Investor Presentation • Sep 5, 2024
Investor Presentation
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Digital Insurance Group of the New Generation
August 28, 2024

1
The information contained in this presentation is a summary only. It does not exhaust all the relevant data about the company and its activities and does not replace a review of the immediate reports or the periodic financial statements of the company, as reported to the Securities Authority through the distribution website of the Magna/ ISA. Substantial information about the company, included in this presentation, has been previously disclosed to the public as part of the company's reports. However, the presentation may include data presented in different ways or segments from those previously reported by the company. This presentation does not claim to include all information that may be relevant for making any investment decisions regarding the company's securities. It is prepared for convenience and brevity and does not contain all the data about the company and its activities, and does not replace the need to review detailed reports as mentioned above.
This presentation is not a proposal for investment or purchase of securities of Wesure Globaltech Ltd. ("the Company"), and it is not a "public offering" or "sale to the public" of any kind. The presentation is intended solely for the purpose of providing general information, and the information contained therein is not a recommendation or opinion or a substitute for the judgment of an investor, and it does not purport to include all relevant information for making any decision regarding investment in the Company's securities or otherwise.
This presentation may include forward-looking information as defined in the Securities Law, 1968, including forecasts, goals, business strategies, estimates and assessments, both regarding the Company's activity and the markets in which it operates, as well as any other information in any form relating to future events or matters, the realization of which is uncertain and not within the Company's control. This information is based on up-to-date assumptions and estimates as of the date of the presentation, including those of the Company's management, which, despite the Company's belief that they are reasonable, are inherently uncertain and are based, in part, on subjective estimates only
The realization or non-realization of information will be influenced by, among other things, risk factors that characterize the company's activity, decisions of third parties including regulatory authorities and contracts with third parties, as well as developments in the economic environment and external factors that affect the company's activity, and which cannot be assessed in advance and are not under the control of the company. Additionally, the presentation's references to the company's goals and strategy are accurate as of this date. These goals may change from time to time in accordance with the authorized organizational decisions of the company. The company is not committed to updating or changing its forecast or assessment as stated in order to reflect events and/or circumstances that may occur after this presentation and is not committed to updating this presentation.


High Unit Economics
Supporting Multidistribution channel
Launching products Quickly & Efficiently
Digital Multi-Line One stop Shop
ALL-IN-ONE
Combination of Personal & Commercial Clients


*Through Caesarea Medical Electronics Holdings (2000) Ltd., controlled by Tzvi and Anat Barak ("Kaiseria"). The control permit was received on May 19, 2022. **Calculated in a yearly bases 1 USD = 3.759NIS
The Group in Numbers (As of June 2024)
| Billion USD Balance Sheet |
Million USD Equity |
Million USD Gross Written Premiums |
||
|---|---|---|---|---|
| Development in new fields of activity: Expansion the activities in the P&C sector. • Entry into the Life & Health insurance sectors; • Insurance Agencies Holdings; Financing & Credit activities; Real Estate Investments - via the acquisition of Ayalon. • Geographic expansion to the USA and india |
Partnering with high-quality business partners and investors in Israel and abroad, including Swi & Anat Bark, LQH, AmTrust, and others |
|||
| Multi channel distribution, Efficiency and Costs Effectivity |
Connection to Global Digital trends and innovation |
|||
| the group's companies | Re-organization in the group in order to maximize synergy between |

*LQH SA, Lussemburgo Succursale di Bioggio
1 USD = 3.759 NIS



(3,300 + reviews)
WeSure provides reliable and readily available response at an excellent price, making insurance very easy to obtain through them Avner P. WeSure upgrades its customers with fair prices, innovation and advantages that other insurance companies don't have Mali H.
Excellent prices and great service. A true upgrade from past experiences with other insurance companies
Gil L.
10
The acquisition of Ayalon also contributed to the significant rise in the balance sheet
In M USD
11

*The results of Ayalon Insurance's are consolidated since June 30, 2022
1 USD = 3.759 NIS
Shareholders' equity attributed to the owners of the company in M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022 1 USD = 3.759 NIS
In M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022
1 USD = 3.759 NIS
13
In M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022
1 USD = 3.759 NIS
In M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022
In M USD

In M USD
2018-2023

*

*Profit attributed to the shareholders of the company
**The results of Ayalon Insurance's are consolidated since June 30, 2022
1 USD = 3.759 NIS
17
H1 -2023 vs H1 -2024

1 USD = 3.759 NIS

1 USD = 3.759 NIS
As of 31 December 2023 (In M USD)
| WeSure Insurance Company |
Ayalon Insurance Company | |||
|---|---|---|---|---|
| 12/2023 | 12/2022 | 12/2023 | 12/2022 | |
| Equity (tier 1 and 2) | 32.4 | 20.8 | 489.1 | 413.2 |
| including consideration of the transitional relief instructions: |
||||
| Capital requirements (SCR) | 30.2 | 20.4 | 419.1 | 389.9 |
| Solvency Ratio | 107% | 102% | 123% | 106% |
| Not including consideration of the transitional relief instructions: |
||||
| Capital requirements (SCR) |
31.8 | 22.9 | 431.7 | 435.8 |
| Solvency Ratio | 102% | 91% | 113% | 95% |
21

Number of SME's in USA
5 largest players market share
Claims to Premiums average ratio

Our platform will enable us to provide high-quality customer experience in the USA like we did do in Israel

The company will have Israel as a Technological Hub for the R&D and testing of new products and initiatives

From the quote stage to claim handling stage
USA Expansion : Commercial Business Owners Insurance (BOP), CYBER and Workers Comp Insurance for SME's

* Based on an analysis by an analyst consultant


On July 1, 2024, the conditions precedent to the "Push Down" transaction were met and Ayalon Insurance issued 4,607,038 ordinary shares of 1 NIS par value each of Ayalon Insurance to GlobalTech, which constitute approximately 25.3% of the issued share capital of Ayalon Insurance (before the aforementioned allocation) in exchange for the transfer the entire share holdings' in WeSure Insurance to Ayalon
As a result of the completion of the transaction, WeSure GlobalTech increased its holdings to approximately 73.9% of Ayalon Insurance Ltd. Shares (from ~67.26%) and Ayalon owns 100% of WeSure Insurance Company Ltd. Shares.
Investment of ~NIS 72.6 million by a leading privately owned American Insurance Group - AmTrust
A total of ~NIS 37 million in cash (via private placement) at a price of NIS 3 per share as well as the conversion of the Convertible Note into shares ~NIS 35.6 million according to an updated conversion price of NIS 4.8 per share.
The strategic deal, which was signed with AmTrust Financial services Inc from the insurance and finance group AmTrust, is divided into two main phases.
Subject to the completion of all stages of the transaction, including getting a Holding Permit from the Insurance and Savings Capital Market Authority, the strategic investor AmTrust is expected to reach ~ 14.8% holding of the company (fully diluted).
The information in this presentation is presented in a concise and general manner for ease of presentation, does not exhaust all the data about the transaction and does not replace a review of the company's periodic and seasonal financial statements and current reports, as reported to the Securities Authority through the Magna's distribution website, including the company's immediate reports from July 9, 2024 (references 2024-01-070470 and 2024-01-070554).

The information in this presentation The information in this presentation is presented in a concise and general manner for ease of presentation, does not exhaust all the data about the transaction and does not replace a review of the periodic and contemporaneous financial statements and the current reports of the company, as reported to the Securities Authority through the MNA's distribution website, including immediate reports of the company from July 9, 2024 (references 2024-01-070470 and 2024-01-070554).
The information in this presentation is presented in a concise and general manner for ease of presentation, does not exhaust all the data about the transaction and does not replace a review of the company's periodic and seasonal financial statements and current reports, as reported to the Securities Authority through the Magna's distribution website, including the company's immediate reports from July 9, 2024 (references 2024-01-070470 and 2024-01-070554).


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