YAPI VE KREDİ BANKASI A.Ş.

Capital/Financing Update • Oct 30, 2025

Summary Info	Completion of debt instrument issuance abroad
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale

Board Decision Date	25.12.2024

Related Issue Limit Info

Currency Unit	USD
Limit	7.000.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Oversea
Domestic / Oversea	Oversea
Capital Market Board Approval Date	10.04.2025

Capital Market Instrument To Be Issued Info

Type	Bond
Maturity Date	01.11.2027
Maturity (Day)	732
Sale Type	Oversea
The country where the issue takes place	İngiltere
Central Securities Depository	Euroclear
Nominal Value of Capital Market Instrument Sold	100.000.000
Maturity Starting Date	30.10.2025
Issue Exchange Rate	1,1595
Interest Rate Type	Fixed Rate
Traded in the Stock Exchange	No
Payment Type	Foreign Exchange Payment
ISIN Code	XS3220807195
Coupon Number	2
Currency Unit	EUR
Coupon Payment Frequency	Annually

Redemption Plan of Capital Market Instrument Sold

Coupon Number	Payment Date	Was The Payment Made?
1	02.11.2026
2	01.11.2027
Principal/Maturity Date Payment Amount	01.11.2027

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	AA-(tur) - Ulusal Uzun Vadeli Notu (National Long Term)	01.07.2025	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

Ref: Our public disclosure dated 11.04.2025 regarding our debt instrument issuance ceiling abroad. Within the scope of our foreign debt instrument issuance ceiling, our Bank has issued debt instruments in the amount of 100.000.000 EUR abroad through the Global Medium Term Note program. The necessary Capital Markets Board permission for the issuance was obtained. In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.