Patria Bank S.A.

Capital/Financing Update • Jun 5, 2025

• No.: 1129799/05.06.2025
• To: FINANCIAL SUPERVISORY AUTHORITY (FSA) Financial instruments and investments sector BUCHAREST STOCK EXCHANGE

Ref: Contracting a new subordinated loan from EFSE

Current report: according to the FSA Regulation no. 5/2018 Report date: 05.06.2025 Name of the issuer: PATRIA BANK SA Headquarters: Bucharest, District 2, Globalworth Plaza Building, Pipera no 42, floors 8 and 10 Phone / Fax No: 0800 410 310 / +40 372 007 732 Unique Registration Code with the Trade Register: 11447021 Order number in the Trade Register: J2016009252405 Subscribed and paid-in share capital: RON 327,881,437.60 The regulated market where the instruments are traded: Bucharest Stock Exchange

Important events to be reported: Contracting a new subordinated loan from EFSE

EFSE deepens partnership with Patria Bank through a new EUR 8 million subordinated loan to support MSMEs in Romania

Patria Bank informs investors that the European Fund for Southeast Europe (EFSE) has granted a EUR 8 million Basel III-compliant Tier 2 Capital subordinated loan to Patria Bank to strengthen its capitalisation and step up its lending to power MSMEs growth.

The new financing will enable Patria Bank to expand its dedicated support to local MSMEs with special focus on farmers and agricultural businesses to help them embrace sustainable practices, invest in their businesses, and increase resilience. To drive sustainable development and create lasting impact, the financing will be complemented with dedicated expert advisory services to equip the Bank and its clients with valuable knowledge and tools.

Additionally, to achieve a greater development impact, the maturity of the existing subordinated loan granted by EFSE to Patria Bank in 2022, in the amount of EUR 7 million, has been extended to 2032.

Oxana Binzaru, Regional Director at Finance in Motion, co-manager of EFSE, said, "We are excited to deepen our strategic partnership with Patria Bank and power MSMEs' expansion, unlocking new opportunities for business growth and sustainability. A solid partnership that aims at delivering meaningful economic value for long-term development and resilience, creating pathways to sustainable farming, innovation and visionary agribusiness in Romania."

"One of the strategic priorities of Patria Bank Group is to support the entrepreneurial environment in Romania and the new financing from EFSE represents a significant step forward in strengthening our ability to provide even greater support to local entrepreneurs, particularly in rural and agricultural areas. The subordinated loan will strengthen our capital base and enable us to further expand lending to MSMEs and microbusinesses, helping them grow sustainably, increase resilience, and adopt modern practices. We value EFSE's continued trust in our vision and shared commitment to inclusive, long-term development." stated Valentin Vancea, CEO of Patria Bank.

Valentin Vancea Razvan Pasol

General Manager Director, Capital Markets & Investors Relations Division