Patria Bank S.A.

Report Publication Announcement • Jan 25, 2019

No 3409/25.01.2019

To: FINANCIAL SUPERVISORY AUTHORITY (FSA) - Financial instruments and investments sector BUCHAREST STOCK EXCHANGE

Ref: Selling non-performing loans portfolio

Current report: according to BSE Code and FSA Reg. 5/2018 Report date: 25.01.2019 Name of the issuer: PATRIA BANK SA Headquarters: Bucharest, 31 Ion Brezoianu, Actor Street, 1st, 2nd and attic Phone / Fax No: 0372538725 / 021 206 39 02 Unique Registration Code with the Trade Register: RO 11447021 Order number in the Trade Register: J40/9252/2016 Subscribed and paid-in share capital: RON 311,533,057.50 The regulated market where the instruments are traded: Bucharest Stock Exchange

Inside information

In accordance with the provisions of Law no. 24/2017 - art. 122 par. (1) and of the FSA Regulation no. 5/2018 - art. 234 lit. ț) and art. 144 A, Patria Bank SA informs that on 23.01.2019 it sold to KRUK ROMANIA SA a non-performing receivables package consisting of secured loans granted to legal persons and individuals, having an exposure covering 934 contracts and a nominal value of approximately 331.5 million lei.

This is the second phase of the project regarding the sale of non-performing portfolios initiated by Patria Bank in 2018, aimed at achieving the business objectives and improving the profitability indicators, which have already shown a positive trend starting with the second quarter 2018.

BOGDAN MERFEA LUCICA PITULICE

GENERAL MANAGER DEPUTY GENERAL MANAGER