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Síminn

Earnings Release Apr 29, 2025

2203_ir_2025-04-29_30eb00e5-e6bd-414e-a118-6aa05bacb80f.pdf

Earnings Release

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Financial press release – Síminn hf. Q1 2025

Results for the first quarter of 2025

  • Revenue in the first quarter (Q1) of 2025 amounted to ISK 7,173 million compared to ISK 6,575 million in the same period 2024 and increased by 9.1%. Revenue from Síminn's main telecommunications services, mobile, data and TV services increases by 2.3% from Q1 2024.
  • EBITDA amounted to ISK 1,272 million in Q1 2025, down by ISK 163 million or 11.4% compared to the same period 2024. The EBITDA ratio was 17.7% in Q1 2025, compared to 21.8% in the same period of 2024. Operating profit EBIT amounted to ISK 189 million in Q1 2025 compared to ISK 431 million in the same period of 2024. Adjusted for an expense of ISK 460 million related to legal proceedings, the quarter's EBITDA amounted to ISK 1,732 million, representing a margin of 24.1%, while EBIT totaled ISK 649 million, corresponding to a margin of 9.0%.
  • Net financial expenses amounted to ISK 321 million in Q1 2025, compared to ISK 195 million in the same period of 2024. Financial expenses amounted to ISK 517 million, including ISK 35 million in penalty interest related to legal dispute settlements, financial income amounted to ISK 192 million and foreign exchange gain of ISK 4 million.
  • There was a loss in Q1 2025 that amounted to ISK 188 million compared to ISK 171 million profit in the same period of 2024. Adjusted for an expense of ISK 495 million, related to legal proceedings, the quarter's profit amounted to ISK 307 million.
  • Interest-bearing debt including lease liabilities amounted to ISK 18.9 billion at the end of Q1 2025, compared to ISK 17.2 billion at the end of 2024. Cash at the end of Q1 2025 amounted to ISK 0.4 billion, compared to ISK 0.8 billion at the end of 2024. The balance of loans at Síminn Pay was ISK 4.7 billion at the end of Q1 2025. Net interest bearing debt / 12M EBITDA1 by the end of Q1 2025 was 1.82.
  • Síminn's equity ratio was 40.1% at the end of Q1 2025 and equity was ISK 16.9 billion.

1 12M EBITDA includes 12M pro forma EBITDA of Noona

María Björk Einarsdóttir, CEO:

"Strong core operations, considerable revenue growth from advertising, and continued development of the fintech business with significant customer growth characterized the quarter. Síminn Premium TV (Sjónvarp Símans Premium) maintained its strong momentum, with subscriber numbers now 10% higher than at the end of Q1 2024, totaling around 50,000. Production of high-quality Icelandic TV programming has never been more ambitious. An unexpected Supreme Court ruling affects the quarter, as the verdicts of the District Court and the Court of Appeals in the "English Premier League case" were overturned, resulting in a fine of ISK 400 million. Three additional legal settlements cases resulted in payments of approximately ISK 60 million in addition to ISK 35 million in late interest. Legal uncertainty is significantly reduced with the resolution of these cases.

Advertising media is becoming a strong revenue pillar for Síminn. The company now operates 41 billboards and 620 digital screens in bus stops in an expanding network. Síminn's strong outdoor and television media create unique value for customers through high visibility, while the outdoor media also deliver benefits to partners in sports clubs and local councils in the capital area.

We continue to expand and strengthen our portfolio of top-tier fintech solutions. 118 companies, including many of Iceland's largest employers, have adopted Síminn Pay's corporate cards, following the product's launch last year. Additionally, nearly 150,000 registered users are now active on the Noona app, which became part of the Síminn Group in 2024. Through Noona's platform, users book over 200,000 service appointments each month, with annual turnover processed through the system amounting to tens of billions..

Twelve new Icelandic TV series are currently in production for Síminn Premium TV. During Easter, the premiere of Reykjavík 112 attracted over 52,000 viewers within its first week on air. Production of Icelandic children's programming also continues, with a strong focus on promoting and preserving the Icelandic language. In addition, major partnerships with HBO, Paramount, Showtime, MGM, and ITV ensure that Síminn customers enjoy year-round access to top-tier international content — a key driver behind the platform's steadily growing popularity.

The rollout of our new corporate strategy has been a central focus in recent months. Although we are still in the early stages of this journey, the results are already becoming evident, with a clear and positive correlation between rising employee satisfaction and increasing customer satisfaction. Both metrics are formally and regularly measured within Síminn. I would like to take this opportunity to sincerely thank all my colleagues for the ambition and dedication they have shown in advancing the strategy across every part of the company. It is by no means a given to secure such strong support during a major transition period, especially while maintaining the daily operation with diligence and an unwavering focus on our customers' interests."

Key Financial Results for Q1 2025

Consolidated Operations

Total revenue in Q1 2025 amounted to ISK 7,173 million compared to 6,575 million in Q1 2024, up by 9.1%. Looking at the company's main telecommunications services (mobile, data and TV services), revenue growth is 2.3%.

Revenue from mobile amounted to ISK 1,685 million, up by ISK 57 million or 3.5% between periods. Revenue from data services (internet & network) amounted to ISK 2,067 million, up by ISK 3 million or 0.1% from last year. Revenue from TV services excluding advertising income amounted to ISK 1,901 million, increasing by ISK 65 million or 3.5% between periods. Revenue from a new business segment, advertising2, amounted to ISK

Income statement Q1
2025 2024 Change %
Net sales 7.003 6.417 586 9,1%
Cost of sales ( 4.526) ( 4.180) ( 346) 8,3%
Gross profit 2.477 2.237 240 10,7%
Other operating income 170 158 12 7,6%
Operating expenses ( 1.997) ( 1.964) ( 33) 1,7%
Administrative fine and damages ( 461) 0 ( 461)
Operating profit (EBIT) 189 431 ( 242) -56,1%
Financial income 192 183 9 4,9%
Financial cost ( 513) ( 378) ( 135) 35,7%
Net financial items ( 321) ( 195) ( 126) 64,6%
(Loss) Profit before tax ( 132) 236 ( 368) -155,9%
Income tax ( 56) ( 65) 9 -13,8%
(Loss) Profit ( 188) 171 ( 359) -209,9%
EBITDA 1.272 1.435 ( 163) -11,4%
EPS (0,08) 0,07 (0,15) -214,3%

563 million and increased by ISK 390 million between periods. The main driver of this increase was Billboard's revenue, as the company became part of the group at the beginning of Q2 2024. Revenue from user equipment sale amounted to ISK 415 million, down by ISK 9 million or 2.1% between periods. Other revenue amounted to ISK 542 million, up by ISK 92 million between periods.

The cost of sales amounted to ISK 4,526 million, increasing by ISK 346 million or 8.3% from the same period in 2024, primarily due to new subsidiaries that joined the group in Q2 2024. Operating expenses amounted to ISK 2,458 million, increasing by ISK 494 million or 25.2% compared to the same period in 2024, with 400 million attributable to the Supreme Court ruling and over ISK 60 million in operating expenses related to the settlement of three other legal disputes during the quarter.

Depreciation and amortization amounted to ISK 1,083 million in Q1 2025 compared to ISK 1,004 million in Q1 2024, up by ISK 79 million.

2 Includes TV advertising revenue, which previously belonged to TV Services, and Billboard advertising sales, which were previously classified under Other Revenue.

Cash flow

Operating activities amounted to a total of ISK 1,283 million in Q1 2025 compared to ISK 1,456 million in Q1 2024. The change in operating-related assets and liabilities in Q1 2025 amounted to a reduction of ISK 122 million.

Cash generated by operation was ISK 1,161 million in Q1 2025 compared to ISK 1,279 million in Q1 2024. After interest and taxes, net cash from operating activities amounted to ISK 872 million in Q1 2025 compared to ISK 1,121 million in Q1 2024.

Adjusted for the settlement related to legal cases, cash flow before interest and taxes amounted to ISK 1,621 million, and ISK 1,367 million after interest and taxes.

Cash flow Q1 2025 Q1 2024
Operating profit 189 431
Depreciation 1.083 1.004
Items not affecting cash flow 11 21
Total operating activities 1.283 1.456
Changes in current assets and liabilitites ( 122) ( 177)
Cash generated by operation 1.161 1.279
Interest income received 184 175
Interest expenses paid ( 420) ( 243)
Payments of taxes during the period ( 53) ( 90)
Net cash from operating activities 872 1.121
Investing activities ( 1.993) ( 5.143)
Financing activities 683 4.240
Changes in cash and cash equivalents ( 438) 218
Translation effects on cash ( 4) ( 2)
Cash and cash equivalents at the beginning of the period 835 1.810
Cash and cash equivalents at the end of the period 393 2.026

In Q1 2024, Síminn acquired Billboard, which affects investment and financing movements during that period. In Q1 2025, Síminn acquired a loan portfolio, which impacts the same items.

Balance sheet

Total assets amounted to ISK 42,135 million at the end of Q1 2025 but were ISK 41,182 million at the end of 2024.

Interest-bearing liabilities, including lease obligations, were ISK 18,884 million at the end of Q1 2025 compared to ISK 17,168 million at the end of 2024. Cash at the end of Q1 2025 amounted to ISK 393 million compared to ISK 835 million at the end of 2024. Net interestbearing liabilities with lease obligations and Síminn Pay consumer loans were ISK 13,763 million at the end of Q1 2025 compared to ISK 13,021 million at the end of 2024.

Balance sheet 31.03.2025 31.12.2024 Change %
Property, plant and equipment 3.638 3.543 95 3%
Right-of-use assets 1.750 1.844 ( 94) -5%
Intangible assets 25.713 26.243 ( 530) -2%
Other financial assets 980 638 342 54%
Non-current assets 32.081 32.268 ( 187) -1%
Inventories 1.329 1.339 ( 10) -1%
Accounts receivables 2.403 2.503 ( 100) -4%
Loans (Síminn Pay) 4.278 3.204 1.074 34%
Other assets 1.651 1.033 618 60%
Cash and cash equivalents 393 835 ( 442) -53%
Current assets 10.054 8.914 1.140 13%
Total assets 42.135 41.182 953 2%
Equity 16.916 18.116 ( 1.200) -7%
Equity 16.916 18.116 ( 1.200) -7%
Borrowings 14.129 12.733 1.396 11%
Lease liabilities 1.484 1.571 ( 87) -6%
Deferred tax liabilities 578 686 ( 108) -16%
Non-current liabilities 16.191 14.990 1.201 8%
Bank loans 2.484 2.084 400 19%
Accounts payables 3.787 3.760 27 1%
Current maturities of borrowings 787 780 7 1%
Other current liabilities 1.970 1.452 518 36%
Current liabilities 9.028 8.076 952 12%
Total equity and liabilities 42.135 41.182 953 2%

Equity amounted to ISK 16,916

million at the end of Q1 2025, and the equity ratio was 40.1%.

Outlook for 2025

The guidance for the group has been updated to reflect the outcome of the Supreme Court ruling in the case between Síminn and the Competition Authority on 26 February 2025. The Supreme Court overturned the previous rulings of the Reykjavík District Court and the Court of Appeal, upheld the original decision, and imposed a fine of ISK 400 million on Síminn.

The outlook for 2025 includes:

  • EBITDA will be in the range of ISK 6.6 to 7.0 billion.
  • EBIT will be in the range of ISK 3.2 to 3.6 billion. 3
  • CAPEX will be in the range of ISK 2.8 to 3.1 billion.

Investor meeting 30 April 2025

An investor presentation will be held on Wednesday 30 April 2025 at 8:30 am at Síminn's headquarters in Ármúli 25, Reykjavík. During the meeting, María Björk Einarsdóttir CEO and Óskar Hauksson CFO will present the financial results. The meeting will be held in Icelandic. Presentation materials will be available on Nasdaq Iceland's news platform and on the company's investor relations website https://www.siminn.is/fjarfestar/quarterly-results.

The meeting will be live-streamed on: https://www.siminn.is/fjarfestar/fjarfestakynning.

Participants who wish to submit questions are kindly requested to send them to [email protected]. Responses to submitted questions will be provided at the end of the meeting."

Financial Calendar 2025

Q2 2025 Interim Report 19 August 2025
Q3 2025 Interim Report 22 October 2025
Full Year 2025 Results 17 February 2026
Annual General Meeting 2026 12 March 2026

For further information:

María Björk Einarsdóttir, CEO ([email protected]) Óskar Hauksson, CFO ([email protected])

Note: This English version is a translation of the Icelandic text that accompanies the Q1 2025 results of Síminn hf.

3 Excluding the impact of amortization of intangible assets from business acquisitions.

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