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CTT-Correios de Portugal

Quarterly Report Nov 4, 2015

1911_iss_2015-11-04_97a0a57d-be60-4c00-829e-00acdb5dd5a6.pdf

Quarterly Report

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Consolidated Results

9 Months 2015

9 MONTHS 2015
CONSOLIDATED RESULTS
4
1. OPERATING ACTIVITY5
2. NEW BUSINESS OPPORTUNITIES9
3. RELEVANT INITIATIVES OF THE TRANSFORMATION PROGRAMME 11
4. ECONOMIC AND FINANCIAL ANALYSIS12
5. REGULATORY FRAMEWORK
19
6. CORPORATE GOVERNANCE19
7. FINAL NOTE
19

CTT – CORREIOS DE PORTUGAL, S.A. PUBLIC COMPANY

9 MONTHS 2015 CONSOLIDATED RESULTS

STRONG CASH FLOW GENERATION IN THE CURRENT BUSINESSES SUPPORTS A HIGHER INVESTMENT LEVEL AND THE SET-UP COSTS OF THE POSTAL BANK.

  • Growth in recurring EBITDA1 to €104.8m (+3.0%) – with Mail contributing 70%, Financial Services 29% and Express & Parcels 1%. Excluding recurring costs related to Banco CTT, EBITDA grew by 5.8% on a like-for-like basis.
  • Decline of addressed mail volumes stays at 3.1%, an improvement vis-à-vis the year 2014 (5.7% decrease when compared to 2013).
  • Recurring revenues grow by 1.9% to €538.1m:
  • Mail revenues grow by 2.6%, due to the slowing down of the rate of volumes decline and to the 4.1% increase of the average price, as well as to the exchange rate effect on international mail;
  • Express & Parcels revenues grow by 2.2% and volumes by 4.6%, impacted by the emphasis on the network integration in Portugal and the ongoing restructuring process in Spain;
  • Financial Services strengthen their offer and market position, obtaining a strong 6.3% growth in recurring revenues, consolidating as a fundamental overall growth lever for CTT and paving the way for Banco CTT.
  • Operating costs2 grow by 1.7%, totalling €433.3m, mainly as a result of the monthly accrual of variable incentives and of the salary increases partly offset by the cost reduction from the new healthcare plan.
  • Reported net profit of €50.6m; a 3.8% decrease due to a number of non-recurring costs amounting to €7.7m, of which €4.8m related to Banco CTT, which also posted €2.8m recurring costs.
  • Progress of reorganisation initiatives in Express & Parcels in Portugal with the conclusion of the network integration project, and in Spain with ERE (Expediente de Regulación de Empleo).
  • Banco CTT set-up progresses as planned; start of operation scheduled for the 4th quarter 2015.
  • Positive evolution of the Human Resources policies, with the rejuvenation and further qualification of the staff based on a trainee recruitment and integration programme already underway.
  • Number of staff flat (12,722) vis-à-vis the same period of 2014.
  • Quality and customer satisfaction remain at high levels.
  • Strong levels of financial standing and good liquidity levels as a result of the ongoing Balance Sheet optimisation and Financial Services business growth.

1 Before non-recurring revenues and costs.

2 Excluding depreciation / amortisation, impairments, provisions and non-recurring costs.

1. OPERATING ACTIVITY

BUSINESS UNITS PERFORMANCE

Mail

The decrease in addressed mail volumes in the nine months 2015 was 3.1%. In the 3rd quarter the decline in mail volumes was greater (-4.9%) than in the 1st half of 2015 (-2.3%), as anticipated in the 1st quarter of 2015 results communication, in which some exceptional factors that occurred at the beginning of the year were mentioned.

Nevertheless, the comparison of the evolution of volumes of the nine months 2014 vs. the same period of 2013 (-6.1%) is favourable and reflects the impact on mail consumption of the positive evolution of the national economy, mainly domestic consumption.

Million items
1H15 1H14 3Q15 3Q14 9M15 9M14
Transactional Mail 357.8 369.1 -3.1% 164.9 172.7 -4.6% 522.7 541.8 -3.5%
Editorial Mail 23.3 23.7 -1.8% 11.0 11.5 -4.6% 34.3 35.2 -2.7%
Advertising Mail 39.9 38.3 4.2% 14.3 15.7 -8.9% 54.3 54.0 0.4%
Addressed Mail 421.0 431.1 -2.3% 190.2 200.0 -4.9% 611.2 631.1 -3.1%
Unaddressed Mail 225.1 251.1 -10.3% 119.8 119.4 0.4% 344.9 370.4 -6.9%

Mail Volumes

Transactional mail volumes decreased by 3.5% in the nine months 2015. This evolution is the result of changes in the volumes of priority mail (-0.7%), ordinary mail (-3.9%) registered mail (-4.0%) and international outbound mail (-8.4%). These changes were mitigated by the positive evolution of international inbound mail (+4.5%), and "green mail" / correio verde (+13.9%) volumes.

Editorial mail decreased in the 3rd quarter (-4.6%) following the recovery of the 1st semester (-1.8%); this decline was stronger in the non-contractual segment and led to a 2.7% decrease in the nine months 2015.

Addressed advertising mail volumes remained positive (+0.4%) in the nine months 2015 vis-à-vis 2014, following a contraction (-8.9%) in the 3rd quarter of 2015 due to the reduction in the number of items of large customers' advertising campaigns when compared to those carried out in the same period of the previous year.

Unaddressed advertising mail volumes recovered and grew in the 3rd quarter of 2015 (+0.4%) mainly as a result of the campaigns associated with the legislative elections, although they still decreased by 6.9% in the nine months 2015.

Despite the decline in volumes, the revenues of the Mail Business Unit stood 2.6% above those of the same period of the previous year.

The pricing and discounts policies, the product mix, the weight-step structure of the mail items and the exchange rate appreciation of international (inbound) mail explain the comparison between the changes in revenues and volumes.

€ million
Reported Recurring
9M15 9M14 9M15 9M14
Revenues 411.1 400.8 2.6% 411.1 400.8 2.6%
Sales and services rendered 381.0 374.5 1.7% 381.0 374.5 1.7%
Other operating income 17.2 13.4 29.0% 17.2 13.4 29.0%
Intragroup revenues 12.9 12.9 -0.1% 12.9 12.9 -0.1%
Operating costs (*) 337.7 335.2 0.7% 338.4 332.3 1.8%
External supplies and services 76.5 76.1 0.4% 76.5 76.1 0.4%
Staff costs 179.9 177.7 1.2% 177.8 177.3 0.3%
Other costs 14.3 13.3 8.1% 14.3 13.3 8.1%
Intragroup costs 67.0 68.1 -1.7% 69.8 65.6 6.4%
EBITDA 73.4 65.6 11.9% 72.7 68.5 6.0%
EBITDA MARGIN 17.9% 16.4% 1.5 p.p. 17.7% 17.1% 0.6 p.p.

Mail Business Unit Revenues, Costs and EBITDA

(*) Excluding depreciation / amortisation, impairments and provisions.

The changes in the prices of the Universal Service and bulk mail products, effective as of 1 March 2015, as well as those of books, newspapers and periodicals of the domestic service, effective as of 1 June 2015, resulted in a 4.1% average overall price increase in the nine months 2015 vs. the same period of 2014. Advertising mail prices also increased as of 1 March 2015 (2% on average). The revision of the discounts policy led to more demanding conditions for clients in terms of a more accurate pre-sorting and stricter payment deadlines resulting in increased operating and financial efficiency.

The continuation of the Transformation Programme measures throughout the nine months 2015, where network integration has a relevant role, partly offset the increased costs with foreign postal operators, with unfavourable exchange rate differences (included in Other costs) and with Staff costs, for the reasons presented below in the section Economic and Financial Analysis – Evolution of Operating Costs; hence, recurring operating costs increased by only 1.8%.

As a consequence thereof, the recurring EBITDA margin of this business unit has shown a positive change of 0.6 p.p. to 17.7%.

Besides the Citizen's Bureau Areas project within CTT post offices, which will be mentioned below in a specific section, business improvement and development in the Retail Network involved renting space, establishing partnerships with well-known brands and catalogue sales by offering products with potential for cross-selling with credit solutions.

Express & Parcels

Express & Parcels volumes grew by 4.6% in the nine months 2015.

Over that period, CTT handled 10.6 million items in Portugal (+6.4% vs. the same period of last year) and consolidates the leadership position in the domestic market with a 34.8% market share in the express segment (source: "Report Postal Services – Statistical Information – 2 nd quarter 2015", ANACOM).

In the nine months 2015 the number of CTT access points (PUDO – pick up and drop off points) in the national territory increased to more than 1,000, where parcels can be dropped off or picked up, thus allowing for wider coverage and more convenience for online sellers and buyers.

Over this period, the work that will lead to the product portfolio revamp was also carried out aiming mainly at giving the customer the possibility to create his/her own solution in a simple, modular manner, for any type of flow (B2B, B2C and C2X), both at Iberian and international levels. This new offer will be phased into the market as from the last quarter of 2015 until the 2nd quarter of 2016 when the process will be concluded.

In Spain, volumes reached 10.0 million items in the nine months 2015, which represents a 3.6% growth vis-à-vis the same period of 2014.

In Mozambique, in 2015 the effects of the restructuring process (stabilisation of the relationship with clients, suppliers and public entities) implemented as of the 2 nd half of 2014 were noticed. The new management model led to a constant performance and revenue growth (+37%). The logistics and item collection at the banking network has a significant weight in revenues and is rapidly expanding, keeping pace with the continuous opening of new bank agencies in city centres and in other, more remote places of the country.

€ million Reported Recurring
9M15 9M14 9M15 9M14
Revenues 96.0 94.0 2.2% 96.0 94.0 2.2%
Sales and services rendered 93.2 92.5 0.8% 93.2 92.5 0.8%
Other operating income 2.8 1.5 90.3% 2.8 1.5 90.3%
Operating costs (*) 97.8 89.6 9.2% 94.6 89.5 5.7%
External supplies and services 73.6 70.7 4.1% 73.6 70.7 4.1%
Staff costs 21.4 17.6 21.2% 19.1 17.6 8.6%
Other costs 2.9 1.3 124.7% 1.9 1.2 53.8%
EBITDA -1.8 4.4 -140.4% 1.5 4.5 -66.9%
EBITDA MARGIN -1.8% 4.7% -6.5 p.p. 1.5% 4.8% -3.3 p.p.

Express & Parcels Business Unit Revenues, Costs and EBITDA

(*) Excluding depreciation / amortisation, impairments and provisions.

The Express & Parcels business unit presented revenues of €96.0m, a 2.2% (+€2.1m) increase resulting from the growth in all the markets: Portugal (+€1.4m), Spain (+€0.2m) and Mozambique (+€0.5m).

Recurring operating costs growth of €5.1m (+5.7%) resulted basically from the implementation of the network integration in Portugal, which temporarily doubled the costs, and from the increase in the costs of the transport of goods in Spain resulting from the growth in volumes and the restructuring of Tourline's franchisee network.

Tourline continued the human resources optimisation and restructuring process aiming to increase its operational efficiency by reducing staff costs, as well as to improve and simplify processes. The cost of this initiative, estimated at €1.9m, was already considered in a provision in the 2nd quarter.

These were determining factors for the evolution of the EBITDA vis-à-vis the same period of the previous year. The measures under implementation in the framework of the Transformation Programme in Portugal (integration of the distribution networks) and in Spain (restructuring of the franchisee network and human resources optimisation and restructuring) are expected to revert this trend as soon as the 4 th quarter of 2015.

Financial Services

In the nine months 2015, the Financial Services business unit recurring revenues grew by 0.8% (6.3% excluding the impact of non-recurring revenues recorded in 2014), thus maintaining the weight of this business unit in CTT total revenues3 at 10% as in the same period of the previous year. The strong investment in the creation and launch of the Banco CTT has been and will be the focus of our activity aiming at an even more solid position within the financial system.

€ million
Reported Recurring
9M15 9M14 9M15 9M14
Revenues 57.9 57.5 0.8% 57.9 54.5 6.3%
Sales and services rendered 56.3 52.4 7.5% 56.3 52.4 7.5%
Other operating income 1.5 5.0 -69.5% 1.5 2.0 -23.6%
Intragroup revenues 0.1 0.1 3.2% 0.1 0.1 3.2%
Operating costs (*) 32.1 25.8 24.5% 27.2 25.7 5.8%
External supplies and services 14.5 8.4 72.0% 9.7 8.4 15.2%
Staff costs 3.6 3.5 3.9% 3.6 3.5 2.2%
Other costs 0.3 0.3 12.7% 0.3 0.3 12.7%
Intragroup costs 13.6 13.5 0.4% 13.6 13.5 0.7%
EBITDA 25.8 31.7 -18.5% 30.6 28.7 6.8%
EBITDA MARGIN 44.6% 55.1% -10.5 p.p. 52.9% 52.7% 0.2 p.p.

Financial Services Business Unit Revenues, Costs and EBITDA4

(*) Excluding depreciation / amortisation, impairments and provisions.

An analysis by product lines highlights the Savings & Insurance business line where placements were above €3.4 billion and revenues grew by 26.4% year-on-year. Within a diversified product offer including capitalisation insurance products and retirement savings plans (PPR), the Public Debt products (Savings Certificates and Treasury Certificates Poupança Mais) continue to be those preferred by the Portuguese population due to the higher than average interest rates compared to bank deposits, and to the image of reliability of the product.

The Payments business is still under the negative impact of the telecommunications operators' integrated offer leading to a strong reduction of prepaid mobile communications and corresponding top-ups. Overall, the revenues of this business line decreased by 7.4% compared to the previous year, influenced mainly by mobile phone top-ups at the Payshop network and by taxes collection at CTT Retail Network, the pricing of which was revised downwards. On the contrary, several Payments product lines evolved positively, especially toll payments at the CTT Retail Network and the payment of utilities and internet services at the Payshop network. The development of an integrated payment offer and the agreement with a major operator in this market will also strengthen CTT's position in the utilities clients segment.

Money Orders and Transfers show a 6.0% year-on-year decrease in the nine months 2015. This decrease reflects the evolution of the main products of this business unit, the Domestic Money Order, which has been progressively replaced by other, alternative forms of transfer of funds. On the positive side, mention should be made to the trend reversal in the international urgent transfers business, with a 3.0% revenue growth compared to 2014.

Recurring EBITDA for the nine months 2015 was €30.6m which corresponds to a 52.9% EBITDA margin.

3 Excluding revenues allocated to the CTT Central Structure and Intragroup eliminations of -€26.9m in the nine months 2015.

4 Includes the Financial Services of CTT S.A., PayShop and Banco CTT.

QUALITY OF SERVICE

In the nine months 2015, CTT continued to have high quality of service levels, with the OQSI – Overall Quality of Service Indicator – registering 218.1 points, compared to a target of 100.

All the quality of service parameters defined by ANACOM and laid down in article 13(1) of the Postal Law (Law no. 17/2012, of 26 April) performed above the established targets.

Quality of Service

Customer perception regarding CTT quality of service reflects the good performance achieved: 85% of the customers say that CTT overall quality of service is good or very good (source: customer satisfaction surveys).

2. NEW BUSINESS OPPORTUNITIES

BANCO CTT

On 4 November 2014, the Board of Directors of CTT approved the launch of the Postal Bank, as a continuation of the established strategy to expand the Financial Services product offer. The Bank of Portugal approved a 12-month extension period (until 27/11/2015) of the Postal Bank authorisation.

After submitting the file supporting the Special Registration to the Bank of Portugal in early July, CTT Serviços continued to interact with the Regulator, who approved its conversion into Banco CTT on 24 August 2015. Hence, the share capital was increased from €20,000,000 to €34,000,000, fully underwritten and paid up by the sole shareholder (CTT - Correios de Portugal, S.A.), as per draft Articles of Association approved by the Bank of Portugal. The relevant amendments to the articles of association were implemented aiming at such "conversion", and the Articles of Association meanwhile approved by the Bank of Portugal were adopted. On that same date the corporate bodies were approved and the terms of office of Banco CTT's Board of Directors and Executive Committee started.

Banco CTT continued to undertake all the necessary activities to start up operations, particularly in terms of systems, procedures and staff. In order to test and improve the whole operating system, not only as far as IT is concerned but also with regard to processes and procedures, the prevention of money laundering and financing of terrorism, thus ensuring that the concerns of Banco de Portugal with the market are duly

taken into account, Banco CTT decided to start up operations in a soft opening process which will allow to start operating in a more reserved and controlled manner. In the 1st quarter of 2016 the Bank will have the same number of agencies / post offices as scheduled in its phased opening plan as a result of an accelerated ramp-up.

At the same time, Banco CTT has been updating its business plan and 10-year prospective accounts, which reflect the Postal Bank implementation strategy given the current market and regulatory environment and are adapted to the banking regulations, which are also in constant update. The market and regulatory framework is dynamic and implies a constant revision of some premises of the business plan, as well as adaptation of the offer to the competitive conditions always aiming at ensuring financial inclusion, proximity and the low cost operating model of the Postal Bank (share of sunk costs).

In the nine months 2015 CTT spent a total of €16.5m in the preparation of the launch of Banco CTT. In terms of operating costs, €4.0m were posted in Banco CTT and €3.6m in CTT, S.A..

€ million
Investment 8.9
CBS (Core Banking System) 7.7
Other IT & post offices refurbishment 1.2
Operating costs 7.6
Recurring costs 2.8
ES&S 1.7
Staff costs 1.1
Non-recurring costs 4.8
Strategic, fiscal and legal consulting 3.3
Training and other 1.5
Total 16.5

Banco CTT Costs - 9 months 2015

At the end of the 3rd quarter of 2015, Banco CTT had already hired 34 employees including those performing supervisory duties. The set-up of Banco CTT continues at a good pace, in an evolutionary manner and including an update of the strategy as a function of the market demands and conditions, and the overall environment. It will be ramped up over the next few months with regard to the relevant aspects related mainly to the adequate and prudent risk management and capital levels, while always monitoring its impact in the business and financial models.

In early October, following a verification and the review of all the documentation submitted, the Bank of Portugal granted CTT the Special Registration as it considered that all the conditions imposed by the authorisation of November 2013 had been met. As such, all the necessary requirements have been met for the start of operation.

MEMORANDUM OF UNDERSTANDING WITH ALTICE

In November 2014, CTT signed a Memorandum of Understanding (MoU) with Altice, which was at the time bidding to acquire PT Portugal S.A., aiming at the conclusion of a Framework Agreement to maximise the synergies of CTT and PT Portugal.

Following the conclusion of the acquisition of PT Portugal by Altice, the latter has already paid CTT, in July of 2015, the initial fee established in the agreement. In the 3rd quarter of 2015, negotiations commenced regarding the details of the specific commercial partnerships that will create value for both companies, in particular the joint optimisation of the retail networks, taking advantage of the scale and capillarity of the CTT Retail Network, the development of joint ventures in the area of e-commerce and physical-digital convergence, as well as opportunities for the creation of value in the Financial Services and Banco CTT areas.

CITIZEN'S BUREAU AREAS

On 20 January 2015 an agreement was signed between the Government and CTT which lays down the following schedule for the set-up of Citizen's Bureau Areas at the CTT Retail Network:

  • − Stage I, until 31 December 2015, set-up of 200 Citizen's Bureau Areas (24 pilot post offices in 2014 and 176 new post offices);
  • − Stage II, subject to the renewal foreseen in the agreement, set-up of 100 more Citizen's Bureau Areas until 31 December 2016.

Currently, this service is already available at 127 CTT post offices of the Retail Network. The opening of this service in another 73 post offices is scheduled for the 4th quarter 2015. Currently, the financial conditions of this partnership are being negotiated by the partners. The interest of this project for CTT in financial terms depends not only on the revenue from the services provided but also on the cross-selling potential.

3. RELEVANT INITIATIVES OF THE TRANSFORMATION PROGRAMME

OPTIMISATION OF OPERATIONS AND DISTRIBUTION NETWORK INTEGRATION OF CTT GROUP

In 2015 a new stage of a deeper management integration of the Mail and Express & Parcels distribution networks began, aiming at an increased use of the mailmen network for the last-mile delivery of "daycertain" parcels and packages by using the installed capacity and the high capillarity of the network to ensure the delivery of EMS48 and EMS19 items.

The delivery of this type of items through the mailmen network was gradually extended to geographical coverage areas with integrated rationale and vision. It was concluded at the end of the 3rd quarter 2015 with the insourcing of EMS19 items delivery within the basic network, involving 135 Postal Delivery Offices (100% according to plan) and increasing to 70% the delivery of EMS items through the basic network.

In the context of optimisation of the operations, worth mentioning is the move of the printing & finishing operations of the subsidiary Mailtec Comunicação, previously located in autonomous premises (thus entailing the need to transport the mail processed in this company), to the Production and Logistics Centre of Cabo Ruivo (Lisbon), thus saving time and space in the mail production and processing stages and allowing for further rationalisation of resources. The upstream and downstream mail operations have been performed in a continuous flow, thus allowing for time and costs savings.

HUMAN CAPITAL DEVELOPMENT AND RESOURCE OPTIMISATION POLICIES

In the framework of the development of the business units and the enhancement of the human capital needed for the growth of CTT, the Group's staff rejuvenation process continued with the recruitment of new technical staff with added knowledge and skills.

To strengthen CTT's value proposal as an employer aiming to add value and be added value by the brand name positioning, the CTT Employer Brand was designed to identify the company's pillars and define the main attributes of its value proposal as the aggregating agent of a number of internal and external activities.

The Trainee Programme was launched to attract young people with high potential and involve them in an overall structured programme thus contributing to rejuvenate and develop the CTT pool of talents. During the 3rd quarter the trainee training programme started, with the aim of providing trainees with an integrated picture of the company, work experience in several production areas, and tools that facilitate inclusion in the different departments of the company.

In terms of training, among the strategically relevant programmes undertaken over the period, those associated with Banco CTT, the Citizen's Bureau Areas and network optimisation are to be highlighted.

It is also worth mentioning during this period the certification by an instruction of the Directorate-General of Employment and Work Relations (DGERT) issued on 27 July 2015 of the training structure and activity of CTT in the fields of education and training: trade, integration in the organisation / company (including the organisation and quality management), computer skills from the user point of view, transport and safety service, and hygiene at work.

Also relevant in the nine months 2015 were the following initiatives already mentioned in detail in the communications of results of the 1st quarter and 1st half 2015: conclusion of the 2014 evaluation cycle, share of the previous year's results through the individual-merit-based attribution of a share in profits to the employees and corporate bodies, signature of a new Company Agreement (CA), valid for two years, and a revised Regulation of the Social Works (RSW), both impacting the cost reduction (despite salary increases) and the future liabilities with employee benefits.

4. ECONOMIC AND FINANCIAL ANALYSIS

REVENUES

The above-mentioned business developments resulted in recurring revenues of €538.1m, an increase of 1.9% (+€10.1m) in relation to the same period of last year.

This growth is the combined consequence of the strong revenues growth of the Financial Services business and of the price increase in Mail, which fully offset the impact of the decline in volumes (-3.1%), as well as the exchange rate variation of international inbound mail, all of this maximised by the initiatives carried out within the Transformation Programme in the 3 previous years.

The variance of the caption Central Structure and Intragroup eliminations is mainly impacted by the €2.9m of VAT recovered in 2014 and the reduction of the revenues regarding internal provision of IT and human resources services (-€9.9m) resulting from the optimisation and efficiency measures taken in these areas in 2014 – renegotiation of outsourcing contracts within IT / communications systems and renegotiation of the healthcare plan within human resources – with impact already in 2015.

€ million
Reported Recurring
9M15 9M14 9M15 9M14
Total Revenues 538.1 530.9 1.3% 538.1 527.9 1.9%
Business units 565.0 552.2 2.3% 565.0 549.2 2.9%
Mail 411.1 400.8 2.6% 411.1 400.8 2.6%
Express & Parcels 96.0 94.0 2.2% 96.0 94.0 2.2%
Financial Services 57.9 57.5 0.8% 57.9 54.5 6.3%
Central Structure and Intragroup eliminations -26.9 -21.3 -26.6% -26.9 -21.3 -26.6%

Revenues

EVOLUTION OF OPERATING COSTS5

The evolution of the recurring operating costs in the nine months 2015 continued to result mostly from the implementation of the Transformation Programme. The reductions achieved resulted in consolidated recurring costs growth of only 1.7% (+€7.0m).

€ million
Reported Recurring
9M15 9M14 9M15 9M14
Operating costs (*) 440.7 429.3 2.6% 433.3 426.2 1.7%
External supplies and services 170.7 172.3 -0.9% 165.6 170.4 -2.8%
Staff costs 249.0 239.1 4.1% 247.7 238.0 4.1%
Other operating costs 20.9 18.0 16.6% 20.0 17.9 11.5%

Operating costs

(*) Excluding depreciation / amortisation, impairments and provisions.

The initiatives carried out for the optimisation and rationalisation of the operations and the distribution networks integration have led not only to cost reductions in operations but also to increased productivity levels and higher operational efficiency, as well as to greater synergies between the Mail and the Express & Parcels distribution networks. The impact of this initiative in the Express & Parcels business unit has been felt in the ES&S costs related to CTT Expresso subcontracted delivery services. Those costs fell by 12% (-€1.3m) year-on-year in the nine months 2015 despite the growth in volumes. At the end of the 3 rd quarter of 2015, CTT operated 254 postal delivery offices and 3,523 vehicles.

In relation to the optimisation of the Retail Network, the initiatives carried out arise as a follow-up of the work undertaken in 2014 aimed at adapting the offer and the quality of service levels, while complying with the Universal Service obligations and also supporting the strong growth of Financial Services, complemented in the near future by the Banco CTT offer. At the end of the 3 rd quarter of 2015, CTT had 2,327 postal outlets, of which 621 were post offices and 1,706 were partnership branches (postal agencies), the country's most capillary network.

The €4.8m (-2.8%) reduction of the recurring ES&S costs is the result of the opposite effects (i) of the reductions brought about by the rationalisation of the operations, the Retail Network and the costs with IT and communication systems outsourcing; (ii) of the cost increase associated with transport of valuables as a result of the growing number of post offices covered by such transport to strengthen security within the current legal framework; (iii) of the increase in costs of goods transportation in Spain; iv) of the growth in Banco CTT's recurring costs; and v) of the increased costs with foreign postal operators (outbound mail), mainly due the exchange rate appreciation of the SDR (Special Drawing Rights), currency used in the definition of the fees applied in the transactions performed among the postal operators, against the Euro.

As far as Staff costs are concerned, the €9.8m (+4.1%) increase in recurring costs is mainly due to the reinstatement of variable remuneration (in 2014 accounted for only in the 4th quarter and considered as non-recurring), to the salary increases of 2.0% in CTT, S.A. and 1.25% in its subsidiaries (with minimum and maximum thresholds), to the growth in the number of staff in CTT Expresso operations (to compensate for the reduction in subcontracting), and to the staff costs in Banco CTT (considered as recurring). On the other hand, there was a €3.2m favourable deviation in healthcare costs due to the new Regulation of the Social Works and the reduction of the management fee as a result of the contracting of a new service provider.

5 Excluding depreciation / amortisation, impairments, provisions and non-recurring costs.

The heading Other operating costs (recurring) presented a growth of €2.1m mainly due to the 6.3% appreciation of the SDR exchange rate in the nine months 2015 vs. the same period of 2014.This caused the growth of the unfavourable exchange differences of the Mail and the Express & Parcels segments.

STAFF

In the context of the necessary adjustment to the business and volumes evolution, as at 30 September 2015, the CTT headcount (permanent staff and employees on fixed-term contracts) consisted of 12,722 employees, which shows a stabilisation regarding the same period of 2014. However, there was a reduction of 152 permanent employees offset by an increase of 185 with fixed-term contract as a result of the network integration process. Worth mentioning is also the hiring of new staff for Banco CTT and the Retail Network, both within the scope of the Postal Bank project.

30.09.2015 30.09.2014 ∆ 2015/2014
Mail 10,242 10,304 -62 -0.6%
Mail & Business Solutions 7,519 7,599 -80 -1.1%
Retail Network 2,723 2,705 18 0.7%
Express & Parcels 1,147 1,177 -30 -2.5%
Financial Services 103 102 1 1.0%
Banco CTT 34 0 34 -
Other 1,196 1,106 90 8.1%
Total, of which: 12,722 12,689 33 0.3%
Permanent 11,401 11,553 -152 -1.3%
Fixed-term contracts 1,321 1,136 185 16.3%
Total in Portugal 12,237 12,140 97 0.8%

Headcount

The number of employees includes 7,386 mail operations and delivery staff (including 4,878 delivery postmen) and 2,723 employees in the Retail Network.

Over the nine months 2015, 112 employees were hired (71 in Portugal and 41 abroad), 18 who had been working for the joint-venture companies TI-POST and Postal Network returned to the company as well as 3 following a secondment in the public interest, while 259 left. Of these, 45 employees retired, 201 terminated their contracts or are on leave without pay and 13 passed away.

Employees with special conditions were reassessed, to assign them to more adequate jobs and to optimise mobility among the CTT subsidiaries and business units. To maximise the use of installed capacities and enhance jobs, the continuous insourcing of operating activities was further promoted.

Finally, in the framework of the human capital enhancement and development required for the growth of CTT, the above mentioned measures have been implemented to promote the recruitment of staff with new skills and resources, strengthening particularly the growing areas.

RECURRING EBITDA

The operating activity generated a €104.8m recurring EBITDA (earnings before interest, tax, depreciation and amortisation, impairments, provisions and non-recurring results), 3.0% (+€3.1m) above that of the same period of the previous year, with an EBITDA margin of 19.5% (+0.2 p.p. when compared to the nine

months 2014). It is important to mention that EBITDA is affected by €2.8m recurring costs with Banco CTT, which has not yet started operations.

These results correspond to the evolution described above: €10.1m growth in revenues combined with a lower increase of €7.0m in operating costs (excluding depreciation and amortisation, impairments, provisions and non-recurring costs), including Banco CTT's recurring costs.

The company's EBITDA performance resulted from EBITDA growth in the Mail business unit (+€4.1m; +6.0%) and in the Financial Services business unit (+€1.9m; +6.8%), which had a recurring EBITDA of €72.7m and €30.6m, respectively. The EBITDA margin grew due to the bigger weight of Financial Services, presenting a higher than 50% EBITDA margin in CTT revenues.

Recurring Revenues and EBITDA by Business Unit

RECURRING EBIT AND NET PROFIT

Recurring EBIT (earnings before interests, tax, and non-recurring results) posted a year-on-year positive change of €2.6m (+3.0%) to €87.5m and the EBIT margin was 16.3% (+0.2 p.p. above that of last year).

In the nine months 2015, consolidated financial results amounted to -€3.9m, which represents an improvement of €1.2m vs. those of the same period of 2014. Interest and other financial income decreased by 65.8% vis-à-vis the same period of last year, as it was affected by the sharp fall in the rates of return on time deposits.

Financial costs incurred reached €5.2m, which includes financial costs associated with employee benefits of €5.0m and interest associated with financial leasing operations and bank loans (€0.1m). There was a €3.6m reduction in financial costs with employee benefits resulting from the discount rate decrease from 4.0% to 2.5% and from the cost reduction related to post-employment benefits which benefited from the healthcare plan renegotiation at the beginning of the year 2015.

The gains in associated companies posted in the nine months 2015 of €0.03m refer to Multicert while in 2014 they were due to the disposal of the 51% stake in EAD and the respective equity (€0.3m).

CTT obtained a €50.6m consolidated reported net profit attributable to shareholders in the nine months 2015, which is 3.8% below that of the same period of the previous year and corresponds to a result of €0.34 per share and to a 9.4% net profit margin on the consolidated revenues (10.0% in the nine months 2014).

NON-RECURRING COSTS AND REVENUES

In the nine months 2015, CTT posted negative non-recurring results amounting to -€7.7m, of which €4.8m are related to the Banco CTT project and €1.9m to the ERE (Expediente de Regulación de Empleo) of Tourline in Spain (staff reduction). This comes mostly as the result of the costs related to strategic projects studies and consultancy, especially those related to the creation of Banco CTT, and the continued progress on structural issues, particularly the compensations for termination of the continuous working hours, other compensations resulting from the new Company Agreement 2015 and compensations paid for termination of employment contracts by mutual agreement. It also includes the remaining measures with regard to the restructuring of the Express & Parcels business unit in Spain, following the initiatives launched in the previous year.

€ million
9M15 9M14
Non-recurring costs 7.7 3.1
affecting EBITDA 7.4 0.1
. Other operating income - -3.0
. External supplies & services and other costs 6.1 1.9
. Staff costs 1.2 1.1
affecting only EBIT 0.4 3.0
. Provisions (reinforcements / reductions) -0.1 1.1
. Impairments (losses / reductions) 0.5 1.9

Non-recurring costs and revenues

SUMMARY OF CONSOLIDATED RESULTS

To summarise, the consolidated results of CTT – Correios de Portugal, S.A. are as follows:

Consolidated P&L

€ million
Reported Recurring
9M15 9M14 9M15 9M14
Revenues 538.1 530.9 1.3% 538.1 527.9 1.9%
Sales and services rendered 527.0 515.9 2.1% 527.0 515.9 2.1%
Other operating income 11.1 15.0 -26.1% 11.1 12.0 -7.7%
Operating costs 440.7 429.3 2.6% 433.3 426.2 1.7%
EBITDA 97.4 101.6 -4.1% 104.8 101.7 3.0%
Depreciation / amortisation, impairments and provisions 17.7 19.8 -10.6% 17.3 16.8 3.0%
EBIT 79.8 81.9 -2.6% 87.5 84.9 3.0%
Financial income, net -3.9 -5.4 26.6% -3.9 -5.4 26.6%
Gains / (losses) in associated companies 0.0 0.3 -90.7% 0.0 0.3 -90.7%
Earnings before taxes (EBT) 75.8 76.8 -1.2% 83.6 79.8 4.7%
Income tax for the year (*) 25.2 24.2 4.0% 23.8 24.3 -2.1%
Losses / (gains) attributable to non-controlling interests 0.0 -0.1 112.4% 0.0 -0.1 112.4%
Net profit attributable to equity holders 50.6 52.6 -3.8% 59.8 55.7 7.5%

(*) Recurring Net profit excludes non-recurring revenues and costs and considers a theoretical (nominal) tax rate.

INVESTMENT

Capex amounted to €15.5m, 206.2% above that of the same period of last year (+€10.4m); to be highlighted are the investments in the Banco CTT project (€8.9m), essentially in IT systems (mainly the Core Banking System and the bank's digital channels), part of the acquisition of the sorting machine for non-standard items (€0.7m), and the purchase of hand-held terminals for data reading and reporting by the Express & Parcels delivery postmen (€0.5m) in the scope of the network integration.

FREE CASH FLOW

The cash flow from operating activities (excluding the change in net financial services payables) increased from €68.9m to €72.1m in the nine months 2015 vis-à-vis the same period of 2014. Nevertheless, the adjusted operating free cash flow (excluding the change in net financial services payables) totalled €51.5m, 29.7% less than in 2014 due to the strong growth in investment and the cash outflow from investments made in December 2014.

The change in cash and cash equivalents amounted to -€34.5m, €186.1m below that of the same period of 2014, mainly due to the €158.4m decrease in the Financial Services receivables / payables heading (in 2014 the financial services activity growth vis-à-vis 2013 accounted for this increase), to the €10.2m increase in collections from customers resulting from the increased invoicing and reduction of accounts receivable, to the €18.6m reduction in payments to suppliers, to the €18.4m increase in payments to employees influenced by the 2014 variable remunerations (€9.0m) and the €18.3m growth of payments regarding investments in the nine months 2015, in particular the acquisitions of heavy goods vehicles occurred at the end of 2014 and the investments in the creation of Banco CTT.

To this result also contributed the €7.4m increase in taxes paid, the €1.9m reduction of interest income due to the reduction of interest rates, and the payment in 2015 of €9.8m more dividends than in 2014.

Reported Adjusted (*)
9M15 9M14 9M15 9M14
Cash flow from operating activities 52.2 207.4 -74.9% 72.1 68.9 4.6%
Cash flow from investing activities -20.6 4.4 << -20.6 4.4 <<
Operating free cash flow 31.6 211.8 -85.1% 51.5 73.3 -29.7%
Cash flow from financing activities -66.1 -59.5 11.1% -66.1 -59.5 11.1%
Change in consolidation perimeter - -0.7 - - -0.7 -
Change in cash and equivalents -34.5 151.6 -122.7% -14.5 13.1 -210.6%
Cash and equivalents at the end of the period 630.1 696.5 -9.5% 264.4 250.0 5.8%

Cash flow

CONSOLIDATED BALANCE SHEET

The highlights of the comparison between the Balance Sheet as at 30 September 2015 and that at the end of the 2014 financial year are:

Total assets decreased €32.3m (-2.7%) reflecting the decrease (i) in non-current assets from the decrease of deferred tax assets (-€3.2m) and tangible fixed assets (-€8.9m) as the depreciation was not offset by

investment in the period, and (ii) in current assets (-€27.4m) resulting from the reduction in cash and cash equivalents (-€34.5m; -5.2%) where the decrease of the financial services receivables / payables represented €19.9m.

Equity decreased €21.6m (-8.7%) as a result of the distribution of dividends for the 2014 financial year (€69.75m) that took place in May and has not yet been fully offset by the net profit for the period (€50.6m). The acquisition of own shares (200,177 shares) for a total amount of €1.9m also impacted the free cash flow.

Liabilities decreased €10.7m (-1.1%) mostly due to the €23.5m (-5.9%) decrease in Financial Services payables, reflecting the impact of the high purchase of Savings and Treasury Certificates during the month of December 2014, as well as to the increase in the Accruals heading included in Other current liabilities which represented a growth of €18.6m (+22.5%).

€ million
30.09.2015 31.12.2014
Non-current Assets 345.6 350.5 -1.4%
Current Assets 803.1 830.5 -3.3%
Assets 1,148.7 1,181.0 -2.7%
Equity 227.6 249.2 -8.7%
Total Liabilities 921.1 931.8 -1.1%
Non-current Liabilities 304.9 314.4 -3.0%
Current Liabilities 616.2 617.4 -0.2%
Total Equity and Liabilities 1,148.7 1,181.0 -2.7%

Consolidated Balance Sheet

As at 30 September 2015, the liabilities related to employee benefits amounted to €272.5m, 2.2% less than in December 2014. No actuarial studies are performed quarterly, hence the calculation is made on the basis of actuarial projections for 2015 and the actual payments made.

Worth mentioning is also the €6.7m reduction in liabilities related to suspension agreements resulting mainly from the payment of benefits in the nine months 2015 (€3.9m) and from the renegotiation of the conditions associated with employees in a situation of "Suspension of contracts, redeployment and release of employment" in the amount of €3.0m.

The heading Other benefits to Corporate Bodies includes the liability defined by an independent actuarial study regarding the long-term variable remuneration (to be paid in company shares to the executive members of the Board of Directors at the end of the 2014-2016 term of office) linked to the achievement of objectives for the Total Shareholder Return – TSR (comparison of the TSR performance of the company shares and the average weighted TSR of a peer group – PSI20 listed companies and other relevant peers of the sector).

€ million
30.09.2015 31.12.2014
Total responsibilities 272.5 278.7 -2.2%
Healthcare 240.9 241.2 -0.1%
Staff (suspension agreements) 11.1 17.8 -37.6%
Other benefits to Corporate Bodies 2.6 1.4 89.9%
Other long-term benefits 17.9 18.3 -2.5%

Liabilities related to long-term employee benefits

5. REGULATORY FRAMEWORK

CTT is currently carrying out the process to contract an independent external entity to perform the universal service quality of service measurement, as laid down in article 13(3) of the Postal Law no. 17/2012, of 26 April.

An offer of access to the Universal Postal Service network by other operators is under preparation within the pricing policy to be proposed for the year 2016.

6. CORPORATE GOVERNANCE

On 10 August 2015, the final registry of the merger by incorporation through the transfer of all the net assets of the companies POSTCONTACTO – Correio Publicitário, Lda. and MAILTEC PROCESSOS, Unipessoal, Lda. into CTT GEST – Gestão de Serviços e Equipamentos Postais, S.A. took place. Along with the final registry, the incorporated companies were extinguished and all their assets, rights and obligations transferred to the incorporating company.

As announced to the market on 8 October 2015, Banco CTT, S.A. was notified by the Bank of Portugal in respect of (i) the decision adopted by this entity to consider the authorisation filing for the setting-up of the Banco CTT, S.A. duly formalised and all conditions imposed by the Bank of Portugal in the authorisation granted on 27 November 2013 satisfied, and (ii) the completion of the special registration of the Banco CTT, S.A..

7. FINAL NOTE

This press release is based on CTT – Correios de Portugal, S.A. interim condensed consolidated financial statements for the 3rd quarter of 2015, which are attached hereto.

Lisbon, 04 November 2015

The Board of Directors

This information to the market and the general public is made under the terms and for the purposes of article 248 of the Portuguese Securities Code.

This information is also available on CTT's Investor Relations website at: http://www.ctt.pt/ctt-einvestidores/relacoes-com-investidores/comunicados.html?com.dotmarketing.htmlpage.language=1

CTT – Correios de Portugal, S.A.

Market Relations Representative of CTT André Gorjão Costa

Investor Relations of CTT Peter Tsvetkov

Contacts:

Email: [email protected] Fax: + 351 210 471 996 Phone: + 351 210 471 857

Disclaimer

This document has been prepared by CTT – Correios de Portugal, S.A. (the "Company" or "CTT") exclusively for communication of the financial results of the nine months 2015 and has a mere informative nature. This document does not constitute, nor must it be interpreted as, an offer to sell, issue, exchange or buy any financial instruments (namely any securities issued by CTT or by any of its subsidiaries or affiliates), nor any kind of solicitation, recommendation or advice to (di)invest by CTT, its subsidiaries or affiliates.

Distribution of this document in certain jurisdictions may be prohibited, and recipients into whose possession this document comes shall be solely responsible for informing themselves about, and observing any such restrictions. In particular, this press release and the information contained herein is not for publication, distribution or release in, or into, directly or indirectly, the United States of America (including its territories and possessions), Canada, Japan or Australia or to any other jurisdiction where such an announcement would be unlawful.

Hence, neither this press release nor any part of it, nor its distribution, constitute the basis of, or may be invoked in any context as, a contract, or compromise or decision of investment, in any jurisdiction. Thus being, the Company does not assume liability for this document if it is used with a purpose other than the above.

This document (i) may contain summarised information and be subject to amendments and supplements and (ii) the information contained herein has neither been independently verified, nor audited or reviewed by any of the Company's advisors or auditors. Thus being, given the nature and purpose of the information herein and, except as required by applicable law, CTT does not undertake any obligation to publicly update or revise any of the information contained in this document. This document does not contain all the information disclosed to the market about CTT, thus its recipients are invited and advised to consult the public information disclosed by CTT in www.ctt.pt and in www.cmvm.pt. In particular, the contents of this press release shall be read and understood in light of the financial information disclosed by CTT, through such means.

By reading this document, you agree to be bound by the foregoing restrictions.

Forward-looking statements

This press release contains forward-looking statements. All the statements herein which are not historical facts, including, but not limited to, statements expressing our current opinion or, as applicable, those of our directors regarding the financial performance, the business strategy, the management plans and objectives concerning future operations are forward-looking statements. Statements that include the words "expects", "intends", "plans", "believes", "anticipates", "will", "targets", "may", "would", "could", "continues" and similar statements of a future or forward-looking nature identify to forward-looking statements.

All forward-looking statements included herein involve known and unknown risks and uncertainties. Accordingly, there are or will be important factors that could cause our actual results, performance or achievements to differ materially from those indicated in these statements. Any forward-looking statements in this document reflect our current views with respect to future events and are subject to these and other risks, uncertainties and assumptions relating to the results of our operations, growth strategy and liquidity.

Although CTT believes that the assumptions beyond such forward-looking statements are reasonable when made, any third parties are cautioned that forward-looking information and statements are subject to various risks and uncertainties, many of which are difficult to predict and generally beyond the control of CTT, that could cause actual results and developments to differ materially from those expressed in, or implied or projected by, the forward-looking information and statements.

Forward-looking statements are not guarantees of future performance, nor have they been reviewed by the auditors of CTT. You are cautioned not to place undue reliance on the forward-looking statements herein.

All forward-looking statements included herein speak only as at the date of this press release. Except as required by applicable law, CTT does not undertake any obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

9 months report 2015

Interim condensed consolidated financial statements

INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

CTT-CORREIOS DE PORTUGAL, S.A.

CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL POSITION AT 30 SEPTEMBER 2015 AND 31 DECEMBER 2014

Euros

Unaudited
NOTES 30.09.2015 31.12.2014
ASSETS
Non-current assets
Tangible fixed assets 4 203,504,129 212,466,058
Investment properties 6 22,549,839 23,329,763
Intangible assets 5 21,398,533 13,426,007
Goodwill 8 7,705,457 7,705,457
Investments in associated companies 255,695 227,418
Other investments 1,106,812 1,106,812
Other non-current assets 866,980 790,601
Deferred tax assets 19 88,219,860 91,428,940
Total non-current assets 345,607,305 350,481,056
Current assets
Inventories 5,819,260 5,785,277
Accounts receivable 131,035,960 131,682,269
Deferrals 9 9,582,218 5,692,895
Other current assets 26,580,327 22,785,382
Cash and cash equivalents 630,109,331 664,569,744
Total current assets 803,127,096 830,515,567
Total assets 1,148,734,401 1,180,996,623
EQUITY AND LIABILITIES
Equity
Share capital 11 75,000,000 75,000,000
Own shares 12 (1,873,125) -
Reserves 12 33,011,265 31,773,967
Retained earnings 12 91,764,053 84,374,563
Other changes in equity 12 (21,068,705) (18,786,310)
Net profit attributable to equity holders of parent company 50,634,957 77,171,128
Non-controlling interests 177,847 (323,703)
Total equity 227,646,292 249,209,645
Liabilities
Non-current liabilities
Medium and long term debt 1,303,127 1,913,118
Employee benefits 15 248,997,127 255,541,102
Provisions 16 42,222,739 45,671,517
Deferrals
Deferred tax liabilities
9 7,802,469
4,605,159
6,426,807
4,841,684
19
Total non-current liabilities 304,930,621 314,394,228
Current liabilities
Accounts payable 17 464,639,471 499,536,907
Employee benefits 15 20,839,372 21,750,445
Income taxes payable 7,575,118 6,173,214
Short term debt 8,570,171 1,846,070
Deferrals 9 13,397,963 5,502,183
Other current liabilities 101,135,394 82,583,931
Total current liabilities 616,157,488 617,392,750
Total liabilities 921,088,109 931,786,978
Total equity and liabilities 1,148,734,401 1,180,996,623

CTT-CORREIOS DE PORTUGAL, S.A.

CONDENSED CONSOLIDATED INCOME STATEMENT FOR THE NINE MONTHS AND THREE MONTHS ENDED 30 SEPTEMBER 2015 AND 30 SEPTEMBER 2014

Euros

Nine months ended Three months ended
Unaudited Unaudited Unaudited Unaudited
NOTES 30.09.2015 30.09.2014 30.09.2015 30.09.2014
Revenues 538,074,853 530,942,458 171,020,435 174,439,155
Sales and services rendered 3 526,960,579 515,901,806 166,759,673 170,921,996
Other operating income 11,114,274 15,040,652 4,260,762 3,517,159
Operating costs (458,324,762) (449,083,990) (151,133,910) (147,516,312)
Cost of sales (11,815,222) (11,297,900) (4,248,101) (3,807,905)
External supplies and services (170,722,701) (172,256,768) (59,435,040) (57,866,611)
Staff costs 1
8
(248,990,583) (239,117,468) (78,646,055) (77,538,857)
Impairment of inventories and accounts receivable, net 1
0
(995,128) (2,029,852) (992,583) (505,106)
Provisions, net 1
6
8,213 (1,668,679) (96,948) (118,098)
Depreciation/amortisation and impairment of investments, net 4, 5, 6 (16,685,767) (16,060,818) (6,043,569) (5,326,751)
Other operating costs (9,123,574) (6,652,506) (1,671,614) (2,352,985)
Earnings before financial income and taxes 79,750,091 81,858,468 19,886,525 26,922,843
Financial results (3,913,664) (5,067,432) (1,371,098) (1,900,132)
Interest expenses (5,150,983) (8,909,462) (1,689,487) (2,927,789)
Interest income 1,209,042 3,538,937 318,389 1,027,657
Gains/losses in associated companies 28,277 303,093 - -
Earnings before taxes 75,836,427 76,791,036 18,515,427 25,022,711
Income tax for the period 1
9
(25,193,593) (24,229,675) (7,050,861) (8,498,991)
Net profit for the period 50,642,834 52,561,361 11,464,566 16,523,720
Net profit for the period attributable to:
Equity holders of parent company 50,634,957 52,633,572 11,469,551 16,570,445
Non-controlling interests 7,877 (72,211) (4,985) (46,725)
Earnings per share of the parent company 1
4
0.34 0.35 0.08 0.11

The attached notes are an integral part of these financial statements.

CTT-CORREIOS DE PORTUGAL, S.A.

CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME FOR THE NINE MONTHS AND THREE MONTHS ENDED 30 SEPTEMBER 2015 AND 30 SEPTEMBER 2014 Euros

Nine months ended Three months ended
Unaudited Unaudited Unaudited Unaudited
NOTES 30.09.2015 30.09.2014 30.09.2015 30.09.2014
Net profit for the period 50,642,834 52,561,361 11,464,566 16,523,720
Adjustments from application of the equity method (non re-classifiable adjustment to profit and loss) 335,015 - - 1,663
Employee benefits (non re-classifiable adjustment to profit and loss) 1
5
(3,176,170) (593,008) 378,738 25,002
Deferred tax/Employee benefits (non re-classifiable adjustment to profit and loss) 1
9
893,774 176,123 (106,577) (7,426)
Other changes in equity 127,020 (1,603,077) 278,472 (2,495)
Other comprehensive income for the period after taxes (1,820,361) (2,019,962) 550,633 16,744
Comprehensive income for the period 48,822,473 50,541,399 12,015,199 16,540,463
Attributable to non-controlling interests
Attributable to shareholders of CTT
501,550
48,320,923
(1,672,794)
52,214,193
133,869
11,881,330
(46,726)
16,587,189

CTT-CORREIOS DE PORTUGAL, S.A.

CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN EQUITY AS AT 30 SEPTEMBER 2015 AND 31 DECEMBER 2014

Euros

NOTES Share capital Own Shares Reserves Other changes in
equity
Retained
earnings
Net profit for the
year
Non-controlling
interests
Total
Balance on 1 January 2014 75,000,000 - 30,397,559 24,548,756 83,367,465 61,016,067 1,604,372 275,934,219
Appropriation of net profit for the year of 2013 13 - - - - - - - -
Share capital reduction - - - - 61,016,067 - - -
Share plan - - - - (60,000,000) - (198,423) (60,198,423)
Dividends - - 1,376,408 - - (61,016,067) - 1,376,408
- - 1,376,408 - 1,016,067 (61,016,067) (198,423) (58,822,015)
Actuarial gains/losses - Health Care, net from deferred taxes 12 - - - - (8,968) - (6,482) (15,450)
Other movements - - - - - - (1,395,678) (1,395,678)
Participation sale - - - (43,335,066) - - - (43,335,066)
Adjustments from the application of the equity method 12 - - - - - - - -
Net profit for the period - - - - - 77,171,128 (327,492) 76,843,636
Comprehensive income for the period 75,000,000 - - (43,335,066) (8,968) 77,171,128 (1,729,652) 32,097,442
Balance on 31 December 2014 - - 31,773,967 (18,786,310) 84,374,563 77,171,128 (323,703) 249,209,645
Balance on 1 January 2015 75,000,000 - 31,773,967 (18,786,310) 84,374,563 77,171,128 (323,703) 249,209,645
Appropriation of net profit for the year of 2014
Acquisition of own shares
Share capital reduction
Share plan
Dividends
13
12
12
-
-
-
-
-
-
-
-
(1,873,125)
-
-
-
-
-
1,237,298
-
-
-
-
-
-
77,171,128
(69,750,000)
-
-
-
-
-
-
(77,171,128)
-
-
-
-
-
-
-
(69,750,000)
(1,873,125)
1,237,298
- (1,873,125) 1,237,298 - 7,421,128 (77,171,128) - (70,385,827)
Other movements - - - - (31,638) - 158,658 127,020
Participation sale - - - - - - - -
Actuarial gains/losses - Health Care, net from deferred taxes 12 - - - - - - - -
Adjustments from the application of the equity method - - - (2,282,396) - - - (2,282,396)
Other changes - employee benefits - - - - - - 335,015 335,015
Comprehensive income for the period - - - - - 50,634,957 7,877 50,642,834
Net profit for the period - - - (2,282,396) (31,638) 50,634,957 501,550 48,822,473
Balance on 30 September 2015 (Unaudited) 75,000,000 (1,873,125) 33,011,265 (21,068,705) 91,764,053 50,634,957 177,847 227,646,292

CTT-CORREIOS DE PORTUGAL, S.A.

CONDENSED CONSOLIDATED CASH FLOW STATEMENT FOR THE NINE MONTHS ENDED 30 SEPTEMBER 2015 AND 30 SEPTEMBER 2014

Euro

Unaudited Unaudited
NOTES 30.09.2015 30.09.2014
Operating activities
Collections from customers 509,748,817 499,504,748
Payments to suppliers (168,185,360) (186,766,494)
Payments to employees (240,448,930) (222,057,752)
Cash flow generated by operations 101,114,527 90,680,502
Payments/receivables of income taxes (21,767,203) (14,389,554)
Other receivables/payments (27,189,703) 131,146,395
Cash flow from operating activities (1) 52,157,621 207,437,343
Investing activities
Receivables resulting from:
Tangible fixed assets 458,750 904,275
Financial investments 24,870 4,032,535
Interest income 1,887,440 3,832,042
Dividends - 198,423
Payments resulting from:
Tangible fixed assets (15,062,993) (4,529,983)
Intangible assets (7,867,825) (72,859)
Cash flow from investing activities (2) (20,559,758) 4,364,433
Financing activities
Receivables resulting from:
Loans obtained 6,845,609 4,687,967
Payments resulting from:
Loans repaid (55,559) (2,632,829)
Interest expenses (488,501) (789,009)
Finance leases (736,701) (739,344)
Acquisition of own shares 1
2
(1,873,125) -
Dividends 1
3
(69,750,000) (60,000,000)
Cash flow from financing activities (3) (66,058,277) (59,473,215)
Net change in cash and cash equivalents (1+2+3) (34,460,414) 152,328,561
Changes in the consolidation perimeter - (696,922)
Cash and equivalents at the beginning of the period 664,569,744 544,875,803
Cash and cash equivalents at the end of the period 630,109,331 696,507,442

CTT – CORREIOS DE PORTUGAL, S.A.

Notes to the interim condensed consolidated financial statements (Amounts expressed in Euros)

TABLE OF CONTENTS

1.
1.1-
1.2-
INTRODUCTION
CTT – Correios de Portugal, S.A. (parent company)
Business
28
28
29
2.
2.1-
SIGNIFICANT ACCOUNTING POLICIES
Basis of presentation
30
31
3. SEGMENT REPORTING 31
4. TANGIBLE FIXED ASSETS 35
5. INTANGIBLE ASSETS 38
6. INVESTMENT PROPERTIES 40
7. COMPANIES INCLUDED IN THE CONSOLIDATION 42
8. GOODWILL 45
9. DEFERRALS 46
10. ACCUMULATED IMPAIRMENT LOSSES 47
11. EQUITY 48
12. OWN SHARES, RESERVES, OTHER CHANGES IN EQUITY AND RETAINED EARNINGS 52
13. DIVIDENDS 54
14. EARNINGS PER SHARE 54
15. EMPLOYEE BENEFITS 55
16. PROVISIONS, GUARANTEES PROVIDED, CONTINGENT LIABILITIES AND COMMITMENTS 61
17. ACCOUNTS PAYABLE 64
18. STAFF COSTS 65
19. INCOME TAX FOR THE PERIOD 67
20. RELATED PARTIES 70
21. SUBSEQUENT EVENTS 71

1. INTRODUCTION

1.1- CTT – Correios de Portugal, S.A. (parent company)

CTT – Correios de Portugal, S. A. – Public Company ("CTT", "Parent Company" or "Company"), with head office at Avenida D. João II, no 13, 1999-001 in Lisbon, had its origin in the "Administração Geral dos Correios Telégrafos e Telefones" government department and its legal form is the result of successive reorganisations carried out by the Portuguese state business sector in the communications area.

Decree-Law no. 49.368 of 10 November 1969 founded the state-owned company CTT - Correios e Telecomunicações de Portugal, E. P., which started operating on 1 January 1970. By Decree-Law no. 87/92, of 14 May, CTT – Correios e Telecomunicações de Portugal, E. P., was transformed into a legal entity governed by private law, with the status of a state-owned public limited company. Finally, with the foundation of the former Telecom Portugal, S.A. by spin-off from Correios e Telecomunicações de Portugal, S.A. under Decree-Law 277/92 of 15 December, the Company's name was changed to the current CTT – Correios de Portugal, S.A..

On 31 January 2013 the Portuguese State through the Order 2468/12 – SETF, of 28 December, determined the transfer of the investment owned by the Portuguese State in CTT to Parpública - Participações Públicas, SGPS, S.A..

At the General Meeting held on 30 October 2013, the registered capital of CTT was reduced to 75,000,000 Euro, being from that date onward represented by 150,000,000 shares, as a result of a stock split which was accomplished through the reduction of the nominal value from 4.99 Euros to 0.50 Euros.

During 2013, CTT's capital was opened to the private sector. Thus, and supported by Decree-Law No. 129/2013 of 6 September and the Resolution of the Council of Ministers ("RCM") No. 62-A/2013, of October 10, the RCM No. 62-B/2013 of October 10 and RCM No. 72-B/2013, of November 14, the first phase of privatisation of the capital of CTT took place on 5 December 2013. From this date, 63.64% of the shares of CTT (95.5 million shares) were owned by the private sector, of which 14% (21 million shares) were sold in a Public Offering and 49.64% (74.5 million shares) in an Institutional Direct Sale. On 31 December 2013 the Portuguese State, through Parpública - Participações Públicas, SGPS, S.A. held 36.36% of the shares of CTT, 30.00% by detention and 6.36% by allocation.

On 5 September 2014, the second phase of the privatisation of CTT took place. The shares held by Parpública - Participações Públicas, SGPS, S.A., which on that date represented 31.503% of CTT's capital, were subject to a private offering of Shares ("Equity Offering") via an accelerated book building process. The Equity Offering was addressed exclusively to institutional investors.

The shares of CTT are listed on Euronext Lisbon.

The interim condensed consolidated financial statements attached herewith are expressed in Euros, as this is the functional currency of the Group.

These interim condensed consolidated financial statements were approved by the Board of Directors on 4 November, 2015.

1.2- Business

CTT and its subsidiaries ("CTT Group" or "Group"): CTT - Expresso – Serviços Postais e Logística, S.A., Payshop (Portugal), S.A., CTT Contacto, S.A., Mailtec Comunicação, S.A., Mailtec Consultoria, S.A., Corre – Correio Expresso de Moçambique, S.A., Banco CTT, S.A. and Tourline Express Mensajería, SLU and its subsidiaries, establish, manage and operate the Universal Postal Service infrastructure and render financial services. With the establishment of the Banco CTT, S.A. the Group's business also includes the transfer of funds through current accounts and a set of other financial activities. In addition, CTT provides services that are complementary, such as the marketing of goods or provision of services on its own account or on behalf of third parties, provided that they are related with the normal operations of the public postal network, namely the provision of information services, electronic communication networks and services, including related goods and services.

The postal service is provided by CTT under the Concession contract of the Universal Postal Service signed on 1 September 2000 between the Portuguese State and CTT. In addition to the concessioned services, CTT can provide other postal services as well as develop other activities, particularly those which enable the use of the universal service network in a profitable manner, either directly or through incorporation or interests in companies or other forms of cooperation between companies. Within these activities it should be highlighted the provision of services of public interest or general interest subject to conditions to be agreed with the State.

Following the amendments introduced by Directive 2008/6/EC of 20 February 2008 of the European Parliament and of the Council to the regulatory framework that governs the provision of postal services, in 2012 the transposition of that Directive into the national legal order took place through the adoption of Law no. 17/2012, of 26 April ( "new Postal Law" ), with the changes introduced in 2013 by Decree-Law no. 160/2013, of 19 November and by Law no. 16/2014, of 4 April, revoking the Law no. 102/99, of 26 July.

The new Postal Law establishes the legal regime for the provision of postal services in full competition in the national territory, as well as international services originating or terminating in the country.

Thus, since the new Postal Law has become effective, the postal market in Portugal has been fully open to competition, eliminating areas within the universal service that were still reserved to the provider of the universal postal service, CTT – Correios de Portugal, S.A.. However, for reasons of general interest, the following activities and services remained reserved: placement of mailboxes on public roads for the acceptance of mail, issuance and sale of postage stamps with the word "Portugal" and registered mail used in legal or administrative proceedings.

According to the new Postal Law the universal postal service includes the following services, of national and international scope:

  • A postal service for letter mail (excluding direct mail), books, catalogues, newspapers and other periodicals up to 2 kg;
  • A postal service for postal parcels up to 10 kg, as well as delivery in the country of parcels received from other Member States of the European Union weighing up to 20kg;
  • A delivery service for registered items and a service for insured items.

As a result of the new Postal Law, the Portuguese Government has revised the basis of the concession, through the publication of Decree-Law No. 160/2013, of 19 November, after which the Fourth Amendment to the concession contract of the Universal Postal Service came into effect on 31 December 2013.

Thus, the concession contract signed between the Portuguese State and CTT on 1 September 2000, subsequently amended on 1 October 2001, 9 September 2003, 26 July 2006 and 31 December 2013, covers:

  • The universal postal service as defined above;
  • The reserved services: (i) the right to place mailboxes on public roads for the acceptance of mail, (ii) the issuance and sale of postage stamps with the word "Portugal" and (iii) the service of registered mail used in legal or administrative proceedings;

• The provision of special payment orders which allows the transfer of funds electronically and physically, at national and international level, called postal money order service on an exclusive basis; and

• Electronic Mailbox Service, on a non-exclusive basis.

As the Universal Postal Service incumbent operator, CTT remains the provider of universal postal services until 2020, ensuring the exclusivity of the reserved activities and services mentioned above.

Once the concession ends, in the event that a renewal is not granted to CTT, CTT may provide, together with any other operators, all the postal services, in a system of free competition, in accordance with a strategic and commercial policy, excluding any services granted by concession on an exclusive basis.

In summary, considering the legal and regulatory framework in force, CTT considers that there are no grounds for the introduction of any relevant change to the accounting policies of the Group.

2. SIGNIFICANT ACCOUNTING POLICIES

The accounting policies adopted, including financial risk management policies, are consistent with those followed in the preparation of the consolidated financial statements for the year ended on 31 December 2014.

2.1- Basis of presentation

The interim condensed consolidated financial statements have been prepared using accounting policies consistent with International Financial Reporting Standards ("IAS / IFRS") as adopted by the European Union as at 1 January 2015, and in accordance with IAS 34 - Interim Financial Reporting.

3. SEGMENT REPORTING

In accordance with IFRS 8, the Group discloses segment financial reporting.

The Board of Directors regularly reviews segmental reports, using them to assess and communicate each segment performance, as well as to decide the better allocation of resources.

On February 2015, as part of the process to incorporate the postal bank, the company CTT Serviços S.A. was created, having, in August 2015, been performed the commercial registration as Banco CTT, S.A., which is part of the Financial Services segment.

The business of CTT is organised in the following segments:

  • Mail CTT, S.A. (financial services not included), retail network, business solutions and corporate support areas, including CTT Contacto (resulting from the merger of Post Contacto and Mailtec Processos into CTT Gest), Mailtec Comunicação and Mailtec Consultoria;
  • Express & Parcels –includes CTT Expresso, Tourline and CORRE;
  • Financial Services PayShop, CTT, S.A. financial services and Banco CTT, S.A..

The segments cover the three CTT business areas, as follows:

  • Postal and Business Solutions Market, covered by the Mail segment;
  • Express and Parcels Market, covered by the Express & Parcels segment; and
  • Financial Market, covered by the Financial Services segment (including Banco CTT).

Besides the abovementioned segments, there are two sales channels, which are common to all businesses and products, the Retail Network and Large Customers. In this analysis, the Retail Network, which is connected to the obligations of the universal postal service concession, is incorporated in the Mail segment and integrates internal revenues related to the provision of services to other segments, as well as the sale in its network of third party products and services.

The amounts reported in each business segment result from the aggregation of the subsidiaries and business units defined in each segment perimeter and the elimination of transactions between companies of the same segment.

The statement of financial position of each subsidiary and business unit are determined based on the amounts booked directly in the companies that compose the segment, including the elimination of balances between companies of the same segment, and excluding the allocation to the segments of the adjustments between segments.

The income statement for each business segment are based on the amounts booked directly in the companies' financial statements and related business units, adjusted by the elimination of transactions between companies of the same segment.

However, as CTT, S.A. has assets in more than one segment it was necessary to split their income and costs by the various operating segments. The "Internal Services Rendered" line refer to services provided across the different CTT, S.A. business areas, and the income is calculated according to standard activities valued through internally set transfer prices.

Initially, CTT, S.A.'s operating costs are affected to the different segments by charging the internal transactions of services mentioned above. After this initial allocation, costs relating to corporate and support areas (CTT Central Structure), previously unallocated, are allocated among the Mail and Financial Services segments according to the average number of CTT, S.A. employees affected to each of these segments.

With the allocation of all costs, earnings before depreciation, provisions, impairments, financial results and taxes by segment in the periods ended on 30 September 2015 and 2014 are analysed as follows:

30.09.2015
Euros Mail Express & Parcels Financial
Services
Central
CTT Structure
Intragroup
eliminations
Others non
allocated
Total
Revenues 411,067,713 96,030,137 57,887,784 79,664,554 (106,575,334) - 538,074,853
Sales and services rendered 380,953,541 93,247,401 56,304,172 - (3,544,535) - 526,960,579
Sales 15,671,214 649,956 - - - - 16,321,170
Services rendered 365,282,327 92,597,445 56,304,172 - (3,544,535) - 510,639,409
Revenues external customers 17,225,769 2,782,736 1,523,203 11,225,912 (21,643,345) - 11,114,274
Internal services rendered 12,888,403 - 60,409 41,591,539 (54,540,351) - -
Allocation to CTT central structure - - - 26,847,103 (26,847,103) - -
Operating costs 337,691,659 97,797,949 32,073,253 79,664,554 (106,575,334) - 440,652,080
External supplies and services 76,454,815 73,550,583 14,524,462 31,364,928 (25,172,087) - 170,722,701
Staff costs 179,924,411 21,373,776 3,648,023 44,044,374 - - 248,990,583
Other costs 14,345,275 2,873,589 334,765 3,400,959 (15,793) - 20,938,796
Internal services rendered 40,330,267 - 13,355,791 854,293 (54,540,351) - -
Allocation to CTT central structure 26,636,891 - 210,212 - (26,847,103) - -
EBITDA(1) 73,376,054 (1,767,812) 25,814,531 - - - 97,422,773
Depreciation/amortisation and impairment of
investments, net
Impairment of inventories and accounts
(10,622,671) (2,399,908) (502,724) (2,971,340) - (189,123) (16,685,767)
receivable, net (995,128)
Impairment of non-depreciable assets -
Provisions, net 8,213
Interest expenses (5,150,983)
Interest income 1,209,042
Gains/losses in associated companies 28,277
Earnings before taxes 75,836,427
Income tax for the year (25,193,593)
Net profit for the year 50,642,834
Non-controlling interests 7,877
Equity holders of parent company 50,634,957

(1) Operating results + depreciation/amortisation + provisions and impairment losses, net.

30.09.2014
Euros Mail Express & Parcels Financial
Services
Central
CTT Structure
Intragroup
eliminations
Others non
allocated
Total
Revenues 400,794,101 93,957,174 57,450,992 84,415,179 (105,674,988) - 530,942,458
Sales and services rendered 374,540,370 92,495,029 52,398,541 - (3,532,134) - 515,901,806
Sales 14,403,541 754,123 - - (4,307) - 15,153,357
Services rendered 360,136,829 91,740,906 52,398,541 - (3,527,827) - 500,748,449
Revenues external customers 13,356,736 1,462,145 4,993,940 14,979,839 (19,752,007) - 15,040,652
Internal services rendered 12,896,994 - 58,512 51,392,014 (64,347,519) - -
Allocation to CTT central structure - - - 18,043,327 (18,043,327) - -
Operating costs 335,239,023 89,578,415 25,767,014 84,415,179 (105,674,988) - 429,324,642
External supplies and services 76,119,948 70,671,245 8,445,563 40,290,912 (23,270,899) - 172,256,768
Staff costs 177,730,412 17,628,152 3,512,338 40,246,567 - - 239,117,468
Other costs 13,276,281 1,279,018 297,086 3,111,264 (13,242) - 17,950,406
Internal services rendered 50,204,012 - 13,377,070 766,438 (64,347,519) - -
Allocation to CTT central structure 17,908,370 - 134,957 - (18,043,327) - -
EBITDA(1) 65,555,078 4,378,760 31,683,979 - - - 101,617,816
Depreciation/amortisation and impairment of
investments, net
Impairment of inventories and accounts
(11,317,338) (1,721,048) (437,865) (2,073,938) - (510,628) (16,060,818)
receivable, net (2,029,852)
Impairment of non-depreciable assets -
Provisions, net (1,668,679)
Interest expenses (8,909,462)
Interest income 3,538,937
Gains/losses in associated companies 303,093
Earnings before taxes 76,791,036
Income tax for the year (24,229,675)
Net profit for the year 52,561,361
Non-controlling interests (72,211)
Equity holders of parent company 52,633,572

(1) Operating results + depreciation/amortisation + provisions and impairment losses, net.

The revenues are detailed as follows:

Thousand Euros 30.09.2015 30.09.2014
Mail 411,068 400,794
Transactional mail 312,582 305,650
Editorial mail 11,704 11,064
Parcels (USO) 4,893 5,098
Advertising mail 22,500 22,302
Retail 12,775 12,218
Philately 6,025 5,256
Business Solutions 8,831 9,149
Other 31,758 30,057
Express & Parcels 96,030
-
93,957
-
Financial Services 57,888 57,451
CTT Central Structure 79,665
-
84,415
-
Intragroup eliminations (106,575) (105,675)
538,075 530,942

The assets by segment are detailed as follows:

30.09.2015
Assets (Euros) Express & Financial CTT Central Non allocated
Mail Parcels Services Structure assets Total
Intagible assets 2,813,007 2,971,601 8,567,859 5,351,830 1,694,236 21,398,533
Tangible fixed assets 173,286,775 12,962,628 641,617 14,636,402 1,976,708 203,504,129
Investment properties 22,549,839 22,549,839
Goodwill 7,299,356 406,101 7,705,457
Deferred tax assets 88,219,860 88,219,860
Accounts receivable 131,035,960 131,035,960
Other assets 44,211,292 44,211,292
Cash and cash equivalents 630,109,331 630,109,331
183,399,137 15,934,230 9,615,576 19,988,232 919,797,225 1,148,734,401
31.12.2014
Assets (Euros) Mail Express &
Parcels
Financial
Services
CTT Central
Structure
Non allocated
assets
Total
Intagible assets 2,110,500 3,213,796 126,432 3,264,482 4,710,797 13,426,007
Tangible fixed assets 181,233,066 12,775,184 830,551 15,988,164 1,639,093 212,466,058
Investment properties 23,329,763 23,329,763
Goodwill 7,299,356 406,101 7,705,457
Deferred tax assets 91,428,940 91,428,940
Accounts receivable 131,682,269 131,682,269
Other assets 36,388,385 36,388,385
Cash and cash equivalents 664,569,744 664,569,744
190,642,921 15,988,979 1,363,085 19,252,646 953,748,991 1,180,996,623

Debt by segment is detailed as follows:

30.09.2015
Other information (Euros) Mail Express & Financial CTT Central Total
Parcels Services Struture
Medium and long-term debt 842,615 460,512 - - 1,303,127
Bank loans - 117,296 - - 117,296
Financial leases 842,615 343,216 - - 1,185,831
Short-term debt 460,564 8,109,607 - - 8,570,171
Bank loans - 7,598,394 - - 7,598,394
Financial leases 460,564 511,213 - - 971,777
1,303,179 8,570,119 - - 9,873,298
31.12.2014
Other information (Euros) Mail Express &
Parcels
Financial
Services
CTT Central
Struture
Total
Medium and long-term debt 1,187,975 725,143 - - 1,913,118
Bank loans - - - - -
Financial leases 1,187,975 725,143 - - 1,913,118
Short-term debt 460,098 1,385,972 - - 1,846,070
Bank loans - 890,586 - - 890,586
Financial leases 460,098 495,386 - - 955,484
1,648,073 2,111,115 - - 3,759,188

The Group CTT is domiciled in Portugal. The result of its sales and services rendered by geographical area is disclosed below:

Thousand Euros 30.09.2015 30.09.2014
Revenue - Portugal 468,781 460,573
Revenue - other countries 58,179 55,329
526,961 515,902

The financial statements are subject to seasonality, however this does not affect comparability between identical periods in a given year. There are atypical / non-recurring factors that may affect comparability between equal periods of the several years such as the number of working days of the period (mobile holidays or weekend holidays), special events (elections, promotional campaigns for clients) which may impact the revenue to increase / decrease from one period to another.

4. TANGIBLE FIXED ASSETS

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movements occurred in "Tangible fixed assets", as well as the respective accumulated depreciation, were as follows:

30.09.2015
Land and
natural
resources
Buildings and
other
constructions
Basic equipment Transport
equipment
Office
equipment
Other tangible
fixed assets
Tangible fixed
assets in progress
Advance
payments to
suppliers
Total
Tangible fixed assets
Opening balance 36,831,709 330,651,512 143,631,822 2,620,085 53,946,268 22,491,331 1,737,799 431,404 592,341,930
Acquisitions - 175,488 1,234,983 1,981 480,081 409,200 1,552,515 1,220,302 5,074,550
Disposals (2,881) (206,610) (2,063,623) - (9,789) - - - (2,282,902)
Transfers and write-offs - 1,511,901 (4,898,054) 948,706 (941,253) (340,618) (1,511,901) (431,113) (5,662,332)
Adjustments - - - 4,016 (13,601) (6,107) - - (15,692)
Closing balance 36,828,828 332,132,291 137,905,128 3,574,788 53,461,707 22,553,806 1,778,413 1,220,593 589,455,555
Accumulated depreciation
Opening balance 3,888,710 181,856,867 124,532,096 2,539,928 48,417,343 18,220,445 - - 379,455,389
Depreciation for the period - 6,683,876 4,550,364 45,412 1,659,182 879,857 - - 13,818,692
Disposals (388) (116,904) (2,059,370) - (9,789) - - - (2,186,451)
Transfers and write-offs - - (4,993,071) 838,695 (922,519) (335,742) - - (5,412,636)
Adjustments - (167) (44,418) 1,096 (18,384) 10,608 - - (51,265)
Closing balance 3,888,322 188,423,672 121,985,602 3,425,132 49,125,834 18,775,168 - - 385,623,728
Accumulated impairment
Opening balance - - - - - 420,483 - - 420,483
Other variations - - - - - (92,786) - - (92,786)
Closing balance - - - - - 327,697 - - 327,697
Net tangible fixed assets 32,940,507 143,708,619 15,919,527 149,657 4,335,873 3,450,941 1,778,413 1,220,593 203,504,129
31.12.2014
Land and
natural
resources
Buildings and
other
constructions
Basic equipment Transport
equipment
Office
equipment
Other tangible
fixed assets
Tangible fixed
assets in progress
Advance
payments to
suppliers
Total
Tangible fixed assets
Opening balance 38,540,555 337,440,722 148,660,979 3,607,333 81,746,922 24,362,622 174,283 754,041 635,287,457
Acquisitions - 274,607 6,126,576 7,200 2,630,276 728,593 3,062,319 389,863 13,219,435
Disposals - - (7,720) (166) (39,509) (974) - - (48,369)
Transfers and write-offs - 1,480,911 (8,951,356) (482,988) (29,388,060) (2,525,697) (1,498,803) (712,500) (42,078,492)
Adjustments - 2,920 681,532 (280,939) (386,820) (16,693) - - -
Other variations (725,969) (5,467,977) 2,957 - 1,103 (56,521) - - (6,246,407)
Changes in the consolidation perimeter (982,877) (3,079,671) (2,881,147) (230,355) (617,644) - - - (7,791,694)
Closing balance 36,831,709 330,651,512 143,631,822 2,620,085 53,946,268 22,491,331 1,737,799 431,404 592,341,930
Accumulated depreciation
Opening balance 3,899,830 176,151,489 131,057,686 3,387,271 76,683,934 18,742,818 - - 409,923,028
Depreciation for the period - 9,055,496 4,996,397 65,703 2,559,852 1,138,257 - - 17,815,704
Disposals - - (7,720) (3,978) (39,311) (974) - - (51,983)
Transfers and write-offs - - (9,783,218) (479,176) (30,119,633) (1,658,689) - - (42,040,715)
Adjustments - 608 292,116 (207,224) (84,400) (1,281) - - (181)
Other variations (11,120) (2,738,980) 18,645 (3,225) 12,100 313 - - (2,722,266)
Changes in the consolidation perimeter - (611,746) (2,041,810) (219,443) (595,199) - - - (3,468,198)
Closing balance 3,888,710 181,856,867 124,532,096 2,539,928 48,417,343 18,220,445 - - 379,455,389
Accumulated impairment
Opening balance - - - - - - - - -
Impairments for the period - - - - - 2,530 - - 2,530
Other variations - - - - - 417,953 - - 417,953
Closing balance
Net tangible fixed assets
-
32,942,999
-
148,794,645
-
19,099,726
-
80,157
-
5,528,924
420,483
3,850,403
-
1,737,799
-
431,404
420,483
212,466,058

As at 30 September 2015 and 31 December 2014, "Land and natural resources" and "Buildings and other constructions" include 4,812,964 Euros and 4,982,117 Euros, respectively, related to land and property in co-ownership with PT Comunicações, S.A..

In the year ended on 31 December 2014, the caption "Changes in the consolidation perimeter" relate to the balances of the company EAD that was sold in the first half of 2014.

In the year ended on 31 December 2014, the Group reclassified to investment properties nine properties that are no longer contributing to the Group's operating activities, amounting to 6,627,890 Euros and respective Accumulated depreciation of 2,950,936 Euros. One property, which became part of the Group's activity, was reclassified to Tangible fixed assets of 439,417 Euros and respective Accumulated depreciation of 223,473 Euros.

According to the concession contract in force, after the latest amendments of 31 December 2013 (Note 1), at the end of the concession the assets included in the public and private domain of the State revert automatically, at no cost, to the conceding entity. As the postal network belongs exclusively to CTT, not being a public domain asset, only the assets that belong to the State revert to it, and as such, at the end of the concession CTT will continue to own its assets. The Board of Directors supported on CTT's accounting records and the Statement of "Direção Geral do Tesouro e Finanças", responsible entity for the Information System of Public Buildings ("Sistema de Informação de Imóveis do Estado" – SIIE) believes that CTT's assets do not include any public or private domain assets of the Portuguese State.

During the nine-month period ended on 30 September 2015, the most significant movements in Tangible fixed assets were the following:

Buildings and other constructions

The movements associated to "Additions" and "Transfers" relate mostly to the capitalisation of construction works in leased and own properties of CTT and Tourline.

Basic equipment

The amount of "Additions" mainly refers to acquisitions of pallet trucks of 16.7 thousand Euros and the acquisition of scanners of 14 thousand Euros, by CTT, the upgrade to parcel sorting machines worth about 641 thousand Euros and the purchase of pallet trucks of 21.5 thousand Euros, by CTT Expresso. Payshop acquired 400 payment terminals of 74 thousand Euros and Tourline implemented the upgrade of servers of approximately 40 thousand Euros. In Corre, the additions relate to the acquisition of cars and motorcycles of 116 thousand Euros.

Office equipment

Acquisitions relate essentially to the purchase of computers for a total value of 87 thousand Euros and the acquisition of office equipment of 161 thousand Euros by CTT. In Tourline the acquisitions refer to several types of office equipment worth about 56.5 thousand Euros, computers and printers for a total value of approximately 57.7 thousand Euros and acquisition/renewal of servers of circa 67.6 thousand Euros.

Other tangible fixed assets

The acquisitions relate essentially to the purchase of prevention and safety equipment worth approximately 302.2 thousand Euros.

Tangible fixed assets in progress

The amounts under this heading are related to costs of improvements in own ad third-party property.

In the period ended on 30 September 2015, the amounts recorded under "Write-offs", with particular emphasis in "Basic equipment", are mainly due to the write-offs of CTT assets that were fully depreciated.

The depreciation of 13,818,692 Euros (13,289,733 Euros on 30 September 2014), was booked under the heading "Depreciation/amortisation and impairment of investments, net".

The commitments related to Tangible fixed assets acquisitions are detailed as follows:

30.09.2015
Heavy goods vehicles 1,712,976
Parcel sorting machines 1,612,783
Safes and security doors 142,214
LCD touch displays 48,782
Labelling machines 32,829
Access control 30,996
ATM - photocopiers 2,045
Portable printers 2,030
Scanners 1,586
Other equipment 9,476
3,595,716

5. INTANGIBLE ASSETS

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movements which occurred in the main categories of "Intangible assets", as well as the respective "Accumulated amortisation", were as follows:

30.09.2015
Development
projects
Computer
software
Industrial
property
Other
intangible
assets
Intangible
assets in
progress
Advance
payments to
suppliers
Total
Intangible assets
Opening balance 4,372,922 38,620,250 11,659,692 444,739 4,726,397 - 59,824,001
Acquisitions 84,441 1,150,824 325,742 - 8,841,769 - 10,402,777
Disposals - - - - - - -
Transfers and write-offs (84,441) 4,260,601 - - (3,953,597) - 222,564
Adjustments - - - - - - -
Closing balance 4,372,922 44,031,675 11,985,435 444,739 9,614,570 - 70,449,341
Accumulated amortisation
Opening balance 4,340,765 33,801,244 7,816,346 439,639 - - 46,397,994
Amortisation for the period 9,648 2,403,761 259,443 5,100 - - 2,677,952
Transfers and write-offs (2,413) 2,226 - - - - (186)
Adjustments - - (24,951) - - - (24,951)
Closing balance 4,348,001 36,207,231 8,050,837 444,739 - - 49,050,808
Net intangible assets 24,921 7,824,444 3,934,597 - 9,614,570 - 21,398,533
31.12.2014
Development
projects
Computer
software
Industrial
property
Other
intangible
assets
Intangible
assets in
progress
Advance
payments to
suppliers
Total
Intangible assets
Opening balance
4,372,922 36,540,593 11,718,920 444,739 2,672,064 - 55,749,238
Acquisitions - 586,266 - - 2,790,181 - 3,376,447
Disposals
Transfers and write-offs
-
-
-
1,810,188
-
-
-
-
-
(735,847)
-
-
-
1,074,341
Adjustments - - 1,618 - - - 1,618
Changes in the consolidation perimeter - (316,797) (60,846) - - - (377,643)
Closing balance 4,372,922 38,620,250 11,659,692 444,739 4,726,397 - 59,824,001
Accumulated amortisation
Opening balance 4,350,799 30,479,661 7,472,614 396,856 - - 42,699,930
Amortisation for the period 9,647 2,544,357 382,492 42,783 - - 2,979,278
Transfers and write-offs (19,681) 1,094,023 - - - - 1,074,342
Adjustments - - 11,570 - - - 11,570
Changes in the consolidation perimeter - (316,797) (50,330) - - - (367,127)
Closing balance 4,340,765 33,801,244 7,816,346 439,639 - - 46,397,993
Net intangible assets 32,157 4,819,006 3,843,346 5,100 4,726,397 - 13,426,007

During the nine-month period ended on 30 September 2015, the most significant movements in Intangible assets were the following:

Computer software

Acquisitions relate essentially to the purchase of "Information Automation centralisation" software in the amount of 483.2 thousand Euros, by CTT and the acquisition of Oracle software of 590 thousand Euros, by Banco CTT.

Industrial property

The license of the trademark "Payshop International" is booked under "Industrial Property" of CTT Contacto, for 1,200,000 Euros. This license has an indefinite useful life, therefore it is not amortised.

The transfers occurred during the nine-month period ended on 30 September 2015 from "Intangible assets in progress" to "Computer software" refer to IT projects, which were completed during the period.

The total amounts of 190,954 Euros and 285,571 Euros, capitalised in "Computer software" and "Intangible assets in progress" as at 30 September 2015 and 30 September 2014, respectively, relate to staff costs incurred in the development of these projects.

The increase in the caption "Intangible assets in progress" is explained by the inclusion of VAT in the acquisition cost of the assets, according to the pro-rata defined for this entity after the transformation of CTT Serviços into Banco CTT.

As at 30 September 2015 "Intangible assets in progress" relate to IT projects which are under development, of which the most relevant are:

30.09.2015
CBS - Core Banking System 7,707,463
International (E-CIP) 404,034
NAVE evolution 235,614
Transport Management Information System 196,697
Mail products evolution 172,118
Payment platform 114,422
Aplicational software studies 71,246
8,901,594

Amortisation in the period, amounting to 2,677,952 Euros (2,260,457 Euros as at 30 September 2014), was recorded under "Depreciation / amortisation and impairment of investments, net".

There are no Intangible assets whose title is restricted or given as a guarantee for liabilities.

Contractual commitments relative to Intangible assets are as follows:

Computer Programmes

30.09.2015
Oracle 316,123
SAP Crystal Reports Server 58,724
QLIKVIEW 27,926
Clarizen 20,382
IAM - Identity & Acess Management 30,620
Integration of credit simulator on site CTT 3,376
457,151

There is also an amount of 4,900,000 Euros related to contractual commitments for the creation of the Banco CTT, associated with the development of software that will support the banking activity.

6. INVESTMENT PROPERTIES

As at 30 September 2015 and 31 December 2014, the Group has the following assets classified as "Investment properties":

30.09.2015
Land and natural
resources
Buildings and other
constructions
Total
Investment properties
Opening balance 7,716,058 45,722,963 53,439,021
Additions 14,500 43,500 58,000
Disposals (170,481) (813,251) (983,732)
Closing balance 7,560,077 44,953,212 52,513,289
Accumulated depreciation
Opening balance 259,501 28,399,732 28,659,233
Depreciation for the period - 613,561 613,561
Disposals (19,652) (408,066) (427,717)
Closing balance 239,849 28,605,228 28,845,077
Accumulated impairment
Opening balance - 1,450,025 1,450,025
Transfers/Adjustments - (331,652) (331,652)
- 1,118,373 1,118,373
Net investment properties 7,320,228 15,229,611 22,549,839
31.12.2014
Land and natural Buildings and other
resources constructions Total
Investment properties
Opening balance 7,237,214 42,551,163 49,788,377
Additions - - -
Disposals
Transfers/Adjustments
(247,126)
725,970
(2,290,703)
5,462,503
(2,537,829)
6,188,473
Closing balance 7,716,058 45,722,963 53,439,021
Accumulated depreciation
Opening balance 273,950 26,146,036 26,419,986
Depreciation for the period
Disposals
-
(25,568)
764,567
(1,227,215)
764,567
(1,252,783)
Transfers/Adjustments 11,119 2,716,343 2,727,463
Closing balance 259,501 28,399,732 28,659,233
Accumulated impairment
Opening balance - 1,606,505 1,606,505
Impairment losses for the period - (156,480) (156,480)
- 1,450,025 1,450,025
Net investment properties 7,456,557 15,873,206 23,329,763

These assets are not allocated to the Group's operating activities, nor have a specific future use.

The market value of these assets, which are classified as Investment property, in accordance with the valuations obtained at the end of fiscal year 2014, which were conducted by independent entities, amounts to 35,978,503 Euros.

The disposals caption includes, in the nine-month period ended on 30 September 2015, the sale of three properties of CTT, which generated a gain of 78,636 Euros.

The movements associated with disposals for the year ended on 31 December 2014 relate to the sale of three properties.

In the year ended on 31 December 2014, the Group reclassified to "Investment properties" nine properties that are no longer contributing to the Group's operating activities, for the amount of 6,627,890 Euros and the respective "Accumulated depreciation" of 2,950,936 Euros. One property, which became a part of the Group's activity, was reclassified to "Tangible fixed assets" in the amount of 439,417 Euros and respective accumulated depreciation of 223,473 Euros.

Depreciation for the period, amounting to 613,561 Euros (571,218 Euros on 30 September 2014) was recorded in the caption "Depreciation / amortisation and impairment of investments, net".

7. COMPANIES INCLUDED IN THE CONSOLIDATION

Subsidiary companies

As at 30 September 2015 and 31 December 2014, the parent company, CTT - Correios de Portugal, S.A. and the subsidiaries which controls were included in the consolidation as follows:

30.09.2015 31.12.2014
Percentage of ownership Percentage of ownership
Company name Head office Direct Indirect Total Direct Indirect Total
Parent company:
CTT - Correios de Portugal, S.A. Av. D. João II N.º 13
1999-001 Lisboa - - - - - -
Subsidiaries:
Post Contacto - Correio Rua de S. José, 20
Publicitário, Lda. ("Post Contacto") 1166-001 Lisboa - - - 100 - 100
CTT Expresso - Serviços Postais e Lugar do Quintanilho
Logística, S.A. ("CTT Expresso") 2664-500 São Julião do Tojal 100 - 100 100 - 100
Banco CTT, S.A. Av. D. João II Edif. Adamastor
("Banco CTT") 1999-001 Lisboa 100 - 100 - - -
Payshop Portugal, S.A. Av. D. João II N.º 13
("Payshop") 1999-001 Lisboa 100 - 100 100 - 100
CTT Contacto, S.A. Rua de S. José, 20
( "CTT Contacto") 1166-001 Lisboa 100 - 100 100 - 100
Mailtec Holding, SGPS, S.A. Estrada Casal do Canas, Edificio
("Mailtec SGPS") Mailtec, 2720-092 Amadora - - - 100 - 100
Mailtec Comunicação , S.A.
("Mailtec TI")
Av. D. João II N.º 13
1999-001 Lisboa
100 - 100 17.7 82.3 100
Mailtec Consultoria , S.A. Av. D. João II N.º 13
("Mailtec CON") 1999-001 Lisboa 100 - 100 10.0 90.0 100
Mailtec Processos, Lda. Av. D. João II N.º 13
("EQUIP") 1999-001 Lisboa - - - - 100 100
Tourline Express Mensajería, SLU. Calle Pedrosa C, 38-40 Hospitalet de
("TourLine") Llobregat (08908)- Barcelona - 100 100 - 100 100
Correio Expresso de Moçambique, S.A. Av. Zedequias Manganhela, 309 5
0
- 5
0
5
0
- 5
0
("CORRE") Maputo - Moçambique

In relation to CORRE, as the Group has the right to variable returns and the ability to affect those returns through its power over this company, it is included in the consolidation due to the fact that the Group controls its operating and financial business.

During the nine-month period ended on 30 September 2015, a share capital increase occurred in Corre – Correio Expresso de Moçambique, S.A. in the amount of 670,030 Euros. This operation was accomplished through the incorporation of both shareholders' credits in Corre.

On 20 January 2015, but with effect as of 1 January 2015, the merger of Mailtec Holding, SGPS, S.A. into CTT was registered through the global transference of the assets of Mailtec Holding, SGPS, S.A.. Following this merger, the shareholdings held by Mailtec Holding, SGPS, S.A. in Mailtec Comunicações, S.A., Mailtec Consultoria, S.A. and Mailtec Processos, Lda. are now held entirely by the parent company, CTT – Correios de Portugal, S.A..

On 10 August 2015, but with effect as of 1 January 2015, the merger of Post Contacto, Lda. and Mailtec Processos, Lda. into CTT Gest, S.A. was registered through the global transfer of the assets of Post Contacto, Lda. and Mailtec Processos, Lda.. Following this merger, the corporate name of CTT Gest, S.A. was changed to CTT Contacto, S.A..

During the first half of 2014, the shareholding in the subsidiary Tourline Express Mensajería, SLU, held by the parent company was sold to its subsidiary CTT Expresso, S.A.. This transaction was done at net book value.

The sale of the 5% stake held by CTT Expresso, S.A. in Post Contacto, Lda. to the parent company also took place and CTT became to hold directly 100% of Post Contacto, Lda.. The sale was done at net book value.

None of these transactions had any impact in the consolidation perimeter.

Joint ventures

As at 30 September 2015 and 31 December 2014, the Group held the following interests in joint ventures, registered through the equity method:

30.09.2015 31.12.2014
Company name Head office Direct Percentage of ownership
Indirect
Total Direct Percentage of ownership
Indirect
Total
Ti-Post Prestação de Serviços Informáticos, ACE
(" Ti-Post")
R. do Mar da China, Lote 1.07.2.3
Lisboa
4
9
- 4
9
4
9
- 4
9
NewPost, ACE (a) Av. Fontes Pereira de Melo, 40
Lisboa
4
9
- 4
9
4
9
- 4
9
PTP & F, ACE Estrada Casal do Canas
Amadora
- 5
1
5
1
- 5
1
5
1

(a) Previously named Postal Network - Prestação de Serviços de Gestão de Infra-Estruturas de Comunicações, ACE

Associated companies

As at 30 September 2015 and 31 December 2014, the Group held the following interests in associated companies accounted for by the equity method:

30.09.2015 31.12.2014
Percentage of ownership Percentage of ownership
Company name Head office Direct Indirect Total Direct Indirect Total
Multicert - Serviços de Certificação Electrónica, S.A. R. do Centro Cultural, 2
("Multicert") Lisboa 20 - 20 20 - 20
Payshop Moçambique, S.A. (a) R. da Sé, 114-4º.
Maputo - Moçambique
- 3
5
3
5
- 3
5
3
5
Mafelosa, SL (b) Castellon Espanha - 25 25 - 25 25
Urpacksur, SL (b) Málaga Espanha - 3
0
3
0
- 3
0
3
0

(a) Company held by Payshop Portugal, S.A., which is in liquidation process

(b) Company held by Tourline Mensajería, SLU

Changes in the consolidation perimeter

During the nine-month period ended on 30 September 2015 the consolidation perimeter changed as a result of the incorporation, on 6 February 2015, of CTT Serviços, S.A. with a share capital of 5,000,000 Euros, following the launch of the implementation project of Banco CTT.

The share capital of CTT Serviços, S.A. has since been increased to 34,000,000 Euros.

On 24 August 2015, the corporate name, as well as the main activity, was changed to Banco CTT, S.A., in order to accommodate the banking activity.

In the year ended on 31 December 2014, the consolidation perimeter changed due to the sale of the subsidiary EAD. Resulting from this sale, a gain of 256,383 Euros was recorded under "Gains / losses in associates" in the consolidated income statement.

8. GOODWILL

As at 30 September 2015 and 31 December 2014, "Goodwill" was made up as follows:

Year of
acquisition 30.09.2015 31.12.2014
Payshop Portugal, S.A. 2004 406,101 406,101
Mailtec Comunicação, S.A. (51%) 2004 7,294,638 69,767
Mailtec Consultoria, S.A. 2004 4,718 4,718
Mailtec Holding SGPS, S.A. (51%) 2004 - 582,970
Mailtec Holding SGPS, S.A. (49%) 2005 - 6,641,901
7,705,457 7,705,457

As a result of the merger of Mailtec Holding, SGPS in CTT - Correios de Portugal, S.A., the Goodwill related to that company, held by CTT, was entirely allocated to Mailtec Comunicação, S.A..

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movements in Goodwill were as follows:

30.09.2015 31.12.2014
Opening balance 7,705,457 25,083,869
Disposals - (786,164)
Impairment - (16,592,248)
Closing balance 7,705,457 7,705,457

In the year ended on 31 December 2014, following the sale of the investment in EAD, Goodwill in the amount of 786,164 Euros, was eliminated.

During the year ended on 31 December 2014, due to the deterioration in the business conditions of the Spanish subsidiary, namely because Tourline lost two of its major franchisees in 2014, Tourline's results were lower than the estimates of management. Therefore, the Group revised the estimates of the evolution of Tourline business, which were incorporated into future cash flows used in the impairment test performed in 2014 and an impairment loss of 16,592,248 Euros was recorded related to the Goodwill of Tourline.

Goodwill impairment assessment

The recoverable amount of Goodwill is assessed annually or whenever there is indication of an eventual loss of value. The recoverable amount is determined based on the value in use of the assets, computed using calculation methodologies supported by discounted cash flows techniques, considering the market conditions, the time value of money and business risks.

In order to determine the recoverable amount of its investments, CTT Group performed impairment tests with effect at 31 December 2014, having recorded on that date the above mentioned impairment related to Tourline's Goodwill.

In the nine-month period ended on 30 September 2015, no impairment tests were performed, as impairment indicators were not identified.

9. DEFERRALS

As at 30 September and 31 December 2014, the "Deferrals" included in current assets and current and non-current liabilities showed the following composition:

30.09.2015 31.12.2014
Assets deferrals
Current
Rents payable 1,306,730 1,313,235
Meal allowances 1,716,080 1,698,085
Company Agreement - Supplementary
agreement compensation
2,006,110 -
Other 4,553,298 2,681,575
9,582,218 5,692,895
Liabilities deferrals
Non-current
Deferred capital gains 4,277,040 6,076,311
Deferred commissions 1,100,000 -
Altice agreement 2,083,333 -
Tangible fixed assets 342,096 350,496
7,802,469 6,426,807
Current
Deferred capital gains 2,399,029 2,399,029
Phone-ix top ups 171,979 258,669
Deferred commissions 400,000 1,800,000
Altice agreement 10,000,000 -
Tangible fixed assets 11,201 11,201
Other 415,754 1,033,284
13,397,963 5,502,183
21,200,432 11,928,989

In prior years CTT sold certain properties, which were subsequently leased by it. The gains on these sales were deferred and are being recognised over the period of the lease contracts.

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, 1,133,346 Euros and 1,511,128 Euros, respectively, were recognised under "Other operating income" in the consolidated income statement, related to the above mentioned gains.

In June 2014, CTT signed an agreement with Cetelem, according to which CTT received an amount of 3 million Euros on the signing date. An amount of 1 million Euros, related to an entry fee was recognised at the beginning of the contract and the remaining 2 million Euros, for the non-refundable fees will be recognised over the term of the contract. As at 30 September 2015 an amount of 1.5 million Euros related to this contract was deferred.

Following the Memorandum of Understanding signed with Altice and having the acquisition of PT Portugal been completed by Altice, CTT received from Altice the agreed initial payment, which is being recognised in the income statement over the term of the contract.

10. ACCUMULATED IMPAIRMENT LOSSES

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the following movements occurred in "Accumulated impairment losses":

30.09.2015
Opening balance Increases Reversals Utilisation Change in
consolidation
perimeter
Closing
balance
Other non-current assets
Other accounts receivable 1,421,001 - (149,525) - - 1,271,476
INESC loan 371,891 - (24,870) - - 347,021
1,792,892 - (174,395) - - 1,618,497
Customers and Other current assets
Customers 30,498,785 3,418,813 (1,206,398) (375,895) - 32,335,305
Other accounts receivable 9,461,922 196,997 (1,322,928) (143) - 8,335,848
INESC loan 49,740 - - - - 49,740
40,010,447 3,615,810 (2,529,326) (376,038) - 40,720,893
Inventories
Merchandise 1,527,827 141,758 - (42,415) - 1,627,170
Raw and subsidiary materials and consumables 676,836 - (58,719) - - 618,117
2,204,663 141,758 (58,719) (42,415) - 2,245,287
44,008,002 3,757,568 (2,762,440) (418,453) - 44,584,677
31.12.2014
Opening balance Increases Reversals Utilisation Change in
consolidation
perimeter
Closing
balance
Other non-current assets
Other accounts receivable 1,296,044 124,957 - - - 1,421,001
INESC loan 1,397,613 - (1,025,722) - - 371,891
2,693,657 124,957 (1,025,722) - - 1,792,892
Customers and Other current assets
Customers 24,361,985 7,575,359 (875,184) (497,000) (66,375) 30,498,785
Other accounts receivable 9,098,933 1,414,221 (1,046,957) (4,275) - 9,461,922
INESC loan 49,740 - - - - 49,740
33,510,658 8,989,580 (1,922,141) (501,275) (66,375) 40,010,447
Inventories
Merchandise 1,812,893 43,671 (323,990) (4,747) - 1,527,827
Raw and subsidiary materials and consumables 685,925 4,863 (13,952) - - 676,836
2,498,818 48,534 (337,942) (4,747) - 2,204,663
38,703,133 9,163,071 (3,285,805) (506,022) (66,375) 44,008,002

Impairment losses regarding "Tangible fixed assets", "Investment properties" and "Goodwill" are detailed respectively in Notes 4, 6 and 8.

11. EQUITY

As at 30 September 2015, the Company's share capital was composed of 150,000,000 shares with a nominal value of 0.50 Euros each. The share capital is fully underwritten and paid-up.

As at 30 September 2015 and 31 December 2014 the Company's qualified shareholders were as follows:

30.09.2015
Shareholder Nr shares % Nominal value
Standard Life Investments Limited (1) 9,910,580 6.607% 4,955,290
Ignis Investment Services Limited (1) 97,073 0.065% 48,537
Standard Life Investments (Holdings) Limited Total 10,007,653 6.672% 5,003,827
Artemis Fund Managers Limited (2) 7,433,817 4.956% 3,716,909
Artemis Investment Management LLP 276,892 0.185% 138,446
Artemis Investment Management LLP Total 7,710,709 5.140% 3,855,355
Allianz Global Investors GmbH (3) Total 7,552,637 5.035% 3,776,319
Kames Capital plc (4) 2,045,003 1.363% 1,022,502
Kames Capital Management Limited (4) 3,096,134 2.064% 1,548,067
Aegon NV (5) Total 5,141,137 3.427% 2,570,569
Morgan Stanley & Co. International plc (6) 2,368,335 1.579% 1,184,168
Morgan Stanley & Co. LLC (6) 5,171 0.003% 2,586
Morgan Stanley Capital Services LLC (6) 1,803,535 1.202% 901,768
Morgan Stanley (6) Total 4,177,041 2.785% 2,088,521
A.A.-FORTIS-ACTIONS PETITE CAP. EUROPE (7) 168,723 0.112% 84,362
BNP PARIBAS SMALLCAP EUROLAND (7) 832,670 0.555% 416,335
CamGestion Euro Mid Cap (7) 162,793 0.109% 81,397
Merck BNP Paribas European Small Cap (7) 65,107 0.043% 32,554
Movestic Sicav Europa Småbolag (7) 54,402 0.036% 27,201
PARVEST EQUITY EUROPE SMALL CAP (7) 2,180,295 1.454% 1,090,148
PARWORLD TRACK EUROPE SMALL CAP (7) 2,555 0.002% 1,278
BNP Paribas Investment Partners, Limited Company (7) Total 3,466,545 2.311% 1,733,273
Norges Bank Total 3,143,496 2.096% 1,571,748
F&C Asset Management plc (8) 3,124,801 2.083% 1,562,401
Bank of Montreal (8) Total 3,124,801 2.083% 1,562,401
Manuel Carlos de Mello Champallimaud 33,875 0.023% 16,938
Gestmin SGPS, S.A. (9) 3,060,873 2.041% 1,530,437
Manuel Carlos de Mello Champallimaud Total 3,094,748 2.063% 1,547,374
Henderson Global Investors Limited (10) 3,037,609 2.025% 1,518,805
Henderson Group plc (10) Total 3,037,609 2.025% 1,518,805
DSAM Partners LLP (11) 3,018,272 2.012% 1,509,136
DSAM Cayman Ltd (11) Total 3,018,272 2.012% 1,509,136
Investec Asset Management Limited Total 3,006,174 2.004% 1,503,087
CTT, S.A. (own shares) Total 200,177 0.133% 100,089
Other shareholders Total 93,319,001 62.213% 46,659,501
Total 150,000,000 100.000% 75,000,000

(1) Company held by Standard Life Investments (Holdings) Limited.

(2) Company held by Artemis Investment Management LLP.

(3) Previously, Allianz Global Investors Europe GmbH.

  • (4) As of 1 January 2015, as a result of a group corporate restructuring the client portfolios managed by Kames Capital Management Limited (a subsidiary of Kames Capital plc) have been transferred and are currently managed by Kames Capital plc.
  • (5) This qualified shareholding is attributable to the following chain of entities: (i) Kames Capital Holdings Limited, which holds 100% of Kames Capital plc; (ii) Aegon Asset Management Holding BV, which holds 100% of Kames Capital Holdings Limited; and (iii) Aegon NV, which holds 100% of Aegon Asset Management Holding BV.
  • (6) The parent company is Morgan Stanley and the chain of companies between the parent company and the shareholder is: Morgan Stanley, Morgan Stanley International Holdings Inc., Morgan Stanley International Limited, Morgan Stanley Group (Europe), Morgan Stanley UK Group, Morgan Stanley Investments (UK) and Morgan Stanley & Co. International plc.
  • (7) The qualifying holding of BNP Paribas Investment Partners represents 2.311% of CTT share capital and 2.231% of the voting rights. Shareholding held through the following funds managed by BNP Paribas Investment Partners: A.A.-FORTIS ACTIONS PETITE CAP EUROPE; BNP PARIBAS SMALLCAP EUROLAND; CamGestion Euro Mid Cap; Merck BNP Paribas European Small Cap; Merck BNP Paribas European Small Cap; Merck PT - European Small Caps; Movestic Sicav Europa Smabolag; PARVEST EQUITY EUROPE SMALL CAP; PARWORLD TRACK EUROPE SMALL CAP.
  • (8) This qualified shareholding is imputable to F&C Asset Management plc, as the entity with whom each of F&C Management Limited, F&C Investment Business Limited and F&C Managers Limited are in a dominion relationship. F&C Asset Management plc is under the dominion of BMO Global Asset Management (Europe) Limited which in turn is under the dominion of the Bank of Montreal.
  • (9) Shareholding directly and indirectly attributable to Mr. Manuel Carlos de Mello Champallimaud.
  • (10) Henderson Group plc is the parent company of Henderson Global Investors Limited. All voting rights are attributable to Henderson Global Investors Limited.
  • (11) The chain of undertakings between the parent company and the shareholder is: DSAM Cayman Ltd, DSAM Cayman LP, DSAM Capital Partners Ltd and DSAM Partners LLP. The holding is exclusively an economic long position resulting from an over the counter equity swap transaction with trade date 10 September 2014, settlement date 15 September 2014 and termination date 2 September 2015. The swap transaction referred to foresees cash settlement as the settlement option.
31.12.2014
Shareholder Nr shares % Nominal value
Standard Life Investments Limited (1) 9,910,580 6.607% 4,955,290
Ignis Investment Services Limited (1) 97,073 0.065% 48,537
Standard Life Investments (Holdings) Limited Total 10,007,653 6.672% 5,003,827
Kames Capital plc (2) 2,045,003 1.363% 1,022,502
Kames Capital Management Limited (2) 3,096,134 2.064% 1,548,067
Aegon NV (3) Total 5,141,137 3.427% 2,570,569
Allianz Global Investors Europe GmbH (AGIE) (4) Total 4,695,774 3.131% 2,347,887
UBS AG (5) 3,705,257 2.470% 1,852,629
UBS Fund Management (Switzerland) AG (5) 55,397 0.037% 27,699
UBS Fund Services (Luxembourg) AG (5) 57,770 0.039% 28,885
UBS Global Asset Management (UK) Limited (5) 8,330 0.006% 4,165
UBS Global Asset Management (Australia) Ltd (5) 3,715 0.002% 1,858
UBS Group AG (6) Total 3,830,469 2.554% 1,915,235
Morgan Stanley & Co. International plc (7) 3,553,396 2.369% 1,776,698
Morgan Stanley (7) Total 3,553,396 2.369% 1,776,698
Pioneer Funds - European Equity Target Income (8) 613,645 0.409% 306,823
Pioneer Funds - Global Equity Target Income (9) 170,047 0.113% 85,024
Pioneer Funds - ABS Return European Equities (9) 95,475 0.064% 47,738
Pioneer Funds - European Potential (9) 825,082 0.550% 412,541
Pioneer Funds - European Equity Value (9) 764,953 0.510% 382,477
Pioneer Funds - European Equity Market Plus (9) 15,876 0.011% 7,938
Pioneer Funds - European Research (9) 643,204 0.429% 321,602
UniCredit S.p.A. Total 3,128,282 2.086% 1,564,141
Artemis Fund Managers Limited (10) 3,104,624 2.070% 1,552,312
Artemis Investment Management LLP Total 3,104,624 2.070% 1,552,312
FMRC-FMR CO., INC. (11) 716,444 0.478% 358,222
FMR UK-FIDELITY MANAGEMENT & RESEARCH (U.K.) INC. (11) 2,379,854 1.587% 1,189,927
FMR LLC Total 3,096,298 2.064% 1,548,149
DSAM Partners LLP (12) 3,096,079 2.064% 1,548,040
DSAM Cayman Ltd. Total 3,096,079 2.064% 1,548,040
Goldman Sachs International (13)
Goldman Sachs Asset Management, L.P. (13)
Goldman Sachs Asset Management International (13)
The Goldman Sachs Group, Inc. (13) Total 3,019,750 2.013% 1,509,875

(1) Company held by Standard Life Investments (Holdings) Limited.

(2) As of 1 January 2015, as a result of a group corporate restructuring the client portfolios managed by Kames Capital Management Limited (a subsidiary of Kames Capital plc) have been transferred and are currently managed by Kames Capital plc.

Other shareholders Total 107,326,538 71.551% 53,663,269 Total 150,000,000 100.000% 75,000,000

(3) This qualified shareholding is imputable to the following chain of entities: (i) Kames Capital Holdings Limited, which holds 100% of Kames Capital plc; (ii) Aegon Asset Management Holding BV, which holds 100% of Kames Capital Holdings Limited; and (iii) Aegon NV, which holds 100% of Aegon Asset Management Holding BV.

(4) By virtue of the merger of Allianz Global Investors Luxembourg, S.A. (AGIL) into Allianz Global Investors Europe (AGIE), the qualified shareholding mentioned above became imputable to AGIE.

  • (5) Subsidiary of the UBS Group AG.
  • (6) As a result of the acquisition of UBS AG by UBS Group AG the shares of UBS AG were transferred to UBS Group AG. The UBS AG subsidiaries also became controlled by UBS Group AG.
  • (7) The parent company is Morgan Stanley and the chain of companies between the parent company and the shareholder is: Morgan Stanley, Morgan Stanley International Holdings Inc., Morgan Stanley International Limited, Morgan Stanley Group (Europe), Morgan Stanley UK Group, Morgan Stanley Investments (UK) and Morgan Stanley & Co. International plc.
  • (8) Fund managed by Pioneer Investments Kapitalangesellschaft GmbH, appointed by Pioneer Asset Management, S.A., which is fully owned by UniCredit S.p.A.
  • (9) Fund managed by Pioneer Investments Management Limited Dublin, appointed by Pioneer Asset Management, S.A., which is entirely owned by UniCredit S.p.A.
  • (10) Company held by Artemis Investment Management LLP.
  • (11) Company owned by FMR LLC.
  • (12) The chain of undertakings between the parent company and the shareholder is: DSAM Cayman Ltd, DSAM Cayman LP, DSAM Capital Partners Ltd and DSAM Partners LLP. The holding is exclusively an economic long position resulting from an over the counter equity swap transaction with trade date 10 September 2014, settlement date 15 September 2014 and termination date 2 September 2015. The swap transaction referred to foresees cash settlement as the settlement option.
  • (13) The chain of controlled undertakings through which the voting rights and/or the financial instruments are effectively held is as follows: The Goldman Sachs Group, Inc. (parent company); Goldman Sachs (UK) L.L.C. (Controlled by The Goldman Sachs Group, Inc.); Goldman Sachs Group UK Limited (Controlled by Goldman Sachs (UK) L.L.C.); Goldman Sachs International (Controlled by Goldman Sachs Group UK Limited); Goldman Sachs Asset Management International (Controlled by Goldman Sachs Group UK Limited); Goldman Sachs Asset Management, L.P. (Controlled by The Goldman Sachs Group, Inc.). The holding includes 1.42% corresponding to 2,131,364 CTT shares and 0.59% held through economic long position via CFD and corresponding to 888,386 shares. The CFD details are as follows:
Expiration / Exercise /
Conversion Period/Date
No. of shares/ voting rights that may be
acquired if the instrument is
exercised / converted
% of voting rights that may be obtained
if the instrument is exercised/converted
25-Nov-2019 2,453 0.0016%
22-Nov-2019 1,278 0.0009%
4-Dec-2024 506,660 0.3378%
4-Dec-2024 4,869 0.0032%
9-Dec-2024 600 0.0004%
23-Sep-2024 11,502 0.0077%
26-Sep-2024 360,000 0.2400%
11-Nov-2024 1,024 0.0007%
Total Number of voting rights and
percentage of voting rights
888,386 0.59%

12. OWN SHARES, RESERVES, OTHER CHANGES IN EQUITY AND RETAINED EARNINGS

Own shares

The commercial legislation regarding own shares requires that a non-distributable reserve must be created for the same amount of the acquisition price of such shares. This reserve is not available for distribution while the shares stay in the Company's possession. In addition, the applicable accounting standards determine that the gains or losses obtained with the sale of such shares are recognised in reserves.

As at 30 September 2015, the company held 200,177 own shares, acquired in the month of June 2015, which represented 0.133% of the Company's share capital.

Own shares held by CTT, S.A. are within the limits established by the Articles of Association of the Company and by the Portuguese Companies Code. These shares are recorded at the acquisition cost. During the nine-month period ended on 30 September 2015 the movements that occurred in this caption were as follows:

Quantity Value Average price
Balance at 31 December 2014
Acquisitions
Disposals
-
200,177
-
-
1,873,125
-
-
9.357
-
Balance at 30 September 2015 200,177 1,873,125 -

Reserves

As at 30 September 2015 and 31 December 2014, the heading "Reserves" is detailed as follows:

30.09.2015 31.12.2014
Legal reserves 18,072,559 18,072,559
Own shares reserve (CTT, S.A.) 1,873,125 -
Other reserves 13,065,581 13,701,407
33,011,265 31,773,967

Legal reserves

The commercial legislation establishes that at least 5% of the annual net profit must be allocated to reinforce the legal reserve, until it represents at least 20% of the share capital. This reserve is not distributable except in the event of the liquidation of the Company, but may be used to absorb losses after all the other reserves have been depleted, or incorporated in the share capital.

Own shares reserve (CTT, S.A.)

As at 30 September 2015, this caption includes the amount of 1,873,125 Euros related to the creation of an unavailable reserve for the same amount of the acquisition price of the own shares held.

Other reserves

This heading records the profits transferred to reserves that are not imposed by the law or the articles of association, nor constituted pursuant to contracts signed by the Company.

As at 30 September 2015 and 31 December 2014 it also records the amount recognised in the year related to the Share Plan that constitutes the long-term variable remuneration to be paid to the executive members of the Board of Directors under the new remuneration model of the Statutory Bodies defined by the Remuneration Committee.

Retained earnings

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the following movements occurred in "Retained earnings":

30.09.2015 31.12.2014
83,367,465
77,171,128 61,016,067
(69,750,000) (60,000,000)
(31,638) (8,969)
91,764,053 84,374,563
84,374,563

Other changes in equity

The Actuarial gains/losses associated to post-employment benefits, as well as the corresponding deferred taxes, are recognised in this heading (Note 15).

Thus, for the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movements occurred in this heading were as follows:

30.09.2015 31.12.2014
Opening balance (18,786,310) 24,548,756
Actuarial gains/losses - (61,041,103)
Other changes - employee benefits (3,176,169) -
Tax effect 893,774 17,706,037
Closing balance (21,068,705) (18,786,310)

13. DIVIDENDS

According to the dividends distribution proposal included in the 2014 Annual Report, at the General Meeting of Shareholders, which took place on 5 May 2015, a dividend distribution of 69,750,000 Euros relative to the financial year ending on 31 December 2014 was proposed and approved. The dividend was paid on 29 May 2015.

At the General Meeting of Shareholders held on 5 May 2014, the shareholders approved the distribution of a dividend of 0.40 Euros per share (which took into consideration the 150,000,000 shares existing at 31 December 2013) relative to the financial year ending on 31 December 2013 and a total dividend of 60,000,000 Euros was paid in May 2014.

14. EARNINGS PER SHARE

During the nine-month period ended on 30 September 2015 and on 30 September 2014, the earnings per share were calculated as follows:

30.09.2015 30.09.2014
Net profit for the period 50,634,957 52,633,572
Average number of ordinary shares 149,911,075 150,000,000
Earnings per share:
Basic 0.34 0.35
Diluted 0.34 0.35

The average number of shares is detailed as follows:

30.09.2015 30.09.2014
Shares issued at the beginning of the period 150,000,000 150,000,000
Own shares effect 88,925 -
Average number of shares during the period 149,911,075 150,000,000

The basic earnings per share are calculated dividing the net profit attributable to equity holders of the parent company by the average ordinary shares, excluding the average number of own shares held by the Group. As at 30 September 2015, the number of own shares held by the Group is 200,177, and its average number for the nine-month period ended on 30 September 2015 is 88,925, reflecting the fact that the acquisition of own shares occurred in June 2015.

There are no dilutive factors on earnings per share.

15. EMPLOYEE BENEFITS

Liabilities related to employee benefits refer to (i) post-employment benefits – healthcare, (ii) other long-term employee benefits and (iii) other long-term benefits for the Statutory Bodies.

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, these liabilities presented the following movement:

30.09.2015
Liabilities Equity
Healthcare Other long-term
employee benefits
Total Other long-term
benefits statutory
bodies
Total
Opening balance
Movement of the period
241,166,000
(302,250)
36,125,547
(7,152,798)
277,291,547
(7,455,048)
1,376,407
1,237,298
278,667,954
(6,217,750)
Closing balance 240,863,750 28,972,749 269,836,499 2,613,705 272,450,204
31.12.2014
Liabilities Equity
Healthcare Other long-term
employee benefits
Total Other long term
benefits statutory
bodies
Total
Opening balance 263,371,000 35,172,054 298,543,054 - 298,543,054
Movement of the year (22,205,000) 953,493 (21,251,507) 1,376,407 (19,875,100)
Closing balance 241,166,000 36,125,547 277,291,547 1,376,407 278,667,954

The heading "Other long-term benefits" essentially refers to situations of "Suspension of contracts, redeployment and release of employment".

"Other long-term benefits for the Statutory Bodies" refers to the long-term variable remuneration assigned to the executive members of the Board of Directors.

The details of liabilities related to employee benefits, considering their classification, are as follows:

30.09.2015 31.12.2014
Equity (Other reserves) 2,613,705 1,376,407
Non-current liabilities 248,997,127 255,541,102
Current liabilities 20,839,372 21,750,445
272,450,204 278,667,954

For the nine-month periods ended on 30 September 2015 and on 30 September 2014, the costs related to employee benefits recognised in the consolidated income statement and the amount recognised directly in "Other changes in equity" were as follows:

30.09.2015 30.09.2014
Costs for the period 7,456,500 10,569,750
Healthcare (2,614,475) 494,941
Other long-term employee benefits 1,237,298 -
Other long-term benefits statutory bodies 6,079,322 11,064,691
Other changes in equity (3,176,170) (593,008)
Healthcare (3,176,170) (593,008)

The impacts as at 30 September 2015 were estimated by the Company supported by the 2015 cost estimate included in the actuarial study as at 31 December 2014, as a new actuarial study with reference to 30 September 2015 was not performed.

Healthcare

CTT is responsible for financing the healthcare plan applicable to certain employees. In order to obtain the estimate of the liabilities and costs to be recognised for each period, an actuarial study is performed by an independent entity every year, based on the Projected Unit Credit method, and according to assumptions that are considered adequate and reasonable. The last study was performed as at 31 December 2014.

The evolution of the present value of the liabilities related to the healthcare plan has been as follows:

30.09.2015 31.12.2014 31.12.2013 31.12.2012 31.12.2011
Liabilities at the end of the period 240,863,750 241,166,000 263,371,000 252,803,000 272,102,000

For the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movement which occurred in the present value of the defined benefits liability regarding the healthcare plan was as follows:

30.09.2015 31.12.2014
Opening balance 241,166,000 263,371,000
Service cost of the period 3,031,500 3,825,000
Interest cost of the period 4,425,000 10,268,000
Curtailment - (82,998,327)
Pensioners contributions 3,943,356 3,607,690
Payment of benefits (14,369,776) (16,894,342)
Other costs (508,500) (1,054,123)
Actuarial (gains)/losses - 61,041,103
Other changes 3,176,170 -
Closing balance 240,863,750 241,166,000

In February 2015, CTT signed, with effect as at 31 December 2014, the new Regulation of the Social Works ("RSW") system, the internal healthcare and social protection system of CTT with the eleven trade unions represented in the Company. The new RSW of CTT maintains a high but balanced protection level, while rationalising the use of benefits. Accordingly, the fees that the beneficiaries pay to the system were increased by raising the monthly contributions and co-payments, while the all-encompassing feature of the system was maintained and some social support measures were strengthened.

The new plan entailed a significant reduction in the estimate of CTT future healthcare expenses and therefore a corresponding reduction in past services liabilities as at 31 December 2014, which has been considered an amendment to the plan and therefore recognised in profit and loss.

During the nine-month periods ended on 30 September 2015 and 30 September 2014, the total costs for the period are recognised as follows:

30.09.2015 30.09.2014
Staff costs/employee benefits (Note 18) 2,523,000 2,002,500
Other costs 508,500 866,250
Interest expenses 4,425,000 7,701,000
7,456,500 10,569,750

On 30 September 2015, the amount of 3,176,170 Euros (61,041,103 Euros as at 31 December 2014) was recognised in equity under "Other changes in equity", net of deferred taxes of 893,774 Euros (17,706,037 Euros as at 31 December 2014).

The best estimate the Group has at this date for costs related to the healthcare plan, which it expects to recognise in the next twelve-month period, is 10,010 thousand Euros.

The sensitivity analysis performed on 31 December 2014, for the healthcare plan leads to the following conclusions:

  • (i) If there was an increase of 1 per cent in the growth rate of medical costs, keeping all the remaining variables constant, the liabilities of the healthcare plan would be 300,242 thousand Euros, increasing by approximately 24.5%;
  • (ii) If the discount rate were reduced 0.5 per cent, keeping all the remaining variables constant, the liabilities would increase by approximately 7.8%, amounting to 259,977 thousand Euros.

Other long-term employee benefits

In certain situations, the Group has liabilities related to the payment of salaries in situations of "Suspension of contracts, redeployment and release of employment", the allocation of subsidies of "Support for termination of professional activity" (which was eliminated as of 1 April 2013), the payment of the "Telephone subscription fee", "Pensions for work accidents", and "Monthly life annuity". In order to obtain the estimate of the value of these liabilities and the costs to be recognised for each period, every year, an actuarial study is conducted by an independent entity, based on the Projected Unit Credit method, and according to assumptions that are considered adequate and reasonable.

As at 31 December 2014, the Company requested an actuarial study from an independent entity to assess the liabilities at the reporting date.

For the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movement of liabilities with other employee long-term benefits was as follows:

30.09.2015 31.12.2014
Suspension of contracts, redeployment and release of employment
Opening balance
17,810,243 19,743,891
Interest cost of the period 284,519 696,465
Liabilities relative to new beneficiaries - 393,318
(Payment of benefits) (3,961,027) (5,738,282)
Curtailment (2,994,363) -
Actuarial (gains)/losses - 2,714,852
Other changes (24,257) -
Closing balance 11,115,115 17,810,243
Telephone subscription fee
Opening balance 4,832,775 4,800,195
Interest cost of the period 86,141 178,544
(Payment of benefits) (164,260) (303,781)
Actuarial (gains)/losses - 157,817
Other changes (193,648) -
Closing balance 4,561,007 4,832,775
Pensions for work accidents
Opening balance 8,161,400 7,004,370
Interest cost of the period 148,999 271,647
(Payment of benefits) (300,176) (437,324)
Actuarial (gains)/losses - 1,322,707
Other changes (22,004) -
Closing balance 7,988,218 8,161,400
Monthly life annuity
Opening balance 5,282,395 3,544,784
Interest cost of the period
(Payment of benefits)
98,024
(77,575)
139,714
(112,271)
Actuarial (gains)/losses - 1,710,168
Other changes (4,118) -
Closing balance 5,298,726 5,282,395
Support for termination of professional activity
Opening balance 38,734 78,814
Interest cost of the period - 1,576
(Payment of benefits) (35,284) (57,602)
Actuarial (gains)/losses - 15,946
Other changes 6,233 -
Closing balance 9,683 38,734
Total closing balances 28,972,748 36,125,547

During the nine-month periods ended on 30 September 2015 and on 30 September 2014, the total costs for the period were recognised as follows:

30.09.2015 30.09.2014
Staff costs/employee benefits (Note 18)
Suspension of contracts, redeployment and release of employment (3,018,620) (152,780)
Telephone subscription fee (193,648) (301,055)
Pensions for work accidents (22,004) (2,722)
Monthly life annuity (4,118) 6,722
Support for termination of professional activity 6,233 (15,305)
subtotal (3,232,157) (465,141)
Interest expenses 617,682 960,082
(2,614,475) 494,941

Following the renegotiation of the conditions related to workers in situations of "Suspension of contracts, redeployment and release of employment", CTT recorded a liability reduction in the amount of 2,994,363 Euros.

In the year ended on 31 December 2014, due to Law 11/2014, of 6 of March, which establishes convergence mechanisms of the social protection system for civil servants to the general social security scheme by modifying the retirement schemes, the retirement age for employees covered by "Caixa Geral de Aposentações" ("CGA") has changed from 65 to 66 years of age. This change had a more significant impact on the liability related to the "Suspension of contracts, redeployment and release of employment" where the increase in the liability was approximately 2,137 thousand Euros.

The sensitivity analysis performed on 31 December 2014 for the "Other long-term benefits" leads to the conclusion that, if the discount rate was reduced by 50 b.p., keeping everything else constant, this would give rise to an increase in liabilities for past services of approximately 4%, increasing to 37,571 thousand Euros.

Other long-term benefits for the Statutory Bodies

CTT approved, with effect as at 31 December 2014, the Remuneration Regulations for Members of the Statutory Bodies, which defines the allocation of a long-term variable remuneration, to be paid in Company shares. The number of shares allocated to the executive members of the Board of Directors of CTT is based on performance evaluation results during the period of the term of office, until 31 December 2016, which consists of a comparison of the recorded performance of the Total Shareholder Return (TSR) of CTT's shares and the TSR of a weighted peer group, composed of national and international companies.

The evaluation period of CTT TSR performance compared to peers is from 1 January 2014 to 31 December 2016. The long-term variable remuneration will be paid on 31 January 2017, by allocating shares of the Company subject to a positive TSR of the shares of the Company at the end of the evaluation period, according to a maximum number of shares defined in the regulation and corrected by maximum limits for each member of the Executive Committee (certain vesting conditions apply).

On 31 December 2014, the liability of this long-term remuneration was calculated, based on the fair value of shares, by an independent expert and by using the Black-Scholes methodology and through the production of a Monte Carlo simulation model.

Therefore, for the nine-month period ended on 30 September 2015, CTT recorded a cost of 1,237,298 Euros, booked against Other reserves.

16. PROVISIONS, GUARANTEES PROVIDED, CONTINGENT LIABILITIES AND COMMITMENTS

Provisions

For the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, in order to face legal proceedings and other liabilities arising from past events, the Group recognised provisions, which show the following movements:

30.09.2015
Opening Closing
balance Increases Reversals Decrease Transfers balance
Non-current provisions
Litigations 9,907,427 1,426,270 (2,065,377) (1,228,329) 1,056,475 9,096,466
Onerous contracts 16,854,955 1,127,131 (654,657) (2,144,465) - 15,182,964
Other provisions 18,693,363 1,088,820 (930,399) (536,798) (1,056,475) 17,258,511
Investments in associated companies 215,772 - - - - 215,772
45,671,517 3,642,221 (3,650,433) (3,909,592) - 41,753,713
Restructuring - 1,880,000 - (1,410,974) - 469,026
45,671,517 5,522,221 (3,650,433) (5,320,566) - 42,222,739
31.12.2014
Opening Closing
balance Increases Reversals Decrease Transfers balance
Non-current provisions
Litigations 10,868,975 4,848,272 (4,019,596) (3,216,034) 1,425,810 9,907,427
Onerous contracts 12,643,714 6,728,727 - (2,517,486) - 16,854,955
Other provisions 14,775,306 6,452,173 - (690,354) (1,843,762) 18,693,363
Investments in associated companies 213,840 - - - 1,932 215,772
38,501,835 18,029,172 (4,019,596) (6,423,874) (416,020) 45,671,517

Litigations

The provision for litigations is due to liabilities resulting from lawsuits brought against the Group and are estimated based on information from its lawyers.

Onerous contracts

The increases and reversals recorded in the nine-month period ended on 30 September 2015 in the provision to cover the estimated net present value of the net expenditures associated with onerous contracts mainly result from the update of the assumptions used in 2014, including the discount rate, which suffered a significant fluctuation in the period under analysis. The decrease in the amount of 2,144,465 Euros is related to the rental payments that occurred during the period.

As at 30 September 2015 and 31 December 2014 the amount provided for onerous contracts is 15,182,964 Euros and 16,854,955 Euros, respectively.

Other provisions

For the nine-month period ended on 30 September 2015 the provision to cover any contingencies relating to employment litigation actions not included in the current court proceedings and related to remuneration differences required by workers, amounts to 15,277,003 Euros (16,374,091 Euros as

at 31 December 2014). During the year ended on 31 December 2014 this provision had been increased by 5,287,767 Euros.

As at 30 September 2015, in addition to the previously mentioned situations, this heading also includes:

  • the amount of 218,453 Euros to cover costs of dismantlement of tangible fixed assets and/or removal of facilities and restoration of the location;
  • the amount of 981,272 Euros, which arises from the assessment made by management regarding the possibility of the enforcement of tax contingencies.

Investments in associated companies

The provision for investments in associated companies corresponds to the assumption by the Group of legal or constructive obligations regarding the associated company PayShop Moçambique, S.A..

Restructuring

During the nine-month period ended on 30 September 2015, a provision was recognised in the accounts for restructuring in the subsidiary Tourline Express Mensajería, SLU, in the amount of 1.88 million Euros, following the human resources optimisation and restructuring process, timely disclosed by the parent company. The ongoing process is aimed at increasing the operational efficiency of Tourline by reducing its staff costs, as well as improving and simplifying processes in the context of the restructuring plan currently being implemented. This provision was recorded under the line "Staff costs" in the consolidated income statement. As at 30 September 2015, it amounts to 469,026 Euros.

The net amount between increases and reversals of provisions was recorded in the Consolidated income statement under the heading "Provisions, net" and amounted to 8,213 Euros and (1,668,679) Euros as at 30 September 2015 and 30 September 2014, respectively.

Guarantees provided

As at 30 September 2015 and 31 December 2014 the Group had provided bank guarantees to third parties as follows:

Description 30.09.2015 31.12.2014
Courts 200,087 325,684
FUNDO DE PENSÕES DO BANCO SANTANDER TOTTA 3,030,174 3,030,174
EURO BRIDGE-Sociedade Imobiliária, Lda. 2,944,833 2,944,833
PLANINOVA - Soc. Imobiliária, S.A. 2,033,582 2,033,582
LandSearch, Compra e Venda de Imóveis 1,792,886 1,792,886
NOVIMOVESTE - Fundo de Investimento Imobiliário 1,523,201 1,523,201
LUSIMOVESTE - Fundo de Investimento Imobiliário 1,274,355 1,274,355
Autoridade Tributária e Aduaneira 590,000 590,000
Lisboagás, S.A. 190,000 190,000
Autarquias 154,677 154,677
Sofinsa - 91,618
Solred 80,000 80,000
Parc Logistics Zona Franca - 77,969
Alfândega do Porto
Governo Civil de Lisboa
-- 74,820-
Secretaria Geral do Ministério da Administração Interna - 44,547
ACT Autoridade Condições Trabalho 59,395 67,638
PT PRO - Serv Adm Gestao Part, S.A. 50,000 50,000
Record Rent a Car (Cataluña, Levante) 40,000 40,000
SetGás, S.A. 30,000 30,000
ANA - Aeroportos de Portugal 34,000 34,000
TIP - Transportes Intermodais do Porto, ACE
Ministério Educação
50,000- 50,000-
EPAL - Empresa Portuguesa de Águas Livres 21,433 21,433
Natur Import (nave Barbera) - 18,096
Portugal Telecom, S.A. 16,657 16,657
SPMS - Serviços Partilhados do Ministério da Saúde 30,180 30,180
Instituto Gestão Financeira Segurança Social 12,681 -
Petrogal, S.A. 8,280 10,774
Águas do Porto, E.M. 10,720 10,720
Alquiler Nave Tarragona - 7,155
TNT Express Worldwide 6,010 6,010
SMAS Torres Vedras 2,808 4,001
Instituto do emprego e formação profissional 3,718 3,718
Controlplan S.L. - 3,400
Inmobiliaria Ederkin 7,800 7,800
Instituto Infra-Estruturas Rodoviárias - 3,725
Estradas de Portugal, E.P. 5,000 5,000
ARM - Águas e Resíduos da Madeira, S.A. - 12,681
REN Serviços, S.A. 9,818 9,818
EMEL, S.A. 19,384 19,384
IFADAP 1,746 1,746
Casa Pia de Lisboa, I.P. 1,863 1,863
Martinez Estevez - 3,000
Gexploma - 3,000
Consejería Salud 6,433 6,433
Universidad Sevilla 4,237 4,237
Fonavi, Nave Hospitalet 40,477 40,477
Direção Geral do Tesouro e Finanças 16,867 -
Other entities 14,837 7,694
14,318,138 14,758,985

Guarantees for Contracts

According to the terms of some lease contracts of the buildings occupied by the Group's services, from the moment that the Portuguese State ceased to hold the majority of the share capital of CTT, bank guarantees on first demand had to be provided.

These guarantees have already been issued and amount to 12.6 million Euros and are included under the list of guarantees provided in the previous page.

Commitments

As at 30 September 2015 and 31 December 2014, the Group subscribed promissory notes amounting to approximately 67.2 thousand Euros and 73.8 thousand Euros, respectively, for various rental companies intended to secure complete and timely compliance with the corresponding lease contracts.

As at 30 September 2015 the Group assumed commitments regarding the sponsoring of Taça da Liga in the amount of 1.7 million Euros.

In addition, the Group also assumed commitments relating to real estate rents under lease contracts and rents for operating and financial leases.

The contractual commitments related to Tangible fixed assets and Intangible assets are detailed respectively in Notes 4 and 5.

17. ACCOUNTS PAYABLE

As at 30 September 2015 and 31 December 2014, the heading "Accounts payable" showed the following composition:

30.09.2015 31.12.2014
Advances from customers 2,927,234 2,996,416
CNP money orders 200,162,092 200,879,441
Suppliers 65,736,715 64,572,970
Invoices pending confirmation 9,208,419 12,958,575
Fixed assets suppliers 555,131 8,063,263
Invoices pending confirmation (fixed assets) 673,207 1,997,480
Values collected on behalf of third parties 5,943,085 5,645,991
Postal financial services 174,354,317 197,152,263
Other accounts payable 5,079,272 5,270,507
464,639,471 499,536,907

CNP money orders

The value of CNP money orders refers to the money orders received from the National Pensions Centre (CNP), whose payment date to the corresponding pensioners must occur in the month after the closing of the period.

Postal financial services

This heading records mainly the amounts collected related to taxes, insurance, savings certificates and other money orders. The decrease is largely explained by the significant volume of subscriptions of savings/treasury certificates that occurred in December 2014. On 30 September 2015, the amount registered relates to the collection of taxes, mainly the 2nd payment on account, which occurred in September and to the subscriptions of savings/treasury certificates.

18. STAFF COSTS

During the nine-month periods ended on 30 September 2015 and on 30 September 2014, the composition of the heading "Staff Costs" was as follows:

30.09.2015 30.09.2014
Statutory bodies' remuneration (Note 20) 2,969,137 1,737,296
Staff remuneration 192,039,303 184,245,736
Employee benefits 679,724 1,537,359
Indemnities 5,063,399 1,752,386
Social Security charges 42,072,305 40,622,718
Occupational accidents and health insurance 1,547,517 1,361,062
Social welfare costs 4,583,787 7,823,448
Other staff costs 35,411 37,463
248,990,583 239,117,468

Remuneration of the statutory bodies

In the nine-month periods ended on 30 September 2015 and 30 September 2014, the fixed and variable remunerations attributed to the members of the statutory bodies of the different companies of the Group were as follows:

30.09.2015
Board of Directors Audit Committee
/Statutory Auditor
Remuneration
Committee
General Meeting of
Shareholders
Total
Short-term remuneration
Fixed remuneration 1,662,768 204,793 28,080 3,075 1,898,716
Annual variable remuneration 1,070,421 - - - 1,070,421
2,733,189 204,793 28,080 3,075 2,969,137
Long-term remuneration
Defined contribution plan RSP 151,583 - - - 151,583
Long-term variable remuneration - Share Plan 1,237,298 - - - 1,237,298
1,388,881 - - - 1,388,881
4,122,070 204,793 28,080 3,075 4,358,018
30.09.2014
Board of Directors Audit Committee
/Statutory Auditor
Remuneration
Committee
General Meeting of
Shareholders
Total
Short-term remuneration
Fixed remuneration 1,523,828 211,528 - - 1,735,356
Variable remuneration - - - 1,940 1,940
1,523,828 211,528 - 1,940 1,737,296

Bearing in mind the new reality of CTT as an entity of private capital and admitted to trading on a regulated market, the Remuneration Committee (elected by the General Meeting on 24 March 2014 and composed of independent members) defined the new remuneration model for the statutory bodies which followed a benchmark study performed by a specialist firm. Thus, the increase in the caption "Remuneration of statutory bodies" results from the application of this remuneration policy with effect from the date of the election for the 2014-2016 term of office.

Following the remuneration model approved by the Remuneration Committee, it was decided to allocate a fixed monthly amount for an Open Pension Fund or Retirement Savings Plan to the executive members of the CTT Board of Directors.

The long-term variable remuneration awarded to the executive members of the Board of Directors shall be paid at the end of the 2014-2016 term of office in Company shares, and the amount of 1,237,298 Euros corresponds to the expense to be recognised in the nine-month period ended on 30 September 2015 and was determined by an independent expert as at 31 December 2014 based on the Black-Scholes methodology and through the production of a Monte Carlo simulation model. The annual variable remuneration will be determined and paid on an annual basis and was also defined by a study performed by an independent entity.

Staff remuneration

The variation in the heading "Staff remuneration" is a result of the effect of the circa 2% on average increase in the fixed salaries which followed the new Company Agreement that produced effects on 1 January 2015. Combined with this effect, the impact of variable remuneration should also be added.

Employee benefits

The variation in the caption "Employee benefits" reflects mainly the liability reduction related to workers in situations of "Suspension of contracts, redeployment and release of employment" recorded in the nine-month period ended on 30 September 2015.

Indemnities

During the nine-month period ended on 30 September 2015, the caption "Indemnities" includes 2,778,869 Euros related to compensations paid for termination of employment contracts by mutual agreement.

It also includes the amount of 1,880,000 Euros related to the provision for restructuring recorded in Tourline following the human resources optimisation in the context of the restructuring plan currently being implemented in the company.

Social welfare costs

Social welfare costs relate almost entirely to health costs incurred by the Group with the workers, as well as expenses related to the Health and Safety at work. The decrease in this caption results from changes that took place in CTT's Healthcare Plan following the new Regulation of the Social Works ("RSW"), according to which the fees that the beneficiaries pay to the system were increased by raising the monthly contributions and co-payments.

During the nine-month periods ended on 30 September 2015 and 30 September 2014, the heading "Staff costs" includes 577,079 Euros and 659,559 Euros, respectively, related to expenses with workers' representative bodies.

For the nine-month periods ended on 30 September 2015 and 30 September 2014, the average number of staff of the Group was 12,535 and 12,508 employees, respectively.

19. INCOME TAX FOR THE PERIOD

Companies with head office in Portugal are subject to tax on their profit through Corporate Income Tax ("IRC") at the normal tax rate of 21% (23% in 2014), whilst the municipal tax is established at a maximum rate of 1.5% of taxable profit, and state surcharge is 3% of taxable profit above 1,500,000 Euro, 5% of taxable profit above 7,500,000 up to 35,000,000 Euros and 7% of taxable profit above 35,000,000 Euros. Tourline is subject to income taxes in Spain, through income tax (Impuesto sobre Sociedades - "IS") at a rate of 25%, and the subsidiary Corre is subject to corporate income tax in Mozambique ("IRPC") at a rate of 32%.

Corporate income tax (IRC) is levied on the Group and its subsidiaries CTT – Expresso, S.A., Mailtec Comunicação, S.A., Mailtec Consultoria, S.A., Payshop Portugal, S.A., CTT Contacto, S.A., and Banco CTT, S.A., through the Special Regime for the Taxation of Groups of Companies ("RETGS"). The remaining companies are taxed individually.

Reconciliation of the income tax rate

In the nine-month periods ended on 30 September 2015 and on 30 September 2014, the reconciliation between the nominal rate and the effective income tax rate is as follows:

30.09.2015 30.09.2014
Earnings before taxes 75,836,427 76,791,036
Nominal tax rate 21.0% 23.0%
15,925,650 17,661,938
Tax benefits (129,866) (201,966)
Accounting capital gains 36,214 (187,880)
Tax capital gains (36,214) 64,456
Equity method (5,938) -
Provisions not considered in the calculation of deferred taxes 19,167 -
Impairment losses and reversals (45,810) (311,211)
Other situations, net 1,485,834 2,284,981
Adjustments related with autonomous taxation 950,294 447,929
Adjustments related with Municipal Surcharge 1,124,013 1,129,387
Adjustments related with State Surcharge 3,696,984 3,600,631
Tax losses without deferred tax 2,233,924 -
Excess estimated income tax (60,659) (258,590)
Income tax for the period 25,193,593 24,229,675
Effective tax rate 33.22% 31.55%
Income tax for the period
Current tax 21,390,288 22,495,217
Deferred tax 3,863,964 1,993,048
Excess estimated income tax (60,659) (258,590)
25,193,593 24,229,675

In the year ended on 31 December 2014, the heading "Excess estimated income tax" includes 487,839 Euros relating to the tax credit allocated under the SIFIDE program of 2006 and 2008 of the subsidiary CTT Expresso.

Deferred taxes

As at 30 September 2015 and 31 December 2014, the balance of deferred tax assets and liabilities was composed as follows:

30.09.2015 31.12.2014
Deferred tax assets
Employee benefits - healthcare 67,779,059 67,864,112
Employee benefits - other long-term benefits 8,150,207 10,160,424
Deferred accounting capital gains 1,878,646 2,384,961
Impairment losses and provisions 9,317,638 10,134,884
Impairment losses in tangible fixed assets 367,054 497,238
Share plan 727,256 387,321
88,219,860 91,428,940
30.09.2015 31.12.2014
Deferred tax liabilities
Revaluation of tangible fixed assets before IFRS adoption 3,580,274 3,793,815
Suspended capital gains 971,969 994,953
Other 52,916 52,916
4,605,159 4,841,684

As at 30 September 2015, expected deferred tax assets and liabilities to be settled within 12 months amount to 3,537,292 Euros and 315,367 Euros, respectively.

During the nine-month period ended on 30 September 2015 and the year ended on 31 December 2014, the movements which occurred under the "Deferred tax" headings were as follows:

30.09.2015 31.12.2014
Deferred tax assets
Opening balances 91,428,940 103,645,256
Effect on net profit
Employee benefits - healthcare (978,827) (28,063,112)
Employee benefits - other long-term benefits (2,010,217) (273,016)
Deferred accounting gains (506,315) (844,727)
Impairment losses and provisions (817,247) 1,482,942
Impairment losses in tangible fixed assets (130,183) 44,378
Derecognition of inventories - (77,821)
Value deducted from debts - (18,692)
Tax losses carried forward - (2,432,701)
Share plan 339,935 387,321
Other - (124,155)
Effect on net profit
Employee benefits - healthcare 893,774 17,706,037
Change in the consolidation perimeter
Other - (2,770)
Closing balance 88,219,860 91,428,940
30.09.2015 31.12.2014
Deferred tax liabilities
Opening balances 4,841,684 5,481,878
Effect on net profit
Revaluation of tangible fixed assets before IFRS adoption (213,541) (495,037)
Suspended capital gains (22,984) (87,502)
Other - (57,655)
Closing balance 4,605,159 4,841,684

SIFIDE

The Group policy for recognition of fiscal credits regarding SIFIDE is to recognise the credit at the moment of the effective receipt of the commission certification statement, confirming the eligibility of expenses presented in the applications for tax benefits.

Relating to the expenses incurred with R&D during 2013, of 33,987 Euros, the Group will have the possibility of benefiting from a tax deduction in IRC estimated at 9,519 Euros. According to the notification of the Certification Commission dated 16 January 2015 a tax credit of 8,337 Euros was attributed to CTT.

Regarding the expenses incurred with R&D during 2014, of 736,033 Euros, the Group will have the possibility of benefiting from a tax deduction in IRC estimated at 514,753 Euros.

Other information

Pursuant to the legislation in force in Portugal, income tax returns are subject to review and correction by the tax authorities for a period of four years (five years for Social Security), except when there have been tax losses, tax benefits have been received, or when inspections, claims or challenges are in progress, in which cases, depending on the circumstances, these periods are extended or suspended. Therefore, the Group's income tax returns after 2011 may still be reviewed and corrected, since the income tax returns prior to this date have already been inspected.

The Board of Directors of the Company believes that any corrections arising from reviews/inspections by the tax authorities of these income tax returns will not have a significant effect on the consolidated financial statements as at 30 September 2015.

20. RELATED PARTIES

The Regulation on Assessment and Control of Transactions with CTT's Related Parties defines a related party as a qualified shareholder, officer, or even a third party related by any commercial or relevant personal interest and subsidiaries or associates or jointly controlled entities (joint ventures).

According to the Regulation, the significant transactions with related parties must be previously approved by the Audit Committee of CTT.

During the nine-month period ended on 30 September 2015, there were no transactions that required previous approval by the Audit Committee of CTT.

During the nine-month periods ended on 30 September 2015 and on 30 September 2014, the following transactions took place and the following balances existed with related parties:

30.09.2015
Accounts
receivable
Accounts
payable
Revenues Dividends Costs
Shareholders - - - 69,750,000 -
Other shareholders of Group companies - - -
Associated companies 5,783 10,024 13,205 - 83,438
Jointly controlled 124,914 14,333 385,803 - 155,220
Members of the -
Board of Directors - - - - 2,733,189
General Meeting - - - - 3,075
Audit Committee - - - - 204,793
Remuneration Committee - - - - 28,080
130,697 24,357 399,008 69,750,000 3,207,796
30.09.2014
Accounts
receivable
Accounts
payable
Revenues Dividends Costs
Shareholders
Other shareholders Group companies -
-
-
-
-
-
60,000,000 -
Associated companies 2,929 21,636 13,345 - 70,651
Jointly controlled 25,558 15,084 177,460 - 137,014
Members of the -
Board of Directors - - - - 1,523,828
General Meeting - - - - 1,940
Audit Committee - - - - 211,528
Remuneration Committee - - - - -
28,487 36,720 190,805 60,000,000 1,944,962

The transactions and balances between subsidiaries are eliminated in the consolidation process and are not disclosed in this Note.

21. SUBSEQUENT EVENTS

Banco CTT, S.A. was notified, on 8 October 2015, by the Bank of Portugal in respect of (i) the decision adopted by this entity to consider that the authorisation filing for the setting-up of the Banco CTT, S.A. is duly formalised and that all conditions imposed by the Bank of Portugal in the authorisation granted on 27 November 2013 are satisfied, and (ii) the completion of the special registration of the Banco CTT, S.A..

The Board of Directors of CTT decided to proceed with the merger by incorporation of Mailtec Consultoria, S.A. in CTT - Correios de Portugal, S.A. through the global transfer of its net assets. This operation will be completed by the end of 2015 and will produce effect on 1 January 2015. The transaction in question will not have any impact on the consolidation perimeter.

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