YAPI VE KREDİ BANKASI A.Ş.

Capital/Financing Update • Mar 3, 2025

Summary Info	Completion of the issuance of eurobond abroad
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale

Board Decision Date	27.12.2023

Related Issue Limit Info

Currency Unit	USD
Limit	7.000.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Oversea
Domestic / Oversea	Oversea
Capital Market Board Approval Date	18.04.2024

Capital Market Instrument To Be Issued Info

Type	Bond
Maturity Date	03.03.2030
Maturity (Day)	1.826
Sale Type	Oversea
The country where the issue takes place	Amerika Birleşik Devletleri
Central Securities Depository	The Depository Trust Company
Nominal Value of Capital Market Instrument Sold	46.560.000
Maturity Starting Date	03.03.2025
Issue Exchange Rate	1
Interest Rate Type	Fixed Rate
Traded in the Stock Exchange	Yes
Payment Type	Foreign Exchange Payment
ISIN Code	US984848AU54
Coupon Number	10
Currency Unit	USD
Coupon Payment Frequency	Once Every Six Months

Redemption Plan of Capital Market Instrument Sold

Coupon Number	Payment Date	Was The Payment Made?
1	03.09.2025
2	03.03.2026
3	03.09.2026
4	03.03.2027
5	03.09.2027
6	03.03.2028
7	03.09.2028
8	03.03.2029
9	03.09.2029
10	03.03.2030
Principal/Maturity Date Payment Amount	03.03.2030

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	AA-(tur) - Ulusal Uzun Vadeli Notu (National Long Term)	14.06.2024	Yes

Does the capital market instrument have a rating note?	Yes

Capital Market Instrument Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	BB-	25.02.2025	No

Does the originator have a rating note?	No

Additional Explanations

Ref: Our public disclosures dated 24.02.2025 and 25.02.2025. Issuance of Eurobond of 500 Million USD, the details of which are specified in the statement dated 25.02.2025, with two different ISIN codes (XS3013242196 - 453.440.000 USD / US984848AU54 - 46.560.000 USD) issuance was completed on 03.03.2025. In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.