AI Terminal

MODULE: AI_ANALYST
Interactive Q&A, Risk Assessment, Summarization
MODULE: DATA_EXTRACT
Excel Export, XBRL Parsing, Table Digitization
MODULE: PEER_COMP
Sector Benchmarking, Sentiment Analysis
SYSTEM ACCESS LOCKED
Authenticate / Register Log In

Bayerische Motoren Werke AG

Interim / Quarterly Report Aug 2, 2016

50_10-q_2016-08-02_e512a558-3a1f-43bc-b128-195ea149583e.pdf

Interim / Quarterly Report

Open in Viewer

Opens in native device viewer

QUARTERLY REPORT 30 JUNE 2016

6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic Position 20 Events after the End of the Reporting Period 21 Report on Outlook, Risks and Opportunities 25 BMW Stock and Capital Markets 26 INTERIM GROUP

FINANCIAL STATEMENTS 26 Income Statements for Group and Segments

  • 26 Statement of Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar

57 Contacts

2nd quarter
2016
2nd quarter
2015
Change
in %
Key performance indicators reported on during the year
BMW Group
Profit before tax € million 2,798 2,582 8.4
Workforce at 30 June1 123,597 119,489 3.4
Automotive segment
Sales volume2 units 605,534 573,079 5.7
Revenues € million 22,872 21,650 5.6
EBIT margin3 % (change in %pts) 9.5 8.4 1.1
Motorcycles segment
Sales volume units 46,966 47,048 –0.2
Further performance figures
Automotive segment
Sales volume
BMW2 units 507,814 480,465 5.7
MINI units 96,587 91,626 5.4
Rolls-Royce units 1,133 988 14.7
Total 2 605,534 573,079 5.7
Production
BMW4 units 529,800 468,416 13.1
MINI units 102,648 87,664 17.1
Rolls-Royce units 1,102 889 24.0
Total 4 633,550 556,969 13.7
Motorcycles segment
Production units 44,105 43,855 0.6
Financial Services segment
New contracts with retail customers 460,718 416,961 10.5
Operating cash flow Automotive segment € million 2,905 3,008 –3.4
Revenues € million 25,014 23,935 4.5
Automotive € million 22,872 21,650 5.6
Motorcycles € million 617 622 –0.8
Financial Services € million 6,505 6,154 5.7
Other Entities € million 2 1 100.0
Eliminations € million –4,982 –4,492 –10.9
Profit before financial result (EBIT) € million 2,725 2,525 7.9
Automotive € million 2,178 1,819 19.7
Motorcycles € million 98 112 –12.5
Financial Services € million 529 503 5.2
Other Entities € million 12 94 –87.2
Eliminations € million –92 –3
Profit before tax € million 2,798 2,582 8.4
Automotive € million 2,277 1,844 23.5
Motorcycles € million 97 112 –13.4
Financial Services € million 503 496 1.4
Other Entities € million 46 144 –68.1
Eliminations € million –125 –14
Income taxes € million –849 –833 –1.9
Net profit € million 1,949 1,749 11.4
Earnings per share5 2.95/2.96 2.66/2.67 10.9/10.9

1 Figures exclude suspended contracts of employment, employees in the non-work phases of pre-retirement part-time arrangements and low income earners.

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 70,100 units, 2016: 71,801 units). 3

Profit before financial result as percentage of Automotive segment revenues.

4 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 75,570 units, 2016: 74,575 units).

5 Common/preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread over the quarters of the corresponding financial year.

1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
Key performance indicators reported on during the year
BMW Group
Profit before tax € million 5,166 4,851 6.5
Workforce at 30 June1 123,597 119,489 3.4
Automotive segment
Sales volume2 units 1,163,139 1,099,748 5.8
Revenues € million 41,686 40,543 2.8
EBIT margin3 % (change in %pts) 9.5 8.9 0.6
Motorcycles segment
Sales volume units 80,754 78,418 3.0
Further performance figures
Automotive segment
Sales volume
BMW2 units 986,557 932,041 5.8
MINI units 174,898 165,938 5.4
Rolls-Royce units 1,684 1,769 –4.8
Total 2 1,163,139 1,099,748 5.8
Production
BMW4 units 1,020,349 939,820 8.6
MINI units 191,705 171,571 11.7
Rolls-Royce units 1,803 1,852 –2.6
Total 4 1,213,857 1,113,243 9.0
Motorcycles segment
Production units 84,385 87,212 –3.2
Financial Services segment
New contracts with retail customers 874,090 801,526 9.1
Operating cash flow Automotive segment € million 4,124 4,838 –14.8
Revenues € million 45,867 44,852 2.3
Automotive € million 41,686 40,543 2.8
Motorcycles
Financial Services
€ million
€ million
1,199
12,537
1,189
12,212
0.8
2.7
Other Entities € million 3 3
Eliminations € million –9,558 –9,095 –5.1
Profit before financial result (EBIT) € million 5,182 5,046 2.7
Automotive € million 3,941 3,613 9.1
Motorcycles € million 192 227 –15.4
Financial Services € million 1,120 1,058 5.9
Other Entities
Eliminations
€ million
€ million
23
–94
134
14
–82.8
Profit before tax € million 5,166 4,851 6.5
Automotive € million 4,011 3,478 15.3
Motorcycles € million 191 226 –15.5
Financial Services € million 1,073 1,055 1.7
Other Entities € million 44 121 –63.6
Eliminations € million –153 –29
Income taxes € million –1,576 –1,586 0.6
Net profit € million 3,590 3,265 10.0
Earnings per share5 5.44/5.45 4.96/4.97 9.7/9.7

1 Figures exclude suspended contracts of employment, employees in the non-work phases of pre-retirement part-time arrangements and low income earners.

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 142,285 units, 2016: 153,701 units).

3 Profit before financial result as percentage of Automotive segment revenues.

3

4 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 144,923 units, 2016: 131,686 units).

5 Common/preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread over the quarters of the corresponding financial year.

4

  • 6 INTERIM GROUP
  • MANAGEMENT REPORT 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital
  • Markets
  • 26 INTERIM GROUP FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments 26 Statement of
  • Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts

BMW Group reports all-time highs for quarterly and six-month reporting periods

The BMW Group continued to perform well during the second quarter 2016, setting new automobile sales volume records for both quarterly and six-month reporting periods. A total of 605,534* BMW, MINI and Rolls-Royce brand vehicles were delivered to customers worldwide during the period from April to June 2016 (+ 5.7%), while sales for the six-month period rose by 5.8% to 1,163,139* units.

Second-quarter sales of the Motorcycles segment totalled 46,966 units and were therefore at a similar level to the previous year (– 0.2%). In total, 80,754 motorcycles were delivered to customers between January and June (+3.0%). These figures represented the secondbest quarterly and the best six-month sales volume performances in BMW Motorrad's history.

The Financial Services segment concluded a total of 460,718 new lease and financing contracts with retail customers during the second quarter 2016 (+10.5%), while the figure for the six-month period (874,090 contracts) rose by 9.1%.

Group revenues and earnings increased

Mirroring the strong sales volume performance, secondquarter Group revenues grew by 4.5% to a new record level of € 25,014 million, despite being held down by negative currency factors. Group EBIT improved by 7.9% to € 2,725 million. Influenced in part by gains on financial derivatives, profit before tax for the quarter went up by € 216 million to a new high level of € 2,798 million (+8.4%).

Group revenues recorded for the six-month period were 2.3% higher at € 45,867 million. Similar to the quarterly trend, reported revenues were negatively affected by currency factors. The six-month EBIT figure edged up to € 5,182 million (+ 2.7%), thereby surpassing the previous year's record figure. Profit before tax rose by 6.5% to a new high of € 5,166 million, helped by tailwind from a number of factors, including fair value measurement gains recognised on derivatives.

* Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (second quarter 2016: 71,801 units; 1 January to 30 June 2016: 153,701 units).

Workforce enlarged

5

At 30 June 2016, the BMW Group employed 123,597 people worldwide (+ 3.4%). The growth in the size of the workforce reflects the substantial levels of investment being made in future technologies such as digitalisation, automated driving and mobility services.

Brexit – no major impact expected for the BMW Group in the short term

On 23 June 2016, a referendum was held in the United Kingdom with regard to remaining in or leaving the European Union. The decision taken by the electorate to leave the EU is not expected to have any major impact on the BMW Group's operations in the UK in the short term. As the rules for the movement of people and goods between the UK and EU member states will have to be renegotiated, a period of uncertainty is now likely to set in. Until the new arrangements have been agreed in detail, it is not possible to assess the broader impact of the impending changes.

Partnership in the field of autonomous driving

On 1 July 2016, BMWAG, Intel Corporation and Mobileye N. V. signed a memorandum of understanding, setting out their common intention to create an open platform for the next generation of highly autonomous vehicles. The three leaders from the automotive, technology and computer vision and machine learning industries are collaborating to bring solutions for highly and fully automated driving into series production by 2021 and to align the industry on a standards-based platform.

The BMW Group's autonomous driving strategy is based on the BMW iNEXT model, which includes the vision of fleets of autonomous vehicles, not only on highways but also in urban environments. Fully autonomous vehicles form the basis for the provision of new mobility services in tomorrow's urban environments.

6

INTERIM GROUP MANAGEMENT REPORT

Report on Economic Position General Economic Environment in the first half of 2016

2 BMW GROUP IN FIGURES

6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic

  • Position 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities
  • 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts

Automobile markets

The upward trend on international automobile markets remained intact throughout the first half of 2016. New registrations increased worldwide by 4.4%, helped in particular by good contributions from Europe and robust growth in China. Only the US market showed a slight loss of pace.

Consumer sentiment in Europe remained optimistic during the six-month period, with new registrations up by 9.1% on average. Robust growth rates recorded on the major European markets, such as Germany (+7.1%), the United Kingdom (+3.2%) and France (+8.4%) emphasised the general upward trend. Southern Europe has seen particularly strong growth since the beginning of the year, with sharp rises again recorded in Italy (+ 19.7%) and Spain (+ 12.2%), following the previous year's strong performances.

The automobile market in the USA grew at a significantly slower pace than one year earlier, with new registrations up by only 1.4%.

After losing some of its momentum in the previous year, the automobile market in China picked up again during the first half of 2016 with a growth rate of 11.1%.

Japan's sluggish economic growth is also reflected by developments on the country's automobile market, where the negative trend continued during the period under report with a further significant year-on-year drop in the number of new registrations (–4.9%).

Automobile markets in Brazil and Russia also remained under pressure against a background of macroeconomic uncertainty. New registrations in Brazil slumped by almost one third (–32.8%), while the pace of contraction in Russia slowed to a negative rate of 4.4%.

Motorcycle markets

The G 310 R presented in autumn 2015 marks BMW Motorrad's entry into a market segment within the 250 cc plus class. Since the beginning of 2016, market definition has therefore been expanded from the half-litre class (500 cc) to cover the whole of the 250 cc plus class.

Worldwide, motorcycle markets in the 250 cc plus class grew slightly during the first half of 2016, despite weaker performances in some overseas markets. Motorcycle registrations increased by 1.4% worldwide. European markets grew by 8.5% year-on-year, benefiting above all from the sharp recovery in Southern and Central

Europe. Whereas France (+2.9%) and Germany (+4.5%) saw moderate rises, double-digit surges were recorded for the markets in Italy (+17.2%) and Spain (+23.0%). The US market contracted by 3.5%.

Financial services markets

The global economy continued to darken during the second quarter 2016. Increasing political uncertainties and the parlous economic situation in some of the major emerging markets overshadowed generally positive developments in the world's industrialised countries. The surprising decision taken by the British to leave the EU triggered a great deal of turmoil on financial markets towards the end of the reporting period.

The ECB focused its attention primarily on implementing the expanded quantitative easing measures resolved in March. Despite some initial signs of economic revival, it remains to be seen whether expansionary monetary policies will really bring about a sustainable turnaround in inflation rates.

The situation in the UK was dominated by uncertainty regarding the outcome and consequences of the EU referendum. Fears of a recession prompted the Bank of England not to raise interest rates.

The US economy grew also during the second quarter. Nevertheless, in the face of surprisingly weak employment market figures and concerns about the global impact of the UK possibly leaving the EU, the US Federal Reserve decided not to raise interest rates further.

Lower investments and weaker demand for exports caused economic growth in China to lose some of its momentum. The expansionary monetary policies of the Chinese central bank prevented an even greater slow-down.

The expansionary policies of the Japanese central bank, applied on an almost permanent basis, again only had a limited impact in the second quarter 2016. Japan's export-dependent economy suffered from languishing global trade volumes and a strong yen. Generally falling prices in Japan are raising doubts as to whether the country's inflation target of 2% can be achieved.

Prices on used car markets in Europe, Asia and North America remained largely at the previous year's levels. While Southern Europe continued to benefit from the region's economic recovery, used car markets in Central Europe remained largely unchanged during the second quarter 2016.

INTERIM GROUP MANAGEMENT REPORT

Report on Economic Position Automotive Segment

BMW Group finishes six-month period with record sales volume figures

In total, the BMW Group sold 605,5341 BMW, MINI and Rolls-Royce brand vehicles during the second quarter (2015: 573,0791 units; +5.7%), comprising 507,8141 BMW (2015: 480,4651 units; + 5.7%), 96,587 MINI (2015: 91,626 units; + 5.4%) and 1,133 Rolls-Royce (2015: 988 units; +14.7%). These figures represent new all-time highs for the Group as a whole as well as for the MINI brand. Rolls-Royce Motor Cars and the BMW brand both recorded their best second quarters ever.

Six-month sales of the three brands climbed by 5.8% to 1,163,1392 units (2015: 1,099,7482 units). Sales of BMW brand vehicles during the first half of 2016 were 5.8% higher at 986,5572 units, a new record for a six-month period (2015: 932,0412 units). MINI also recorded a new high for a six-month period by selling 174,898 units (2015: 165,938 units; + 5.4%). Rolls-Royce Motor Cars' sales volume figure of 1,684 units was slightly lower than one year earlier (2015: 1,769 units; –4.8%).

Sharp growth in Europe

Sales of BMW, MINI and Rolls Royce brand vehicles in Europe rose sharply year-on-year, both for the quarter (286,150 units; + 12.8%; 2015: 253,641 units) and for

the six-month period (543,270 units; + 11.2%; 2015: 488,490 units). Good growth rates were also recorded for Germany and Great Britain during the period under report. A total of 81,408 units (2015: 73,220 units; +11.2%) were sold in Germany in the second quarter, bringing sales for the six-month period from January to June to 148,057 units (2015: 137,830 units; +7.4%). The number of vehicles delivered to customers in Great Britain totalled 63,551 units in the second quarter (2015: 57,288 units; +10.9%) and 122,720 units during the sixmonth period (2015: 110,822 units; +10.7%).

In total, 178,3641 BMW, MINI and Rolls-Royce brand vehicles were sold in Asia during the second quarter (2015: 170,4291 units; + 4.7%), with six-month sales rising by 7.3% to 361,5682 units (2015: 337,1072 units). These figures include sales on the Chinese mainland totalling 120,6501 units in the second quarter (2015: 115,7101 units; +4.3%) and 247,8172 units (+7.4%) during the six-month period (2015: 230,7882 units).

Within a volatile market environment in the Americas, deliveries to customers in the period from April to June fell by 7.4% to 122,853 units (2015: 132,636 units). During the first half of 2016, a total of 223,098 units were sold in the region (2015: 242,379 units; –8.0%). In

Automotive

2nd quarter
2016
2nd quarter
2015
Change
in %
Sales volume1, 3 units 605,534 573,079 5.7
Production4 units 633,550 556,969 13.7
Revenues3 € million 22,872 21,650 5.6
Profit before financial result (EBIT) € million 2,178 1,819 19.7
Profit before tax € million 2,277 1,844 23.5
EBIT margin3, 5 % (change in %pts) 9.5 8.4 1.1
1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
units 1,163,139 1,099,748 5.8
units 1,213,857 1,113,243 9.0
€ million 41,686 40,543 2.8
€ million 3,941 3,613 9.1
€ million 4,011 3,478 15.3
% (change in %pts) 9.5 8.9 0.6
112,107 108,834 3.0

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 70,100 units, 2016: 71,801 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 142,285 units, 2016: 153,701 units).

3 Principal performance indicators reported on during the year.

4 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 75,570 units, 2016: 74,575 units).

5 Profit before financial result as percentage of Automotive segment revenues.

6 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 144,923 units, 2016: 131,686 units).

7

8

  • 6 INTERIM GROUP MANAGEMENT REPORT
  • 6 Report on Economic Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets
  • 26 INTERIM GROUP FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments
  • 26 Statement of Comprehensive Income for Group
  • 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar 57 Contacts

the USA, too, second-quarter sales were down by 9.7% for the quarter to 97,501 units (2015: 107,939 units) and by 10.2% to 179,102 units for the six-month period (2015: 199,418 units).

BMW achieves solid sales volume increases*

The BMW brand enjoyed both the best second quarter and the best six-month period in its entire history. Good contributions to this performance were again made by the BMW X5, X6 and BMW 5 Series, each of which achieved pole position in their relevant segments.

At 86,198 units, sales of the BMW 1 Series in the first half of 2016 were at a similar level to the previous year (2015: 86,029 units; +0.2%). Customers took delivery of a total of 97,949 units of the BMW 2 Series during the six-month period (2015: 64,285 units; +52.4%). Sales of the 3 Series fell slightly by 3.3% to 212,180 units (2015:

219,369 units). Influenced by model life cycle factors, the BMW 5 Series' six-month sales volume of 169,398 units fell slightly short of the previous year's figure (2015: 174,228 units; –2.8%). At 25,453 units, sales of the new BMW 7 Series during the first half of the year were nearly one third higher year-on-year (2015: 19,324 units; +31.7%).

The various models of the BMW X family continued to perform well, with a combined total of 305,084 units of the five X models sold worldwide during the six-month period (2015: 260,924; +16.9%). The BMW X1 recorded a particularly strong surge in demand (94,156 units; 2015: 58,226; +61.7%). Sales of the X3, at 77,486 units, were also significantly up on the previous year (2015: 66,444 units; 16.6%). The BMW X5 sales volume of 81,351 units fell just short of the previous year's high figure (2015: 85,983 units; –5.4%).

Sales volume of BMW vehicles by model series*

in units
1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
BMW 1 Series 86,198 86,029 0.2
BMW 2 Series 97,949 64,285 52.4
BMW 3 Series 212,180 219,369 –3.3
BMW 4 Series 69,430 79,351 –12.5
BMW 5 Series 169,398 174,228 –2.8
BMW 6 Series 6,896 11,393 –39.5
BMW 7 Series 25,453 19,324 31.7
BMW X1 94,156 58,226 61.7
BMW X3 77,486 66,444 16.6
BMW X4 30,075 28,146 6.9
BMW X5 81,351 85,983 –5.4
BMW X6 22,016 22,125 –0.5
BMW Z4 2,941 4,576 –35.7
BMW i 11,028 12,562 –12.2
BMW total 986,557 932,041 5.8

* Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 142,285 units, 2016: 153,701 units).

MINI up on previous year

The new models boosted MINI sales during the first half of the year, enabling the brand to set a new all-time sales volume record (174,898 units; 2015: 165,938 units; + 5.4%). The MINI Clubman put in an excellent sixmonth performance, with 27,511 units delivered to customers (2015: 491 units). Sales of the MINI 3- and 5-door models, however, at 98,546 units, fell short of the previous year's high figure (2015: 107,542; – 8.4%).

Sales volume of MINI vehicles by model variant

in units
1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
MINI 3- and 5-door 98,546 107,542 –8.4
MINI Convertible/Coupé/Roadster 14,354 12,829 11.9
MINI Clubman 27,511 491
MINI Countryman/Paceman 34,487 45,076 –23.5
MINI total 174,898 165,938 5.4

Rolls-Royce posts new sales volume record in second quarter

Rolls-Royce Motor Cars achieved a new sales volume record of 1,133 units in the second quarter (2015: 988 units; +14.7%). The performance was helped by a strong contribution from the new Rolls-Royce Dawn, of which 514 units had been sold since its market launch

in March. The addition of this latest member to the Rolls-Royce family provided the expected boost to the brand's sales figures, which had been held down in the early months of the year by the production changeover. Rolls-Royce Motor Cars sold 1,684 units worldwide during the first six months of the year (2015: 1,769 units; –4.8%).

Sales volume of Rolls-Royce vehicles by model variant
in units
1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
Phantom 176 194 –9.3
Ghost 489 764 –36.0
Wraith/Dawn 1,019 811 25.6
Rolls-Royce total 1,684 1,769 –4.8

Automobile production increased at Group level

Between April and June 2016, 633,5501 BMW, MINI and Rolls-Royce brand cars rolled off the various lines of the BMW Group's production network (2015: 556,9691 units; +13.7%), comprising 529,8001 BMW (2015: 468,4161 units; +13.1%), 102,648 MINI (2015: 87,664 units; + 17.1%) and 1,102 Rolls-Royce (2015: 889 units; +24.0%). A total of 1,213,8572 units of the Group's three brands were produced during the first six months of the year (2015: 1,113,2432 units; +9.0%), comprising 1,020,3492 BMW (2015: 939,8202 units; + 8.6%), 191,705 MINI (2015: 171,571 units; + 11.7%) and 1,803 Rolls-Royce (2015: 1,852 units; –2.6%). The BMW brand therefore exceeded sales of one million units in the first half of a year for the first time in its history.

Segment revenues and earnings increased

In line with its strong sales volume performance, secondquarter Automotive segment revenues grew by a solid 5.6% to € 22,872 million (2015: € 21,650 million), while six-month revenues were 2.8% higher at € 41,686 million (2015: € 40,543 million). In both reporting periods, currency factors dampened the scale of the increases.

Earnings for both the second quarter and the six-month period benefited from the increase in the cost of sales

being less pronounced than that of revenues. EBIT for the second quarter 2016 totalled € 2,178 million (2015: € 1,819 million; +19.7%). The EBIT margin came in at 9.5% and was thus at the upper end of the target range of between 8 and 10% (2015: 8.4%). Six-month EBIT improved by 9.1% to € 3,941 million (2015: € 3,613 million), resulting in an EBIT margin of 9.5% (2015: 8.9%) for the period. Profit before tax recorded by the Automotive segment for both the three-month (€ 2,277 million; + 23.5%; 2015: € 1,844 million) and the six-month period (€ 4,011 million; +15.3%; 2015: € 3,478 million) was significantly up on the previous year. The improvement in profit before tax was also attributable in part to fair value measurement gains on financial derivatives.

Employee numbers in the Automotive segment slightly up

The Automotive segment employed a workforce of 112,107 people at the end of the first half of the year (30 June 2015: 108,834 employees), a 3.0% increase.

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 75,570 units, 2016: 74,575 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 144,923 units, 2016: 131,686 units).

10

INTERIM GROUP MANAGEMENT REPORT

Report on Economic Position Motorcycles Segment

2 BMW GROUP IN FIGURES

6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic

  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar

57 Contacts

Slight sales volume growth for BMW Motorrad

At 46,966 units, second-quarter sales volume for the Motorcycles segment reached a similar level to the previous year (2015: 47,048 units; –0.2%). BMW Motorrad delivered 80,754 motorcycles to customers in the first half of the year, marking a new sales volume record for a six-month period (2015: 78,418 units; +3.0%).

The BMW Group sold 51,930 units (2015: 49,335 units; + 5.3%) in Europe during the first six months of the year. The number of motorcycles sold in Germany edged up by 2.0% to 13,792 units (2015: 13,521 units). In France, too, at 7,790 units six-month sales were up on the previous year (2015: 7,375 units; +5.6%). The number sold in Italy grew by 6.9% to 7,912 units (2015: 7,401 units). The highly competitive US market continued to contract, a development mirrored in a 24.5% sales volume decrease for BMW Motorrad to 6,897 units (2015: 9,138 units).

Motorcycle production down in first half of year

Motorcycles

*

In the period from April to June 2016, the BMW Group produced 44,105 motorcycles at its four production sites worldwide (2015: 43,855 units; +0.6%). A total of 84,385 motorcycles rolled off production lines (2015: 87,212 units; –3.2%) during the six-month period. During the second quarter, production of the new G 310 R commenced at the premises of the Group's cooperation partner TVS Motor Company in Bangalore, India. This model marks BMW Motorrad's entry into the under-500 cc class and will go on sale in autumn.

Earnings negatively impacted by upfront expenditure

As a result of unfavourable currency factors, Motorcycles segment revenues remain at a similar level to the previous year, for both the second quarter (€ 617 million; –0.8%; 2015: € 622 million) and the six-month period (€ 1,199 million; +0.8%; 2015: € 1,189 million). EBIT and pre-tax earnings for both periods were significantly down on the previous year, due to costs incurred to expand the segment's model range and enlarge the workforce. Second-quarter EBIT amounted to € 98 million (2015: € 112 million; –12.5%), while profit before tax came in at € 97 million (2015: € 112 million; – 13.4%). EBIT and the profit before tax for the period from January to June amounted to € 192 million (2015: € 227 million; –15.4%) and € 191 million (2015: € 226 million; –15.5%) respectively.

Additions to workforce

The BMW Group employed 3,210 people in the Motorcycles segment at the end of the reporting period (30 June 2015: 3,020 people; +6.3%). The workforce was enlarged in line with the segment's new strategy, which includes the accompanying expansion of the model range.

2nd quarter 2nd quarter Change
2016 2015 in %
Sales volume* units 46,966 47,048 –0.2
Production units 44,105 43,855 0.6
Revenues € million 617 622 –0.8
Profit before financial result (EBIT) € million 98 112 –12.5
Profit before tax € million 97 112 –13.4
1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
Sales volume* units 80,754 78,418 3.0
Production units 84,385 87,212 –3.2
Revenues € million 1,199 1,189 0.8
Profit before financial result (EBIT) € million 192 227 –15.4
Profit before tax € million 191 226 –15.5

Key performance indicator reported on during the year.

INTERIM GROUP MANAGEMENT REPORT

Report on Economic Position Financial Services Segment

11

Financial Services segment remains on growth course

The Financial Services segment continued to perform well in the second quarter 2016. The contract portfolio under management increased by a solid 8.7% to stand at 4,890,279 contracts at the end of the reporting period (30 June 2015: 4,500,056 contracts). In balance sheet terms, business volume increased slightly to € 114,131 million during the six-month period under report (31 December 2015: € 111,191 million; +2.6%).

New business continues to grow

Credit financing and leasing business with retail customers contribute significantly to the segment's success. During the second quarter, 460,718 new contracts were signed, representing a significant 10.5% increase on the previous year (2015: 416,961 contracts). The corresponding six-month figure for new contracts with retail customers was 874,090 contracts, exceeding the previous year's figure by 9.1% (2015: 801,526 contracts).

Leasing business grew by 14.0% year-on-year, while credit financing went up by 8.8%. Overall, leasing accounted for 34.4% and credit financing for 65.6% of new business.

The proportion of new BMW Group vehicles either leased or financed by the Financial Services segment

during the six-month period was 47.4%, an increase of 2.3 percentage points (2015: 45.1%).1

In the BMW and MINI brand pre-owned vehicle financing and leasing lines of business, the number of new contracts entered into by the segment during the sixmonth period rose by a solid 8.7% to 177,506 contracts (2015: 163,247 contracts).

The total volume of new credit financing and leasing contracts concluded with retail customers during the period from January to June increased by 7.0% to € 26,353 million (2015: € 24,626 million).

The rapid upward trend in new business also resulted in further growth of the overall contract portfolio with retail customers. In total, 4,491,551 contracts were in place with retail customers at the end of the reporting period, 8.3% more than one year earlier (30 June 2015: 4,146,505 contracts). The Asia / Pacific region continued to enjoy significant growth with a 17.4% increase compared to the previous year. The Europe / Middle East / Africa region (8.1%), the Americas region (6.9%) and the EU Bank2 region (5.2%) also recorded year-on-year growth.

Financial Services
2nd quarter
2016
2nd quarter
2015
Change
in %
New contracts with retail customers 460,718 416,961 10.5
Revenues € million 6,505 6,154 5.7
Profit before financial result (EBIT) € million 529 503 5.2
Profit before tax € million 503 496 1.4
1 January to
30 June 2016
1 January to
30 June 2015
Change
in %
New contracts with retail customers 874,090 801,526 9.1
Revenues € million 12,537 12,212 2.7
Profit before financial result (EBIT) € million 1,120 1,058 5.9
Profit before tax € million 1,073 1,055 1.7
Workforce at 30 June 8,166 7,520 8.6
30.6.2016 31.12.2015 Change
in %
Business volume in balance sheet terms3 € million 114,131 111,191 2.6

The calculation only includes automobile markets, in which the Financial Services segment is represented by a consolidated entity.

2 EU Bank comprises BMW Bank GmbH, its branches in Italy, Spain and Portugal, and its subsidiary in France.

Calculated on the basis of the lines Leased products and Receivables from sales financing (current and non-current) of the Financial Services segment balance sheet.

6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic

  • Position 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities
  • 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

56 OTHER INFORMATION

56 Financial Calendar 57 Contacts

Solid growth in fleet business

The Financial Services segment's fleet management line of business offers lease and financing arrangements as well as other fleet-related services to commercial customers under the brand name "Alphabet". The BMW Group is therefore one of Europe's leading leasing and full-service providers in the field of fleet management. The portfolio of fleet-related leasing contracts comprised 619,828 contracts at the end of the reporting period (30 June 2015: 572,764 contracts; +8.2%).

Multi-brand financing slightly down

The volume of multi-brand financing business was slightly down on the previous year, with 79,787 new contracts signed during the six-month period (2015: 81,186 contracts; –1.7%). The total portfolio comprised 470,618 contracts at the end of the reporting period, slightly more than one year earlier (30 June 2015: 464,544 contracts; +1.3%).

Significant rise in dealership financing

At € 17,378 million, the total volume of dealership financing was 11.5 % higher than one year earlier (30 June 2015: € 15,584 million).

Slight decrease in deposit business

Deposit-taking represents an important source of refinancing for the BMW Group. The volume of bank deposits fell slightly during the first six months of 2016 to € 13,272 million (31 December 2015: € 13,509 million; –1.8%).

Insurance business continues to grow

Business with insurance products has continued to grow since the beginning of the year, with new business up by 5.2% to 627,503 insurance contracts (2015: 596,685 contracts) and the contract portfolio rising to 3,322,508 contracts (30 June 2015: 3,041,162 contracts; +9.3%).

Revenues and earnings up

The Financial Services segment benefited in the reporting period from the general upward trend in business volumes and a favourable risk profile. Currency factors, however, held down the reported increase in revenues. Overall, segment revenues grew by 5.7% to € 6,505 million for the second quarter (2015: € 6,154 million) and by 2.7% to € 12,537 million for the six-month period (2015: € 12,212 million). Profit before tax improved by 1.4% to € 503 million for the second quarter (2015: € 496 million) and by 1.7% to € 1,073 million for the six-month period (2015: € 1,055 million).

Increase in workforce size

The BMW Group employed 7,936 people worldwide in the Financial Services segment at 30 June 2016 (2015: 7,520 employees), 5.5% more than one year earlier.

INTERIM GROUP MANAGEMENT REPORT

Report on Economic Position Results of Operations, Financial Position and Net Assets

Earnings performance

13

The BMW Group increased sales of BMW, MINI and Rolls-Royce brand cars in the first half of 2016 by 5.8% to 1,163,139 units compared to the corresponding period one year earlier. This figure includes 153,701 units (2015: 142,285 units) manufactured by the joint venture BMW Brilliance Automotive Ltd., Shenyang.

At the end of the reporting period, the BMW Group's workforce comprised 123,597 employees (30 June 2015: 119,489 employees).

The BMW Group generated a net profit of € 3,590 million for the six-month period ended 30 June 2016, € 325 million up on the previous year. The post-tax return on sales – calculated as Group net profit divided by Group revenues – was 7.8% (2015: 7.3%). Earnings per share of common and preferred stock were € 5.44 (2015: € 4.96) and € 5.45 (2015: € 4.97) respectively.

Earnings performance for the second quarter 2016 Second-quarter Group revenues grew by 4.5% to € 25,014 million. Adjusted for exchange rate factors* , they increased by 7.8%, mainly reflecting sales volume growth on the one hand and business volume / portfolio developments within the Financial Services segment on the other.

External revenues from the sale of BMW, MINI and Rolls-Royce brand cars were slightly higher than in the previous year (4.3%), in line with sales volume growth. Adjusted for exchange rate factors, the increase was 7.7%. The negative currency impact was mainly attributable to the change in the average exchange rates of the Chinese renminbi, the British pound and the South African rand against the euro. External revenues of the

Motorcycles segment were 0.8% lower than in the previous year. The Financial Services segment performed well, with second-quarter external revenues up by a solid 5.8%. Adjusted for exchange rate factors, revenues of the Motorcycles and Financial Services segments rose by 1.9% and 8.6% respectively.

Second-quarter cost of sales increased by € 625 million to € 19,957 million. Warranty expenses included in cost of sales increased primarily as a result of vehicle recall actions, the cost of which is expected to exceed amounts previously recognised. Accordingly, an additional amount of € 472 million was allocated in the second quarter to the warranty provision for various issues, including airbags supplied by the Takata group of companies and the ISOFIX attachment system used for child car seats. In addition, costs attributable to financial services business increased by € 110 million. By contrast, research and development expenses were € 44 million lower than one year earlier.

As a percentage of revenues, the research and development expense ratio decreased by 0.3 percentage points to 4.2%. Research and development expenses include amortisation of capitalised development costs amounting to € 308 million (2015: € 259 million). Total research and development expenditure – comprising research costs, non-capitalised development costs and capitalised development costs (excluding systematic amortisation thereon) – amounted to € 1,128 million in the second quarter (2015: € 1,172 million). This corresponds to a research and development ratio – calculated as research

* The adjustment for exchange rate factors is calculated by applying the relevant current and prior year exchange rates.

Revenues by segment in the second quarter
in € million
External Inter-segment Total
revenues revenues revenues
2016 2015 2016 2015 2016 2015
Automotive 18,290 17,544 4,582 4,106 22,872 21,650
Motorcycles 615 620 2 2 617 622
Financial Services 6,108 5,771 397 383 6,505 6,154
Other Entities 1 1 1 2 1
Eliminations –4,982 –4,492 –4,982 –4,492
Group 25,014 23,935 25,014 23,935
  • 6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets
  • 26 INTERIM GROUP FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT

56 OTHER INFORMATION

56 Financial Calendar

57 Contacts

and non-capitalised development costs divided by Group revenues – of 4.5% (2015: 4.9%). The second-quarter capitalisation rate – calculated as capitalised development costs divided by total research and development expenditure – amounted to 35.0% (2015: 29.5%).

Gross profit amounted to € 5,057 million, 9.9% up on the previous year. The gross profit margin – calculated as gross profit divided by Group revenues – came in at 20.2% (2015: 19.2%).

Compared to the previous year, selling and administrative expenses increased by € 120 million to € 2,287 million. Overall, selling and administrative expenses were equivalent to 9.1% (2015: 9.1%) of revenues. Administrative expenses went up as a result of various factors, including the enlarged workforce size and higher IT expenditure.

Depreciation and amortisation on property, plant and equipment and intangible assets recorded in cost of sales and in selling and administrative expenses totalled € 1,194 million (2015: € 1,128 million).

Other operating income and expenses deteriorated by € 134 million to a net negative expense of € 45 million for the second quarter, mainly reflecting the impact of lower income from the reversal of provisions, lower exchange gains and lower gains on the disposal of assets. The change in net operating income and expenses was also influenced by allocations to provisions.

Profit before financial result (EBIT) amounted to € 2,725 million (2015: € 2,525 million).

The financial result finished at a net positive amount of € 73 million, an improvement of € 16 million over the second quarter 2015. Other financial result in the second quarter improved by € 75 million to a net positive amount of € 49 million, mainly thanks to the result on investments, net fair value measurement gains on commodity derivatives and lower losses on currency derivatives. In contrast, the result from equity-accounted investments decreased by € 28 million to € 127 million. These figures include the Group's share of the results of the joint ventures BMW Brilliance Automotive Ltd., Shenyang, DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, and the associated company THERE Holding B.V., Amsterdam. The deterioration in the result from equity-accounted investments was attributable, among other factors, to a lower contribution from BMW Brilliance Automotive Ltd., Shenyang, caused, in turn, by the impact of upfront expenditure for production start-ups of new vehicles and capacity expansion measures. In addition, the inclusion of THERE Holding B. V., Amsterdam, had a negative impact of € 12 million on the result from equity-accounted investments, mainly in the form of scheduled depreciation and amortisation on purchase price allocations on the one hand and transaction costs on the other.

Profit before tax increased to € 2,798 million (2015: € 2,582 million). The pre-tax return on sales – calculated by dividing Group profit before tax by Group revenues – improved to 11.2% (2015: 10.8%).

Income tax expense amounted to € 849 million (2015: € 833 million).

Net profit for the period from April to June amounted to € 1,949 million and was therefore € 200 million ahead of the previous year. In the second quarter 2016, the BMW Group generated earnings per share of common stock of € 2.95 (2015: € 2.66) and earnings per share of preferred stock of € 2.96 (2015: € 2.67).

Earnings performance for the first half of 2016 Six-month Group revenues increased by 2.3% to € 45,867 million. Adjusted for exchange rate factors, the increase was 4.7%, mainly reflecting sales volume growth on the one hand and business volume / portfolio developments within the Financial Services segment on the other.

External revenues from the sale of BMW, MINI and Rolls-Royce brand cars were slightly higher than in the previous year (2.2%). Adjusted for exchange rate factors, the increase was 4.9%. The negative currency impact was mainly attributable to the change in the average exchange rates of the Chinese renminbi, the British pound and the South African rand against the euro. External revenues of the Motorcycles segment were at a similar level to the previous year (0.8%). Financial Services operations recorded a 2.7% increase in external revenues. Adjusted for exchange rate factors, revenues of

14

Revenues by segment in the period from 1 January to 30 June
in € million
External Inter-segment Total
revenues revenues revenues
2016 2015 2016 2015 2016 2015
Automotive 32,897 32,199 8,789 8,344 41,686 40,543
Motorcycles 1,195 1,185 4 4 1,199 1,189
Financial Services 11,774 11,467 763 745 12,537 12,212
Other Entities 1 1 2 2 3 3
Eliminations –9,558 –9,095 –9,558 –9,095
Group 45,867 44,852 45,867 44,852

the Motorcycles and Financial Services segments rose by 3.5% and 4.4% respectively.

Six-month cost of sales increased slightly by € 437 million to € 36,330 million. Warranty expenses included in cost of sales increased primarily as a result of vehicle recall actions, the cost of which is expected to exceed amounts previously recognised. Accordingly, an additional amount of € 472 million was allocated to the warranty provision for various issues, including airbags supplied by the Takata group of companies and the ISOFIX attachment system used for child car seats. Costs attributable to financial services business totalling € 10,150 million (2015: € 10,092 million) and research and development expenses totalling € 2,026 million (2015: € 2,022 million) were almost in line with the corresponding six-month period one year earlier.

As a percentage of revenues, the research and development expense ratio decreased year-on-year by 0.1 percentage points to 4.4%. Research and development expenses include amortisation of capitalised development costs amounting to € 612 million (2015: € 516 million). Total research and development expenditure for the six-month period amounted to € 2,102 million (2015: € 2,098 million). The research and development expenditure ratio was therefore 4.6% (2015: 4.7%). The capitalisation ratio was 32.7% (2015: 28.2%).

Gross profit amounted to € 9,537 million, 6.5% up on the previous year, resulting in a gross profit margin of 20.8% (2015: 20.0%).

Compared to the previous year, selling and administrative expenses increased by € 224 million to € 4,275 million. Overall, selling and administrative expenses were equivalent to 9.3% (2015: 9.0%) of revenues. Administrative expenses went up as a result of various factors, including the enlarged workforce size and higher IT expenditure.

Depreciation and amortisation on property, plant and equipment and intangible assets recorded in cost of sales and in selling and administrative expenses totalled € 2,381 million (2015: € 2,234 million).

Other operating income and expenses deteriorated by € 218 million to a net negative amount of € 80 million for the six-month period, mainly due to lower gains on the disposal of assets and lower income from the reversal of provisions. In addition, higher allocations to provisions contributed to the deterioration.

At € 5,182 million, Group profit before financial result (EBIT) was slightly higher than one year earlier (2015: € 5,046 million).

The financial result was a net negative expense of € 16 million, an improvement of € 179 million compared to the first half of 2015. Other financial result improved year-onyear by € 298 million to a net negative expense of € 28 million, mainly thanks to the lower losses on currency derivatives on the one hand and gains on commodity derivatives on the other. The result from equity accounted investments includes the Group's share of the

16

  • 6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of
  • Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts

results of the joint ventures BMW Brilliance Automotive Ltd., Shenyang, and the two DriveNow companies. The figure for the first half of 2016 also includes the Group's share of the result of the associated company, THERE Holding B.V., Amsterdam. Compared to the first half of the previous year, the result from equity accounted investments was € 85 million lower at € 198 million. The deterioration was mainly attributable to a lower contribution from BMW Brilliance Automotive Ltd., Shenyang, caused, in turn, by the impact of upfront expenditure for production start-ups of new vehicles and capacity expansion measures. In addition, the inclusion of THERE Holding B. V., Amsterdam, had a negative impact of € 40 million on the result from equity-accounted investments, mainly in the form of scheduled depreciation and amortisation on purchase price allocations on the one hand and transaction costs on the other.

Profit before tax increased to € 5,166 million (2015: € 4,851 million). The pre-tax return on sales was 11.3% (2015: 10.8%).

Income tax expense amounted to € 1,576 million (2015: € 1,586 million), resulting in an effective tax rate – calculated by dividing income tax expense by Group profit before tax – of 30.5% (2015: 32.7%).

Earnings performance by segment

Revenues of the Automotive segment increased both in the second quarter (5.6%) and in the first half of 2016 (2.8%). The gross profit margin for the six-month period was 18.2 % (2015: 17.4%). Profit before tax amounted to € 2,277 million (2015: € 1,844 million) for the second quarter and to € 4,011 million (2015: € 3,478 million) for the six-month period, in both cases significantly higher than one year earlier. This positive

development was partially due to higher sales volume figures and an improved financial result for both the second quarter and the six-month period. The improvement in the financial result was influenced by net fair value measurement gains on commodity derivatives and lower losses on currency derivatives.

Motorcycles segment revenues remained stable in both the second quarter (–0.8%) and the six-month period (0.8%). Second-quarter segment profit before tax was significantly lower at € 97 million (2015: € 112 million), while for the six-month period it fell by 15.5% to € 191 million. The six-month gross margin dropped to 25.9% (2015: 28.1%), mainly as a consequence of higher expenses for further projects in connection with the implementation of the segment's new strategy.

Revenues of the Financial Services segment grew by 5.7% to € 6,505 million in the second quarter, while the gross profit margin improved by 0.9 percentage points to 13.6%. At € 503 million (2015: € 496 million), the second-quarter segment profit before tax showed a slight improvement. Six-month revenues went up by 2.7% to € 12,537 million. Pre-tax profit edged up by € 18 million to € 1,073 million.

The profit before tax of the Other Entities segment totalled € 46 million (2015: € 144 million) for the second quarter 2016 and € 44 million (2015: € 121 million) for six-month period.

Inter-segment eliminations during the six-month period up to the level of profit before tax gave rise to a net expense of € 153 million (2015: net expense of € 29 million), partly reflecting higher eliminations triggered by volume changes within the leased products portfolio.

Profit by segment
in € million
2nd quarter
2016
2nd quarter
2015
1 January to
30 June 2016
1 January to
30 June 2015
Automotive 2,277 1,844 4,011 3,478
Motorcycles 97 112 191 226
Financial Services 503 496 1,073 1,055
Other Entities 46 144 44 121
Eliminations –125 –14 –153 –29
Profit before tax 2,798 2,582 5,166 4,851
Income taxes –849 –833 –1,576 –1,586
Net profit 1,949 1,749 3,590 3,265

Financial position

The consolidated cash flow statements for the Group and the Automotive and Financial Services segments show the sources and applications of cash flows for the first six-month periods of 2016 and 2015, classified into cash flows from operating, investing and financing activities. Cash and cash equivalents in the cash flow statements correspond to the amounts disclosed in the balance sheet.

Cash flows from operating activities are determined indirectly, starting with Group and segment net profit. By contrast, cash flows from investing and financing activities are based on actual payments and receipts.

The cash inflow from operating activities for the first half of 2016 increased by € 427 million to € 1,212 million, benefiting from the € 325 million higher net profit and the change in provisions.

The cash outflow for investing activities amounted to € 1,969 million (2015: € 2,500 million), whereby the yearon-year decrease of € 531 million mainly reflected the fact that investments in intangible assets and property, plant and equipment during the six-month period were € 478 million lower at € 1,730 million.

Cash inflow from financing activities totalled € 1,821 million (2015: € 824 million). Proceeds from the issue of bonds brought in € 9,794 million (2015: € 7,335 million), compared with an outflow of € 4,837 million (2015: € 4,966 million) for the repayment of bonds. The change in other financial liabilities and commercial paper gave rise to a cash outflow of € 1,015 million (2015: cash inflow of € 372 million). The payment of dividends resulted in a cash outflow of € 2,121 million (2015: € 1,917 million).

Cash outflows for investing activities exceeded cash inflows from operating activities in the first half of 2016 by € 757 million. A similar constellation arose in the previous year, when the shortfall had amounted to € 1,715 million.

After adjustment for the effects of exchange-rate fluctuations and changes in the composition of the BMW Group totalling a negative amount of € 6 million (2015: positive amount of € 142 million), the various cash flows resulted in an increase in cash and cash equivalents of € 1,058 million (2015: decrease of € 749 million).

Free cash flow for the first half year for the Automotive segment was as follows:

in € million 2016 2015
Cash inflow from operating activities 4,124 4,838
Cash outflow from investing activities –1,461 –2,559
Net investment in marketable securities and term deposits –141 278
Free cash flow Automotive segment 2,522 2,557

Net financial assets of the Automotive segment comprise the following:

in € million 30.6.2016 31.12.2015
Cash and cash equivalents 5,536 3,952
Marketable securities and investment funds 4,281 4,326
Intragroup net financial assets 9,280 11,278
Financial assets 19,097 19,556
Less: external financial liabilities* –2,611 –2,645
Net financial assets Automotive segment 16,486 16,911

* Excluding derivative financial instruments.

  • 6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets
  • 26 INTERIM GROUP FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar 57 Contacts

Cash outflows for operating activities of the Financial Services segment were driven primarily by the increase in leased products and receivables from sales financing and totalled € 4,174 million (2015: € 3,406 million). Cash inflows from investing activities amounted to € 20 million (2015: cash outflows of € 75 million).

Refinancing

The BMW Group uses a broadly diversified and flexible range of funding sources to finance its operating activities. Almost all of the funds raised are used to finance the BMW Group's Financial Services business. Further details regarding the principles and objectives of financial management are contained in the Group Financial Statements at 31 December 2015.

During the period from January to June 2016, BMW Group entities issued euro-benchmark bonds with a volume of € 2.75 billion. For the first time, the BMW Group also placed a bond (for US \$ 4 billion) on the US capital market.

Bonds denominated in other foreign currencies (Australian dollar, Canadian dollar, and Chinese renminbi) with a total volume of € 754 million, private placements in various currencies with a total volume of € 2.9 billion and promissory notes totalling € 540 million were also issued during the six-month period. Furthermore, six ABS transactions with a total volume of € 3.2 billion were executed in Germany, the USA, South Africa, Canada, China and Japan. The regular issue of commercial paper on the one hand and deposit-taking by the Group's banking subsidiaries on the other, are also used to refinance the BMW Group.

Net assets

The Group balance sheet total increased during the period under report by 4.9% to stand at € 180,602 million at 30 June 2016. Adjusted for exchange rate factors, the increase was 6.1%. The currency impact was mainly attributable to the depreciation in the value of various currencies against the euro, most notably the British pound, the US dollar and the Chinese renminbi.

The increase in non-current assets on the assets side of the balance sheet related primarily to receivables

from sales financing (5.5%), financial assets (49.5%) and leased products (1.7%). By contrast, property, plant and equipment decreased (–4.3%).

Non-current receivables from sales financing rose by € 2,305 million to € 44,170 million during the six-month period and accounted for 24.5% (31 December 2015: 24.3%) of total assets. The solid increase in this line item mainly reflects the higher volume of financing to customers. Adjusted for exchange rate factors, the increase was 7.3%.

Non-current financial assets accounted for 1.8% (31 December 2015: 1.3%) of total assets. Non-current financial assets rose significantly during the six-month period by € 1,092 million to stand at € 3,300 million, mainly reflecting the favourable development of currency derivative fair values. Adjusted for exchange rate factors, the increase was 48.2%.

Leased products went up slightly from € 34,965 million to € 35,544 million on the back of the general growth of Financial Services business. Leased products accounted for 19.7% of total assets (31 December 2015: 20.3%). Adjusted for exchange rate factors, they increased by 3.1%.

Property, plant and equipment accounted for 9.4% of total assets at the end of the reporting period (31 December 2015: 10.3%), decreasing by € 768 million to € 16,991 million. Investments in property, plant and equipment during the six-month period amounting to € 1,017 million were lower than one year earlier (2015: € 1,598 million), mainly reflecting the lower amount incurred for the start-up of new products. At the same time, depreciation on property, plant and equipment increased from € 1,632 million to € 1,681 million. Adjusted for exchange rate factors, property, plant and equipment decreased by 3.6%.

Within current assets, increases were registered in particular for inventories (25.4%), cash and cash equivalents (17.3%) and financial assets (7.6%).

Inventories went up by € 2,810 million to € 13,881 million during the six-month period and accounted for 7.7%

18

19

of total assets (31 December 2015: 6.4%). Most of the increase related to finished goods and was primarily attributable to stocking up in the various markets. Adjusted for exchange rate factors, inventories went up by 26.1%.

Cash and cash equivalents increased significantly compared to the end of the financial year 2015, rising by € 1,058 million to € 7,180 million, reflecting the higher volume invested in short-term fixed-term deposits. Adjusted for exchange rate factors, cash and cash equivalents increased by 18.0%.

Current financial assets stood at € 7,140 million at the end of the reporting period (31 December 2015: € 6,635 million). Adjusted for exchange rate factors, they increased by 7.7%.

On the equity and liabilities side of the balance sheet, the increase was due primarily to changes in non-current financial liabilities (9.3%), pension provisions (58.1%), Group equity (2.6%) as well as non-current (11.7%) and current (10.4%) other provisions. By contrast, current financial liabilities decreased (–5.1%).

Non-current financial liabilities on the other hand increased from € 49,523 to € 54,104 million during the six-month period. Adjusted for exchange rate factors, they were 9.4% higher than at the end of 2015. The increase in non-current financial liabilities was primarily attributable to the issue of bonds.

Pension provisions increased from € 3,000 million to € 4,743 million during the six-month period, primarily due to the lower discount factors applied in Germany, the UK and the USA.

Group equity rose by € 1,123 million to € 43,887 million, mainly as a result of fair value gains on derivative financial instruments recognised directly in equity (€ 2,057 million) and the net profit attributable to shareholders of BMWAG (€ 3,572 million). Furthermore, income and expenses relating to at-equity accounted investments and recognised directly in equity (before tax) increased equity by € 73 million. The fair

value measurement of marketable securities benefited equity by a further € 102 million, while minority interests increased by € 18 million. By contrast, remeasurements of the net defined benefit liability for pension plans reduced equity by € 2,088 million, mainly as a result of the lower discount rates applied in Germany, the UK and the USA. Group equity was also reduced by the payment of the dividend (€ 2,102 million). Currency translation differences had a negative impact of € 401 million on equity. In addition, deferred taxes on items recognised directly in equity (€ 74 million) and sundry other changes (€ 34 million) reduced equity.

The equity ratio of the BMW Group – calculated by dividing equity by the balance sheet total – was 24.3% at the end of the reporting period (31 December 2015: 24.8%). The equity ratio of the Automotive segment was 38.8% (31 December 2015: 40.1%) and that of the Financial Services segment was 7.9% (31 December 2015: 8.2%).

Current and non-current provisions increased from € 9,630 to € 10,691 million during the six-month period. Adjusted for exchange rate factors, the increase was 12.2% and related mainly to vehicle recall actions, the cost of which is expected to exceed amounts previously recognised. A further € 472 million was allocated to the warranty provision in the second quarter for various issues, including airbags supplied by the Takata group of companies and the ISOFIX attachment system used for child car seats.

Current financial liabilities decreased by € 2,161 million compared to 31 December 2015 and stood at € 39,999 million. Adjusted for exchange rate factors, they were 4.6% lower than at the end of 2015. The reduction in current financial liabilities arose primarily as a result of the favourable development of currency derivative fair values on the one hand, and lower commercial paper volumes on the other.

Overall, the earnings performance, financial position and net assets position of the BMW Group developed positively during the second quarter and six-month reporting periods.

20

INTERIM GROUP MANAGEMENT REPORT

Report on Economic Position Events after the End of the Reporting Period

2 BMW GROUP IN FIGURES

6 INTERIM GROUP

MANAGEMENT REPORT 6 Report on Economic

  • Position 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities 25 BMW Stock and Capital
  • Markets
  • 26 INTERIM GROUP FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments 26 Statement of
  • Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

56 OTHER INFORMATION

56 Financial Calendar 57 Contacts

Related party relationships

Further information on transactions with related parties can be found in note 32 to the Interim Group Financial Statements.

Events after the end of the reporting period

No events have occurred after the balance sheet date which could have a major impact on the earnings performance, financial position or net assets of the BMW Group.

INTERIM GROUP MANAGEMENT REPORT

Report on Outlook, Risks and Opportunities Report on Outlook

The report on outlook, risks and opportunities describes the expected development of the BMW Group, including the associated material risks and opportunities, from a Group management perspective.

The report on outlook, risks and opportunities contains forward-looking assertions based on the BMW Group's expectations and assessments, which are, by their very nature, subject to a certain degree of uncertainty. As a result, actual outcomes, including those attributable to political and economic developments, could differ substantially – either positively or negatively – from the expectations described below. Further information is also available in the section "Report on risks and opportunities" on page 68 et seq. of the Annual Report 2015.

Further information on the assumptions used in the BMW Group's outlook can be found in the "Outlook" section on pages 63 et seq. of the Annual Report 2015.

Global economy affected by mounting uncertainty

The global economy is currently forecast to grow by around 3.1% in 2016.

The eurozone is likely to see economic growth in the region of 1.5%. The highly expansive monetary policies of the European Central Bank (ECB) are not likely to cause the euro to gain in value against other currencies, a development that should therefore provide tailwind for export-orientated sectors within the eurozone. Despite this positive factor, the current growth rate in the region is still not stable, given the high levels of political uncertainty on the one hand, and the unchanged need to implement structural reforms on the other. Moreover, a renewed escalation of the sovereign debt crisis in a number of European countries cannot be ruled out. The German economy is still expected to grow by 1.6%. The favourable situation on the employment market means that public-sector and consumer spending are again likely to provide momentum for the increase in gross domestic product (GDP). The expected growth rate in France has been raised slightly to 1.5% and is now in line with the average for the eurozone. Italy's GDP is expected to grow by 1.0%. Despite the failure to form a government after the election, Spain is nevertheless expected to grow by a robust 2.8% over the year.

Following the Brexit decision, the UK economy is now predicted to grow by 1.4% in 2016, a downward adjustment of 0.8 percentage points compared to the forecast made at the beginning of the year. Investment activities during the first half of 2016 were already being

significantly affected by the impending Brexit referendum. Given the outcome of the referendum, a revival in the second half of the year seems unlikely. Consumer spending could also slow down. Further risks affecting the current year cannot be ruled out.

The US economy seems set to lose some of its momentum during the remainder of the year and slow to a growth rate of 1.9%, mainly reflecting the impact of a strong US dollar, which is dampening export growth. Consumer spending, which has so far been one of the main cornerstones of the domestic economy, is also expected to weaken. In view of the fact that the job market in the USA is nearing full-employment (based on a forecast unemployment rate of 4.8%), pay levels are set to rise.

The growing concerns of international investors in China at the beginning of the year have been dispelled to some extent by the introduction of state-financed economic stimulus measures, which have significantly reduced capital outflows. Economic output is now expected to grow by 6.5% over the year as a whole and therefore at the lower end of the target range set by the government. The current high levels of debt in China nevertheless remain a cause for uncertainty.

According to the latest forecasts, GDP in Japan is only expected to grow by 0.6%. Early macroeconomic indicators suggest that optimism is waning. Consumer spending is also suffering from a general reticence to spend, a situation that is unlikely to change significantly in the near future. As a result of the sharp appreciation of the Japanese yen, any increase in exports is almost certain to be less pronounced than in the previous year.

India is expected to generate a growth rate of 7.5%. An improved climate for investments and infrastructure measures could pave the way for further robust growth in the future.

In stark contrast, the situation remains difficult in Russia and Brazil. Whereas conditions in Russia have improved slightly thanks to the recent rise in oil prices (reflected by the fact that GDP is now only forecast to contract by 0.9% in 2016), Brazil finds itself in the middle of a deep recession (– 3.3%). In addition to the murky political situation, South America's largest economy is having to cope with the consequences of lower raw material prices.

Over the course of 2016, however, oil prices are likely to rise, reflecting the net impact of full storage facilities, falling capacities and a reduction in oversupply.

21

6 INTERIM GROUP

MANAGEMENT REPORT

  • 6 Report on Economic Position 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities
  • 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of
  • Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar 57 Contacts

Automobile markets in 2016

Forecasts currently point to a growth rate of 2.3% for global automobile markets in 2016, with much of the momentum coming from China and Europe. By contrast, the pace of growth in the USA is currently slowing.

Automobile markets in Europe are benefiting from favourable economic developments and positive consumer sentiment. Across Europe, new registrations are therefore forecast to increase by 5.4% to a total of 15.0 million units in the current year.

As the largest automobile market in the EU, Germany is set to grow at a slightly below-average rate, with new registrations up by 2.9% to 3.3 million units. The forecast for the UK is an increase of 2.6% to 2.7 million units. However, the extent to which the consequences of the Brexit decision result in a market forecast correction still remains to be seen. France's automobile market is set to recover with a total volume of 2.0 million vehicles (+ 3.3%). Strong growth is also expected in Italy, with the market expanding by 14.9% to 1.8 million units. The Spanish market is forecast to grow at a somewhat slower pace of 11.0% to 1.2 million units.

After a period of rapid growth in recent years, the automobile market in the USA is likely to expand at a slightly more subdued pace, with new registrations up by only a comparatively small rate of 0.2% to 17.5 million units.

The rapid growth in the number of new registrations in China in recent years is expected drop to 6.9% in 2016, corresponding to a total of 22.0 million units.

As in the previous year, there seems little prospect of the Japanese automobile market achieving a turnaround in 2016. The market is currently expected to contract by a further 1.3% to approximately 4.8 million units this year.

Brazil's economic problems will result in a severe slump in new registrations in 2016, which currently are forecast to drop by 30.0% to 1.7 million units. Despite the difficult economic situation in Russia, the latest prediction is for only a slight drop in registrations (1.3 million units; –2.0%).

Motorcycle markets in 2016

Markets for 250 cc plus motorcycles are likely to continue expanding slightly in 2016. Registration figures for Europe as a whole are also expected to rise slightly, including minor increases in Germany and France. Markets in Italy and Spain are set to continue their steep upward trajectory. By contrast, the negative trend most recently observed in the USA is likely to persist.

Financial services markets in 2016

The global economy is likely to lose further momentum as the second half of the year progresses. There seems little likelihood of any rapid recovery for faltering emerging economies, while at the same time a number of industrial countries are likely to see their growth forecasts downgraded as a result of uncertainties triggered by the Brexit decision. It can be assumed that most major central banks will persevere with their expansionary monetary policies.

The ECB is currently monitoring the impact of its measures and stands ready to take appropriate action if need be. The Bank of England is expected to lower interest rates to counter the negative consequences arising from the Brexit vote.

In the USA, the Federal Reserve is expected to raise reference interest rates far more slowly than had been predicted at the beginning of the year, with only one more interest rate hike now expected before the year end.

The Chinese economy is forecast to slow down moderately thanks to government and central bank intervention aimed at preventing any significant downturn in growth.

The BMW Group expects selling prices to remain predominantly stable on markets for pre-owned vehicles in continental Europe and Asia over the course of the year. Developments in the UK are currently difficult to predict in the wake of the Brexit decision. The situation on the pre-owned vehicle market is likely to depend on the performance of the British pound and therefore on the price of new vehicles. Used vehicle prices in North America could also fall.

Outlook for the BMW Group BMW Group

Profit before tax: slight increase expected

Competition on international automobile markets is set to remain fierce during the current year. Furthermore, developments in major emerging economies, the USA and China are likely to influence the pace of earnings growth. Political and macroeconomic uncertainties in Europe may also play a role (see the "Political and global economic risks" section in the Risk Report of the Annual Report 2015). Nevertheless, the BMW Group expects to remain firmly on course for growth in 2016. The upward trend will, however, be held down by rising personnel

costs and high levels of investment in projects that will ultimately help safeguard future competitiveness. Overall, Group profit before tax is expected to increase slightly year-on-year (2015: € 9,224 million).

Workforce at year-end: slight increase expected

The BMW Group will continue to recruit staff in 2016, spurred by growth in the automobile and motorcycle lines of business on the one hand and the expansion of its financial and mobility services on the other. Based on our latest forecasts, we expect a slight increase in the size of the workforce (2015: 122,244 employees) during the twelve-month period.

Automotive segment

Deliveries to customers: slight increase expected

The BMW Group forecasts successful sales volume performances for all three of its brands in 2016. Assuming economic conditions remain stable, deliveries to customers are expected to rise slightly to a new record level (2015: 2,247,4851 units).

Dynamic market conditions, particularly in Europe, should have a positive impact on automobile sales volumes. Most notably, the previous year's upward trend on southern European markets is set to continue. The situation in major emerging markets is likely to remain tense. Despite the gradual trend towards normalisation on the Chinese market, Asia as a whole is expected to provide momentum for growth. Sales volume in the Americas region is forecast to remain close to the previous year's level. However, further economic and political risks cannot be ruled out.

Fleet carbon emissions2 : slight reduction expected

Regulations governing vehicle carbon emissions are becoming stricter all around the world. Developing highly efficient combustion engines and increasing the scope of electrification in its fleet of vehicles are key aspects in the BMW Group's unrelenting endeavour to reduce fuel consumption and carbon emissions, without compromising its excellent standards in terms of sporting flair and dynamic driving performance. Fleet carbon emissions are forecast to drop slightly in 2016, thus continuing the trend seen in previous years (2015: 127 grams CO2 / km).

Revenues: slight increase expected

The positive sales volume performance predicted for the BMW Group should also be reflected in Automotive segment revenues. A slight increase in segment revenues is therefore predicted for the forecast period (2015: € 85,536 million).

EBIT margin in target range of between 8 and 10% expected The Automotive segment continues to target an EBIT margin (profit before financial result as a percentage of Automotive segment revenues) between 8 and 10% for 2016 (2015: 9.2%).

Segment RoCE3 is now forecast to decrease only "slightly" during the full financial year (2015: 72.2%), mainly reflecting the lower level of capital employed attributable to the lower investments in property, plant and equipment. However, the long-term target RoCE of "at least 26%" for the Automotive segment will be easily surpassed. In the Annual Report 2015, the forecast had been a "moderate" decrease in RoCE.

Motorcycles segment

Deliveries to customers: solid increase expected

The BMW Group expects the upward trend most recently witnessed in the Motorcycles segment to continue, helped by good contributions from the F 700 GS and F 800 GS updated models (available since February) and the new R NineT Scrambler and G 310 R models (available as from autumn 2016). Due to better than expected sales figures in Europe and Latin America, deliveries of BMW motorcycles to customers are now expected to reflect a "solid" sales volume increase (2015: 136,963 units). In the Annual Report 2015, the forecast had been for a "slight" increase in deliveries to customers.

Return on Capital Employed (RoCE3 ) at previous year's level expected

Thanks to strict control of working capital, the Motorcycles segment's RoCE is now forecast to be at the previous year's level (2015: 31.6%). In the Annual Report 2015, the forecast had been for a "slight" decrease in RoCE.

Financial Services segment

Return on equity expected at previous year's level Based on latest forecasts, the Financial Services segment should continue to perform well during the second half of 2016. RoE4 is expected to come in at a similar level to the previous year (2015: 20.2%), thus remaining above the minimum target of 18%.

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 282,000 units).

2 EU-28.

3 RoCE in the Automotive and Motorcycles segments is measured on the basis of relevant segment profit before financial result and the average amount of capital employed in the segment concerned. Capital employed corresponds to the sum of all

current and non-current operational assets, less liabilities that do not incur interest. 4 RoE in the Financial Services segment is calculated as segment profit before taxes, divided by the average amount of equity capital attributable to the Financial Services segment balance sheet.

24

INTERIM GROUP MANAGEMENT REPORT

Report on Outlook, Risks and Opportunities Report on Risks and Opportunities

2 BMW GROUP IN FIGURES

6 INTERIM GROUP

MANAGEMENT REPORT 6 Report on Economic

  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital

Markets

  • 26 INTERIM GROUP FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments 26 Statement of
  • Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar

57 Contacts

Overall assessment by Group management

Business is expected to develop well in the 2016 financial year. Despite the many challenges described above, Group profit before tax is forecast to increase slightly. Automotive segment revenues are expected to be slightly up on the back of a slight increase in deliveries to customers. Simultaneously, a slight decrease in fleet carbon emissions is predicted. The Group's targets are to be met with only a slight rise in staff numbers worldwide. The Automotive segment's EBIT margin is set to remain within the target range of between 8 and 10%, although its RoCE is likely to decrease slightly. The Financial Services segment's RoE will be broadly in line with the previous year. Nevertheless, both performance indicators will be higher than their long-term targets of 26% (RoCE) and 18% (RoE) respectively. A "solid" increase is forecast for Motorcycles segment sales, with the RoCE at a similar level to the previous year. Depending on the political and economic situation and the outcomes of the risks and opportunities described in the Annual Report 2015, actual business performance could, however, differ from current expectations.

Report on risks and opportunities

As a globally operating enterprise, the BMW Group is constantly confronted with a broad range of risks, but also with numerous opportunities. Consciously taking risks and making full use of any opportunities that present themselves are the basis for the Group's corporate success.

The BMW Group has been ordered by a number of regulatory agencies to undertake recall actions for various vehicle models, relating to airbags supplied by the Takata group of companies. Provision for the costs involved has been recognised within warranty provisions. (Further information is provided in notes 26 and 30 to the Group Financial Statements.) It cannot be ruled out, however, that further BMW vehicles will be affected by a recall. Attention was drawn in the "Report on risks and opportunities" section of the Annual Report 2015 (page 68 et seq.) to a potential requirement for higher provisions and an increased risk of recalls.

There have been no material changes to the overall risk profile compared to that described in the Group Management Report 2015. Further information on risks and opportunities, and on the methods employed to manage them, can also be found in the "Report on risks and opportunities" section of the Annual Report 2015 (page 68 et seq.).

Key performance indicators
2015 2016
Outlook
BMW Group
Profit before tax € million 9,224 slight increase
Workforce at year-end 122,244 slight increase
Automotive segment
Sales volume1 units 2,247,485 slight increase
Fleet emissions2 g CO2/ km 127 slight decrease
Revenues € million 85,536 slight increase
EBIT margin % 9.2 between 8 and 10
Return on capital employed3 % 72.2 slight decrease
Motorcycles segment
Sales volume units 136,963 solid increase
Return on capital employed3 % 31.6 in line with last year's level
Financial Services segment
Return on equity4 % 20.2 in line with last year's level

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2015: 282,000 units).

segment concerned. Capital employed corresponds to the sum of all current and non-current operational assets, less liabilities that do not incur interest. 4 RoE in the Financial Services segment is calculated as segment profit before taxes, divided by the average amount of equity capital attributable to the Financial Services segment

balance sheet.

2 EU-28.

3 RoCE in the Automotive and Motorcycles segments is measured on the basis of relevant segment profit before financial result and the average amount of capital employed in the

INTERIM GROUP MANAGEMENT REPORT

BMW Stock and Capital Markets

BMW stock and capital markets in second quarter 2016

Uncertainties regarding the health of the Chinese economy had been among the main factors exerting downward pressure on stock markets during the first quarter 2016. The mood in European financial centres proceeded to brighten somewhat at the beginning of the second quarter. On the one hand, the decision of the ECB to additionally purchase euro-denominated corporate bonds with good credit ratings from June onwards was well received by stock markets. At the same time, however, the ongoing debate about the possibility of the UK leaving the European Union severely dented investor confidence. Following the Brexit vote on 24 June, indices around the world had tumbled by the end of the reporting period.

The German stock index (DAX) finished the second quarter at 9,680 points, a drop of 2.9% since the beginning of April. The three-month low of 9,269 points was recorded on 27 June 2016. The index was down 9.9% compared to the beginning of the year. The chemical and financial services sectors were particularly hit by the unfavourable combination of economic and political uncertainties.

The Prime Automobile Performance Index also fell sharply in response to capital market uncertainties, finishing the reporting period at 1,191 points. In the period since the beginning of the second quarter, the sector index therefore lost 13.5% of its value. Compared to its closing value on 30 December 2015, it was down by over one quarter (– 25.4%).

In line with the entire automobile sector, the two categories of BMW stocks were also drawn in by the general downward trend on stock markets. BMW common stock closed at € 65.79 on 30 June 2016, 18.5% lower than at the beginning of the quarter and 32.6% down on its closing price on 30 December 2015. BMW preferred stock was also unable to escape the general trend and

finished the second quarter at € 57.08 (–18.8% compared to the closing price on 31 March 2016). Compared to its price at the end of the final day of trading in 2015, BMW preferred stock fell by 26.3%.

INTERIM GROUP FINANCIAL STATEMENT

Income Statements for Group and Segments for the period from 1 April to 30 June 2016 Statement of Comprehensive Income for Group for the period from 1 April to 30 June 2016

2 BMW GROUP IN FIGURES

Income Statements for Group and Segments for the second quarter

6 INTERIM GROUP
MANAGEMENT REPORT
6 Report on Economic
Position

20 Events after the End of the Reporting Period 21 Report on Outlook, Risks

and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

26 Income Statements for

Group and Segments 26 Statement of Comprehensive Income for Group

30 Balance Sheets for

  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity
  • 36 Notes to the Group Financial Statements

54 RESPONSIBILITY STATEMENT BY THE

COMPANY'S LEGAL REPRESENTATIVES

  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts
in € million
Note Group Automotive*
2016 2015 2016 2015
Revenues 5 25,014 23,935 22,872 21,650
Cost of sales 6 –19,957 –19,332 –18,757 –17,996
Gross profit 5,057 4,603 4,115 3,654
Selling and administrative expenses 7 –2,287 –2,167 –1,914 –1,822
Other operating income 8 149 293 131 198
Other operating expenses 8 –194 –204 –154 –211
Profit before financial result 2,725 2,525 2,178 1,819
Result from equity accounted investments 9 127 155 127 155
Interest and similar income 10 38 59 55 82
Interest and similar expenses 10 –141 –131 –172 –175
Other financial result 11 49 –26 89 –37
Financial result 73 57 99 25
Profit before tax 2,798 2,582 2,277 1,844
Income taxes 12 –849 –833 –696 –596
Net profit/loss 1,949 1,749 1,581 1,248
Attributable to minority interest 8 6 4 1
Attributable to shareholders of BMW AG 1,941 1,743 1,577 1,247
Basic earnings per share of common stock in € 13 2.95 2.66
Basic earnings per share of preferred stock in € 13 2.96 2.67
Dilutive effects 13
Diluted earnings per share of common stock in € 13 2.95 2.66
Diluted earnings per share of preferred stock in € 13 2.96 2.67
Statement of Comprehensive Income for Group for the second quarter
in € million
Note 2016 2015
Net profit 1,949 1,749
Remeasurement of the net liability for defined benefit pension plans –1,035 2,599
Deferred taxes 336 –819
Items not expected to be reclassified to the income statement in the future –699 1,780
Available-for-sale securities 54 –170
Financial instruments used for hedging purposes –108 1,681
Other comprehensive income from equity accounted investments 19 112
Deferred taxes 12 –562
Currency translation foreign operations 44 –241
Items expected to be reclassified to the income statement in the future 21 820
Other comprehensive income for the period after tax
14
–678 2,600
Total comprehensive income 1,271 4,349
Total comprehensive income attributable to minority interests 8 6
Total comprehensive income attributable to shareholders of BMW AG 1,263 4,343
Motorcycles* Financial
Services*
Other
Entities*
Eliminations*
2016 2015 2016 2015 2016 2015 2016 2015
617 622 6,505 6,154 2 1 –4,982 –4,492 Revenues
–462 –452 –5,619 –5,370 4,881 4,486 Cost of sales
155 170 886 784 2 1 –101 –6 Gross profit
–65 –58 –308 –284 –7 –6 7 3 Selling and administrative expenses
4 5 9 25 102 –16 –16 Other operating income
4 –54 –6 –8 –3 18 16 Other operating expenses
98 112 529 503 12 94 –92 –3 Profit before financial result
Result from equity accounted investments
1 1 320 318 –338 –342 Interest and similar income
–1 –19 –1 –254 –286 305 331 Interest and similar expenses
–8 –7 –32 18 Other financial result
–1 –26 –7 34 50 –33 –11 Financial result
97 112 503 496 46 144 –125 –14 Profit before tax
–28 –37 –126 –147 –15 –50 16 –3 Income taxes
69 75 377 349 31 94 –109 –17 Net profit/loss
4 5 Attributable to minority interest
69 75 373 344 31 94 –109 –17 Attributable to shareholders of BMW AG
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

INTERIM GROUP FINANCIAL STATEMENT

Income Statements for Group and Segments for the period from 1 January to 30 June 2016 Statement of Comprehensive Income for Group for the period from 1 January to 30 June 2016

2 BMW GROUP IN FIGURES

6 INTERIM GROUP

MANAGEMENT REPORT 6 Report on Economic Position 20 Events after the End of the Reporting Period 21 Report on Outlook, Risks

and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

26 Income Statements for Group and Segments

26 Statement of Comprehensive Income for Group

30 Balance Sheets for Group and Segments

  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of

Changes in Equity 36 Notes to the Group

Financial Statements

54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

56 OTHER INFORMATION

56 Financial Calendar

57 Contacts

Income Statements for Group and Segments for the period from 1 January to 30 June
in € million
Note Group Automotive*
2016 2015 2016 2015
Revenues 5 45,867 44,852 41,686 40,543
Cost of sales 6 –36,330 –35,893 –34,109 –33,504
Gross profit 9,537 8,959 7,577 7,039
Selling and administrative expenses 7 –4,275 –4,051 –3,565 –3,412
Other operating income 8 362 588 312 436
Other operating expenses 8 –442 –450 –383 –450
Profit before financial result 5,182 5,046 3,941 3,613
Result from equity accounted investments 9 198 283 198 283
Interest and similar income 10 73 101 147 173
Interest and similar expenses 10 –259 –253 –349 –315
Other financial result 11 –28 –326 74 –276
Financial result –16 –195 70 –135
Profit before tax 5,166 4,851 4,011 3,478
Income taxes 12 –1,576 –1,586 –1,250 –1,147
Net profit/loss 3,590 3,265 2,761 2,331
Attributable to minority interest 18 10 3
Attributable to shareholders of BMW AG 3,572 3,255 2,758 2,331
Basic earnings per share of common stock in € 13 5.44 4.96
Basic earnings per share of preferred stock in € 13 5.45 4.97
Dilutive effects 13
Diluted earnings per share of common stock in € 13 5.44 4.96
Diluted earnings per share of preferred stock in € 13 5.45 4.97
Statement of Comprehensive Income for Group for the period from 1 January to 30 June
in € million
Note
2016 2015
Net profit 3,590 3,265
Remeasurement of the net liability for defined benefit pension plans –2,088 995
Deferred taxes 667 –234
Items not expected to be reclassified to the income statement in the future –1,421 761
Available-for-sale securities 102 –143
Financial instruments used for hedging purposes 2,057 –2,956
Other comprehensive income from equity accounted investments 73 –18
Deferred taxes –741 999
Currency translation foreign operations –401 1,106
Items expected to be reclassified to the income statement in the future 1,090 –1,012
Other comprehensive income for the period after tax
14
–331 –251
Total comprehensive income 3,259 3,014
Total comprehensive income attributable to minority interests 18 10
Total comprehensive income attributable to shareholders of BMW AG 3,241 3,004
Eliminations* Other
Entities*
Financial
Services*
Motorcycles*
2015 2016 2015 2016 2015 2016 2015 2016
–9,095
Revenues
–9,558 3 3 12,212 12,537 1,189 1,199
9,087
Cost of sales
9,445 –10,621 –10,777 –855 –889
–8
Gross profit
–113 3 3 1,591 1,760 334 310
9
Selling and administrative expenses
13 –10 –12 –531 –591 –107 –120
–19
Other operating income
–32 159 68 12 10 4
32
Other operating expenses
38 –18 –36 –14 –59 –2
14
Profit before financial result
–94 134 23 1,058 1,120 227 192

Result from equity accounted investments
–682
Interest and similar income
–697 607 621 3 2
639
Interest and similar expenses
638 –574 –527 –2 –20 –1 –1

Other financial result
–46 –73 –4 –29
–43
Financial result
–59 –13 21 –3 –47 –1 –1
–29
Profit before tax
–153 121 44 1,055 1,073 226 191
1
Income taxes
26 –44 –14 –322 –280 –74 –58
–28
Net profit/loss
–127 77 30 733 793 152 133

Attributable to minority interest
10 15
–28
Attributable to shareholders of BMW AG
–127 77 30 723 778 152 133
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

30

INTERIM GROUP FINANCIAL STATEMENT

Balance Sheets for Group and Segments to 30 June 2016

2 BMW GROUP IN FIGURES

  • 6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic Position 20 Events after the End of the Reporting Period 21 Report on Outlook, Risks and Opportunities 25 BMW Stock and Capital
  • Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts
Note Automotive*
30.6.2016 31.12.2015 30.6.2016 31.12.2015
15 7,376 7,372 6,915 6,899
16 16,991 17,759 16,662 17,416
17 35,544 34,965
2,233
5,147
586
4,114
3,935
113,927 110,343 39,957 40,330
10,611
2,453
19 28,023 28,178
20 7,140 6,635 4,881 4,859
21 2,742 2,381 1,507 1,240
22 4,861 4,693 19,110 19,907
7,180 6,122 5,536 3,952
66,675 61,831 46,997 43,022
18
18
19
20
21
22
23
2,348
626
44,170
3,300
2,116
1,456
13,881
2,848
Group
2,233
428
41,865
2,208
1,945
1,568
11,071
2,751
2,348
5,123

1,234
4,001
3,674
13,432
2,531
Total equity and liabilities 180,602 172,174 86,954 83,352
Current provisions and liabilities 64,941 65,591 36,101 35,386
Other liabilities 29 9,761 9,208 20,802 20,111
Trade payables 8,455 7,773 7,455 6,856
Financial liabilities 28 39,999 42,160 2,517 3,211
Current tax 27 1,198 1,441 461 810
Other provisions 26 5,528 5,009 4,866 4,398
Other liabilities
Non-current provisions and liabilities
29 4,682
71,774
4,559
63,819
5,844
17,128
5,545
14,506
Financial liabilities 28 54,104 49,523 1,935 2,621
Deferred tax 27 3,082 2,116 1,218 429
Other provisions 26 5,163 4,621 4,699 4,141
Pension provisions 25 4,743 3,000 3,432 1,770
Equity 43,887 42,764 33,725 33,460
Minority interest 24 228 234
Equity attributable to shareholders of BMWAG 24 43,659 42,530
Accumulated other equity 24 –91 –1,181
Revenue reserves 24 41,066 41,027
Capital reserves 24 2,027 2,027
Subscribed capital 24 657 657
in € million 30.6.2016 31.12.2015 30.6.2016 31.12.2015
Note Group Automotive*
Equity and liabilities
Property, plant and equipment
Investments accounted for using the equity method
Receivables from sales financing
Receivables from sales financing
Equity and liabilities
Eliminations* Other Entities* Financial Services* Motorcycles*
31.12.2015 30.6.2016 31.12.2015 30.6.2016 31.12.2015 30.6.2016 31.12.2015 30.6.2016
Subscribed capital
Capital reserves
Revenue reserves
Accumulated other equity
Equity attributable to shareholders of BMWAG
Minority interest
Equity
–15,869 –16,224 15,225 16,501 9,948 9,885
Pension provisions 1,130 1,194 55 72 45 45
Other provisions 31 30 313 300 136 134
Deferred tax –4,499 –4,343 28 20 6,158 6,187
Financial liabilities –599 –436 31,471 35,945 16,030 16,660
Other liabilities –25,835 –28,277 835 550 23,613 26,164 401 401
Non-current provisions and liabilities –30,933 –33,056 33,495 37,739 46,169 49,383 582 580
Other provisions 8 3 518 588 85 71
Current tax 408 463 223 274
Financial liabilities –699 –537 16,610 14,386 23,038 23,633
Trade payables 24 35 630 690 263 275
Other liabilities –65,525 –63,486 13,071 11,657 41,503 40,736 48 52
Current provisions and liabilities –66,224 –64,023 30,121 26,544 65,912 65,921 396 398
Total equity and liabilities –113,026 –113,303 78,841 80,784 122,029 125,189 978 978

32

INTERIM GROUP FINANCIAL STATEMENT

Condensed Cash Flow Statements for Group and Segments for the period from 1 January to 30 June 2016

Group
in € million 2016 2015
Net profit 3,590 3,265
Depreciation and amortisation of tangible, intangible and investment assets 2,441 2,234
Change in provisions 595 –146
Change in leased products and receivables from sales financing –4,220 –3,381
Change in deferred taxes 871 –17
Changes in working capital –2,239 –541
Other 174 –629
Cash inflow/outflow from operating activities 1,212 785
Investment in intangible assets and property, plant and equipment –1,730 –2,208
Net investment in marketable securities and term deposits –71 –351
Other –168 59
for Group and Segments Cash inflow/outflow from investing activities –1,969 –2,500
Cash inflow/outflow from financing activities 1,821 824
Effect of exchange rate on cash and cash equivalents –48 142
Effect of changes in composition of Group on cash and cash equivalents 42
Change in cash and cash equivalents 1,058 –749
Cash and cash equivalents as at 1January 6,122 7,688
Cash and cash equivalents as at 30June 7,180 6,939
Automotive* Financial Services*
2016 2015 2016 2015
2,761 2,331 793 733 Net profit
2,398 2,186 14 14 Depreciation and amortisation of tangible, intangible and investment assets
590 76 147 171 Change in provisions
3 –4,426 –3,438 Change in leased products and receivables from sales financing
706 109 85 –125 Change in deferred taxes
–2,312 –560 62 23 Changes in working capital
–19 693 –849 –784 Other
4,124 4,838 –4,174 –3,406 Cash inflow/outflow from operating activities
–1,705 –2,183 –1 –1 Investment in intangible assets and property, plant and equipment
141 –278 21 –74 Net investment in marketable securities and term deposits
103 –98 Other
–1,461 –2,559 20 –75 Cash inflow/outflow from investing activities
–1,093 –2,828 4,183 3,270 Cash inflow/outflow from financing activities
–16 64 –13 –11 Effect of exchange rate on cash and cash equivalents
30 12 Effect of changes in composition of Group on cash and cash equivalents
1,584 –485 28 –222 Change in cash and cash equivalents
3,952 5,752 1,359 1,783 Cash and cash equivalents as at 1January
5,536 5,267 1,387 1,561 Cash and cash equivalents as at 30June

INTERIM GROUP FINANCIAL STATEMENT 34

Group Statement of Changes in Equity to 30 June 2016

BMW GROUP IN FIGURES in € million Note Subscribed
capital
Capital
reserves
Revenue reserves
1 January 2015 24 656 2,005 35,621
Dividends paid –1,904
Net profit 3,255
Other comprehensive income for the period after tax 761
Comprehensive income 30 June 2015 4,016
Other changes
30 June 2015 24 656 2,005 37,733
in € million Note Subscribed
capital
Capital
reserves
Revenue reserves
INTERIM GROUP
6
MANAGEMENT REPORT
6
Report on Economic
Position
20 Events after the End of
the Reporting Period
21 Report on Outlook, Risks
and Opportunities
25 BMW Stock and Capital
Markets
INTERIM GROUP
26
FINANCIAL STATEMENTS
26 Income Statements for
Group and Segments
26 Statement of
Comprehensive
Income for Group
30 Balance Sheets for
Group and Segments
32 Cash Flow Statements
for Group and Segments
34
Group Statement of
Changes in Equity
36 Notes to the Group
Financial Statements
RESPONSIBILITY
54
STATEMENT BY THE
COMPANY'S LEGAL
REPRESENTATIVES
REVIEW REPORT
55
OTHER INFORMATION
56
56 Financial Calendar
57 Contacts
1 January 2016 24 657 2,027 41,027
Dividends paid –2,102
Net profit 3,572
Other comprehensive income for the period after tax –1,421
Comprehensive income 30 June 2016 2,151
Other changes –10
30 June 2016 24 657 2,027 41,066
Subscribed
Capital
Revenue reserves
Note
capital
reserves
Accumulated other equity Equity
attributable to
shareholders
Minority
interest
Total
Translation
differences
Securities Derivative
financial
instruments
of BMW AG
656
2,005
35,621
24
–723 141 –480 37,220 217 37,437 1 January 2015


–1,904
–1,904 –1,904 Dividends paid


3,255
3,255 10 3,265 Net profit
Other comprehensive income for the period after tax


761
1,230 –95 –2,147 –251 –251 Other comprehensive income for the period after tax
Comprehensive income 30 June 2015


4,016
1,230 –95 –2,147 3,004 10 3,014 Comprehensive income 30 June 2015



656
2,005
37,733
24

507

46

–2,627

38,320
1
228
1
38,548
Other changes
30 June 2015
Total Minority
interest
Equity
attributable to
shareholders
Accumulated other equity
of BMW AG Derivative
financial
instruments
Securities Translation
differences
1 January 2016 42,764 234 42,530 –1,337 24 132
Dividends paid –2,102 –2,102
Net profit 3,590 18 3,572
Other comprehensive income for the period after tax –331 –331 1,499 76 –485
Comprehensive income 30 June 2016 3,259 18 3,241 1,499 76 –485
Other changes –34 –24 –10
30 June 2016 43,887 228 43,659 162 100 –353

INTERIM GROUP FINANCIAL STATEMENT

Condensed Notes to the Group Financial Statement to 30 June 2016 Accounting Principles and Policies

2 BMW GROUP IN FIGURES

Basis of preparation 1

  • 6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities 25 BMW Stock and Capital
  • Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for
  • Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar 57 Contacts

The Group Financial Statements of BMWAG at 31 December 2015 were drawn up in accordance with International Financial Reporting Standards (IFRS), as applicable in the European Union (EU) at that date. The Interim Group Financial Statements (Interim Report) at 30 June 2016, which have been prepared in accordance with International Accounting Standard (IAS) 34 (Interim Financial Reporting), have been drawn up using, in all material respects, the same accounting methods as those utilised in the 2015 Group Financial Statements. The BMW Group applies the option of publishing condensed group financial statements. All Interpretations issued by the International Financial Reporting Interpretations Committee (IFRIC) which were mandatory at 30 June 2016 have been applied. The Interim Report also complies with German Accounting Standard No. 16 (GAS 16) – Interim Financial Reporting – issued by the German Accounting Standards Committee e. V. (GASC).

Further information regarding the Group's accounting principles and policies is contained in the Group Financial Statements of BMWAG at 31 December 2015.

In order to improve clarity, various items are aggregated in the income statement and balance sheet. These items are disclosed and analysed separately in the notes.

A Statement of Comprehensive Income is presented at Group level, reconciling the net profit to comprehensive income for the periods under report.

In order to provide a better insight into the earnings performance, financial position and net assets of the BMW Group and going beyond the requirements of IFRS 8 (Operating Segments), the Group Financial Statements also include balance sheets and income statements for the Automotive, Motorcycles, Financial Services and Other Entities segments. The Group Cash Flow Statement is supplemented by statements of cash flows for the Automotive and Financial Services segments, whereby the supplementary information was not part of the external auditor's review.

In order to facilitate the sale of its products, the BMW Group provides various financial services – mainly loan and lease financing – to both retail customers and dealers. The inclusion of the financial services activities of the Group therefore has an impact on the Interim Group Financial Statements.

Inter-segment transactions – relating primarily to internal sales of products, the provision of funds and the

related interest – are eliminated in the "Eliminations" column. More detailed information regarding the allocation of activities of the BMW Group to segments and a description of the segments is provided in the explanatory notes to segment information in the Group Financial Statements of BMWAG for the year ended 31 December 2015.

In conjunction with the refinancing of financial services business, a significant volume of receivables arising from retail customer and dealer financing is sold. Similarly, rights and obligations relating to leases are sold. The sale of receivables is a well-established instrument used by industrial companies. These transactions usually take the form of asset-backed financing transactions involving the sale of a portfolio of receivables to a trust which, in turn, issues marketable securities to refinance the purchase price. The BMW Group continues to "service" the receivables and receives an appropriate fee for these services. Such assets remain in the Group Financial Statements although they have been legally sold. Gains and losses relating to the sale of such assets are not recognised until the assets are removed from the Group balance sheet. Special purpose trusts / entities are included as consolidated companies in accordance with IFRS 10 (Consolidated Financial Statements).

In addition to credit financing and leasing contracts, the Financial Services segment also brokers insurance business via cooperation arrangements entered into with local insurance companies. These activities are not material to the BMW Group as a whole.

The Interim Group Financial Statements at 30 June 2016 have been reviewed by the Group auditors, KPMG AG Wirtschaftsprüfungsgesellschaft, Berlin.

The Group currency is the euro. All amounts are disclosed in millions of euros (€ million) unless stated otherwise.

The preparation of the Interim Group Financial Statements requires management to make certain assumptions and judgements and to use estimations that can affect the reported amounts of assets and liabilities, revenues and expenses and contingent liabilities. All assumptions and estimates are based on factors known at the end of the reporting period. They are determined on the basis of the most likely outcome of future business developments. Actual amounts could differ from those assumptions and estimates if business conditions develop differently to the Group's expectations at the end of the reporting period. Estimates and underlying assumptions are checked regularly.

Group reporting entity 2

The BMW Group Financial Statements for the first half of 2016 include, besides BMWAG, 21 German and 159 foreign subsidiaries. This includes one special purpose securities fund and 30 special purpose trusts, almost all of which are used for asset backed financing. In addition, three joint operations are consolidated proportionately.

No entities were consolidated for the first time during the second quarter 2016. BMW SLP S. A. de C. V., San Luis Potosí, and BMW Financial Services Polska Sp. z o.o., Warsaw, were consolidated for the first time during the first half of 2016.

Foreign currency translation 3

The exchange rates applied for currency translation purposes in accordance with the modified closing rate Compared to 30 June of the previous year, two subsidiaries and 16 special purpose trusts have been consolidated for the first time.

Also compared to 30 June of the previous year, one subsidiary and 16 special purpose trusts have ceased to be consolidated companies. These changes to the composition of the Group do not have a material impact on the results of operations, financial position or net assets of the Group.

Moreover, there were no acquisitions during the first half of 2016 which were material for the BMW Group as a whole.

method, and which have a material impact on the Group Financial Statements, were as follows:

Closing rate Average rate
30.6.2016 31.12.2015 1 January to
30 June 2016
1 January to
30 June 2015
US Dollar 1.11 1.09 1.12 1.12
British Pound 0.83 0.74 0.78 0.73
Chinese Renminbi 7.38 7.07 7.30 6.94
Japanese Yen 114.15 130.74 124.43 134.17
South African Rand 16.28 16.86 17.20 13.30

For further information regarding foreign currency translation, reference is made to note 5 of the Group Financial Statements of BMWAG for the year ended 31 December 2015.

New financial reporting rules 4

(a) Financial reporting rules applied for the first time in the first half of 2016

The following Standards, Revised Standards, Amendments and Interpretations were applied for the first time in the first half of 2016:

Standard/ Interpretation Date of issue
by IASB
Date of mandatory
application IASB
Date of mandatory
application EU
Impact on
BMW Group
IFRS 11 Acquisition of an Interest in a Joint Operation
(Amendments to IFRS 11)
6.5.2014 1.1.2016 1.1.2016 Insignificant
IAS1 Presentation of Financial Statements
(Initiative to Improve Disclosure Require
ments – Amendments to IAS 1)
18.12.2014 1.1.2016 1.1.2016 Significant in principle
IAS 16/
IAS 38
Clarification of Acceptable Methods of
Depreciation and Amortisation
(Amendments to IAS 16 and IAS 38)
12.5.2014 1.1.2016 1.1.2016 Insignificant
IAS 16/
IAS 41
Agriculture: Bearer Plants
(Amendments to IAS 16 and IAS 41)
30.6.2014 1.1.2016 1.1.2016 None
IAS 27 Equity Method in Separate Financial
Statements (Amendments to IAS 27)
12.8.2014 1.1.2016 1.1.2016 None
Annual Improvements to IFRS 2012–2014 25.9.2014 1.1.2016 1.1.2016 Insignificant

Application of these new rules does not have a material impact on the Group Financial Statements.

  • 6 INTERIM GROUP
  • 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP

  • FINANCIAL STATEMENTS
  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group
  • Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

56 OTHER INFORMATION

56 Financial Calendar 57 Contacts

(b) Financial reporting pronouncements issued by the IASB, but not yet applied

During the first half of the year 2016, there have been no significant changes in the assessments of the impact of financial reporting rules that have not yet been applied. For further details, please see the comments in the Group Financial Statements of BMWAG for the year ended 31 December 2015. The Amendment "Classification and Measurement of Share-based Remuneration" published in June 2016 (Amendment to IFRS 2) does not have a significant impact on the BMW Group Financial Statements.

MANAGEMENT REPORT

INTERIM GROUP FINANCIAL STATEMENT

Condensed Notes to the Group Financial Statement to 30 June 2016 Notes to the Income Statement

Revenues 5

Revenues by activity comprise the following:

in € million 2nd quarter
2016
2nd quarter
2015
1January to
30 June 2016
1January to
30 June 2015
Sales of products and related goods 18,586 17,792 33,457 32,772
Income from lease instalments 2,355 2,235 4,690 4,416
Sales of products previously leased to customers 2,440 2,293 4,481 4,569
Interest income on loan financing 844 813 1,679 1,604
Other income 789 802 1,560 1,491
Revenues 25,014 23,935 45,867 44,852

An analysis of revenues by segment is shown in the segment information in note 33.

Cost of sales 6

Cost of sales include € 11,361 million (2015: € 11,690 million) in the second quarter and € 20,139 million (2015: € 20,957 million) in the six-month period relating to manufacturing costs.

Group cost of sales directly attributable to financial service business amounted to € 5,238 million (2015: € 5,128) in the second quarter and € 10,150 million (2015: € 10,092 million) for the period from 1 January to 30 June 2016.

Selling and administrative expenses 7

Selling expenses, comprising mainly marketing, advertising and sales personnel costs, amounted to € 1,500 million (2015: € 1,416 million) in the second quarter and € 2,827 million (2015: € 2,670 million) for the six-month period.

Other operating income and expenses 8

Other operating income in the second quarter totalled € 149 million (2015: € 293 million). The six-month figure amounted to € 362 million (2015: € 588 million). Secondquarter and six-month other operating expenses totalled € 194 million (2015: € 204 million) and € 442 million (2015: € 450 million) respectively. These items

Result from equity accounted investments 9

The result from equity accounted investments in the second quarter was a positive amount of € 127 million (2015: € 155 million). The equivalent figure for the first half of the year was € 198 million (2015: € 283 million).

Second-quarter Group cost of sales include research and development expenses of € 1,041 million (2015: € 1,085 million), comprising all research costs and development costs not recognised as assets as well as the amortisation of capitalised development costs amounting to € 308 million (2015: € 259 million). For the first half of the year, research and development expenses amounted to € 2,026 million (2015: € 2,022 million), including amortisation of capitalised development costs of € 612 million (2015: € 516 million).

Administrative expenses, comprising expenses for administration not attributable to development, production or sales functions, amounted to € 787 million (2015: € 751 million) in the second quarter and € 1,448 million (2015: € 1,381 million) for the six-month period.

principally include exchange gains and losses, gains and losses on the disposal of assets, write-downs and income / expense from the reversal of, and allocation to, provisions. Income from the reversal of provisions includes amounts arising on the termination of legal disputes.

These figures include the results of the joint ventures BMW Brilliance Automotive Ltd., Shenyang, DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, and the associated company THERE Holding B. V., Amsterdam.

10 Net interest result 2 BMW GROUP IN FIGURES

6
6
INTERIM GROUP
MANAGEMENT REPORT
Report on Economic
in € million 2nd quarter
2016
2nd quarter
2015
1January to
30 June 2016
1January to
30 June 2015
Position
20 Events after the End of
the Reporting Period
Interest and similar income 38 59 73 101
21 Report on Outlook, Risks Interest and similar expenses –141 –131 –259 –253
and Opportunities
25 BMW Stock and Capital
Net interest result –103 –72 –186 –152

26 INTERIM GROUP FINANCIAL STATEMENTS 26 Income Statements for

Group and Segments 26 Statement of Comprehensive Income for Group 30 Balance Sheets for Group and Segments 32 Cash Flow Statements for Group and Segments 34 Group Statement of Changes in Equity 36 Notes to the Group Financial Statements 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES 55 REVIEW REPORT 56 OTHER INFORMATION 56 Financial Calendar 57 Contacts

Markets

Other financial result 11

in € million 2nd quarter
2016
2nd quarter
2015
1January to
30 June 2016
1January to
30 June 2015
Result on investments 14 1 –52 1
Sundry other financial result 35 –27 24 –327
Other financial result 49 –26 –28 –326

Income taxes 12

Taxes on income comprise the following:

in € million 2nd quarter
2016
2nd quarter
2015
1January to
30 June 2016
1January to
30 June 2015
Current tax expense 335 1,036 704 1,603
Deferred tax income/expense 514 –203 872 –17
Income taxes 849 833 1,576 1,586

The effective tax rate for the six-month period to 30 June 2016 was 30.5% (2015: 32.7%) and corresponds to the best estimate of the weighted average annual income tax rate for the full year. This tax rate has been applied to the pre-tax profit for the interim reporting period.

Earnings per share 13

The computation of earnings per share is based on the following figures:

2nd quarter
2016
2nd quarter
2015
1January to
30 June 2016
1January to
30 June 2015
Profit attributable to shareholders of BMWAG € million 1,941.0 1,743.2 3,572.3 3,254.9
Profit attributable to common stock
Profit attributable to preferred stock
€ million
€ million
1,778.5
162.5
1,598.0
145.2
3,273.7
298.6
2,984.2
270.7
Average number of
common stock shares in circulation
Average number of
number 601,995,196 601,995,196 601,995,196 601,995,196
preferred stock shares in circulation number 54,809,404 54,499,544 54,809,404 54,499,544
Basic earnings per share of common stock
Basic earnings per share of preferred stock

2.95
2.96
2.66
2.67
5.44
5.45
4.96
4.97

Basic earnings per share are calculated for common and preferred stock by dividing the net profit after minority interests, as attributable to each category of stock, by the average number of shares in circulation.

In computing earnings per share of preferred stock, earnings to cover the additional dividend of € 0.02 per

share of preferred stock are spread over the four quarters of the corresponding financial year. Earnings per share of preferred stock are computed on the basis of the number of preferred stock shares entitled to receive a dividend in each of the relevant financial years. As in the previous year, diluted earnings per share correspond to basic earnings per share.

INTERIM GROUP FINANCIAL STATEMENT

Condensed Notes to the Group Financial Statement to 30 June 2016 Notes to the Statement of Comprehensive Income

Disclosures relating to the statement of total comprehensive income 14 2 BMW GROUP IN FIGURES

Other comprehensive income for the period after tax comprises the following:

6 Report on Economic
Position
20 Events after the End of
in € million 2nd quarter
2016
2nd quarter
2015
1January to
30 June 2016
1January to
30 June 2015
the Reporting Period
21 Report on Outlook, Risks
Remeasurement of net liability for defined benefit pension plans –1,035 2,599 –2,088 995
and Opportunities
25 BMW Stock and Capital
Deferred taxes 336 –819 667 –234
Markets Other comprehensive income from equity accounted investments
26 INTERIM GROUP
FINANCIAL STATEMENTS
26 Income Statements for
Items not expected to be reclassified to the income statement
in the future
–699 1,780 –1,421 761
Group and Segments Available-for-sale securities 54 –170 102 –143
26 Statement of
Comprehensive
thereof gains / losses arising in the period under report 65 –120 120 –30
Income for Group thereof reclassifications to the income statement –11 –50 –18 –113
30 Balance Sheets for
Group and Segments
Financial instruments used for hedging purposes –108 1,681 2,057 –2,956
32 Cash Flow Statements thereof gains / losses arising in the period under report –289 1,275 1,670 –3,603
for Group and Segments
34 Group Statement of
thereof reclassifications to the income statement 181 406 387 647
36 Changes in Equity
Notes to the Group
Other comprehensive income from equity accounted investments 19 112 73 –18
Financial Statements Deferred taxes 12 –562 –741 999
54 RESPONSIBILITY Currency translation foreign operations 44 –241 –401 1,106
STATEMENT BY THE
COMPANY'S LEGAL
REPRESENTATIVES
Items expected to be reclassified to the income statement
in the future
21 820 1,090 –1,012
55 REVIEW REPORT Other comprehensive income for the period after tax –678 2,600 –331 –251
  • 56 OTHER INFORMATION
  • 56 Financial Calendar

6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic Position 20 Events after the End of the Reporting Period

57 Contacts

Deferred taxes on components of other comprehensive income in the second quarter are as follows:

in € million 2ndquarter 2016 2nd quarter 2015
Before
tax
Deferred
taxes
After
tax
Before
tax
Deferred
taxes
After
tax
Remeasurement of net liability for defined benefit pension plans –1,035 336 –699 2,599 –819 1,780
Available-for-sale securities 54 –12 42 –170 49 –121
Financial instruments used for hedging purposes –108 31 –77 1,681 –564 1,117
Other comprehensive income from equity accounted investments 19 –7 12 112 –47 65
Currency translation foreign operations 44 44 –241 –241
Other comprehensive income –1,026 348 –678 3,981 –1,381 2,600

Deferred taxes on components of other comprehensive income for the six-month period are as follows:

in € million 1January to 30 June 2016
1January to 30 June 2015
Before
tax
Deferred
taxes
After
tax
Before
tax
Deferred
taxes
After
tax
Remeasurement of net liability for defined benefit pension plans –2,088 667 –1,421 995 –234 761
Available-for-sale securities 102 –26 76 –143 48 –95
Financial instruments used for hedging purposes 2,057 –676 1,381 –2,956 916 –2,040
Other comprehensive income from equity accounted investments 73 –39 34 –18 35 17
Currency translation foreign operations –401 –401 1,106 1,106
Other comprehensive income –257 –74 –331 –1,016 765 –251

INTERIM GROUP FINANCIAL STATEMENT

Condensed Notes to the Group Financial Statement to 30 June 2016 Notes to the Balance Sheet

Intangible assets 15

Intangible assets mainly comprise capitalised development costs on vehicle and engine projects as well as subsidies for tool costs, licences, purchased development projects, software and acquired customer lists. Capitalised development costs amounted to € 6,427 million at the end of the reporting period (31 December 2015: € 6,351 million). Additions to development costs in the first half of the year totalled € 688 million (2015: € 592 million). The amortisation expense for the period was € 612 million (2015: € 516 million).

At 30 June 2016, other intangible assets amounted to € 585 million (31 December 2015: € 657 million), including a brand-name right with a carrying amount of € 43 million (31 December 2015: € 48 million), which is allocated to the Automotive segment and is not subject

Property, plant and equipment 16

Capital expenditure for property, plant and equipment in the first six months of 2016 totalled € 1,017 million (2015: € 1,598 million). The depreciation expense for the period amounted to € 1,681 million (2015: € 1,632 million), while disposals amounted to € 8 million (2015: € 16 million).

Leased products 17

Additions to leased products and depreciation thereon amounted to € 11,467 million (2015: € 8,435 million) and

Investments accounted for using the equity method and other investments 18

Investments accounted for using the equity method comprise the joint ventures BMW Brilliance Automotive Ltd., Shenyang, DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich and the associated company THERE Holding B.V., Amsterdam.

Receivables from sales financing 19

Receivables from sales financing totalling € 72,193 million (31 December 2015: € 70,043 million) relate to credit financing for retail customers and dealerships and to finance leases.

to scheduled depreciation since its useful life is deemed to be indefinite. The change compared to 31 December 2015 is due entirely to currency factors. During the first six months of 2016, € 25 million (2015: € 18 million) was invested in other intangible assets. Amortisation on other intangible assets in the same period totalled € 88 million (2015: € 86 million).

In addition, intangible assets include goodwill of € 33 million (31 December 2015: € 33 million) allocated to the Automotive cash-generating unit and goodwill of € 331 million (31 December 2015: € 331 million) allocated to the Financial Services cash-generating unit.

Intangible assets amounting to € 43 million (31 December 2015: € 48 million) are subject to restrictions on title.

Purchase commitments for property, plant and equipment totalled € 3,359 million at the end of the reporting period (31 December 2015: € 2,217 million).

€ 2,050 million (2015: € 1,765 million) respectively, while disposals totalled € 8,408 million (2015: € 5,477 million).

Other investments relate to investments in non-consolidated subsidiaries, joints ventures, joint operations and associated companies, participations and non-current marketable securities. An impairment loss of € 66 million (2015: € - million) was recognised with income statement effect on the investment in SGL Carbon SE, Wiesbaden, during the six-month period.

Receivables from sales financing include € 44,170 million (31 December 2015: € 41,865 million) with a remaining term of more than one year.

43

6 INTERIM GROUP MANAGEMENT REPORT

6 Report on Economic Position

  • 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities
  • 25 BMW Stock and Capital Markets

26 INTERIM GROUP

  • FINANCIAL STATEMENTS 26 Income Statements for
  • Group and Segments 26 Statement of
  • Comprehensive Income for Group
  • 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar

57 Contacts

Financial assets 20

Financial assets comprise:

in € million 30.6.2016 31.12.2015
Derivative instruments 4,408 3,030
Marketable securities and investment funds 5,449 5,261
Loans to third parties 136 133
Credit card receivables 263 272
Other 184 147
Financial assets 10,440 8,843
thereof non-current 3,300 2,208
thereof current 7,140 6,635

A description of the measurement of derivatives is provided in note 31.

Income tax assets 21

Income tax assets totalling € 2,742 million (31 December 2015: € 2,381 million) include claims amounting to € 484 million (31 December 2015: € 519 million) which

are expected to be settled after more than twelve months. Some of the claims may be settled earlier than this depending on the timing of proceedings.

Other assets 22

Other assets comprise the following items:

in € million 30.6.2016 31.12.2015
Prepayments 1,731 1,527
Receivables from subsidiaries 350 716
Receivables from other companies in which an investment is held 1,010 893
Other taxes 978 1,036
Collateral receivables 297 412
Expected reimbursement claims 792 711
Sundry other assets 1,159 966
Other assets 6,317 6,261
thereof non-current 1,456 1,568
thereof current 4,861 4,693

Inventories 23

Inventories comprise the following:

in € million 30.6.2016 31.12.2015
Raw materials and supplies 1,177 1,004
Work in progress, unbilled contracts 1,228 1,098
Finished goods and goods for resale 11,476 8,969
Inventories 13,881 11,071

24 Equity

The Group Statement of Changes in Equity is shown on pages 34 and 35.

Number of shares issued

At 30 June 2016 common stock issued by BMWAG was divided, as at the end of the previous year, into 601,995,196 shares with a par value of € 1. The number of shares of preferred stock at that date – also unchanged from 31 December 2015 – was 54,809,404 shares, each with a par value of € 1. Unlike the common stock, no voting rights are attached to the preferred stock. All of the Company's stock is issued to bearer. Preferred stock bears an additional dividend of € 0.02 per share.

The shareholders passed a resolution at the 2014 Annual General Meeting authorising the Board of Management, with the approval of the Supervisory Board, to increase the Company's share capital by up to € 5 million prior to 14 May 2019 by the issuance of new shares of non-voting preferred stock, carrying the same rights as existing non-voting preferred stock, in return for cash contributions. So far, 549,617 shares of preferred stock have been issued on the basis of this authorisation. Authorised Capital therefore stands at € 4.5 million at the end of the reporting period. The BMW Group did not hold any treasury shares at 30 June 2016.

Capital reserves

Capital reserves include premiums arising from the issue of shares and were unchanged from 31 December 2015 at € 2,027 million.

Revenue reserves

Revenue reserves comprise the post-acquisition and nondistributed earnings of consolidated companies. In addition, remeasurements of the net defined benefit liability for pension plans are also presented in revenue reserves.

Pension provision 25

Pension provisions stood at € 4,743 million (31 December 2015: € 3,000 million). Remeasurements of the net defined benefit liability for pension plans increased the provisions by € 2,088 million in the first half of the year,

Other provisions 26

Other provisions, at € 10,691 million (31 December 2015: € 9,630 million) include employee and social-related obligations as well as obligations for ongoing operational expenses.

Provisions for obligations for on-going operational expenses totalling € 6,478 million (31 December 2015: € 5,811 million) relate primarily to warranty obligations. The increase was attributable primarily to vehicle recall

Income tax liabilities 27

Income tax liabilities totalling € 1,198 million (31 December 2015: € 1,441 million) include obligations amounting to € 382 million (31 December 2015: € 485 million) which are expected to be settled after more than twelve months. Revenue reserves increased during the six-month period to stand at € 41,066 million at 30 June 2016 (31 December 2015: € 41,027 million). They were increased in the first half of 2016 by the net profit for the period attributable to shareholders of BMWAG amounting to € 3,572 million (2015: € 3,255 million) and reduced by BMW AG's payment of dividends on common stock (€ 1,926 million) and preferred stock (€ 176 million) for the financial year 2015. Revenue reserves also decreased by € 1,421 million (2015: increased by € 761 million) as a result of remeasurements of the net defined benefit liability for pension plans (net of deferred tax recognised directly in equity). Other changes decreased revenue reserves by a further € 10 million (2015: € – million).

Accumulated other equity

Accumulated other equity comprises all amounts recognised directly in equity resulting from the translation of the financial statements of foreign subsidiaries, the effects of recognising changes in the fair value of derivative financial instruments and marketable securities directly in equity and the related deferred taxes recognised directly in equity.

Minority interests

Equity attributable to minority interests amounted to € 228 million (31 December 2015: € 234 million). This includes a minority interest of € 18 million in the results for the period (31 December 2015: € 27 million).

mainly as a result of the lower discount rates applied in Germany, the UK and the USA.

A plan change recorded in the second quarter was not material for the BMW Group.

actions, the cost of which is expected to exceed amounts previously recognised. A further € 472 million was allocated to the warranty provision in the second quarter for various issues, including airbags supplied by the Takata group of companies and the ISOFIX attachment system used for child car seats.

Current other provisions amounted to € 5,528 million at the end of the reporting period (31 December 2015: € 5,009 million).

Some of the liabilities may be settled earlier than this depending on the timing of proceedings. Current tax liabilities comprise € 246 million (31 December 2015: € 288 million) for taxes payable and € 952 million (31 December 2015: € 1,153 million) for tax provisions.

Financial liabilities 2 BMW GROUP IN FIGURES

  • 6 INTERIM GROUP MANAGEMENT REPORT
  • 6 Report on Economic Position
  • 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities
  • 25 BMW Stock and Capital Markets

26 INTERIM GROUP

  • FINANCIAL STATEMENTS 26 Income Statements for
  • Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts

Financial liabilities include all obligations of the BMW Group relating to financing activities. Financial liabilities comprise the following:

in € million 30.6.2016 31.12.2015
Bonds 45,629 40,319
Liabilities to banks 13,000 12,720
Liabilities from customer deposits (banking) 13,272 13,509
Commercial paper 3,533 5,415
Asset backed financing transactions 14,226 13,631
Derivative instruments 2,915 4,550
Other 1,528 1,539
Financial liabilities 94,103 91,683
thereof non-current 54,104 49,523
thereof current 39,999 42,160

During the first half of 2016, a number of bonds was issued in various currencies with a total volume of € 9,927 million (2015: € 7,101 million). Repayments during the six-month period amounted to € 4,762 million (2015: € 4,932 million). Currency translation differences accounted for most of the remainder of the change in bonds.

Further information relating to the change in other items within financial liabilities is provided in the Interim Group Management Report. A description of the measurement of derivatives is provided in note 31.

Other liabilities 29

Other liabilities comprise the following items:

in € million 30.6.2016 31.12.2015
Other taxes 1,136 1,080
Social security 93 89
Advance payments from customers 920 802
Deposits received 842 871
Payables to subsidiaries 69 86
Payables to other companies in which an investment is held 163 107
Deferred income 6,605 6,254
Other 4,615 4,478
Other liabilities 14,443 13,767
thereof non-current 4,682 4,559
thereof current 9,761 9,208

Contingent liabilities 30

The BMW Group has been ordered by a number of regulatory agencies to undertake recall actions for various vehicle models, relating to airbags supplied by the Takata group of companies. Provision for the costs involved has been recognised within warranty provisions. It cannot be ruled out, however, that further BMW vehicles will be affected by a recall. Further disclosures pursuant to

IAS 37.86 cannot be provided at present, in view of the fact that technical tests have not yet been completed.

For further disclosures relating to contingent liabilities, please see note 41 to the Group Financial Statements of BMWAG for the year ended 31 December 2015, since there have been no other significant changes during the first half of the year.

28

Financial instruments 31

The fair values shown are computed using market information available at the balance sheet date, on the basis of prices quoted by the contract partners or using appropriate measurement methods e.g. discounted cash flow models. In the latter case, amounts were discounted at 30 June 2016 on the basis of the following interest rates:

ISO Code
in %
EUR USD GBP JPY CNY
Interest rate for six months –0.23 0.69 0.77 –0.29 2.98
Interest rate for one year –0.20 0.68 0.61 –0.08 2.99
Interest rate for five years –0.10 0.99 0.67 –0.15 3.25
Interest rate for ten years 0.37 1.37 1.05 –0.03 3.69

The interest rates derived from interest-rate structures are adjusted, where necessary, to take account of the credit quality and risk of the underlying financial instrument.

Derivative financial instruments are measured at their fair value. The fair values of derivative financial instruments are determined using measurement models, as a consequence of which there is a risk that the amounts calculated could differ from realisable market prices on disposal. Observable financial market price spreads are taken into account in the measurement of derivative financial instruments. The supply of data to the model used to calculate fair values also takes account of tenor and currency basis spreads, thus helping to minimise differences between the carrying amounts of the instruments and the amounts that can be realised on the financial markets on their disposal. In addition, the Group's own default risk and that of counterparties is taken into account in the form of credit default swap

contracts which have matching terms and which can be observed on the market.

Financial instruments measured at fair value are allocated to different measurement levels in accordance with IFRS 13 (Fair Value Measurement). This includes financial instruments that are

    1. measured at their fair values in an active market for identical financial instruments (Level 1),
    1. measured at their fair values in an active market for comparable financial instruments or using measurement models whose main input factors are based on observable market data (Level 2), or
    1. using input factors not based on observable market data (Level 3).

The following table shows the amounts allocated to each measurement level at the end of the reporting period:

30 June 2016 Level hierarchy in accordance with IFRS 13
in € million Level 1 Level 2 Level 3
Marketable securities, investment fund shares and collateral assets – available-for-sale 5,449
Other investments – available-for-sale/fair value option 189
Derivative instruments (assets)
Interest rate risks 2,618
Currency risks 1,739
Raw materials price risks 51
Derivative instruments (liabilities)
Interest rate risks 1,092
Currency risks 1,129
Raw materials price risks 694
31 December 2015
in € million
Level 1 Level hierarchy in accordance with IFRS 13
Level 2
Level 3
Marketable securities, investment fund shares and collateral assets – available-for-sale 5,259
Other investments – available-for-sale/fair value option 244
Derivative instruments (assets)
Interest rate risks 1,939
Currency risks 1,086
Raw materials price risks 5
Derivative instruments (liabilities)
Interest rate risks 1,352
Currency risks 2,136
Raw materials price risks 1,062

48

INTERIM GROUP FINANCIAL STATEMENT

Condensed Notes to the Group Financial Statement to 30 June 2016 Other disclosures

2 BMW GROUP IN FIGURES

  • 6 INTERIM GROUP MANAGEMENT REPORT
  • 6 Report on Economic Position
  • 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities
  • 25 BMW Stock and Capital Markets

26 INTERIM GROUP

  • FINANCIAL STATEMENTS 26 Income Statements for
  • Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts

As in the previous year, there were no reclassifications within the level hierarchy during the first half of 2016.

In situations where a fair value was required to be measured for a financial instrument only for disclosure purposes, this was achieved using the discounted cash flow method and taking account of the BMW Group's own

default risk. For this reason, the fair values calculated can be allocated to Level 2.

In the case of financial instruments held by the BMW Group which are not measured at fair value, the carrying amounts of such instruments correspond as a general rule to fair values. The following items are the main exceptions to this general rule:

in € million 30.6.2016
Fair value
Carrying amount 31.12.2015
Fair value
Carrying amount
Loans and receivables – Receivables from sales financing 75,280 72,193 72,309 70,043
Other liabilities – Bonds 46,369 45,629 40,701 40,319

Related party relationships 32

In accordance with IAS 24 (Related Party Disclosures), related individuals or entities which have the ability to control the BMW Group or which are controlled by the BMW Group, must be disclosed unless such parties are already included in the Group Financial Statements of BMWAG as consolidated companies. Control is defined as ownership of more than one half of the voting power of BMWAG or the power to direct, by statute or agreement, the financial and operating policies of the management of the BMW Group.

In addition, the disclosure requirements of IAS 24 also cover transactions with associated companies, joint ventures and individuals that have the ability to exercise significant influence over the financial and operating policies of the BMW Group. This also includes close relatives and intermediary entities. Significant influence over the financial and operating policies of the BMW Group is presumed when a party holds 20% or more of the voting power of BMWAG. In addition, the requirements contained in IAS 24 relating to key management personnel and close members of their families or intermediary entities are also applied. In the case of the BMW Group, this applies to members of the Board of Management and Supervisory Board.

For the first six months of 2016, the disclosure requirements contained in IAS 24 affect the BMW Group with regard to business relationships with affiliated, nonconsolidated entities, joint ventures and associated companies as well as with members of the Board of Management and Supervisory Board of BMWAG.

The BMW Group maintains normal business relationships with non-consolidated subsidiaries. Transactions with these companies are small in scale, arise in the normal course of business and are conducted on the basis of arm's length principles.

Transactions of BMW Group companies with the joint venture BMW Brilliance Automotive Ltd., Shenyang, arise without exception in the normal course of business and are conducted on the basis of arm's length principles. Group companies sold goods and services to BMW Brilliance Automotive Ltd., Shenyang, during the first half of 2016 for an amount of € 2,414 million (2015: € 2,352 million), of which € 1,327 million was recorded in the second quarter (2015: € 1,203 million). Group companies received goods and services from BMW Brilliance Automotive Ltd., Shenyang, during the first six months of 2016 for an amount of € 22 million (2015: € 24 million), of which € 14 million was recorded in the second quarter (2015: € 20 million). At 30 June 2016, receivables of Group companies from BMW Brilliance Automotive Ltd., Shenyang, totalled € 1,008 million (31 December 2015: € 892 million). Trade and financial payables of Group companies to BMW Brilliance Automotive Ltd., Shenyang, amounted to € 163 million (31 December 2015: € 107 million).

All relationships of BMW Group entities with the joint ventures DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, are conducted on the basis of arm's length principles. Transactions with these entities arise in the normal course of business and are small in scale.

THERE Holding B.V., Amsterdam, was consolidated in the Group Financial Statements of BMWAG for the year ended 31 December 2015 for the first time as an associated company using the equity method. Transactions

49

of BMW Group companies with THERE Holding B. V., Amsterdam, and that entity's subsidiaries (HERE Group), arise without exception in the normal course of business and are conducted on the basis of arm's length principles. The BMW Group did not sell any goods or services to the HERE Group during the first half of 2016. Group companies received goods and services from the HERE Group during the first six months of 2016 in the form of licenses amounting to € 14 million, of which € 2 million was recorded in the second quarter. At 30 June 2016, payables of Group companies to the HERE Group totalled € 7 million (31 December 2015: € 3 million). Group companies had no receivables from the HERE Group at the end of the reporting period (31 December 2015: € – million).

Business transactions between BMW Group entities and other associated companies are small in scale, arise without exception in the normal course of business and are conducted on the basis of arm's length principles.

Stefan Quandt is a shareholder and Deputy Chairman of the Supervisory Board of BMWAG. He is also the sole shareholder and Chairman of the Supervisory Board of DELTON AG, Bad Homburg v.d.H., which, via its subsidiaries, performed logistic-related services for the BMW Group during the first half of 2016 amounting to € 12 million (2015: € 11 million), of which € 6 million (2015: € 6 million) was recorded in the second quarter. In addition, companies of the DELTON Group acquired vehicles from the BMW Group by way of leasing. The related service and lease contracts arise in the normal course of business and are conducted on the basis of arm's length principles. Income recognised by the BMW Group on these transactions during the first half of 2016 amounted to € 2 million (2015: € 2 million), of which € 1 million (2015: € 1 million) was recorded in the second quarter. Payables to DELTON Group entities at the end of the reporting period totalled € 2 million (31 December 2015: € 3 million). Receivables from DELTON Group entities at the end of the reporting period totalled € 43 thousand (31 December 2015: € 7 thousand).

Stefan Quandt is also the indirect majority shareholder of Solarwatt GmbH, Dresden. Cooperation arrangements are in place between BMWAG and Solarwatt GmbH, Dresden, within the field of electric mobility. The focus of this collaboration is on providing complete photovoltaic solutions for rooftop systems and carports to BMW i customers. The BMW Group did not purchase any goods or services from Solarwatt GmbH, Dresden, during the first half of 2016 (2015: € 6 thousand). Solarwatt GmbH, Dresden, acquired vehicles from the BMW Group during the first six months of 2016 by way of leasing, generating lease revenue of € 140 thousand (2015: € 138 thousand) for the BMW Group, of which € 65 thousand related to the second quarter (2015: € 70 thousand). All of the above-mentioned services, cooperation and lease contracts arise in the normal course of business and are conducted on the basis of arm's length principles. Receivables of BMW Group entities from Solarwatt GmbH, Dresden, at the end of the reporting period amounted to € 8 thousand (31 December 2015: € 7 thousand). There were no payables from Group entities to Solarwatt GmbH, Dresden at that date (31 December 2015: € – thousand).

Susanne Klatten is a shareholder and member of the Supervisory Board of BMWAG and also a shareholder and Deputy Chairman of the Supervisory Board of Altana AG, Wesel. Altana AG, Wesel, acquired vehicles from the BMW Group during the first six months of 2016, mostly in the form of lease contracts, generating lease revenue of € 1,048 thousand (2015: € 1,004 thousand) for the BMW Group, of which € 520 thousand (2015: € 494 thousand) related to the second quarter. The lease contracts all arise in the normal course of business and are conducted on the basis of arm's length principles. The BMW Group did not acquire any goods or services from Altana AG, Wesel, during the first half of 2016. BMW Group companies had no payables to Altana AG, Wesel at the end of the reporting period (31 December 2015: € – thousand), while receivables amounted to € 205 thousand (31 December 2015: € 312 thousand).

Apart from vehicle lease contracts concluded on an arm's length basis, companies of the BMW Group have not entered into any contracts with members of the Board of Management or Supervisory Board of BMWAG. The same applies to close members of the families of those persons.

BMW Trust e.V., Munich, administers assets on a trustee basis to secure obligations relating to pensions and pre-retirement part-time working arrangements in Germany and is therefore a related party of the BMW Group in accordance with IAS 24. This entity, which is a registered association (eingetragener Verein) under German law, does not have any assets of its own. It did not have any income or expenses during the period under report. BMWAG bears expenses on an immaterial scale and performs services for BMW Trust e. V., Munich.

Explanatory notes to segment information 31 2 BMW GROUP IN FIGURES

6 INTERIM GROUP MANAGEMENT REPORT 6 Report on Economic

  • Position 20 Events after the End of the Reporting Period
  • and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP

FINANCIAL STATEMENTS 26 Income Statements for

  • Group and Segments 26 Statement of Comprehensive
  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of
  • Changes in Equity 36 Notes to the Group Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES
  • 55 REVIEW REPORT
  • 56 OTHER INFORMATION
  • 56 Financial Calendar

57 Contacts

Segment information by operating segment

For information on the basis used for identifying and managing reportable segments, please see the Group Financial Statements of BMWAG for the year ended 31 December 2015.

Due to the various methodologies applied, the reported segment result and asset figures are based on different measures of segment performance and asset valuation. Details can be found in note 49 of the Group Financial

Statements of BMWAG for the year ended 31 December 2015.

No changes have been made either in the accounting policies applied or in the basis used for identifying reportable segments as compared to 31 December 2015.

Segment information by operating segment for the second quarter is as follows:

Automotive Motorcycles
in € million 2016
2015
2016 2015
External revenues 18,290
17,544
615 620
Inter-segment revenues 4,582
4,106
2 2
Total revenues 22,872
21,650
617 622
Segment result 2,178
1,819
98 112
Result from equity accounted investments 127
155
Capital expenditure on non-current assets 1,398
1,013
19 16
Depreciation and amortisation on non-current assets 1,170
1,103
17 17

Segment information by operating segment for the six-month period is as follows:

Segment information by operating segment
Automotive Motorcycles
in € million 2016 2015 2016 2015
External revenues 32,897 32,199 1,195 1,185
Inter-segment revenues 8,789 8,344 4 4
Total revenues 41,686 40,543 1,199 1,189
Segment result 3,941 3,613 192 227
Result from equity accounted investments 198 283
Capital expenditure on non-current assets 1,705 2,183 24 24
Depreciation and amortisation on non-current assets 2,332 2,186 35 33
Automotive Motorcycles
in € million 30.6.2016
31.12.2015
30.6.2016
31.12.2015
Investments accounted for using the equity method
Segment assets
2,348
2,233
10,620
10,024


555
557

50

21 Report on Outlook, Risks

Automotive
Motorcycles
Financial
Services
Other Entities Reconciliation to
Group figures
Group
2016
2015
2016
2015
2016 2015 2016 2015 2016 2015 2016 2015
18,290
17,544
615
620
6,108 5,771 1 25,014 23,935 External revenues
4,106
2
2
397 383 1 1 –4,982 –4,492 Inter-segment revenues
622 6,505 6,154 2 1 –4,982 –4,492 25,014 23,935 Total revenues
112 503 496 46 144 –27 11 2,798 2,582 Segment result
127 155 Result from equity accounted investments
16 9,448 5,810 –1,521 –1,311 8,959 5,913 Capital expenditure on non-current assets
17 2,355 2,166 –1,373 –1,292 2,169 1,994 Depreciation and amortisation on non-current assets
Group Reconciliation to
Group figures
Other Entities Financial
Services
2016
2015
2015 2016 2015 2016 2015 2016
External revenues 44,852
45,867
1 1 11,467 11,774

Inter-segment revenues
–9,095 –9,558 2 2 745 763
Total revenues 45,867
44,852
–9,095 –9,558 3 3 12,212 12,537
Segment result 4,851
5,166
–165 –84 121 44 1,055 1,073
Result from equity accounted investments 198
283
Capital expenditure on non-current assets 13,197
10,643
–2,490 –2,739 10,926 14,207
Depreciation and amortisation on non-current assets 4,431
3,999
–2,494 –2,640 4,274 4,704
Motorcycles
30.6.2016
31.12.2015
Financial
Services
30.6.2016
31.12.2015 Other Entities
30.6.2016
31.12.2015
Reconciliation to
Group figures
30.6.2016
31.12.2015
30.6.2016 Group
31.12.2015


555
557

9,885

9,948


73,377
71,709


86,165
79,936
2,348
180,602
2,233
172,174
Investments accounted for using the equity method
Segment assets

6 INTERIM GROUP MANAGEMENT REPORT

  • 6 Report on Economic Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital Markets

26 INTERIM GROUP

  • FINANCIAL STATEMENTS 26 Income Statements for
  • Group and Segments 26 Statement of
  • Comprehensive Income for Group 30 Balance Sheets for
  • Group and Segments 32 Cash Flow Statements
  • for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group
  • Financial Statements 54 RESPONSIBILITY
  • STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar 57 Contacts

Segment figures for the second quarter can be reconciled to the corresponding Group figures as follows:

in € million 2nd quarter 2nd quarter
2016 2015
Reconciliation of segment result
Total for reportable segments 2,825 2,571
Financial result of Automotive segment and Motorcycles segment 98 25
Elimination of inter-segment items –125 –14
Group profit before tax 2,798 2,582
Reconciliation of capital expenditure on non-current assets
Total for reportable segments 10,480 7,224
Elimination of inter-segment items –1,521 –1,311
Total Group capital expenditure on non-current assets 8,959 5,913
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 3,542 3,286
Elimination of inter-segment items –1,373 –1,292
Total Group depreciation and amortisation on non-current assets 2,169 1,994

Segment figures for the six-month period can be reconciled to the corresponding Group figures as follows:

in € million 1January to
30 June 2016
1January to
30 June 2015
Reconciliation of segment result
Total for reportable segments 5,250 5,016
Financial result of Automotive segment and Motorcycles segment 69 –136
Elimination of inter-segment items –153 –29
Group profit before tax 5,166 4,851
Reconciliation of capital expenditure on non-current assets
Total for reportable segments 15,936 13,133
Elimination of inter-segment items –2,739 –2,490
Total Group capital expenditure on non-current assets 13,197 10,643
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 7,071 6,493
Elimination of inter-segment items –2,640 –2,494
Total Group depreciation and amortisation on non-current assets 4,431 3,999
in € million 30.6.2016 31.12.2015
Reconciliation of segment assets
Total for reportable segments 94,437 92,238
Non-operating assets – Other Entities segment 7,407 7,132
Total liabilities – Financial Services segment 115,304 112,081
Non-operating assets – Automotive and Motorcycles segments 43,774 41,932
Liabilities of Automotive and Motorcycles segments not subject to interest 32,983 31,817
Elimination of inter-segment items –113,303 –113,026
Total Group assets 180,602 172,174

Munich, 26 July 2016

Bayerische Motoren Werke Aktiengesellschaft

The Board of Management

Harald Krüger

Milagros Caiña Carreiro-Andree Dr.-Ing. Klaus Draeger

Dr. Friedrich Eichiner Klaus Fröhlich

Dr. Ian Robertson (HonDSc) Peter Schwarzenbauer

Oliver Zipse

6 INTERIM GROUP
MANAGEMENT REPORT
6 Report on Economic
  • Position 20 Events after the End of the Reporting Period
  • 21 Report on Outlook, Risks and Opportunities 25 BMW Stock and Capital
  • Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

  • 26 Income Statements for Group and Segments 26 Statement of Comprehensive Income for Group
  • 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments
  • 34 Group Statement of Changes in Equity
  • 36 Notes to the Group Financial Statements

54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

  • 56 OTHER INFORMATION
  • 56 Financial Calendar
  • 57 Contacts

Responsibility Statement pursuant to §37y of the German Securities Trading Act (WpHG) in conjunction with §37w (2) No.3 WpHG

"To the best of our knowledge, and in accordance with the applicable principles for interim financial reporting, the Interim Group Financial Statements give a true and fair view of the net assets, financial position and results of operation of the Group in accordance with German principles of proper accounting, and the Interim Group Management Report includes a fair review of the development and performance of the business and the position of the Group, together with a description of the principal opportunities and risks associated with the expected development of the Group for the remaining months of the financial year."

Munich, 26 July 2016

Bayerische Motoren Werke Aktiengesellschaft

The Board of Management

Harald Krüger

Milagros Caiña Carreiro-Andree Dr.-Ing. Klaus Draeger

Dr. Friedrich Eichiner Klaus Fröhlich

Dr. Ian Robertson (HonDSc) Peter Schwarzenbauer

Oliver Zipse

To Bayerische Motoren Werke Aktiengesellschaft, Munich We have reviewed the condensed interim consolidated financial statements of Bayerische Motoren Werke Aktiengesellschaft, Munich – comprising the income statement for group and the statement of comprehensive income for group, the balance sheet for group, the condensed cash flow statement for group, the group statement of changes in equity and selected explanatory notes, together with the interim group management report of Bayerische Motoren Werke Aktiengesellschaft, Munich, for the period from 1 January to 30 June 2016, that are part of the semi-annual financial report according to §37w WpHG ("Wertpapierhandelsgesetz": "German Securities Trading Act"). The preparation of the condensed interim consolidated financial statements in accordance with those IFRS applicable to interim financial reporting as adopted by the EU, and of the interim group management report in accordance with the requirements of the WpHG applicable to interim group management reports is the responsibility of the Company's management. Our responsibility is to issue a report on the condensed interim consolidated financial statements and on the interim group management report based on our review.

We performed our review of the condensed interim consolidated financial statements and the interim group management report in accordance with the German generally accepted standards for the review of financial statements promulgated by the Institut der Wirtschaftsprüfer (IDW). Those standards require that we plan and perform the review so that we can preclude through

critical evaluation, with a certain level of assurance, that the condensed interim consolidated financial statements have not been prepared, in material respects, in accordance with the IFRS applicable to interim financial reporting as adopted by the EU, and that the interim group management report has not been prepared, in material respects, in accordance with the requirements of the WpHG applicable to interim group management reports. A review is limited primarily to inquiries of company employees and analytical assessments and therefore does not provide the assurance attainable in a financial statement audit. Since, in accordance with our engagement, we have not performed a financial statement audit, we cannot issue an auditor's report.

Based on our review, no matters have come to our attention that cause us to presume that the condensed interim consolidated financial statements have not been prepared, in material respects, in accordance with those IFRS applicable to interim financial reporting as adopted by the EU, or that the interim group management report has not been prepared, in material respects, in accordance with the requirements of the WpHG applicable to interim group management reports.

Munich, 1 August 2016

KPMG AG

Wirtschaftsprüfungsgesellschaft

Sailer Feege Wirtschaftsprüfer Wirtschaftsprüfer

OTHER INFORMATION 56

Financial Calendar

2 BMW GROUP IN FIGURES

6 INTERIM GROUP

  • MANAGEMENT REPORT 6 Report on Economic
  • Position 20 Events after the End of
  • the Reporting Period 21 Report on Outlook, Risks
  • and Opportunities 25 BMW Stock and Capital
  • Markets

26 INTERIM GROUP FINANCIAL STATEMENTS

26 Income Statements for Group and Segments 26 Statement of Comprehensive

  • Income for Group 30 Balance Sheets for Group and Segments
  • 32 Cash Flow Statements for Group and Segments 34 Group Statement of
  • Changes in Equity 36 Notes to the Group
  • Financial Statements
  • 54 RESPONSIBILITY STATEMENT BY THE COMPANY'S LEGAL REPRESENTATIVES

55 REVIEW REPORT

57 Contacts

56 OTHER INFORMATION 56 Financial Calendar

Annual Report 2016 21 March 2017
Annual Accounts Press Conference 21 March 2017
Analyst and Investor Conference 22 March 2017
Quarterly Report to 31 March 2017 4 May 2017
Annual General Meeting 11 May 2017
Quarterly Report to 30 June 2017 3 August 2017
Quarterly Report to 30 September 2017 7 November 2017

Quarterly Report to 30 September 2016 4 November 2016

OTHER INFORMATION 57

Contacts

Business and Finance Press
Telephone +49 89 382-2 45 44
+49 89 382-2 41 18
Fax +49 89 382-2 44 18
E-mail [email protected]
Investor Relations
Telephone +49 89 382-2 42 72
+49 89 382-2 53 87
Fax +49 89 382-1 46 61
E-mail [email protected]

The BMW Group on the Internet

Further information about the BMW Group is available online at www.bmwgroup.com. Investor Relations information is available directly at www.bmwgroup.com/ir. Information about the various BMW Group brands is available at www.bmw.com, www.mini.com and www.rolls-roycemotorcars.com.

This version of the Quarterly Report to 30 June 2016 is a translation from the German version. Only the original German version is binding.

PUBLISHED BY Bayerische Motoren Werke Aktiengesellschaft 80788 Munich Germany Tel. +49 89 382-0

Talk to a Data Expert

Have a question? We'll get back to you promptly.