YAPI VE KREDİ BANKASI A.Ş.

Capital/Financing Update • Sep 4, 2025

Summary Info	Completion of the issuance of debt instruments which can be included Additional Tier 1 Capital abroad
Update Notification Flag	No
Correction Notification Flag	Yes
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale
Reason of Correction	Update on the rating date of the capital market instrument

Board Decision Date	25.12.2024

Related Issue Limit Info

Currency Unit	USD
Limit	7.000.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Oversea
Domestic / Oversea	Oversea
Capital Market Board Approval Date	10.04.2025

Capital Market Instrument To Be Issued Info

Type	Subordinated Debt Securities
Maturity Date	04.03.2036
Maturity (Day)	3.834
Sale Type	Oversea
The country where the issue takes place	İngiltere
Central Securities Depository	Euroclear&Clearstream
Nominal Value of Capital Market Instrument Sold	588.100.000
Maturity Starting Date	04.09.2025
Issue Exchange Rate	1
Interest Rate Type	Fixed Rate
Traded in the Stock Exchange	Yes
Payment Type	Foreign Exchange Payment
ISIN Code	XS3169054049
Coupon Number	0
Redemption Date	04.03.2036
Record Date	03.03.2036
Payment Date	04.03.2036
Currency Unit	USD

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	AA-(tur) - Ulusal Uzun Vadeli Notu (National Long Term)	01.07.2025	Yes

Does the capital market instrument have a rating note?	Yes

Capital Market Instrument Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	B-	28.08.2025	No

Does the originator have a rating note?	No

Additional Explanations

Ref: Our public disclosures dated 26.08.2024, 27.08.2025 and 01.09.2025. Issuance of debt instruments that can be included Additional Tier 1 Capital of 600 Million USD, the details of which are public disclosures dated 27.08.2025, with two different ISIN codes (XS3169054049 - 588.100.000 USD / US984848AV38 - 11.900.000 USD) issuance was completed on 04.09.2025. Additional Tier 1 Notes are perpetual. However, the maturity date is entered as 4 March 2036 in order to register the notes in the Central Securities Depository's (MKK) system. In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.