Raiffeisen Bank International AG

Earnings Release • Aug 19, 2015

News Details

Ad-hoc | 19 August 2015 07:32

Raiffeisen Bank International AG: Semi-Annual Financial Report 2015

Raiffeisen Bank International AG / Key word(s): Half Year Results

19.08.2015 07:32

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The issuer is solely responsible for the content of this announcement.

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• Net interest income of EUR 1,682 mn (down 13.9% y-o-y)
• General administrative expenses decreased to EUR 1,388 mn (down 8.6%
  y-o-y)
• Net provisioning for impairment losses increased to EUR 592 mn (up 4.3%
  y-o-y)
• Profit before tax decreased to EUR 467 mn (down 9.8% y-o-y)
• Consolidated profit decreased to EUR 288 mn (down 16.4% y-o-y)
• Common equity tier 1 ratio: fully loaded 10.7%; transitional 11.4%
• Leverage ratio: fully loaded 6.2%; transitional 6.6%

Income Statement in EUR mn 1-6/2015 1-6/2014 Q2/2015 Q1/2015
Net interest income 1,682 1,954 862 820
Net provisioning for
impairment losses (592) (568) (332) (260)
Net interest income after
provisioning 1,090 1,386 530 560
Net fee and commission
income 745 765 385 360
Net trading income 2 9 64 (62)
General administrative
expenses (1,388) (1,519) (697) (691)
Net income from derivatives
and liabilities (10) (43) (29) 20
Net income from financial
investments 61 78 (3) 64
Profit before tax 467 518 279 188
Profit after tax 326 371 226 100
Consolidated profit 288 344 204 83

Balance Sheet in EUR mn 30/06/15 31/12/14
Equity 8,783 8,302
Total assets 119,734 121,624
NPL ratio 11.9% 11.3%
NPL coverage ratio 66.6% 67.4%
Risk-weighted assets (total
RWA) 69,950 68,721

Ratios 30/06/15 31/12/14
Common equity tier 1 ratio
(transitional) 11.4% 10.9%
Common equity tier 1 ratio
(fully loaded) 10.7% 10.0%
Total capital ratio
(transitional) 16.6% 16.0%
Total capital ratio (fully
loaded) 16.0% 15.2%

                          1-6/2015   1-6/2014

Net interest margin 3.00% 3.33%
Return on equity before tax 11.0% 8.6%
Cost/income ratio 56.8% 55.3%
Earnings per share in EUR 0.98 1.24

Resources 30/06/15 31/12/14
Employees (full-time
equivalents) 53,233 54,730
Business outlets 2,781 2,866

The outlook remains unchanged.

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

19.08.2015 The DGAP Distribution Services include Regulatory Announcements,
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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Wien (Amtlicher Handel / Official Market)

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