Santander Bank Polska S.A.

Capital/Financing Update • Oct 7, 2025

Report Content Current report 30/2025

Admission to trading on Euronext Dublin ofsenior non preferred notes with a total nominal value of EUR 500,000,000issued under the EMTN Programme

The Management Board of Santander BankPolska S.A. ("Bank") hereby announces that on 7 October 2025 senior nonpreferred notes issued under EMTN Programme of the Bank were admitted totrading on Euronext Dublin with the following parameters:

1. aggregate nominal amount: EUR500,000,000, which is equal to PLN 2,127,950,000.00 according to averageNBP exchange rate as of 7 October 2025,

2. coupon: (i) during the first five yearssince the issue date - fixed in the amount of 3.500 % p.a., payableannually, (ii) during the last year - floating, based on 3M EURIBOR plusa margin of 1.15 % p.a., payable quarterly,

3. issue date: 7 October 2025,

4. maturity date: 7 October 2031,

5. the date on which the issuer may exercisethe call option: 7 October 2030,

6. par value of one note: EUR 100,000, whichis equal to PLN 425,590 according to average NBP exchange rate as of 7October 2025,

7. number of notes admitted to trading:5,000,

8. series: 6,

9. ISIN code: XS3200021684.

The admission to trading date and the firstday of trading is: 7 October 2025.

The issued notes were rated Baa2/BBB+ byMoody's Investors Service/Fitch Ratings, respectively.

The notes are governed by English law withexception of the status of the notes, and the provision concerningacknowledgement of the decision of resolution authority concerningbail-in redemption or conversion of the bonds and the exercise of staypowers, which are governed by Polish law.

Legal basis:

§ 18 of the Regulation of the Minister ofFinance on 6 June 2025 on the current and periodic information publishedby issuers of securities and the conditions for considering asequivalent the information required by law of a non-member state