Alior Bank S.A.

Earnings Release • Sep 30, 2024

Report Content Event affecting Alior Bank S.A.'s financial results in the third quarterof 2024

With reference to current reports No. 19/2024 of May 8, 2024 and No.28/2024 of July 4, 2024, the Management Board of Alior Bank S.A. (the_quot;Bank_quot;) hereby discloses an update of information concerning the cost ofmodification of loan agreements recognized by the Bank pursuant to theAct of April 12, 2024, amending the Act on support for borrowers whohave taken out a housing loan and are in a difficult financial situationand the Act on crowdfunding for economic projects and assistance toborrowers (Journal of Laws of 2024, item 696) (_quot;Credit Moratoria_quot;).

Due to the slower than originally estimated inflow of applications forthe Credit Moratoria, submitted by the Bank's customers, as of today,the estimated cost related to the modification of loan agreements underthe Credit Moratoria is PLN 62 million, therefore the Bank decided toadjust the recognized cost related to the modification of loanagreements, about which the Bank informed on July 4, 2024, by PLN 24million.

Due to the above, the positive impact on the Bank's profit before tax inthe third quarter of 2024 will amount to PLN 24 million.

According to the Bank's current estimates, 14% of the Bank's PLNmortgage loan portfolio will decide to participate in the CreditMoratoria.

The above estimate will be subject to periodic verifications, inparticular regarding the assumed level of customer participation, andits update will be included in the Bank's current financial results.