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RomReal Ltd.

Quarterly Report May 27, 2022

8160_rns_2022-05-27_f1e65bde-e4f6-4ef5-b8e7-7284bcf7dd9d.pdf

Quarterly Report

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Q1

RomReal Limited First Quarter 2022 Report 27May 2022

RomReal is a Company focusing on the Romanian Real Estate market. Established in 2005 and it owns premium properties in the Constanta region.

Highlights First Quarter 2022

Net Asset Value (NAV)

  • Net Asset value was EUR 0.41 (NOK 4.04, before any tax) per share, about 1.9% higher compared to the end of the fourth quarter 2021.
  • The year-end2021 valuation was concluded by Colliers in January2022and reflects the updated market conditions and the respective valuations of the Group's land bank.

Operational highlights

  • During the first quarter of 2022, the Company sold 4plotsfrom the Ovidiu Lake Side project for a total consideration of EUR 0.23m.
  • Following the end of Q1 2022, the Company concluded sale of one plot(on Lake Side) fora consideration of EUR 0.04m.Total infrastructure investments by the end of 1st quarter 2022 was EUR 4.3m.

Financial Results

  • Net Result for the quarter was EUR 332,000 profit, compared to a EUR 3,958,000lossin 1Q 2021. Net change in cash flow for the quarter was a positive EUR 563,000 compared to positive of EUR 183,000 in the same period last year. This was mainly due to the ongoing sales realised during the quarter.
  • At the end of the quarter, the Company had a cash position of EUR 4.4 million plus a total of EUR 3.0min unsettled receivables related to binding sales agreements, totalling EUR 7.4m, or about EUR 0.19 per share.

Macro and real estate market highlights

  • The situation on the ground in Romania is stable and normal. Romania has seen the second largest influx of Ukrainian refugees of about 950,000 by 18 May according to the Border Police. Most of the Ukrainians use Romania as a transfer country to other EU countries.
  • Romania's GDB rose 6.5%, the highest in the EU, year-on-year in the first quarter of 2022, compared to a 2.4% annual increase in the first quarter of 2021, based on nonadjusted flash data. On a seasonally adjusted annual comparison basis, Romania's gross domestic product (GDP) also rose by 6.5%, compared to a 2.4% real growth in the first quarter of 2021, INS, said in a statement 17 May 2022.
  • Asking prices for apartments and houses in Romania continued to raise in the first quarter of 2022 compared the fourth quarter of 2021 (EUR 1,593),up to EUR 1,654/m2 at the end of Q12022 and EUR 1,707/ m2 at the end of April 2022. In Constanta, average prices increased by 3.05% during the first quarter of 2022 (EUR 1,451/m2 at the end of March 2022, compared to EUR 1,408/sqm at the end of December 2021), according to www.imobiliare.ro index.

Key Financial Figures

EUR '000 Q1 2022 Q1 2021
Operating Revenue 1,901 258
Operating Expenses (316) (37)
Other operating income/ (expense), net (1,093) (2,472)
Net financial income/(cost) (89) (642)
Pre-tax result 403 (3,962)
Result for the period 332 (3,958)
Total assets 18,218 15,294
Total liabilities 1,064 289
Total equity 17,154 15,003
Equity % 94.2% 98.1%
NAV per share (EUR) 0.41 0.36
Cash position 4,370 1,247

Movement in Net Asset Value

The Net Asset Value (NAV) slightly increased to EUR 17,154,000at the end of Q1 2022compared to EUR 16,819,000 at the end of Q4 2021.

Asset base Q1 2022 Q4 2021
EUR '000 EUR/
share
NOK/share EUR '000 EUR/ share NOK/share
Investment
property
2,034 0.05 0.48 4,997 0.12 1.29
Assets held for
sale
2,482 0.06 0.58 2,480 0.06 0.64
Inventories 7,623 0.18 1.79 5,707 0.14 1.47
Cash 4,370 0.11 1.03 3,807 0.09 0.98
Other
assets/(liabilities)
645 0.02 0.15 (173) (0.00) (0.04)
Net asset value 17,154 16,819
NAV/Share 0.41 4.41 0.41 4.10
Change in NAV vs
previous quarter
1.9% 5.5%

The average number shares used in the NAV calculation above is 41,367,783 shares and unchanged from Q4 2021.

Valuation of Properties

The end of year 2021 independent valuation of the Company's property was executed by Colliers Romania. The property portfolio was evaluated in accordance with the ANEVAR Valuation Standards 2013, which include the International Valuation Standards, issued by the IVSC in 2011. The valuation also complies with the International Financial Reporting Standards (IFRS), issued by the International Accounting Standards Board (IASB); and it is performed in accordance with the RICS Valuation Standards, 8th edition.

EUR '000 Y/E 2015 Y/E 2016 Y/E 2017 Y/E 2018 Y/E 2019 Y/E 2020 Y/E 2021 Q1 2022
Property value 28,736 32,787 23,419 14,962 15,435 13,420 13,192 12,139
NAV 18,089 19,369 19,930 19,603 18,501 15,035 16,826 17,154
Market cap 7,933 11,052 12,100 11,848 9,326 8,687 7,860 7,694
Market cap/NAV 44% 57% 61% 60% 50% 58% 47% 45%

Cash Flow

EUR '000 Q1 2022 Q1 2021
Net cash flow from operating activities (171) (1,343)
Net cash flow used in investing activities 734 (4)
Net cash flows from financing activities - -
Net cash change during period 563 (1,347)

Operating cash flow for Q1 2022was positive EUR 563,000 compared to a negative EUR 1,347,000in the same quarter last year. The net positive change is mainly explained by the disposals made during the quarter. The net cash from investing activities includes the collections made in respect of the sold plots.

Market Facts – Macro

Romania's economy rose 6.5%, the highest in the EU, year-on-year in the first quarter of 2022, compared to a 2.4% annual increase in the same quarter of 2021, based on non-adjusted flash data. On a seasonally adjusted annual comparison basis, Romania's gross domestic product (GDP) also rose by 6.5%, compared to a 2.4% real growth in the first quarter of 2021, INS, said in a statement 17 May 2022.

Even though the flash GDP figures for first quarter this year was surprisingly strong and the highest in the EU, a recent indicator signalling a gradual weakening trend in Romania in line with most comparable countries with a reduction in growth. 76% of Romanian managers consider they will be affected much and very much by the Ukraine war according to a recent survey by the Impetum Group.

Real Estate market facts

In line with 2020, the Romanian investment market recorded transactions of almost EUR 900 million last year, representing over 8% of the total EUR 11.7 billion investment volume recorded by the 6 largest countries in Eastern Europe. Bucharest has some of the highest yields in the region for the industrial and logistics facilities (7.5%), compared to at most 4% in Prague, 4.1% in Warsaw, or 5.7% in Budapest and Bratislava. In fact, according to Colliers, industrial assets in Romania recorded in 2021 their highest volume since 2015, attracting transactions totalling around EUR 260 million, representing over 29% of total volume. According to Colliers Romania:

Offices: In terms of investment dimensions, the office sector saw again the biggest transaction of 2021 - the purchase of Atenor's Hermes Business Campus for around EUR 150 million by Hungarian fund Adventum. The second biggest office deal was the sale of Skanska's Campus 6.2 and 6.3 to Austrian fund S IMMO for EUR 97m, marking the latter's first major purchase on the local market, previously primarily acting as a developer. Other major deals included the sale of Atenor's Dacia One office project to the owners of the Romanian DIY chain Dedeman for EUR 50m.

Retail: The retail segment has also been active, as new projects totalling almost 100,000m2 were completed last year, mostly in secondary and tertiary locations, with a clear preference towards retail parks being observed, as these projects have been less impacted by the pandemic and the subsequent Government restrictions, a development trend which is expected to continue going forward.

Industrial: The industrial and logistic sector also saw several major deals from the active developers, as well as two entries on the local scene, Colliers said. CTP Invest, the biggest developer in the local industrial market, added nearly 340,000 square meters of new warehouse spaces to its portfolio via 4 different purchases during 2021 for around EUR 170m in total. Another large industrial deal in terms of size marked the first direct local purchase by Fortress REIT, NEPI Rock castle's biggest shareholder, which acquired Element Industrial's ELI Park 1 near Bucharest for EUR 30m.

Residential: Bucharest and Cluj-Napoca remaining the most expensive markets for home buyers, according to a report by Imobiliare.ro portal. The increase in apartment prices have according to the same source on a nationwide basis continued in April.

Operational Overview

Lake Side (No.1 on the table) – The Company has on-going processes for plot sales in the area and sold 4 plots during first quarter and 1 plot after the end of the quarter. Street and utilities have been delivered to the City Hall for public use according to agreement.

Oasis (No. 3 on the table)– The Company has commenced the process to re-authorise the works to finalise the blocks erected on site. During May, one block structure has been reauthorised by Ovidiu City Hall. The second structure will most probably be re-authorised during June/July 2022. This in order to add value to the plot and authorise the works for constructing the utilities in the area, with required permits hopefully granted also during first half 2022. The Company has commenced the works for water, sewage and gas on the plot.

Industrial Park (No. 4 on the table) – The Company is engaged in a process with an international company to sell parts of the plot, but no binding agreement is signed. A final decision is expected before end of August 2022.

Balada Market (No. 6 on the table) - The project is for sale. In order to its increase income, a regulation process to utilise a larger part of the plot for parking has commenced and some progress has been made with the local authorities.

Ovidiu Residence (former Badulescu plot (No. 2 on the table) – Based on the Lakeside plot experience, the Company has commenced a process to regulate this plot located nearby Lakeside for residential and commercial use. Regular meetings with local and road authorities are taking place.

Ovidiu Residence 2 (former 7,900 sqm)- The Company has commenced a process to regulate the plot located nearby Lakeside for residential use. This will include infrastructure investments. It is expected the urbanistic regulation of the plot to be approved by local authorities during Q4 2022.

Ovidiu Residence 3 (former 7,100 sqm)- The Company has commenced a process to regulate the plot located nearby the road between Ovidiu and Constanta for residential use. It is expected to include infrastructure investments. It is expected the urbanistic regulation of the plot to be approved by local authorities during Q4 2022.

The Property Portfolio

The Company's land bank consists at the end of Q1 2022 of 6 plots with a total size of 232.298m2:

Plot name Location Size (m2)
1 Ovidiu Lakeside Constanta North/Ovidiu 14.753
2 Badulescu plot Constanta North/Ovidiu 50,000
3 Ovidiu (Oasis) Constanta North/Ovidiu 23,685
4 Centrepoint Constanta North/Ovidiu 121,672
5 Gunaydin plot Constanta North/Ovidiu 15,000
6 Balada Market Central Constanta 7,188
Total 232.298

Shareholder Information

Rank Name Holding Stake
1 SIX SIS AG 10,331,934 24.98%
2 GRØNSKAG, KJETIL 5,813,322 14.05%
3 THORKILDSEN, WENCHE 5,392,985 13.04%
4 SAGA EIENDOM AS 3,311,526 8.01%
5 AUSTBØ, EDVIN 2,108,500 5.10%
6 Danske Bank A/S 1,507,741 3.64%
7 ENERGI INVEST AS 1,253,611 2.66%
8 GRØNLAND, STEINAR 1,105,021 2.67%
9 Orakel AS 1,101,000 2.66%
10 Bnp Paribas Securities Services 991,717 2.40%
11 SPAR KAPITAL INVESTOR AS 940,236 2.27%
12 THORKILDSEN INVEST AS 829,478 2.01%
13 PERSSON, ARILD 718,000 1.74%
14 HOEN, ANDERS MYSSEN 689,557 1.67%
15 KVAAL INVEST AS 605,700 1.46%
16 AKSEL MAGDAHL 466,092 1.13%
17 NORDNET LIVSFORSIKRING AS 420,657 1.02%
18 FRENICO AS 396,000 0.96%
19 CITIBANK 220,000 0.53%
20 Jo Egil Aalerud 166,864 0.40%
TOP 20 38,369,941 92.40%

Please see below the list of the top 20 shareholders in RomReal as of 23 May 2022:

(1) This is the Top 20 Shareholder list as per 23 May 2022

(2) The total issued number of shares issued at end Q1 2022 was 41,367,783.

(3) Thorkildsen Invest AS is a Company controlled by RomReal Kay Thorkildsen family.

(4) Chairman Kjetil Grønskag owns directly and indirectly 5,813,322 shares corresponding to 14.05%.

(5) The above list is the 20 largest shareholders according to the VPS print out; please note that

shareholders might use different accounts and account names, adding to their total holding.

Outlook

The situation on the ground in Romania is normal, but as a precaution NATO has also gradually stepped up its presence, in the region and Romania including recognised parts of the Black Sea. Romania has seen the second largest influx of Ukrainian refugees of about 950,000 by 18 May according to the Border Police.

Even though, the Romanian first quarter 2022 GDP flash growth numbers was the highest in the EU, the Board expects a slower growth ahead. This has hitherto not affected the residential market, but RomReal's land bank and project development activities are under constant review. With no external debt and very limited building activity, on-going and planned infrastructure investments to improve marketability could be paused very quickly, if deemed necessary.

INFORMATION ON FINANCIAL CONDITION AND OPERATING RESULTS

Accounting Principles

The condensed consolidated interim financial statements for the fourth quarter of 2021, which have been prepared in accordance with IFRS as adopted by EU and IAS 34 Interim Financial Reporting, give a true and fair view of the Company's consolidated assets, liabilities, financial position and results of operations. The accounting policies applied in the preparation of the quarterly result are consistent with the principles applied in the financial statements for the year to 31 December 2021. The financial statements have been prepared on a going concern basis.

To information presented in the interim report for the first quarter of 2022 includes a fair review of important events that have occurred during the period and their impact on the condensed financial statements, the principal risks and uncertainties for the remaining of 2022, and major related party transactions.

Comparative data for Q1 2022 and Q1 2021

The interpretations below refer to comparable financial information for Q1 2022and Q1 2021. They are prepared for RomReal on a consolidated basis and use consistent accounting policies and treatments.

Operating Revenue

The operating revenue during Q1 2022 was EUR 1,901,000 compared to a total of EUR 258,000 reported in Q1 2021. This consists of the revenue resulting mainly from the disposals made during the quarter as well as marginally the rent earned by the company in respect of some of the plots.

Operating Expenses

Total operating expenses amounted to a negative EUR 316,000 in Q1 2022compared to a total negative EUR 37,000 in Q1 2021. The main elements of cost relate to the administrative expenses (EUR 194,000) and the payroll costs (EUR 62,000).The unrealised losses in respect of the inventories portfolio represented EUR 61,000 unrealised losses.

Other operating income/ (expense), net

The other operating income/ (expense) during the quarter were loss of EUR 1,093,000, compared to a loss of EUR 2,472,000 during the same period of the previous year. The vast majority of the total amount is represented by the cost of the disposed assets.

Profit/ (loss) from operations

During Q1 2022, RomReal generated an operating profit of EUR 492,000, compared to a loss of EUR 3,321,000 in Q1 2021.

Financial Income and expense

Foreign exchange result for Q1 2022 was a net loss of EUR 89,000 compared to a net foreign exchange loss of EUR 642,000 in Q1 2021. During the quarter the RON lost0.02% to the EUR. The Company's policy is to hedge these effects by retaining most of its cash in Euros and also by denominating all receivables in Euros. Although not reflected from an accounting perspective, practice in real-estate is that transactions are denominated in EUR and payments made at the exchange rate ruling at the date of payment, hence reducing the risk of cash losses due to exchange rate movements.

Result before tax

The result before tax in Q1 2022 was a gain of EUR 332,000 compared to a loss before tax of EUR 3,962,000 in Q1 2021.

Cash and cash equivalents

The Company's cash and cash equivalents position at end of Q1 2022 was EUR 4,370,000 compared to EUR 3,807,000 as at end of Q4 2021.

Romreal portfolio / sale transactions to be completed in 2022-2024
No Plot name Location Agreed sale
value
(EUR)
Installments
received@
17/05/2022
To
cash
2022
To
cash
2023
To
cash
2024
Ovidiu
1 Ovidiu Oasis plot Constanta 88,000 72,400 15,600
Ovidiu
2 Ovidiu Lakeside 6 blocks Constanta 2,658,500 940,780 490,780 736,170 490,770
3 Ovidiu Lakeside 28 plots Ovidiu
Constanta
1,318,400 329,600 494,400 494,400
Ovidiu
4 Ovidiu Lakeside 10 plots Constanta 452,600 188,150 117,533 146,918
Total 4,517,500 1,530,930 1,118,313 1,377,488 490,770

RomReal portfolio / sale transactions to be completed in2022/2024.

Taxation

The Company is required to calculate its current income tax at a flat rate of 16%. Starting 2013, based on turnover thresholds, some companies in the Group are subject to 16% taxable profits, while some are subject to 1% tax calculated on total revenue. This is the case for 4 of the Group companies (2 pays 1% tax and 2 of them 3% tax) while 1 company is subject to 16% on taxable profits.

The Company accounts for deferred tax on all movements in the fair values of its investment properties at a flat rate of 16%. Any change in the deferred tax liability or change in the deferred tax asset is reflected as an element of income tax in the profit and loss statement. The Company recognises deferred tax asset for the amount of carried forward unused tax losses to the extent that it is probable that future taxable profits will be available against which the unused tax losses can be utilised.

CONSOLIDATED INCOME STATEMENT (UNAUDITED)

Figures in thousand EUR

YTD 2022 YTD 2021
Rent revenue 45 38
Revenue from sale of assets 1,856 220
Operating revenue 1,901 258
Payroll expenses (62) (65)
Management fees 0 (24)
Inventory (write off)/reversal (61) 179
General and administrative expenses (194) (127)
Operating expenses (316) (37)
Profit/ (loss) before other operating items 1,585 (849)
Other operating income/(expense), net (1,093) (2,472)
Profit from operations 492 (3,321)
Financial income (70) 5
Financial costs 0 (10)
Foreign exchange, net (19) (637)
Result before tax 403 (3,962)
Tax expense (71) 4
Result of the period 332 (3,958)

CONSOLIDATED BALANCE SHEET

(UNAUDITED)
Figures in thousand EUR
---------------------------------------- --
ASSETS March 31, 2022 March 31, 2021 December 31,
2021
Non-current assets
Investment properties 2,034 4,087 2,033
Property, plant and equipment 80 66 52
Deferred tax asset 55 115 55
Total non current assets 2,169 4,267 2,140
Current assets
Inventories 7,623 7,094 8,680
Other short term receivables 1,573 446 880
Cash and cash equivalents 4,370 1,247 3,807
Total current assets 13,567 8,787 13,367
Assets held for sale 2,482 2,240 2,480
TOTAL ASSETS 18,218 15,294 17,986
EQUITY AND LIABILITIES March 31, 2022 December 31,
2020
December 31,
2020
Equity
Share capital 103 103 103
Contributed surplus 87,117 87,117 87,117
Other reserves 160 160 160
Retained earnings (74,127) (75,659) (75,659)
Result of current period 332 78 1,532
FX reserve 3,567 3,203 3,572
Total equity 17,154 15,003 16,826
Non current liabilities
Deferred income tax 158 119 158
Total non current liabilities 158 117 158
Current Liabilities
Other payables 880 87 963
Contract liabilities 25 25 25
Tax payable 1 60 14
Total current liabilities 906 172 1,002
TOTAL EQUITY AND LIABILITIES 18,218 15,294 17,986

STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED)

March 31, 2022 December 31,
2021
March 31,
2021
Profit for the year 332 1,532 78
Other comprehensive income
Exchange differences on translation of foreign operations 364 259 69
Other comprehensive income for the year, net of tax 364 259 69
Total comprehensive income for the year, net of tax 697 1,791 146

CASH FLOW STATEMENT (UNAUDITED)

Figures in thousand EUR

Figures in thousand EUR
March 31, 2022 December 31, 2021 March 31,
2021
Net cash flow from operating activities (171) (725) (549)
Net cash flow from investing activities 734 3,325 732
Net cash flows from financing activities - - -
Net cash change during period 563 2,600 183
Cash at beginning of period 3,807 1,207 2,371
Cash and cash equivalents at end of the period 4,370 3,807 2,554

STATEMENT OF CHANGES IN EQUITY (UNAUDITED)

Figures in thousand EUR
March 31, 2022 December 31,
2021
March 31,
2021
Equity at the beginning of the period 16,826 15,035 18,501
Result for the period 332 1,532 (520)
Other changes (5) 259 400
Equity at the end of the period 17,154 16,826 18,381

Responsibility Statement

We confirm that, to the best of our knowledge, the condensed consolidated interim financial statements for the first quarter of 2022, which have been prepared in accordance with IFRS as adopted by EU and IAS 34 Interim Financial Reporting, give a true and fair view of the Company's consolidated assets, liabilities, financial position and results of operations. To the best of our knowledge, the interim report for the first quarter of 2022 includes a fair review of important events that have occurred during the period and their impact on the condensed financial statements, the principal risks and uncertainties for the remaining period of 2022, and major related party transactions.

May 27, 2022

The Board of Directors RomReal Limited Hamilton, Bermuda:

Kjetil Grønskag (Chairman & CEO), Bendt Thorkildsen (Director), Heidi Sørensen Austbø (Director) and Lacramioara Isarescu (Director)

Questions should be directed to: Kjetil Grønskag: Chairman & CEO, +44 776 775 4119

CONTACT INFORMATION

RomReal Limited Postal address: Burnaby Building, 16 Burnaby street, Hamilton HM11, Bermuda Telephone: Tel- +1-441-293-6268 Fax +1-441-296-3048 | www.RomReal.com

Visiting address:54 Cuza Voda street, Constanța, Romania Tel: +40-241-551488 Fax: +40-241-551322

IR

Kjetil Gronskag +44 776 775 4119| [email protected]

For further information on RomReal, including presentation material relating to this interim report and financial information, please visit www.RomReal.com.

DISCLAIMER

The information included in this Report contains certain forward-looking statements that address activities, events or developments that RomReal Limited ("the Company") expects, projects, believes or anticipates will or may occur in the future. These statements are based on various assumptions made by the Company, which are beyond its control and are subject to certain additional risks and uncertainties. The Company is subject to a large number of risk factors including but not limited to economic and market conditions in the geographic areas and markets in which RomReal is or will be operating, counterparty risk, interest rates, access to financing, fluctuations in currency exchange rates, and changes in governmental regulations. For a further description of other relevant risk factors, we refer to RomReal's Annual Report for 2021. As a result of these and other risk factors, actual events and our actual results may differ materially from those indicated in or implied by such forward-looking statements. The reservation is also made that inaccuracies or mistakes may occur in the information given above about current status of the Company or its business. Any reliance on the information above is at the risk of the reader, and RomReal disclaims any and all liability in this respect.

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