GARANTİ FAKTORİNG A.Ş.

Capital/Financing Update • Feb 6, 2023

Summary Info	Completion of bond issuance
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale

Board Decision Date	08.08.2022

Related Issue Limit Info

Currency Unit	TRY
Limit	982.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	01.09.2022

Capital Market Instrument To Be Issued Info

Intended Nominal Amount	95.000.000
Intended Maximum Nominal Amount	95.000.000
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
The country where the issue takes place	Türkiye
Type	Bill
Maturity Date	05.06.2023
Maturity (Day)	119
Interest Rate Type	Discounted
Interest Rate - Equivalent to Maturity (%)	7,0096
Interest Rate - Yearly Simple (%)	21,50
Interest Rate - Yearly Compound (%)	23,0966
Sale Type	Sale To Qualified Investor
ISIN Code	TRFGRFA62311
Title Of Intermediary Brokerage House	GARANTİ YATIRIM MENKUL KIYMETLER A.Ş.
Payment Type	TL Payment
Starting Date of Sale	03.02.2023
Ending Date of Sale	06.02.2023
Traded in the Stock Exchange	Yes
Maturity Starting Date	06.02.2023
Nominal Value of Capital Market Instrument Sold	95.000.000
Issue Price	0,9345
Coupon Number	0
Redemption Date	05.06.2023
Record Date	02.06.2023
Payment Date	05.06.2023
Principal/Maturity Date Payment Amount	95.000.000
Currency Unit	TRY

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings Ltd	B	26.07.2022	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

: A discounted debt instrument has been issued by our company to be sold only to qualified investors without being offered to the public, with a book-building date of 03 February 2023, issue date 06 February 2023 and maturity date 05 June 2023 with a nominal value of 95,000,000-TL (Ninety - five million Turkish liras), with a maturity of 119 days. Best regards.