DNB Bank ASA

AGM Information • Apr 4, 2022

Guide to digital participation at DNB Bank ASA's Annual General Meeting on 26 April 2022

DNB Bank ASA will conduct this year's Annual General Meeting (AGM) as a hybrid meeting. The shareholders will be able to participate in person at DNB's premises in Bjørvika or digitally using a PC, smartphone or tablet. Below is a description of how to participate digitally, as well as the procedure for electronic voting.

We would also like to point out that you can vote in advance or give a proxy to another person before the meeting. See the Notice of the Annual General Meeting for further details. If you vote in advance or give a proxy to another person, you can still log in and watch the AGM and ask questions, but you will be unable to vote.

If you participate online, you can watch the live webcast from the AGM (audio and video), you can ask written questions, and you can vote on each item. Each shareholder will be identified in a secure manner using the unique reference number and PIN code assigned to them and their proxy by the Norwegian Central Securities Depository (VPS) for use at the AGM.

You do not need to register if you want to participate digitally, but you must log in before the AGM starts.

Shareholders who cannot find their reference number and/or PIN code for login, or who have other technical questions, are welcome to call DNB Bank's Registrar's Department at tel. +47 23 26 80 20 (08:00–15:30) or email genf@dnb.no.

Gaining digital access to the AGM

To participate digitally, go to the website https://web.lumiagm.com on your smartphone, tablet or PC. All major browsers like Chrome, Safari, Edge and Firefox are supported.

You must then enter your identification details: a) Reference number from VPS b) PIN code from VPS

You will be able to log in one hour before the AGM starts.

Once logged in, you will be directed to the AGM information page. Here you will find information from the company and about the technical solution. Please note that you must have internet access for the duration of the meeting.

Obtaining your reference number and PIN code from VPS

All shareholders registered in VPS will be assigned a unique reference number and PIN code for use at the AGM. These can be obtained from VPS Investor Services. Log in to VPS Investor Services, select Corporate Actions and then General Meeting. Click/tap ISIN to see your unique reference number (ref. no.) and PIN code.

All shareholders registered directly in VPS have access to VPS Investor Services through either https://www.euronextvps.no or their Internet bank. Please contact your account operator if you do not have access.

Shareholders who have not ticked the option for receiving notices from the company electronically in VPS Investor Services will also be sent a reference number and PIN code by post, along with the Notice of the Annual General Meeting.

Shareholders registered by asset managers: Shares held in a nominee account must be transferred to a segregated account in the beneficial owner's name in order to give the right to vote at the AGM. When shares are transferred to the segregated account, a reference number and PIN code will be generated for that account. Please contact your asset manager if you would like more information about this.

Voting

VOTING

When items on the agenda are open for voting, you can vote on all items as quickly as you wish. Each item will be closed once it has been dealt with by the AGM. Items will be moved to your screen. Click/tap on the voting icon if you navigate away from the vote.

To vote, select your preferred option for each item: FOR, AGAINST or ABSTAIN. Once you have cast your vote, you will see that your choice is highlighted. You will also be given the option to cast the same vote for all items. If you use this option, you can still override your choice for individual items.

To change your vote, click/tap on another option. You can also cancel your vote. You may change or cancel your vote until the chair of the meeting concludes the voting on the individual items. Your last vote will apply.

Please note: Shareholders who are logged in and have voted in advance or given a proxy are unable to vote, but can watch the webcast, ask questions or comment.

Questions for the AGM

MESSAGING

Shareholders or their proxy can submit questions or comments about the items on the agenda throughout the meeting, as long as the chair of the meeting allows this.

If you would like to ask a question, make a comment, or view published questions/comments from other shareholders, select the message icon. Type your question or comment in the message box labelled "Ask a question". Once you have finished typing, click/tap the send button.

To avoid repetitive questions and inappropriate language, questions submitted online will be moderated before they are sent to the chair of the meeting.

Questions and comments will be presented with the full name of the shareholder.