Banco Comercial Portugues

Capital/Financing Update • May 30, 2025

Banco Santander Totta S.A.

Registered at the Commercial Registry of Lisbon under single commercial and tax identification number 500 844 321 LEI: 549300URJH9VSI58CS32 Share Capital: EUR 1,391,779,674 Head office: Rua do Ouro, 88 - 1100-063 Lisboa Freguesia de Santa Maria Maior (Ex. S. Nicolau), Lisboa

ANNOUNCEMENT

Banco Santander Totta, S.A. ("Bank") informs that it has been notified by Banco de Portugal about the decision of the Single Resolution Board ("SRB") on the determination of their minimum requirement on own funds and eligible liabilities ("MREL requirement"), on a consolidated basis, in terms of the total risk exposure amount ("TREA") and of the leverage ratio exposure ("LRE").

This decision, detailed as follows, supersedes the previous requirements, which were publicly disclosed on July 23, 2024:

Banco Santander Totta, SA
MREL Requirements in terms of "TREA"*		MREL Requirements in terms of "LRE"
	2025		2025
MREL Total	21.27%	MREL Total	5.91%

To which must add the combined buffer requirement ("CBR"), of 4.09% of TREA (as of M arch 2025)

Considering the information available to date, the Bank complies with the final targets in place for 2025, in terms of "TREA" (including the "CBR") and of "LRE", which have now been communicated, and the requirements defined for 2025 are consistent with the ongoing funding plan.

Lisbon, 30 May 2025

*

Banco Santander Totta, S.A.