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Stendörren Fastigheter

Quarterly Report Nov 8, 2023

3112_10-q_2023-11-08_952e12e7-575b-4529-ac12-cbf97a841689.pdf

Quarterly Report

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INTERIM FINANCIAL REPORT JANUARY-SEPTEMBER 2023

THE PERIOD IN BRIEF

JANUARY–SEPTEMBER 2023*

  • Rental income increased by 17% to SEK 635 million (541) and net operating income increased by 24% to SEK 509 million (412).
  • Income from property management increased by 1% to SEK 234 million (232).
  • Net letting during the period amounted to a total of approximately SEK 7.3 million and new lease agreements with an annual rental value of approximately SEK 97 million were signed (includes both renegotiated leases and leases with new tenants).
  • Lease agreements that were renegotiated during the period led to an increase in rental values of 24% on a weighted average basis.
  • Cash flow from operating activities amounted to SEK 246 million (266), corresponding to SEK 8.67 per share (9.36).
  • Realized and unrealized changes in value of the property portfolio for the period amounted to SEK -284 million (210).
  • Profit for the period amounted to SEK -65 million (547), corresponding to SEK -3.84 per share (17.78) before dilution and -3.84 per share (17.75) after dilution.

SIGNIFICANT EVENTS DURING THE THIRD QUARTER

  • In July, Stendörren signed a lease agreement with Stockholms Stadsmission regarding newly built logistics premises of 3,161 sqm in Brunna, Upplands-Bro.
  • In September 2023, Stendörren established a Green Finance Framework and issued green bonds at a nominal amount of SEK 500 million with a tenor of 3.25 years at a floating rate of Stibor 90 plus 5.25%. In connection with this, an outstanding bond of SEK 700 million, with final maturity in April 2024, were redeemed.

SIGNIFICANT EVENTS AFTER THE END OF THE PERIOD

• Stendörren signed a ten-year lease agreement with Advania Sverige AB for a 9,500 sqm logistics facility at the Stenvreten 8:37 property in Enköping, with possession of the premises expected to take place on January 1, 2025. After signing the lease with Advania Sverige AB, the facility is now fully let. A building permit has been obtained and preparatory work ahead of new construction has already begun.

KEY RATIOS JAN–SEP
2023
JAN–SEP
2022
JAN–DEC
2022
Rental income 635 541 733
Net operating income 509 412 548
Income from property management 234 232 287
Fair value properties 12,525 12,728 12,418
Lettable area 815,000 810,000 795,000
LTV, % 50 47 47
Equity ratio, % 38 42 41
635 509 234

* (January–September 2022 in parenthesis)

TABLE OF CONTENTS

PAGE PAGE
CEO's statement
Stendörren in brief
4
6
Projects portfolio summary
Property valuation
18
21
Key ratios
Targets
THE BUSINESS
7
8
Financing
Sustainability for Stendörren
Parent Company summary
Share capital and ownership
23
25
26
28
Consolidated statement of
comprehensive income
Comments to the consolidated
income statement
Consolidated statement of financial position
Comments to the consolidated statement
of financial position
Consolidated changes in equity
Consolidated statement of cash flows
Property portfolio summary
9
10
11
12
13
14
15
OTHER INFORMATION
Other information
The Board of Directors
Review Report
Appendix 1, Assessed earnings capacity
Definitions
30
31
32
33
34

CEO'S STATEMENT

CONTINUED OPERATIONAL PROGRESS AND INCREASED FINANCIAL FLEXIBILITY

The third quarter marked continued positive operational performance, despite the turbulent market environment. We continue to have a high occupancy rate and we increased our net operating income. We have received continued confirmation of one of the strengths of Stendörren's business model, as several lease agreements were signed for logistics properties constructed during the year. We have also taken further steps to balance the financial risk in the prevailing market climate.

CEO'S STATEMENT

Warehouse, logistics and light industrial properties remain a strong segment in the real estate sector. Our properties are often located in urban areas facing both economic and population growth. A long-term, gradual increase in e-commerce is also fueling the need for properties in our segment. Over the past few years, we have thus been able to more than halve our vacancy rate to the current approximately 6%. The average remaining term of our lease agreements is 3.8 years, which provides us with stability and visibility for the future. As agreements mature and are renegotiated, we can also often increase rents by 20–25%, which I would dare say is a quite unique feature for our type of assets in our geographic locations. During the period, Stendörren increased its rental income and net operating income by 17% and 24%, respectively, despite an economic slowdown.

PREPARED FOR CHANGE OF TENANT IN UPPLANDS-BRO

Stendörren also has a diverse tenant base. Our largest tenant is Coop Sverige Logistik representing just under 10% of our total rental income. Coop, which leases the Nygård 2:14 property in Upplands-Bro encompassing 129,000 sqm, will leave these premises in September 2024. We have had ample time to prepare and our development department, together with the leasing department, has a flexible go-to-market strategy for these premises. We have prepared for leasing the property to a large tenant or to divide it into up to eight parts for different tenants. Thanks to the property's railway access, with three tracks leading directly in to the premises, and its positioning in one of Sweden's prime logistics locations in the middle of the Mälardalen region only a 30 minute drive from central Stockholm, we see immense potential for a fast and smooth change of tenant.

CONTINUED PROGRESS IN PROJECT PORTFOLIO

Stendörren's unique potential is our building rights portfolio. We have about 800,000 sqm of lettable area and just over 660,000 sqm of building rights. This means that we have potential to expand by about 80% within our existing portfolio. With a high number of project ideas, many of which already have building permits, it is possible to commence new construction and extensions that can be modified to customer needs. We have gradually added project in recent years and are now clearly in the implementation phase. This year alone we have already completed approximately 35,000 sqm, of which 85% is already let. A 15-year lease agreement was signed with Stockholms Stadsmission during the quarter for the Viby:66 property in Brunna, which thus became fully let. In addition, we have a volume of ongoing projects that totals 53,200 sqm, with all of these projects in geographically attractive locations that have a shortage of zoned land for industrial and logistics purposes. One of these projects involved signing a 10-year lease agreement with Advania Sverige AB for a 9,500 sqm logistics facility at the Stenvreten 8:37 property in Enköping. After signing the lease with Advania Sverige AB, the facility is fully let. The new construction has already begun and hand over of the premises will take place on January 1, 2025. Accordingly, we can state that, despite the turbulent market situation, there is healthy demand for newly developed logistics and other industrial premises.

Ongoing and recently completed projects that did not yet generate revenue during the reporting period are expected to add approximately SEK 80 million in annual net operating income, in pace with leasing and completion. This is a relevant addition to our current earnings capacity of a net operating income of SEK 677 million.

FURTHER BALANCED FINANCING

Although our operating activities have been relatively unaffected by the economic climate, we can still feel the financial challenges effecting the sector as a whole.

As a result, we reduced our share of relatively expensive capital market based financing during the period and the quarter. A new Green Finance Framework was established in September and we issued green bonds of SEK 500 million. The issue was heavily oversubscribed. Simultaneously, we exercised our right to early redeem a bond of SEK 700 million maturing in April 2024. Combined with the payment of the tender offer for part of our outstanding hybrid bond earlier this year, this has reduced our financing in the capital market by about half a billion during the year.

More balanced financing, strong liquidity and a large share of previously interest-hedged debt mean that we can continue to focus on growth and at the same time remain well prepared for a challenging economic climate.

Stockholm, November 8, 2023

Erik Ranje, CEO

STENDÖRREN IN BRIEF

MISSION & OBJECTIVES

Stendörren Fastigheter AB (publ) is an expansive property company listed on Nasdaq Stockholm Mid Cap. Our business concept is to create profitable growth in net asset value by managing, developing and acquiring properties and building rights within logistics, warehouse and light industry in Nordic growth regions. When commercially viable, we rezone such existing properties and thereby create residential building rights for further development and management, mainly in Greater Stockholm and the rest of the Mälardalen region.

FINANCIAL OBJECTIVES

Stendörren has four financial objectives:

  • the long-term average return on equity shall amount to at least 12%
  • achieve growth in long-term net asset value amounting to at least 15%
  • the long-term interest coverage ratio shall amount to at least 2.0 times
  • the long-term equity ratio shall be 35% (and never less than 20%)

PROPERTY PORTFOLIO

As at 30 September, 2023, the property portfolio of Stendörren consisted of 151 properties, primarily located in the Greater Stockholm and Mälardalen region with a market value of SEK 12,525 million. The ten largest lease agreements accounted for about 21% of the total annual rent, of which the company's largest lease agreement with Coop Sweden represented approximately 9%.

The total property portfolio comprised approximately 815,000 sqm of lettable premises, of which warehouse, logistics and light industrial properties accounted for approximately 68% of the total lettable area.

At the end of the period, the company had 40 properties, wholly or partly consisting of building rights which, when fully developed, are expected to create approximately 656,000 sqm (GFA but may differ from what is technically and commercially possible to develop), mainly for logistics, warehouse, light industrial and residential use. The market value of the building rights portfolio amounted to SEK 1,530 million (1,662) on the reporting date.

Within the existing property portfolio, the company is working with the development of new zoning plans for residential assets. The development and rezoning processes, which are at different stages, are likely to result in building rights for up to 1,200 new units on completion. The status of each rezoning process was considered when determining the market value of the building rights. The company's residential building rights represent approximately one third of the valuation of the entire building rights portfolio.

FINANCING

As of 30 September 2023, the Group's equity amounted to SEK 5,035 million (5,722) and the Group's interest-bearing liabilities amounted to SEK 6,794 million (6,484), corresponding to a loan-to-value ratio of 50% (47).

The average time to maturity of interest-bearing liabilities amounted to 2.7 years (3.0) and including the unhedged portion of the relevant IBOR and hedged portion via interest-rate derivatives, the average interest maturity was 1.9 years (2.7). The average interest rate on the company's total interest-bearing loans, including derivatives amounted to 4.6%. On the reporting date, the company had one outstanding bond of SEK 236 million with an interest rate of Stibor 90 plus 3.65%, for which early redemption occured on 10 October 2023, one bond of SEK 600 million with an interest rate of Stibor 90 plus 3.90% with final maturity in August 2025, one green bond of SEK 500 million with an interest rate of Stibor 90 plus 5.25% with final maturity in December 2026 and one hybrid bond of SEK 513 million with an interest rate of Stibor 90 plus 6.50% with a first redemption date in September 2024.

DIVIDEND

Stendörren's assessment is that the best long-term total return is generated by reinvesting the profits in the business to create further profitable growth. The company will thus continue to grow by investing in existing assets, new acquisitions and the development of new assets. Accordingly, the dividend paid will be low or zero over the next few years.

KEY RATIOS

2023
JAN–SEP
2022
JAN–SEP
2022
JAN–DEC
PROPERTY-RELATED
Lettable area, thousand sqm 815 810 795
No. of properties 151 146 148
Fair value properties, SEK million 12,525 12,728 12,418
Letting ratio, by area, % 92 90 90
Economic occupancy rate, % 94 91 92
NOI yield, total portfolio, 12 month average, % 5.1 4.5 4.5
NOI yield, excluding projects and land, 12 month average, % 6.3 5.5 5.5
Total return, 12 month average, % 0.1 10.1 3.3
Weighted average unexpired lease term, years 3.8 3.7 3.8
Average annual rent, SEK/sqm 1,176 1,045 1,069
FINANCIAL KEY RATIOS
Total income, SEK million 646 541 733
Net operating income, SEK million 509 412 548
Income from property management, SEK million 234 232 287
Surplus ratio, 12 month average, % 77 75 75
Total assets, SEK million 13,476 13,794 13,344
Average interest rate, total liabilities incl. derivatives, % 4.6 3.7 4.0
Average interest maturity at end of period, years 1.9 2.7 2.6
Average loan maturity at end of period, years 2.7 3.0 2.9
Interest coverage ratio, 12 month average, times 2.1 3.0 2.6
Loan-to-value ratio at end of period, % 50 47 47
Loan-to-value ratio, property level at end of period,% 44 41 40
Equity ratio at end of period, % 38 42 41
Return on equity, 12 month average % -6 18 5
STOCK RELATED KEY RATIOS
Market capitalization, SEK million 3,917 4,918 5,453
Stock price at end of period, SEK 137.80 173.00 191.80
Book equity per share, SEK1 159.59 173.66 163.35
Long-term net asset value, SEK million 5,283 5,713 5,377
Long-term net asset value per share, SEK 185.85 200.96 189.14
Current net asset value, SEK million 4,832 5,219 4,918
Current net asset value per share, SEK 169.96 183.58 173.01
Earnings per average number of
shares before dilution, SEK
-3.84 17.78 7.42
Earnings per average number of
shares after dilution, SEK
-3.84 17.75 7.41
Cash flow from operating activities per share, SEK 8.67 9.36 13.02
No. of shares, at end of period 28,428,265 28,428,265 28,428,265
Average no. of shares 28,428,265 28,428,265 28,428,265
OTHER RATIOS
No. of employees at end of period
No. of employees, average in period
55
54
53
54
54
54

1) Book equity excluding hybrid capital per share.

For definitions, please see page 34. Explanations of the key ratios used can also be found at www.stendorren.se.

TARGETS

ROE (AVERAGE)

NAV GROWTH

Growth in long-term net asset value shall amount to

at least 15%. At the end of the period,

The long-term average return on equity shall

-6%

amount to at least 12%. The return on equity (calculated as 12 month average) amounted to -6% at the end of the period.

-8%

growth in net asset value (over the last 12 months) amounted to -8%.

FINANCIAL TARGETS OUTCOME HISTORICAL PERFORMANCE

ICR

Long-term ICR shall exceed 2.0 times.

2.1times

The interest coverage ratio amounted to 2.1 times.

The long-term equity ratio shall be 35% (and never be below 20%). The equity ratio amounted to

EQUITY RATIO 38%1

38% at the end of the period.

1) The stated equity ratio is calculated excluding the lease liability resulting from the application of IFRS 16. If this liability item were to be included in the calculation, the equity ratio would be negatively impacted by approximately 0.7%.

GROUP SUMMARY

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME

Amounts in SEK million

JAN–SEP
2023
JAN–SEP
2022
JUL–SEP
2023
JUL–SEP
2022
JAN–DEC
2022
Rental income 635 541 214 184 733
Other income 11 0 1 0 0
Total income 646 541 215 184 733
Operating expenses -104 -96 -29 -27 -137
Maintenance costs -15 -15 -7 -5 -22
Property tax -18 -19 -5 -8 -26
Net operating income 509 412 174 144 548
Central administration -60 -57 -18 -20 -76
Financial income 89 21 30 12 32
Financial expenses -297 -136 -114 -60 -208
Lease expenses/ Ground rent -7 -7 -3 -2 -10
INCOME FROM PROPERTY MANAGEMENT 234 232 69 73 287
Change in value of investment properties -284 210 -128 3 -143
Change in value of financial instruments -22 250 -21 66 223
Profit/loss before tax -72 693 -79 142 367
Tax 7 -146 15 -28 -98
Profit/loss for the period -65 547 -64 114 268
Translation differences 1 2 -2 2 3
Total other comprehensive income 1 2 -2 2 3
TOTAL COMPREHENSIVE
INCOME FOR THE PERIOD
-64 548 -66 115 271
Comprehensive income
for the period attributable to:
Parent Company's shareholders -64 548 -66 115 271
Earnings per share, before dilution, SEK -3.84 17.78 -2.73 3.48 7.42
Earnings per share, after dilution, SEK -3.84 17.75 -2.73 3.48 7.41
Average number of shares outstanding
during the period, millions
28.43 28.43 28.43 28.43 28.43
Average number of shares during the
period after dilution, millions
28.43 28.48 28.43 28.44 28.47

COMMENTS TO THE CONSOLIDATED INCOME STATEMENT

RESULT

Compared with 2022, Stendörren reported an increase of approximately SEK 105 million in income and of approximately SEK 97 million in net operating income during January-September 2023. After deduction of financing costs and central administration costs, income from property management totaled SEK 234 million (232), which is in line with the same period in 2022. Profit for the period amounted to SEK -65 million (547), corresponding to SEK -3.84 per share (17.78).

RENTAL INCOME

Rental income increased during the period by approximately 17% to SEK 635 million (541). The increased income was driven by higher rents in the portfolio (increase of approximately 13% in comparable portfolio compared to the corresponding period in 2022) as well as an improved occupancy rate. In addition to rental income, the company also reports other income of SEK 11 million, of which electricity support for the period October 1, 2021 to 30 September, 2022 amounts to approximately SEK 10 million.

PROPERTY EXPENSES

Recognized property expenses increased to SEK 138 million (129). Total property expenses in the comparable portfolio increased by approximately SEK 5 million, which corresponds to about 5%. The increase in expenses was mainly due to rising inflation and slightly higher rental losses compared with the same period last year.

CENTRAL ADMINISTRATION

Costs for central administration for the period amounted to SEK 60 million (57) and comprised of costs for central administration, company management, board and auditors.

NET FINANCIAL ITEMS

Financial income amounted to SEK 89 million (21) and primarily referred to income attributable to interest-rate derivatives. Financial expenses, excluding lease expenses, rose to SEK –297 million (-136), mainly due to rising interest levels but also non-recurring items of approximately SEK -7 million attributable to the early redemption of a bond in the third quarter of 2023. Net financial items were also impacted by exchange rate gains totaling approximately SEK 12 million during the period. Lease expenses (pertaining to IFRS 16 Leases) amounted to SEK –7 million (-7). The expense mainly comprised ground rent and rent.

INCOME FROM PROPERTY MANAGEMENT

Income from property management amounted to SEK 234 million (232) during the reporting period, mainly due to higher income that offset higher financing costs.

CHANGES IN VALUE

The company reported realized and unrealized changes in value of the property portfolio of SEK -284 million (210). Value changes in the property portfolio during the period were primarily driven by adjusted yield requirements and market rent assumptions as well as changed cash flows due to new leases, renegotiated but also terminated agreements. Exchange rates had a positive value change on the property portfolio during the period, for details see page 21. The market valuation of the interest-rate derivatives resulted in a change in value of SEK -22 million (250) as per the reporting date.

TAX

The tax expense in profit or loss consists of current tax of SEK -2 million (-2) and deferred tax of SEK 9 million (-144).

GROUP SUMMARY

CONSOLIDATED STATEMENT OF FINANCIAL POSITION

Amounts in SEK million

SEP 30
2023
SEP 30
2022
DEC 31
2022
ASSETS
Non-current assets
Intangible assets
Investment properties
Right-of-use assets
Equipment
Non-current receivables
Interest-rate derivative
3
12,525
254
1
2
246
2
12,728
238
2
4
295
2
12,418
254
2
2
268
Total non-current assets 13,033 13,269 12,947
Current assets
Current receivables
Cash and cash equivalents
Total current assets
82
361
444
76
448
525
83
315
397
TOTAL ASSETS 13,476 13,794 13,344
EQUITY AND LIABILITIES
Equity
5,035 5,722 5,429
Non-current liabilities
Interest-bearing liabilities
Other non-current liabilities
Lease liabilities
Deferred tax liabilities
Other provisions
6,096
44
254
992
4
5,728
31
238
1,071
4
5,469
36
254
1,001
4
Total non-current liabilities 7,390 7,072 6,764
Current liabilities
Interest-bearing liabilities
Other current liabilities
698
353
756
243
821
330
Total current liabilities 1,051 1,000 1,151
TOTAL EQUITY AND LIABILITIES 13,476 13,794 13,344
Equity attributable to
Parent Company's shareholders
Non-controlling interests
5,035
5,722
5,429

COMMENTS TO THE CONSOLIDATED STATEMENT OF FINANCIAL POSITION

NON-CURRENT ASSETS

Stendörren's non-current assets mainly consist of investment properties. As of 30 September, 2023, the value of the total property portfolio amounted to SEK 12,525 million (12,728). For analysis and comments, see page 15-17.

CURRENT ASSETS

Current assets amounted to SEK 444 million (525) on the closing date, consisting of cash and cash equivalents of SEK 361 million (448) and rental receivables and other current receivables of SEK 82 million (76). On the closing date, there were also unutilized and available credit facilities of a total of SEK 310 million. Available liquidity, in the form of cash and cash equivalents of SEK 361 million and available credit facilities totaling SEK 310 million, thus amounted to SEK 671 million at the end of the reporting period. The remaining SEK 236 million of a bond with maturity in April 2024 was redeemed early by the company on October 10, 2023.

EQUITY

As of 30 September, 2023, the Group's equity amounted to SEK 5,035 million (5,722) and the equity ratio to 38% (42).

INTEREST-BEARING LIABILITIES

The carrying amount of the Group's interest-bearing liabilities at the end of the reporting period amounted to SEK 6,794 million (6,484) corresponding to a loan-to-value ratio of 50% (47). The liabilities consisted of loans from credit institutions of SEK 5,493 million (5,214), three bonds totaling SEK 1,336 million (1,300) and seller notes of SEK 0 million (5). Loan arrangement costs of SEK -35 million (-35) were allocated in accordance with the company's accounting policies. The short-term portion of the interest-bearing liabilities amounted to SEK 698 million (756) and consisted of loans and repayments that are due within the next 12 months. On October 10, 2023, the company carried out early redemption of the remaining SEK 236 million of a bond with maturity in April 2024, which was included in the short-term portion as per the closing date.

INTEREST AND LOAN MATURITIES

Stendörren aims to reduce interest and refinancing risks in its operations by spreading the maturity structure for interest rates and loan maturities over several years. Interest-rate risks are managed mainly through interestrate derivatives. For a more detailed description of the interest and loan maturity portfolio, see page 23.

DEFERRED TAX LIABILITIES (NET)

Deferred tax liabilities amounted to SEK 992 million (1,071) on 30 September, and related to the tax on properties, derivatives, untaxed reserves and unutilized losses carried forward.

OTHER CURRENT LIABILITIES

In addition to the short-term portion of interest-bearing liabilities, current liabilities include accounts payable, accrued expenses and deferred income, tax liabilities and other current liabilities, amounting to a total of SEK 353 million (243).

GROUP SUMMARY

CONSOLIDATED CHANGES IN EQUITY

Amounts in SEK million

SHARE
CAPITAL
OTHER
CONTRIBUTED
CAPITAL TRANSLATION
DIFFERENCES
RETAINED
EARNINGS
INCLUDING
PROFIT FOR
THE PERIOD
HYBRID
BOND
TOTAL EQUITY
ATTRIBUTABLE
TO THE
COMPANY'S
OWNERS
Opening balance equity, Jan 1, 2021 17 1,175 2,075 786 4,053
Share option program 6 6
Interest/dividend hybrid bond -52 -52
Comprehensive income Jan–Dec 2021 1,209 1,209
Closing balance equity, Dec 31, 2021 17 1,181 3,232 786 5,216
Interest/dividend hybrid bond -58 -58
Comprehensive income Jan–Dec 2022 3 268 271
Closing balance equity, Dec 31, 2022 17 1,181 3 3,442 786 5,429
Share option program 1 1
Interest/dividend hybrid bond -45 -45
Repurchase hybrid bond -288 -288
Comprehensive income Jan – Sep 2023 1 -65 -64
Closing balance equity, Sep 30, 2023 17 1,182 4 3,332 498 5,035

COMMENTS ON CONSOLIDATED CHANGES IN EQUITY

As of 30 September, 2023, the Group's equity amounted to SEK 5,035 million (5,722). The 2023 AGM resolved on a dividend totaling SEK 0 million (0).

GROUP SUMMARY

CONSOLIDATED STATEMENT OF CASH FLOWS

Amounts in SEK million

JAN–SEP
2023
JAN–SEP
2022
JUL–SEP
2023
JUL–SEP
2022
JAN–DEC
2022
Cash flow from operating activities
Income from property management 234 232 69 73 287
Adjustment for non-cash items
Income tax paid
15
-7
17
-4
30
0
7
-2
-5
-1
Cash flow from operating activities
before changes in working capital
242 245 99 79 281
Changes in working capital
Changes in operating receivables 13 65 19 122 42
Changes in operating liabilities -8 -44 3 -42 47
Cash flow from operating activities 246 266 121 159 370
Investing activities
Investments in existing properties -376 -428 -156 -171 -624
Other investments and divestments 0 0 0 1 1
Acquisitions of Group companies/properties - -366 - -143 -581
Divestments of Group companies/properties - - - - 386
Cash flow from investing activities -376 -794 -156 -313 -818
Financing activities
Issued employee stock options 1 - - -
Dividend hybrid bond -45 -41 -15 -15 –58
Repurchase hybrid bond -288 - - -
Raised interest-bearing liabilities 1,245 2,463 754 80 2,566
Repayment of interest-bearing liabilities -746 -1,614 -488 - -1,919
Deposits 8 9 2 8 13
Cash flow from financing activities 176 817 253 73 603
Cash flow for the period 46 289 218 -81 155
Cash and cash equivalents at
the beginning of period 315 160 143 530 160
Cash flow for the period 46 289 218 -81 155
Cash and cash equivalents
at the end of the period
361 448 361 448 315

PROPERTY PORTFOLIO

PROPERTY PORTFOLIO 30 SEPTEMBER

As at 30 September, 2023, the property portfolio of Stendörren consisted of 151 properties, primarily located in the Greater Stockholm and Mälardalen region with a market value of SEK 12,525 million. The property portfolio is reported quarterly at fair value. All properties are externally valued regularly, at least once a year. All properties are valued internally each quarter based on an updated analysis of actual cash flow, market rental levels, expected costs and an assessment of the market yield requirement.

At the end of the reporting period, the total property portfolio comprised approximately 815,000 sqm of lettable area. Warehouse, logistics and light industrial premises together accounted for about 68% of the total lettable area. The office space held in the company's portfolio (21% of lettable area) is mainly office space leased in combination with warehouse or light industrial properties. A distribution based on rental income would give a higher proportion of offices due to the average rent for this area type being higher than for the rest of the portfolio. The risk of large-scale vacancies and rental losses due to bankruptcies is greatly reduced by the diversification and number of tenants combined with the fact that ca 86% of the properties have at least two tenants.

During the period, the value of the property portfolio increased by SEK 107 million. The change in value consists of investments in existing properties of SEK 376 million, currency effects of SEK 15 million and realized and unrealized changes in value totaling SEK -284 million (see table on page 22).

GEOGRAPHIC DISTRIBUTION OF PROPERTY PORTFOLIO

Stendörren puts significant effort into identifying attractive geographical industrial areas with potential in Nordic growth regions. Special focus is on developing and strengthening the company's presence in such areas where Stendörren is already established. Approximately 64% of Stendörren's total rental income comes from properties located in the Stockholm region. Stendörren has a large concentrated property portfolio in the Högdalen industrial area, which entails synergies both in terms of management and leasing. In Veddesta, the company has large properties, also resulting in efficient property management. Locations including Upplands-Väsby and Sollentuna along the E4 highway toward Arlanda airport, Brunna in Upplands-Bro northwest of Stockholm and Stockholm-Syd in Södertälje are areas which Stendörren intends to develop further in the years ahead. In addition to the Greater Stockholm area, the company has invested in a number of other locations in the Mälardalen region situated in attractive locations projected to benefit from major transport routes and Stockholm's future growth. Since 2021, the company has also acquired properties in other selected Swedish and Nordic cities with growth potential, such as the Gothenburg region, Oslo, Copenhagen and Helsinki – with a continued focus on warehouse, logistics and light industrial assets.

RENTAL INCOME BY GEOGRAPHY LARGEST TENANTS BY RENTAL INCOME

TENANTS AND LEASE AGREEMENTS

The tenants in the property portfolio operate in a variety of sectors and range from well-established small to medium-sized companies and large multinational businesses in several sectors. As at 30 September, 2023, the ten largest leases made up 21% of the total annual rental income in the portfolio. The company's largest lease agreement with Coop Sweden represents about 9% of the total annual rent. Coop will leave the premises in September 2024. Stendörren strives to sign long-term leases with its tenants and the average lease duration as of the reporting date was 3.8 years. The company also strives for a diversified maturity structure.

Combined with a range of different tenants and industries, this helps to reduce the risk of vacancies and rental losses. Rental losses amounting to SEK 6.9 million were recognized for the reporting period.

Stendörren works proactively and continuously to renegotiate leases in line with current market rents. The economic occupancy rate for Stendörren's property portfolio was 94% at 30 September, 2023, and the area weighted occupancy rate was 92%. The occupancy rate is a static measure of the rental situation on the reporting date and may vary a few percentage points up or down depending on temporary relocation vacancies or projects that have commenced or been completed at different times. In general, the demand for Stendörren's assets remains strong, and the total of new leases signed during the quarter was the highest in 2023. However, terminations during the quarter included two large leases (with the tenants moving out in Q3/Q4 2024) with annual rental value of approximately SEK 13 million. This resulted in net letting of approximately SEK -0.9 million. Lease agreements that were renegotiated during the quarter led to an increase in rental values of 40% on a weighted average basis. During the quarter, new lease agreements with an annual rental value of approximately SEK 33 million were signed. These consist of both renegotiated lease agreements and lease agreements with new tenants.

LETTABLE AREA, % OF TOTAL AREA NUMBER OF TENANTS PER PROPERTY

PROPERTY PORTFOLIO SUMMARY

ECONOMIC OCCUPANCY RATE

NET LETTING

ANNUAL LEASE EXPIRY

CONTRACTUAL CHANGES PROPERTY PORTFOLIO*

n Tenants vacating

*) Including letting of new construction

PROJECTS

PROJECTS PORTFOLIO SUMMARY

OVERVIEW

As of 30 September, 2023, Stendörren had a total of 40 properties, wholly or partly consisting of building rights. Unutilized building rights amounted to approximately 656,000 sqm and were primarily for logistics, light industrial and residential use. Additional building rights are created and added to Stendörren's existing types of building rights by active development work and acquisitions. When commercially viable, existing properties are rezoned thereby creating residential building rights for further development and management. This takes place in areas with potential for residential use, mainly in Greater Stockholm and the rest of the Mälardalen region. The potential in the building rights portfolio is considered strong since the building rights are located in expansive municipalities and areas in Greater Stockholm and the Mälardalen region as well as other selected growth locations. The pace of new construction starts is affected by both high construction prices and potentially also lower demand resulting from a weaker economic climate. Ongoing and recently completed projects that have not yet generated revenue during the reporting period are expected, at the rate of leasing, completion and occupancy, to be able to add approximately SEK 80 million in net operating income. In addition, we have an extensive portfolio of upcoming projects, which are at an earlier stage.

PROJECTS

FUTURE PROJECTS

Stendörren's development of building rights and project properties is primarily customer-driven. The focus is on finding existing and new tenants in need of changed or entirely new premises and satisfying that need by redeveloping existing assets or by developing entirely new assets. In order to minimize risk exposure, Stendörren strives to sign long leases with customers before the construction process is initiated. The company offers the market sustainable, modern and tailored premises and will also be able to provide sustainable residential units in attractive locations. Stendörren pursues long-term efforts to identify new areas and properties to plan for residential construction. Residential building rights can either be created on undeveloped land, adjacent to an existing building or by converting existing buildings. Stendörren has ongoing work regarding the new zoning plan for residential purposes in Sollentuna, Traversen 14 and 15. The work continues and the assessment is that a new zoning plan can be adopted in 2024.

ONGOING PROJECTS

The company has several ongoing projects with a project volume in excess of SEK 25 million out of which 49,800 sqm represents new construction and 3,400 sqm represents refurbishments for new customers. In the third quarter, a building permit was obtained for two buildings comprising a total of 6,000 sqm in Stendörren's GreenHub development area. By securing a building permit, GreenHub can now start to be gradually developed, focusing on small-scale operations. The small-scale operations will supplement the existing warehouse building totaling about 130,000 sqm with Coop as the tenant until the end of September 2024, and after Coop vacates the premises Stendörren will offer several premises from 10,000 sqm up to a premise of 130,000 sqm.

With many project concepts that already have building permits, it is possible to quickly commence construction and adapt these projects to meet customer needs. All ongoing projects are located in well-established and expansive areas where there is a clear demand. Leasing activities are in progress, with several leases signed.

MUNICIPALITY ENVISAGED
MAIN USE
ESTIMATED
BUILDING RIGHT
SQM1
STATUS
ZONING
ESTIMATED POSSIBLE
CONSTRUCTION
START2
Upplands-Bro Logistics 377,000 Within current zoning 2024-2025
Södertälje Logistics 44,500 Within current zoning 2024-2025
Nynäshamn Light industrial 5,000 Within current zoning 2024-2025
Eskilstuna Logistics 5,000 Within current zoning 2024-2025
Upplands-Bro Light industrial 2,000 Within current zoning 2024-2025
Enköping Light industrial 2,000 Within current zoning 2024-2025
Västerås Light industrial 2,000 Within current zoning 2024-2025
Upplands-Bro Light industrial 1,500 Within current zoning 2024-2025
Gothenburg Light industrial 2,000 Within current zoning 2024-2025
Järfälla Light industrial 2,000 Within current zoning 2024-2025
Flen Logistics 55,000 Within current zoning 2024-2025
Botkyrka Residential 80,000 Within current zoning 2024-2025
Sollentuna Residential 7,000 Zoning change ongoing 2024-2025
Frederikssund Light industrial 3,700 Within current zoning 2024-2025
Uppsala Light industrial 1,500 Within current zoning 2024-2025
Botkyrka Light industrial 2,000 Within current zoning 2024-2025
Egedal Light industrial 3,300 Within current zoning 2024-2025

FUTURE PROJECTS SEP 30, 2023

1) GFA, may deviate from what is technically and commercially viable

2) Start of first phase, projects may include several phases. Note that Stendörren aims to commence construction on a partially or fully pre-let basis, which is why the timing of construction start depends on pace of leasing activities

PROJEKT

After the end of the reporting period, it was announced that Stendörren will build a fully let 9,500 sqm logistics facility in Enköping after having signed a lease agreement with Advania Sverige AB. The new logistics facility is erected with high sustainability aims. The goal is to certify the building's sustainability performance according to BREEAM-SE level Excellent and NollCO2 (net-zero climate impact). The building will have an extensive solar cell installation and be provided with geothermal heating and free-cooling. A building permit has been obtained and preparatory work has already begun.

COMPLETED PROJECTS

Seven projects were completed during the period. Three projects concern major tenant improvements for changed use for new customers in the Tegelbruket 1 property and the other projects concern new construction of logistics and light industrial assets. Most of the newly produced premises are leased. In May 2023, Stendörren communicated a lease of 11,300 sqm to Södertälje Industriservice AB in Almnäs 5:23 and in July 2023 it was communicated that Stendörren had let 3,161 sqm in Viby 19:66 to Stockholms Stadsmission. This means that the two logistics projects that started on a speculative basis and were completed in the second quarter are now fully let.

PROPERTY DESCRIPTION SIZE
COMPLETION1
SQM2 INDICATIVE
INVESTMENT3
SEK MILLION
CURRENT PHASE
Librobäck 21:3 New light industrial Q4 2023 2,300 51 Construction started
Elementet 1 Tenant improvement Q4 2023 3,400 44 Construction started
Almnäs 5:24 New light industrial Q1 2024 2,300 49 Construction started
Stenvreten 8:37 New logistics Q4 2024 9,500 152 Construction started
Båglampan 25 New light industrial Q1 2025 4,300 105 Design and planning4
Viby 19:66 New logistics Q1 2025 5,200 115 Design and planning4
Almnäs 5:23 New logistics Q2 2025 17,000 298 Design and planning4
Romberga 23:17 New light industrial Q1 2025 2,700 54 Design and planning4
Nygård 2:17 New light industrial Q2 2025 2,500 50 Design and planning4
Nygård 2:17 New light industrial Q3 2025 4,000 80 Design and planning4
Total ongoing projects 53,200 998
Total excluding tenant improvements 49,800 954

ONGOING PROJECTS SEP 30, 2023

COMPLETED PROJECTS DURING THE PERIOD

PROPERTY DESCRIPTION COMPLETION SIZE
SQM2
INVESTMENT3
SEK MILLION
OCCUPANCY
RATE
%
Tegelbruket 1 Tenant improvement Q1 2023 3,700 51 100
Tegelbruket 1 Tenant improvement Q1 2023 5,100 47 100
Tegelbruket 1 Tenant improvement 3,000 34 100
Almnäs 5:23 New logistics 11,900 175 100
Viby 19:66 New logistics Q2 2023 6,300 121 100
Hjulsmeden 1 New light industrial Q3 2023 2,700 48 5
Almnäs 5:24 New light industrial Q3 2023 2,300 47 83
Total completed projects 35,000 523
Total excluding tenant improvements 23,200 391

1) Note that Stendörren aims to start construct on a pre-let basis, why estimated

completion depends on leasing activities and time for construction start.

2) GFA (new production), NLA (tenant improvement).

3) Includes book value of land when new development.

4) Building permit obtained.

PROPERTY VALUATION

Each quarter, Stendörren performs a fair value assessment of 100% of the property portfolio. On average approximately 20–30% of the portfolio is valued by external valuation firms and the remainder is valued internally. This means that every property in the portfolio is externally valued at least once during a rolling twelve-month period. The valuation model used by both the external valuation firms and Stendörren is based on a discounted cash flow model, supplemented with comparable sales method. The valuation model and parameters are reported in accordance with the principles described in Note 11 (Investment Properties) of the 2022 Annual Report. All properties are classified at Level 3 in accordance with IFRS 13. Additional expenses which are value increasing are activated. All other expenses are recognized as an expense in the period in which they arise.

For larger projects, interest expense is capitalized during the development period.

The combined market value of the property portfolio as of 30 September, 2023 amounted to SEK 12,525 million. A summary of the valuation parameters is presented in the table on page 22. The external valuations carried out during the year were mainly performed by CBRE and Newsec Sweden. The building rights within the property portfolio, valued at a total of SEK 1,530 million (1,528 on June 30, 2023), are valued based on comparable sales method and comparison to other similar properties recently sold. One of the reasons for the change in value of the building rights portfolio was that the value-increasing investments in, for example, early projects were offset by the declining value of building rights. Realized and unrealized changes in value of the entire property portfolio during the period amounted to SEK -284 million (210).

Value changes in the property portfolio during the period were primarily driven by adjusted yield requirements and market rent assumptions as well as changed cash flows due to new leases, renegotiated but also terminated agreements. Exchange rates resulted in a positive change in value for the property portfolio during the period. Average yield requirements increased by about 0.1 percentage point from the preceding quarter and the average yield requirement of the property valuations as of 30 September, 2023 amounted to 6.2% (see table of valuation parameters on page 22).

UNREALIZED CHANGE IN VALUE

CHANGE IN VALUE, PROPERTIES JAN–SEP 2023
Change in yield requirements -389
Cash flows 138
Building rights -34
Total -285

SENSITIVITY ANALYSIS

The sensitivity analysis below shows the assessed effect on the assessed market value if the operating net and/or market yield requirement increases or decreases by 0.25 or 0.5 percentage points

CHANGES IN NET OPERATING INCOME
–5.0% –2.5 % 0.0 % 2.5 % 5.0%
–0.50 % 586 931 1,276 1,621 1,966
–0.25 % -50 279 607 935 1,264
CHANGES IN NOI YIELD 0.00 % -626 -313 0 313 626
0.25 % -1,152 -853 -553 -254 45
0.50 % -1,633 -1346 -1,060 -773 -487
amounts in the context stated. The sensitivity analysis does not claim to be exact, rather it is
only indicative and aims to present the company's assessment of

PROPERTY VALUATION

VALUATION PARAMETERS
(PREVIOUS YEAR IN PARENTHESIS)
MIN MAX WEIGHTED
AVERAGE
Market yield requirement, residual value, % 5.1 (4.6) 8.8 (8.5) 6.2 (5.7)
Discount rate, cash flow, % 7.3 (6.9) 10.8 (12.0) 8.2 (7.8)
Discount rate, residual value, % 7.3 (6.9) 10.8 (12.2) 8.2 (7.8)
Long-term vacancy assumption, % 3.0 (2.0) 30.0 (30.0) 5.9 (5.9)
CHANGE IN CARRYING AMOUNT, PROPERTIES JAN–SEP 2023 JAN–DEC 2022
Property portfolio, beginning of period 12,418 11,693
Acquisitions of new properties 581
Property sales -370
Investments in existing properties 376 624
Currency effects 15 33
Realized changes in value 1 16
Unrealized changes in value -285 -160

FINANCING

As of 30 September, 2023, the average time to maturity of interest-bearing liabilities to credit institutions amounted to 2.8 years (3.2). Including bonds, the average time to maturity amounted to 2.7 years (3.0). Stendörren uses interest-rate derivatives to hedge against a rise in the reference rate Stibor 90, through a portfolio of interest-rate caps with an average Stibor cap level of 1.8% and a total nominal value of SEK 4,034 million. Stendörren also has an interest-rate swap agreement with a nominal SEK 800 million hedged at the rate of -0.1%. The combined effect of the interest hedging gives a reference interest level of 1.5% on the interest hedged part of the interest-bearing liabilities. At the end of the reporting period, approximately 75% of the company's interest-bearing liabilities were interest-hedged. Including the unhedged portion of the relevant IBOR and the hedged portion via swaps and interest caps, the average interest maturity of interest-bearing liabilities was 1.9 years (2.7).

The average interest rate on total interest-bearing liabilities including derivatives amounted to 4.6%. One of Stendörren's bonds, maturing on April 28, 2024, amounted to SEK 236 million with interest of Stibor 90

INTEREST AND LOAN MATURITIES

Interest and loan maturities for all interest-bearing liabilities are distributed over years according to the table below.

INTEREST MATURITY/YEAR1
INTEREST SHARE
LOAN MATURITY
SHARE
YEAR OF
MATURITY
SEK M % % SEK M %
2023 2,178 32 269 4
2024 1,050 15 783 11
2025 900 13 1,708 25
2026 2,700 40 1,542 23
2027 0 0 2,158 32
>2027 0 0 369 5
Total/
average
6,828 4.6 100 6,828 100

1) The interest maturity for 2023 includes all loan amounts that carry Stibor as base interest and that are not covered by interest derivatives.

plus 3.65%. Early redemption of this bond occured on October 10, 2023. Stendörren's second bond, maturing on August 18, 2025, amounts to SEK 600 million with interest of Stibor 90 plus 3.90% and Stendörren's third bond, maturing on December 21, 2026, is a green bond and amounts to SEK 500 million with interest of Stibor 90 plus 5.25%.

As of 30 September, there was available liquidity of SEK 671 million, in terms of cash and cash equivalents of SEK 361 million, and available credit facilities totaling SEK 310 million. As described above, the remaining SEK 236 million of a bond with maturity in April 2024 was redeemed early by the company on October 10, 2023.

Interest and loan maturities for all interest-bearing liabilities are distributed over years according to the table below (the amounts constitute nominal amounts and exclude prepaid financing fees). Stendörren also has a hybrid bond of SEK 513 million that is recognized as equity, with an interest rate of Stibor 90 plus 6.50% with a first redemption date in September 2024.

SENSITIVITY ANALYSIS

The sensitivity analysis below presents the estimated effect on interest expense if the interest-rate base (primarily STIBOR 3M and NIBOR 3M) were to increase or decrease by 1, 2 or 3 percentage points.

CHANGE
INTEREST-RATE BASE
(+) CHANGE
SEK MILLION
(-) CHANGE
SEK MILLION
+/–1.00% -16 16
+/–2.00% -32 33
+/–3.00% -49 76

The sensitivity analysis does not claim to be exact, rather it is only indicative and aims to present the company's assessment of amounts in the context stated.

INTEREST-RATE DERIVATIVES

COUNTERPARTY TYPE NOMINAL
SEK MILLION
FAIR VALUE,
SEK MILLION
CAP LEVEL
%
YEARS
REMAINING
Danske Bank Interest cap 300 16.1 2.00% 2.93
Danske Bank Interest cap 600 38.5 1.00% 2.02
Danske Bank Interest cap 300 19.3 1.00% 2.02
Swedbank Interest cap 1,100 61.7 2.00% 3.21
Swedbank Interest cap 750 42.0 2.00% 3.23
Swedbank Interest cap 250 4.8 2.25% 1.00
Swedbank Interest cap 550 29.0 2.00% 2.93
Nordea Interest cap 184 1.2 1.50% 0.22
Total 4,034 212.5 1.77% 2.62

INTEREST-RATE DERIVATIVES

COUNTERPARTY TYPE NOMINAL
SEK MILLION
FAIR VALUE,
SEK MILLION
CAP LEVEL
%
YEARS
REMAINING
Swedbank Interest-rate swap 800 33.5 -0.0875 0.97
Total 800 33.5 -0.0875 0.97

The combined effect of the interest hedging gives a reference interest level of 1.5% on the interest hedged part of the interest-bearing liabilities. At the end of the reporting period, approximately 75% of the company's interest-bearing liabilities were interest-hedged.

SUSTAINABILITY FOR STENDÖRREN

Stendörren's sustainability strategy means that the company will conduct its operations in a way that contributes to sustainable development and engages both internally and externally. The company's governance of working methods, routines and processes must ensure that the company acts responsibly, with controlled risk and in line with expectations as well as regulatory guidelines and requirements. The company has five focus areas for its sustainability work, all with linked goals to each area.

Stendörren supports 2030 Agenda and the UN's global goals and has identified seven of them that are directly or indirectly connected to the company's sustainability strategy and in areas where Stendörren's business has a fundamental impact.

PARENT COMPANY SUMMARY

Operations in the Parent Company consist of management functions for all of the Group's companies and properties. All staff are employed by the Parent Company. No properties are owned directly by the Parent Company. The Parent Company's income during the period mainly comprised of SEK 90 million in recharged services rendered by its own staff. Net interest income consists of net interest charged on intra-Group loans and external interest expense for the corporate bond programs. Cash and cash equivalents as of 30 September, 2023 amounted to SEK 260 million (139) and equity amounted to SEK 1,384 million (1,698).

CONDENSED INCOME STATEMENT FOR THE PARENT COMPANY

Amounts in SEK million

JAN–SEP
2023
JAN–SEP
2022
JUL–SEP
2023
JUL–SEP
2022
JAN–DEC
2022
Net sales 90 91 28 29 125
Operating expenses -88 -88 -28 -29 -123
Profit before financial items 2 3 0 0 2
Financial items
Income from shares in subsidiaries - - - - -1
Net financial items 21 27 -2 11 41
Profit/loss after financial items 23 30 -2 11 42
Appropriations - - - -
Profit/loss before tax 23 30 -2 11 42
Tax
Profit/loss for the period
0
23
0
30
0
-2
0
11
-1
41

CONDENSED INCOME STATEMENT FOR THE PARENT COMPANY

Amounts in SEK million

SEP 30, 2023 SEP 30, 2022 DEC 31, 2022
ASSETS
Non-current assets
Intangible assets 3 2 2
Equipment 9 8 9
Shares/participations in subsidiaries 998 900 964
Receivables from subsidiaries 3,477 2,929 3,348
Deferred tax assets 0 1 0
Total non-current assets 4,487 3,841 4,323
Current assets
Receivables from subsidiaries 323 346 142
Current receivables 4 5 5
Cash and cash equivalents 260 139 21
Total current assets 586 490 168
TOTAL ASSETS 5,073 4,331 4,492
EQUITY AND LIABILITIES
Equity 1,384 1,698 1,692
Non-current liabilities
Interest-bearing liabilities 1,324 1,290 1,291
Liabilities to subsidiaries 1,720 886 1,292
Total non-current liabilities 3,044 2,176 2,583
Current liabilities
Liabilities to subsidiaries 608 420 178
Other current liabilities 36 37 35
Total current liabilities 644 457 217
TOTAL EQUITY AND LIABILITIES 5,073 4,331 4,492

SHARE CAPITAL AND OWNERSHIP

SHARE CAPITAL

The share capital in Stendörren amounts to SEK 17,056,959, split between 2,500,000 Class A shares and 25,928,265 Class B shares. Each share has a quotient value of SEK 0.60. Class A shares in Stendörren carry entitlement to ten votes at a general meeting and Class B shares carry entitlement to one vote at a general meeting. Class A shares can be converted to Class B shares at a ratio of 1:1. All shares carry the same right to shares in the company's assets and profits. According to the articles of association, the company also has the option of issuing preference shares

AUTHORIZATIONS

On May 23, 2023, the Annual General Meeting resolved to authorize the Board of Directors to, up until the next Annual General Meeting, with or without deviation from the shareholders' preferential rights, with cash payment or payment through set-off or through capital contributed in kind, or otherwise with certain conditions, resolve to issue shares of Class A or B, convertibles for shares of Class A or B or warrants for shares of Class A or B, as well as preference shares. However, an issue without preferential rights for the shareholders may not result in an increase of the company's shares of more than a total of 10% calculated at the date for the 2023 Annual General Meeting. If the Board of Directors resolves on an issue without preferential rights for shareholders, the reason must be to broaden the ownership base, acquire or facilitate the acquisition of working capital, increase the liquidity of the share, carry out company acquisitions or acquire or facilitate the acquisition of capital for company acquisitions. An issue without preferential rights for shareholders must be conducted on market terms.

INCENTIVE PROGRAMS

Stendörren have two incentive programs that were resolved upon on the Extraordinary General Meeting in September 2020, and on the Annual General Meeting 2023, respectivelly. Both programs were targeted toward the company's employees and include issues of warrants, which the participants in the program acquired for cash payment to the Parent Company. The warrants were acquired at market value calculated in accordance with the Black & Scholes valuation method performed by independent valuers.

Under the incentive program 2020-2025, there were by the end of the period 252,250 warrants and each warrant entitles the holder, during a period of two weeks from the date of publication of the interim financial report for the period 1 January –30 September, 2025, to subscribe for one new Class B common share in the company at a subscription price of SEK 175 per share.

Under the incentive program 2023 – 2028, there were by the end of the period 50,110 warrants and each warrant entitles the holder, during a period of two weeks from the date of publication of the interim financial report for the period January 1–March 31, 2028, to subscribe for one new Class B common share in the company at a subscription price of SEK 285 per share.

Upon full exercise of the warrants in the two outstanding programs, the share capital will increase by SEK 181,416 through the issuance of 302,360 Class B shares, each with a quotient value of SEK 0.6. The dilution effect at full utilization corresponds to approximately 1.1% of the capital and 0.6% of the number of votes based on the number of outstanding shares as of the report date.

STOCK EXCHANGE

The Stendörren Class B share is traded on Nasdaq Stockholm Mid Cap. The company's ticker is STEF B. The company's ISIN is SE0006543344. A trading unit corresponds to one (1) share.

LARGEST SHAREHOLDERS AS OF 30 SEPTEMBER, 2023

SHAREHOLDERS1) TOTAL SHARES NO. OF
CLASS A SHARES
NO. OF
CLASS B SHARES
% OF
CAPITAL
% OF
VOTES
Stendörren Real Estate AB 11,532,606 2,000,000 9,532,606 40.6 58.0
Altira AB 2,701,720 500,000 2,201,720 9.5 14.1
SEB Investment Management 3,262,801 0 3,262,801 11.5 6.4
Länsförsäkringar Fastighetsfond 2,456,395 0 2,456,395 8.6 4.8
Tredje AP-Fonden 1,171,394 0 1,171,394 4.1 2.3
Verdipapirfondet Odin Eiendom 856,660 0 856,660 3.0 1.7
Handelsbanken Fonder 771,394 0 771,394 2.7 1.5
Didner & Gerge Fonder Aktiebolag 645,999 0 645,999 2.3 1.3
SEB Luxembourg Branch 557,345 0 557,345 2.0 1.1
Alfred Berg 345,213 0 345,213 1.2 0.7
Other shareholders 4,126,738 0 4,126,738 14.5 8.1
Total 28,428,265 2,500,000 25,928,265 100.00 100.00

1) The total number of shareholders on the reporting date was 3,319.

OTHER INFORMATION

CALENDAR

• Year-end Report Jan-Dec 2023, Feb. 23, 2024

RELATED PARTY TRANSACTIONS

During the period, the company carried out a transaction with a senior executive for the lease of two garage spaces. All transactions with related parties are conducted on market terms. Other than what is stated above, the company is not and has not been party to any business transaction, loan, guarantee or guarantee connection with any of the Board members, senior executives, major shareholders or related parties to any of these in 2023.

RISKS

Risks and uncertainties are primarily related to changes in macroeconomic factors affecting demand for premises and the price of capital. Stendörren is also exposed to the risk of unforeseen increases in operating expenses or maintenance costs, which cannot fully be compensated for in leases with tenants. There is also a risk that the company's lenders do not extend credit facilities at maturity. Real estate transactions are a part of the company's business model and are, by their nature, associated with uncertainties and risks. More information about these risks can be found on page 74–77 in the company's Annual Report for the 2022 fiscal year. In addition to the risks that are outlined in the Annual Report, the risks related to the uncertain macroeconomic climate have been described in greater detail in this report, for example, in the Statement from the CEO on pages 4–5 and the sensitivity analysis for changes in interest rates on page 23.

ACCOUNTING POLICIES

This interim report has been prepared in accordance with IAS 34 Interim Financial Reporting and the Swedish Annual Accounts Act. The same accounting policies, valuation principles and calculation methods were applied as in the most recently published financial information, see Note 1 of the 2022 Annual Report. Investment properties are measured at Level 3 of the fair value hierarchy according to IFRS 13. Derivatives are measured at fair value in the consolidated financial statements and at Level 2 in accordance with IFRS 13. The Parent Company applies the Annual Accounts Act and RFR 2 Accounting for Legal Entities.

AUDITOR'S REVIEW

This interim financial report was reviewed by the company's auditors (see review report on page 32).

THE BOARD OF DIRECTORS

The Board of Directors and the CEO assure that the report provides a fair overview of the parent company and the Group's operations, financial position and results and describes the most significant risks and uncertainties faced by the Parent Company and the Group companies.

Stockholm, November 8, 2023

Andreas Philipson Chairman

Carl Mörk Board member Helena Levander Board member

Henrik Orrbeck Board member

Seth Lieberman Board member

Nisha Raghavan Board member

Erik Ranje CEO

This information is such that Stendörren Fastigheter AB is required to publish according to the EU Market Abuse Regulation. The information was provided, through the agency of the contact person below, for publication on November 8, 2023 at 7:00 am CET.

REVIEW REPORT

Stendörren Fastigheter AB (publ), corporate identity number 556825-4741

INTRODUCTION

We have reviewed the condensed interim report for Stendörren Fastigheter AB (publ) as of 30 September, 2023 and for the nine months period then ended. The Board of Directors and the Managing Director are responsible for the preparation and presentation of this interim report in accordance with IAS 34 and the Swedish Annual Accounts Act. Our responsibility is to express a conclusion on this interim report based on our review.

SCOPE OF REVIEW

We conducted our review in accordance with the International Standard on Review Engagements, ISRE 2410 Review of Interim Financial Statements Performed by the Independent Auditor of the Entity. A review consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Standards on Auditing and other generally accepted auditing standards in Sweden. The procedures performed in a review do not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.

CONCLUSION

Based on our review, nothing has come to our attention that causes us to believe that the interim report is not prepared, in all material respects, in accordance with IAS 34 and the Swedish Annual Accounts Act regarding the Group, and in accordance with the Swedish Annual Accounts Act regarding the Parent Company.

Stockholm, November 8 , 2023

BDO Mälardalen AB

Johan Pharmanson Authorized Public Accountant

Carl-Johan Kjellman Authorized Public Accountant

APPENDIX 1

ASSESSED EARNINGS CAPACITY1

According to the company's assessment, the total rental income (after deductions for vacancies and discounts) on a rolling 12-month basis amounts to approximately SEK 856 million. The company also assesses that current property costs amount to approximately SEK 179 million on an annual basis, thus the group is expected to produce an annual operating net of approximately SEK 677 million. This information is only the company's own assessment of the current earning capacity as of October 1, 2023, without taking into account new letting, vacancies or index-related rent changes that have not yet had an effect or other, not yet implemented measures that may have an effect on the operating net. The earnings capacity also does not take into account ongoing and recently completed projects that have not yet generated revenue during the reporting period are expected, at the rate of leasing, completion and occupancy, to be able to add approximately SEK 80 million in net operating income. Any additional acquisitions or sales announced by the company, but which have not yet been entered into or resigned, are also not included. These data should therefore not be seen as a forecast of future profit development for Stendörren.

1) This is the Company's best assessment of current earnings capacity on an annual basis as of October 1, 2023 and not a forecast of future expected earnings.

DEFINITIONS

The European Securities and Markets Authority (ESMA) has issued guidelines for the use of Alternative Performance Measures, (APMs) related to companies with securities that are listed on a regulated market. The guidelines have been developed in order to increase the transparency and the comparability in APMs commonly used in prospectuses and other compulsory information submitted by listed companies. Stendörren provides more detailed definitions and explanations of the APMs it uses. These definitions and explanations, along with a reconciliation table, are in accordance with the ESMA guidelines and can be found on www. stendorren.se, investor relations.

CURRENT NET ASSET VALUE

Book equity net of hybrid capital adjusted for actual deferred tax liability, calculated at an effective tax rate of 5.9% and adjusted for interest-rate derivatives.

AREA WEIGHTED OCCUPANCY RATE

Area contractually leased to tenants in relation to total lettable area.

AVERAGE RETURN ON EQUITY

Profit for the period in relation to average equity the last 12 months.

LOAN-TO-VALUE RATIO

Interest-bearing liabilities in relation to total assets.

LOAN-TO-VALUE RATIO AT PROPERTY LEVEL

Interest-bearing liabilities secured in properties in relation to the fair value of the properties.

NOI YIELD

Property NOI the last 12 months in relation to the fair value of the properties.

NET OPERATING INCOME

Total rental income from the properties reduced by property operating expenses.

ECONOMIC OCCUPANCY RATE

Contractual annual rent in relation to rental value, excluding properties not lettable at the end of the period due to demolition and/or major project development.

INCOME FROM PROPERTY MANAGEMENT Profit for the period before value changes and tax.

NET FINANCIAL ITEMS

Net financial items are the difference between interest income and interest expenses as well as leasing costs.

AVERAGE INTEREST RATE

The weighted average interest rate on all interest-bearing liabilities.

WEIGHTED AVERAGE UNEXPIRED LEASE TERM

The weighted average remaining lease term on all existing property leases. Expressed in terms of years remaining until expiry.

LOAN MATURITY

The weighted average remaining time to maturity for interest-bearing liabilities, expressed in years.

CASH FLOW PER SHARE

Cash flow from operating activities before changes in working capital according to the cash flow statement divided by the average number of shares outstanding before dilution.

LONG-TERM NET ASSET VALUE

Book equity net of hybrid capital adjusted for deferred tax and the derivatives value (+/-).

NAV GROWTH

Percentage change in the long-term net asset value the last 12 months.

NET LETTING

Annual rent for new signed leases reduced by annual rent for terminations and annual rent for bankruptcies.

EARNINGS PER SHARE

Net profit after hybrid interest divided by the average number of shares outstanding, before and after dilution.

AVERAGE INTEREST MATURITY INCLUDING DERIVA-TIVES

The weighted average remaining time to interest adjustment on interest-bearing liabilities including the effect of interest derivatives. Expressed in years remaining.

ICR

Income from property management the last 12 months adding back net financial expenses, in relation to net financial expenses (excluding the rights of use of land lease properties that in accordance with IFRS 16 is accounted for as a financial cost).

EQUITY RATIO

Book equity in relation to total balance sheet (excluding the leasing liability for the rights of use of land lease properties that, in accordance with IFRS 16, is accounted for as a long term liability).

TOTAL RETURN

Property NOI increased by change in value of investment properties during the last 12 months divided by the average fair value of the properties during the same period.

SURPLUS RATIO

Properties' NOI divided by total income during the same period.

Stendörren Fastigheter AB (publ) is an expansive property company listed on Nasdaq Stockholm Mid Cap. Our business concept is to create profitable growth in net asset value by managing, developing and acquiring properties and building rights within logistics, warehouse and light industry in Nordic growth regions. When commercially viable, we rezone such existing properties and thereby create residential building rights for further development and management, mainly in Greater Stockholm and the rest of the Mälardalen region.

FOR MORE INFORMATION, PLEASE CONTACT:

ERIK RANJE, CEO

[email protected] +46 8 518 331 00

PER-HENRIK KARLSSON, CFO

[email protected] +46 8 518 331 00

Stendörren Fastigheter AB Linnégatan 87B SE-115 23 Stockholm Tel +46 8 518 331 00 stendorren.se

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