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NSI N.V.

Quarterly Report Nov 9, 2012

3867_iss_2012-08-06_9d7ecd5b-38f6-4ed6-be0b-1ec000c28505.pdf

Quarterly Report

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Interim report per 30 September 2012

Report of the Management Board

NSI- one year after merger stable operational result in difficult market

Financial highlights highlights

  • Increase of 24% in direct investment result in first three quarters 2012 compared with same period in 2011 as result of merger with VNOI
  • Continued market share in Dutch office take up of 6% compared to 1.3% size of portfolio
  • Occupancy in sqm expected to improve marginally in Q4, further improvement is expected in 2013
  • Slight decrease (-1.2%) like-for-like gross rental income Q3 2012 compared with Q2 2012
  • Cost synergies (€2.0 million per annum) fully kicking in, within one year after merger and in line with expectations
  • Q3 2012 direct investment result of €15.9 million, a decrease of 3% versus Q2 2012 (€16.4 million), mainly as a result of a lower contribution from Switzerland due to disposals (70% of portfolio sold in 2012 for € 82.1 million) and stable contribution from Dutch and Belgian portfolio
  • VNOI merger is significantly accretive to direct result per share
  • Negative Q3 2012 indirect investment result of €46 million due to revaluations of the real estate portfolio (- € 38 million), predominantly in Dutch office portfolio, and of derivatives (-€8 million)
  • Interim dividend Q3 2012: €0.24 per share, year to date interim dividend € 0.75
  • Loan to value increased to 57.6% in Q3 2012 from 56.4% in Q2 2012 as a result of revaluations.

Johan Buijs, CEO of NSI:

"Almost one year ago we started to manage the combined portfolio of Vastned Offices and NSI. We have integrated the operations, capitalized upon the cost synergies, and most importantly, introduced our client focused approach to VNOI tenants and properties. We are pleased that the VNOI portfolio turned out to be significantly accretive to our direct result per share within one year after the merger. Our forecast indicates that our active leasing management will lead us, after the initial anticipated decline in 2012, to a turning point in terms of occupancy in the Dutch office portfolio. Occupancy in sqm is expected to improve marginally in Q4 and is expected to continue to improve in 2013. Moreover, we have recently launched our first HNK property, which enables us to utilize the trend of full service and flexible demand in the office market. Our approach proves to work well in this market that remains challenging, as demonstrated by our 6% market share in total market take up in the Dutch office portfolio, while our portfolio represents 1.3% of the market."

Integration highlights

  • Organization and portfolio integrated and managed as one company as per January 2012
  • Larger size of office portfolio increases tenant retention; first tenants (Grontmij and Eleos, total 5,000 sqm) moved within portfolio
  • NSI integral leasing strategy pays off, for example De Rode Olifant; NSI identified the market opportunity, matched property requirements with business model and tenant (Spaces) and manages redevelopment (expected to be completed by mid December 2012).
  • Cost synergies on target and in time; €2.0 million per annum
  • Fundamentals for operational synergies embedded: knowledge on asset and tenant base of VNOI in place to be able to manage portfolio pro-actively; first successes in smoothing and lowering the future annual expiration calendarInsourcing of technical property management for VNOI portfolio almost completed, required to further leverage tenant and property knowledge

Grontmij moved to property K.P. van der Mandele laan in Rotterdam Impression of the interior of De Rode Olifant

Operational highlights

Retail NL (28% of portfolio)

  • Solid occupancy of 94.5%, above average occupancy compared to overall Dutch retail market (93.2%).
  • Focus on renting out vacant space paid off; 11,020 sqm new lettings
  • Expansions in strategically important food sector driven by redevelopments with existing tenants, e.g. in Rotterdam and Alphen a/d Rijn

Offices NL (39% of portfolio)

  • First property transformed to HNK concept recently opened in Rotterdam
  • NSI retained its 6% market share of total market take up compared to 1.3% size of portfolio
  • Significant expansions with existing tenants (5,261 sqm)
  • Pro-active renewals before expiration date; managing expiration calendar and balancing negotiation momentum; as a result, the future expiration calendar decreased this quarter from 17% to 16% for 2013 and from 16% to 15% for 2014. Expiration levels for 2013 and 2014 are substantially below average (20%)
  • New lettings and renewals did not fully compensate for above average number of contracts expiries; occupancy rate from 71.7% to 70%
  • Ocupancy in sqm expected to improve marginally at year-end; further progressing in 2013.

Belgium (28% of portfolio)

  • Intervest Offices & Warehouses extended the contract for its largest tenant PwC, representing approximately 10% of its rental income, until year-end 2021
  • Start of redevelopment of (pre-let) logistic sites Oevel and Neerland 1

Other (5% of portfolio)

• The sale of the remaining Swiss assets is in progress and expected to be largely finalized before year end 2012.

Financial key figures

Q3 2012 Q2 2012 30-09-2012 31-12-2011
Results (x €1,000)
Gross rental income 38,879 39,850 120,228 119,964
Net rental income 33,541 34,421 103,042 101,497
Direct investment result 15,877 16,388 48,447 56,030
Indirect investment result -
45,991
-
45,002
-
124,296
6,675
Result after tax -
30,114
-
28,614
-
75,849
62,705
Occupancy rate (in %) 80.5 81.8 80.5 84.1
Loan-to-value (debts to credit-institutions/real 57.6 56.4 57.6 57.2
estate investments in %)
Issued share capital
Ordinary shares with a nominal value of €0.46 66,897,112 65,964,770 66,897,112 60,282,917
on 30 September
Average number of outstanding ordinary shares 63,346,375 61,956,195 63,346,375 46,978,800
during period under review
Data per average outstanding ordinary share (x
€1)
Direct investment result 0.24 0.26 0.76 1.19
Indirect investment result -
0.70
-
0.71
-
1.96
0.14
Total investment result -
0.46
-
0.45
-
1.20
1.33
Data per average outstanding ordinary share (x
€1)
(Interim-) dividend 0.24 0.25 0.75 1.19
Net asset value 10.50 11.26 10.50 12.96
Net asset value according to EPRA 11.73 12.38 11.73 14.02

Outlook 2012

The Dutch office market is currently characterized by tenants postponing relocation decisions and fewer companies looking for new business premises. At the same time, total supply volume in the office market decreased slightly and appears to be stabilizing. This decrease is mainly caused by office transformations in De Randstad into residential units for students and hotels and due to limited new constructions. Demand is shifting towards sustainable real estate, which offers opportunities for redevelopment of existing real estate. The (financial) ability to invest in the quality of properties and to deliver upon tenant specific requirements is key.

Also the retail sector is experiencing challenging times due to decreasing consumer spending and increasing internet shopping.

In this market environment, NSI is well equipped to further exploit its unique competitive competencies. Its active leasing management, appealing business concepts and ability to invest in properties to match tenants' requirements prove to be crucial in the current market. In the retail market, NSI's strategy to target a balanced mix of chains and local entrepreneurs, supported by a strong presence of food, clearly pays off. NSI's retail portfolio has a vacancy of 5.5% (nation wide 6.8%).

In the remainder of the of the year NSI will be focusing on:

Operational

  • Occupancy:
  • o Retail: continuation of solid occupancy
  • o Offices: continuous active tenant management and further roll out of HNK concept.
  • o Based on the expiration calendar and signed future leases, occupancy in terms of sqm is expected to improve marginally in the fourth quarter of 2012.
  • Synergies:
  • o Driving synergies from the merger. The overhead cost synergies from the merger will amount to approximately €2.0 million per annum. In addition, the focus will be on further transforming the company to capitalize upon operational synergies.
  • Development:
  • o Actively pursuing (re)development opportunities in the retail portfolio.
  • o The launch and further development of new full service and flexible lease concepts. NSI aims to transform approximately 15% of its Dutch office portfolio into HNK offices in the coming years, for which the focus is on the major cities. NSI will selectively launch a HNK 'light' concept in business park office locations.
  • o The redevelopment of De Rode Olifant is, according to plan, expected to be finalized by Mid December 2012.

Financing:

  • LTV: Further reducing loan-to-value to below 55% in the medium term by selling non strategic assets. Market sentiment regarding valuations of properties is still negative and volatile. The first three quarters of 2012 showed increasing property devaluations. Revaluations will mainly determine the future LTV and NSI will monitor current measures to manage the LTV on it's effectiveness and will take measures accordingly .
  • Debt maturities: Full attention on the refinancing of maturing debt.
  • Dividend: NSI targets to distribute 30-50% of the total 2012 dividend in stock. Since the introduction of stock dividend, on average 47% of the dividend rights opted for stock dividend.
  • Disposals: The sale of the remaining Swiss assets is in progress and expected to be largely finalized before year end 2012.

Based on the above mentioned areas of focus, NSI expects its direct investment result in the range of €0.98- €1.01 per average outstanding share for the full year 2012. This might be influenced by the amount of newly issued shares through the stock dividend program.

Summary

Total investment result

NSI's Q3 2012 total investment result was - €30.1 million and - €75.8 million for the first three quarters 2012. This mainly results from a positive operational result and negative revaluations of properties, in particular in the Dutch office portfolio.

Direct investment result

In Q3 2012, NSI achieved a direct investment result of €15.9 million, and €48.4 million in the first three quarters of 2012 (€39.1 million in same period in 2011). Compared to Q2 2012 (€16.4 million), the direct investment result showed a slight decrease, mainly due to the lower contribution from Switzerland as a result of the disposal of Thalwil and Perolles Centre (sold in June 2012, annualized gross rental income of €2.4 million and €2.6 million respectively). On balance, gross rental income showed a stable development in the Dutch and Belgian portfolio, despite lower occupancy levels. Furthermore, NSI continued its focus on cost control, delivering upon cost synergies from the merger and controlling financing costs. The achieved synergies from the merger related to overhead cost reduction has reached the targeted level €0.5 million per quarter.

Leasing activities

The overall occupancy rate decreased to 80.5% on 30 September 2012 from 81.8% on 30 June 2012, mainly caused by the Dutch office portfolio.

Offices NL

The (financial) occupancy level of the Dutch office portfolio decreased to 70% (Q2 2012: 71.7%). As indicated earlier, an above average number of contracts expired in 2012 (23% annualized), which are not fully compensated for by the current level of (re)lettings. In addition, quite a number of these expiries concerned large single-tenant properties, which generally have a longer 'lead time' before being relet. Moreover, NSI adjusted its leasing strategy towards multi-tenancy in a number of properties, causing temporary (strategic) vacancy during the redevelopment phase. The most compelling example is the 18,000 sqm property at the Vasteland in Rotterdam, that has been transformed on the basis of the HNK concept ("Het Nieuwe Kantoor"/"The New Office"). The HNK concept anticipates the growing need for full service and flexible concepts in the office market. NSI will continue to roll out the HNK concept in its Dutch office portfolio. The redevelopment of De Rode Olifant (10,000 sqm in The Hague) is progressing according to plan and expected to be completed by mid December 2012.

The table below shows the development of occupancy in square meters. In financial reporting, NSI reports the financial occupancy, which is defined as equation of contractual rent / (contractual rent + vacancy * market rent).

Total area
1 /1/12
Leased 1/1/2012 Leased in
period
Vacated in
period
Total area
30/9/12
Leased 30/9/12 Expected in Q4 2012
Area Area sqm% Area Area Area Area sqm
%
Expiry/
given notice
New
leases
Renewals sqm%
644,590 488,540 75.8 36,561 97,015 642,956 426,452 66.3 7,899/
6,775
17,650 4,761 67.8%

The effective rent level, taking incentives into account, of new leases remained stable at € 120 per sqm over the first three quarters of 2012. The effective rent level of newly signed leases in the third quarter amounted to approximatley €100 per sqm, which does not indicate a trend as the average level in a quarter vary as a result of type of contract, property and region. The average lease duration of the portfolio developed from 3.0 year as per 30 June 2012 to 2.9 as per 30 September 2012.

Q3 was characterized by the usual seasonal pattern; the Dutch market saw a strong decrease in take up compared to Q2 2012 (source: Dynamis), which was also reflected in NSI's Dutch office portfolio. NSI signed approximately 37,274 sqm of new lettings (take up) in its Dutch office portfolio in the first three quarters of 2012, representing approximately 6% of the total uptake in the Dutch office market1 , while NSI's portfolio represents 1.3% of the market. In Q3, NSI signed 4,160 sqm of new lettings, representing 2.6% of the Dutch market take up in Q3 2012.

Recent transactions include a lease agreement with Danfoss for 1,931 sqm at the Vareseweg 105 in Rotterdam. In Arnhem, NSI has signed a lease with the rapidly growing Beslist.nl for 773 sqm. In Eindhoven, NSI welcomed the Open University as tenant (538 sqm). NSI welcomed two new tenants at the Burgemeester Stramanweg in Amsterdam; Norbain Netherlands (442sqm) and ADV Market Research (444 sqm).

Next to attracting new tenants, NSI was also able to realize significant expansions with existing tenants, e.g. SNT Netherlands (1,481 sqm expansion and 2,439 extension in Zoetermeer), BetonSon (2,500 sqm in Son) and Robert Bosch (606 sqm expansion and 2.915 sqm extension in Hoevelaken). Tenant Eleos moved within NSI's portfolio from Nieuwegein to Amersfoort (Hoefse Wing), where Eleos also expands from 1,271 sqm to 1,946sqm.

Furthermore, NSI continued its focus on renewals. NSI renewed 64,347 sqm in the first three quarters of 2012. In addition, driven by its pro-active approach and continuous dialogue with tenants, NSI renewed contracts with a future expiration date. This demonstrates NSI's approach to actively manage the expiration calendar and to create a more balanced negotiation momentum. As a result, the expiration level decreased this quarter from 17% to 16% for 2013 and from 16% to 15% for 2014. Furthermore, levels for 2013 and 2014 are substantially below average (20%).

Retention:

Expiry sqm 2012 Renewed
sqm
Retention
150,299 64,347 43%

The lower retention rate than usual is caused by the expiring of an above average number of large (single) tenant contracts in 2012.

HNK-R (Het Nieuwe Kantoor- Rotterdam) was opened on 18 October 2012. The transformation process took 4 months and an investment of €3.0 million; according to plan and budget. HNK-R provides flexibility in rental space and duration, ICT facilities, meeting rooms, meeting accommodations, flexible workplaces, catering and support services. HNK is 10% pre-let, with marketing activities being intensified after opening, resulting in an increasing pipeline of potential tenants (for more information see www.hnkr.nl).

Retail NL

The retail portfolio continued its solid occupancy (94.5%), with vacancy remaining at friction levels. The occupancy level and high retention show that NSI's leasing strategy succeeds in attracting healthy tenants at one hand, and its ability to provide the right environment to its tenants to run their businesses on the other hand.

The table below shows the development of occupancy in square meters. In financial reporting, NSI reports the financial occupancy (see below), which is defined as equation of contractual rent / (contractual rent + vacancy * market rent).

Total area Leased 1/1/12 Leased in Vacated in Total area Leased 30/9/ 2012 Expected in Q4 2012
1/1/12 period period 30/9/12
Area Area % Area Area Area Area % Expiry/ New Renewa Sqm%
given notice leases ls
292,843 275,720 94.2 11,020 11,862 292,843 274,878 93.8 9,745/ 2,249 6,390 94,4%
2,367

1 In the first three quarters of 2012, total take up in the Dutch office market amounted to 663,857 sqm (of which 161,228 in Q3) according to Dynamis.

In addition to strong retention, the focus on renting out vacant space paid off. Shopping center Zuidplein in Rotterdam for example, recently welcomed three new tenants and nationwide retailer Bruynzeel Kitchens will open its doors at the Woonboulevard Apeldoorn soon. Furthermore, NSI could facilitate a number of supermarkets in their expansion requirement, supporting NSI's strategy to have a strong share of supermarkets within its portfolio. In Alphen aan de Rijn (shopping centre Euromarkt), NSI cooperated with the municipality and its tenant Aldi to redevelop one of its units (approx. 1,000 sqm) to a supermarket, for which the permit has been granted by the municipality recently.

Expiry sqm 2012 Renewed Retention
48,857 43,825 90%

The average lease duration of the portfolio developed from 3.2 year as per 30 June 2012 to 3.0 as per 30 September 2012.

Belgium

The overall occupancy in the Belgian portfolio slightly decreased to 84.4% (from 85.6% at 30 June 2012). The occupancy of the logistics portfolio decreased to 85.2% from 88.3% at 30 June 2012, mainly due to a loss of a tenant in Merchtem Cargo Center. Intervest Offices & Warehouses kept its occupancy level for Offices stable at 85%.

Intervest Offices & Warehouses extended the contract with its largest tenant, PwC, which represents 10% of its gross rental income. The contract for 21,272 sqm in Woluwe Garden (in- Sint- Stevens- Woluwe) is extended until 31 December 2021, In its Logistics portfolio, Intervest Offices & warehouses progressed in its redevelopment of the logistic site in Oevel. The site will be expanded with 5,036 sqm and is already let to UTi Belgium, effective from the third quarter 2013 until 31 december 2023. Moreover the other existing contracts with UTi Belgium for the Oevel site have been extended until 31 December 2023.

Indirect investment result

The indirect investment result in Q3 amounted to €46.0 million negative (first three quarters of 2012 €124.3 million negative and € 31.8 million negative over the same period in 2011) predominantly derived from revaluations of real estate of - €38 million and an effect of - €8.3 million of the valuation of derivatives.

The downward revaluation of real estate mainly relates to the Dutch office portfolio (- € 32.6 million). This development is partly driven by the increased vacancy in NSI's portfolio, but valuations are also impacted by the vacancy level and oversupply situation in the market in general, resulting in ongoing pressure on property values. In addition, due to a lackluster number of real estate transactions, and distressed sales not being appropriate to serve as reference value, there is less reference available for the purpose of determining market yields or market rents. As a result , the influence of assumptions on valuations has increased.

Net Asset Value per share

The number of outstanding shares increased from €66.0 million (30 June 2012) to 66.9 million as per 30 September 2012 as a result of stock dividend.

Net asset value per share, including deferred taxes and the market value of the derivatives, decreased from €11.26 on 30 June 2012 to € 10.50 on 30 September 2012. If the deferred taxes and the value of the derivatives are excluded (the net asset value according to EPRA), the net asset value amounts to €11.73 compared to €12.38 on 30 June 2012. NSI utilizes interest-rate hedging instruments exclusively for hedging of operational interest rate risks. NSI is not overhedged (nominal value of derivatives are lower than nominal values of interest-bearing debts) and does not receive margin calls from its hedge counter parties to deposit cash in case of changing hedge derivative valuations. The value of the financial derivatives automatically reverts to zero at the end of the duration of these instruments.

Financing

NSI is committed to reduce its LTV (loan-to-value) to below 55% in the medium term and below 50% in the long term.

The LTV increased from 56.4% at 30 June 2012 to 57.6% at 30 September 2012, mainly as result of the revaluations of - €38 million in Q3 2012. The process of selling the two remaining assets (book value CHF43.9 million) in Switzerland is ongoing, which will reduce LTV.

Furthermore, NSI works diligently on its refinancing requirements and improving its debt maturity. In August 2012 NSI refinanced its full facility with Deutsche Bank, extending €121 million of debt maturing in 2012 and 2013 until 2015 and 2016.

Due to a higher awareness within financing partners in relation with real estate related risks, in combination with the overall economic situation and changing regulation (Basel III/ Solvency II), NSI notes a general decreased availability of real estate financing in the market. Processes of refinancing take materially longer to complete. Margins and costs have been rising substantially since the beginning of the crisis as a result of before-mentioned trends. Loan covenants tend to become more restrictive and are more diligently monitored to the effects of real estate valuations, property sales and vacancy. NSI notes that listed real estate benefit from its transparency versus non listed real estate in the appetite for financing. NSI works closely with a group of longstanding relationship banks. In order to address the related uncertainty on refinancing, NSI is pro-actively and early negotiating its upcoming maturities for 2013 (€281.5 million) and 2014. The last € 17.7 million remaining part of debt maturing in 2012 is expected to be refinanced shortly.

The average remaining maturity of the loans remained stable at 2.2 years (30 June 2012: 2.2 years).

Whilst overall costs of debt funding increased to 4.7%, total financing costs decreased slightly as higher bank charges were compensated by lower interest base rates, lower hedging cost rates and a reduction in outstanding loans (including repayment of relatively low interest rate loans in Switzerland).

The interest coverage ratio remained stable at 2.5 at 30 September 2012.

Interim-dividend Q3 2012

The proposed interim dividend for Q3 2012 is €0.24 per share, which totals the year to date dividend to € 0.75 for the first three quarters 2012. Following the dividend policy, as adopted by the Annual General Meeting of Shareholders, NSI offers shareholders optional dividend; shareholders can choose to receive dividend in cash, in shares, or a combination of both. NSI aims to distribute 30-50% of the total 2012 dividend in stock. Since the introduction of stock dividend, on average 47% of the dividend rights opted for stock dividend.. On 23 November 2012, NSI will set the interim dividend and announce further details regarding the distribution of dividend.

Hoofddorp, 9 November 2012 The Management Board

For additional information: Johan Buijs, CEO Daniël van Dongen, CFO T + 31 20 76 30 300 [email protected]

Financial report

Preliminary remark for the reader

On 14 October 2011, NSI and Vastned Offices (VNOI) completed the merger of their companies. This merger has been processed in this quarterly results as follows:

  • The P&L-statement up to Q3 2012 and the balance sheet per 30 September 2012 include the results from VNOI
  • The first three quarters of 2011 have not been amended for comparison and represent only NSI
  • As of the fourth quarter of 2011 all results of NSI and VNOI are fully consolidated

Total investment result

The total investment result, consisting of the sum of the direct and indirect investment results amounted to - €75.8 million over the first three quarters of 2012 (first three quarters 2011: €7.4 million).

Direct investment result

NSI uses the direct investment result (rental income less operating costs, service costs not recharged, administrative costs and financing costs) as a measure for the success of its core business and for determining its dividend.

The direct investment result for the first three quarters of 2012 amounted to €48.4 million (first three quarters 2011: €39.1 million). The direct investment result in Q3 2012 decreased to €15.9 million compared to €16.4 million in Q2 2012.

Gross rental income in the first three quarters of 2012 increased to €120.2 million compared to €77.4 million in the same period of 2011 as a result of the merger with VNOI. Compared to Q2 2012 gross rental income declined by 2.4% in Q3 2012, mainly as a result of the disposal of Swiss assets. The Swiss assets that have been sold at the end of Q2 2012 (70% of Swiss portfolio) delivered annual gross rental income of approximately €5.0 million, which is also reflected in the gross rental income of the retail portfolio (Perolles-Centre; annualized rent €2.6 million) and the office portfolio (Silvergate; annualized rent €2.4 million). Gross rental income of the logistics portfolio increased in Q3 2012 compared to Q2 2012 by 7% as a result of a one-off effect (reimbursement of lost rental income due to a fire in Rotterdam in April 2012), despite a decreased occupancy to 86% (Q2 2012: 88.5%).

The occupancy rate of the total portfolio decreased to 80.5% on 30 September 2012 compared to 81.8.% on 30 June 2012. The increase in vacancy is mainly caused by the Dutch office portfolio. The occupancy level in the office portfolio declined from 75.2% in Q2 2012 to 73.8% in Q3 2012, while retail remained fairly stable at a solid level of 94.5% in retail

NSI continued its focus on strict cost discipline and achieving further cost synergies from the merger with VNOI. The achieved synergies from the merger related to overhead cost reduction has reached the targeted level of €0.5 million per quarter. Service costs not recharged to tenants decreased, despite higher vacancy, due to the sales of Swiss assets. The financing costs decreased slightly despite higher bank charges, which were compensated by lower interest base rates, lower average hedging costs and a reduction in outstanding loans.

Rental income in the Netherlands, Belgium and Switzerland

x €1,000

rd quarter 2012
up to 3
rd quarter 2011
up to 3
Netherlands
Gross rental income 84,959 71,900
Net rental income 70,123 61,195
Switzerland
Gross rental income 4,384 5,489
Net rental income 3,179 4,098
Belgium
Gross rental income 30,885 -
Net rental income 29,740 -

Gross rental income up to Q3 2011 – up to Q3 2012

Gross rental income by segment in the Netherlands, Belgium and Switzerland

x €1,000 up to Q3 2011 acquired
through
Purchases Disposals organic
growth
up to Q3 2012
business
combinations
The Netherlands
Offices 36,818 18,562 - - 91 -
6,515
48,774
Retail 31,451 - 132 - 63 -
1,022
30,498
Industrial 3,154 1,998 - - 31 5,183
Residential 477 - - - 27 504
Total 71,900 20,560 132 - 154 -
7,479
84,959
Switzerland
Offices 2,327 - - - 716 22 1,633
Retail 3,162 - - - 508 97 2,751
Total 5,489 - - - 1,224*) 119 4,384
Belgium
Offices - 19,733 - - - 19,733
Industrial - 11,152 - - - 11,152
Total - 30,885 - - - 30,885
Total NSI 77.389 51,445 132 - 1,378 -
7,360
120,228

* Including exchange-rate differences of €0.1 million.

Compared to the first three quarters of 2011 (€24.9 million), financing costs developed in line with the increased portfolio to €41.5 million in the first three quarters of 2012. Compared to Q2 2012, financing costs slightly decreased by 0.7% in Q3 2012 despite higher bank charges, which were compensated by lower interest base rates, lower average hedging costs and a reduction in outstanding loans.

Indirect investment result

The indirect investment result for the first three quarters of 2012 amounted to €124.3 million negative. The indirect investment result consists of both realized revaluations (sales results on investments sold) and unrealized revaluations. These unrealized revaluations concern the changes in the market value of the property portfolio (- €98.3 million) and the derivatives (-€19.2 million). The realized revaluations contain the sales result of sold assets. In Q3 2012, one Industrial asset in Antwerp (Kaaien 218-220) in Belgium has been sold slightly above book value.

The value of derivatives further decreased due to an ongoing reduction in Euro market interest curves as a result of the economic situation in the Eurozone.

NSI utilizes interest-rate hedging instruments exclusively to limit operational interest rate risks. There is no situation of "over hedging" (nominal value of derivatives are lower than nominal values of interest-bearing debts) nor is NSI exposed to margin calls. The value of the financial derivatives automatically reverts to zero at the end of the duration of these instruments.

The revaluation of the Dutch property portfolio in Q3 2012 amounted to - €37.6 million (Q2 2012: - €30.8 million), which totals the revaluation in the first three quarters in 2012 to - €92.3 million (first three quarters 2011: - €18.4 million). These revaluations were mainly caused by the decrease in value of the Dutch offices portfolio by €32.6 million in Q3 2012 (first three quarters €78.8 million). Lower occupancy rates and the oversupply situation in the Dutch office market in general result in ongoing pressure on property values.

The value of the Belgian portfolio remained stable in Q3 2012 (- €0.3 million, first three quarters 2012 -€0.5 million). The increased valuation in the industrial portfolio in Q3 2012 (€2.5 million) was offset by a negative revaluation in its office portfolio (€2.8 million).

The value of the Swiss properties are reclassified into assets held for sale; as a result of this reclassification, the expected sales costs have been deducted from the value of the portfolio.

Revaluation results of properties in the Netherlands (x €1,000)

Total Q3 Q2 Q1 2011* Q4 Q3 Q2 Q1 2010* 2009* 2008*
2012 2012 2012 2011 2011* 2011* 2011*
Offices - 214,407 -
32,583
- 25,434 - 20,809 - 31,400 - 10,278 -
5,667 -
8,795 -
6,660
- 21,435 - 37,875 - 44,871
Retail -
11,623
-
2,893
-
3,951
-
2,828
-
622
-
3,525
317 925 1,661 -
1,179
-
7,920
7,770
Industrial -
17,265
-
2,145
-
1,285
-
197
-
1,351
-
1,071
-
265
135 -
150
-
2,416
- 5,504 -
4,367
Residential -
1,971
-
25
-
125
-
5
135 65 -
10
20 60 -
1,747
44 -
248
Total - 245,266 - 37,646 - 30,795 - 23,839 - 33,238 - 14,809 -
5,625
-
7,715
- 5,089 - 26,777 - 51,255 - 41,716

*) In accordance with IFRS; the figures prior to the merger (over the period 2008- first three quarters of 2011) have not been amended and represent only NSI. As of the fourth quarter of 2011 all results of NSI and VNOI are fully consolidated. VNOI revaluations in this pre-merger period (2008-Q3YTD 2011), related to the properties that are included in the portfolio at the date of merger, amounted to €116.9 million, bringing the total adjusted revaluation level to €362.2 million.

Revaluation of properties in Belgium (x €1,000)

Q3 2012 Q2 2012 Q1 2012 2011 Q4 2011
Offices -
2,847
-
3,587
426 2,555 2,555
Industrial 2,529 1,872 1,125 -
6,126
-
6,126
Total -
318
-
1,715
1,551 -
3,571
-
3,571

Revaluation of properties in Switzerland (x €1,000)

Q3 Q2 Q1 2011 Q4 Q3 Q2 Q1 2010 2009 2008
2012 2012 2012 2011 2011 2011 2011
Offices 3 -
265
- 2,559 208 263 -
47
- 7 - 1
980
-
278
802
Retail 6 -
1,011
-
1,734
-
1,152
-
762
-
347
- 36 - 7
1,036
-
749
-
1,800
Total 9 -
1,276
- 4,293 -
944
-
499
-
394
- 43 - 8
2,016
-
1,027
-
998

Yields in % at 30 September 2012 and 31 December 2011

gross yield* net yield** gross yield* net yield**
30-09-2012 30-09-2012 31-12-2011 31-12-2011
Offices 9.8 8.3 9.9 8.4
Retail 7.6 6.5 7.5 6.3
Industrial 8.9 8.2 8.6 7.5
Residential 7.2 6.7 7.0 6.0
Total 9.1 7.8 9.0 7.6

* gross yield: the theoretical annual rent expressed as a percentage of the market value of the property.

** net yield: the theoretical net rental income expressed as a percentage of the market value of the property.

gross yield* net yield** gross yield* net yield**
30-09-2012 30-09-2012 31-12-2011 31-12-2011
The Netherlands 9.3 8.1 9.4 8.0
Switzerland 6.8 4.9 6.6 4.9
Belgium 8.7 8.4 8.5 7.9
Total 9.1 7.8 9.0 7.6

Balance-sheet ratios and finance

The value of the real estate investments amounted to €2,154.8 million on 30 September 2012 (30 September 2011: €1,351 million, 30 June 2012: €2,189 million). This is the result of the balance of purchases, disposals, revaluations and investments, but in particular of the merger with VNOI and the subsequent sale of predominantly Swiss assets.

The loan-to-value increased to 57.6% at 30 September 2012 compared to 56.4% at 30 June 2012 (30 September 2011: 56.4%), mainly as a result of revaluations. NSI will remain focused on reducing loan-to-value by disposing of assets that do not fit its strategy. NSI reduced it debts to credit institutions to €1,242.0 million on 30 September 2012 (31 December 2011: €1,329 million).

Furthermore, NSI works diligently on its refinancing requirements and improving its debt maturity. In August 2012 NSI refinanced its full facility with Deutsche Bank, extending €121 million of debt maturing in 2012 and 2013 until 2015 and 2016.

Equity

NSI's equity decreased during the first three quarters of 2012 to €828.6 million (31 December 2011: €909.6 million). This was the result of the balance of net loss of €69.2 million, the equity issue of €24.3 million, the paid cash dividend payments of €35.7 million, including the full 2011 dividend of Intervest Warehouses & Offices, and the increase of the other reserves due to exchange-rate differences.

The number of outstanding shares increased from 60.3 million ultimo 2011 to 66.9 million on 30 September 2012. The net asset value, including deferred tax and the market value of the derivatives, amounted to €10.50 per share on 30 September 2012 (31 December 2011: €12.96). If the deferred tax and the value of the derivatives are excluded (the net asset value according to EPRA), the net asset value amounts to €11.73 per share (31 December 2011: €14.02).

Financial ratios

The funding available to the company under the credit facilities committed as at 30 September 2012 amounted to €109.2 million (31 December 2011: €102.7 million). Net debts to credit institutions fell from €1,329.2 million at year-end 2011 to €1,242.0 million as at 30 September 2012. The average remaining maturity of the loans slightly improved to 2.2 years and the fixed-interest part of the mortgage loans increased from 91.3% at year-end 2011 to 97.8% as at 30 September 2012. The average interest rate on the loans and derivatives increased from 4.2% as per ultimo 2011 to 4.7% on 30 September 2012, predominantly as a result of refinancing low interest loans at higher market based margins and repayment of relatively low interest rate loans in Switzerland. However, due to overall loan repayments, total financing costs decreased. As a result, the interest-rate coverage ratio remained stable at 2.5 on 30 September 2012 (31 December 2011: 2.4).

Interim-dividend Q3 2012

The basic principle of the company's dividend policy is to distribute almost the entire direct investment result to shareholders as dividend. For the first three quarters of 2012 the interim dividend will be €0.75 per share of which a €0.51 has already been distributed. The Q3 2012 interim dividend will therefore amount to €0.24 per share.

NSI offers shareholders the option to receive dividend in cash, in shares, or a combination of both. On 23 November 2012, NSI will set the interim dividend and announce further details regarding the distribution of dividend.

Developments in the portfolio

The value of the real estate portfolio decreased by €167.0 million during the first three quarters of 2012, from €2,321.8 million at year-end 2011 to €2,154.8 million. This decrease is the result of revaluations of - €98.3 million, sales of €91 million, acquisitions of €8.0 million, investments of €13.4 million and exchange-rate differences of €0.9 million.

In Q3 an industrial asset in Antwerp (Kaaien 218-220) in Belgium has been sold for € 1.3 million. NSI is still in the process of selling the two remaining Swiss properties, which are intended to be finalized before year-end. The sale of the Plein van de Verenigde Naties in Zoetermeer was finalized in October 2012.

The most important investments took place in the redevelopment of 'De Rode Olifant' in Den Haag (€2.9 million) and the transformation of the Vasteland in Rotterdam into HNK-R (€3.0 million).

NSI continues its efforts to divest non strategic assets. NSI notes that the market is still very soft with limited transactions. In addition, transactions take longer to complete.

As at 30 September 2012 the portfolio consisted of 94 residential units and 271 commercial properties, spread across:

in % x € 1.000
Sector spread
Offices 56 1,216,683
Retail 28 608,993
Industrial 15 319,388
Residential 1 9,690
Total real estate investments 100 2,154,754
Geographical spread
The Nederlands 70 1,517,000
Switzerland 2 36,319
Belgium 28 601,435
Total real estate investments 100 2,154,754

Occupancy rate

The occupancy in the entire portfolio as at 30 September 2012 amounted to 80.5% (30 September 2011: 89.0%, which does not include VNOI). Occupancy levels per sector were: 73.8% in offices, 86.0% in industrial premises and 94.5% in retail. Per country occupancy was 78.8% in the Netherlands, 95.3% in Switzerland and 84.4 % in Belgium.

Retail

The retail portfolio continued its solid occupancy (94.5%), with vacancy remaining at around friction levels.

Offices

The occupancy rate in the office portfolio decreased from 75.2% at 30 June 2012 to 73.8% at 30 September 2012, mainly due to the Dutch office portfolio. The occupancy rate in the Dutch office portfolio decreased to 70% (Q2 2012: 71.7%).

Logistics

The occupancy rate in the logistics portfolio decreased from 88.5% at 30 June 2012 to 86.0% at 30 September 2012.

The theoretical gross annual rental income per segment in the Netherlands, Belgium and Switzerland per 30 September 2012: (x € 1.000)

The Netherlands Belgium Switzerland Total
Offices 88,554 33,577 507 122,638
Retail 44,534 - 1,959 46,493
Industrial 9,940 18,544 - 28,484
Residential 700 - - 700
Total 143,728 52,121 2,466 198,315

Contractual rental income from the portfolio amounted to €159.6 million as at 30 September 2012.

Financial key figures

30-09-2012 30-09-2011 2011
Results (x €1,000)
Gross rental income 120,228 77,389 119,964
Net rental income 103,042 65,293 101,497
Direct investment result 48,447 39,142 56,030
Indirect investment result - 124,296 -
31,754
6,675
Result after tax - 75,849 7,388 62,705
Occupancy rate (in %) 80.5 89.0 84.1
Balance sheet data (x €1,000)
Real estate investments 2,154,754 1,348,991 2,321,813
Equity including minority interests 828,575 550,210 909,620
Shareholders' equity attributable to NSI 702,304 550,210 781,218
shareholders
Net debts to credit institutions 1,241,966 760,228 1,329,166
(exluding other investments)
Loan-to-value (debts to credit institutions/real 57.6 56.4 57.2
estate investments in %)
Issued share capital
Ordinary shares with a nominal value of €0.46 66,897,112 43,286,677 60,282,917
on 30 September
Average number of outstanding ordinary shares 63,346,375 43,286,677 46,978,800
during period under review
Data per average outstanding ordinary share (x
€1)
Direct investment result 0.76 0.90 1.19
Indirect investment result -
1.96
-
0.73
0.14
Total investment result -
1.20
0.17 1.33
Data per share (x €1)
(Interim-) dividend 0.75 0.90 1.19
Net asset value 10.50 12.71 12.96
Net asset value according to EPRA 11.73 13.58 14.02
Average stock-exchange turnover
(shares per day, without double counting))
94,672 67,660 77,675
High price 9.70 15.34 15.34
Low price 5.95 10.33 8.28
Closing price 6.37 11.19 9.45

Consolidated direct and indirect investment result (x €1,000)

up to 3rd quarter up to 3rd quarter rd quarter
3
3 rd quarter
2012 2011 2012 2011
Gross rental income 120,228 77,389 38,879 25,695
Service costs not recharged to tenants - 3,613 - 1,282 - 1,026 - 467
Operating costs - 13,573 - 10,814 - 4,312 - 3,515
Net rental income 103,042 65,293 33,541 21,713
Financing income 84 1,184 32 316
Financing costs - 41,466 - 24,922 - 13,679 - 8,508
Administrative costs - 4,539 - 2,361 - 1,386 - 713
Direct investment result before tax 57,121 39,194 18,508 12,808
Corporate income tax - 231 - 52 - 5 18
Direct investment result after tax 56,890 39,142 18,503 12,826
Direct investment result attributable to non
controlling interest - 8,443 - - 2,626 -
Direct investment result 48,447 39,142 15,877 12,826
Revaluation of real estate investments - 98,322 - 18,873 - 37,955 - 6,018
Elimination of rental incentives 46 - 137 -
Net result on sales of investments - 7,754* 707 47 694
Revaluation of other investments - - 2,603 - - 2,263
Movements in market value of financial derivatives - 19,176 - 7,681 - 8,283 - 15,390
Exchange-rate differences - 139 - 93 - 17 63
Allocated management costs - 1,741 - 1,019 - 580 - 340
Acquisition cost of merger - - 1,584 - - 896
Indirect investment result before tax - 127,086 - 31,146 - 46,651 - 24,150
Corporate income tax 1,015** - 608 - 46 - 299
Indirect investment result after tax - 126,071 - 31,754 - 46,697 - 24,449
Indirect investment result attributable to non 1,775
-
706 -
controlling interest
Indirect investment result - 124,296 - 31,754 - 45,991 - 24,449
Total investment result - 75,849 7,388 - 30,114 - 11,623
Data per average outstanding share (x €1)
Direct investment result 0.76 0.90 0.24 0.30
Indirect investment result - 1.96 - 0.73 - 0.70 - 0.56
Total investment result - 1.20 0.17 - 0.46 - 0.27

* including breakage costs (€1.9 million) on fixed interest rate CHF loans and the provision of a rental guarantee (€1.2 million).

** including €1.3 million release of a provision for deferred tax liabilities to sold Swiss assets.

Condensed consolidated interim financial information

Consolidated statement of comprehensive income (x €1,000)

note up to 3rd quarter up to 3rd quarter rd quarter 2012
3
rd
3
2012 2011 quarter
2011
Gross rental income 120,228 77,389 38,879 25,695
Service costs recharged to tenants 17,051 9,511 6,373 3,112
Service costs - 20,664 -10,793 -
7,399
- 3,579
Service costs not recharged - 3,613 - 1,282 - 1,026 -
467
Operating costs 4 -13,573 -10,814 - 4,312 - 3,515
Net rental income 2 103,042 65,293 33,541 21,713
Revaluation of investments -98,276 -18,873 -37,818 - 6,018
Net result on sales of investments 5 - 7,754 707 47 694
Total net proceeds from investments - 2,988 47,127 - 4,230 16,389
Administrative expenses 6 - 6,280 - 4,964 - 1,966 - 1,949
Financing income 84 28 32 15
Financing expenses - 41,605 -25,015 -
13,696
- 8,445
Result from other investments - - 1,447 - - 1,962
Movements in market value of financial - 19,176 - 7,681 -
8,283
-15,390
Net financing result -60,697 - 34,115 -21,947 -25,782
Result before tax -69,965 8,048 - 28,143 - 11,342
Corporate income tax 13 784 -
660
-
51
-
281
Result after tax -69,181 7,388 -28,194 - 11,623
Exchange-rate differences on foreign
participations 70 159 39 -
60
Total non-realised result 70 159 39 -
60
Total realised and non-realised result - 69,111 7,547 - 28,155 - 11,683
Result after tax attributable to:
NSI shareholders -75,849 7,388 - 30,114 - 11,623
Non-controlling interest 6,668 - 1,920 -
Result after tax -69,181 7,388 -28,194 - 11,623
Total realised and non-realised results
attributable to:
NSI shareholders -75,779 7,547 -30,075 - 11,683
Non-controlling interest 6,668 - 19,620 -
Total comprehensive income - 69,111 7,547 - 28,155 - 11,683
Data per average outstanding share
(x €1)
Diluted as well as non-diluted result after tax -
1.20
0.17 - 0.46 -
0.27

Consolidated statement of financial position

Before proposed profit appropriation Q3 2012 (x €1,000)

note 30-09-2012 31-12-2011 30-09-2011
Assets
Real estate investments 7 2,117,210 2,321,813 1,351,263
Intangible assets 8,486 8,509 8,483
Tangible fixed assets 3, 836 3,890 3,337
Financial derivatives - - -
Total fixed assets 2,129,532 2,334,212 1,363,083
Assets held for sale 8 37,544 - -
Other investments - - 9,232
Debtors and other accounts receivable 9 21,554 13,957 3,174
Cash 7,601 4,399 3,872
Total current assets 66,699 18,356 16,278
Total assets 2,196,231 2,352,568 1,379,361
Shareholders' equity
Issued share capital 30,773 27,732 19,914
Share premium reserve 658,527 637,054 451,076
Other reserves 88,854 53,727 97,807
Retained earnings -
75,849
62,705 -
18,587
Total shareholders' equity attributable to
shareholders 702,305 781,218 550,210
Non-controlling interest 126,270 128,402 -
Total shareholders' equity 10 828,575 909,620 550,210
Liabilities
Interest-bearing loans 11 847,931 1,122,648 579,314
Financial derivatives 12 81,133 62,297 35,532
Deferred tax liabilities 13 670 1,678 1,562
Total long-term liabilities 929,734 1,186,623 616,408
Redemption requirement long-term liabilities 11 306,644 137,189 155,821
Financial derivatives 12 436 96 401
Debts to credit institutions 94,992 73,727 38,197
Other accounts payable and deferred income 14 35,850 45,313 18,324
Total current liabilities 437,922 256,325 212,743
Total liabilities 1,367,656 1,442,948 829,151
Total shareholders' equity and liabilities 2,196,231 2,352,568 1,379,361

Consolidated cash flow statement (x €1,000)

Note 30-09-2012 30-09-2011
Result after tax -
69,181
7,388
Adjusted for:
Revaluation of real estate investments 5 98,322 18,873
Revaluation of other investments - 2,603
Net result on sales of investments 7,754 -
712
Net financing expenses 60,697 32,639
Deferred tax liabilities 13 -
1,015
608
Depreciation 389 609
Cash flow from operating activities 166,147 54,620
Movements in debtors and other accounts receivable 9 -
7,597
-
868
Movements in other liabilities, accrued expenses and -
6,309
-
1,305
deferred income
Financing income 84 28
Financing expenses -
44,621
- 25,207
Cash flow from operations 38,523 34,656
Purchases of real estate and investments in existing 7 -
21,419
- 10,189
properties
Proceeds of sale of real estate investments 83,287 4,355
Investments in tangible fixed assets -
344
-
209
Divestments of tangible fixed assets 31 19
Cash flow from investment activities 61,555 -
6,024
Dividend paid -
35,712
- 38,963
Costs related to optional dividend -
68
-
Share issue 24,348 -
Repurchase of own shares -
502
-
Drawdown of loans 11 30,043 31,010
Redemption of loans 11 -
136,382
-
12,783
Cash flow from financing activities -
118,273
- 20,736
Net cash flow -
18,195
7,896
Exchange-rate differences 132 194
Cash and debts to credit institutions as of 1 January -
69,328
- 42,415
Cash and debts to credit institutions as of 30
September -
87,391
- 34,325

Consolidated statement of movements in shareholders' equity (x €1,000)

The development of the item shareholders' equity up to Q3 2012 was as follows:

issued share
capital
share
premium
reserve
other reserves retained
earnings
total share
holders'
equity
attributable
to
shareholders
non
controlling
interest
total share
holders'-
equity
Balance as of 1 January 2012 27,732 637,054 53,727 62,705 781,218 128,402 909,620
Result Q3 2012
Exchange rate differences on foreign
- - - - 75,849 -
75,849
6,668 -
69,181
participations - - 70 - 70 - 70
Total comprehensive income
Q3 2012 - - 70 - 75,849 - 75,779 6,668 -
69,111
Final cash dividend for 2011 - - -
7,539
- -
7,539
- 8,800 -
16,339
Stock dividend 685 -
685
- - - - -
Costs related to optional dividend - -
25
-
10
- -
35
- -
35
2011 profit appropriation - - 62,705 -
62,705
- - -
Distributed cash interim dividend - - -
19,373
- - 19,373 - -
19,373
2012
Stock dividend 995 -
995
- - - - -
Costs related to optional dividend - -
25
-
8
- -
33
- -
33
Issue of shares 1,389 23,677 -
718
- 24,348 - 24,348
Own shares acquired -
28
-
474
- - -
502
- -
502
Total contributions by and to
shareholders
3,041 21,473 35,057 - 62,705 -3,134 - 8,800 -
11,934
Situation as of 30 September 2012 30,773 658,527 88,854 - 75,849 702,305 126,270 828,575

The development of the item shareholders' equity up to Q3 2011 was as follows:

issued share
capital
share
premium
reserve
other reserves retained
earnings
total share
holders' equity
attributable to
shareholders
non
controlling
interest
total share
holders'-
equity
Balance as of 1 January 2011 19,914
451,076
85,552 25,084 581,626 -
581,626
Result financial Q3 2011 - - -
7,388
7,388 7,388
Exchange rate differences on foreign - - 159 -
159
159
participations
Total comprehensive income Q3 2011 - - 159
7,388
7,547 -
7,547
Final cash dividend for 2010 - -
-
12,988
-
-
12,988
-
-
12,988
2010 Profit appropriation 25,084 -
25,084
- -
-
Distributed cash interim dividend 2011 - - -
-
25,975
-
25,975
-
-
25,975
Total contributions by and to
shareholders - -
12,096
-
51,059
-
38,963 -
- -
38,963
Situation as of 30 September 2011 19,914
451,076
97,807 -
18,587
550,210 -
550,210

Notes to the figures for the first three quarters

1. Most important principles for valuation and determination of the result

The financial statements of NSI N.V. for the first three quarters of 2012 were drawn up in compliance with International Financial Reporting Standards, IFRS, as approved within the European Union. This report on the first three quarters of 2012 has been drawn up in accordance with IAS 34, 'Interim Financial Reporting'.

For the most important principles for consolidation, valuation and determination of the result applied in this report, please refer to the published 2011 financial statements (see www.nsi.nl). The consolidated figures are drawn up on the basis of historical cost, except for property investments and financial derivatives, which are recognised at fair value. Unless stated otherwise, the figures are presented in thousands of euros rounded to the nearest thousand.

This report on the first three quarters of 2012 was approved by the Management Board and Supervisory Board on 9 November 2012.

The compilation of this interim report in accordance with IFRS requires that the Management Board forms opinions, estimates and assumptions that affect the application of the accounting principles and the reported figures for assets, liabilities, income and expenses. The estimates and the related assumptions are based on experience and various other factors that are considered appropriate. Actual results from these estimates. The estimates and underlying assumptions are continually assessed. Revisions to estimates are wholly included in the period in which the revision is made, if the effect has only applies to that period.

2. Segment information

Below, a summary of the results of each of the reporting segments is included.

Per country The Netherlands
up to 3rd
quarter
up to 3rd
quarter
Switzerland
up to 3rd
quarter
up to 3rd
quarter
Belgium
up to 3rd
quarter
up to 3rd
quarter
Total up to 3rd
quarter
up to 3rd
quarter
2012 2011 2012 2011 2012 2011 2012 2011
Gross rental income 84,959 71,900 4,384 5,489 30,885 - 120,228 77,389
Service costs not recharged to
tenants - 2,719 - 1,092 - 160 - 190 - 734 - - 3,613 - 1,282
Operating costs - 12,117 - 9,613 - 1,045 - 1,201 - 411 - - 13,573 - 10,814
Net rental income 70,123 61,195 3,179 4,098 29,740 - 103,042 65,293
Revaluation result - 91,586 - 18,428 - 5,559 - 445 - 1,131 - - 98,276 - 18,873
Net result on sales - 123 729 - 7,771 - 22 140 - - 7,754 707
Segment result - 21,586 43,496 - 10,151 3,631 28,749 - - 2,988 47,127
Reconcilation
Administrative costs - 3,067 - - 471 - - 2,742 - - 6,280 - 4,964
Net financing costs - 47,855 - - 1,534 - - 11,308 - - 60,697 - 34,115
Result before tax - 72,508 - - 12,156 - 14,699 - - 69,965 8,048
Corporate income tax - - 862 - - 78 - 784 - 660
Result after tax - 72,508 - - 11,294 - 14,621 - - 69,181 7,388
Non-controlling interest - - - - - - 6,668 - - 6,668 -
Investment income - 72,508 - - 11,294 - 7,953 - - 75,849 -
attributable to shareholders
Purchases and investments in
existing properties
7,010 8,191 166 1,998 14,243 - 21,419 10,189

3. Exchange rates

In order to hedge currency risks, real estate investments in currencies other than the euro are generally funded by loans in the currency of the investment (in this case Swiss Francs). As at 30 September 2012, the exchange rate for the Swiss franc was: CHF1 = €0.82651 (30 September 2011: €0.82843).

4. Operating costs

The operating costs for the properties can be specified as follows:

rd Quarter 2012
up to 3
rd Quarter 2011
up to 3
Municipal taxes 3,483 2,706
Insurance premiums 605 483
Maintance costs 2,867 1,883
Contributions to owners' assocations 370 453
Property management (including attributed 3,607 2,322
administrative expenses)
Letting costs 1,307 2,104
Other expenses 1,334 863
Total 13,573 10,814

5. Net result on sales of investments

rd Quarter 2012
up to 3
up to 3rd Quarter 2011
Sales of real estate investments 88,517 4,407
Book value at time of sale 92,266 3,648
Total -
3,749
759
Sales costs -
4,005
-
52
Toaal -
7,754
707

The sales costs are including broker costs, legal costs, breakage costs for loan redemption and a rental guarantee.

6. Administrative expenses

The administrative expenses can be specified as follows:

rd Quarter 2012
up to 3
rd Quarter 2011
up to 3
Management costs 8,936 4,913
Audit costs 322 112
Consultancy costs 537 241
Appraisal costs 335 172
Compensation of Supervisory Directors, members of the
Investments Advisory Board and Stichting Prioriteit NSI 189 196
Acquisition costs of merger - 1.584
Other expenses 339 347
Total 10,658 7,565
Allocated to operating costs -
4,108
-
2,406
Allocated to real estate portfolio -
270
-
195
Total 6,280 4,964

7. Real estate investments

The development of the real estate investments in operation and under development was as follows:

30-09-2012 30-09-2011
Real estate investments in operation 2,101,565 1,351,263
Real estate investmetns under development 15,645 -
Total 2,117,210 1,351,263

The book value of the properties until the time of revaluation is equal to the acquisition price plus the costs of any improvements made, including attributable costs of acquisition, such as legal costs, transfer tax, agents' charges, the costs of due diligence investigations and other transaction charges, and thereafter equal to the market value.

Due to the financial downturn, the number of real estate transactions (both in terms of signed leases as well as property sales) has significantly decreased in recent years and even more in 2012. As a result of which there are less comparables available for the purpose of determining market yields or market rents. Due to the lack of clear comparables, the influence of assumptions on valuations has increased. This in turn increases volatility on valuations in the market.

Distressed sales cannot be adequately used as reference value for the valuation of real estate. In order to address this, NSI makes use of a number of well-established external appraisers, values all its properties internally each quarter and rotates external appraisers over time and properties.

Real estate investments in operation

The Switzerland Belgium Total The Switzerland Belgium Total
Netherlands 2012 Netherlands 2011
Balance on 1 January 1,605,790 123,084 587,889 2,316,763 1,243,167 117,522 - 1,360,689
Purchases - - 7,966 7,966 7,331 - - 7,331
Investments 7,010 - 6,277 13,287 860 1,998 - 2,858
Reclassification into
real estate investments
under development -
10,595
- - -
10,595
- - - -
Reclassification into
assets held for sale - -
119,925
-
1,225
-
121,150
- - - -
Sales -
4,920
- - 3,865 -
8,785
- 3,648 - - -
3,648
Revaluations -
92,280
-
4,293
-
482
-
97,055
-18,748 -
445
- - 19,193
Exchange rate
differences - 1,134 - 1,134 - 3,226 - 3,226
Balance on 30 1,505,005 - 596,560 2,101,565 1,228,962 122,301 - 1,351,263
September

The development of the real estate investments in operation per country was as follows:

The valuations per 30 September 2012 contain:

The Switzerland Belgium Total The Switzerland Belgium Total
Netherlands 2012 Netherlands 2011
Prepayment and
accrued income
in relation to
incentives 8,099 - 4,720 12,819 2,272 - - 2,272
Retail Offices Industrial Residential Total 2012
Balance on 1 January 2012 664,897 1,331,525 310,496 9,845 2,316,763
Purchases - - 7,966 - 7,966
Investments 758 9,637 2,892 - 13,287
Reclassification into real estate - - 10,595 - - - 10,595
investments under
development
Reclassification into assets -
74,066
- 45,859 -
1,225
- - 121,150
held for sale
Sales - -
4,920
-
3,865
- - 8,785
Revaluations -
11,406
-
87,393
1,899 -
155
- 97,055
Exchange rate differences 692 442 - - 1,134
Balance on 30 September 2012 580,875 1,192,837 318,163 9,690 2,101,565

The development of the investments by real estate type was as follows:

On 30 September 2012, properties with a book value of €1,545.5 million (30 September 2011: €1,322.1 million) were mortgaged as security for loans taken out and credit facilities at banks amounting to €967.4 million (30 September 2011: €805,8million).

Real estate investments under development 30-09-2012 30-09-2011
Balance on 1 January 5,050 -
Reclassification of real estate investments in 10,595 -
operation
Balance on 30 September 15.645 -

8. Assets held for sale

Swiss real estate portfolio 30-09-2012 30-09-2011
Balance on 1 January - -
Reclassification of real estate investments in 121,150 -
operation
Investments 166 -
Sales -
82,256
-
Revaluations -
1,266
-
Exchange rate differences -
250
-
Balance on 30 September 37,544 -

9. Debtors and other accounts receivable

The main items concern prepaid costs 2012 for an amount of €6.2 million, corporate income tax (€3.3 million) and rental income overdue for an amount of €6.0 million.

10. Shareholders' equity

The number of issued shares increased due to a share issue on 12 April 2012 (3,020,000 shares), the 2011 final dividend (as stock: 1,489,976 shares), the Q1 and Q2 2012 interim-dividend (as stock: 1,229,255 and 932,342 shares) and own shares acquired (57,378 shares) by 6,614,19 shares.

The Stichting Prioriteit NSI was dissolved on 30 June 2012. The priority shares were changed into ordinary shares that were acquired by the company.

11. Interest-bearing debt

The development of the loans during the period under review was as follows:

2012 2011
Balance on 1 January 1,259,837 713,607
Drawdowns 30,043 31,010
Redemptions -
136,382
-
12,783
Exchange-rate differences 1,077 3,301
Balance on 30 September 1,154,575 735,135
Redemption requirement long-term debt up to 1 year 306,644 155,821
Balance on 30 September 847,931 579,314

Remaining maturities of the loans at 30 September 2012 were as follows:

Fixed interest variable interest total
Up to 1 year 46,237 260,407 306,644
From 1 to 2 year - 265,659 265,659
From 2 to 5 year 227,521 342,524 570,045
From 5 to 10 year - 7,436 7,436
More than 10 years - 4,791 4,791
Total loans 273,758 880,817 1,154,575

The interest-bearing debt are loans from banks with an average remaining maturity of 2.2 years. The weighted average interest on outstanding mortgages and interest-rate swaps at 30 September 2012 was 4.7% per annum including margin. The interest coverage ratio amounted to 2.5 as at 30 September 2012.

As collateral for the loans and the current account facilities at the banks, mortgages are registered on real estate with a value of €1,545.5 million, together with a possessory lien on the rental income in some cases.

Furthermore, NSI works diligently on its refinancing requirements and improving its debt maturity. In August 2012 NSI refinanced its full facility with Deutsche Bank, extending €121 million of debt maturing in 2012 and 2013 until 2015 and 2016.

Due to a higher awareness within financing partners in relation with real estate related risks, in combination with the overall economic situation and changing regulation (Basel III/ Solvency II), NSI notes a general decreased availability of real estate financing in the market. Processes of refinancing take materially longer to complete. Margins and costs have been rising substantially since the beginning of the crisis as a result of before-mentioned trends. Loan covenants tend to become more restrictive and are more diligently monitored to the effects of real estate valuations, property sales and vacancy. Listed real estate benefits from its transparency versus non listed real estate in the appetite for financing. NSI works closely with a group of longstanding relationship banks. In order to address the related uncertainty on refinancing, NSI is proactively and early negotiating its upcoming maturities for 2013 (€281,5 million) and 2014. The last €17.7 million remaining part of debt maturing in 2012 is expected to be refinanced shortly.

NSI closely monitors its framework of covenants, which vary per bank, related to its loan facilities.

12. Financial derivatives

NSI limits its interest-rate risk by swapping the majority of the variable interest it pays on its loans into a fixed interest rate, by means of contracts with fixed interest rates varying from 1.995% to 4.613% and with maturity dates between 2013 and 2022. The market value of the financial derivatives amounted to - €81.6 million as at 30 September 2012.

number of
contracts
nominal negative
market value
positive
market value
Up to 1 year 2 22,500 436 -
From 1 to 5 year 37 679,939 57,253 -
From 5 to 10 year 8 154,300 23,880 -
Total swaps 47 856,739 81,569 -

The weighted average remaining maturity of the financial derivatives is 4.2 years. NSI is hedged at a weighted interest rate of 3.1%, excluding margin. 2.2% of the current interest bearing debts, excluding debts to credit institutions, are not hedged.

13. Deferred tax liabilities

Deferred tax liabilities are recognized at nominal value for the corporate income tax payable in future periods that arise because of the differences between market value and value for tax purposes of the properties in Switzerland.

14. Other payables and accrued liabilities

The largest items recognized under the other payables and accrued liabilities concern prepaid rent of €7,9 million, payable operational costs of €9.2 million and payable interest of €4.7 million.

15. Liabilities not appearing on the balance sheet

Divestment obligations

NSI reached an agreement about the sale of an office property in the Plein van de Verenigde Naties in Zoetermeer. The sales price amounted to €4.5 million and the transfer took place in October 2012.

Hoofddorp, 9 November 2012

Management Board Supervisory Board J. Buijs, CEO H. Habas, chairman D.S.M. van Dongen , CFO H.J. van den Bosch

H.W. Breukink G.L.B. de Greef W.M. Steenstra Toussaint

Other information

Statement pursuant to the Financial Supervision Act

The Netherlands Authority for the Financial Markets granted a licence to NSI N.V. on 13 July 2006. A copy of this license can be obtained at the company's office as well as via its website: www.nsi.nl

The members of NSI's Supervisory Board and Management Board have no personal interests in any of the investments made by NSI. Furthermore, they never had any such interest at any time during the period under review. The company is not aware of any property transactions during the period under review with any people or organisations that could be considered to have a direct relationship with the company.

Holders of shares with a capital interest of 5% or more:

NSI had one major investor, Stichting Prioriteit NSI, holder of all 5,000 preference shares. The Stichting Prioriteit NSI was dissolved on 30 June 2012. The priority shares were changed into ordinary shares that were acquired by the company. In accordance with the Financial Supervision Act, the Netherlands Authority for the Financial Markets received a notification of a shareholder with an interest of more than 5% in the company. According to the most recent notification, this interest was as follows: Habas Investments (1960) Ltd. and it subsidiaries (20.5%). The date of the notification mentioned above was 18 September 2012.

Events after balance sheet date

No significant events that NSI is required to disclose have occurred after the balance sheet date.

Financial calendar 2012

Interim dividend payments

Establishment and details of interim-dividend Q3 2012 23 November 2012 Listing ex-dividend 27 November 2012 Interim-dividend for Q3 2012 made payable 18 December 2012

Review report To: the General Meeting of Shareholders of NSI N.V.

Introduction

We have reviewed the accompanying condensed consolidated interim financial information of NSI N.V. in Hoofddorp, statutory seat Hoorn, as included in the interim report on pages 18 to 29, which comprises the consolidated statement of financial position as at 30 September 2012, the consolidated statement of comprehensive income for the period of 9 months ended 30 September 2012, and for the period of 3 months ended 30 September 2012, and the consolidated statement of movements in shareholders' equity, and consolidated cash flow statement for the period of 9 months ended 30 September 2012, and the notes. Management of the Company is responsible for the preparation and presentation of this condensed consolidated interim financial information in accordance with IAS 34 'Interim Financial Reporting' as adopted by the European Union. Our responsibility is to express a conclusion on this interim financial

Scope

We conducted our review in accordance with Dutch law including standard 2410, 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity'. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with auditing standards and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.

Conclusion

Based on our review, nothing has come to our attention that causes us to believe that the accompanying condensed consolidated interim financial information as at 30 September 2012 is not prepared, in all material respects, in accordance with IAS 34 'Interim Financial Reporting' as adopted by the European Union.

Amstelveen, 9 November 2012

KPMG Accountants N.V.

H.D. Grönloh RA

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