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Bayerische Motoren Werke AG

Quarterly Report Aug 1, 2019

50_10-q_2019-08-01_a337f001-7c40-45a5-ad98-b628dd5d722e.pdf

Quarterly Report

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QUARTERLY REPORT

30 June 2019

CONTENTS

1 BMW GROUP AT A GLANCE

Page 4 BMW Group in Figures

2 INTERIM GROUP MANAGEMENT REPORT

  • Page 9 Report on Economic Position Page 9 General Economic Environment Page 10 Group Overview Page 12 Automotive Segment Page 18 Financial Services Segment Page 20 Report on Outlook, Risks and Opportunities
  • Page 20 Outlook
  • Page 22 Risks and Opportunities

3 INTERIM GROUP FINANCIAL STATEMENTS

  • Page 24 Income Statement
  • Page 24 Statement of Comprehensive Income
  • Page 28 Balance Sheet
  • Page 30 Cash Flow Statement
  • Page 32 Statement of Changes in Equity
  • Page 34 Notes to the Group Financial Statements
  • Page 34 Accounting Principles and Policies
  • Page 42 Notes to the Income Statement
  • Page 44 Notes to the Balance Sheet
  • Page 46 Other Disclosures
  • Page 52 Segment Information
  • Page 56 Responsibility Statement by the Company's Legal Representatives
  • Page 57 Review Report

4 OTHER INFORMATION

Page 59 Contacts

BMW GROUP AT A GLANCE

Page 4 BMW Group in Figures

1

BMW Group at a Glance

BMW Group in Figures

BMW GROUP IN FIGURES

Key performance indicators reported during the year 1

• 01

2nd quarter 2019 2nd quarter 2018 Change in %
Group
Profit before tax2 € million 2,053 2,866 – 28.4
Automotive segment
Deliveries3 units 647,504 637,878 1.5
EBIT margin4 % (change in %pts) 6.5 8.6 – 2.1
Motorcycles segment
Deliveries units 54,582 51,117 6.8
EBIT margin4 % (change in %pts) 14.0 14.9 – 0.9

1 Supplementary information which was not subject of the audit review.

2 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 136,863 units, 2018: 106,944 units).

4 Profit before financial result as percentage of segment revenues.

Further performance figures 1

• 02

2nd quarter 2019 2nd quarter 2018 Change in %
Automotive segment
Deliveries
BMW2 units 556,652 541,849 2.7
MINI units 89,524 95,055 – 5.8
Rolls-Royce units 1,328 974 36.3
Total2 647,504 637,878 1.5
Production volume
Total3 622,959 652,981 – 4.6
Financial Services segment
New contracts with retail customers 501,663 480,303 4.4
Free cash flow Automotive segment € million 869 1,642 – 47.1
Group revenues4 € million 25,715 24,993 2.9
Automotive € million 22,624 22,192 1.9
Motorcycles € million 727 658 10.5
Financial Services4 € million 7,364 7,027 4.8
Other Entities € million 2 1 100.0
Eliminations4 € million – 5,002 – 4,885 – 2.4
Group profit before financial result (EBIT)4 € million 2,201 2,739 –19.6
Automotive € million 1,469 1,919 – 23.4
Motorcycles € million 102 98 4.1
Financial Services4 € million 606 605 0.2
Other Entities € million 2 7 – 71.4
Eliminations4 € million 22 110 – 80.0
Group profit before tax (EBT)4 € million 2,053 2,866 – 28.4
Automotive € million 1,483 2,062 – 28.1
Motorcycles € million 100 96 4.2
Financial Services4 € million 573 603 – 5.0
Other Entities € million – 97 8
Eliminations4 € million – 6 97
Group income taxes4 € million – 573 – 783 26.8
Profit/ loss from continuing operations4 € million 1,480 2,083 – 28.9
Profit / loss from discontinued operations € million – 7
Group net profit4 € million 1,480 2,076 – 28.7
Earnings per share4, 5 2.21 / 2.22 3.12 / 3.13 – 29.2 / – 29.1
Group pre-tax return on sales4, 6 % (change in %pts) 8.0 11.5 – 3.5

1 Supplementary information which was not subject of the audit review.

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 136,863 units, 2018: 106,944 units).

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 106,443 units, 2018: 103,703 units).

4 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

5 Common / preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread

over the quarters of the corresponding financial year.

6 Group profit before tax as a percentage of Group revenues.

BMW Group at a Glance

in Figures

BMW Group

Key performance indicators reported during the year

BMW GROUP IN FIGURES

• 03

1 January to
30 June 2019
1 January to
30 June 2018
Change in %
Group
Profit before tax1 € million 2,815 6,005 – 53.1
Automotive segment
Deliveries2 units 1,252,837 1,242,507 0.8
EBIT margin3 % (change in %pts) 2.8 9.2 – 6.4
Motorcycles segment
Deliveries units 93,188 86,975 7.1
EBIT margin3 % (change in %pts) 14.5 14.8 – 0.3

1 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 265,516 units, 2018: 215,218 units). 3 Profit before financial result as percentage of segment revenues.

Further performance figures

• 04

1 January to
30 June 2019
1 January to
30 June 2018
Change in %
Automotive segment
Deliveries
BMW1 units 1,075,959 1,059,296 1.6
MINI units 174,344 181,430 – 3.9
Rolls-Royce units 2,534 1,781 42.3
Total1 1,252,837 1,242,507 0.8
Production volume
Total2 1,295,001 1,316,314 – 1.6
Financial Services segment
New contracts with retail customers 971,287 932,211 4.2
Free cash flow Automotive segment € million 310 1,944 – 84.1
Group revenues3 € million 48,177 47,658 1.1
Automotive € million 41,837 41,518 0.8
Motorcycles € million 1,313 1,182 11.1
Financial Services3 € million 14,510 13,588 6.8
Other Entities € million 3 3
Eliminations3 € million – 9,486 – 8,633 – 9.9
Group profit before financial result (EBIT)3 € million 2,790 5,446 – 48.8
Automotive € million 1,159 3,800 – 69.5
Motorcycles € million 191 175 9.1
Financial Services3 € million 1,254 1,166 7.5
Other Entities € million 6 16 – 62.5
Eliminations3 € million 180 289 – 37.7
Group profit before tax (EBT)3 € million 2,815 6,005 – 53.1
Automotive € million 1,456 4,343 – 66.5
Motorcycles € million 187 174 7.5
Financial Services3 € million 1,200 1,156 3.8
Other Entities € million –155 78
Eliminations3 € million 127 254 – 50.0
Group income taxes3 € million – 791 –1,640 51.8
Profit/ loss from continuing operations3 € million 2,024 4,365 – 53.6
Profit / loss from discontinued operations € million 44 – 7
Group net profit3 € million 2,068 4,358 – 52.5
Earnings per share3, 4 3.06 / 3.07 6.56 / 6.57 – 53.4 / – 53.3
Group pre-tax return on sales3, 5 % (change in %pts) 5.8 12.6 – 6.8

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 265,516 units, 2018: 215,218 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 244,834 units, 2018: 210,974 units).

3 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

4 Common / preferred stock. In computing earnings per share of preferred stock, earnings to cover the additional dividend of €0.02 per share of preferred stock are spread

over the quarters of the corresponding financial year.

5 Group profit before tax as a percentage of Group revenues.

INTERIM GROUP MANAGEMENT REPORT

  • Page 9 Report on Economic Position
  • Page 9 General Economic Environment
  • Page 10 Group Overview
  • Page 12 Automotive Segment
  • Page 18 Financial Services Segment
  • Page 20 Report on Outlook, Risks and Opportunities
  • Page 20 Outlook
  • Page 22 Risks and Opportunities

Report on Economic Position General Economic Environment

REPORT ON ECONOMIC POSITION

Increase in automobile deliveries of the BMW Group, bucking market trend

Downturn on international automobile markets

GENERAL ECONOMIC ENVIRONMENT IN THE FIRST HALF OF 2019

International automobile markets

International automobile markets saw a drop in volumes during the first half of 2019, with new registrations down year-on-year for the period from January to June (41.8 million units; – 4.5%). Key automobile markets performed as follows:

International automobile markets • 05

Change in %
Europe – 3.1
thereof Germany + 0.5
thereof France – 2.1
thereof Italy – 3.8
thereof Spain – 5.6
thereof United Kingdom (UK) – 3.4
USA –1.9
China – 8.7
Japan + 0.6
Total – 4.5

Report on Economic Position General Economic Environment

Group Overview

Automobile deliveries at new all-time high

Group Overview

The BMW Group set new records for automobile deliveries, both for a second quarter and for the first six-month period of a year. From April to June, a total of 647,504 1 BMW, MINI and Rolls-Royce brand vehicles were delivered to customers worldwide (2018: 637,878 1 units; + 1.5%). Six-month deliveries of the three brands therefore increased by 0.8% to 1,252,837 2 units (2018: 1,242,507 2 units), despite tough market conditions.

A total of 501,663 new lease and credit financing contracts were concluded with retail customers during the period from April to June 2019 (2018: 480,303 contracts; + 4.4%), bringing the six-month figure to 971,287 contracts (2018: 932,211 contracts; + 4.2%). In total, 5,806,248 contracts (31 December 2018: 5,708,032 contracts; + 1.7%) were in place with retail customers worldwide at 30 June 2019.

Group revenues up slightly

see

Group revenues for the first six-month period totalled € 48,177 million, slightly up on the previous year (2018: € 47,658 3 million; + 1.1 %). Adjusted for currency factors, revenues were at a similar level to one year earlier (–0.2%). At € 25,715 million, second-quarter revenues were also slightly higher year-on-year (2018: € 24,993 3 million; +2.9%; currency-adjusted +2.5%).

Group profit before financial result for the six-month period dropped sharply to € 2,790 million (2018: € 5,446 3 million; – 48.8%), mainly due to the provision recognised during the first quarter of 2019 in connection with ongoing antitrust proceedings. Further information is provided in note 6 to the Interim

Group Financial Statements. Earnings were also held down by the impact of challenging market conditions and intense competition as well as by higher manufacturing costs and scheduled depreciation and amortisation. Research and development expenses were mainly related to upcoming models in conjunction with the continuing new product initiative, the development of vehicle architectures and drivetrain systems and higher upfront expenditure for the future in connection with vehicle electrification and autonomous driving. note 6

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 136,863 units, 2018: 106,944 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 265,516 units, 2018: 215,218 units).

3 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements. In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

Report on Economic Position General Economic Environment

Group Overview

Research and development ratios for the period from 1 April to 30 June 1

2019 2018 Change in %
Research and development expenditure2 € million 1,477 1,484 – 0.5
Research and development expenditure ratio3 % (change in %pts) 5.7 5.9 – 0.2
Capitalisation rate4 % (change in %pts) 32.6 32.7 – 0.1

Research and development ratios for the period from 1 January to 30 June

• 07

• 06

2019 2018 Change in %
Research and development expenditure2 € million 2,830 2,756 2.7
Research and development expenditure ratio3 % (change in %pts) 5.9 5.8 0.1
Capitalisation rate4 % (change in %pts) 29.7 29.1 0.6

see note 4

1 Supplementary information which was not subject of the audit review.

2 Total research and development expenditure comprises research costs, non-capitalised development costs and capitalised development costs (excluding amortisation thereon).

3 Research and development expenditure as a percentage of Group revenues.

4 Capitalised development costs as a percentage of research and development expenditure.

5 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements. In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

The financial result for the six-month period was € 534 million lower than one year earlier. The significant decrease was mainly due to a negative fair value measurement impact of € 220 million on interest rate hedges (2018: positive fair value measurement impact of € 35 million). In addition, the preliminary one-off revaluation effect of € 329 million in the Automotive segment arising from the pooling of mobility services with the Daimler Group was mostly offset by a loss of € 171 million on equity-accounted investments in the YOUR NOW companies. Furthermore, the previous year's financial result also included a positive revaluation effect of € 209 million in conjunction with the acquisition of DriveNow.

Group profit before tax was also impacted by the same set of factors and fell accordingly to € 2,815 million (2018: € 6,005 5 million; – 53.1%). Pre-tax profit for the second quarter amounted to € 2,053 million (2018: € 2,866 5 million: – 28.4%).

Financing activities

Bonds amounting to € 10.5 billion and ABS transactions in the US, the UK, China, Canada and Japan totalling € 3.7 billion were issued during the six-month period under report. During the second quarter, a bond amounting to US dollar 2.7 billion was issued in the USA.

Impact of IFRS 16

The BMW Group began applying the new accounting requirements for leases in accordance with IFRS 16 (Leases) with effect from 1 January 2019. Explanatory information on the impact of IFRS 16 is provided in note 4 to the Interim Group Financial Statements.

Change in the Chair of the Board of Management of BMW AG

At the beginning of July, Mr Harald Krüger, Chairman of the Board of Management of BMWAG, informed the Chairman of the Supervisory Board of BMWAG that he would not seek a second term of office.

During its meeting on 18 July, the Supervisory Board of BMWAG appointed Oliver Zipse as the new Chairman of the Board of Management with effect from 16 August 2019. Oliver Zipse has been a member of the Board of Management since 2015 and is currently responsible for production. The current Chairman of the Board of Management, Harald Krüger, will resign as Chairman and will leave the Board of Management by mutual agreement on 15 August 2019.

Report on Economic Position General Economic

Environment Automotive Segment

Automotive Segment

Automobile deliveries at record level

The BMW Group's Automotive segment continued to buck the market trend by recording further volume growth overall. Second-quarter deliveries included 556,652 1 BMW (2018: 541,849 1 units; + 2.7%) and 89,524 MINI brand vehicles (2018: 95,055 units; –5.8%). Moreover, Rolls-Royce Motor Cars delivered 1,328 units to customers during the three-month period between April and June (2018: 974 units; +36.3%).

Deliveries in the six-month period from January to June included 1,075,959 2 BMW (2018: 1,059,296 2 units; + 1.6 %) and 174,344 MINI (2018: 181,430 units; – 3.9 %) vehicles. Rolls-Royce Motor Cars recorded a significant year-on-year increase, with deliveries up by 42.3 % to 2,534 units (2018: 1,781 units). These figures represented the best-ever half-year performance not only for the Group, but also for the BMW brand and the Rolls-Royce marque.

Double-digit volume growth in China

The BMW Group recorded strong growth in Asia in the second quarter of 2019, particularly in China. Business in this region grew significantly during the threemonth period, with 236,155 1 BMW, MINI and Rolls-Royce brand vehicles (2018: 211,197 1 units; + 11.8%)

delivered in total. Six-month deliveries rose by 7.0% to 453,355 2 units (2018: 423,890 2 units). In China, the BMW Group even recorded double-digit growth rates, thereby defying the current market trend towards significantly fewer registrations. Deliveries of the Group's three brands on the Chinese mainland totalled 181,929 1 units (2018: 147,059 1 units; + 23.7%) for the second quarter and 350,592 2 units for the sixmonth period (2018: 300,153 2 units), corresponding to a significant growth rate of 16.8%.

In Europe, deliveries remained below the previous year's level in most countries, in line with the declining market trend. Overall, the BMW Group sold a total of 279,496 automobiles in the region during the second quarter (2018: 291,377 units; –4.1%). The figure for the six-month period fell by 2.1% to 550,446 units (2018: 562,102 units). In Germany, by contrast, the BMW, MINI and Rolls-Royce brands recorded solid growth during the second quarter, with deliveries up by 9.0% to 88,716 units (2018: 81,424 units). The number of vehicles delivered in the period from January to June rose by 7.7% to 161,308 units (2018: 149,718 units). Consumer sentiment in the UK remained gloomy in the face of high Brexit-related uncertainty. Accordingly, deliveries in the period from April to June 2019 fell to 58,208 units (2018: 63,013 units; – 7.6 %). Figures for the first six-month period (120,576 units) were only slightly down on one year earlier (2018: 124,294 units; – 3.0%).

Automotive segment at a glance
• 08
2nd quarter 20193 2nd quarter 2018 Change in %
Deliveries1, 4 units 647,504 637,878 1.5
Production5 units 622,959 652,981 – 4.6
Revenues € million 22,624 22,192 1.9
Profit before financial result (EBIT) € million 1,469 1,919 – 23.4
EBIT margin4, 6 % (change in %pts) 6.5 8.6 – 2.1
Profit before tax € million 1,483 2,062 – 28.1
1 January to
30 June 2019
1 January to
30 June 2018
Change in %
Deliveries2, 4 units 1,252,837 1,242,507 0.8
Production7 units 1,295,001 1,316,314 –1.6
Revenues € million 41,837 41,518 0.8
Profit before financial result (EBIT) € million 1,159 3,800 – 69.5
EBIT margin4, 6 % (change in %pts) 2.8 9.2 – 6.4
Profit before tax € million 1,456 4,343 – 66.5

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 136,863 units, 2018: 106,944 units).

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 265,516 units, 2018: 215,218 units).

3 Supplementary information which was not subject of the audit review.

4 Key performance indicators reported on during the year.

5 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 106,443 units, 2018: 103,703 units).

6 Profit before financial result as percentage of Automotive segment revenues. 7 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 244,834 units, 2018: 210,974 units). Management Report Report on Economic Position General Economic Environment

Interim Group

Automotive Segment

Deliveries of the BMW Group's three brands in the Americas region during the second quarter of 2019 totalled 118,057 units (2018: 119,713 units; – 1.4 %). Between January and June, 222,272 units were delivered to customers in the region (2018: 226,061 units; – 1.7 %). The trend in the USA was

almost identical to that recorded for the continent as a whole, with the number of vehicles delivered down year-on-year for both the second quarter (91,621 units; 2018: 91,940 units; – 0.3 %) and the six-month period (174,779 units: 2018: 176,570 units; – 1.0 %).

Automotive segment deliveries of vehicles by region and market • 09

in units 2nd quarter 20191 2nd quarter 2018 Change in % 1 January to
30 June 2019
1 January to
30 June 2018
Change in %
Europe 279,496 291,377 – 4.1 550,446 562,102 – 2.1
thereof Germany 88,716 81,424 9.0 161,308 149,718 7.7
thereof UK 58,208 63,013 – 7.6 120,576 124,294 – 3.0
Americas 118,057 119,713 –1.4 222,272 226,061 –1.7
thereof USA 91,621 91,940 – 0.3 174,779 176,570 –1.0
Asia 236,1552 211,1972 11.8 453,3553 423,8903 7.0
thereof China 181,9292 147,0592 23.7 350,5923 300,1533 16.8
Other markets 13,796 15,591 –11.5 26,764 30,454 –12.1
Total 647,5042 637,8782 1.5 1,252,8373 1,242,5073 0.8

1 Supplementary information which was not subject of the audit review.

2 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 136,863 units, 2018: 106,944 units).

3 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 265,516 units, 2018: 215,218 units).

BMW deliveries for six-month period at new all-time high3

The BMW brand again set new records during the first half of 2019, including its best-ever delivery figures for a six-month period. Significant contributions, in each case with double-digit growth, were made by the BMW X family and by the various BMWi models.

Due to the model change in March, BMW 3 Series deliveries were down on the previous year at 178,228 units (2018: 192,400 units; – 7.4 %). The new model is not yet available in some major markets. At 169,527 units, deliveries of the BMW 5 Series fell short of the previous year's very high level (2018: 191,185 units; – 11.3 %). The new BMW Z4 and BMW 8 Series models both got off to an excellent start, recording worldwide deliveries of 7,267 units and 5,040 units respectively during the first half of 2019.

Deliveries of BMW X-family vehicles rose by almost a quarter during the six-month period. Now comprising seven X models, a total of 467,134 units were sold worldwide during the period under report (2018: 379,400 units; + 23.1 %), with good contributions coming in particular from the BMW X2 (48,730 units; 2018: 22,326 units), the BMW X3 (149,618 units; 2018: 78,464 units; + 90.7%) and the BMW X4 (29,742 units; 2018: 21,128 units; + 40.8%). At 76,347 units, deliveries of the X5 in the first six months fell below the previous year's level (2018: 85,307 units; – 10.5%), mainly due to the fact that not all motor variations are yet available in China. Over the course of the year, the complete availability of the motorisations should provide fresh momentum to the sales development of the X5. The new BMW X7 went on sale to customers in March 2019. It enjoys high demand across the globe, with 13,555 units already delivered to customers.

Interim Group Management Report Report on Economic Position

General Economic Environment Automotive Segment

in units 1 January to
30 June 2019
1 January to
30 June 2018
Change in %
BMW 1 Series 91,509 98,396 – 7.0
BMW 2 Series 59,634 81,710 – 27.0
BMW 3 Series 178,228 192,400 – 7.4
BMW 4 Series 41,265 58,594 – 29.6
BMW 5 Series 169,527 191,185 –11.3
BMW 6 Series 12,188 13,146 – 7.3
BMW 7 Series 23,502 27,530 –14.6
BMW 8 Series 5,040
BMW Z4 7,267
BMW X1 135,103 152,866 –11.6
BMW X2 48,730 22,326
BMW X3 149,618 78,464 90.7
BMW X4 29,742 21,128 40.8
BMW X5 76,347 85,307 –10.5
BMW X6 14,039 19,309 – 27.3
BMW X7 13,555
BMW i 20,665 16,935 22.0
BMW total 1,075,959 1,059,296 1.6

1 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2019: 265,516 units, 2018: 215,218 units).

Automotive segment deliveries of BMW vehicles by model series 1

MINI down on previous year

With 174,344 units delivered worldwide, the MINI brand fell short of the previous year's volume record for the six-month period (2018: 181,430 units; – 3.9 %). Deliveries of the MINI 3- and 5-door models during this period fell slightly to 88,078 units (2018: 90,962 units; – 3.2 %). A total of 48,081 units of the MINI Countryman were handed over to customers

in the first half of 2019 (2018: 48,692 units; – 1.3 %). The MINI Convertible remained market leader in its segment with a volume of 16,985 units during the reporting period. In addition, MINI's first fully-electric series production vehicle, the MINI Cooper SE2 , was unveiled at the beginning of July 2019 and is generating a great deal of customer interest.

sions information are available on page 22.

2 Fuel consumption and CO2 emis-

Automotive segment deliveries of MINI vehicles by model variant • 11

in units 1 January to
30 June 2019
1 January to
30 June 2018
Change in %
MINI Hatch (3- and 5-door) 88,078 90,962 – 3.2
MINI Convertible 16,985 18,154 – 6.4
MINI Clubman 21,200 23,622 –10.3
MINI Countryman 48,081 48,692 –1.3
MINI total 174,344 181,430 – 3.9

• 10

Interim Group Management Report Report on Economic Position General Economic Environment

Automotive Segment

New Rolls-Royce Cullinan performs strongly

Rolls-Royce Motor Cars delivered 2,534 luxury vehicles worldwide during the first six months of the year, representing a significant increase of 42.3% (2018: 1,781 units) and marking the Rolls-Royce marque's

all-time high for a six-month period. The new Cullinan* model made a significant contribution to this performance and 1,159 units of this vehicle had been delivered by the end of the reporting period.

Automotive segment deliveries of Rolls-Royce vehicles by model variant • 12

in units 1 January to
30 June 2019
1 January to
30 June 2018
Change in %
Phantom 287 346 –17.1
Ghost 381 494 – 22.9
Wraith /Dawn 707 941 – 24.9
Cullinan* 1,159
Rolls-Royce total 2,534 1,781 42.3

Electrified automobiles influenced by model changes

With strong demand, deliveries of electrified vehicles during the first half of 2019 remained stable, despite various model changes. The BMW Group currently offers ten electrified models worldwide. A total of 59,593 units were delivered to customers during the

period under report (2018: 60,660 units; – 1.8%). With an increase of 21.2 %, the BMWi3 continued to enjoy strong demand and 19,073 units were delivered to customers between January and June (2018: 15,736 units). The MINI Countryman Plug-in Hybrid* also continued to perform well, with 8,233 units delivered (2018: 5,285 units; + 55.8 %) during the same period.

Automotive segment deliveries of electrified models • 13

in units 1 January to
30 June 2019
1 January to
30 June 2018
Change in %
BMW i 20,665 16,935 22.0
BMW e 30,695 38,440 – 20.1
MINI Electric 8,233 5,285 55.8
Total 59,593 60,660 –1.8

*Fuel consumption and CO2 emissions information are available on page 22.

Interim Group Management Report Report on Economic Position General Economic Environment

Automotive Segment

Revenues at high level

At € 41,837 million, Automotive segment revenues during the six-month period under report were at a similar level to the previous year (2018: € 41,518 million; + 0.8 %). Currency and product mix effects, in particular deliveries of the X7 and the 8 Series, had an upward impact on segment revenues. These positive factors were offset in part by intense competition worldwide. Second-quarter revenues rose slightly to € 22,624 million (2018: € 22,192 million; + 1.9 %; currency-adjusted + 1.1 %).

The slight increase in cost of sales in the first half of 2019 was mainly due to adverse currency factors and higher raw materials prices as well as higher production costs due to stricter regulatory requirements. In addition, investments made in conjunction with the continued product offensive on the one hand and the electrification of vehicles and autonomous driving on the other are driving up research and development expenditure.

The expense for recognising the provision for the ongoing antitrust proceedings referred to above is included in other operating expenses. As a result of these various factors, segment EBIT for the first half of the year fell significantly to € 1,159 million (2018: € 3,800 million; – 69.5 %).

The EBIT margin went down accordingly to 2.8 % (2018: 9.2 %; – 6.4 percentage points) for the sixmonth period and to 6.5 % (2018: 8.6 %; – 2.1 percentage points) for the second quarter, significantly above the level of the first quarter of 2019. The segment result before taxes came in at € 1,456 million for the six-month period, significantly lower than one year earlier (2018: € 4,343 million; – 66.5 %) and at € 1,483 million for the second quarter (2018: € 2,062 million; – 28.1 %).

BMW and Daimler combine mobility services

On 28 March 2018, the BMW Group signed an agreement with Daimler regarding the merger of certain business units that provide mobility services. Following approval by the relevant antitrust authorities, the transaction was completed on 31 January 2019. As planned, the two companies are pressing ahead to realise their joint vision of fully electric and autonomous on-demand mobility, including strategic plans to expand existing offerings in the field of individual urban mobility. The new range of mobility services will be easy to access, intuitive to use, and cater to customers' needs. The cooperation comprises the joint ventures REACH NOW (on-demand mobility and multimodal services), CHARGE NOW (battery charging), FREE NOW (ride-hailing), PARK NOW (parking) and SHARE NOW (car-sharing). Under the umbrella YOUR NOW, BMW and Daimler are offering innovative solutions for cities and municipalities seeking to make mobility more efficient and sustainable.

The YOUR NOW joint ventures have been operating successfully since their establishment. Over 75 million registered customers are already using the services of the five business entities.

Further information is provided in note 2 to the Interim Group Financial Statements. see note 2

Cooperation agreement on highly automated driving systems signed

On 4 July 2019, the BMW Group and Daimler AG signed an agreement for long-term strategic cooperation in the field of highly automated driving systems. Together, the two companies intend to develop next-generation technologies for driver assistance systems, automated driving on highways and automated parking (all to level 4). A key aim of the cooperation is the swift market launch of these newly developed technologies that are expected to feature in passenger car systems for retail customers from 2024 onwards. The two companies will each implement the technologies in their respective series products independently.

17

Free cash flow and net financial assets

Free cash flow Automotive segment for the period from 1 January to 30 June

Report on Economic Position General Economic Environment

Interim Group Management Report

• 14

Automotive Segment

in € million 2019 2018 Change
Cash inflow (+)/ outflow (–) from operating activities 3,846 4,419 – 573
Cash inflow (+)/ outflow (–) from investing activities – 3,616 – 2,515 –1,101
Net investment in marketable securities and investment funds 80 40 40
Free cash flow Automotive segment 310 1,944 –1,634

The development of free cash flow generated by the Automotive segment in the first half of 2019 decreased year-on-year, mainly due to lower earnings and the planned increase in working capital, primarily reflecting higher inventories necessitated by the launch of new models, among other reasons. Additional contributing factors were higher investments in financial assets and property, plant and equipment, the latter mainly in connection with the BMW 1 and

BMW 3 Series model changes. Following the adoption of IFRS 16, lease payments are now included in cash flows from financing activities. In the first six months of 2019, this had a positive effect of € 212 million on free cash flow. If IFRS 16 had been applied similarly in the previous year, free cash flow would have been positively impacted by approximately the same amount.

Net financial assets comprised the following:

Net financial assets Automotive segment • 15

in € million 30. 6. 2019 31.12. 2018 Change
Cash and cash equivalents 7,971 8,631 – 660
Marketable securities and investment funds 4,497 4,321 176
Intragroup net financial assets 5,478 7,694 – 2,216
Financial assets 17,946 20,646 – 2,700
Less: external financial liabilities* – 3,499 –1,158 – 2,341
Net financial assets Automotive segment 14,447 19,488 – 5,041

*Excluding derivative financial instruments.

The increase in external financial liabilities was mainly attributable to the recognition of lease liabilities amounting to € 2.3 billion, recognised in connection with the first-time application of IFRS 16. Further information is provided in note 4 to the Interim Group Financial Statements. see note 4

Report on Economic Position General Economic

Environment Financial Services Segment

Financial Services Segment

Financial Services business continues to grow

The strong performance of the Financial Services segment during the reporting period was mainly attributable to portfolio growth, the unchanged stable risk situation in the segment, reduced residual value risk expenses in individual markets and positive currency effects.

In balance sheet terms, the segment's business volume increased on the back of currency factors and growth in new business with retail customers, while a moderate reduction in receivables from dealership financing had an offsetting effect.

Growth in new business with retail customers

Financing and leasing business with retail customers grew by 4.2%, mainly in the area of credit financing in China. In total, 971,287 new contracts were signed during the first half of 2019 (2018: 932,211 contracts). New leasing business went up by 6.3%, mainly due to a strong performance on the European market. At the same time, new credit financing business grew by 3.2 %. Overall, leasing accounted for 33.8 % and credit financing for 66.2 % of new business in the first half of 2019.

Business concluded during the first six months of 2019 included 192,954 newly signed contracts relating to pre-owned BMW and MINI brand vehicles (2018: 203,352 contracts), down moderately by 5.1 % year-on-year.

The total volume of all new credit financing and leasing contracts concluded with retail customers during the six-month period amounted to € 29,169 million, representing a solid 7.2 % increase compared to the previous year (2018: € 27,205 million). Adjusted for currency factors, the increase was 4.9 %.

Compared to the end of the previous financial year, the Financial Services segment's worldwide contract portfolio with retail customers had grown by 2.3 % to 5,353,776 contracts at 30 June 2019 (31 December 2018: 5,235,207 contracts). These figures include significant growth (+ 10.8 %) in the China region compared to 31 December 2018. The Europe / Middle East / Africa region (+ 2.7 %) and the EU Bank 1 region (+ 2.5 %) also recorded growth. The contract portfolio with retail customers remained at a similar level to the end of 2018 in the Americas region (– 0.4 %) and decreased by 2.2 % in the Asia / Pacific region.

Financial Services segment at a glance • 16

2nd quarter 20192 2nd quarter 2018 Change in %
New contracts with retail customers 501,663 480,303 4.4
Revenues3 € million 7,364 7,027 4.8
Profit before financial result (EBIT)3 € million 606 605 0.2
Profit before tax3 € million 573 603 – 5.0
1 January to
30 June 2019
1 January to
30 June 2018
Change in %
New contracts with retail customers 971,287 932,211 4.2
Revenues3 € million 14,510 13,588 6.8
Profit before financial result (EBIT)3 € million 1,254 1,166 7.5
Profit before tax3 € million 1,200 1,156 3.8
30. 6. 2019 31. 12. 2018 Change in %
Total contract portfolio 5,806,248 5,708,032 1.7
Contract portfolio with retail customers 5,353,776 5,235,207 2.3
Business volume in balance sheet terms3, 4 € million 135,122 133,210 1.4

1 EU Bank comprises BMW Bank GmbH, its branches in Italy, Spain and Portugal and its subsidiary in France.

2 Supplementary information which was not subject of the audit review.

3 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

4 Calculated on the basis of the lines Leased products and Receivables from sales financing (current and non-current) of the Financial Services segment balance sheet.

Report on Economic Position General Economic Environment

Financial Services Segment

During the first half of the year, 50.6 %* of new BMW Group vehicles were either leased or financed by the Financial Services segment (2018: 47.4%; + 3.2 percentage points). The increase was largely attributable to growth in credit financing in China.

*The calculation only includes automobile markets in which the Financial Services segment is represented by a consolidated entity or a branch office.

Fleet business slightly up on previous year

In the fleet management business, the BMW Group – operating under the brand name Alphabet – is one of Europe's foremost leasing and full-service providers. Alphabet offers leasing and financing arrangements as well as other specific services to commercial customers. A portfolio of 709,637 contracts was in place at 30 June 2019 (31 December 2018: 700,080 contracts; + 1.4 %).

Dealership financing down year-on-year

The total volume of dealership financing decreased moderately by 6.3 % to € 19,154 million during the first half of 2019 (31 December 2018: € 20,438 million).

Report on Outlook, Risks and Opportunities Outlook

REPORT ON OUTLOOK, RISKS AND OPPORTUNITIES

Market conditions remain challenging

BMW Group confirms forecast announced in first quarter

OUTLOOK

The report on outlook, risks and opportunities describes the expected development of the BMW Group, including the significant risks and opportunities, from a Group management perspective. It contains forward-looking statements based on expectations and assessments that are subject to uncertainty. As a result, actual outcomes, including those attributable to political, legal and economic developments, could differ positively or negatively from those described below. Further information on this topic is provided in the Annual Report 2018 (Outlook, pp. 84, Risks and Opportunities, pp. 90).

International automobile markets

Automobile markets worldwide are expected to continue to contract in 2019. Apart from minor momentum in a small number of European countries, the general trend is likely to be downward, particularly in the world's major markets.

Interim Group Management Report Report on Outlook,

Risks and Opportunities Outlook

Overall assessment by Group management

Business conditions are expected to remain volatile throughout the remainder of the financial year 2019. While numerous new automobile and motorcycle models as well as an expanded range of individual mobility-related services will provide additional momentum, various political and economic challenges could well have an offsetting effect. Research and development expenses will remain at a high level in view of key future-oriented projects. Manufacturing costs are also being influenced by stricter regulatory requirements. Accordingly, Group profit before tax is expected to decrease significantly. Automotive segment deliveries to customers are expected to increase slightly, contrary to the general trend, and reach a new record level. At the same time, fleet carbon dioxide emissions are forecast to drop slightly. The Group intends to achieve its targets with a workforce similar in size to the previous year. Due to the provision recognised in connection with ongoing antitrust proceedings, the Automotive segment's EBIT margin is expected to lie within a range of between 4.5 and 6.5 % in 2019 and therefore 1 to 1.5 percentage points under the original guidance of 6 – 8 %.

BMW Group key performance indicators

The RoCE 1 of the Automotive segment is expected to decrease significantly. The RoE 2 for the Financial Services segment should remain at the previous year's level. However, both performance indicators will be above their long-term targets of 26% (RoCE) and 14% (RoE) respectively. Deliveries to customers in the Motorcycles segment are predicted to show a solid increase, with the EBIT margin set to be within the target range of between 8 and 10% and the RoCE also showing a solid year-on-year increase.

Depending on the political, legal and economic situation and the risks and opportunities described in the Annual Report 2018, actual business performance could differ from current expectations.

Growing uncertainty, fuelled in particular by unresolved political situations such as Brexit and international trade and customs policies, may cause economic developments in many regions to deviate from expected trends and outcomes, with a correspondingly significant impact on the business performance of the BMW Group.

2018 2018 2019
reported adjusted3 Outlook4
Group
Profit before tax € million 9,815 9,627 significant decrease
Workforce at year-end 134,682 in line with last
year's level
Automotive segment
Deliveries to customers5 units 2,490,664 slight increase
Fleet emissions6 g CO2 / km 128 slight reduction
EBIT margin % 7.2 between 4.5 and 6.5
Return on capital employed1 % 49.8 significant decrease
Motorcycles segment
Deliveries to customers units 165,566 solid increase
EBIT margin % 8.1 between 8 and 10
Return on capital employed1 % 28.4 solid increase
Financial Services segment
Return on equity 2 % 14.8 in line with last
year's level

1 RoCE in the Automotive and Motorcycles segments is measured on the basis of relevant segment profit before financial result and the average amount of capital employed in the segment concerned.

Capital employed corresponds to the sum of all current and non-current operational assets, less liabilities that do not incur interest.

2 RoE in the Financial Services segment is calculated as segment profit before taxes, divided by the average amount of equity capital attributable to the Financial Services segment balance sheet.

3 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

4 Based on adjusted figures.

5 Including the joint venture BMW Brilliance Automotive Ltd., Shenyang (2018: 459,581 units).

6 EU-28.

• 17

Opportunities

RISKS AND OPPORTUNITIES

As a globally operating enterprise, the BMW Group is exposed to a broad range of risks and opportunities. The Group's corporate success is based on leveraging perceived opportunities as they present themselves. In order to achieve growth, profitability, efficiency and continued sustainable activity going forward, the BMW Group must consciously assume a certain amount of risk.

Compared with the overall risk situation presented in the Group Management Report 2018, the assessment of legal risks in conjunction with antitrust allegations made against five German car manufacturers has become more concrete following receipt of the Statement of Objections from the EU Commission. The EU Commission is alleging that German automobile manufacturers cooperated in technical working groups to restrict competition related to exhaust gas emissions systems for diesel and petrol passenger vehicles. The Statement of Objections leads the BMW Group to believe that it is probable ("more likely than not") that the Commission will impose a significant fine. If necessary, the BMW Group will contest the Commission's allegations with all the legal means at its disposal. A provision of approximately € 1.4 billion was recognised in the first quarter of 2019 in accordance with International Financial Reporting Standards for financial impacts that cannot yet be definitively assessed. Furthermore, the progress of the Brexit negotiations and developments in international trade policies will continue to be closely monitored and factored into the Group's forecasts as deemed appropriate. Further information on risks and opportunities as well as on the methods employed to manage them is also available in the "Report on Risks and Opportunities" section of the Annual Report 2018 (pp. 90).

Fuel consumption and CO2 emissions information • 18

Model Fuel consumption
in l/100 km
(combined)
CO2 emissions
in g / km
(combined)
Electric power
consumption
in kWh /100 km
(combined)
MINI
MINI Cooper SE Countryman ALL4 2.1–1.9 47– 43 13.6 –13.5
MINI Cooper SE 16.8 –14.8
Rolls-Royce
Cullinan 15 341

INTERIM GROUP FINANCIAL STATEMENTS

  • Page 24 Income Statement
  • Page 24 Statement of Comprehensive Income
  • Page 28 Balance Sheet
  • Page 30 Cash Flow Statement
  • Page 32 Statement of Changes in Equity
  • Page 34 Notes to the Group Financial Statements
  • Page 34 Accounting Principles and Policies
  • Page 42 Notes to the Income Statement
  • Page 44 Notes to the Balance Sheet
  • Page 46 Other Disclosures
  • Page 52 Segment Information
  • Page 56 Responsibility Statement by the Company's Legal Representatives
  • Page 57 Review Report

24

Interim Group Financial Statements

BMW Group Income Statement Statement of

Comprehensive Income

BMW GROUP INCOME STATEMENT STATEMENT OF COMPREHENSIVE INCOME

Income Statements for Group and Segments for the period from 1 January to 30 June • 19

Group Automotive1 Motorcycles1
in € million Note 2019 20182 2019 2018 2019 2018
Revenues 5 48,177 47,658 41,837 41,518 1,313 1,182
Cost of sales – 39,576 – 37,734 – 35,562 – 33,959 – 999 – 888
Gross profit 8,601 9,924 6,275 7,559 314 294
Selling and administrative expenses – 4,4233 – 4,519 – 3,676 – 3,754 –123 –119
Other operating income 6 315 312 308 320 1
Other operating expenses 6 –1,703 – 271 –1,748 – 325 –1
Profit/ loss before financial result 2,790 5,446 1,159 3,800 191 175
Result from equity accounted investments 188 405 188 405
Interest and similar income 77 74 191 163 1
Interest and similar expenses –191 –174 – 307 – 240 – 5 –1
Other financial result 7 – 49 254 225 215
Financial result 25 559 297 543 – 4 –1
Profit/ loss before tax 2,815 6,005 1,456 4,343 187 174
Income taxes 8 – 791 –1,640 – 405 –1,212 – 55 – 52
Profit/ loss from continuing operations 2,024 4,365 1,051 3,131 132 122
Profit / loss from discontinued operations 44 – 7 44 – 7
Net profit/ loss 2,068 4,358 1,095 3,124 132 122
Attributable to minority interest 53 45 13 13
Attributable to shareholders of BMW AG 2,015 4,313 1,082 3,111 132 122
Basic earnings per share of common stock in € 3.06 6.56
Basic earnings per share of preferred stock in € 3.07 6.57
Dilutive effects
Diluted earnings per share of common stock in € 3.06 6.56
Diluted earnings per share of preferred stock in € 3.07 6.57

Condensed Statement of Comprehensive Income for Group for the period from 1 January to 30 June • 20

in € million Note
2019
20184
Net profit 2,068 4,358
Remeasurement of the net liability for defined benefit pension plans – 448 384
Items not expected to be reclassified to the income statement in the future – 448 384
Marketable securities (at fair value through other comprehensive income) 41
Financial instruments used for hedging purposes –120 – 429
Costs of hedging –18 – 298
Other comprehensive income from equity accounted investments – 4 – 50
Currency translation foreign operations 62 197
Items that can be reclassified to the income statement in the future – 39 – 580
Other comprehensive income for the period after tax – 487 –196
Total comprehensive income 1,581 4,162
Total comprehensive income attributable to minority interest 53 45
Total comprehensive income attributable to shareholders of BMW AG 1,528 4,117

1 Supplementary information which was not subject of the audit review.

2 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

3 Includes administrative expenses amounting to €1,799 million (2018: €1,736 million).

4 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

Eliminations1 Other Entities1 Financial Services1
20182 2019 2018 2019 20182 2019
Revenues – 8,633 – 9,486 3 3 13,588 14,510
Cost of sales 8,901 9,643 –11,788 –12,658
Gross profit 268 157 3 3 1,800 1,852
Selling and administrative expenses 4 4 –14 –10 – 636 – 618
Other operating income –100 – 82 65 49 26 40
Other operating expenses 117 101 – 38 – 36 – 24 – 20
Profit/ loss before financial result 289 180 16 6 1,166 1,254
Result from equity accounted investments
Interest and similar income – 616 – 875 525 759 2 1
Interest and similar expenses 581 822 – 509 – 698 – 5 – 3
Other financial result 46 – 222 – 7 – 52
Financial result – 35 – 53 62 –161 –10 – 54
Profit/ loss before tax 254 127 78 –155 1,156 1,200
Income taxes – 68 – 40 – 24 48 – 284 – 339
Profit/ loss from continuing operations 186 87 54 –107 872 861
Profit / loss from discontinued operations
Net profit/ loss 186 87 54 –107 872 861
Attributable to minority interest 32 40
Attributable to shareholders of BMW AG 186 87 54 –107 840 821
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

26

Interim Group Financial Statements

BMW Group Income Statement Statement of

Comprehensive Income

BMW GROUP INCOME STATEMENT STATEMENT OF COMPREHENSIVE INCOME

Income Statements for Group and Segments for the period from 1 April to 30 June 1 • 21

Group Automotive Motorcycles
in € million Note 2019 20182 2019 2018 2019 2018
Revenues 5 25,715 24,993 22,624 22,192 727 658
Cost of sales – 21,170 –19,909 –19,169 –18,300 – 561 – 496
Gross profit 4,545 5,084 3,455 3,892 166 162
Selling and administrative expenses – 2,3013 – 2,342 –1,907 –1,944 – 64 – 63
Other operating income 6 151 115 137 120
Other operating expenses 6 –194 –118 – 216 –149 –1
Profit/ loss before financial result 2,201 2,739 1,469 1,919 102 98
Result from equity accounted investments 31 182 31 182
Interest and similar income 42 36 104 82
Interest and similar expenses – 98 – 71 –156 –107 – 3 –1
Other financial result 7 –123 – 20 35 –14 1 –1
Financial result –148 127 14 143 – 2 – 2
Profit/ loss before tax 2,053 2,866 1,483 2,062 100 96
Income taxes 8 – 573 – 783 – 412 – 567 – 30 – 29
Profit/ loss from continuing operations 1,480 2,083 1,071 1,495 70 67
Profit / loss from discontinued operations – 7 – 7
Net profit/ loss 1,480 2,076 1,071 1,488 70 67
Attributable to minority interest 26 25 4 7
Attributable to shareholders of BMW AG 1,454 2,051 1,067 1,481 70 67
Basic earnings per share of common stock in € 2.21 3.12
Basic earnings per share of preferred stock in € 2.22 3.13
Dilutive effects
Diluted earnings per share of common stock in € 2.21 3.12
Diluted earnings per share of preferred stock in € 2.22 3.13

Condensed Statement of Comprehensive Income for Group for the period from 1 April to 30 June 1 • 22

in € million Note
2019
20184
Net profit 1,480 2,076
Remeasurement of the net liability for defined benefit pension plans – 88 125
Items not expected to be reclassified to the income statement in the future – 88 125
Marketable securities (at fair value through other comprehensive income) 12 – 21
Financial instruments used for hedging purposes 267 – 428
Costs of hedging 15 –120
Other comprehensive income from equity accounted investments – 5 – 25
Currency translation foreign operations – 408 304
Items that can be reclassified to the income statement in the future –119 – 290
Other comprehensive income for the period after tax – 207 –165
Total comprehensive income 1,273 1,911
Total comprehensive income attributable to minority interest 26 25
Total comprehensive income attributable to shareholders of BMW AG 1,247 1,886

1 Supplementary information which was not subject of the audit review.

2 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

3 Includes administrative expenses amounting to €938 million (2018: €928 million).

4 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

Eliminations Other Entities Financial Services
20182 2019 2018 2019 20182 2019
Revenues – 4,885 – 5,002 1 2 7,027 7,364
Cost of sales 4,989 5,020 – 6,102 – 6,460
Gross profit 104 18 1 2 925 904
Selling and administrative expenses 2 – 7 – 6 – 330 – 324
Other operating income – 60 – 47 32 24 23 37
Other operating expenses 64 51 –19 –18 –13 –11
Profit/ loss before financial result 110 22 7 2 605 606
Result from equity accounted investments
Interest and similar income – 323 – 444 276 381 1 1
Interest and similar expenses 310 416 – 270 – 353 – 3 – 2
Other financial result – 5 –127 – 32
Financial result –13 – 28 1 – 99 – 2 – 33
Profit/ loss before tax 97 – 6 8 – 97 603 573
Income taxes – 56 2 – 2 29 –129 –162
Profit/ loss from continuing operations 41 – 4 6 – 68 474 411
Profit / loss from discontinued operations
Net profit/ loss 41 – 4 6 – 68 474 411
Attributable to minority interest 18 22
Attributable to shareholders of BMW AG 41 – 4 6 – 68 456 389
Basic earnings per share of common stock in €
Basic earnings per share of preferred stock in €
Dilutive effects
Diluted earnings per share of common stock in €
Diluted earnings per share of preferred stock in €

Interim Group Financial

Statements

BMW Group Balance Sheet

BMW GROUP BALANCE SHEET

Group Automotive1 Motorcycles1
in € million Note 30. 6. 2019 1. 1. 20192 31.12. 20183 30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 2018
Assets
Intangible assets 9 11,171 10,971 10,971 10,667 10,472 109 95
Property, plant and equipment 10 22,085 22,163 19,801 21,606 19,372 382 399
Leased products
Investments accounted
39,649 38,259 38,259
for using the equity method 3,987 2,624 2,624 3,987 2,624
Other investments 737 739 739 4,927 4,843
Receivables from sales financing 47,955 48,313 48,313
Financial assets 11 1,656 1,010 1,010 194 216
Deferred tax 2,294 1,640 1,638 3,183 3,043
Other assets 1,845 1,299 1,299 3,053 5,085 34 33
Non-current assets 131,379 127,018 124,654 47,617 45,655 525 527
Inventories 16,850 13,639 13,639 15,599 12,462 578 568
Trade receivables 2,980 2,546 2,546 2,678 2,287 169 167
Receivables from sales financing 39,639 38,700 38,700
Financial assets 11 6,519 6,675 6,675 5,035 4,988
Current tax 12 1,510 1,378 1,378 641 618
Other assets 9,557 9,906 9,906 26,200 22,016 1 2
Cash and cash equivalents 10,576 10,979 10,979 7,971 8,631 9 12
Assets held for sale 463 461 461
Current assets 87,631 84,286 84,284 58,124 51,463 757 749
Total assets 219,010 211,304 208,938 105,741 97,118 1,282 1,276
Equity and liab
ilities
Subscribed capital 13 658 658 658
Capital reserves 2,118 2,118 2,118
Revenue reserves 13 55,043 55,830 55,862
Accumulated other equity –1,379 –1,338 –1,338
Equity attributable
to shareholders of BMWAG 13 56,440 57,268 57,300
Minority interest 528 529 529
Equity 56,968 57,797 57,829 37,696 39,778
Pension provisions 3,030 2,330 2,330 2,637 2,089 87 64
Other provisions 5,363 5,530 5,530 5,176 5,354 68 70
Deferred tax 1,740 1,762 1,773 654 1,016
Financial liabilities 15 70,865 66,744 64,772 2,235 1,017
Other liabilities 16 4,936 5,293 5,293 7,881 7,558 507 506
Non-current provisions and liabilities 85,934 81,659 79,698 18,583 17,034 662 640
Other provisions 7,220 5,871 5,871 6,775 5,433 109 101
Current tax 14 887 1,158 1,158 677 933
Financial liabilities 15 40,291 39,260 38,825 2,071 879
Trade payables 9,886 9,669 9,669 8,607 8,360 356 348
Other liabilities 16 17,824 15,826 15,826 31,332 24,639 155 187
Liabilities in conjunction with assets
held for sale 64 62 62
Current provisions and liabilities 76,108 71,848 71,411 49,462 40,306 620 636
Total equity and liabilities 219,010 211,304 208,938 105,741 97,118 1,282 1,276

1 Supplementary information which was not subject of the audit review.

2 The figures to 1 January 2019 have been adjusted, based on the first-time application of IFRS 16; see note 4 to the Interim Group Financial Statements.

3 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

BMW Group Cash Flow Statement

BMW GROUP CASH FLOW STATEMENT

Condensed Cash Flow Statement for the period from 1 January to 30 June • 23

Group
in € million 2019 20182
Net profit 2,068 4,358
Profit / loss from discontinued operations – 44 7
Depreciation and amortisation of tangible, intangible and investment assets 2,905 2,504
Change in provisions 614 – 259
Change in leased products and receivables from sales financing –1,350 –1,968
Change in deferred taxes – 290 1,313
Changes in working capital – 3,195 – 2,558
Other 589 – 725
Cash inflow/outflow from operating activities 1,297 2,672
Total investment in intangible assets and property, plant and equipment – 3,132 – 2,561
Net investment in marketable securities and investment funds 53 128
Other – 520 26
Cash inflow/outflow from investing activities – 3,599 – 2,407
Cash inflow/outflow from financing activities 1,860 – 707
Effect of exchange rate on cash and cash equivalents 39 25
Effect of changes in composition of Group on cash and cash equivalents – 25
Change in cash and cash equivalents – 403 – 442
Cash and cash equivalents as at 1 January 10,979 9,039
Cash and cash equivalents as at 30 June 10,576 8,597

1 Supplementary information which was not subject of the audit review.

2 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

Financial Services1 Automotive1
20182 2019 2018 2019
Net profit 872 861 3,124 1,095
Profit / loss from discontinued operations 7 – 44
Depreciation and amortisation of tangible, intangible and investment assets 17 25 2,440 2,830
Change in provisions – 2 – 48 – 212 990
Change in leased products and receivables from sales financing – 2,126 –1,311
Change in deferred taxes 668 88 210 49
Changes in working capital – 77 –141 – 2,509 – 3,047
Other –1,969 – 987 1,359 1,973
Cash inflow/outflow from operating activities – 2,617 –1,513 4,419 3,846
Total investment in intangible assets and property, plant and equipment – 4 – 4 – 2,522 – 3,083
Net investment in marketable securities and investment funds 138 133 – 40 – 80
6 1 47 – 453
Cash inflow/outflow from investing activities 140 130 – 2,515 – 3,616
Cash inflow/outflow from financing activities 2,697 1,849 – 2,600 – 903
Effect of exchange rate on cash and cash equivalents 26 19 –1 13
Effect of changes in composition of Group on cash and cash equivalents – 25
Change in cash and cash equivalents 246 485 – 722 – 660
Cash and cash equivalents as at 1 January 1,856 1,985 7,157 8,631
Cash and cash equivalents as at 30 June 2,102 2,470 6,435 7,971

Statements

BMW Group Statement of Changes in Equity

BMW GROUP STATEMENT OF CHANGES IN EQUITY

in € million Note Subscribed
capital
Capital
reserves
Revenue
reserves
31 December 2018 (as originally reported) 13 658 2,118 56,121
Impact of accounting policy change* – 259
31 December 2018 (As amended
due to accounting policy change)
658 2,118 55,862
Effects from the first-time application of IFRS 16 – 32
1 January 2019 (adjusted according to IFRS 16) 658 2,118 55,830
Net profit 2,015
Other comprehensive income for the period after tax – 448
Comprehensive income at 30 June 2019 1,567
Dividend payments – 2,303
Other changes – 51
30 June 2019 13 658 2,118 55,043
in € million Note Subscribed
capital
Capital
reserves
Revenue
reserves
Translation
differences
Securities financial
instruments
Costs of
hedging
shareholders
Minority
of BMW AG
interest
Total
1 January 2018 (as originally reported) 13 658 2,084 50,993 –1,494 11 1,515 5 53,772
436
54,208 1 January 2018 (as originally reported)
Impact of accounting policy change* –116
–116
–116
Impact of accounting policy change*
1 January 2018 (As amended
due to accounting policy change)
658 2,084 50,877 –1,494 11 1,515 5 53,656
436
54,092 1 January 2018 (As amended
due to accounting policy change)
Net profit* 4,313
4,313
45
4,358
Other comprehensive income for the period after tax 384 227
– 403 – 404 –196
–196
Other comprehensive income for the period after tax
Comprehensive income at 30 June 2018* 4,697 227
– 403 – 404 4,117
45
4,162 Comprehensive income at 30 June 2018 *
Dividend payments – 2,630
– 2,630
– 2,630
Other changes 8
–12 – 4 7
3
30 June 2018* 13 658 2,084 52,952 –1,267 11 1,100 – 399 55,139
488
55,627

*Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4 to the Interim Group Financial Statements.

Accumulated other equity
Total Minority
interest
Equity
attributable to
shareholders
of BMW AG
Costs of
hedging
Derivative
financial
instruments
Securities Translation
differences
31 December 2018 (as originally reported) 58,088 529 57,559 – 569 558 –1 –1,326
Impact of accounting policy change* – 259 – 259
31 December 2018 (As amended
due to accounting policy change)
57,829 529 57,300 – 569 558 –1 –1,326
Effects from the first-time application of IFRS 16 – 32 – 32
1 January 2019 (adjusted according to IFRS 16) 57,797 529 57,268 – 569 558 –1 –1,326
Net profit 2,068 53 2,015
Other comprehensive income for the period after tax – 487 – 487 4 –164 41 80
Comprehensive income at 30 June 2019 1,581 53 1,528 4 –164 41 80
Dividend payments – 2,364 – 61 – 2,303
Other changes – 46 7 – 53 – 2
30 June 2019 56,968 528 56,440 – 567 394 40 –1,246
Accumulated other equity
Total Minority
interest
Equity
attributable to
shareholders
of BMW AG
Costs of
hedging
Derivative
financial
instruments
Securities Translation
differences
1 January 2018 (as originally reported) 54,208 436 53,772 5 1,515 11 –1,494
Impact of accounting policy change* –116 –116
1 January 2018 (As amended
due to accounting policy change)
54,092 436 53,656 5 1,515 11 –1,494
Net profit* 4,358 45 4,313
Other comprehensive income for the period after tax –196 –196 – 404 – 403 227
Comprehensive income at 30 June 2018 * 4,162 45 4,117 – 404 – 403 227
Dividend payments – 2,630 – 2,630
Other changes 3 7 – 4 –12
30 June 2018* 55,627 488 55,139 – 399 1,100 11 –1,267

Notes to the Group Financial Statements

Accounting Principles and Policies

NOTES TO THE GROUP FINANCIAL STATEMENTS

ACCOUNTING PRINCIPLES AND POLICIES

01

Basis of preparation

The consolidated financial statements of Bayerische Motoren Werke Aktiengesellschaft (BMW Group Financial Statements or Group Financial Statements) at 31 December 2018 were drawn up in accordance with International Financial Reporting Standards (IFRS), as endorsed by the European Union (EU), and the supplementary requirements of § 315 e (1) of the German Commercial Code (HGB). The Interim Group Financial Statements (Interim Report) at 30 June 2019, which have been prepared in accordance with International Accounting Standard (IAS) 34 (Interim Financial Reporting), have been drawn up using, in all material respects, the same accounting methods as those utilised in the 2018 Group Financial Statements. Changes resulting from the first-time application of IFRS 16

see note 4

are presented in note 4. The BMW Group applies the option of publishing condensed group financial statements. All Interpretations issued by the International Financial Reporting Interpretations Committee (IFRIC) which were mandatory at 30 June 2019 have been applied. The Interim Report also complies with German Accounting Standard No. 16 (GAS 16) – Interim Financial Reporting – issued by the German Accounting Standards Committee e. V. (GASC).

The reporting period for these Interim Group Financial Statements in accordance with IAS 34 is the sixmonth period from 1 January 2019 to 30 June 2019. In addition, the income statement and statement of comprehensive income and notes for the period from 1 April to 30 June 2019 are presented for informational purposes, which were not subject of the audit review.

With effect from the financial year 2019, the presentation of selected items for Group and Financial Services segment reporting purposes has been changed and the corresponding figures for 2018 have been made comparable. In particular, vehicles coming out of leases were reclassified from leased products to inventories (amount reclassified at 31 December 2018: € 592 million) and residual value risks on finance leases and vehicle financing receivables were reclassified from other provisions to receivables from sales financing (amount reclassified at 31 December 2018: € 441 million). Furthermore, the effect of amortising initial direct costs and transaction costs relating to finance leases and new loans was reclassified from cost of sales to revenues (amount reclassified for the period January to June 2018: € 227 million). The relevant tables and disclosures have been marked accordingly. The changes in presentation are not material for the results of operations, financial position and net assets of the BMW Group.

35

Interim Group Financial Statements

Notes to the Group Financial Statements Accounting

Principles and Policies

Further information regarding the Group's accounting principles and policies is contained in the BMW Group Financial Statements at 31 December 2018.

The Group currency is the euro. All amounts are disclosed in millions of euros (€ million) unless stated otherwise. Information regarding foreign currency translation is provided in note 3 to the Group Financial Statements at 31 December 2018.

The income statement for the BMW Group and segments is presented using the cost of sales method.

In order to provide a better insight into the results of operations, financial position and net assets of the BMW Group, and going beyond the requirements of IFRS 8 (Operating Segments), the Group Financial Statements also include an income statement and a balance sheet for the Automotive, Motorcycles, Financial Services and Other Entities segments. The Group Cash Flow Statement is supplemented by a statement of cash flows for the Automotive and Financial Services segments. Inter-segment transactions relate primarily to internal sales of products, the provision of funds for Group companies and the related interest. These items are eliminated in the relevant "Eliminations" columns. More detailed information regarding the allocation of activities of the BMW Group to segments and a description of the segments is provided in the explanatory notes to segment information in the BMW Group Financial Statements at 31 December 2018.

The notes have been condensed in accordance with IAS 34 in order to provide a better overview of information useful for decision-making. The presentation of condensed notes has not resulted in the omission of relevant information. The Interim Group Financial Statements continue to provide a true and fair view of the results of operations, financial position and net assets.

The Interim Group Financial Statements at 30 June 2019 have been reviewed by the Group auditors, PricewaterhouseCoopers GmbH Wirtschaftsprüfungsgesellschaft, Frankfurt am Main, Munich office.

02

Group reporting entity

The BMW Group Financial Statements to 30 June 2019 include BMWAG and all material subsidiaries over which BMWAG – either directly or indirectly – exercises control. This also includes 54 structured entities used exclusively in conjunction with the BMW Group's asset-backed financing arrangements or as special purpose funds.

The following changes took place in the Group reporting entity during the first six months of 2019:

Germany Foreign Total
Included at
31 December 2018
23 194 217
Included for the
first time in 2019
5 5
No longer included
in 2019
2 16 18
Included at
30 June 2019
21 183 204

On 28 March 2018, the BMW Group signed an agreement with the Daimler Group regarding the merger of certain business units that provide mobility services. Following approval by the relevant antitrust authorities, the transaction was completed on 31 January 2019. Existing on-demand mobility offerings in the areas of car sharing, ride-hailing, parking, charging and multi-modality have already been combined with future strategic expansion in mind. As a result of the merger, the BMW Group and the Daimler Group each hold equal shares in Car2Go Deutschland GmbH, Berlin (ShareNow), Blitz 18-353 GmbH, Munich (FreeNow), Parkmobile Group Holding B. V., Amsterdam (ParkNow), Digital Charging Solutions GmbH, Berlin (ChargeNow) and Moovel Group GmbH, Berlin (ReachNow). The joint ventures are combined under the name YOUR NOW.

As a result of the merger, the investments in the companies previously held by BMW were remeasured to their fair value. DriveNow GmbH & Co. KG, Munich, including its subsidiaries and DriveNow Verwaltungs GmbH, Munich (DriveNow), are part of the agreement and, on a fully realised profit basis, were contributed in kind to Car2Go Deutschland GmbH, Berlin, in return for shares in the company. Up to 31 January 2019, DriveNow was accounted for as a discontinued operation. Profit after taxes amounted to € 44 million and resulted primarily from the contribution in kind of DriveNow to Car2Go Deutschland GmbH. This amount is reported in the income statement as part of the result from discontinued operations. The remaining BMW companies included in the agreement were not previously fully consolidated on the grounds of immateriality. In conjunction with the transaction, this resulted in a preliminary positive impact of € 329 million in the

see note 7

result from investments (see note 7). This amount comprises sale proceeds of € 232 million and revaluation gains of € 97 million arising on the remaining shares. The transaction resulted in a total cash outflow of € 890 million, comprising an inflow of € 295 million and an outflow of € 1,185 million. The items described above relating to YOUR NOW impacted in particular the Group's Cash flows from investing activities.

Interim Group Financial

36

Statements Notes to the Group Financial Statements Accounting

Principles and Policies

With effect from 1 February 2019, the joint ventures are accounted for in the BMW Group Financial Statements using the equity method. The BMW Group's share of the loss recorded for the YOUR NOW companies in the first half of 2019 amounted to € 171 million. The carrying amount of the BMW Group's interest in the relevant entities at 30 June 2019 is approximately € 1.5 billion. The work on opening balance sheets at the merger date and the calculation of the

final purchase prices have not yet been finalised. For this reason, the final purchase prices cannot yet be determined definitively. Similarly, purchase price allocations have not yet been finalised.

None of the other changes to the Group reporting entity have a material impact on the results of operations, financial position and net assets of the Group.

the BMW Group and applied for the first time in
the first six months of 2019:
Standard / Interpretation Date of
issue by
IASB
Date of
mandatory
application
IASB
Date of
mandatory
application
EU
IFRS 16 Leases 13.1. 2016 1.1. 2019 1.1. 2019

see note 4

Changes due to the new accounting standard IFRS 16 are described in note 4.

(a) Standards and Revised Standards significant for

(b) Other financial reporting standards issued by the IASB and not yet applied are not expected to have any significant impact on the BMW Group Financial Statements.

04

03

Financial reporting rules

Changes in accounting policy for leases First-time application of IFRS 16

The new Standard IFRS 16 (Leases) requires a new approach to accounting for leases by lessees. While under IAS 17, the accounting treatment of a lease was determined on the basis of the transfer of risks and rewards incidental to ownership of the asset, all leases are now required, as a general rule, to be accounted for at the level of the lessee as a financing transaction.

In accordance with IFRS 16, leases are recognised as right-of-use assets and lease liabilities with effect from the date on which the leased asset becomes available for use by the BMW Group.

The cost of a right-of-use asset is calculated as the sum of the present value of future lease payments, any lease payments made at or before the commencement date, any initial direct costs incurred by the lessee and the estimated costs of dismantling, removing or restoring the leased asset. Lease incentives received from the lessor are deducted. Right-of-use assets are depreciated on a straight-line basis over the shorter of the underlying asset's useful life and the expected lease term. The depreciation expense is allocated to costs by function.

Lease liabilities are measured on initial recognition on the basis of the present value of the future lease payments. Each lease payment is allocated to principal repayment and finance expense. Subsequent to initial recognition, the carrying amount of the lease liability is increased to reflect interest on the lease liability and reduced, without income statement impact, by the lease payments made. Lease liabilities are included in financial liabilities, while the financing expense is included in net interest result.

Lease payments comprise fixed payments, variable lease payments that depend on an index or an (interest) rate and amounts expected to be payable under residual value guarantees. The exercise price of purchase, contract extension and termination options is taken into account in the lease liability if their exercise is reasonably certain.

The BMW Group makes use of the application exemptions available for short-term leases and leases of low-value assets. In addition, the BMW Group

Notes to the Group Financial Statements Accounting

Principles and Policies

generally makes use of the option not to separate the non-lease and lease components within a lease contract. This does not apply, however, to leased assets allocated to the real estate and IT asset classes.

The new Standard has been applied with effect from 1 January 2019 using the modified retrospective method. On transition to the new Standard, the BMW Group applied the following practical expedients permitted for lessees by IFRS 16:

  • No reassessment was made at the date of initial application as to whether or not existing contracts constituted a lease based on IFRS 16. Instead, the previous assessment made under IAS 17 and IFRIC 4 was retained.
  • An impairment review of individual right-of-use assets was not performed. Instead, for simplification reasons, right-of-use assets were reduced by the amount previously recognised as a provision for onerous leases at 31 December 2018.
  • Leases expiring no later than 31 December 2019 are accounted for as short-term leases regardless of the original lease term.
  • Initial direct costs were not taken into account when measuring right-of-use assets at the time of initial application.

Reconciliation of opening balance • 24

in € million

Financial obligations for operating leases at 31 December 2018 2,694
Application exemption for short-term leases –15
Application exemption for leases of low-value assets – 87
Change in assessment of leases 69
Other 4
Gross lease liabilities for former operating leases at 1 January 2019 2,665
Discounting impact – 258
Lease liabilities for former operating leases at 1 January 2019 2,407
Present value of finance lease liabilities at 31 December 2018 105
Total lease liabilities at 1 January 2019 2,512

see note 22

Lease liabilities were discounted using a weighted average incremental interest rate of 1.94% at 1 January 2019.

— Current information is taken into account when determining the lease term if the contract contains options to extend or terminate the lease.

At the date of initial application, the balance sheet total increased by approximately € 2.4 billion as a result of leases previously classified as operating leases. The reclassification resulted in a slight decline in the equity ratio. For a small number of real estate contracts, the carrying amount of right-of-use assets has been determined as if IFRS 16 had been applied from the commencement of the lease. After offsetting deferred tax effects amounting to € 13 million, this resulted in a reduction of approximately € 32 million in Group revenue reserves at 1 January 2019. In the current reporting period, there was a slightly positive impact on profit before financial result. Furthermore, there was a positive effect on cash inflows / outflows from operating activities and, conversely, a negative impact on cash inflows / outflows from financing activities.

Information on the impact on the BMW Group's segments is provided in note 22 (Explanatory notes to segment information).

Starting with financial obligations for operating leases at 31 December 2018, lease liabilities can be reconciled to the opening balance at 1 January 2019 as follows:

Notes to the Group Financial Statements Accounting

Principles and Policies

Right-of-use assets reported in the balance sheet • 25

in € million 1. 1. 2019 30. 6. 2019
Assets
Non-current assets
Right-of-use assets – land and operational buildings 2,387 2,274
Right-of-use assets – plant and machinery 1 1
Right-of-use assets – other facilities, factory, office and IT equipment 71 71
Total 2,459 2,346

Changes in methods used to account for leases as a lessor

In conjunction with the adoption of IFRS 16, the methods used to account for leases as a lessor have also been reviewed, resulting in a change of accounting policy as described below with effect from the financial year 2019. The change in accounting policy has been applied retrospectively in accordance with IAS 8, with comparative figures restated. In this context, the opening balance sheet at 1 January 2018 and figures for the financial year 2018 have been amended.

As a result of the revised definition of initial direct costs contained in IFRS 16, the BMW Group has changed the timing of income statement recognition for volume-dependent bonuses relating to Financial Services segment sales promotions. Rather than being spread over the term of the underlying lease, these costs are now recognised as an expense in full in the period in which the entitlement to the bonus arises. This resulted in a retrospective decrease in Group revenue reserves at 1 January 2018 of € 101 million, after offset of deferred tax amounting to € 44 million (31 December 2018: reduction of revenue reserves of € 113 million, after offset of deferred tax amounting to € 49 million).

Moreover, the BMW Group was required to account for finance leases concluded with retail customers via the Financial Services segment in accordance with the requirements applicable to manufacturers or dealers. For this reason, at Group level revenues and cost of sales arising on the sale of vehicles which will subsequently be leased to customers under finance lease arrangements are now recognised at a later date. Revenues and cost of sales relating to vehicle sales are no longer recognised at the time of sale, but rather at the commencement of the lease. Revenues are recognised on the basis of the leased asset's fair value, reduced by any unguaranteed residual value of vehicles that are expected to be returned to the Group. Similarly, cost of sales is reduced for unguaranteed residual values. In addition, initial direct costs incurred by the Financial Services segment are recognised at Group level as cost of sales. Overall, this resulted in a retrospective decrease in Group revenue reserves at 1 January 2018 of € 15 million, after offset of deferred tax amounting to € 4 million (31 December 2018: decrease of revenue reserves of € 146 million, after offset of deferred tax amounting to € 44 million). The adoption of these requirements did not have any significant impact on the accounting in the Automotive and Financial Services segments.

The following tables show the impact of accounting policy changes on the balance sheets at 1 January 2018 and 31 December 2018, as well as on the income statement, statement of comprehensive income and cash flow statement for the financial year 2018:

Notes to the Group Financial Statements Accounting

• 26

Principles and Policies

BMW Group change in presentation of income statement for the period from 1 January to 30 June 2018

in € million As originally
reported
Impact of
accounting
policy changes1
As amended
Revenues 47,717 168 47,885
Cost of sales – 37,765 –196 – 37,961
Gross profit 9,952 – 28 9,924
Selling and administrative expenses – 4,514 – 5 – 4,519
Profit / loss before financial result 5,479 – 33 5,446
Profit / loss before tax 6,038 – 33 6,005
Income taxes –1,648 8 –1,640
Net profit / loss 4,383 – 25 4,358
Attributable to shareholders of BMW AG 4,338 – 25 4,313
Basic earnings per share of common stock in € 6.60 – 0.04 6.56
Basic earnings per share of preferred stock in € 6.61 – 0.04 6.57
Diluted earnings per share of common stock in € 6.60 – 0.04 6.56
Diluted earnings per share of preferred stock in € 6.61 – 0.04 6.57

BMW Group change in presentation of income statement for the period from 1 April to 30 June 2018 2

• 27

in € million As originally
reported
Impact of
accounting
policy changes1
As amended
Revenues 25,023 84 25,107
Cost of sales –19,935 – 88 – 20,023
Gross profit 5,088 – 4 5,084
Selling and administrative expenses – 2,339 – 3 – 2,342
Profit / loss before financial result 2,746 – 7 2,739
Profit / loss before tax 2,873 – 7 2,866
Income taxes – 784 1 – 783
Net profit / loss 2,082 – 6 2,076
Attributable to shareholders of BMW AG 2,057 – 6 2,051
Basic earnings per share of common stock in € 3.13 – 0.01 3.12
Basic earnings per share of preferred stock in € 3.14 – 0.01 3.13
Diluted earnings per share of common stock in € 3.13 – 0.01 3.12
Diluted earnings per share of preferred stock in € 3.14 – 0.01 3.13

1 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16.

2 Supplementary information which was not subject of the audit review.

Notes to the Group Financial Statements Accounting Principles and

Policies

BMW Group change in presentation of balance sheet at 31 December 2018 • 28

in € million As originally
reported
Impact of
accounting
policy changes*
As amended
Assets
Total non-current assets 125,442 – 80 125,362
thereof receivables from sales financing 48,109 – 20 48,089
thereof deferred tax 1,590 48 1,638
thereof other assets 2,026 –108 1,918
Total current assets 83,538 479 84,017
thereof current tax 1,366 12 1,378
thereof other assets 9,790 467 10,257
Total assets 208,980 399 209,379
Equity and liab
ilities
Total equity 58,088 – 259 57,829
thereof equity attributable to shareholders of BMW AG 57,559 – 259 57,300
thereof revenue reserves 56,121 – 259 55,862
Total non-current provisions and liabilities 79,983 – 48 79,935
thereof other provisions 5,776 –9 5,767
thereof deferred tax 1,806 – 33 1,773
thereof other liabilities 5,299 – 6 5,293
Total current provisions and liabilities 70,909 706 71,615
thereof other provisions 6,078 – 3 6,075
thereof other liabilities 15,117 709 15,826
Total equity and liabilities 208,980 399 209,379

BMW Group change in presentation of balance sheet at 1 January 2018

• 29

in € million As originally
reported
Impact of
accounting
policy changes*
As amended
Assets
Total non-current assets 122,090 –105 121,985
thereof receivables from sales financing 48,475 –18 48,457
thereof deferred tax 1,965 6 1,971
thereof other assets 1,630 – 93 1,537
Total current assets 73,496 – 34 73,462
thereof current tax 1,566 11 1,577
thereof other assets 7,485 – 45 7,440
Total assets 195,586 –139 195,447
Equity and liab
ilities
Total equity 54,208 –116 54,092
thereof equity attributable to shareholders of BMW AG 53,772 –116 53,656
thereof revenue reserves 50,993 –116 50,877
Total non-current provisions and liabilities 69,616 – 31 69,585
thereof other provisions 5,632 5,632
thereof deferred tax 2,166 – 31 2,135
thereof other liabilities 5,045 5,045
Total current provisions and liabilities 71,762 8 71,770
thereof other liabilities 13,443 8 13,451
Total equity and liabilities 195,586 –139 195,447

*Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16.

Notes to the Group Financial Statements Accounting Principles and Policies

BMW Group change in presentation of statement of comprehensive income for the period from 1 January to 30 June 2018 • 30

in € million As originally
reported
Impact of
accounting
policy changes1
As amended
Net profit 4,383 – 25 4,358
Total comprehensive income 4,187 – 25 4,162
Total comprehensive income attributable to shareholders of BMW AG 4,142 – 25 4,117

BMW Group change in presentation of statement of comprehensive income for the period from 1 April to 30 June 2018 2 • 31

in € million As originally
reported
Impact of
accounting
policy changes1
As amended
Net profit 2,082 – 6 2,076
Total comprehensive income 1,917 – 6 1,911
Total comprehensive income attributable to shareholders of BMW AG 1,892 – 6 1,886

BMW Group change in presentation of cash flow statement for the period from 1 January to 30 June 2018

• 32

in € million As originally
reported
Impact of
accounting
policy changes1
As amended
Cash inflow/outflow from operating activities 2,672 2,672
thereof net profit 4,383 – 25 4,358
thereof change in deferred taxes 1,322 – 45 1,277
thereof change in receivables from sales financing –1,789 20 –1,769
thereof change in provisions – 246 –1 – 247
thereof change in other operating assets and liabilities – 400 51 – 349

1 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16.

2 Supplementary information which was not subject of the audit review.

42

Notes to the Group Financial Statements Notes to the Income

05

Revenues

Revenues by activity comprise the following:

NOTES TO THE INCOME

STATEMENT

in € million 2nd quarter 20191 2nd quarter 20182 1 January to
30 June 2019
1 January to
30 June 20182
Sales of products and related goods 18,075 17,563 33,211 33,530
Sales of products previously leased to customers 2,824 2,751 5,483 5,131
Income from lease instalments 2,551 2,410 5,064 4,791
Interest income on loan financing and finance leases 898 818 1,789 1,610
Revenues from service contracts, telematics and roadside assistance 760 640 1,461 1,358
Other income 607 811 1,169 1,238
Revenues 25,715 24,993 48,177 47,658

1 Supplementary information which was not subject of the audit review.

2 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

Revenues recognised from contracts with customers in accordance with IFRS 15 totalled € 40,325 million (2018: € 40,247 million).

An analysis of revenues by segment is shown in the segment information in note 22. Revenues from the sale of products and related goods are generated primarily in the Automotive segment and, to a lesser extent, in the Motorcycles segment. Revenues from sales of products previously leased to customers, income from lease instalments and interest income on loan financing and finance leases are allocated to the Financial Services segment. Other income relates mainly to the Automotive segment and the Financial Services segment.

Interest income on loan financing and finance leases includes interest calculated on the basis of the effective interest method amounting to € 1,723 million (2018: € 1,552 million). This interest income is not reported separately in the income statement as it is not significant compared to total Group revenues. The prior year's figures were adjusted due to a change in accounting policy for manufacturer leases (see note 4), as well as due to the change in presentation

see note 4

see note 22

of amortisation of initial direct costs.

06

Notes to the Group Financial Statements Notes to the Income

Statement

Other operating income and expenses

These items principally include exchange gains and losses, gains and losses on the disposal of assets, impairment losses, as well as income / expense from the reversal of and allocation to provisions, including provisions for ongoing legal disputes, legal disputes that have been concluded and other legal risks.

In an ad hoc announcement dated 5 April 2019, the BMW Group reported that the EU Commission had informed it of a "Statement of Objections" in conjunction with ongoing antitrust proceedings. The EU Commission is alleging that German automobile manufacturers cooperated in technical working groups to restrict competition related to exhaust gas emissions systems for diesel and petrol passenger vehicles. The allegations relate to Selective Catalytic Reduction (SCR) systems as well as the use

of petrol particulate filters (PPF). According to the EU Commission, such behaviour would violate the prohibition anchored in EU rules regarding cartel agreements to limit or control technical developments. The Statement of Objections leads the BMW Group to believe that it is probable ("more likely than not") that the EU Commission will issue a significant fine. The resulting requirement to recognise a provision increased other operating expenses by approximately € 1.4 billion in the first half of 2019.

The Statement of Objections and related files are currently being examined. During the second half of 2019, the BMW Group will provide a detailed response to the EU Commission regarding the Statement of Objections. The EU Commission will subsequently examine the response and determine the next steps on this basis.

07

Other financial result

Other financial result developed as follows:

in € million 2nd quarter 2019* 2nd quarter 2018 1 January to
30 June 2019
1 January to
30 June 2018
Result on investments 4 – 25 179 203
Sundry other financial result –127 5 – 228 51
Other financial result –123 – 20 – 49 254

*Supplementary information which was not subject of the audit review.

The sundry other financial result reflects mainly the interest rate development in the USA.

08

Income taxes

The effective tax rate for the six-month period to 30 June 2019 was 28.1 % (2018: 27.3 %) and corresponds to the best estimate of the weighted average annual income tax rate for the full year. This tax rate has been applied to the pre-tax profit for the period under report.

The increase in the effective tax rate results, among other things, from the non-deductibility of risk allocations for tax purposes in connection with the ongoing anti-trust proceedings instigated by the EU Commission (see note 6). see 44

Interim Group Financial Statements

Notes to the Group Financial Statements Notes to the

Balance Sheet

NOTES TO THE BALANCE SHEET

09 Intangible assets

Intangible assets mainly comprise capitalised development costs on vehicle, module and architecture projects as well as subsidies for tool costs, licences, purchased development projects, software and purchased customer lists.

in € million 30. 6. 2019 31.12. 2018
Capitalised development costs 10,010 9,976
Goodwill 380 380
thereof allocated to the Automotive
cash-generating unit
33 33
thereof allocated to the Financial
Services cash-generating unit
347 347
Other intangible assets 781 615
Intangible assets 11,171 10,971

Intangible assets developed during the first six months of the year as follows:

in € million 2019 2018
Capitalised development costs
Additions 840 802
Amortisation 806 656
Other intangible assets
Additions 232 33
Amortisation 67 97

As in the previous year, there was no requirement to recognise impairment losses or reversals of impairment losses on intangible assets.

10

Property, plant and equipment

Property, plant and equipment developed during the first six months as follows:

in € million 2019 2018
Additions 1,943 1,547
Depreciation 2,032 1,701
Disposals 33 9

Purchase commitments for property, plant and equipment totalled € 3,437 million (31 December 2018: € 3,486 million).

11

Financial assets Financial assets comprise:

in € million 30. 6. 2019 31.12. 2018
Marketable securities and
investment funds
5,367 5,316
Derivative instruments 2,305 1,977
Loans to third parties 22 20
Credit card receivables 2 244
Other 479 128
Financial assets 8,175 7,685

In June 2019, the Financial Services segment sold a credit card portfolio in the USA amounting to € 216 million for strategic reasons.

12

Income tax assets

Current income taxes amounting to € 1,510 million (31 December 2018: € 1,378 million) include € 199 million (31 December 2018: € 222 million), which is expected to be settled after more than twelve months. Claims may be settled earlier than this depending on the timing of the underlying proceedings. The prior year's figures were adjusted due to a change in accounting policy in connection with the adoption of see IFRS 16; see note 4.

note 4

Notes to the Group Financial Statements

Notes to the Balance Sheet

13 Equity

The Group Statement of Changes in Equity is shown on pages 32 and 33.

Subscribed capital

The number of shares of common stock issued by BMWAG at 30 June 2019 was 601,995,196 shares, each with a par value of € 1, unchanged from 31 December 2018. The number of shares of preferred stock at that date was 56,126,904 shares, each with a par value of € 1, unchanged from 31 December 2018. Unlike the common stock, no voting rights are attached to the preferred stock. Subscribed capital therefore stood at € 658 million, unchanged from 31 December 2018. All of the Company's stock is issued to bearer. Preferred stock bears an additional dividend of € 0.02 per share.

The shareholders passed a resolution at the 2019 Annual General Meeting authorising the Board of Management, with the approval of the Supervisory Board, to increase the Company's share capital by up to € 5 million prior to 15 May 2024 by the issuance of new shares of non-voting preferred stock, carrying the same rights as existing non-voting preferred stock, in return for cash contributions. This authorisation has not been utilised up to the end of the reporting period. The number of authorised shares and amount of authorised capital at the level of BMWAG therefore remain at 5.0 million shares and € 5.0 million respectively. The BMW Group did not hold any treasury shares at 30 June 2019.

Revenue reserves

In the second quarter of 2019, BMWAG paid the dividend for the financial year 2018 amounting to € 2,107 million for common stock and € 196 million for preferred stock.

Further information regarding the transition effects recognised directly in equity on the initial application of IFRS 16 is provided in note 4.

see note 4

14

see pages 32 and 33

Income tax liabilities

Current income taxes amounting to € 887 million (31 December 2018: € 1,158 million) include liabilities of € 53 million (31 December 2018: € 96 million), which are expected to be settled after more than twelve months. Liabilities may be settled earlier than this depending on the timing of the underlying proceedings.

Current income tax liabilities comprise € 217 million (31 December 2018: € 216 million) for taxes payable and € 670 million (31 December 2018: € 942 million) for tax provisions.

15

Financial liabilities

Financial liabilities of the BMW Group comprise the following:

in € million 30. 6. 2019 31.12. 2018
Bonds 59,250 53,346
Asset backed financing transactions 17,707 17,335
Liabilities from customer deposits (banking) 14,721 14,359
Liabilities to banks 12,867 13,196
Lease liabilities 2,414 105
Derivative instruments 1,862 1,675
Commercial paper 1,143 2,480
Other 1,192 1,101
Financial liabilities 111,156 103,597

The changes in financial liabilities affect cash flows from financing activities.

16 Other liabilities

Other liabilities include contract liabilities relating to contracts with customers amounting to € 5,077 million (31 December 2018: € 4,976 million). These mainly comprise service and repair work as well as telematics services and roadside assistance agreed to be part of the sale of a vehicle (in some cases multi-component arrangements). The prior year's figures were adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4.

see note 4

OTHER DISCLOSURES

Notes to the Group Financial Statements Other Disclosures

17

Research and development expenditure

Research and development expenditure was as follows:

in € million 2nd quarter 2019* 2nd quarter 2018 1 January to
30 June 2019
1 January to
30 June 2018
Research and development expenses 1,400 1,322 2,796 2,610
Expenditure for capitalised development costs 481 486 840 802
Amortisation – 404 – 324 – 806 – 656
Total research and development expenditure 1,477 1,484 2,830 2,756

*Supplementary information which was not subject of the audit review.

18 Contingent liabilities

The following contingent liabilities existed at the balance sheet date:

in € million 30. 6. 2019 31.12. 2018
Investment subsidies 286 275
Litigation 136 125
Performance guarantees 13 14
Other 581 351
Contingent liabilities 1,016 765

Other contingent liabilities comprise mainly risks relating to taxes and customs duties.

The BMW Group determines its best estimate of contingent liabilities on the basis of the information available at the reporting date. This assessment may change over time and is adjusted regularly on the basis of new information and circumstances. A part of the risks is covered by insurance.

The European Commission is currently conducting an investigation in connection with antitrust allegations against five German car manufacturers. The BMW Group has provided for the potential outcome of the investigation in the form of a provision measured, on the basis of the Statement of Objections, at the best possible estimate (see also note 6). In connection with these allegations, numerous class action lawsuits have been brought in the USA and Canada as well as several private lawsuits in South Korea. The class action lawsuits in the USA were initially dismissed on the basis of the lack of conclusiveness. However, the applicants may remedy the deficiencies of their lawsuits within a period expiring in August 2019. Class action lawsuits in Canada and private lawsuits in South Korea are at an early stage. Further civil lawsuits based on the allegations are possible. At present, the risk exposure for the BMW Group can neither be foreseen in detail nor quantified. Further disclosures pursuant to IAS 37.86 cannot be provided at present.

Regulatory authorities have ordered the BMW Group to recall various vehicle models in conjunction with airbags supplied by the Takata group of companies. Provision for the costs involved has been recognised within warranty provisions. In addition to the risks already covered by warranty provisions, it cannot be ruled out that further BMW Group vehicles will be affected by future recall actions. Further disclosures pursuant to IAS 37.86 cannot be provided at present.

19

Financial instruments

A description of the accounting treatment and measurement of derivative financial instruments and allocation of recognised financial instruments to different valuation levels is provided in notes 4 and 39 of the Group Financial Statements of BMWAG for see the year ended 31 December 2018.

note 6

Notes to the Group

Financial assets and liabilities measured at fair value are classified to valuation levels pursuant to IFRS 13 as follows:

Financial Statements
Other Disclosures
Level 1 Level 2 Level 3
4,609 187
189 323
85
1,563
496
241
5
1,047
511
304
30. 6. 2019
Level hierarchy in accordance with IFRS 13
31.12. 2018
Level hierarchy in accordance with IFRS 13
in € million Level 1 Level 2 Level 3
Marketable securities, investment funds and collateral receivables 4,641
Other investments 164 265
Cash equivalents 885
Loans to third parties 3
Derivative instruments (assets)
Interest rate risks 1,069
Currency risks 713
Raw materials price risks 191
Other risks 4
Derivative instruments (liabilities)
Interest rate risks 923
Currency risks 409
Raw materials price risks 343

Any transfers between fair value hierarchy levels are made at the end of the relevant reporting period.

Marketable securities amounting to € 187 million were transferred at the end of the reporting period from Level 1 to Level 2 in view of the fact that their fair value is determined on the basis of observable market data.

Interim Group Financial Statements Notes to the Group

Financial Statements Other Disclosures

Where the fair value of a financial instrument is only required for disclosure purposes, the discounted cash flow method is used, taking account of the BMW Group's default risk. For this reason, the fair values can be allocated to Level 2.

Financial instruments measured at fair value using input factors not based on observable market prices are allocated to Level 3. Fair values are determined in accordance with the following table:

in € million Fair value
30. 6. 2019
Fair value
31.12. 2018
Valuation method Input Parameter
Unquoted equity instruments 323 265 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Contractual rights by share class
Convertible bonds 3 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Contractual rights by share class
Options on unquoted equity instruments 5 4 Last financing round Price per share
Milestone analysis (quantitative and
qualitative factors)
Company performance
Consideration of exercise price Contractual rights by share class
Exercise price

Unquoted equity instruments relate mainly to investments in a private equity fund. For valuation purposes, the investment advisor provides the external fund manager with relevant, investment-specific information on an ongoing basis (at least quarterly). The external fund manager subsequently assesses the underlying individual companies in accordance with the guidelines for international private equity and venture capital valuations (IPEV).

As part of the process of analysing valuations, the external fund manager reviews the investment-specific milestones, including an analysis of financial, technical and liquidity figures. Based on this analysis, it is considered whether the price set at the most recent financing round can be accepted as an appropriate market valuation.

A detailed listing and quantification of potential sensitivities is not considered meaningful in view of the valuation methodology applied. An increase in input parameters (e. g. share price) would normally also lead to a similar increase in valuation. Similarly, a significant reduction in growth rates or financial ratio margins could result in impairment and therefore to a lower valuation of an investment.

49

Interim Group Financial Statements

The balance sheet carrying amount of Level 3 financial instruments developed as follows:

Notes to the Group Financial Statements Other Disclosures

in € million Unquoted equity
instruments
Convertible bonds Options on
unquoted equity
instruments
Financial Instru
ments Level 3
1. January 2019 265 3 4 272
Additions 42 42
Disposals –1 – 3 – 4
Gains (+)/ losses (–) recognised in accumulated other equity
Gains (+)/ losses (–) recognised in the income statement 16 1 17
Currency translation differences 1 1
30 June 2019 323 5 328
in € million Unquoted equity
instruments
Convertible bonds Options on
unquoted equity
instruments
Financial Instru
ments Level 3
1. January 2018 111 2 2 115
Additions 103 3 106
Disposals – 4 – 2 – 6
Gains (+)/ losses (–) recognised in accumulated other equity
Gains (+)/ losses (–) recognised in the income statement 45 2 47
Currency translation differences 10 10
31 December 2018 265 3 4 272

In the case of financial instruments held by BMW Group which are not measured at fair value, the carrying amounts and market values of such instruments generally coincide due to their generally short-term nature.

The following items are the exceptions to this general rule:

30. 6. 2019 31.12. 2018
in € million Fair value Carrying amount Fair value Carrying amount*
Receivables from sales financing 70,584 67,542 90,445 87,013
Bonds 60,418 59,250 53,831 53,346

*Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

With effect from the financial year 2019, the market and carrying amounts of receivables from financial services do not include receivables from finance and operating leases.

Differences between the fair values and carrying amounts of other financial liabilities are at a similar level to 31 December 2018.

20

Related party relationships

Transactions of Group entities with related parties arise exclusively in the normal course of business of each of the parties concerned and are conducted at normal market conditions. Notes to the Group Financial Statements Other Disclosures

A significant proportion of the BMW Group's transactions with related parties relates to the joint venture BMW Brilliance Automotive Ltd.

Supplies and services
performed
Supplies and services
received
Receivables Payables
in € million 1 January to
30 June 2019
1 January to
30 June 2018
1 January to
30 June 2019
1 January to
30 June 2018
30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 2018
BMW Brilliance Automotive Ltd. 4,113 3,471 48 41 1,680 1,829 786 772
Supplies and services
performed
Supplies and services
received
Receivables Payables
in € million 2nd quarter
2019*
2nd quarter
2018
2nd quarter
2019*
2nd quarter
2018
30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 2018
BMW Brilliance Automotive Ltd. 2,197 1,892 26 22 1,680 1,829 786 772

*Supplementary information which was not subject of the audit review.

Business relationships of the BMW Group with other associated companies and joint ventures as well as with non-consolidated subsidiaries are small in scale.

Stefan Quandt, Germany, is a shareholder and Deputy Chairman of the Supervisory Board of BMWAG. He is also the sole shareholder and Chairman of the Supervisory Boards of DELTON Health AG, Bad Homburg v. d. H., and DELTON Technology SE, Bad Homburg v. d. H., as well as the sole shareholder of DELTON Logistics S.à r. l., Grevenmacher. Via its subsidiaries, DELTON Logistics S.à r. l., provided logistics services to the BMW Group during the first half of the financial year 2019. In addition, DELTON companies held by Stefan Quandt acquired vehicles from the BMW Group by way of leasing.

Stefan Quandt, Germany, is also the indirect majority shareholder of SOLARWATT GmbH, Dresden. Cooperation arrangements are in place between BMWAG and SOLARWATT GmbH, Dresden, within the field of electric mobility. The focus of this collaboration is on providing complete photovoltaic solutions for rooftop systems and carports to BMWi customers. SOLARWATT GmbH, Dresden, leased vehicles from the BMW Group during the first six months of 2019.

Susanne Klatten, Germany, is a shareholder and member of the Supervisory Board of BMWAG and also a shareholder and Deputy Chairwoman of the Supervisory Board of ALTANA AG, Wesel. ALTANA AG, Wesel, acquired vehicles from the BMW Group during the first six months of 2019 by way of leasing.

Susanne Klatten, Germany, is also the sole shareholder and Chairwoman of the Supervisory Board of UnternehmerTUM GmbH, Garching. During the first six months of 2019, the BMW Group bought in services from UnternehmerTUM GmbH, Garching, primarily in the form of consultancy and workshop services.

In addition, Susanne Klatten, Germany, and Stefan Quandt, Germany, are indirectly sole shareholders of Entrust Datacard Corp., Shakopee, Minnesota. Stefan Quandt is also a member of the supervisory board of this entity. Entrust Datacard Corp., Shakopee, Minnesota, leased vehicles from the BMW Group during the first six months of 2019.

Notes to the Group

Financial Statements Other Disclosures

Seen from the perspective of BMW Group entities, transactions with the above-mentioned entities were as follows:

Supplies and services
performed
Supplies and services
received
Receivables Payables
in € thousand 1 January to
30 June 2019
1 January to
30 June 2018
1 January to
1 January to
30 June 2019
30 June 2018
30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 2018
DELTON Health AG (formerly DELTON AG) 1,032 1,774 11,546 25 34
DELTON Logistics S.à r.l. 754 10,752 17 2,051 2,235
DELTON Technology SE 3 1
SOLARWATT GMBH 59 13 1 1
ALTANA AG 1,029 1,019 207 401 5
UnternehmerTUM GmbH 82 54 710 558 295 367
Entrust Datacard Corp. 76 60 8 2
Supplies and services
performed
Supplies and services
received
Receivables Payables
in € thousand 2nd quarter
2019*
2nd quarter
2018
2nd quarter
2019*
2nd quarter
2018
30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 2018
DELTON Health AG (formerly DELTON AG) 520 881 5,751 25 34
DELTON Logistics S.à r.l. 361 5,193 17 2,051 2,235
DELTON Technology SE 3 1
SOLARWATT GMBH 54 7 1
ALTANA AG 520 512 207 401 5
UnternehmerTUM GmbH 82 54 470 440 295 367
Entrust Datacard Corp. 39 35 8 2

*Supplementary information which was not subject of the audit review.

Apart from vehicle sales, vehicle leasing and financing contracts at usual conditions, companies of the BMW Group concluded no further transactions with members of the Board of Management or Supervisory Board of BMWAG. This also applies to close members of the families of those persons.

BMW Trust e. V., Munich, manages fund assets on a trustee basis to secure pension obligations and manages the accrued entitlements relating to pre-retirement part-time working arrangements in Germany and is therefore a related party of the BMW Group in accordance with IAS 24. This entity has no assets of its own. It had no income or expenses during the period under report. BMWAG bears expenses on an immaterial scale and performs services for BMW Trust e. V., Munich.

21

Events after the end of the reporting period

No events have occurred after the balance sheet date with a particular significance for the results of operations, financial position or net assets of the BMW Group.

SEGMENT INFORMATION

Interim Group Financial Statements Notes to the Group

Financial Statements Segment Information

22 Explanatory notes to segment information

For information on the basis used for identifying and managing reportable segments, please refer to the Group Financial Statements at 31 December 2018. Due to the management system, reported segment results and asset values are based on different performance measures. Details are provided in note 45 of the Group Financial Statements of BMW AG at 31 December 2018.

Segment information is prepared in conformity with the accounting policies used to prepare and present the Interim Group Financial Statements. Exceptions to this general principle include the treatment of inter-segment warranties, the earnings impact of which is allocated to the Automotive and Financial Services segments on the basis used internally to manage the business. In addition, intragroup repurchase agreements between the Automotive and Financial Services segments pursuant to IFRS 15, impairment allowances on intragroup receivables and changes in the value of consolidated other investments pursuant to IFRS 9 are also excluded. Intragroup leasing arrangements are not reflected in the internal management and reporting system on a IFRS 16 basis and therefore, in accordance with IFRS 8, do not give rise to any changes in the presentation of segment information.

Segment information by operating segment for the first six months is as follows:

Automotive Motorcycles Financial Services
in € million 2019 20181 2019 2018 2019 20181
Segment information
by operating segment
External revenues 33,025 33,466 1,316 1,183 13,835 13,008
Inter-segment revenues 8,812 8,052 – 3 –1 675 580
Total revenues 41,837 41,518 1,313 1,182 14,510 13,588
Segment result 1,159 3,800 191 175 1,200 1,156
Result from equity accounted investments 188 405
Capital expenditure on non-current assets 2,958 2,344 46 34 12,442 11,726
Depreciation and amortisation on non-current assets 2,830 2,390 50 46 5,375 5,066

Segment information by operating segment for the second quarter 2 is as follows:

Automotive Motorcycles Financial Services
in € million 2019 20181 2019 2018 2019 20181
Segment information
by operating segment
External revenues 17,949 17,605 729 659 7,036 6,729
Inter-segment revenues 4,675 4,587 – 2 –1 328 298
Total revenues 22,624 22,192 727 658 7,364 7,027
Segment result 1,469 1,919 102 98 573 603
Result from equity accounted investments 31 182
Capital expenditure on non-current assets 1,618 1,046 30 20 6,915 6,223
Depreciation and amortisation on non-current assets 1,427 1,190 25 22 2,790 2,585
Automotive Motorcycles Financial Services
in € million 30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 2018 30. 6. 2019 31.12. 20181
Segment assets 15,970 13,836 632 618 14,674 14,806
Investments accounted for using the equity method 3,987 2,624

1 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

2 Supplementary information which was not subject of the audit review.

Group Reconciliation to Group figures Other Entities
20181 2019 20181 2019 2018 2019
Segment information
by operating segment
External revenues 47,658 48,177 1 1
Inter-segment revenues – 8,633 – 9,486 2 2
Total revenues 47,658 48,177 – 8,633 – 9,486 3 3
Segment result 6,005 2,815 796 420 78 –155
Result from equity accounted investments 405 188
Capital expenditure on non-current assets 10,918 12,048 – 3,186 – 3,398
Depreciation and amortisation on non-current assets 4,291 5,200 – 3,211 – 3,055
Group Reconciliation to Group figures Other Entities
20181 2019 20181 2019 2018 2019
Segment information
by operating segment
External revenues 24,993 25,715 1
Inter-segment revenues – 4,885 – 5,002 1 1
Total revenues 24,993 25,715 – 4,885 – 5,002 1 2
Segment result 2,866 2,053 238 6 8 – 97
Result from equity accounted investments 182 31
Capital expenditure on non-current assets 5,576 6,655 –1,713 –1,908
Depreciation and amortisation on non-current assets 2,128 2,714 –1,669 –1,528
Group Reconciliation to Group figures Other Entities
31.12. 20181 30. 6. 2019 31.12. 20181 30. 6. 2019 31.12. 2018 30. 6. 2019
Segment assets 208,938 219,010 95,166 94,020 84,512 93,714
Investments accounted for using the equity method 2,624 3,987

Other Information

Segment figures for the first half-year can be reconciled to the corresponding Group figures as follows:

Notes to the Group Financial Statements Segment Information

in € million 2019 20181
Reconciliation of segment result
Total for reportable segments 2,395 5,209
Financial result of Automotive segment 297 543
Financial result of Motorcycles segment – 4 –1
Elimination of inter-segment items 127 254
Group profit before tax from continuing operations 2,815 6,005
Reconciliation of capital expenditure on non-current assets
Total for reportable segments
15,446 14,104
Elimination of inter-segment items – 3,398 – 3,186
Total Group capital expenditure on non-current assets 12,048 10,918
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 8,255 7,502
Elimination of inter-segment items – 3,055 – 3,211
Total Group depreciation and amortisation on non-current assets 5,200 4,291

Segment figures for the second quarter can be reconciled to the corresponding Group figures as follows:

in € million 20192 20181
Reconciliation of segment result
Total for reportable segments 2,047 2,628
Financial result of Automotive segment 14 143
Financial result of Motorcycles segment – 2 – 2
Elimination of inter-segment items – 6 97
Group profit before tax from continuing operations 2,053 2,866
Reconciliation of capital expenditure on non-current assets
Total for reportable segments 8,563 7,289
Elimination of inter-segment items –1,908 –1,713
Total Group capital expenditure on non-current assets 6,655 5,576
Reconciliation of depreciation and amortisation on non-current assets
Total for reportable segments 4,242 3,797
Elimination of inter-segment items –1,528 –1,669
Total Group depreciation and amortisation on non-current assets 2,714 2,128

1 Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

2 Supplementary information which was not subject of the audit review.

55

Other Information

Segment figures can be reconciled to the corresponding Group figures as follows:

Notes to the Group Financial Statements Segment Information

in € million 30. 6. 2019 31.12. 2018*
Reconciliation of segment assets
Total for reportable segments 124,990 113,772
Non-operating assets – Automotive 51,465 48,639
Liabilities of Automotive segment not subject to interest 38,306 34,643
Non-operating assets – Motorcycles 43 45
Liabilities of Motorcycles segment not subject to interest 607 613
Total liabilities – Financial Services segment 134,534 131,415
Non-operating assets – Other Entities segment 7,269 7,084
Elimination of inter-segment items –138,204 –127,273
Total Group assets 219,010 208,938

*Prior year's figures adjusted due to a change in accounting policy in connection with the adoption of IFRS 16; see note 4.

In addition, figures for the prior year have been adjusted due to changes in presentation of selected items, which are not material overall.

Munich, 23 July 2019

Bayerische Motoren Werke

Aktiengesellschaft

The Board of Management

Harald Krüger

Milagros Caiña Carreiro-Andree Klaus Fröhlich

Pieter Nota Dr. Nicolas Peter

Peter Schwarzenbauer Dr.-Ing. Andreas Wendt

Oliver Zipse

Other Information

Responsibility Statement by the Company's Legal Representatives

BMW GROUP RESPONSIBILITY STATE-MENT BY THE COMPANY'S LEGAL REPRESENTATIVES

"To the best of our knowledge, and in accordance with the applicable accounting principles for interim financial reporting, the Interim Group Financial Statements give a true and fair view of the net assets, financial position and results of operations of the Group, and the Interim Group Management Report includes a true and fair review of the development and performance of the business and the position of the Group, together with a description of the principal opportunities and risks associated with the expected development of the Group for the remaining months of the financial year."

Munich, 23 July 2019

Bayerische Motoren Werke Aktiengesellschaft

The Board of Management

Harald Krüger

Milagros Caiña Carreiro-Andree Klaus Fröhlich

Pieter Nota Dr. Nicolas Peter

Peter Schwarzenbauer Dr.-Ing. Andreas Wendt

Oliver Zipse

Information

Review Report

BMW GROUP REVIEW REPORT

To Bayerische Motoren Werke Aktiengesellschaft, München

We have reviewed the condensed consolidated interim financial statements – comprising the income statement, condensed statement of comprehensive income, balance sheet, condensed cash flow statement, statement of changes in equity and selected explanatory notes – and the interim group management report of Bayerische Motoren Werke Aktiengesellschaft, München, for the period from 1 January 2019 to 30 June 2019, which are part of the half-year financial report pursuant to § (Article) 115 WpHG ("Wertpapierhandelsgesetz": German Securities Trading Act). The preparation of the condensed consolidated interim financial statements in accordance with the IFRS applicable to interim financial reporting as adopted by the EU and of the interim group management report in accordance with the provisions of the German Securities Trading Act applicable to interim group management reports is the responsibility of the parent Company's Board of Management. Our responsibility is to issue a review report on the condensed consolidated interim financial statements and on the interim group management report based on our review.

We conducted our review of the condensed consolidated interim financial statements and the interim group management report in accordance with German generally accepted standards for the review of financial statements promulgated by the Institut der Wirtschaftsprüfer (Institute of Public Auditors in Germany) (IDW). Those standards require that we plan and perform the review so that we can preclude through critical evaluation, with moderate assurance, that the condensed consolidated interim financial statements have not been prepared, in all material respects, in accordance with the IFRS applicable to interim financial reporting as adopted by the EU and that the interim group management report has not been prepared, in all material respects, in accordance with the provisions of the German Securities Trading Act applicable to interim group management reports. A review is limited primarily to inquiries of company personnel and analytical procedures and therefore does not provide the assurance attainable in a financial statement audit. Since, in accordance with our engagement, we have not performed a financial statement audit, we cannot express an audit opinion.

Based on our review, no matters have come to our attention that cause us to presume that the condensed consolidated interim financial statements have not been prepared, in all material respects, in accordance with the IFRS applicable to interim financial reporting as adopted by the EU nor that the interim group management report has not been prepared, in all material respects, in accordance with the provisions of the German Securities Trading Act applicable to interim group management reports.

Munich, 31 July 2019

PricewaterhouseCoopers GmbH Wirtschaftsprüfungsgesellschaft

Petra Justenhoven Andreas Fell Wirtschaftsprüferin Wirtschaftsprüfer (German Public Auditor) (German Public Auditor)

OTHER INFORMATION

Page 59 Contacts

Other Information

Contacts

CONTACTS Business and Finance Press

Telephone + 49 89 382-2 45 44 + 49 89 382-2 41 18 Fax + 49 89 382-2 44 18 E-mail [email protected]

Investor Relations

Telephone + 49 89 382-2 53 87 Fax + 49 89 382-1 46 61 E-mail [email protected]

The BMW Group on the Internet

Further information about the BMW Group is available online at www.bmwgroup.com. Investor Relations information is available directly at www.bmwgroup.com/ir. Information about the various BMW Group brands is available at www.bmw.com, www.mini.com and www.rolls-roycemotorcars.com.

This version of the Quarterly Report is a translation from the German version. Only the original German version is binding.

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