Raiffeisen Bank International AG

Earnings Release • Aug 21, 2014

News Details

Ad-hoc | 21 August 2014 07:36

Raiffeisen Bank International AG: Semi-Annual Financial Report 2014

Raiffeisen Bank International AG / Key word(s): Half Year Results

21.08.2014 07:36

Dissemination of an Ad hoc announcement, transmitted by DGAP - a service of
EQS Group AG.
The issuer is solely responsible for the content of this announcement.

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• Net interest income of EUR 1,954 mn (up 6.4% y-o-y)
• Net trading income of EUR 9 mn (down 93.6% y-o-y), impacted by
  currency-driven valuation losses in Ukraine
• General administrative expenses decreased to EUR 1,519 mn (down 6.1%
  y-o-y), primarily driven by FX effects
• Net provisioning for impairment losses increased to EUR 568 mn (up 21.1%
  y-o-y)
• Profit before tax increased to EUR 518 mn (up 10.9% y-o-y)
• Consolidated profit increased to EUR 344 mn (up 24.4% y-o-y)
• NPL ratio at 10.7% (stable compared to FY 2013)
• NPL coverage ratio increased to 65.3% (up 2.2PP compared to FY 2013)
• Common equity tier 1 ratio: CET1 (fully loaded) 10.4%; CET1
  (transitional) 12.1%
• Leverage ratio of 6.3% comfortably surpasses the 3% envisaged regulatory
  ratio

Income Statement in EUR mn 1-6/2014 1-6/2013 Q2/2014 Q1/2014
Net interest income 1,954 1,836 975 979
Net provisioning for
impairment losses (568) (469) (287) (281)
Net interest income after
provisioning 1,386 1,367 688 697
Net fee and commission
income 765 785 389 376
Net trading income 9 140 28 (19)
General administrative
expenses (1,519) (1,617) (764) (755)
Net income from derivatives
and liabilities (43) (187) (15) (27)
Net income from financial
investments 78 64 42 37
Profit before tax 518 467 278 240
Profit after tax 371 311 198 173
Consolidated profit 344 277 183 161

Balance Sheet in EUR mn 30/6/14 31/12/13
Equity 10,846 10,364
Total assets 127,279 130,640
NPL ratio 10.7% 10.7%
NPL coverage ratio 65.3% 63.1%

Bank Specific Information 30/6/14 31/12/13
Common equity tier 1 ratio
(transitional) 12.1% 10.7%
Common equity tier 1 ratio
(fully loaded) 10.4% n/a

Performance 1-6/2014 1-6/2013
Net interest margin 3.33% 3.06%
Return on equity before tax 8.6% 8.6%
Consolidated return on
equity 5.4% 4.6%
Cost/income ratio 55.3% 57.5%
Earnings per share in EUR 0.88 0.91

Resources 30/6/14 31/12/13
Employees 56,356 57,901
Business outlets 2,934 3,025

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

21.08.2014 The DGAP Distribution Services include Regulatory Announcements,
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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Wien (Amtlicher Handel / Official Market)

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