Hrvatska Poštanska Banka d.d.

Governance Information • Apr 29, 2024

Management Board Jurišićeva ulica 4, HR-10000 Zagreb Phone: +385 1 4804 400, +385 1 4804 409 Fax: +385 1 4810 773

Zagreb, April 29, 2024. No: F00-38/24-SS

Zagreb Stock Exchange Inc. Croatian Financial Services Supervisory Agency ("HANFA") Croatian News Agency OTS HINA

Subject: HRVATSKA POŠTANSKA BANKA, p.l.c.

• The Corporate Governance Code
• Compliance questionnaire for 2023

Hrvatska poštanska banka, p.l.c.

LEI 529900D5G4V6THXC5P79

State of Issuer Republic of Croatia

ISIN HRHPB0RA0002

Stock Exchange Identifier HPB Regulated Market/ Segment

Home Member

Zagreb Stock Exchange Inc. Official Market

Hrvatska poštanska banka d.d. ⋅ Jurišićeva ulica 4, 10000 Zagreb, Croatia ⋅ tel.: +385 1 4890 365 ⋅ hpb@hpb.hr ⋅ www.hpb.hr Management Board: Marko Badurina, President ⋅ Anto Mihaljević, Member ⋅ Ivan Soldo, Member ⋅ Tadija Vrdoljak, Member ⋅ Josip Majher, Member ⋅ Marijana Miličević, Chairman of the Supervisory Board ⋅ IBAN: HR46 2390 0011 0700 0002 9 ⋅ SWIFT: HPBZHR2X ⋅ OIB: 87939104217 ⋅ Registered with Zagreb Commercial Court under number MBS: 080010698 ⋅ Share capital of EUR 161,970,000.00 divided into 2,024,625 ordinary shares each in the nominal value of EUR 80.00 and paid in full.

COMPLIANCE QUESTIONAIRE FOR ISSUERS OF SHARES

All questions contained in this questionnaire relate to the period of one calendar year.

The Corporate Governance Code is intended for companies with two-tier governance structure considering that such a governance structure is most common in companies whose shares are listed on the Zagreb Stock Exchange. If the issuer has a one-tier structure, the questionnaire on management practices is answered in accordance with Appendix B of the Code of Corporate Governance

Companies respond to questions from the compliance questionnaire with YES, NO or Partially by selecting answers from a drop-down menu for each question. For questions where company has responded with YES column Explanation is not filled.

For questions where company has responded with NO or PARTIALLY in the column Explanation it should explain why this is so, that is:

• explain in which part it does not comply with the provisions of the Code and for what reason, - describe the measures taken in the place of compliance with provisions of the Code in order to fulfill the objectives set out in the relevant principles of the Code

• if the company intends to comply with the provisions of the Code in the future, indicate when it will start to act accordingly.

Instructions for generating XML Schema from XLS files are published on Hanfa's website under Technical instructions and forms in section Transparency of the issuer.

Ye ar	Ins titu tio n cod e
202 3	319

Instructions:

* Year is entered without period (eg. 2019)

* Enter the year for which data are entered in the questionnaire

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	EXP LAN AT ION (ful fill onl y fo ion s th d w ith "NO " o r "P AR TIA LLY ") est at w r qu ere an sw ere
1	Coo atio per n	1	The art icle f as iatio nd/ the r in tern al a cts clea rly d efin e th f th rvis s o soc n a or o e p owe rs o e s upe ory boa rd a nd bo ard ent ma nag em	S YE
1	Coo atio per n	1	The icle f as iatio d/o her int al a aila ble free of cha the bsit art r ot cts s o soc nan ern are av rge on we e of t he com pan y.	YE S
1	Coo atio per n	2	The viso ry b d h ado d a de cisi in w hich it s d c ies of d ecis ion nd pte tate ate su per oar as on gor s a leg al t tion s th ire prio val by t he isor y b d a nd tho dec isio at r ran sac equ r ap pro sup erv oar se ns abo ut w hich ent bo ard st c ult w ith t he isor y b d b efo aki ma nag em mu ons sup erv oar re m ng a dec isio nd her eof is ilab le f of cha the bsit f th ry t n, a a s um ma ava ree rge on we e o e c om pan y.	NO	The Cr edi t In stiT he Cre dit Inst itut ion s A rele t by law nd inte l ac f th ct, ts o van s a rna e Ban k d efin e fo hich orie f de cisi leg al a ffai he prio f teg rs t nt o r w ca s o ons or r co nse the Su viso ry B d is uire d. per oar req
1	Coo atio per n	2	The icle f as iatio nd/ or i l co ide for prio f th art nte ts p nt o s o soc n a rna mp any ac rov r co nse e d fo ffec of t isor y b aki imp orta nt d ecis ion s th at a t th e st rate he sup erv oar r m ng gy com pan y, risk d re atio put exp ens es, ex pos ure an n.	S YE
1	Coo atio per n	3	The icle f as iatio nd/ or i l co tipu late tha t th rvis bo ard d art nte ts s s o soc n a rna mp any ac e s upe ory an its c mitt ha tim ely to doc ent ises d e loye hen y fo om ees ve acc ess um s, p rem an mp es w ne ces sar r the rfor of the ir d utie pe ma nce s.	S YE
1	Coo atio per n	4	The icle f as iatio nd/ the r in al c stip ulat e th he art tern cts at t ent s o soc n a or o om pan y a ma nag em boa rd m he isor y b d a gul ar i ls o n th atin sult f th ust ort to t t re nte rep sup erv oar rva e o per g re s o e y, f ina ncia l sit ion bst ial f ina ncia l an d n fina ncia l ris ks a nd ults of uat ant com pan , su on- res inte tion wit h s har eho lde nd oth tak eho lde rac rs a er s rs.	YE S
1	Coo atio per n	5	Sta nd/ or i l co do ipu late tha t th ide f th tute nte ent s st nt o ent s a rna mp any cum e p res e m ana gem boa rd s hal l im med iate ly n otif y th rvis bo ard if t her e is is li kely for aris ent to e s upe ory or an ev e tha t ha s th ntia l to sig nific ly a ffec t th sult s, f ina ncia l po sitio atio f th ote ant put e p e re n o r re n o e com pan y.	NO	Art icle of the Art icle of the Cr edi t In stit utio ns A ct d efin in w hich the 42 42 es ca ses Ban k's Ma Bo ard otif y th e S rvis Bo ard ent st n nag em mu upe ory
1	Rul of c ond uct es	6	The viso ry b d a d th ode of duc t (o her int al a ct), wh ich abl ishe r ot est su per oar ppr ove e c con ern s rule f co ndu o b e fo llow ed by mb of the d s rvis bo ard ct t ent s o me ers ma nag em an upe ory mb plo nd oth ting be half of the , wh ich also ins rule nd nta me ers , em yee s a ers ac on co mp any co s a be tak in c of its v iola tion to me asu res en ase s.	S YE
1	Rul of c ond uct es	6	Cod f Co ndu ct ( the r in al a ct) is a vai lab le f of cha the bsit f th tern e o or o ree rge on we e o e com pan y.	YE S
2	Con flict of inte t res	7	For mb of the bo ard d th rvis bo ard the hib itio f ent me ers ma nag em an e s upe ory pro n o ticip atio n in de cisi king in rela tion to wh ich the onf licts of inte t is stip ulat ed. par on- ma re a re c res	YE S
2	Con flict of inte t res	7	The viso ry b d h give rior nt t o th olic y fo gin onf licts of inte t. su per oar as n p co nse e p r m ana g c res The licy for ing flict f in st is aila ble free of cha the bsit f th tere po ma nag con s o av rge on we e o e	S YE
2	Con flict of inte t res	7	com pan y.	YE S
2	Con flict of inte t res	8	Me mb of the viso ry b d a blig ed to i nfo the tire viso ry b d th hey at t ers su per oar re o rm en su per oar in ual ntia l co nflic t of int act ote st. are an or p ere	YE S
2	Con flict of inte t res	8	Ma bo ard mb ha a d to i nfo the side f th rvis bo ard d ent uty nt o nag em me ers ve rm pre e s upe ory an oth ber f th bo ard of ual ntia l co nflic t of int ent act ote st. er m em s o e m ana gem an or p ere	YE S
2	Con flict of inte t res	8	The viso ry b d k ds of a ll no tice inin nflic t of int erta g to st. su per oar eep s re cor s p co ere	YE S
2	Con flict of inte t res	9	Me mb f th bo ard the viso ry b d h obl igat ion to i nfo the ent er o e m ana gem or su per oar as an rm f th d if of Pre side nt a nd/ or V ice- Pre side nt o at b it c ide rs t hat oth ber oar ons an er m em isor y b d is in ual ntia l co nflic t of int ent act ote st. ma nag em or sup erv oar an or p ere	S YE
2	Com pet itio n b an	10	Me mb of the viso ry b d a nd do rfor ctiv ities tha wit h ent t pe t co ete ers su per oar ma nag em no m a mp the bu sine f th ot m ber f th ent isor y b ds of t he ss o e c om pan y, a re n em s o e m ana gem or sup erv oar ies tha ch iviti ho ld m tha n 5 % s tak e in ch ies t ca out act com pan rry su es nor ore su com pan	S YE
2	Com pet itio n b an	10	Me mb of the bo ard d th rvis bo ard wh o h old sh s in the ent ers ma nag em an e s upe ory are ies with wh ich the is in t he itio n, i nfo d th f th pet eta com pan co mp any com rme e s ecr ry o e c om pan y of a ll th har in s uch ani and the de tail f th sh vai lab le f of cha e s es co mp es s o ese are s a re a ree rge the bsit f th on we e o e c om pan y.	S YE
2	Rel d p ate arty tran tion sac s	11	No tion s b mb of the isor y b d a nd the tran etw ent sac een me ers ma nag em or sup erv oar co mp any (or affi liate d w ith rty) ot b lud ed with out the pri ent of the a p ers on any pa ca n n e c onc or c ons isor y b d. sup erv oar	S YE

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	ION EXP LAN AT "NO (ful fill onl y fo est ion s th at w d w ith " o r "P AR TIA LLY ") r qu ere an sw ere
2	Rel ate d p arty tran tion sac s	11	The fai lue of e ach teri al t tion st b onf irm ed by ind nde rior nt e rt p to r va ma ran sac mu e c an epe xpe ch tion d h is o r he t ha be aila ble free of cha the bsit f tran s to any su sac , an r re por av rge on we e o the co mp any	NO	As the Ba nk is d eal ing with dit and de it o atio the fai lue of t hes cre pos per ns, r va e tran tion s is ual to t he ina l mo net lue . Th e C red it In stit utio ns A ct, sac eq nom ary va byla and EU ulat ion ppl icab le t red it in stit utio ns d crib ot p ws reg s a o c o n res e des crib ed duc t in ch tion tran con su sac s.
2	Rel d p ate arty tran tion sac s	12	s fo f tra The ha dop ted ced r th l an d d iscl ctio bet co mp any s a pro ure e a ppr ova osu re o nsa ns wee n mb of the isor y b d a nd the (or affi liate d w ith ent me ers ma nag em or sup erv oar co mp any a p ers on rty) any pa	YE S
2	Rel d p ate arty tran tion sac s	12	The dit mitt ual ly a s th ffec tive f th ced au com ee ann sse sse e e nes s o ese pro ure s.	YE S
3	The rol f th e sup e o isor y b d erv oar	13	The viso ry b d is sib le f inti and dis mis sing mb of the su per oar res pon or a ppo ng me ers s fo s fo f th ent bo ard d m aki nda tion ndid ate ber rvis ma nag em an ng rec om me r ca r m em s o e s upe ory boa rd t o th ral etin e g ene me g.	S YE
3	The rol f th e sup e o isor y b d erv oar	13	The viso ry b d h ed form al a nd dur e fo r th intm tran t pr ent to su per oar as app rov spa ren oce e a ppo bot h m d s rvis bo ard ent ana gem an upe ory s.	YE S
3	The rol f th e sup e o isor y b d erv oar	14	The viso ry b d h of f ale mb of the viso set a ta t pe nta su per oar as as rge rce ge em me ers su per ry boa rd a nd the bo ard , wh ich st b chie ved in the xt f ive nd ado d a ent pte ma nag em mu e a ne yea rs a pla n fo r th e im ple tion of this al. Per d p lan ubl ishe d in the nta tag n ta t an me go cen e o rge we re p ual ort. ann rep	YE S
3	The rol f th e sup e o isor y b d erv oar	14	A re pla inin n th lan has be pub lish ed in t he ual t ex ort. por g p rog res s o e p en ann rep	YE S
3	The rol f th e o e inat ion nom mitt com ee	15	Co The min atio itte e h all t he tas ks l iste d in Art icle 15 of the de. no n co mm as	S YE
3	Ele ctio f n o isor y b d sup erv oar mb by the me ers l me etin gen era g	16	Wh inat ing did s fo r th rvis bo rd t o th ral etin g fo r el ion the ate ect en nom can e s upe ory e g ene me ide s in form atio ithi n th ral etin teri als the ite ted by com pan y p rov n w e g ene me ma on ms req ues Art icle 16 . of the Co de.	S YE
3	Ele ctio f n o isor y b d sup erv oar mb by the me ers l me etin gen era g	16	Co y`s Info tion ided by Art icle 16 of the de fre ely ilab le o n th web site rma s p rov are ava e c om pan	S YE
3	Ele ctio f n o isor y b d sup erv oar mb by the me ers l me etin gen era g	17	e C Mat eria ls fo r th ral etin ont ain all t he info tion list ed in A rtic le 1 7 o f th ode e g ene me g c rma	S YE
3	Ele ctio f n o isor y b d sup erv oar mb by the me ers l me etin gen era g	18	The inf atio ferr ed to i n A rtic le 1 7 o f th e C ode is ilab le f of cha the bsit f orm n re ava ree rge on we e o of the als o in wh rke rs' r nta tive the ber the viso co mp any ca ses ere wo epr ese or ano r m em su per ry boa rd w hich is ele d b y th har eho lde t th ral etin g is oin ted not cte e s rs a e g ene me ap	NO	The visi of Ban k's Art icle f As iatio n d on't de fine mb of pro ons s o soc me ers Su the viso ry B d e lect ed plo s' r nta tive ber per oar am ong em yee epr ese s o r m em s who t el ed by t he sha reh old the Ge al A mb ly. ect at are no ers ner sse
4	Res sib ilitie f pon s o the viso su per ry boa rd	19	The od refe of t he isor y b ord inc lud ll th nib ilitie t in Art icle 19 . of ter ms ren ce sup erv e a e re spo s se the Co de.	S YE
4	Com itio pos n	20	The viso ry b d h dev elo ped rvis bo ard file wh ich cife s th inim su per oar as a s upe ory pro spe e m um ber of mb d c bin atio d s kills , kn owl edg nd edu ion ll as cat num me ers an om n o e a , as we fes sio nal nd ctic al e rien tha qui red in the viso ry b d. t re pro n a pra xpe ce su per oar	PA RT IAL LY	The Ba nk's Art icle f As iatio n, d rmi ned by the Ge al A mb ly, ete s o soc ner sse def ine the mb f Su viso ry B d m ber s, b ut it 's ta d t st ture nu er o per oar em rge ruc an for fine diti mb hip de d b y th e P olic n th e ta t st ture d con ons me ers are y o rge ruc an the f th uita bilit f th ber f th e S rvis of the Ba nk, nt o as ses sme e s y o e m em s o upe ory in a rda wit h C red it In stit utio ns A nd Dec isio n th of the ct a ent cco nce n o e a sse ssm suit abi lity of t he cha irpe f th ent bo ard mb of the rso n o e m ana gem , me ers bo ard mb of the viso ry b d a nd key fun ctio n h old ent ma nag em , me ers su per oar ers in a dit inst itut ion , iss ued by Cr ian Nat ion al B ank oat cre
4	Com itio pos n	21	The viso ry b d in clud mb of diff end ofil nd erie nt g to su per oar es me ers ere er, age , pr e a exp nce a d iver sity ive whe aki dec isio ect ens ure pe rsp n m ng ns.
4	Com itio pos n	22	Maj orit f th ber f th rvis bo ard ind nde nt i rda wit h th y o e m em s o e s upe ory are epe n a cco nce e Co def initi set out in App end ix A of the de. on	YE S

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	ION EXP LAN AT "NO (ful fill onl y fo est ion s th at w d w ith " o r "P AR TIA LLY ") r qu ere an sw ere
4	Com itio pos n	22	The Pr esid dep side f th rvis bo ard ind nde ent uty nt o nt. or pre e s upe ory are epe	NO	Tw f th mb of the Su viso ry B d a ot i nde den ut o t as o o ree me ers per oar re n pen def ined in Ann ex A of the Co de.
4	Pre side nt	23	The side nt o f th rvis bo rd i nib le f or t he act iviti liste d in Art icle 23 . of the pre e s upe ory s re spo es Cod e.	YE S
4	Boa rd c mitt om ees	24	Sup isor y b d e blis hed the min atio itte sta erv oar no n co mm e.	YE S
4	Boa rd c mitt om ees	24	Sup isor y b d e blis hed the tion itte sta erv oar ren um era co mm e.	YE S
4	Boa rd c mitt om ees	24	Sup isor y b d e blis hed the dit mitt sta erv oar au com ee.	YE S
4	Boa rd c mitt om ees	24	The viso ry b d s tipu late d th dat nd iviti of e ach itte act su per oar e m ana e a es co mm e.	PA RT IAL LY	The Su viso ry B d h abl ishe d th and d a ctiv ities of h it est ate per oar as e m an eac s mitt , wi th t he ion of t he nda f tw ber f th e A udit ept te o com ees exc ma o m em s o Com Su mitt who sim ulta usly mb of the viso ry B d, s ince ee are neo me ers per oar the lect ed by t he Ge al M ing wh ich also de ine s th eir nda eet term te. y a re e ner ma
4	Boa rd c mitt om ees	26	Eac h co itte f th rvis bo ard nsis f m ber ho hav e th kills ts o mm e o e s upe ory co em s w e n ece ssa ry s , kno wle dge d e duc atio ell fes sio nal and ctic al e rien t th to c an n, a s w as pro pra xpe ce arry ou e mitt sib ilitie ffec tive ly. com ee res pon s e	YE S
4	Boa rd c mitt om ees	27	f th Eac h co itte rvis bo ard ha s at lea st t hre ber mm e o e s upe ory e m em s.	S YE
4	Boa rd c mitt om ees	27	Maj orit f th ber f ea ch mitt of t he isor y b d a re i nde den t (a y o e m em s o com ee sup erv oar pen s def ined in App end ix A of the Co de)	PA RT IAL LY	Maj orit f Au dit Com mitt mb ind nde wh ile o the r Su viso nt, y o ee me ers are epe per ry Bor d c mitt nsis ted of mb of Sup isor y B d, w her om ees are co me ers erv oar e o ne mb er i s in dem den t. me pen
4	Boa rd c mitt om ees	27	Boa rd m ber roh ibite d to be mb of the itte f th rvis bo ard em s a re p me ers co mm e o e s upe ory	YE S
4	Boa rd c mitt om ees	28	The of r efe of e ach itte e is de free ly a vai lab le o n th y's web site ter ms ren ce co mm ma e c om pan	YE S
4	Boa rd c mitt om ees	28	The Co 's a al r rt in clud the rk o f ea ch mitt of t he t on mp any nnu epo es a re por wo com ee isor y b d a ell info tion the mb f m ing s h eld and the mb of eet sup erv oar s w as rma on nu er o me ers the itte co mm e.	YE S
4	Tim mitm ent e c om	29	The mi nim ed tim mitm of h s rvis bo ard mb er i ecif ied the ir ect net un exp e c om eac upe ory me s sp on oin tme nt. app	PA RT IAL LY	On f co ndit ion s ch eck ed dur ing ing the itab ility of did s fo ate e o ass ess su can r ele ctin ber f Su viso ry B ord , is the f th ibili nt o ty g a s m em s o per as ses sme e p oss of h is c mitm the rfor of dut ies ent to om pe ma nce
4	Tim mitm ent e c om	29	The l re t in clud ord of atte nda at the etin for h m ber of the an nua por es rec nce me gs eac em isor y b d a nd its c mitt sup erv oar om ees	S YE
4	Tim mitm ent e c om	30	The art icle f as iatio nd/ or i nte l co ts s tipu late the ob liga tion of the s o soc n a rna mp any ac isor y b d m ber info the of the ab the ir m ber shi p in the to tary out sup erv oar em rm se cre co mp any em isor y b d o r th bo ard of oth ies ent sup erv oar e m ana gem er c om pan	YE S
4	d form Fre que ncy an at o f m eet ing s	31	The viso ry b d m lea y th nth eet s at st e su per oar ver ree mo s.	YE S
4	d form Fre que ncy an f m ing at o eet s	31	The viso ry b d h ado pte d a rkp lan tha t in clud es t ime d a da of f utu su per oar as wo an gen re etin me gs.	YE S
4	d form Fre que ncy an at o f m eet ing s	31	Com mitt of the viso ry b d s hal l me ften y fo r th ffec tive et a ees su per oar s o as ne ces sar e e disc har of t hei r du ties d re gul arly ort to t he isor y b d o n it ctiv ities ge , an rep sup erv oar s a	YE S
4	d form Fre que ncy an f m ing at o eet s	32	The viso ry b d c et w itho ut t he ticip atio f th ent bo ard wh it su per oar an me par n o e m ana gem ere side rs it pria te. con ap pro	S YE
4	d form Fre que ncy an at o f m eet ing s	32	Non -Bo ard itte ebe ticip in mitt etin nly he invi tati of ate at t co mm e m em rs c an par com ee me g o on the itte co mm e.	YE S
4	Sup t por	33	The ha s d esig ed ind ivid ual t th e d utie f a nat to c tary co mp any an arry ou s o com pan y se cre	YE S
4	Sup t por	33	Acc ord ing he y's inte l ac the rryi the du ties of to t ts, out com pan rna pe rso n ca ng a c om pan y ry i nsib le f ring tha viso ry b d p edu lied wit h, reta t su sec s re spo or e nsu per oar roc res are co mp adv isin g th rvis bo ard rtin g th ide f th mat ters nt o e s upe ory on go ver nan ce , su ppo e p res e isor y b d a nd hel pin g th rvis bo ard d c mitt fun ctio ffic ient ly. to sup erv oar e s upe ory an om ees n e	YE S
4	Qu ality d an tim elin of ess info tion rma	34	of r efe for The bo ard ter and /or inte l ac ts r ire the teri als isor y b d ms ren ce rna equ ma sup erv oar etin o b ided all its m ber lea k b efo he etin gs t to s at st o re t me e p rov em ne wee me g.	YE S
4	Qu ality d an tim elin of ess info tion rma	34	The bo rd c mitt term f re fere d/o r in tern al a cts uire the teri als for boa rd om ee s o nce an req ma mitt etin o b ided all its m ber lea k b efo he etin gs t to s at st o re t com ee me e p rov em ne wee me g.	YE S

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	EXP LAN AT ION (ful fill onl y fo ion s th d w ith "NO " o r "P AR TIA LLY ") est at w r qu ere an sw ere
4	Qu ality d an tim elin of ess info tion rma	35	The icle f as iatio nd/ or i l co ntic ipat e th he min f th art nte ts a at t ute s o soc n a rna mp any ac s o e etin f th rvis bo ard st b vai lab le t ll m ber f th rvis bo ard me g o e s upe ory mu e a o a em s o e s upe ory	S YE
4	Qu ality d an tim elin of ess info tion rma	35	Sup of isor y B d m eet ing min ute ide dat ting ults inc lud ing det ails how erv oar s p rov a o n vo res ind ivid ual mb ted me ers vo	YE S
4	Qu ality d an tim elin of ess info tion rma	36	The viso ry b d h he righ eive inf atio nd adv ice from opl ide the as t t to uts su per oar rec orm n a pe e o t th of the if i t co nsid it n ry t full out its com pan y a e e xpe nse co mp any ers ece ssa o s ucc ess y ca rry dut ies ovid ed tha t th edu re f or i t is cifie d in the int al d of t he nts , pr e p roc spe ern ocu me com pan y issu ed by t he bo ard wit h th of the viso ry b d. ent ent ma nag em e c ons su per oar	PA RT IAL LY	Sup CN Thi s ri ght of isor y B ord is ibed by the B D ecis ion the erv pre scr on Ma Sy ent ste nag em m.
4	Tra nd dev inin g a elo ent pm	37	All mb of the viso ry b d a t th e ti of a intm eive d in trod ion trai nin ent uct me ers su per oar me ppo rec g for the ir ro le.	YE S
4	Tra nd dev inin g a elo ent pm	37	All isor y b ord mb eive goi trai nin nd edu ion to i e th eir sills d cat sup erv me ers rec on ng g a mp rov an kno wle dge	YE S
4	Tra nd dev inin g a elo ent pm	38	The viso ry b d m ber ceiv gul pda d b rief ing s fr the tes ent su per oar em s re e re ar u an om ma nag em boa rd a nd leva o th nd hei r du ties erts tter nt t to t exp on ma s re e c om pan y a	YE S
4	Sup isor y b d erv oar luat ion eva	39	The viso ry b d e val ed its e ffec tive s in the st 1 2 m hs. uat ont su per oar nes pa	YE S
4	Sup isor y b d erv oar luat ion eva	39	The viso ry b d a d th e in div idu al r lts o f its mb in the las t 12 nth su per oar sse sse esu me ers mo s.	YE S
4	Sup isor y b d erv oar luat ion eva	39	The alu atio f th rvis bo ard s le d b y th ide r de ide nt o put nt. ev n o e s upe ory wa e p res y p res	YE S
4	Sup isor y b d erv oar luat ion eva	40	The alu atio f th rvis bo ard inc lud ed f al l th ified in nt o atte ev n o e s upe ory an ass ess me e m rs s pec Art icle 40 of the Co de	NO	Stru f th e S rvis Bo ard is luat ed ar f red it in stit utio ctu re o upe ory eva onc e a ye or c ns, e S thro ugh lar ual nt o f th olle ctiv uita bilit f th rvis a r egu ann ass ess me e c e s y o upe ory Boa rd.
4	Sup isor y b d erv oar luat ion eva	41	The l re t in clud he f th rvis bo ard d it itte in es t nt r rt o an nua por ass ess me epo e s upe ory an s co mm es wh ich the d a ll th ircu in Art icle 41 of the Co de. mst set out y a sse sse e c anc es	PA RT IAL LY	Ann ual Rep pris f re sult f Su viso ry B d m ber ort com es a s um ma ry o s o per oar em fit& Thi rrie d o ut i n lin ith lica ble nt. ent pro per as ses sme s a sse ssm wa s ca e w app ulat ion by t he Com mitt for fit& hat ha d b tab lish ed nt t reg ee pro per as ses sme een es k. O Ge in t he Ban arly ba sis, al A mb ly is Dec isio uita bilit f n ye ner sse sue s a n o n s y o Sup isor y B d o n in div idu al a nd col lect ive leve l. T his Dec isio n is blic ly erv oar n a pu disc lose d.
5	Res sib ilitie f pon s o the ent ma nag em bor d	42	The du ties of bo ard inc lud ll th ctiv ities list ed in A rtic le 4 2 o f th e C ode ent ma nag em e a e a	YE S
5	Res sib ilitie f pon s o the ent ma nag em bor d	43	The viso ry b d h ed inte l ru les of p edu dop ted by the ent su per oar as app rov rna roc re a ma nag em boa rd t hat de fine the ecif ied in A rtic le 4 3. o f th e C ode tter ma s sp	PA RT IAL LY	Ma Bo ard of the Ba nk a dop ted the rul of p edu f M ent ent nag em es roc re o ana gem Boa rd a nd def ined the visi of Art icle 43 of the Co de. pro ons
5	Res sib ilitie f pon s o the ent ma nag em bor d	44	In t he f gr he bo ard of the is obl iged s, t ent t co to cas e o oup ma nag em pa ren mp any ens ure effe ctiv sig ht o the tivit ies of o the ani in t he e o ver ver ac r co mp es gro up.	YE S
5	Res sib ilitie f pon s o the ent ma nag em bor d	44	The icle f as iatio nd/ or i l co ain rule rnin nsib ilitie art nte ts c ont s o soc n a rna mp any ac s g ove g re spo s and orti ced s at the lev el o f th nt c nd sub sid iari rep ng pro ure e p are om pan y a es.	YE S
5	Com itio pos n	45	The viso ry b d e tha inta ins rofi le o f th bo ard t m ent ent su per oar nsu res ana gem ma a p e m ana gem wh ich det ine s th inim ber of mb d a mb inat ion of m ber ho erm e m um num me ers an co em s w pos ses s the sk ills, kn owl edg nd edu cat ion ll as fes sio nal and ctic al e rien tha t ar e a , as we pro pra xpe ce e uire d fo bo ard ent req r m ana gem	YE S
5	The side nt pre	46	The side nt o f th ent bo ard is f ally sib le f or t he act iviti liste d in Art icle pre e m ana gem orm res pon es 46. of the Co de.	S YE
5	Lim its o the r app n o oin tme nts	47	Inte l co do ent ide tha t th ber f th ent bo ard st o bta in rna mp any cum s p rov e m em s o e m ana gem mu the pri of the viso ry b d b efo ptin intm the ent ent to ent or c ons su per oar re a cce g a ppo ma nag em boa rd o viso ry b d w hich is f th not rt o r su per oar pa e s am e g rou p.	NO	Reg ulat ed by t he Act the tion of flict of inte t. on pre ven con res

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	EXP LAN AT ION (ful fill onl y fo ion s th d w ith "NO " o r "P AR TIA LLY ") est at w r qu ere an sw ere
5	Lim its o the r app n o	47	Inte l do f th ide tha t bo ard mb hib ited fro m h old ing ent rna cum s o e c om pan y p rov me ers are pro	NO	Reg ulat ed by t he Act the tion of flict of inte t. on pre ven con res
	oin tme nts		han sitio in t he isor y b d o f ot her ch ies re t two ent mo po ns ma nag em or sup erv oar su com pan The viso d in the las t 12 nth val ed the eff iven of for
5	Boa rd e val ion uat	48	ry b uat ect nts su per oar mo s, e ess arra nge me atio n b the viso ry b d a nd the bo ard ll as the etw ent coo per een su per oar ma nag em , as we ade f su nd info tion eive d fr the bo ard rt a ent qua cy o ppo rma rec om ma nag em	YE S
5	Boa rd e val ion uat	48	Res ults of the alu atio f ar s fo rati bet n th rvis bo ard d ent ev n o ran gem r co ope on wee e s upe ory an inc lud ed in t he ual ent ort. ma nag em are ann rep	YE S
5	Boa rd e val ion uat	49	The bo ard ha alu d it ffec tive nd tha t of its ind ivid ual mb ent ate ma nag em s ev s ow n e nes s a me ers in t he last 12 nth mo s.	YE S
5	Boa rd e val ion uat	49	The bo ard ha ted the nclu sio f th val ion f its mb the ent uat to ma nag em s re por co ns o e e s o me ers isor y b d. sup erv oar	YE S
6	Rol f e o rati rem une on mitt com ee	50	The du ties of the rati boa rd i nclu de all t he act iviti liste d in Art icle 50 of the Co de. rem une on es	YE S
6	Rem rati of une on bo ard ent ma nag em mb me ers	51	The viso ry b d d rmi the l re atio f of ch mb f th ete su per oar nes an nua mu ner n o ea me er o e bo ard , ba sed nda tion f th atio itte nd in ent ma nag em on rec om me s o e re mu ner n co mm e a ord ith t he ed rati pol icy. acc anc e w app rov rem une on	YE S
6	of Rem rati une on bo ard ent ma nag em mb me ers	52	f re of m f th The lev el o cei pts ber ent bo ard tak into nt t he eed em s o e m ana gem es ac cou agr isk etit he ic e nvir in wh ich the ll as stra teg e, t ent tes y, r app eco nom onm co mp any op era as we and ndit ion f wo rke ithi ani wag es co s o rs w n co mp es.	YE S
6	Rem rati of une on bo ard ent ma nag em mb me ers	53	Rem rati pol icy vid es t hat ent bo ard mb not dis f th har une on pro a m ana gem me er m ay pos e o e s es ign ed to i f th atio t le fro he dat hich the sh t as rt o ast two m t ass pa e re mu ner n a ye ars e o n w are s ssig ned him her to we re a or	YE S
6	Rem rati of une on bo ard ent ma nag em mb me ers	53	Rem rati pol icy vid es t hat ent bo ard mb not ke of sto ck une on pro a m ana gem me er m ay ma use ion ssig ned him her f th atio n fo lea s fr the da opt to rt o r at st tw te o s a or as pa e re mu ner o y ear om n wh ich ck o ptio sig ned him her sto to ns w ere as or	YE S
6	Rem rati of une on bo ard ent ma nag em mb me ers	53	Rem rati pol icy incl ude isio hat clo sely de fine the cir s in wh ich orti ns t sta une on s p rov cum nce a p on of t he rati of m bo ard mb ho ld o ske d to be ent put r to rem une on ana gem me er w as on wa s a retu d. rne	YE S
6	Rem rati of une on isor y b d sup erv oar mb me ers	54	Rem rati leve l fo r th ide f th rvis bo ard d o f ot her mb of the nt o une on e p res e s upe ory an me ers isor y b d re flec he tim mitm d re nsib ilitie s, i nclu din g th e ti ts t ent sup erv oar e c om an spo me mitm ent d re nsib ilitie s in the itte of t he isor y b d. com an spo co mm es sup erv oar	YE S
6	Rem rati of une on isor y b d sup erv oar mb me ers	55	Rem rati pol icy and /or inte l co do roh ibit the inc lusi of v aria ble ent une on rna mp any cum s p on ele nts the r el ent late d to rfor in the rati of t he isor y b d. me or o em s re pe ma nce rem une on sup erv oar	YE S
6	Rep orti on rem ng rati une on	56	Rem rati pol icy of t he ed by sha reh old at ral etin une on com pan y w as app rov ers a g ene me g.	S YE
6	Rep orti on rem ng rati une on	56	The ha ade fre ely ilab le o n it ebs ite its r rati pol icy, ved by co mp any s m ava s w em une on as ap pro the sh hold are ers	YE S
6	Rep orti on rem ng rati une on	57	Ann ual ort rati incl ude s d ata rati of e ach ind ivid ual mb f th rep on rem une on on rem une on me er o e isor y b d a ell oth er i nfo tion ined in Art icle 57 of the Co de. nta sup erv oar s w as rma co	S YE
7	Rol of t he es isor nd sup erv y a ent ma nag em boa rds	58	of t Ma ent bo ard , wi th t he prio val he isor y b d, a dop ted olic y th at nag em r ap pro sup erv oar a p det ine s th nd of risk tha eds d th at i illin tak e in ord atu ext ent t co g to erm e n re a mp any ne an s w er chie all t he lon ic o bjec tive s ( "ris k a tite "). to a g-te stra teg ve rm ppe	YE S
7	Rol of t he es isor nd sup erv y a ent ma nag em boa rds	59	The bo ard is f ally sib le f he iviti liste d in Art icle 59 of the Co de. ent or t act ma nag em orm res pon es	YE S
7	Rol f th udit e o e a mitt com ee	60	Ter of r efe of t he aud it co itte e in clud all iviti liste d in Art icle 60 of the Co de. act ms ren ce mm es es	YE S
7	Rol f th udit e o e a mitt com ee	61	The dit mitt the viso ry b d o f its itte und erto ok t he act iviti au com ee, su per oar r on e o co mm es, es refe rred in A rtic le 6 1 of the Co de. to	YE S

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	SW AN ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	EXP LAN AT ION (ful fill onl y fo ion s th d w ith "NO " o r "P AR TIA LLY ") est at w r qu ere an sw ere
7	Rel atio ith t he ns w l au dito exte rna r	62	The dit mitt he f se lect ion and poi of l au dito rs i es t ntm ent exte au com ee ove rse pro ces s o ap rna n ord ith t he leg al r irem nd kes nda tion the viso ry b d ent s to acc anc e w equ s a ma rec om me su per oar for the lect ion of t he exte l au dito d c ond itio ns f or t hei poi ntm ent se rna r an r ap	YE S
7	Rel atio ith t he ns w l au dito exte rna r	63	f th The dit mitt in t he last 12 nth d th ork pla xte l au dito wh ich au com ee mo s a ppr ove e w n o e e rna rs, incl ude s th nd t of the tivit ies to b udit ed. ten e s cop e a con ac e a	YE S
7	Rel atio ith t he ns w l au dito exte rna r	63	The dit mitt sha ll m ith t he al a udit disc the iss eet ext to au com ee as ne ces sar ern ors uss ues y w tha t ha bee n id ified du ring the dit and e th ual ity o f se rvic vid ed. ent to ve au ove rse e q es pro	YE S
7	Rel atio ith t he ns w l au dito exte rna r	64	if re le f of The dit mitt nsib oni tori the ind nde d o bjec tive ext al au com ee spo or m ng epe nce an ern aud itor	YE S
7	Rel atio ith t he ns w l au dito exte rna r	64	The dit mitt ed olic itted udit rvic vid ed by t he ext al au com ee app rov a p y o n p erm no n-a se es pro ern aud itor	PA RT IAL LY	Any udit rvic ted wit h th dito hich is hib ited ont e st atu tory not no n a se e c rac au r, w pro in a rda wit h E U R latio n 5 37/ 201 4, i bjec pri of the dit t to ent cco nce egu s su or c ons au mitt com ee.
7	Ris k m ent ana gem and int al c rol ont ern	65	The dit mitt luat ed the eff iven of risk d in al c rol ect ent tern ont tem au com ee eva ess ma nag em an sys hol t le ast as a w e a onc e a ye ar.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	65	The dit mitt wh pria kes nda tion the viso ry b d a nd te, s to au com ee, ere ap pro ma rec om me su per oar bo ard ard ing the eff iven of risk d in al c rol ent ect ent tern ont ma nag em reg ess ma nag em an tem sys s.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	66	The inta ins effe ctiv e ri sk m tha ovid reli abl e id ifica tion ent tem t pr ent co mp any ma an ana gem sys es of r isk orti and visi ent me asu rem , an swe rs, rep ng su per on.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	66	The ha s d rmi ned cle ar i l re nsib ilitie s fo r th ain f th e ri sk ete nte ten co mp any rna spo e m anc e o d a cle edu re f ain tain ing t be ent tem tac twe ma nag em sys an ar p roc or m con en per son s sib le a nd the dit mitt res pon au com ee.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	67	The ha blis hed int al a udit fun ctio nsib le f oni tori the sta co mp any s e an ern n re spo or m ng effe ctiv f in al c rol s, i nclu din g ri sk m tern ont tem ent ene ss o sys ana gem	YE S
7	Ris k m ent ana gem and int al c rol ont ern	67	The dit mitt ed the int al a udit pla n in the las nth t 12 au com ee app rov ern mo s.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	67	The dit mitt eive f in al a udit d m oni the im ple tion of its ts o tern tors nta au com ee rec s re por ors an me nda tion rec om me s.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	68	The dit mitt sha ll re nd he isor y b d th intm dis mis sal of to t ent au com ee com me sup erv oar e a ppo or the he ads of the int al a udit fun ctio ern n.	YE S
7	Ris k m ent ana gem and int al c rol ont ern	68	If th y d not ha inte l au dit fun ctio n, t he aud it co itte e h e in the las t 12 e c om pan es ve rna mm as onc nth alu d th eed for thi s fu ion t of its f in al c rol ate nct nt o tern ont tem mo s ev e n as par ass ess me sys s.	NO	The Ba nk has int al a udit fun ctio an ern n.
7	Wh istle -blo win g	68	Ma bo ard , wi th t he prio val of t he isor y b d, a dop ted edu re f ent nag em r ap pro sup erv oar a p roc or orti vio latio f la or i l ru les of t he al o r in the of s ed nte ctu ect rep ng ns o ws rna com pan y, a ca se usp vio latio n.	PA RT IAL LY	Sub a f of t to got iatio ith uni ent ativ ing out tion seq uen ne n w on rep res e c arry unc rke rs' c mitt the Ba nk's Ma Bo ard ha dop ted a M al o ent wo om ee, nag em s a anu n ced for orti irre gul arit ies , wh ich is c plet ely plia ith t he nt w pro ure rep ng om com Wis tleb low er P rote ctio n A ct ( NN 46 /22 ). A rdin g to thi s A ct, the re i o le gal cco s n bas is d hich Su viso ry B d's uld be nSu bse to w ent nt t ue per oar ass wo que o otia tion wit h u nio tati ryin fun ctio f wo rke mitt ut a rs' c neg n re pre sen ve car g o n o om ee, the Ba nk's Ma Bo ard ha dop ted a M al o edu re f rtin ent nag em s a anu n p roc or r epo g irre gul arit ies , wh ich is c plet ely plia ith t he Wis tleb low er P ctio n A nt w rote ct om com Sup (NN 46 /22 ). A rdin g to thi s A ct, the re i o le gal ba sis due to wh ich isor cco s n erv y Boa rd's uld be t wo as sen nec ess ary
7	Wh istle -blo win g	69	The ced hat rke nd al s tak eho lde rs d uffe ive es t ext ot s gat pro ure en sur wo rs a ern o n r ne if t hey pici be hav ior. ort con seq uen ces rep sus ous	YE S
7	Wh istle -blo win g	69	Det ails of the ced for istr atio vai lab le f of cha the bsit f th pro ure reg n a re a ree rge on we e o e com pan y.	YE S
7	Wh istle -blo win g	70	Sta d/o r in al c y d stip ulat e th e d of t he bo ard tute tern nts uty ent to an om pan ocu me ma nag em info the viso ry b d o f an y ir ula ritie nd and to tha t m ust be rm su per oar reg s a agr ee on me asu res imp lem ed. ent	S YE

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	ION EXP LAN AT (ful fill onl y fo ion s th d w ith "NO " o r "P AR TIA LLY ") est at w r qu ere an sw ere
7	Wh istle -blo win g	70	The dit mitt luat ed the eff iven of the ced d it ppl icat ion in t he last ect au com ee eva ess pro ure an s a 12 nth mo s.	PA RT IAL LY	In a rda wit h s ial ulat ion s fo r C I, th e A udit Co itte e is t co ete nt cco nce pec reg mm no mp val e th ffec tive f th hist le-b low ing ced d it ppl icat ion to e uat e e nes s o e w pro ure an s a C o The rol nd pet f th e A f th e B ank is ibed in Art . 12 of the e a com enc e o pre scr Wh istle -Blo win g O rdin ists in ifyin g th e fa and ide ecif ied cts anc e, c ons ver ev nce sp in t he eive d, t rol the ced for tab lish ing all d ispu ted fac ort ont ts, rep rec o c pro ure es ell pria fter the ced for tab lish ing all as t te m as w o p rop ose ap pro eas ure s a pro ure es the fac ts h bee lose d. I n 2 023 of irre gul arit ies ived orts as n c , no rep we re r ece ; the refo re t her d to out ntro ls, n or i e w as no nee ca rry an y co mp ose me asu res
8	Use of the co mp any web site	71	All info tion tha t th y is uire d to dis clos e in dan ith t he law les the rma e c om pan req ac cor ce w , ru on listi the Co de and its Art icle f As iatio vai lab le f of cha the bsit ng, own s o soc n a re a ree rge on we e of t he com pan y.	YE S
8	Use of the co mp any web site	72	The kes fre ely ilab le a nd ily a ssib le o n th ebs ite all t he info tion co mp any ma ava eas cce e w rma ted Art icle 72 of the Co de.	YE S
8	Use of the co mp any web site	73	by req ues The hat the inf atio n th ebs ite is k dat nd pub lish ed in es t ept to co mp any en sur orm n o e w up e a ord ith t ime lim its p crib ed in la nd ulat ion acc anc e w res w a reg s.	YE S
8	Use of the co mp any web site	73	All dat n th ebs ite fre ely ilab le i n b oth Cr ian and En glis h. oat a o e w are ava	YE S
8	Ann ual ort rep	74	The l re ins all t he info tion ref d to in Art icle 74 of the Co de. t co nta an nua por rma erre	YE S
9	ith sha Rel atio ns w reh old ers	75	The Co ed tha t al l sh hold dle f th ber f sh s th typ mp any en sur are ers , re gar ss o e n um or e o are ey hold , ha al a o in form atio bou t th nd abo he the and ss t ut t ve equ cce n a e c om pan y a way y ca n ca rry t th eir righ tec ts. pro	YE S
9	ith sha Rel atio ns w reh old ers	76	The Co ha blis hed eff ive form al m ech ani mi ity s har eho lde sta ect to mp any s e an sms ens ure nor rs the ssib ility of ask ing stio ns d irec tly t ide f th bo ard d p ide nt o ent nt po que o p res e m ana gem an res of t he isor y b d, a nd the de tail f th e fu nct ion ing of t hes ech ani aila ble sup erv oar s o e m sms are av free of cha the bsit f th rge on we e o e c om pan y.	YE S
9	ith sha Rel atio ns w reh old ers	77	The Co ha lect ed tha t wi ll fo r al l sh hold be the ct i n to nta mp any s se a p ers on are ers pe rso co n f th le f of f rela tion ith inve sto and nta ct o is p is a vai lab cha the bsit s w rs, co ers on ree rge on we e o the co mp any	S YE
9	Ge al m eet ing ner	78	The icle f as iatio d/o r in al r ule f th y d ot i limi t th bilit art tern s o soc nan s o e c om pan o n n a ny w ay e a y of s har eho lde all a al m ing ticip in it o ad d it the end rs t eet , to ate r to s to o c ge ner par em ag a.	S YE
9	Ge al m ing eet ner	79	The icle f as iatio nd/ or i l co do llow sh hold the art nte ent s o soc n a rna mp any cum s a are ers nity rcis e th eir righ te b itho rict ion ortu to t to ut r est opp exe vo y p rox y w	YE S
9	Ge al m eet ing ner	79	f as The art icle iatio d/o r in tern al c y d nts allo har eho lde rs t he s o soc nan om pan ocu me w s nity rcis e th eir righ lect ical ly w itho rict ion ortu to t to te e ut r est opp exe vo ron s.	NO	The visi of the Ba nk's Art icle f As iatio ipu late tha t th e B ank 's n st pro ons s o soc Ma Bo ard is hor ized ke a d ecis ion tha uld ble ent aut to t wo nag em ma ena sha reh old to rcis ll o ly s f th eir righ ts b lect ic ers exe e a r on om e o y e ron nica tion in full or i whe n th do nal ly p arti cipa te i n th art not com mu n p ey pe rso e Ge al A mb ly o n th lace wh it i s h eld , al l in ord ith rele t ner sse e p ere acc anc e w van visi of the Co ani es A nd tak ing into ddi tion al ct a nt a pro ons mp ac cou ny a circ sta um nce s.
9	Ge al m eet ing ner	79	Exp lan atio f ot her in w hich sh hold cise its righ t to te a et o ut i n th n o wa ys are ers ca n e xer vo re s e doc s fo r th ral etin ent um e g ene me g.	S YE
9	Ge al m ing eet ner	80	Not ice of t he l me etin g is blis hed lat han 30 da ys b efo re i t is held er t gen era pu no	YE S
9	Ge al m ing eet ner	80	The end a, d ecis ion nd all o the rial qui red for the al m ing aila ble ate eet ag s a r m s re ge ner are av free of cha the bsit f th rge on we e o e c om pan y.	YE S
9	Ge al m eet ing ner	80	All doc ent vai lab le i n E ngl ish and Cr oat ian lan um s a re a gua ge.	YE S
9	Ge al m ing eet ner	81	All ferr ed to i n A rtic le 8 1 of the Co de the al m ing in t he ent at eet t per son s re we re p res ge ner pas nth 12 mo s.	YE S
9	Ge al m ing eet ner	81	The al a udit the al m ing whe re f ina ncia l sta tern t at eet tem ent ex or w as pre sen ge ner s a re ted pre sen	NO	The al a The al a udit ed the fin ial he etin f tern tern ent ort at t ex ex or p res anc rep me g o the Su viso ry B d a t wh ich it w det ined in f th isio f term per oar as erm s o e p rov ns o Art icle 30 0d of t he Com ies Act pan

CH AP TE R	PR OV ISIO N	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the er f the an sw rom dro p-d ) ow n m enu	EXP LAN AT ION (ful fill onl y fo ion s th d w ith "NO " o r "P AR TIA LLY ") est at w r qu ere an sw ere
9	Ge al m eet ing ner	82	The ha ade the de sici of ral etin g fr eel vai lab le o n it ebs ite co mp any s m ons a g ene me y a s w with de lay. out	S YE
9	Ge al m ing eet ner	82	Wit hin 30 day s fr the da f th ral etin g th y h mad vai lab le o n it te o om e g ene me e c om pan as e a s web site fre f ch to stio rais ed at t he l me etin e o arg e a nsw ers que ns gen era g.	NO	The ion the al m ing ask ed. est s at eet re w ere no qu ge ner
10	Cor ate cia l por so sib ility res pon	83	The viso nd ent bo ard s h d a nd ado pte d p olic ies liste d in Art icle 83 of su per ry a ma nag ave ag ree the Co de.	S YE
10	Cor cia l ate por so sib ility res pon	83	The pol icie vai lab le f of cha the 's w ebs ite. se s a re a ree rge on co mp any	YE S
10	Cor cia l ate por so sib ility res pon	84	Wh the bo ard ks p rior nt f the viso ry b d fo r th e d ecis ion ent en ma nag em as co nse rom su per oar s, ying do ent xpla in h the nde d m is in l ine with the licie acc om pan cum s e ow rec om me eas ure po s ocia ted wit h th e i of y's iviti the viro d th act ent act ent ass mp ass esm com pan es on en nm an e nity , wi th t he pol icie ciat ed with the ion of h righ nd rke vat ts a rs' com mu s a sso pre ser um an wo righ nd the iate d w ith tion d s tion ing of c ptio nd brib ts a me asu res as soc pre ven an anc orru n a ery	YE S
10	Sta keh old er eng nt age me	85	The viso ry b d a nd bo ard joi ntly ide ntif ied wh ich nsid d k ent su per oar ma nag em are co ere ey keh old in rela tion sta to ers com pan y.	YE S
10	Sta keh old er eng nt age me	85	Ma bo ard ha red the iste of effe ctiv ech ani for ula r in ctio ent tera nag em s e nsu ex nce e m sms reg n with ke ake hold ll as info the viso ry b d a bou t th sult f th y st to ers , as we rm su per oar e re s o ese nica tion com mu s.	YE S
10	Sta keh old er eng nt age me	86	The viso ry b d is tho rize d, s ubje rior tific atio the side f th ct t n to nt o su per oar au o p no pre e bo ard ani etin ith al s tak eho lde hen it d s it ent , to ext ma nag em org ze me gs w ern rs w eem nec ess ary	PA RT IAL LY	Sup isor y B d is tho rize d to uni ith t he isor in ord cat erv oar au co mm e w sup erv acc anc e with the Cr ian Nat ion al B ank s D ecis ion the tho d o f ex isin rvis ion oat on me erc g s upe of c red it in stit utio nd imp osi isor ns a ng sup erv y m eas ure s.
10	Sta keh old er eng nt age me	87	In t he nda f ev itte f th rvis bo ard it i ided for wh te o at p ma ery co mm e o e s upe ory s p rov urp ose side f th mitt nica te d irec tly w ith keh old d w hat ced nt o sta to pre e c om e m ay com mu ers an pro ure foll ow.	PA RT IAL LY	Aud it C mitt is a uth oriz ed nica ith t he aud it co tha to c te w t om ee om mu mp any form s th e B ank dit, the Au dit Act d R latio 's s tatu tory ant to per au pu rsu an egu n (EU ) 53 7/2 014