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RomReal Ltd.

Quarterly Report May 25, 2017

8160_10-k_2017-05-25_7be66faa-3916-47a9-942a-5b531294db35.pdf

Quarterly Report

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Q1

RomReal Limited First Quarter 2017 Report 26 May 2017

RomReal is a Company focusing on the Romanian Real Estate market. Established in 2005 it owns premium properties in Constanta and Bucharest.

Highlights First Quarter 2017

Net Asset Value (NAV)

  • Net Asset value was EUR 0.46 (NOK 4.25) per share, 2.1% down compared to the end of 2016. The decrease in NAV is mainly due to the negative foreign exchange differences and the interest expense for the period.
  • More importantly, the Net Asset Value would have been EUR 0.49 (NOK 4.60) if the values from all Q1 2017 sales transactions are applied to the sold properties.

Operational highlights

  • The Urbanism Certificate of the Alexandriei plot has been successfully obtained from the City Hall and the plot is now fully eligible for sale.
  • On April 7, 2017, the Group has prepaid entirely the outstanding loan from Alpha Bank thus emerging as a debt free Company. The shareholder loan was also fully repaid during May.
  • The Company has a cash position today of about EUR 2.3 million plus the sellers secured credit of EUR 1.75 million that is serviced monthly with equal instalments plus interest until the 7 April 2018. This implies a cash or cash equivalent of about EUR 0.10 per share.
  • On 21 April 2017, the Annual General Meeting has elected Mrs Heidi Sorensen Austbo as Company Director.

Financial Results

• Net Result for the quarter was EUR 284,000 loss compared to an EUR 423,000 profit in 1Q 2016. Operating cash flow for the quarter was a negative EUR 172,000 compared to minus EUR 97,000 in the same period last year.

Macro and real estate market highlights

  • After a strong GDP growth rate of 4.8% in 2016, the Romanian economy is expected to register a 4% GDP increase this year according to the European Bank for Reconstruction and Development. The main drivers for the economic growth during this period was the private consumption, supported by VAT reduction, public wage increases and improved labour market. In the first quarter 2017, the preliminary GDP growth came in a solid 5.7%, according to Eurostat.
  • The real estate market in Romania continues to show signs of healthy growth and strength. Around 12,000 properties are currently being developed in Bucharest and surroundings that could be delivered this year, according to the Coldwell Banker Report.
  • According to the online real estate platform immobiliare.ro, asking prices in Romania were up by 1.2% in April against the previous month from a national average of EUR 1,092/sqm to EUR 1,105 /sqm. This registers an increase of 8.8% year on year. Prices in Constanta have reached to EUR 1,013 /sqm, a 5.9% increase year on year. This makes Constanta the fourth Romanian city where asking prices have passed the EUR 1,000/sqm level. Still prices in Bucharest and Constanta apartments are about 40% below peak prices in 2008.

EUR '000 Q1 2017 Q1 2016 2016 Operating Revenue 2,713 74 500 Operating Expenses (196) (247) (515) Other operating income/ (expense), net (2,565) (187) 3,936 Net financial income/(cost) (237) 802 (632) Pre-tax result (285) 442 3,290 Result for the period (284) 423 1,215 Total assets 33,746 29,807 33,832 Total liabilities 14,597 11,713 14,464 Total equity 19,148 18,093 19,369 Equity % 56.7% 60.7% 57.3% NAV per share (EUR) 0.46 0.44 0.47 Cash position 843 454 707

Key Financial Figures

Movement in Net Asset Value

The Net Asset Value (NAV) decreased to EUR 19,148,000 at the end of Q1 2017 compared to EUR 19,369,000 at the end of Q4 2016. The reason behind the decreased NAV is the net loss of the period mainly due to the negative foreign exchange differences and the operating expenses for the period.

Asset base Q1 2017 Q4 2016
EUR '000 EUR/ NOK/sha EUR '000 EUR/ share NOK/share
share re
Investment
property
14,047 0.34 3.12 16,686 0.40 3.67
Assets held for
sale
5,297 0.13 1.17 13,566 0.28 2.58
Inventories 2,527 0.06 0.56 2,536 0.06 0.56
Cash 843 0.02 0.19 707 0.02 0.16
Other
assets/(liabilities)
(3,565) (0.09) (0.79) (14,126) (0.30) (2,70)
Net asset value 19,148 19,369
NAV/Share 0.46 4.25 0.47 4.26
Change in NAV -1.1% 11.7%

The average number shares used in the NAV calculation above is 41,367,783 shares and unchanged from Q4 2016.

Valuation of Properties

The end of year 2016 independent valuation of the Company's property was executed by Knight Frank Romania. The property portfolio was evaluated in accordance with the ANEVAR Valuation Standards 2013, which include the International Valuation Standards, issued by the IVSC in 2011. The valuation also complies with the International Financial Reporting Standards (IFRS), issued by the International Accounting Standards Board (IASB); and it is performed in accordance with the RICS Valuation Standards, 8th edition. During the first quarter 2017, the Company has not made any changes to the values of investment properties.

EUR '000 Y/E 2011 Y/E 2012 Y/E 2013 Y/E 2014 Y/E 2015 Y/E 2016 Q1 2017
Property value 37,363 33,842 19,222 30,797 28,736 32,787 21,870
NAV 26,837 19,369 19,369 19,916 18,089 19,369 19,148
Market cap 5,335 1,520 7,623 7,541 7,933 11,052 13,525
Market cap/NAV 20% 8% 39% 38% 44% 57% 71%

Cash Flow

EUR '000 Q1 2017 Q1 2016 2016
Net cash flow from operating activities (172) (87) (528)
Net cash flow used in investing activities 278 - 361
Net cash flows from financing activities 30 - 333
Net cash change during period 136 (87) 166

Operating cash flow for Q1 2017 was negative EUR 172,000 compared to a negative EUR 87,000 in the same quarter last year. The cash flows from financing activities relates to the net difference between a further EUR 100,000 drawdown on the shareholder lending facility, and the payment of interest to Alpha Bank. The cash flow from investing activities during the quarter represent the down payments in respect of the sales agreements for the Mamaia North plots.

Financing

As the end of Q1 2017 the Company's consolidated interest-bearing debt amounted to EUR 12,100,000, out of which EUR 11,600,000 was the debt towards Alpha Bank and EUR 500,000 was a shareholder loan. The bank loan was by the end of quarter secured with the Company's plots, and it had an interest rate of EURIBOR + 300 bp. The Company has prepaid the loan on April 7, 2017 as well as the shareholder loan on May 9, 2017.

Market Facts – Macro

The Romanian economy grew by 4.8% in 2016 (the highest pace since 2008), as domestic demand accelerated. This trend was supported by the expansionary policy mix: the central bank (NBR) kept the monetary policy rate at the record low level of 1.75%, while the government cut VAT and increased public wages. At the same time, private consumption accelerated in 2016, an evolution supported by the increased real disposable income of the population and by the recovery of the RON credit markets.

For 2017, The Romanian economy is expected to register a 4% advance, as the European Bank for Reconstruction and Development estimated on 10 May 2017 (up from it 3.7% estimate in November 2016). The main driver of the economic growth during this period is the private consumption, due to more disposable income (supported by the VAT cut, wage increases and an improved labour market. Consumption will continue to stimulate growth in 2017 and 2018, backed by a rise in the minimum income and wages in the public sector, which are part of the electoral promises of the ruling political party. In the first quarter 2017, the preliminary GDP growth came in at 5.7%, according to Eurostat.

Real Estate market facts

According to JLL, property investments in Romania increased by 35% in 2016 and developers have a strong pipeline for 2017. At the same time, the average deal size increased. Bucharest accounted for over 70% of the total investment volume, a percentage that is lower compared to 2015, indicating that liquidity in secondary cities has somewhat improved.

The largest transaction registered in 2016 was the acquisition of 27% of Globalworth, a real estate investment Company, by South African Group Growthpoint for approximately EUR 186 million euro.

During 2016 several International names entered in the Romanian real estate market, either through the purchase of regional platforms or, individual assets. Amongst them was Logicor (Blackstone's European industrial division), GIC, PPF and Growthpoint.

Office market: Office market saw record-high levels of demand in 2016, coupled with an upward evolution in pipeline activity across the main markets. With a generally stable evolution of vacancies, the rental levels have maintained unchanged. In 2017, demand is expected to flourish in the Centre-West of Bucharest, while outside, the most active development pipelines are in Cluj, Timisoara and Iasi.

Retail Market: 2016 had the greatest volume of new deliveries since 2009, with 229,000 sqm of new space, a 40% increase on 2015. About 40% of this volume was in Bucharest, where the shopping centre stock reached approximately 1.16 million sqm. In 2017, the focus is expected to be directed to secondary and tertiary cities where there are either no modern retail schemes or an undersupply of space. Developers are turning to retail park projects, which are more suited to smaller cities.

Industrial Market: Industrial sector continued on a positive trend, where 2016 registered a strong leasing activity and a record volume of new supply delivered at national level, while average rents saw a marginal growth. In the context of the positive economic conditions the demand for industrial space will continue the same positive trend as in 2016. The total stock is expected to increase by approximately 500,000 sqm by end 2017.

Land Market: According to a report of Knight Frank, during 2017, the availability of land plots suited for decent development projects is expected to decrease, while demand is growing for land plots suitable for residential and office use.

Residential Market: The real estate market in Romania continues to show signs of strength and healthy growth. Around 12,000 properties are currently being developed in Bucharest and surroundings that could be delivered this year, according to the Coldwell Banker Report. The online real estate platform immobiliare.ro, registered that asking prices in Romania were up by 1.2% in April against the previous month from a national average of EUR 1,092/sqm to EUR 1,105 /sqm. This registers an increase of 8.8% year on year. Prices in Constanta have reached to EUR 1,013 /sqm, a 5.9% increase year on year. This makes Constanta the fourth Romanian city where asking prices have passed the EUR 1,000/sqm level. Still prices are about 40% lower compared to the peak during 2008.

Residential development is highly supported by the Prima Casa Project. The state-backed mortgage guarantee program Prima Casa has seen demand surge during first quarter 2017 to a record of 500 requests daily, according to a press release of the National Guarantee Fund of Loans for SMEs (FNGCIMM).

Operational Overview

  • On 31 March 2017, the Company signed and closed the sale of the Morii Lake plot in Bucharest.
  • On 29 March 2017, the Company signed the final sale agreement for part of its Mamaia North plot. Due to legal structure considerations, the sale of the plot included 2 legal entities. For the first one, the sale has been completed and the proceeds collected, while for the rest of the plot, a second sale agreement has been signed with a significant part of the price collected, and with the remaining EUR 1.75 million being currently serviced in monthly instalments plus interest over a 12 months' period.
  • On the same date, the Company has used part of the proceeds to prepay the Alpha Bank loan, related agent fees and taxes. During May, the shareholder loan was fully repaid.
  • The Urbanism Certificate of the Alexandriei plot has been successfully obtained from the City Hall and the plot is now fully eligible for sale.
  • For Lake Side, a new marketing concept is underway. The plot will be divided into smaller plots suitable for house building and small blocks. The approvals for the new PUZ is expected to be finalized in September 2017.
  • With regards to the Oasis, the plot is going to be split in small plots suitable for house building and small blocks. The PUZ is currently in progress to single out the plots under the four villas in order to make them individually saleable. It is expected that the new PUZ will be finally approved in December 2017. The Industrial Park-Centrepoint 12ha the Company has applied for a new PUZ with and expected final approval in December 2017.

• On the 21 April 2017, the Annual General Meeting has elected Mrs Heidi Sorensen Austbo as Company Director.

The Property Portfolio

The Company's land bank consists currently of 11 plots with a total size of 1,202,134 sqm at the end of Q1 2017.

Plot name Location Size (m2)
1 Ovidiu Lakeside Constanta North/Ovidiu 61,029
2 Badulescu plot Constanta North/Ovidiu 50,000
3 Ovidiu Town Constanta North/Ovidiu 4,641
4 Ovidiu (Oasis) Constanta North/Ovidiu 24,651
5 Centrepoint Constanta North/Ovidiu 121,672
6 Gunaydin plot Constanta North/Ovidiu 15,000
7 Balada Market Central Constanta 7,188
8 Carrefour plot Constanta 15,000
9 Hospital plot Bucharest Sector 5 13,263
10 Un-zoned land Constanta 864,534
11 Mamaia North plot Navodari/Mamaia 24,752
Total 1,202,134

Shareholder Information

Please see below the list of the top 20 shareholders in RomReal as of 16 May 2017

Name Holding Percentage
SIX SIS AG 25PCT ACCOUNT 10,336,154 24.99
THORKILDSEN DØDSBO KAY TØNNES 5,415,756 13.09
GRØNSKAG KJETIL 4,038,449 9.76
SAGA EIENDOM AS 2,843,860 6.87
AUSTBØ EDVIN 2,108,500 5.10
E. LARRE HOLDING AS 1,614,444 3.90
Danske Bank A/S 3887 OPERATIONS 1,361,816 3.29
ORAKEL AS 1,101,000 2.66
SPAR KAPITAL INVESTO 940,236 2.27
ENERGI INVEST A/S 891,879 2.16
THORKILDSEN INVEST A 829,478 2.01
PERSSON ARILD 718,000 1.74
HOEN ANDERS MYSSEN 689,557 1.67
Skandinaviska Enskil 628,832 1.52
SILJAN INDUSTRIER AS 611,100 1.48
JONAS BJERG PENSION NTS 558,306 1.35
Nordea Bank AB NORDEA BA. SWE. AB 504,784 1.22
CLEARSTREAM BANKING 438,483 1.06
BNP Paribas Securiti S/A SPEARPOINT 406,856 0.98
FRENICO AS 396,000 0.96
TOTAL TOP 20 36,433,490 88

(1) This is the Top 20 Shareholder list as per 16 May 2017.

(2) The total issued number of shares issued at end Q1 2017 was 41,367,783.

(3) Thorkildsen Invest AS is a Company controlled by Thorkildsen family.

(4) Chairman Kjetil Grønskag owns directly and indirectly 4,288,179 shares corresponding to 10.4%. (5) The above list is the 20 largest shareholders according to the VPS print out; please note that shareholders might use different accounts and account names, adding to their total holding.

Outlook

Having repaid all debt, and sitting on a healthy cash position RomReal is currently reviewing all strategic and operational issues in order to continue to improve the shareholder value.

A positive Romanian real-estate environment is also helpful in order to implement plans and ambitions into reality ahead.

INFORMATION ON FINANCIAL CONDITION AND OPERATING RESULTS

Accounting Principles

The financial statements for the Q1 2017 report have been prepared in accordance with IAS 34 – Interim Financial Reporting. The quarterly result has been prepared in accordance with the current IFRS standards and interpretations. The accounting policies applied in the preparation of the quarterly result are consistent with the principles applied in the financial statements for the year to 31 December 2016. The financial statements have been prepared on a going concern basis.

Comparative data for Q1 2017 and Q1 2016

The interpretations below refer to comparable financial information for Q1 2017 and Q1 2016. They are prepared for RomReal on a consolidated basis and use consistent accounting policies and treatments.

Operating Revenue

The operating revenue during Q1 2017 was EUR 2,713,000 compared to a total of EUR 74,000 reported in Q1 2016. The income relates to the sale of the Morii Lake plot and the rent charged on some of the land bank assets awaiting development.

Operating Expenses

Total operating expenses amounted to EUR 196,000 in Q1 2017 compared to EUR 247,000 in Q1 2016. Out of these operating expenses, the payroll costs were EUR 42,000, while general and administration costs in connection with the running of the Group amounted to EUR 135,000. Adjustment for inventories not considered, the total operating expenses of the Company in Q1 2017 were EUR 202,000, 9% lower than Q1 2016.

Other operating income/ (expense), net

The other operating income/ (expense) is driven by the derecognition/expending of the carrying value related to the sold assets and the adjustment to the value of the investment property as a result of the foreign currency exchange rate before translating them into the functional currency of the Group. During Q1 2017 the upward adjustment to the value of the Investment Properties as a result of the currency effect amounted to EUR 98,000.

The net of Other Operating Income/ (Expense) in Q1 2017 amounted to a net loss of EUR 2,565,000, compared to a net loss of EUR 187,000 in Q1 2016.

Profit/ (loss) from operations

During Q1 2017, RomReal generated an operating loss of EUR 48,000, compared to a loss of EUR 360,000 in Q1 2016.

Financial Income and expense

The interest expense includes the expense for the period with the interest in respect of the Alpha Bank loan in amount of EUR 97,000. Foreign exchange result for Q1 2017 was a net loss of EUR 140,000 compared to a net foreign exchange gain of EUR 899,000 in Q1 2016. During the quarter, the RON gain just 0.2% against the EUR.

The main items that generate foreign exchange differences are the inter-Company loans and the loan taken from Alpha Bank in principal amount of EUR 11.6 million.

The Company's policy is to hedge these effects by retaining most of its cash in Euros and also by denominating all receivables in Euros. Although not reflected from an accounting perspective, practice in real estate is that transactions are denominated in EUR and payments made at the exchange rate ruling at the date of payment, hence reducing the risk of cash losses due to exchange rate movements.

Result before tax

The result before tax in Q1 2017 was a loss of EUR 285,000 compared to a profit before tax of EUR 442,000 in Q1 2016.

Cash and cash equivalents

The Company's cash and cash equivalents position at end of Q1 2017 was EUR 843,000 compared to EUR 707,000 as at end of Q4 2016. The Company has a cash position today of about EUR 2.3 million plus the sellers secured credit of EUR 1.75 million that is serviced monthly with equal instalments plus interest until the 7 April 2018.

Taxation

The Company is required to calculate its current income tax at a flat rate of 16%. Starting 2013, based on turnover thresholds, some companies in the Group are subject to a while some are subject to 1% tax calculated on total revenue. This is the case for ten (10) of the Group's subsidiary companies, where two (2) of them pay 1% tax, five (5) of them 3% tax, while three (3) of them are subject to 16% on taxable profits.

The Company accounts for deferred tax on all movements in the fair values of its investment properties at a flat rate of 16%. Any change in the deferred tax liability or change in the deferred tax asset is reflected as an element of income tax in the profit and loss statement. The Company recognises deferred tax asset for the amount of carried forward unused tax losses to the extent that it is probable that future taxable profits will be available, against which the unused tax losses can be utilised.

During the first quarter 2017, the Company has recognized current tax liabilities of EUR 1,248,000 in respect of the signed sale agreements. However, there was no impact in the profit and loss account as this has already been recognized as a deferred tax as the end of 2016. This reduces the balance of deferred tax liabilities to EUR 850,000.

CONSOLIDATED INCOME STATEMENT (UNAUDITED)

Figures in thousand EUR

Q1 2017 Q1 2016 YTD 2016
Rent revenue 50 74 278
Revenue from sale of assets 2,663 - 221
Operating revenue 2,713 7
4
500
Payroll expenses (42) (34) (169)
Management fees (25) (16) (85)
Inventory (write off)/reversal 6 (26) 260
General and administrative expenses (135) (171) (521)
Operating expenses (196) (247) (515)
-
Profit/ (loss) before other operating items 2,517 (173) (15)
Other operating income/(expense), net (2,565) (187) 3,936
Profit from operations (48) (360) 3,921
Interest income 0 - 0
Interest costs (97) (97) (392)
Foreign exchange, net (140) 899 (240)
-
Result before tax (285) 442 3,290
Tax expense 1 (19) (2,074)
Result of the period (284) 423 1,215

CONSOLIDATED BALANCE SHEET (UNAUDITED)

ASSETS March 31, 2017 December 31,
2016
March 31, 2016
Non-current assets
Investment properties 14,047 16,686 26,454
Property, plant and equipment 17 17 13
Deferred tax asset 124 124 126
Total non current assets 14,188 16,827 26,593
Current assets
Inventories 2,527 2,536 2,287
Other short term receivables 10,848 156 187
Prepayments 43 41 286
Cash and cash equivalents 843 707 454
Total current assets 14,260 3,439 3,214
Assets held for sale 5,297 13,566 0
TOTAL ASSETS 33,746 33,832 29,807
EQUITY AND LIABILITIES March 31, 2017 December 31,
2016
March 31, 2016
Equity
Share capital 103 103 103
Contributed surplus 87,117 87,119 87,117
Other reserves 425 425 425
Retained earnings (69,180) (70,393) (70,396)
Result of current period (284) 1,215 425
FX reserve 969 901 419
Total equity 19,148 19,369 18,093
Non current liabilities
Deferred income tax 850 2,104 73
Total non current liabilities 850 2,104 7
3
Current Liabilities
Bank debt 11,600 11,600 11,600
Shareholder loan 500 400 0
Other payables 139 149 36
Deferred income 260 211 0
Tax payable 1,248 (0) 4
Total current liabilities 13,748 12,360 11,640
TOTAL EQUITY AND LIABILITIES 33,746 33,832 29,807

STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED)

March 31, 2017 December 31,
2016
March 31,
2016
Profit for the year (284) 1,215 425
Other comprehensive income
Exchange differences on translation of foreign operations 68 110 (373)
Other comprehensive income for the year, net of tax 6
8
110 (373)
Total comprehensive income for the year, net of tax (216) 1,325 52

CASH FLOW STATEMENT (UNAUDITED)

Figures in thousand EUR

Figures in thousand EUR

March 31, 2017 December 31,
2016
March 31,
2016
Net cash flow from operating activities (172) (528) (87)
Net cash flow used in investing activities 278 361 -
Net cash flows from financing activities 30 333 -
Net cash change during period 136 166 (87)
Cash at beginning of period 707 541 541
Cash and cash equivalents at end of the period 843 707 454

STATEMENT OF CHANGES IN EQUITY (UNAUDITED)

Figures in thousand EUR
March 31, 2017 December 31,
2016
March 31,
2016
Equity at the beginning of the period 19,369 18,089 18,089
Result for the period (284) (2,169) 425
Other changes 63 65 (421)
Equity at the end of the period 19,148 19,369 18,093

CONTACT INFORMATION

RomReal Limited Postal address: Burnaby Building, 16 Burnaby street, Hamilton HM11, Bermuda Telephone: Tel- +1-441-293-6268 Fax +1-441-296-3048 | www.RomReal.com

Visiting address: 54 Cuza Voda street, Constanța, Romania Tel: +40-241-551488 Fax: +40-241-551322

IR Harris Palaondas +40 731123037 | [email protected]

For further information on RomReal, including presentation material relating to this interim report and financial information, please visit www.RomReal.com.

DISCLAIMER

The information included in this Report contains certain forward-looking statements that address activities, events or developments that RomReal Limited ("the Company") expects, projects, believes or anticipates will or may occur in the future. These statements are based on various assumptions made by the Company, which are beyond its control and are subject to certain additional risks and uncertainties. The Company is subject to a large number of risk factors including but not limited to economic and market conditions in the geographic areas and markets in which RomReal is or will be operating, counterparty risk, interest rates, access to financing, fluctuations in currency exchange rates, and changes in governmental regulations. For a further description of other relevant risk factors we refer to RomReal's Annual Report for 2016. As a result of these and other risk factors, actual events and our actual results may differ materially from those indicated in or implied by such forward-looking statements. The reservation is also made that inaccuracies or mistakes may occur in the information given above about current status of the Company or its business. Any reliance on the information above is at the risk of the reader, and RomReal disclaims any and all liability in this respect.

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