GARANTİ FAKTORİNG A.Ş.

Capital/Financing Update • Oct 26, 2022

Summary Info	Redemption of the Debt Instrument
Update Notification Flag	No
Correction Notification Flag	Yes
Postponed Notification Flag	No
Subject of Notification	Redemption
Reason of Correction	The notification made was not a correction, and information was entered in the current fields.

Board Decision Date	20.04.2022

Related Issue Limit Info

Currency Unit	TRY
Limit	195.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	26.05.2022

Capital Market Instrument To Be Issued Info

Intended Nominal Amount	195.000.000
Central Securities Depository	MERKEZİ KAYIT KURULUŞU A.Ş.
The country where the issue takes place	Türkiye
Type	Bill
Maturity Date	26.10.2022
Maturity (Day)	98
Interest Rate Type	Discounted
Interest Rate - Equivalent to Maturity (%)	7,3164
Interest Rate - Yearly Simple (%)	27,25
Interest Rate - Yearly Compound (%)	30,0817
Sale Type	Sale To Qualified Investor
ISIN Code	TRFGRFAE2217
Title Of Intermediary Brokerage House	GARANTİ YATIRIM MENKUL KIYMETLER A.Ş.
Payment Type	TL Payment
Starting Date of Sale	19.07.2022
Ending Date of Sale	20.07.2022
Traded in the Stock Exchange	Yes
Maturity Starting Date	20.07.2022
Nominal Value of Capital Market Instrument Sold	195.000.000
Issue Price	0,93182
Coupon Number	0
Redemption Date	26.10.2022
Record Date	25.10.2022
Payment Date	26.10.2022
Principal/Maturity Date Payment Amount	195.000.000
Currency Unit	TRY
Was The Payment Made?	Yes

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings Ltd	B	26.07.2022	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

Redemption has been made by our company for a discounted debt instrument with a nominal value of 195,000,000-TL (One Hundred and Ninety Five Million Turkish Liras), with a maturity of 98 days, start date 20 June 2022 and maturity date 26 October 2022, sold only to qualified investors without being offered to the public.