Zavarovalnica Triglav

Earnings Release • Aug 21, 2025

Category: Half yearly financial reports and audit reports/limited reviews

Published on: SEOnet

Published at:  20.08.2025 08:30

Published document ID: SAR-4/25

SAR-4/25

ZAVAROVALNICA TRIGLAV, d.d., Ljubljana

Triglav Group delivers outstanding results in H1 2025

In accordance with the Ljubljana Stock Exchange Rules and the applicable legislation, ZAVAROVALNICA TRIGLAV d.d., Ljubljana is hereby publishing the following notice:

⇒ Triglav's total business volume increased by 18% compared to H1 2024, reaching EUR 1,065.3 million, primarily driven by a rise in gross written premium in the Non-Life segment.

⇒ Earnings before tax rose by 22% to EUR 109.6 million, while net earnings increased by 21% to EUR 91.4 million.

⇒ The combined ratio Non-Life and Health reached an extremely favourable 88.2% (H1 2024: 90.6%). The new business margin Life stood at just over 12.2% (H1 2024: 14.1%).

⇒ Triglav Group's capitalisation at the half-year remains within the target range of 200–250%.

⇒ At the half year point, Triglav raises its annual profit guidance for 2025.

More detailed information is enclosed hereto.

This information will be published on the website of Zavarovalnica Triglav d.d. at www.triglav.eu as of 20 August 2025 and will remain available on the Company's public website for a period of at least five years.

Management Board of Zavarovalnica Triglav d.d.

Date: 21.08.2025