INTERNATIONAL PERSONAL FINANCE PLC

Major Shareholding Notification • Aug 13, 2025

National Storage Mechanism | Additional information

RNS Number : 0730V

International Personal Finance Plc

13 August 2025

FORM 8 (OPD)

PUBLIC OPENING POSITION DISCLOSURE BY A PARTY TO AN OFFER

Rules 8.1 and 8.2 of the Takeover Code (the "Code")

1.         KEY INFORMATION

(a) Full name of discloser:	International Personal Finance Plc
(b) Owner or controller of interests and short positions disclosed, if different from 1(a):      The naming of nominee or vehicle companies is insufficient.  For a trust, the trustee(s), settlor and beneficiaries must be named.	N/A
(c) Name of offeror/offeree in relation to whose relevant securities this form relates:      Use a separate form for each offeror/offeree	International Personal Finance Plc
(d) Is the discloser the offeror or the offeree?	OFFEREE
(e) Date position held:      The latest practicable date prior to the disclosure	12 August 2025
(f)  In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer?      If it is a cash offer or possible cash offer, state "N/A"	N/A

2.         POSITIONS OF THE PARTY TO THE OFFER MAKING THE DISCLOSURE

If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security.

(a)        Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates

Class of relevant security:	Ordinary shares of £0.10 each
	Interests		Short positions
Number	%	Number	%
(1) Relevant securities owned and/or controlled:	Nil	0	Nil	0
(2) Cash-settled derivatives:	Nil	0	Nil	0
(3) Stock-settled derivatives (including options) and agreements to purchase/sell:	Nil	0	Nil	0
TOTAL:	Nil	0	Nil	0

All interests and all short positions should be disclosed.

Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions).

Details of any securities borrowing and lending positions or financial collateral arrangements should be disclosed on a Supplemental Form 8 (SBL).

(b)        Rights to subscribe for new securities

Class of relevant security in relation to which subscription right exists:	Nil
Details, including nature of the rights concerned and relevant percentages:	N/A

3.         POSITIONS OF PERSONS ACTING IN CONCERT WITH THE PARTY TO THE OFFER MAKING THE DISCLOSURE

Details of any interests, short positions and rights to subscribe (including directors' and other employee options) of any person acting in concert with the party to the offer making the disclosure:

a) Holdings of ordinary shares by directors of International Personal Finance Plc and their close relatives:

Name	Number of ordinary shares held	% of total issued share capital carrying voting rights (excluding shares under option)
Stuart Sinclair	130,050	0.05
Katrina Cliffe	40,000	0.01
Richard Holmes	275,133	0.12
Aileen Wallace	47,835	0.02
Gerard Ryan	1,977,907*	0.90
Gary Thompson	165,700**	0.07

* Includes 1,549,411 shares owned by Gerard Ryan's close relative.

** Includes 165,700 shares owned by Gary Thompson's close relative.

b) Awards over International Personal Finance Plc shares held by the directors of International Personal Finance Plc:

Gerard Ryan:

Plan/award	Date of award	Number of shares	Exercise Price (GBP£)	Vesting date	Expiry date
Performance Share Plan	10/03/2022	1,178,864	Nil cost option	10/03/2025*	09/05/2032
Restricted Share Plan	10/05/2023	481,338	Nil cost option	10/05/2026	09/05/2033
Restricted Share Plan	20/03/2024	417,242	Nil cost option	20/03/2027	19/03/2034
Deferred Share Plan	10/03/2022	377,701	Nil cost option	10/03/2025*	N/A
Deferred Share Plan	03/04/2023	363,878	Nil cost option	03/04/2026	N/A
Deferred Share Plan	20/03/2024	168,489	Nil cost option	20/03/2027	N/A

* Vesting deferred.

Gary Thompson:

Plan/award	Date of award	Number of shares	Exercise Price (GBP£)	Vesting date	Expiry date
Performance Share Plan	05/04/2022	383,105	Nil cost option	05/04/2025*	04/04/2032
Restricted Share Plan	10/05/2023	279,523	Nil cost option	10/05/2026	09/05/2033
Restricted Share Plan	20/03/2024	242,301	Nil cost option	20/03/2027	19/03/2034
Deferred Share Plan	03/04/2023	157,425	Nil cost option	03/04/2026	N/A
Deferred Share Plan	20/03/2024	195,690	Nil cost option	20/03/2027	N/A
Save As You Earn Plan	26/08/2022	24,000	0.75	01/11/2025	31/05/2026

* Vesting deferred.

Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions).

Details of any securities borrowing and lending positions or financial collateral arrangements should be disclosed on a Supplemental Form 8 (SBL).

4.         OTHER INFORMATION

(a)        Indemnity and other dealing arrangements

Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the party to the offer making the disclosure or any person acting in concert with it: Irrevocable commitments and letters of intent should not be included. If there are no such agreements, arrangements or understandings, state "none"
None

(b)        Agreements, arrangements or understandings relating to options or derivatives

Details of any agreement, arrangement or understanding, formal or informal, between the party to the offer making the disclosure, or any person acting in concert with it, and any other person relating to: (i)  the voting rights of any relevant securities under any option; or (ii) the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced: If there are no such agreements, arrangements or understandings, state "none"
None

(c)        Attachments

Are any Supplemental Forms attached?

Supplemental Form 8 (Open Positions)	NO
Supplemental Form 8 (SBL)	NO

###### Date of disclosure:	13 August 2025
###### Contact name:	Thomas Crane
###### Telephone number:	+44 (0)113 539 5466

Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service.

The Panel's Market Surveillance Unit is available for consultation in relation to the Code's disclosure requirements on +44 (0)20 7638 0129.

The Code can be viewed on the Panel's website at www.thetakeoverpanel.org.uk .

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