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Bayerische Motoren Werke AG

Quarterly Report Aug 2, 2018

50_10-q_2018-08-02_fbdc1639-c6a4-49d8-b497-394c295fd7fc.pdf

Quarterly Report

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QUARTERLY REPORT

30 June 2018

CONTENTS

1 BMW GROUP AT A GLANCE

Page 4 BMW Group in Figures

Page 10 BMWAG Stock and Capital Markets

2 INTERIM GROUP MANAGEMENT REPORT

  • Page 13 Report on Economic Position
  • Page 13 General Economic Environment
  • Page 15 Automotive Segment
  • Page 20 Motorcycles Segment
  • Page 21 Financial Services Segment Page 23 Results of Operations, Financial Position and Net Assets
  • Page 34 Report on Outlook, Risks and Opportunities
  • Page 34 Outlook
  • Page 40 Risks and Opportunities

3 INTERIM GROUP FINANCIAL STATEMENTS

Page 42 Income Statement

  • Page 42 Statement of Comprehensive Income
  • Page 46 Balance Sheet
  • Page 48 Cash Flow Statement
  • Page 50 Statement of Changes in Equity
  • Page 52 Notes to the Group Financial Statements
  • Page 52 Accounting Principles and Policies
  • Page 63 Notes to the Income Statement
  • Page 66 Notes to the Statement of Comprehensive Income
  • Page 68 Notes to the Balance Sheet
  • Page 72 Other Disclosures
  • Page 78 Segment Information
  • Page 82 Responsibility Statement by the Company's Legal Representatives
  • Page 83 Review Report

4 OTHER INFORMATION

Page 85 Financial Calendar

Page 86 Contacts

BMW GROUP AT A GLANCE

Page 4 BMW Group in Figures

Page 10 BMWAG Stock and Capital Markets

BMW Group at a Glance

BMW Group in Figures

BMW GROUP IN FIGURES

Key performance indicators reported during the year

• 01

2nd quarter 2018 2nd quarter 2017 Change in %
Group
Profit before tax1 € million 2,873 3,058 – 6.0
Workforce2
(at 30 June 2018 / 31 December 2017)
131,636 129,932 1.3
Automotive segment
Deliveries3 units 637,878 633,582 0.7
Revenues1 € million 22,192 22,165 0.1
EBIT margin1, 4 % (change in %pts) 8.6 10.1 –1.5
Motorcycles segment
Deliveries units 51,117 52,753 – 3.1
EBIT margin1, 4 % (change in %pts) 14.9 15.0 – 0.1

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Figures exclude suspended contracts of employment, employees in the non-work phases of pre-retirement part-time arrangements and low income earners.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 106,944 units, 2017: 96,794 units).

4 Profit before financial result as percentage of segment revenues.

Further performance figures

• 02

2nd quarter 2018 2nd quarter 2017 Change in %
Automotive segment
Deliveries
BMW1 units 541,849 534,585 1.4
MINI units 95,055 98,155 – 3.2
Rolls-Royce units 974 842 15.7
Total1 637,878 633,582 0.7
Production volume
BMW2 units 550,768 517,791 6.4
MINI units 100,971 95,962 5.2
Rolls-Royce units 1,242 782 58.8
Total2 652,981 614,535 6.3
Motorcycles segment
Production volume units 46,724 51,086 – 8.5
Financial Services segment
New contracts with retail customers 480,303 468,603 2.5
Free cash flow Automotive segment € million 1,642 436
Group revenues3 € million 25,023 25,765 – 2.9
Automotive3 € million 22,192 22,165 0.1
Motorcycles3 € million 658 695 – 5.3
Financial Services € million 7,141 7,044 1.4
Other Entities € million 1 1
Eliminations3 € million – 4,969 – 4,140 – 20.0
Group profit before financial result (EBIT)3 € million 2,746 2,932 – 6.3
Automotive3 € million 1,919 2,244 –14.5
Motorcycles3 € million 98 104 – 5.8
Financial Services € million 607 588 3.2
Other Entities € million 7 8 –12.5
Eliminations3 € million 115 –12
Group profit before tax (EBT)3 € million 2,873 3,058 – 6.0
Automotive3 € million 2,062 2,391 –13.8
Motorcycles3 € million 96 103 – 6.8
Financial Services € million 605 589 2.7
Other Entities € million 8 23 – 65.2
Eliminations3 € million 102 – 48
Group income taxes3 € million – 784 – 841 6.8
Profit from continuing operations € million 2,089 2,217 – 5.8
Loss from discontinued operations € million – 7
Group net profit3 € million 2,082 2,217 – 6.1
Earnings per share3, 4 3.13 / 3.14 3.34 / 3.35 – 6.3 / – 6.3
Group pre-tax return on sales3, 5 % (change in %pts) 11.5 11.9 – 0.4

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 106,944 units, 2017: 96,794 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 103,703 units, 2017: 84,883 units).

3 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

4 Common / preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread over the quarters

of the corresponding financial year.

5 Group profit before tax as a percentage of Group revenues.

BMW Group at a Glance

BMW Group in Figures

BMW GROUP IN FIGURES

Key performance indicators reported during the year

• 03

1 January to
30 June 2018
1 January to
30 June 2017
Change in %
Group
Profit before tax1 € million 6,038 6,238 – 3.2
Workforce2
(at 30 June 2018 / 31 December 2017)
131,636 129,932 1.3
Automotive segment
Deliveries3 units 1,242,507 1,220,819 1.8
Revenues1 € million 41,518 42,166 –1.5
EBIT margin1, 4 % (change in %pts) 9.2 9.8 – 0.6
Motorcycles segment
Deliveries units 86,975 88,389 –1.6
EBIT margin1, 4 % (change in %pts) 14.8 17.4 – 2.6

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Figures exclude suspended contracts of employment, employees in the non-work phases of pre-retirement part-time arrangements and low income earners.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 215,218 units, 2017: 186,966 units). 4 Profit before financial result as percentage of segment revenues.

Further performance figures

• 04

1 January to
30 June 2018
1 January to
30 June 2017
Change in %
Automotive segment
Deliveries
BMW1 units 1,059,296 1,038,030 2.0
MINI units 181,430 181,214 0.1
Rolls-Royce units 1,781 1,575 13.1
Total1 1,242,507 1,220,819 1.8
Production volume
BMW2 units 1,111,412 1,066,966 4.2
MINI units 202,781 193,861 4.6
Rolls-Royce units 2,121 1,637 29.6
Total2 1,316,314 1,262,464 4.3
Motorcycles segment
Production volume units 88,008 105,552 –16.6
Financial Services segment
New contracts with retail customers 932,211 934,237 – 0.2
Free cash flow Automotive segment € million 1,944 2,035 – 4.5
Group revenues3 € million 47,717 49,691 – 4.0
Automotive3 € million 41,518 42,166 –1.5
Motorcycles3 € million 1,182 1,315 –10.1
Financial Services € million 13,815 14,090 – 2.0
Other Entities € million 3 3
Eliminations3 € million – 8,801 – 7,883 –11.6
Group profit before financial result (EBIT)3 € million 5,479 5,753 – 4.8
Automotive3 € million 3,800 4,121 – 7.8
Motorcycles3 € million 175 229 – 23.6
Financial Services € million 1,176 1,192 –1.3
Other Entities € million 16 12 33.3
Eliminations3 € million 312 199 56.8
Group profit before tax (EBT)3 € million 6,038 6,238 – 3.2
Automotive3 € million 4,343 4,676 – 7.1
Motorcycles3 € million 174 228 – 23.7
Financial Services € million 1,166 1,184 –1.5
Other Entities € million 78 19
Eliminations3 € million 277 131
Group income taxes3 € million –1,648 –1,747 5.7
Profit from continuing operations € million 4,390 4,491 – 2.2
Loss from discontinued operations € million – 7
Group net profit3 € million 4,383 4,491 – 2.4
Earnings per share3, 4 6.60 / 6.61 6.79 / 6.80 – 2.8 / – 2.8
Group pre-tax return on sales3, 5 % (change in %pts) 12.7 12.6 0.1

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 215,218 units, 2017: 186,966 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 210,974 units, 2017: 183,598 units).

3 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

4 Common / preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread over the quarters of the corresponding financial year.

5 Group profit before tax as a percentage of Group revenues.

BMW Group at a Glance

BMW Group in Figures

BMW Group posts new sales volume records

The BMW Group remained on course during the period under report, setting new sales volume records for both the second quarter of 2018 and the six-month period. In total, 637,8781 BMW, MINI and Rolls-Royce brand vehicles were sold worldwide during the period from April to June (2017: 633,5821 units; + 0.7%). Sixmonth deliveries of the Group's three brands rose by 1.8% to 1,242,5071 units (2017: 1,220,8191 units).

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (second quarter 2018: 106,944, 2017: 96,794 units; 1 January to 30 June 2018: 215,218, 2017: 186,966 units).

The number of motorcycles sold during the reporting period was partially influenced by the model change in the mid-class segment, with 51,117 units sold between April and June (2017: 52,753 units; – 3.1%). Motorcycle deliveries during the six-month period were slightly down year-on-year at 86,975 units (2017: 88,389 units; – 1.6%).

The Financial Services segment's portfolio of contracts with retail customers grew slightly by 2.3% to 5,506,901 contracts at the end of the reporting period (31 December 2017: 5,380,785 contracts). In total, 480,303 new credit financing and leasing contracts were signed with retail customers during the second quarter (2017: 468,603 contracts; + 2.5%), bringing the six-month figure to 932,211 contracts (2017: 934,237 contracts: – 0.2%).

Currency effects dampen six- month revenues and earnings

The BMW Group's earnings during the reporting period were impacted by high expenses and upfront expenditure for the product offensive, for research and development as well as an intensely competitive environment, combined with volatile markets and business conditions.

Adverse foreign currency translation effects caused Group revenues to fall short of the previous year's corresponding figure for the six-month period, especially in the first quarter. At € 25,023 million, second-quarter revenues were slightly down on the previous year (2017: € 25,7652 million; – 2.9%). Six-month revenues totalled € 47,717 million (2017: € 49,6912 million; –4.0%). Adjusted for currency effects, revenues were at similar levels to the previous year, both for the second quarter (+0.1%) and the six-month period (– 0.3%).

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

9

Group profit before financial result (EBIT) declined to € 2,746 million for the second quarter (2017: € 2,932* million; – 6.3%) and € 5,479 million for the six-month period (2017: € 5,753* million; – 4.8%). Apart from the currency impact, earnings were also dampened by higher expenses and upfront expenditure for the research and development projects necessary to safeguard future business as well as by the depreciation of property, plant and equipment and the amortisation of capitalised development costs.

Group profit before tax was also impacted by the same set of factors, falling to € 2,873 million for the period from April to June (2017: € 3,058* million; – 6.0 %) and to € 6,038 million for the six-month period (2017: € 6,238* million: – 3.2%).

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Slight increase in workforce size

The BMW Group had a workforce of 131,636 employees worldwide at the end of the reporting period (31 December 2017: 129,932 employees; + 1.3 %). The need to recruit suitably qualified staff is being driven primarily by projects aimed at securing the Group's future, such as vehicle electrification and autonomous driving.

BMW Group at a Glance

BMWAG Stock and Capital Markets

BMWAG STOCK AND CAPITAL MARKETS

Markets severely dampened by trade dispute

DAX records losses in first half of year

BMWAG STOCK AND CAPITAL MARKETS IN THE SECOND QUARTER 2018

The second quarter was dominated in particular by the trade dispute between the USA and China. The Chinese government's announcement in May 2018 to reduce import duties for passenger cars from 25 % to 15 % with effect from 1 July eased the conflict temporarily. Against this backdrop, global stock markets recorded only minor gains in April and the early part of May. The tariffs announced by the USA on Chinese goods and the direct countermeasures undertaken by China have unsettled investors. At the end of the quarter, concerns about a possible increase in US import duties on some European imports, such as passenger cars, also weighed heavily on automobile stocks.

The German DAX share index closed the second quarter at 12,306 points, down 4.7% compared to the end of 2017 (12,918 points). From its high for the year of 13,560 points recorded on 23 January, the DAX fell by 9.2% in the period up to the end of June, despite recovering somewhat in the second quarter.

Due to the factors mentioned above, the Prime Automobile Index performed significantly less well than the DAX. Apart from the technological challenges lying ahead for the automobile industry and the related costs, sector investors are also concerned about the current trade dispute. The sector index fell by 11.6% in the second quarter to 1,460 points, declining by 13.5% since the end of 2017.

BMW stocks were not fully immune to the sector trend and also lost ground. BMW common stock closed at € 77.63 at the end of the second quarter, 10.6% lower than at the end of 2017. BMW preferred stock also performed similarly and closed the second quarter at € 68.30, 8.5% down on the closing price recorded at the end of the previous year. So far this year, however, BMW securities have outperformed the sector as a whole, reflecting the positive figures reported for the financial year 2017 and the solid outlook for 2018, which was reaffirmed despite considerable uncertainties.

BMWAG development of stock • 09

(Index: 30 March 2018 = 100)

Source: Reuters.

BMW Group at a Glance

BMWAG Stock and Capital Markets

INTERIM GROUP MANAGEMENT REPORT

  • Page 13 Report on Economic Position
  • Page 13 General Economic Environment
  • Page 15 Automotive Segment
  • Page 20 Motorcycles Segment
  • Page 21 Financial Services Segment
  • Page 23 Results of Operations, Financial Position and Net Assets

Page 34 Report on Outlook, Risks and Opportunities

Page 34 Outlook

Page 40 Risks and Opportunities

REPORT ON ECONOMIC POSITION

International automobile markets remain stable

New sales volume record for Automotive segment

GENERAL ECONOMIC ENVIRONMENT IN THE FIRST HALF OF 2018

International automobile markets

Global automobile markets grew by 2.2% during the first six months of 2018.

Demand for vehicles in Europe rose by 2.7% during the first six months of the year. At 2.9 %, growth in Germany was similarly high and even greater in France at 4.7%. Once again, the strongest increase in new registrations in Europe was recorded in Spain, where the market expanded by a further 10.1%. By contrast, vehicle registrations in Italy were 1.4% down year-on-year. Despite a slowdown in the market contraction in the United Kingdom (UK) during the first six-month period, the 6.3% year-on-year decrease was still substantial.

After a slight decline in the previous year, demand in the USA stabilised again with 1.9% more new vehicles registered during the six-month period, helped by the generally robust state of the economy.

Registrations in China during the period from January to June 2018 were slightly up on one year earlier (+ 2.9%), reflecting the ongoing normalisation of the economy and the government's attempts to combat high levels of debt, especially in the corporate sector.

After robust growth in the previous year, the volatile Japanese automobile market slowed during the first half of the year, with new registrations down by 1.9% compared to the previous year.

Now that both countries have come out of recession, pent-up demand in Brazil and Russia was also evident during the six-month period, with the Brazilian market growing by 13.0% and the Russian market by as much as 17.3%.

Interim Group Management Report

Report on Economic Position General Economic Environment

Interim Group Management Report Report on Economic

Position General Economic Environment

International motorcycle markets

Most motorcycle markets in the 250 cc plus class performed well during the first half of 2018, with registrations up by 3.0 % worldwide. Europe's markets developed very positively, expanding at an overall rate of 5.3 %. After a relatively weak first quarter, the German market recovered significantly to end the six-month period with registrations up by 7.7 %. The development in Italy (+ 4.4 %) and France (+ 4.6 %) was also positive. The Spanish motorcycle market grew even more strongly (+ 6.2 %). The downward trend in the USA continues, reflected in a further 4.2 % drop on the previous year.

International interest rate environment and pre-owned vehicle prices

The European Central Bank (ECB) continued to pursue an expansive monetary policy during the second quarter. While the labour market developed positively and economic growth remained robust, there was still no clear trend towards the targeted inflation rate of 2%. As a consequence, the ECB left the key interest rate in the eurozone at zero per cent before proceeding, in June, to announce a gradual withdrawal from its bond buying programme.

After a weak first quarter, the UK economy remained flat during the second three-month period. With key questions regarding the UK's planned withdrawal from the EU in March 2019 still unanswered, both political and economic uncertainty have increased. Under these circumstances, the Bank of England (BoE) decided to postpone plans for a possible interest rate increase until a later date.

In both March and June, the US Federal Reserve raised its key interest rate by 25 basis points, influenced by continued good job market figures, stable economic growth stimulated by tax breaks, and an inflation rate close to the target value of 2%.

The Chinese economy performed robustly during the second quarter. However, high corporate debt ratios and the escalating trade dispute with the US are regarded as major risks to the country's financial stability. As a result, the Chinese central bank has left its monetary policy unchanged for the time being.

Japan's economy remained stable during the second quarter of 2018. The Japanese central bank maintained its highly expansive monetary policy in view of the continuing low rate of inflation.

Selling prices of premium segment pre-owned vehicles on international markets developed in line with the BMW Group's expectations during the second quarter of 2018. As in the previous three-month period, prices tended slightly lower in Europe, still reflecting ongoing customer uncertainty with regard to diesel-powered vehicles. Prices also fell slightly in North America, but remained stable in Asia.

Interim Group Management Report

Report on Economic Position General Economic Environment

Automotive Segment

Automotive Segment

New high for BMW Group vehicle deliveries

The Automotive segment performed well in both the second quarter and over the six-month period as a whole, achieving new sales volume records. The BMW Group delivered a total of 637,878 1 BMW, MINI and Rolls-Royce brand vehicles to customers in the period from April to June (2017: 633,582 1 units; +0.7%), comprising 541,849 1 BMW (2017: 534,585 1 units; + 1.4%), 95,055 MINI (2017: 98,155 units; – 3.2%) and 974 Rolls-Royce (2017: 842 units; + 15.7%).

Six-month sales of the three brands therefore edged up by 1.8% to 1,242,507 2 units (2017: 1,220,819 2 units), with the BMW brand accounting for 1,059,296 2 units (2017: 1,038,030 2 units; + 2.0 %) and MINI for 181,430 units (2017: 181,214 units; +0.1%). Rolls-Royce Motor Cars recorded significant growth, with total deliveries to customers up to 1,781 units (2017: 1,575 units; + 13.1%).

Inconsistent development of sales volume across countries

In Asia, the momentum seen in the first quarter slowed significantly as a consequence of the announcement of customs easing in China from 1 July 2018. Due to the wait-and-see attitude of Chinese customers, the BMW Group recorded a slight decline in deliveries of BMW, MINI and Rolls-Royce brand vehicles in Asia during the second quarter of 2018 to 211,197 1 units

(2017: 215,748 1 units; –2.1%). Over the six-month period, however, deliveries rose by 1.9% to 423,890 2 units (2017: 415,888 2 units). In China, second-quarter sales of the three Group brands fell to 147,059 1 units (2017: 150,614 1 units; – 2.4%). The number of vehicles sold on the Chinese mainland during the six-month period grew slightly by 2.2% to 300,153 2 units (2017: 293,572 2 units).

The BMW Group sold a total of 291,377 units (2017: 287,210 units; + 1.5%) in Europe during the period from April to June 2018. The six-month period saw a slight increase of 1.2% to 562,102 units (2017: 555,206 units). At 81,424 units, second-quarter deliveries in Germany exceeded the previous year's figure by a solid 5.8% (2017: 76,982 units). From January to June, sales figures increased by 3.7% year-on-year (149,718 units; 2017: 144,414 units). In the UK, consumer sentiment was weakened by ongoing uncertainties surrounding the Brexit negotiations. At 63,013 units sold, the threemonth sales volume nevertheless more than matched the previous year's level (2017: 62,540 units; + 0.8%). In the first six-month period, however, figures were slightly down on the previous year (124,294 units; 2017: 125,544 units; – 1.0%).

Automotive segment at a glance

• 10

2nd quarter 2018 2nd quarter 2017 Change in %
Deliveries1, 3 units 637,878 633,582 0.7
Production4 units 652,981 614,535 6.3
Revenues3, 5 € million 22,192 22,165 0.1
Profit before financial result (EBIT)5 € million 1,919 2,244 –14.5
Profit before tax5 € million 2,062 2,391 –13.8
EBIT margin3, 5, 6 % (change in %pts) 8.6 10.1 –1.5
1 January to
30 June 2018
1 January to
30 June 2017
Change in %
1.8
units 1,316,314 1,262,464 4.3
€ million 41,518 42,166 –1.5
€ million 3,800 4,121 – 7.8
€ million 4,343 4,676 – 7.1
% (change in %pts) 9.2 9.8 – 0.6
119,195 117,664 1.3
units 1,242,507 1,220,819

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 106,944 units, 2017: 96,794 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 215,218 units, 2017: 186,966 units).

3 Key performance indicators reported on during the year.

4 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 103,703 units, 2017: 84,883 units).

5 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

6 Profit before financial result as percentage of Automotive segment revenues.

7 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 210,974 units, 2017: 183,598 units).

Interim Group Management Report Report on Economic Position General Economic Environment

Automotive Segment

In the Americas region, the positive trend seen at the beginning of the year continued throughout the period from April to June 2018. Second-quarter deliveries rose slightly by 3.8 % to 119,713 vehicles (2017: 115,292 units). During the first half of 2018, a total of 226,061 units of the three Group brands were

sold in the region (2017: 217,530 units; + 3.9 %). Sales figures also improved in the USA, both on a quarterly basis (91,940 units; 2017: 89,616 units; + 2.6 %) and for the six-month period (176,570 units; 2017: 171,785 units; + 2.8 %).

Automotive segment deliveries of vehicles by region and market

• 11

in units 2nd quarter 2018 2nd quarter 2017 Change in % 1 January to
30 June 2018
1 January to
30 June 2017
Change in %
Europe 291,377 287,210 1.5 562,102 555,206 1.2
thereof Germany 81,424 76,982 5.8 149,718 144,414 3.7
thereof UK 63,013 62,540 0.8 124,294 125,544 –1.0
Americas 119,713 115,292 3.8 226,061 217,530 3.9
thereof USA 91,940 89,616 2.6 176,570 171,785 2.8
Asia 211,1971 215,7481 – 2.1 423,8902 415,8882 1.9
thereof China 147,0591 150,6141 – 2.4 300,1532 293,5722 2.2
Other markets 15,591 15,332 1.7 30,454 32,195 – 5.4
Total 637,8781 633,5821 0.7 1,242,5072 1,220,8192 1.8

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 106,944 units, 2017: 96,794 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 215,218 units, 2017: 186,966 units).

BMW again achieves new highs2

The BMW brand again achieved record sales volume figures for the period under report. The BMW 5 Series, 6 Series as well as the BMW X family and BMWi models, all made important contributions, marking new quarterly and six-month highs.

The BMW 5 Series recorded particularly dynamic growth. Six-month deliveries were up significantly by 14.9 % to 191,185 units (2017: 166,353 units). The new Gran Turismo helped the BMW 6 Series to more than double deliveries in the first half of 2018 to 13,146 units worldwide (2017: 4,703 units). The BMW 1 Series performed well, with deliveries up by a solid 7.2% to 98,396 units in the first half of the year (2017: 91,802 units). Now nearing the end of its model life cycle and in line with expectations, the 192,400 units of the BMW 3 Series delivered to customers were down on the previous year (2017: 207,692 units; – 7.4%).

Despite the X3 model change and the end of the life cycle of the X5, the BMW X family reported a solid increase on the previous year's high level over the six-month period. The BMW Group increased deliveries of its now six X models to 379,400 units worldwide (2017: 357,496 units; + 6.1 %). Sales figures for the BMW X1 rose significantly by 11.8 % to 152,866 units (2017: 136,749 units). Although deliveries of the BMW X3 were slightly down at 78,464 units (2017: 81,607 units; – 3.9 %) for the six-month period, significant growth was recorded for the second quarter (44,695 units; 2017: 39,865 units; + 12.1 %). This improving performance was attributable to the start of production in China and South Africa during the second quarter of 2018 following the model change. With the BMW X5 now approaching the end of its life cycle, the 85,307 units delivered during the first half of 2018 were unable to match the previous year's high figures (2017: 89,958 units; – 5.2%). The new BMW X2 went on sale in March 2018, recording 22,326 deliveries to customers by the end of the reporting period.

Interim Group Management Report Report on Economic Position

General Economic Environment Automotive Segment • 12

Automotive segment deliveries of BMW vehicles by model series*

in units 1 January to
30 June 2018
1 January to
30 June 2017
Change in %
BMW 1 Series 98,396 91,802 7.2
BMW 2 Series 81,710 91,848 –11.0
BMW 3 Series 192,400 207,692 – 7.4
BMW 4 Series 58,594 69,907 –16.2
BMW 5 Series 191,185 166,353 14.9
BMW 6 Series 13,146 4,703
BMW 7 Series 27,530 32,290 –14.7
BMW X1 152,866 136,749 11.8
BMW X2 22,326
BMW X3 78,464 81,607 – 3.9
BMW X4 21,128 28,087 – 24.8
BMW X5 85,307 89,958 – 5.2
BMW X6 19,309 21,095 – 8.5
BMW i 16,935 15,939 6.2
BMW total 1,059,296 1,038,030 2.0

* Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 215,218 units, 2017: 186,966 units).

MINI equals previous year's volume record for six-month period

With 181,430 units delivered worldwide, the brand equalled the previous year's volume record for the six-month period (2017: 181,214 units; + 0.1 %). Deliveries of the Countryman grew by more than one third to 48,692 units (2017: 34,828 units; + 39.8 %). At 90,962 units, sales of the MINI 3- and 5-door models fell short of the high level reported one year earlier (2017: 97,820 units; – 7.0 %).

Automotive segment deliveries of MINI vehicles by model variant • 13

in units 1 January to
30 June 2018
1 January to
30 June 2017
Change in %
MINI Hatch (3- and 5-door) 90,962 97,820 – 7.0
MINI Convertible 18,154 18,699 – 2.9
MINI Clubman 23,622 29,867 – 20.9
MINI Countryman 48,692 34,828 39.8
MINI total 181,430 181,214 0.1

Interim Group Management Report Report on Economic Position General Economic Environment

Automotive Segment

High demand for new Rolls-Royce Phantom

Rolls-Royce Motor Cars sold 1,781 vehicles worldwide during the first six months of the year, 13.1% more than in the same period one year earlier (2017: 1,575 units). Launched in January 2018, the new Rolls-Royce Phantom is currently enjoying high demand. In the first half of 2018, a total of 346 units were delivered to customers (2017: 79 units).

Automotive segment deliveries of Rolls-Royce vehicles by model variant

• 14

in units 1 January to
30 June 2018
1 January to
30 June 2017
Change in %
Phantom 346 79
Ghost 494 505 – 2.2
Wraith /Dawn 941 991 – 5.0
Rolls-Royce total 1,781 1,575 13.1

Dynamic growth in demand for electrified vehicles

The percentage of deliveries accounted for by electrified vehicles is growing continuously and customer demand is making this type of vehicle an increasingly important aspect of the BMW Group's overall volume performance. Thanks to the systematic expansion of alternative drivetrain systems to its model portfolio, the BMW Group occupies a leading position within the premium segment in terms of electrification. During the period from January to June, sales of electrified vehicles rose by over one third to 60,660 units (2017: 42,573 units; + 42.5 %), including 15,736 units of the BMWi3, 6.1 % more than in the same period of the

previous year (2017: 14,825 units). The BMW brand occupies the leading position in the premium segment for plug-in hybrids. Sales figures for BMW plug-in hybrids marketed under the iPerformance brand name jumped by almost half in the first six months to 38,440 units (2017: 25,936 units; + 48.2 %). Launched in June 2017, the MINI Cooper SE Countryman ALL4 recorded worldwide sales of 5,285 units during the period from January to June 2018 (2017: 698 units); (fuel consumption in l / 100 km (combined) 2.3 – 2.1 / / CO2 emissions in g / km (combined) 52 – 49 / / electric power consumption in kWh / 100 km (combined) 14.0 – 13.2).

Automotive segment deliveries of electrified models • 15

in units 1 January to
30 June 2018
1 January to
30 June 2017
Change in %
BMW i 16,935 15,939 6.2
BMW iPerformance 38,440 25,936 48.2
MINI Electric 5,285 698
Total 60,660 42,573 42.5

Automobile production higher

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Interim Group

Automotive Segment

In the second quarter of 2018, the BMW Group's production network manufactured a total of 652,981 1 BMW, MINI and Rolls-Royce brand vehicles (2017: 614,535 1 units; + 6.3 %), comprising 550,768 1 BMW (2017: 517,791 1 units; + 6.4 %), 100,971 MINI (2017: 95,962 units; + 5.2 %) and 1,242 Rolls-Royce (2017: 782 units; + 58.8 %). The corresponding figure for the period from January to June totalled 1,316,314 2 units (2017: 1,262,464 2 units; + 4.3%), comprising 1,111,412 2 BMW (2017: 1,066,966 2 units; + 4.2 %), 202,781 MINI (2017: 193,861 units; + 4.6 %) and 2,121 Rolls-Royce brand vehicles (2017: 1,637 units; + 29.6 %).

EBIT margin within target range

Six-month revenues for the Automotive segment were affected by the translation of foreign currencies such as the US dollar and the Chinese renminbi, particularly in the first quarter. At € 22,192 million, second-quarter revenues were at a similar high level to the previous year (2017: € 22,165 3 million; + 0.1%). Segment revenues for the period from January to June fell slightly by 1.5% to € 41,518 million (2017: € 42,166 3 million).

In addition to currency effects, earnings were also held down in particular by rising upfront expenditure and costs for the product offensive, for research and development projects relating to electrification and autonomous driving as well as the depreciation of property, plant and equipment and capitalised development costs.

Accordingly, second-quarter EBIT came in at € 1,919 million (2017: € 2,244 3 million; – 14.5%). At 8.6%, the Automotive segment's EBIT margin remained within the target range of between 8 and 10% (2017: 10.1 3%; – 1.5 percentage points). Between January and June, segment EBIT fell moderately to € 3,800 million (2017: € 4,121 3 million; – 7.8%), resulting in an EBIT margin of 9.2% (2017: 9.8 3%; – 0.6 percentage points) for the six-month period. Profit before tax recorded by the Automotive segment for the three-month period totalled € 2,062 million (2017: € 2,391 3 million; – 13.8 %) and for the six-month period € 4,343 million (2017: € 4,676 3 million; – 7.1 %).

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 103,703 units, 2017: 84,883 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 210,974 units, 2017: 183,598 units).

3 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Slight increase in workforce

The BMW Group had a workforce of 119,195 employees in the Automotive segment at the end of the reporting period (31 December 2017: 117,664 employees), slightly up (+ 1.3%) over the six-month period.

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Motorcycles Segment

Motorcycles Segment

Deliveries below previous year's level

Motorcycles business was held down by a number of factors during the reporting period, including the model change in the mid-class segment and the large number of new models launched. The significantly lower production output had a negative impact on supplies to the BMW Group's dealer organisation.

Worldwide deliveries by BMW Motorrad decreased slightly by 3.1 % in the second quarter of 2018 to 51,117 units (2017: 52,753 units) and to 86,975 units (2017: 88,389 units; – 1.6 %) for the six-month period as a whole.

In Europe, the number of motorcycles delivered to customers totalled 53,989 units (2017: 58,617 units; – 7.9%). The figure for Germany (11,739 units) was also down on the previous year (2017: 14,461 units; – 18.8%). Shortfalls compared to one year earlier were also recorded for France (9,068 units; 2017: 9,447 units; – 4.0%) and Italy (8,647 units; 2017: 9,099 units; – 5.0%). By contrast, motorcycle sales in Spain improved slightly by 1.3% to 5,647 units (2017: 5,573 units). In the overall contracting US market, the BMW Group reported a slight increase (+ 3.1%) in six-month deliveries to 7,379 units (2017: 7,157 units).

Motorcycle production lower in first half of year

In the period from April to June 2018, the BMW Group manufactured 46,724 motorcycles at its four production

Motorcycles segment at a glance

• 16

sites worldwide (2017: 51,086 units; –8.5%). The equivalent figure for the six-month period was 88,008 units (2017: 105,552 units; – 16.6%). The significantly lower production volume negatively affected the supply of products to the dealer organisation. A further contributing factor was the model change in the mid-class Adventure segment.

Revenues and earnings down on previous year

Motorcycles segment revenues and earnings were negatively impacted by the lower number of units delivered during the reporting period. Second-quarter revenues fell to € 658 million (2017: € 695 1 million; – 5.3%), generating a segment EBIT of € 98 million (2017: € 104 1 million; – 5.8 %) and an EBIT margin of 14.9 % (2017: 15.0 1 %; – 0.1 percentage points). Profit before tax decreased accordingly to € 96 million (2017: € 103 1 million; – 6.8 %). Six-month revenues totalled € 1,182 million (2017: € 1,315 1 million; – 10.1 %). The segment recorded an EBIT margin of 14.8 % (2017: 17.4 1 %; – 2.6 percentage points) on an EBIT figure of € 175 million (2017: € 229 1 million; – 23.6 %). Profit before tax for the six-month period totalled € 174 million (2017: € 228 1 million; – 23.7 %).

Workforce increased slightly

2nd quarter 2018 2nd quarter 2017 Change in %
Deliveries2 units 51,117 52,753 – 3.1
Production units 46,724 51,086 – 8.5
Revenues1 € million 658 695 – 5.3
Profit before financial result (EBIT)1 € million 98 104 – 5.8
Profit before tax1 € million 96 103 – 6.8
EBIT margin1, 2 % (change in %pts) 14.9 15.0 – 0.1
1 January to
30 June 2018
1 January to
30 June 2017
Change in %
Deliveries2 units 86,975 88,389 –1.6
Production units 88,008 105,552 –16.6
Revenues1 € million 1,182 1,315 –10.1
Profit before financial result (EBIT)1 € million 175 229 – 23.6
Profit before tax1 € million 174 228 – 23.7
EBIT margin1, 2 % (change in %pts) 14.8 17.4 – 2.6
Workforce (at 30 June 2018 / 31 December 2017) 3,591 3,506 2.4

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Key performance indicators reported on during the year.

The BMW Group had a workforce of 3,591 employees
in the Motorcycles segment at the end of the reporting
period (31 December 2017: 3,506 employees; + 2.4%).
2nd quarter 2018
2nd quarter 2017
Change in %

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Report on Economic Position General Economic

Environment Financial Services Segment

Financial Services Segment

Financial services business on growth course

The contract portfolio under management within the Financial Services segment grew by 2.3 % during the six-month period under report and stood at 5,506,901 contracts at 30 June 2018 (31 December 2017: 5,380,785 contracts). In balance sheet terms, business volume increased slightly to stand at € 127,454 million (31 December 2017: € 124,719 million; + 2.2 %).

Slight increase in new business with retail customers

A total of 480,303 new credit financing and leasing contracts was concluded with retail customers during the period from April to June 2018. Compared to the same quarter one year earlier, the figure corresponded to a slight increase of 2.5 % (2017: 468,603 contracts), with leasing business growing by a solid 9.4 % and credit financing business at a similar level to the previous year (– 0.7 %).

The number of new contracts with retail customers signed between January and June 2018 (932,211 contracts) was similar to the previous year's figure (2017: 934,237 contracts; – 0.2%). Overall, leasing accounted for 33.2% (31 December 2017: 33.0%) and credit financing for 66.8% (31 December 2017: 67.0%) of total new business with new and pre-owned vehicles during the first half of 2018.

A total of 203,352 credit financing and leasing contracts were signed during the first half of the year for pre-owned BMW and MINI brand vehicles (2017: 201,812 contracts), similar to the previous year's level (+ 0.8 %).

The volume of all new credit financing and leasing contracts with retail customers signed during the six-month period under report totalled € 27,205 million, moderately lower than one year earlier (2017: € 28,745 million; – 5.4 %). Adjusted for currency effects, the decrease was only 0.4 %.

In total, 5,060,485 contracts were in place with retail customers at the end of the reporting period (31 December 2017: 4,926,228 contracts), up slightly by 2.7 % over the six-month period. The contract portfolio for the China region grew by a solid 7.0 % compared to 31 December 2017. The Europe / Middle East / Africa region (+ 3.8 %) and the EU Bank 1 region (+ 3.1 %) also recorded growth. The number of contracts in place with retail customers in the Americas and Asia / Pacific regions remained at levels similar to the end of 2017 (+ 0.8 % and – 0.3 % respectively).

The proportion of new BMW Group vehicles 2 either leased or financed by the Financial Services segment during the first half of 2018 was 47.4 % (2017: 47.6 %; – 0.2 percentage points).

• 17

Financial Services segment at a glance

2nd quarter 2018 2nd quarter 2017 Change in %
New contracts with retail customers 480,303 468,603 2.5
Revenues € million 7,141 7,044 1.4
Profit before financial result (EBIT) € million 607 588 3.2
Profit before tax € million 605 589 2.7
934,237
932,211
– 0.2
14,090 – 2.0
1,192 –1.3
1,184 –1.5
8,645 1.0
13,815
1,176
1,166
8,733
30. 6. 2018 31. 12. 2017 Change in %
Business volume in balance sheet terms3 € million 127,454 124,719 2.2

1 EU Bank comprises BMW Bank GmbH, its branches in Italy, Spain and Portugal and its subsidiary in France.

2 The calculation only includes automobile markets in which the Financial Services segment is represented by a consolidated entity.

3 Calculated on the basis of the lines Leased products and Receivables from sales financing (current and non-current) of the Financial Services segment balance sheet.

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Environment Financial Services Segment

Fleet business up slightly on previous year

In the fleet management business, the BMW Group – with its Alphabet brand – is one of Europe's foremost leasing and full-service providers. Alphabet offers leasing and financing arrangements as well as other specific services to commercial customers. A portfolio of 689,701 fleet leasing contracts was in place at the end of the reporting period (31 December 2017: 679,895 contracts; + 1.4%).

Decrease in multi-brand financing

The Financial Services segment recorded a significant drop in the number of new multi-brand financing contracts signed (– 17.0%), mainly reflecting a stronger focus on the Group's own brands. Overall, 70,065 new contracts were signed during the six-month period under report (2017: 84,373 contracts). In total, 405,510 contracts were in place at 30 June 2018, similar to the level at the beginning of the period (31 December 2017: 406,813 contracts; – 0.3%).

Dealership financing nearly unchanged

The total business volume of dealership financing contracts at the end of the reporting period was almost identical to that reported at the end of the financial year 2017 and totalled € 19,285 million (31 December 2017: € 19,161 million; + 0.6%).

Deposit business volume slightly above previous year's level

Deposit-taking provides an important source of refinancing for the Financial Services segment. Customer deposits as of 30 June 2018 totalled € 13,772 million and were therefore slightly higher than at the end of the previous financial year (31 December 2017: € 13,572 million; + 1.5%).

Insurance business slightly up year-on-year

Overall, 689,440 new insurance contracts were brokered during the period from January to June (2017: 662,633 contracts; + 4.0 %). The number of insurance contracts in place at the end of the reporting period increased to 3,782,087 (31 December 2017: 3,649,362 contracts; + 3.6 %).

Revenues and earnings develop positively in second quarter

Growth in new business recorded by the Financial Services segment in the second quarter drove segment revenues up slightly by 1.4% to € 7,141 million (2017: € 7,044 million). Segment revenues for the six-month period decreased slightly to € 13,815 million (2017: € 14,090 million; – 2.0%), mainly reflecting currencyrelated factors in the first quarter. Profit before taxes for the second quarter amounted to € 605 million, slightly higher than one year earlier (2017: € 589 million; + 2.7%). By contrast, pre-tax profit for the sixmonth period fell by 1.5% to € 1,166 million (2017: € 1,184 million), mainly due to currency-related factors.

Workforce size increased

At 30 June 2018, the Financial Services segment had a workforce of 8,733 employees worldwide (31 December 2017: 8,645 employees), a 1.0% increase over the six-month period.

Interim Group Management Report

Report on Economic Position Results of Operations, Financial Position and Net Assets

RESULTS OF OPERATIONS, FINANCIAL POSITION AND NET ASSETS

the previous year, with currency effects and higher research and development expenses more than offsetting the impact of volume growth in the Automotive segment. Currency effects were mainly attributable to the change in the average exchange rates of the US dollar, the Chinese renminbi and the Japanese yen against the euro. Both the net amount of other operating income and expenses as well as the financial result had a positive effect on earnings for the period. Profit before tax for the six-month period to 30 June 2018 was slightly down on the previous year, in line with expectations.

Overall, the gross profit fell moderately compared to

Results of operations

Deliveries of BMW, MINI and Rolls-Royce brand vehicles during the first six months of 2018 increased slightly by 1.8% to 1,242,507 units compared to the previous year. The figure includes 215,218 units (2017: 186,966 units) from the joint venture BMW Brilliance Automotive Ltd., Shenyang.

The BMW Group had a worldwide workforce of 131,636 employees at the end of the reporting period (31 December 2017: 129,932 employees).

BMW Group condensed Income Statement for the period from 1 April to 30 June • 18

in € million 2018 20171 Change in %
Revenues 25,023 25,765 – 2.9
Cost of sales –19,935 – 20,230 –1.5
Gross profit 5,088 5,535 – 8.1
Selling and administrative expenses – 2,339 – 2,339
Other operating income and expenses – 3 – 264 – 98.9
Profit before financial result 2,746 2,932 – 6.3
Financial result 127 126 0.8
Profit before tax 2,873 3,058 – 6.0
Income taxes – 784 – 841 – 6.8
Profit from continuing operations 2,089 2,217 – 5.8
Loss from discontinued operations – 7
Net profit 2,082 2,217 – 6.1
Earnings per share of common stock in € 3.13 3.34 – 6.3
Earnings per share of preferred stock in € 3.14 3.35 – 6.3
in % 2018 20171 Change in %pts
Pre-tax return on sales2 11.5 11.9 – 0.4
Post-tax return on sales3 8.3 8.6 – 0.3
Gross profit margin4 20.3 21.5 –1.2
Effective tax rate5 27.3 27.5 – 0.2

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Group profit before tax as a percentage of Group revenues.

3 Group net profit as a percentage of Group revenues.

4 Gross profit as a percentage of Group revenues.

5 Income tax expenses as a percentage of Group profit before tax.

24

Report on Economic Position Results of Operations,

Financial Position and Net Assets

Revenues during the first six months of 2018 fell slightly by € 1,974 million to € 47,717 million due to currency effects and the continued intense competitive environment. Adjusted for currency factors, revenues were at a similar level to the previous year.

Group cost of sales decreased slightly compared to the previous year, mainly due to currency effects.

BMW Group condensed Income Statement for the period from 1 January to 30 June • 19

in € million 2018 20171 Change in %
Revenues 47,717 49,691 – 4.0
Cost of sales – 37,765 – 39,170 – 3.6
Gross profit 9,952 10,521 – 5.4
Selling and administrative expenses – 4,514 – 4,517 – 0.1
Other operating income and expenses 41 – 251
Profit before financial result 5,479 5,753 – 4.8
Financial result 559 485 15.3
Profit before tax 6,038 6,238 – 3.2
Income taxes –1,648 –1,747 – 5.7
Profit from continuing operations 4,390 4,491 – 2.2
Loss from discontinued operations – 7
Net profit 4,383 4,491 – 2.4
Earnings per share of common stock in € 6.60 6.79 – 2.8
Earnings per share of preferred stock in € 6.61 6.80 – 2.8
in % 2018 20171 Change in %pts
Pre-tax return on sales2 12.7 12.6 0.1
Post-tax return on sales3 9.2 9.0 0.2
Gross profit margin4 20.9 21.2 – 0.3
Effective tax rate5 27.3 28.0 – 0.7

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Group profit before tax as a percentage of Group revenues.

3 Group net profit as a percentage of Group revenues. 4 Gross profit as a percentage of Group revenues.

5 Income tax expenses as a percentage of Group profit before tax.

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Report on Economic Position Results of Operations,

Financial Position and Net Assets

Research and development expenses totalling € 2,610 million (2017: € 2,298 million) were significantly higher than in the previous year due to the ongoing model offensive, vehicle electrification and development work on autonomous driving. Total research

and development expenditure – comprising research costs, non-capitalised development costs, capitalised development costs (excluding amortisation thereon) and advance payments – amounted to € 2,756 million (2017: € 2,650 million) in the first six months of the year.

BMW Group research and development ratios for the period from 1 April to 30 June • 20

in % 2018 20171 Change in %pts
Research and development expenses as a percentage of revenues 5.3 4.3 1.0
Research and development expenditure ratio2 5.9 5.2 0.7
Capitalisation rate3 32.7 38.0 – 5.3

BMW Group research and development ratios for the period from 1 January to 30 June • 21

in % 2018 20171 Change in %pts
Research and development expenses as a percentage of revenues 5.5 4.6 0.9
Research and development expenditure ratio2 5.8 5.3 0.5
Capitalisation rate3 29.1 35.6 – 6.5

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Research and development expenditure as a percentage of Group revenues.

3 Capitalised development costs as a percentage of research and development expenditure.

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Results of Operations, Financial Position and Net Assets

At € 4,514 million, selling and administrative expenses were at a similar level to one year earlier.

Depreciation and amortisation on property, plant and equipment and intangible assets recorded in cost of sales and in selling and administrative expenses in the period from January to June 2018 totalled € 2,454 million (2017: € 2,349 million).

The net amount of other operating income and expenses for the period changed from a net negative amount of € 251 million to a net positive amount of € 41 million, mainly as a result of lower allocations to provisions for legal disputes.

Profit before financial result (EBIT) fell slightly to € 5,479 million (2017: € 5,753 million).

The financial result reported for the six-month period was a € 74 million improvement on the previous year. This development included the contribution attributable to other financial result, comprising a € 189 million improvement in the result on investments and a € 9 million deterioration in sundry other financial result. The result on investments benefited in particular from a gain of € 209 million arising in conjunction with the revaluation of the DriveNow companies and was reduced by a loss of € 49 million arising on the BMW Group's shareholding in SGL Carbon SE. At € 51 million, sundry other financial result was significantly down on the previous year (2017: € 60 million). Although interest rate and currency derivatives developments have had a positive effect in the current financial year, the previous year's figure had contained the positive impact of fair value measurement gains on commodity derivatives: as a result of the first-time application of IFRS 9, most of these effects are now recognised directly in equity. This overall improvement in other financial result was offset by an € 85 million deterioration in the result from equity accounted investments to € 405 million. In the first quarter of the previous financial year, the sale of shares in HERE International B. V., Amsterdam, had resulted in a positive impact of € 183 million. The figure reported for the first half of 2018 benefited from the volume-driven increase in the earnings contribution of BMW Brilliance Automotive Ltd., Shenyang, which increased by € 102 million year-on-year. Furthermore, the net interest result reported for the first six months of 2018 deteriorated by € 21 million to a net expense of € 100 million, mainly due to lower interest income. Profit before tax amounted to € 6,038 million and was therefore slightly down year-on-year (2017: € 6,238 million).

The income tax expense for the six-month period amounted to € 1,648 million (2017: € 1,747 million).

Earnings performance by segment

BMW Group revenues by segment for the period from 1 April to 30 June

• 22 Report on Economic

in € million 2018 20171 Change in % Currency adjusted
change2
in %
Automotive 22,192 22,165 0.1 3.2
Motorcycles 658 695 – 5.3 – 2.0
Financial Services 7,141 7,044 1.4 5.1
Other Entities 1 1
Eliminations – 4,969 – 4,140 20.0 25.6
Group 25,023 25,765 – 2.9 0.1

BMW Group profit / loss before tax by segment for the period from 1 April to 30 June • 23

in € million 2018 20171 Change in %
Automotive 2,062 2,391 –13.8
Motorcycles 96 103 – 6.8
Financial Services 605 589 2.7
Other Entities 8 23 – 65.2
Eliminations 102 – 48
Group 2,873 3,058 – 6.0

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 The adjustment for exchange rate factors is calculated by applying the relevant current exchange rates to the prior year's figures.

Automotive segment

Automotive segment revenues fell slightly in the first half of 2018 due to currency factors. Adjusted for currency effects, they rose slightly on the back of higher deliveries. Cost of sales finished almost identical to the previous year's level. Adjusted for exchange rate effects, they increased slightly, mainly reflecting higher research and development expenses. Overall, the six-month gross profit margin was slightly lower than one year earlier.

The net amount of other operating income and expenses reported by the segment improved from a net expense of € 277 million to a net expense of € 5 million, mainly as a result of lower allocations to provisions for legal disputes.

Profit before financial result fell moderately and amounted to € 3,800 million (2017: € 4,121 million) for the six-month period.

The Automotive segment's financial result for the first half of the financial year 2018 was slightly down on the previous year, mainly as a result of the various effects described above relating to the result for equity accounted investments, income from investment and the changed accounting treatment applied to commodity derivatives. For further information on the changed accounting treatment of commodity derivatives, see note 6 to the Interim Group Financial Statements.

see note 6

Profit before tax for the six-month period deteriorated moderately compared to the previous year.

Interim Group 27

Management Report

Position Results of Operations, Financial Position

and Net Assets

Report Report on Economic

Position Results of Operations, Financial Position and Net Assets

BMW Group revenues by segment for the period from 1 January to 30 June
• 24
in € million 2018 20171 Change in % Currency adjusted
change2
in %
Automotive 41,518 42,166 –1.5 2.4
Motorcycles 1,182 1,315 –10.1 – 6.8
Financial Services 13,815 14,090 – 2.0 3.3
Other Entities 3 3
Eliminations – 8,801 – 7,883 11.6 20.1
Group 47,717 49,691 – 4.0 – 0.3

BMW Group profit / loss before tax by segment for the period from 1 January to 30 June • 25

in € million 2018 20171 Change in %
Automotive 4,343 4,676 – 7.1
Motorcycles 174 228 – 23.7
Financial Services 1,166 1,184 –1.5
Other Entities 78 19
Eliminations 277 131
Group 6,038 6,238 – 3.2

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 The adjustment for exchange rate factors is calculated by applying the relevant current exchange rates to the prior year's figures.

Motorcycles segment

Motorcycles segment revenues fell significantly compared to the first half of the previous year, mainly due to the production ramp-up situation brought about by numerous model changes. Sales mix and currency effects also contributed to the decline in revenues.

Six-month profit before tax was therefore significantly lower than one year earlier.

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Report on Economic Position Results of Operations, Financial Position

and Net Assets

in % 2018 20171 Change in %pts
Automotive
Gross profit margin 17.5 20.1 – 2.6
EBIT margin2 8.6 10.1 –1.5
Motorcycles
Gross profit margin 24.6 24.0 0.6
EBIT margin2 14.9 15.0 – 0.1

BMW Group margins by segment for the period from 1 January to 30 June • 27

in % 2018 20171 Change in %pts
Automotive
Gross profit margin 18.2 19.4 –1.2
EBIT margin2 9.2 9.8 – 0.6
Motorcycles
Gross profit margin 24.9 26.3 –1.4
EBIT margin2 14.8 17.4 – 2.6

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Segment profit before financial result as a percentage of segment revenues.

Financial Services segment

Financial Services segment revenues fell slightly in the reporting period, mainly due to negative foreign currency translation effects. Adjusted for currency effects, they rose slightly due to the increased size of the portfolio.

The risk profile remained stable during the six-month period from January to June 2018. In a number of European markets, including Germany and France, residual values decreased slightly, in line with expectations.

Profit before tax in the Financial Services segment decreased slightly, mainly as a result of currency effects.

Other Entities segment / Eliminations

The result before tax in the Other Entities segment improved significantly year-on-year, helped, among other things, by positive valuation effects arising on interest rate derivatives. The impact of inter-segment eliminations on pre-tax profit increased by € 146 million and amounted to € 277 million for the six-month period mainly due to positive reversal effects from the portfolio of leased products.

Interim Group Management Report Report on Economic

Position Results of Operations, Financial Position and Net Assets

Financial position

The consolidated cash flow statements for the Group and the Automotive and Financial Services segments show the sources and applications of cash flows for the financial years for the first six months of the financial years 2018 and 2017, classified into cash flows from operating, investing and financing activities. Cash and cash equivalents in the cash flow statements correspond to the amounts disclosed in the balance sheet.

Cash flows from operating activities are determined indirectly, starting with Group and segment net profit. By contrast, cash flows from investing and financing activities are based on actual payments and receipts.

BMW Group cash flows for the period from 1 January to 30 June • 28

in € million 2018 2017 Change
Cash inflow (+)/ outflow (–) from operating activities 2,672 1,918 754
Cash inflow (+)/ outflow (–) from investing activities – 2,407 – 2,270 –137
Cash inflow (+)/ outflow (–) from financing activities – 707 –123 – 584
Effect of exchange rate and changes in composition of Group – 90 90
Change in cash and cash equivalents – 442 – 565 123

The cash inflow from operating activities in the first half of 2018 was mainly influenced by the lower yearon-year increase in receivables from sales financing and the change in deferred taxes. These positive developments were offset by an increase in working capital.

The higher cash outflow for investing activities mainly reflects increased payments for investments in intangible assets and property, plant and equipment.

The increase in cash outflows for financing activities resulted mainly to the repayment of commercial paper and the lower number from bonds issued compared with the previous year. The change in other financial liabilities worked in the opposite direction.

Free cash flow for the Automotive segment in the first half of 2018 was as follows:

Free cash flow Automotive segment for the period from 1 January to 30 June • 29

in € million 2018 2017 Change
Cash inflow (+)/ outflow (–) from operating activities 4,419 4,393 26
Cash inflow (+)/ outflow (–) from investing activities – 2,515 – 2,187 – 328
Net investment in marketable securities and investment funds 40 –171 211
Free cash flow Automotive segment 1,944 2,035 – 91

The higher cash outflow for investing activities of the Automotive segment mainly reflects increased payments for investments in intangible assets and property, plant and equipment, as referred to above.

Interim Group Management Report

Report on Economic Position

Results of Operations, Financial Position and Net Assets

Net financial assets Automotive segment

Net financial assets of the Automotive segment com-

in € million 30. 6. 2018 31.12. 2017 Change
Cash and cash equivalents 6,435 7,157 – 722
Marketable securities and investment funds 4,339 4,336 3
Intragroup net financial assets 9,764 9,774 –10
Financial assets 20,538 21,267 – 729
Less: external financial liabilities* –1,602 –1,480 –122
Net financial assets Automotive segment 18,936 19,787 – 851

*Excluding derivative financial instruments.

prise the following:

• 30

Cash flows relating to the Financial Services segment developed as follows in the first half of 2018:

Net cash flows for the Financial Service segment for the period from 1 January to 30 June • 31

in € million 2018 2017 Change
Cash inflow (+)/ outflow (–) from operating activities – 2,617 – 4,046 1,429
Cash inflow (+)/ outflow (–) from investing activities 140 – 17 157
Cash inflow (+)/ outflow (–) from financing activities 2,697 3,085 – 388
Net 220 – 978 1,198

Cash outflows from operating activities in the Financial Services segment were driven primarily by the change in receivables from sales financing.

The cash inflow from financing activities results primarily from the increase in other financial liabilities.

Refinancing

The BMW Group uses a broadly diversified and flexible range of funding sources to finance its operating activities. Almost all of the funds raised are used to finance the BMW Group's Financial Services business. Further details regarding the principles and objectives of financial management are contained in the BMW Group Financial Statements for the year ended 31 December 2017.

During the period from January to June 2018, BMW Group entities issued two euro benchmark bonds with a total volume of € 3.75 billion (in conjunction with the EMTN programme), a GBP-denominated bond amounting to GBP 250 million and private placements in various currencies with a total volume of € 2.4 billion. The BMW Group also placed a bond for US dollar 4 billion on the US capital market. Bonds denominated in Chinese renminbi and Canadian dollar were issued with a total volume of € 0.7 billion.

In addition, six ABS transactions with a volume of € 3.9 billion were issued in Germany, France, Japan, Canada and the USA. The regular issue of commercial paper and deposit-taking by the Group's banking subsidiaries are also used to refinance the BMW Group.

Net assets

Report on Economic Position Results of Operations,

Financial Position and Net Assets

BMW Group condensed balance sheet

• 32
Group
in € million 30. 6. 2018 31.12. 20171 Change in % Currency adjusted
change2
in %
Proportion of
balance sheet
total in %
Assets
Intangible assets 9,524 9,464 0.6 0.6 4.7
Property, plant and equipment 18,238 18,471 –1.3 –1.5 9.1
Leased products 36,781 36,257 1.4 0.4 18.3
Investments accounted for using the equity method 2,863 2,769 3.4 3.4 1.4
Other investments 762 690 10.4 17.1 0.4
Receivables from sales financing 82,806 80,434 2.9 2.4 41.0
Financial assets 8,731 10,334 –15.5 –15.8 4.3
Deferred and current tax 4,537 3,559 27.5 25.3 2.3
Inventories 15,286 12,707 20.3 20.5 7.6
Trade receivables 3,140 2,667 17.7 17.8 1.6
Other assets 9,802 9,115 7.5 8.3 4.9
Cash and cash equivalents 8,597 9,039 – 4.9 – 4.8 4.2
Assets held for sale 441 0.2
Total assets 201,508 195,506 3.1 2.6 100.0
Equity and liab
ilities
Equity 55,769 54,107 3.1 3.4 27.7
Pension provisions 2,709 3,252 –16.7 –17.0 1.3
Other provisions 11,856 11,999 –1.2 –1.7 5.9
Deferred and current tax 4,359 3,281 32.9 28.6 2.2
Financial liabilities 97,633 94,648 3.2 2.4 48.5
Trade payables 10,048 9,731 3.3 3.1 5.0
Other liabilities 19,114 18,488 3.4 2.9 9.4
Liabilities in conjunction with assets held for sale 20
Total equity and liabilities 201,508 195,506 3.1 2.6 100.0

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 The adjustment for exchange rate factors is calculated by applying the relevant current exchange rates to the prior year's figures.

The Group balance sheet total was slightly higher than at the end of the financial year 2017.

Receivables from sales financing increased slightly over the six-month period, mainly due to the greater credit financing volumes in the UK and China. A total of 623,126 new credit financing contracts were signed during the first six months of 2018. Compared to the end of the previous year, the segment's contract portfolio grew by 2.6% to 3,729,724 contracts.

Financial assets decreased significantly compared to 31 December 2017, mainly due to the fair value measurement of currency derivatives. Lower fair values of commodity derivatives exacerbated the situation.

Inventories were significantly higher than at the end of the financial year 2017, whereby most of the increase related to finished goods and stocking up effects.

Other assets increased solidly compared to 31 December 2017, mainly in connection with the higher amount of return right assets recognised relating to future leased vehicles.

Compared with the amounts reported in the Group Financial statements for the year ended 31 December 2017, deferred and current income tax assets and liabilities increased significantly in connection with the US tax reform.

32

Interim Group Management Report

Report on Economic Position Results of Operations,

Financial Position and Net Assets

BMW Group equity ratio1

Group equity rose slightly by € 1,662 million to to € 4,338 million and decreased by a dividend pay
€ 55,769 million, increased primarily by the profit ment amounting to € 2,630 million.

• 33 in % 30. 6. 2018 31.12. 20172 Change in %pts Group 27.7 27.7 – Automotive segment 39.5 42.0 – 2.5 Financial Services segment 9.9 10.7 – 0.8

1 Equity as a percentage of relevant total assets.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Pension provisions declined significantly compared to the end of the financial year 2017, mainly due to higher discount rates applicable for the UK.

attributable to shareholders of BMWAG amounting

Financial liabilities rose slightly compared to 31 December 2017, mainly due to the increase in bonds. The repayment of commercial paper had the opposite effect.

Other liabilities increased slightly compared to the end of the financial year 2017, mainly in connection with the higher amount of refund liabilities recognised relating to future leased vehicles.

The line items "Assets held for sale" and "Liabilities in connection with assets held for sale" relate to the discontinued operations of the DriveNow companies. Further information is provided in note 2 to the Interim Group Financial Statements.

see note 2

Overall, the results of operations, financial position and net assets position of the BMW Group continued to develop positively during the six-month period under report.

Related party relationships

Further information on transactions with related parties can be found in note 34 to the Interim Group Financial Statements. see note 34 Interim Group Management Report

Report on Outlook, Risks and Opportunities Outlook

REPORT ON OUTLOOK, RISKS AND OPPORTUNITIES

Global economy remains stable despite trade disputes

BMW Group confirms outlook

OUTLOOK

The report on outlook, risks and opportunities describes the expected development of the BMW Group, including material risks and opportunities, from a Group management perspective. It contains forwardlooking statements and is based on expectations and assessments that are subject to uncertainty. As a result, actual outcomes, including those attributable to political and economic developments, could differ – either positively or negatively – from those described below. Further information on this topic is provided in the Annual Report 2017 (Outlook, pp. 90, Risks and Opportunities, pp. 96).

Global economy stable, trade policy risks mounting

The global economy is currently in a stable situation overall, despite the many risks. However, in view of the ongoing trade dispute, which has meanwhile escalated to take on global proportions, forecasts may well be corrected downwards as the year progresses. The worldwide growth of 3.9% most recently predicted by the International Monetary Fund in its spring forecast could also be affected.

In Europe, the pace of economic growth has slowed down somewhat during the past few months. Gross domestic product (GDP) is currently expected to grow by 2.2% over the year as a whole and therefore slightly down on 2017. However, the economic environment remains quite conducive to growth. Unemployment continues to fall, the weak euro is driving export growth and the ECB is only gradually running down its expansive monetary policy.

In Germany, too, economic indicators remain positive. Record employment figures and historically low unemployment continue to ensure a good economic climate. Despite a slight dip in recent months, the German economy is now expected to grow this year by 2.2%, similar to one year earlier.

The French economy is predicted to grow by 2.0% this year, driven primarily by sustained domestic demand and robust exports.

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

In Italy, although a new government has meanwhile been formed, its stability and impact on the country as well as on Europe remain to be seen. At 1.3%, the GDP forecast for Italy in 2018 continues to be at the lower end of the scale in Europe, in spite of the gradually falling unemployment figures and recent growth in domestic demand creating positive impulses.

Spain also had a change of government recently. Here again, it is not yet clear as to whether it will provide stability due to its lack of a political majority. Nevertheless, despite this uncertainty, the country's economy is expected to grow by 2.7% this year. Unemployment has dropped significantly and robust domestic demand is having a positive impact, although a somewhat more restrictive public spending policy is holding down growth.

In the UK, uncertainty caused by the imminent Brexit is having a dampening effect on the economy. Even two years after the initial referendum, a number of fundamental issues still need to be solved. Despite recent signs pointing to the prospect of a so-called "soft" Brexit, the probability of a "hard" Brexit remains high. For this reason, the UK economy is expected to lose further pace and grow by only 1.4% in 2018.

In the second quarter, the conflict between the USA and its main trading partners further intensified. The hike in import duties on steel and aluminium levied by the USA was promptly followed by retaliatory measures taken by the countries affected, most recently culminating in additional duties of 25% being levied not only on goods imported into the US from China, but also those going in the other direction, valued at 34 billion US dollars on each side. The USA is generally expected to take further measures and a tit-for-tat response is highly likely. Furthermore, additional duties are currently being considered on automobiles imported into the USA, particularly from Europe. Any increase in the severity of this trade dispute could cause a significant slowdown in global economic growth.

The US economy is currently still in excellent shape. The tax reform adopted at the end of last year seems to be having at least a mildly positive impact and the US Federal Reserve continues to be very cautious when it comes to raising interest rates. The very low level of unemployment and strong consumer confidence are powerful drivers of growth and market forecasts for 2018 have meanwhile climbed to 2.8%, regardless of the political turbulence surrounding trade.

The Chinese economy remains on the course set by the country's government, despite the high degree of risk and the imminent threat of an escalating trade dispute. Economic growth in China is generally expected to run at 6.5% in 2018, its greatest challenge being the high level of debt, mostly of a corporate nature, even though the situation has not worsened. Moreover, a major drop in the continually rising property prices could cause turbulence on financial markets as well as an economic downturn in China.

Japan has been unable to maintain the strong growth recorded in 2017 and the country's economy is only likely to grow by 1.1% this year, despite conditions remaining good thanks to robust domestic demand and good export figures on the back of a weak yen.

India has overcome the economic distortions it faced in the wake of the banknote changeover and the tax reform and has meanwhile turned the corner to a path of higher growth. This year, the Indian economy is expected to benefit from strong domestic demand and GDP growth of 7.3 %.

The economic situation in Russia is recovering sluggishly from recession and is likely to grow by only 1.7%. However, above all, the price of oil has meanwhile risen quite considerably, bolstering the Russian economy to a certain degree. In Brazil, too, economic recovery continues to be slow. Domestic demand has gathered pace, but the uncertain outcome of the elections in October continues to be a source of uncertainty.

Management Report Report on Outlook, Risks and Opportunities

Outlook

International automobile markets

Overall, the world's automobile markets are expected to grow by 1.1% in 2018. Momentum is expected to come from the BRIC countries and other emerging markets as well as from individual markets in Europe. By contrast, markets in the USA, Japan and UK are forecast to contract.

Despite the generally positive economic situation, Europe's automobile market as a whole is only predicted to move sideways over the course of 2018 (15.8 million units; + 1.1 %), mainly due to a further sharp decline in new registrations in the UK.

Demand on the German automobile market is expected to increase by 1.7 % to 3.5 million units in the current year. In France, by contrast, a slight decline is likely to be seen, with forecasts pointing to demand for the full year decreasing to 2.1 million units (–0.5%). New registrations in Italy are predicted to decrease slightly (2.0 million units; –2.0%) and increase sharply in Spain (1.3 million units; + 7.1%). The UK automobile market is likely to experience another difficult year in 2018, with new registrations set to drop by a further 5.1% to 2.4 million units.

Consolidation on the US automobile market is expected to continue during the current year, with new registrations predicted to decline slightly by 0.8 % to around 17.1 million units.

As the process of normalisation continues within the Chinese economy, growth rates for the automobile market are also likely to be lower than in the recent past. Forecasts for the current year point to an increase of 3.3% to 25.5 million units.

The Japanese market remains volatile. Despite the economic recovery, demand for passenger cars is set to drop by 2.7% to 4.9 million units in 2018.

Following recessions in both countries, automobile markets in Russia and Brazil are expected to benefit from pent-up demand in 2018 and therefore expected to grow strongly, albeit starting from a low base. Forecasts currently anticipate growth of 10.3 % to 1.6 million units in Russia and growth of 9.6 % to 2.0 million units in Brazil.

International motorcycle markets

The BMW Group forecasts are based on the assumption that worldwide motorcycle markets in the 250 cc plus class will develop over the remainder of the year in a similar fashion to the first six-month period, with individual markets also continuing to develop divergently. The positive trend in registrations in the major European markets of Germany, France, Italy and Spain is likely to continue, whereas the UK is likely to see demand remain more or less flat. Continuing the trend seen in recent years, the US motorcycle market could well experience a further contraction in the number of new registrations.

International interest rate environment and pre-owned vehicle prices

Within the eurozone, the ECB has announced its intention to reduce the monthly volume of bond purchasing from € 30 billion to € 15 billion with effect from September 2018. It will not purchase any additional bonds with effect from the start of 2019 and from then on only replace expiring bonds.

In the UK, the Bank of England has signalled that it will gradually raise the key interest rate as soon as the economy has stabilised.

In the USA, the US Federal Reserve is likely to raise the key interest rate further during the course of the year, assuming the economy continues to perform well.

In China, the focus of financial policies will remain on safeguarding the country's financial stability. Both the government and the central bank are expected to support this process with a combination of economic and monetary measures.

With prices remaining flat, the Japanese central bank is set to maintain its expansive monetary policy.

The BMW Group expects first half-year trends in pre-owned vehicle prices in the premium segment to continue during the second half of the year. Due to the ongoing debate on potential driving bans for diesel-powered vehicles in certain countries, pre-owned vehicle prices will probably continue to fall slightly in Europe. Prices in North America are expected to vary depending on the market segment, although the pre-owned vehicle segment remains slightly tense. Pre-owned vehicle markets in Asia are expected to remain stable.

Outlook for the BMW Group

The application of International Financial Reporting Standards IFRS 9 (Financial Instruments) and IFRS 15 (Revenue from Contracts with Customers) is mandatory for the BMW Group with effect from 1 January 2018. While application of IFRS 15 requires adjusted comparative figures for the financial year 2017, no such adjustment is required in the case of IFRS 9. In order to ensure a transparent presentation of changes in key financial performance indicators, the outlook shows values adjusted in accordance with IFRS 15 as well as those actually reported for 2017. With regard to key financial performance indicators for 2018, the outlook is based on values for 2017 adjusted in accordance with IFRS 15. Further information on IFRS 15 and IFRS 9 is provided in notes 5 and 6 to the Interim Group Financial Statements.

Group

Profit before tax expected at previous year's level Even though competition on international automobile markets is set to remain intense, the BMW Group intends to continue its strong business performance in 2018. Notable contributions are likely to come from a variety of new vehicles as well as successful established models. At the same time, investments in important future-oriented projects remain high, including the continued electrification of vehicles, digitalisation and autonomous driving. The BMW Group's production network will also be further enlarged during the outlook period. Due to these challenges, Group profit before tax is expected to be in line with the previous year's level (2017 adjusted: € 10,6751 million).

The BMW Group and the Daimler Group plan to merge their mobility services business units in a joint venture and strategically grow their combined business going forward. The two companies signed an agreement to this effect in March 2018. Each of the two groups will hold a 50% stake in the joint venture.

Subject to approval by antitrust authorities during the current year, the foundation of the joint venture will give rise to a one-off valuation and earnings impact on the Group Financial Statements of BMWAG, which will result in an adjustment to the outlook, namely that profit before tax at Group level for 2018 will be expected to increase slightly year-on-year. The effect described above has no impact on the EBIT margin of the Automotive segment.

Workforce size at year-end: slight increase expected Based on current forecasts, the size of the BMW Group's workforce is expected to increase only slightly (2017: 129,932 employees). Above all, projects relating to vehicle electrification and autonomous driving, growth in the automobile and motorcycle business and the expansion of financial and mobility services remain the focus of recruiting efforts.

Automotive segment

Deliveries to customers: slight increase expected

The BMW Group expects a further year-on-year increase in deliveries of BMW, MINI and Rolls-Royce brand vehicles and again aims to occupy a leading position in the global premium segment in 2018. Balanced growth in major sales regions will help to offset volatility in individual markets. Assuming political and economic conditions do not deteriorate, deliveries to customers are forecast to rise slightly to a new high (2017: 2,463,5262 units).

2 Including the joint venture BMW Brilliance Automotive, Ltd., Shenyang

see notes 5 and 6

(2017: 384,124 units).

1 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

The BMW 6 Series Gran Turismo, the new BMW X3 (both launched in November 2017) and the BMW X2 (available since March 2018) are just three of the vehicles expected to make key contributions to sustained growth. In addition to the extended-wheelbase version of the BMW 5 Series, the BMW X3, which has been produced in China for the local market since the end of the second quarter of 2018, will also provide additional momentum. Later this year, the new BMW X4, the new BMWi8 Roadster (BMWi8 Roadster: fuel consumption in l / 100 km (combined) 2.0 / / CO2 emissions in g / km (combined) 46 / / Electric power consumption in kWh / 100 km (combined) 14.5) as well as the model revisions of the BMW 2 Series Active Tourer and Gran Tourer and the BMWi8 Coupé (BMWi8 Coupé: fuel consumption in 1 / 100 km (combined) 1.8 / / CO2 emissions in g / km (combined) 42 / / Electric power consumption in kWh / 100 km (combined) 14.0) will go on sale. The new BMW 8 Series Coupé will also be launched. The brand's new top model was presented to the public in June. The new BMW X5 will also provide positive impetus towards the end of the year. Model revisions of the MINI Hatch (3- and 5-door) and MINI Convertible should boost demand. The new Rolls-Royce Phantom models were launched in January 2018.

37

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

Fleet carbon dioxide emissions 1 slight decrease expected

The BMW Group is continuing in its efforts to reduce both fuel consumption and CO2 emissions. Moreover, the percentage of electrified vehicles in the total number of deliveries is expected to increase. Accordingly, CO2 emissions across the vehicle fleet as a whole are expected to decrease slightly during the outlook period, continuing the trend seen in previous years (2017: 122 grams CO2 / km).

:

The disclosures made in the Annual Report 2017 relating to carbon fleet emissions for the year 2017 are based on the NEDC (New European Driving Cycle) testing cycle. As part of the conversion to the new WLTP (Worldwide Harmonized Light Vehicles Test Procedure) testing cycle, all automobile manufacturers are required by law to register all vehicles in their fleet by September 2018. The conversion to the new WLTP test procedure for the BMW Group's fleet is proceeding according to plan and has been largely completed.

In order to improve the comparability of fleet emission values for the 2018 financial year with those of the previous year – with effect from the quarterly report to 30 June 2018 – the BMW Group is therefore reporting a WLTP-adjusted value of 128 g CO2 / km for the new testing cycle for the year 2017. On the basis of the adjusted value, the BMW Group continues to expect CO2 emissions to decrease slightly.

Revenues: slight increase expected

Sales volume growth in the Automotive segment will have a corresponding impact on revenues. Accordingly, a slight increase in segment revenues is forecast for 2018 (2017 adjusted: € 85,742 2 million).

EBIT margin in target range between 8 and 10% expected

The EBIT margin is again expected to be within a range of 8 to 10% for the Automotive segment (2017 adjusted: 9.2 2%).

Return on capital employed 3 : significant decrease expected

Segment RoCE is forecast to be significantly below the previous year's level (2017 adjusted: 77.7 2 %). The decrease is partially attributable to increasing investments in the electrification of the vehicle fleet, digitalisation and the expansion and renewal of the model portfolio. However, the long-term target RoCE of at least 26 % for the Automotive segment will be significantly exceeded.

In view of the introduction of IFRS 16 (Leases) as of 1 January 2019, the future significance of RoCE as a performance indicator, as opposed to an operational management tool, is under review.

Motorcycles segment

Deliveries to customers: slight increase expected The BMW Group expects business in the Motorcycles segment to develop positively in the second half of 2018. The renewal of the product range in the previous year, together with a variety of new models, including some specifically aimed at the urban environment, should all have a positive impact.

Due to the ramp-up situation connected with various model changes in the Motorcycles segment, production was down year-on-year in the first half year of 2018. Lower production output during this phase will also impact the supply of products to the dealer organisation during the current year.

With effect from the first quarter of 2018, the Motorcycles segment is forecast to achieve a slight increase in deliveries (2017: 164,153 units). In the Annual Report 2017, a solid increase was expected.

EBIT margin in target range between 8 and 10% expected

The segment EBIT margin in 2018 is expected to lie within the target range between 8 and 10% (2017: 9.1%).

Return on capital employed 3 :

in line with last year's level expected

The Motorcycles segment RoCE in 2018 is expected to come in at a similar level to the previous year (2017: 34.0%). In the Annual Report 2017, it had been predicted that RoCE would increase slightly. The outlook for segment RoCE has been revised due to the ramp-up situation described above. The long-term target RoCE of 26% for the Motorcycles segment is still expected to be surpassed.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the

Interim Group Financial Statements.

Financial Services segment

Return on equity 4 : slight decrease expected

The BMW Group expects the Financial Services segment to continue performing well in 2018. As stated in the Annual Report 2017, the Financial Services segment will require additional equity capital going forward in view of increasing regulatory requirements worldwide. Accordingly, segment RoE is expected to decrease slightly (2017: 18.1%). In this context, with effect from the 2018 financial year, the sustainable target return was changed from its former level of at least 18% to its current level of at least 14%.

4 RoE in the Financial Services segment is calculated as segment profit before taxes, divided by the average amount of equity capital attributable to the Financial Services segment balance sheet.

3 RoCE in the Automotive and Motorcycles segments is measured on the basis of relevant segment profit before financial result and the average amount of capital employed in the segment concerned. Capital employed corresponds to the sum of all current and non-current operational assets, less liabilities that do not incur interest.

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

Overall assessment by Group management

Business is expected to develop steadily in the financial year 2018, with significant contributions coming from new automobile and motorcycle models as well as the expansion of individual mobility-related services. Due to the challenges described above, Group profit before tax is expected to be in line with that of last year. Automotive segment revenues are set to grow slightly, based on the forecast of higher deliveries to customers. At the same time, fleet carbon dioxide emissions are forecast to decrease slightly. The Group's targets are to be met with a slight increase in the size of the workforce. The Automotive segment's EBIT margin in 2018 is set to remain within the target range of between 8 and 10 %, while its RoCE is forecast to drop significantly. A slight decrease is

also forecast for the RoE in the Financial Services segment. However, both performance indicators will be above their long-term targets of 26 % (RoCE) and 14 % (RoE) respectively. Deliveries to customers by the Motorcycles segment are forecast to show a slight increase, with an EBIT margin within the target range of between 8 and 10 % and RoCE in line with last year's level.

Depending on the political and economic situation and the outcomes of the risks and opportunities described in the Annual Report 2017, actual business performance could differ from current expectations. Trade policy developments in particular are being closely and continually monitored. Any new findings will be promptly taken into account in corporate planning.

BMW Group key performance indicators • 34

2017
reported
2017
adjusted1
2018
Outlook2
Group
Profit before tax € million 10,655 10,675 in line with last
year's level
Workforce at year-end 129,932 129,932 slight increase
Automotive segment
Deliveries to customers3 units 2,463,526 2,463,526 slight increase
Fleet emissions4 g CO2 / km 122 1285 slight decrease
Revenues € million 88,581 85,742 slight increase
EBIT margin % 8.9 9.2 between 8 and 10
Return on capital employed % 78.6 77.7 significant decrease
Motorcycles segment
Deliveries to customers units 164,153 164,153 slight increase
EBIT margin % 9.1 9.1 between 8 and 10
Return on capital employed % 34.0 34.0 in line with last
year's level
Financial Services segment
Return on equity % 18.1 18.1 slight decrease

1 Prior year financial figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

2 Based on adjusted figures.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2017: 384,124 units). 4 EU-28.

5 Value based on planned conversion to WLTP

Interim Group Management Report

Report on Outlook, Risks and Opportunities Risks and Opportunities

RISKS AND OPPORTUNITIES

As a globally operating enterprise, the BMW Group is constantly confronted with a broad range of risks, but also with numerous opportunities. The Group's success is based on making full use of the opportunities that present themselves. In order to achieve growth, profitability, efficiency and continued sustainable activity going forward, the BMW Group must consciously assume a certain amount of risk. There have been no material changes to the overall risk profile compared to that described in the Group Management Report 2017. Further information on risks and opportunities, as well as on the methods employed to manage them can also be found in the "Report on Risks and Opportunities" section of the Annual Report 2017 (pp. 96).

INTERIM GROUP FINANCIAL STATEMENTS

  • Page 42 Income Statement
  • Page 42 Statement of Comprehensive Income
  • Page 46 Balance Sheet
  • Page 48 Cash Flow Statement
  • Page 50 Statement of Changes in Equity
  • Page 52 Notes to the Group Financial Statements
  • Page 52 Accounting Principles and Policies
  • Page 63 Notes to the Income Statement
  • Page 66 Notes to the Statement of Comprehensive Income
  • Page 68 Notes to the Balance Sheet
  • Page 72 Other Disclosures
  • Page 78 Segment Information
  • Page 82 Responsibility Statement by the Company's Legal Representatives

Page 83 Review Report

3

42

Interim Group Financial Statements

BMW Group Income Statement Statement of Comprehensive

Income

BMW GROUP INCOME STATEMENT STATEMENT OF COMPREHENSIVE INCOME

Income Statements for Group and Segments for the period from 1 April to 30 June • 35

(unaudited supplementary
information)
Note 2018 2017* 2018 2017* 2018 2017*
7 25,023 25,765 22,192 22,165 658 695
8 –19,935 – 20,230 –18,300 –17,712 – 496 – 528
5,088 5,535 3,892 4,453 162 167
9 – 2,339 – 2,339 –1,944 –1,950 – 63 – 64
10 115 156 120 165 2
10 –118 – 420 –149 – 424 –1 –1
2,746 2,932 1,919 2,244 98 104
11 182 139 182 139
12 36 46 82 72
12 – 71 – 88 –107 –112 –1 –1
13 – 20 29 –14 48 –1
127 126 143 147 – 2 –1
2,873 3,058 2,062 2,391 96 103
14 – 784 – 841 – 567 – 650 – 29 – 26
2,089 2,217 1,495 1,741 67 77
2 – 7 – 7
2,082 2,217 1,488 1,741 67 77
25 20 7 6
2,057 2,197 1,481 1,735 67 77
15 3.13 3.34
15 3.14 3.35
15
15 3.13 3.34
Group (unaudited supplementary
information)
Automotive
Motorcycles

Statement of Comprehensive Income for Group for the period from 1 April to 30 June • 36

in € million
Note
2018 2017*
Net profit 2,082 2,217
Remeasurement of the net liability for defined benefit pension plans 137 452
Deferred taxes –12 –133
Items not expected to be reclassified to the income statement in the future 125 319
Marketable securities (at fair value through other comprehensive income) – 30 31
Financial instruments used for hedging purposes – 614 2,043
Costs of hedging –173
Other comprehensive income from equity accounted investments – 35 26
Deferred taxes 258 – 634
Currency translation foreign operations 304 – 747
Items that can be reclassified to the income statement in the future – 290 719
Other comprehensive income for the period after tax
16
–165 1,038
Total comprehensive income 1,917 3,255
Total comprehensive income attributable to minority interest 25 20
Total comprehensive income attributable to shareholders of BMW AG 1,892 3,235

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Eliminations
(unaudited supplementary
information)
Other Entities
(unaudited supplementary
information)
Financial Services
(unaudited supplementary
information)
2017* 2018 2017 2018 2017 2018
Revenues – 4,140 – 4,969 1 1 7,044 7,141
Cost of sales 4,119 5,078 – 6,109 – 6,217
Gross profit – 21 109 1 1 935 924
Selling and administrative expenses 7 2 –1 – 7 – 331 – 327
Other operating income – 48 – 60 32 32 5 23
Other operating expenses 50 64 – 24 –19 – 21 –13
Profit/ loss before financial result –12 115 8 7 588 607
Result from equity accounted investments
Interest and similar income – 310 – 323 279 276 5 1
Interest and similar expenses 274 310 – 246 – 270 – 3 – 3
Other financial result –18 – 5 –1
Financial result – 36 –13 15 1 1 – 2
Profit/ loss before tax – 48 102 23 8 589 605
Income taxes –19 – 57 – 3 – 2 –143 –129
Profit from continuing operations – 67 45 20 6 446 476
Loss from discontinued operations
Net profit/ loss – 67 45 20 6 446 476
Attributable to minority interest 1 13 18
Attributable to shareholders of BMW AG – 67 45 19 6 433 458
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

44

Interim Group Financial Statements

BMW Group Income Statement Statement of

Comprehensive Income

BMW GROUP INCOME STATEMENT STATEMENT OF COMPREHENSIVE INCOME

Income Statements for Group and Segments for the period from 1 January to 30 June • 37

Group Automotive
(unaudited supplementary
information)
Motorcycles
(unaudited supplementary
information)
in € million Note 2018 2017* 2018 2017* 2018 2017*
Revenues 7 47,717 49,691 41,518 42,166 1,182 1,315
Cost of sales 8 – 37,765 – 39,170 – 33,959 – 33,998 – 888 – 969
Gross profit 9,952 10,521 7,559 8,168 294 346
Selling and administrative expenses 9 – 4,514 – 4,517 – 3,754 – 3,770 –119 –117
Other operating income 10 312 329 320 305 1 2
Other operating expenses 10 – 271 – 580 – 325 – 582 –1 – 2
Profit/ loss before financial result 5,479 5,753 3,800 4,121 175 229
Result from equity accounted investments 11 405 490 405 490
Interest and similar income 12 74 107 163 166
Interest and similar expenses 12 –174 –186 – 240 – 234 –1 –1
Other financial result 13 254 74 215 133
Financial result 559 485 543 555 –1 –1
Profit/ loss before tax 6,038 6,238 4,343 4,676 174 228
Income taxes 14 –1,648 –1,747 –1,212 –1,316 – 52 – 63
Profit from continuing operations 4,390 4,491 3,131 3,360 122 165
Loss from discontinued operations 2 – 7 – 7
Net profit/ loss 4,383 4,491 3,124 3,360 122 165
Attributable to minority interest 45 30 13 6
Attributable to shareholders of BMW AG 4,338 4,461 3,111 3,354 122 165
Basic earnings per share of common stock in € 15 6.60 6.79
Basic earnings per share of preferred stock in € 15 6.61 6.80
Dilutive effects 15
Diluted earnings per share of common stock in € 15 6.60 6.79
Diluted earnings per share of preferred stock in € 15 6.61 6.80

Statement of Comprehensive Income for Group for the period from 1 January to 30 June • 38

in € million Note 2018 2017*
Net profit 4,383 4,491
Remeasurement of the net liability for defined benefit pension plans 497 911
Deferred taxes –113 – 256
Items not expected to be reclassified to the income statement in the future 384 655
Marketable securities (at fair value through other comprehensive income) –13 33
Financial instruments used for hedging purposes – 628 1,516
Costs of hedging – 419
Other comprehensive income from equity accounted investments – 77 28
Deferred taxes 360 – 484
Currency translation foreign operations 197 – 696
Items that can be reclassified to the income statement in the future – 580 397
Other comprehensive income for the period after tax 16 –196 1,052
Total comprehensive income 4,187 5,543
Total comprehensive income attributable to minority interest 45 30
Total comprehensive income attributable to shareholders of BMW AG 4,142 5,513

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Eliminations
(unaudited supplementary
information)
Other Entities
(unaudited supplementary
information)
Financial Services
(unaudited supplementary
information)
2017* 2018 2017 2018 2017 2018
Revenues – 7,883 – 8,801 3 3 14,090 13,815
Cost of sales 8,060 9,092 –12,263 –12,010
Gross profit 177 291 3 3 1,827 1,805
Selling and administrative expenses 14 4 –13 –14 – 631 – 631
Other operating income – 91 –100 77 65 36 26
Other operating expenses 99 117 – 55 – 38 – 40 – 24
Profit/ loss before financial result 199 312 12 16 1,192 1,176
Result from equity accounted investments
Interest and similar income – 619 – 616 554 525 6 2
Interest and similar expenses 551 581 – 497 – 509 – 5 – 5
Other financial result – 50 46 – 9 – 7
Financial result – 68 – 35 7 62 – 8 –10
Profit/ loss before tax 131 277 19 78 1,184 1,166
Income taxes – 71 – 73 –1 – 24 – 296 – 287
Profit from continuing operations 60 204 18 54 888 879
Loss from discontinued operations
Net profit/ loss 60 204 18 54 888 879
Attributable to minority interest 1 23 32
Attributable to shareholders of BMW AG 60 204 17 54 865 847
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

BMW Group Balance Sheet

BMW GROUP BALANCE SHEET

Group Automotive
information)
(unaudited supplementary Motorcycles
(unaudited supplementary
information)
in € million Note 30. 6. 2018 1. 1. 20181 31.12. 20172 30. 6. 2018 31.12. 20172 30. 6. 2018 31.12. 2017
Assets
Intangible assets 17 9,524 9,464 9,464 9,045 8,981 65 57
Property, plant and equipment 18 18,238 18,471 18,471 17,842 18,050 367 388
Leased products 19 36,781 36,257 36,257
Investments accounted
for using the equity method
20 2,863 2,769 2,769 2,863 2,769
Other investments 20 762 690 690 5,033 4,985
Receivables from sales financing 21 49,918 48,475 48,321
Financial assets 22 1,456 2,369 2,369 682 1,302
Deferred tax 1,954 1,965 1,993 3,305 2,857
Other assets 24 1,815 1,630 1,630 4,049 3,671 32 32
Non-current assets 123,311 122,090 121,964 42,819 42,615 464 477
Inventories 25 15,286 12,707 12,707 14,662 12,103 599 580
Trade receivables 3,140 2,663 2,667 2,756 2,354 138 160
Receivables from sales financing 21 32,888 32,087 32,113
Financial assets 22 7,275 7,949 7,965 5,321 5,578
Current tax 23 2,583 1,566 1,566 969 714
Other assets 24 7,987 7,485 7,485 23,518 23,124 1 5
Cash and cash equivalents 8,597 9,039 9,039 6,435 7,157 15 8
Assets held for sale 441 441
Current assets 78,197 73,496 73,542 54,102 51,030 753 753
Total assets 201,508 195,586 195,506 96,921 93,645 1,217 1,230
Equity and liab
ilities
Subscribed capital 26 658 658 658
Capital reserves 26 2,084 2,084 2,084
Revenue reserves 26 53,094 50,993 50,815
Accumulated other equity 26 – 555 37 114
Equity attributable
to shareholders of BMWAG 26 55,281 53,772 53,671
Minority interest 26 488 436 436
Equity 55,769 54,208 54,107 38,249 39,361
Pension provisions 27 2,709 3,252 3,252 2,269 2,405 65 69
Other provisions 28 5,838 5,632 5,632 5,392 5,175 91 101
Deferred tax 3,375 2,166 2,157 1,773 1,456
Financial liabilities 30 58,613 53,521 53,548 854 832
Other liabilities 31 4,665 5,045 5,045 7,363 6,506 484 487
Non-current provisions and liabilities 75,200 69,616 69,634 17,651 16,374 640 657
Other provisions 28 6,018 6,367 6,367 5,381 5,710 105 99
Current tax 29 984 1,124 1,124 750 874
Financial liabilities 30 39,020 41,097 41,100 1,164 947
Trade payables 10,048 9,731 9,731 8,818 8,516 368 355
Other liabilities 31 14,449 13,443 13,443 24,888 21,863 104 119
Liabilities in conjunction with assets
held for sale 20 20
Current provisions and liabilities 70,539 71,762 71,765 41,021 37,910 577 573
Total equity and liabilities 201,508 195,586 195,506 96,921 93,645 1,217 1,230

1 The figures to 1 January 2018 have been adjusted, based on the first-time application of IFRS 15 and IFRS 9, see notes 5 and 6.

2 Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

(unaudited supplementary
information)
Other Entities
(unaudited supplementary
information)
(unaudited supplementary
information)
31.12. 20172 30. 6. 2018 31.12. 2017 30. 6. 2018 31.12. 2017 30. 6. 2018
Intangible assets 1 1 425 413
Property, plant and equipment
Leased products

– 8,028

– 7,867


33
44,285
29
44,648
Investments accounted
for using the equity method
Other investments –11,457 –11,485 7,160 7,213 2 1
Receivables from sales financing 48,321 49,918
Financial assets –198 – 89 1,089 702 176 161
–1,436 –1,840 130 47 442 442
– 31,783 – 38,012 26,628 32,166 3,082 3,580
Non-current assets – 52,902 – 59,293 35,008 40,129 96,766 99,192
24 25
Trade receivables 1 2 152 244
Receivables from sales financing 32,113 32,888
Financial assets – 307 –152 1,163 771 1,531 1,335
797 860 55 754
– 66,938 – 66,809 45,963 45,655 5,331 5,622
Cash and cash equivalents 18 45 1,856 2,102
Assets held for sale
– 67,245 – 66,961 47,942 47,333 41,062 42,970
–120,147 –126,254 82,950 87,462 137,828 142,162
Equity and liab
Subscribed capital
Revenue reserves
Accumulated other equity
Equity attributable
to shareholders of BMWAG
Minority interest –18,096 –18,361 18,102 21,852 14,740 14,029
Pension provisions 706 300 72 75
356 355
– 3,639 – 3,592 38 44 4,302 5,150
–198 – 89 35,095 40,180 17,819 17,668
Financial liabilities – 30,981 – 37,422 198 696 28,835 33,544
Non-current provisions and liabilities – 34,818 – 41,103 36,037 41,220 51,384 56,792
Other provisions 9 9 549 523
17 11 233 223
Financial liabilities – 307 –152 15,607 11,796 24,853 26,212
11 9 849 853
– 66,926 – 66,638 13,167 12,565 45,220 43,530
Liabilities in conjunction with assets
Current provisions and liabilities – 67,233 – 66,790 28,811 24,390 71,704 71,341
–120,147 –126,254 82,950 87,462 137,828 142,162

BMW Group Cash Flow Statement

BMW GROUP CASH FLOW STATEMENT

Condensed Cash Flow Statement for the period from 1 January to 30 June

• 39

Group
in € million 2018 2017*
Net profit 4,383 4,491
Loss from discontinued operations 7
Depreciation and amortisation of tangible, intangible and investment assets 2,504 2,349
Change in provisions – 246 164
Change in leased products and receivables from sales financing –1,947 – 3,987
Change in deferred taxes 1,322 606
Changes in working capital – 2,563 –1,592
Other – 788 –113
Cash inflow/outflow from operating activities 2,672 1,918
Total investment in intangible assets and property, plant and equipment – 2,549 – 2,403
Net investment in marketable securities and investment funds 128 132
Other 14 1
Cash inflow/outflow from investing activities – 2,407 – 2,270
Cash inflow/outflow from financing activities – 707 –123
Effect of exchange rate on cash and cash equivalents 25 –155
Effect of changes in composition of Group on cash and cash equivalents – 25 65
Change in cash and cash equivalents – 442 – 565
Cash and cash equivalents as at 1 January 9,039 7,880
Cash and cash equivalents as at 30 June 8,597 7,315

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Financial Services
(unaudited supplementary
information)
Automotive
(unaudited supplementary
information)
2017 2018 2017* 2018
Net profit 888 879 3,360 3,124
Loss from discontinued operations 7
Depreciation and amortisation of tangible, intangible and investment assets 18 17 2,290 2,440
Change in provisions –17 10 –10 – 213
Change in leased products and receivables from sales financing – 4,154 – 2,103
Change in deferred taxes 87 668 646 210
Changes in working capital 115 – 82 –1,423 – 2,509
Other – 983 – 2,006 – 470 1,360
Cash inflow/outflow from operating activities – 4,046 – 2,617 4,393 4,419
Total investment in intangible assets and property, plant and equipment – 4 – 2 – 2,363 – 2,512
Net investment in marketable securities and investment funds –13 138 171 – 40
Other 4 5 37
Cash inflow/outflow from investing activities –17 140 – 2,187 – 2,515
Cash inflow/outflow from financing activities 3,085 2,697 –1,761 – 2,600
Effect of exchange rate on cash and cash equivalents –102 26 13 –1
Effect of changes in composition of Group on cash and cash equivalents 65 – 25
Change in cash and cash equivalents –1,015 246 458 – 722
Cash and cash equivalents as at 1 January 3,046 1,856 4,794 7,157
Cash and cash equivalents as at 30 June 2,031 2,102 5,252 6,435

BMW Group Statement of Changes in Equity

BMW GROUP STATEMENT OF CHANGES IN EQUITY

in € million Note Subscribed
capital
Capital
reserves
Revenue
reserves
31 December 2017 (as originally reported) 26 658 2,084 51,256
Effect from the first-time application of IFRS 15 – 441
31 December 2017 (adjusted according to IFRS 15) 658 2,084 50,815
Effects from the first-time application of IFRS 9 178
1 January 2018 (adjusted according to IFRS 9) 658 2,084 50,993
Net profit 4,338
Other comprehensive income for the period after tax 384
Comprehensive income at 30 June 2018 4,722
Dividend payments – 2,630
Other changes 9
30 June 2018 26 658 2,084 53,094
Note Subscribed
capital
Capital
reserves
Revenue
reserves
26 657 2,047 44,445
– 409
657 2,047 44,036
4,461
655
5,116
– 2,300
29
26 657 2,047 46,881

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5 to the Interim Group Financial Statements.

Accumulated other equity
Total Minority
interest
Equity
attributable to
shareholders
of BMW AG
Costs of
hedging
Derivative
financial
instruments
Securities Translation
differences
31 December 2017 (as originally reported) 54,548 436 54,112 1,515 93 –1,494
Effect from the first-time application of IFRS 15 – 441 – 441
31 December 2017 (adjusted according to IFRS 15) 54,107 436 53,671 1,515 93 –1,494
Effects from the first-time application of IFRS 9 101 101 5 – 82
1 January 2018 (adjusted according to IFRS 9) 54,208 436 53,772 5 1,515 11 –1,494
Net profit 4,383 45 4,338
Other comprehensive income for the period after tax –196 –196 – 404 – 403 227
Comprehensive income at 30 June 2018 4,187 45 4,142 – 404 – 403 227
Dividend payments – 2,630 – 2,630
Other changes 4 7 – 3 –12
30 June 2018 55,769 488 55,281 – 399 1,100 11 –1,267
Accumulated other equity
Total Minority
interest
Equity
attributable to
shareholders
of BMW AG
Costs of
hedging
Derivative
financial
instruments
Securities Translation
differences
1 January 2017 (as originally reported) 47,363 255 47,108 78 52 –171
Effects from the first-time application of IFRS 15 – 409 – 409
1 January 2017 (adjusted according to IFRS 15) 46,954 255 46,699 78 52 –171
Net profit* 4,491 30 4,461
Other comprehensive income for the period after tax 1,052 1,052 1,197 31 – 831
Comprehensive income at 30 June 2017
(adjusted according to IFRS 15)
5,543 30 5,513 1,197 31 – 831
Dividend payments – 2,300 – 2,300
Other changes – 9 – 38 29
30 June 2017* 50,188 247 49,941 1,275 83 –1,002

Notes to the Group Financial Statements

Accounting Principles and Policies

NOTES TO THE GROUP FINANCIAL STATEMENTS

ACCOUNTING PRINCIPLES AND POLICIES

01

Basis of preparation

The consolidated financial statements of Bayerische Motoren Werke Aktiengesellschaft (BMW Group Financial Statements or Group Financial Statements) at 31 December 2017 were drawn up in accordance with International Financial Reporting Standards (IFRS), as endorsed by the European Union (EU), and the supplementary requirements of § 315 e (1) of the German Commercial Code (HGB). The Interim Group Financial Statements (Interim Report) at 30 June 2018, which have been prepared in accordance with International Accounting Standard (IAS) 34 (Interim Financial Reporting), have been drawn up using, in all material respects, the same accounting methods as those utilised in the 2017 Group Financial Statements. Changes resulting from the first-time application of IFRS 15 and IFRS 9 are presented in notes 5 and 6. The BMW Group applies the option

see notes 5 and 6

of publishing condensed group financial statements. All Interpretations issued by the International Financial Reporting Interpretations Committee (IFRIC) which were mandatory at 30 June 2018 have been applied. The Interim Report also complies with German Accounting Standard No. 16 (GAS 16) – Interim Financial Reporting – issued by the German Accounting Standards Committee e. V. (GASC).

Further information regarding the Group's accounting principles and policies is contained in the BMW Group Financial Statements at 31 December 2017.

The Group currency is the euro. All amounts are disclosed in millions of euros (€ million) unless stated otherwise.

The BMW Group and segment income statements are presented using the cost of sales method.

In order to provide a better insight into the net assets, financial position and performance of the BMW Group, and going beyond the requirements of IFRS 8 (Operating Segments), the Group Financial Statements also include balance sheets and income statements for the Automotive, Motorcycles, Financial Services and Other Entities segments. The Group Cash Flow Statement is supplemented by the statements of cash flows for the Automotive and Financial Services segments. Inter-segment transactions relate primarily to internal sales of products,

Interim Group Financial Statements

Notes to the Group Financial Statements Accounting

Principles and Policies

the provision of funds for Group companies and the related interest. These items are eliminated in the relevant "Eliminations" columns. More detailed information regarding the allocation of activities of the BMW Group to segments and a description of the segments is provided in the explanatory notes to segment information in the BMW Group Financial Statements at 31 December 2017.

The Interim Group Financial Statements at 30 June 2018 have been reviewed by the Group auditors, KPMG AG Wirtschaftsprüfungsgesellschaft, Berlin.

02

Group reporting entity

The BMW Group Financial Statements for the first half-year 2018 include BMW AG and all material subsidiaries over which BMW AG – either directly or indirectly – exercises control. This also includes 54 structured entities used exclusively in conjunction with the BMW Group's asset-backed financing arrangements or as special purpose funds.

The following changes took place in the Group reporting entity during the first six months of 2018:

Germany Foreign Total
Included at
31 December 2017
21 187 208
Included for the
first time in 2018
2 8 10
No longer included
in 2018
6 6
Included at
30 June 2018
23 189 212

The BMW Group previously maintained the joint ventures DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, together with Sixt SE, Pullach. DriveNow offers car-sharing services in major German cities and abroad. In January 2018, the BMW Group signed an agreement with Sixt SE for the complete acquisition of the shares in DriveNow.

Following approval by the antitrust authorities and with effect from 9 March 2018, the BMW Group acquired the remaining 50 % of the shares of the DriveNow companies together with their subsidiaries – for a purchase price of € 209 million. The purchase was financed by the transfer of cash funds. The acquisition expands the BMW Group's strategic options for the further development of mobility services.

DriveNow GmbH & Co.KG and DriveNow Vewaltungs GmbH and their foreign subsidiaries DriveNow Austria GmbH, Vienna, DriveNow UK Limited, London, DriveNow Sverige AB, Stockholm, DriveNow Belgium S. p. r. l., Brussels, and DriveNow Italy S. r. l., Milan, were fully consolidated for the first time in the first half-year 2018.

DriveNow's equity prior to the acquisition stood at a negative amount of € 2 million. As a result of the step acquisition, the shares already held by BMW were remeasured to their fair value, giving rise to a gain of € 209 million, which was reported as part of the result on investments, based on a total fair value of € 209 million.

The following table shows the purchase price allocation:

in € million Fair values at
acquisition date
Identified assets
Intangible assets 111
Trademark rights 22
Deferred tax assets 23
Trade receivables 9
Other receivables 7
Inventories 1
Cash and cash equivalents 5
Identified liab
ilities
Provisions 16
Trade payables 5
Other liabilities 3
Total identified net assets 154
Goodw
ill calculation
Consideration transferred (purchase price) 418
Total identified net assets 154

Goodwill 264

Notes to the Group Financial Statements Accounting

Principles and Policies

On 28 March 2018, the BMW Group signed an agreement with the Daimler Group regarding the merger of certain business units that provide mobility services. It is planned to combine and strategically expand the existing on-demand mobility offering in the areas of car sharing, ride-hailing, parking, charging and multi-modality, with the customer able to access an holistic ecosystem of intelligent, seamlessly connected mobility services. The aim is to become a leading provider of innovative mobility services.

In future, the BMW Group and the Daimler Group will each hold a 50 % stake in the newly founded joint venture, comprising both companies' mobility services. The contract has been signed subject to examination and approval by the relevant antitrust agencies. If approved by the antitrust agencies during the current year, the foundation of the joint venture will have a one-off valuation and earnings effect on the BMW Group Financial Statements, which will be recorded primarily by the Automotive segment. The BMW Group expects the joint venture to be established within the next twelve months.

Assets and liabilities totalling € 441 million and € 20 million respectively are reported as discontinued operations at 30 June 2018. These items are disclosed separately in the Group Balance Sheet and allocated to the Automotive segment. The loss after tax from discontinued operations for the period ended 30 June 2018 amounted to € 7 million. This amount is also disclosed separately in the Income Statements for the Group and Segments.

In December 2017, BMWAG, Audi AG, Ingolstadt, and Daimler AG, Stuttgart, signed agreements to sell shares in THERE Holding B. V., Amsterdam, (THERE) to

Robert Bosch Investment Nederland B. V., Boxtel, and to Continental Automotive Holding Netherlands B. V., Maastricht. Each of the parties acquired 5.9 % of the shares, which were sold in equal parts by BMWAG, Audi AG and Daimler AG. The transactions were completed during the first quarter of 2018. The sale did not have a significant impact on the results of operations, financial position and net assets of the BMW Group.

Together with SGL Carbon SE, Wiesbaden, companies of the BMW Group were previously party to joint operations that manufactured carbon fibres and carbon fibre cores used in vehicle production. In November 2017, an agreement was signed with SGL Carbon SE concerning that entity's step-by-step acquisition of the BMW Group's 49 % shareholding. Accordingly, between the beginning of 2018 and the end of 2020 at the latest, SGL Carbon SE will become the sole owner of the current joint operations. As a consequence of the transaction, the joint operations are no longer consolidated in the BMW Group Financial Statements on a proportionate basis with effect from the beginning of the financial year 2018.

The other changes to the Group reporting entity do not have a material impact on the results of operations, financial position or net assets of the Group.

03

Foreign currency translation

The exchange rates applied for currency translation purposes in accordance with the modified closing rate method, and which have a material impact on the Group Financial Statements, were as follows:

Closing rate Average rate
1 Euro = 30. 6. 2018 1 January to
30 June 2018
1 January to
30 June 2017
US-Dollar 1.17 1.20 1.21 1.08
British Pound 0.88 0.89 0.88 0.86
Chinese Renminbi 7.71 7.80 7.71 7.45
Japanese Yen 128.93 134.93 131.56 121.72
Korean Won 1,298.44 1,281.41 1,301.92 1,235.74

Further information regarding foreign currency translation is provided in note 3 to the Group Financial Statements at 31 December 2017.

Interim Group
Financial
Statements
Notes to the Group
Financial Statements
Accounting
04 Financial reporting rules
(a) Standards and Revised Standards significant for
the BMW Group and applied for the first time in
the first half-year:
Principles and
Policies
Standard / Interpretation Date of
issue by
IASB
Date of
mandatory
application
IASB
Date of
mandatory
application
EU
IFRS 15 Revenue from Contracts with Customers 28. 5. 2014
11. 9. 2015
12. 4. 2016
1.1. 2018 1.1. 2018
IFRS 9 Financial Instruments 24. 7. 2014 1.1. 2018 1.1. 2018
Changes due to the new accounting standards IFRS 15
and IFRS 9 are described in
notes 5 and 6.
(b) Financial reporting pronouncements issued by
the IASB that are significant for the BMW Group,
but have not yet been applied:
see
notes 5
and 6
Standard / Interpretation Date of
issue by
IASB
Date of
mandatory
application
IASB
Date of
mandatory
application
EU
IFRS 16 Leases 13.1. 2016 1.1. 2019 1.1. 2019

During the first half-year 2018, there have been no significant changes in the assessment of the impact of IFRS 16 (which has not yet been applied).

For details, please see the comments in the Group Financial Statements at 31 December 2017.

05

Notes to the Group Financial Statements Accounting Principles and

Policies

First-time application of IFRS 15

The new Standard IFRS 15 (Revenue from Contracts with Customers) assimilates all the various existing requirements and Interpretations relating to revenue recognition into a single Standard. It also stipulates uniform revenue recognition principles for all sectors and all categories.

In accordance with the transitional provisions contained in IFRS 15, the BMW Group is applying the new requirements for revenue from contracts with customers in the 2018 financial year using the full retrospective option. For this reason, the opening balance sheet at 1 January 2017, the figures reported for the previous year and the balance sheet at 31 December 2017 have been adjusted and made comparable. The exemption provision, allowing contracts fulfilled prior to 1 January 2017 not to be newly assessed in accordance with IFRS 15, was applied.

Revenue recognition from contracts with customers is based on a five-stage model. Revenues are required to be recognised either over time or at a specific point in time. A major difference to the previous Standard is the increased scope of discretion for estimates and the introduction of thresholds, thus influencing the amount and timing of revenue recognition.

Accounting for buyback arrangements and rights of return for vehicles sold, but which the Financial Services segment will subsequently lease to customers, results in the earlier recognition of intragroup eliminations. The adoption of IFRS 15 results in a retrospective decrease in Group equity at 1 January 2017 amounting to € 498 million, net of deferred tax amounting to € 239 million (31 December 2017: reduction of revenue reserves by € 553 million, net of deferred tax amounting to € 192 million). The lower amount of deferred tax at 31 December 2017 results from the reduction of the US federal corporate tax rate. The earlier date for consolidating intragroup transactions also results in the recognition of assets and liabilities relating to rights of return, causing other current assets and other current liabilities to increase. The changes did not have a significant impact on earnings in the first half-year 2018.

In accordance with IFRS 15, costs incurred for sales promotion measures in the Automotive segment, such as sales support or residual value subsidies, are required to be treated as variable components of consideration and therefore have the effect of reducing revenue. Variable consideration is measured on the basis of the amount of consideration to which the BMW Group expects to be entitled. Some of these costs were previously reported as cost of sales. The change in classification in the income statement results in a decrease in both revenues and cost of sales.

For the financial year 2017, the retrospective reclassification recorded by the Automotive segment amounted to € 2.9 billion, which did not, however, have a significant impact at Group level.

If the sale of products includes a determinable amount for services ("multiple-component contracts"), the related revenues are deferred and recognised as income over time. Variable consideration to be received for multi-component contracts is allocated across all service obligations unless it is directly attributable to the sale of the vehicle. As a result of the change in accounting policy for multi-component contracts with variable consideration components, changes in the allocation of transaction prices result for the Automotive segment in higher amounts being recognised for vehicle sales and a lower level of amounts deferred for service contracts. The shift in the timing of revenue recognition resulted in a retrospective increase in Group revenue reserves at 1 January 2017 of € 89 million, net of deferred taxes of € 38 million (31 December 2017: increase in Group revenue reserves of € 112 million, net of deferred taxes of € 42 million). The changes did not have a significant impact on earnings in the first half-year 2018.

As a result of the retrospective adjustments described above, the Automotive segment EBIT margin increased by 0.4 percentage points to 9.8% for the first half-year 2017 and by 0.3 percentage points to 9.2 % for the full year 2017.

A different accounting treatment may be required if buyback arrangements are in place with customers, resulting in a shift in the timing of revenue recognition. The resulting impact was not significant.

Buyback arrangements between the Automotive and Financial Services segments are not reflected in the internal management system or reporting and therefore, in accordance with IFRS 8, do not result in any changes in the presentation of segment information.

The following tables show the impact on the balance sheets at 1 January 2017 and 31 December 2017, as well as on the income statement, the statement of comprehensive income and the cashflow statement for the financial year 2017:

Notes to the Group Financial Statements Accounting

Principles and Policies

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Assets
Total non-current assets 121,671 222 121,893
thereof investments accounted for using the equity method 2,546 2 2,548
thereof deferred tax 2,327 226 2,553
thereof other non-current assets 1,595 – 6 1,589
Total current assets 66,864 1,509 68,373
thereof other current assets 5,087 1,509 6,596
Total assets 188,535 1,731 190,266
Equity and liab
ilities
Total equity 47,363 – 409 46,954
thereof equity attributable to shareholders of BMW AG 47,108 – 409 46,699
thereof revenue reserves 44,445 – 409 44,036
Total non-current provisions and liabilities 73,183 –100 73,083
thereof other non-current provisions 5,039 155 5,194
thereof deferred tax 2,795 26 2,821
thereof other liabilities 5,357 – 281 5,076
Total current provisions and liabilities 67,989 2,240 70,229
thereof other non-current provisions 5,879 37 5,916
thereof other liabilities 10,198 2,203 12,401
Total equity and liabilities 188,535 1,731 190,266

BMW Group change in presentation of balance sheet at 31 December 2017 • 41

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Assets
Total non-current assets 121,901 63 121,964
thereof investments accounted for using the equity method 2,767 2 2,769
thereof deferred tax 1,927 66 1,993
thereof other non-current assets 1,635 – 5 1,630
Total current assets 71,582 1,960 73,542
thereof other current assets 5,525 1,960 7,485
Total assets 193,483 2,023 195,506
Equity and liab
ilities
Total equity 54,548 – 441 54,107
thereof equity attributable to shareholders of BMW AG 54,112 – 441 53,671
thereof revenue reserves 51,256 – 441 50,815
Total non-current provisions and liabilities 69,888 – 254 69,634
thereof other non-current provisions 5,437 195 5,632
thereof deferred tax 2,241 – 84 2,157
thereof other liabilities 5,410 – 365 5,045
Total current provisions and liabilities 69,047 2,718 71,765
thereof other non-current provisions 6,313 54 6,367
thereof other liabilities 10,779 2,664 13,443
Total equity and liabilities 193,483 2,023 195,506

Notes to the Group Financial Statements

• 42

Accounting Principles and Policies

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Revenues 49,247 444 49,691
Cost of sales – 38,904 – 266 – 39,170
Gross profit 10,343 178 10,521
Profit / loss before financial result 5,575 178 5,753
Profit / loss before tax 6,060 178 6,238
Income taxes –1,697 – 50 –1,747
Net profit / loss 4,363 128 4,491
Attributable to shareholders of BMW AG 4,333 128 4,461
Basic earnings per share of common stock in € 6.59 0.20 6.79
Basic earnings per share of preferred stock in € 6.60 0.20 6.80
Diluted earnings per share of common stock in € 6.59 0.20 6.79
Diluted earnings per share of preferred stock in € 6.60 0.20 6.80

BMW Group change in presentation of statement of comprehensive income for the period from 1 January to 30 June 2017

• 43

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Net profit 4,363 128 4,491
Total comprehensive income 5,415 128 5,543
Total comprehensive income attributable to shareholders of BMW AG 5,385 128 5,513

BMW Group change in presentation of cash flow statement for the period from 1 January to 30 June 2017 • 44

in € million As originally
reported
Adjustment
IFRS 15
Adjusted
according to
IFRS 15
Net profit 4,363 128 4,491
Change in provisions 127 37 164
Change in deferred taxes 556 50 606
Other 102 – 215 –113
Cash inflow/outflow from operating activities 1,918 1,918

The effects of the first-time application of IFRS 15 on equity are shown in the Statement of Changes in Equity.

59

Notes to the Group Financial Statements Accounting Principles and

Policies

First-time application of IFRS 9

The new requirements contained in IFRS 9 (Financial Instruments) relating to the classification and measurement of financial instruments are being applied retrospectively by the BMW Group in the financial year 2018. The available exemption not to adjust comparative information for previous periods has been applied. Accordingly, only the opening balance sheet at 1 January 2018 has been adjusted. Apart from a small number of exceptions, the requirements for hedge accounting are being applied prospectively in the financial year 2018. The one exception to this is hedge accounting for the fair value of a portfolio against interest rate risk, for which the requirements of IAS 39 will continue to be applied.

In accordance with the new requirements of IFRS 9, the BMW Group classifies financial instruments into the following categories: "at amortised cost", "at fair value through other comprehensive income" and "at fair value through profit or loss". All equity instruments held at the date of the adoption of the Standard were classified at fair value through profit or loss.

IFRS 9 introduces a new model for determining impairment based on expected credit losses. In accordance with this model, valuation allowances for expected credit losses are recognised on financial assets classified at amortised cost or at fair value through other comprehensive income. Expected credit losses are updated at each balance sheet date on the basis of available information.

Valuation allowances on receivables from sales financing are determined primarily on the basis of past experience with credit losses, current data on overdue receivables, rating classes and scoring information. Forward-looking information (e. g. forecasts of economic performance indicators) is also taken into account if, based on past experience, such indicators show a substantive correlation with actual credit losses.

The BMW Group applies the general approach described in IFRS 9 to receivables from sales financing that do not result from operating leases. Impairment allowances on these receivables are measured on initial recognition on the basis of the expected 12-month credit loss. If, at subsequent balance sheet dates, the credit loss risk has increased significantly since the date of initial recognition, the impairment allowance is measured on the basis of lifetime expected credit losses. In line with the general approach, an impairment allowance is also recognised for receivables with impaired creditworthiness, measured on the basis of lifetime expected credit losses. The BMW Group generally assumes creditworthiness is impaired if a receivable is more than 90 days overdue.

The BMW Group applies the simplified approach described in IFRS 9 to operating lease receivables and trade receivables, whereby the amount of the impairment allowance of a receivable is measured subsequent to initial recognition on the basis of lifetime expected credit losses.

Cross currency basis spreads are not designated as part of the hedging relationship in the case of interest rate hedges accounted for as fair value hedges. Accordingly, changes in the market value of such instruments are recorded as costs of hedging within accumulated other equity. Amounts recorded in equity are reclassified to the income statement over the term of the hedging relationship.

The time value of option transactions and the interest component of the forward currency contracts are not designated as part of the hedging relationship in the case of currency and commodity hedges accounted for as cash flow hedges. Changes in the market value of such components are recorded as costs of hedging within accumulated other equity. As a result of the application of IFRS 9, most commodity hedging contracts are recognised directly in equity in accordance with hedge accounting rules. Amounts recorded in accumulated other equity are included on initial recognition in the carrying amounts of inventories of raw materials, supplies and goods for resale. In the case of currency hedges, amounts recorded in accumulated other equity are reclassified within profit / loss before financial result at the same time that the hedged item has an earnings impact.

The following table shows the reconciliation of the categories and carrying amounts of financial instruments as well as the impact on Group equity of the first-time application of IFRS 9.

06

Interim Group Financial

Statements

• 45

Notes to the Group Financial Statements Accounting Principles and

Policies

BMW Group reclassification of financial instruments at 1 January 2018

Category Carrying amount
in € million IAS 39 IFRS 9 IAS 39 IFRS 9
Available-for-sale Fair value through profit or loss 366
Fair value option 29 395
Loans and receivables At amortised cost 80,434 80,562
Hedge accounting Hedge accounting 2,187 2,187
Hedge accounting Hedge accounting 814 814
Held for trading Fair value through profit or loss 1,340 1,340
Available-for-sale Fair value through profit or loss 790
Fair value directly through equity 5,447 3,919
At amortised cost 730
Loans and receivables At amortised cost 112 112
Fair value option Fair value through profit or loss 2 2
Loans and receivables At amortised cost 248 240
Loans and receivables At amortised cost 184 184
Cash and cash equivalents Cash At amortised cost 8,407
Fair value through profit or loss 9,039 632
Trade receivables Loans and receivables At amortised cost 2,667 2,663
Other assets
Receivables from subsidiaries Loans and receivables At amortised cost 276 276
Receivables from companies
in which an investment is held
Loans and receivables At amortised cost 1,334 1,334
Financial assets
Other investments
Receivables from sales financing
Financial assets
Derivative instruments
Cash flow hedges
Fair value hedges
Other derivative instruments
Marketable securities and investment funds
Loans to third parties
Credit card receivables
Other
Collateral assets
Other assets
Total financial assets
Financial liab
ilities
Financial liabilities
Trade payables
Other liabilities
Total financial liabilities
Total impact on equity
Cash At amortised cost 219 219
Available-for-sale Fair value directly through equity 97 97
Loans and receivables At amortised cost 1,108 1,108
105,903 106,011
Other liabilities At amortised cost 94,648 94,618
Other liabilities At amortised cost 9,731 9,731
Other liabilities At amortised cost 6,822 6,822
111,201 111,171
Equity effects Differences through
Note Revenue
reserves
Accumulated
other equity
Deferred taxes change of
evaluation
measurement
new
measurement
category
Financial assets
Other investments a) 76 – 76
b)
Receivables from sales financing c) 93 – 35 128
Financial assets
Derivative instruments
Cash flow hedges
Fair value hedges d) – 5 5
Other derivative instruments
Marketable securities and investment funds e) 2 – 2
f) – 2 2
g) – 6 2 – 8
Loans to third parties
b)
Credit card receivables c) – 6 2 – 8
Cash and cash equivalents
h)
Trade receivables c) – 3 1 – 4
Other assets
Receivables from subsidiaries
Receivables from companies
in which an investment is held
Collateral assets
Other assets
Total financial assets 155 – 77 – 30 116 – 8
Financial liab
Financial liabilities d) 23 7 – 30
Trade payables
Other liabilities
Total financial liabilities 23 7 – 30
Total impact on equity 178 – 77

Notes to the Group Financial Statements Accounting

Principles and Policies

The impact of the various changes arising in conjunction with the first-time application of IFRS 9 is explained below:

  • (a) Financial investments in equity instruments were reclassified to the category "at fair value through profit or loss". There was no difference between carrying amounts pursuant to IAS 39 and fair values at 1 January 2018.
  • (b) Selected non-current marketable securities and non-current loans receivable from third parties, for which the fair value option available under IAS 39 was previously used, were reclassified to the category at fair value through profit or loss because their contractual cash flows do not solely represent payments of principal and interest on the principal amount outstanding. There was no difference between carrying amounts pursuant to IAS 39 and fair values at 1 January 2018.
  • (c) Adjustment of impairment allowances in accordance with the new requirements of IFRS 9.
  • (d) The new accounting requirements for interest rate hedges reduce the carrying amount of financial liabilities designated as hedged items within a hedge relationship by € 30 million and increase accumulated other equity by € 5 million. At the date of adoption of the new requirements, revenue reserves increased by € 18 million, net of deferred taxes.
  • (e) Specific investments in debt instruments were reclassified to the category at fair value through profit or loss because their contractual cash flows do not solely represent payments of principal and interest on the principal amount outstanding.

  • (f) Adjustment of the amount and presentation of impairment allowances in accordance with the new requirements of IFRS 9.

  • (g) Specific listed bonds were reclassified to the category "at amortised cost". At the date of firsttime application of IFRS 9, the BMW Group uses a business model for these bonds, the objective of which is to collect contractual cash flows that solely represent payments of principal and interest on the principal amount outstanding. The market value of these instruments at 30 June 2018 amounted to € 734 million (31 December 2017: € 738 million).
  • (h) Some of the money market funds with a fixed net asset value were reclassified from cash to the category measured at fair value through profit or loss. They do not meet the criteria for measurement at amortised cost in accordance with IFRS 9 because their contractual cash flows do not solely represent payments of principal and interest on the principal amount outstanding. There was no difference between carrying amounts pursuant to IAS 39 and fair values at 1 January 2018.

The following table shows the adjustments made to impairment allowances in the Group Balance Sheet as a result of the first-time application of IFRS 9.

BMW Group reconciliation of impairment allowances • 46

in € million Impairment
allowance
31.12. 2017
IAS 39
Adjustment to
impairment
allowance due to
IFRS 9
Impairment
allowances
1.1. 2018
IFRS 9
Receivables from sales financing –1,147 128 –1,019
Credit card receivables –10 – 8 –18
Trade receivables – 56 – 4 – 60
Marketable securities and investment funds – 2 – 2
Total –1,213 114 –1,099

Notes to the Group Financial Statements Notes to the Income

Statement

NOTES TO THE INCOME STATEMENT

07 Revenues

Revenues by activity comprise the following:

in € million 2nd quarter 2018 2nd quarter 2017* 1 January to
30 June 2018
1 January to
30 June 2017*
Sales of products and related goods 17,946 18,793 34,068 35,752
Sales of products previously leased to customers 2,751 2,690 5,131 5,403
Income from lease instalments 2,410 2,475 4,791 4,967
Interest income on loan financing 932 939 1,837 1,876
Other income 984 868 1,890 1,693
Revenues 25,023 25,765 47,717 49,691

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

An analysis of revenues by segment is shown in the segment information in note 36. Revenues from the sale of products and related goods are generated primarily in the Automotive segment and, to a lesser extent, in the Motorcycles segment. Revenues from the see note 36

sale of products previously leased to customers, income from lease instalments and interest income on loan financing are allocated to the Financial Services segment. Other income relates mainly to the Automotive segment and the Financial Services segment.

08

Cost of sales

Cost of sales relate to the following items:

in € million 2nd quarter 2018 2nd quarter 2017* 1 January to
30 June 2018
1 January to
30 June 2017*
Manufacturing costs 11,147 11,352 20,493 21,592
Cost of sales relating to financial services business 5,887 5,847 11,380 11,758
Research and development expenses 1,322 1,113 2,610 2,298
thereof amortisation of capitalised development costs 324 287 656 591
Other cost of sales 1,579 1,918 3,282 3,522
Cost of sales 19,935 20,230 37,765 39,170

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Other cost of sales comprises mainly warranty expenses, service contracts, telemetrics and roadside assistance.

Notes to the Group Financial Statements Notes to the Income

Statement

in € million 2nd quarter 2018 2nd quarter 2017
928 815 1,736 1,589
1,411 1,524 2,778 2,928

Selling expenses comprise mainly marketing, advertising and sales personnel costs. Administrative expenses comprise mainly personnel and IT costs.

11

Result from equity accounted investments

Result from equity accounted investments includes results of the joint ventures BMW Brilliance Automotive Ltd., Shenyang, DriveNow GmbH & Co. KG, Munich, and DriveNow Verwaltungs GmbH, Munich, (up to and including 9 March 2018), the joint venture IONITY Holding GmbH & Co. KG, Munich, and the associated company THERE Holding B. V., Amsterdam.

1 January to 30 June 2018

1 January to 30 June 2017

10

09

Other operating income and expenses

Selling and administrative expenses

These items principally include exchange gains and losses, gains and losses on the disposal of assets, impairment losses, as well as income / expense from the reversal of and allocation to provisions, including provisions for legal risks and other litigation.

12

Net interest result

in € million 2nd quarter 2018 2nd quarter 2017 1 January to
30 June 2018
1 January to
30 June 2017
Interest and similar income 36 46 74 107
Interest and similar expenses – 71 – 88 –174 –186
Net interest result – 35 – 42 –100 – 79

13 Other financial result

in € million 2nd quarter 2018 2nd quarter 2017 1 January to
30 June 2018
1 January to
30 June 2017
Result on investments – 25 14 203 14
Sundry other financial result 5 15 51 60
Other financial result – 20 29 254 74

The result on investments for the first half-year 2018 comprises mainly fair value measurement gains arising on the acquisition of DriveNow shares. Further information is provided in note 2. see

14 Income taxes

Taxes on income comprise the following:

Notes to the Group Financial Statements Notes to the Income Statement

in € million 2nd quarter 2018 2nd quarter 2017* 1 January to
30 June 2018
1 January to
30 June 2017*
Current tax expense – 310 697 327 1,141
Deferred tax expense 1,094 144 1,321 606
Income taxes 784 841 1,648 1,747

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

The effective tax rate for the six-month period to 30 June 2018 was 27.3 % (2017: 28.0 %) and corresponds to the best estimate of the weighted average

annual income tax rate for the full year. This tax rate has been applied to the pre-tax profit for the period under report.

15

Earnings per share

The computation of earnings per share is based on the following figures:

2nd quarter 2018 2nd quarter 2017* 1 January to
30 June 2018
1 January to
30 June 2017*
Profit attributable to shareholders of BMW AG € million 2,056.5 2,197.0 4,337.9 4,461.0
Profit attributable to common stock € million 1,882.1 2,012.2 3,970.6 4,086.3
Profit attributable to preferred stock € million 174.4 184.8 367.3 374.7
Average number of common stock shares in circulation number 601,995,196 601,995,196 601,995,196 601,995,196
Average number of preferred stock shares in circulation number 55,605,404 55,114,404 55,605,404 55,114,404
Basic earnings per share of common stock 3.13 3.34 6.60 6.79
Basic earnings per share of preferred stock 3.14 3.35 6.61 6.80

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

In computing earnings per share of preferred stock, earnings to cover the additional dividend of € 0.02 per share of preferred stock are spread over the four quarters of the corresponding financial year. Earnings per share of preferred stock are computed on the basis of the number of preferred stock shares entitled to receive a dividend in each of the relevant financial years. As in the previous year, diluted earnings per share correspond to basic earnings per share.

Notes to the Group Financial Statements Notes to the Statement of Comprehensive

Income

NOTES TO THE STATEMENT OF COMPREHENSIVE INCOME

16

Disclosures relating to the statement of total comprehensive income

Other comprehensive income for the period after tax comprises the following:

in € million 2nd quarter 2018 2nd quarter 2017 1 January to
30 June 2018
1 January to
30 June 2017
Remeasurement of the net defined benefit liability for pension plans 137 452 497 911
Deferred taxes –12 –133 –113 – 256
Items not expected to be reclassified to the income statement in the future 125 319 384 655
Marketable securities (at fair value through other comprehensive income) – 30 31 –13 33
thereof gains / losses arising in the period under report –13 30 15 36
thereof reclassifications to the income statement –17 1 – 28 – 3
Financial instruments used for hedging purposes – 614 2,043 – 628 1,516
thereof gains / losses arising in the period under report – 442 2,117 – 308 1,434
thereof reclassifications to the income statement –172 – 74 – 320 82
Costs of hedging –173 – 419
thereof gains / losses arising in the period under report – 222 – 499
thereof reclassifications to the income statement 49 80
Other comprehensive income from equity accounted investments – 35 26 – 77 28
Deferred taxes 258 – 634 360 – 484
Currency translation foreign operations 304 – 747 197 – 696
Items that can be reclassified to the income statement in the future – 290 719 – 580 397
Other comprehensive income for the period after tax –165 1,038 –196 1,052

Notes to the Group Financial Statements Notes to the Statement of Comprehensive Income

Deferred taxes on components of other comprehensive income for the second quarter were as follows:

2nd quarter 2018 2nd quarter 2017
in € million Before
tax
Deferred
taxes
After
tax
Before
tax
Deferred
taxes
After
tax
Remeasurement of the net defined benefit liability for pension plans 137 –12 125 452 –133 319
Marketable securities (at fair value through other comprehensive income) – 30 9 – 21 31 31
Financial instruments used for hedging purposes – 614 186 – 428 2,043 – 590 1,453
Costs of hedging –173 53 –120
Other comprehensive income from equity accounted investments – 35 10 – 25 26 – 44 –18
Currency translation foreign operations 304 304 – 747 – 747
Other comprehensive income – 411 246 –165 1,805 – 767 1,038

Deferred taxes on components of other comprehensive income in the first half-year were as follows:

1 January to 30 June 2018 1 January to 30 June 2017
in € million Before
tax
Deferred
taxes
After
tax
Before
tax
Deferred
taxes
After
tax
Remeasurement of the net defined benefit liability for pension plans 497 –113 384 911 – 256 655
Marketable securities (at fair value through other comprehensive income) –13 13 33 – 2 31
Financial instruments used for hedging purposes – 628 199 – 429 1,516 – 441 1,075
Costs of hedging – 419 121 – 298
Other comprehensive income from equity accounted investments – 77 27 – 50 28 – 41 –13
Currency translation foreign operations 197 197 – 696 – 696
Other comprehensive income – 443 247 –196 1,792 – 740 1,052

Other comprehensive income relating to equity accounted investments is reported in the Group Statement of Changes in Equity in the columns "Translation differences" with a positive amount of € 30 million (2017: negative amount of € 135 million), "Derivative financial instruments" with a positive amount of € 35 million (2017: positive amount of € 122 million) and "Costs of hedging" with a negative amount of € 142 million (2017: € – million).

68

Interim Group Financial Statements

NOTES TO THE BALANCE SHEET

Notes to the Group Financial Statements Notes to the Balance Sheet

17 Intangible assets

Intangible assets mainly comprise capitalised development costs on vehicle, module and architecture projects as well as subsidies for tool costs, licences, purchased development projects, software and purchased customer lists.

in € million 30. 6. 2018 31.12. 2017
Capitalised development costs 8,555 8,409
Goodwill 380 380
thereof allocated to the Automotive
cash-generating unit
33 33
thereof allocated to the Financial
Services cash-generating unit
347 347
Other intangible assets 589 675
Intangible assets 9,524 9,464

Other intangible assets include a brand-name right amounting to € 41 million (31 December 2017: € 41 million), which is allocated to the Automotive segment and is not subject to scheduled amortisation since its useful life is deemed to be indefinite.

Intangible assets amounting to € 41 million (31 December 2017: € 41 million) are subject to restrictions on title. Intangible assets developed during the first six months of the year as follows:

in € million 2018 2017
Capitalised development costs
Additions 802 943
Amortisation 656 591
Other intangible assets
Additions 33 27
Amortisation 97 96

As in the previous year, there was no requirement to recognise impairment losses or reversals of impairment losses on intangible assets.

18 Property, plant and equipment

Property, plant and equipment developed during the first six months as follows:

in € million 2018 2017
Additions 1,547 1,433
Depreciation 1,701 1,662
Disposals 9 8

No impairment losses were recognised during the first half-year 2018.

Purchase commitments for property, plant and equipment totalled € 4,817 million (31 December 2017: € 4,137 million).

Interim Group Financial Statements Notes to the Group

Financial Statements Notes to the Balance Sheet

Leased products

19

Leased products developed during the first six months of the year as follows:

in € million 2018 2017
Additions 8,459 8,908
Depreciation 1,756 1,701
Disposals 6,535 7,370

20

Investments accounted for using the equity method and other investments

Investments accounted for using the equity method comprise the joint ventures BMW Brilliance Automotive Ltd., Shenyang, and IONITY Holding GmbH & Co.KG, Munich, as well as the BMW Group's interests in the associated company THERE Holding B. V., Amsterdam.

Other investments relate to investments in nonconsolidated subsidiaries, joints ventures, joint operations and associated companies, participations and non-current marketable securities.

21

Receivables from sales financing

Receivables from sales financing totalling € 82,806 million (31 December 2017: € 80,434 million) include credit financing for retail customers and dealerships and finance leases.

22

Financial assets

Financial assets comprise:

in € million 30. 6. 2018 31.12. 2017
Marketable securities and
investment funds
5,296 5,447
Derivative instruments 2,947 4,341
Credit card receivables 234 248
Loans to third parties 34 114
Other 220 184
Financial assets 8,731 10,334

23

Income tax assets

Income tax assets totalling € 2,583 million (31 December 2017: € 1,566 million) include € 318 million (31 December 2017: € 364 million), which is expected to be settled after more than twelve months. Depending on the timing of proceedings, such claims may also be settled at an earlier date.

24

Other assets

Other assets comprise:

in € million 30. 6. 2018 31.12. 2017*
Return right assets for future
leased ­products
2,499 1,962
Prepayments 2,142 2,018
Receivables from companies in which
an investment is held
1,610 1,334
Other taxes 1,166 1,537
Expected reimbursement claims 890 847
Collateral assets 300 316
Receivables from subsidiaries 257 276
Sundry other assets 938 825
Other assets 9,802 9,115

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

25

Inventories

Inventories comprise the following:

in € million 30. 6. 2018 31.12. 2017
Finished goods and goods for resale 12,852 10,436
Work in progress, unbilled contracts 1,074 1,125
Raw materials and supplies 1,360 1,146
Inventories 15,286 12,707

70

Interim Group Financial Statements

Notes to the Group Financial Statements

Notes to the Balance Sheet

26 Equity

The Group Statement of Changes in Equity is shown on pages 50 and 51.

Subscribed capital

The number of shares of common stock issued by BMWAG at 30 June 2018 was 601,995,196 shares, each with a par value of € 1, unchanged from 31 December 2017. The number of shares of preferred stock at that date was 55,605,404 shares, each with a par value of € 1, unchanged from 31 December 2017. Unlike the common stock, no voting rights are attached to the preferred stock. Subscribed capital therefore stood at € 658 million, unchanged from 31 December 2017. All of the Company's stock is issued to bearer. Preferred stock bears an additional dividend of € 0.02 per share.

To date, 1,345,617 shares of preferred stock have been issued to employees. BMWAG is authorised to issue 5 million shares of non-voting preferred stock amounting to nominal € 5.0 million prior to 14 May 2019. As a result, 3.7 million authorised shares and Authorised Capital amounting to € 3.7 million remained available for issue at the end of the reporting period. No treasury shares were held at 30 June 2018.

Capital reserves

Capital reserves include premiums arising from the issue of shares and were unchanged from 31 December 2017 at € 2,084 million.

Revenue reserves

Revenue reserves comprise the post-acquisition and non-distributed earnings of consolidated companies. In addition, remeasurements of the net defined benefit obligation for pension plans are also presented in revenue reserves.

During the first half of 2018, BMW AG paid the dividend for the financial year 2017 amounting to € 2,408 million for common stock and € 222 million for preferred stock.

Accumulated other equity

Accumulated other equity comprises all amounts recognised directly in equity resulting from the translation of the financial statements of foreign subsidiaries, changes in the fair value of derivative financial instruments and marketable securities, costs of hedging and the related deferred taxes.

Further information regarding the transition effects recognised in equity on the first-time application of IFRS 9 and IFRS 15 is provided in notes 5 and 6.

27

see pages 50 and 51

Pension provisions

Pension provisions stood at € 2,709 million (31 December 2017: € 3,252 million). The remeasurement of the net liability reduced pension provisions in the first half-year 2018 by € 497 million.

28

Other provisions

Other provisions consist of the following:

in € million 30. 6. 2018 31.12. 2017*
Statutory and non-statutory warranty
obligations, product guarantees
4,656 5,074
Obligations for personnel and social
expenses
3,009 2,782
Other obligations for ongoing operational
expenses
1,831 1,620
Other obligations 2,360 2,523
Other provisions 11,856 11,999

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Provisions for other obligations for ongoing operational expenses included other provisions for expected payment for bonuses and other price deductions.

29

Income tax liabilities

Income tax liabilities totalling € 984 million (31 December 2017: € 1,124 million) include € 71 million (31 December 2017: € 68 million), which is expected to be settled after more than twelve months. Depending on the timing of proceedings, some liabilities may be settled earlier than this.

Current income tax liabilities comprise € 161 million (31 December 2017: € 332 million) for taxes payable and € 823 million (31 December 2017: € 792 million) for tax provisions.

Financial liabilities

30

Financial liabilities of the BMW Group comprise the following:

Notes to the Balance Sheet

Interim Group Financial Statements Notes to the Group Financial Statements

in € million 30. 6. 2018 31.12. 2017
Bonds 49,731 44,880
Asset backed financing transactions 17,298 16,855
Liabilities from customer deposits (banking) 13,772 13,572
Liabilities to banks 13,030 12,658
Commercial paper 1,354 4,461
Derivative instruments 1,336 1,090
Other 1,112 1,132
Financial liabilities 97,633 94,648

31

Other liabilities

Other liabilities comprise the following items:

in € million 30. 6. 2018 31.12. 2017*
Deferred income 6,943 6,665
Refund liabilities for future leased products 3,461 2,807
Other taxes 1,059 935
Deposits received 863 856
Payables to other companies in which an
investment is held
750 744
Advance payments from customers 664 1,056
Social security 103 98
Payables to subsidiaries 81 129
Sundry 5,190 5,198
Other liabilities 19,114 18,488

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Sundry other liabilities include mainly bonuses for services already performed as well as sales promotions, commission payables and credit balances on customers' accounts.

Deferred income includes liabilities for service contracts amounting to € 3,621 million (31 December 2017: € 3,658 million).

OTHER DISCLOSURES

Financial Statements Notes to the Group

Interim Group

Financial Statements Other Disclosures

32

Contingent liabilities

The following contingent liabilities existed at the balance sheet date:

in € million 30. 6. 2018 31.12. 2017
Investment subsidies 282 399
Litigation 179 204
Performance guarantees 13 10
Other 430 203
Contingent liabilities 904 816

Other contingent liabilities comprise mainly risks relating to taxes and customs duties.

The BMW Group determines its best estimate of contingent liabilities on the basis of the information available at the date of preparation of the Group Financial Statements. This assessment may change over time and is adjusted regularly on the basis of new information and circumstances. Some of the risks are insured.

In June 2016, Germany's competition authority conducted searches at various carmakers and suppliers,

33

Financial instruments

A description of the accounting treatment and measurement of derivative financial instruments and the allocation of recognised financial instruments to different measurement levels is provided in note 6 of the Interim Group Financial Statements at 30 June 2018 and in notes 4 and 37 of the Group Financial Statements at 31 December 2017. note 6 including BMW AG, as part of an investigation into the purchase of steel. The investigations have not yet been completed. More extensive disclosures pursuant to IAS 37.86 cannot be provided at present.

In July 2017, cartel allegations against five German car manufacturers appeared in the press. Internal investigations were initiated by the BMW Group and have not yet been completed. In October 2017, the European Commission began an inspection at BMW Group. A number of class actions were brought in the USA and Canada. Possible risks for the BMW Group cannot be quantified at present; further disclosures pursuant to IAS 37.86 cannot be provided at present.

Regulatory authorities have ordered the BMW Group to recall various vehicle models that are fitted with airbags supplied by the Takata group of companies. Provision for the costs involved has been recognised within warranty provisions. In addition to the risks already covered by warranty provisions, it cannot be ruled out that further BMW Group vehicles will be affected by future recall actions. Further disclosures pursuant to IAS 37.86 cannot be provided at present.

Amounts are discounted at 30 June 2018 on the basis of the following interest rates:

ISO Code
in % EUR USD GBP JPY CNY
Interest rate for six months – 0.32 2.53 0.85 – 0.20 4.92
Interest rate for one year – 0.25 2.58 0.88 0.02 3.99
Interest rate for five years 0.26 2.86 1.30 0.11 4.02
Interest rate for ten years 0.89 2.90 1.53 0.29 4.16

see

Interest rates taken from interest rate curves were adjusted, where necessary, to take account of the credit quality and risk of the underlying financial instrument.

Notes to the Group

The following table shows the amounts allocated to each measurement level at the end of the reporting period:

Financial Statements Other Disclosures

30. 6. 2018
in € million Level hierarchy in accordance with IFRS 13
Level 1 Level 2 Level 3
Marketable securities, investment funds and collateral receivables 4,667
Other investments 235 207
Cash equivalents 715
Loans to third parties 1
Derivative instruments (assets)
Interest rate risks 1,279
Currency risks 1,335
Raw materials price risks 329
Other risks 4
Derivative instruments (liabilities)
Interest rate risks 891
Currency risks 315
Raw materials price risks 130
31.12. 2017
Level hierarchy in accordance with IFRS 13
in € million Level 1 Level 2 Level 3
Marketable securities, investment funds and collateral receivables – available-for-sale 5,544
Other investments – available-for-sale / fair value option 284 105
Cash equivalents
Loans to third parties 2
Derivative instruments (assets)
Interest rate risks 1,797
Currency risks 2,008
Raw materials price risks 534
Other risks 2
Derivative instruments (liabilities)
Interest rate risks 778
Currency risks 221
Raw materials price risks 91

The allocation to measurement levels at 30 June 2018 takes account of the reclassifications of financial instruments made in conjunction with the first-time application of IFRS 9 see note 6. There were no reclassifications within the level hierarchy either in the financial year 2017 or in the first six months of 2018.

see

note 6

74

Interim Group Financial Statements Notes to the Group

Financial Statements Other Disclosures

Where the fair value was required for a financial instrument for disclosure purposes, the discounted cash flow method was used, taking account of the BMW Group's own default risk; for this reason, the fair values calculated can be allocated to Level 2.

Financial instruments recognised at fair value for which no market price is available are allocated to Level 3. Fair values are determined in accordance with the following table:

in € million Fair value
30. 6. 2018
Valuation method Input Parameter
Unquoted equity instruments 207 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Contractual rights by share class
Convertible bonds 1 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Contractual rights by share class
Options on unquoted equity instruments 4 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Consideration of exercise price Contractual rights by share class
Exercise price

Level 3 financial assets relate mainly to investments in a private equity fund. The private equity companies are valued on the basis of their net asset value which is determined using relevant information that is not available in the public domain. The fund manager assesses the underlying individual companies in accordance with the guidelines for international private equity and venture capital valuations (IPEV). A detailed listing and quantification of potential sensitivities of the input parameters is not considered meaningful in view of the valuation methodology applied. An increase in input parameters would normally also lead to a similar increase in valuation.

Notes to the Group Financial Statements Other Disclosures

The balance sheet carrying amount of Level 3 financial instruments developed as follows:

in € million Unquoted equity
instruments
Convertible bonds Options on
unquoted equity
instruments
Financial Instru
ments Level 3
1. January 2018 111* 2 2 115
Additions 66 66
Disposals – 2 –1 – 3
Gains (+)/ losses (–) recognised in accumulated other equity
Gains (+)/ losses (–) recognised in the income statement 26 2 28
Currency translation differences 6 6
30 June 2018 207 1 4 212

* Opening balance adjusted due to first-time application of IFRS 9.

in € million Unquoted equity
instruments
Convertible bonds Options on
unquoted equity
instruments
Financial Instru
ments Level 3
1. January 2017
Additions 103 2 105
Disposals
Gains (+)/ losses (–) recognised in accumulated other equity 8 8
Gains (+)/ losses (–) recognised in the income statement 3 3
Currency translation differences – 6 –1 – 7
31 December 2017 105 2 2 109

In the case of financial instruments held by the BMW Group which are not measured at fair value, the carrying amounts of such instruments correspond as a general rule to fair values. The following items are the main exceptions to this general rule:

30. 6. 2018 31.12. 2017
in € million Fair value Carrying amount Fair value Carrying amount
Receivables from sales financing 86,590 82,806 83,853 80,434
Bonds 50,159 49,731 45,566 44,880

Related party relationships

Notes to the Group Financial Statements Other Disclosures

34

Transactions of Group entities with related parties arise exclusively in the normal course of business of each of the parties concerned and are conducted at normal market conditions.

A significant proportion of the BMW Group's transactions with related parties relates to the joint venture BMW Brilliance Automotive Ltd., Shenyang.

Supplies and services
performed
Supplies and services
received
Receivables Payables
in € million 2nd quarter
2018
2nd quarter
2017
2nd quarter
2018
2nd quarter
2017
30. 6. 2018 31.12. 2017 30. 6. 2018 31.12. 2017
BMW Brilliance Automotive Ltd. 1,892 1,454 22 18 1,431 1,333 747 739
Supplies and services
performed
Supplies and services
received
Receivables Payables
in € million 1 January to
30 June 2018
1 January to
30 June 2017
1 January to
30 June 2018
1 January to
30 June 2017
30. 6. 2018 31.12. 2017 30. 6. 2018 31.12. 2017
BMW Brilliance Automotive Ltd. 3,471 2,769 41 32 1,431 1,333 747 739

Business relationships of the BMW Group with other associated companies and joint ventures as well as with non-consolidated subsidiaries are small in scale.

Stefan Quandt, Germany, is a shareholder and Deputy Chairman of the Supervisory Board of BMWAG. He is also the sole shareholder and Chairman of the Supervisory Board of DELTON AG, Bad Homburg v. d. H., which, via its subsidiaries, performed logistics-related services for the BMW Group during the first halfyear 2018. In addition, companies of the DELTON Group acquired vehicles from the BMW Group by way of leasing.

Stefan Quandt, Germany, is also the indirect majority shareholder of SOLARWATT GmbH, Dresden. Cooperation arrangements are in place between BMWAG and SOLARWATT GmbH, Dresden, within the field of electric mobility. The focus of this collaboration is on providing complete photovoltaic solutions for rooftop systems and carports to BMWi customers. SOLARWATT GmbH, Dresden, leased vehicles from the BMW Group during the first six months of 2018.

Susanne Klatten, Germany, is a shareholder and member of the Supervisory Board of BMWAG and also a shareholder and Deputy Chairwoman of the Supervisory Board of ALTANA AG, Wesel. ALTANA AG, Wesel, acquired vehicles from the BMW Group during the first six months of 2018 by way of leasing.

Susanne Klatten, Germany, is also the sole shareholder and Chairwoman of the Supervisory Board of UnternehmerTUM GmbH, Garching. During the first six months of 2018, the BMW Group bought in services from UnternehmerTUM GmbH, Garching, primarily in the form of consultancy and workshop services.

In addition, Susanne Klatten, Germany, and Stefan Quandt, Germany, are indirectly sole shareholders of Entrust Datacard Corp., Shakopee, Minnesota. Stefan Quandt is also a member of the supervisory board of this entity. Entrust Datacard Corp., Shakopee, Minnesota, leased vehicles from the BMW Group during the first half-year 2018.

Seen from the perspective of BMW Group entities, the volume of transactions with the above-mentioned entities was as follows:

Notes to the Group Financial Statements Other Disclosures

Interim Group Financial Statements

Supplies and services
performed
Supplies and services
received
Receivables Payables
in € thousand 2nd quarter
2018
2nd quarter
2017
2nd quarter
2018
2nd quarter
2017
30. 6. 2018 31.12. 2017 30. 6. 2018 31.12. 2017
DELTON AG 881 861 5,751 6,952 46 94 2,178 4,464
SOLARWATT GmbH 7 63 5 1
ALTANA AG 512 507 199 360 36
UnternehmerTUM GmbH 54 32 440 414 54 406 255
Entrust Datacard Corp. 35 28 4 5
Supplies and services
performed
Supplies and services
received
Receivables Payables
in € thousand 1 January to
30 June 2018
1 January to
30 June 2017
1 January to
30 June 2018
1 January to
30 June 2017
30. 6. 2018 31.12. 2017 30. 6. 2018 31.12. 2017
DELTON AG 1,774 1,717 11,546 17,358 46 94 2,178 4,464
SOLARWATT GmbH 13 154 1 5 1
ALTANA AG 1,019 1,022 199 360 36
UnternehmerTUM GmbH 54 32 558 582 54 406 255
Entrust Datacard Corp. 60 57 4 5

Apart from vehicle leasing and credit financing contracts concluded at normal market conditions, companies of the BMW Group have not entered into any contracts with members of the Board of Management or Supervisory Board of BMWAG. The same applies to close members of the families of those persons.

BMW Trust e. V., Munich, manages fund assets relating to pension obligations on a trustee basis and manages the accrued entitlements relating to pre-retirement parttime working arrangements in Germany and is therefore a related party of the BMW Group in accordance with IAS 24. This entity has no assets of its own. It had no income or expenses during the period under report. BMWAG bears expenses on an immaterial scale and performs services for BMW Trust e. V., Munich.

35

Events after the end of the reporting period

No events have occurred after the balance sheet date with a particular significance for the results of operations, financial position or net assets of the BMW Group.

78

SEGMENT INFORMATION

Interim Group Financial Statements Notes to the Group

Segment Information

36 Explanatory notes to segment information

For information on the basis used for identifying and managing reportable segments, please refer to the Group Financial Statements at 31 December 2017.

Due to the management system, reported segment results and asset values are based on different performance measures. Details are provided in note 43 of the Group Financial Statements of BMWAG at 31 December 2017.

Segment information is prepared in conformity with the accounting policies used to prepare and present the Interim Group Financial Statements. Exceptions to this general principle include the treatment of inter-segment warranties, the earnings impact of which is allocated to the Automotive and Financial Services segments on the basis used internally to manage the business. In addition, intragroup repurchase agreements between the Automotive and Financial Services segments pursuant to IFRS 15, impairment allowances on intragroup receivables and changes in the value of consolidated other investments pursuant to IFRS 9 are also excluded.

Segment information by operating segment for the second quarter is as follows:

Automotive Motorcycles Financial Services
in € million 2018 2017* 2018 2017* 2018 2017
Segment information
by operating segment
External revenues 17,667 18,434 659 694 6,697 6,636
Inter-segment revenues 4,525 3,731 –1 1 444 408
Total revenues 22,192 22,165 658 695 7,141 7,044
Segment result 1,919 2,244 98 104 605 589
Result from equity accounted investments 182 139
Capital expenditure on non-current assets 1,046 1,333 20 27 6,184 6,030
Depreciation and amortisation on non-current assets 1,190 1,129 22 21 2,543 2,462

Segment information by operating segment for the first half-year is as follows:

Automotive Motorcycles Financial Services
in € million 2018 2017* 2018 2017* 2018 2017
Segment information
by operating segment
External revenues 33,580 35,092 1,183 1,314 12,953 13,284
Inter-segment revenues 7,938 7,074 –1 1 862 806
Total revenues 41,518 42,166 1,182 1,315 13,815 14,090
Segment result 3,800 4,121 175 229 1,166 1,184
Result from equity accounted investments 405 490
Capital expenditure on non-current assets 2,344 2,363 34 36 11,649 12,064
Depreciation and amortisation on non-current assets 2,390 2,290 46 41 4,985 4,784
Automotive Motorcycles Financial Services
in € million 30. 6. 2018 31.12. 2017* 30. 6. 2018 31.12. 2017 30. 6. 2018 31.12. 2017
Segment assets 11,582 11,223 604 618 14,029 14,740
Investments accounted for using the equity method 2,863 2,769

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Financial Statements

Group Reconciliation to Group figures Other Entities
2017* 2018 2017* 2018 2017 2018
Segment information
by operating segment
External revenues 25,765 25,023 1
Inter-segment revenues – 4,140 – 4,969 1
Total revenues 25,765 25,023 – 4,140 – 4,969 1 1
Segment result 3,058 2,873 98 243 23 8
Result from equity accounted investments 139 182
Capital expenditure on non-current assets 5,746 5,537 –1,644 –1,713
Depreciation and amortisation on non-current assets 2,086 2,086 –1,526 –1,669
Group Reconciliation to Group figures Other Entities
2017* 2018 2017* 2018 2017 2018
Segment information
by operating segment
External revenues 49,691 47,717 1 1
Inter-segment revenues – 7,883 – 8,801 2 2
Total revenues 49,691 47,717 – 7,883 – 8,801 3 3
Segment result 6,238 6,038 685 819 19 78
Result from equity accounted investments 490 405
Capital expenditure on non-current assets 11,311 10,841 – 3,152 – 3,186
Depreciation and amortisation on non-current assets 4,050 4,210 – 3,065 – 3,211
Group Reconciliation to Group figures Other Entities
31.12. 2017* 30. 6. 2018 31.12. 2017* 30. 6. 2018 31.12. 2017 30. 6. 2018
Segment assets 195,506 201,508 93,804 95,668 75,121 79,625
Investments accounted for using the equity method 2,769 2,863

Other Information

Segment figures for the second quarter can be reconciled to the corresponding Group figures as follows:

Notes to the Group Financial Statements Segment Information

in € million 2018 2017*
Reconciliation of segment result
Total for reportable segments 2,630 2,960
Financial result of Automotive segment and Motorcycles segment 141 146
Elimination of inter-segment items 102 – 48
Group profit before tax 2,873 3,058
Reconciliation of capital expenditure on non-current assets
Total for reportable segments
7,250 7,390
Elimination of inter-segment items –1,713 –1,644
Total Group capital expenditure on non-current assets 5,537 5,746
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 3,755 3,612
Elimination of inter-segment items –1,669 –1,526
Total Group depreciation and amortisation on non-current assets 2,086 2,086

Segment figures for the first half-year can be reconciled to the corresponding Group figures as follows:

in € million 2018 2017*
Reconciliation of segment result
Total for reportable segments 5,219 5,553
Financial result of Automotive segment and Motorcycles segment 542 554
Elimination of inter-segment items 277 131
Group profit before tax 6,038 6,238
Reconciliation of capital expenditure on non-current assets
Total for reportable segments 14,027 14,463
Elimination of inter-segment items – 3,186 – 3,152
Total Group capital expenditure on non-current assets 10,841 11,311
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 7,421 7,115
Elimination of inter-segment items – 3,211 – 3,065
Total Group depreciation and amortisation on non-current assets 4,210 4,050

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

81

Other Information

Segment figures can be reconciled to the corresponding Group figures as follows:

Notes to the Group Financial Statements Segment Information

in € million 30. 6. 2018 31.12. 2017*
Reconciliation of segment assets
Total for reportable segments 105,840 101,702
Non-operating assets – Other Entities segment 7,837 7,829
Total liabilities – Financial Services segment 128,133 123,088
Non-operating assets – Automotive and Motorcycles segments 47,284 47,973
Liabilities of Automotive and Motorcycles segments not subject to interest 38,668 35,061
Elimination of inter-segment items –126,254 –120,147
Total Group assets 201,508 195,506

*Prior year figures adjusted due to first-time application of IFRS 15, see note 5.

Munich, 24 July 2018

Bayerische Motoren Werke Aktiengesellschaft

The Board of Management

Harald Krüger

Milagros Caiña Carreiro-Andree Markus Duesmann

Klaus Fröhlich Pieter Nota

Dr. Nicolas Peter Peter Schwarzenbauer

Oliver Zipse

Other Information

Responsibility Statement by the Company's Legal Representatives

BMW GROUP RESPONSIBILITY STATE-MENT BY THE COMPANY'S LEGAL REPRESENTATIVES

To the best of our knowledge, and in accordance with the applicable principles for interim financial reporting, the Interim Group Financial Statements give a true and fair view of the net assets, financial position and results of operation of the Group in accordance with German principles of proper accounting, and the Interim Group Management Report includes a fair review of the development and performance of the business and the position of the Group, together with a description of the principal opportunities and risks associated with the expected development of the Group for the remaining months of the financial year.

Munich, 24 July 2018

Bayerische Motoren Werke Aktiengesellschaft

The Board of Management

Harald Krüger

Milagros Caiña Carreiro-Andree Markus Duesmann

Klaus Fröhlich Pieter Nota

Dr. Nicolas Peter Peter Schwarzenbauer

Oliver Zipse

Other Information

BMW GROUP REVIEW REPORT

To Bayerische Motoren Werke Aktiengesellschaft, Munich

We have reviewed the condensed interim consolidated financial statements of Bayerische Motoren Werke Aktiengesellschaft, Munich – comprising the income statement for group and the statement of comprehensive income for group, the balance sheet for group, the condensed cash flow statement for group, the group statement of changes in equity and selected explanatory notes, – together with the interim group management report of Bayerische Motoren Werke Aktiengesellschaft, Munich, for the period from 1 January to 30 June 2018, that are part of the semi-annual according to § 115 WpHG ("Wertpapierhandelsgesetz": "German Securities Trading Act"). The preparation of the condensed interim consolidated financial statements in accordance with International Accounting Standard IAS 34 "Interim Financial Reporting" as adopted by the EU, and of the interim group management report in accordance with the requirements of the WpHG applicable to interim group management reports, is the responsibility of the Company's management. Our responsibility is to issue a report on the condensed interim consolidated financial statements and on the interim group management report based on our review.

We performed our review of the condensed interim consolidated financial statements and the interim group management report in accordance with the German generally accepted standards for the review of financial statements promulgated by the Institut der Wirtschaftsprüfer (IDW). Those standards require that we plan and perform the review so that we can preclude through critical evaluation, with a certain level of assurance, that the condensed interim consolidated financial statements have not been prepared, in material respects, in accordance with IAS 34, "Interim Financial Reporting" as adopted by the EU, and that the interim group management report has not been prepared, in material respects, in accordance with the requirements of the WpHG applicable to interim group management reports. A review is limited primarily to inquiries of company employees and analytical assessments and therefore does not provide the assurance attainable in a financial statement audit. Since, in accordance with our engagement, we have not performed a financial statement audit, we cannot issue an auditor's report.

Based on our review, no matters have come to our attention that cause us to presume that the condensed interim consolidated financial statements have not been prepared, in material respects, in accordance with IAS 34, "Interim Financial Reporting" as adopted by the EU, or that the interim group management report has not been prepared, in material respects, in accordance with the requirements of the WpHG applicable to interim group management reports.

Munich, 1 August 2018

KPMG AG

Wirtschaftsprüfungsgesellschaft

Sailer Feege Wirtschaftsprüfer Wirtschaftsprüfer

OTHER INFORMATION

Page 85 Financial Calendar

Page 86 Contacts

Other Information

Financial Calendar

FINANCIAL CALENDAR 2018

7 November 2018 Quarterly Report to 30 September 2018

2019

20 March 2019 Annual Report 2018

20 March 2019 Annual Accounts Press Conference

21 March 2019 Analyst and Investor Conference

7 May 2019 Quarterly Report to 31 March 2019

16 May 2019 Annual General Meeting

1 August 2019 Quarterly Report to 30 June 2019

6 November 2019 Quarterly Report to 30 September 2019 Other Information

Contacts

CONTACTS Business and Finance Press

Telephone + 49 89 382-2 45 44 + 49 89 382-2 41 18 Fax + 49 89 382-2 44 18 E-mail [email protected]

Investor Relations

Telephone + 49 89 382-3 16 84 + 49 89 382-2 53 87 Fax + 49 89 382-1 46 61 E-mail [email protected]

The BMW Group on the Internet

Further information about the BMW Group is available online at www.bmwgroup.com. Investor Relations information is available directly at www.bmwgroup.com/ir.

Information about the various BMW Group brands is available at www.bmw.com, www.mini.com and www.rolls-roycemotorcars.com.

This version of the Annual Report is a translation from the German version. Only the original German version is binding.

PUBLISHED BY

Bayerische Motoren Werke Aktiengesellschaft 80788 Munich Germany Telephone +49 89 382-0

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