GARANTİ FAKTORİNG A.Ş.

Capital/Financing Update • Dec 20, 2022

Summary Info	Completion of bond issuance
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale

Board Decision Date	08.08.2022

Related Issue Limit Info

Currency Unit	TRY
Limit	168.140.000
Issue Limit Security Type	Debt Securities
Sale Type	Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	01.09.2022

Capital Market Instrument To Be Issued Info

Intended Nominal Amount	168.140.000
Central Securities Depository	MERKEZİ KAYIT KURULUŞU A.Ş.
The country where the issue takes place	Türkiye
Type	Bill
Maturity Date	01.03.2023
Maturity (Day)	71
Interest Rate Type	Discounted
Interest Rate - Equivalent to Maturity (%)	4,0849
Interest Rate - Yearly Simple (%)	21
Interest Rate - Yearly Compound (%)	22,8537
Sale Type	Sale To Qualified Investor
ISIN Code	TRFGRFA32314
Title Of Intermediary Brokerage House	GARANTİ YATIRIM MENKUL KIYMETLER A.Ş.
Payment Type	TL Payment
Starting Date of Sale	19.12.2022
Ending Date of Sale	20.12.2022
Traded in the Stock Exchange	Yes
Maturity Starting Date	20.12.2022
Nominal Value of Capital Market Instrument Sold	168.140.000
Issue Price	0,96075
Coupon Number	0
Redemption Date	01.03.2023
Record Date	28.02.2023
Payment Date	01.03.2023
Principal/Maturity Date Payment Amount	168.140.000
Currency Unit	TRY

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings Ltd	B	26.07.2022	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

A discounted debt instrument has been issued by our company to be sold only to qualified investors without being offered to the public, with a book-building date of 19 December 2022, issue date 20 December 2022 and maturity date 01 March 2023 with a nominal value of 168,140,000-TL (One hundred eighty million one hundred and forty thousand Turkish liras), with a maturity of 71 days. Regards.