GARANTİ FAKTORİNG A.Ş.

Capital/Financing Update • Sep 26, 2025

Summary Info	Bond Redemption
Update Notification Flag	Yes
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Redemption

Board Decision Date	31.05.2024

Related Issue Limit Info

Currency Unit	TRY
Limit	7.375.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	26.07.2024

Capital Market Instrument To Be Issued Info

Type	Bill
Maturity Date	26.09.2025
Maturity (Day)	182
Sale Type	Sale To Qualified Investor
Intended Nominal Amount	150.000.000
Intended Maximum Nominal Amount	150.000.000
The country where the issue takes place	Türkiye
Title Of Intermediary Brokerage House	GARANTİ YATIRIM MENKUL KIYMETLER A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	27.03.2025
Ending Date of Sale	27.03.2025
Nominal Value of Capital Market Instrument Sold	150.000.000
Maturity Starting Date	28.03.2025
Issue Price	0,80851
Interest Rate Type	Discounted
Interest Rate - Equivalent to Maturity (%)	23,6849
Interest Rate - Yearly Simple (%)	47,50
Interest Rate - Yearly Compound (%)	53,1584
Traded in the Stock Exchange	Yes
Payment Type	TL Payment
ISIN Code	TRFGRFA92516
Coupon Number	0
Principal/Maturity Date Payment Amount	150.000.000
Redemption Date	26.09.2025
Record Date	25.09.2025
Was The Payment Made?	Yes
Payment Date	26.09.2025
Currency Unit	TRY

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings Ltd	BB-	17.09.2024	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

Redemption has been made by our company for a discounted debt instrument with a nominal value of 150,000,000-TL ( one hundred fifty million turkish liras), with a maturity of 182 days, start date 28 March 2025 and maturity date 26 September 2025, sold only to qualified investors without being offered to the public.Regards