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Bayerische Motoren Werke AG

Quarterly Report May 4, 2018

50_10-q_2018-05-04_77a85f2c-eea2-4ce8-87f6-ae27893c7669.pdf

Quarterly Report

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QUARTERLY REPORT

31 March 2018

CONTENTS

1 BMW GROUP AT A GLANCE

Page 4 BMW Group in Figures

Page 8 BMWAG Stock and Capital Markets

2 INTERIM GROUP MANAGEMENT REPORT

  • Page 11 Report on Economic Position
  • Page 11 General Economic Environment
  • Page 13 Automotive Segment
  • Page 17 Motorcycles Segment
  • Page 18 Financial Services Segment Page 20 Results of Operations, Financial Position and Net Assets
  • Page 28 Report on Outlook, Risks and Opportunities
  • Page 28 Outlook
  • Page 34 Risks and Opportunities

3 INTERIM GROUP FINANCIAL STATEMENTS

Page 36 Income Statement

  • Page 36 Statement of Comprehensive Income
  • Page 38 Balance Sheet
  • Page 40 Cash Flow Statement
  • Page 42 Statement of Changes in Equity
  • Page 44 Notes to the Group Financial Statements
  • Page 44 Accounting Principles and Policies
  • Page 55 Notes to the Income Statement
  • Page 58 Notes to the Statement of Comprehensive Income
  • Page 59 Notes to the Balance Sheet
  • Page 63 Other Disclosures
  • Page 68 Segment Information

4 OTHER INFORMATION

Page 72 Financial Calendar

 Page 73 Contacts

BMW GROUP AT A GLANCE

Page 4 BMW Group in Figures

Page 8 BMWAG Stock and Capital Markets

BMW Group at a Glance

BMW Group in Figures

BMW GROUP IN FIGURES

Key performance indicators reported during the year

• 01

1st quarter 2018 1st quarter 2017 Change in %
Group
Profit before tax1 € million 3,165 3,180 – 0.5
Workforce2
(at 31 March 2018 / 31 December 2017)
131,181 129,932 1.0
Automotive segment
Deliveries3 units 604,629 587,237 3.0
Revenues1 € million 19,326 20,001 – 3.4
EBIT margin1, 4 % (change in %pts) 9.7 9.4 0.3
Motorcycles segment
Deliveries units 35,858 35,636 0.6
EBIT margin1, 4 % (change in %pts) 14.7 20.2 – 5.5

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Figures exclude suspended contracts of employment, employees in the non-work phases of pre-retirement part-time arrangements and low income earners.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 108,274 units, 2017: 90,172 units).

4 Profit before financial result as percentage of segment revenues.

Further performance figures

• 02

1st quarter 2018 1st quarter 2017 Change in %
Automotive segment
Deliveries
BMW1 units 517,447 503,445 2.8
MINI units 86,375 83,059 4.0
Rolls-Royce units 807 733 10.1
Total1 604,629 587,237 3.0
Production volume
BMW2 units 560,644 549,175 2.1
MINI units 101,810 97,899 4.0
Rolls-Royce units 879 855 2.8
Total2 663,333 647,929 2.4
Motorcycles segment
Production volume units 41,284 54,466 – 24.2
Financial Services segment
New contracts with retail customers 451,908 465,634 – 2.9
Free cash flow Automotive segment € million 302 1,599 – 81.1
Group revenues3 € million 22,694 23,926 – 5.1
Automotive3 € million 19,326 20,001 – 3.4
Motorcycles3 € million 524 620 –15.5
Financial Services € million 6,674 7,046 – 5.3
Other Entities € million 2 2
Eliminations3 € million – 3,832 – 3,743 – 2.4
Group profit before financial result (EBIT)3 € million 2,733 2,821 – 3.1
Automotive3 € million 1,881 1,877 0.2
Motorcycles € million 77 125 – 38.4
Financial Services € million 569 604 – 5.8
Other Entities € million 9 4
Eliminations3 € million 197 211 – 6.6
Group profit before tax (EBT)3 € million 3,165 3,180 – 0.5
Automotive3 € million 2,281 2,285 – 0.2
Motorcycles € million 78 125 – 37.6
Financial Services € million 561 595 – 5.7
Other Entities € million 70 – 4
Eliminations3 € million 175 179 – 2.2
Group income taxes3 € million – 864 – 906 4.6
Group net profit3 € million 2,301 2,274 1.2
Earnings per share3, 4 3.47 / 3.47 3.45 / 3.45 0.6 / 0.6
Group pre-tax return on sales3, 5 % (change in %pts) 13.9 13.3 0.6

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 108,274 units, 2017: 90,172 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 107,271 units, 2017: 98,715 units).

3 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

4 Common / preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread over the quarters of the corresponding financial year.

5 Group profit before tax as a percentage of Group revenues.

BMW Group at a Glance

BMW Group in Figures

BMW Group makes successful start to 2018

The BMW Group continued to perform well at the beginning of 2018, marking the best first quarter in the Group's corporate history. In total, the BMW Group delivered 604,629 1 BMW, MINI and Rolls-Royce vehicles to customers during the first three months of the year (2017: 587,237 1 units; + 3.0%).

BMW Group deliveries of automobiles1 • 03

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 108,274 units, 2017: 90,172 units).

Despite the long winter in Central Europe, the Motorcycles segment was able to maintain first-quarter deliveries at the previous year's level. Worldwide motorcycles sales rose by 0.6% to 35,858 units (2017: 35,636 units).

The Financial Services segment's portfolio of contracts with retail customers increased to a new record level of 4,995,767 contracts at 31 March 2018 (31 December 2017: 4,926,228 contracts; + 1.4%). New business recorded in the first quarter was slightly down on the previous year's high level. The number of new leasing and financing contracts with retail customers fell by 2.9% to 451,908 contracts (2017: 465,634 contracts).

Revenues and earnings held down by currency effects

Group revenues in the first three months of 2018 fell year-on-year to € 22,694 million (2017: € 23,9262 million; – 5.1%), mainly due to foreign currency translation effects, in particular from the US dollar and Chinese renminbi. Adjusted for these effects, revenues were at a similar level to the previous year (–0.7%).

BMW Group revenues2 • 04

Group profit before financial result dropped slightly by 3.1% to € 2,733 million (2017: € 2,8212 million). In addition to currency translation effects, other significant factors holding down earnings during the three-month period were the increasing expenses and upfront expenditure incurred in connection with research and development, depreciation and amortisation of property, plant and equipment and capitalised development costs.

BMW Group profit before financial result (EBIT)2 • 05

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Group Interim Financial Statements.

At € 3,165 million, Group profit before tax for the first quarter of 2018 was roughly in line with the previous year's high level (2017: € 3,180* million; –0.5%), helped by a number of factors, including an improved financial result.

*Prior year figures adjusted due to first-time application of IFRS 15,

see note 5 to the Group Interim Financial Statements.

BMW Group profit before tax*

Slight increase in workforce size

The BMW Group employed a worldwide workforce of 131,181 people at 31 March 2018 (31 December 2017: 129,932 employees; + 1.0 %). The need for suitably qualified staff is being driven primarily by projects aimed at securing the Group's future, such as the electrification of vehicles and autonomous driving.

BMW Group at a Glance BMW Group in Figures

BMW Group at a Glance

BMWAG Stock and Capital Markets

BMWAG STOCK AND CAPITAL MARKETS

BMWAG stock outperforms the DAX

BMWAG STOCK AND CAPITAL MARKETS IN THE FIRST QUARTER 2018

The first three months of 2018 were characterised by particularly high levels of volatility. At the beginning of the year, stock markets benefited initially from the prospect of robust global growth and an easing of political tensions on the Korean peninsula. The results of the parliamentary elections in Italy and the escalation in the trade dispute between the USA and China had a negative impact on global stock markets in March. In the meantime, hopes that the trade conflict might ease have brought some relief to the stock markets.

The German DAX index closed the first quarter at 12,097 points, down 6.4% compared to the end of 2017 (12,918 points) and 10.8% below its record high of 13,560 points on 23 January 2018.

The Prime Automobile Index was also impacted by the general market trend and lost some ground at the beginning of the first quarter. Despite uncertainties caused by factors such as changes within the automotive industry, the challenge to find appropriate business models for the future and the possible negative effect of trade disputes, the sector index nevertheless outperformed the DAX, falling by only 1.9% to 1,655 points compared the end of the previous financial year (1,687 points).

BMW stock managed to buck the downward stock market trend by recording gains during the first quarter of 2018. BMW common stock closed at € 88.15 at the end of the quarter, 1.5% higher than at the end of 2017. The price of BMW preferred stock also rose slightly over the three-month period, closing the quarter at € 76.15, 2.0% up on the end of the previous year. This better-than-market performance by BMW securities was primarily attributable to the impressive figures reported for the financial year 2017 and the solid outlook for the financial year 2018, which was viewed very positively by the capital market against the background of challenges ahead.

(Index: 30. 12. 2017 = 100)

Source: Reuters.

BMW Group at a Glance BMWAG Stock and Capital Markets

INTERIM GROUP MANAGEMENT REPORT

  • Page 11 Report on Economic Position
  • Page 11 General Economic Environment
  • Page 13 Automotive Segment
  • Page 17 Motorcycles Segment
  • Page 18 Financial Services Segment
  • Page 20 Results of Operations, Financial Position and Net Assets

Page 28 Report on Outlook, Risks and Opportunities

Page 28 Outlook

Page 34 Risks and Opportunities

Report on Economic Position General Economic Environment

REPORT ON ECONOMIC POSITION

Slight growth in international automobile markets

New highs for deliveries of automobiles and motorcycles

Automotive segment EBIT margin within target range

GENERAL ECONOMIC ENVIRONMENT

International automobile markets

Global automobile markets grew by 2.0% during the first three months of 2018.

The scale of growth in Europe as a whole (+ 0.5%) was down on the previous year. New registrations in Germany were 4.0 % up on the previous year. The market in France grew by 2.9%, and therefore slightly less robust than one year earlier. By contrast, first-quarter registration figures in Italy fell by 1.5%. Market conditions in the United Kingdom (UK) proved highly challenging in the wake of Brexit discussions, with registrations significantly down by 12.4% on the previous year. Conversely, the automobile market in Spain performed extremely well, growing by 10.5% year-on-year.

In the USA, new registrations climbed by 1.9 % during the three-month period under report. The slowdown year-on-year reflected the impact of higher financing costs for vehicles due to interest rate increases imposed by the US Federal Reserve.

In China, vehicle registrations for the period from January to March 2018 were only slightly up on one year earlier (+ 3.8 %). This reflects the Chinese government's ongoing endeavours to curb credit growth and stabilise domestic financial markets which are also having an impact on the number of new registrations.

After a phase of robust growth in 2017, the Japanese automobile market slowed during the first quarter, with new registrations down by 2.2%.

Brazil and Russia both benefited from catch-up effects during the first quarter now that both countries have come out of recession. Overall, the Brazilian automobile market recorded an extremely high growth rate of 15.2 %. The upward trend continued in Russia with a first-quarter increase of 15.8 %.

General Economic Environment

International motorcycle markets

Most motorcycle markets in the 250 cc plus class continued to perform well at the beginning of 2018, with registrations worldwide up by 2.3 %. The European market as a whole grew solidly (+ 5.3 %). New registrations in Germany were slightly down on the previous year (– 1.2 %). The other major European motorcycle markets reported improved figures, including good performances in France (+ 7.2 %), Italy (+ 5.9 %) and Spain (+ 19.6 %). Continuing the trend seen over the last two years, the US market again contracted (– 6.7 %).

International interest rate environment and pre-owned vehicle prices

The European Central Bank (ECB) continued to pursue an expansive monetary policy during the first quarter. It held the key interest rate in the eurozone at a record low of zero per cent, despite generally positive business conditions driven by a growing economy, falling unemployment figures and only a slight rise in the inflation rate.

In the UK, political and economic uncertainties resulting from the Brexit vote remain the dominant topic. Weaker consumer spending by private households and falling investment rates prompted the Bank of England (BoE) to leave the reference interest rate unchanged for the time being.

In the USA, the US Federal Reserve raised its key interest rate by a further 25 basis points, influenced by continued strong job market figures, stable economic growth and an inflation rate close to the target value of 2 %.

The Chinese economy was also in good shape during the first quarter, despite the concerns about high debt ratios and a burgeoning trade dispute with the USA. The Chinese central bank undertook measures to counter capital flight and further currency devaluation by raising short-term money market rates moderately and implementing other measures to shore up the local currency.

Japan's economy continued to grow during the first quarter of 2018. The Japanese central bank maintained its highly expansive monetary policy in view of the continuing low rate of inflation.

Selling prices in the premium segment of international markets for pre-owned vehicles developed in line with expectations during the first quarter of 2018. In Europe, price levels for pre-owned vehicles continued to decline slightly, partly reflecting the impact of the ongoing discussions around diesel-powered automobiles in some countries. A slight downward trend was also discernible in North America compared to the latter part of 2017. In Asia, however, prices of pre-owned vehicles remained stable.

Report on Economic

Position

Report on Economic General Economic Environment

Automotive Segment

Automotive Segment

Automobile sales at new high

The BMW Group sold a total of 604,6291 BMW, MINI and Rolls-Royce brand vehicles during the first three months of the current year (2017: 587,2371 units; + 3.0 %), thereby setting a new first-quarter sales volume record for the eighth year in succession. Sales of all three Group brands developed well and contributed to sales volume growth. The BMW brand achieved a worldwide sales volume figure of 517,4471 units (2017: 503,4451 units; + 2.8%). Sales of MINI brand vehicles rose by 4.0 % to 86,375 units (2017: 83,059 units). Rolls-Royce Motor Cars delivered 807 units to customers during the three-month period (2017: 733 units; + 10.1%).

Continued strong performance in Asia

In Asia, first-quarter sales of BMW, MINI and Rolls-Royce brand vehicles grew by a solid 6.3% to 212,6931 units (2017: 200,1401 units). The Chinese market registered another good performance and sales of the Group's three brands there totalled 153,0941 units (2017: 142,9581 units; + 7.1%).

Automotive segment deliveries of vehicles by region and market • 08

in units 1st quarter 2018 1st quarter 2017 Change in %
Europe 270,725 267,996 1.0
thereof Germany 68,294 67,432 1.3
thereof UK 61,281 63,004 – 2.7
Americas 106,348 102,238 4.0
thereof USA 84,630 82,169 3.0
Asia1 212,693 200,140 6.3
thereof China1 153,094 142,958 7.1
Other markets 14,863 16,863 –11.9
Total1 604,629 587,237 3.0

Sales figures for Europe edged up by 1.0 % to 270,725 units (2017: 267,996 units). At 68,294 units, deliveries in Germany were also slightly up yearon-year (2017: 67,432 units; + 1.3 %). Against the background of continuing uncertainty regarding the progress of Brexit negotiations, the first-quarter sales volume figure of 61,281 units in the UK was down on the previous year (2017: 63,004 units; – 2.7%).

In the Americas region, first-quarter sales of BMW, MINI and Rolls-Royce brand vehicles went up by 4.0 % to 106,348 units (2017: 102,238 units). The figure includes 84,630 units sold in the USA, an increase of 3.0% compared to the previous year (2017: 82,169 units).

Automotive segment at a glance • 09

1st quarter 2018 1st quarter 2017 Change in %
Deliveries1, 2 units 604,629 587,237 3.0
Production3 units 663,333 647,929 2.4
Revenues2, 4 € million 19,326 20,001 – 3.4
Profit before financial result (EBIT)4 € million 1,881 1,877 0.2
Profit before tax4 € million 2,281 2,285 – 0.2
EBIT margin2, 4 % (change in %pts) 9.7 9.4 0.3
Workforce (at 31 March 2018 / 31 December 2017) 118,746 117,664 0.9

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 108,274 units, 2017: 90,172 units).

2 Key performance indicators reported on during the year.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 107,271 units, 2017: 98,715 units).

4 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Position

Interim Group Management Report Report on Economic Position General Economic

Environment

Automotive Segment

BMW sets new record for a first quarter*

First-quarter sales of the BMW brand grew by 2.8% to 517,447 units (2017: 503,445 units), driven by significant contributions from the BMW 1, 5 and 6 Series as well as the BMW X1.

BMW 1 Series deliveries during the three-month period were up by more than a quarter to 53,727 units (2017: 42,036 units; + 27.8 %). Sales of the BMW 3 Series at 93,819 units fell short of the previous year's figure at the end of its product life cycle (2017: 100,265 units; – 6.4 %). The new BMW 5 Series performed extremely well during the first quarter, with sales significantly higher (+ 13.5 %) at 94,733 units (2017: 83,459 units). The 6 Series benefited from the addition of the new Gran Turismo, which helped sales to more than double during the period under report. Worldwide deliveries of the BMW 6 Series totalled 5,960 units (2017: 2,522 units).

The BMW X family of vehicles recorded total sales volume of 178,313 units between January and March, surpassing the previous year's high figure (2017: 176,836 units; + 0.8 %). The performance was driven primarily by the BMW X1, which recorded a 17.0 % increase to 77,296 units (2017: 66,063 units). Sales figures for the BMW X3 (33,769 units; 2017: 41,742 units; – 19.1 %) and X5 (41,178 units; 2017: 45,892 units; – 10.3 %) were below the high levels reported one year earlier. The decrease in BMW X3 deliveries was partly attributable to the model change and partly to the start of production in China and South Africa which will begin in the second quarter of 2018. The X5 is nearing the end of its life cycle. The new BMW X2 went on sale in March 2018 and recorded 4,591 deliveries to customers before the end of the reporting period.

Automotive segment deliveries of BMW vehicles by model series* • 10

1st quarter 2018 1st quarter 2017 Change in %
53,727 42,036 27.8
41,691 42,817 – 2.6
93,819 100,265 – 6.4
27,636 31,514 –12.3
94,733 83,459 13.5
5,960 2,522
13,163 15,898 –17.2
77,296 66,063 17.0
4,591
33,769 41,742 –19.1
11,331 12,960 –12.6
41,178 45,892 –10.3
10,148 10,179 – 0.3
8,405 8,098 3.8
517,447 503,445 2.8

* Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 108,274 units, 2017: 90,172 units).

Interim Group Management Report Report on Economic Position General Economic Environment

Automotive Segment

Best first quarter for MINI

The MINI brand also set a new record in the first quarter of 2018, with 86,375 units delivered to customers (2017: 83,059 units; + 4.0 %). At 44,069 units, sales of MINI 3- and 5-door models were moderately down

on the previous year (2017: 47,530 units; – 7.3 %). The MINI Countryman, however, recorded a sharp increase of 83.8 %, with 23,880 units sold in the period from January and March 2018 (2017: 12,994 units).

Automotive segment deliveries of MINI vehicles by model variant

• 11

in units 1st quarter 2018 1st quarter 2017 Change in %
MINI Hatch (3- and 5-door) 44,069 47,530 – 7.3
MINI Convertible 7,183 7,705 – 6.8
MINI Clubman 11,243 14,830 – 24.2
MINI Countryman 23,880 12,994 83.8
MINI total 86,375 83,059 4.0

Good start to the year for Rolls-Royce

Rolls-Royce Motor Cars also experienced a positive start to the year, delivering 807 vehicles to customers during the three-month period (2017: 733 units; + 10.1%). The launch of the new Rolls-Royce Phantom models

resulted in worldwide sales of this model series more than doubling to 125 units (2017: 56 units). Sales of the Rolls-Royce Wraith and Dawn models were also up, increasing in total to 449 units (2017: 434 units; +3.5%).

Automotive segment deliveries of Rolls-Royce vehicles by model variant

• 12
in units 1st quarter 2018 1st quarter 2017 Change in %
Phantom 125 56
Ghost 233 243 – 4.1
Wraith /Dawn 449 434 3.5
Rolls-Royce total 807 733 10.1

Significant growth in electrified vehicle sales

The percentage of total deliveries accounted for by electrified vehicles is growing steadily and contributes to the BMW Group's success. In terms of electrification, the Group occupies a leading position within the premium segment. Overall, first-quarter sales of electrified vehicles were up by well over one third to 26,858 units (2017: 19,400 units; + 38.4 %). The BMWi3 recorded a 6.8 % increase to 7,940 units (2017: 7,431 units). BMW plug-in hybrids sold under the iPerformance

brand name were up significantly year-on-year, with 15,954 units delivered to customers during the first quarter (2017: 11,302 units; + 41.2 %). Launched in June 2017, the MINI Cooper SE Countryman ALL4 recorded sales of 2,499 units during the period from January to March 2018 (fuel consumption in l / 100 km (combined) 2.3–2.1 / / CO2 emissions in g / km (combined) 52–49 / / Electric power consumption in kWh / 100 km (combined) 14.0–13.2).

Automotive segment deliveries of electrified models • 13

in units 1st quarter 2018 1st quarter 2017 Change in %
BMW i 8,405 8,098 3.8
BMW iPerformance 15,954 11,302 41.2
MINI Electric 2,499
Total 26,858 19,400 38.4

Interim Group Management Report Report on Economic Position General Economic Environment

Automotive Segment

Automobile production slightly up on previous year

In the first quarter, the BMW Group produced a total of 663,333 1 BMW, MINI and Rolls–Royce brand vehicles (2017: 647,929 1 units; + 2.4 %), comprising 560,644 1 BMW (2017: 549,175 1 units; + 2.1 %), 101,810 MINI (2017: 97,899 units; + 4.0 %) and 879 Rolls–Royce brand vehicles (2017: 855 units; + 2.8 %).

Profitability at upper end of target range

Due to currency effects Automotive segment revenues fell slightly by 3.4% in the first quarter to € 19,326 million (2017: € 20,001 2 million). Adjusted for currency effects, segment revenues increased slightly by 1.5%.

The first-quarter segment EBIT finished at a record level of € 1,881 million (2017: € 1,877 2 million; + 0.2 %) despite increasing costs and upfront research and development expenses, depreciation of property, plant and equipment and amortisation of capitalised development costs. The EBIT margin came in at 9.7 % and was thus at the upper end of the target range of between 8 and 10 % (2017: 9.4 %; + 0.3 percentage points).

At € 2,281 million, first-quarter segment profit before tax was also at a similar level to the previous year (2017: € 2,285 2 million; – 0.2%). The financial result for the three-month period includes the valuation effect arising in connection with the acquisition of the 50% stake in the DriveNow joint venture from Sixt SE. Further disclosures are provided in note 2 to the Interim Group Financial Statements. In the previous year, the financial result included a positive valuation effect arising in conjunction with the participation of new investors in the HERE mapping service.

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 107,271 units, 2017: 98,715 units).

Automotive segment workforce increased

The BMW Group employed a workforce of 118,746 in the Automotive segment at the end of the reporting period (31 December 2017: 117,664 employees), an increase of 0.9%.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

see note 2

Report on Economic Position General Economic

Environment Motorcycles Segment

Motorcycles Segment

Motorcycle sales volume at previous year's level

Despite the long winter in Central Europe, first-quarter sales reported by BMW Motorrad were at a similar high level to the previous year. Worldwide deliveries to customers during the three-month period totalled 35,858 units (2017: 35,636 units; + 0.6 %), creating a new first-quarter sales volume record for the seventh year in succession. Deliveries in Europe fell moderately to 21,477 units (2017: 22,991 units; – 6.6 %), mainly due to weather conditions. Germany was particularly hard hit with deliveries falling to 4,887 units (2017: 5,824 motorcycles; – 16.1 %). In Italy, the segment recorded first-quarter sales of 3,258 units (2017: 3,463 units; – 5.9 %). At 3,697 units, the number of motorcycles sold in France was almost identical to one year earlier (2017: 3,696 units). By contrast, motorcycles sales in Spain edged up slightly by 1.4 % to 2,247 units (2017: 2,215 units). Motorcycles business in the USA also improved slightly, with deliveries to customers up by 1.8 % to 2,919 units (2017: 2,866 units).

Motorcycles production reduced

A total of 41,284 motorcycles were manufactured between January and March 2018 (2017: 54,466 units; – 24.2 %). The decrease in production volume was mainly attributable to the high number of model start-ups during the first quarter of 2017. A further contributing factor was the model change in the mid-class Adventure segment.

Revenues and earnings down on previous year

The model change in the mid-class segment, combined with sales mix factors, held down Motorcycles segment revenues during the first quarter of 2018. Supplies to the Group's dealer organisation were also impacted by lower production volumes. Overall, first-quarter segment revenues fell by 15.5 % to € 524 million (2017: € 620 1 million). This combination of factors also had a negative impact on segment EBIT and pre-tax profit, which finished at € 77 million (2017: € 125 million; – 38.4 %) and € 78 million (2017: € 125 million; – 37.6 %) respectively for the threemonth period. The EBIT margin for the Motorcycles segment came in at 14.7 % (2017: 20.2 1%; – 5.5 percentage points).

Segment workforce up slightly on previous year

The BMW Group employed a workforce of 3,568 in the Motorcycles segment at the end of the reporting period (31 December 2017: 3,506 employees; + 1.8%).

Motorcycles segment at a glance • 14

1st quarter 2018 1st quarter 2017 Change in %
Deliveries2 units 35,858 35,636 0.6
Production units 41,284 54,466 – 24.2
Revenues1 € million 524 620 –15.5
Profit before financial result (EBIT) € million 77 125 – 38.4
Profit before tax € million 78 125 – 37.6
EBIT margin1, 2 % (change in %pts) 14.7 20.2 – 5.5
Workforce (at 31 March 2018 / 31 December 2017) 3,568 3,506 1.8

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Key performance indicators reported on during the year.

Report on Economic Position General Economic

Environment Financial Services Segment

Financial Services Segment

The segment's contract portfolio under management grew by 1.0% during the three-month period and stood at 5,434,664 contracts at 31 March 2018 (31 December 2017: 5,380,785 contracts). In balance sheet terms, business volume amounted to € 123,829 million, similar to the level seen at the beginning of the period (31 December 2017: € 124,719 million; – 0.7%).

Financial services business remains on course

New business with retail customers slightly below previous year

In total, 451,908 new credit financing and leasing contracts were signed with retail customers during the first quarter of the year (2017: 465,634 contracts). Compared to the previous year, this represents a slight decrease of 2.9%.

Leasing business grew slightly by 3.5 %, whereas credit financing business contracted by 5.8%. Overall, leasing accounted for 32.9% (2017: 30.8%) and credit financing for 67.1% (2017: 69.2%) of new business in the period under report.

In pre-owned vehicle financing and leasing lines of business relating to the BMW and MINI brands, 98,268 new contracts were signed during the first quarter of 2018 (2017: 102,151 contracts; – 3.8%).

The total volume of all new credit financing and leasing contracts concluded with retail customers during the three-month period amounted to € 13,145 million (2017: € 14,521 million; – 9.5 %). Adjusted for currency effects, the volume of new contracts signed fell by 2.9 %.

In total, 4,995,767 contracts were in place with retail customers at the end of the reporting period (31 December 2017: 4,926,228), up slightly by 1.4 % for the three-month period. The contract portfolio for the China region grew by 3.4 % compared to 31 December 2017. The Europe / Middle East / Africa region (+ 1.8 %) and the EU Bank 1 region (+ 1.2 %) also recorded growth. The number of contracts in place with retail customers in the Americas and Asia / Pacific regions remained similar to the end of the previous financial year (+ 0.9 % and + 0.3 % respectively).

The proportion of new BMW Group vehicles 2 either leased or financed by the Financial Services segment during the first quarter was 47.3% (2017: 49.2%; – 1.9 percentage points).

Financial Services segment at a glance • 15

1st quarter 2018 1st quarter 2017 Change in %
New contracts with retail customers 451,908 465,634 – 2.9
Revenues € million 6,674 7,046 – 5.3
Profit before financial result (EBIT) € million 569 604 – 5.8
Profit before tax € million 561 595 – 5.7
Workforce (at 31 March 2018 / 31 December 2017) 8,750 8,645 1.2
31. 3. 2018 31. 12. 2017 Change in %
Business volume in balance sheet terms3 € million 123,829 124,719 – 0.7

1 EU Bank comprises BMW Bank GmbH, its branches in Italy, Spain and Portugal and its subsidiary in France.

2 The calculation only includes automobile markets in which the Financial Services segment is represented by a consolidated entity.

3 Calculated on the basis of the lines Leased products and Receivables from sales financing (current and non-current) of the Financial Services segment balance sheet.

Interim Group Management Report Report on Economic Position

General Economic Environment

Financial Services Segment

Fleet business at previous year's level

In the fleet management business, the BMW Group – with its Alphabet brand – is one of Europe's foremost leasing and full-service providers. Alphabet offers leasing and financing arrangements as well as other specific services to commercial customers. A portfolio of 682,886 contracts was in place at the end of the reporting period (31 December 2017: 679,895 contracts; + 0.4%).

Decrease in multi-brand financing

In line with the sharper focus now applied within the multi-brand financing line of business, the Financial Services segment recorded a significant drop in new business (– 17.7%), with 34,669 new contracts signed worldwide during the first quarter (2017: 42,143 contracts). The total portfolio comprised 405,687 contracts at 31 March 2018, similar to the level recorded at the beginning of the period (31 December 2017: 406,813 contracts; – 0.3%).

Dealership financing slightly down on previous year

In the first quarter, the total volume of dealership financing decreased slightly by 2.8% year-on-year to € 18,634 million (31 December 2017: € 19,161 million).

Deposit business volume at previous year's level

Deposit-taking provides an important source of refinancing for the Financial Services segment. Banking deposits amounted to € 13,537 million at 31 March 2018, in line with the level reported at the end of the previous financial year (31 December 2017: € 13,572 million; – 0.3 %).

Insurance business slightly up on previous year

A total of 319,923 new insurance contracts were brokered during the first quarter of 2018 (2017: 318,318 contracts; + 0.5 %). At 31 March 2018, a total of 3,695,114 brokered insurance contracts was in place (31 December 2017: 3,649,362 contracts; + 1.3%).

Revenues and earnings impacted by currency effects

Financial Services segment revenues and profit before tax were also negatively impacted by exchange rate factors. Segment revenues for the period from January to March 2018 fell moderately to € 6,674 million (2017: € 7,046 million; – 5.3%). Adjusted for currency effects, Financial Services segment revenues grew slightly by 1.3%. Profit before tax for the three-month period amounted to € 561 million (2017: € 595 million; – 5.7%). The BMW Group continues to maintain sufficient provisions in regard to the development of residual values and credit risks in the leasing and credit financing business.

Workforce size increased

The Financial Services segment workforce comprised 8,750 employees worldwide at 31 March 2018 (31 December 2017: 8,645 employees), a 1.2% increase over the three-month period.

Report on Economic Position Results of Operations, Financial Position and Net Assets

RESULTS OF OPERATIONS, FINANCIAL POSITION AND NET ASSETS

Results of operations

The number of BMW, MINI and Rolls-Royce brand vehicles delivered to customers during the first three months of the financial year 2018 increased slightly by 3.0 % to 604,629 units compared to one year earlier. The figure includes 108,274 units (2017: 90,172 units) from the joint venture BMW Brilliance Automotive Ltd., Shenyang.

The BMW Group had a worldwide workforce of 131,181 employees at the end of the reporting period (31 December 2017: 129,932 employees).

Gross profit for the three-month period was slightly down on the previous year. Unfavourable currency factors, in particular the development of the average exchange rate of the US dollar and Chinese renminbi against the euro, more than offset the positive impact of automobile sales volume growth. Due to the improvement in the net amount of other operating income and expenses and the financial result, the pre-tax profit for the first quarter came in at a similar level to the previous year.

BMW Group condensed Income Statement for the period from 1 January to 31 March • 16

in € million 2018 20171 Change in %
Revenues 22,694 23,926 – 5.1
Cost of sales –17,830 –18,940 – 5.9
Gross profit 4,864 4,986 – 2.4
Selling and administrative expenses – 2,175 – 2,178 – 0.1
Other operating income and expenses 44 13
Profit before financial result 2,733 2,821 – 3.1
Financial result 432 359 20.3
Profit before tax 3,165 3,180 – 0.5
Income taxes – 864 – 906 – 4.6
Net profit 2,301 2,274 1.2
Earnings per share of common stock in € 3.47 3.45 0.6
Earnings per share of preferred stock in € 3.47 3.45 0.6
in % 2018 20171 Change in %pts
Pre-tax return on sales2 13.9 13.3 0.6
Post-tax return on sales3 10.1 9.5 0.6
Gross margin4 21.4 20.8 0.6
Effective tax rate5 27.3 28.5 –1.2

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Group profit before tax as a percentage of Group revenues.

3 Group net profit as a percentage of Group revenues.

4 Gross profit as a percentage of Group revenues. 5 Income tax expenses as a percentage of Group profit before tax.

Report on Economic Position

Results of Operations, Financial Position and Net Assets

First-quarter revenues of the BMW Group fell moderately by € 1,232 million to € 22,694 million due to currency effects and the continued intense competitive environment. Adjusted for currency effects, revenues increased slightly. The main driver for this increase was the growth in sales of BMW Group vehicles.

Group cost of sales decreased moderately compared to the same period one year earlier, also mainly due to currency effects.

Research and development expenses totalled € 1,288 million (2017: € 1,185 million), moderately up on the previous year due to the ongoing model offensive, vehicle electrification and development work on autonomous driving. Total research and development expenditure – comprising research costs, non-capitalised development costs, capitalised development costs (excluding amortisation thereon) and advance payments – amounted to € 1,272 million (2017: € 1,317 million) in the first three months of the year.

BMW Group research and development ratios for the period from 1 January to 31 March • 17

in % 2018 20173 Change in %pts
Research and development expenses as a percentage of revenues 5.7 5.0 0.7
Research and development expenditure ratio1 5.6 5.5 0.1
Capitalisation rate2 24.8 33.1 – 8.3

1 Research and development expenditure as a percentage of Group revenues.

2 Capitalised development costs as a percentage of research and development expenditure.

3 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

At € 2,175 million, selling and administrative expenses were at a similar level to one year earlier.

Depreciation and amortisation on property, plant and equipment and intangible assets recorded in cost of sales and in sales and administrative expenses in the first three months of 2018 totalled € 1,233 million (2017: € 1,190 million).

The net positive amount of other operating income and expenses showed a significant improvement with an increase from € 13 million to € 44 million, partly due to gains arising on the deconsolidation of the SGL companies, which had still been proportionately consolidated in the previous year.

Profit before financial result (EBIT) for the threemonth period fell slightly to € 2,733 million (2017: € 2,821 million).

At € 432 million, the financial result was significantly up on the same period one year earlier, mainly due to the result from investments, which includes a gain of € 209 million arising in conjunction with the revaluation of the DriveNow companies. This positive development was partially offset by a € 128 million deterioration in the result from equity accounted investments to € 223 million. In the previous financial year, the sale of shares in HERE International B. V., Amsterdam, resulted in a positive earnings impact of € 183 million. In the first quarter of 2018, the salesvolume-driven increase in the earnings contribution from BMW Brilliance Automotive Ltd, Shenyang, had

a positive effect on the result from equity accounted investments. At the same time, the net interest result deteriorated by € 28 million to a net expense of € 65 million, mainly due to lower interest income. At € 46 million, the other financial result was at the same level to the previous year (2017: € 45 million), whereby interest rate and currency derivatives developments had a positive effect. The amount reported for the first quarter of 2017 was positively impacted by the fair value measurement of commodity derivatives. As a result of the first-time application of IFRS 9, most of these effects are now recognised directly in equity.

Profit before tax amounted to € 3,165 million and was therefore at a similar level to one year earlier (2017: € 3,180 million).

The income tax expense for the three-month period amounted to € 864 million (2017: € 906 million).

Earnings performance by segment

BMW Group revenues by segment for the period from 1 January to 31 March

• 18 Report on Economic

in € million 2018 20171 Change in % Currency adjusted
change2
in %
Automotive 19,326 20,001 – 3.4 1.5
Motorcycles 524 620 –15.5 –12.1
Financial Services 6,674 7,046 – 5.3 1.3
Other Entities 2 2
Eliminations – 3,832 – 3,743 – 2.4
Group 22,694 23,926 – 5.1 – 0.7

BMW Group profit / loss before tax by segment for the period from 1 January to 31 March • 19

in € million 2018 20171 Change in %
Automotive 2,281 2,285 – 0.2
Motorcycles 78 125 – 37.6
Financial Services 561 595 – 5.7
Other Entities 70 – 4
Eliminations 175 179 – 2.2
Group 3,165 3,180 – 0.5

BMW Group margins by segment for the period from 1 January to 31 March • 20

in % 2018 20171 Change in %pts
Automotive
Gross margin 19.0 18.6 0.4
EBIT margin3 9.7 9.4 0.3
Motorcycles
Gross margin 25.2 28.9 – 3.7
EBIT margin3 14.7 20.2 – 5.5

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 The adjustment for exchange rate factors is calculated by applying the relevant current exchange rates to the prior year's figures.

3 Segment profit before financial result as a percentage of segment revenues.

Position Results of Operations, Financial Position and Net Assets

Interim Group Management Report

Interim Group Management Report Report on Economic

Position Results of Operations, Financial Position and Net Assets

Automotive segment

First-quarter Automotive segment revenues and cost of sales were both slightly down on the previous year, mainly due to currency factors. The gross profit margin, however, improved slightly compared to the previous year.

The net amount of other operating income and expenses improved from a net negative amount of € 18 million to a net positive amount of € 24 million, partly due to gains arising on the deconsolidation of the SGL companies, which had still been proportionately consolidated in the previous year.

The result before financial result amounted to € 1,881 million and was therefore in line with the previous year (2017: € 1,877 million).

The Automotive segment's financial result for the first quarter was slightly down on the previous year, mainly as a result of the various effects described earlier relating to the result for equity accounted investments, income from investments and the changed accounting treatment applied to commodity derivatives. For further information on the changed accounting treatment of commodity derivatives, see note 6 to the Interim Group Financial Statements.

Overall, first-quarter profit before tax also finished at the previous year's level.

Motorcycles segment

Motorcycles segment revenues fell significantly compared to the first three months of 2017. This development mainly reflects the impact of model changes as well as sales mix and currency factors.

First-quarter profit before tax was therefore significantly lower than one year earlier.

Financial Services segment

Financial Services segment revenues fell moderately in the reporting period, mainly due to negative currency effects.

The risk profile remained stable during the threemonth period from January to March 2018. As expected, residual values fell slightly in some markets, including Germany and France.

The lower net amount of other operating income and expenses was attributable mainly to lower income from the reversal of provisions.

Profit before tax in the Financial Services segment decreased moderately, mainly as a result of currency effects.

Other Entities segment

The result before tax in the Other Entities segment improved significantly year-on-year, helped, among other things, by positive valuation effects arising on interest rate derivatives.

see note 6

Interim Group Management Report Report on Economic

Position Results of Operations, Financial Position and Net Assets

Financial position

The consolidated cash flow statements for the Group and the Automotive and Financial Services segments show the sources and applications of cash flows for the first three months of 2018 and 2017, classified into cash flows from operating, investing and financing activities. Cash and cash equivalents in the cash flow

statements correspond to the amounts disclosed in the balance sheet.

Cash flows from operating activities are determined indirectly, starting with Group and segment net profit. By contrast, cash flows from investing and financing activities are based on actual payments and receipts.

BMW Group cash flows for the period from 1 January to 31 March • 21

in € million 2018 2017 Change
Cash inflow (+)/ outflow (–) from operating activities 489 328 161
Cash inflow (+)/ outflow (–) from investing activities – 669 –1,111 442
Cash inflow (+)/ outflow (–) from financing activities – 270 – 42 – 228
Effect of exchange rate and changes in composition of Group – 37 88 –125
Change in cash and cash equivalents – 487 – 737 250

Cash flows from operating activities were influenced in the first quarter of 2018 particularly by the change in receivables from sales financing, the impact of which was partly offset by an increase in working capital.

The lower cash outflow for investing activities at Group level was mainly attributable to reduced levels of investment in marketable securities and investment funds. This line item was also impacted by the

acquisition of the remaining shares in the DriveNow companies.

The change in cash flows from financing activities was mainly due to the net outflow of funds used to settle current other financial liabilities.

Free cash flow for the Automotive segment in the first quarter was as follows:

Free cash flow Automotive segment for the period from 1 January to 31 March • 22

in € million 2018 2017 Change
Cash inflow (+)/ outflow (–) from operating activities 1,354 2,626 –1,272
Cash inflow (+)/ outflow (–) from investing activities – 710 –1,069 359
Net investment in marketable securities and investment funds – 342 42 – 384
Free cash flow Automotive segment 302 1,599 –1,297

The lower cash inflow from operating activities was mainly due to the increase in working capital.

The decrease in the cash outflow used for investing activities at the level of the Automotive segment mainly reflected reduced levels of investment in marketable securities and investment funds.

Report on Economic Position

Results of Operations, Financial Position and Net Assets

Net financial assets Automotive segment

Net financial assets of the Automotive segment com-

in € million 31. 3. 2018 31.12. 2017 Change
Cash and cash equivalents 6,640 7,157 – 517
Marketable securities and investment funds 3,976 4,336 – 360
Intragroup net financial assets 10,873 9,774 1,099
Financial assets 21,489 21,267 222
Less: external financial liabilities* –1,404 –1,480 76
Net financial assets Automotive segment 20,085 19,787 298

*Excluding derivative financial instruments.

prise the following:

• 23

Cash flows in the Financial Services segment developed as follows in the first quarter:

Net cash flows for the Financial Service segment for the period from 1 January to 31 March • 24

in € million 2018 2017 Change
Cash inflow (+)/ outflow (–) from operating activities 43 –1,181 1,224
Cash inflow (+)/ outflow (–) from investing activities 15 – 43 58
Cash inflow (+)/ outflow (–) from financing activities –119 700 – 819
Net – 61 –524 463

Cash outflows from operating activities in the Financial Services segment were driven primarily by the change in receivables from sales financing.

Refinancing

The BMW Group uses a broadly diversified range of funding sources to finance its operating activities. Almost all of the funds raised are used to finance the BMW Group's Financial Services business. Further details regarding the principles and objectives of financial management are contained in the BMW Group Financial Statements for the year ended 31 December 2017.

During the period from January to March 2018, BMW Group entities issued euro benchmark bonds with a total volume of € 2.0 billion and other EMTN private placements in various currencies with a total volume of € 1.8 billion. Foreign currency bonds were issued in Canadian dollars, with an equivalent volume of over € 300 million.

In addition, three ABS transactions with a total volume of € 1.7 billion were issued in Japan, France and the USA. The regular issue of commercial paper and deposit-taking by the Group's banking subsidiaries are also used to refinance the BMW Group.

Report on Economic Position Results of Operations,

Financial Position
and Net Assets
Net assets
------------ --

BMW Group condensed balance sheet • 25

Group
in € million 31. 3. 2018 31.12. 20171 Change in % Currency adjusted
change2
in %
Proportion of
balance sheet
total in %
Assets
Intangible assets 9,781 9,464 3.3 3.4 5.0
Property, plant and equipment 18,013 18,471 – 2.5 – 2.2 9.2
Leased products 35,868 36,257 –1.1 0.2 18.3
Investments accounted for using the equity method 2,686 2,769 – 3.0 – 3.0 1.4
Other investments 753 690 9.1 9.8 0.4
Receivables from sales financing 80,443 80,434 0.0 0.5 41.0
Financial assets 9,683 10,334 – 6.3 – 6.0 4.9
Deferred and current tax 3,472 3,559 – 2.4 – 0.6 1.7
Inventories 15,018 12,707 18.2 18.6 7.7
Trade receivables 2,931 2,667 9.9 10.6 1.5
Other assets 9,018 9,115 –1.1 – 0.9 4.6
Cash and cash equivalents 8,552 9,039 – 5.4 – 5.3 4.3
Total assets 196,218 195,506 0.4 1.0 100.0
Equity and liab
ilities
Equity 56,494 54,107 4.4 4.5 28.8
Pension provisions 2,849 3,252 –12.4 –12.4 1.5
Other provisions 12,028 11,999 0.2 1.0 6.1
Deferred and current tax 3,272 3,281 – 0.3 3.1 1.7
Financial liabilities 93,835 94,648 – 0.9 – 0.1 47.8
Trade payables 9,304 9,731 – 4.4 – 4.1 4.7
Other liabilities 18,436 18,488 – 0.3 0.3 9.4
Total equity and liabilities 196,218 195,506 0.4 1.0 100.0

see note 2

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 The adjustment for exchange rate factors is calculated by applying the relevant current exchange rates to the prior year's figures.

The Group balance sheet total remained at a similar level to the end of the financial year 2017. Adjusted for currency factors, it increased slightly. The currency effects were mainly due to the change in the closing rate of the US dollar against the euro.

Intangible assets increased slightly, mainly as a result of the recognition of goodwill arising on the purchase of the remaining shares in the DriveNow companies. Further information is provided in note 2 to the Interim Group Financial Statements.

The slight decline in property, plant and equipment was primarily due to the depreciation and amortisation of high levels of additions in previous years.

Leased products decreased slightly compared to the end of the previous year. Adjusted for currency factors, they were at a similar level to the previous year.

Inventories were significantly higher than at 31 December 2017, whereby most of the increase related to finished goods and stocking-up effects.

Cash and cash equivalents decreased moderately compared to 31 December 2017. Group liquidity nevertheless remained at a solid level.

Report on Economic Position Results of Operations,

Financial Position and Net Assets

Group equity rose by € 2,387 million to € 56,494 million. Equity increased as a result of the net profit attributable to shareholders of BMWAG amounting to € 2,281 million and the positive impact of remeasurements of the net defined benefit liability for pension plans amounting to € 360 million, mainly due to the higher discount rate in the UK. Other accumulated equity decreased by € 382 million to a negative amount of € 268 million. Equity was reduced in particular by costs of hedging in conjunction with the first-time application of IFRS 9.

BMW Group equity ratio1
------------------------- -- -- -- --

• 26

in % 31. 3. 2018 31.12. 20172 Change in %pts
Group 28.8 27.7 1.1
Automotive segment 42.2 42.0 0.2
Financial Services segment 11.0 10.7 0.3

1 Equity as a percentage of relevant total assets.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Financial liabilities remained at a similar level to 31 December 2017, whereby the repayment of commercial paper was more or less offset by the increase in bonds.

Overall, the results of operations, financial position and net assets position of the BMW Group continued to develop positively during the three-month period under report.

Related party relationships

Further information on transactions with related parties can be found in note 34 to the Interim Group Financial Statements. note 34

see

Report on Outlook, Risks and Opportunities Outlook

REPORT ON OUTLOOK, RISKS AND OPPORTUNITIES

Global economy likely to remain stable

New records targeted for automobile and motorcycle deliveries

Group profit forecast at previous year's level

OUTLOOK

The report on outlook, risks and opportunities describes the expected development of the BMW Group, including material risks and opportunities, from a Group management perspective. It contains forward-looking statements and is based on expectations and assessments which are subject to uncertainty. As a result, actual outcomes, including those attributable to political and economic developments, could differ – either positively or negatively – from those described below. Further information on this topic is provided in the Annual Report 2017 (Outlook, pp. 90, Risks and Opportunities, pp. 96).

Global economy expected to remain robust, despite trade conflict fears

Based on International Monetary Fund forecasts, the global economy is expected to grow by around 3.9% in 2018.

So far, Europe's economies have been largely unaffected by the prospect of a trade conflict between the USA and China. Market expectations for gross domestic product (GDP) in the eurozone are currently in the region of 2.4% and therefore similar to the previous year. Stable demand for investments, the accelerating pace of industrial production and strong exports are all contributing to the eurozone's continued recovery. The labour market is also shaping up well, with unemployment expected to fall to around 8.4%. In combination with rising pay levels, the trend should also help boost consumer spending.

Europe's economic recovery is providing an encouraging backdrop for the ECB to change the strategic direction of its monetary policies. Capital markets expect the ECB's asset purchase programmes to expire at the end of the year. The resulting forecast rise in yields across the eurozone is likely to have a positive impact on the value of the euro against the US dollar.

Despite the protracted process of forming a government in Germany, which was finalised in March 2018, economic conditions remain favourable. A new record number of people in employment, export growth and a favourable consumer climate are set to generate a growth rate of around 2.4% in 2018.

Businesses and consumers in France are also more optimistic about the future. Rising investment volumes and strong domestic demand should provide a solid basis for GDP growth of around 2.1%.

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

So far, the still unclear political situation in Italy in the wake of general elections does not seem to be having a negative impact on the economy. With consumer spending picking up due to the falling unemployment rate and businesses expected to invest more than in the recent past, Italy's GDP could see a rise of 1.5 % in 2018.

Spain's economy is expected grow by around 2.7 % in 2018, falling below 3 % for the first time in three years. The slowdown also reflects the Spanish government's more restrictive policy on public spending. For the first time since 2007, it is possible for Spain to meet the maximum permitted budget deficit of 3 % set by the EU.

Uncertainty regarding the outcome of Brexit negotiations is having a negative impact on the economy in the UK. Many businesses have either postponed investments or made them in other parts of Europe, in order to counter potential trade restrictions with the EU. Numerous economic indicators point to an underlying downward trend in the UK economy, the impact of which is still being offset by the current strength of global economic growth. Against this backdrop, GDP in the UK is only expected to increase by around 1.5 %.

The first quarter of 2018 was characterised by a war of words in an escalating trade conflict between the USA and China, the world's two largest economies. Both countries have either already imposed, or are threatening to impose, duties on various products exported by the other country. More stringent protectionist measures would almost certainly increase prices for domestic consumers, in some cases perceptibly. Supply bottlenecks for specific products could also arise in countries involved in any trade conflict.

These developments could potentially jeopardise the otherwise favourable economic situation currently prevailing in the USA. Based on the latest forecasts, however, which point to expected GDP growth of 2.7 %, the US Federal Reserve continues to assess the situation as positive. Further interest rate increases are therefore likely to take place over the course of the year and a move away from expansive monetary policies will continue. Tax reform legislation passed at the end of 2017 is likely to provide momentum for US domestic consumption, which should therefore be higher than one year earlier. Additional support should also come from the employment market. Moreover, demand for investment is likely to be stimulated and the manufacturing sector is set to grow as a result.

The current trade disputes come at a highly inconvenient time for the Chinese government, given that other problems to which the country is exposed could be exacerbated. The growth in debt levels in recent years in various sectors, including the export sector, could destabilise the financial market. For this reason, reducing credit growth is currently seen as the top priority for China's economic policies. Even without having to grapple with additional negative factors, China's economic output is likely to be weaker than in 2017 and grow at a rate of 6.5% in 2018, mainly reflecting a less buoyant expansion of industrial production.

According to the latest forecasts, the Japanese economy should grow by around 1.3% in 2018, with strong exports and rising investments serving as the main pillars for the slight upswing. Consumer spending is also likely to play its part in helping the economy gain momentum.

In India, the combined negative consequences of the changeover to new banknotes and the sales tax reform system on the economy should finally be overcome in 2018. GDP is therefore forecast to grow by 7.3%, whereby the economy is also expected to benefit from strong demand coming from private households. Based on the assumption that the economic upswing could drive up the rate of inflation to around 4.8%, the Indian central bank is unlikely to announce any further interest rate reductions.

The Russian economy could well see a continuation of the previous year's positive trend by growing at around 1.8% in 2018. At the same time, proceeds from exports – in particular oil – should have a stabilising effect on the rouble. The revival of Brazil's economy is also expected to continue in 2018, based on a forecast GDP growth rate of 2.5% and underpinned by investments as well as increased consumer confidence. The outcome of the parliamentary and presidential elections in October could have a major impact on the pace of economic growth.

OPEC members and other oil producing countries have agreed to maintain the cuts in production quotas until the end of 2018. The price of Brent crude oil is expected to range between 60 and 70 US dollars per barrel during the current year.

Opportunities Outlook

International automobile markets

Based on the most recent forecasts, the world's automobile markets are set to grow by 1.3% in 2018. Momentum is expected to come from the BRIC countries of Brazil, Russia and China as well as individual markets in Europe and Mexico. By contrast, markets in the USA, Japan, UK and Germany are forecast to contract.

Despite the generally positive economic situation, registration figures in Europe are expected to decline slightly overall in 2018 (15.6 million units; – 0.5%), mainly reflecting the significant drop in registrations predicted for the UK.

New registrations in Germany are forecast to decrease by 1.2% to 3.4 million units. France's domestic automobile market is expected to contract by 1.5% to around 2.1 million units. Italy (2.0 million units; + 1.2%) and Spain (1.3 million units; +5.3%) on the other hand should both see an increase in vehicle registrations. The UK automobile market is likely to face another difficult year. After the drop recorded in the previous year, the latest estimate for 2018 is that new registrations will fall by a further 5.6% to 2.4 million units.

Registrations in the USA are also forecast to drop by 1.3% to 17.0 million units in 2018.

The slowdown in China's economic growth rate is also being reflected in a normalisation of volumes sold on the Chinese automobile market. New registrations are forecast to increase by 3.3% to 25.5 million units in 2018.

Japan's automobile market remains volatile despite stable economic conditions, with registrations predicted to drop by 2.7% to 4.9 million units in 2018.

The automobile markets in Russia and Brazil are likely to benefit from the strong economic growth predicted for those countries. An estimated 1.6 million new registrations (+ 10.3%) are forecast for Russia in 2018, while the Brazilian market could grow somewhat faster than in 2017 to 2.1 million units (+ 11.2%).

International motorcycle markets

The world's motorcycle markets in the 250 cc plus class are expected to remain stable overall in 2018, with individual markets continuing to develop divergently. The BMW Group expects a continuation of the positive trend on the major European markets of France, Italy and Spain and a largely stable development in Germany and the UK. The motorcycle market in the USA is forecast to see a further slight contraction.

International interest rate environment and pre-owned vehicle prices

In March 2018, the ECB halved its bond purchase programme in the eurozone to a volume of € 30 billion per month. The programme will continue at this level until the end of September 2018.

In the UK, the Bank of England indicated that it might start tightening its monetary policy during the first half of the year, with a view to bringing down inflation to the target rate of 2.0%.

In the USA, the US Federal Reserve is likely to raise the key interest rate further in the course of the year as the economy continues to perform well.

In China, the main priority will be to counter high debt levels and fight the battle against increasing financial risks. The government and the central bank are expected to support this process with a combination of economic and monetary measures.

With prices remaining stubbornly flat, the Japanese central bank is likely to maintain its expansive monetary policy.

The BMW Group expects a continuation of the slightly downward trend in premium segment selling prices for pre-owned vehicles in Europe over the course of the year, mainly as a result of uncertainty caused by potential driving bans for diesel-powered vehicles. The market for pre-owned vehicles is also likely to remain under pressure in North America. Selling prices in Asia are expected to remain stable.

Management Report Report on Outlook, Risks and Opportunities

Outlook

31

Outlook for the BMW Group

Application of International Financial Reporting Standards IFRS 9 (Financial Instruments) and IFRS 15 (Revenue from Contracts with Customers) is mandatory for the BMW Group with effect from 1 January 2018. While application of IFRS 15 requires adjusted comparative figures for the financial year 2017, no adjustment of comparative figures is required in the case of IFRS 9. In order to ensure a transparent presentation of changes in key financial performance indicators, the outlook shows values adjusted in accordance with IFRS 15 as well as those actually reported for 2017. With regard to key financial performance indicators for 2018, the outlook is based on values for 2017 adjusted in accordance with IFRS 15. Further information on IFRS 15 and IFRS 9 is provided in notes 5 and 6 to the Interim Group Financial Statements.

Group

Profit before tax expected at previous year's level

Even though competition on international automobile markets is set to remain intense, the BMW Group intends to continue its strong business performance in 2018. Notable contributions are likely to come from various new vehicles as well as successful established models. At the same time, investments in future-oriented projects remain high, including the continued electrification of vehicles, digitalisation and autonomous driving. The BMW Group's production network will also be further expanded during the outlook period. Due to these challenges, Group profit before tax is expected to be in line with the previous year's level (2017 adjusted: € 10,6751 million).

BMW Group and Daimler Group plan to merge their mobility services business units in a joint venture and strategically expand the combined business going forward. The two companies signed an agreement to this effect in March 2018. Each company will hold a 50% stake in the joint venture.

Subject to approval by antitrust authorities during the current year, the foundation of the joint venture will give rise to a one-off valuation and earnings impact on the Group Financial Statements of BMWAG, which will result in an adjustment to the outlook, namely that profit before tax at Group level for 2018 will be expected to increase slightly year-on-year. The effect described above has no impact on the EBIT margin of the Automotive segment.

Workforce size at year-end: slight increase expected

Based on current forecasts, the size of the BMW Group's workforce is expected to increase slightly (2017: 129,932 employees). Above all, projects relating to vehicle electrification and autonomous driving, growth in the automobile and motorcycle business and the expansion of financial and mobility services mean that the need for suitably qualified staff across the BMW Group will remain high in 2018.

Automotive segment

Deliveries to customers: slight increase expected

The BMW Group expects a further year-on-year increase in sales of BMW, MINI and Rolls-Royce brand vehicles and again aims to occupy a leading position in the global premium segment in 2018. Balanced growth in major sales regions will help to even out volatilities in individual markets. Assuming economic conditions do not deteriorate, deliveries to customers are forecast to rise slightly to a new high (2017: 2,463,5262 units).

BMW Brilliance Automotive, Ltd., Shenyang (2017: 384,124 units).

2 Including the joint venture

see notes 5 and 6

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Important contributions to sustained growth can be expected, amongst others, from the BMW 6 Series Gran Turismo and the new BMW X3 (both launched in November 2017) as well as the BMW X2 (available since March 2018). The extended-wheelbase version of the BMW 5 Series in China will also provide additional impetus. Later in the year, the new BMW X4, the new BMWi8 Roadster (BMWi8 Roadster: fuel consumption in l / 100 km (combined) 2.0 / / CO2 emissions in g / km (combined) 46 / / Electric power consumption in kWh / 100 km (combined) 14.5) as well as the model revisions of the BMW 2 Series Active Tourer and Gran Tourer and the BMWi8 Coupé (BMWi8 Coupé: fuel consumption in l / 100 km (combined) 1.8 / / CO2 emissions in g / km (combined) 42 / / Electric power consumption in kWh / 100 km (combined) 14.0) will go on sale. The new BMW 8 Series Coupé, whose concept study was very well received, will also be launched. Model revisions of the MINI Hatch (3- and 5-door) and MINI Convertible should also boost demand. The new Rolls-Royce Phantom models were launched in January 2018.

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

Fleet carbon dioxide emissions 1 slight decrease expected

The BMW Group is continuing in its efforts to reduce both fuel consumption and CO2 emissions. In addition, the percentage of electrified vehicles in total deliveries is expected to increase. Accordingly, CO2 emissions across the vehicle fleet as a whole are expected to decrease slightly during the outlook period, and continue the trend seen in previous years (2017: 122 grams CO2 / km).

:

Revenues: slight increase expected

Sales volume growth in the Automotive segment will have a corresponding impact on revenues. Accordingly, a slight increase in segment revenues is forecast for 2018 (2017 adjusted: € 85,7422 million).

EBIT margin in target range between 8 and 10% expected

An EBIT margin is again expected within a range of 8 to 10% for the Automotive segment (2017 adjusted: 9.22%).

Return on capital employed: significant decrease expected

Segment RoCE is forecast to come in significantly below the previous year's level (2017 adjusted: 77.72%). The decrease is partially attributable to increasing investments in the electrification of the vehicle fleet, digitalisation and the expansion and renewal of the model portfolio. However, the long-term target RoCE of at least 26% for the Automotive segment will be significantly exceeded.

In view of the introduction of IFRS 16 (Leases) as of 1 January 2019, the future significance of RoCE as a performance indicator, as opposed to an operational management tool, is under review.

Motorcycles segment

Deliveries to customers: slight increase expected The BMW Group expects the positive trend in the Motorcycles segment to continue. The renewal of the product range in the previous year, together with a variety of new models, including some specifically aimed at the urban environment, should all have a positive impact.

Due to the ramp-up situation in connection with various model changes in the Motorcycles segment, production was down in the first quarter of 2018. Lower production output during this phase will also impact the supply of products to the dealer organisation during the current year.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

The Motorcycles segment is now forecasted to achieve a slight increase in deliveries in 2018 (2017: 164,153 units). In the Annual Report 2017 a solid increase was expected.

EBIT margin in target range between 8 and 10% expected

The segment EBIT margin in 2018 is expected to lie within the target range between 8 and 10% (2017: 9.1%).

Return on capital employed:

in line with last year's level expected

The Motorcycles segment RoCE in 2018 is expected to come in at a similar level to the previous year (2017: 34.0%). In the Annual Report 2017, it had been predicted that RoCE would increase slightly. The outlook for segment RoCE has been revised due to the ramp-up situation described above. There has been no change in the prediction that the long-term target RoCE of 26% for the Motorcycles segment will be surpassed.

Financial Services segment

Return on equity: slight decrease expected

The BMW Group expects the Financial Services segment to continue its successful performance in 2018. In view of increasing regulatory requirements worldwide, more equity capital will be required in the segment going forward. Accordingly, segment RoE is expected to decrease slightly (2017: 18.1%). In this context, with effect from the 2018 financial year, the sustainable target return will be changed from its current level of at least 18% to a new level of at least 14%.

Interim Group Management Report Report on Outlook, Risks and

Opportunities Outlook

Overall assessment by Group management

Business is expected to show a stable development in the financial year 2018, with significant contributions from new automobile and motorcycle models as well as the expansion of individual mobility-related services. Group profit before tax is expected to be in line with last year's level, due to the challenges described above. Automotive segment revenues are set to grow slightly based on the forecast of a slight increase in deliveries to customers. At the same time, fleet carbon dioxide emissions are forecast to decrease slightly. The Group's targets are to be met with a slight increase in the size of the workforce. The Automotive segment's EBIT margin in 2018 is set to remain within the target range

of between 8 and 10%, while its RoCE is forecast to drop significantly. A slight decrease is also forecast for the RoE in the Financial Services segment. However, both performance indicators will be above their longterm targets of 26% (RoCE) and 14% (RoE) respectively. Deliveries to customers by the Motorcycles segment are forecast to show a slight increase, with an EBIT margin within the target range of between 8 and 10% and RoCE in line with last year's level.

Depending on the political and economic situation and the outcomes of the risks and opportunities described below, actual business performance could differ from current expectations.

BMW Group key performance indicators • 27

2017
reported
2017
adjusted1
2018
Outlook2
Group
Profit before tax € million 10,655 10,675 in line with last
year's level
Workforce at year-end 129,932 129,932 slight increase
Automotive segment
Deliveries to customers3 units 2,463,526 2,463,526 slight increase
Fleet emissions4 g CO2 / km 122 122 slight decrease
Revenues € million 88,581 85,742 slight increase
EBIT margin % 8.9 9.2 between 8 and 10
Return on capital employed % 78.6 77.7 significant decrease
Motorcycles segment
Deliveries to customers units 164,153 164,153 slight increase
EBIT margin % 9.1 9.1 between 8 and 10
Return on capital employed % 34.0 34.0 in line with last
year's level
Financial Services segment
Return on equity % 18.1 18.1 slight decrease

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Based on adjusted figures.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2017: 384,124 units).

4 EU-28.

Risks and Opportunities

RISKS AND Report on Outlook, Risks and Opportunities

OPPORTUNITIES

As a globally operating enterprise, the BMW Group is exposed to a wide range of risks and opportunities. Making full use of the opportunities that present themselves is the basis for the Group's success. In order to achieve growth, profitability, efficiency and continued sustainable activities going forward, the BMW Group must consciously assume a certain amount of risk. There have been no material changes to the overall risk profile compared to that described in the Group Management Report 2017. Further information on risks and opportunities, as well as on the methods employed to manage them can also be found in the "Report on Risks and Opportunities" section of the Annual Report 2017 (pp.96).

INTERIM GROUP FINANCIAL STATEMENTS

Page 36 Income Statement

  • Page 36 Statement of Comprehensive Income
  • Page 38 Balance Sheet
  • Page 40 Cash Flow Statement
  • Page 42 Statement of Changes in Equity
  • Page 44 Notes to the Group Financial Statements
  • Page 44 Accounting Principles and Policies
  • Page 55 Notes to the Income Statement
  • Page 58 Notes to the Statement of Comprehensive Income
  • Page 59 Notes to the Balance Sheet
  • Page 63 Other Disclosures
  • Page 68 Segment Information

BMW Group Income Statement Statement of Comprehensive Income

BMW GROUP INCOME STATEMENT STATEMENT OF COMPREHENSIVE INCOME

Income Statements for Group and Segments for the period from 1 January to 31 March • 28

Group Automotive Motorcycles
in € million Note 2018 2017* 2018 2017* 2018 2017*
Revenues 7 22,694 23,926 19,326 20,001 524 620
Cost of sales 8 –17,830 –18,940 –15,659 –16,286 – 392 – 441
Gross profit 4,864 4,986 3,667 3,715 132 179
Selling and administrative expenses 9 – 2,175 – 2,178 –1,810 –1,820 – 56 – 53
Other operating income 10 197 173 200 140 1
Other operating expenses 10 –153 –160 –176 –158 –1
Profit/ loss before financial result 2,733 2,821 1,881 1,877 77 125
Result from equity accounted investments 11 223 351 223 351
Interest and similar income 12 38 61 81 94
Interest and similar expenses 12 –103 – 98 –133 –122
Other financial result 13 274 45 229 85 1
Financial result 432 359 400 408 1
Profit/ loss before tax 3,165 3,180 2,281 2,285 78 125
Income taxes 14 – 864 – 906 – 645 – 666 – 23 – 37
Net profit/ loss 2,301 2,274 1,636 1,619 55 88
Attributable to minority interest 20 10 6
Attributable to shareholders of BMW AG 2,281 2,264 1,630 1,619 55 88
Basic earnings per share of common stock in € 15 3.47 3.45
Basic earnings per share of preferred stock in € 15 3.47 3.45
Dilutive effects 15
Diluted earnings per share of common stock in € 15 3.47 3.45
Diluted earnings per share of preferred stock in € 15 3.47 3.45

Statement of Comprehensive Income for Group for the period from 1 January to 31 March • 29

in € million Note 2018 2017*
Net profit 2,301 2,274
Remeasurement of the net liability for defined benefit pension plans 360 459
Deferred taxes –101 –123
Items not expected to be reclassified to the income statement in the future 259 336
Marketable securities (at fair value through other comprehensive income) 17 2
Financial instruments used for hedging purposes –14 – 527
Costs of hedging – 246
Other comprehensive income from equity accounted investments – 42 2
Deferred taxes 102 150
Currency translation foreign operations –107 51
Items that can be reclassified to the income statement in the future – 290 – 322
Other comprehensive income for the period after tax 16 – 31 14
Total comprehensive income 2,270 2,288
Total comprehensive income attributable to minority interest 20 10
Total comprehensive income attributable to shareholders of BMW AG 2,250 2,278

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Eliminations Other Entities Financial Services
2017* 2018 2017 2018 2017 2018
Revenues – 3,743 – 3,832 2 2 7,046 6,674
Cost of sales 3,941 4,014 – 6,154 – 5,793
Gross profit 198 182 2 2 892 881
Selling and administrative expenses 7 2 –12 – 7 – 300 – 304
Other operating income – 43 – 40 45 33 31 3
Other operating expenses 49 53 – 31 –19 –19 –11
Profit/ loss before financial result 211 197 4 9 604 569
Result from equity accounted investments
Interest and similar income – 309 – 293 275 249 1 1
Interest and similar expenses 277 271 – 251 – 239 – 2 – 2
Other financial result – 32 51 – 8 – 7
Financial result – 32 – 22 – 8 61 – 9 – 8
Profit/ loss before tax 179 175 – 4 70 595 561
Income taxes – 52 –16 2 – 22 –153 –158
Net profit/ loss 127 159 – 2 48 442 403
Attributable to minority interest 10 14
Attributable to shareholders of BMW AG 127 159 – 2 48 432 389
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

BMW GROUP BALANCE SHEET

BMW Group Balance Sheet

Group Automotive Motorcycles
in € million Note 31. 3. 2018 1. 1. 20181 31.12. 20172 31. 3. 2018 31.12. 20172 31. 3. 2018 31.12. 2017
Assets
Intangible assets 17 9,781 9,464 9,464 9,301 8,981 60 57
Property, plant and equipment 18 18,013 18,471 18,471 17,609 18,050 375 388
Leased products 19 35,868 36,257 36,257
Investments accounted
for using the equity method
20 2,686 2,769 2,769 2,686 2,769
Other investments 20 753 690 690 5,047 4,985
Receivables from sales financing 21 48,704 48,475 48,321
Financial assets 22 1,982 2,369 2,369 1,043 1,302
Deferred tax 1,896 1,965 1,993 3,348 2,857
Other assets 24 1,614 1,630 1,630 3,899 3,671 31 32
Non-current assets 121,297 122,090 121,964 42,933 42,615 466 477
Inventories 25 15,018 12,707 12,707 14,355 12,103 640 580
Trade receivables 2,931 2,663 2,667 2,541 2,354 165 160
Receivables from sales financing 21 31,739 32,087 32,113
Financial assets 22 7,701 7,949 7,965 5,241 5,578
Current tax 23 1,576 1,566 1,566 688 714
Other assets 24 7,404 7,485 7,485 22,850 23,124 5 5
Cash and cash equivalents 8,552 9,039 9,039 6,640 7,157 5 8
Current assets 74,921 73,496 73,542 52,315 51,030 815 753
Total assets 196,218 195,586 195,506 95,248 93,645 1,281 1,230
Equity and liab
ilities
Subscribed capital 26 658 658 658
Capital reserves 26 2,084 2,084 2,084
Revenue reserves 26 53,534 50,993 50,815
Accumulated other equity 26 – 268 37 114
Equity attributable
to shareholders of BMWAG 26 56,008 53,772 53,671
Minority interest 26 486 436 436
Equity 56,494 54,208 54,107 40,193 39,361
Pension provisions 27 2,849 3,252 3,252 2,261 2,405 64 69
Other provisions 28 5,463 5,632 5,632 4,998 5,175 100 101
Deferred tax 2,257 2,166 2,157 1,649 1,456
Financial liabilities 30 51,951 53,521 53,548 846 832
Other liabilities 31 4,667 5,045 5,045 6,643 6,506 509 487
Non-current provisions and liabilities 67,187 69,616 69,634 16,397 16,374 673 657
Other provisions 28 6,565 6,367 6,367 5,882 5,710 107 99
Current tax 29 1,015 1,124 1,124 797 874
Financial liabilities 30 41,884 41,097 41,100 958 947
Trade payables 9,304 9,731 9,731 7,924 8,516 396 355
13,769
Other liabilities 13,443 13,443 23,097 21,863 105 119
31
Current provisions and liabilities 72,537 71,762 71,765 38,658 37,910 608 573

1 The figures to 1 January 2018 have been adjusted, based on the first-time application of IFRS 15 and IFRS 9, see notes 5 and 6.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Eliminations Other Entities Financial Services
31.12. 20172 31. 3. 2018 31.12. 2017 31. 3. 2018 31.12. 2017 31. 3. 2018
Intangible assets 1 1 425 419
Property, plant and equipment 33 29
Leased products – 8,028 – 7,518 44,285 43,386
Investments accounted
for using the equity method
Other investments –11,457 –11,445 7,160 7,150 2 1
Receivables from sales financing 48,321 48,704
Financial assets –198 – 206 1,089 977 176 168
–1,436 –1,969 130 76 442 441
– 31,783 – 33,370 26,628 27,771 3,082 3,283
Non-current assets – 52,902 – 54,508 35,008 35,975 96,766 96,431
24 23
Trade receivables 1 1 152 224
Receivables from sales financing 32,113 31,739
– 307 – 363 1,163 1,226 1,531 1,597
797 766 55 122
– 66,938 – 66,848 45,963 45,792 5,331 5,605
Cash and cash equivalents 18 122 1,856 1,785
– 67,245 – 67,211 47,942 47,907 41,062 41,095
–120,147 –121,719 82,950 83,882 137,828 137,526
Equity and liab
Subscribed capital
Accumulated other equity
Equity attributable
to shareholders of BMWAG
–18,096 –18,256 18,102 19,497 14,740 15,060
Pension provisions 706 454 72 70
356 365
– 3,639 – 3,730 38 35 4,302 4,303
Financial liabilities –198 – 206 35,095 35,975 17,819 15,336
– 30,981 – 32,637 198 417 28,835 29,735
Non-current provisions and liabilities – 34,818 – 36,573 36,037 36,881 51,384 49,809
Other provisions 9 8 549 568
17 13 233 205
Financial liabilities – 307 – 363 15,607 14,641 24,853 26,648
11 9 849 975
– 66,926 – 66,527 13,167 12,833 45,220 44,261
Current provisions and liabilities – 67,233 – 66,890 28,811 27,504 71,704 72,657
Total equity and liabilities –120,147 –121,719 82,950 83,882 137,828 137,526

BMW Group Cash Flow Statement

BMW GROUP CASH FLOW STATEMENT

Condensed Cash Flow Statement for the period from 1 January to 31 March • 30

Group
in € million 2018 2017*
Net profit 2,301 2,274
Depreciation and amortisation of tangible, intangible and investment assets 1,233 1,190
Change in provisions 140 –109
Change in leased products and receivables from sales financing – 395 –1,882
Change in deferred taxes 284 463
Changes in working capital – 2,852 –1,366
Other – 222 – 242
Cash inflow/outflow from operating activities 489 328
Total investment in intangible assets and property, plant and equipment –1,128 –1,041
Net investment in marketable securities and investment funds 383 – 72
Other 76 2
Cash inflow/outflow from investing activities – 669 –1,111
Cash inflow/outflow from financing activities – 270 – 42
Effect of exchange rate on cash and cash equivalents –18 22
Effect of changes in composition of Group on cash and cash equivalents –19 66
Change in cash and cash equivalents – 487 – 737
Cash and cash equivalents as at 1 January 9,039 7,880
Cash and cash equivalents as at 31 March 8,552 7,143

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

40

Financial Services Automotive
2017 2018 2017* 2018
Net profit 442 403 1,619 1,636
Depreciation and amortisation of tangible, intangible and investment assets 9 9 1,161 1,200
Change in provisions 37 50 12 114
Change in leased products and receivables from sales financing –1,912 – 2
Change in deferred taxes 54 99 342 – 38
Changes in working capital 78 55 –1,540 – 2,853
Other 111 – 571 1,032 1,295
Cash inflow/outflow from operating activities –1,181 43 2,626 1,354
Total investment in intangible assets and property, plant and equipment – 2 – 2 –1,030 –1,112
Net investment in marketable securities and investment funds – 41 13 – 42 342
Other 4 3 60
Cash inflow/outflow from investing activities – 43 15 –1,069 – 710
Cash inflow/outflow from financing activities 700 –119 –1,884 –1,138
Effect of exchange rate on cash and cash equivalents 6 –10 1 – 4
Effect of changes in composition of Group on cash and cash equivalents 66 –19
Change in cash and cash equivalents – 452 – 71 – 326 – 517
Cash and cash equivalents as at 1 January 3,046 1,856 4,794 7,157
Cash and cash equivalents as at 31 March 2,594 1,785 4,468 6,640

BMW Group Statement of Changes in Equity

BMW GROUP STATEMENT OF CHANGES IN EQUITY

in € million Note Subscribed
capital
Capital
reserves
Revenue
reserves
31 December 2017 (as originally reported) 24 658 2,084 51,256
Effect from the first-time application of IFRS 15 – 441
31 December 2017 (adjusted according to IFRS 15) 658 2,084 50,815
Effects from the first-time application of IFRS 9 178
1 January 2018 (adjusted according to IFRS 9) 658 2,084 50,993
Net profit 2,281
Other comprehensive income for the period after tax 259
Comprehensive income at 31 March 2018 2,540
Dividend payments
Other changes 1
31 March 2018 24 658 2,084 53,534
in € million Note Subscribed
capital
Capital
reserves
Revenue
reserves
1 January 2017 (as originally reported) 24 657 2,047 44,445
Effects from the first-time application of IFRS 15 – 409
1 January 2017 (adjusted according to IFRS 15) 657 2,047 44,036
Net profit* 2,264
Other comprehensive income for the period after tax 336
Comprehensive income at 31 March 2017
(adjusted according to IFRS 15)
2,600
Dividend payments
Other changes 55
31 March 2017 24 657 2,047 46,691

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Accumulated other equity
Total Minority
interest
Equity
attributable to
shareholders
of BMW AG
Costs of
hedging
Derivative
financial
instruments
Securities Translation
differences
31 December 2017 (as originally reported) 54,548 436 54,112 1,515 93 –1,494
Effect from the first-time application of IFRS 15 – 441 – 441
31 December 2017 (adjusted according to IFRS 15) 54,107 436 53,671 1,515 93 –1,494
Effects from the first-time application of IFRS 9 101 101 5 – 82
1 January 2018 (adjusted according to IFRS 9) 54,208 436 53,772 5 1,515 11 –1,494
Net profit 2,301 20 2,281
Other comprehensive income for the period after tax – 31 – 31 – 265 35 21 – 81
Comprehensive income at 31 March 2018 2,270 20 2,250 – 265 35 21 – 81
Dividend payments
Other changes 16 30 –14 –15
31 March 2018 56,494 486 56,008 – 260 1,535 32 –1,575
Accumulated other equity
Total Minority
interest
Equity
attributable to
shareholders
of BMW AG
Costs of
hedging
Derivative
financial
instruments
Securities Translation
differences
1 January 2017 (as originally reported) 47,363 255 47,108 78 52 –171
Effects from the first-time application of IFRS 15 – 409 – 409
1 January 2017 (adjusted according to IFRS 15) 46,954 255 46,699 78 52 –171
Net profit* 2,274 10 2,264
Other comprehensive income for the period after tax 14 14 – 368 46
Comprehensive income at 31 March 2017
(adjusted according to IFRS 15)
2,288 10 2,278 – 368 46
Dividend payments
Other changes 55 55
31 March 2017 49,297 265 49,032 – 290 52 –125

Notes to the Group Financial Statements

Accounting Principles and Policies

NOTES TO THE GROUP FINANCIAL STATEMENT

ACCOUNTING PRINCIPLES AND POLICIES

01

Basis of preparation

The consolidated financial statements of Bayerische Motoren Werke Aktiengesellschaft (BMW Group Financial Statements or Group Financial Statements) at 31 December 2017 were drawn up in accordance with International Financial Reporting Standards (IFRS), as endorsed by the European Union (EU), and the supplementary requirements of § 315 a (1) of the German Commercial Code (HGB). The Interim Group Financial Statements (Interim Report) at 31 March 2018, which have been prepared in accordance with International Accounting Standard (IAS) 34 (Interim Financial Reporting), have been drawn up using, in all material respects, the same accounting methods as those utilised in the 2017 Group Financial Statements. Changes resulting from the first-time application of IFRS 15 and IFRS 9 are presented in

see notes 5 and 6

notes 5 and 6. The BMW Group applies the option of publishing condensed group financial statements. All Interpretations issued by the International Financial Reporting Interpretations Committee (IFRIC) which were mandatory at 31 March 2018 have been applied. The Interim Report also complies with German Accounting Standard No. 16 (GAS 16) – Interim Financial Reporting – issued by the German Accounting Standards Committee e. V. (GASC).

Further information regarding the Group's accounting principles and policies is contained in the BMW Group Financial Statements at 31 December 2017.

The Group currency is the euro. All amounts are disclosed in millions of euros (€ million) unless stated otherwise.

The BMW Group and segment income statements are presented using the cost of sales method.

In order to provide a better insight into the results of operations, financial position and net assets of the BMW Group, and going beyond the requirements of IFRS 8 (Operating Segments), the Group Financial Statements also include balance sheets and income statements for the Automotive, Motorcycles, Financial Services and Other Entities segments. The Group Cash Flow Statement is supplemented by the statements of cash flows for the Automotive and Financial Services segments. Inter-segment transactions relate primarily to internal sales of products, the provision of funds for Group companies and the related interest.

Notes to the Group Financial Statements Accounting Principles and Policies

These items are eliminated in the relevant "Eliminations" columns. More detailed information regarding the allocation of activities of the BMW Group to segments and a description of the segments is provided in the explanatory notes to segment information in the BMW Group Financial Statements at 31 December 2017.

The Interim Group Financial Statements at 31 March 2018 have neither been audited nor subject to a limited review.

02

Group reporting entity

The BMW Group Financial Statements for the first quarter of 2018 include BMWAG and all material subsidiaries over which BMWAG – either directly or indirectly – exercises control. This also includes 56 structured entities used exclusively in conjunction with the BMW Group's asset-backed financing arrangements or as special purpose funds.

The following changes took place in the Group reporting entity during the first three months of 2018:

Germany Foreign Total
Included at
31 December 2017
21 187 208
Included for the
first time in 2018
2 8 10
No longer included
in 2018
4 4
Included at
31 March 2018
23 191 214

The BMW Group previously maintained the joint ventures DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, together with Sixt SE, Pullach. DriveNow offers car sharing services in major German cities and abroad. In January 2018, the BMW Group signed an agreement with Sixt SE for the complete acquisition of the shares in DriveNow.

Following approval by the antitrust authorities and with effect from 9 March 2018, the BMW Group acquired the remaining 50 % of the shares in the DriveNow companies together with their subsidiaries for a purchase price of € 209 million. The purchase was financed by the transfer of cash funds. The acquisition expands the BMW Group's strategic options for the further development of mobility services.

DriveNow GmbH & Co. KG and DriveNow Verwaltungs GmbH and their foreign subsidiaries DriveNow Austria GmbH, Vienna, DriveNow UK Limited, London, DriveNow Sverige AB, Stockholm, DriveNow Belgium S. p. r. l., Brussels, and DriveNow Italy S. r. l., Milan, were fully consolidated for the first time in the first quarter of 2018.

DriveNow's equity prior to the acquisition stood at a negative amount of € 2 million. As a result of the step acquisition, the shares already held by BMW were remeasured to their fair value, giving rise to a gain of € 209 million, which was reported as part of the result on investments, based on a total fair value of € 209 million.

The following table shows the provisional purchase price allocation:

in € million Fair values at
acquisition date
Identified assets
Intangible assets 111
Trademark rights 22
Deferred tax assets 23
Trade receivables 9
Other receivables 7
Inventories 1
Cash and cash equivalents 5
Identified liab
ilities
Provisions 16
Trade payables 5
Other liabilities 3
Total identified net assets 154
Goodw
ill calculation
Consideration transferred (purchase price) 418
Consideration transferred (purchase price) 418
Total identified net assets 154
Goodwill 264

Notes to the Group Financial Statements Accounting Principles and

Policies

On 28 March 2018, the BMW Group signed an agreement with the Daimler Group regarding the merger of certain business units that provide mobility services. It is planned to combine and strategically expand the existing on-demand mobility offering in the areas of car sharing, ride-hailing, parking, charging and multi-modality, with the customer able to access an holistic ecosystem of intelligent, seamlessly connected mobility services. The aim is to become a leading provider of innovative mobility services.

In future, the BMW Group and the Daimler Group will each hold a 50 % stake in the newly founded joint venture, comprising both companies' mobility services. The contract has been signed subject to examination and approval by the relevant antitrust agencies. If approved by the antitrust agencies during the current year, the foundation of the joint venture will have a one-off valuation and earnings effect on the BMW Group Financial Statements, which will be recorded primarily by the Automotive segment. At 31 March 2018, the disposal group included in the BMW Group Balance Sheet included provisional assets amounting to € 202 million and provisional liabilities amounting to € 23 million.

In December 2017, BMWAG, Audi AG, Ingolstadt, and Daimler AG, Stuttgart, signed agreements to sell shares in THERE Holding B. V., Amsterdam, (THERE) to Robert Bosch Investment Nederland B. V., Boxtel, and to Continental Automotive Holding Netherlands B. V., Maastricht. Each of the parties acquired 5.9% of the shares, which were sold in equal

parts by BMWAG, Audi AG and Daimler AG. The transactions were completed during the first quarter of 2018. The sale will not have a significant impact in the results of operations, financial position and net assets of the BMW Group.

Together with SGL Carbon SE, Wiesbaden, companies of the BMW Group were previously party to joint operations that manufactured carbon fibres and carbon fibre fabrics used in vehicle production. In November 2017, an agreement was signed with SGL Carbon SE concerning that entity's step-by-step acquisition of the BMW Group's 49% shareholding. Accordingly, between the beginning of 2018 and the end 2020 at the latest, SGL Carbon SE will become the sole owner of the current joint operations. As a consequence of the transaction, the joint operations are no longer consolidated in the BMW Group Financial Statements on a proportionate basis with effect from the beginning of the financial year 2018.

The other changes to the Group reporting entity do not have a material impact on the results of operations, financial position or net assets of the Group.

03

Foreign currency translation

The exchange rates applied for currency translation purposes in accordance with the modified closing rate method, and which have a material impact on the Group Financial Statements, were as follows:

Closing rate Average rate
1 Euro = 31.3. 2018 31.12. 2017 1st quarter 2018 1st quarter 2017
US-Dollar 1.23 1.20 1.23 1.07
British Pound 0.88 0.89 0.88 0.86
Chinese Renminbi 7.75 7.80 7.82 7.34
Japanese Yen 131.02 134.93 133.13 121.03
Korean Won 1,313.32 1,281.41 1,318.01 1,227.53

Further information regarding foreign currency translation is provided in note 3 to the Group Financial Statements at 31 December 2017.

Interim Group
Financial
Statements
Notes to the Group
Financial Statements
Accounting
04 Financial reporting rules
(a) Standards and Revised Standards significant for
the BMW Group and applied for the first time in
the first quarter:
Principles and
Policies
Standard / Interpretation Date of
issue by
IASB
Date of
mandatory
application
IASB
Date of
mandatory
application
EU
IFRS 15 Revenue from Contracts with Customers 28. 5. 2014
11. 9. 2015
12. 4. 2016
1.1. 2018 1.1. 2018
IFRS 9 Financial Instruments 24. 7. 2014 1.1. 2018 1.1. 2018
Changes due to the new accounting standards IFRS 15
and IFRS 9 are described in
notes 5 and 6.
(b) Financial reporting pronouncements issued by
the IASB that are significant for the BMW Group,
but have not yet been applied:
see
notes 5
and 6
Standard / Interpretation Date of
issue by
IASB
Date of
mandatory
application
IASB
Date of
mandatory
application
EU
IFRS 16 Leases 13.1. 2016 1.1. 2019 1.1. 2019

During the first quarter of 2018, there have been no significant changes in the assessment of the impact of IFRS 16 (which has not yet been applied).

For details, please see the comments in the BMW Group Financial Statements at 31 December 2017.

05

Notes to the Group Financial Statements Accounting Principles and

Policies

First-time application of IFRS 15

The new Standard IFRS 15 (Revenue from Contracts with Customers) assimilates all the various existing requirements and Interpretations relating to revenue recognition into a single Standard. It also stipulates uniform revenue recognition principles for all sectors and all categories.

In accordance with the transitional provisions contained in IFRS 15, the BMW Group is applying the new requirements for revenue from contracts with customers in the 2018 financial year using the full retrospective option. For this reason, the opening balance sheet at 1 January 2017, the figures reported for the previous year and the balance sheet at 31 December 2017 have been adjusted and made comparable. The exemption provision, allowing contracts fulfilled prior to 1 January 2017 not to be newly assessed in accordance with IFRS 15, was applied.

Revenue recognition from contracts with customers is based on a five-stage model. Revenues are required to be recognised either over time or at a specific point in time. A major difference to the previous Standard is the increased scope of discretion for estimates and the introduction of thresholds, thus influencing the amount and timing of revenue recognition.

Accounting for buyback arrangements and rights of return for vehicles sold, but which the Financial Services segment will subsequently lease to customers, results in the earlier recognition of intragroup eliminations. The adoption of IFRS 15 results in a retrospective decrease in Group revenue reserves at 1 January 2017 amounting to € 498 million, net of deferred tax amounting to € 239 million (31 December 2017: reduction of revenue reserves by € 553 million, net of deferred tax amounting to € 192 million). The lower amount of deferred tax at 31 December 2017 results from the reduction of the US federal corporate tax rate. The earlier date for consolidating intragroup transactions also results in the recognition of assets and liabilities relating to rights of return, causing other current assets and other current liabilities to increase. The changes did not have a significant impact on earnings in the first quarter of 2018.

In accordance with IFRS 15, costs incurred for sales promotion measures in the Automotive segment, such as sales support or residual value subsidies, are required to be treated as variable components of consideration and therefore have the effect of reducing revenue. Variable consideration is measured on the basis of the amount of consideration to which the BMW Group expects to be entitled. Some of these costs were previously reported as cost of sales. The change in classification in the income statement results in a decrease in both revenues and cost of

sales. For the financial year 2017, the retrospective reclassification recorded by the Automotive segment amounted to € 2.9 billion, which did not, however, have a significant impact at Group level.

If the sale of products includes a determinable amount for services ("multiple-component contracts"), the related revenues are deferred and recognised as income over time. Variable consideration to be received for multi-component contracts is allocated across all service obligations unless it is directly attributable to the sale of the vehicle. As a result of the change in accounting policy for multi-component contracts with variable consideration components, changes in the allocation of transaction prices result for the Automotive segment in higher amounts being recognised for vehicle sales and a lower level of amounts deferred for service contracts. The shift in the timing of revenue recognition resulted in a retrospective increase in Group revenue reserves at 1 January 2017 of € 89 million, net of deferred taxes of € 38 million (31 December 2017: increase in Group revenue reserves of € 112 million, net of deferred taxes of € 42 million. The changes did not have a significant impact on earnings in the first quarter of 2018.

As a result of the retrospective adjustments described above, the Automotive segment EBIT margin increased by 0.4 percentage points to 9.4% for the first quarter of 2017 and by 0.3 percentage points to 9.2% for the full year 2017.

A different accounting treatment may be required if buyback arrangements are in place with customers, resulting in a shift in the timing of revenue recognition. The resulting impact was not significant.

Buyback arrangements between the Automotive and Financial Services segments are not reflected in the internal management system or reporting and therefore, in accordance with IFRS 8, do not result in any changes in the presentation of segment information.

The following tables show the impact on the balance sheets at 1 January 2017 and 31 December 2017, as well as on the income statement, the statement of comprehensive income and the cashflow statement for the financial year 2017:

Notes to the Group Financial Statements Accounting

• 31

Principles and Policies

BMW Group change in presentation of balance sheet at 1 January 2017

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Assets
Total non-current assets 121,671 222 121,893
thereof investments accounted for using the equity method 2,546 2 2,548
thereof deferred tax 2,327 226 2,553
thereof other non-current assets 1,595 – 6 1,589
Total current assets 66,864 1,509 68,373
thereof other current assets 5,087 1,509 6,596
Total assets 188,535 1,731 190,266
Equity and liab
ilities
Total equity 47,363 – 409 46,954
thereof equity attributable to shareholders of BMW AG 47,108 – 409 46,699
thereof revenue reserves 44,445 – 409 44,036
Total non-current provisions and liabilities 73,183 –100 73,083
thereof other non-current provisions 5,039 155 5,194
thereof deferred tax 2,795 26 2,821
thereof other liabilities 5,357 – 281 5,076
Total current provisions and liabilities 67,989 2,240 70,229
thereof other non-current provisions 5,879 37 5,916
thereof other liabilities 10,198 2,203 12,401
Total equity and liabilities 188,535 1,731 190,266

BMW Group change in presentation of balance sheet at 31 December 2017 • 32

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Assets
Total non-current assets 121,901 63 121,964
thereof investments accounted for using the equity method 2,767 2 2,769
thereof deferred tax 1,927 66 1,993
thereof other non-current assets 1,635 – 5 1,630
Total current assets 71,582 1,960 73,542
thereof other current assets 5,525 1,960 7,485
Total assets 193,483 2,023 195,506
Equity and liab
ilities
Total equity 54,548 – 441 54,107
thereof equity attributable to shareholders of BMW AG 54,112 – 441 53,671
thereof revenue reserves 51,256 – 441 50,815
Total non-current provisions and liabilities 69,888 – 254 69,634
thereof other non-current provisions 5,437 195 5,632
thereof deferred tax 2,241 – 84 2,157
thereof other liabilities 5,410 – 365 5,045
Total current provisions and liabilities 69,047 2,718 71,765
thereof other non-current provisions 6,313 54 6,367
thereof other liabilities 10,779 2,664 13,443
Total equity and liabilities 193,483 2,023 195,506

Notes to the Group Financial Statements

• 33

Accounting Principles and Policies

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Revenues 23,448 478 23,926
Cost of sales –18,637 – 303 –18,940
Gross profit 4,811 175 4,986
Profit / loss before financial result 2,646 175 2,821
Profit / loss before tax 3,005 175 3,180
Income taxes – 856 – 50 – 906
Net profit / loss 2,149 125 2,274
Attributable to shareholders of BMW AG 2,139 125 2,264
Basic earnings per share of common stock in € 3.26 0.19 3.45
Basic earnings per share of preferred stock in € 3.26 0.19 3.45
Diluted earnings per share of common stock in € 3.26 0.19 3.45
Diluted earnings per share of preferred stock in € 3.26 0.19 3.45

BMW Group change in presentation of statement of comprehensive income for the period from 1 January to 31 March 2017

• 34

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Net profit 2,149 125 2,274
Total comprehensive income 2,163 125 2,288
Total comprehensive income attributable to shareholders of BMW AG 2,153 125 2,278

BMW Group change in presentation of cash flow statement for the period from 1 January to 31 March 2017 • 35

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Net profit 2,149 125 2,274
Change in provisions –127 18 –109
Change in deferred taxes 413 50 463
Other – 49 –193 – 242
Cash inflow/outflow from operating activities 328 328

The effects of the first-time application of IFRS 15 on equity are shown in the Statement of Changes in Equity.

06

Notes to the Group Financial Statements Accounting Principles and

Policies

First-time application of IFRS 9

The new requirements contained in IFRS 9 (Financial Instruments) relating to the classification and measurement of financial instruments are being applied retrospectively by the BMW Group in the financial year 2018. The available exemption not to adjust comparative information for previous periods has been applied. Accordingly, only the opening balance sheet at 1 January 2018 has been adjusted. Apart from a small number of exceptions, the requirements for hedge accounting are being applied prospectively in the financial year 2018. The one exception to this is hedge accounting for the fair value of a portfolio against interest rate risk, for which the requirements of IAS 39 will continue to be applied.

In accordance with the new requirements of IFRS 9, the BMW Group classifies financial instruments into the following categories: "at amortised cost", "at fair value through other comprehensive income" and "at fair value through profit or loss". All equity instruments held at the date of the adoption of the Standard were classified at fair value through profit or loss.

IFRS 9 introduces a new model for determining impairment based on expected credit losses. In accordance with this model, valuation allowances for expected credit losses on financial assets classified at amortised cost or at fair value through profit or loss are recognised. Expected credit losses are updated at each balance sheet date on the basis of available information.

Valuation allowances on receivables from sales financing are determined primarily on the basis of past experience with credit losses, current data on overdue receivables, rating classes and scoring information. Forward-looking information (e. g. forecasts of economic performance indicators) is also taken into account if, based on past experience, such indicators show a substantive correlation with actual credit losses.

The BMW Group applies the general approach described in IFRS 9 to receivables from sales financing that do not result from operating leases. Impairment allowances on these receivables are measured on initial recognition on the basis of the expected 12-month credit loss. If, at subsequent balance sheet dates, the credit loss risk has increased significantly since the date of initial recognition, the impairment allowance is measured on the basis of lifetime expected credit losses. In line with the general approach, an impairment allowance is also recognised for receivables with impaired creditworthiness, measured on the basis of lifetime expected credit losses. The BMW Group generally assumes creditworthiness is impaired if a receivable is more than 90 days overdue.

The BMW Group applies the simplified approach described in IFRS 9 to operating lease receivables and trade receivables, whereby the amount of the impairment allowance of a receivable is measured subsequent to initial recognition on the basis of lifetime expected credit losses.

Cross currency basis spreads are not designated as part of the hedging relationship in the case of interest rate hedges accounted for as fair value hedges. Accordingly, changes in the market value of such instruments are recorded as costs of hedging within accumulated other equity. Amounts recorded in equity are reclassified to the income statement over the term of the hedging relationship.

The fair values of option transactions and the interest component of the forward currency contracts are not designated as part of the hedging relationship in the case of currency and commodity hedges accounted for as cash flow hedges. Changes in the market value of such components are recorded as costs of hedging within accumulated other equity. As a result of the application of IFRS 9, most commodity hedging contracts are recognised directly in equity in accordance with hedge accounting rules. Amounts recorded in accumulated other equity are included on initial recognition in the carrying amounts of inventories of raw materials, supplies and goods for resale. In the case of currency hedges, amounts recorded in accumulated other equity are reclassified within profit / loss before financial result at the same time that the hedged item has an earnings impact.

The following table shows the reconciliation of the categories and carrying amounts of financial instruments as well as the impact on Group equity of the first-time application of IFRS 9.

Interim Group Financial

Statements

• 36

Notes to the Group Financial Statements Accounting Principles and

Policies

BMW Group reclassification of financial instruments at 1 January 2018

Category Carrying amount
in € million IAS 39 IFRS 9 IAS 39 IFRS 9
Financial assets
Other investments Available-for-sale Fair value through profit or loss 366 395
Receivables from sales financing Fair value option
Loans and receivables
At amortised cost 29
80,434
80,562
Financial assets
Derivative instruments
Cash flow hedges Hedge accounting Hedge accounting 2,187 2,187
Fair value hedges Hedge accounting Hedge accounting 814 814
Other derivative instruments Held for trading Fair value through profit or loss 1,340 1,340
Marketable securities and investment funds Available-for-sale Fair value through profit or loss 790
Fair value directly through equity 5,447 3,919
At amortised cost 730
Loans to third parties Loans and receivables At amortised cost 112 112
Fair value option Fair value through profit or loss 2 2
Credit card receivables Loans and receivables At amortised cost 248 240
Other Loans and receivables At amortised cost 184 184
Cash and cash equivalents Cash At amortised cost 8,407
Fair value through profit or loss 9,039 632
Trade receivables Loans and receivables At amortised cost 2,667 2,663
Other assets
Receivables from subsidiaries Loans and receivables At amortised cost 276 276
Receivables from companies Loans and receivables At amortised cost
in which an investment is held 1,334 1,334
Collateral assets Cash At amortised cost 219 219
Available-for-sale Fair value directly through equity 97 97
Other assets Loans and receivables At amortised cost 1,108 1,108
Total 105,903 106,011
Financial liab
ilities
Financial liabilities Other liabilities At amortised cost 94,648 94,618
Trade payables Other liabilities At amortised cost 9,731 9,731
Other liabilities Other liabilities At amortised cost 6,822 6,822
Total 111,201 111,171
Total impact on equity
Equity effects Differences through
Note Revenue
reserves
Accumulated
other equity
Deferred taxes change of
evaluation
measurement
new
measurement
category
Financial assets
Other investments a) 76 – 76
b)
Receivables from sales financing
Financial assets
c) 93 – 35 128
Derivative instruments
Cash flow hedges
Fair value hedges d) – 5 5
Other derivative instruments
Marketable securities and investment funds e) 2 – 2
f) – 2 2
Loans to third parties g)
– 6
2

– 8
b)
Credit card receivables c) – 6 2 – 8
Cash and cash equivalents
h)
Trade receivables
Other assets
c) – 3 1 – 4
Receivables from subsidiaries
Receivables from companies
in which an investment is held
Collateral assets
Other assets




155 – 77 – 30 116 – 8
Financial liab
ilities
Financial liabilities
d) 23 7 – 30
Trade payables
Other liabilities
23 7 – 30
Total impact on equity 178 – 77

Notes to the Group Financial Statements Accounting

Principles and Policies

The impact of the various changes arising in conjunction with the first-time application of IFRS 9 is explained below:

  • (a) Financial investments in equity instruments were reclassified to the category at fair value through profit or loss. There is no difference between their carrying amount based on IAS 39 and their fair value at 1 January 2018.
  • (b) Selected non-current marketable securities and non-current loans to third parties, for which the fair value option available under IAS 39 was previously used, were reclassified to the category at fair value through profit or loss because their contractual cash flows do not solely represent payments of principal and interest on the principal amount outstanding. There was no difference between carrying amounts pursuant to IAS 39 and fair values at 1 January 2018.
  • (c) Adjustment of impairment allowances in accordance with the new requirements of IFRS 9.
  • (d) The new accounting requirements for interest rate hedges reduce the carrying amount of financial liabilities designated as hedged items within a hedge relationship by € 30 million and increase accumulated other equity by € 5 million. At the date of adoption of the new requirements, revenue reserves increased by € 18 million, net of deferred taxes.
  • (e) Specific investments in debt instruments were reclassified to the category at fair value through profit or loss because their contractual cash flows do not solely represent payments of principal and interest on the principal amount outstanding.

  • (f) Adjustment of the amount and presentation of impairment allowances in accordance with the new requirements of IFRS 9.

  • (g) Specific listed bonds were reclassified to the category "at amortised cost". At the date of firsttime application of IFRS 9, the BMW Group uses a business model for these bonds, the objective of which is to collect contractual cash flows that solely represent payments of principal and interest on the principal amount outstanding. The market value of these instruments at 31 March 2018 amounted to € 735 million (31 December 2017: € 738 million).
  • (h) Some of the money market funds with a fixed net asset value were reclassified from cash to the category measured at fair value through profit or loss. They do not meet the criteria for measurement at amortised cost in accordance with IFRS 9 because their contractual cash flows do not solely represent payments of principal and interest on the principal amount outstanding. There was no difference between carrying amounts pursuant to IAS 39 and fair values at 1 January 2018.

The following table shows the adjustments made to impairment allowances in the Group Balance Sheet as a result of the first-time application of IFRS 9.

BMW Group reconciliation of impairment allowances • 37

in € million Impairment
allowance
31.12. 2017
IAS 39
Adjustment to
impairment
allowance due to
IFRS 9
Impairment
allowances
1.1. 2018
IFRS 9
Receivables from sales financing –1,147 128 –1,019
Credit card receivables –10 – 8 –18
Trade receivables – 56 – 4 – 60
Marketable securities and investment funds – 2 – 2
Total –1,213 114 –1,099

Notes to the Group Financial Statements Notes to the Income

Statement

NOTES TO THE INCOME STATEMENT

07 Revenues

Revenues by activity comprise the following:

in € million 1st quarter 2018 1st quarter 2017*
Sales of products and related goods 16,122 16,959
Income from lease instalments 2,381 2,492
Sales of products previously leased to customers 2,380 2,713
Interest income on loan financing 905 937
Other income 906 825
Revenues 22,694 23,926

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

An analysis of revenues by segment is shown in the segment information in note 36. Revenues from the sale of products and related goods are generated primarily in the Automotive segment and, to a lesser extent, in the Motorcycles segment. Revenue from see note 36

sales of products previously leased to customers, income from lease instalments and interest income on loan financing are allocated to the Financial Services segment. Other income relates mainly to the Automotive segment and the Financial Services segment.

08

Cost of sales

Cost of sales relate to the following items:

in € million 1st quarter 2018 1st quarter 2017*
Manufacturing costs 9,346 10,240
Cost of sales relating to financial services business 5,493 5,911
Research and development expenses 1,288 1,185
thereof amortisation of capitalised development costs 332 304
Other cost of sales 1,703 1,604
Cost of sales 17,830 18,940

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Other cost of sales comprises mainly warranty expenses, service contracts, telemetrics and roadside assistance.

56

Interim Group Financial Statements

Notes to the Group Financial Statements Notes to the Income

Statement

Selling and administrative expenses

ents
in $\epsilon$ million

09

in € million 1st quarter 2018 1st quarter 2017
Selling expenses 1,367 1,404
Administrative expenses 808 774
Selling and administrative expenses 2,175 2,178

Selling expenses comprise mainly marketing, advertising and sales personnel costs. Administrative expenses comprise mainly personnel and IT costs.

10

Other operating income and expenses

These items principally include exchange gains and losses, gains and losses on the disposal of assets, impairment losses, as well as income / expense from the reversal of and allocation to provisions, including provisions for legal risks and other litigation.

11

Result from equity accounted investments

Result from equity accounted investments includes results of the joint ventures BMW Brilliance Automotive Ltd., DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, (up to and including 9 March 2018), the joint venture IONITY Holding GmbH & Co. KG, Munich, and the associated company THERE Holding B. V., Amsterdam.

12 Net interest result

in € million 1st quarter 2018 1st quarter 2017
Interest and similar income 38 61
Interest and similar expenses –103 – 98
Net interest result – 65 – 37

13 Other financial result

in € million 1st quarter 2018 1st quarter 2017
Result on investments 228
Sundry other financial result 46 45
Other financial result 274 45

The first-quarter result on investments comprises mainly fair value measurement gains arising on the acquisition of DriveNow shares. Further information is provided in note 2. see Interim Group Financial Statements Notes to the Group

14 Income taxes

Taxes on income comprise the following:

Financial Statements Notes to the Income Statement

in € million 1st quarter 2018 1st quarter 2017*
Current tax expense 637 444
Deferred tax expense 227 462
Income taxes 864 906

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

The effective tax rate for the three-month period to 31 March 2018 was 27.3% (2017: 28.5%) and corresponds to the best estimate of the weighted average

annual income tax rate for the full year. This tax rate has been applied to the pre-tax profit for the period under report.

Earnings per share

15

The computation of earnings per share is based on the following figures:

1st quarter 2018 1st quarter 2017*
Profit attributable to shareholders of BMW AG € million 2,281.4 2,264.0
Profit attributable to common stock € million 2,088.5 2,074.1
Profit attributable to preferred stock € million 192.9 189.9
Average number of common stock shares in circulation number 601,995,196 601,995,196
Average number of preferred stock shares in circulation number 55,605,404 55,114,404
Basic earnings per share of common stock 3.47 3.45
Basic earnings per share of preferred stock 3.47 3.45

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

In computing earnings per share of preferred stock, earnings to cover the additional dividend of € 0.02 per share of preferred stock are spread over the four quarters of the corresponding financial year. Earnings per share of preferred stock are computed on the basis of the number of preferred stock shares entitled to receive a dividend in each of the relevant financial years. As in the previous year, diluted earnings per share correspond to basic earnings per share.

Notes to the Group Financial Statements Notes to the Statement of Comprehensive

Income

NOTES TO THE STATEMENT OF COMPREHENSIVE INCOME

16

Disclosures relating to the statement of total comprehensive income

Other comprehensive income for the period after tax comprises the following:

in € million
1st quarter 2018
1st quarter 2017
Remeasurement of the net defined benefit liability for pension plans
360
459
Deferred taxes
–101
–123
Items not expected to be reclassified to the income statement in the future
259
336
Marketable securities (at fair value through other comprehensive income)
17
2
thereof gains / losses arising in the period under report
28
6
thereof reclassifications to the income statement
–11
– 4
Financial instruments used for hedging purposes
–14
– 527
thereof gains / losses arising in the period under report
134
– 683
thereof reclassifications to the income statement
–148
156
Costs of hedging
– 246
thereof gains / losses arising in the period under report
– 277
thereof reclassifications to the income statement
31
Other comprehensive income from equity accounted investments
– 42
2
Deferred taxes
102
150
Currency translation foreign operations
–107
51
Items that can be reclassified to the income statement in the future
– 290
– 322
Other comprehensive income for the period after tax
– 31
14

Deferred taxes on components of other comprehensive income in the first quarter are as follows:

1st quarter 2018 1st quarter 2017
in € million Before
tax
Deferred
taxes
After
tax
Before
tax
Deferred
taxes
After
tax
Remeasurement of the net defined benefit liability for pension plans 360 –101 259 459 –123 336
Available-for-sale securities 17 4 21 2 – 2
Financial instruments used for hedging purposes –14 13 –1 – 527 149 – 378
Costs of hedging – 246 68 –178
Other comprehensive income from equity accounted investments – 42 17 – 25 2 3 5
Currency translation foreign operations –107 –107 51 51
Other comprehensive income – 32 1 – 31 –13 27 14

Other comprehensive income relating to equity accounted investments is reported in the Group Statement of Changes in Equity in the columns "Currency translation differences" with a positive amount of € 26 million (2017: negative amount of € 5 million), "Financial instruments used for hedging purposes" with a positive amount of € 48 million (2017: positive amount of € 10 million) and "Costs of hedging" with a negative amount of € 116 million (2017: € – million).

59

Interim Group Financial Statements

Notes to the Group Financial Statements Notes to the

Balance Sheet

NOTES TO THE BALANCE SHEET

17 Intangible assets

Intangible assets mainly comprise capitalised development costs on vehicle, module and architecture projects as well as subsidies for tool costs, licences, purchased development projects, software and purchased customer lists.

in € million 31. 3. 2018 31.12. 2017
Capitalised development costs 8,393 8,409
Goodwill 644 380
thereof allocated to the Automotive
cash-generating unit
297 33
thereof allocated to the Financial
Services cash-generating unit
347 347
Other intangible assets 744 675
Intangible assets 9,781 9,464

Goodwill arising on the acquisition of the shares in DriveNow has provisionally been allocated to the Automotive cash-generating unit. Further information is provided in note 2.

Other intangible assets include a brand-name right amounting to € 41 million (31 December 2017: € 41 million), which is allocated to the Automotive segment and is not subject to scheduled amortisation since its useful life is deemed to be indefinite.

Intangible assets amounting to € 41 million (31 December 2017: € 41 million) are subject to restrictions on title. Intangible assets developed during the first three months of the year as follows:

in € million 1st quarter
2018
1st quarter
2017
Capitalised development costs
Additions 316 436
Amortisation 332 304
Other intangible assets
Additions 146 10
Amortisation 50 49

As in the previous year, there was no requirement to recognise impairment losses or reversals of impairment losses on intangible assets.

18

see note 2

Property, plant and equipment

Property, plant and equipment developed during the first three months of the year as follows:

in € million 1st quarter
2018
1st quarter
2017
Additions 588 595
Depreciation 851 837
Disposals 5 3

No impairment losses were recognised during the first three months of 2018.

Purchase commitments for property, plant and equipment totalled € 4,550 million (31 December 2017: € 4,137 million).

Interim Group Financial Statements Notes to the Group

Leased products

19

Leased products developed during the first three

Financial Statements Notes to the Balance Sheet

months of the year as follows:

in € million 1st quarter
2018
1st quarter
2017
Additions 3,990 4,524
Depreciation 891 774
Disposals 2,993 3,944

20

Investments accounted for using the equity method and other investments

Investments accounted for using the equity method comprise the joint ventures BMW Brilliance Automotive Ltd., Shenyang, and IONITY Holding GmbH & Co.KG, Munich, as well as the BMW Group's interests in the associated company THERE Holding B. V., Amsterdam.

Other investments relate to investments in non-consolidated subsidiaries, joints ventures, joint operations and associated companies, participations and non-current marketable securities.

21

Receivables from sales financing

Receivables from sales financing totalling € 80,443 million (31 December 2017: € 80,434 million) include credit financing for retail customers and dealerships as well as finance leases.

22

Financial assets

Financial assets comprise:

in € million 31. 3. 2018 31.12. 2017
Marketable securities and
investment funds
5,063 5,447
Derivative instruments 3,998 4,341
Credit card receivables 220 248
Loans to third parties 35 114
Other 367 184
Financial assets 9,683 10,334

23

Income tax assets

Income tax assets totalling € 1,576 million (31 December 2017: € 1,566 million) include € 352 million (31 December 2017: € 364 million), which is expected to be settled after more than twelve months. Depending on the timing of proceedings, such claims may also be settled at an earlier date.

24

Other assets

Other assets comprise:

in € million 31. 3. 2018 31.12. 2017*
Prepayments 2,095 2,018
Receivables from companies in which
an investment is held
1,380 1,334
Other taxes 1,322 1,537
Expected reimbursement claims 886 847
Collateral assets 319 316
Receivables from subsidiaries 265 276
Sundry other assets 2,751 2,787
Other assets 9,018 9,115

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

25

Inventories

Inventories comprise the following:

in € million 31. 3. 2018 31.12. 2017
Finished goods and goods for resale 12,577 10,436
Work in progress, unbilled contracts 1,189 1,125
Raw materials and supplies 1,252 1,146
Inventories 15,018 12,707

Notes to the Group Financial Statements

Notes to the Balance Sheet

26 Equity

The Group Statement of Changes in Equity is shown on pages 42 and 43.

Subscribed capital

The number of shares of common stock issued by BMWAG at 31 March 2018 was 601,995,196 shares, each with a par value of € 1, unchanged from 31 December 2017. The number of shares of preferred stock at that date was 55,605,404 shares, each with a par value of € 1, unchanged from 31 December 2017. Unlike the common stock, no voting rights are attached to the preferred stock. Subscribed capital therefore stood at € 658 million, unchanged from 31 December 2017. All of the Company's stock is issued to bearer. Preferred stock bears an additional dividend of € 0.02 per share.

To date, 1,345,617 shares of preferred stock have been issued to employees. BMWAG is authorised to issue 5 million shares of non-voting preferred stock amounting to nominal € 5.0 million prior to 14 May 2019. As a result, 3.7 million authorised shares and Authorised Capital amounting to € 3.7 million remained available for issue at the end of the reporting period. No treasury shares were held at 31 March 2018.

Capital reserves

Capital reserves include premiums arising from the issue of shares and were unchanged from 31 December 2017 at € 2,084 million.

Revenue reserves

Revenue reserves comprise the post-acquisition and non-distributed earnings of consolidated companies. In addition, remeasurements of the net defined benefit obligation for pension plans are also presented in revenue reserves.

Accumulated other equity

Accumulated other equity comprises all amounts recognised directly in equity resulting from the translation of the financial statements of foreign subsidiaries, changes in the fair value of derivative financial instruments and marketable securities, costs of hedging and the related deferred taxes.

Further information regarding the transition effects recognised in equity on the first-time application of IFRS 15 and IFRS 9 is provided in notes 5 and 6.

see notes 5 and 6

27

see pages 42 and 43

Pension provisions

Pension provisions stood at € 2,849 million (31 December 2017: € 3,252 million). Remeasurements of the net defined benefit obligation for pension plans decreased provisions by € 360 million in the first three months of 2018, mainly due to the increased discount rate in the UK.

28 Other provisions

Other provisions consist of the following:

in € million 31. 3. 2018 31.12. 2017*
Statutory and non-statutory warranty
obligations, product guarantees
4,784 5,074
Obligations for personnel and social
expenses
3,123 2,782
Other obligations for ongoing operational
expenses
1,605 1,620
Other obligations 2,516 2,523
Other provisions 12,028 11,999

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Provisions for other obligations for ongoing operations included provisions for expected payment for bonuses and other price deductions.

29

Income tax liabilities

Income tax liabilities totalling € 1,015 million (31 December 2017: € 1,124 million) include € 55 million (31 December 2017: € 68 million), which is expected to be settled after more than twelve months. Depending on the timing of proceedings, some liabilities may be settled earlier than this.

Current income tax liabilities comprise € 150 million (31 December 2017: € 332 million) for taxes payable and € 865 million (31 December 2017: € 792 million) for tax provisions.

Financial liabilities

30

Financial liabilities of the BMW Group comprise the following:

Notes to the Balance Sheet

Interim Group Financial Statements Notes to the Group Financial Statements

in € million 31. 3. 2018 31.12. 2017
Bonds 45,688 44,880
Asset backed financing transactions 16,558 16,855
Liabilities from customer deposits (banking) 13,537 13,572
Liabilities to banks 12,421 12,658
Commercial paper 3,266 4,461
Derivative instruments 1,307 1,090
Other 1,058 1,132
Financial liabilities 93,835 94,648

31

Other liabilities

Other liabilities comprise the following items:

in € million 31. 3. 2018 31.12. 2017*
Deferred income 6,746 6,665
Other taxes 974 935
Advance payments from customers 928 1,056
Payables to other companies in which an
investment is held
844 744
Deposits received 837 856
Social security 87 98
Payables to subsidiaries 75 129
Sundry 7,945 8,005
Other liabilities 18,436 18,488

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Sundry other liabilities include mainly bonuses for services already performed as well as sales promotions, commission payables and credit balances on customers' accounts.

OTHER DISCLOSURES

Interim Group Financial Statements Notes to the Group

Financial Statements Other Disclosures

32

Contingent liabilities

The following contingent liabilities existed at the balance sheet date:

in € million 31. 3. 2018 31.12. 2017
Investment subsidies 421 399
Litigation 180 204
Performance guarantees 12 10
Other 289 203
Contingent liabilities 902 816

Other contingent liabilities comprise mainly risks relating to taxes and customs duties.

The BMW Group determines its best estimate of contingent liabilities on the basis of the information available at the date of preparation of the Group Financial Statements. This assessment may change over time and is adjusted regularly on the basis of new information and circumstances. Some of the risks are insured.

In June 2016, Germany's competition authority conducted searches at various carmakers and suppliers,

33

Financial instruments

A description of the accounting treatment and measurement of derivative financial instruments and the allocation of recognised financial instruments to different measurement levels is provided in note 6 of the Interim Group Financial Statements at 31 March 2018 and in notes 4 and 37 of the Group Financial Statements at 31 December 2017. see note 6

including BMW AG, as part of an investigation into the purchase of steel. The investigations have not yet been completed. More extensive disclosures pursuant to IAS 37.86 cannot be provided at present.

In July 2017, cartel allegations against five German car manufacturers appeared in the press. Internal investigations were initiated by the BMW Group and have not yet been completed. In October 2017, the European Commission began an inspection at BMW Group. A number of class action lawsuits were brought in the USA and Canada. Possible risks for the BMW Group cannot be quantified at present; further disclosures pursuant to IAS 37.86 cannot be provided at present.

Regulatory authorities have ordered the BMW Group to recall various vehicle models that are fitted with airbags supplied by the Takata group of companies. Provision for the costs involved has been recognised within warranty provisions. In addition to the risks already covered by warranty provisions, it cannot be ruled out that further BMW Group vehicles will be affected by future recall actions. Further disclosures pursuant to IAS 37.86 cannot be provided at present.

Amounts are discounted at 31 March 2018 on the basis of the following interest rates:

ISO Code
in % EUR USD GBP JPY CNY
Interest rate for six months – 0.33 2.54 0.95 – 0.08 5.04
Interest rate for one year – 0.26 2.40 0.95 0.03 4.40
Interest rate for five years 0.37 2.70 1.36 0.12 4.43
Interest rate for ten years 0.99 2.78 1.51 0.30 4.57

Interest rates taken from interest rate curves were adjusted, where necessary, to take account of the credit quality and risk of the underlying financial instrument.

Other Disclosures

Notes to the Group Financial Statements The following table shows the amounts allocated to each measurement level at the end of the reporting period:

31. 3. 2018
Level hierarchy in accordance with IFRS 13
in € million Level 1 Level 2 Level 3
Marketable securities, investment funds and collateral receivables 4,427
Other investments 286 171
Cash equivalents 453
Loans to third parties 1
Derivative instruments (assets)
Interest rate risks 1,667
Currency risks 2,014
Raw materials price risks 313
Other risks 4
Derivative instruments (liabilities)
Interest rate risks 867
Currency risks 336
Raw materials price risks 104
31.12. 2017
Level hierarchy in accordance with IFRS 13
in € million Level 1 Level 2 Level 3
Marketable securities, investment funds and collateral receivables – available-for-sale 5,544
Other investments – available-for-sale / fair value option 284 105
Cash equivalents
Loans to third parties 2
Derivative instruments (assets)
Interest rate risks 1,797
Currency risks 2,008
Raw materials price risks 534
Other risks 2
Derivative instruments (liabilities)
Interest rate risks 778
Currency risks 221
Raw materials price risks 91

The allocation to measurement levels at 31 March 2018 takes account of the reclassifications of financial instruments made in conjunction with the first-time application of IFRS 9 (see note 6). There were no reclassifications within the level hierarchy either in the financial year 2017 or in the first three months of 2018.

see

note 6

Notes to the Group Financial Statements Other Disclosures

Where the fair value was required for a financial instrument for disclosure purposes, the discounted cash flow method was used, taking account of the BMW Group's own default risk; for this reason, the fair values calculated can be allocated to Level 2.

Financial instruments recognised at fair value for which no market price is available are allocated to Level 3. Fair values are determined in accordance with the following table:

in € million Fair value
31.3.2018
Valuation method Input Parameter
Unquoted equity instruments 171 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Contractual rights by share class
Convertible bonds 1 Last financing round
Milestone analysis (quantitative and
qualitative factors)
Price per share
Company performance
Contractual rights by share class
Options on unquoted equity instruments 4 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Consideration of exercise price Contractual rights by share class
Exercise price

Level 3 financial assets relate mainly to investments in a private equity fund. The private equity companies are valued on the basis of their net asset value which is determined using relevant information that is not available in the public domain. The fund manager assesses the underlying individual companies in accordance with the guidelines for international private equity and venture capital valuations (IPEV). A detailed listing and quantification of potential sensitivities of the input parameters is not considered meaningful in view of the valuation methodology applied. An increase in input parameters would normally also lead to a similar increase in valuation.

Notes to the Group Financial Statements Other Disclosures

The balance sheet carrying amount of Level 3 financial instruments developed as follows:

in € million Unquoted equity
instruments
Convertible bonds Options on
unquoted equity
instruments
Financial Instru
ments Level 3
1. January 2018 111* 2 2 115
Additions 59 59
Disposals – 2 – 2
Gains (+)/ losses (–) recognised in accumulated other equity
Gains (+)/ losses (–) recognised in the income statement 6 –1 2 7
Currency translation differences – 3 – 3
31.March 2018 171 1 4 176

* Opening balance adjusted due to first-time application of IFRS 9.

in € million Unquoted equity
instruments
Convertible bonds Options on
unquoted equity
instruments
Financial Instru
ments Level 3
1. January 2017
Additions 103 2 105
Disposals
Gains (+)/ losses (–) recognised in accumulated other equity 8 8
Gains (+)/ losses (–) recognised in the income statement 3 3
Currency translation differences – 6 –1 – 7
31.December 2017 105 2 2 109

In the case of financial instruments held by the BMW Group which are not measured at fair value, the carrying amounts of such instruments correspond

as a general rule to fair values. The following items are the main exceptions to this general rule:

31. 3. 2018 31.12. 2017
in € million Fair value Carrying amount Fair value Carrying amount
Receivables from sales financing 83,970 80,443 83,853 80,434
Bonds 46,281 45,688 45,566 44,880

Related party relationships

Notes to the Group Financial Statements Other Disclosures

34

Transactions of Group entities with related parties arise exclusively in the normal course of business of each of the parties concerned and are conducted at normal market conditions.

A significant proportion of the BMW Group's transactions with related parties relates to the joint venture BMW Brilliance Automotive Ltd., Shenyang.

Supplies and services
performed
Supplies and services
received
Receivables Payables
in € million 1st quarter
2018
1st quarter
2017
1st quarter
2018
1st quarter
2017
31. 3. 2018 31.12. 2017 31. 3. 2018 31.12. 2017
BMW Brilliance Automotive Ltd. 1,579 1,315 19 14 1,209 1,333 841 739

Business relationships of the BMW Group with other associated companies and joint ventures as well as with non-consolidated subsidiaries are small in scale.

Stefan Quandt, Germany, is a shareholder and Deputy Chairman of the Supervisory Board of BMWAG. He is also the sole shareholder and Chairman of the Supervisory Board of DELTON AG, Bad Homburg v. d. H., which, via its subsidiaries, performed logistics-related services for the BMW Group during the first quarter of 2018. In addition, companies of the DELTON Group acquired vehicles from the BMW Group by way of leasing.

Stefan Quandt, Germany, is also the indirect majority shareholder of SOLARWATT GmbH, Dresden. Cooperation arrangements are in place between BMWAG and SOLARWATT GmbH, Dresden, within the field of electric mobility. The focus of this collaboration is on providing complete photovoltaic solutions for rooftop systems and carports to BMWi customers. SOLARWATT GmbH, Dresden, leased vehicles from the BMW Group during the first three months of 2018.

Susanne Klatten, Germany, is a shareholder and member of the Supervisory Board of BMWAG and also a shareholder and Deputy Chairwoman of the Supervisory Board of ALTANA AG, Wesel. ALTANA AG, Wesel, acquired vehicles from the BMW Group during the first three months of 2018 by way of leasing.

Susanne Klatten, Germany, is also the sole shareholder and Chairwoman of the Supervisory Board of UnternehmerTUM GmbH, Garching. During the first three months of 2018, the BMW Group bought in services from UnternehmerTUM GmbH, Garching, primarily in the form of consultancy and workshop services.

In addition, Susanne Klatten, Germany, and Stefan Quandt, Germany, are indirectly sole shareholders of Entrust Datacard Corp., Shakopee, Minnesota. Stefan Quandt is also a member of the supervisory

board of this entity. Entrust Datacard Corp., Shakopee, Minnesota, leased vehicles from the BMW Group during the first quarter of 2018.

Apart from vehicle leasing and credit financing contracts concluded at normal market conditions, companies of the BMW Group have not entered into any contracts with members of the Board of Management or Supervisory Board of BMWAG. The same applies to close members of the families of those persons.

BMW Trust e. V., Munich, manages fund assets relating to pension obligations on a trustee basis and manages the accrued entitlements relating to pre-retirement part-time working arrangements in Germany and is therefore a related party of the BMW Group in accordance with IAS 24. This entity has no assets of its own. It had no income or expenses during the period under report. BMWAG bears expenses on an immaterial scale and performs services for BMW Trust e. V., Munich.

35

Events after the end of the reporting period

No events have occurred after the balance sheet date with a particular significance for the results of operations, financial position or net assets of the BMW Group.

68

SEGMENT INFORMATION

Interim Group Financial Statements Notes to the Group

Financial Statements Segment Information

36 Explanatory notes to segment information

For information on the basis used for identifying and managing reportable segments, please refer to the Group Financial Statements at 31 December 2017.

Due to the management system, reported segment results and asset values are based on different performance measures. Details are provided in note 43 of the Group Financial Statements of BMWAG at 31 December 2017.

Segment information is prepared in conformity with the accounting policies used to prepare and present the Interim Group Financial Statements. Exceptions to this general principle include the treatment of inter-segment warranties, the earnings impact of which is allocated to the Automotive and Financial Services segments on the basis used internally to manage the business. In addition, intragroup repurchase agreements between the Automotive and Financial Services segments pursuant to IFRS 15, impairment allowances on intragroup receivables and changes in the value of consolidated other investments pursuant to IFRS 9 are also excluded.

Segment information by operating segment for the first quarter is as follows:

Automotive Motorcycles Financial Services
in € million 2018 2017* 2018 2017* 2018 2017
Segment information
by operating segment
External revenues 15,913 16,658 524 620 6,256 6,648
Inter-segment revenues 3,413 3,343 418 398
Total revenues 19,326 20,001 524 620 6,674 7,046
Segment result 1,881 1,877 77 125 561 595
Result from equity accounted investments 223 351
Capital expenditure on non-current assets 1,298 1,030 14 9 5,465 6,034
Depreciation and amortisation on non-current assets 1,200 1,161 24 20 2,442 2,322
Automotive Motorcycles Financial Services
in € million 31. 3. 2018 31.12. 2017* 31. 3. 2018 31.12. 2017 31. 3. 2018 31.12. 2017
Segment assets 12,507 11,223 647 618 15,060 14,740
Investments accounted for using the equity method 2,686 2,769

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Group Reconciliation to Group figures Other Entities
2017* 2018 2017* 2018 2017 2018
Segment information
by operating segment
External revenues 23,926 22,694 1
Inter-segment revenues – 3,743 – 3,832 2 1
Total revenues 23,926 22,694 – 3,743 – 3,832 2 2
Segment result 3,180 3,165 587 576 – 4 70
Result from equity accounted investments 351 223
Capital expenditure on non-current assets 5,565 5,304 –1,508 –1,473
Depreciation and amortisation on non-current assets 1,964 2,124 –1,539 –1,542
Group Reconciliation to Group figures Other Entities
31.12. 2017* 31. 3. 2018 31.12. 2017* 31. 3. 2018 31.12. 2017 31. 3. 2018
Segment assets 195,506 196,218 93,804 91,854 75,121 76,150
Investments accounted for using the equity method 2,769 2,686

Segment figures for the first quarter can be reconciled to the corresponding Group figures as follows:

Notes to the Group Financial Statements Segment Information

in € million 2018 2017*
Reconciliation of segment result
Total for reportable segments 2,589 2,593
Financial result of Automotive segment and Motorcycles segment 401 408
Elimination of inter-segment items 175 179
Group profit before tax 3,165 3,180
Reconciliation of capital expenditure on non-current assets
Total for reportable segments 6,777 7,073
Elimination of inter-segment items –1,473 –1,508
Total Group capital expenditure on non-current assets 5,304 5,565
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 3,666 3,503
Elimination of inter-segment items –1,542 –1,539
Total Group depreciation and amortisation on non-current assets 2,124 1,964

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Segment figures can be reconciled to the corresponding Group figures as follows:

in € million 31. 3. 2018 31.12. 2017*
Reconciliation of segment assets
Total for reportable segments 104,364 101,702
Non-operating assets – Other Entities segment 7,732 7,829
Total liabilities – Financial Services segment 122,466 123,088
Non-operating assets – Automotive and Motorcycles segments 47,314 47,973
Liabilities of Automotive and Motorcycles segments not subject to interest 36,061 35,061
Elimination of inter-segment items –121,719 –120,147
Total Group assets 196,218 195,506

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

OTHER INFORMATION

Page 72 Financial Calendar

Page 73 Contacts

Other Information

FINANCIAL CALENDAR 2018

Financial Calendar

17 May 2018 Annual General Meeting

2 August 2018 Quarterly Report to 30 June 2018

7 November 2018 Quarterly Report to 30 September 2018

2019

20 March 2019 Annual Report 2018

20 March 2019 Annual Accounts Press Conference

21 March 2019 Analyst and Investor Conference

7 May 2019 Quarterly Report to 31 March 2019

16 May 2019 Annual General Meeting

1 August 2019 Quarterly Report to 30 June 2019

6 November 2019 Quarterly Report to 30 September 2019

73

Other Information

Contacts

CONTACTS Business and Finance Press

Telephone + 49 89 382-2 45 44 + 49 89 382-2 41 18 Fax + 49 89 382-2 44 18 E-mail [email protected]

Investor Relations

Telephone + 49 89 382-3 16 84 + 49 89 382-2 53 87 Fax + 49 89 382-1 46 61 E-mail [email protected]

The BMW Group on the Internet

Further information about the BMW Group is available online at www.bmwgroup.com. Investor Relations information is available directly at www.bmwgroup.com/ir.

Information about the various BMW Group brands is available at www.bmw.com, www.mini.com and www.rolls-roycemotorcars.com.

PUBLISHED BY

Bayerische Motoren Werke Aktiengesellschaft 80788 Munich Germany Telephone +49 89 382-0

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