Raiffeisen Bank International AG

Earnings Release • Mar 27, 2008

News Details

Ad-hoc | 27 March 2008 07:28

Raiffeisen International Bank-Holding AG: Full Year Report 2007

Raiffeisen International Bank-Holding AG / Final Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.

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– Consolidated profit of EUR 841 mn up by 42% year-on-year
(1-12/2006 excl. one-offs: EUR 594 mn)

– ROE before tax of 25.7% compared to 27.3% 1-12/2006 (excl. one-offs)

– Retail segment contribution of 39% (1-12/2006: 30%) due to strong
growth in retail profit

– Cost/income ratio improves to 57.6% in 2007 from 59.1% in 2006

– Balance sheet total of EUR 73 bn, growth of 30% year-on-year

– Number of customers increase to 13.7 mn and number of branches
to 3,015

– Outlook: Our goal for consolidated profit in 2008 is about
EUR 1 billion

                                 1-12/     1-12/      10-12/  10-12/

Income Statement in EUR mn 2007 2006 2007 2006

Net interest income 2,418.8 1,763.9 715.1 513.1
Provisioning for impairment losses (357.0) (308.9) (114.9) (79.6)
Net interest income after
provisioning 2,061.9 1,455.0 600.2 433.6
Net commission income 1,249.8 933.3 354.8 272.4
Trading profit 127.9 174.8 7.1 63.0
General administrative expenses (2,184.0) (1,693.7) (646.3) (537.3)
Profit before tax 1,237.6 891.2 284.2 240.6
Profit after tax 973.5 685.9 236.8 176.5
Consolidated profit (after
minorities) 841.3 593.7 215.6 156.3

Balance Sheet in EUR mn 31/12/07 31/12/06

Equity (incl. minorities and
profit) 6,622.1 4,589.6
Balance sheet total 72,742.8 55,867.0

Bank Specific Information 31/12/07 31/12/06

Core capital ratio (Tier 1), banking
book 11.4% 9.8%
Core capital ratio (Tier 1), incl.
market risk 10.5% 9.0%
Own funds ratio 12.4% 11.0%

Performance 1-12/2007 1-12/2006

Return on equity (ROE) before tax 25.7% 27.3%
Consolidated return on equity 20.1% 21.4%
Cost/income ratio 57.6% 59.1%
Risk/earnings ratio 14.8% 17.5%
Earnings per share in EUR 5.80 4.17

Resources 31/12/07 31/12/06

Number of staff 58,365 52,732
Business outlets 3,015 2,848

Note: All 2006 figures are excl. the sale of Raiffeisen Bank Ukraine and
the minority stake in Bank TuranAlem.

For further information please contact:

Susanne Langer
Vice President Investor Relations
Raiffeisen International Bank-Holding AG
Am Stadtpark 9
A-1030 Vienna
investor.relations@ri.co.at
phone +43-1-71707-2089
http://www.ri.co.at
27.03.2008 Financial News transmitted by DGAP

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Language: English
Issuer: Raiffeisen International Bank-Holding AG
Am Stadtpark 9
A-1030 Vienna
Österreich
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: investor.relations@ri.co.at
Internet:
ISIN: AT0000606306
WKN: A0D9SU
Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in
Frankfurt; Foreign Exchange(s) Wien

End of News DGAP News-Service

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