities 1 930 464 3 037 491
Total financial liabilities on the balance sheet 1 930 464 3 068 042

Other current liabilities include deferred income and accrued expenses.

The balance of restricted cash decreased to a larger extent due to the use of the amount deposited in the account of Shopping Malls SVK s.r.o. in 2024 for the acquisition of four Slovak TESCO retail parks.

The book value and fair value of financial instruments are the same.

12. Income taxes

The Parent Company and Shopper Retail Park Kft, which owns the Hungarian properties, are not liable for corporate tax and local tax due to their REIT status, only for the innovation contribution, which is included in income taxes.

Deferred tax expense is included in income taxes. The significant increase in deferred tax expense is due to the inclusion of Slovak properties in 2025. The deferred tax income is a result of the negative corporate tax base carried forward from previous years by the Czech entities.

Data in EUR Nine months period
ended 30.09.2025
(unaudited)
Three months period
ended 30.09.2025
(unaudited)
Nine months period
ended 30.09.2024
(unaudited)
Nine months period
ended 30.09.2024
(unaudited)
Current income tax expenditure 322 217 49 712 (56 204) (93 740)
Deferred tax expense 3 840 109 1 775 391 312 900 (137 853)
Deferred tax income (387 811) (387 811) 0 0
Total 3 774 514 1 437 293 256 696 (231 593)

13.Cash flow hedges

The Group entered into hedging transactions to hedge the interest rate risk arising from its variablerate bank loans. The hedging transactions for bank loans financing Hungarian and Czech real estate are summarized in the table below (data in EUR):

Start of
period
End of
period
Principal
amount
covered by
an interest
rate cap
transaction
Principal
amount
covered by
interest
rate swap
transaction
Principal
amount
covered by
interest rate
collar
transaction
Total
principal
covered by
hedge
transactions
Principal
debt at the
beginning of
the period
2025.09.30 2025.12.31 90.956.250 38.981.250 - 129.937.500 154.810.000
2025.12.31 2026.03.31 89.840.625 38.503.124 - 128.343.750 154.810.000
2026.03.31 2026.06.30 88.725.000 38.024.998 - 126.750.000 153.261.900
2026.06.30 2026.09.30 87.543.750 37.518.748 - 125.062.500 153.261.900
2026.09.30 2026.12.31 86.362.500 37.012.500 - 123.375.000 153.261.900
2026.12.31 2027.03.31 85.181.250 36.506.252 - 121.687.500 153.261.900
2027.03.31 2027.06.30 - - 107.283.330 107.283.330 151.713.800
2027.06.30 2027.09.30 - - 106.199.660 106.199.660 151.713.800
2027.09.30 2027.12.31 - - 106.199.660 106.199.660 151.713.800
2027.12.31 2028.03.31 - - 106.199.660 106.199.660 151.713.800
2028.03.31 2028.06.30 - - 106.199.660 106.199.660 150.165.700
2028.06.30 2028.09.30 - - 105.115.990 105.115.990 150.165.700
2028.09.30 2028.12.31 - - 105.115.990 105.115.990 150.165.700
2028.12.31 2029.03.31 - - 105.115.990 105.115.990 150.165.700
2029.03.31 2029.06.30 - - 105.115.990 105.115.990 148.617.600
2029.06.30 2029.09.30 - - 104.032.320 104.032.320 148.617.600
2029.09.30 2029.12.31 - - 104.032.320 104.032.320 148.617.600
2029.12.31 2030.03.31 - - 104.032.320 104.032.320 148.617.600
2030.03.31 2030.06.30 - - 104.032.320 104.032.320 147.069.500

The hedge transaction for the bank loan financing real estate in Slovakia is an interest rate collar transaction on 70% of the principal amount: The 3-month EURIBOR interest rate as a basis for the term of the bank loan with a minimum (floor) interest rate of 1.5% and a maximum (cap) interest rate of 3%. The principal amount of the bank loan remains unchanged until maturity.

The fair value of the cash flow transactions is shown in the following table:

Data in EUR 30.09.2025
(unaudited)
31.12.2024
(audited)
Negative fair value of cash-flow hedge 1 930 464 1 684 467

14.Contingent assets, contingent liabilities and commitments

Contingent assets

A contingent asset is a possible asset that arises from past events, but the existence of which is uncertain and is not dependent on future events within the control of the Group. These assets do not appear on the balance sheet. The Group has no contingent assets for which an inflow of economic benefits is probable and significant.

Contingent liabilities

The Group has no contingent liabilities for which an outflow of economic benefits is probable and significant.

15. Events after the balance sheet date of the interim financial statements

On 29 October 2025, Shopper Park Plus Plc. ("SPP") announced its intention to acquire eight retail parks in Poland, each of which is home to a recognized international grocery retailer as a key tenant. The transaction is in line with SPP's strategy, according to which the company aims to become the leading owner and operator of food-focused retails parks in the Central and Eastern European region. SPP has exclusivity regarding the transaction and the due diligence process has been completed. The main parameters of the transaction are as follows: purchase price: approximately EUR 195 million, leasable area (GLA): approximately 210,000 m², expected yield: approximately 9.1%.

16. Statement of disclaimer related to the interim condensed consolidated financial statements

Shopper Park Plus Plc. declares that the interim condensed consolidated financial statements, prepared to the best of its knowledge on the basis of applicable accounting regulations, give a true and fair view of the assets, liabilities, financial position, profit and loss of Shopper Park Plus Plc. and the companies included in the consolidation, furthermore, the third quarter management report gives a reliable picture of Shopper Park Plus Plc. and the companies involved in the consolidation its situation, development and performance, describing the main risks and uncertainties.

Budapest, 30 October 2025.

Kristóf Péter Bárány Gábor Németh

Member of the Board of Directors Member of the Board of Directors

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