Patria Bank S.A.

Capital/Financing Update • Nov 7, 2022

No.: 735498/07.11.2022

To: FINANCIAL SUPERVISORY AUTHORITY (FSA) - Financial instruments and investments sector BUCHAREST STOCK EXCHANGE

Ref: Contracting a subordinated loan from EFSE

Report date: 07.11.2022 Name of the issuer: PATRIA BANK SA Headquarters: Bucharest, 42, Pipera Road, Globalworth Plaza Building, Floors 8 and 10 Phone / Fax No: 0800 410 310 / +40 0372 007 732 Unique Registration Code with the Trade Register: RO 11447021 Order number in the Trade Register: J40/9252/2016 Subscribed and paid-in share capital: RON 327,881,437.60 The regulated market where the instruments are traded: Bucharest Stock Exchange

Important events to be reported: Contracting a subordinated loan from EFSE

Patria Bank SA informs the investors, in accordance with the provisions of FSA Regulation no. 5/2018 art. 234 (i), that The European Fund for Southeast Europe (EFSE), Luxembourg, an impact investment fund focusing on fostering economic prosperity in Southeast Europe and the Eastern Neighbourhood Region, has granted a EUR 7 Million Basel III-compliant Tier 2 Capital subordinated loan to Patria Bank. The loan is part of the EFSE crisis response package for financing Micro, Small and Medium Enterprises (MSMEs) in critical agri-related industries affected by the Russia-Ukraine war. The loan will support the Bank to provide long term financing to MSMEs and contribute to increase local production and food security as well as business resilience and inclusiveness.

Patria Bank has a strong focus on servicing MSMEs and agribusinesses. This loan investment will contribute to strengthening the bank's capitalization, while increasing its ability to help MSMEs sustain their operations and employment by providing liquidity to withstand the economic spillover effects of the ongoing Russia-Ukraine war.

The facility contributes towards the achievement of several of the United Nations Sustainable Development Goals, including SDG 2 (Zero Hunger), SDG 8 (Economic Growth) and SDG 9 (Industry Innovation and Infrastructure). The investment is expected to enable the provision of more than 90 loans to MSMEs and support over 900 jobs.

Burak Yildiran Razvan Pasol

General Manager Director, Capital Markets & Investors Relations Division