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Retail Estates sa

Quarterly Report Nov 28, 2014

3995_ir_2014-11-28_7eff1b62-8fd1-4644-a022-04baa3056188.pdf

Quarterly Report

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In retail we trust

REAL ESTATE PORTFOLIO 30/09/14 31/03/14
Total retail properties 562 548
Total lettable area in m² 591,195 570,870
Estimated fair value in EUR 767,815,000 745,916,000
Estimated investment value in EUR 786,514,000 764,193,000
Average rent prices per m² 91.56 90.78
Occupancy rate 98.50% 98.17%
BALANCE SHEET INFORMATION 30/09/14 31/03/14
Shareholders' equity 346,697,000 356,524,000
Debt ratio (RREC legislation*, max. 65%) 51.72% 49.10%
RESULTS 30/09/14 30/09/13
Net rental income 25,541,000 22,294,000
Property result 25,367,000 22,169,000
Property charges -1,638,000 -1,432,000
General costs and other operating costs and income -1,545,000 -1,147,000
Operating result before result on the portfolio 22,183,000 19,589,000
Result on the portfolio 1,291,000 2,281,000
Operating result 23,474,000 21,871,000
Financial result -8,514,000 -7,894,000
Net result 14,737,000 13,608,000
Net current result (excl. result on the portfolio) 13,446,000 11,327,000
INFORMATION PER SHARE 30/09/14 31/03/14
Number of shares 7,290,411 7,290,411
Net asset value IFRS 47.56 48.90
Net asset value EPRA 51.12 52.18
Net asset value (investment value) excl. dividend excl. IAS 39 52.16 51.70
Closing price on closing date 61.50 58.92
Over-/undervaluation compared to net asset value IFRS 29.31% 20.49%

*The R.D. of 13 July 2014 in execution of the Law of 12 May 2014 on regulated real estate companies (Belgian REITs).

Key figures Table of contents

Key figures

Management
report
5
0. Introduction 6
1. Report on activities for the first half of the 2013-2014 financial year, closed on 30 September 2014 6
2. Amendments to articles of association of Retail Estates nv 9
3. Analysis of the results 10
4. Prospects 11
5. Changes to the composition of the board of directors 11
6. Future-oriented statements 11
Financial
report
13
1. Condensed consolidated income statement 14
2. Condensed consolidated balance sheet 16
3. Condensed statement of changes in shareholders' equity 18
4. Condensed, non-audited consolidated cashflow statement 22
5. Notes on the condensed consolidated interim figures 24
6. Limited review report on the consolidated interim financial information
for the six-month period ended 30 September 2014 36
Share
performance report
39
1. Stock market performance 40
2 Stock market capitalisation 41
3. Dividend and yield 41
4. Financial calendar 42
Real
estate report
45
1. Real estate expert's report 46
2. Note 47
3. Commercial activities of tenants 48
4. Subdivision by type of building 48
General
information
51
Lexicon 52
Information sheet 55
    1. Limited review report on the consolidated interim financial information

Management report

Retail Estates is a leading market player thanks to a portfolio that has been built up in a consistent manner, based on its market knowledge.

  • Share performance report • Real estate report
  • General information

2014 - 2015 Retail Estates

EUR 767.81 million fair value properties of the real estate certificates amounts to EUR 13.10 million.

As at 30 September 2014, the real estate portfolio consists of 562 properties with a lettable area of 591,195 m².

1.3. Investments2 - retail parks

Beringen (Mijn Retail nv)

On 10 April 2014, Retail Estates nv and be-MINE nv concluded a cooperation agreement for the development of a retail park, with a total built-up area of 18,000 m². On 27 May 2014, the partners established a special purpose company "Mijn Retail nv". Except for unforeseen circumstances, the retail park is expected to be delivered before the end of 2015. The required building permit and socio-economic authorisation were already granted.

2 The purchase and sale values of the investments and disposals are in line with the investment values as appraised by the real estate experts.

Bruges

On 6 May 2014, an agreement was signed regarding the purchase of the piece of land onto which the retail park Bruges V-Mart was built, for an amount of EUR 3.32 million (excl. registration fees). In 2012, Retail Estates nv concluded a superficies agreement regarding this parcel and constructed the retail park on this ground. The purchase will be completed as soon as the required formalities relative to the OVAM regulation will be realised, expected before the end of the current financial year.

Erembodegem

On 1 June 2014, the extension and transformation of the distribution centre of Brantano nv in Erembodegem, was delivered. The additional investment realised by Retail Estates nv amounts to EUR 5.08 million. For the renewed site, a lease agreement for a new, fixed term of 10 years was concluded, at a rental price of EUR 1.12 million.

Wetteren – Oudenaarde

On 14 July 2014, Retail Estates nv acquired the exclusive control of the companies Frunpark Wetteren nv and Gentpoort nv. These companies own retail parks situated respectively in Wetteren and Oudenaarde.

Since its opening in 2008, the retail park in Wetteren is a well-known, frequently visited location in the region between Ghent and Alost and owes this to its strategic position on the intersection Gentsesteenweg – Oosterzelesteenweg, in the immediate proximity of the E40 highway's exit 'Wetteren'. The retail park consists of 14 retail properties with a total area of 10,423 m² and generates a gross rental income of EUR 1.30 million. All retail properties are leased.

0. Introduction

General

Retail Estates nv is one of Belgium's largest real estate companies, specialised in peripheral retail properties. Its property portfolio consists of 562 retail properties in Belgium, representing a total lettable area of 591,195 m² and an investment value of EUR 786.51 million (including a participating interest of 85.28 % in Immobilière Distri-Land nv property certificates).

Retail Estates nv manages its property portfolio itself and has a proven track record in real estate development and redevelopment for its own account.

Retail Estates nv is a listed company (Euronext Brussels), with a market capitalisation of approximately EUR 448.36 million on 30 September 2014.

Risk management

Although management endeavours to limit the risk factors to a minimum, careful account still has to be taken of a certain number of risks. For an overview of these risks, reference is made to pages 4 to 11 of the annual report 2013-2014.

1. Report on activities for the first half of the 2014-2015 financial year, closed on 30 September 2014

1.1. Rental income and occupancy rate Rental income during the first half of the financial year amounts to EUR 25.80 million, 13.76 % up on the figure for the comparable half of the 2013-2014 financial year (EUR 22.68 million). This increase is almost entirely attributable to the growth of the real estate portfolio.

The occupancy rate1 on 30 September 2014 remains at a high 98.50 %, compared with 98.17 % on 31 March 2014.

1.2. Fair value of the real estate portfolio

The fair value of the real estate portfolio amounts to EUR 767.81 million. The rental yield (in relation to the investment value) on this portfolio established by the real estate experts is 6.92 % based on the actual rent.

The stability of the value of peripheral retail properties is explained mainly by continuing interest on the part of wealthy private individuals in this type of investment. Retail Estates nv noticed this when carrying out its annual ongoing divestment programme.

Retail Estates nv also holds a significant interest of 85.28 % in the real estate certificates issued by Immobilière Distri-Land nv. The fair value of this property portfolio as at 30 September 2014 amounts to EUR 16.60 million. Retail Estates nv's share in the total fair value of the real estate

1 The occupancy rate is calculated as the effective leased area versus the lettable area, expressed in m2 .

The mergers of these subsidiaries facilitate the administrative management and lead to a decrease of the taxable income of Retail Estates nv's subsidiaries.

2. Status of a public regulated real estate company ('RREC' - Belgian REIT)

On 1 September 2014, Retail Estates nv was granted by the FSMA (Belgian Financial Services and Markets Authority) a license as a public Regulated Real Estate Company ('RREC'), under specific conditions precedent pursuant to the 12 May 2014 Law on regulated real estate companies (the 'RREC Law').

The extraordinary general meeting of shareholders of Retail Estates nv that was held on 24 October 2014 (the 'EGM'), approved with unanimity the change of status from a public real estate investment company into a public RREC (Belgian REIT) in accordance with the RREC Law.

As no exit right has been exercised, and all conditions precedent to which the modification of the articles of association by the EGM and the authorisation granted by the FSMA were subject, have thus been fulfilled, Retail Estates nv benefits from the public RREC status as from 24 October 2014.

For more information, please check our website www.retailestates.com, under Investor Relations (www.retailestates.com/en/investor/generalassembly/2014-2015).

On 26 September 2014, the EGM of Retail Warehousing Invest nv decided to amend the company statutes to the regulations regarding the regulated real estate companies and in particular, to the stipulations pursuant to the RREC Law and the R.D. of 13 July 2014 on regulated real estate companies. The status amendment was approved under the condition of the former status of Retail Estates nv of vastgoedbevak/sicafi being actually changed into the status of public RREC.

As a result of the above-mentioned approval of the change of status of Retail Estates nv by the EGM of 24 October 2014, the condition for the entry into force of the change of status of Retail Warehousing Invest nv, approved by the EGM of 26 September 2014, has thus been fulfilled. The amendment has entered into force and Retail Warehousing Invest benefits from the institutional RREC status as from 24 October 2014.

It is a typical "out-of-town" location, with non-food retailers with a large area of coverage.

The retail park in Oudenaarde is situated in the outskirts of the city Oudenaarde, on a former industrial site. It is an example of an "edge-oftown" location, aiming at a local, urban area of coverage. This park's retailers focus on the daily needs of the consumer. The most important tenants are Albert Heijn, Kruidvat, Blokker and C&A. The retail park consists of 10 retail properties with a total area of 7,963 m² and generates a gross rental income of EUR 0.67 million. All retail properties are leased, with the exception of a 300 m² surface, for which negotiations are ongoing.

1.4. Disposals2

On 4 April 2014, the Luxembourgian company Belgium Retail 1 Luxembourg sàrl was sold, for an amount of EUR 8.22 million. On the buildings in this company, a net added value of EUR 0.19 million was realised (after deduction of the real estate agent's fees).

Over the past six months, four retail properties were sold for a net selling price of EUR 4.43 million. On these buildings, a net added value of EUR 0.26 million was realised. The retail properties sold are situated in Genval (Délitraiteur), Wanze (Action), Tienen (Brantano) and Gosselies (Charles Vögele). The fair value of these properties at the time of sale amounted to EUR 3.61 million.

These sales are part of an annual reoccurring sales programme concerning individual retail properties that, due to their location or retail size and/or the business activity practiced therein, do not fit within the core portfolio of Retail Estates nv.

1.5. Private placement of bonds

On 2 April 2014, Retail Estates nv proceeded to a private placement of bonds for a total amount of EUR 30 million. The bonds have a 7-year term and are due in 2021. They represent a fixed annual gross yield of 3.566 %. The bonds were placed with institutional investors. The net proceeds of the bond issue will be used for the further growth of the portfolio and will contribute to the diversification of the financial resources. The bonds also contribute to the increase of the average maturity of the total debt and to the decrease of the average interest rate.

1.6. Merger by absorption of subsidiaries

On 11 June 2014, the merger proposal regarding the merger by absorption of the companies SDW Invest bvba and Ducova bvba was submitted. The board of directors established the merger by notarial deed on 26 September 2014, with effect on respectively 30 September 2014 and 31 October 2014.

The debt ratio amounts to 51.72 % as at 30 September 2014 compared to 49.10 % on 31 March 2014.

4. Prospects

The macro-economic uncertainties do not enable predictions to be made as to the evolution of the fair value of property or the negative variations in the fair value of financial hedging instruments. The evolution of the net asset value of the share, which is sensitive to such variations and uncertainties, is therefore uncertain. On 30 September 2014, the weak consumer confidence and the lower retail turnover of some retail firms have not resulted in an increase of unoccupied premises or collection issues at Retail Estates nv. This is probably the result of the discount character of the peripheral retail formulas.

It is estimated that the net current result per share for the financial year 2014-2015 will exceed 3.10 EUR per share. The expected dividend (EUR 3.10 gross per share) is confirmed. This represents a 3.33 % increase in the dividend compared with 2013-2014. These expectations were filled in the hypothesis of stable consumer spending and provided a positive evolution of

rents. However, it has been identified that at the moment, contrary to previous financial years, the inflation by rent indexation hardly has its role in the rental increase.

5. Changes to the composition of the board of directors

At the annual shareholders' meeting of 4 July 2014, the resignation of Mr Luc Geuten as a non-executive director, effective 4 July 2014, was acknowledged. During the previous financial year, Mr Geuten has reached the age limit of 70 years. He will not be replaced so that henceforth, the board of directors will consist of 10 directors.

6. Future-oriented statements

This half-yearly report contains a number of futureoriented statements. Such statements are subject to risks and uncertainties which means that the actual results can differ significantly from those expected on the basis of such future-oriented statements in this interim statement. Significant factors that can influence such results include changes in the economic situation and commercial, fiscal and environmental factors.

3. Analysis of the results

Interim results as at 30 September 2014: net current result of the Group up by 18.71 % compared to 30 September 2013 - fair value of the real estate portfolio up to EUR 767.81 million.

For the six months to 30 September 2014, the net current result (i.e. profit before the results on the portfolio) amounts to EUR 13.45 million, an increase of 18.71 % compared to the same period in the previous year.

Net rental income rose from EUR 22.29 million to EUR 25.54 million. This is mainly due to the acquisition of additional properties in the current financial year and the contribution of retail properties purchased during the previous financial year and which are contributing 100 % for the first time this financial year. Compared with 30 September 2013, the real estate portfolio grew by EUR 64.54 million. With respect to 31 March 2014, the portfolio grew by EUR 21.90 million.

After deduction of property charges, this gives an operating property result of EUR 23.73 million compared to EUR 20.74 million last year.

Property charges amount to EUR 1.64 million compared to EUR 1.43 million the year before. The increase is thus in line with the increase in rental income. The general costs amount to EUR 1.54 million, an increase with EUR 0.40 million compared to the previous year. This is mainly due to the non-recurrent cost within the framework of the change of status from vastgoedbevak/sicafi to regulated real estate company (see chapter

2, p. 9). After deduction of general costs, the regulated real estate company posts an operating result before result on the portfolio of EUR 22.18 million. The operating margin is 86.85 %.

Net earnings from disposals of investment properties amount to EUR 0.45 million out of total sales of EUR 4.06 million. Variations in the fair value of investment properties amount to EUR 0.84 million, representing the net surplus of various positive and negative variations.

The financial result is EUR - 8.51 million, a rise in costs of EUR 0.62 million compared with the same period last year. Retail Estates nv finances its real estate portfolio mainly with long-term bank debts at fixed interest rates. The average interest rate as at 30 September 2014 is 4.50 %.

The net result (share Group) for the first half of the year is EUR 14.74 million, consisting of the net current result of EUR 13.45 million and the result on the portfolio of EUR 1.29 million. Per share this represents a net current result available for distribution of EUR 1.84 for the first half of the year (on the basis of the weighted average number of shares).

The fair value of the property portfolio,

including assets held for sale, amounts to EUR 773.61 million as at 30 September 2014, compared to EUR 750.30 million on 31 March 2014.

The net asset value (fair value) per share amounts to EUR 46.01 (excluding 50 % of the expected dividend) as at 30 September 2014. As of 31 March 2014 this was EUR 45.90 (excl. dividend).

The reinforcement of the company's registered capital and the recently issued private bond loan allow further growth of the company.

Financial report

1. A. Condensed consolidated income statement

INCOME STATEMENT (in € 000) 30.09.14 30.09.13
Rental income 25,797 22,678
Rental related expenses -256 -384
Net rental income 25,541 22,294
Recovery of property expenses
Recovery of rental charges and taxes normally payable by tenants on let
properties
2,750 2,363
Rental charges and taxes normally payable by tenants on let properties -2,916 -2,479
Other rental related income and expenses -9 -9
Property result 25,367 22,169
Technical costs -720 -522
Commercial costs -103 -126
Charges and taxes on unlet properties -111 -62
Property management costs -701 -721
Property charges -1,638 -1,433
Operating property result 23,728 20,736
Operating corporate costs -1,545 -1,146
Other current operating income and expenses
Operating result before result on portfolio 22,183 19,589
Result on disposals of investment properties 451 28
Result on sales of other non-financial assets
Changes in fair value of investment properties 840 2,253
Operating result 23,474 21,871
Financial income 76 562
Interest charges -8,569 -8,430
Other financial charges -21 -26
Financial result -8,514 -7,894
INCOME STATEMENT (in € 000) 30.09.14 30.09.13
Result before taxes 14,960 13,977
Taxes -223 -368
Net result 14,737 13,608
Attributable to:
Shareholders of the Group 14,737 13,608
Minority interests
Note:
Net current result (share Group)3 13,446 11,327
Result on portfolio 1,291 2,281
RESULT PER SHARE 30.09.14 30.09.13
Number of ordinary shares in circulation 7,290,411 7,290,411
Weighted average number of shares 7,290,411 6,571,948
Net profit per ordinary share (in EUR) 2.02 2.07
Diluted net profit per share (in EUR) 2.02 2.07
Profit available for distribution per share (in EUR)4 1.86 1.56
Net current result per share (in EUR)5 1.84 1.72
3 The net current result is calculated as follows: net result excluding changes in fair value of investment properties and exclusive the result on disposal
of investment properties.
4 Based on the number of shares in circulation.
5 The net current result per share is calculated from the weighted average number of shares, counted from the time of issue (which does not
necessarily coincide with first dividend entitlement date). As at 30.09.2014, the weighted average number of shares is equal to the total number of
shares.
1. B. Statement
of other comprehensive income
Statement of other comprehensive income (in € 000)
30.09.14 30.09.13
Net result 14,737 13,608
Other components of other comprehensive income, recyclable in income
statements:
Impact on the fair value of estimated transaction rights and costs resulting
from the hypothetical disposal of investment properties
-457 -1,074
Changes in the fair value of cash-flow hedges -2,134 5,775
COMPREHENSIVE INCOME 12,146 18,309

2014 - 2015 Retail Estates

2. Condensed consolidated balance sheet

ASSETS (in € 000) 30.09.14 31.03.14
Non-current assets 768,140 746,245
Goodwill
Intangible non-current assets 37 26
Investment properties6 767,815 745,916
Other tangible non-current assets 284 297
Financial non-current assets
Trade receivables and other non-current assets 5 5
Current assets 14,287 9,620
Non-current assets or groups of assets held for sale 5,800 4,385
Trade receivables 2,311 725
Tax receivables and other current assets 1,479 1,899
Cash and cash equivalents 2,561 2,189
Deferred charges and accrued income 2,136 421
TOTAL ASSETS 782,427 755,865
SHAREHOLDERS' EQUITY AND LIABILITIES (in € 000) 30.09.14 31.03.14
Shareholders' equity 346,697 356,524
Shareholders' equity attributable to the shareholders of the parent 346,697 356,524
company
Capital 160,962 160,962
Issue premiums 93,095 93,095
Reserves 77,904 73,900
Net result of the financial year 14,737 28,568
Minority interests
Liabilities 435,730 399,341
Non-current liabilities 370,196 365,825
Provisions 87 102
Non-current financial debts 329,015 327,677
Credit institutions 299,255 327,677
Other non-current financial liabilities 29,760
Other non-current liabilities 41,094 38,046
SHAREHOLDERS' EQUITY AND LIABILITIES (in € 000) 30.09.14 31.03.14
Current liabilities 65,534 33,516
Current financial debts 51,797 22,421
Credit institutions 51,797 22,421
Trade debts and other current debts 9,074 7,992
Other current liabilities 77 86
Accrued charges and deferred income 4,586 3,017
TOTAL SHAREHOLDERS' EQUITY AND LIABILITIES 782,427 755,865
DEBT RATIO 30.09.14 31.03.14
Debt ratio7 51.72% 49.10%
NET ASSET VALUE PER SHARE (in €) - SHARE GROUP 30.09.14 31.03.14
Net asset value per share IFRS8 47.56 48.90
Net asset value per share EPRA9 51.12 52.18
Net asset value per share excl. dividend excl. IAS 3910 52.16 51.70
6 Including project developments (IAS 40).
7 The debt ratio is calculated as follows: obligations (excluding provisions, accrued charges and deferred income, financial instruments and
deferred taxes), divided by the total assets (excluding financial instruments).

8 The net asset value per share IFRS (fair value) is calculated as follows: shareholders' equity (attributable to shareholders of the parent company) divided by the number of shares.

9 The net asset value per share EPRA (fair value) is calculated as follows: shareholders' equity (excluding changes in the effective part of the fair value of the permitted hedging instruments in a cash flow hedge as defined in IFRS) divided by the number of shares.

10 The net asset value per share excl. dividend excl. IAS 39 (investment value) is calculated as follows: shareholders' equity (excluding the impact on the fair value of estimated transfer rights and costs resulting from the hypothetical disposal of investment properties, exclusive changes in the effective part of the fair value of the permitted hedging instruments in a cash flow hedge as defined in IFRS and exclusive dividend) divided by the number of shares.

2014 - 2015 Retail Estates

STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY Capital Issue Net result of the Minority TOTAL
(in € 000) ordinary shares premiums Reserves* financial year interests Shareholders' Equity
Balance according to IFRS on 31 March 2013 129,389 52,857 57,760 29,582 0 269,588
- Net appropriation of profits 2012-2013
- Transfer of portfolio result to reserves 8,579 -8,579 0
- Transfer of net current result to reserves 4,145 -4,145 0
- Reclassification between reserves
- Dividends of the financial year 2012-2013 -16,858 -16,858
- Capital increase 32,699 39,601 72,300
- Capital increase through contribution in kind 540 636 1,176
- Minority interests
- Costs of capital increase -1,667 -1,667
- Other 40 40
- Total result 30/09/2013 4,701 13,608 18,309
Balance according to IFRS on 30 September 2013 160,962 93,095 75,225 13,608 0 342,890
Balance according to IFRS on 31 March 2014 160,962 93,095 73,900 28,568 0 356,524
- Net appropriation of profits 2013-2014
- Transfer of portfolio result to reserves 3,260 -3,260 0
- Transfer of net current result to reserves 3,437 -3,437 0
- Reclassification between reserves 0
- Dividends of the financial year 2013-2014 -21,871 -21,871
- Capital increase
- Capital increase through contribution in kind
- Minority interests
- Costs of capital increase
- Other -102 -102
- Total result 30/09/2014 -2,591 14,737 12,146
Balance according to IFRS on 30 September 2014 160,962 93,095 77,904 14,737 0 346,697

3. Condensed consolidated statement of changes in shareholders' equity

* Detail of the reserves (in € 000) Reserve for
the positive/
negative
balance of
changes in the
Impact on the fair
value of estimated
transfer rights and
costs resulting from
the hypothetical
Reserve for the balance
of changes in the fair
value of authorised
hedging instruments
qualifying for hedge
Results carried
forward from
fair value of real Available disposal of investment accounting as defined previous
Legal reserve estate properties reserves properties by IFRS financial years TOTAL
Balance according to IFRS on 31 March 2013 420 76,775 9,431 -15,763 -30,092 16,989 57,760
- Net appropriation of profits 2012-2013
- Transfer of portfolio result to reserves 8,579 8,579
- Transfer of net current result to reserves 4,145 4,145
- Reclassification between reserves -248 248 -64 64 0
- Capital increase through contribution in kind
- Minority interests
- Costs of capital increase
- Other 1 1,810 -1,820 64 -15 40
- Total result 30/09/2013 -1,074 5,775 4,701
Balance according to IFRS on 30 September 2013 421 86,916 7,859 -16,837 -24,317 21,183 75,225
Balance according to IFRS on 31 March 2014 437 86,926 7,859 -18,386 -23,882 20,946 73,900
- Net appropriation of profits 2013-2014
- Transfer of portfolio result to reserves 3,260 3,260
- Transfer of net current result to reserves 3,437 3,437
- Reclassification between reserves -1,429 1,429 102 -102 0
- Capital increase through contribution in kind
- Minority interests
- Costs of capital increase
- Other -29 -102 29 -102
- Total result 30/09/2014 -457 -2,134 -2,591
Balance according to IFRS on 30 September 2014 408 88,757 9,288 -18,843 -26,016 24,310 77,904

4. Condensed consolidated cash-flow statement

CASH-FLOW STATEMENT (in € 000) 30.09.14 30.09.13
CASH AND CASH EQUIVALENTS AT THE BEGINNING OF THE
SEMESTER
2,188 1,879
1. Cash-flow from operating activities -365 4,006
Operating result 23,474 21,871
Interest paid -8,297 -8,305
Interest received 42 27
Dividends received
Corporate taxes paid -3,164 -36
Estimated corporate tax
Other -474 78
Non-cash elements to be added to / deducted from the result: -1,182 -2,262
* Depreciations and write-downs
- Depreciation / Write-downs (or write-backs) on tangible and
intangible assets
66 79
- Depreciation / Write-downs (or write-backs) on trade
receivables
58 -30
* Other non-cash elements
- Changes in the fair value of investment properties -840 -2,253
- Profit on disposal of investment properties -451 -28
* Other -15 -29
-10,764 -7,341
Change in working capital requirements:
* Movement of assets
- Trade receivables and other receivables -1,628 -2,043
- Tax receivables and other current assets 422 106
- Deferred charges and accrued income -1,699 -922
* Movement of liabilities
- Trade debts and other current debts -9,152 -1,647
- Other current liabilities 4 -4,541
- Accrued charges and deferred income 1,289 1,705
(in € 000) 30.09.14 30.09.13
2. Cash-flow from investment activities -9,018 -13,002
Purchase of intangible assets -21 -9
Purchase of investment properties -4,732 -6,412
Disposal of investment properties and assets held for sale 4,167 2,569
Acquisition of shares of real estate companies -15,081 -9,106
Disposal of shares of real estate companies 6,691
Purchase of other tangible assets -42 -42
Disposal of non-current financial assets
Income from trade receivables and other non-current assets -2
Disposal of assets held for sale
3. Cash-flow from financing activities 9,756 50,105
* Change in financial liabilities and financial debts
- Increase in financial debts 52,757 69,663
- Decrease in financial debts -22,044 -63,324
* Change in other liabilities
- Increase (+) / Decrease (-) in other liabilities 914 -10,009
- Increase (+) / Decrease (-) in minority interests
* Change in shareholders' equity
- Capital increase and issue premiums 72,300
- Costs of capital increase -1,667
- Other
* Dividend -21,871 -16,858
- Dividend for the previous financial year
CASH AND CASH EQUIVALENTS AT THE END OF THE SEMESTER 2,561 42,987

Rounding up or down to the nearest thousand can lead to rounding-off differences between the balance sheet and income statement and the attached details.

86.85 % operating margin

the first six months of the current financial year, their influence on the condensed interim financial statements, the main risk factors and uncertainties for the remaining months of the financial year, and the main transactions between related parties and their possible impact on the condensed interim financial statements if these transactions are of significant importance and were not concluded under normal market conditions.

5.4 Segmented information

IFRS 8 defines an operating segment as follows: an operating segment is a component of the company (IFRS 8.2):

  • that engages in economic activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same company);
  • whose operating results are reviewed regularly by the 'chief operating decision maker' with a view to taking decisions concerning allocation of available resources and assessing the segment's performance; and
  • for which separate financial information is available.

Given that peripheral retail properties account for more than 90 % of the Retail Estates nv's portfolio, a breakdown of activities by operating segment is not relevant. The board of directors does not use any other segment in its decision-making process.

5.5 Valuation of projects

In accordance with the modified IAS 40 standard, project developments are included under investment properties. On purchase they are valued at purchase cost, including incidental expenses and non-deductible VAT.

After initial recognition, projects are valued at fair value once contractors have been found, the necessary licences are acquired, and the properties are let. This fair value valuation is based on the valuation by the real estate expert, after deduction of work still to be done.

A project can relate to a plot of land, a building to be demolished, or an existing building whose purpose is to be changed, requiring considerable renovation work to realise the desired purpose.

5.6 Additional comments on the debt ratio development

Principle

Article 24 of the R.D. of 13 July 2014 on regulated real estate companies (the so-called GVV / SIR or 'Belgian REIT') requires public regulated real estate companies to establish a financial plan with an implementation schedule when its consolidated debt ratio exceeds 50 % of consolidated assets. The financial plan describes the measures to be taken to prevent the consolidated debt ratio from exceeding 65 % of consolidated assets.

A separate report on the financial plan is prepared by the auditor, confirming that the latter has verified the method of drawing up the plan, particularly as regards the economic bases, and that the figures contained in this plan concur with

5.1 Basis for preparation

The interim financial report for the first six-month period ending on 30 September 2014 has been prepared using accounting standards consistent with International Financial Reporting Standards as implemented by the Belgian Royal Decree of 13 July 2014 on the accounting, annual accounts and consolidated annual accounts of public regulated real estate companies, and in accordance with IAS 34 "Interim Financial Reporting".

In determining the fair value of investment properties in accordance with IAS 40 "Property Investments", an estimated amount of transfer rights and costs is deducted by the independent property expert. The impact on the fair value of investment properties of these estimated transfer rights and costs on the hypothetical disposal of investment properties is recorded directly in the shareholders' equity under the heading "lmpact on fair value of estimated transfer rights and costs resulting from the hypothetical disposal of investment properties" expressly provided for in the above R.D. In the first six-month periods ending on 30 September 2014 and 30 September 2013, amounts of, EUR - 0.46 million and EUR - 1.07 million, respectively, were directly recorded in the shareholders' equity under this account.

In these condensed interim financial statements the same accounting principles and calculation methods are applied as in the consolidated financial statements for the year ending on 31 March 2014.

5.2 Application of IFRS 3 Business combinations

Corporate transactions of the past semester were not processed as business combinations such as required under IFRS 3 definition, based on the conclusion that this definition is not applicable, given the nature and the size of the acquired companies. The companies in question own a limited number of properties which are not intended to be kept on as an independent businesses. The companies are fully consolidated through the application of IAS 40.

5.3 Declaration by the person

responsible within Retail Estates nv In accordance with article 13 § 2 of the R.D. of 14 November 2007, Jan De Nys, managing director, declares that, to his knowledge,

a) the condensed interim financial statements prepared on the basis of financial reporting principles consistent with IFRS and with IAS 34 'Interim Financial Reporting' as adopted by the European Union, give a true and fair view of the net equity, financial position and results of Retail Estates nv and of the companies included in the consolidation.

b) the interim report presents an accurate description of the main events occurred during

5. Notes on the condensed consolidated interim figures

• Management report > Financial report • Share performance report • Real estate report • General information

• results of the second semester 2014-2015

The results of the second semester as indicated in the budget for 2014-2015, approved by the board of directors.

• planned investments in the second semester 2014-2015

Investments amounting to EUR 46.50 million are planned, of which EUR 12.40 million in the fourth quarter of the financial year 2014-2015.

Considering the additional planned investments and the earnings expectations for the full year, the debt ratio at 31 March 2015 would amount to 50.55 %.

The projection of the debt ratio only takes into account acquisitions and disposals in respect of which a private agreement has been signed and investments that are planned and contracted out.

Other elements that influence the debt ratio

The valuation of the real estate portfolio also has an impact on the debt ratio. Considering the current capital basis, the maximum debt ratio of 65 % would be exceeded in the event of a reduction in the fair value of real estate investments of EUR 159.86 million. This reduction in value could be the result of an increase in the yield (if the rental values remain unchanged, the yield would have to increase by 1.86 % in order to exceed the debt ratio) or a reduction in rents (if the yields remain unchanged, the rents would have to drop by EUR 11.06 million). Historically, the fair value of the real estate portfolio has always risen or was at least stable since the regulated real estate company (Belgian REIT) was set up. There are currently no indications in the market to assume an increase in the yield.

In the event that substantial value reductions occur that cause the debt ratio to exceed 65 %, Retail Estates nv can sell a number of its properties. Retail Estates nv has a solid track record with regard to selling properties at their estimated investment value. In the 2011-2012 financial year, 12 retail properties were sold for a net selling price of EUR 17.87 million. In the 2012-2013 financial year, 14 retail properties, 2 carcass apartments, 1 food service building, 3 plots of land, 1 small and middle-sized building and 1 villa were sold for a net selling price of EUR 19.25 million. In the 2013-2014 financial year, 4 retail properties and 2 carcass apartments were sold for a net selling price of EUR 5.07 million. Globally speaking, these properties were sold at the estimated investment value. At 30 September 2014, 4 retail properties were sold for a net selling price of EUR 4.43 million and the company Belgium Retail 1 Luxembourg sàrl was sold for an amount of EUR 8.22 million.

Conclusion

Retail Estates nv is of the opinion that, based on

  • the historical evolution of the regulated real estate company (Belgian REIT) and
  • the track record of disposals,

no additional measures need to be taken to prevent the debt ratio exceeding 65 %. As a result of the capital increase on 28 June 2013, the debt ratio declined. It is the intention of the regulated real estate company (Belgian REIT) to maintain the debt ratio between 50 % and 55 %. This level is evaluated regularly and will be reviewed by the board of directors if deemed necessary in the light of changing market and influencing factors.

the accounts of the public regulated real estate company.

The general guidelines of the financial plan are included in the annual and half-yearly financial reports. The annual and half-yearly financial reports will describe and justify how the financial plan has been implemented during the period under review and how the public regulated real estate company will implement the plan in the future.

Notes 2014-2015

Historical evolution of the debt ratio

Since 2008-2009, the debt ratio of Retail Estates nv has risen above 50 %. In the aforementioned financial year, the debt ratio was 56 %, subsequently remaining stable at around 53 %. In 2014, the debt ratio decreased at a level under 50 % as a result of the capital increase, to rise above 50 % again as from 30 September 2014. Throughout its history, the Retail Estates nv's debt ratio has never exceeded 65 %.

Long-term evolution of the debt ratio

The board of directors considers a debt ratio of + 55 % ideal for the shareholders of the regulated real estate company (Belgian REIT) in terms of the return and the current earnings per share. The impact of every investment on the debt ratio is reviewed and if necessary the investment is not carried out if it has a negative influence on the debt ratio. Based on the current debt ratio of 51.72 %, Retail Estates nv has an investment potential of EUR 296.88 million without exceeding as such a debt ratio of 65 %, and an investment potential of EUR 161.96 million without exceeding a debt ratio of 60 %.

Short-term evolution of the debt ratio

Every quarter, the board of directors is presented with a prognosis of how the debt ratio will evolve during the following quarter. The board also discusses any deviations which may have occurred between the estimated and actual debt ratio during the previous quarter.

The projection of the debt ratio as at 31 December 2014 takes into account the following assumptions:

• disposals in the third quarter 2014-2015 Disposals amounting to EUR 0.73 million are planned.

• results of the third quarter 2014-2015

The results of the third quarter as indicated in the budget for 2014-2015, approved by the board of directors.

• planned investments in the third quarter 2014-2015

Investments amounting to EUR 34.10 million are planned for the third quarter of the financial year 2014-2015. EUR 14.80 million will be invested through a contribution in kind (see 5.12.1, p. 34).

Considering the aforementioned assumptions, the debt ratio as at 31 December 2014 will amount to 51.01 %.

A projection is also made of the debt ratio as at 31 March 2015 (end of the financial year). This projection takes into account the following assumptions:

• disposals in the second semester 2014-2015 Disposals amounting to EUR 2.93 million are planned,

of which EUR 2.20 million in the fourth quarter.

Type of lease

The Group concludes commercial rental contracts for its buildings, for a minimum period of 9 years, which can usually be terminated upon expiry of the third and sixth year, subject to 6 months' notice prior to the expiry date. Rents are usually paid monthly in advance (sometimes quarterly). They are indexed annually on the anniversary of the lease.

Taxes and levies, including the advance levy on income derived from real estate, the insurance premium and the communal charges, are in theory borne by the lessee. To guarantee compliance with the obligations imposed on the lessee by virtue of the agreement, the lessee must provide

a rental guarantee, usually in the form of a bank guarantee amounting to three months' rent.

At the start of the lease an inventory of fixtures and fittings is drawn up between the parties by an independent real estate expert. On expiry of the lease the lessee must return the rented premises in the state described in the inventory of fixtures and fittings drawn up when it took up occupancy, subject to normal wear and tear.

The lessee may not transfer the lease or sublet the premises wholly or in part, other than subject to prior written permission from the lessor. The lessee is obliged to register the lease at its own expense.

5.7 Rental income

During the first half of this financial year, Retail Estates nv expanded its property portfolio with 25 retail properties. These represent a rental income of EUR 2.00 million. In the consolidated figures as of 30 September 2014 these new properties represent a rental flow of EUR 0.43 million.

Four properties and the company Belgium Retail 1 Luxembourg sàrl were also divested in the first sixmonth period of the financial year. These represent a rental income of EUR 0.75 million. In the consolidated figures as of 30 September 2014, these properties represent EUR 0.084 million.

Rental income (in € 000) 30.09.14 30.09.13
Rent 25,247 22,220
Guaranteed income
Operational lease income 550 458
Rental discounts
Rental benefits ('incentives')
Fees for early terminated rental agreements
Total rental income 25,797 22,678
(in € 000) 30.09.14 30.09.13
Within one year 53,056 47,685
Between one and five year(s) 218,752 203,916
Within more than five years 254,338 257,344

The rise in rental income is mainly due to the growth of the real estate portfolio and the indexation of the rents.

The following table uses a theoretical exercise to show the amount of rental income Retail Estates

nv will actually collect, based on the current lease agreements. This does not detract from the theoretical risk of all tenants exercising their legal right of termination at the end of the current threeyear period. In this case, all retail properties will by definition be vacant within 3 years and 6 months.

Of all loans, EUR 282.92 million have a variable interest rate. These are all long-term loans. 97.51 % of the outstanding loans are hedged via interest rate swap contracts that swap variable interest rates for fixed interest rates or have a fixed interest rate. The average interest rate of the loans is 4.50 %. Retail Estates nv has agreed in principle on a debt ratio of 60 % with its banks.

The 'other non-current financial liabilities' concern the bond loan, emitted on 23 April 2014 with a 7-year term and an interest rate of 3.556 %.

5.10 Financial instruments

The most important financial instruments of the Group are financial and trade receivables and debts, investments, cash and cash equivalents and financial instruments such as 'Interest Rate Swaps' (IRS).

During the first half of the financial year control was acquired of three real estate companies for a total amount of EUR 15.08 million. The acquisition of the companies was paid for in cash. This resulted in a EUR 28.89 million increase of investment properties and a EUR 13.81 million variation of working capital.

properties Investment held for sale Assets Total
Investment and revaluation
table (in € 000)
30.09.14 31.03.14 30.09.14 31.03.14 30.09.14 31.03.14
Balance at the end of the
previous financial year
745,916 675,593 4,385 7,488 750,301 683,081
Acquisition through purchase or
contribution real estate
companies
28,383 42,787 28,383 42,787
Capitalised interest cost 168 624 168 624
Acquisition and contribution of
investment properties
4,290 27,476 4,290 27,476
Disposal through sale of real
estate companies
-6,874 -6,874
Disposal of investment properties -2,319 -3,635 -1,848 -3,579 -4,167 -7,214
Transfers to assets held for sale -3,262 -301 3,262 301 0 0
Change in fair value (+/-) 1,512 3,372 175 1,512 3,547
At the end of the financial year 767,815 745,916 5,800 4,385 773,613 750,301
OTHER INFORMATIONS
Investment value of the property 786,514 764,193 5,945 4,495 792,459 768,688

5.9 Long- and short-term financial debts

Breakdown by due date of credit lines (in € 000) 30.09.14 31.03.14
Non-current
Bilateral loans - variable or fixed rate 299,255 327,677
Other non-current financial liabilities 29,760
Subtotal 329,015 327,677
Current
Bilateral loans - variable or fixed rate 51,797 22,422
Subtotal 51,797 22,422
Total 380,812 350,098
Breakdown by maturity of non-current financial debts (in € 000) 30.09.14 31.03.14
Between one and two year(s) 49,794 49,917
Between two and five years 201,394 199,794
More than five years 77,827 77,966

5.8 Investment properties

Project developments (in € 000) 30.09.14 31.03.14
Balance at the end of the previous financial year 8,077 5,734
Increase during the financial year 4,613 6,318
Reception during the financial year -834 -3,975
At the end of the financial year 11,856 8,077

The categories correspond with the following financial instruments:

  • A. Financial assets or liabilities (including receivables and loans) held until maturity, at the amortised cost.
  • B. Investments held until maturity, at the amortised cost.
  • C. Assets or liabilities, held at the fair value through the profit and loss account, except for financial instruments determined as hedging instruments.

The aggregate financial instruments of the Group correspond with level 2 in the fair values hierarchy. Fair value valuation is carried out regularly.

Level 2 in the fair values hierarchy includes the other financial assets and liabilities, in respect of which the fair value is based on other information, which can, directly or indirectly, be determined for the relevant assets or liabilities.

The valuation techniques regarding the fair value of the level 2 financial instruments are the following:

  • The categories 'other financial liabilities' and 'financial fixed assets' concern Interest Rate Swaps (IRS), in respect of which the fair value is determined by means of interest rates applicable in active markets, and generally provided by financial institutions.
  • The fair value of the other level 2 financial assets and liabilities is almost equal to their book value:

  • either because they have a short-term maturity (like trade receivables and debts),

  • or because they have a variable interest rate.

The fair value of debts having a fixed interest rate is estimated by means of an actualisation of their future cash flows, taken into account the Group's credit risk.

5.11 Minority interests

On 30 September 2014, Retail Estates nv holds a 62.50 % interest in Retail Warehousing Invest nv. According to the agreement entered into with a view to acquiring the controlling interest in Retail Warehousing Invest nv, Retail Estates nv shall, at the latest effective 1 July 2016, acquire all shares of this company that are not yet held by it, on the basis of the same valuation formula used to gain control on 4 July 2012. Upon acquisition of the minority interest, the underlying real estate value used in this formula will be checked against the value applicable at that time as determined by the real estate expert and, as the case may be, be limited to such value in accordance with article 37 of the Belgian Law of 12 May 2014 on regulated real estate companies.

On 30 September 2014, Retail Estates nv holds a 51 % interest in the shares of the company Mijn Retail nv, as a result of the cooperation agreement concluded between Retail Estates nv and be-MINE nv on 10 April 2014, regarding the realisation of a retail park in Beringen with a total built-up area of 18,000 m².

As of 31 December 2012, the balance sheet was drawn up based on the assumption that all minority interests would be acquired (in accordance with IFRS), irrespective of the timing of the acquisition and assuming that these would be paid for in cash.

Below is an overview of the financial instruments as at 30 September 2014:

Summary of financial instruments as at Categories Book value Fair value Level
closing date 30.09.14 (in € 000)
I. Non-current assets
Financial non-current assets C 0 0 2
Loans and receivables A 5 5 2
II. Current assets
Trade receivables and other receivables A 3,790 3,790 2
Cash and cash equivalents B 2,561 2,561 2
Total financial instruments on the assets side 6,356 6,356
of the balance sheet
I. Non-current liabilities
Interest-bearing liabilities A 329,015 334,704 2
Credit institutions A 299,255 301,556 2
Other non-current financial liabilities A 29,760 33,148 2
Other non-current liabilities A 15,078 15,078 2
Other financial liabilities C 26,016 26,016 2
II. Current liabilities
Interest-bearing liabilities A 51,797 51,797 2
Current trade debts and other debts A 9,151 9,151 2
Total financial instruments on the liabilities
side of the balance sheet
431,057 436,746

5.12.2 Disposals Maasmechelen

On 18 November 2014, a vacant retail property at a solitary location was sold to a local SME. The net selling price amounts to EUR 0.50 million. Compared to the fair value of this property, EUR 0.63 million as at 30 September 2014, Retail Estates nv sustained a loss of EUR 0.13 million.

Huy

An agreement has been signed regarding the disposal of two retail properties in Huy, located in an SME area. The retail properties are let to Van Marcke (sanitary equipment) and Carglass (automobile repairs). The expected net selling price amounts to EUR 1.87 million.

5.12.3 Merger by absorption of subsidiary

On 11 June 2014, the merger proposal with a view to completing a merger by absorption of Ducova bvba was submitted. This merger has become effective on 31 October 2014.

5.12.4 Change of status

On 24 October 2014, the EGM of shareholders of Retail Estates nv approved unanimously the change of status of public vastgoedbevak/sicafi into the status of public regulated real estate company ('RREC', Belgian REIT), in accordance with the Law of 12 May 2014. Since no exit right has been exercised and all conditions have been fulfilled, Retail Estates nv benefits from the public RREC status as from 24 October 2014.

By the approved change of status of Retail Estates nv, the condition of the change of status of the company Retail Warehousing Invest nv has also been fulfilled. On 26 September 2014, the EGM of Retail Warehousing Invest nv had approved the amendment of the institutional vastgoedbevak/ sicafi status into the status of institutional RREC (Belgian REIT) under this condition. Therefore, Retail Warehousing Invest nv benefits from the institutional RREC status as from 24 October 2014.

This reflects the maximum debt ratio on the basis of available information and the development stage of the projects.

The impact on the non-current liabilities amounts to EUR 14.71 million.

5.12 Events occurring after the balance sheet date

5.12.1 Investments – capital increase Acquisition 14 retail properties

On 14 October 2014, Retail Estates nv entered into a framework agreement with Orchestra-Prémaman Belgium nv with a view to acquiring the ownership of 14 retail properties11 for an investment value of EUR 34.59 million and an expected rental income of EUR 2.18 million. This transaction is two-fold: (i) the purchase of 8 retail properties and (ii) the contribution in kind of 6 retail properties.

In execution of the first part of the transaction, 7 retail properties were purchased on 29 October 2014. This acquisition represents an investment of EUR 12.95 million.

On 28 November 2014, the second part of the transaction has been completed partially by transferring 5 retail properties as part of a capital increase by means of a contribution in kind. For this contribution in kind the board of directors of Retail Estates nv issued 269,062 new shares, within the framework of powers granted to it regarding

the authorised capital. The total investment value for these five properties is EUR 14.80 million and this represents a capital increase of approximately EUR 6.05 million (the balance, approximately EUR 8.74 million, is assigned to the balance sheet item "issue premium").

Regarding 12 of the 14 retail properties to acquire, the transaction is thus executed in accordance with the framework agreement of 14 October 2014, as announced in the press release of 15 October 2014. Two retail properties are not yet acquired due to obligations relative to the OVAM regulation, which are not yet fulfilled. In expectation of this fulfilment, the transfer of these properties has been postponed.

As regards the property that will be part of a second contribution in kind in the Retail Estates nv's capital, the issue price of the new shares to be issued will be adapted if this contribution does not take place by 31 December 2014 ultimately. As a result of this, the total number of new shares, referred to in the press release of 15 October 2014, can be amended.

Wilrijk

On 27 October 2014, Retail Estates nv acquired a retail property in Wilrijk, along the Boomsesteenweg, for a total investment of EUR 4.24 million. This property is let at a rental price of EUR 0.26 million and is used as a retail subsidiary with the brand name GAMMA (DIY).

11 For more information we refer to the press release of 15 October 2014.

• Manage ment report > Financial report • Share perfor • Real state report • General infor

To the board of directors

We have performed a limited review of the accompanying consolidated condensed balance sheet, condensed income statement, condensed statement of comprehensive income, condensed cash flow statement, condensed statement of changes in equity and selective notes 5.1 to 5.12 (jointly the "interim financial information") of Retail Estates nv/sa ("the company") and its subsidiaries (jointly "the group") for the six-month period ended 30 September 2014. The board of directors of the company is responsible for the preparation and fair presentation of this interim financial information. Our responsibility is to express a conclusion on this interim financial information based on our review.

The interim financial information has been prepared in accordance with IAS 34, "Interim Financial Reporting" as adopted by the EU and implemented by the Royal Decree of 13 July 2014 with respect to regulated real estate companies.

Our limited review of the interim financial information was conducted in accordance with international standard ISRE 2410 – Review of interim financial information performed by the independent auditor of the entity. A limited review consists of making inquiries of group management and applying analytical and other review procedures to the interim financial information and underlying financial data. A limited review is

substantially less in scope than an audit performed in accordance with the International Standards on Auditing (ISA). Accordingly, we do not express an audit opinion on the interim financial information.

Based on our limited review, nothing has come to our attention that causes us to believe that the interim financial information for the six-month period ended 30 September 2014 is not prepared, in all material respects, in accordance with IAS 34 "Interim Financial Reporting" as adopted by the EU and implemented by the Royal Decree of 13 July 2014 with respect to regulated real estate companies.

Diegem, 28 November 2014

The statutory auditor DELOITTE Bedrijfsrevisoren / Réviseurs d'entreprises BV o.v.v.e. CVBA / SC s.f.d. SCRL Represented by Kathleen De Brabander

6. L i m ited rev iew report on the consol idated inter i m f inanc ial informat ion for the s i x -month per iod ended 30 September 2014

• Management report • Financial report > Share performance report • Real estate report • General information

Since its listing on Euronext Brussels, Retail Estates' results and portfolio have been growing continuously and consistently.

Share performance report

ESTABLISHED COMPANY

2014 - 2015 Retail Estates

3.10 EUR expected dividend 20 30

During the first six months of the 2014-2015 financial year, the stock market price fluctuated between EUR 56.99 and EUR 66.00. The graph above shows the share performance of the Retail Estates share in comparison with the BEL 20 since 70

the stock exchange listing. The Retail Estates share has increased in value over the period by 95.05 % while the BEL 20 has increased by 8.20 %. The average closing price during this period was EUR 61.02.

Share performance

NET ASSET VALUE PER SHARE (in €) 30.09.14 31.03.14 30.09.13
Net asset value per share IFRS 12 47.56 48.90 47.03
Net asset value per share EPRA13 51.12 52.18 50.37
Net asset value per share excl. dividend excl. IAS 39 14 52.16 51.70 51.18
Gross dividend 3.00
Net dividend 2.25
Share price on closing date 61.50 58.92 54.00

12 The net asset value per share IFRS (fair value) is calculated as follows: shareholders' equity (attributable to shareholders of the parent company) divided by the number of shares.

13 The net asset value per share EPRA (fair value) is calculated as follows: shareholders' equity (excluding changes in the effective part of the fair value of the permitted hedging instruments in a cash flow hedge as defined in IFRS) divided by the number of shares.

14 The net asset value per share excl. dividend excl. IAS 39 (investment value) is calculated as follows: shareholders' equity (excluding the impact on the fair value of estimated transfer rights and costs resulting from the hypothetical disposal of investment properties, exclusive changes in the effective part of the fair value of the permitted hedging instruments in a cash flow hedge as defined in IFRS and exclusive dividend) divided by the number of shares.

3. Dividend and yield

2. Stock market capitalisation

Retail Estates nv is listed on the Euronext continuous market. As of 30 September 2014, the market capitalisation of Retail Estates nv amounts to EUR 448.36 million.

The net asset value (NAV) of the share in the case of a property valuation at fair value is EUR 47.56.

The change in net asset value is explained by the further decline in market value of interest rate hedging instruments and the payment of a dividend for the 2013-2014 financial year.

4. Financial calendar

Announcement results third quarter 2014-2015 13 February 2015
Announcement annual results financial year 2014-2015 22 May 2015
Dividend made available for payment 10 July 2015

45

Real estate report

Retail Estates' cluster strategy results in an optimisation of the management costs.

ECONOMIES OF SCALE

retail area

591,195 m²

Real estate report

1. Real estate expert's report

Valuation as at 30 September 2014

Retail Estates nv enlists the services of Cushman & Wakefield and CBRE as its real estate experts. In practice, each real estate expert values a part of the real estate portfolio.

Report by Cushman & Wakefield

Cushman & Wakefield's report dated 30 September 2014 covers a portion of the property of Retail Estates nv and its subsidiaries. This reports mentions amongst others:

"We have the pleasure to give you our valuation update as at 30 September 2014 of the Retail Estates portfolio and Immobilière Distri-Land nv.

We confirm that we carried out this task as independent expert. We also confirm that our valuation was carried out in accordance with the national and international standards and their application procedures, amongst other in the valuation of regulated real estate companies (Belgian REITs) – (According to the present decisions. We preserve ourselves the right to review our valuation in case of modified decisions). The investment value is defined as the estimated amount for which a property should exchange on the date of valuation between a willing buyer and a willing seller in an arm's-length transaction after proper marketing wherein the parties had each acted knowledgeably, prudently and without compulsion. This definition corresponds to our definition of the market value.

The sale of a building is in theory subject to transfer rights collected by the government. This amount depends amongst other on the transfer manner, the profile of the purchaser and the geographical situation of the building. The first two conditions and the amount to pay for the rights is only known when the sale has been concluded. As independent experts, we confirm that on the basis of a representative sample of the market (between 2002 and 2005) the weighted average of the rights (average transfer costs) is 2.50 % (for goods with a higher value than EUR 2.50 million).

The properties are here considered as a portfolio.

Our "investment value" is based on the capitalisation with a Gross Yield of the passing rent, taking into account possible corrections like vacancy, step-rents, rent-free periods, etc. The Gross yield is depending on current output on the investment market, taking into account the location, the suitability of the site, the quality of the tenant and the building on the moment of the valuation.

In order to calculate the investment value of the retail park in Tongeren, we have capitalised its adjusted market rent. It is standard market practice to take into account that no more than 60 % of the gap between the actual passing rent and the estimated rental value (ERV) can be bridged in renegotiations. This is the case when the market rent is higher than the actual rent paid. This is mainly due to the high legal protection for sitting tenants under Belgian commerce law.

When now the market rent (ERV) is under the passing rent however, the highest rent a landlord should hope to achieve is the market rent. Since, being prudent, one should assume that the sitting tenant will use the break to negotiate his rent downward and bring it in line with the market.

The portfolio of Immobilière Distri-Land nv has as at 30.09.2014 an investment value (corrections incl.) of EUR 17.01 million and a fair value of EUR 16.60 million. The investment value, in absolute terms, remained stable. This gives a yield of 7.40 % for Immobilière Distri-Land nv.

We obtain an investment value (corrections incl.) as at 30.09.2014 for the portfolio1 of EUR 448.97 million and a fair value of EUR 438.02 million. On the basis of the investment value, the portfolio increases in absolute terms with 7.95 % compared to 30.06.2014, due to the purchase of the Frunparks in Oudenaarde and Wetteren. This gives a yield of 6.89 % to the portfolio. If we would leave out both Frunparks from the evolution comparison, then we could establish that the portfolio increases with 1.07 % in comparison with the last quarter."

Report by CBRE

The report by CBRE dated 30 September 2014 covers a portion of the property of Retail Estates nv and its subsidiaries. The investment value of this real estate is herewith estimated at EUR 332.60 million and the fair value at EUR 324.49 million. These properties account for a rent collection of EUR 23.15 million, representing a gross yield of 6.81 %.

2. Note

The investment market is evolving in different directions under the influence of the worldwide economic uncertainties. On the one hand a number of foreign institutional investors have realised their investments faster than originally intended, in order to secure their capital gains and reinvest in their home markets where the credit crunch is offering new purchase opportunities. On the other hand the private market remains active, with wealthy private investors showing continuing interest in transactions of between EUR 1 and 5 million. The rental market remains active, but is more sensitive than in the past to quality of location, with a preference for retail properties on multi-shop sites (retail parks) or along major city access roads with strong concentrations of similar properties (retail clusters). Isolated buildings in well-populated residential areas are popular with food supermarkets.

1 Portfolio : Retail Estates nv + Immobilière Distri-Land nv + Tongeren + Ducova bvba + Wetteren + Oudenaarde

in conjunction with other shops, form part of an integrated commercial complex. All properties use a central car park with a shared entrance and exit road. This enables consumers to go to several shops without having to move their cars. A location of this kind will typically have at least five properties.

Other real estate consists mainly of offices, residential dwellings, hospitality establishments and a logistics complex at Erembodegem. The Erembodegem site was leased in its totality to Brantano nv under a 10-year lease agreement that ends on 31 May 2024. Retail Estates nv only invests in real estate properties used for the aforementioned purposes if they are already embedded in a retail property or are part of a real estate portfolio that can only be acquired as a whole.

Retail premises under development are

3. Commercial activities of tenants

Retailers selling clothing and footwear (30.51 % compared with 29.26 % as at 31 March 2014) together with food, electrical goods and toy retailers, account for more than 55 % of the leased surface area. Both categories provide a stable basis, because they are the least sensitive to economic fluctuations. Moreover, the socioeconomic permits for these activities are the most difficult to obtain. This is conducive to an increase in the value of the properties on the one hand and a stronger loyalty to the location on the other.

The larger margins in the interior decoration and home furnishings sector make it possible to obtain sizeable rent increases in favourable economic climates, but it is this sector that is hardest hit by any downturn in consumer confidence. This

segment represents 19.98 % of Retail Estates nv's property portfolio (compared with 19.57 % as at 31 March 2014).

4. Subdivision by type of building

Individual peripheral retail properties are individual retail properties adjacent to the public highway. Every outlet has its own car park and entrance and exit roads, connecting it to the public highway, and making it easily recognisible. In the immediate vicinity, there are, in principle, no retail properties of the same kind.

Retail clusters are a collection of peripheral retail properties, located along the same traffic axis and, from the consumer's point of view, they form a selfcontained whole, although they do not possess a joint infrastructure other than the traffic axis. This is the most typical concentration of peripheral retail properties in Belgium.

Retail parks are made up of retail properties that,

Commercial activities of tenants

DIY Drugstore Electrical goods Fitness Restaurant/bar Interior/decoration Ofce/paper Garden/animal Vacancy Miscellaneous Food Clothing/footwear Toy retailers 6.49 1.55 6.66 0.47 2.13 19.98 1.81 30.51 8.55 2.59 1.50 7.79 9.97

RETAIL ESTATES
30.09.14 31.03.14
Estimated fair value 767,815,000 745,916,000
Yield in % (investment value) 6.92% 6.93%
Contractual rents 53,377,504 51,144,211
Contractual rents incl. rental value of vacant buildings 54,130,090 51,823,578
Total m² in portfolio 591,195 570,870
Number of properties 562 548
Occupancy rate in % 98.50% 98.17%
Total m² under development 20,100 1,800

The Retail Estates expert team is at your service.

General information

2014 - 2015 Retail Estates

562 retail properties

Lexicon

General information

Acquisition value

This is the term to be used for the purchase of a building. Any conveyance fees payable are included in the acquisition price.

Book value of a company

The book value of a company means the totality of its equity. The book value can be found in the company's balance sheet.

Book value of a share

NAV (Net Asset Value) means equity divided by the number of shares.

Chain stores

These are companies that have a central purchasing department and operate at least five different retail outlets.

Contractual rents

The index-linked basic rents as provided in the lease agreements as of 30 September 2014, before deduction of gratuities or other benefits granted to tenants.

Debt ratio

The debt ratio is calculated as follows: liabilities (excluding provisions, accrued charges and deferred income, hedging instruments and deferred taxes), divided by the total assets (excluding hedging instruments).

Dividend yield

The ratio of the most recently paid gross dividend to the final share price of the financial year over which the dividend is payable.

Estimated investment value

This is the value of the real estate portfolio, including costs, registration charges, fees and VAT, as estimated each quarter by an independent expert.

Exit tax

The exit tax is a special corporate tax rate applied to the difference between the fair value of the registered capital of companies and the book value of its capital at the time that a company is recognised as a regulated real estate company, or merges with a regulated real estate company.

Fair value

This value is equal to the amount for which a building could be swapped between properly informed parties, consenting and acting under normal competitive conditions. From the point of view of the seller, it must be construed minus the registration charges.

Gross dividend

The gross dividend per share is the operating profit distributed.

IAS standards

The International Accounting Standards (IAS)/ International Financial Reporting Standards (IFRS) were drawn up by the International Accounting Standards Board (IASB), defining international standards for the preparation of annual accounts.

European listed companies are required to apply the rules in their consolidated accounts for financial years starting from 1 January 2005.

IFRS standards

The International Financial Reporting Standards are a set of accounting principles and valuation rules prepared by the International Accounting Standards Board. The aim is to simplify international comparison between European listed companies.

Listed companies are required to prepare their consolidated accounts according to these standards starting from the first financial year beginning after 1 January 2005.

Intrinsic value

The intrinsic value of a share is the actual estimated value of the share, assuming that the company was to cash in all of its assets.

Investment value of a property

This is the value of a building as estimated by the independent real estate expert, including the conveyance charges after deduction of the registration charges. This value corresponds with what was formerly called 'value after costs paid by the vendor' or 'value in hand'.

IRS

An Interest Rate Swap (IRS) is an agreement between parties to exchange interest rate cash flows during a predetermined period of time on an amount agreed beforehand. This concerns only the interest rate cash flows. The amount itself is not swapped. IRS is often used to hedge interest rate increases. In this case, a fixed interest rate will be swapped for a variable one.

Net dividend

The net dividend is equal to the gross dividend after retention of 25 % withholding tax.

Net inventory value

Revalued net assets.

Occupancy rate

The occupancy rate is calculated as the ratio of the surface area actually leased out to the surface area available for leasing, expressed in m².

Peripheral retail properties

Retail premises grouped along roads leading into and out of cities and towns. Each peripheral retail property has its own car park and an entrance and exit road connecting to the public highway.

Real estate certificate

A real estate certificate is a security that entitles the holder to a proportionate part of the income obtained from a building. The holder also shares in the proceeds if the building is sold.

Result on portfolio

Achieved and unachieved higher or lower values relative to the most recent valuation by the expert, including the exit tax owed on account of inclusion of the property of the acquired companies in the system of regulated real estate companies.

Retail cluster

A collection of peripheral retail properties, located along the same traffic axis and, from the consumer's point of view, they form a selfcontained whole, although they do not possess a joint infrastructure other than the traffic axis.

Retail park

Retail properties that form part of an integrated commercial complex and are grouped together with other retail properties. All properties use a central car park with a shared entrance and exit road.

Stock market capitalisation

This is the total number of shares at the end of the financial year multiplied by the closing price at the end of the financial year.

Name: Retail Estates nv
Status: Public regulated real estate company ('Belgian REIT') according to
Belgian law
Address: Industrielaan 6 – B-1740 Ternat, Belgium
Tel: +32 2 568 10 20
Fax: +32 2 581 09 42
E-mail: [email protected]
Website: www.retailestates.com
Register of legal entities: Brussels
Vat: BE 434.797.847
Enterprise number: 0434.797.847
Date of incorporation: 12 July 1988
Status as fixed-capital real estate
investment fund granted:
27 March 1998 (until 23 October 2014)
Status as regulated real estate
company granted:
24 October 2014
Duration: Unlimited
Management: Internal
Auditor: Deloitte Bedrijfsrevisoren BV o.v.v.e. CVBA – Berkenlaan 8B, at
B-1831 Diegem, represented by Mrs. Kathleen De Brabander
Financial year closing: 31 March
Capital: 164,037,087.74 EUR
Number of shares: 7,290,411
Annual shareholders' meeting: First Friday of July
Share listing: Euronext - continuous market
Financial services: KBC Bank
Value of real estate portfolio: Investment value EUR 786.14 million – fair value EUR 767.81 million
(incl. value of "Immobilière Distri-Land nv" real estate certificates)
Real estate experts: Cushman & Wakefield and CBRE
Number of properties: 562
Type of properties: Peripheral retail real estate
Liquidity provider: KBC Securities
Belgian law
B-1831 Diegem, represented by Mrs. Kathleen De Brabander
(incl. value of "Immobilière Distri-Land nv" real estate certificates)

Information sheet

Industrielaan 6 B - 1740 Ternat T. +32 (0)2 568 10 20 F. +32 (0)2 581 09 42

[email protected] www.retailestates.com

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