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Catella

Earnings Release May 9, 2018

3024_10-q_2018-05-09_94e9e75d-0361-4a60-99e6-ad8628794b52.pdf

Earnings Release

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Total income increased by SEK 46 M to SEK 541 M, up 9%, mainly driven by Prop-erty Investment Management and Equity, Hedge and Fixed Income Funds. Profit was in line with the previous year despite reve-nue recognition of potential variable earn-ings in Systematic Macro being deferred to year end, in contrast with the previous quarterly and annual settlement. Accrued but not chargeable variable earnings in Systematic Macro totalled some SEK 125 M at the end of the quarter, which was not included in profit for the quarter. As previ-ously announced, the client portfolio in the card acquiring operations is being reduced from this quarter onwards, which impacts the Banking operations' profit negatively."

The Period in Brief

CONSOLIDATED TOTAL INCOME

CONSOLIDATED OPERATING PROFIT**

CORPORATE FINANCE TOTAL INCOME

ASSET MANAGEMENT AND BANKING TOTAL INCOME

The Group

FIRST OUARTER 2018

  • Total income SEK 541 M (495)
  • Net sales SEK 510 M (493)
  • Operating profit/loss SEK 60 M (66)
  • Profit/loss before tax SEK 64 M (72)
  • Profit for the period SEK 42 M (53), of which attributable to parent company shareholders SEK 22 M (33)
  • Earnings per share* SEK 0.26 (0.41)
  • Equity* SEK 1,626 M (1,597)
  • Equity per share* SEK 19.86 (19.51)
  • Accrued, not chargeable, variable earnings*** in Systematic Funds totalled SEK 125 M at the end of the period.

Corporate Finance

FIRST OUARTER 2018

  • Total income SEK III M (121)
  • Net sales SEK I 10 M (121)
  • Operating profit/loss SEK -2 M (2)
  • Property transaction volumes SEK 12.5 Bn $(7.1):$
  • France SEK 9.6 Bn (2.1)
  • Sweden SEK 1.6 Bn (2.1)
  • Germany SEK 0.0 Bn (0.3)

Asset Management and Banking

FIRST QUARTER 2018

  • Total income SEK 433 M (378)
  • Net sales SEK 402 M (377)
  • Operating profit/loss SEK 81 M (76)
  • Assets under management SEK 186.3 Bn $(163.6):$
  • increase SEK 2.0 Bn (7.9)
  • of which net flows SEK-4.1 Bn (4.9)

ADDITIONAL INFORMATION

Equity, Hedge and Fixed Income Funds

  • Total income SEK 209 M (185)
  • Operating profit/loss SEK 96 M (73)

Banking

  • Total income SEK 99 M (116)
  • Operating profit/loss SEK-21 M (3)

Property Investment Management

  • Total income 125 M (78)
  • Operating profit/loss SEK 7 M (0)
  • * Attributable to parent company shareholders.
  • ** Adjusted for items affecting comparability.

rupus teams are the main that all the basis of Systematic Macros' performance-based management fees. In order
for the performance-based management fee to be settled at year end, and recognised for profit/loss, returned mus than comparative indices and the most recent level settled (High watermark). Accordingly, actual settlement at year end may be higher. Jower or entirely absent relative to the indicated amount.

Improved composition of assets under management

Total income increased by SEK 46 M to SEK 541 M, up 9%, mainly driven by Property Investment Management and Equity, Hedge and Fixed Income Funds. Profit was in line with the previous year despite revenue recognition of potential variable earnings in Systematic Macro being deferred to year end, in contrast with the previous quarterly and annual settlement. Accrued but not chargeable variable earnings in Systematic Macro totalled some SEK 125 M at the end of the quarter, which was not included in profit for the quarter. As previously announced, the client portfolio in the card acquiring operations is being reduced from this quarter onwards, which impacts the Banking operations' profit negatively.

Equity, Hedge and Fixed Income Funds

Assets under management increased by SEK 4.6 Bn year-on-year, but decreased by SEK 3.5 Bn on the previous quarter driven by net outflows of SEK 5.8 Bn. Outflows in the quarter were attributable to Systematic Macro, due to the termination of one customer's external fund management program. This was a low risk mandate that will not affect income from future fixed earnings or potential variable earnings significantly. Excluding this item, the business area generated net inflows of some SEK 2.2 Bn.

Income and profit both increased yearon-year, despite accrued variable earnings in Systematic Funds not being reported in the quarter. Increased assets under management coupled with a more favourable product mix increased fixed earnings, mainly in Systematic Funds. Accrued variable earnings in Systematic Funds totalled some SEK 125 M at the end of the period.

The business area's annualised profit from fixed earnings/fixed expenses was SEK 282 M at the end of the quarter, in line with the previous quarter and up by SEK 90 M year-on-year.

We're focusing on improving the distribution of our products by applying for new permits on existing and new geographical markets to reach new customer

groups. It's important to broaden the operations of Mutual Funds and Systematic Funds through new actively managed products in order to strengthen our position and capitalize on the existing platform.

Property Investment Management

Assets under management increased by SEK 15.4 Bn year-on-year, of which net inflows totalled SEK 2.0 Bn in the quarter.

The business area returned strong income growth in year-on-year terms, and is progressing well. Profit in the quarter was affected by start-up costs for Property Asset Management in Sweden and the Netherlands.

Our broad geographical base makes us more relevant to investors, while our funds are also increasingly investing through our local Property Asset Management operations. We are currently represented on the markets we consider relevant to our Property Asset Management platform with the exception of the UK market. Catella intends to strengthen its UK presence through a conditional share purchase agreement for the acquisition of a majority holding in property investment and asset management advisor APAM Ltd, which is active on the UK market. APAM has grown sharply in recent years, and generated income of some GBP 7 M in 2017. APAM has a pronounced business focus which is a close fit with Catella, and parts of the organization have already initiated collaboration with APAM.

Corporate Finance

Although the first quarter is historically weak in Corporate Finance, activity was high in the Nordics and Continental Europe in line with last year. Investors continue to focus on the property asset class, which implies continued high transaction volumes. Apart from defending our strong position in transaction advice, it's important for Catella to ensure a broad-based product offering where capital markets advisory services retain a central role.

Banking

Income decreased on the previous year, mainly due to lower card and payment volumes, previously communicated in connection with the strategic review of Catella's card acquiring operations. This review will be completed in the coming quarter. Operating profit decreased by SEK 21 M year-on-year, mainly driven by lower card acquiring volumes, but also by increased personnel expenses in Wealth Management where we've recruited customer advisors in the Swedish operations.

In Wealth Management, fixed earnings were up driven by increased assets under management, while variable earnings decreased due to fewer completed capital raisings year-on-year. After the end of the quarter, Wealth Management closed a capital raising of SEK 450 M in connection with the creation of new private equity fund Pamica II. Like for Pamica I, there was considerable interest in this type of exposure from existing and new clients.

Catella continues to deliver a clear growth strategy as an active alternative asset manager. The quality of the composition of our assets under management continues to improve, while we've also increased our assets under management by 15% or SEK 25 Bn year-on-year.

For Catella, it's important to defend our strong market position in Corporate Finance. The business area is also a key part of generating alternative exposure for our customers, with clear synergies with Wealth Management and Property Investment Management.

Our initiatives in London and Hong Kong leverage an increasingly integrated European platform where we're working towards increasing our range of products and services in closely defined areas.

KNUT PEDERSEN

CEO and President

Comments on the Group's progress

Catella is a leading specialist in property advisory services and investments, mutual funds and banking, with operations in 14 countries. Our vision is to be the leading partner in Europe for investors in property and finance. Catella is listed in the Mid Cap segment on Nasdaq Stockholm.

Amounts are in SEKM unless otherwise indicated.Figuresintablesandcommentsmay be rounded.

Net sales and results of operations First quarter 2018

The Group's total income was SEK 541 M (495) and net sales were SEK 510 M (493), of which SEK 110 M (121) relates to Corporate Finance and SEK 402 M (377) relates to Asset Management and Banking. Comments on the progress of each operating segment are on pages 7-10.

The Group's net financial income and expense was SEK 4 M (6). Net financial income/expense also includes interest income of SEK 4 M (6), which mainly relates to loan portfolios, and interest expenses of SEK 6 M (3) relating to Catella's bond issue. Fair value measurement of non-current securities and current investments resulted in value adjustment of SEK 2 M (-6). Fair value of loan portfolios and holdings in proprietary funds increased by SEK 3 M and SEK 6 M respectively in the period, while derivatives saw a negative value adjustment of SEK-8 M. Closed currency forwards intended to reduce exchange rate exposure, generated a profit of SEK 2 M. The Minotaure and Ludgate loan portfolios, which were divested for a total value (equivalent to book value) of SEK 83 M in February 2018, did not make a net contribution to Group profit in the period.

The Group's profit before tax was SEK 64 M (72) and profit after tax was SEK 42 M (53), of which SEK 22 M (33) was attributable to parent company shareholders. This corresponds to Earnings per share of SEK 0.26 (0.41).

Significant events in the quarter Extraordinary General Meeting in Catella AB The EGM in Catella AB (publ) held on 22

January 2018 decided the following: ■ To authorize the acquisition of shares in IPM Informed Portfolio Management B.V.

■ To effect changes to the terms of warrants of series 2014/2018:A, 2014/2019:B and 2014/2020:C.

Share acquisition in IPM BV completed

As of 5 February 2018, Catella completed an additional acquisition of some 13% of the shares in IPM B.V. The transaction was based on a company value of IPM AB (Systematic Funds) of some SEK 2 Bn, and the purchase price amounted to SEK 198.5 M. The additional purchase price corresponds to 50% of the transferred shares' proportion of IPM AB's net profit for the financial year 2017. The total purchase consideration is estimated at SEK 207.5 M, and is reported in equity in the first quarter 2018. After the transaction, Catella's indirect and direct holding in IPM AB amounts to 60.6%

Strategic review of card acquiring operations in Banking business area

Catella has decided to initiate a strategic review of its card acquiring operations. Accordingly, the client portfolio will be reduced and strategic alternatives reviewed for the remaining client portfolio. Income in the card acquiring operations is expected to decrease by some SEK 70 M annually from the end of the first quarter 2018. The strategic review resulted in impairment of goodwill of SEK 20 M, and impairment of other intangible assets of SEK 33 M, as of 31 December 2017 in the Banking business area

Catella divests parts of loan portfolio

In February 2018, Catella divested the Ludgate and Minotaure loan portfolios for a total of SEK 83 M. Because Catella accepted the offer before the Year-end Report for 2017 was published, Catella posted a positive value adjustment of SEK 19 M as of 31 December 2017.

Catella strengthens presence in the UK

In March 2018, Catella signed a share purchase agreement for a majority holding in property investment and asset management advisor APAM Ltd. In connection with signing the agreement, Catella made a non-refundable down payment of SEK 31 M. The remainder will be paid on completion of the transaction, which is subject to regulatory approval and other conditions.

Annual settlement in Systematic Funds

In the period up until 31 December 2017, a proportion of Systematic Funds' assets under management through agreements with specific clients was recognised for profit as variable earnings on a quarterly basis. From 1 January 2018, Systematic Funds has moved to annual settlement for all its products, which means that variable earnings are settled and recognised for profit at year end.

Significant events after the end of the quarter

Currency hedging

In May, Catella initiated currency hedging with derivative instruments. Currency hedging is utilised to reduce the exchange rate risk in Catella's net exposure in EUR. Catella intends to apply hedge accounting in accordance with IFRS 9 from the date of hedging net exposure.

4

INCOME STATEMENT BY OPERATING SEGMENT IN SUMMARY

3 Months 12 Months
2018 2017 Rolling 2017
SEK M Jan-Mar Jan-Mar 12 Months Jan-Dec
CORPORATE FINANCE
Total income $\Box$ 2 648 659
Operating profit/loss $-2$ $\overline{2}$ 67 71
Operating margin, % $-1$ $\overline{2}$ 10 ° $\left \right $
ASSET MANAGEMENT AND BANKING
Total income 433 378 1.899 1,844
Operating profit/loss before items affecting comparability 8 1 76
Operating profit/loss 8 1 76 371 365
Operating margin, % 19 20 20 20
Equity-, Hedge and Fixed Income Funds
Total income * 209 185 874 851
Operating profit/loss 96 73 359 337
Operating margin, % 46 $40^{1}$ 41 40
Banking
Total income * 99 116 99 475
Operating profit/loss before items affecting comparability $-21$ 3
Operating profit/loss $-21$ 3 $-21$ $-45$
Operating margin, % $-21$ $\overline{2}$ $-21$ $-9$
Property Investment Management
Total income * 125 78 568 521
Operating profit/loss $\overline{7}$ $\mathbf{0}$ 80 73
Operating margin, % 5 $\Omega$ $\sqrt{4}$ 14
OTHER **
Total income $-3$ $-5$ $-24$ $-26$
Operating profit/loss $-20$ $-12$ $-82$ $-75$
GROUP
Total income 541 495 2,523 2,477
Operating profit/loss before items affecting comparability 60 66 409 414
Operating profit/loss 60 66 355 361
Operating margin, % $\frac{1}{2}$ 13 14 15

* Includes internal income.
** Includes eliminations.

KEY FIGURES BY OPERATING SEGMENT****

3 Months 12 Months **
2018 2017 Rolling 2017
GROUP lan-Mar lan-Mar 12 Months Jan-Dec
Profit margin, % 8 $\perp$ $\perp$ $\perp$
Adjusted profit margin, % ** 8 $\left \ \right $ 13 4
Return on equity, % * $\vert \ \vert$ 19 12
Adjusted return on equity, % * 14 19 $\sim$ 15
Equity/Asset ratio, % 30 32 $\sim$ 30
Equity, SEK M * 1,626 1,597 1.729
No. of employees, at end of period 646 587 ÷. 626
Earnings per share, SEK * 0.26 0.41 2.20 2.35
Adjusted earnings per share, SEK * 0.26 0.41 2.85 2.99
Equity per share, SEK * 19.86 19.51 21.12
CORPORATE FINANCE
Profit margin, % $-4$ $\overline{\phantom{a}}$ 6 7
Return on equity, % * 34 33 30
Equity/Asset ratio, % 36 45 $\sim$ 32
Equity, SEK M * 115 177 $\overline{a}$ 120
No. of employees, at end of period 212 208 210
Property transaction volume for the period, SEK Bn 12.5 7.1 61.6 56.2
ASSET MANAGEMENT AND BANKING
Profit margin, % 12 15 4 4
Adjusted profit margin, % ** 12 15 16 17
Return on equity, % * 17 32 $\sim$ 8
Adjusted return on equity, % * 23 32 24
Equity/Asset ratio, % 24 23 22
Equity, SEK M * 1023 898 $\sim$ 931
No. of employees, at end of period 415 363 $\sim$ 401
Asset under management at end of period, SEK Bn 186.3 163.6 184.3
net in-(+) and outflow(-) during the period, mdkr $-4.1$ 4.9 15.5 24.5
Card and payment volumes, SEK Bn 4.3 4.0 18.3 17.9

und a man by mean the state of the Parent Company.
• Attributable to shareholders of the Parent Company.
• During the second quarter 2016, Asset Management and Banking received a non-recurring income of SEK 221 M resulting

5

27B8 28B9 29B30

8B10 8B10 8B10

1B3 12B4 13B5

Corporate Finance

Progress in the first quarter

Key Figures

The total commercial property transaction market in Europe, excluding the UK, totalled EUR 35.2 Bn (52.8) in the quarter, a reduction of 33% year-on-year.

Property transactions where Catella served as advisor totalled SEK 12.5 Bn (7,1) in the quarter. Of total transaction volumes in the quarter, France provided SEK 9.6 Bn (2.1), Sweden SEK 1.6 Bn (2.1), Denmark SEK 0.8 Bn (1.5) and Germany SEK 0.0 Bn (0.3).

Total income was SEK III M (121) and operating profit was SEK-2 M (2) in the quarter.

The year-on-year profit decrease was mainly attributable to the Nordics, where fewer capital markets-related transactions were carried out in Sweden and Denmark in the quarter. In Continental Europe, profit increased in France, while it decreased in Germany and Spain year-onyear.

3 Months 12 Months
2018 2017 Rolling 2017
SEK M Jan-Mar Jan-Mar 12 Months Jan-Dec
Nordic * 40 62 291 312
Continental Europe * 70 59 357 346
Total income $\vert \vert \vert$ 2 648 659
Assignment expenses and commission -6 $-13$ $-67$ $-74$
Operating expenses $-106$ $-107$ $-514$ $-514$
Operating profit/loss $-2$ 67 71
Operating margin, %
Property transaction volume for the period, SEK Bn 56.2
of which Nordic 2.8 36. 37.3
of which Continental Europe 9.6 25.4 18.9
No. of employees, at end of period 212 208 210

* Includes internal income between business areas. Internal income have been eliminated within the service area regarding the current and corresponding period 2017.

CATELLA'S PROPERTY TRANSACTION VOLUMES

TOTAL INCOME

OPERATING PROFIT/LOSS

Equity, Hedge and Fixed Income Funds

Progress in the first quarter

New savings in mutual funds in Sweden was SEK 8.2 Bn in the quarter. The fund categories with the largest inflows were Mixed, Hedge and Fixed Income funds. At the end of the quarter, Mutual Funds' share of Swedish fund volumes was 0.8% $(0.8)$ .

Catella's assets under management decreased by SEK 3.5 Bn (2.4) in the quarter. of which net inflows were SEK 0.2 Bn (-0.6) in Mutual Funds and SEK-6.1 Bn (0.6) in Systematic Funds. Systematic Macro's and Systematic Equity's assets under management at the end of the period totalled

SEK 44.7 Bn (38.8) and SEK 26.2 Bn (29.9) respectively. Income is mainly generated by Systematic Macro in Systematic Funds.

Total income was SEK 209 M (185) in the quarter. Operating profit/loss was SEK 96 M (73).

Mutual Funds' income was in line with the previous year, while profit increased as a result of lower variable personnel expenses. In Systematic Funds, income and profit increased driven by higher fixed earnings and lower variable personnel expenses.

Up until 31 December 2017, Systematic Funds was able to recognise variable earnings on a quarterly basis for a proportion of assets under management through specific agreements with certain customers. From 1 January 2018, Systematic Funds will move to annual settlement of all products, meaning that variable earnings will only be recognised for profit at year end.

Accrued variable earnings** in Systematic Funds totalled SEK 125 M at the end of the period.

3 Months 12 Months
2018 2017 Rolling 2017
SEK M Jan-Mar Jan-Mar 12 Months Jan-Dec
Mutual Funds * 94 89 401 396
Systematic Funds * $ $ 4 96 474 455
Total income 209 185 874 851
Assignment expenses and commission $-37$ $-38$ $-150$ $-151$
Operating expenses $-76$ $-74$ $-365$ $-363$
Operating profit/loss 96 73 359 337
ney i igui es
Operating margin, % 46 40 40
Asset under management at end of period, SEK Bn 105.9 101.3 109.3
net in-(+) and outflow(-) during the period, mdkr $-5.8$ $-0.1$ 8.9
of which Mutual Funds 32.3 30.8 32.0
net in-(+) and outflow(-) during the period, mdkr 0.2 -0.6 0.8 0.0
of which Systematic Funds 73.6 70.5 77.3
net in-(+) and outflow(-) during the period, mdkr -6.1 0.6 8.9
No of employees at end of period 89 81 89

Marc Figures

*Includes internal income between business areas. Internal income have been eliminated within the service area regarding the current and corresponding period 2017.
** Accrued variable earnings are calculated on the basis o

year end, and recognised for profit/loss, returned must be higher than comparative indices and the most recent level settled (High watermark). Accordingly, actual settlement at year end may be higher, lower or entirely absent relative to the indicated amount.

TOTAL INCOME

OPERATING PROFIT/LOSS

Banking

Progress in the first quarter

Volumes in the Cards and Payment Solutions operations were SEK 4.3 BN (4.0) in the quarter.

Assets under management in Wealth Management totalled SEK 20.2 Bn (17.5), up by SEK 0.2 Bn (1.0) and net flows were SEK-0.3 Bn (0.6) in the quarter.

The Ioan book decreased by SEK 33 M in the quarter, totalling SEK 1.3 Bn (1.3) at the end of the period.

Total income was SEK 99 M (116) and operating profit was SEK-21 M (1) in the quarter.

Fixed earnings decreased year-on-year, mainly due to change in the product mix within Cards and Payment Solutions, in connection with the strategic review of the card acquiring operations. In Wealth Management, fixed earnings were up driven by increased assets under management. Variable earnings decreased due to fewer capital raisings in Wealth Management compared to the previous year.

Operating profit was also affected by increased personnel expenses, systems expenses related to Wealth Management and higher consultancy costs for Banking as a whole.

3 Months 12 Months
SEK M 2018
Jan-Mar
2017
Jan-Mar
Rolling
12 Months
2017
Jan-Dec
Cards and Payment Solutions * 65 75 294 304
Wealth Management * 37 43 7 177
Total income 99 116 458 475
Assignment expenses and commission $-24$ $-32$ $-115$ $-122$
Operating expenses $-96$ $-82$ $-359$ $-344$
Operating profit/loss before items affecting comparability $-21$ $-16$ 8
Items affecting comparability 0 $-53$ $-53$
Operating profit/loss $-21$ 3 $-69$ $-45$
Key Figures
Operating margin, % $-2^{\circ}$
Card and payment volumes, SEK Bn 4.3 -4.0 18. 17.9
Asset under management at end of period, SEK Bn 20.2 20.0
net in-(+) and outflow(-) during the period, mdkr $-0.3$ 0.6 0.9 1.8
No. of employees, at end of period 78 180

"Includes internal income between business areas. Internal income have been eliminated within the service area regarding the current and corresponding period 2017.
**Adjusted for items affecting comparability.

TOTAL INCOME

OPERATING PROFIT/LOSS*

9

Property Investment Management

Progress in the first quarter

Assets under management increased by SEK 5.3 Bn (4.5) to SEK 60.2** Bn (44.8), and net flows were SEK 2.0 Bn (4.3) in the quarter, mainly attributable to Property Funds and Property Asset Management in France.

Total income was SEK 125 M (78). Operating profit was SEK 7 M (0).

The increase in income and profit was mainly driven by Property Asset Management in Denmark, which divested a property development project, and increased assets under management in year-on-year terms for a majority of the business area's other operations.

Profit in the quarter was burdened by start-up costs attributable to Property Asset Management in Sweden and the Netherlands.

3 Months 12 Months
2018 2017 Rolling 2017
SEK M lan-Mar lan-Mar 12 Months Jan-Dec
Property Funds * 82 63 387 369
Property Asset Management * 48 8 194 164
Total income 125 78 568 521
Assignment expenses and commission $-39$ $-20$ $-165$ $-146$
Operating expenses $-79$ $-58$ $-323$ $-302$
Operating profit/loss 0 80 73
Key Figures
Operating margin, % $\Omega$ 4 4
Asset under management at end of period. SEK Bn 60.2 44 8 55.0
Asset under management at end of period, SEK Bn 60.2 44.8 55.0
net in-(+) and outflow(-) during the period, mdkr 2.0 ⊿ ∙ 13.7
of which Property Funds 41.7 29.9 36.9
net in-(+) and outflow(-) during the period, mdkr 2.0 4 O.O 8.7
of which Property Asset Management 19.0 14.9 18.0
net in-(+) and outflow(-) during the period, mdkr 0.0 05 49
No. of employees, at end of period 148 132

* Includes internal income between business areas. Internal income have been eliminated within the service area regarding the current and corresponding period 2017.
** In the fourth quarter 2017, parts of the German Proper

ASSETS UNDER MANAGEMENT

TOTAL INCOME

OPERATING PROFIT/LOSS

Other financial information

The Group's financial position

In the first quarter, the Group's total assets decreased by SEK 380 M, totalling SEK 6,016 M as of 31 March 2018. Accounts receivable and cash and cash equivalents decreased by SEK 105 M and SEK 291 M respectively, of which the latter is partly due to the additional acquisition in IPM.

In accordance with IAS 12 Income Tax, deferred tax assets attributable to loss carry-forwards are recognized to the extent that it is probable that future taxable profit will be available. In accordance with this standard, Catella is recognizing a deferred tax asset of SEK 99 M (SEK 99 M as of 31 December 2017) of which the majority consists of tax loss carry-forwards, which is based on an assessment of the Group's future earnings. The Group's total loss carry-forwards amount to some SEK 590 M. Essentially, the loss carry-forwards relate to operations in Sweden and have indefinite useful lives.

In lune 2017. Catella issued a new 5-year unsecured bond loan of SEK 500 M, with a framework amount of SEK 750 M, with the purpose of refinancing the existing bond loan of SEK 200 M, raise additional liquidity for Catella's operating activities and to continue expansion and enable potential future acquisitions. In the Consolidated Statement of Financial Position as of 31 March 2018, the new bond loan was recognized in Long-term Ioan liabilities. The new bond accrues variable interest at 3month STIBOR plus 400 b.p.

The Group also has approved overdraft facilities totalling SEK 30 M, of which the unutilized part was SEK 30 M as of 31 March 2018.

The Group's equity decreased by SEK 108 M in the first quarter, reaching SEK 1,834 M as 31 March 2018. The additional acquisitions in IPM decreased Group equity by SEK 207.5 M, of which SEK 179 M is attributable to parent company shareholders, and SEK 29 M to non-controlling holdings. In addition, Group equity decreased through a retroactive adjustment for credit loss reserves of SEK 2 M in accordance with the new standard IFRS 9. Other items that influenced Group equity

include profit for the period of SEK 42 M, positive translation differences of SEK 52 M and the ongoing new issue totaling SEK 6 M. The Group's equity/assets ratio as of 31 March 2018 was 30% (31% as of 31 December 2017).

Consolidated cash flow First guarter 2018

Consolidated cash flow from operating activities before changes in working capital amounted to SEK II M (52). Tax paid totalled SEK 57 M (26) in the period. Consolidated cash flow from operating activities was SEK-214 M (-302), of which changes in working capital for the period totalled SEK -225 M (-354). Of the changes in working capital, SEK-208 M is attributable to banking operations and SEK -17 M to other operations. The change in the bank's working capital was mainly due to reduced deposits.

Cash flow from investing activities was SEK - 184 M (-9), of which SEK - 199 M related to the acquisition in IPM, SEK-38 M related to the acquisition of shares in Danish associated company Kaktus | TopCo ApS and SEK -31 M to a downpayment for the shares in APAM Ltd. In addition, Catella received SEK 16 M as a result of Nordic Light Fund's repurchase of fund units. Cash flow from loan portfolios was SEK 86 M, of which SEK 83 M relates to the sale of Minotaure and Ludgate.

Cash flow from financing operations was SEK 5 M (2), of which SEK 6 M relates to payments from warrant holders for the subscription of new shares in Catella AB.

Cash flow for the period was SEK-393 M (-309), of which cash flow from banking operations was SEK -228 M (-253) and cash flow from other operations was SEK - $165 M (-56)$ .

Cash and cash equivalents at the end of the period were SEK 2,886 M (2,435), of which cash and cash equivalents relating to the banking operations were SEK 1,967 M (1,794) and cash and cash equivalents relating to other activities were SEK 919 M $(641)$ .

Parent company First quarter 2018

Catella AB (publ) is the Parent Company of the Group. Group management and other central Group functions are integrated in the Parent Company.

The Parent Company reported income of SEK 4.6 M (3.1), and operating profit/loss was SEK-12.3 M (-10.9). The profit decrease on the previous year is mainly due to increased legal and consultancy fees as a result of share acquisitions and the new General Data Protection Regulation (GDPR) provisions.

The Parent Company also reported financial items totalling SEK -4.9 M (-2.4), relating to interest and costs associated with arranging bond loans.

Profit/loss before tax was SEK -17.2 M (-13.3), and profit /loss for the period was SEK-17.2 M (-12.4).

The Parent Company reported total loss carry-forwards of SEK 187 M. Catella's Balance Sheet includes a deferred tax asset of SEK 19.8 M (SEK 19.8 M as of 31 December 2017) relating to these loss carryforwards. The amount is based on an estimate of the company's future utilization of loss carry-forwards.

Cash and cash equivalents on the reporting date were SEK 19.1 M, compared to SEK 263.9 M as of 31 December 2017. The decrease in cash and cash equivalents was mainly due to payment of the purchase consideration for the shares in IPM of SEK 198.5 M.

The number of employees of the Parent Company expressed as full -time equivalents was $12(10)$ .

Catella's principal investments

Catella has principal investments of SEK 314 M, which are reported under the 'Other' category in Note 3.

The 'Other' category also includes information on the Parent Company, other holding companies, acquisition and financing costs, Catella's brand and eliminations of intra-group transactions between the various operations.

Employees

The number of employees expressed as full-time equivalents was 646 (587) at the end of the period, of which 212 (208) in the Corporate Finance operating segment, 415 (363) in the Asset Management and Banking operating segment and 19 (16) n other functions.

Share capital

As of 31 March 2018, share capital was SEK 164 M (164), divided between 81,848,572 shares (81,848,572). The quotient value per share is 2. Share capital is divided between two share classes with different voting rights. 2,530,555 Class A shares with 5 votes per share, and 79,318,017 Class B shares with 1 vote per share.

In March 2018, 2,266,666 warrants were utilised to subscribe for an equal number of new shares, of which 600,000 warrants were settled in March and the remainder subsequently. The new class B shares were issued on 3 May 2018 through registration with the Swedish Companies Registration Office and inclusion in Euroclear's share register.

Accordingly, Catella has a total of 84, I I 5, 238 shares with total voting rights of 94,237,458, of which 2,530,555 are common class A shares (total voting rights 12,652,775) and 81,584,683 are common class B shares (total voting rights 81,584,683).

Shares

Catella is listed on Mid Cap on Nasdag Stockholm, trading under the ticker symbols CAT A and CAT B. The price of Catella's Class B share was SEK 21.10 (18.90) as of 31 March 2018. Total market capitalization at the end of the period was SEK 1,732 M (1,562).

Shareholders

Catella had 7,371 (7,140) shareholders registered at the end of the period. As of 31 March 2018, the single largest shareholders were the Claesson & Anderzén group, with a holding of 50.3% (49.8) of the capital and 49.5% (49.1) of the votes, followed by Swedbank Robur fonder with a holding of 6.1% (0.0) of the capital and 6.3% (0.0) of the votes.

Annual General Meeting

Catella AB's AGM will be held on Monday 28 May 2018 at 2 p.m. at Summit/GT30, Grev Turegatan 30, Stockholm, Sweden. Information on Catella's AGM is available on the company's website, catella.com.

The Nomination Committee for the AGM 2018 has the following members: Thomas Andersson Borstam, appointed by TAB Holding AB and through private ownership. Chairman of the Nomination Committee, Johan Claesson, appointed by CA Plusinvest AB, Chairman of Catella AB and Kenneth Andersen, appointed by Strawberry Capital AS.

Dividend

Catella's target is to transfer the Group's profit after tax to shareholders to the extent it is not considered necessary for developing the Group's operating activities and considering the company's strategy and financial position. Adjusted for profit-related unrealized value in-creases, at least 50% of the Group's profit after tax will be transferred to shareholders over time.

Given the growth opportunities in existing and new operations that are expected to generate long-term shareholder value, the Board proposes a dividend of SEK 1.00 per Class A and B shares to be paid to shareholders for the financial year 2017. For the financial year 2016, the Parent Company paid dividend of SEK 0.80 per Class A and B share respectively to shareholders.

Risks and uncertainties

Catella is affected by progress on the financial markets. The Corporate Finance operation is affected by the market's willingness to execute transactions, which in turn, is determined by the macroeconomic environment and the availability of debt finance.

Asset Management is affected by market progress on Nordic stock exchanges and progress on the property market. The banking operations are exposed to particularly significant operating risks. The bank's real time system contains substantial volumes/transactions that require 24-hour availability.

Several companies in the Catella Group conduct licensable operations, regulated by the financial supervisory authorities of the

relevant countries of fiscal domicile. Existing regulatory structures and the rapid evolution of these structures are generally complex, and particularly for Catella's banking operations. These regulations set stringent, and in the future, still more stringent standards on licensable operations, as well as on liquidity and capital reserves. Compliance with these regulatory structures is a pre-requisite for licensable operations. Catellaworks continuously to ensure compliance with cur-rent regulatory structures and prepares for compliance with forthcoming regulatory changes.

The preparation of financial statements requires the Board of Directors and Group management to make estimates and judgments of the value of loan portfolios, goodwill, trademarks and brands, as well as assumptions concerning revenue recognition. The estimates and judgments affect the Consolidated Income Statement and financial position, and disclosures on contingent liabilities, for example. See Note 4 in the Annual Report 2017 for significant estimates and judgments. Actual outcomes may differ from these estimates and judgments due to other circumstances or other conditions.

Catella has investments in property development projects in Germany (see Note 3) through associated company Nordic Seeding GmbH. These projects are run by Catella's German subsidiary Catella Project Management GmbH. Through Nordic Seeding GmbH, Catella intends to invest in the early phases of projects, when concept and frameworks are determined, subsequently divesting projects and realizing capital gains before construction begins and projects are completed. These investments include the risk that Nordic Seeding GmbH may encounter situations where the company is obliged to continue to invest in later stages of projects, pursue projects to completion or abandon projects and lose the associated invested capital.

Seasonal variations

Within the Corporate Finance operating segment, seasonal variations are significant. This means that sales and results of operations vary during the year. In Corp orate Finance, transaction volumes are usually highest in the fourth quarter, followed by

the second quarter, the third quarter and finally the first quarter.

Accounting principles

This Interim Report has been prepared in compliance with IAS 34 Interim Financial Reporting and the Swedish Annual Accounts Act.

The Consolidated Financial Statements have been prepared in compliance with International Financial Reporting Standards (IFRS) as endorsed by the EU, the Annual Accounts Act and RFR | Complementary Accounting Rules for Groups issued by RFR, the Swedish Financial Reporting Board.

The Parent Company's financial statements are prepared in compliance with the Swedish Annual Accounts Act and RFR 2 Accounting for Legal Entities issued by RFR. The information provided in Note 8 regarding the consolidated situation, relating to parts of Catella's operations, has been prepared in accordance with the Group's accounting policies and the Annual Accounts for Credit Institutions and Securities Companies Act.

Accounting principles critical to the Group and Parent Company are stated in Catella's Annual Report for 2017. Figures in tables and comments may be rounded.

Related party transactions

Catella holds shares in associated company Nordic Seeding GmbH, whose other owners are the Claesson & Anderzén group and the management of Catella Project Management GmbH. As of 31 March 2018, Catella had invested a net amount of SEK 63 M of a total undertaking of SEK 93 M in Nordic Seeding GmbH. There were no additional investments in the first quarter 2018. For more information, see Note 3 in this report and Notes 20 and 39 of the Annual Report 2017.

Catella's German subsidiary Catella Project Management GmbH operates the property development projects within associated company Nordic Seeding GmbH. In 2018 Catella Project Management GmbH invoiced Nordic Seeding GmbH a total of SEK I M relating to services provided under applicable agreements. No proportion of this income was eliminated in Catella's Consolidated Income Statement as the associated company falls outside of Catella's associated enterprises.

In the first quarter of 2018, Catella invested a total of SEK 38 M in two new associated companies: Catella Kaktus Coinvestment ApS and Kaktus I TopCo ApS. The latter has acquired land with associated building rights for student housing in Copenhagen. The total investment commitment by Catella amounts to SEK 98 M.

Catella's Danish subsidiary Catella Investment Management A/S operates the property development project in associated company Kaktus | TopCo ApS. In the first quarter of 2018, Catella Investment Management A/S invoiced Kaktus | TopCo ApS, SEK 23 M for services rendered under agreement, and realized profit before tax of SEK 8 M. No proportion of income or profit was eliminated in Catella's consolidated Income Statement as the associated company is not an associated enterprise.

Forecast

Catella does not publish forecasts.

Financial calendar

Annual General Meeting 2018

The Annual General Meeting in Catella AB (publ) will be held at 2 p.m. CET on 28 May 2018 at Summit/GT30, Grey Turegatan 30 in Stockholm, Sweden. Information about the AGM can be found on Catella's website, catella.com.

Interim Report January-June 2018 24 August 2018 Interim Report January-September 2018 15 November 2018 Year-end Report 2018 22 February 2019

For further information, contact
Knut Pedersen, CEO and President
Tel. +46 (0)8 463 33 10.
Stockholm, Sweden, 9 May 2018
Catella AB (publ)
More information on Catella and all fi-
nancial reports are available at ca-
tella.com.
The information in this Report is manda-
tory for Catella AB to publish in accord-
ance with the EU's Market Abuse
Regulation and the Swedish Securities Mar-
kets Act. This information was submitted
Johan Claesson, Chairman
to the market, through the agency of the
above contact, for publication on 9 May
2018 at 07:00 CET.
Johan Damne, Board member
The undersigned certify that this Interim
report gives a true and fair view of the
Parent Company's and the Group's oper-
ations, financial position and results of op-
erations, and describes the material risks
and uncertainties facing the Parent Com-
pany and companies included in the
Group.
Joachim Gahm, Board member
Anna Ramel. Board member

Jan Roxendal, Board member

Knut Pedersen, CEO and President

Consolidated Income Statement

2018 2017 2017
SEK M Jan-Mar Jan-Mar Jan-Dec
Net sales 510 493 2,461
Other operating income 31 $\overline{2}$ 16
Total income 541 495 2,477
Assignment expenses and commission $-106$ $-100$ $-479$
Other external expenses $-147$ $-117$ $-496$
Personnel costs $-214$ $-204$ $-1,030$
Depreciation $-6$ $-6$ $-28$
Other operating expenses $-7$ $\sim$ [ $-29$
Operating profit/loss before items affecting comparability 60 66 414
Items affecting comparability $\,0\,$ $\circ$ $-53$
Operating profit/loss 60 66 361
Interest income $\overline{4}$ 6 23
Interest expenses $-6$ $-3$ $-17$
Other financial items $\epsilon$ 3 28
Financial items-net $\overline{4}$ 6 34
Profit/loss before tax 64 72 395
Tax $-22$ $-18$ $-111$
Net profit/loss for the period 42 53 284
Profit/loss attributable to:
Shareholders of the Parent Company 22 33 192
Non-controlling interests 20 20 92
42 53 284
Earnings per share attributable to shareholders of the Parent Company, SEK
- before dilution 0.26 0.41 2.35
- after dilution 0.24 0.38 2.17
No. of shares at end of the period 81,848,572 81,848,572 81.848.572
Average weighted number of shares after dilution 88,648,572 88,648,572 88,648,572

Consolidated Statement of Comprehensive Income

2018 2017 2017
SEK M lan-Mar Jan-Mar Jan-Dec
Net profit/loss for the period 42 53 284
Other comprehensive income
Items that will not be reclassified subsequently to profit or loss:
Value change in defined benefit pension plans $-$ $\Omega$ $\Omega$
Items that will be reclassified subsequently to profit or loss:
Fair value changes in financial assets available for sale 4 9
Translation differences 52 $-3$ 31
Other comprehensive income for the period, net after tax 53 40
Total comprehensive income/loss for the period 95 54 325
Profit/loss attributable to:
Shareholders of the Parent Company 72 34 231
Non-controlling interests 22 20 93
95 54 325

Information on Income Statement by operating segment is in Note 1.

Consolidated Statement of Financial Position-condensed

Consolidated blaterright or i mancial i ositioni COLIUCI ISCU
SEK M Note 2018
31 Mar
2017
31 Mar
2017
31 Dec
ASSETS
Non-current assets
Intangible assets 393 412 390
Property, plant and equipment 34 25 27
Holdings in associated companies 3 80 67 45
Other non-current securities 3, 4, 5 433 383 438
Deferred tax receivables 99 96 99
Other non-current receivables 550 823 607
1,589 1,806 1,606
Current assets
Current loan receivables 830 550 779
Accounts receivable and other receivables 638 645 725
Current investments 3, 4, 5 73 83 108
Cash and cash equivalents * 2,886 2,435 3,177
4,427 3,713 4,790
Total assets 6,016 5,519 6,396
EQUITY AND LIABILITIES
Equity
Share capital 165 164 164
Other contributed capital 253 253 253
Reserves $-27$ $-110$ $-77$
Profit brought forward including net profit for the period 1,235 1,290 1,389
Equity attributable to shareholders of the Parent Company 1,626 1,597 1,729
Non-controlling interests 209 194 214
Total equity 1,834 1,791 1,943
Liabilities
Non-current liabilities
Borrowings $\theta$ $\theta$
Long-term loan liabilities 494 $\circ$ 494
Deferred tax liabilities 36 35 38
Other provisions 5 3 $\overline{4}$
536 39 537
Current liabilities
Borrowings 137 164 122
Current Ioan liabilities 2,634 2,733 2,784
Accounts payable and other liabilities 779 717 894
Tax liabilities 95 75 116
3,646 3,689 3,917
Total liabilities 4,181 3,728 4,453
Total equity and liabilities 6,016 5,519 6,396
* Of which pledged and blocked liquid funds 213 180 205

Information regarding financial position by operating segment is in Note 2.

Consolidated Statement of Cash Flows

2018 2017 2017
SEK M Jan-Mar Jan-Mar Jan-Dec
Cash flow from operating activities
Profit/loss before tax 64 72 395
Adjustments for non-cash items:
Other financial items -6 $-3$ $-28$
Depreciation 6 6 28
Items affecting comparability - Impairment of intangible assets $\overline{0}$ $\mathbf{0}$ 53
Impairment current receivables $-0$ 1 $\epsilon$
Change in provisions $\overline{\phantom{a}}$ $\circ$ $\overline{2}$
Reported interest income from loan portfolios $-3$ $-5$ $-22$
Acquisition expenses $\theta$ J. $\overline{2}$
Profit/loss from participations in associated companies 5 $\theta$ 20
Personnel costs not affecting cash flow $\overline{2}$ 8 55
Other non-cash items $\overline{\phantom{a}}$ i. $\sim$
Paid income tax $-57$ $-26$ $-86$
Cash flow from operating activities before changes in working capital $\vert \vert$ 52 426
Cash flow from changes in working capital
Increase (-)/decrease (+) of operating receivables 184 $-175$ $-234$
Increase $(+)$ / decrease $(-)$ in operating liabilities $-409$ $-179$ 106
Cash flow from operating activities $-214$ $-302$ 297
Cash flow from investing activities
Purchase of property, plant and equipment -8 $-2$ $-12$
Purchase of intangible assets $-3$ $-5$ $-40$
Purchase of subsidiaries, after deductions for acquired cash and cash equivalents $-199$ $-0$ $-5$
Purchase of associated companies $-38$ $-16$ $-12$
Purchase of financial assets $-42$ $-9$ $-50$
Sale of financial assets 8 8 21
Cash flow from loan portfolios 86 $\overline{4}$ 23
Dividends from investments $\theta$ $\mathbf{0}$ $\overline{\phantom{a}}$
Cash flow from investing activities $-184$ $-9$ $-74$
Cash flow from financing activities
New share issue
6
Borrowings $-0$ $\mathbf{0}$ 493
$-0$ ÷ $-202$
Repayment of loans $\overline{a}$ L,
Dividend L. $\overline{1}$ $-65$
$-87$
Transactions with, and payments to, non-controlling interests
Cash flow from financing activities
5 $\overline{2}$ 139
Cash flow for the period $-393$ $-309$ 362
Cash and cash equivalents at beginning of period 3,177 2,750 2,750
Exchange rate differences in cash and cash equivalents 0 $-5$ 66
Cash and cash equivalents at end of the period 2,886 2,435 3,177

SEK 1,967 M of the Group's cash and cash equivalents relates to Catella Bank and in compliance with the instructions and regulations that Catella Bank is subject to, the rest of the Group does
not have access to Catella Ba

Consolidated Statement of Changes in Equity

SEK M Share capital Other
contributed
capital *
Translation
reserve
Profit brought
forward incl.
net profit/loss
for the period
Total Non-
controlling
interests ** Total equity
Opening balance at 1 January 2018 164 253 $-77$ 1,389 1,729 214 1,943
Adjustment for retroactive application of IFRS 9
Increased provision for anticipated credit losses in accordance with IFRS 9 $-2$ $-2$ $-2$
Adjusted opening balance at 1 January 2018 164 253 $-77$ 1,387 1,726 214 1,940
Comprehensive income for January - March 2018:
Net profit/loss for the period 22 22 20 42
Other comprehensive income, net of tax 50 51 53
Comprehensive income/loss for the period 50 22 72 22 95
Transactions with shareholders:
Transactions with non-controlling interests $-179$ $-179$ $-27$ $-206$
New share issue during registration 4 6 6
Closing balance at 31 March 2018 165 253 $-27$ 1,235 1.626 209 1,834

Equity attributable to shareholders of the Parent Company

* Other capital contributed pertains to reserve funds in the Parent Company.

** Non-controlling interestsareattributableto minority holdingsinsubsidiaries in SystematicFundsand Property Funds,andanumber of subsidiaries in Property Asset Managementand Corporate Finance

In the first quarter 2018, 2,266,666 warrants were used to subscribe for an equal number of new shares at SEK 9.40 per share, and 66,667 warrants held in treasury expired without being
utilised. As of 31 March 2018, settle

Equity attributable to shareholders of the Parent Company
SEK M Share capital Other
contributed
capital *
Translation
reserve
Profit brought
forward incl.
net profit/loss
for the period
Total Non-
controlling
interests ** Total equity
Opening balance as of 1 January 2017 164 253 $-107$ 1,253 1,563 167 1,730
Comprehensive income for January - March 2017:
Net profit/loss for the period 33 33 20 53
Other comprehensive income, net of tax $-3$ 4 $\Omega$
Comprehensive income/loss for the period $-3$ 37 34 20 54
Transactions with shareholders:
Transactions with non-controlling interests $\circ$ $\circ$ $\overline{7}$
Warrants issued $\circ$ $\circ$
Re-purchase of warrants issued $\circ$ $\Omega$
New share issue $\circ$ $\circ$
Dividend $\circ$ $\Omega$
Closing balance at 31 March 2017 164 253 $-110$ 1,290 1,597 194 1,791

* Other capital contributed pertains to reserve funds in the Parent Company.

** Non-controlling holdings relate to minority holdings in subsidiaries in Systematic Funds and Property Funds, and a majority of subsidiaries in Property Asset Management and Corporate Finance.

As of 31 March 2017, the parent company had a total of 7,000,000 outstanding warrants, of which 200,000 held in treasury. There were no transactions involving warrants in the first quarter
2017. Repurchaes of warrants are amounts.

Note 1. Income Statement by Operating Segment

Corporate Finance Asset Management and Banking Other Group
2018 2017 2017 2018 2017 2017 2018 2017 2017 2018 2017 2017
SEK M lan-Mar lan-Mar lan-Dec lan-Mar lan-Mar lan-Dec Jan-Mar Jan-Mar lan-Dec lan-Mar lan-Mar Jan-Dec
Net sales 110 2 656 402 377 1.829 $-2$ $-5$ $-24$ 510 493 2,461
Other operating income 3 31 $\overline{2}$ 15 $-()$ $\sim$ $-2$ 31 $\overline{\phantom{a}}$ 16
Total income $ $ 2 659 433 378 1.844 $-3$ $-5$ $-26$ 541 495 2,477
Assignment expenses and commission $-6$ $-13$ $-74$ $-100$ $-90$ $-417$ $\circ$ 3 12 $-106$ $-100$ $-479$
Other external expenses $-36$ $-38$ $-137$ $-104$ $-76$ $-346$ $-7$ $-4$ $-13$ $-147$ $-117$ $-496$
Personnel costs $-70$ $-68$ $-372$ $-139$ $-130$ $-629$ $-5$ $-6$ $-29$ $-214$ $-204$ $-1,030$
Depreciation $-$ $-1$ $-4$ $-5$ $-5$ $-24$ $-()$ $-0$ $-0$ $-6$ $-6$ $-28$
Other operating expenses $-()$ $-2$ $-4$ $-$ $-9$ $-4$ $\Omega$ $-18$ $-7$ $-$ $-29$
Operating profit/loss before items
affecting comparability
$-2$ $\overline{2}$ 71 81 76 419 $-20$ $-12$ $-75$ 60 66 414
Items affecting comparability $\mathbf{0}$ $\circ$ $\circ$ $\theta$ $\theta$ $-53$ $\Omega$ $\theta$ $\theta$ $\Omega$ $\theta$ $-53$
Operating profit/loss $-2$ $\overline{2}$ 71 81 76 365 $-20$ $-12$ $-75$ 60 66 361
Interest income $\circ$ $\circ$ $\overline{0}$ $\circ$ $\overline{4}$ 5 22 $\overline{4}$ 6 23
Interest expenses $\overline{\phantom{a}}$ $-1$ $-3$ $-2$ $-()$ $-2$ $-4$ $-2$ $-13$ $-6$ $-3$ $-17$
Other financial items $\overline{2}$ $\circ$ $\overline{2}$ $\sim$ [ $\overline{4}$ 8 6 $-1$ 19 6 3 28
Financial items-net $-0$ $-()$ $-3$ 3 7 6 $\overline{2}$ 27 $\overline{4}$ 6 34
Profit/loss before tax $-0$ $\overline{2}$ 70 78 80 372 $-14$ $-10$ $-47$ 64 72 395
Tax $-5$ $-3$ $-27$ $-25$ $-21$ $-$ 7 6 27 $-22$ $-18$ $-$
Net profit/loss for the period $-5$ $-1$ 43 53 58 262 $-7$ $-3$ $-20$ 42 53 284
Profit/loss attributable to shareholders
of the Parent Company
$-5$ - 1 43 33 38 169 $-7$ $-3$ $-20$ 22 33 192

The operating segments reported above, Corporate Finance and Asset Management and Banking, are consistent with internal reporting submitted to management and the Board of Directors and thus represent the Group's operating

Historical earnings trend by quarter and operating segment

Corporate Finance
2018 2017 2017 2017 2017 2016 2016 2016
SEK M Jan-Mar Oct-Dec Jul-Sep Apr-Jun lan-Mar Oct-Dec Jul-Sep Apr-Jun
Net sales 110 262 43 130 2 187 142 172
Other operating income $\theta$ $\overline{2}$ $\overline{2}$
Total income $ \ $ 262 44 3 2 188 44 174
Assignment expenses and commission -6 $-29$ $-13$ $-19$ $-13$ $-19$ $-26$ $-14$
Other external expenses $-36$ $-33$ $-33$ $-33$ $-38$ $-32$ $-29$ $-33$
Personnel costs $-70$ $-155$ $-75$ $-74$ $-68$ $-112$ $-72$ $-89$
Depreciation $-$ $-1$ $-1$ $-1$ $-$ $\overline{a}$ $\sim$ [ $-1$
Other operating expenses $-1$ $-2$ $-()$ $-4$ $-2$ $\sim$
Operating profit/loss $-2$ 43 23 $\overline{2}$ $\overline{2}$ 20 4 36
Interest income $\mathbf{0}$ $\mathbf{0}$ $\theta$ 0 $\theta$ 0 $\mathbf{0}$ 0
Interest expenses $-$ $-1$ $-1$ $-1$ $-$ $-0$ $\mathbf{0}$ $\overline{0}$
Other financial items $\overline{2}$ $\Omega$ $\Omega$ $\Omega$ 16 $\theta$
Financial items-net $\Omega$ $-()$ $-0$ $-0$ 16
Profit/loss before tax $-0$ 44 $\overline{23}$ $\overline{2}$ $\overline{2}$ 36 15 36
Tax $-5$ $-15$ $-8$ $-2$ $-3$ $-8$ $-4$ $\overline{a}$
Net profit/loss for the period $-5$ 29 15 $\mathbf{0}$ $-1$ 28 $\mathbf{1}$ 36
Profit/loss attributable to shareholders of the Parent Company $-5$ 29 15 $\mathbf{0}$ $-1$ 28 $\mathsf{I}$ 36
Asset Management and Banking
2018 2017 2017 2017 2017 2016 2016 2016
SEK M lan-Mar Oct-Dec Jul-Sep Apr-Jun lan-Mar Oct-Dec Jul-Sep Apr-Jun
Net sales 402 561 428 463 377 428 345 309
Other operating income 31 $\perp$ 3 $\Omega$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{2}$
Total income 433 572 430 463 378 430 345 311
Assignment expenses and commission $-100$ $-108$ $-88$ $-132$ $-90$ $-100$ $-98$ $-8$
Other external expenses $-104$ $-115$ $-78$ $-78$ $-76$ $-90$ $-66$ $-78$
Personnel costs $-139$ $-206$ $-145$ $-147$ $-130$ $-154$ $-126$ $-116$
Depreciation $-5$ $-7$ $-7$ $-5$ $-5$ $-4$ $-3$ $-3$
Other operating expenses $-4$ $-0$ $-5$ $-3$ $\overline{\phantom{0}}$ $\overline{\phantom{a}}$ $-4$ 8
Operating profit/loss before items affecting comparability 81 136 107 99 76 84 49 40
Items affecting comparability $\Omega$ $-53$ $\Omega$ $\Omega$ $\begin{array}{c} \n\end{array}$ $\Omega$ $\circ$ $\theta$
Operating profit/loss 8 1 83 107 99 76 84 49 40
Interest income $\Omega$ $\Omega$ $\theta$ $\Omega$ $\theta$ $\Omega$ $\mathbf{0}$
Interest expenses $-2$ $-1$ $-()$ $-()$ $-()$ $-()$ $-()$ $\frac{1}{2}$
Other financial items $\overline{\phantom{a}}$ $-2$ $\overline{4}$ $\overline{4}$ $-3$ $-2$ 217
Financial items-net $-3$ $-2$ $\overline{4}$ 3 $-4$ $-2$ 217
Profit/loss before tax 78 8 1 108 103 80 80 47 257
Tax $-25$ $-31$ $-31$ $-27$ $-21$ $-16$ $-10$ $-83$
Net profit/loss for the period 53 50 77 76 58 64 37 174
Profit/loss attributable to shareholders of the Parent Company 33 30 53 48 38 43 27 158

Note 2. Financial position by operating segment-condensed

Asset Management
Corporate Finance and Banking Other Group
SEK M 2018
31 Mar
2017
31 Mar
2018
31 Mar
2017
31 Mar
2018
31 Mar
2017
31 Mar
2018
31 Mar
2017
31 Mar
ASSETS
Non-current assets
Intangible assets 65 62 272 301 56 50 393 412
Property, plant and equipment 12 $\vert \vert$ 21 13 Т. - 1 34 25
Holdings in associated companies $ \bigcirc$ $\,0\,$ 5 $\,0\,$ 75 67 80 67
Other non-current securities $\overline{0}$ $\boldsymbol{0}$ 211 130 222 252 433 383
Deferred tax receivables $\theta$ $\circ$ 31 27 68 68 99 96
Other non-current receivables 9 6 545 818 $-5$ $\sim$ [ 550 823
86 80 1,086 1,289 4 7 437 1,589 1,806
Current assets
Current loan receivables $\overline{0}$ $\circ$ 830 550 $\,0\,$ 0 830 550
Accounts receivable and other receivables 118 167 500 497 21 $-19$ 638 645
Current investments $\overline{0}$ $\mathbb O$ 56 53 17 30 73 83
Cash and cash equivalents 245 227 2,487 2,162 153 47 2,886 2,435
363 394 3,872 3,262 9 57 4,427 3,713
Total assets 449 473 4,958 4,551 608 494 6,016 5,519
EQUITY AND LIABILITIES
Equity
Equity attributable to shareholders of the Parent Company 115 177 1,023 898 487 522 1,626 1,597
Non-controlling interests 45 35 163 160 $-()$ $-0$ 209 194
Total equity 160 212 1,187 1,057 487 522 1,834 1,791
Liabilities
Non-current liabilities
Borrowings $\,0\,$ $\sqrt{a}$ $\,0\,$ $\mathbf 0$ $\,0\,$ $\theta$
Long-term loan liabilities $\overline{0}$ $\circ$ $\mathbf 0$ $\overline{0}$ 494 $\circ$ 494 $\circ$
Deferred tax liabilities $\mathbf 0$ $\circ$ 25 24 12 $\ \ $ 36 35
Other provisions $\sqrt{2}$
3
T 3
32
3
28
$\,0\,$
501
$\circ$
9
5
536
3
39
Current liabilities
Borrowings 0 0 137 164 0 0 137 164
Current Ioan liabilities $\mathbf 0$ $\circ$ 2,634 2,533 $\mathbf 0$ 200 2,634 2,733
Accounts payable and other liabilities 266 245 894 703 $-381$ $-231$ 779 717
Tax liabilities 20 15 75 66 $\mathbf 0$ $-6$ 95 75
286 260 3,740 3,466 $-381$ $-37$ 3,646 3,689
Total liabilities 289 262 3,772 3,494 2 $-28$ 4,181 3,728
Total equity and liabilities 449 473 4,958 4,551 608 494 6,016 5,519

Note 3. Catella's principal investments

From an international perspective, it is important that, in specific circumstances, Catella is able to carry out investments alongside its customers in order to attract capital for the projects and products Catella is working with. Over the coming years, Catella intends to set aside capital for these investments, which are primarily in the property sphere.

The capital to be invested mainly relates to anticipated cash flows from or divestments of Ioan portfolios. Catella perceives significant potential in various projects and dedicated property products where Catella's active participation will contribute to growth and credibility in addition to generating positive returns. The goal is for investments to generate minimum returns (IRR) of 20% over time.

Through associated companies, Catella has investments in property development projects in Germany and Denmark (For more information about the projects, see below). The projects are run by Catella's German and Danish subsidiaries. The associated companies intend to invest in the early phases of projects where the concept and framework is determined subsequently divesting projects and realizing capital gains before construction begins and projects are completed.

In order to structure its principal investment and support new property products, Catella has established an investment committee whose task is to evaluate the respective investments or divestments of assets.

For more information about Catella's principal investments under the 'Other' category divided by Holdings in associated companies, Other non-current securities and Current investments, see below.

Holdings in associated Other non-current
OTHER, SEK M companies securities Current investments Total
Property Development Projects 75
Loan portfolios 198 208
Nordic Light Fund
Other holdings 29
Total 75 222 314
Investment commitments 86

Investment commitments

* Investments include the risk that Catella encounters a situation where it is forced to choose between continuing to invest in later phases of projects, run the projects to completion or abandon projects and the associated invested capital.

Property Development Projects

Grand Central

Residential property development project located in Dusseldorf consisting of 1,000 apartments over a total of 38,075 $m2$ .

Living Lyon

Residential property development project located in Frankfurt consisting of 125 apartments and premises over a total of 4,258 m2.

Kaktus

Residential property development project located in central Copenhagen consisting of 495 apartments and other premises over a total of 21,000 m2.

Loan portfolios

The loan portfolios consist of securitised European loans mainly exposed to residential property. The progress of the loan is closely, monitored, and revaluations are made on a continuous basis. Forecasting is performed by French investment advisor Cartesia SAS. Book value in Catella's consolidated accounts is determined on the basis of forecast discounted cash flows mainly comprising interest payments, but also amortization.

A summary of Catella's loan portfolio as well as actual and forecast cash flows are presented in the relevant Note below.

Nordic Light Fund

Catella holds shares in the Luxembourgbased Nordic Light Fund, which has invested in loan portfolios and is managed

by Catella Bank. The Ioan portfolios consist of loans to small and medium-sized companies, mainly in Germany and Spain. In addition, the port folios include a diversified pool of loans to small and medium-sized companies in the Netherlands and Portugal, with residential mortgages as underlying security. Since the end of 2011, the fund is fully invested and is now repaying cash flows received and realized income on investments to fund holders in the form of quarterly repurchases of units.

Other holdings

Other holdings mainly consist of listed and unlisted shares in Swedish limited companies.

Summary of Catella's loan portfolios

Forecast Share of Forecast Share of
SEK M undiscounted undiscounted discounted discounted Discount
Loan portfolio Country cash flow * cash flow cash flow cash flow rate Duration, years
Pastor 2 Spain 51.6 18.5% 47.3 23.1% 5.9% 1.5
Pastor 3 ** Spain $\overline{\phantom{a}}$ $\sim$ $\sim$ $\sim$
Pastor 4 Spain 28.5 10.2% 15.0 7.3% 10.9% 6.3
Pastor 5 ** Spain $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\sim$
Lusitano 3 Portugal 83.1 29.7% 69.3 33.8% 5.9% 3.3
Lusitano 4 ** Portugal $\sim$ $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$
Lusitano 5 Portugal 116.2 41.6% 73.5 35.8% 10.9% 4.7
Sestante 2 ** Italy × $\sim$ $\sim$ $\sim$
Sestante 3 ** Italy × $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$
Sestante 4 ** Italy $\sim$ $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$
Total cash flow *** 279.4 100.0% 205.1 100% 8,0% 3.8
Accrued interest 3.4
Carrying amount in consolidated balance sheet 208.5

* The forecast was produced by investment advisor Cartesia S.A.S. ** These investments were assigned a value of SEK 0.

*** The discount rate recognised in the line "Total cash flow" is the weighted average interest of the total discounted cash flow.

Method and assumption for cash flow projections and discount rates

The cash flow for each loan portfolio is presented in the table on the next page and the discount rates by portfolio are stated above. There is more information on Catella's loan portfolio on the website.

Cash flow projections

The portfolio is valued according to the fair value method, as defined in IFRS. In the absence of a functional and sufficiently liguid market for essentially all in-vestments and comparable subordinated investment s, valuation is performed using the mark-t o-model method. This method is based on projecting cash flow until maturity for each investment using market-based credit assumption. Projected cash flows have been produced by the external investment advisor Cartesia. The credit assumption used by Cartesia is based on the historical performance of each investment and a broad selection of comparable transactions.

Projected cash flows include assumptions of potential deterioration of credit variables. They do not include the full effect of a scenario of low probability and high potential negative impact, such as a dissolution of the Euro zone, where one of the countries in which EETI has underlying investments leaves the European Monetary Union, or similar scenarios. Adjustments of cash flows affect this value and are stated in a sensitivity analysis on Catella's website.

Discount rates

The discount rates applied are set internally, and based on a rolling 24-month index of non-investment grade European corporate bonds as underlying assets (iTraxx). The discount rates per portfolio are also set relative to other assets in the absence of market prices for the assets held by EETI. Each quarter, the Board of EETI evaluates the projected cash flows and related assumptions, combined with the market pricing of other assets for possible adjustment of the discount rates in

addition to variations in the index. Adiustments to discount rates affect this value and are stated in a sensitivity analysis on Catella's website.

Risks and uncertainties relating to loan portfolios

Most of the investments consist of holdings in and/or financial exposure to securities that are subordinate in terms of payment and are ranked lower than securities that are secured or represent ownership of the same asset class. Some investments also include structural features by which more highly ranked securities that are secured or represented by owner ship of the same asset class are prioritized in instances of default or if the loss exceeds predetermined levels. This could result in interruptions in the income flow that Catella has assumed from its investment portfolio. For more information, see Note 23 in the Annual Report for 2017.

Actual and forecast cash flow from the loan portfolio*

SEK M Spain Portugal Italy Netherlands Germany France UK
Loan portfolio Pastor 2 Pastor 3 Pastor 4 Pastor 5 Lusitano 3 Lusitano 5 Sestante 4 Memphis ** Shield ** Gems ** Semper ** Minotaure
$\pm \pm$
Ludgate ** Outcome Forecast Diff
Outcome
Q4 2009 4.6 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.4 0.8 $\overline{\phantom{a}}$ 0.9 1.7 0.2 1.6 2.2 0.0 12.4 7.7 4.7
2010 3.4 ä, ÷, $\overline{\phantom{a}}$ $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.8 1.6 0.2 1.5 1.9 0.3 9.5 6.3 3.3
Q2 2010 2.3 ä, $\sim$ ×. 0.7 ÷, $\overline{\phantom{a}}$ 0.8 1.5 0.2 1.4 2.3 0.1 9.3 15.5 $-6.2$
Q3 2010 0.6 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 2.0 $\bar{z}$ $\overline{\phantom{a}}$ 0.8 1.5 0.2 1.4 2.5 0.1 9.1 8.0 $ \cdot $
Q 4 2010 1.5 $\sim$ $\overline{\phantom{a}}$ $\sim$ $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.8 1.5 0.2 1.4 2.1 0.1 7.7 5.9 1.7
2011 2.8 $\sim$ ×, $\overline{\phantom{a}}$ 0.8 $\bar{z}$ $\sim$ 0.8 1.5 0.2 1.3 1.2 0.1 8.6 6.5 2.1
Q2 2011 3.4 ä, $\sim$ ×. 4.7 ä, 0.2 0.8 $\vert A$ 0.2 1.4 1.9 0.1 14.3 7.1 7.1
Q3 2011 2.0 $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 3.2 $\overline{\phantom{a}}$ 0.2 0.8 1.5 0.2 1.5 2.2 0.1 11.8 6.9 4.9
Q4 2011 1.5 $\sim$ ×. $\sim$ 2.5 $\overline{\phantom{a}}$ 0.2 0.9 $\sim$ 0.3 1.5 1.6 0.1 8.5 7.8 0.6
2012 2.1 ×, ×. ×. 4.3 $\overline{\phantom{a}}$ 0.2 0.8 $\overline{\phantom{a}}$ 0.2 1.4 1.7 0.0 10.8 6.9 3.9
Q2 2012 1.5 ×, $\sim$ ×. 3.4 ×. 0.1 $\sim$ $\sim$ 0.2 1.3 1.2 0.0 7.8 8.7 $-0.9$
Q3 2012 0.8 ×, ÷ ×, 2.5 ×, 0.1 ×. $\sim$ 0.1 1.3 0.9 0.0 5.7 7.7 $-2.0$
Q4 2012 0.1 × $\sim$ ×. $\sim$ $\overline{\phantom{a}}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 0.1 1.2 $\overline{\phantom{a}}$ 0.0 1.5 6.8 $-5.3$
2013 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 0.1 1.2 $\overline{\phantom{a}}$ 0.1 1.5 1.5 $-0.0$
Q2 2013 $\sim$ $\sim$ $\sim$ $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\sim$ $\sim$ 0.1 $\sim$ $\sim$ $\sim$ 0.2 2.3 $-2.1$
Q3 2013 0.1 $\overline{\phantom{a}}$ $\sim$ $\sim$ 1.7 $\overline{\phantom{a}}$ 0.1 $\sim$ $\sim$ 0.1 ×, $\overline{\phantom{a}}$ 0.1 2.2 2.6 $-0.4$
Q4 2013 $\sim$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\pm 0$ $\overline{\phantom{a}}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\vert . \vert$ $\vert \, . \, \vert$ 0.0
$\mathop{\mathrm{Q}}$ 2014 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 1.6 $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.0 1.9 $\overline{0}$ . 0.8
Q2 2014 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.7 $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 2.6 3.5 0.3 3.3
Q3 2014 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 2.2 ÷, 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{m}}$ ÷, 5.2 7.7 5.9 1.8
Q4 2014 0.3 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 2.2 $\overline{\phantom{a}}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 5.2 7.9 5.7 2.2
$\mathop{\mathrm{Q}}$ 2015 0.0 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\vert \cdot \vert$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 4.3 5.6 5.8 $-0.2$
Q2 2015 0.0 ÷, $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\pm 0$ $\overline{\phantom{a}}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 0.1 ÷, ÷, 4.5 5.7 5.9 $-0.2$
Q3 2015 0.0 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.7 $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 5.1 6.0 6.1 $-0.1$
Q 4 2015 $\overline{\phantom{a}}$ $\bar{z}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{1.0}$ $\bar{z}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 3.1 4.3 5.4 $-1.2$
$\mathop{\mathrm{Q}}$ 2016 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\sim$ 1.7 $\overline{\phantom{a}}$ 0.1 $\sim$ $\overline{\phantom{a}}$ 46.7 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 3.9 52.4 51.3 $ \cdot $
Q2 2016 0.1 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 2.0 $\overline{\phantom{a}}$ 0.1 $\bar{ }$ $\overline{\phantom{a}}$ ÷, $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 4.0 6.2 5.4 0.9
Q3 2016 ×, ×, ×, ×. 0.9 ä, 0.1 ×, ×, ×, ×. ä, 3.4 4.5 5.0 $-0.5$
Q4 2016 $\bar{z}$ ×, ×, $\overline{\phantom{a}}$ 3.7 $\bar{z}$ 0.1 ×. ×, $\sim$ $\overline{\phantom{a}}$ $\bar{z}$ 3.4 7.2 5.2 2.1
$\mathop{\mathrm{Q}}$ 2017 $\sim$ $\sim$ $\overline{\phantom{a}}$ $\sim$ 1.5 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\sim$ $\sim$ $\sim$ 2.6 4.1 5.0 $-0.9$
Q2 2017 $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\sim$ $\overline{\phantom{a}}$ 1.9 $\overline{\phantom{a}}$ $\sim$ ×, $\sim$ ×, $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 3.5 5.5 5.6 $-0.1$
Q3 2017 × $\sim$ $\sim$ ×. 1.8 ä, × $\sim$ $\sim$ $\sim$ $\sim$ ×, 4.6 6.4 5.0 1.4
Q4 2017 0.0 $\bar{a}$ ×, $\overline{\phantom{a}}$ 3.8 $\bar{z}$ $\sim$ $\sim$ ×, ×, ×, $\overline{\phantom{a}}$ 2.7 6.5 4.8 1.7
2018 0.0 $\overline{\phantom{a}}$ × ×. 3.1 $\sim$ × $\sim$ $\sim$ $\sim$ ×. ×. $\overline{\phantom{a}}$ 3.1 2.6 0.5
Total 27.2 0.0 0.0 0.0 58.0 0.8 2.9 8.4 12.2 50.4 19.4 21.7 59.3 260.2 235.1 25.1
Forecast
Forecast Quarter/
Year
Q2 2018 0.0 ×, 2.7 0.0 2.7 Acc.
2.7
Q3 2018 0.0 $\overline{\phantom{a}}$ 2.7 0.0 2.7 5.4
Q4 2018 0.0 $\sim$ 2.8 0.0 $2.8\,$ 8.2
Full year 2019 51.5 $\overline{\phantom{a}}$ 13.0 0.0 64.5 72.7
Full year 2020 ×, 16.8 4.4 21.2 93.9
Full year 2021 $\sim$ 21.1 55.6 76.8 170.6
Full year 2022 $\sim$ 6.2 30.6 36.8 207.4
Full year 2023 $\overline{\phantom{a}}$ 2.5 2.5 5.0 212.4
Full year 2024 28.5 15.4 2.1 46.0 258.4
Full year 2025 1.7 1.7 260.1
Full year 2026 1.4 1.4 261.5
Full year 2027 179 179 2794

$0.0$

$\overline{28.5}$

$0.0$

$83.1$ 116.2

$51.6$

$Total$

* The forecast was produced by investment advisor Cartesia S.A.S.
** Shield was divested in Q4 2011, Memphis in Q2 2012 and Semper in Q2 2013. Gems was re-purchased in Q1 2016 by the issuer. Ludgate and Minotaure were dive

$0.0$

$\overline{0.0}$

$0.0$

$\overline{0.0}$

$0.0$

$\overline{0.0}$

$\overline{0.0}$

$279.4$

Note 4. Short and long-term investments

SFK M 31 March 2018
Loan portfolio and Nordic Light Fund * 210
Operation-related investments 248
Other securities 48
$Total$ ** 506

* of which Loan portfolios SEK 208 M.

** of which short-term investments SEK 73 M and long-term investments SEK 433 M.

Note 5. The Group's assets and liabilities measured at fair value

In accordance with IFRS7, financial instruments are recognized on the basis of fair value hierarchically with three different levels. Classification is based on the input dataused for measuring instruments. Quoted prices on an active market on the reporting date are applied for level I. Observable market data for the asset or

liability other than quoted prices are used in level 2. Fair value is determined with the aid of valuation techniques. For level 3, fair value is determined on the basis of valuation techniques based on non-observable market data. Specific valuation techniques used for level 3 are the measurement of discounted cash flows to determine the

fair value of financial instruments. For more information, see Note 3 in the Annual Report 2017.

The Group's assets and liabilities measured at fair value as of 31 March 2018 are stated in the following table.

SEK M Tier I Tier 2 Tier 3 Total
ASSETS
Derivative instruments 8 8
Financial assets measured at fair value through other
comprehensive income
64 64
Financial assets measured at fair value through profit or
loss
55 116 264 435
Total assets 55 188 264 506
LIABILITIES
Derivative instruments 16 16
Total liabilities 0 16 0 16

No changes between levels occurred the previous year.

CHANGE ANALYSIS, FINANCIAL ASSETS, LEVEL 3 IN THE FIRST QUARTER 2018

2018
as of I January 309
Purchases 40
Disposals $-99$
Amortisation $-2$
Gains and losses recognised through profit or loss 6
Exchange rate differences $ 0\rangle$
At 31 March 264

Note 6. Pledged assets and contingent liabilities

Pledged assets

262 232 253
Other pledged assets AC 48
Cash and cash equivalents 213 180 205
SEK M 31 Mar 31 Mar 31 Dec
2018 201

Cash and cash equivalents include pledged cash funds. These funds are used as collateral in the Asset Management and Banking operating segment for ongoing transactions. Cash and cash equivalents also include cash funds in accordance with

minimum retention requirements of Catella Bank's card operations, funds that are to be accessible from time to time for regulatory reasons, as well as frozen funds for other purposes.

Contingent liabilities

94 48 63
Other contingent liabilities 20
Client funds managed on behalf of clients 80 28 56
SEK M 31 Mar 31 Mar 31 Dec
2.018 201

Client funds relate to assets belonging to customers managed by Catella Bank branch office. These assets are deposited in separate bank accounts by the branch

office under a third-party name. Other contingent liabilities mainly re late to guarantee commitments primarily provided for rental contracts with landlords.

Commitments

2,751 2.512 2.697
Other commitments
Investment commitments 86
Unutilised credit facilities, granted by Catella Bank 2.659 2.482 2.668
SEK M 31 Mar 31 Mar 31 Dec
2.018 2017 2017

Unutilized credit facilities mainly relate to the credit commitments issued by Catella Bank to its credit card clients. Customers can utilize these facilities under certain circumstances, depending on what collateral they can provide. Investment commitments

mainly relate to associated company Nordic Seeding GmbH and Kaktus | TopCo ApS.

Note 7. Capital adequacy—consolidated financial situation

Catella AB and those subsidiaries that conduct operations regulated by Swedish or foreign financial supervisory authorities constitute a financial corporate group, known as a consolidated financial situation. The consolidated financial situation is governed by CSSF in Luxemburg. Catella Bank S.A is the reporting entity and responsible institute.

In January 2018, CSSF announced that a further four smaller Group companies, Catella Asset Management AS, Elementum Asset Management AS, Ambolt Advisors Sarl and IPM Informed Portfolio Management UK Ltd, would be included in the consolidated financial situation from 31 December 2017. Group companies cur-

rently included in / excluded from the consolidated financial situation are shown in Note 20 of Catella's Annual Report 2017. Discussions are underway with CSSF regarding reporting and other mattersthat apply to the consolidated financial situation which could lead to all or a majority of the group being considered to constitute a consolidated financial situation. The potential effects of an expanded consolidated financial situation in addition to the companies mentioned above have been analysed and the calculations indicate that the Group as a whole would satisfy the minimum capital adequacy requirement.

The consolidated financial situation complies with the EU 's and the Council's statute (EU) no.575/32013 (CRR).

The Annual Accounts for Credit Institutions and Investment Firms Act (1995: 1559), ÅRKL, stipulates that consolidated accounts shall be prepared for a consolidated financial situation. Catella complies with this requirement by supplying the information contained in this Note on the consolidated financial situation's accounts in accordance with ÅRKL. The accounting principles indicated in Other financial information have been applied when preparing these financial statements, and are consistent with ÅRKL. Otherwise, please refer to Catella AB's consolidated accounts.

The following tables state extracts from the accounts for the consolidated financial situation.

Income Statement—condensed, consolidated financial situation

2018 2017 2017
SEK M lan-Mar Jan-Mar Jan-Dec
Net sales 384 365 1.694
Other operating income 8 15
Total income 392 366 1,709
Assignment expenses & commission $-105$ $-92$ $-454$
Income excl. direct assignment costs and commission 287 274 1,256
Operating expenses $-221$ $-205$ $-926$
Operating profit/loss before items affecting comparability 65 69 330
Items affecting comparability $\mathbf{0}$ $\Omega$ $-53$
Operating profit/loss 65 69 277
Financial items-net 7 10 407
Profit/loss before tax 72 79 684
Appropriations $\mathbf{0}$ $\mathbf{0}$ $\mathbf{0}$
Tax $-15$ $-16$ $-72$
Net profit/loss for the period 57 63 612
Profit/loss attributable to:
Shareholders of the Parent Company 37 43 520
Non-controlling interests 20 20 92
57 63 612
Employees at end of period 346 337 343

Financial position-condensed, consolidated financial situation

SEK M 2018
31 Mar
2017
31 Mar
2017
31 Dec
Non-current assets 1,669 1,722 1,921
Current assets 4,192 3,434 4,264
Total assets 5,860 5,157 6,185
Equity 1,907 1,563 2,011
Liabilities 3.953 3.594 4,174
Total equity and liabilities 5,860 5.157 6,185

Capital adequacy-consolidated financial situation

The company Catella AB is a parent financial holding company in the Catella Group, and publishes disclosures on capital adequacy for the consolidated financial situation below.

2018 2017 2017
SEK M 31 Mar 31 Mar 31 Dec
Common Equity Tier I capital 1,209 723 1,111
Additional Tier capital $\boldsymbol{0}$ $\overline{0}$ $\mathbf{0}$
Tier 2 capital $\theta$ $\theta$ $\mathbf{0}$
Own funds 1,209 723 1,111
Total risk exposure amount 5.723 5.126 5,708
OWN FUNDS AND BUFFERS
Own funds requirements Pillar 458 410 457
of which own funds requirements for credit risk 226 217 259
of which own funds requirements for market risk 75 66 71
of which own funds requirements for operational risk 156 127 126
of which own funds requirements for credit valuation adjustment risk $\cal O$ 0 $\cal O$
Own funds requirements Pillar 2 172 100 184
Institution-specific buffer requirements 203 155 200
Internal buffer 57 51 57
Total own funds and buffer requirements 889 716 898
Capital surplus after own funds and buffer requirements 319 7 212
Capital surplus after regulatory required own funds and buffer requirements 377 58 269
CAPITAL RATIOS, % OF TOTAL RISK EXPOSURE AMOUNT
Common Equity Tier capital ratio 21.1 4.1 19.5
Tier I capital ratio 21.1 4. 19.5
Total capital ratio 21.1 14.1 19.5
OWB FUNDS AND BUFFERS, % OF TOTAL RISK EXPOSURE AMOUNT
Own funds requirements Pillar I 8.0 8.0 8.0
Own funds requirements Pillar 2 3.0 2.0 3.2
Institution-specific buffer requirements 3.5 3.0 3.5
of which requirement for capital conservation buffer 2.5 2.5 2.5
of which requirement for countercyclical capital buffer 1.0 0.5 1.0
Internal buffer 1.0 1.0 1.0
Total own funds and buffer requirements 15.5 14.0 15.7
Capital surplus after own funds and buffer requirements 5.6 0.1 3.7
Capital surplus after regulatory required own funds and buffer requirements 6.6 $ \cdot $ 4.7

Catella AB's consolidated financial situation satisfies the minimum capital base requirements. Capital adequacy calculations have also been performed in the event that a majority or all of the group were to be considered a consolidated financial situation. These calculations indicate that the group as a whole would satisfy minimum capital adequacy requirements.

2018 2017 2017
Own funds, SEK M 31 Mar 31 Mar 31 Dec
Common Equity Tier 1 capital
Share capital and share premium reserve 400 399 399
Retained earnings and other reserves 1,423 1,163 1,612
Less:
Intangible assets $-299$ $-317$ $-298$
Price adjustments $-22$ $-28$ $-31$
Deferred tax receivables $-68$ $-68$ $-68$
Qualifying holdings outside the financial sector $-38$ $-51$
Positive results not yet verified by the Annual General Meeting $-57$ $-397$ $-329$
Other deductions $-129$ $-29$ $-123$
Total Common Equity Tier I capital 1,209 723 1,111
Additional Tier I capital $\overline{\phantom{a}}$
Tier 2 capital $\overline{\phantom{a}}$
Own funds 1,209 723 1,111
2018 2017 2017
31 Mar 31 Mar 31 Dec
Specification of risk-weighted exposure amounts and own funds
requirements Pillar 1, SEK M
Risk-weighted
exp.amount
UWILTURIUS
requirements
Pillar
Risk-weighted
exp.amount
UTTER TURNS
requirements
Pillar
Risk-weighted
exp.amount
o mi runus
requirements
Pillar
Credit risk according to Standardised Approach
Exposures to institutions 425 34 356 28 584 47
Exposures to corporates 683 55 737 59 850 68
Exposures to retail $ 0\rangle$ 3 $\Omega$ 3 $\Omega$
Exposures secured by mortgages on immovable property 242 19 379 30 744 20
Exposures in default 235 9 277 22 295 24
Items associated with particular high risk 173 4 118 9 169 13
Exposures in the form of covered bonds 3 $\Omega$ 3 $\Omega$ 3 $\theta$
Exposures to collective investment undertakings (funds) $\overline{2}$ $\Omega$ 12 15
Equity exposures 342 27 44 12 340 27
Other items 715 57 682 55 741 59
2,831 226 2,711 217 3,242 259
Market risk
Interest risk $\Omega$ $\mathbf{0}$ $\Omega$ $\Omega$ $\Omega$ $\Omega$
Foreign exchange risk 944 75 826 66 893 71
944 75 826 66 893 71
Operational risk according to the Basic Indicator Approach 1,948 156 1,589 127 1,570 126
Credit valuation adjustment risk $\mathbf{0}$ 0 0 3 $\mathbf{0}$
Total 5,723 458 5.126 410 5,708 457

Parent Company Income Statement

2018 2017 2017
SEK M Jan-Mar Jan-Mar Jan-Dec
Net sales 4.6 3.1 $ \ $
Other operating income 0.0 0.0 0.0
Total income 4.6 3.1 11.2
Other external expenses $-9.6$ $-6.2$ $-26.8$
Personnel costs * $-7.2$ $-7.8$ $-36.2$
Depreciation $-0.0$ $-0.0$ $-0.0$
Other operating expenses $-0.0$ 0.0 0.0
Operating profit/loss $-12.3$ $-10.9$ $-51.9$
Profit/loss from participations in group companies 0.0 0.0 190.0
Interest income and similar profit/loss items 0.0 0.0 $-0.0$
Interest expenses and similar profit/loss items $-4.9$ $-2.4$ $-18.6$
Financial items $-4.9$ $-2.4$ 171.4
Profit/loss before tax $-17.2$ $-13.3$ 119.5
Tax on net profit for the year 0.0 0.9 0.9
Net profit/loss for the period $-17.2$ $-12.4$ 120.4

* Personnel costs include directors' fees

Parent Company Statement of Comprehensive Income

SEK M 2018
lan-Mar
2017
lan-Mar
2017
Jan-Dec
Net profit/loss for the period -17.2 $-124$ 120.4
Other comprehensive income
Other comprehensive income for the period, net after tax 0.0 0.0 0.0
Total comprehensive income/loss for the period $-17.2$ $-12.4$ 120.4

Parent Company Balance Sheet-condensed

SEK M 2018
31 Mar
2017
31 Mar
2017
31 Dec
Property, plant and equipment 0.1 $\vert 0.1 \vert$ 0.0
Participations in Group companies 654.1 654.3 654.1
Deferred tax receivables 19.8 19.8 19.8
Current receivables from Group companies 269.3 40.3 46.8
Other current receivables 111.0 8.2 103.9
Cash and cash equivalents 19.1 31.2 263.9
Total assets 1,073.3 753.8 1,088.6
Equity 562.5 506.6 574.0
Non-current liabilities 494.1 0.0 494.0
Current liabilities to Group companies 0.0 30.9 0.0
Other current liabilities 16.7 216.4 20.6
Total equity and liabilities 1,073.3 753.8 0.88.6

There were no assets pledged or contingent liabilities as of 31 March 2018.

Application of key performance indicators not defined by IFRS

The Consolidated Accounts of Catella are prepared in accordance with IFRS. See above for more information regarding accounting principles. IFRS defines only a limited number of performance measures. From the second quarter 2016, Catella applies the European Securities and Markets Authority's (ESMA) new guidelines for alternative performance measures. In summary, an alternative performance measure is a financial measure Definitions

of historical or future profit progress, financial position or cash flow not defined by or specified under IFRS. In order to assist corporate management and other stakeholders in their analysis of Group progress, Catella presents certain performance measures not defined under IFRS. Corporate management considers that this information facilitates the analysis of the Group's performance. This additional

information is complementary to the information provided by IFRS and does not replace performance measures defined in IFRS. Catella's definitions of measures not defined under IFRS may differ from other companies' definitions. All of Catella's definitions are presented below. The calculation of all performance measures corresponds to items in the Income Statement and Balance Sheet.

Non-IFRS performance measure Description Reason for using the measure
Equity per share attributable to Equity attributable to parent company shareholders di- Provides investors with a view of equity as represented by a
parent company shareholders* vided by the number of shares at the end of the period. single share.
Return on equity* Total profit in the period attributable to parent company The company considers that the performance measure pro-
shareholders for the most recent four quarters divided vides investors with a better understanding of return on eq-
by average equity attributable to parent company share- uity.
holders in the most recent five quarters.
Adjusted return on equity* Total profit in the period attributable to the parent com- The company considers that the performance measure pro-
pany share adjusted for items affecting comparability for vides investors with a better understanding of return on eq-
the most recent four quarters divided by average equity uity when making comparisons with earlier periods.
attributable to parent company shareholders in the most
recent five quarters.
Equity/assets ratio* Equity divided by total assets. Catella considers the measure to be relevant to investors and
other stakeholders wishing to assess Catella's financial stability
and long-term viability.
Dividend per share Dividend divided by the number of shares. Provides investors with a view of the company's dividend
over time.
Profit margin* Profit for the period divided by total income for the pe- The measure illustrates profitability regardless of the rate of
riod. corporation tax.
Adjusted profit margin* Profit for the period adjusted for items affecting compa- The measure illustrates profitability regardless of the rate of
rability divided by total income for the period. corporation tax when making comparisons with earlier peri-
ods.
Property transaction volumes in Property transaction volumes in the period constitutes An element of Catella's income in Corporate Finance is
the period the value of underlying properties at the transaction agreed with customers on the basis of the underlying prop-
dates. erty value of the relevant assignments. Provides investors
with a view of what drives parts of the income.
Assets under management at year- Assets under management constitutes the value of Ca- An element of Catella's income in Asset
end tella's customers' deposited/invested capital. Management and Banking is agreed with customers on the
basis of the value of the underlying invested capital. Provides
investors with a view of what drives parts of the income.
Card and payment volumes Card and payment volumes are the value of the underly- Card and payment volumes are value drivers for Catella's in-
ing card transactions processed by Catella. come in Card & Payment Solutions. Provides investors with a
view of what drives an element of Catella's income.
Adjusted Earnings per share Profit for the period attributable to parent company Provides investors with a view of the company's Earnings per
shareholders divided by the number of share. share when making comparisons with earlier periods.

* See next page for basis of calculation

Calculation of performance measures for the Group

3 Months 12 Months
2018 2017 Rolling 2017
GROUP Jan-Mar Jan-Mar 12 Months Jan-Dec
Net profit/loss for the period, SEK M 42 53 273 284
Total income, SEK M 541 495 2523 2477
Profit margin, % 8 $\perp$ $\mathbf{1}$ $\perp$
Adjusted profit for the period, SEK M 42 53 326 337
Total income. SEK M 541 495 2523 2477
Adjusted Profit margin, % 8 $\mathbf{H}$ 3 4
Equity, SEK M 1.834 1.791 1943
Total assets, SEK M 6.016 5,519 6396
Equity/Asset ratio, % 30 32 30
Net profit/loss for the period, SEK M * 22 33 180 192
No. of shares at end of the period 81,848,572 81,848,572 81,848,572 81,848,572
Earnings per share, SEK * 0.26 0.41 2.20 2.35
Adjusted profit for the period, SEK M * 42 53 326 337
No. of shares at end of the period 81,848,572 81,848,572 81,848,572 81,848,572
Adjusted earnings per share, SEK * 0.26 0.41 2.85 2.99
Equity, SEK M * 1.626 1.597 1729
No. of shares at end of the period 81,848,572 81,848,572 $-81,848,572$
Equity per share, SEK * 0.00 0.00 $\overline{\phantom{a}}$ 0.00
2018 2017 2017 2017 2017 2016 2016 2016 2016 2015 2015 2015 2015 2014 2014 2014
GROUP Jan-Mar Oct-Dec Jul-Sep Apr-Jun Jan-MarOct-Dec Jul-Sep Apr-Jun Jan-Mar Oct-Dec Jul-Sep Apr-Jun Jan-Mar Oct-Dec Jul-Sep Apr-Jun
Net profit/loss for the period, SEK M * 22 67 59 33 33 37 35 182 17 122 38 48 35 96 21 85
Equity, SEK M * 1,626 1,729 1,628 1,577 1,597 1,563 1,534 ,484 1,333 1,319 1,233 1,177 1,151 1,164 1,041 1,027
Return on equity, % $\perp$ 2 0 9 9 9 26 27 8 20 9 8
Adjusted profit for the period, SEK M $*$ 182
Adjusted equity, SEK * .626 .782 .628 .577 1.597 .563 1.534 .484 1.333 1.319 1.233 . 177 1.151 .164 1,041 .027
Adjusted return on equity, % 19 26

Calculation of performance measures for the Corporate Finance operating segment

3 Months 12 Months I
2018 2017 Rolling 2017
CORPORATE FINANCE Jan-Mar Jan-Mar 12 Months Jan-Dec
Net profit/loss for the period, SEK M -5 $\sim$ 1 39 43
Total income, SEK M . I I $\perp$ 648 659
Profit margin, % $-4$ $\overline{a}$ 6
Equity, SEK M 160 212 165
Total assets, SEK M 449 473 511
Equity/Asset ratio, % 36 45 32
_________
.
_
__
. .
2018. 2017 2017 2017 2016 - 2016 2016 2016 2015 2015 2015 2015 2014 2014 2014
CORPORATE FINANCE Jan-MarOct-Dec Jul-Sep Apr-Jun Jan-MarOct-Dec Jul-Sep Apr-Jun Jan-MarOct-Dec Jul-Sep Apr-Jun Jan-MarOct-Dec Jul-Sep Apr-Jun
Net profit/loss for the period, SEK M * 28 36 -16 16.
Equity, SEK M * 78. 254 237 222 206 - 213 183 171 187 8 44 143
Return on equity, % 9 29 34 28 25

* Attributable to shareholders of the Parent Company.

Calculation of performance measures for the Asset Management and Banking operating segment

3 Months 12 Months
2018 2017 Rolling
ASSET MANAGEMENT AND BANKING lan-Mar lan-Mar 12 Months Jan-Dec
Net profit/loss for the period, SEK M 53 58 257 262
Total income, SEK M 433 378 1899 1844
Profit margin, % 2 15 4 4
Adjusted profit for the period, SEK M 53 58 310 315
Total income, SEK M 433
378
1899
Adjusted Profit margin, % 2 15 16 17
Equity, SEK M 1.187 1.057 1100
Total assets, SEK M 4,958 4,551 $\overline{\phantom{a}}$ 5106
Equity/Asset ratio, % 23
24
$\overline{\phantom{a}}$
2018 2017 2017 2017 2017 2016 2016 2016 2016 2015 2015 2015 2015 2014 2014 2014
ASSET MANAGEMENT AND BANKING Jan-Mar Oct-Dec Jul-Sep Apr-Jun Jan-MarOct-Dec Jul-Sep Apr-Jun Jan-MarOct-Dec Jul-Sep Apr-Jun Jan-Mar Oct-Dec Jul-Sep Apr-Jun
Net profit/loss for the period, SEK M * 33 30 53 48 38 43 27 158 24 66 4 18 44 26 5 20
Equity, SEK M * 1,023 931 967 941 898 918 855 789 649 620 686 660 676 159 651 575
Return on equity, % 17 8 20 8 32 33 38 39 9 26 8 17
Adjusted profit for the period, SEK M * 33 83 53 48 38 43 27 158 24 66 4 8 44 26 5 20
Adjusted equity, SEK * 1,023 984 967 941 898 918 855 789 649 620 686 660 676 159 651 575
Adjusted return on equity, % 23 24 20 8 32 33 38 39 9 26 8 17

* Attributable to shareholders of the Parent Company.

Catella AB (publ)
P.O. Box 5894, 102 40 Stockholm | Visitors: Birger Jarlsgatan 6
Corp. ID no. 556079–1419 | Reg. Office: Stockholm, Sweden
Tel: +46 (0)8 463 33 10 | [email protected]

catella.com

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