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Entra

Quarterly Report Oct 19, 2021

3596_rns_2021-10-19_fd603619-6143-4b2d-b88f-bf7f997cd006.pdf

Quarterly Report

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Highlights

  • Rental income of 639 million (589 million)
  • Net income from property management of 402 million (383 million)
  • Net value changes of 794 million (918 million)
  • Profit before tax of 1,192 million (1,354 million)
  • Net letting of -44 million
  • Acquired one property and finalised two large development projects

Key figures

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020 2019 2018
Rental income 639 589 1 832 1 763 2 353 2 338 2 243
Change period-on-period 9 % 2 % 4 % 1 % 1 % 4 % 8 %
Net operating income 581 543 1 660 1 609 2 142 2 149 2 058
Change period-on-period 7 % 2 % 3 % 0 % 0 % 4 % 8 %
Net income from property management1) 402 383 1 142 1 089 1 451 1 471 1 434
Change period-on-period 5 % 6 % 5 % 0 % -1 % 3 % 14 %
Net value changes1) 794 918 2 431 1 172 5 705 1 955 1 486
Change period-on-period -14 % 95 % 107 % -15 % 192 % 32 % -58 %
Profit before tax 1 192 1 354 3 609 2 351 7 274 3 735 3 073
Change period-on-period -12 % 50 % 53 % -13 % 95 % 22 % -39 %
Profit after tax 930 1 068 2 830 1 850 5 696 3 225 2 735
Change period-on-period -13 % 48 % 53 % -16 % 77 % 18 % -39 %
Market value of the property portfolio1) 64 139 51 842 64 139 51 842 56 746 48 964 45 630
Net nominal interest bearing debt1) 26 059 20 380 26 059 20 380 20 930 19 585 18 941
Loan to value1) 40.7 % 39.5 % 40.7 % 39.5 % 37.0 % 40.2 % 41.3 %
Interest coverage ratio1) 3.5 3.7 3.5 3.4 3.4 3.3 3.6
Average outstanding shares (million) 182.1 182.1 182.1 182.1 182.1 182.4 183.6
All amounts in NOK per share Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020 2019 2018
EPRA NRV1) 2) 205 165 205 165 189 154 144
Change period-on-period 24 % 8% 24 % 8% 23 % 7 % 10 %
EPRA NTA1) 2) 202 163 202 163 187 153 142
Change period-on-period 24 % 8% 24 % 8% 23 % 8 % 10 %
EPRA Earnings1) 1.59 1.52 4.51 4.69 5.73 5.81 5.59
Change period-on-period 5 % 7 % -4 % 22 % -1 % 4 % 7 %
Cash Earnings1) 2.18 2.08 6.21 5.91 7.83 8.01 7.74
Change period-on-period 5 % 6 % 5 % 0 % -2 % 3 % 14 %
Dividend3) 0.00 0.00 2.50 2.40 4.90 4.70 4.50
Change period-on-period 0 % 0 % 4 % 4 % 4 % 4 % 10 %

Reference

1) Refer to section "Alternative performance measures" for calculation of the key figure

2) Entra's calculation of EPRA NAV metrics are modified from Q3-21 to include dividend approved, but not paid at period end. See page 28 for further information. Figures for previous periods are adjusted from Q3-21.

3) Entra pays semi-annual dividends. Dividend for 2020 of 4.90 per share constitute dividend of 2.40 for the first half 2020 and dividend of 2.50 for the second half of 2020. Dividend year to date Q3-21 relates to approved on 13 July and paid on 12 October.

Financial development

Results

Rental income

Rental income was up 9 per cent from 589 million in the third quarter of 2020 to 639 million in the third quarter of 2021, and up 4 per cent from 1,763 million to 1,832 for the first nine months of 2021. The changes in rental income can be explained by the factors in the income bridge below.

All amounts in NOK million Q3-20
Q3-21
YTD Q3-20
YTD Q3-21
Rental income previous period 589 1 763
Development projects -2 -37
Acquisitions 38 52
Divestments -1 -2
CPI growth 4 12
Like-for-like growth above CPI 8 34
Other 3 10
Rental income 639 1 832

Net contribution from development projects was negative 2 million in the quarter compared to the same quarter last year. During the last 12 months, Entra has finalised the redevelopment of Universitetsgata 2, Grønland 32, Holtermanns veg 1-13 phase 1 and Kristian Augusts gate 13, contributing of total 8 million on rental income compared to the same quarter last year. However, Møllendalsveien 6-8 in Bergen and parts of Stenersgata 1 in Oslo have been vacated in the same period for redevelopment and has thus reduced the rental income by 10 million.

The acquisition of Lagårdsveien 6 and Kanalpiren in Stavanger, Møllendalsveien 1A and Lars Hilles gate 19 in Bergen and Hagegata 27, Fyrstikkalléen 1 and Universitetsgata 11 (Hotel Savoy) in Oslo contributed with rental income of 38 million compared to the same quarter last year, whereas divestment of Tollbodallmenningen 2A in Bergen in February 2021 reduced rental income by 1 million.

Compared to last year, rental income has been positively affected by an underlying like-for-like growth of 2.1 per cent (12 million) for the quarter and 2.8 per cent (46 million) for the first nine months, of which the underlying CPI adjustment was 0.7 per cent (12 million). Near all of Entra's lease contracts are 100 per cent linked to positive changes in CPI. The annual adjustment is mostly made on a November to November basis.

Other effects stems from an administrative fee of 3 million per quarter during 2021.

Average 12 months rolling rent per square meter was 2,176 (2,157) as of 30.09.21. The increase in 12 months rolling rent over the last three quarters is mainly a result of acquisitions and finalised projects.

RENT (12M ROLLING) PER SQM AND OCCUPANCY RATE

Compared to the same quarter last year, the occupancy rate went down by 10 basis points to 97.3 per cent. The market rental income of vacant space as of 30.09.21 was approximately 76 million on an annualised basis.

QUARTERLY NET LETTING

Gross letting, including re-negotiated contracts, was 133 million in the quarter of which 29 million is attributable to letting in the project portfolio.

Lease contracts with an annual lease of 102 million were terminated in the quarter, of which 72 million is attributable to Brynsengfaret 4-6 where The Norwegian Public Roads Administration notified that they will not renew their contract from Q3 2023.

Net letting, defined as new lease contracts plus lease-up on renegotiated contracts less terminated contracts, came in at negative 44 million (positive 7 million) in the quarter. The timing difference between net letting in the management portfolio in the quarter and its effect on the financial results is normally 6- 12 months, while new contracts signed in the project portfolio tend to have an even later impact on the results. Please see the project development section for further information regarding project completion.

RENTAL INCOME DEVELOPMENT

The graph above shows the estimated development of contracted rental income based on all reported events, including income effect from acquisitions and divestments, development projects, net letting based on new and terminated contracts in the management portfolio, and other effects such as estimated CPI adjustments. It does not reflect any letting targets on the vacant areas in the portfolio or on contracts that will expire, but where the outcome of any renegotiation process is not known, i.e. not yet reported in "Net letting". The graph therefore does not constitute a forecast, but rather aims to demonstrate the rental income trend in the existing contract portfolio on the balance sheet date based on all reported events.

Operating costs

Total operating costs amounted to 58 million (46 million) in the quarter, and is split as follows:

All amounts in NOK
million
Q3-21 Q3-20 YTD
Q3-21
YTD
Q3-20
Maintenance
Tax, leasehold,
8 9 22 21
insurance 17 13 47 42
Letting and prop. adm. 22 12 65 55
Direct property costs 11 12 37 36
Operating costs 58 46 172 154

Net operating income

As a consequence of the effects explained above, net operating income came in at 581 million (543 million) in the quarter.

Other revenue and other costs

Other revenue were 15 million (31 million) in the quarter and other costs were 7 million (20 million). Other revenue and other costs mainly consists of services provided to tenants and income and costs related to inventory properties (properties in the Bryn portfolio which is expected to be zoned for residential development and subsequently sold to a third party at a predetermined price).

Administrative costs

Administrative costs amounted to 43 million (42 million) in the quarter.

Share of profit from associates and JVs

All amounts in NOK
million
Q3-21 Q3-20 YTD
Q3-21
YTD
Q3-20
Profit from property
management
-4 0 -3 2
Other income and costs -3 52 37 90
Share of profit from
associates and JVs
-7 53 34 92

Share of profit from associates and JVs in the quarter is impacted by opening of the Rebel concept in Rebel U2. See the section Partly owned companies for a detailed breakdown of the results from associates and JVs.

Net realised financials

All amounts in NOK
million
Q3-21 Q3-20 YTD
Q3-21
YTD
Q3-20
Interest and other
finance income
3 1 6 7
Interest and other
finance expense
-144 -130 -401 -424
Net realised financials -141 -129 -396 -417

Net realised financials have increased in the third quarter mainly as a result of higher interest bearing debt.

Net income and net income from property management

Net income came in at 398 million (435 million) in the quarter. When including only the profit from property management in the results from associates and JVs, net income from property management for the Group was 402 million (383 million). This represents an increase of 5 per cent. For calculation of Net income from property management, see the section Alternative performance measures.

NET INCOME FROM PROPERTY MANAGEMENT PER SHARE

(Annualised, rolling 4 quarters)

Value changes

Net value changes amounted to 794 million (918 million) in the quarter.

The valuation of the property portfolio resulted in net positive value changes of 780 million (892 million) in the quarter. 322 million of the total value changes in the third quarter of 2021 is related to yield effects, primarily in Trondheim. 165 million is related to projects, mainly explained by reduced risk as each project is moving towards completion in combination with improved market conditions. 142 million is attributable to increased markets rents. 121 million is a result of new contracts signed in the quarter, partly offset by effects from terminated contracts. The remaining 30 million stems from other property related changes.

Net changes in value of financial instruments was 14 million (26 million) in the quarter. The positive value change is mainly explained by higher long-term interest rates, partly offset by negative value change from two bond switch transactions executed in the third quarter.

Tax

Tax payable of 4 million (3 million) in the quarter is related to the partly owned entity Papirbredden in Drammen. The change in deferred tax was -259 million (-283 million).

Profit

Profit before tax was 1,192 million (1,354 million) in the quarter. Profit after tax was 930 million (1,068 million), which also equals the comprehensive income for the period.

EPRA Earnings

EPRA Earnings amounted to 290 million (276 million) in the third quarter.

Balance sheet

The Group's assets amounted to 66,920 million (54,441 million) as at 30.09.21. Of this, investment properties amounted to 64,163 million (51,965 million). The property Borkenveien 1-3 in Sandvika is classified as held for sale at 30 September 2021 as the tenant has exercised the option to acquire the property.

Inventory properties of 467 million (418 million) at the end of the quarter relates to the properties expected to be zoned for residential development and subsequently sold to a third party at a predetermined price.

Interest bearing debt were 25,992 million (20,688 million) as of 30.09.21, of which 19,579 million were bonds outstanding, 5,263 million were bank financing and 1,150 million were commercial papers.

Book equity totalled 31,074 million (25,442 million) at 30.09.21. EPRA NRV per share was 205 (165) and EPRA NTA 202 (163).

Cash flow statement

Net cash flow from operating activities came in at 481 million (561 million) in the quarter. The decrease mainly relates to working capital movements.

The net cash flow from investments was -1,134 million (-505 million) in the quarter. Purchase of investment properties of -167 million (-134 million) in the quarter is mainly related to the acquisition of Universitetsgata 11 (Hotel Savoy) in Oslo. The cash effect of investment in and upgrades of investment properties is -486 million (-367 million) in the quarter. Investments in associates and JVs is related to Entra's increase in the share in Oslo S Utvikling from 33.3 % to 50 %.

Net cash flow from financing acitivites was 805 million (-12 million) in the quarter. During the quarter, Entra had a net nominal increase in bond financing of 2,936 million, with a corresponding cash effect of 2,639 million, partly offset by a net decrease in bank and commercial paper financing of 1,781 million and 50 million, respectively.

The net change in cash and cash equivalents was 152 million (44 million) in the quarter.

Financing

During the third quarter, Entra's nominal interest bearing debt increased by 1,105 million to 26,315 million. The change in interest bearing debt came from an increase in bond financing of 2,936 million, partly offset by a decrease in bank and

Maturity profile and composition interest bearing debt

commercial paper financing of 1,781 million and 50 million, respectively.

In the quarter, Entra issued four new green bonds with total of 6,515 million. Entra also re-opened an eight and nine year floating rate green bond issue with 700 million and 150 millon, respectively. The weighted average maturity of the bonds issued was 6.9 years. The green bonds are earmarked funding of a pool of properties/projects with high environmental standards and a certification from BREEAM with a minimum certification of "excellent". In the process of increasing the bond financing maturity, Entra repurchased 4,429 million of outstanding bonds with a weighted average maturity of 3.9 years. In addition, Entra issued commercial paper loans of 500 million.

Further, the weighted average maturity of Entra's bank facilities have been extended in the quarter by using extension options in the loan agreements. Bank facilities with a total volume of 8,250 million have thus been extended, bringing the weighted average maturity for these facilities up to 4.2 years as of 30.09.2021 (3.3 years as of 30.06.2021).

As of 30.09.21, net nominal interest bearing debt after deduction of liquid assets of 256 million (302 million) was 26,059 million (20,380 million).

The average remaining term for the Group's debt portfolio was 6.1 years at 30.09.21 (5.5 years as of 30.09.20, 5.0 years as of 31.06.21). The calculation takes into account that available long-term credit facilities can replace short-term debt.

Entra's financing is mainly based on negative pledge of the Group's assets, which enables a broad and flexible financing mix. As of 30.09.21, 80 per cent (71 per cent) of the Group's financing came from debt capital markets.

Maturity profile 0-1 yrs 1-2 yrs 2-3 yrs 3-4 yrs 4+ yrs Total %
Commercial papers (NOKm) 1 150 0 0 0 0 1 150 4
Bonds (NOKm) 1 182 2 742 924 600 14 438 19 886 76
Bank loans (NOKm) 0 1 025 275 2 070 1 908 5 279 20
Total (NOKm) 2 332 3 767 1 199 2 670 16 346 26 315 100
Unutilised credit facilities (NOKm) 0 0 1 500 4 430 2 250 8 180
Unutilised credit facilities (%) 0 0 18 54 28 100

Financing policy and status

All amounts in NOK millions 30.09.2021 Finance policy
Loan-to-value (LTV) 40.7 % Below 50 per cent over time
Interest coverage ratio (ICR) 3.5 Min. 1.8x
Debt maturities <12 months 9 % Max 30%
Maturity of hedges <12 months 52 % Max 60%
Average time to maturity (hedges) 2.8 2-6 years
Back-stop of short-term interest bearing debt 351 % Min. 100%
Average time to maturity (debt) 6.1 Min. 3 years

Interest rates and maturity structure

The average interest rate1) of the debt portfolio was 2.12 per cent (2.33 per cent) as at 30.09.21. The change in average interest rate stems mainly from repurchase of outstanding bonds with high coupon rates.

48 per cent (52 per cent) of the Group's financing was hedged at a fixed interest rate as at 30.09.21 with a weighted average maturity of 2.75 years (2.6 years).

The Group manages interest rate risk through floating-to-fixed interest rate swaps and fixed rate bonds. The table below shows the maturity profile and contribution from these fixed rate instruments, as well as the maturity profile for credit margins on debt.

<1 year 1-2 yrs 2-3 yrs 3-4 yrs 4-5 yrs 5-6 yrs 6-7 yrs 7-8 yrs 8-9 yrs 9-10 yrs >10 yrs Total
Fixed rate instruments2) (NOKm) 1 332 745 1 000 1 200 4 229 2 460 1 000 1 400 400 100 0 13 866
Interest rate (%) 1.83 2.81 2.55 2.23 1.64 2.22 0.92 1.50 5.63 1.75 0.00 1.99
Forward starting swaps³) (NOKm) 1 000 1 000
Interest rate (%) 1.75 1.75
Tenor (years) 7 7
Maturity credit margins (NOKm) 5 241 2 742 924 1 470 5 029 2 094 2 000 2 900 2 100 1 815 0 26 315
Credit margin (%) 1.09 0.90 0.80 0.86 0.73 0.86 0.84 0.75 0.60 0.91 0.00 0.85

¹ ) Average reference rate (Nibor) is 0.46 per cent as of the reporting date.

² ) Excluding forward starting swaps and credit margins on fixed rate bonds (credit margins are displayed in the table to the right).

³ ) The table displays future starting point, notional principle amount, average fixed rate and tenor for forward starting swaps.

The property portfolio

Entra's management portfolio consists of 82 properties with a total area of approximately 1.2 million square meters. As of 30.09.21, the management portfolio had a market value of 58.2 billion. The occupancy rate was 97.3 per cent (97.4 per cent). The weighted average lease term for the Group's leases was 6.9 years (6.9) for the management portfolio and 7.1 years (6.9) when the project portfolio is included. For the management portfolio, the public sector represents approximately 58 per cent of the total rental income. The entire property portfolio consists of 96 properties with a market value of 64.1 billion.

Entra's properties are valued by two external appraisers (Akershus Eiendom/JLL and Newsec) on a quarterly basis. The market value of the portfolio in Entra's balance sheet is based on the average of the appraisers' valuation. Valuation of the management portfolio is performed on a property by property basis, using individual DCF models and taking into account the property's current characteristics combined with the external

appraiser's estimated return requirements and expectations on future market development.

The market value is defined as the external appraiser's estimated transaction value of the individual properties on valuation date. The project portfolio is valued based on the same principles, but with deduction for remaining investments and perceived risk as of valuation date. The land and development portfolio is valued based on actually zoned land.

Year-on-year, the portfolio net yield is reduced from 4.76 to 4.22 per cent. 12 months rolling rent per square meter increased from 2,157 to 2,176 mainly driven by projects that are finalized in Central Oslo and by transactions of new properties to the portfolio.

The market rent per square meter has increased by 3 per cent from the third quarter of 2020, from NOK 2,249 to 2,317.

Properties Area Occupancy Wault Market value 12 months rolling rent Net yield1) Market rent
(#) (sqm) (%) (year) (NOKm) (NOK/sqm) (NOKm) (NOK/sqm) (%) (NOKm) (NOK/sqm)
Oslo 39 650 883 97.9 7.2 38 551 59 229 1 629 2 502 3.93 1 761 2 705
Trondheim 11 158 737 96.3 6.5 5 558 35 012 290 1 828 4.90 285 1 795
Bergen 8 115 640 96.5 5.2 5 330 46 089 238 2 058 4.10 289 2 499
Sandvika 9 98 990 97.6 7.0 3 176 32 087 171 1 729 5.12 155 1 567
Stavanger 7 119 297 93.3 6.1 3 005 25 192 175 1 470 5.29 189 1 587
Drammen 8 69 470 98.9 8.7 2 595 37 347 136 1 956 4.95 132 1 895
Management
portfolio
82 1 213 015 97.3 6.9 58 215 47 992 2 639 2 176 4.22 2 811 2 317
Project portfolio 9 132 784 9.8 5 026 37 854
Development sites 5 109 847 0.2 898 8 175
Property portfolio 96 1 455 646 7.1 64 139 44 062

1) See the section "Definitions". The calculation of net yield is based on the appraisers' assumption of ownership costs, which at 30.09.21 is 7.0 per cent of market rent.

Letting activity

During the third quarter, Entra signed new and renegotiated leases with an annual rent totaling 133 million (51,100 square meters) and received notices of termination on leases with an annual rent of 102 million, of which 72 million is attributable to Brynsengfaret 4-6, where The Norwegian Public Roads

Administration has notified that they will not renew their contract. Net letting was negative 44 million in the quarter. Net letting is calculated as the annualised rent of new lease contracts plus lease-up on renegotiated contracts less terminated contracts.

Significant contracts in the quarter

  • Renegotiated 10-year lease contract with Oslo Municipality Planning and Building Services for 13,200 sqm in Vahls gate 1-3 in Oslo
  • Renegotiated 5-year lease contract with Statsbygg for 9,300 sqm in Biskop Gunnerus' gate 6 in Oslo
  • New 10-year lease contract with Bergen Municipality for 7,400 sqm in Møllendalsveien 6-8 in Bergen
  • New 15-year lease contract with Fellesforbundet for 4,400 sqm in Sundtkvartalet in Oslo
  • Renegotiated 3.5-year lease contract with Schibsted for 3,500 sqm in Hagegata 22-24 in Oslo

MATURITY PROFILE OF THE MANAGEMENT PORTFOLIO:

Investments and divestments

Entra has invested a total of 788 million (336 million) in the portfolio of investment properties in the third quarter, and 5,132 million (1,374 million) in the first nine months of 2021. The decomposition of the investments is as follows:

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Acquisitions 168 - 3 537 156 193
Developments 511 173 1 269 997 1 306
- Newbuild projects 143 -28 282 46 83
- Redevelopment projects1) 285 223 769 935 1 176
- Refurbishment1) 83 -23 219 15 46
Investment properties 93 155 287 198 274
- Incremental lettable space - - - - -
- No incremental lettable space and tenant incentives 43 92 197 124 186
- Other material non-allocated types of expenditure 50 63 90 74 88
Capitalised interest 15 8 39 23 35
Total Capital Expenditure 788 336 5 132 1 374 1 807
Conversion from accrual to cash basis -135 164 -166 173 70
Total Capital Expenditure on cash basis 653 500 4 966 1 547 1 877

1)Also includes tenant alterations and maintenance capex when this is done as a part of asset redevelopment or refurbishment

Project development

The portfolio of ongoing projects with a total investment exceeding 50 million is presented below.

Ownership (%) Location Expected
completion
Project area
(sqm)
Occupancy
(%)
Estimated
total project
cost 1) (NOKm)
Of which
accrued1)
(NOKm)
Yield on
cost2) (%)
Redevelopment
St. Olavs plass 5 100 Oslo Q3-22 16 500 68 1 148 863 4.8
Tordenskiolds gate 12 100 Oslo Q3-22 13 000 92 1 203 807 4.4
Stenersgata 1 100 Oslo Q2-23 15 800 57 1 166 731 4.5
Schweigaards gate 15 100 Oslo Q2-23 / Q1-24 22 900 34 1 362 666 4.7
Møllendalsveien 6-8 100 Bergen Q4-21 / Q4-22 14 200 95 636 459 5.2
Newbuild
Nygårdsgaten 91/93 100 Bergen Q4-22 11 900 14 619 339 5.3
Holtermanns veg 1-13 phase 2 100 Trondheim Q2-23 20 900 29 703 202 5.7
Refurbishment
Hagegata 22-24 100 Oslo Q4-21 10 100 100 433 414 5.5
Total 125 300 59 3) 7 269 4 480

1) Total project cost (including book value at date of investment decision/cost of land), excluding capitalized interest cost

2) Estimated net rent (fully let) at completion/total project cost (including cost of land)

3) Weighted average occupancy of the project portfolio

Status ongoing projects

At St. Olavs plass 5, Entra is redeveloping a 16,500 sqm office property located near Tullinkvartalet in Oslo. The project, is scheduled for completion in Q3 2022 with occupancy currently at 68 per cent. The project is planned with a BREEAM-NOR Very Good classification.

In the middle of Oslo's central business district, Entra is redeveloping Tordenskiolds gate 12 for completion in Q3 2022. The property is 13,000 sqm and is 92 per cent pre-let.

Entra is also redeveloping 15,800 sqm in Stenersgata 1. This is the first phase of a redevelopment project comprising the office spaces. The project is 57 per cent pre-let. Tenant optionality has conservatively been taken into consideration in the occupancy rate. The project is expected to be completed in Q2 2023 with a BREEAM-NOR Very Good classification.

Schweigaards gate 15 is a 22,900 sqm office building located near Oslo central station. The redevelopment is estimated for completion in Q2 2023. The project is 34 per cent pre-let.

Entra is further redeveloping the 14,200 sqm property in Møllendalsveien 6-8 in Bergen. The project is now 95 per cent pre-let to two public tenants on 10-year contracts. The property is redeveloped in two phases and will be completed in Q4 2021 and Q4 2022 respectively.

Entra is building a new 11,900 sqm office building at Nygårdsgaten 91/93 in central Bergen. The project is planned for completion in Q4 2022, and the project is currently 14 per cent pre-let. The project aims for a BREEAM-NOR Excellent classification.

In Holtermanns veg 1-13 in Trondheim, Entra is constructing a 20,900 sqm office building, this is the second of three planned buildings totaling 48,000 sqm. This second building is currently 29 per cent pre-let. Expected completion of this building is in Q2 2023. This project aims for a BREEAM-NOR Excellent classification.

In Tøyen in Oslo, Entra is refurbishing 10,100 sqm in Hagegata 22-24. The office space going into refurbishment makes up almost half of the building area, and occupancy in the project space will remain at about 85 per cent during the construction period. The project is 100 per cent pre-let and expected to be completed in Q4 2021.

Projects finalised in the quarter

In Tullinkvartalet in Oslo, Entra has built a new 21,900 sqm office property in Universitetsgata 7-9. Occupancy currently stands at 99 per cent, and Entra has set out high environmental ambitions for the project, aiming for a BREEAM-NOR Excellent classification.

Next to Tullinkvartalet, Entra re-developed Universitetsgata 2 which will be housing Rebel a hub for tech companies managed 50/50 by Entra and an external partner. The 28,100 sqm building will consist of office spaces, co-working areas, a conference centre and restaurants. Occupancy is currently at 96 per cent for the office space.

Transactions

Entra actively seeks to improve the quality of its property portfolio and focuses on acquisitions of selected properties and urban development projects in specific areas within its four core markets: Oslo and the surrounding region, Bergen, Trondheim and Stavanger. Targeted locations include both areas in the city centers and selected clusters on public transportation hubs outside the city centers, allowing Entra to offer rental opportunities at a price range that fits its customer base. Entra's experience, financial strength and knowledge of its tenants makes the company well positioned to make acquisitions that meets these criteria. The acquisition and divestment strategy is flexible, allowing Entra to adapt to feedback from customers and market changes, and to create and respond to market opportunities as they arise.

Transactions 2020–2021

Acquired properties Area Transaction
quarter
No of sqm Transaction
value
Closing
quarter
Universitetsgata 11 (Hotel Savoy) Oslo Q3 2021 5 550 185 Q3 2021
16.7 % of Oslo S Utvikling Oslo Q2 2021 - 475 Q3 2021
Lars Hilles gate 19 Bergen Q2 2021 5 900 298 Q2 2021
Fyrstikkalléen 1 Oslo Q2 2021 39 640 2 399 Q2 2021
Kanalpiren (through 50 % owned company Hinna Park Eiendom) Stavanger Q1 2021 25 900 375 Q2 2021
Møllendalsveien 1A Bergen Q1 2021 5 800 208 Q2 2021
Lagårdsveien 6 Stavanger Q1 2021 13 600 126 Q1 2021
Østensjøveien 29 Oslo Q4 2020 2 000 44 Q4 2020
Hagegata 27 (parking) Oslo Q3 2020 - 36 Q3 2020
Total 98 390 4 146
Transaction Transaction Closing
Divested properties Area quarter No of sqm value date
Nytorget 1 (sold to 50 % owned company Hinna Park Eiendom) Stavanger Q2 2021 5 150 92 Q2 2021
Tollbodallmenningen 2A Bergen Q1 2021 1 800 40 Q1 2021
Total 6 950 132

Partly owned companies

Papirbredden Eiendom AS (60 %)

Entra and Drammen Kommune Eiendomsutvikling own Papirbredden Eiendom AS. The company owns six properties totalling 61,100 sqm and a future development potential of 60,000 sqm in Drammen.

Hinna Park Eiendom AS (50 %)

Entra and Camar Eiendom own Hinna Park Eiendom AS. The company owns five office properties totalling 67,000 sqm and development potential for two new office properties of 48,000 sqm. The company is consolidated in the Group's financial statements as Entra has a controlling vote on the Board of Directors.

Entra OPF Utvikling AS (50 %)

Entra and Oslo Pensjonsforsikring (OPF) own Entra OPF Utvikling AS. The company owns two office properties totalling 59,800 sqm. The company is consolidated in the Group's financial statements as Entra has a controlling vote on the Board of Directors.

Rebel U2 AS (50 %)

Rebel U2 AS provides facility management services at Universitetsgata 2 in Oslo – with full-service solutions, flexible and short-term leases, co-working, conferences and events.

Oslo S Utvikling AS "OSU" (50 %)

OSU is a property development company that is undertaking primarily residential development in Bjørvika, Oslo's CBD East. In July 2021, Entra increased its share in OSU from 33.3 % to 50 %.

Quarterly financial figures for partly owned entities and JVs (based on 100 % ownership)

Papirbredden Hinna Park Entra OPF Total
consolidated
Oslo S Total associated
All amounts in NOK million Eiendom AS Eiendom AS Utvikling AS companies Utvikling AS Rebel U2 AS Other companies & JVs
Share of ownership (%) 60 50 50 50 50
Rental income 29 25 36 89 0 6 1 7
Net operating income 28 21 32 81 -1 -1 2 1
Net income 23 8 32 63 -8 -9 -2 -19
Net value changes 9 9 -1 17 0 0 0 0
Profit before tax 32 17 30 79 -8 -9 -2 -19
Tax -7 -2 -7 -15 2 2 0 4
Profit for the period 25 15 24 64 -6 -7 -1 -15
Non-controlling interests 10 8 12 29
Entra's share of profit1) -3 -4 -1 -7
Book value 1 008 5 21 1 034

1) Recognised as Share of profit from associates and JVs

Market development

The transaction market in Norway is very active and competitive with a total transaction volume of around 87 billion year-to-date 2021. This is expected to continue also in the fourth quarter, and 2021 might thus see record high transaction volumes. Within the office segment, long, secure cash flows, value add opportunities and development projects/sites attract strong investor interest. Both national and international investors are buyers.

The financing market continues to be well functioning, particularly for solid counterparties like Entra. Norway's Central Bank reduced the policy rate by 1.5 per cent to 0 per cent during the spring of 2020 and as a result, yields contracted significantly. Despite that the Central Bank increase the policy rate to 0.5 per cent, and has signalled further increases over the next 12 months, and that long term interest rates also has increased during the quarter, the prime yield remains at 3.30 per cent according to Entra's consensus report. The spread to regional markets has narrowed with prime yield in Bergen reaching all-time low at 3.75 per cent.

Source: Entra Consensus report, Q3 2021

According to Entra's Consensus report, the Oslo office vacancy is expected to level out at around 7 per cent by the end of this year as economic activity and employment growth continue to pick up post Covid-19. The new-build volume for the coming years is relatively limited, particularly in the city centre of Oslo. As a result, vacancy in Oslo is expected to decrease slightly and rental growth is expected to increase again after a flattish period during the Covid-19 pandemic.

Bergen has proven to be robust during the Covid-19 pandemic. The overall office vacancy is currently around eight per cent and six pr cent in the city centre There is limited supply of modern premises in the city centre and fairly strong demand. Rent levels for high quality buildings in the city centre have increased over the last years, whereas the normal segment has remained more stable.

In Trondheim, the overall office vacancy is currently around eight per cent. Vacancy is highest in the fringe areas of the city. As in Bergen, rent levels in the city centre of Trondheim have increased over the last years, while there is a downward pressure on rents in the fringe areas.

The Stavanger area has been more challenging due to the volatility in the oil and gas sector on top of the Covid-19 situation. Overall vacancy is currently around 14 per cent, and there is downward pressure on rent levels in the main oil and gas intensive areas such as Forus. In the city centre the vacancy is around 11 per cent. For the city centre and at Hinna Park, there is demand for modern, flexible and centrally located office premises, and rent levels have held up well.

Market data Oslo

2019 2020 2021e 2022e 2023e 2024e
Vacancy Oslo, incl. Fornebu and Lysaker (%) 5.5 6.8 7.1 6.7 6.7 6.7
Rent per sqm, high standard Oslo office 3 610 3 544 3 627 3 770 3 877 3 980
Prime yield (%) 3.7 3.3 3.3 3.4 3.5 3.5

Source: Entra Consensus report, Q3 2021

Organisation and HSE

At 30.09.21 the Group had 182 (181) employees.

In Q3 2021, Entra had 0 injuries with long term absence from work in the ongoing projects. Entra has a continuous HSE focus and works continually to avoid injuries both in on-going projects and in the operations. Entra had an LTIF rate (number of accidents with lost time per million hours worked in last 12 months) on ongoing projects of 5.7 at the end of the third quarter 2021 (4.8 at the end of the third quarter 2020).

Risk management

Entra assesses risk on an ongoing basis, primarily through semi-annually comprehensive reviews of the Group's risk maps, which includes assessments of all risk factors in collaboration with all levels of the organization. Each risk factor is described and presented with the possible negative outcome given an increased probability of a situation to occur. Entra's main risk factors consist of both financial and nonfinancial risk. A thorough description and analysis is included on pages 28-39 in the 2020 annual report.

Share and shareholder information

Entra's share capital is NOK 182,132,055 divided into 182,132,055 shares, each with a par value of NOK 1 per share. Entra has one class of shares and all shares provide equal rights, including the right to any dividends.

As of 15 October 2021, Entra had 4,615 shareholders. Norwegian investors held approximately 10 per cent of the share capital. The 10 largest shareholders (of which most are nominee accounts) as registered in VPS on 15 October 2021 were:

Verdipapirfondet Alfred Berg Gambak
SUM 10 LARGEST SHAREHOLDERS
0.8%
75.0%
State Street Bank and Trust (Nominee) 0.8%
JPMorgan Chase Bank (Nominee) 0.9%
J.P. Morgan Securities (Nominee) 1.0%
State Street Bank and Trust (Nominee) 1.0%
Danske Invest Norske 1.0%
The Bank of New York Mellon (Nominee) 1.4%
State Street Bank and Trust (Nominee) 2.6%
Castellum AB 31.7%
Fastighets AB Balder 33.7%
Shareholder % holding

Events after the balance sheet date

On 12 October 2021, Entra paid out a semi-annual dividend of NOK 2.50 per share. The share was traded ex right to receive the dividend from 4 October 2021.

On 12 October 2021, Fastighets AB Balder ("Balder") acquired in total 610,059 shares in Entra ASA. Following the acquisition, Balder holds shares equalling 33.67 % of the shares and votes in Entra ASA. The acquisition has triggered an obligation for Balder to make a mandatory offer to acquire all shares not held by Balder within four weeks.

Outlook

The Norwegian society and office market has been less affected by Covid-19 than most other countries, and Entra has proved to be very resilient during the pandemic. The vaccine program in Norway has progressed according to plan, and 86 per cent of the adult population is currently fully vaccinated. In August, all remaining restrictions were lifted. Office rents have held up well through the pandemic, and the activity in the letting market has picked up. The investment market is strong and competitive, and prime yields remain stable.

Entra owns an unparalleled portfolio of modern, efficient and large office assets on central locations in connection with public transportation hubs. The weighted average unexpired lease term (WAULT) is almost seven years, and the occupancy rate is 97.3 per cent. The company offers investors superior cash flow visibility and quality with 58 per cent of rental income from public sector tenants with AAA credit rating.

Entra's operational platform and organisation has placed the company consistently amongst the top three performers in the annual Norwegian Tenant Index ranking of Norwegian landlords. Entra is thus well positioned in a solid Norwegian economy supported by strong public funding and a property market with low office vacancy rates and expectations for continued rental growth.

Going forward, the office market is expected to experience changes in workplace strategies and office layouts to accommodate a more mobile and digital way of working. We expect higher tenants' demand for more flexibility and somewhat changed modus operandi for many office users. This could also provide opportunities benefitting large and professional landlords like Entra.

Sustainability has been an integrated part of Entra's business model for more than 10 years. Entra is working actively to reduce the CO2 footprint of its property portfolio and has a firm ambition to become a net zero carbon company by 2030. Assets representing almost 60 per cent of the value of the management portfolio are, or in the process of being, BREEAM certified. Entra issued its first green bond in 2016 and currently has 55 per cent of its debt portfolio in green bonds and green bank loans.

Profitable project development has historically been the company's major lever for growth, and Entra has a strong track record of delivering attractive newbuild and redevelopment projects with significant value creation. The portfolio of large, ongoing development projects currently consists of 8 assets totalling 125,000 sqm. Fully let, projects will add net rental income of more than 350 million, phased in during 2022-2024.

Entra has a strong balance sheet, a well staggered debt maturity profile, and a diversified financing mix with an ample supply of unutilized credit facilities. Entra will actively use its balance sheet and strong funding to optimize and grow its high-quality portfolio and to continue to build and progress the development pipeline. Entra will focus on its role as an urban developer and leverage its competitive advantages, including expertise, network and ESG leadership.

Entra owns and manages modern, flexible and environmentally friendly assets located in selected clusters near public transportation hubs. Combined with a solid tenant base with long lease contracts, a strong financial position, and an extensive project pipeline for future growth, Entra has a proven and resilient business profile that is well positioned for the future.

On October 12, Entra's largest shareholder, Fastighets AB Balder, triggered an obligation to make a mandatory offer to acquire all shares in Entra not held by Balder for a minimum price of NOK 202.50 per share pursuant to section 6-1 of the Norwegian Securities Trading Act. The Board will carefully review the terms of the mandatory offer when announced and will in due time provide the statutory recommendation to Entra's shareholders.

Oslo, 18 October 2021

The Board of Entra ASA

Financial statements

Statement of comprehensive income

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Rental income 639 589 1 832 1 763 2 353
Operating costs -58 -46 -172 -154 -211
Net operating income 581 543 1 660 1 609 2 142
Other revenue 15 31 52 69 113
Other costs -7 -20 -33 -42 -79
Administrative costs -43 -42 -139 -131 -186
Share of profit from associates and JVs -7 53 34 92 120
Net realised financials -141 -129 -396 -417 -541
Net income 398 435 1 178 1 179 1 569
- of which net income from property management 402 383 1 142 1 089 1 451
Changes in value of investment properties 780 892 2 286 1 511 5 980
Changes in value of financial instruments 14 26 145 -339 -275
Profit before tax 1 192 1 354 3 609 2 351 7 274
Tax payable -4 -3 -11 -13 -26
Change in deferred tax -259 -283 -768 -489 -1 552
Profit for period/year 930 1 068 2 830 1 850 5 696
Actuarial gains and losses 0 0 0 0 -25
Change in deferred tax on comprehensive income 0 0 0 0 5
Total comprehensive income for the period/year 930 1 068 2 830 1 850 5 677
Profit attributable to:
Equity holders of the Company 901 990 2 702 1 731 5 460
Non-controlling interest 29 78 127 118 236
Total comprehensive income attributable to:
Equity holders of the Company
Non-controlling interest
901
29
990
78
2 702
127
1 731
118
5 440
236

Balance sheet

All amounts in NOK million 30.09.2021 30.09.2020 31.12.2020
Intangible assets 109 117 109
Investment properties 64 163 51 965 56 834
Other operating assets 16 18 17
Investments in associates and JVs 1 034 500 527
Financial derivatives 248 443 347
Long-term receivables and other assets 278 314 252
Total non-current assets 65 847 53 355 58 086
Inventory properties 467 418 461
Trade receivables 38 66 64
Other receivables and other current assets 225 300 279
Cash and bank deposits 256 302 217
Total current assets 985 1 086 1 021
Investment properties held for sale 87 0 33
Total assets 66 920 54 441 59 141
Shareholders' equity 28 924 23 427 27 136
Non-controlling interests 2 151 2 016 2 069
Total equity 31 074 25 442 29 205
Interest bearing debt 23 615 18 244 19 095
Deferred tax liability 7 683 5 856 6 914
Financial derivatives 409 849 690
Other non-current liabilities 599 495 554
Total non-current liabilities 32 306 25 444 27 253
Interest bearing debt 2 378 2 444 2 051
Trade payables 348 252 281
Other current liabilities 813 859 350
Total current liabilities 3 539 3 555 2 683
Total liabilities 35 845 28 999 29 936
Total equity and liabilities 66 920 54 441 59 141

Changes in equity

Other Non
Share Treasury paid-in Retained controlling Total
All amounts in NOK million capital shares capital earnings interests equity
Equity 31.12.2019 182 0 3 523 18 865 1 947 24 517
Profit for period 5 460 236 5 696
Other comprehensive income -19 -19
Dividend -874 -114 -989
Net equity effect of LTI & employee share saving schemes 0 0 -1 0
Equity 31.12.2020 182 0 3 524 23 430 2 069 29 205
Profit for period 2 702 127 2 830
Other comprehensive income 0 0
Dividend -911 -46 -956
Net equity effect of LTI & employee share saving schemes 0 0 -4 -4
Equity 30.09.2021 182 0 3 524 25 218 2 151 31 074

Statement of cash flows

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Profit before tax 1 192 1 354 3 609 2 351 7 274
Income tax paid 0 0 -11 -10 -11
Net expensed interest and fees on loans and leases 141 129 396 417 541
Net interest and fees paid on loans and leases -114 -106 -472 -444 -553
Share of profit from associates and jointly controlled entities 7 -53 -34 -92 -120
Depreciation and amortisation 1 1 3 4 13
Changes in value of investment properties -780 -892 -2 286 -1 511 -5 980
Changes in value of financial instruments -14 -26 -145 339 275
Change in working capital 48 155 35 181 83
Net cash flow from operating activities 481 561 1 095 1 236 1 521
Proceeds from property transactions 0 0 41 15 15
Acquisition of investment properties -167 -134 -3 542 -156 -194
Investment in and upgrades of investment properties -486 -367 -1 425 -1 391 -1 683
Investment in properties for sale and inventory properties -2 -3 -6 -6 -48
Acquisition of intangible and other non-current assets -4 -2 -10 -19 -21
Net payment financial assets 0 1 3 1 73
Net payment of loans to associates and JVs 0 -1 -16 -1 -1
Investments in associates and JVs -476 0 -476 -13 -13
Dividends from associates and JVs 0 0 2 2 3
Net cash flow from investment activities -1 134 -505 -5 428 -1 567 -1 868
Proceeds interest bearing debt 9 216 3 000 20 598 10 635 14 635
Repayment interest bearing debt -8 408 -3 010 -15 726 -9 854 -13 390
Repayment of lease liabilities -2 -2 -7 -7 -9
Dividends paid 0 0 -455 -437 -874
Dividends paid to non-controlling interests 0 0 -38 -20 -114
Net cash flow from financing activities 805 -12 4 371 316 246
Change in cash and cash equivalents 152 44 39 -15 -100
Cash and cash equivalents at beginning of period 104 259 217 317 317
Cash and cash equivalents at end of period 256 302 256 302 217

NOTE 1 – ACCOUNTING PRINCIPLES

The results for the period have been prepared in accordance with IAS 34 Interim Financial Reporting. The accounting principles that have been used in the preparation of the interim financial statements are in conformity with the principles used in preparation of the annual financial statements for 2020.

The financial reporting covers Entra ASA, subsidiaries, associated companies and jointly controlled entities. The interim financial statements have not been audited.

NOTE 2 – SEGMENT INFORMATION

The Group has one main operational unit, led by the COO. The property portfolio is divided into six different geographic areas in Oslo, Sandvika, Drammen, Stavanger, Bergen and Trondheim, with management teams monitoring and following upon each area. The geographic units are supported by a Market and Property Development division and a Project Development division. In addition, Entra has group and support functions within accounting, finance, legal, investment, digitalisation, procurement, communication and HR.

The geographic areas do not have their own profit responsibility. The geographical areas are instead followed up on economical and non-economical key figures ("key performance indicators"). These key figures are analysed and reported by geographic area to the chief operating decision maker, that is the board and CEO, for the purpose of resource allocation and assessment of segment performance. Hence, the Group report the segment information based upon these six geographic areas.

Operating segments Q3–21

Properties Area Occupancy Wault Market value 12 months rolling rent Net yield1) Market rent
(#) (sqm) (%) (year) (NOKm) (NOK/sqm) (NOKm) (NOK/sqm) (%) (NOKm) (NOK/sqm)
Oslo 39 650 883 97.9 7.2 38 551 59 229 1 629 2 502 3.93 1 761 2 705
Trondheim 11 158 737 96.3 6.5 5 558 35 012 290 1 828 4.90 285 1 795
Bergen 8 115 640 96.5 5.2 5 330 46 089 238 2 058 4.10 289 2 499
Sandvika 9 98 990 97.6 7.0 3 176 32 087 171 1 729 5.12 155 1 567
Stavanger 7 119 297 93.3 6.1 3 005 25 192 175 1 470 5.29 189 1 587
Drammen 8 69 470 98.9 8.7 2 595 37 347 136 1 956 4.95 132 1 895
Management
portfolio
82 1 213 015 97.3 6.9 58 215 47 992 2 639 2 176 4.22 2 811 2 317
Project portfolio 9 132 784 9.8 5 026 37 854
Development sites 5 109 847 0.2 898 8 175
Property portfolio 96 1 455 646 7.1 64 139 44 062

1) See the section "Definitions". The calculation of net yield is based on the appraisers' assumption of ownership costs, which at 30.09.21 is 7.0 per cent of market rent.

Properties Area Occupancy Wault Market value 12 months rolling rent Net yield Market rent
(#) (sqm) (%) (year) (NOKm) (NOK/sqm) (NOKm) (NOK/sqm) (%) (NOKm) (NOK/sqm)
Oslo 34 549 679 97.9 6.7 27 774 50 529 1 375 2 501 4.6 1 439 2 618
Trondheim 11 158 940 96.9 7.2 4 927 31 002 286 1 798 5.5 280 1 763
Bergen 8 119 538 93.8 5.5 4 884 40 861 220 1 837 4.1 288 2 412
Sandvika 9 98 988 99.4 7.8 3 071 31 029 175 1 771 5.4 154 1 559
Stavanger 5 78 607 99.0 6.5 2 230 28 369 138 1 755 5.7 129 1 636
Drammen 8 69 461 98.0 9.1 2 370 34 120 126 1 816 5.0 128 1 837
Management
portfolio
75 1 075 214 97.4 6.9 45 258 42 092 2 319 2 157 4.76 2 418 2 249
Project portfolio 9 137 632 9.3 5 800 42 141
Development sites 6 114 859 0.3 784 6 826
Property portfolio 90 1 327 705 6.9 51 842 39 046

Operating segments Q3–20

NOTE 3 – INVESTMENT PROPERTIES

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Closing balance previous period 62 682 50 736 56 867 49 095 49 095
Acquisition of investment properties 168 0 3 537 156 193
Investment in the property portfolio 604 328 1 556 1 195 1 580
Capitalised borrowing costs 15 9 39 23 35
Divestment of investment properties 0 0 -35 -15 -15
Changes in value of investment properties 780 892 2 286 1 511 5 980
Closing balance 64 250 51 965 64 250 51 965 56 867
Investment properties held for sale 87 0 87 0 33
Investment properties 64 163 51 965 64 163 51 965 56 834

Acquisition of investment properties in 2021 is related to the acquisition of Lagårdsveien 6 and Laberget 24-28 (Kanalpiren) in Stavanger, Møllendalsveien 1A and Lars Hilles gate 19 in Bergen, and Fyrstikkalléen 1 and Universitetsgata 11 (Hotel Savoy) in Oslo. Divestment of investment properties in 2021 is related to the divestment of the property Tollbodallmenningen 2A in Bergen.

The property Borkenveien 1-3 in Sandvika is classified as held for sale at 30 September 2021 as the tenant has exercised the option to acquire the property. The transaction is expected to close in the first quarter of 2022.

In addition to the transactions mentioned above, the property Nytorget 1 in Stavanger was in 2021 sold by Entra to Hinna Park Eiendom, a partly owned company controlled by Entra. As Hinna Park Eiendom is consolidated in Entra's financial statements, the transaction is not reflected in the Group's financial statements.

NOTE 4 – INFORMATION ON THE FAIR VALUE OF ASSETS AND LIABILITIES

Total 409 849 690
- Derivatives Level 2 409 849 690
Financial liabilities measured at fair value through profit or loss
Liabilities measured at fair value:
Total 64 532 52 442 57 251
- Equity instruments Level 3 34 34 37
- Derivatives Level 2 248 443 347
- Investment properties held for sale Level 3 87 0 33
- Investment properties Level 3 64 163 51 965 56 834
Assets measured at fair value through profit or loss
Assets measured at fair value:
All amounts in NOK million Fair value level 30.09.2021 30.09.2020 31.12.2020

NOTE 5 – SUBSEQUENT EVENTS

Refer to the Events after the balance sheet date section on page 16 for information on significant events after period end.

ALTERNATIVE PERFORMANCE MEASURES

Entra's financial information is prepared in accordance with the international financial reporting standards (IFRS). In addition, the company reports alternative performance measures (APMs) that are regularly reviewed by management to enhance the understanding of Entra's performance as a supplement, but not as a substitute, to the financial statements prepared in accordance with IFRS. Financial APMs are intended to enhance comparability of the results and cash flows from period to period, and it is Entra's experience that these are frequently used by analysts, investors and other parties. The financial APMs reported by Entra are the APMs that, in management's view, provide the most relevant supplemental information of a real estate company's financial position and performance. These measures are adjusted IFRS measures defined, calculated and used in a consistent and transparent manner over the years. Operational measures such as, but not limited to, net letting, vacancy and WAULT are not defined as financial APMs according to ESMA's guidelines.

ENTRA'S FINANCIAL APMS:

  • Net Income from property management
  • Net value changes
  • Cash Earnings
  • Market value of the property portfolio
  • Net nominal interest bearing debt
  • Debt ratio Loan-to-value (LTV)
  • Interest coverage ratio (ICR)
  • EPRA Earnings
  • EPRA Net Asset Value metrics EPRA NRV, EPRA NTA and EPRA NDV
  • EPRA Net Initial Yield
  • EPRA Cost Ratio

NET INCOME FROM PROPERTY MANAGEMENT & CASH EARNINGS

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Net income 398 435 1 178 1 179 1 569
Less:
Other income and costs in associates and JVs -4 52 36 90 118
Net income from property management 402 383 1 142 1 089 1 451
Tax payable -4 -3 -11 -13 -26
Cash Earnings 398 380 1 130 1 076 1 425
NET VALUE CHANGES
All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Changes in value of investment properties 780 892 2 286 1 511 5 980
Changes in value of financial instruments 14 26 145 -339 -275
Net value changes 794 918 2 431 1 172 5 705

MARKET VALUE OF THE PROPERTY PORTFOLIO

All amounts in NOK million 30.09.2021 30.09.2020 31.12.2020
Investment properties 64 163 51 965 56 834
Investment properties held for sale 87 0 33
Other -111 -122 -121
Market value of the property portfolio 64 139 51 842 56 746

NET NOMINAL INTEREST BEARING DEBT

All amounts in NOK million 30.09.2021 30.09.2020 31.12.2020
Nominal value of interest bearing debt 26 315 20 682 21 146
Cash and bank deposits -256 -302 -217
Net nominal interest bearing debt 26 059 20 380 20 930

DEBT RATIO (LTV)

Debt ratio (LTV) % 40.7 39.5 37.0
- Inventory properties 467 418 461
- Market value of the property portfolio 64 139 51 842 56 746
Total market value of the property portfolio 64 606 52 261 57 207
- Other interest bearing liabilities 257 262 263
- Net nominal interest bearing debt 26 059 20 380 20 930
Total net nominal interest bearing debt 26 316 20 642 21 192
All amounts in NOK million except ratio 30.09.2021 30.09.2020 31.12.2020

INTEREST COVERAGE RATIO (ICR)

All amounts in NOK million except ratio Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Net income 398 435 1 178 1 179 1 569
Depreciation 1 1 3 4 13
Results from associates and joint ventures 7 -53 -34 -92 -120
Net realised financials 141 129 396 417 541
EBITDA adjusted 548 513 1 543 1 508 2 002
Interest cost 141 129 407 424 555
Other finance expense 15 10 31 23 30
Applicable net interest cost 156 139 437 447 585
Interest Coverage Ratio (ICR) 3.5 3.7 3.5 3.4 3.4

EPRA REPORTING

The following performance indicators have been prepared in accordance with best practices as defined by EPRA (European Public Real Estate Association) in its latest edition of the Best Practices Recommendations Guidelines. Accordingly, Entra presents only the three new NAV metrics; EPRA NRV, EPRA NTA and EPRA NDV; which has replaced the previous NAV metrics EPRA NAV and EPRA NNNAV. The EPRA Best Practices Recommendations Guidelines focus on making the financial statements of public real estate companies clearer and more comparable across Europe. For further information about EPRA, see www.epra.com.

Summary table EPRA performance measures Unit Q3-21 /
30.09.2021
Q3-20 /
30.09.2020
A EPRA earnings per share (EPS) NOK 1.59 1.52
B EPRA NRV per share NOK 205 165
EPRA NTA per share NOK 202 163
EPRA NDV per share NOK 163 130
C EPRA Net Initial Yield (NIY) % 4.18 4.74
EPRA, "topped-up" NIY % 4.18 4.74
D EPRA Vacancy Rate % 2.5 2.6
E EPRA Cost Ratio (including direct vacancy costs) % 15.4 15.4
EPRA Cost Ratio (excluding direct vacancy costs) % 13.9 13.7

The details for the calculation of the performance measures are shown on the following pages.

A. EPRA EARNINGS

EPRA Earnings is a measure of the operational performance of the property portfolio. EPRA Earnings is calculated based on the income statement, adjusted for non-controlling interests, value changes on investment properties, changes in the market value of financial instruments and the associated tax effects. In addition, earnings from the jointly controlled entity OSU is adjusted for as the business of this company is development of residential properties for sale and is not considered relevant for measurement of the underlying operating performance of the property portfolio under management.

EPRA Earnings – Quarterly

All amounts in NOK million Q3-21 Q3-21 Q3-21
Non
Q3-21 Q3-20 Q3-20 Q3-20
Non
Q3-20
IFRS
reported
EPRA
adjustments
controlling
Interests1)
EPRA
Earnings
IFRS
reported
EPRA
adjustments
controlling
Interests1)
EPRA
Earnings
Rental income 639 0 42 597 589 0 39 589
Operating costs -58 0 -4 -54 -46 0 -4 -46
Net operating income 581 0 38 544 543 0 35 543
Other revenue 15 0 1 14 31 0 1 31
Other costs -7 0 0 -7 -20 0 0 -20
Administrative costs -43 0 -2 -41 -42 0 -2 -42
Share of profit from associates and JVs -7 -3 0 -4 53 53 0 53
Net realised financials -141 0 -7 -134 -129 0 -6 -129
Net income 398 -3 29 372 435 53 28 435
Net value changes 794 794 0 0 918 918 0 0
Profit before tax/EPRA Earnings before tax 1 192 791 29 372 1 354 972 28 354
Tax payable -4 0 -1 -2 -3 0 -1 -2
Change in deferred tax -259 -174 -5 -80 -283 -202 -4 -76
Profit for period/EPRA Earnings 930 617 23 290 1 068 769 22 276
Average outstanding shares (million) 182.1 182.1
EPRA Earnings per share 1.59 1.52

1) Excluding non-controlling interests in relation to EPRA adjustments.

EPRA Earnings – Year to date

All amounts in NOK million YTD Q3-21 YTD Q3-21 YTD Q3-21
Non
YTD Q3-21 YTD Q3-20 YTD Q3-20 YTD Q3-20
Non
YTD Q3-20
IFRS EPRA controlling EPRA IFRS EPRA controlling EPRA
reported adjustments Interests1) Earnings reported adjustments Interests1) Earnings
Rental income 1 832 0 122 1 710 1 763 0 115 1 648
Operating costs -172 0 -12 -159 -154 0 -9 -145
Net operating income 1 660 0 110 1 550 1 609 0 106 1 503
Other revenue 52 0 1 51 69 0 1 67
Other costs -33 0 0 -33 -42 0 0 -42
Administrative costs -139 0 -6 -133 -131 0 -6 -125
Share of profit from associates and JVs 34 39 0 -6 92 0 0 92
Net realised financials -396 0 -20 -376 -417 0 -18 -399
Net income 1 178 39 85 1 054 1 179 0 84 1 096
Net value changes 2 431 2 431 0 0 1 172 1 172 0 0
Profit before tax/EPRA Earnings before tax 3 609 2 471 85 1 054 2 351 1 172 84 1 096
Tax payable -11 0 -4 -7 -13 0 -5 -8
Change in deferred tax -768 -529 -14 -225 -489 -243 -12 -233
Profit for period/EPRA Earnings 2 830 1 942 66 822 1 850 929 66 855
Average outstanding shares (million) 182.1 182.1
EPRA Earnings per share 4.51 4.69

1) Excluding non-controlling interests in relation to EPRA adjustments.

B. EPRA NET ASSET VALUE METRICS

EPRA NET REINSTATEMENT VALUE (NRV)

The objective of the EPRA NRV measure is to highlight the value of net assets on a long-term basis and assumes that no selling of assets takes place. Assets and liabilities that are not expected to crystallise in normal circumstances such as the fair value movements on financial derivatives and deferred taxes on property valuation surpluses are therefore excluded. Real estate transfer taxes are generally not levied on property transactions in Norway, and such taxes are accordingly not included in Entra's valuation certificates. Consequently, no adjustment is done for real estate transfer taxes in Entra's calculation of EPRA NRV.

All amounts in NOK million 30.09.2021 30.09.2021 30.09.2021 30.09.2020 31.12.2020
Attributable to
non-controlling
Attributable to
shareholders
Attributable
to shareholders
Attributable
to shareholders
Total interests (EPRA NRV) (EPRA NRV) (EPRA NRV)
IFRS equity 31 074 -2 151 28 924 23 427 27 136
Approved, not paid dividend1) 455 0 455 437 0
Revaluation of investments made in JVs2) 418 0 418 281 249
Revaluation of purchase option 0 0 0 0 176
Net Asset Value (NAV) at fair value 31 493 -2 151 29 797 24 145 27 561
Deferred tax properties and financial instruments 7 713 -356 7 358 5 544 6 673
Net fair value on financial derivatives 162 -8 154 390 329
Goodwill as a result of deferred tax -109 55 -55 -55 -55
EPRA Net Reinstatement Value (NRV) 39 258 -2 460 37 254 30 025 34 508
Outstanding shares at period end (million) 182.1 182.1 182.1

1) In July 2021, the board of Entra approved dividend of 2.50 per share. The dividend was paid on 12 October 2021. Approved, not paid dividend is classified as a liability under IFRS and is as such deducted from equity. The Entra share was traded including dividend rights until 3 October 2021 and is consequently included in the calculation of Entra's NAV metrics as of 30 September 2021. This enhances comparability between the EPRA NAV metrics and the share price. Approved, not paid dividend was not included in the EPRA NAV metrics reported for Q3-20 in the report for the third quarter of 2020 and is updated in the table above to reflect the amended methodology. No dividend was approved, not paid at 31 December 2020.

July 2021, Entra increased its share in OSU to 50 per cent after a competitive bid process. The fair value of the 50 per cent holding as at 30.09.21 reflects the highest of the competing bids.

EPRA NET TANGIBLE ASSETS (NTA)

The EPRA NTA is focused on reflecting a company's tangible assets and assumes that entities buy and sell assets, thereby crystallising certain levels of unavoidable deferred tax liability. Entra has adopted second option in the EPRA BPR guidelines to adjust for deferred tax, estimating the real tax liability based how the company has completed property transactions in recent years.

30.09.2021 30.09.2021 30.09.2021 30.09.2020 31.12.2020
Attributable to Attributable to Attributable Attributable
Total interests (EPRA NTA) (EPRA NTA) to shareholders
(EPRA NTA)
31 074 -2 151 28 924 23 427 27 136
455 0 455 437 0
418 0 418 281 249
0 0 0 0 176
31 493 -2 151 29 797 24 145 27 561
7 683 -279 7 405 5 580 6 607
-384 -58 -442 -335 -294
162 -8 154 390 329
-109 55 -55 -55 -55
0 0 0 -4 0
38 844 -2 441 36 859 29 722 34 148
182.1 182.1 182.1
202 163 187
non-controlling shareholders to shareholders

1) The treatment of approved, not paid dividend is amended in the calculation of EPRA NTA from Q3-21. See footnote 1 to the EPRA NRV calculation for further information. EPRA NTA for Q3-20 is updated accordingly in the table above.

Estimated real deferred tax liability related to temporary differences of properties has been calculated to 1.2 per cent of the based on a discount rate of 5.0 per cent and the assumption that 50 per cent of the property portfolio are realized over 50 years in transactions structured as sale of companies in which the tax discount is 6.5 per cent. Further, the real tax liability related to the gains/losses account is estimated by assuming an amortisation of 20 per cent annually and a discount rate of 5.0 per cent.

EPRA NET DISPOSAL VALUE (NDV)

The EPRA NDV measure provides readers of financial reports with a scenario where deferred tax, financial instruments, and certain other adjustments are calculated as to the full extent of their liability. This enables readers of financial reports to understand the full extent of liabilities and resulting shareholder value under an orderly sale of business and/or if liabilities are not held until maturity. The measure should not be viewed as a "liquidation NAV" for Entra, as fair values may not represent liquidation values, and as an immediate realization of Entra's assets may be structured as sale of property-owning companies, resulting in the deferred tax liabilities only partially crystallising.

All amounts in NOK million 30.09.2021 30.09.2021 30.09.2021 30.09.2020 31.12.2020
Total Attributable to
non-controlling
interests
Attributable to
shareholders
(EPRA NDV)
Attributable
to shareholders
(EPRA NDV)
Attributable
to shareholders
(EPRA NDV)
IFRS equity 31 074 -2 151 28 924 23 427 27 136
Approved, not paid dividend1) 455 0 455 437 0
Revaluation of investments made in JVs 418 0 418 281 249
Revaluation of purchase option 0 0 0 0 176
Net Asset Value (NAV) at fair value 31 956 -2 159 29 797 24 145 27 561
Fair value adjustment fixed interest rate debt, net of tax -98 0 -98 -347 -378
Goodwill as a result of deferred tax -109 55 -55 -55 -55
EPRA Net Disposal Value (NDV) 31 749 -2 104 29 645 23 744 27 128
Outstanding shares at period end (million) 182.1 182.1 182.1
EPRA NDV per share (NOK) 163 130 149

1) The treatment of approved, not paid dividend is amended in the calculation of EPRA NDV from Q3-21. See footnote 1 to the EPRA NRV calculation for further information. EPRA NDV for Q3- 20 is updated accordingly in the table above.

C. EPRA NET INTIAL YIELD

EPRA Net initial yield measures the annualised rental income based on the cash rents passing at the balance sheet date, less nonrecoverable property operating expenses, divided by the market value of the property, increased with (estimated) purchasers' costs.

EPRA "topped-up" net initial yield incorporates an adjustment to the EPRA NIY in respect of the expiration of rent-free periods (or other unexpired lease incentives such as discounted rent periods and step rents).

All amounts in NOK million Oslo Trondheim Sandvika Stavanger Drammen Bergen Total
Investment property - wholly owned 42 650 6 023 3 267 1 583 371 3 182 57 076
Investment property - share of JVs 0 0 0 830 1 334 1 590 3 754
Total property portfolio 42 650 6 023 3 267 2 413 1 705 4 772 60 830
Less projects and land and developments -4 099 -465 -90 -119 0 -1 033 -5 806
Completed management portfolio 38 551 5 558 3 176 2 294 1 705 3 740 55 024
Allowance for estimated purchasers' cost 59 16 10 6 5 11 106
Gross up completed management portfolio valuation 38 610 5 574 3 186 2 300 1 710 3 750 55 131
12 months rolling rent 1 629 290 171 131 91 167 2 478
Estimated ownership cost 113 18 8 12 5 15 171
Annualised net rents 1 516 272 163 119 86 152 2 307
Add: Notional rent expiration of rent free periods or
other lease incentives
0 0 0 0 0 0 0
Topped up net annualised net rents 1 516 272 163 119 86 152 2 307
EPRA NIY (net initial yield) 3.93% 4.88% 5.11% 5.17% 5.01% 4.05% 4.18%
EPRA "topped-up" NIY (net initial yield) 3.93% 4.88% 5.11% 5.17% 5.01% 4.05% 4.18%

D. EPRA VACANCY RATE

Estimated Market Rental Value (ERV) of vacant space divided by the ERV of the whole portfolio. All figures are adjusted for actual share of ownership of each property.

All amounts in NOK million Oslo Trondheim Sandvika Stavanger Drammen Bergen Total
Market rent vacant areas 38 11 4 6 1 7 66
Total market rent 1 761 285 155 137 87 212 2 638
EPRA vacancy rate 2.1% 3.7% 2.4% 4.6% 1.2% 3.4% 2.5%

E. EPRA COST RATIO

Administrative & operating costs (including & excluding costs of direct vacancy) divided by gross rental income.

All amounts in NOK million Q3-21 Q3-20 YTD Q3-21 YTD Q3-20 2020
Operating costs -58 -46 -172 -154 -211
Administrative costs -43 -42 -139 -131 -186
Share of joint venture expenses 0 0 0 - 0
Less: Ground rent cost 2 2 6 7 9
EPRA cost (including direct vacancy cost) -98 -86 -304 -278 -388
Direct vacancy cost -9 -10 -32 -36 -44
EPRA cost (excluding direct vacancy cost) -89 -76 -272 -237 -343
0
Gross rental income less ground rent 639 589 1 832 1 763 2 353
Share of joint ventures 0 0 0 - 0
Total gross rental income less ground rent 639 589 1 832 1 763 2 353
EPRA cost ratio (including direct vacancy cost) 15.4% 15.4% 16.6% 15.7% 16.5%
EPRA cost ratio (excluding direct vacancy cost) 13.9% 13.7% 14.9% 13.4% 14.6%

DEFINITIONS

12 months rolling rent
Capital expenditure
-
The contractual rent of the management properties of the Group for the next 12 months as of a certain date, adjusted for (i)
signed new contracts and contracts expiring during such period, (ii) contract based CPI adjustments based on Independent
Appraisers' CPI estimates and (iii) the Independent Appraisers' estimates of letting of current and future vacant areas.
-
Property related capital expenditure, split into four components: (i) Acquisition, (ii) Development, (iii) Like-for-like portfolio and (iv)
Other. The components Development and Like-for-like portfolio combined ties to the line item Investment in the property
Back-stop of short-term interest portfolio in the investment properties rollforward, while the two other categories ties to separate line items in the rollforward.
-
Unutilised credit facilities divided by short-term interest bearing debt.
bearing debt
Cash Earnings -
Net income from property management less tax payable
Contractual rent -
Annual cash rental income being received as of relevant date
EPRA NDV – Net Disposal Value -
EPRA NDV is a NAV metric reflecting the IFRS equity including the full extent of the deferred tax liability as per the balance sheet,
EPRA NRV – Net Reinstatement Value including fair value of fixed interest rate debt and excluding goodwill as a result of deferred tax.
-
EPRA NRV is a NAV metric reflecting the IFRS equity excluding (i) deferred tax liability as per the balance sheet in respect of
properties and financial instruments, (ii) fair value of financial instruments and (iii) goodwill as a result of deferred tax.
EPRA NTA – Net Tangible Assets -
EPRA NTA is a NAV metric reflecting the IFRS equity including only the estimated real tax liability, and excluding (i) fair value of
financial instruments, and (ii) goodwill and intangible assets as per the balance sheet.
Gross yield -
12 months rolling rent divided by the market value of the management portfolio
Interest Coverage Ratio ("ICR") -
Net income from property management excluding depreciation and amortisation for the Group, divided by net interest on
interest bearing nominal debt and fees and commitment fees related to investment activities
Independent Appraisers -
Akershus Eiendom/JLL and Newsec
Land and dev. properties -
Property / plots of land with planning permission for development
Like-for-like -
The percentage change in rental income from one period to another given the same income generating property portfolio in the
portfolio. The figure is thus adjusted for acquisition and divestments of properties and active projects
Loan-to-value ("LTV") -
Total net nominal value of interest bearing debt divided by the total market value of the property portfolio.
Management properties -
Properties that are actively managed by the company
Market rent -
The annualised market rent of the management properties, fully let as of the relevant date, expressed as the average of market
rents estimated by the Independent Appraisers
Market value of the property portfolio -
The market value of all properties owned by the parent company and subsidiaries. The figure does not include Inventory
properties.
Net Asset Value ("NAV") -
Net Asset Value the total equity that the company manages for its owners. Entra presents NAV calculations in line with EPRA
recommendation, where the difference mainly is explained by the expected turnover of the property portfolio.
Net income from property -
Net income from property management is calculated as Net Income less value changes, tax effects and other income and other
management costs from residential development in associates and JVs
Net letting -
Net letting is calculated as the annualised rent of new lease contracts plus lease-up on renegotiated contracts less terminated
Net nominal interest bearing debt contracts
-
Nominal interest bearing debt less cash and bank deposits
Net rent -
12 months rolling rent less the Independent Appraisers' estimate of ownership costs of the management properties of the Group
Net yield -
Net rent divided by the market value of the management properties of the Group
Newbuild -
A new building on bare land
Occupancy -
Estimated market rent of occupied space of the management properties, divided by the market rent of the total space of the
management portfolio.
Outstanding shares -
The number of shares registered less the company's own repurchased shares at a given point in time. EPRA Earnings and Cash
Earnings per share amounts are calculated using the weighted average number of ordinary shares outstanding during the
period. All other per share amounts are calculated using the number of ordinary shares outstanding at period end.
Period-on-period -
Comparison between one period and the equivalent period the previous year
Property portfolio -
Properties owned by the parent company and subsidiaries, regardless of their classification for accounting purposes. Does not
include the market value of properties in associates and jointly controlled entities
Project properties -
Properties where it has been decided to start construction of a new building and/or renovation
Redevelopment -
Extensive projects such as full knock-down and rebuild, and projects where external walls are being materially impacted (e.g.
taking a building back to its core or changing brick facades to glass).
Refurbishment -
Projects extensively impacting an existing building, but not knocking it down or materially affecting external walls
Total area -
Total area including the area of management properties, project properties and land / development properties
Total net nominal interest bearing debt -
Net nominal interest bearing debt and other interest bearing liabilities, including seller's credits and lease liabilities for land and
parking lots in connection with the property portfolio
WAULT -
Weighted Average Unexpired Lease Term measured as the remaining contractual rent amounts of the current lease contracts of
the management properties of the Group, including areas that have been re-let and signed new contracts, adjusted for

termination rights and excluding any renewal options, divided by Contractual rent, including renewed and signed new contracts.

Contact info

Sonja Horn CEO Phone: + 47 905 68 456 [email protected]

Anders Olstad CFO Phone: + 47 900 22 559 [email protected]

Tone K. Omsted Head of IR Phone: + 47 982 28 510 [email protected]

Entra ASA Post box 52 Økern 0508 Oslo, Norway Phone: + 47 21 60 51 00 [email protected]

Financial calendar

Fourth quarter 2021 11.02.2022

Head office Biskop Gunnerus' gate 14 A 0185 Oslo, Norway

Postal address Post box 52 Økern 0508 Oslo, Norway

Phone: +47 21 60 51 00 [email protected]

Customer service centre Phone: +47 800 36 872 [email protected]

www.entra.no

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