PZU Powszechny Zakład Ubezpieczeń S.A.

Pre-Annual General Meeting Information • Oct 23, 2025

!! !!!!! !!!!! ! !!! ! !! ! ! !!

</d;<>/b56@b0@727</d;<>

#?757;/9; <a7471 a7<;16/;53
;7A7/9; <a7471 a7<;<="" td="">
6/;53
&3/@<;4 A6316/;53</td
( <a 0<c3<="" 18&<18;1="" 5<7;5="" 96<927;5@7;9="" td="">
@@B3?@2/A/
1<23
% \$##*, ) ,
@@B3?L@;/:3
\$#+'."-.I).\$.J'\$HI-"
/A/<4A633;A7AE@3;27;5A63; <a7471 a7<;<="" td="">
AA ;3E7;4/1A4<?A63=B?=<@3<4@B0:7AA7;5A63;<A7471/A7<;</td
7?@A;/:3		/@A;/:3
/;/		9B:3;@A37;
!
(E=3<43;A7AE
;/AB?/9=3?@<; 935/9=3?@<;
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
B2@<;-/?2@		"3D- 8</td	)'	)'
;A7AE;/:3
9/18&<18;1
1<23
* -&!
1<237@:7@@7;5
'6/?3@639227?31A9E
'6/?3@63927;27?31A9EA6? <b56@b0@727 ?3@<="" td="">
/A/<423=3;23;A3;A7A73@
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
;@<;& 2<br		'7;5/= 3</td	'7;5/=<?3	'7;5/= 3</td
;A7AE;/:3
&#'"\$#& !(
1<23
).% ,
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td

/a3@6</a3@<></a3@<></d;<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
(6?<5: A<;C3;B3</td	"	<;2<;	);7A327;52<:	"	<;2<;	);7A327;52<:
;A7AE;/:3
&#*'#&') !(
1<23
!*+ '"
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
"B:03?<4 27;/?E03/?3?/;293C <a3@6 ?3@<="" td=""><??357@A3?32@6/?3@>	>	>>	?357@A3?32@6/?3@
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
"B:03?<4C <a3@< td="">
"B:03?<4C <a3@< td="">
"B:03?<4C <a3@< td="">
"B:03?<4C <a3@< td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">	td="">	>	>>
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE
22?3@@	\$<@A1<23	7AE
22?3@@	\$<@A1<23	7AE
22?3@@	\$<@A1<23	7AE
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td="">
"&)#+&(.!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"&)#+&(.!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"&)#+&(.!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td		<b;a?e< td="">
"&)#+&(.!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
B2@<;-/?2@		"3D- 8
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td	)'
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td		)'
;A7AE;/:3
&#*'#&'
1<23
"!&!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034<?3A6316/;53
"B:03?<4<?27;/?E03/?3?/;2	<??357@A3?32@6/?3@

/a3@6</a3@<></a3@<></d;<>/a3@6</a3@<></a3@<></d;<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
/E'A?33A'B7A3	! '	( <;A<</td	/;/2/	/;/2/
;A7AE;/:3
&#''(!"!"(" !(
1<23
-(.\$!&\$&-'-
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
	3;0/16=9/AF@A9< <br !" !B;716		3?:/;E
;A7AE;/:3
9/18&<18@@3A!/;/53:3;A3BA@169/;2
1<23
"&)#+&(.!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td

/a3@6</a3@<></a3@<></d;<></d3?
/a3@6</a3@<></a3@<></d;<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
7A70/;8( <d3? /?23;&		<;5<;5	<;5<;5		<;5<;5	<;5<;5
;A7AE;/:3
9/18&<18@@3A!/;/53:3;A" A6@7/ 7:7A32</td
1<23
*%#,(-
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
B2@<;-/?2@	"3D- 8<br )'
;A7AE;/:3
&#"" !"!"("
1<23
,-!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td

/a3@6</a3@<></a3@<></d;<>/a3@6</a3@<></a3@<></d;<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
<d ?2'a?33a<="" td="">		'/;?/;17@1<	)'		'/;?/;17@1<	)'
;A7AE;/:3
&#)"*'#&'
1<23
-##\$-!
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
<d ?2'a?33a<="" td="">		'/;?/;17@1<	)'		'/;?/;17@1<	)'
;A7AE;/:3
	&#"'(()(#" (&)'(#!\$"-"(#" ''#(#"
1<23
&*!(\$
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034<?3A6316/;53
"B:03?<4<?27;/?E03/?3?/;2	<??357@A3?32@6/?3@

/a3@6</a3@<></a3@<></d;<>/a3@6</a3@<></a3@<></d;<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
3C3967493E( <d3? 67493e<="" td="">	"'+	'E2;3E	B@A?/97/	"'+	'E2;3E	B@A?/97/
'>B/?3
;A7AE;/:3
&#"*'(!"(!"!"()'(& !(
1<23
.''%"%''(
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
(6?<5: A<;C3;B3</td	" <;2<;		);7A327;52<:	" <;2<;		);7A327;52<:
;A7AE;/:3
&#"'(!"(!"!"() !(
1<23
%,\$%
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034<?3A6316/;53
"B:03?<4<?27;/?E03/?3?/;2	<??357@A3?32@6/?3@

/a3@6</a3@<></a3@<></d;<>/a3@6</a3@<></a3@<></d;<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
);7C3?@7AE'>B/?3?7C3		\$?7;13A<;	)'
;A7AE;/:3
&#"*'(!"(!"!"(
1<23
!&('%
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
22?3@@	\$<@A1<23	7AE A <d;< td="">	<b;a?e< td=""></b;a?e<>	<b;a?e< td=""></b;a?e<>
(?B@A( <d3?! 7;<="" td="">	!/?B;<b16767e<2 8b (<8E<</b16767e<2>		/=/;	!/?B; <b16767e<2 8b (<8E<</b16767e<2>		/=/;
;A7AE;/:3
9/18&<18/=/;< A2
1<23
-&. +
1<237@:7@@7;5
;A7AEL@27?31A@6/?36<927;5034 3A6316/;53</td
"B:03?<4 27;/?E03/?3?/;2</td	<??357@A3?32@6/?3@			?357@A3?32@6/?3@</td

/a3@6</a3@<></a3@<>/a3@6</a3@<></a3@<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
( <a 93;a7ae@6<927;5034<?3a6316="" ;53<="" td="">
"B:03?<4 27;/?E03/?3?/;2<br ?357@A3?32@6/?3@</td
"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" td="">
( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">
@6/?37;A63;B:03?<4C <a3@< td="">
&3/@<;4 @B0:7AA7;5A63;<A7471/A7<;</td
3A/79@<4A633C3;A
;A7AE1<;13?;32
9/18&<18;1
/A3<4@B0:7AA7;5A63; <a7471 a7<;<="" td="">	/A3<4A633C3;A	/A3<4A633C3;A
(?/;@/1A7<;@3AA93:3;A2/A3	/A3<4<0A/7;7;57;4 :/A7<;/0<BAA633C3;A</td
(E=3<43C3;A
#A63?
3@1?7=A7<;<4A633C3;A
(63<0975/A7<;A<; B7@7A7<;<447;/;17/97;@A?B:3;A@
;A7AEL@27?31A@6/?36<927;5
! ! !	! ! !
"B:03?<4 27;/?E03/?3?/;2<br ?357@A3?32@6/?3@</td	"B:03?<4<?27;/?E03/?3?/;2 <??357@A3?32@6/?3@	"B:03?<4 27;/?E03/?3?/;2<br ?357@A3?32@6/?3@</td

/a3@6</a3@<></a3@<>

"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">	"B:03?<4?357@A3?32:B9A7=93C<a3@6 ?3@<="" th="">/a3@6	"B:03?<4?357@A3?32:B9A7=93C <a3@6 ?3@<="" th="">/a3@6
( <a 9;b:03?<4@6="" ?3@<="" td="">	(<a 9;b:03?<4@6="" ?3@<="" td="">	( <a 9;b:03?<4@6="" ?3@<="" td="">
@6/?37;A63@6/?31/=7A/9	@6/?37;A63@6/?31/=7A/9
"B:03?<4C <a3@< td="">	"B:03?<4C<a3@< td=""></a3@<>	"B:03?<4C <a3@< td=""></a3@<>
@6/?37;A63;B:03?<4C <a3@< td="">	@6/?37;A63;B:03?<4C<a3@< td=""></a3@<>	@6/?37;A63;B:03?<4C <a3@< td=""></a3@<>

B??3;A@6/?36<927;5?3@B9A7;54?<:?A71930<4A631A<;=B0971<443?7;5

• "<A/==971/093
• ==971/093

(<A/927?31A/;27;27?31A/;21B??3;A@6/?36<927;5

(<A/9/;21B??3;A6<927;5/?3;<AA63@/:3

!

"B:03?<4<?27;/?E03/?3?/;2 <??357@A3?32@6/?3@

"B:03?<4?357@A3?32:B9A7=93C<A3@6/?3@

(<A/9;B:03?<4@6/?3@

@6/?37;A63@6/?31/=7A/9

"B:03?<4C<A3@

@6/?37;A63;B:03?<4C<A3@