Raiffeisen Bank International AG

Earnings Release • Nov 6, 2008

News Details

Ad-hoc | 6 November 2008 07:29

Raiffeisen International Bank-Holding AG: Third Quarter Report 2008

Raiffeisen International Bank-Holding AG / Quarter Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.

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– Consolidated profit of EUR 861 mn up by 38% year-on-year
– Strong ROE before tax of 25.4%
– Cost/income ratio improves to 54.6% from 57.6% (1-12/2007)

Outlook and Targets

• Our goal for consolidated profit in 2008, which has been adjusted
  by 5 per cent due to the changed market situation, is about
  EUR 950 mn
  – Due to the current market environment we will review our mid-term
  targets. The new targets will be announced at the publication of the
  full-year results 2008 in March 2009

                             1-9/      1-9/      7-9/      7-9/
  

  Income Statement in EUR mn 2008 2007 2008 2007

Net interest income 2,341.7 1,703.8 844.1 625.0
Provisioning for impairment losses (365.5) (242.1) (164.2) (88.8)
Net interest income after
provisioning 1,976.1 1,461.7 679.9 536.2
Net commission income 1,097.8 895.0 394.9 322.8
Trading profit 127.4 120.8 35.2 41.4
General administrative expenses (1,939.5) (1,537.7) (689.7) (535.0)
Profit before tax 1,261.0 953.4 418.3 346.8
Profit after tax 965.4 736.6 319.0 259.6
Consolidated profit
(after minorities) 861.5 625.7 295.8 224.3

Balance Sheet in EUR mn 30/09/08 31/12/07

Equity (incl. minorities and
profit) 7,587 6,622
Balance sheet total 87,251 72,743

Bank Specific Information* 30/09/08 31/12/07

Core capital ratio (Tier 1),
credit risk 8.9% 11.4%
Core capital ratio (Tier 1),
total risk (incl. market and
operational risk) 7.6% 10.5%
Own funds ratio 9.3% 12.4%

Performance 1-9/ 1-12/
2008 2007

Return on equity (ROE) before tax 25.4% 25.7%
Consolidated return on equity 19.9% 20.1%
Cost/income ratio 54.6% 57.6%
Risk/earnings ratio 15.6% 14.8%

Resources 30/09/08 31/12/07

Number of staff 63,921 58,365
Business outlets 3,168 3,015

* Ratios for 2007 based on Basel I. Ratios for 2008 based on Basel II.

For further information please contact:

Susanne Langer
Vice President Investor Relations
Raiffeisen International Bank-Holding AG
Am Stadtpark 3
A-1030 Vienna
investor.relations@ri.co.at
phone +43-1-71707-2089
http://www.ri.co.at
06.11.2008 Financial News transmitted by DGAP

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Language: English
Issuer: Raiffeisen International Bank-Holding AG
Am Stadtpark 9
A-1030 Vienna
Österreich
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: investor.relations@ri.co.at
Internet:
ISIN: AT0000606306
WKN: A0D9SU
Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in
Frankfurt; Foreign Exchange(s) Wien

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