Protector Forsikring

Earnings Release • Jul 10, 2025

Q2 2025: CR 84.9%, earnings per share NOK 8.7 – dividend NOK 2.00 per share

Q2 2025: CR 84.9%, earnings per share NOK 8.7 – dividend NOK 2.00 per share

Protector Forsikring ASA’s summarised results for Q2 2025 (Q2 2024) are:

• Combined ratio 84.9% (94.5)

• Gross written premium growth 19% (16), 16% (16) in local currencies

• Total investment return including insurance finance NOK 468m (242)

• Profit for the period NOK 716m (254)

• Earnings per share NOK 8.7 (3.1)

• Solvency ratio 220% (191), post dividend

In the first half year, the company recorded a profit of NOK 1 457m (710). Combined ratio was 85.4% (92.9). The total return on investments including insurance finance was NOK 1 004m (614).

The Board has, in accordance with the mandate received from the Annual General Meeting 10 April 2025, decided to distribute a dividend of NOK 165m, corresponding to NOK 2.00 per share. The payment will take place on 24 July 2025.

Further details are provided in the attached report and presentation, which includes definitions of financial key figures.

Oslo, 10 July 2025

Protector Forsikring ASA

This information is subject of the disclosure requirements acc. to §5-12 vphl (Norwegian Securities Trading Act)