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Aurora Eiendom AS

Investor Presentation Feb 7, 2022

3544_iss_2022-02-07_e5d31b0a-f66c-44fe-91f7-c515c9f9839c.pdf

Investor Presentation

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Leading owner and operator of shopping centers

Investor presentation – February 7th 2022

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

Important information

Not for release, directly or indirectly, in or into any jurisdiction where such release, publication or distribution is unlawful (except in accordance with applicable laws). The information contained herein does not constitute an offer to sell, or the solicitation of an offer to subscribe or buy, nor shall there be any sale of the securities referred to herein in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to publication of a prospectus, registration, exemption from registration, or qualification under the securities laws of any jurisdiction. Any securities that may be delivered in connection with the transaction will not be registered and will only be offered or sold under applicable exemption from registration requirements.

By reading this company introduction you agree to be bound by the following terms, conditions, and limitations:

Purpose

The Investor Presentation and any information provided is only preliminary and indicative and does not purport to contain the information that would be required to evaluate the Company. The Investor Presentation has not been independently verified by the Managers, and neither

This company introduction (the Investor Presentation) has been prepared by Aurora Eiendom AS (the Company) with the assistance from Sparebank 1 Markets AS, DNB Markets, a part DNB Bank ASA, and Pangea Property Partners AS (collectively, the Managers), to provide information solely for use in connection with a contemplated equity offering of shares in the Company (the Transaction). The Managers have been appointed by the Company as Global Coordinators and Bookrunners in connection with the Transaction. The use of this document, or any of the information included herein (the Information) for any other purpose is strictly prohibited. This Investor Presentation and the Information may be confidential and shall not be reproduced, redistributed, published, or passed on to any other person, directly or indirectly, in whole or in part, without prior written consent of the Company or the Managers. If this document has been received in error, it must be returned immediately to the Company. The Transaction will be completed based on a Term Sheet, an Application Agreement, and this Company Introduction, all dated 7 February 2022, in addition to available public information (collectively, the Investor Documentation). The Application Agreement will prevail in case of inconsistency in the Offering Materials. The Company Introduction and the Information may be used by the recipient only for the intended purpose. No liability the Company nor the Managers do not accept any responsibility whatsoever, or make any representation or warranty, express or implied, for the contents of the Investor Presentation, including its accuracy, completeness, or verification or for any other statement made or purported to be made in connection therewith the Company. The information in this Investor Presentation and any other material discussed is subject to change. This Investor Presentation speaks only as of its date, and the views expressed are subject to change based on several factors, including, without limitation, macroeconomic and equity market conditions, investor attitude and demand, the business prospects of the Company and other specific issues. The delivery of this Investor Presentation shall, under no circumstances, be construed to indicate or imply that there has been no change in the affairs of the Company since the date hereof. The Company does not assume any obligation to update or revise the Investor Presentation or the Information. This Investor Presentation and the conclusions contained herein are necessarily based on economic, market and other conditions, as in effect on, and the information available to the Company as of, its date. This Investor Presentation does not purport to contain a complete description of the Company or the market(s) in which the Company operates, nor does it provide an audited valuation of the Company. The analyses contained in this Investor Presentation (if any) are not, and do not purport to be, appraisals of the assets, stock or business of the Company or any other person.

Forward looking statements

The Investor Presentation contains forward looking information. The words "believe", "expect", "could", "may", "anticipate", "intend" and "plan" and similar expressions identify forward-looking statements. All statements other than statements of historical facts included in this Investor Presentation are forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the Company's actual results, performance, achievements, and value to be materially different from any future results, performance, achievements, or values expressed or implied by such forward-looking statements. Such forward-looking statements are based on numerous assumptions regarding the Company's present and future business strategies and the environment in which the Company will operate in the future. Further, certain forward-looking statements are based upon assumptions of future events that may not prove to be accurate. Further, the Investor Presentation may include market and industry data obtained by the Company from industry publications and surveys. The Company may not have access to the facts and assumptions underlying the numerical data, market data and other information extracted from public sources and as a result neither the Company nor any of its advisors or representatives are able to verify such information and assume no responsibility for the correctness of any such information.

Selling restrictions

No offer of, or an invitation to purchase, any of the shares is made in any jurisdiction in which such offer or sale would be unlawful. This Investor Presentation does not constitute or form part of any public offer of securities and no one has taken any action that would permit a public offering of the Company's securities in any jurisdiction. No prospectus has been or will be prepared in connection with the invitation to participate in a potential investment in the Company in any jurisdiction in relation to the Transaction. This Investor Presentation is not an advertisement nor shall be construed as a prospectus for the purpose of the EU Prospectus Regulation and this Investor Presentation is only addressed to and directed at persons in member states of the European Economic Area who are "qualified investors" within the meaning of Article 2 (E) of the EU Prospectus Regulation, or other persons pursuant to applicable exemptions from the prospectus requirements under the EU Prospectus Regulation.

Seek own independent advice

Each recipient should seek its own independent advice in relation to any financial, legal, business, investment, tax, or other specialist advice. Nothing herein shall be taken as constituting the giving of investment advice and this Investor Presentation is not intended to provide, and must not be taken as, the exclusive basis of any investment decision or other valuation and should not be considered as a recommendation by the Company (or any of its affiliates) or the Managers. Investments in the Company's shares should be considered as a high-risk investment and is only suitable if you have sufficient knowledge, sophistication, and experience in financial and business matters to be capable of evaluating the merits and risks of an investment decision relating to the Company's shares involves inherent risk, and if you are able to bear the economic risk, and to withstand a complete loss of your investment. By receiving this Investor Presentation, you acknowledge that you will be solely responsible for your own independent assessment of the information contained or referred to herein and any other disclosed information, the Company and the Group, the market and the market position of the Company and the Group, and that you will conduct your own analysis and is solely responsible for forming your own opinion of the potential future performance of the Group's business. In making an investment decision, the recipient must rely on its own examination of the Group, including the merits and risk involved. Prospective investors should consider carefully, among other things, the risk factors described in this Company Introduction. The Company and the Managers reserve the right, without reasons or advance notice, to change or terminate the Transaction.

Governing law

The Company Introduction is subject to Norwegian law, and any dispute arising in respect of thereof is subject to the exclusive jurisdiction of Norwegian courts with Oslo District Court as first venue.

Risk factors

The risks and uncertainties described herein are the principal known risks and uncertainties faced by the Company as of the date hereof that the Company believes are the material risks relevant to an investment in the shares. An investment in the Company's Shares is suitable only for investors who understand the risks associated with this type of investment and who can afford a loss of all or part of their investment. The absence of a negative experience associated with a given risk factor does not mean that the risks and uncertainties described herein should not be considered prior to making an investment decision. If any of the risks were to materialize, individually or together with other circumstances, it could have a material and adverse effect on the Company and/or its business, financial condition, results of operations, cash flow and/ or prospects, which may cause a decline in the value of the shares that could result in a loss of all or part of any investment in the shares. The risks and uncertainties described below are not the only risks the Company may face. Additional risks and uncertainties that the Company currently believes are immaterial, or that are currently not known to the Company, may also have a material adverse effect on its business, financial condition, results of operations and cash flow. The risk factors is described in more detail in the Company's information document dated 15 December 2021. Before making an investment decision, investors should carefully consider these.

Information document: https://newsweb.oslobors.no/obsvc/attachment. obsvc?messageId=549375&attachmentId=229311&obsvc.item=1

The Information Document is incorporated by reference into this Investor Presentation. In case of inconsistency, the Investor Presentation shall prevail.

  • Risks related to the business of the Group and the industry in which it operates, i.e., risk related to market level for rent, risks related to changes in consumer patterns, risks relating to lack of operational history, risks related to dependence on small number of shopping centers, risks related to the Company's ambitions, implementation of business strategy and expansion, transaction risk, tenant risk, risks related to competition, property risks, risks related to the Covid-19 outbreak and other pandemics, risks related to anchor stores, risks related to maintenance and refurbishments, risks related to management services, risks related to supply agreements, and risks related to location.
  • Risks related to laws, regulations, and compliance, i.e., risks related to laws, regulations, compliance, and restrictions on the business, risks related to value added tax, risks related to management and employees, cybersecurity risk, risks related to litigation, disputes, and claims, and environmental risk.
  • Risk related to financial matters, i.e., risks related to financing, risks related to being a holding company, risks related to illiquid assets, and insurance risk.
  • Risks related to the shares, i.e., risks related to distribution of dividends, shareholders outside of Norway are subject to exchange rate risk, Norwegian law could limit shareholders' ability to bring an action against the Company, investors with nominee accounts could be unable to exercise their voting rights for Shares, and risk related to transfers by major shareholders.

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

Portfolio expansion

  • Capital raise for the acquisition of Buskerud Storsenter (signed SPA 07.02.22).
  • Buskerud Storsenter will be the sixth wholly owned shopping center in Aurora Eiendom´s portfolio.

Aurora Investment highlights

Extensive shopping center portfolio comprising strongly positioned centers in Norway

"Best-in-class" focus on environmental, social and corporate governance matters

Ample opportunities for further growth, supporting Aurora's growth ambitions

Strong market fundamentals for significant value creation within the retail segment

In-house management led by industry-leading experts with excellent track-record Portfolio operated by Alti Forvaltning AS, of which Aurora owns 50%.

Total portfolio value of NOK 6.4bn, with rental income of MNOK 380 and total lettable area of 145 100 sqm. ¹

High-quality lead shareholders and management with unmatched expertise BoD and management with significant experience with creating leading (retail) real estate companies.

All centers in Aurora Eiendom included in Alti's comprehensive, overall ESG plans, going forward.

Ambition to further grow the portfolio of shopping centers.

During the pandemic, physical retail has demonstrated its position and stickiness among Norwegian consumers.

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

Vision Mission

To build the future of retail by converging digital and physical retail, and creating an ideal environment for both tenants and customers.

To own, operate and develop leading shopping destinations, and create value for customers, tenants and investors.

Investment criteria and strategy

Real estate segment

Leading position

Geographical exposure

Strategic fit

Shopping centers and adjacent assets and projects that will enhance the retail destination.

Shopping centers that are leading or have the potential to become leading in their local markets.

Large and medium-sized cities in Norway with good catchment area.

Opt out of deals that do not fit Aurora Eiendom's strategy and portfolio (proper growth).

  • January 2021: incorporation of Aurora Eiendom AS.
  • May 2021: Five investors commit to invest approximately NOK 1 bn in the company.
  • June 2021: Aurora Eiendom raises NOK 2 bn in new share capital, of which MNOK 1 377 was pre-subscribed in a private placement with a directed issue to 15 investors and MNOK 623 was obtained in a private placement from 75 investors (72 new and three existing).
  • June 2021: Aurora Eiendom enters into an agreement to buy 50% of the shares in Alti Forvaltning AS from Alti AS for a purchase price of MNOK 55. This ensures long-term partnership with an industry-leading operator of shopping centers. Aurora´s shopping center portfolio is managed by Alti Forvaltning.
  • July 2021: Aurora Eiendom closes the acquisition of the first four shopping centers and takes over the daily operations.
  • July 2021: The Company agrees to buy its fifth shopping center, Farmandstredet in Tønsberg, from Steen & Strøm AS / Klépierre and takes over the daily operations.
  • December 2021: Aurora Eiendom AS is listed on Euronext Growth Oslo under the ticker «AURA».
  • December 2021: Aurora Eiendom acquires 25% of JHG Invest AS, which owns 35% of Jærhagen shopping center, managed by Alti Forvaltning.
  • February 2022: Aurora Eiendom enters into an SPA to buy Buskerud Storsenter from Citycon.

History

TIMELINE / KEY EVENTS

Marius Varner

Lars Løseth

Kathrine Mauset

Johan Johannson

Aage Lilleberg

Petter A. Stordalen

Lars Ove Løseth

Profiled investor and businessman best known for his ownership in Nordic Choice. Extensive experience with retail – helped rebuild Steen & Strøm in 1991 and was one of the cornerstone investors in Sektor Gruppen before it was sold to Citycon in 2015. Lars Ove holds a BSc in Retail Management from BI Norwegian Business

School and a MSc in Real Estate Developement from NMBU. He has extensive experience in shopping center management, and has been CEO of Alti Forvaltning since 2018. Prior to Alti, Lars Ove was trainee at Olav Thon Gruppen and retail consultant at BigBlue & Company.

Majority owner of the largest grocery chain in Norway, Norgesgruppen. Significant real estate owner and one of the cornerstone investors in Sektor Gruppen (31 %) before the company was sold in 2015.

Before joining Alti Forvaltning in September 2021, Aage was Regional Director at Olav Thon Gruppen for 9 years. Aage has previously worked as Property Manager and Regional Director at Amfi Drift AS. Before starting his career in shopping center management, Aage worked in retail, production and wholesale. Aage holds degrees at Norsk Kjøpmannsinstitutt and BI.

Lars Løseth is regarded as one of the leading shopping center experts in Norway. Best known as the founder of AMFI, a significant owner and the largest operator of shopping centers in Norway.

Kathrine holds MSc in Economics and Finance from Université Toulouse 1 Capitole in France. She has work experience from IBM, Danske Markets Corporate Finance, Amfi Eiendom AS and Sparebank 1 Nordmøre. Kathrine joined Alti Forvaltning in July 2021.

Marius is the CEO and Chairman of Varner, one of Norway´s largest retail companies. Cornerstone investor in Sektor Gruppen (27%) before the company was sold to Citycon in 2015.

BOARD MEMBER

BOARD MEMBER

CFO

BOARD MEMBER

COO

CHAIRMAN

CEO

High-quality Board of Directors and management with unmatched expertise

Management

Investor / SPV Number of shares: Ownership interest:
Eiendomsspar AS 3 500 000 17.03 %
Joh Johannson Eiendom AS 3 000 000 14.60 %
Alti Invest AS 2 160 000 10.51 %
NREP (NSF IV Norway Holding 10 AS) 2 000 000 9.73 %
Strawberry Shopping AS 1 500 000 7.30 %
AS Clipper 1 000 000 4.87 %
Stokke Industri Eiendom AS 1 000 000 4.87 %
Varner Invest AS 1 000 000 4.87 %
Verdipapirfondet Nordea Norge Verd 500 000 2.43 %
Carucel Invest AS 500 000 2.43 %
Uthalden Eiendom AS 400 000 1.95 %
Brødrene Johannessen Eiendom AS 300 000 1.46 %
Byggteknikk Invest AS 300 000 1.46 %
Kverva Eiendom AS 250 000 1.22 %
Peak Invest 200 000 0.97 %
Næringslivets Hovedorganisasjon 168 000 0.82 %
Vivo Invest AS 167 000 0.81 %
Oald Invest AS 165 000 0.80 %
Skandinaviska Enskilda Banken AB 161 000 0.78 %
Fine Line Holding AS 155 000 0.75 %
Ligna AS 150 000 0.73 %
Investire Eiendom AS 126 000 0.61 %
STH Holding AS 125 200 0.61 %
Erbe Invest AS 100 000 0.49 %
Auticon Holding AS 84 000 0.41 %
Banan II AS 84 000 0.41 %
Gec Holding AS 83 799 0.41 %
Thrane-Steen Næringsbygg AS 75 600 0.37 %
Vater Holding II AS 63 000 0.31 %
Pangea Property Partners AS 50 400 0.25 %
Other 1 182 401 5.75 %
Total (248 investors as of 04-02-2022) 20 550 400 100.00 %

Aurora Eiendom AS

Shares admitted to trading on Euronext Growth Oslo

Euronext Growth

Admission date: 15.12.2021 Ticker: «AURA»

ISIN: NO0011032310 Admitted: 20 550 400

Shareholders

Portfolio expansion in line with growth ambitions

Acquisitions are funded with bank debt and follow-on equity issues to existing and new investors

Acquisitions July 2021 – February 2022

Aurora Eiendom – Six shopping centers

Portfolio GAV incl. developement projects: MNOK 6 398

Alti Nordbyen
Nerstranda Senter
Amanda
Storsenter

Strict investment criteria

Thorough shopping center analysis

Third party due diligence

  • Large and medium sized cities.
  • Leading market position.
  • Future-oriented tenant mix.
  • High occupancy and sensible OCR ratios.
  • Well-kept quality assets.

  • Each prospective center is analysed thoroughly.

  • In-depth analysis of location, market position, center quality, tenant mix and cost ratios.
  • Contract by contract evaluation with center managers and leasing managers.

  • Third party due diligence carried out by industry leading advisers.

  • Technical, commercial, legal, financial, tax and VAT DD carried out.

Investment criteria for shopping center acquisitions

Occupancy rates

Operational efficiency

Attentions to trends – tenant mix

Aurora Eiendom focuses on occupancy rates for the simple reason that (1) leased premises contribute to running cash flow and (2) fully let centers with a good and diversified offering have higher footfalls, which is the most valuable currency for a shopping center. Footfall leads to increased turnover, which in turn affects the tenants ability to pay higher rents.

Aurora Eiendom focuses on streamlining common costs. Healthy common cost levels allow tenants to pay higher rents.

Aurora Eiendom follows and analyses recent trends and changed purchasing patterns, and is willing to invest in the future shopping centers. In today's market there is a window of opportunity to take market shares by understanding customer preferences and adapting swiftly.

Hands-on asset management to create value for all stakeholders

Alti Forvaltning AS is a full-service manager with leading expertise on shopping center management...

Aurora Eiendom – Current portfolio (7) ¹

Other centers under management (25)

  • Alti was established by Lars Løseth in 2017 (founder of AMFI)
  • Full-service manager with extensive experience
  • Leading expertise in management of shopping centers
  • Aurora Eiendom owns 50 % of Alti Forvaltning AS

Alti Forvaltning AS

(Approx. figures including Aurora Eiendom)

Aurora and Alti is one of the strongest alliances in the Norwegian shopping center industry

MNOK +19 600

140

PORTFOLIO AREA / PROPERTIES:

MNOK +1 244 RENTAL INCOME

GROSS TENANT TURNOVER (SHOPPING CENTERS)

EMPLOYEES

(50 in the administration and 90 at the managed properties)

All centers in Aurora Eiendom will be included in Alti's overall ESG plans going forward

...and strong focus on environmental, social and corporate governance matters

The company has initiated several sustainability measures, including framework agreement for high-speed charging stations at all Alti centers.

One of Alti's goals is to utilize more of its center's large roof-areas with environmentally friendly initiatives.

Alti strives to be a positive force in all their engagements, which includes engaging in, and listening to the local communities.

Focus on its employees – important for Alti to facilitate the well-being and happiness of their employees.

The centers are BREEAM In-Use classified:

  • Amanda Storsenter: Very Good (4/6 stars)
  • Nerstranda: Very Good (4/6 stars)
  • Nordbyen: Very Good (4/6 stars)
  • Vinterbro Senter: Very Good (4/6 stars)
  • Farmandstredet: Very Good (4/6 stars)
  • Buskerud Storsenter: Very Good (4/6 stars)

All centers will be included in Alti's overall ESG plans going forward.

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

Portfolio comprising strongly positioned shopping centers

Shopping center Amanda Nerstranda Alti Nordbyen Vinterbro Farmandstredet Aurora Buskerud New Total
Aurora
Location Haugesund Tromsø Larvik Ås Tønsberg SUM Drammen SUM
Gross lettable area (sqm) 14 600 12 000 16 000 34 000 36 500 113 100 32 000 145 100
Retail area (sqm) 14 015 8 721 14 558 30 028 27 533 94 856 28 585 123 441
Footfall - 2021 (millions) ¹ 2.2 1.6 1.4 3.1 3.6 11.9 2.0 13.9
Footfall per retail area ³ 108.8 183.5 96.2 103.2 130.8 125.5 70.0 112.6
Gross turnover tenants - 2021 (MNOK) ¹ 1 062 445 563 1 776 1 358 5 204 1 197 6 401
Turnover pr retail area ³ 52 512 51 070 38 658 54 316 49 319 50 058 41 875 48 254
Turnover pr visitor ³ 483 278 402 526 377 425 599 450
Gross rental income 2021 (MNOK) 52.0 33.4 36.5 84.8 109.3 316.0 64.5 ⁴ 380.5
GAV (MNOK) ² 5 223 1 175 6 398

¹ Gross turnover tenants and footfall at Amanda includes Coop OBS! which is not owned by Aurora. Gross turnover tenants at Vinterbro includes adjacent big-box retailers not owned by Aurora

² GAV including development potential at Alti Nordbyen and Buskerud

³ Key figures corrected to include Coop OBS! at Amanda and exclude big-box retailers at Vinterbro

⁴ Run-rate per 01.01.22

PORTFOLIO SUMMARY

Amanda Storsenter

THE LEADING SHOPPING CENTER IN HAUGESUND

14 015 / 58 RETAIL AREA (SQM) / STORES (#)

Haugesund's leading shopping center, located in a strong retail cluster at Raglamyr.

Easily accessible center with direct access to the rail road and public transportation terminal.

Complete shopping destination, complemented by several big-box retailers like Elkjøp, Biltema and Skeidar.

Gross tenant turnover of MNOK 1 062 ¹ in 2021, equivalent to NOK 52 000 pr sqm of retail.

Ample parking coverage, with 1 600 spots available to customers free of charge.

FULL-SCALE SHOPPING CENTER IN THE HEART OF TROMSØ

RETAIL AREA (SQM) / STORES (#)

Shopping center with excellent location by the main high street in the city center of Tromsø.

Great access to tourist flow with immediate vicinity to the cruise ship terminal and Clarion Hotel The Edge.

Anchored by well-known retailers and central Tromsø's only Vinmonopolet.

Gross tenant turnover of MNOK 445 in 2021, equivalent to NOK 51 000 per sqm of retail.

Ample parking coverage in basement, with 220 paid spots available to customers.

14 558 / 45 RETAIL AREA (SQM) / STORES (#)

STRONGLY POSITIONED AS THE NUMBER ONE SHOPPING CENTER IN THE LARVIK REGION

Strongly positioned shopping center in Larvik with no immediate competitors.

Highly popular region for vacation, attracting +70 000 visitors every summer, which increases the customer base.

The center is anchored by a large grocery store (Meny), and has good parking coverage with 620 spots.

Gross tenant turnover of MNOK 563 in 2021, equivalent to NOK 38 000 per sqm of retail.

Significant developement potential related to Hovlandbanen with plans to transform the area alongside the shopping center.

Vinterbro Senter

30 028 / 68 RETAIL AREA (SQM) / STORES (#)

A COMPLETE SHOPPING DESTINATION AT THE JUNCTION OF TWO MAIN HIGHWAYS

Situated at the junction between highway E6 and E18, approximately 25 minutes by car from Oslo city center.

Car-based shopping center with more than 240 000 people within 20-minutes' drive and 60 000 vehicles passing every day.

Catchment area with strong expected population growth and gross income well above the national average.

Gross tenant turnover of MNOK 1 776 in 2021, equivalent to NOK 54 000 per sqm of retail.

Anchored by well-known retailers like Coop, Elkjøp, Clas Ohlson and Vinmonopolet.

Farmandstredet

27 533 / 84 RETAIL AREA (SQM) / STORES (#)

ONE OF SOUTH-EASTERN NORWAY'S PREMIERE SHOPPING CENTERS

One of south-eastern Norway's premiere shopping centers with prime city center location.

Easily accessible center with strong local presence and no immediate competitors.

Good overall layout for shopping and anchored by renowned retailers such as Meny, Clas Ohlson and Vinmonopolet.

Gross tenant turnover of MNOK 1 358 in 2021, equivalent to NOK 49 000 per sqm of retail.

Significant developement potential, including plans to replace an underutilized part of the center with a new entrance and extension ¹.

A COMPLETE SHOPPING DESTINATION ANCHORED WITH BIG-BOX TENANTS

RETAIL AREA (SQM) / STORES (#)

Leading shopping center in Jæren with an attractive grocery and big-box anchored tenant mix.

Ideally located in the junction of the main regional roads Fv 44 and Fv 510 offering tremendous accessibility by car.

Eco-lighthouse certified and energy efficient asset with solar roof-top panels and eletric vehicle chargers.

Ample parking coverage with 1 200 spaces availible to customers free of charge (700 outdoor and 500 indoor).

Completely renovated in 2018, with large expansion of retail space.

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

Buskerud Storsenter

RUN-RATE PER 01.01.22

Regional shopping center located in Krokstadelva (Drammen municipality), adjacent to Mjøndalen.

More than 80 000 people within 15 minutes' drive, and a growing population within the catchment area.

Located in a well-established retail cluster, directly adjacent to several well-known big-box retailers like XXL, Rusta and Byggmax.

Buskerud Storsenter comprises of 59 stores and 28 585 sqm of retail space over two floors:

  • Anchored by well-known retailers like Coop Obs!, Clas Ohlson, Vinmonopolet, Cubus and H&M.
  • Easily accessible center with ample free parking (1 200 spaces).
  • Gross tenant turnover of NOK 1 197 in 2021, equivalent to NOK 41 875 per sqm of retail.
  • Weighted average lease duration of 2.6 years (as of December 2021).

The property comprises a large freehold lot with significant development potential. Plans to reform area to both residential and commercial area.

Completely renovated in 2017, including new facade and expanded area.

REGIONAL SHOPPING CENTER WITH A GROWING CATCHMENT AREA POPULATION

Buskerud Storsenter

Key facts
SPV Citycon Buskerud Eiendom AS
Address Sandsgata 20, 3055 Krokstadelva
Land lot (sqm) / Tenure 87 674 / freehold
Gross lettable area (sqm) 32 047
Retail area (sqm) 28 585
Office area (sqm) 1 123
Storage area (sqm) 2 339
Parking spaces 1 200
Stores (#) 59
Annual visitors 2021 (m) 2,0
Gross turnover 2021 (MNOK) 1 197
Per retail sqm (NOK) 41 875
Per visitor (NOK) 599
Per store (MNOK) 20
WAULT (years) 2.6
Run-rate rental income 01.01.22 (MNOK): 64.5
Gross asset value (MNOK) 1 175
Net asset value (MNOK) 1 085

Significant development potential

  • The transaction includes a development area of about 44 000 sqm land lot.
  • Currently there is a building let out to Extra Leker and Elkjøp, a storage building and an office building on the lot.
  • The seller has conducted a feasibility study for the land suggesting 20 000 sqm (250 units) of residential and 3 500 sqm of retail development potential.

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

Very high consumption of goods, and retail sales back to 'normal' prepandemic growth level…

…supported by strong employment rate and solid wage growth

  • Retail sales have recently been trending down from a very high level, and is now approaching the pre-pandemic trend.
  • Consumption of goods are up 13% vs. the pre-pandemic level.

  • Average earnings growth throughout the Pandemic have been above the 3.25% growth path.

  • Both the employment rate and participation rate is well above the pre-pandemic levels, and the highest since 2012.

Norway retail trade Norway employment

Online sales penetration has increased steadily in Norway over the last 10 years...

...but traditional retail still accounts for the majority share, and will continue to do so in the forseeable future.

During the pandemic, physical retail has demonstrated its position and stickiness among Norwegian consumers

E-commerce share of retail, Norway E-commerce share of retail expected to stabilize globally Pandemic

  • At peak, with severe lock-downs and restrictions, physical retail accounted for more than 92% of total retail sales in Norway.
  • With an average retail sales share of more than 93% throughout the pandemic, physical retail demonstrates its position and stickiness among Norwegian consumers.
  • Since peak, late 2020, the online retail share has dropped down to 6 % in beginning of 2H 2021.
  • Moving forward, the e-commerce share of retail is expected to stabilize globally. Norway tends to follow, but with a significantly lower share.

Solid turnover growth for shopping centers, last two years, despite a large number of centers being closed for long periods

  • Total turnover growth for shopping centers, last two years, of 6.3% (adjusted for changes in sqm), despite a large number of centers being closed for long periods.
  • Well above the total rent CPI-adjustments (November CPI index, previous year), last two years, of 2.3 %.
  • Turnover growth slightly above rent CPI-adjustment last 4 years.
  • November CPI, as of 2021, of 5.1 % is mainly driven by a surge in energy prices, while CPI-ATE was 1.3 %.
  • The shopping center turnover growth is not considered "only" pent-up demand (as a result of the pandemic), as:
  • The pandemic has not blocked the purchase of goods elsewhere, could also have been purchased online. 1.
  • Stores have been forced to streamline costs and find new revenue streams, which will increase turnover and profitability when society returns to normal. 2.
  • Creative destruction has accelerated the adaption to the shopping center of the future, where agile managers/operators willing to change, will be the winners. 3.

Norwegian shopping centers have demonstrated an ability to adapt to changing consumer needs

• Norwegian shopping centers have demonstrated an ability to adapt to changing consumer needs by changing their tenant mix based on the type of tenants with strong turnover growth.

• Recent shopping center developments show that centers are making changes to their tenant composition, by including a wider selection of offerings such as health related services, public

  • Spotting trends, and be willing to make changes accordingly, will be crucial for successful shopping centers, going forward.
  • services, entertainment, etc., to make the shopping centers more attractive as a destination.
  • These shifts towards a greater base of "non-turnover based" tenants might result in a lower turnover for the shopping centers, as a whole, but without reducing the shopping centers' overall performance and attractiveness.

% change in turnover and number of businesses 2013-2018 Main reasons for why Norwegians go to shopping centers

E-commerce is challenging and expensive, and online retailers are facing clear profitability issues...

...so it is not an either or – shopping centers and traditional retail will be important parts of the future

=

Average profit margin for Norwegian e-commerce companies

  • People like to be social and interact.
  • Ability to meet like-minded shoppers.
  • Differentiation boost online traffic.
  • Unique customer experience.

• High-quality, one-on-one customer services.

An initiative in the future of retail and shopping centers

Shopping center retail is lagging in terms of valuation of assets and share pricing, compared to other real estate segments

  • Prime yield for shopping center retail has been moving sideways, since 2017, while the logistics and office prime yields has dropped 16% and 13%, respectively. The historical yield gap between logistics and shopping center retail prime yield is gone.
  • Several listed real estate segments in the Nordics are trading at a premium to underlying values (NAV), with logistics segment priced at P/NAV of 2.7x, while the shopping center retail segment is trading at a significant discount to NAV.

Shopping center retail prime yield has been moving sideways since 2017; Logistics prime yield now at the same level

Significant differences between segments in relative pricing for Nordic listed real estate (P/NAV)*

Source: Entra Konsensusrapport, Akershus Eiendom, Company reports, Factset, Pangea Research

* P/NAV for segments based on reported NAVs, as of Q3 2021, for real estate companies listed on the Nordic main lists, in addition to Aurora Eiendom , weighted on market cap, as of 31.01.2022. "Total" also includes other segments, such as 38 CURRENT MARKET SITUATION residential, hotel and public sector. AURORA EIENDOM

Risk factors Summary About Aurora The portfolio Buskerud Storsenter Current market situation Q4 – 2021 Aurora Eiendom AS

AURORA EIENDOM Q4 2021 REPORT AURORA EIENDOM Q4 2021 REPORT

Table of contents Table of contents

Aurora Eiendom delivered solid financial performance this quarter, fuelled by positive developments in the shopping centers.

  • Gross tenant turnover in Q4-2021 for Aurora´s five shopping centers equalled Q4-2020 and increased by 4 % from Q4-2019.
  • Leasing activity resulted in decreased vacancy of 0.2 percentage points and increased rental income.

Rental income was MNOK 79.4 (MNOK 78.6 in Q3) and net income from property management was MNOK 68.0 (MNOK 61.0 in Q3).

Nordbyen shopping center in Larvik was rebranded to Alti Nordbyen in November 2021.

Aurora Eiendom AS was listed on the Euronext Oslo Exchange on December 15th 2021 with the ticker «AURA».

In Q4 Aurora Eiendom invested in a 25 % stake in JHG Invest AS, which in turn owns 35% of Jærhagen Eiendomsinvest AS. Jærhagen Eiendomsinvest acquired Jærhagen shopping center outside Stavanger in December 2021. Jærhagen is a combined boutique and bigbox shopping center with around NOK 1.5 bn in gross tenant revenue. Alti Forvaltning will continue its management of the center.

LETTER FROM THE CEO

On track!

Fourth quarter of 2021

The shopping center sales continued at good levels across the country in the fourth quarter. We are pleased that the shopping center portfolio matched a strong last year in the most important quarter of the year for the retail industry and delivered 4 % growth compared to the fourth quarter in 2019, a quarter which represents the latest comparable ordinary market conditions before the Covid-19 pandemic.

After spending the first few months following the takeover in July getting familiar with the newly acquired properties, the focus has now shifted to further developing these strong shopping destinations. New opportunities emerge as we get to know the properties in detail.

During the fourth quarter 10 leases of a total of 5 499 sqm. were extended, which corresponds to 5 % of the property portfolio. Simultaneously new leases with a total of 599 sqm. started, and leases with a total of 403 sqm. expired. This corresponds to a reduction in vacancy of 0.2 percentage points. The leasing work so far has resulted in an increase in rental income from the third quarter to the fourth quarter.

Several of the leases signed in the third quarter have now resulted in opened stores, where the largest new opening this quarter was the interior and furniture concept Feel at Nordbyen in November. One of our exciting news this spring is a signed deal for the opening of H&M Home at Amanda in Haugesund.

LARS OVE LØSETH CEO Aurora Eiendom AS

The fourth quarter is also the period for the budget process for the upcoming year, and a lot of hours have been devoted to optimizing the cost side. This is something that must be refined over time, but we are pleased to slightly reduce the tenant common costs for 2022 on average for the property portfolio, despite the increase in electricity prices.

Nordbyen was the first center in the Aurora portfolio to implement Alti Forvaltning's shopping center brand, Alti. The rebranding took place on the fourth of November, and is a part of the process to streamline, professionalize and modernize the shopping centers. Nordbyen is the 21st center to use the Alti brand.

Jærhagen Kjøpesenter was introduced to the market after the summer, a property we know well through Alti Forvaltning managing it for two years. After an invitation to co-invest with other savvy local and national investors, we decided to take an indirect ownership interest of 9 % through JHG Invest AS. The shopping center, which has been modernized and greatly expanded in recent years, consists of approximately 47 000 sqm. gross lettable area and had a gross tenant turnover of NOK 1.5 bn in 2021.

Alti Forvaltning will continue to manage Jærhagen Kjøpesenter. From March 2022 Alti Forvaltning will also manage Magasinet, Drammen.

Our belief that the timing for initiating a new company in retail property was excellent is strengthened by the fact that we already are noticing the interest in the shopping center segment increasing, and there is greater competition for attractive assets in the transaction market.

On December 15th 2021 Aurora Eiendom AS was listed on Euronext Growth Oslo with the ticker AURA. In sum, we are on track with both the growth ambitions and the stock exchange listing communicated to investors last year.

We are continuing our work to seek out new investment opportunities to further expand our portfolio of leading shopping destinations.

Key figures

Aurora Eiendom AS Q4 2021 YTD-21
Net Rental Income NOK 79 418 811 158 043 738
Net income from property management NOK 68 002 971 129 008 000
Interest coverage ratio* 3.1 3.2
31.12.2021
Market value of property portfolio NOK 5 222 900 000
Net interest bearing debt NOK 2 377 271 564
Loan to value (LTV)* % 45.5 %
Outstanding shares 20 550 400
Equity per share NOK 130.5
* See Alternative Perfomance Measures for details

Leasing portfolio summary

Properties # 5
GLA sqm 113 113
Occupancy % 93.9
WAULT year 3
12 month rolling rent * MNOK 301
12 month rolling rent * NOK / sqm 2 834

The lease portfolio summary only refers to rent from leases tied to gross lettable area (GLA). For example, income from parking and specialty leasing is not includeded.

Leasing activity Q3 2021 Q4 2021 YTD-21
Total area of leases started sqm 1 086 599 1 086
Total area of leases ended sqm 742 403 1 145
Net area leased sqm 344 196 540
Net area leased % 0.3 % 0.2 % 0.5 %
Average lease term for new leases year 5.8 4.8 5.3
Total area of leases extended sqm 5 662 5 449 11 111
Total area of leases extended % 5.0 % 4.8 % 9.8 %
Average extension for extended leases year 4.5 3.0 3.6

The real estate portfolio

Shopping center Location Gross turnover tenants (NOK millions)
Q4 2021 Q4 2021 / Q4 2020 Q4 2021 / Q4 2019
Farmandstredet Tønsberg 454 10 % 6 %
Amanda Storsenter * Haugesund 345 -1 % -9 %
Vinterbro Senter Ås 542 -10 % 12 %
Alti Nordbyen Larvik 173 6 % 3 %
Nerstranda Tromsø 140 6 % 6 %
Portfolio 1 654 0 % 4 %

*Turnover includes Coop OBS!, not owned by Aurora

Financial developments

Rental income

Gross rental income in the quarter was NOK 79.4 million.

Property related operational expenses and administrative expenses

Property related operational expenses consist of maintenance, property tax, leasehold insurance and other direct property cost. These amounted to NOK 2.6 million for Q4.

Administrative expenses were NOK 3.6 million. This represents the fee paid to Alti Forvaltning AS for managing the five shopping centers in the Aurora portfolio. Alti Forvaltning AS also provides management services to the parent company Aurora Eiendom AS, and the cost of this is included in the management fee.

Other operating income and expenses

Other operating income and expenses consists of income and expenses not related to the properties, such as provision and consultancy and auditing fees.

Net income from property management

Net income from property management amounted to NOK 68.0 million.

Fair value adjustments of investment properties

The fair value of the investment properties was adjusted by NOK 15.5million in the quarter. The Group´s portfolio consists of five shopping centers.

Share of results from associated companies

Aurora Eiendom AS has two associated companies. The management company Alti Forvaltning AS and the newly founded JHG Invest AS. The Group's share of profit in these companies amounted to NOK -547 958 in Q4

Financial income

Financial income is mainly interests on cash and cash equivalents.

Fair value adjustments on interest rate derivatives Aurora Eiendom AS signed nine contracts during the fourth quarter. Market value and position of these contracts amounted to NOK -8.7 million by the end of the quarter.

Financing expenses

Financial expenses in the quarter amounted to NOK 22.1 million and are mainly related to interest and fees on interestbearing debt.

Summary

Profit before income tax was NOK 45.5 million. Pre-tax profit, including fair value adjustments of investment properties and interest rate derivatives, was NOK 52.3 million.

Balance sheet

The Group´s assets amounted to NOK 5 623 million. Of this, investment properties amounted to NOK 5 223 million (93 %).

Interest bearing debt was NOK 2 654 million (amortized) at the end of the quarter (NOK 2 666 million in nominal amount).

The equity totaled NOK 2 681 million (48 %).

Financing

The Group´s debt portfolio consists of long-term debt with Norwegian banks. The remaining term for the debt portfolio is 2.5 years.

The Group´s investment properties are pledged as security for the bank loans.

The Group's bank loans incorporate financial covenants related to minimum liquidity, loan-to-value and interest coverage ratio. Aurora Eiendom was in compliance with conditions in the credit agreements as of 31.12.2021.

Cash flow and liquidity

Net cash flow from operating activities was NOK 28.1 million. Net cash flow from investments was NOK -30.8 million and net cash flow from financing activities was NOK -0.4 million.

The net change in cash and cash equivalents was NOK -3.1 million, and cash and cash equivalents at the end of the period were NOK 288.7 million.

Note Q4-21 YTD Q4-21
Aurora Eiendom
Rental income 79 418 811 158 043 738
Property related operational expenses 4 -2 570 393 -15 161 419
Net rental income 76 848 418 142 882 319
Other income 66 147 275 602
Other operating expenses 4 -5 327 936 -6 635 017
Administrative expenses 4 -3 583 658 -7 514 904
Net income from property management 68 002 971 129 008 000
Fair value adjustment, investment property 2 15 500 000 754 614 898
Share of profit from JV and associates -547 958 -166 251
Operating profit 82 955 013 883 456 647
Financial income 154 007 160 768
Fair value adjustments, interest rate derivatives 3 -8 710 592 -8 710 592
Financial expenses 3 -22 092 800 -40 164 446
Net financial items -30 649 385 -48 714 270
Profit before income tax 52 305 628 834 742 377
Change in deferred tax -4 881 542 -170 008 304
Income tax payable -5 932 514 -11 938 996
Income tax -10 814 056 -181 947 300
Profit 41 491 572 652 795 077

CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME

Note Q4-21 YTD Q4-21
Other Comprehensive income
Items to be reclassified to P&L in subsequent periods:
Currency translation differences from foreign operations - -
Hedging of net investment in foreign operations - -
Income taxes on other comprehensive income - -
Total comprehensive income for the period/year 41 491 572 652 795 077
Profit attributable to: Q4-21 YTD Q4-21
Shareholders of the parent 41 491 572 652 795 077
Total comprehensive income attributable to:
Equity holders of the Company 41 491 572 652 795 077
Basic and diluted earnings per share 2.02 59.18
Note 31.12.2021
Non-current assets
Investment properties 2 5 222 900 000
Investment in joint ventures and associated companies 89 724 061
Receivables 1 256 126
Derivative financial instruments 3 4 428 480
Total non-current assets 5 318 308 667
Note 31.12.2021
Current assets
Trade receivables 3 2 340 358
Other current asset 13 198 657
Cash and cash equivalents 3 288 715 066
Total current assets 304 254 081
TOTAL ASSETS 5 622 562 748

CONSOLIDATED BALANCE SHEET – ASSETS

Note 31.12.2021
Equity
Share capital 1 541 280 000
Share premium 486 744 430
Retained earning 652 795 077
Total equity 2 680 819 507
Long-term liabilities
Loans 3 2 524 568 870
Derivative financial instruments 3 13 139 072
Lease liabilities 11 859 429
Deferred tax liabilities 170 008 304
Total long-term liabilities 2 719 575 675
Short-term liabilities
Loans 3 129 830 681
Income tax payable 23 081 671
Trade payables 3 15 532 464
Current lease liabilities 1 483 407
Other current liabilities 3 52 239 343
Total short-term liabilities 222 167 566
Total liabilities 2 941 743 241
Total liabilities and shareholders' equity 5 622 562 748

CONSOLIDATED BALANCE SHEET – LIABILITIES

Note Share capital Share premium Retained earnings Total equity
Equity at 31.12.2020 - - - -
Share issue 1 541 280 000 486 744 430
Profit for period - - 652 795 077 652 795 077
Other comprehensive income - - - -
Dividend - - - -
Total equity 31.12.2021 1 541 280 000 486 744 430 652 795 077 2 680 819 507
Note Q4-21 YTD 21
Profit before tax 52 305 628 834 742 376
Net expensed interest and fees on loans and leases 3 22 092 800 39 436 819
Net interest and fees paid on loans and leases 3 -16 148 256 31 794 110
Share of profit from associates and jointly controlled entities 547 958 166 251
Changes in value of investment properties 2 -15 500 000 -754 614 898
Changes in value of financial instruments 3 8 710 592 8 710 592
Change in working capital -23 917 739 -258 622
Net cash flow from operating activities 28 090 984 96 388 409
Net cash flow from operating activities - -
Acquisitions of investment properties 4 356 927 -4 405 106 502
Investment in and upgrades of investment properties -355 391 -5 887 158
Investments in associates and JVs -34 775 000 -89 890 313
Net cash flow from investment acitivities -30 773 464 -4 500 883 973
Proceeds interest bearing debt - 2 665 986 630
Repayment of lease liabilities -434 036 -800 430
Proceeds from issue of shares/repurchase of shares - 2 028 024 430
Net cash flow from financing activities -434 036 4 693 210 630
Change in cash and cash equivalents -3 116 516 288 715 066
Cash and cash equivalents at beginning of period 291 831 582
Cash and cash equivalents at beginning of period 288 715 066 288 715 066

CHANGES IN EQUITY STATEMENT OF CASH FLOWS

Notes

3

4

NOTE 1 – ACCOUNTING PRINCIPLES

The financial results for Q4- 2021 have been prepared in accordance with IAS 34 Interim Financial Reporting. The accounting principles that have been used are described in Q3-2021 report. The interim financial results for Q4 - 2021 have not been audited.

NOTE 2 – INVESTMENT PROPERTY

  • ACCOUNTING PRINCIPLES 1 1
  • INVESTMENT PROPERTIES 2 2
  • FINANCIAL ASSETS AND FINANCIAL LIABILITIES FINANCIAL ASSETS AND FINANCIAL LIABILITIES 3
  • COSTS COSTS 4

EVENTS AFTER THE BALANCE SHEET DATE 5 5

Investment property consist of property (land, building or both) held to earn rental income and to increase value of capital. Investment property is recognised at fair value. The fair value model is also applied to the right-of-use-assets (building plots covered by long term leasehold contracts). Investment property consist of property (land, building or both) held to earn rental income and to increase value of capital. Investment property is recognised at fair value. The fair value model is also applied to the right-of-use-assets (building plots covered by long term leasehold

The Investment property is valued at its fair value based on a valuation carried out by the independent appraisers Cushman & Wakefield AS. The value is calculated using the discounted cash flow method. The Investment property is valued at its fair value based on a valuation carried out by the

The fair value represents the amount at which the assets could be exchanged between a knowledgeable, willing buyer and seller in an arm's length transaction at the date of valuation cash flow method. The fair value represents the amount at which the assets could be exchanged between a

The following main inputs have been used: knowledgeable, willing buyer and seller in an arm's length transaction at the date of valuation

Opening balance as of 01 October 2021 Q4 - 2021
Opening balance as of 01 October 2021
Additions from acquisitions
5 207 400 000
Additions from acquisitions
Net gain/loss on changes in fair value
-
Net gain/loss on changes in fair value 15 500 000
As at 31 December
As at 31 December
5 222 900 000

NOTE 2 – INVESTMENT PROPERTY

Changes in fair value is recognised in the period to which the profit/loss relates. The latest independent valuation was carried out on 31 December 2021 Investment properties are not depreciated.

There are no restrictions on when the investment properties can be realised. Revenue from sales must in part be used to repay bank loans.

There are no significant contractual obligations to buy, build or develop investment properties.

NOTE 3 – FINANCIAL ASSETS AND FINANCIAL LIABILITIES

NOTE 3 – FINANCIAL ASSETS AND FINANCIAL LIABILITIES

Q4-2021
Amortised cost
Q4-2021
Fair value
Assets
Financial derivatives 4 428 480
Accounts receivable 2 340 358
Cash and cash equivalents 288 715 066
Total Financial assets 291 055 424 4 428 480

Determination of fair value

The following of the Group's financial instruments are not measured at fair value: cash and cash equivalents, accounts receivables, other current receivables and payables.

Bank loans have been recognised at amortised cost. Per 31.12.2021 the Group did not have financial instruments other than those mentioned above.

The carrying amount of cash and cash equivalents is approximately equal to fair value since these instruments have a short term to maturity. Similarly, the carrying amount of account receivables and other current receivables and payables is approximately equal to fair value since they are short term and entered into on "normal" terms and conditions.

For Fair Value of Investment Properties see note 2 "Investment properties"

Valuation inputs 30.12.2021
Valuation method DCF
Valuation level 3
Fair Value NOK 5 222 900 000
Weighted average yield (%) 5.53 %
Yield range 5.30 % - 6.23 %
Long term operating expense growth (%) 2.00 %
Long term growth rate in real rental terms (%) 2.00 %
Number of properties 5
GLA sqm 113 113
Liabilities
Interest bearing loans and borrowings
Bank Loan 1 2 388 747 345
Bank Loan 2 265 652 206
Trade payables 15 532 464
Financial derivatives 13 139 072
Total financial liabilities 2 669 932 015 13 139 072

NOTE 4 – COSTS

Operating costs Q4-2021 YTD
Maintenance 691 663 4 513 453
Leasehold and property insurance 1 001 356 2 060 509
Other expenses / direct property costs 877 374 8 587 457
SUM 2 570 393 15 161 419

Expenses directly related to the operation of existing properties are presented as real estate related costs.

Real estate related costs

NOTE 4 – COSTS

Administrative expenses Q4-2021 YTD
Administrative expenses 3 583 658 7 514 904
Other operating expenses Q4-2021 YTD
Advertising 158 375 630 250
Consultancy fees and external personnel 2 170 698 2 364 740
Other operating costs 2 998 863 3 640 027
Total operating expenses 5 327 936 6 635 017
Specification auditor's fee Q4-2021 YTD
Statutory audit 519 598 519 598
Other assurance services 111 352 658 024
Total 630 950 1 177 622

Admininistrative expenses represent the management fee paid to Alti Forvaltning AS for mangagement of the shopping center portfolio. Alti Forvaltning AS also provides management services for the parent company Aurora Eiendom AS, the cost of which is included in the management fee.

Some of the auditor's fees have been included in the initial recognised cost of the investment properties, as the fees are related to the acquisition of these properties.

Other costs

NOTE 5 – EVENTS AFTER THE BALANCE SHEET DATE

Aurora Eiendom finalized negotiations regarding the purchase of Buskerud Storsenter.

From March 2022 Alti Forvaltning AS will take over the management of Magasinet Drammen.

Responsibility Statement

We declare to the best of our belief that the Q4 - 2021 financial statements for the period 01 October to 31 December 2021 have been prepared in accordance with IAS 34 – Interim reporting, and that the information in the financial statements gives a true and fair view of the Aurora Eiendom´s assets, liabilities, financial situation and result as a whole.

PETTER A. STORDALEN Chairman of the Board

MARIUS VARNER Board member

SURNADAL, 07.02.2022

LARS LØSETH Board member

JOHAN JOHANNSON Board member

LARS OVE LØSETH CEO

Aurora Eiendom´s Alternative performance measures and EPRA reporting

AURORA EIENDOM´S ALTERNATIVE PERFORMANCE MEASURES ARE

  • 1. Debt ratio Loan to value (LTV)
  • 2. Interest Coverage Ratio
  • 3. EPRA Performance Measures
  • A. EPRA Earnings EPRA Earnings per share (EPS)
  • B. EPRA Net Assset Value metrics EPRA Net Reinstatement Value (NRV) EPRA Net Tangible Assets (NTA) EPRA Net Disposal Value (NDV)

1. DEBT RATIO – LOAN TO VALUE (LTV)

2. INTEREST COVERAGE RATIO (ICR)

Loan to Value (LTV) 30.09.2021 31.12.2021
Fair value of investment properties 5 207 400 000 5 222 900 000
Nominal interest- bearing debt 2 665 986 630 2 665 986 630
Cash and bank deposits 291 831 582 288 715 066
Net interest-bearing debt 2 374 155 048 2 377 271 564
Loan to value 45.6 % 45.5 %
Q3 - 2021 Q4 - 2021 YTD - 2021
Net income from property management
Financial expenses
61 005 029
18 071 646
68 002 971
22 092 800
129 008 000
40 164 446
Interest coverage ratio 3.4 3.1 3.2

Aurora Eiendom AS´ financial reporting is prepared in accordance with IFRS. As a supplement to the financial statements, the company reports alternative performance measures. These are intended to be a supplement to the financial statements, to enhance the understanding of the company´s performance.

EPRA metrics are presented in accordance with the best practices defined by the European Public Real Estate Association BPR 2019.

3. EPRA PERFORMANCE MEASURES

Q4-2021
1.76
139
135
130
All amounts in NOK million IFRS
reported
Q3-2021
EPRA
adjustments
Q3-2021
EPRA
Earnings
Q3-2021
IFRS
reported
Q4-2021
EPRA
adjustments
Q4-2021
EPRA
Earnings
Q4-2021
Rental income 79 - 79 79 79
Operating costs -13 - -13 -3 3
Net operating income 66 - 66 77 - 77
Other revenue 0 - 0 0 0
Other costs -1 - -1 -5 -5
Administrative costs -4 - -4 -4 -4
Share of profit from associates and JVs 0 - 0 -1 -1
Net realised financials -18 - -18 -22 -22
Net income 43 - 43 46 - 46
Changes in value of investment properties 739 -739 - 16 -16 -
Changes in value of financial instruments - -9 9 -
Profit before tax/EPRA Earnings before tax 782 -739 43 52 -7 46
Tax payable -6 - -6 -6 -6
Change in deferred tax -165 163 -3 -5 1 -3
Profit for period/EPRA Earnings 611 -577 35 41 -5 36
Average outstanding shares (million) 20.0 20.6
EPRA Earnings per share (NOK) 1.74 1.76

EPRA Earnings is a measure of operational performance and represents the net income generated from the company´s operational activities.

A. EPRA earnings

3. EPRA PERFORMANCE MEASURES

Q3 - 2021 Q4 - 2021
NRV NTA NDV NRV NTA NDV
IFRS Equity 2 639 2 639 2 639 2 681 2 681 2 681
Net Asset Value (NAV) at fair value 2 639 2 639 2 639 2 681 2 681 2 681
Deferred tax properties and financial instr 165 165 170 170
Estimated real tax liability 83 85
Net fair value on financial derivatives - - 9 9
EPRA NAV 2 804 2 722 2 639 2 860 2 775 2 681
Outstanding shares at period end (million) 20.6 20.6 20.6 20.6 20.6 20.6
EPRA NAV per share (NOK) 136 132 128 139 135 130

B. EPRA net asset value metrics

EPRA Net Reinstatement Value (NRV): the objective of this metric is to highlight the value of net assets on a long term-basis, assuming that no selling of assets takes place.

EPRA Net Tangible Assets (NTA): the calculation assumes entities buy and sell assets, thereby crystallising certain levels of deferred tax liability. Aurora Eiendom has chosen option (iii) in the EPRA BPR Guidelines. In this calculation 50% of the deferred taxes are added back.

EPRA Net Disposal Value (NDV) provides the reader with a scenario where deferred tax, financial instruments and certain other adjustments are calculated to the full extent of their liability, net of any resulting tax, this to illuatrate shareholder value in a scenario of orderly sale of all the company´s assets.

DATE REPORT

Friday 25.03.2022 Annual Report 2021

Wednesday 11.05.2022 Quarterly Report – Q1 2022 Tuesday 16.08.2022 Quarterly Report – Q2 2022 Wednesday 16.11.2022 Quarterly Report – Q3 2022

Contact information

Financial calendar

LARS OVE LØSETH

CEO Aurora Eiendom AS

[email protected] +47 928 17 859

KATHRINE MAUSET

CFO Aurora Eiendom AS

[email protected] +47 464 48 411

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