GARANTİ FAKTORİNG A.Ş.

Capital/Financing Update • Nov 29, 2023

Summary Info	Completion of bond issuance
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale

Board Decision Date	16.08.2023

Related Issue Limit Info

Currency Unit	TRY
Limit	100.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	15.11.2023

Capital Market Instrument To Be Issued Info

Type	Bill
Maturity Date	01.04.2024
Maturity (Day)	124
Sale Type	Sale To Qualified Investor
Intended Nominal Amount	100.000.000
Intended Maximum Nominal Amount	100.000.000
The country where the issue takes place	Türkiye
Title Of Intermediary Brokerage House	GARANTİ YATIRIM MENKUL KIYMETLER A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	28.11.2023
Ending Date of Sale	28.11.2023
Nominal Value of Capital Market Instrument Sold	100.000.000
Maturity Starting Date	29.11.2023
Issue Price	0,86868
Interest Rate Type	Discounted
Interest Rate - Equivalent to Maturity (%)	15,1178
Interest Rate - Yearly Simple (%)	44,50
Interest Rate - Yearly Compound (%)	51,34770
Traded in the Stock Exchange	Yes
Payment Type	TL Payment
ISIN Code	TRFGRFA42412
Coupon Number	0
Principal/Maturity Date Payment Amount	100.000.000
Redemption Date	01.04.2024
Record Date	29.03.2024
Payment Date	01.04.2024
Currency Unit	TRY

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings Ltd	B	26.09.2023	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

A discounted debt instrument has been issued by our company to be sold only to qualified investors without being offered to the public, with a book-building date of 28 November 2023, issue date 29 November 2023 and maturity date 01 April 2024 with a nominal value of 100,000,000-TL (One hundred million Turkish liras), with a maturity of 124 days.