Raiffeisen Bank International AG

Earnings Release • May 10, 2016

News Details

Ad-hoc | 10 May 2016 18:59

Raiffeisen Bank International AG: First Quarter Report 2016

Raiffeisen Bank International AG / Key word(s): Quarter Results/Miscellaneous

10.05.2016 18:59

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EQS Group AG.
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• Stable CET1 ratio
• Top line impacted by decreasing NIM and declining volumes
• Low risk costs, expected to increase in the coming quarters
• Substantial part of regulatory costs and Hungarian bank levy front-loaded
  in Q1
• NPL ratio improving
• Increased profit contribution from segment Central Europe
• Continued solid development of segment Eastern Europe (Belarus, Russia,
  Ukraine)
• Romanian Walkaway Law signed by the president
• Polish sales process continues

Income Statement
in EUR mn Q1/2016 Q1/2015 Q4/2015
Net interest income 718 820 832
Net provisioning for
impairment losses (106) (260) (469)
Net interest income after
provisioning 612 560 363
Net fee and commission
income 347 360 390
Net trading income 28 (62) 29
General administrative
expenses (718) (691) (813)
Other results (52) 21 16
Profit/loss before tax 229 188 3
Profit/loss after tax 138 100 (81)
Consolidated profit/loss 114 83 (83)

Balance Sheet in
EUR mn 31/03/16 31/12/15
Equity 8,658 8,501
Total assets 114,511 114,427
NPL ratio 11.4% 11.9%
NPL coverage ratio 70.2% 71.3%
Risk-weighted assets (total
RWA) 63,093 63,272

Ratios 31/03/16 31/12/15
Common equity tier 1 ratio
(transitional) 12.0% 12.1%
Common equity tier 1 ratio
(fully loaded) 11.5% 11.5%
Total capital ratio
(transitional) 17.2% 17.4%
Total capital ratio (fully
loaded) 16.7% 16.8%

Ratios Q1/2016 Q1/2015 Q4/2015
Net interest margin 2.73% 2.94% 3.07%
Return on equity before tax 10.8% 9.1% 0.1%
Consolidated return on
equity 5.8% 4.3% -
Cost/income ratio 65.0% 61.8% 64.1%
Earnings per share in EUR 0.39 0.29 (0.28)

Resources 31/03/16 31/12/15
Employees (full-time
equivalents) 51,704 51,492
Business outlets 2,667 2,705

The outlook remains unchanged.

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Terminbörse EUREX; Wien (Amtlicher Handel / Official Market)

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