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Immobel NV

Quarterly Report Sep 8, 2022

3964_rns_2022-09-08_9f442122-721d-4437-a837-8c158250adb2.pdf

Quarterly Report

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AS AT 30 JUNE 2022

CONTENTS

I. INTERMEDIATE REPORT1
II. Interim management report 2
A. Highlights 2
B. Project overview7
III. Interim condensed consolidated financial statements10
A. Condensed consolidated statement of profit and loss and other comprehensive income (in
thousand EUR)10
B. Condensed consolidated statement of the financial position (in thousand EUR)11
C. Condensed consolidated statement of cash flow (in thousand EUR) 12
D. Condensed consolidated statement of changes in equity (in thousand EUR) 13
E. Notes to the interim condensed consolidated financial statements13
IV. Managers' statement 36
V. Auditor's report37

II. Interim management report

A. Highlights

IMMOBEL HALF-YEAR RESULTS 2022

RESILIENT BUSINESS MODEL IN CHALLENGING MARKETS

AMIDST UNFAVORABLE GEOPOLITICAL CONDITIONS AND MACRO-ECONOMIC HEADWINDS, IMMOBEL MAINTAINED A ROBUST POSITION WITHIN THE REAL ESTATE SECTOR OVER THE FIRST HALF OF 2022.

  • Immobel's Net profit Group share amounted to EUR 9.1 million over the first half of 2022. The decrease compared to the first half of 2021 comes as no surprise, also given the fact that 2021 was Immobel's secondbest year ever. The anticipated decline was mainly due to residential permitting delays in the past years. Delays in the launch of certain new projects, due to current macro-economic conditions, also influenced the figure.
  • Immobel saw a slowdown in residential demand, due to rising interest rates and overall macroeconomic headwinds, including high inflation. Overall, Immobel was able to protect its margins and the decrease in revenues and earnings is only slightly below the expected range. Real estate investments declined in all segments with reduced liquidity in capital markets during the second quarter of 2022. However, Immobel's key office projects are in European cities that are characterised by a low supply of Grade A sustainable offices, with increasing rents. Similarly, the high-quality residential products sit mostly within the higher market segment. Such positioning will continue to be a key driver of the business as Immobel's portfolio remains attractive to investors and end users.
  • To date, Immobel has obtained final permits for EUR 292 million.
  • Immobel consolidated its position by acquiring a project in Brussels (BE) and Berlin (DE). In addition, a binding agreement was reached to redevelop the Proximus headquarters in Brussels (BE). The GDV1 of the portfolio rose to EUR 6.2 billion at 30 June 2022.
  • Immobel Capital Partners, which was launched in January, completed its first transaction by acquiring an office park in Leeds (UK). The focus of Immobel Capital Partners is to create a 'green' pan European investment strategy in both the office and residential sectors. The Immobel Capital Partners team took shape in H1 2022, it established a diverse senior team, recognized in the European real estate sector and with an outstanding track record.
  • At this stage, Immobel does not foresee to deviate from its dividend policy.

1 Sales value or gross development value: the expected total future turnover of the respective projects

Financials | Lower revenues and earnings, within anticipated range

The table below provides the key consolidated figures for H1 2022 (in EUR million):

Results 30/06/22 30/06/21 Difference
Revenues and other operating income 130.8 183.8 -28.8%
EBITDA2 16.6 36.7 -54.7%
Net profit Group share 9.1 29.9 -69.4%
Net profit group share per share (EUR/share) 0.9 3 -69.5%
Balance sheet 30/06/22 31/12/21 Difference
Inventory3 1,315.2 1,261.9 4.2%
Equity Group share 551.2 571.6 -3.6%
Net debt4 646.5 593.3 9.0%
Portfolio GDV (in EUR billion)5 6.2 5.5 12.7%

Revenues and Net profit group share for the half year to 30 June 2022 were EUR 130.8 million and EUR 9.1 million, a decrease of respectively 28.8% and 69.4%.

The decrease compared to the same period last year comes as no surprise, also given the fact that 2021 was Immobel's second-best year ever. The anticipated decline in revenues and earnings was due to residential permitting delays over the past few years, and the costs associated with the launch of Immobel Capital Partners as well as an operational loss for its French subsidiary. This was further impacted by the current macro-economic headwinds, characterised by high construction inflation, rising interest rates and issues with the construction material supply chain. This delayed the launch of several new projects and resulted in a softening in residential sales. Overall Immobel was able to protect its margins. While the economic uncertainty will probably continue for the foreseeable future, Immobel's office activity could contribute to an improvement of the net profit

The net debt position, GDV of the portfolio and inventory all grew proportionally following acquisitions during H1 2022.

Our strong balance sheet (debt ratio6 at 56.0%) and solid cash position of EUR 263.6 million will enable us to weather the current market conditions. In June, Immobel strengthened its balance sheet with the issuance of a EUR 125 million green bond. "The issuance of this bond will allow us to continue developing our projects with high sustainability requirements. The success of this transaction is a clear sign of continued investor interest in environmental concerns and shows the investor confidence in our company," explains Karel Breda, Chief Financial Officer.

2 EBITDA (Earnings Before Interest, Depreciation and Amortization) refers to the operating result (including share of result of associates and joint ventures, net of tax) before amortization, depreciation, and impairment of assets (as included in Administration Costs).

3 Inventory refers to Investment property, investments in joint ventures and associates, advances to joint ventures and associates, Inventories and Contract assets.

4 Net debt refers to the outstanding non-current and current financial debt offset by the cash and cash equivalents.

5 Sales value or gross development value: total expected future turnover (Group share) of a project or all projects in the current portfolio (including projects subject to conditions precedent for which the management judges there is a high likelyhood of closing).

6 Leverage refers to net debt / (net debt + equity – goodwill).

Business update | Well positioned in residential and office markets

Despite the macro-economic backdrop, Immobel is well positioned in its residential and office markets.

The challenging environment was marked by declining market transactions with reduced liquidity in capital markets in the second quarter of 2022. Immobel's key projects are in European cities that are characterised by a low supply of Grade A sustainable office space with increasing rents. This remains a key driver of our business as these products remain attractive to investors and end users.

Our high-quality residential products sit mostly within the higher market segment that remains attractive in most key cities despite some softening in the wider sector.

In the first half of 2022 Immobel sold The Woods7 (10,000 m²) to a Belgian Family Office. The Woods is a modern redevelopment located in Hoeilaart (Flemish Brabant, BE).

Immobel also launched the commercialization of O'SEA phase 3 (Ostend, BE), Slachthuis (Antwerp, BE), Lalys (Astene, BE), Fort d'Aubervilier (FR) and Liewen (Mamer, LUX) during the first half of 2022. These residential developments strengthened Immobel's status as a leader in its core markets. Immobel develops high-quality buildings designed by internationally known architects to ensure that developed areas become a vibrant environment.

O'Sea is a sustainable residential complex (229 apartments) located in the Belgian sea-town of Ostend, near the seafront. Creating a new perfectly integrated urban district, the complex will offer a wide variety of made to measure living spaces from houses, apartments, serviced residences, to studios.

Slachthuis is a mixed-use residential neighborhood (240,000 m²) with space for leisure, creativity, innovation, local business, culture, and education. It is situated in a strategic district of the city of Antwerp in Belgium. The new sustainable, high-tech campus for AP University of Applied Sciences and Arts is the first of many projects that will be turning the entire area into a bustling, green city district.

Lalys will be a new, cozy village district in rural Astene in Belgium. The location is exceptional, mobility-friendly and will become a pleasant place to live. The project is geared towards young families, with all 161 homes having three bedrooms.

Fort d'Aubervilier in France, near the outskirts of Paris, will provide 413 contemporary and bright residential units which will be centered around several parks, shared gardens, school groups, sports halls, services, and spaces dedicated to culture.

Liewen is an intergenerational neighborhood in a calm and green location. On the edge of the town of Mamer in Luxembourg, the new Liewen neighborhood, spanning three hectares, is a human- and nature-centered project which offers high-quality individual and common spaces and comprises 79 new high-quality homes optimally integrated into the existing green environment.

Permitting | Building the pipeline for the future

Immobel submitted a building permit for the Lebeau project in the Brussels Sablon district in the city centre. The project aims to transform the existing vacant logistics and office complex into a 35,000 m² dynamic mixed-use building providing 24/7 uses, and where working, living and leisure all exist hand in hand. The new project design takes into account the feedback from the district with regard to renovation, heritage, building density and sustainability. Neighborhood information and co-creation will also play a significant role in the new approach for the project.

7 Through the sale of 2 SPV's holding title to the project.

Immobel also submitted the building permit to transform the PROXIMUS-TOWERS office building into a 120,000 m² future-oriented, and inclusive destination where people will live, work, study, relax, shop and play sports. The plans are in line with the new vision of the Brussels Region to transform the North Territory, including the North Quarter, into an accessible, safe, and connecting neighborhood for all its residents and users.

Following the suspension of the building permit for the redevelopment of the Brouck'R project by the Conseil d'Etat/Raad Van State, Immobel and BPI in consultation with Urban.BRUSSELS and the Secretary of State, decided to adapt the design of the project.

Permitting remains a challenge and certain projects, both in Belgium and in France, are subject to delays. To date, Immobel has obtained final permits for EUR 292 million over H1 2022.

Acquisitions and investments | Focusing on margins and operational efficiency

Immobel's balance sheet is resilient, with EUR 263.6 million in cash available and a stable debt ratio of 56.0%.

To date, Immobel has closed deals in Brussels (BE) and Berlin (DE), bringing the total GDV of the portfolio to EUR 6.2 billion.

With the acquisition of the Commodore project in Evere (Brussels, BE), Immobel responds to the structural shortage of quality affordable housing in the city. Immobel is redeveloping a former peripheral office area into a pleasant and sustainable residential neighborhood with a pedestrian zone and cycle tracks in lush surroundings, creating three residential buildings with 115 apartments for about 300 families. Residents will benefit from a park with an orchard and a shared urban vegetable garden to promote biodiversity on-site. The buildings will be equipped with a rainwater recovery system, solar panels, green roofs, and a parking space for 229 bicycles to encourage soft mobility.

In Berlin Immobel finalized the acquisition of the Gutenbergstrasse project which consists of two high-rise apartment buildings with condominiums (in total about 220 apartments). An office building (5,855 m²) as well as a daycare centre and approx. 800 m² of commercial space will also be developed.

Over the first half of 2022, Immobel has taken a more prudent approach to new acquisitions. "In these very uncertain economic as well as geopolitical times, we will focus on the consolidation of our markets and on operational efficiency. Nevertheless, we are well positioned to create shareholder value, benefiting from our strong balance sheet and unique knowledge of our markets." Comments Marnix Galle, Executive Chair of Immobel Group.

Immobel has significantly strengthened its Real Estate Investment Management activity since Immobel Capital Partners was founded in January 2022. Duncan Owen has reinforced the team with the addition of Monica O'Neill (Head of Capital and Investor Relations), Maureen Mahr von Staszewski (Head of Pan European Office) and since the half year, Melinda Knatchbull (Chief Financial and Operating Officer) and Andrew MacDonald (Head of Finance and Joint Ventures). All four have extensive experience in the fund management industry. In early March Immobel Capital Partners announced its first acquisition, an office park in Leeds (UK), which aligns with its plan to create a 'Green' pan-European investment strategy in the office and residential sectors.

A responsible approach

Over the first half of 2022, Immobel continued its efforts in the framework of its ESG strategy which resulted in various concrete actions.

With the goal to reduce the environmental footprint and to actively contribute to the vitality of the region, the Multi building, Immobel Brussels' headquarters developed together with Whitewood, is now set for a circular future thanks to Madaster's digital materials passport8 . Multi is the first renovation project in Belgium to receive a digital passport for materials in Madaster. Multi is also the first CO2-neutral office building to be commissioned in Brussels. Immobel's enhanced sustainability approach is being translated into action through various projects with the Proximus towers being one of the most recent examples.

In terms of social engagement, the devastating consequences of the war in Ukraine brought Immobel to join the global donation movement. Immobel has identified KBF ("King Baudouin Foundation") as a trusted partner to coordinate the allocation fund to support Ukraine through those four channels9 .

8 For more information : https://www.immobelgroup.com/en/news/the-materials-passport-used-for-the-first-time-in-a-major-renovation-project.

9 For more information : https://www.immobelgroup.com/en/news/immobel-joins-the-ukraine-donation-movement.

B. Project overview

Overview of the main projects in the Immobel Group portfolio as at 30 June 2022 (in order of the project's surface area).

C. Belgium

Project Surface (m²) Location Use Construction Completion Share Immobel
Slachthuissite 240,000 Antwerp Residential Q2 2022 2030+ 30%
SNCB / NMBS 137,000 Brussels Mixed Q1 2023 2030+ 40%
Proximus 118,000 Brussels Mixed Q3 2024 Q1 2027 100%
Cours Saint-Michel 85,000 Brussels Mixed Q3 2023 Q3 2026 50%
Oxy 70,000 Brussels Mixed Q1 2023 Q2 2025 50%
Key West 61,000 Brussels Mixed Q2 2023 Q2 2029 50%
Panorama 60,000 Brussels Mixed Q3 2020 Q2 2027 40%
Universalis Park 3 58,000 Brussels Mixed Q4 2025 2030+ 50%
Ciney 47,000 Ciney Residential Q4 2023 2030+ 100%
Multi 46,000 Brussels Offices Q1 2019 Q1 2022 50%
Theodore 45,000 Brussels Mixed Q1 2022 Q3 2024 50%
Lebeau 38,000 Brussels Mixed Q1 2024 Q3 2026 100%
Brouck'R 37,000 Brussels Mixed Q2 2024 Q3 2026 50%
Isala 34,000 Brussels Offices Q3 2023 Q3 2025 76%
Ilôt Saint-Roch 32,000 Nivelles Residential Q1 2022 Q4 2025 100%
Lalys 31,000 Astene Residential Q3 2020 Q1 2025 100%
Eghezée 30,000 Eghezée Residential Q1 2023 Q4 2028 100%
't Park 29,000 Tielt Residential Q4 2022 Q1 2028 100%
Oostakker 27,000 Oostakker Residential Q2 2023 Q2 2027 50%
O'Sea (phase 3) 24,000 Ostend Residential Q2 2022 Q1 2025 100%
O'Sea (phase 2) 24,000 Ostend Mixed Q3 2019 Q4 2022 100%
Cala 20,000 Liège Offices Q3 2018 Q4 2020 30%
Plateau d'Erpent 19,000 Erpent Residential Q2 2018 Q4 2022 50%
Beveren 15,000 Beveren Residential Q1 2023 Q1 2025 50%
Commerce 46 14,000 Brussels Offices Q2 2020 Q4 2022 100%
Domaine du Fort 13,000 Barchon Residential Q3 2020 Q4 2025 100%
Sabam 9,000 Brussels Offices Q3 2023 Q3 2025 20%
Les Cinq Sapins 9,000 Wavre Residential Q1 2019 Q1 2024 100%
Crown 6,000 Knokke Residential Q2 2020 Q4 2022 50%

D. France

Project Surface m² Location Use
Construction
Completion Share
Immobel
Rueil-Malmaison 27,000 Rueil-Malmaison Mixed Q4 2023 Q2 2026 100%
AUBERVILLIERS ZAC DU
FORT îlot A
18,000 Aubervilliers Residential Q4 2021 Q4 2024 50%
SAVIGNY – SUR – ORGE
-17/27 rue Chateaubriand
14,000 Savigny-sur-orge Residential Q4 2021 Q4 2023 100%
AUBERVILLIERS ZAC DU
FORT îlot B
9,000 Aubervilliers Residential Q4 2021 Q2 2024 50%
Paris 14 / Montrouge 9,000 Paris Offices Q3 2025 Q2 2027 100%
BUSSY ST GEORGES
GOLF
7,000 Bussy saint georges Residential Q2 2022 Q2 2024 100%
BESSANCOURT ZAC
DES MEUNIERS -
TRANCHE 2
7,000 Bessancourt Residential Q1 2020 Q4 2022 50%
Tati 7,000 Paris Mixed Q1 2023 Q3 2024 100%
OSNY - 1 Rue de Cergy 6,000 Osny Residential Q3 2022 Q3 2024 60%
LONGPONT-SUR-ORGE /
Hauts Buarts
6,000 Longpont sur orge Residential Q3 2016 Q4 2018 100%
AVON - 29 bis avenue du
Général De Gaulle
5,000 Avon Residential Q3 2022 Q3 2024 100%
BONDY CANAL 5,000 Bondy Residential Q4 2024 Q4 2026 40%
CRETEIL T2 5,000 Créteil Residential à définir à définir 50%
MONTEVRAIN - 144 av T
de Champagne
5,000 Montevrain Residential Q3 2021 Q3 2023 100%
PARIS 19 - Buttes
Chaumont
5,000 Paris Residential Q2 2023 Q2 2025 100%
Saint-Antoine 5,000 Paris Mixed Q3 2022 Q2 2024 100%
Buttes Chaumont / Crimée 5,000 Paris Mixed Q4 2023 Q4 2025 50%
Richelieu 5,000 Paris Offices n/a n/a 10%
Nanterre - 48 Boulevard
de Pesaro
4,000 Nanterre Residential Q3 2024 Q3 2026 100%
Issy les Moulineaux 4,000 Issy les moulineaux Residential Q3 2024 Q3 2026 100%
OTHIS - La Jalaise 4,000 Othis Residential Q3 2022 Q3 2024 100%
VAUJOURS 2 - 191/195
rue de Meaux
4,000 Vaujours Residential Q4 2022 Q4 2024 100%
Pantin 3,000 Paris Office Q1 2023 Q4 2024 100%
CRETEIL - ZAC de l'Echat
- Phase 1
3,000 Créteil Residential Q3 2024 Q3 2026 50%
HOUILLES - Angle JJ
Rousseau - Tivoli
3,000 Houilles Residential à définir à définir 50%
ST GERMAIN EN LAYE -
32 rue Saint Léger
3,000 ST Germain Residential Q1 2021 Q2 2023 100%
St Honoré 3,000 Pars Mixed Q1 2023 Q2 2024 10%
MONTLHERY 2 - Ch des
Poutils / Route D'Orléans
2,000 Montlhery Residential Q1 2023 Q1 2025 20%

E. Luxembourg

Project Surface m² Location Use Construction Completion Share Immobel
Polvermillen 27,000 Luxembourg Mixed Q4 2022 Q2 2026 100%
Kiem 23,000 Luxembourg Mixed Q2 2024 Q1 2027 70%
Schoettermarial 22,000 Luxembourg Mixed Q1 2027 Q2 2029 50%
Liewen 14,000 Mamer Residential Q4 2022 Q4 2024 100%
Livingstone - Lot1 13,000 Luxembourg Mixed Q3 2020 Q2 2023 33%
Cat Club (Rue de
Hollerich)
12,000 Luxembourg Mixed Q3 2024 Q3 2027 100%
Total (Gasperich) 10,000 Luxembourg Mixed Q1 2025 Q2 2027 100%
River Place 8,000 Luxembourg Mixed Q4 2023 Q4 2025 100%
Godbrange 7,000 Godbrange Residential Q4 2024 Q4 2026 100%
Canal 44 6,000 Esch-sur-Alzette Mixed Q2 2021 Q1 2025 100%
Thomas 6,000 Strassen Offices Q3 2027 Q1 2029 100%
Nova 4,000 Luxembourg Offices Q1 2021 Q2 2023 100%
Scorpio 4,000 Luxembourg Offices Q2 2025 Q2 2027 20%

F. Poland

Project Surface m² Location Use Construction Completion Share Immobel
Granary Island 76,000 Gdansk Mixed Phase 1: Q1
2017
Phase 2: Q4
2020
Phase 1: Q4
2019
Phase 2: Q2
2024
90%
Central Point 28,000 Warsaw Offices Q2 2018 Q3 2021 50%

G. Germany

Project Surface m² Location Use Construction Completion Share Immobel
Eden 20,000 Frankfurt Residential Q3 2019 Q4 2022 90%

H. Spain

Project Surface m² Location Use Construction Completion Share Immobel
Four Seasons Marbella Resort 73,000 Marbella Leisure Q3 2023 Q3 2028 50%

III. Interim condensed consolidated financial statements

A. Condensed consolidated statement of profit and loss and other comprehensive income (in thousand EUR)

NOTES 30/06/2022 30/06/2021
OPERATING INCOME 130 795 183 769
Revenues 7 124 614 178 447
Rental income 8 3 417 3 653
Other operating income 9 2 763 1 669
OPERATING EXPENSES -117 745 -153 080
Cost of sales 10 -103 637 -141 723
Cost of commercialisation 11 - 184 - 237
Administration costs 12 -13 924 -11 121
OPERATING PROFIT 13 050 30 689
SALE OF SUBSIDIARIES 2
Gain (loss) on sales of subsidiaries 2
JOINT VENTURES AND ASSOCIATES 1 212 3 271
Share of result of joint ventures and associates, net of tax 13 1 212 3 271
OPERATING PROFIT AND SHARE OF RESULT OF ASSOCIATES AND JOINT VENTURES, NET OF
TAX
14 262 33 963
Interest income 2 187 2 313
Interest expense -3 644 -2 590
Other financial income 116 666
Other financial expenses -2 729 -3 184
NET FINANCIAL COSTS 14 -4 070 -2 796
PROFIT FROM OPERATIONS BEFORE TAXES 10 192 31 167
Income taxes 15 -1 293 - 693
PROFIT OF THE PERIOD 8 899 30 474
Share of non-controlling interests - 240 561
SHARE ATTRIBUTABLE TO OWNERS OF THE COMPANY 9 139 29 912
PROFIT FOR THE PERIOD 8 899 30 474
Other comprehensive income - items that are or may be reclassified subsequently to profit or loss 1 690 - 183
Currency translation - 204 - 183
Cash flow hedging 1 894
TOTAL OTHER COMPREHENSIVE INCOME 1 690 - 183
COMPREHENSIVE INCOME OF THE PERIOD 10 589 30 291
Share of non-controlling interests 102 561
SHARE ATTRIBUTABLE TO OWNERS OF THE COMPANY 10 487 29 729
EARNINGS PER SHARE (€) (BASIC/DILUTED) 0,92 3,00

B. Condensed consolidated statement of the financial position (in thousand EUR)

ASSETS NOTES 30/06/2022 31/12/2021
NON-CURRENT ASSETS 499 821 506 259
Intangible assets 204 246
Goodwill 17 43 789 43 789
Property, plant and equipment 5 176 2 793
Right-of-use assets 18 10 037 3 772
Investment property 19 172 553 173 999
Investments in joint ventures and associates 20 137 296 156 532
Other investments 0 1 015
Advances to joint ventures and associates 106 111 101 670
Deferred tax assets 21 23 649 21 292
Cash guarantees and deposits 1 006 1 151
CURRENT ASSETS 1 258 337 1 178 890
Inventories 22 743 268 698 623
Trade receivables 23 37 224 38 116
Contract assets 24 140 071 117 953
Income Tax receivables 1 297 1 369
Prepayments and other receivables 25 54 996 36 240
Advances to joint ventures and associates 15 910 13 163
Other current financial assets 1 992 49
Cash and cash equivalents 26 263 580 273 377
TOTAL ASSETS 1 758 158 1 685 149
EQUITY AND LIABILITIES NOTES 30/06/2022 31/12/2021
TOTAL EQUITY 563 137 582 919
EQUITY ATTRIBUTABLE TO OWNERS OF THE COMPANY 551 154 571 567
Share capital 97 257 97 257
Retained earnings 452 720 472 629
Reserves 1 178 1 681
NON-CONTROLLING INTERESTS 11 982 11 352
NON-CURRENT LIABILITIES 759 325 535 104
Employee benefit obligations 1 003 996
Deferred tax liabilities 21 27 926 26 352
Financial debts 26 730 397 507 596
Derivative financial instruments 26 0 160
CURRENT LIABILITIES 435 696 567 126
Provisions 2 905 2 328
Financial debts 26 179 729 359 094
Trade payables 27 129 413 83 546
Contract liabilities 28 13 823 21 969
Income Tax liabilities 13 435 13 770
Social debts, VAT and other tax payables 17 780 16 430
Accrued charges and other amount payable 35 111 31 165
Advances from joint venture and associates 43 500 38 824
TOTAL EQUITY AND LIABILITIES 1 758 158 1 685 149

C. Condensed consolidated statement of cash flow (in thousand EUR)

NOTES 30/06/2022 30/06/2021
(represented *)
Operating income 130 795 183 769
Operating expenses -117 745 -153 080
Amortisation, depreciation and impairment of assets 12 2 371 2 726
Change in provisions 567 - 527
CASH FLOW FROM OPERATIONS BEFORE CHANGES IN WORKING CAPITAL 15 988 32 888
Change in working capital 29 -29 858 -15 074
CASH FLOW FROM OPERATIONS BEFORE PAID TAXES -13 870 17 814
Paid taxes -2 332 -1 218
CASH FROM OPERATING ACTIVITIES -16 202 16 596
Acquisitions of intangible, tangible and other investments -3 034 -3 626
Sale of intangible, tangible and other investments 27 - 47
Repayment of capital and advances by joint ventures 105 685 13 850
Acquisitions, capital injections and loans to joint ventures and associates 20 -144 596 -32 696
Dividends received from joint ventures and associates 20 45 501 3 896
Interests received 2 187 2 313
Disposal of subsidiaries 2
CASH FROM INVESTING ACTIVITIES 5 770 -16 308
Proceeds from financial debts 26 234 217 78 374
Repayment of financial debts 26 -195 180 -57 765
Paid interests -8 061 -8 490
Other financing cash flows -2 518
Sale of treasury shares 68 16 416
Gross dividends paid -30 409 -28 417
CASH FROM FINANCING ACTIVITIES 635 -2 400
NET INCREASE OR DECREASE (-) IN CASH AND CASH EQUIVALENTS -9 797 -2 112
CASH AND CASH EQUIVALENTS AT THE BEGINNING OF PERIOD 273 377 148 059
CASH AND CASH EQUIVALENTS AT THE END OF PERIOD 263 580 145 947

(*) Interest received has been transferred from the section "Cash from Operating activities" to "Cash from investment activities". Paid interest and other financing cash flow has been transferred from the section "Cash from Operating activities" to "Cash from financing activities".

D. Condensed consolidated statement of changes in equity (in thousand EUR)

CAPITAL RETAINED
EARNINGS
ACQUISITION
RESERVE
TREASURY
SHARES
RESERVE
CURRENCY
TRANSLATION
RESERVE
ACCUMULATED
ACTUARIAL
GAINS AND
LOSSES
HEDGING
RESERVES
EQUITY
ATTRIBUTABLE
TO OWNERS OF
THE COMPANY
NON CONTROL
LING
INTERESTS
TOTAL EQUITY
2022
Balance as at 01-01-2022 97 256 349 109 124 869 -1 204 1 326 434 - 223 571 567 11 352 582 919
Result for the period 9 139 9 139 - 240 8 899
Other comprehensive income - 204 - 299 1 851 1 348 342 1 690
Comprehensive income for the period 8 935 - 299 1 851 10 487 102 10 589
Transactions on treasury shares - 73 68 - 5 - 5
Dividends and other beneficiaries paid -30 409 -30 409 -30 409
Scope changes - 457 - 457 528 71
Other changes - 27 - 1 - 28 - 28
Transactions with owners of the company -30 966 67 -30 899 528 -30 371
Changes in the period -22 031 67 - 299 1 851 -20 412 630 -19 782
Balance as at 30-06-2022 97 256 327 078 124 869 -1 137 1 027 434 1 628 551 155 11 982 563 137
CAPITAL RETAINED
EARNINGS
ACQUISITION
RESERVE
TREASURY
SHARES
RESERVE
CURRENCY
TRANSLATION
RESERVE
ACCUMULATED
ACTUARIAL
GAINS AND
LOSSES
HEDGING
RESERVES
EQUITY
ATTRIBUTABLE
TO OWNERS OF
THE COMPANY
NON CONTROL
LING
INTERESTS
TOTAL EQUITY
2021
Balance as at 01-01-2021 97 256 280 997 124 869 -13 164 2 147 377 - 560 491 922 2 568 494 490
Result for the period 29 912 29 912 561 30 474
Other comprehensive income - 183 63 - 120 - 120
Comprehensive income for the period 29 912 - 183 63 29 792 561 30 354
Transactions on treasury shares 4 545 11 871 16 416 16 416
Dividends and other beneficiaries paid -27 942 -27 942 - 477 -28 419
Scope changes - 92 - 92
Other changes - 113 89 46 22 22
Transactions with owners of the company -23 510 11 960 46 -11 504 - 569 -12 073
Changes in the period 6 402 11 960 - 183 109 18 288 - 8 18 281
Balance as at 30-06-2021 97 256 287 399 124 869 -1 204 1 964 377 - 451 510 210 2 560 512 771

As approved by the General Meeting of 21 April 2022 a gross dividend of EUR 30 409 thousand (or EUR 3.05 per share excluding treasury shares) has been paid out to the shareholders. The share capital of Immobel SA is represented by 9 997 356 ordinary shares, including 25 434 treasury shares.

As at 30 June, 2022, 1 531 treasury shares have been sold during the current year, resulting in a decrease of EUR 68 thousand in the reserve for treasury shares.

In accordance with IAS 32, the reserve for own shares is presented by deducting the equity. These own shares have neither voting rights nor dividend rights. On 30 June 2022 the treasury shares, resulting from the merger with ALLFIN, were still valued at the share price on 29 June 2016, which was the date of the merger.

The currency translation adjustments are related to Polish and British entities for which the operating currencies are respectively in zloty and in pound sterling.

The changes in scope are mainly the result of the impact of a variation in the ownership percentage on several entities, without a change in control.

E. Notes to the interim condensed consolidated financial statements

Note 1. Basis of preparation

Immobel ("the Company") is incorporated in Belgium and its shares are publicly traded (Euronext – IMMO). The interim condensed consolidated financial statements of the Group comprise the Company, its subsidiaries, and the Group's interest in associates and joint arrangements (referred to as "The Group"). The Group is active in the real estate development business, with activities in Belgium, France, Luxemburg, Germany, Poland, Spain and the United Kingdom.

The interim condensed consolidated financial statements as at and for the six months ending 30 June 2022 have been prepared in accordance with accounting standard IAS 34, Interim Financial Reporting, as adopted in the European Union. They should be read in conjunction with the Group's latest annual consolidated financial statements as at and for the year ending 31 December 2021 ('latest annual financial statements'). They do not include all the information required for a complete set of financial statements prepared in accordance with IFRS Standards. However, selected explanatory notes are included to explain events and transactions that are important for understanding the changes in the Group's financial position and performance since the last annual financial statements.

These interim financial statements were authorised for issue by the Company's Board of Directors on 8 September 2022.

Note 2. Accounting principles and methods

Except as described below, the accounting policies applied in these interim financial statements are the same as those applied in the Group's consolidated financial statements as at and for the year ending 31 December 2021.

Standards and interpretations applicable for the year beginning on or after 1 January 2022

The following new standards or amendments to the IFRS are effective as from 1 January 2022 but are either immaterial or do not have a material impact on the Group's financial statements for the first half of 2022.

  • Annual Improvements to IFRS Standards 2018–2020 Amendment to IFRS 1 Initial Adoption of International Financial Reporting Standards, IFRS 9 Financial Instruments, IAS 41 Agriculture
  • Reference to the Conceptual Framework Amendments to IFRS3 Business Combinations
  • Property, Plant and Equipment Proceeds before Intended Use: Amendments to IAS 16 Property, Plant and Equipment
  • Onerous Contracts Cost of Fulfilling a Contract: Amendments to IAS 37 Provisions, Contingent Liabilities and Contingent Assets

Standards and interpretations issued but not yet applicable for the year beginning on or after 1 January 2022

A number of new standards, amendments to standards and interpretations are not yet effective for annual periods ending 31 December 2022, and have not been applied in preparing these condensed interim consolidated financial statements:

  • Amendments to IAS 8 Definition of Accounting Estimates (applicable for the year beginning on or after 1 January 2023, endorsed in the EU)
  • IFRS 17 Insurance Contracts (applicable for the year beginning on or after 1 January 2023, endorsed in the EU)
  • Amendments to IAS 1 Presentation of Financial Statements: Classification of Liabilities as Current or Noncurrent (applicable for years beginning on or after 1 January 2023, but not yet endorsed in the EU)
  • Disclosure Initiative: Accounting Policies –Amendments to IAS 1 Presentation of Financial Statements and IFRS Practice Statement 2 Making Materiality Judgements (applicable for the year beginning on or after 1 January 2023, endorsed in the EU)
  • Deferred Tax Related to Assets and Liabilities Arising from a Single Transaction –Amendments to IAS 12 Income Tax (applicable for the year beginning on or after 1 January 2023, but not yet endorsed in the EU)

The process of determining the potential impacts of these standards and interpretations on the consolidated financial statements of the Group is ongoing. The group does not expect any significant changes resulting from the application of these standards.

Impact of the war in Ukraine on the situation as at 30 June 2022

In February 2022, a number of countries (including the US, the UK and the EU) imposed sanctions against certain entities and individuals in Russia as a result of the official recognition of the Donetsk People's Republic and Lugansk People's Republic by the Russian Federation. Announcements of potential additional sanctions have been made following military operations initiated by Russia against the Ukraine on 24 February 2022. The situation, together with growing turmoil from fluctuations in commodity prices and interest rates, and the potential to impact global economies adversely, has driven a sharp increase in volatility across markets. Although there has been a moderate impact on the Group's performance, no significant impact on its ability to continue as a going concern or its operations is expected. The Board of Directors continues to monitor the evolving situation and its impact on the financial position of the Group.

General business performance

Alongside the war in Ukraine, the inflation and the increase in the price of raw materials are currently having a moderate impact on the activity of the company and the sector as a whole.

Goodwill impairment testing

In accordance with the provisions of IAS 36, the Group did not identify evidence or triggering events that would require goodwill impairment testing. Note that the goodwill that has arisen from the acquisition of Nafilyan & Partners is expected to be assessed for impairment by end of the year.

Net realisable value of inventories

With regard to the inventories (projects to be developed), the assumptions used to assess the net realisable value of the projects under development have been consistently reviewed and updated based on the most recent market data (with respect to residential projects: expected sales prices and construction costs and with respect to the office project: expected exit yields, expected rental levels and construction costs). No write-downs have been identified as at 30 June 2022 as the respective net realisable value is higher than the cost assessed for each of the projects.

Financial risks (financing, liquidity, compliance with financial covenants)

As at the end of June 2022, the company had an adequate level of liquidity available with a cash position of EUR 263 million, EUR 30 million of available corporate credit lines, EUR 27 million of non-issued Commercial Papers and EUR 134 million of undrawn project finance lines. Furthermore, the company continues to experience a supportive market environment for issuing new corporate and project financing facilities to finance new or existing projects.

Trends in interest rate and exchange rate markets have been reviewed and the associated information has been updated based on data available on 30 June 2022 – see note 26.

Deferred tax assets

Immobel's deferred tax asset positions were reviewed in order to make sure they can be recovered through future taxable income. The Group also monitored changes to legislation, revisions to tax rates and other tax measures taken.

Note 3. Main accounting judgements and estimates

The main accounting judgements and estimates as at 30 June 2022 are identical to those given on pages 172 and 173 (Consolidated Accounts) of the Annual Report 2021. They mainly concern goodwill, investment properties, deferred tax assets and inventories. Each of these items is addressed in this report under notes 17, 19, 21 and 22 respectively.

Note 4. Main risks and uncertainties

The Immobel Group faces the risks and uncertainties inherent in the property development sector as well as those associated with the general economic and financial climate.

The Board of Directors believes that the main risks and uncertainties included on page 102 and following (Management Report) of the Annual Report 2021 and pages 172-173 are still relevant for the remaining months of 2022.

Note 5. Scope of consolidation

The number of entities included in the scope of consolidation evolves as follows: 30/06/2022 31/12/2021
Subsidiaries - Integral consolidation 153 138
Joint Ventures - Equity method 59 55
Associates - Equity method 10 9
TOTAL 222 202

The following changes have been noted during the first half of 2022:

Entries within the scope of consolidation:

  • Arlon 75, 20,13% owned
  • Cosimo, 100% owned
  • Brussels Holding, 100% owned
  • North Living, 100% owned
  • North Offices, 100% owned
  • North Public, 100% owned
  • North Retail, 100% owned
  • North Student Housing, 100% owned
  • Oxy Living, 50% owned
  • Immobel Germany 1 GMBH, 100% owned
  • Immobel Germany 2 GMBH, 100% owned
  • Immobel Capital Partners Ltd, 90% owned
  • Immobel GP (Scotland) Ltd, 90% owned
  • Immobel Carry LP (UK), 90% owned
  • Immobel GP LLP Ltd, 90.1% owned
  • Immobel Green Office Impact I LP (UK), 100% owned
  • Avon, 100% owned

  • Issy-Les-Moulineaux 2, 100% owned

  • Houilles Jean-Jacques Rousseau, 50% owned
  • Immobel BidCo Ltd (Jersey), 100% owned
  • Munroe K Luxembourg SA, 50% owned

Changes in ownership:

  • Belux Office Development Feeder CV, previously 30.46% owned and now 26.93% owned
  • Immobel Belux Office Development Fund SCSP, previously 22.61% owned and now 19.99% owned
  • Infinito Holding, previously 76.84% owned and now 76.04% owned
  • Infinito, previously 76.84% owned and now 76.04% owned
  • Industrie 52, previously 76.84% owned and now 76.04% owned
  • Beiestack, previously 22.77% owned and now 20.13% owned

Exit from the scope of consolidation:

  • Garden Point, previously 100% owned
  • Porceleynegoed, previously 100% owned
  • IMZ, previously 100% owned

Note 6. Operating segment – Financial information by geographical segment

The segment reporting is presented based on the operational segments used by the Board of Directors to monitor the financial performance of the Group, being the geographical segments (by country). The choice made by the Board of Directors to focus on geographical segment rather than on other possible operating segments is motivated by local market characteristics (customers, product, regulation, culture, local network, political environment, etc.) as being the key business drivers.

The core business of the Group, real estate development, is carried out in Belgium, Luxemburg, France, Germany, Poland, Spain and the United Kingdom.

The breakdown of sales by country depends on the country where the activity is carried out.

The results and asset and liability items of the segments include items that can be attributed to a segment, either directly, or allocated through an allocation formula.

In accordance with the IFRS, the Company has been applying IFRS 11 since 1 January 2014, which substantially amends the reading of the Company's financial statements, but does not change the net income and shareholders' equity. However, the Board of Directors believes that the financial data in application of the proportional consolidated method (before IFRS 11) gives a better picture of the activities and financial statements. Therefore, the information reported to the Board of Directors and presented below includes the Group's interest in associates and joint ventures based on the proportionate consolidation method.

INCOME STATEMENT EUR ('000) 30/06/2022 30/06/2021
OPERATING INCOME 154 262 216 064
Revenues 142 644 207 076
Rental income 6 266 6 490
Other operating income 5 352 2 498
OPERATING EXPENSES -137 702 -178 676
Cost of sales -120 827 -165 829
Cost of commercialisation - 184 - 378
Administration costs -16 691 -12 469
OPERATING PROFIT 16 560 37 388
SALE OF SUBSIDIARIES 2
Gain (loss) on sales of subsidiaries 2
JOINT VENTURES AND ASSOCIATES - 2 29
Share of result of joint ventures and associates, net of tax - 2 29
OPERATING PROFIT AND SHARE OF RESULT OF ASSOCIATES AND JOINT VENTURES, NET OF TAX 16 558 37 419
Interest income 1 568 1 900
Interest expense -4 833 -4 888
Other financial income / expenses -2 609 -1 707
NET FINANCIAL COSTS -5 874 -4 695
PROFIT FROM OPERATIONS BEFORE TAXES 10 684 32 724
Income taxes -1 777 -2 987
PROFIT OF THE PERIOD 8 907 29 737
Share of non-controlling interests - 232 - 175
SHARE ATTRIBUTABLE TO OWNERS OF THE COMPANY 9 139 29 912
EUR ('000) REVENUES OPERATING
RESULT
REVENUES OPERATING
RESULT
30/06/2022 30/06/2022 30/06/2021 30/06/2021
Belgium 78 781 21 263 121 833 32 204
Luxembourg 16 661 2 062 14 559 4 179
France 32 344 -2 214 42 688 -2 950
Germany 14 350 - 943 27 303 4 141
Poland 508 - 761 693 - 25
Spain - 62 - 129
United Kingdom -2 787
TOTAL CONSOLIDATED 142 644 16 558 207 076 37 419
STATEMENT OF FINANCIAL POSITION EUR ('000) 30/06/2022 31/12/2021
(represented*)
NON-CURRENT ASSETS 459 817 428 873
Intangible and tangible assets 5 380 3 102
Goodwill 43 789 43 789
Right-of-use assets 10 037 3 772
Investment property 295 296 274 666
Investments and advances to joint ventures and associates 65 085 63 555
Deferred tax assets 28 616 25 656
Other non-current assets 11 614 14 334
CURRENT ASSETS 1 674 316 1 617 739
Inventories 1 056 661 997 103
Trade receivables 41 088 44 632
Contract assets 162 247 138 985
Tax receivables and other current assets 103 418 58 445
Advances to joint ventures and associates 12 290 9 660
Cash and cash equivalents 298 612 368 914
TOTAL ASSETS 2 134 133 2 046 612
TOTAL EQUITY EUR ('000) 563 024 582 798
NON-CURRENT LIABILITIES 895 314 681 902
Financial debts 863 531 651 775
Deferred tax liabilities 30 780 28 972
Other non-current liabilities 1 003 1 155
CURRENT LIABILITIES 675 795 781 911
Financial debts 290 573 453 077
Trade payables 151 877 98 943
Contract liabilities 26 990 32 876
Tax payables and other current liabilities 182 520 175 243
Advances from joint venture and associates 23 835 21 772
TOTAL EQUITY AND LIABILITIES 2 134 133 2 046 612

(*) Some reclassifications without any impact on equity have been made in the presentation of the balance sheet as at 31 December 2021. It concerns the following captions: inventories (- EUR 20 872 thousand), deferred tax liabilities (- EUR 5 218 thousand) and tax payables and other current liabilities (- EUR 15 654 thousand).

As at 30 June 2022:

FINANCIAL POSITION ITEMS EUR ('000)
NON-CURRENT
SEGMENT ASSETS
CURRENT
SEGMENT ASSETS
UNALLOCATED
ITEMS ¹
CONSOLIDATED
Belgium 212 203 998 064 1 210 267
Luxembourg 30 138 226 106 256 244
France 90 580 148 158 238 738
Germany 7 845 7 845
Poland 40 38 138 38 178
Spain 533 19 553 20 086
United Kingdom 23 792 61 23 853
Unallocated items1 338 922 338 922
TOTAL ASSETS 357 286 1 437 925 338 922 2 134 133
FINANCIAL POSITION ITEMS EUR ('000) SEGMENT
LIABILITIES
UNALLOCATED
ITEMS ¹
CONSOLIDATED
Belgium 1 127 099 1 127 099
Luxembourg 134 734 134 734
France 171 550 171 550
Germany 12 949 12 949
Poland 64 298 64 298
Spain 6 777 6 777
United Kingdom 2 753 2 753
Unallocated items1 50 949 50 949
TOTAL LIABILITIES 1 520 160 50 949 1 571 109

As at 31 December 2021 (represented*):

FINANCIAL POSITION ITEMS EUR ('000) NON-CURRENT
SEGMENT ASSETS
CURRENT
SEGMENT ASSETS
UNALLOCATED
ITEMS ¹
CONSOLIDATED
Belgium 207 677 1 029 503 1 237 180
Luxembourg 27 345 191 206 218 551
France 91 302 38 370 129 672
Germany 1 21 715 21 716
Poland - 11 26 234 26 223
Spain 5 2 880 2 885
United Kingdom
Unallocated items1 410 385 410 385
TOTAL ASSETS 326 319 1 309 908 410 385 2 046 612
FINANCIAL POSITION ITEMS EUR ('000) SEGMENT
LIABILITIES
UNALLOCATED
ITEMS ¹
CONSOLIDATED
Belgium 1 087 218 1 087 218
Luxembourg 130 033 130 033
France 123 693 123 693
Germany 18 476 18 476
Poland 46 773 46 773
Spain 7 754 7 754
Unallocated items1 49 866 49 866
TOTAL LIABILITIES 1 413 947 49 866 1 463 813

(1) Unallocated items: Assets: Deferred tax assets - Other non-current financial assets - Other non-current assets - Tax receivables - Other current financial assets - Cash and equivalents - Liabilities: Provisions - Deferred tax liabilities - Financial debts - Tax liabilities - Derivative financial instruments.

To have a view on the size of the portfolio of projects in development by geographical segment, both inventories and investment properties should be taken into consideration, since the latter contain leased out property acquired with a view to being redeveloped.

INVENTORIES AND INVESTMENT PROPERTY EUR ('000) 30/06/2022 31/12/2021
(represented*)
Belgium 757 585 732 672
Luxembourg 176 492 171 429
France 239 674 223 811
Germany 57 342 59 033
Poland 81 578 70 435
Spain 16 047 14 389
United Kingdom 23 239
TOTAL INVENTORIES AND INVESTMENT PROPERTY 1 351 957 1 271 769
INVENTORIES AND INVESTMENT PROPERTY 31/12/2021
EUR ('000) 30/06/2022 (represented*)
Offices 668 930 632 508
Residential 610 043 572 563
Landbanking 72 984 66 698
TOTAL INVENTORIES AND INVESTMENT PROPERTY 1 351 957 1 271 769

The main movements in inventories and investment property are driven by the acquisition of new projects (mainly Héros in Brussels), the exit of an office project (The Woods in Brussels) and the ongoing development of all projects in the portfolio (with main movements coming from Granaria in Poland, Eden in Germany and Rueil Malmaison in France).

(*) As previously mentioned, some reclassifications without any impact on equity have been made in the presentation of the balance sheet as at 31 December 2021, which includes a reclassification impacting the inventories (- EUR 20 872 thousand), and more specifically the inventories for residential projects in Spain.

EUR ('000) 30/06/2022
Operating Adjustments Published
Segment Information
Revenues 142 644 -18 030 124 614
Operating result 16 558 -2 296 14 262
Total balance sheet 2 134 133 -375 975 1 758 158

For segment information, joint ventures are consolidated using the proportional method. The adjustments arise from the application of IFRS 11, resulting in the consolidation of joint ventures using the equity method.

Note 7. Revenues

The Group generates its revenues through commercial contracts for the transfer of goods and services in the following main revenue categories:

Cross-analysis by type of project and by geographical zone - EUR (000) Offices Residential Landbanking 30/06/2022
Belgium 40 106 29 578 2 393 72 077
Luxembourg 1 004 11 840 12 844
France 10 24 921 24 931
Germany 14 350 14 350
Poland 412 412
Total 41 120 81 101 2 393 124 614
Cross-analysis by type of project and by geographical zone - EUR (000) Offices Residential Landbanking 30/06/2021
Belgium 63 514 34 673 9 794 107 981
Luxembourg 2 696 2 809 5 506
France 767 36 063 36 830
Germany 27 303 27 303
Poland 135 693 827
Total 67 112 101 541 9 794 178 447

Revenues for Belgium are mainly driven by Commerce 46 and The Woods for Offices and O'Sea, Lalys and St Roch for Residential, for Luxembourg by Canal, for France by Savigny-sur-Orge and Bussy St Georges and for Germany by Eden Tower Frankfurt. Revenues from residential projects are lower mainly due to fewer projects in sales as a result of the lower permitting activity over recent years.

Revenues on commercial contracts are recognised when the customer obtains control of the goods or services sold for an amount that reflects what the entity expects to receive for those goods and services.

Residential units are invoiced over time, based on predefined milestones.

Payment terms for office sales are negotiated and stipulated in the individual contracts.

Landbanking sales are due at the time the notarial deed is issued.

The contractual analysis of the Group's sales contracts resulted in the application of the following recognition principles:

Sales of office buildings

Revenues from office sale contracts are recognised after analysis on a case-by-case basis of the performance obligations stipulated in the contract. The revenue allocated to each performance obligation is recognised:

  • either upon the progress of completion when the goods or services are subject to a gradual transfer of control
  • or upon the transfer of control of goods or services provided.

Residential project sales

For "Residential" projects, revenues are recognised according to the contractual and legal provisions in force in each country for governing the transfer of control of the projects sold in the future state of completion.

  • Belgium / Luxembourg / France / Germany: Breyne Act or equivalent with gradual transfer of ownership over time, except if a specific transaction with transfer of ownership needs to be considered at a certain point in time.
  • Poland: when the performance obligation is fulfilled with transfer of ownership (when the final deed is signed once the unit sold has been delivered).

Landbanking

Revenues are recorded when the asset is transferred.

The breakdown of sales according to these different principles of recognition is as follows:

Point in time Over time 30/06/2022
OFFICES 18 584 22 536 41 120
RESIDENTIAL 412 80 689 81 101
Residential unit per project - Breyne Act or equivalent 80 689 80 689
Residential unit per project - Other 412 412
Other project
LANDBANKING 2 393 2 393
TOTAL REVENUE 21 389 103 225 124 614
EUR ('000) Timing of revenue recognition
Point in time Over time 30/06/2021
OFFICES 2 482 64 630 67 112
RESIDENTIAL 693 100 848 101 541
Residential unit per project - Breyne Act or equivalent 100 848 100 848
Residential unit per project - Other 693 693
Other project
LANDBANKING 9 794 9 794
TOTAL REVENUE 12 969 165 478 178 447

With respect to offices, Commerce 46 is recognised over time as the Board of Directors believes the "alternative use" criterium for this sale has been met, while the sale of The Woods has been recognised at a certain point in time as the project had already been provisionally accepted at the time of the sale.

Note 8. Rental income

Break down is allocated as follows by geographical segment:

EUR ('000) 30/06/2022 30/06/2021
Belgium 2 592 2 356
Luxembourg 825 1 297
TOTAL RENTAL INCOME 3 417 3 653

The main contributors are the projects Infinito in Belgium and Thomas in Luxembourg.

Note 9. Other operating income

Break-down as follows:

EUR ('000) 30/06/2022 30/06/2021
Other income (recoveries of taxes and withholdings, miscellaneous reinvoicing…) 2 763 540
TOTAL OTHER OPERATING INCOME 2 763 540

The increase observed compared to the previous financial year is mainly driven by recharging fit-out works related to new offices as well as external advisory fees related to Immobel Belux Office Development Fund.

Note 10. Cost of sales

Cost of sales is allocated as follows by geographical segment:

EUR ('000) 30/06/2022 30/06/2021
Belgium -53 792 -77 978
Luxembourg -12 155 -4 778
France -21 974 -35 501
Germany -15 162 -5 234
Poland - 554 -20 140
Spain - 27
TOTAL COST OF SALES -103 637 -141 723

Cost of sales is driven by the same drivers as revenues (see note 7).

Note 11. Cost of commercialization

Cost of commercialization is allocated as follows by geographical segment:

EUR ('000) 30/06/2022 30/06/2021
Belgium - 184 - 268
France 31
TOTAL COST OF COMMERCIALISATION - 184 - 237

Note 12. Administration costs

Break-down as follows:

EUR ('000) 30/06/2022 30/06/2021
Personnel expenses -4 546 -4 380
Amortisation, depreciation and impairment of assets -2 371 -2 726
Other operating expenses -7 007 -4 014
TOTAL ADMINISTRATION COSTS -13 924 -11 121

Personnel expenses:

EUR ('000) 30/06/2022 30/06/2021
Salaries and fees of personnel and members of the Exectuive Committee -7 069 -6 327
Project monitoring costs capitalized under "inventories" 5 756 4 526
Salaries of the non-executive Directors - 537 - 595
Social security charges -1 703 -1 806
Pension costs - 30 - 69
Other - 963 - 109
TOTAL PERSONNEL EXPENSES -4 546 -4 380

Amortisation, depreciation and impairment of assets:

EUR ('000) 30/06/2022 30/06/2021
Amortisation of intangible and tangible assets, and of investment property -2 223 -2 726
Write down on trade receivables - 148
TOTAL AMORTISATION, DEPRECIATION AND IMPAIRMENT OF ASSETS -2 371 -2 726

Other operating expenses:

EUR ('000) 30/06/2022 30/06/2021
Services and other goods -6 237 -4 509
Other operating expenses - 203 - 315
Provisions - 567 809
TOTAL OTHER OPERATING EXPENSES -7 007 -4 014

Main components of services and other goods:

EUR ('000) 30/06/2022 30/06/2021
Service charges of the registered offices ¹ - 796 - 250
Third party payment, including in particular the fees paid to third parties and related to the turnover -4 577 -2 555
Other services and other goods, including company supplies, advertising, maintenance and repair expense of properties available for sale awaiting for
development
- 864 -1 704
TOTAL SERVICES AND OTHER GOODS -6 237 -4 509

In general, Administration Costs have increased as a result of Immobel Capital Partners' activities being launched in London.

Note 13. Share in the result of joint ventures and associates, net of tax

The share in the net result of joint ventures and associates' breakdown is as follows:

EUR ('000) 30/06/2022 30/06/2021
Operating result 3 500 6 658
Financial result -1 804 -1 953
Income taxes - 484 -1 434
RESULT OF THE PERIOD 1 212 3 271

The decrease in the share of the result of joint ventures and associates is mainly driven by the lower result from project Livingstone in Luxembourg.

Further information relating to joint ventures and associates is provided in note 20.

Note 14. Net financial costs

The financial result breaks down as follows:

EUR ('000) 30/06/2022 30/06/2021
Interest expense under the effective interest method -8 061 -8 490
Capitalised interests on projects in development 4 513 5 899
Interest income 2 187 2 313
Other financial income and expenses -2 709 -2 518
FINANCIAL RESULT -4 070 -2 796

The decrease in the financial result is mainly due to lower capitalisation of interest as a result of the revenue recognition of The Woods and Commerce 46.

Note 15. Income tax

Income tax is as follows:

EUR ('000) 30/06/2022 30/06/2021
Current income taxes for the current year -2 405 -3 370
Current income taxes for the previous financial years 336 904
Deferred taxes on temporary differences 776 1 773
TOTAL OF TAX EXPENSES RECOGNIZED IN THE STATEMENT OF COMPREHENSIVE INCOME -1 293 - 693
Current taxes -2 069 -2 466
Change in tax receivables / tax payables - 263 1 248
PAID INCOME TAXES ( STATEMENT OF CASH FLOW) -2 332 -1 218

Recognised tax expenses are higher, mainly driven by the lower recognition of deferred tax assets partially offset by a lower net result for the period.

Note 16. Earnings per share

The basic result per share is obtained by dividing the year's result (net result and comprehensive income) by the average number of shares. Computing the average number of shares is defined by IAS 33.

Basic earnings per share are determined using the following information:

30/06/2022 30/06/2021
Net result of the period attributable to owners of the company 9 139 29 912
Comprehensive income of the period 10 487 29 729
Weighted average share outstanding
Ordinary shares as at 1 January 9 997 356 9 997 356
Treasury shares as at 1 January - 26 965 - 292 527
Treasury shares granted to a member of the executive committee
Treasury shares disposed 1 531 265 562
Ordinary shares as at 30 June 9 971 922 9 970 391
Weighted average ordinary shares outstanding 9 970 986 9 961 154
Net result per share 0,917 3,003

Note 17. Goodwill

Goodwill has arisen from the acquisition in 2019 of Nafilyan & Partners, an unlisted company based in France that specialises in real estate development.

The acquisition provided Immobel with 100% of the voting shares and control over Nafilyan & Partners. The acquisition qualified as a business combination as defined in IFRS 3. The Group has acquired Nafilyan & Partners to enlarge its coverage on the French market by sharing the know-how, expertise and potential synergies with Immobel France. At present, Nafilyan & Partners has been fully integrated into Immobel France's operations.

The reconciliation of the carrying amount of goodwill at the beginning and end of the reporting period is as follows:

EUR ('000) 30/06/2022 31/12/2021
ACQUISITION COST AT THE END OF THE PREVIOUS PERIOD 43 789 43 789
Acquisition of Immobel France
ACQUISITION COST AT THE PERIOD END 43 789 43 789
IMPAIRMENT AT THE END OF THE PREVIOUS PERIOD
Impairment of the period
IMPAIRMENT AT THE PERIOD END
NET CARRYING AMOUNT AS AT 30 JUNE 2022 / 31 DECEMBER 2021 43 789 43 789
The carrying amount of the goodwill has been allocated to cash-generating units as follows:
EUR ('000) 30/06/2022 31/12/2021

France 43 789 43 789 NET CARRYING AMOUNT AS AT 30 JUNE 2022 / 31 DECEMBER 2021 43 789 43 789

Immobel Group tests goodwill annually for impairment, or more frequently if there are indications that goodwill might be impaired. Immobel Group identified neither evidence nor triggering events that would require asset impairment decisions and refers to the impairment test carried out as per note 13 of the Group's last annual consolidated Financial Statements as at and for the year ending 31 December 2021 and concluded that no impairment charge needs to be recognised in the current year against goodwill.

Note 18. Right-of-use assets

Following the implementation of IFRS 16 as of 1 January 2019, the right-of-use assets evolve as follows:

EUR ('000) 30/06/2022 31/12/2021
ACQUISITION COST AT THE END OF THE PREVIOUS PERIOD 6 708 7 297
Entry in consolidation scope
Acquisitions 6 085 770
Disposals -2 158 -1 359
ACQUISITION COST AT THE END OF THE YEAR 10 635 6 708
DEPRECIATIONS AND IMPAIRMENT AT THE END OF THE PREVIOUS PERIOD -2 936 -2 907
Entry in consolidation scope
Depreciations - 599 -1 388
Depreciation cancelled on disposals 2 937 1 359
DEPRECIATIONS AND IMPAIRMENT AT THE END OF THE YEAR - 598 -2 936
NET CARRYING AMOUNT AS AT 31 DECEMBER 10 037 3 772

Three new offices have been included as right-of-use assets.

On 30 May 2022, Immobel headquarters moved to the Multitower building located in the city centre of Brussels .

Also under consideration are the new offices in the United Kingdom and Spain.

Note 19. Investment property

This heading includes leased-out property acquired with a view to redevelopment and generates rental income in anticipation of their future development. The investment property evolves as follows:

EUR ('000) 30/06/2022 31/12/2021
ACQUISITION COST AT THE END OF THE PREVIOUS YEAR 178 741 199 415
Exit fom the consolidation scope 89
Disposal/exit from the consolidation scope -20 649
Net carrying value of investment property transferred from/to inventories - 25
ACQUISITION COST AT THE END OF THE PERIOD 178 830 178 741
DEPRECIATIONS AND IMPAIRMENT AT THE END OF THE PREVIOUS YEAR -4 742 -2 266
Depreciations -1 406 -2 747
Depreciations and impairment cancelled following disposal/exit from the consolidation scope - 129 271
DEPRECIATIONS AND IMPAIRMENT AT THE END OF THE PERIOD -6 277 -4 742
NET CARRYING AMOUNT AS AT 30 JUNE 172 553 173 999

The carrying amount of the investment property as at 30 June 2022 amounts to EUR 172.6 million.

The key projects included in investment property are Total, Rueil Malmaison and Thomas.

Note 20. Investments in joint ventures and associates

The contributions of joint ventures and associates in the statement of the financial position and the statement of comprehensive income are as follows:

EUR ('000) 30/06/2022 31/12/2021
Investments in joint ventures 127 480 145 513
Investments in associates 9 816 11 019
TOTAL INVESTMENTS INCLUDED IN THE STATEMENT OF FINANCIAL POSITION 137 296 156 532
EUR ('000) 30/06/2022 31/12/2021
Share in the net result of joint ventures 2 069
Share in the net result of associates - 857 47 471
-2 941

The book value of investments in joint ventures and associates has evolved as follows:

EUR ('000) 30/06/2022 31/12/2021
VALUE AS AT 1 JANUARY 156 532 106 195
Share in result 1 212 44 531
Acquisitions and capital injections 23 458 14 096
Scope changes 2 160 1 831
Dividends received from joint ventures and associates -45 501 -8 034
Disposals or liquidation of joint ventures and associates 4
Repayment of capital - 252 -2 079
Currency translation
Other changes - 313 - 12
CHANGES FOR THE PERIOD -19 236 50 337
VALUE AS AT 30 JUNE 2022 / 31 DECEMBER 2021 137 296 156 532

The book value of investments in joint ventures and associates has mainly decreased as a result of the distribution of a dividend by Möbius II following the result recognised as a result of the sale of the Möbius II office building in 2021.

Among the newly incorporated companies, Houilles Jean Jacques Rousseau, Oxy living and Munroe K Luxembourg are regarded as joint ventures and Arlon 75 as an associate. The shares held in Belux Office Development Feeder CV, previously 30.46% owned and now 26.93% owned have also impacted the percentage of financial rights of its related entities.

As there have been no indicators of impairment, no impairment testing has been carried out for the equity accounted investees.

The weighted average interest rate on loans to/from joint ventures and associates is 3.58% as at 30 June 2022 and 3.08% as at 30 June 2021. The repayment schedule for loans is defined at the end date of the projects.

The table below shows the contribution of joint ventures and associates in the statement of the financial position and the statement of comprehensive income.

% INTEREST BOOK VALUE OF THE INVESTMENTS -
EUR (000)
SHARE IN THE COMPREHENSIVE
INCOME - EUR (000)
NAME 30/06/2022 31/12/2021 30/06/2022 31/12/2021 30/06/2022 31/12/2021
Bella Vita 50% 50% 48 48 - 6
BONDY CANAL 40% 40% - 37
Boralina Investments, S.L. 50% 50% 103 -2 890 - 6 - 21
Brouckère Tower Invest 50% 50% 32 047 31 307 740 598
CBD International 50% 50% 94 122 - 66 - 150
Château de Beggen 50% 50% 13 16 - 4 - 1
Cityzen Holding 50% 50% - 23 - 21 - 1 - 2
Cityzen Hotel 50% 50% 665 711 - 46 147
Cityzen Office 50% 50% 1 248 1 411 - 163 - 135
Cityzen Residence 50% 50% 644 694 - 50 133
CP Development Sp. z o.o. 50% 50% -1 555 - 256 - 421 - 196
CSM Development 50% 50% - 12 - 12 - 36
CSM Properties 50% 50% 3 865 3 852 13 - 48
Debrouckère Development 50%
50%
50%
50%
477
90
497
90
- 20 - 52
- 12
Debrouckère Land (ex-Mobius I)
Debrouckère Leisure
50% 50% 2 268 2 283 - 15 - 27
Debrouckère Office 50% 50% 3 740 3 740 - 30
Gateway 50% 50% 318 319 - 1 - 3
Goodways SA 50% 50% 3 234 3 234 - 3
HOUILLES JJ ROUSSEAU 50% 0% 1
Ilot Ecluse 50% 50% 162 163 - 2
Immo Marial SàRL 50% 50% - 50 - 50 - 66
Immo PA 33 1 50% 50% 1 331 1 314 17 43
Immo PA 44 1 50% 50% 691 682 10 - 1
Immo PA 44 2 50% 50% 2 449 2 423 25 39
Key West Development 50% 50% 342 387 - 45 - 84
Les Deux Princes Develop. 50% 50% -2 404 -2 439 35 16
M1 33% 33% 1 666 7 270 1 058 4 992
M7 33% 33% - 8 42 1
Mobius II 50% 50% 9 026 47 376 24 39 255
Munroe K Luxembourg SA 50% 23 239
NP BONDY 40% 50% -3 059
NP_AUBER 50% 50% - 108 - 136 27 - 47
NP_AUBER_VH 50% 50% - 204 140 - 40 159
NP_AUBERVIL 50% 50% 1 014 324 691 340
NP_BESSANC2 50% 50% 583 497 86 348
NP_BESSANCOU 50% 50% 112 102 9 - 169
NP_CHARENT1 50% 50% - 203 33 - 237 - 1
NP_CRETEIL 50% 33% - 1
21
- 1
121
NP_EPINAY
NP_VAIRES
50%
50%
33%
50%
199 245 10
- 46
170
130
ODD Construct 50% 50% 1 317 1 164 153 482
Oxy Living 50% 50% 1
PA_VILLA 51% 50% 114 - 40 154
Plateau d'Erpent 50% 50% 2 120 1 823 296 986
RAC3 40% 50% 3 427 3 403 25 139
RAC4 40% 50% 1 328 1 321 7 - 11
RAC4 Developt 40% 40% 1 558 1 567 - 8 - 20
RAC5 40% 40% 5 709 5 651 58 200
RAC6 40% 40% 2 195 2 182 13 15
Surf Club Hospitality Group SL 50% 50% 3 996 123 - 5 - 15
Surf Club Marbella Beach, S.L. 50% 50% 17 858 21 772 - 37 132
TRELAMET 40% 40% 3 104 48 34 7
Unipark 50% 50% 4 090 4 066 24 3
Universalis Park 2 50% 50% -1 181 -1 122 - 58 505
Universalis Park 3 50% 50% -2 612 -2 487 - 125 - 238
Universalis Park 3AB
Universalis Park 3C
50%
50%
50%
50%
1 978
417
1 974
417
4 7
- 1
TOTAL JOINT VENTURES 127 480 145 513 2 069 47 471
277 SH 10% 10% 4 350 4 445 - 95
Arlon 75 20% 0% 80
Beiestack SA 20% 22% 1 324 1 498 - 73
Belux Office Development Feeder CV 26% 22% 45 57 - 6 - 83
DHR Clos du Château 33% 33% 24 26 - 2 63
Immobel Belux Office Development Fund SCSP 19% 22% 681 1 152 - 223 - 206
MONTLHERY 2 BIS 20% 20% - 15 - 15
RICHELIEU 10% 10% 1 001 1 001
ULB Holding 60% 60% -5 676 -11 173 - 104 - 210
Urban Living Belgium 30% 30% 8 001 14 013 - 411 -2 431
TOTAL ASSOCIATES 9 816 11 019 - 857 -2 941
TOTAL JOINT VENTURES AND ASSOCIATES 137 296 156 532 1 212 44 531

Note 21. Deferred Taxes

Deferred tax assets or liabilities are recorded in the balance sheet on deductible or taxable temporary differences, tax losses and tax credits carried forward. Changes in deferred taxes on the balance sheet that have occurred over the financial year are recorded on the statement of income unless they refer to items directly recognised under other comprehensive income.

Deferred taxes on the balance sheet refer to the following temporary differences:

EUR ('000) DEFERRED TAX ASSETS DEFERRED TAX LIABILITIES
30/06/2022 31/12/2021 30/06/2022 31/12/2021
Tax losses 25 232 35 086
Revenue recognition 2 375 2 891 32 086 43 165
Financial debts
Fair value of financial instruments - 62 2
Other items 71 60 - 69 - 70
Netting (net tax position per entity) -4 029 -16 745 -4 029 -16 745
TOTAL 23 649 21 292 27 926 26 352
VALUE AS AT 1 JANUARY 21 292 26 352
Scope changes 7
Deferred tax recognised in the consolidated statement of comprehensive income 2 350 1 574
VALUE AS AT 30 JUNE 23 649 27 926

Immobel France is the main contributor to the change in deferred tax assets.

Note 22. Inventories

Inventories consist of buildings and land acquired for development and resale.

Cross-analysis by type of project and by geographical zone - EUR (000) Offices Residential Landbanking 30/06/2022
Belgium 26 846 205 310 72 984 305 140
Luxembourg 772 148 918 149 690
France 151 941 33 783 185 724
Germany 57 342 57 342
Poland 43 920 43 920
Spain 1 452 1 452
United Kingdom
Total 179 559 489 273 72 984 743 268
Cross-analysis by type of project and by geographical zone - EUR (000) Offices Residential Landbanking 31/12/2021
Belgium 29 187 196 989 66 698 292 874
Luxembourg 581 143 220 143 801
France 136 134 31 058 167 192
Germany 59 033 59 033
Poland 34 735 34 735
Spain 988 988
United Kingdom
Total 165 902 466 023 66 698 698 623
EUR ('000) 30/06/2022 31/12/2021
INVENTORIES AS AT 1 JANUARY 698 623 683 121
Net book value of investment property transferred from/to inventories 25
Purchases of the year 995 72 716
Developments 143 383 246 743
Disposals of the year -103 637 -311 066
Borrowing costs 4 513 9 364
Scope changes - 139 -1 588
Write-off - 471 - 692
CHANGES FOR THE PERIOD 44 644 15 502
INVENTORIES AS AT 30 JUNE 2022 / 31 DECEMBER 2021 743 268 698 623

Inventories increased driven mainly by the acquisition of an additional building for the Rueil Malmaison project in France, the development of the Granaria project in Poland, the acquisition of Héros in Belgium and the capitalisation of PM fees and borrowing costs in all countries, partially offset by selling down The Woods project in Belgium.

The main projects in inventories include O'Sea and Lebeau Sablon in Belgium, Polvermillen and Cat Club in Luxembourg, Saint-Antoine, Tati and Reuil Malmaison in France, Eden in Germany and Granaria Gdansk in Poland.

The weighted average interest rate on borrowing costs capitalised on Project Financing Credits and on Bonds was 2.7% as at 30 June 2022 and 2.2% as at 30 June 2021.

Break down of the movements by
geographical area :
EUR ('000) Purchases/
Developments
Disposals Borrowing costs Scope changes Write-off Net
Belgium 61 527 -53 791 5 178 - 177 - 471 12 266
Luxembourg 18 066 -12 155 - 22 5 889
France 40 838 -21 974 - 370 38 18 532
Germany 13 840 -15 162 - 370 -1 692
Poland 9 642 - 555 97 9 184
Spain 465 465
United Kingdom
Total 144 378 -103 637 4 513 - 139 - 471 44 644

The value of the stock to be recovered in:

EUR ('000)
12 months 163 820
> 12 months 579 447
Breakdwon of the stock by type:
Without permit 440 879
Permit obtained but not yet in development
In development 302 389

The book value of the Group's assets pledged for debt securities related to investment property and inventory as a whole was EUR 721 million compared to EUR 759 million at the end of 2021, representing a decrease of EUR 38 million.

As at 30 June 2022, Immobel acknowledged a commitment to acquire new projects for an amount of EUR 236 million for a number of projects in Belgium, Luxembourg and Germany.

Note 23. Trade receivables

Trade receivables refer to the following geographical segments:

EUR ('000) 30/06/2022 31/12/2021
Belgium 13 809 13 405
Luxembourg 1 202 4 554
France 16 679 15 590
Germany 2 908 2 204
Poland 474 211
Spain 2 152 2 152
TOTAL TRADE RECEIVABLES 37 224 38 116
The analysis of the delay of payment arises as follows:
EUR ('000)
30/06/2022 31/12/2021
Due < 3 months 777 11 622
Due > 3 months < 6 months 2 394 829
Due > 6 months < 12 months 723 2 021
Due > 1 year 1 972 1 482

CREDIT RISK

Trade receivables mainly relate to receivables either for equity accounted investees or for customers. The credit risk for both types of receivables is considered as immaterial. Receivables towards equity accounted investees are typically backed by an asset under development. Receivables for customers are typically backed by the asset sold which serves as collateral.

Impairments recorded on trade receivables evolve as follows:

EUR ('000) 30/06/2022 31/12/2021
BALANCE AT 1 JANUARY 627 542
Additions 15 85
MOVEMENTS OF THE PERIOD 15 85
BALANCE AT 30 JUNE 2022 / 31 DECEMBER 2021 642 627

Note 24. Contract assets

Contract assets arising from the application of IFRS 15 refer to the following geographical segments:

EUR ('000) 30/06/2022 31/12/2021
Belgium 99 753 78 552
Luxembourg 5 149 1 403
France 23 027 25 367
Germany 12 142 12 631
TOTAL CONTRACT ASSETS 140 071 117 953

Contract assets include the amounts to which the entity is entitled in exchange for goods or services that it already has provided for a customer, but for which payment is not yet due or is subject to fulfilment of a specific condition provided for in the contract. When an amount becomes due, it is transferred to the receivables account. A trade receivable is recognised as soon as the entity has an unconditional right to collect a payment. This unconditional right exists from the moment in time when the payment becomes due.

Trade receivables, other receivables and contract assets are similarly subject to an impairment test in accordance with the provisions of IFRS 9 on expected credit losses. This test does not show any significant potential impact since these contract assets (and their related receivables) are generally covered by the underlying assets represented by the building to be transferred.

As at 30 June 2022, consideration of project Commerce 46 during the progress of completion is the main contributory factor to the change in contract assets as well as the Bussy St Georges and Savigny sur Orge in France projects and the Canal project in Luxembourg.

Note 25. Prepayments and other receivables

EUR ('000) 30/06/2022 31/12/2021
Other receivables 46 916 27 815
of which : advances and guarantees paid
taxes (other than income taxes) and VAT receivable 31 400 20 247
prepayments and dividends receivable 2 168 1 703
other 13 348 5 865
Deferred charges and accrued income 8 080 8 425
of which: on projects in development 190 190
other 7 890 8 235
TOTAL OTHER CURRENT ASSETS 54 996 36 240

The increase in other receivables mainly relates to the prepayments in Immobel and in Gasperich.

Note 26. Information relating to net financial debt

The Group's net financial debt is the balance between cash and cash equivalents and financial debts (current and non-current). It amounts to EUR -646 546 thousand as at 30 June 2022 compared to EUR -593 313 thousand as at 31 December 2021.

EUR ('000) 30/06/2022 31/12/2021
Cash and cash equivalents 263 580 273 377
Non current financial debts 730 397 507 596
Current financial debts 179 729 359 094
NET FINANCIAL DEBT -646 546 -593 313

The Group's gearing ratio10 is 56.0% as at 30 June 2022, compared to 52.9% as at 31 December 2021. The increase in non-current financial debts and the decrease in current financial debts are mainly driven by the reimbursement of a 5-year EUR 100 million bond and the issuance of a new 4-year EUR 125 million bond in the first half of 2022.

Cash and cash equivalents

Cash deposits and cash at bank and in hand amount to EUR 263 580 thousand compared to EUR 273 377 thousand at the end of 2021, representing a decrease of EUR 9 797 thousand.

The breakdown of cash and cash equivalents is as follows:

EUR ('000) 30/06/2022 31/12/2021
Term deposits with an initial duration of maximum 3 months
Cash at bank and in hand 263 580 273 377
AVAILABLE CASH AND CASH EQUIVALENTS 263 580 273 377

The explanation of the change in available cash is provided in the consolidated cash-flow statement. Cash and cash equivalents are available in full, either for distribution to the shareholders or to finance projects owned by the different companies.

Financial debts

Financial debts increased by EUR 43 436 thousand, from EUR 866 690 thousand as at 31 December 2021 to EUR 910 125 thousand as at 30 June 2022. The components of financial debts are as follows:

10 Gearing ratio is calculated by dividing net financial debt by the sum of net financial debt and equity group share with goodwill subtracted from the equity group share

Financial debts evolve as follows:

EUR ('000) 30/06/2022 31/12/2021
Bond issues:
Bond issue maturity 31-05-2022 at 3.00% - nominal amount 100 MEUR
Bond issue maturity 17-10-2023 at 3.00% - nominal amount 50 MEUR 50 000 49 903
Bond issue maturity 17-10-2025 at 3.50% - nominal amount 50 MEUR 50 000 50 000
Bond issue maturity 14-04-2027 at 3.00% - nominal amount 75 MEUR 75 000 75 000
Bond issue maturity 12-05-2028 at 3.00% - nominal amount 125 MEUR 125 000 125 000
Bond issue maturity 29-06-2026 at 4,75% - nominal amount 125 MEUR 125 000
Lease contracts 8 128 2 130
Credit institutions 297 269 205 563
NON CURRENT FINANCIAL DEBTS 730 397 507 596
Bond issues:
Bond issue maturity 31-05-2022 at 3.00% - nominal amount 100 MEUR 100 000
Credit institutions 172 297 257 463
Lease contracts 1 975 1 630
Bonds - not yet due interest 5 457
CURRENT FINANCIAL DEBTS 179 729 359 094
TOTAL FINANCIAL DEBTS 910 125 866 690
Financial debts at fixed rates 425 000 399 903
Financial debts at variable rates 479 668 466 787
Not yet due interest 5 457 4 206
Amount of debts guaranteed by securities 449 566 438 301
Book value of Group's assets pledged for debt securities 669 606 446 766

In 2022, a new bond has been issued maturing in 2026. The bond does not have any additional or specific covenants compared to earlier bonds issued by the company. There are no embedded derivates, similar to the bonds issued earlier by the company. This is the same as for other issued bonds by the company.

EUR ('000) 30/06/2022 31/12/2021
FINANCIAL DEBTS AS AT 1 JANUARY 866 690 751 949
Liabilities related to lease contracts 6 343 -2 130
Contracted debts 234 217 249 033
Repaid debts -195 180 -128 872
Change in the fair value recognized in the statement of comprehensive income
Scope changes -7 400
Movements bonds - - not yet due interest 4 250 12 565
Not yet due interest on other loans 1 207 9 080
Amortization of deferred debt issue expenses 195
CHANGES FOR THE PERIOD 43 437 139 871
FINANCIAL DEBTS AS AT 30 JUNE / 31 DECEMBER 2021 910 126 891 820

All financial debts are denominated in EUR.

Except for the bonds, financing for the Group and financing for the Group's projects are provided based on a short-term rate, the 1 to 12-month Euribor, plus a commercial margin.

As at the end of June 2022, the company had available liquidity consisting of a cash position of EUR 263 million, EUR 30 million of available corporate credit lines, EUR 27 million of non-issued Commercial Papers and EUR 134 million of undrawn project finance lines.

As at 30 June 2022, the book value of the Group's assets pledged to secure corporate credit and the project financing credits amounted to EUR 669 million.

DUE IN THE PERIOD - EUR (000) UP TO 1 YEAR 1 TO 2 YEARS 2 TO 3 YEARS 3 TO 4 YEARS 4 TO 5 YEARS AFTER 5 YEARS Total Bonds 50 000 175 000 75 000 125 000 425 000 Project Financing Credits 148 997 175 320 78 753 15 695 418 766 Corporate Credit lines 2 000 2 500 23 000 27 500 Commercial paper 21 300 2 000 23 300 Lease contracts 1 975 8 128 10 103 Interests not yet due and amortized costs 5 457 5 457 TOTAL AMOUNT OF DEBTS 174 278 237 948 101 753 175 000 90 695 125 000 910 126

The table below is a summary of the Group's financial debts as they mature:

INTEREST RISK

To hedge its variable interest-rate exposure, the company uses various types of financial instruments.

  • In April 2020, the company entered into an agreement to cap the interest rate at 0.5% for about 75% of the exposure on the variable part of the debt (based on the internal view, i.e. before application of IFRS 11) up to 1 July 2023.
  • In May 2021, the company entered into another agreement to cap the interest rate at 1.5% on part of the financial debt related to a notional amount of EUR 225 million for the period from 3 July 2023 to 1 July 2024.
  • In December 2020, Immobel entered into a contract to hedge a variable interest loan. The Company uses interest-rate swap agreements to convert a portion of its interest-rate exposure from floating rates to fixed rates to reduce the risk of an increase in the EURIBOR interest rate. The notional amount is EUR 30 million. The interest swap replaces the Euribor rate with a fixed interest rate each year on the outstanding amount. The derivative is formally designated and qualifies as a cash-flow hedge and is recorded at fair value on the consolidated balance sheets in other assets and/or other liabilities. The interest-rate swap and debt have the same terms.
EUR ('000) 30/06/2022 31/12/2021
DERIVATIVES NOT DESIGNATED AS HEDGING INSTRUMENTS
Interest rate swaps
DERIVATIVES DESIGNATED AS HEDGING INSTRUMENTS
Interest rate swaps - cash flow hedges [Asset / Liability (-) ] 1 943 - 160
TOTAL 1 943 - 160
CHANGE IN FAIR VALUE OF THE DERIVATIVE FINANCIAL INSTRUMENTS
ASSET
SITUATION AT 1 JANUARY
Changes during the period in the consolidated result
Changes during the period in other comprehensive income 1 943
SITUATION AT 30 JUNE / 31 DECEMBER 2021 1 943
LIABILITY
SITUATION AT 1 JANUARY 160 560
Changes during the period in the consolidated result - 316
Changes during the period in other comprehensive income - 160 - 84
SITUATION AT 30 JUNE / 31 DECEMBER 2021 160

The increase in the interest rate would result in an annual increase in the interest charge on debt of EUR 1 748 thousand per 1% increase for about 25% of the variable part of the debt and a maximum of EUR 2 622 thousand in total for about 75% of the variable part of the debt to the extent the applicable EURIBOR rate stands at 0%.

Information on the fair value of financial instruments

The following table lists the different classes of financial assets and liabilities with their carrying amounts in the balance sheet and their respective fair value and analysed by their measurement category.

The fair value of financial instruments is determined as follows:

  • If their maturity is short-term (e.g.: trade receivables and payables), the fair value is assumed to be close to the amortised cost,
  • For fixed-rate debts, based on discounted future cash flow, estimated based on market rates at closing,

  • For variable-rate debts, the fair value is assumed to be close to the amortised cost,

  • For derivative financial instruments, the fair value is determined on the basis of discounted future cash flows estimated based on curves of forward interest rates. This value is referred to by the counterparty financial institution,
  • For quoted bonds, on the basis of the quotation at closing.

The fair value measurement of financial assets and financial liabilities can be characterised in one of the following ways:

  • Level 1: the fair values of financial assets and liabilities with standard terms and conditions and traded on active liquid markets are determined with reference to quoted market prices on active markets for identical assets and liabilities,
  • Level 2: the fair values of other financial assets and financial liabilities are determined in accordance with generally accepted pricing models based on discounted cash-flow analysis using prices from observable current market transactions and dealer quotes for similar instruments. This mainly relates to derivative financial instruments,
  • Level 3: the fair values of the remaining financial assets and financial liabilities are derived from valuation techniques which include inputs not based on observable market data.
Amounts recognized in accordance with IFRS 9
EUR ('000) Level of the fair
value
Carrying amount
30/06/2022
Amortized cost Fair value trough
profit or loss
Fair value
30/06/2022
Cash flow hedging
30/06/2022
ASSETS
Cash and cash equivalents 263 580 263 580 263 580
Other non-current assets Level 2 1 006 1 006 1 006
Trade receivables Level 2 37 224 37 224 37 224
Other operating receivables Level 2 178 315 178 315 178 315
Other current financial assets Level 1 1 992 1 992 49 1 943
TOTAL 482 117 482 117 480 174 1 943
LIABILITIES
Interest-bearing debt Level 1 900 023 900 023 900 023
Interest-bearing debt Level 2 10 103 10 103 10 103
Trade payables Level 2 129 413 129 413 129 413
Other operating payables Level 2 109 825 109 825 109 825
Derivative financial instruments Level 2
TOTAL 1 149 364 1 149 364 1 149 364

The company did not make any changes to its financial risk management policy in the first half of 2022.

INVESTMENT GRADE

The bank accounts are held by banks with 'investment grade' rating (Baa3/BBB- or better).

LIQUIDITY RISK

The Company starts new projects only in the event it has appropriate corporate financing, specific project financing or pre-sales. Therefore, the cash risk associated with the progress of a project is very limited.

The changes in foreign exchange rates are not considered to be a significant estimate.

FINANCIAL COMMITMENTS

The Group is subject, for the bonds and credit lines mentioned above, to a number of covenants.

These covenants take into account the equity, the net financial debt and its relation to the equity and the inventories. As at 30 June 2022, as for the previous years, the Group was complying with all these financial covenants.

RISK OF FLUCTUATION IN FOREIGN CURRENCIES

The Group has limited hedging on the foreign exchange rates risks on its activities. The functional currency of projects currently being developed in Poland and of the activities in the UK are converted respectively from PLN to EUR (except for the Central Point managed in EUR) and from GBP to EUR, with an impact on other comprehensive income.

Note 27. Trade payables

This account is allocated by geographical segment as follows:

EUR ('000) 30/06/2022 31/12/2021
Belgium 55 350 41 548
Luxembourg 22 434 10 920
France 10 229 7 006
Germany 9 322 7 980
Poland 28 017 12 065
Spain 4 061 4 027
TOTAL TRADE PAYABLES 129 413 83 546

The trade payables are mainly related to the projects O'Sea and Commerce 46 in Belgium, Eden in Germany, Canal in Luxembourg and Granaria in Poland.

Note 28. Contract liabilities

Contract liabilities arising from the application of IFRS 15 relate to the following geographical segments:

EUR ('000) 30/06/2022 31/12/2021
Belgium 3 455 10 427
Luxembourg
France 10 368 11 542
Poland
Spain
TOTAL CONTRACT LIABILITIES 13 823 21 969

The increase in contract liabilities is mainly due to the O'Sea projects in Belgium and La Garenne in France.

Contract liabilities include amounts received by the entity as compensation for goods or services that have not yet been provided for the customer. Contract liabilities are settled by "future" recognition of the revenue when the IFRS 15 criteria for revenue recognition have been met.

All amounts reflected in contract liabilities relate to residential activities for which revenue is recognised over time, thus creating discrepancies between payments and the realisation of benefits.

Note 29. Change in working capital

The change in working capital by nature is established as follows:

EUR ('000) 30/06/2022 30/06/2021
Inventories, including the acquisition and sales of subsidiaries holding a dedicated project -54 761 17 317
Amounts receivable within one year -49 469 -64 002
Deferred charges and accrued income 10 172 -15 012
Disposal of financial fixed assets 2 721 0
Trade debts 49 957 43 063
Amounts payable regarding taxes and social security 1 350 -3 291
Dividends payable 0 - 848
Accrued charges and deferred income 5 690 - 524
Other 4 484 8 223
CHANGE IN WORKING CAPITAL -29 856 -15 074

Changes in drivers for working capital are addressed in the respective notes earlier in this report.

Note 30. Seasonal nature of the results

Due to the intrinsic nature of its activity, real estate development, the results of the first half of 2022 cannot be extrapolated over the whole year. These results depend on the final transactions before 31 December 2022.

Note 31. Going concern

Actuals relating to the first half of 2022 and forecast for 2022 show that the management assessment relating to the company's going concern remains appropriate and confirms the Group's good prospects.

Note 32. Major events that took place after the end of the interim reporting date

No significant event that may change the financial statements occurred from the reporting date on 30 June 2022 up to 8 September 2022 when the financial statements were approved by the Board of Directors.

Note 33. Related parties

The related party transactions described in Note 29 of the Notes to the Consolidated Financial Statements as at 31 December 2021 did not change significantly at the end of June 2022.

IV. Managers' statement

A³ Management bv, represented by Mr. Marnix Galle in his capacity as Executive Chairman of the Board of Directors and KB Financial Services bv, represented by Mr. Karel Breda in his capacity as Chief Financial Officer state that, to the best of their knowledge:

  • the interim report provides a true representation of the major events and, where appropriate, of the main transactions between the parties involved that took place during the first 6 months of the financial year and of their impact on the set of summarised accounts, as well as a description of the main risks and uncertainties for the remaining months of the financial year.
  • the set of summarised financial statements, which have been drawn up in accordance with applicable accounting regulations, and which have been the subject of a review by the auditor, give a true representation of the financial situation and profits and losses of the Immobel Group and of its subsidiaries.

V. Auditor's report

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