Bff Bank

Environmental & Social Information • Aug 1, 2024

PRESS RELEASE

BFF improves ESG rating from Morningstar Sustainalytics

The Group improves its score to 15.0 from 17.0 in the "Low Risk" category

Milan, 1st August 2024 - BFF Bank S.p.A. ("BFF", or the "Group") is proud to announce that, following the research methodology update by Morningstar Sustainalytics*, the Group scored 15.0 in ESG risk rating, with an improvement versus the previous analysis, confirming the "Low Risk" category.

Morningstar Sustainalytics' rating contributes to enhancing transparency and visibility on BFF's sustainability path, measures the Group's exposure to industry-specific material ESG risks, and assesses the management behaviour in addressing those risks.

BFF ranks in the 9th percentile from the previous 11th of its sub-industry, Regional Banks, in the 14th percentile from the previous 16th of the Banks category and in the 13th percentile from the previous 18th of the Morningstar Sustainalytics' universe1 .

For more information on BFF's sustainability policy and Sustainalytics' rating, please refer to the Sustainability section on BFF's website.

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* Morningstar Sustainalytics is a leading ESG research, ratings and data firm that supports investors around the world with the development and implementation of responsible investment strategies. For nearly 30 years, the firm has been at the forefront of developing high-quality, innovative solutions to meet the evolving needs of global investors. Sustainalytics disclaimer.

Copyright ©2023 Morningstar Sustainalytics. All rights reserved. This press release contains information developed by Sustainalytics (www.sustainalytics.com). Such information and data are proprietary of Sustainalytics and/or its third party suppliers (Third Party Data) and are provided for informational purposes only. They do not constitute an endorsement of any product or project, nor an investment advice and are not warranted to be complete, timely, accurate or suitable for a particular purpose. Their use is subject to conditions available at https://www.sustainalytics.com/legal-disclaimers.

¹ 1st percentile means lower risk.

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This press release is available on-line on BFF Group's website www.bff.com within the Investors > PR & Presentations section.

BFF Banking Group

BFF Banking Group is the largest independent specialty finance in Italy and a leading player in Europe, specialized in the management and non-recourse factoring of trade receivables due from the Public Administrations, securities services, banking and corporate payments. The Group operates in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia and Spain. BFF is listed on the Italian Stock Exchange. In 2023 it reported a consolidated Adjusted Net Profit of €183.2 million, with a 13.5% Group CET1 ratio at the end of March 2024. www.bff.com

Contacts

BFF Banking Group

Investor Relations Caterina Della Mora Marie Thérèse Mazzocca +39 02 49905 631 | +39 335 1295 008 | +39 335 6709492 investor.relations@bff.com

Media Relations Alessia Barrera Sofia Crosta +39 02 49905 623 |+39 340 3434 065 newsroom@bff.com

Barabino & Partners

Stefania Bassi – s.bassi@barabino.it +39 335 628 2667 Sabrina Ragone – s.ragone@barabino.it +39 338 25 19 534 Elena Magni – e.magni@barabino.it +39 348 478 7490