Regulatory Filings • Aug 1, 2025
Regulatory Filings
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| Informazione Regolamentata n. 0033-132-2025 |
Data/Ora Inizio Diffusione 1 Agosto 2025 18:04:41 |
Euronext Milan | ||
|---|---|---|---|---|
| Societa' | : | INTESA SANPAOLO | ||
| Identificativo Informazione Regolamentata |
: | 208750 | ||
| Utenza - referente | : BINTESAN18 - Tamagnini Andrea |
|||
| Tipologia | : | REGEM | ||
| Data/Ora Ricezione | : | 1 Agosto 2025 18:04:41 | ||
| Data/Ora Inizio Diffusione | : | 1 Agosto 2025 18:04:41 | ||
| Oggetto | : | Intesa Sanpaolo: 2025 EU-wide stress test results |
||
| Testo del comunicato |
Vedi allegato

Turin - Milan, 1 August 2025 – Intesa Sanpaolo was subject to the 2025 EU-wide stress test conducted by the European Banking Authority (EBA), in cooperation with the Single Supervisory Mechanism (SSM), the Bank of Italy, the European Central Bank (ECB), and the European Systemic Risk Board (ESRB).
Intesa Sanpaolo notes the announcements made today by the EBA on the EU-wide stress test and fully acknowledges the outcomes of this exercise.
The 2025 EU-wide stress test does not contain a pass-fail threshold and instead is designed to be used as an important source of information for the purposes of the SREP. The results will assist competent authorities in assessing Intesa Sanpaolo's ability to meet applicable prudential requirements under stressed scenarios.
The adverse stress test scenario was set by the ECB/ESRB and covers a three-year time horizon (2025- 2027). The stress test has been carried out applying a static balance sheet assumption as at December 2024, and therefore does not take into account future business strategies and management actions. It is not a forecast of Intesa Sanpaolo profits.
With reference to the Intesa Sanpaolo Common Equity Tier 1 ratio (CET1 ratio), the stress test results were as follows:
| Baseline Scenario | |||||
|---|---|---|---|---|---|
| 31.12.2024 Actual |
31.12.2024 Restatement CRR3 |
31.12.2025 | 31.12.2026 | 31.12.2027 | |
| Transitional | 13.26% | 12.62% | 13.18% | 13.76% | 14.20% |
| Fully loaded | 13.26% | 12.40% | 12.94% | 13.52% | 13.95% |
| Adverse Scenario |
|---|
| 31.12.2024 Actual |
31.12.2024 Restatement CRR3 |
31.12.2025 | 31.12.2026 | 31.12.2027 | |
|---|---|---|---|---|---|
| Transitional | 13.26% | 12.62% | 10.38% | 11.38% | 12.00% |
| Fully loaded | 13.26% | 12.40% | 10.19% | 11.17% | 11.78% |
The results of the stress test highlight that Intesa Sanpaolo is able to confirm its solidity even in complex scenarios, thanks to its well-diversified and resilient business model.
Investor Relations Media Relations +39.02.87943180 +39.02.87962326
[email protected] [email protected]
| Fine Comunicato n.0033-132-2025 | Numero di Pagine: 3 |
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