FUNDING CIRCLE HOLDINGS PLC

Pre-Annual General Meeting Information • Oct 28, 2024

71 Queen Victoria Street London EC4V 4AY

T: +44 (0)20 7832 8800 F: +44 (0)20 3318 5806 www.fundingcircle.com

28 October 2024

Dear Shareholder

Funding Circle Holdings plc – Notice of Annual General Meeting and voting instructions

I write to inform you that you can now access the Notice of General Meeting ('GM') by visiting the Company's website at https://corporate.fundingcircle.com/investors/shareholder-meetings. Explanatory notes on the resolution can be found in the Notice of GM.

The GM will be held at the Funding Circle Holdings plc offices of 71 Queen Victoria Street, London, EC4V 4AY, on Thursday, 14 November 2024 at 10:00 am.

The Company is offering facilities for shareholders to attend and vote at the GM in person or electronically, should they wish to do so. Further details are set out in the Notice of GM.

You can vote your Funding Circle Holdings plc shares online at www.sharevote.co.uk. You will need to use your Voting ID, Task ID and Shareholder Reference (shown below) to log on.

Please note that voting instructions must be registered by no later than 10:00 am on Tuesday 12 November 2024.

Voting ID	Task ID
Shareholder
reference

Please note that this letter does not contain a summary of the contents of the Notice of GM and should not be regarded as a substitute for reading the Notice of GM in full. Please view and download the Notice of GM before deciding how to vote on the resolution.

You have received this letter because you are deemed to have consented to receive shareholder documentation by means of a website, with paper notification of the publication of any documents on our website. If you would like to receive future notifications issued by the Company by email rather than by letter, please visit www.shareview.co.uk and complete your registration details. This would also help reduce our impact on the environment.

If you have any questions concerning this letter or cannot locate or access the Notice of GM on the website, please contact Equiniti by calling the helpline on +44 (0)371 384 2030. Lines are open from 8.30 am to 5.30 pm, Monday to Friday, excluding public holidays in England and Wales.

Yours faithfully

Lucy Vernall Company Secretary

Funding Circle Holdings plc is registered in England (Co. No. 07123934) with its registered office at 71 Queen Victoria Street London EC4V 4AY.