Hrvatska Poštanska Banka d.d.

Governance Information • Aug 31, 2020

COMPLIANCE QUESTIONAIRE FOR ISSUERS OF SHARES

All questions contained in this questionnaire relate to the period of one calendar year.

The Corporate Governance Code is intended for companies with two-tier governance structure considering that such a governance structure is most common in companies whose shares are listed on the Zagreb Stock Exchange. If the issuer has a one-tier structure, the questionnaire on management practices is answered in accordance with Appendix B of the Code of Corporate Governance

Companies respond to questions from the compliance questionnaire with YES, NO or Partially by selecting answers from a drop-down menu for each question.

For questions where company has responded with YES column Explanation is not filled.

For questions where company has responded with NO or PARTIALLY in the column Explanation it should explain why this is so, that is:

• explain in which part it does not comply with the provisions of the Code and for what reason,

• describe the measures taken in the place of compliance with provisions of the Code in order to fulfill the objectives set out in the relevant principles of the Code - if the company intends to comply with the provisions of the Code in the future, indicate when it will start to act accordingly.

Instructions for generating XML Schema from XLS files are published on Hanfa's website under Technical instructions and forms in section Transparency of the issuer.

Yea r	Ins titu tio n cod e
201 9	319

Instructions:

* Year is entered without period (eg. 2019)

* Enter the year for which data are entered in the questionnaire

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
1	Coo atio per n	1	The icle s of ocia tion d/o her inte l ac lear ly d efin e th f th viso art r ot ts c ass an rna e p owe rs o e su per ry boa rd a nd boa rd. ent ma nag em	YES
1	Coo atio per n	1	The art icle s of ocia tion and /or oth er i nte l ac ts a vail able fre e of cha the bsit e of ass rna re a rge on we the co mpa ny.	YES
1	Coo atio per n	2	The viso ry b d h dop ted a d ecis ion in w hich it s tate d ca teg orie s of de cisi d le gal su per oar as a ons an tran tion s th at r ire p rior al b y th viso ry b d a nd t hos e d ecis ions ab out whi ch sac equ app rov e su per oar efo ent boa rd m ust sult wit h th viso ry b d b akin dec isio nd a ma nag em con e su per oar re m g a n, a ry th of is aila ble free of cha the bsit e of the sum ma ere av rge on we co mpa ny.	NO	Cre The dit I nsti tutio ns A ct, r elev ant byla and inte l ac ts o f th e B ank de fine for ws rna of d l aff of t Sup whi ch c ate ies ecis ions lega airs the pri ent he isor gor or or c ons erv y Boa rd is uire d. req
1	Coo atio per n	2	d/o The art icle s of ocia tion r int al c ts p ide for prio nt o f th ass an ern om pan y ac rov r co nse e for t af fect f th isor y bo ard king imp orta nt d ecis ions tha the str ate sup erv ma gy o e co mpa ny, risk d re tion puta exp ens es, ex pos ure an	YES
1	Coo atio per n	3	The art icle s of ocia tion d/o r int al c ts s tipu late tha t th viso ry b d a nd ass an ern om pan y ac e su per oar its c mitt ha ve t ime ly a ss t o d nts, mis nd e loye hen for om ees cce ocu me pre es a mp es w ne ces sary rfor of the the ir d utie pe ma nce s.	YES
1	Coo atio per n	4	The icle s of ocia tion d/o her inte l co stip ulat e th he art r ot cts at t ent ass an rna mpa ny a ma nag em boa rd m ust ort to t he s rvis boa rd a t re gula r int als on t he o atin sult s of the rep upe ory erv per g re y, fi cial situ atio ubs tan tial fina ncia l an d n fina ncia l ris ks a nd ults of inte ract ion com pan nan n, s on- res with sha reh olde nd o the r sta keh olde rs a rs.	YES
1	Coo atio per n	5	Sta tute d/o r int al c y do ent s st ipul ate tha t th iden t of the ent s an ern om pan cum e p res ma nag em boa rd s hall im med iate ly n otify the viso ry b d if the re is is li kely for ent to a rise tha t su per oar or an ev fica aff , fin n of has the ten tial to s igni ntly ect the ults ial p osit ion tatio the po res anc or r epu co mpa ny.	NO	Arti cle 42 of t he C red it In stitu tion s A ct d efin es i hich es t he Ban k's n w cas Sup Man nt B d m ust not ify t he isor y B d. age me oar erv oar
1	Rul f co ndu ct es o	6	The viso ry b d a d th de of c ond uct (or oth er i nte l ac t), w hich est abli she su per oar ppr ove e co rna s rule s of ndu ct to be fol low ed by m ber s of the ent and viso ry b d m ber co em ma nag em su per oar em s, half of ploy d ot her ting be the whi ch a lso tain les and em ees an s ac on co mpa ny, con s ru me asu res to b ken in c of its v iola tion e ta ase s.	YES
1	Rul f co ndu ct es o	6	Cod e of Co ndu ct (o r ot her inte l ac t) is aila ble free of cha the bsit e of the rna av rge on we co mpa ny.	YES
2	Con flict of inte rest	7	For mbe f th boa rd a nd t he s rvis boa rd t he hibi tion of ticip atio ent me rs o e m ana gem upe ory pro par n in d ecis ion- king in rela tion whi ch t her onf licts of inte is s tipu late d. to rest ma e a re c	YES
2	Con flict of inte rest	7	The viso ry b d h iven pri he poli cy f ging nflic f int ent to t ts o st. su per oar as g or c ons or m ana co ere	YES
2	Con flict of inte rest	7	The licy for ing flict s of inte is a vail able fre e of cha the bsit e of the rest po ma nag con rge on we com pan y.	YES
2	Con flict of inte rest	8	Mem ber s of the viso ry b d a blig ed t o in form the tire isor y bo ard tha t th su per oar re o en sup erv ey a re onf of in in a tua l or pot ent ial c lict tere st. n ac	YES
2	Con flict of inte rest	8	Man nt b d m ber s ha a d uty to in form the side nt o f th viso ry b d a nd age me oar em ve pre e su per oar oth ber s of the ent boa rd o f an act ual ote ntia l co nflic t of inte rest er m em ma nag em or p	YES
2	Con flict of inte rest	8	s of onf of in The viso ry b d ke ord all not ices rtain ing to c lict tere st. su per oar eps rec pe	YES
2	Con flict of inte rest	9	Mem ber of the ent boa rd o r th viso ry b d h blig atio n to info rm t he ma nag em e su per oar as a n o nd/o f th d if of Pre side nt a r Vi Pre side nt o at b it co nsid tha t an oth ber ent ce- oar ers er m em ma nag em rvis boa rd is in a l or ial c onf lict of in tua pot ent tere st. or s upe ory n ac	YES
2	Com pet ition ba n	10	Mem ber s of the viso ry b d a nd ent do not form act iviti es t hat pet ith su per oar ma nag em per com e w f th s of of t the bu sine t m ber the ent rvis boa rds he ss o e co mpa ny, are no em ma nag em or s upe ory ies tha uch iviti or h old han ke i ch c ies. t ca ut s act re t 5% sta com pan rry o es n mo n su om pan	YES
2	Com pet ition ba n	10	Mem ber s of the ent boa rd a nd t he s rvis boa rd w ho hold sha in th nies ma nag em upe ory res e co mpa with wh ich the ny i s in the titio n, in form ed t he s eta f th f all the co mpa co mpe ecr ry o e co mpa ny o f th free of sha in s uch nies d th e d eta ils o sha aila ble cha the res co mpa an ese res are av rge on web site of the co mpa ny.	YES
2	Rel ate d p arty tran tion sac s	11	No tran tion s be twe mbe f th ent rvis boa rd a nd t he c y (o sac en me rs o e m ana gem or s upe ory om pan r affil ) ca t of iate d w ith a arty t be nclu ded wit hou t th rior the a p ers on ny p n no co e p con sen isor y bo ard sup erv	YES
2	Rel ate d p arty tran tion sac s	11	The fai lue of e ach teri al tr acti t be nfirm ed by a n in dep end ent ert prio r to r va ma ans on mus co exp h tr acti and his her ort has to be a vail able fre e of cha the bsit e of the any suc ans on, or rep rge on we com pan y.	NO	As the Ba nk i s de alin ith c red it an d d sit o atio the fai lue of t hes g w epo per ns, r va e e C tran tion s is ual to t he inal neta alue . Th red it In stitu tion s A ct, sac eq nom mo ry v byla and EU ulat ions plic able to dit i nsti tutio ns d ot p ribe de scri bed ws reg ap cre o n resc duc t in h tr acti con suc ans ons

CH APT ER	VIS PRO ION	TIC AR LE	QU EST ION	AN SW ER (Ea ch stio n is que osi red by ch ans we ng the r fro m t he an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
2	Rel d p ate arty tran tion sac s	12	The ny h dop ted ced s fo r th l an d d iscl f tra ctio ns b etw co mpa as a pro ure e a ppr ova osu re o nsa een mbe f th rvis boa rd a nd t he c y (o aff iliat ed w ith ent me rs o e m ana gem or s upe ory om pan r a per son rty) any pa	YES
2	Rel ate d p arty tran tion sac s	12	eff of The dit c mitt uall the ecti the dur au om ee ann y as ses ses ven ess se p roce es.	YES
3	The rol e of the sup isor y bo ard erv	13	The viso ry b d is sibl e fo poin ting d d ism issi mbe f th ent su per oar res pon r ap an ng me rs o e m ana gem boa rd a nd king nda tion s fo ndid s fo ber s of the viso ry b d to the ate ma rec om me r ca r m em su per oar l me etin gen era g.	YES
3	The rol e of the sup isor y bo ard erv	13	The viso ry b d h d fo l an d tr ced for the poin ent tme nt to su per oar as a ppr ove rma ans par pro ure ap bot h m and viso ry b ds. ent ana gem su per oar	YES
3	The rol e of the sup isor y bo ard erv	14	The viso ry b d h of fem ale mbe f th viso et a targ et p ent su per oar as s s a erc age me rs o e su per ry boa rd a nd t he boa rd, w hich st b chie ved in t he t fiv and ad ed ent opt ma nag em mu e a nex e ye ars a plan for the imp lem atio n of this al. P and pla blis hed in t he ent ent tar get go erc age on n w ere pu ual ort. ann rep	NO	The ced for ele ctin ber s of the Ba nk's Ma Boa rd a nd ent pro ure g m em nag em Sup isor y B d is scri bed by the Re gula tion of ditio ns f lect ion and erv oar pre con or e oint f m ber s of Su viso ry B ds a nd Man nt B ds o f leg al nt o app me em per oar age me oar ities of cial inte the Re pub lic o f Cr ia a nd t he r of the ir el ecti ent rest to oat spe ma nne on.
3	The rol e of the sup isor y bo ard erv	14	A re t ex plai ning n th lan has be pub lish ed in th al r rt. por pro gre ss o e p en e a nnu epo	NO	The ced for ele ctin ber s of the Ba nk's Ma Boa rd a nd ent pro ure g m em nag em Sup isor y B d is scri bed by the Re gula tion of ditio ns f lect ion and erv oar pre con or e Su oint nt o f m ber s of viso ry B ds a nd Man nt B ds o f leg al app me em per oar age me oar of f Cr r of ent ities cial inte rest to the Re pub lic o oat ia a nd t he the ir el ecti spe ma nne on.
3	The rol e of the inat ion nom mitt com ee	15	The min atio ittee ha s al l the tas ks l iste d in Art icle 15 of the Co de. no n co mm	YES
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	16	Wh inat ing dida for the viso ry b ord the al m ing for elec tion the tes to eet en nom can su per ge ner ides info tion wit hin the al m eet in m ate rials the ite ted by com pan y p rov rma ge ner on ms req ues he C Arti cle 16. of t ode	YES
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	16	Info tion ided by Arti cle 16 o f th e C ode fre ely ilab le o n th ny`s bsit rma s p rov are ava e co mpa we e.	PAR TIA LLY	The Ba nk p ubli she s th ndid 's C V, w hich list s th e sk ills, kno wle dge , ed tion ate e ca uca and ienc e th at w ill e nab le h im t o ef fect ivel rfor m th le o f a mbe r of the ex per y pe e ro me Sup e S isor y B d, in clud ing mbe rsh ips in th rvis Boa rd o r th erv oar me upe ory e d of Man nt B oth ies. age me oar er c om pan
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	17	Co Mat eria ls fo r th ral m eet ing tain all the info tion list ed in A rticl e 1 7 of the de. e g ene con rma	NO	The t te of o ffice of mbe f th e S rvis Boa rd b n be fore the cu rren rm me rs o upe ory ega Cod ntry into for nd is s till o ing. e e ce a ngo
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	18	The info tion ref d to in A rticl e 1 7 of the Co de is a vail able fre e of cha the bsit e of rma erre rge on we the lso in c her ork ' rep ntat ive not her mbe r of the viso co mpa ny a ase s w e w ers rese or a me su per ry boa rd w hich is n ot e lect ed by t he s har eho lder s at the al m eet ing is a poin ted ge ner	NO	The visi of Ban k's Arti cles of Ass ocia tion do n't d efin ber s of the pro ons e m em Sup isor y B d e lect ed ploy ' rep ntat ives mbe ho a erv oar am ong em ees rese or me rs w re e G not elec ted by the sha reh olde t th ral A mb ly. rs a ene sse
4	Res sibi litie s of pon the viso su per ry boa rd	19	The ter od refe f th viso ry b ord inc lude all the ibilit ies set in A rticl e 1 9. o f ms ren ce o e su per res pon Co the de.	YES
4	Com ition pos	20	The viso ry b d h as d lope d a isor y bo ard file whi ch s ifes the mi nim su per oar eve sup erv pro pec um ber of mbe nd c bina tion od ski lls, kno wle dge d e duc atio ell a rofe ssio naln num me rs a om an n, a s w s p and ctic al e rien ce t hat uire d in the viso ry b d. pra xpe req su per oar	PAR TIA LLY	The Ba nk's Art icle s of As iatio n, d rmin ed by t he Gen l As bly, de fine the ete soc era sem ber of Sup isor y B d m ber s, b ut it s' ta d co ndit ions for t st ruct num erv oar em rge ure an mbe rsh ip a re d efin ed by t he Sup isor y B d A Pol icy, in ent me erv oar sse ssm ord ith C red it In stitu tion s A nd Dec isio n th of t he ct a ent acc anc e w n o e a sse ssm suit abil ity o f th e ch airp of t he ent boa rd, mbe f th ers on ma nag em me rs o e ent boa rd, mbe f th viso ry b d a nd key fun ctio n ho lder s in ma nag em me rs o e su per oar a Cro dit i nsti tutio n, is d by atia n N atio nal Ban k. cre sue
4	Com ition pos	21	The viso ry b d in clud ber s of diff end ofile d ex ienc nt g e to su per oar es m em ere er, age , pr an per a d iver sity ctiv hen king de cisi ens ure pe rspe e w ma ons	YES
4	Com ition pos	22	Maj ority of the mbe f th viso ry b d a re in dep end in a rda wit h th ent me rs o e su per oar cco nce e def initi in A ndix A o f th e C ode set out on ppe	NO	Two t of thre ber s of the Su viso ry B d a ot in dep end as d efin ed ent ou e m em per oar re n in A x A of the Co de. nne
4	Com ition pos	22	The Pre side r de side f th viso ry b d a re in dep end nt o puty nt o ent pre e su per oar	YES
4	Pre side nt	23	f th le fo f th The side nt o viso ry b ord is r onib r th ctiv ities list ed in A rticl e 2 3. o pre e su per esp e a e Cod e.	YES
4	Boa rd c mitt om ees	24	Sup isor y bo ard est abli she d th inat ion mitt erv e n om com ee.	YES
4	Boa rd c mitt om ees	24	Sup isor y bo ard est abli she d th tion ittee erv e re num era co mm	YES
4	Boa rd c mitt om ees	24	Sup isor y bo ard est abli she d th udit ittee erv e a co mm	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
4	Boa rd c mitt om ees	24	The viso ry b d st ipul ate d th dat nd a ctiv ities of h co ittee su per oar e m ana e a eac mm	YES
4	Boa rd c mitt om ees	26	Eac h co ittee of the viso ry b d co nsis ts o f m ber ho hav e th kills mm su per oar em s w e n ece ssa ry s , kno wle dge d e duc atio ell a rofe ssio nal and ctic al e rien ce t ut th an n, a s w s p pra xpe o ca rry o e s ef fect mitt sibi litie ivel com ee res pon y.	YES
4	Boa rd c mitt om ees	27	of Eac h co ittee the viso ry b d h t lea st th mbe mm su per oar as a ree me rs.	YES
4	Boa rd c mitt om ees	27	Maj ority of the mbe f ea ch c mitt of t he s rvis boa rd a re in dep end (as def ined ent me rs o om ee upe ory in A ndix A o f th e C ode ). ppe	PAR TIA LLY	of it C Maj ority Aud mitt mbe re in dep end ent om ee me rs a
4	Boa rd c mitt om ees	27	Boa rd m ber roh ibite d to be mbe f th ittee of the viso ry b d. em s a re p me rs o e co mm su per oar	YES
4	Boa rd c mitt om ees	28	The ter of r efe f ea ch c mitt is m ade fre ely ilab le o n th ny's bsit ms ren ce o om ee ava e co mpa we e	YES
4	Boa rd c mitt om ees	28	The Co ny's l rep incl ude he w ork of e ach ittee of the viso ort ort on t mpa an nua s a rep co mm su per ry boa rd a ell a s in form atio n th ber of ting s he ld a nd t he mbe f th ittee s w n o e n um mee me rs o e co mm	PAR TIA LLY	The Ba nk p ubli cly Su viso ry B d re hich ins k re t, w nta t ann oun ces per oar por co wor por of a ll co ittie s of the Su viso ry B d, t he ber of ting s he ld a nd o the mm per oar num mee r det ails ab mbe f th e S rvis Boa rd. out me rs o upe ory
4	Tim itme nt e co mm	29	The mi nim cted tim itmn f ea ch s rvis boa rd m ber is s ified the ir et o un e xpe e co mm upe ory em pec on oint nt. app me	PAR TIA LLY	One of ditio hec ked du ring ing the itab ility of c and idat es f lect ing con ns c ass ess su or e ber s of Su viso ry B ord , is the f th ibilit y of his nt o as m em per ass ess me e p oss mitm he form e of du ties ent to t com per anc
4	Tim itme nt e co mm	29	The l rep incl ude d of end the etin gs f ach mbe r of the ort att e at an nua s re cor anc me or e me isor y bo ard d its ittee sup erv an co mm s.	NO	s of f ea of Su Rec ord the ch m ber the viso ry B d a nd its pre sen ce o em per oar mitt the etin gs i ined in t he A al R rt fo sinc e th is at t co nta r 20 19, com ees me s no nnu epo info tion and ry fo r 20 19. t m ato rma wa s no
4	Tim itme nt e co mm	30	d/o The art icle s of ocia tion r int al c ts s tipu late the ob liga tion of the viso ass an ern om pan y ac su per ry info f th boa rd m ber to rm t he s eta bou t th eir mbe rsh ip in the viso em ecr ry o e co mpa ny a me su per ry boa rd o r th boa rd o f ot her nies ent e m ana gem co mpa	YES
4	d form Fre que ncy an f m at o eet ings	31	The viso ry b d m eet s at lea st e y th nths su per oar ver ree mo	YES
4	d form Fre que ncy an at o f m eet ings	31	The viso ry b d h dop ted ork plan tha t inc lude s tim nd a da of f utu eet ings su per oar as a a w e a gen re m	PAR TIA LLY	Sch f Su edu le o viso ry B d m eet ings is p ubli she d o n th e B ank 's w ebs ite. per oar
4	d form Fre que ncy an at o f m eet ings	31	Com mitt of the viso ry b d sh all m eet ften for the eff ecti disc har ees su per oar as o as nec ess ary ve ge of t heir du ties d re gula rly r rt to the viso ry b d o n its act iviti , an epo su per oar es.	YES
4	d form Fre que ncy an at o f m eet ings	32	The viso ry b d ca with the rtici ion of t he boa rd w her e it eet out pat ent su per oar n m pa ma nag em side rs it pria te. con ap pro	YES
4	d form Fre que ncy an f m ings at o eet	32	Non -Bo ard ittee ber rtici e in ittee etin nly he invi tatio n of the pat at t co mm me me s ca n pa co mm me g o mitt com ee.	YES
4	Sup t por	33	The ny h as d esig nate d a n in divi dua l to ut th e d utie s of cret co mpa car ry o a c om pan y se ary	YES
4	Sup t por	33	Acc ord ing to t he c y's inte l ac ts, t he rryin ut th e d utie s of om pan rna per son ca g o a c om pan y ry is sibl e fo ing tha viso ry b d p dur plie d w ith, reta t su sec res pon r en sur per oar roce es a re c om adv isin g th viso ry b d o orti he side f th atte ng t nt o e su per oar n go ver nan ce m rs, s upp pre e isor y bo ard d h elpi he s rvis boa rd a nd c mitt fun ctio n ef ficie ntly ng t to sup erv an upe ory om ees	YES
4	Qua lity and time line f ss o info tion rma	34	The bo ard of r efe nd/o r int al a uire the teri als for isor y bo ard ter cts ms ren ce a ern req ma sup erv ting be vide d to all its m ber lea eek be fore the etin s to s at st o mee pro em ne w me g.	YES
4	Qua lity and f time line ss o info tion rma	34	s of ref d/o for The bo rd c mitt ee t r int al a cts uire the teri als boa rd om erm ere nce an ern req ma mitt ting be vide d to all its m ber lea eek be fore the etin s to s at st o com ee mee pro em ne w me g.	YES
4	Qua lity and f time line ss o info tion rma	35	d/o The art icle s of ocia tion r int al c ts a ntic ipat e th at t he min utes of the etin ass an ern om pan y ac me g of t s of he s rvis boa rd m ust be a vail able to all m ber the viso ry b d. upe ory em su per oar	YES
4	Qua lity and time line f ss o info tion rma	35	Sup isor y B d m eet ing min utes vide da ta o ting ults inc ludi ng d eta ils o f ho erv oar pro n vo res w indi vidu al m ber ted em s vo	YES
4	Qua lity and time line f ss o info tion rma	36	The viso ry b d h as t he righ t to ive info tion d a dvic e fr ple out side the su per oar rece rma an om peo f th f it c fully y at the ny i ider s it to s ut it com pan ex pen se o e co mpa ons nec ess ary ucc ess ca rry o s dut ies, vide d th he ced for it is cifie d in the inte l do s of the at t ent pro pro ure spe rna cum co mpa ny issu ed by t he boa rd w ith t he c of t he s rvis boa rd. ent ent ma nag em ons upe ory	PAR TIA LLY	ified he C The ced is s in t tian Na tion al B ank De cisi pro ure pec roa on on gov ern anc e nts. arra nge me

CH APT ER	VIS PRO ION	TIC AR LE	QU EST ION	AN SW ER (Ea ch stio n is que osi red by ch ans we ng the r fro m t he an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
4	Tra nd dev inin g a elop nt me	37	All mbe f th viso ry b d at the tim e of poin ived int rod ucti rain ing for tme nt r on t me rs o e su per oar ap ece the ir ro le.	NO	Obl igat ion for intro duc inin g fo ber s of Su viso ry B d at dit tory tra r m em per oar cre inst ituti s in trod d at the d of 20 18, and the t Su viso ry B ord of ons wa uce en cu rren per the Ba nk w inte d in Au t 20 17. All imp nt in form atio bou t th e B ank 's orta as a ppo gus n a ratio bm itted to the mbe t th e b inin g of the ir te of o ffice ope ns w ere su me rs a egg rm
4	Tra nd dev inin g a elop nt me	37	All s rvis bor d m ber ceiv ing trai ning d e duc atio imp e th eir s ills a nd n to upe ory em s re e o ngo an rov kno wle dge	YES
4	Tra nd dev inin g a elop nt me	38	The viso ry b d m ber ceiv gula dat nd brie fing s fr the ent su per oar em s re e re r up es a om ma nag em boa rd a nd e rts o atte elev ant to t he c d to the ir d utie xpe n m rs r om pan y an s.	YES
4	Sup isor y bo ard erv luat ion eva	39	The viso ry b d ev alua ted its effe ctiv ss i n th 12 m hs. ast ont su per oar ene e p	YES
4	Sup isor y bo ard erv luat ion eva	39	The viso ry b d a d th e in divi dua l res ults of its m ber s in the las nths t 12 su per oar sse sse em mo	NO	Ban k as the ind ivid ual and llec tive itab ility of t he mbe f th ses ses co su me rs o e Sup isor y B ord nd s ubm its i the Ge al A mb ly fo val. t to erv on ce a yea r, a ner sse r ap pro
4	Sup isor y bo ard erv luat ion eva	39	of The alua tion the viso ry b d w as l ed by t he side nt o r de puty side nt. ev su per oar pre pre	YES
4	Sup isor y bo ard erv luat ion eva	40	The alua tion of the viso ry b d in clud ed f all the ecif ied in nt o tter ev su per oar an ass ess me ma s sp Arti cle 40 of t he C ode	NO	Stru e of the Su viso ry B d is alua ted r fo edit ins titut ions ctur per oar ev on ce a yea r cr , thro ugh lar a al a of t he c olle ctiv itab ility of t he Sup isor ent a r egu nnu sse ssm e su erv y Boa rd.
4	Sup isor y bo ard erv luat ion eva	41	The l rep incl ude s th of t he s rvis boa rd a nd its c mitt in ort ent ort an nua e a sse ssm rep upe ory om ees whi ch t hey ed all t he c ircu ut in Art icle 41 of the Co de. mst et o ass ess anc es s	NO	This t ob liga for r 20 19. , bu t it i ined in S rvis Bor d re tory nta t, wa s no yea s co upe ory por whi ch i bm itted the Ge al A mb ly a nd mad ubli to s su ner sse e p c.
5	Res sibi litie s of pon the ent ma nag em bor d	42	The du ties of boa rd in clud ll th ctiv ities list ed in A rticl e 4 2 o f th e C ode ent ma nag em e a e a	YES
5	Res sibi litie s of pon the ent ma nag em bor d	43	The viso ry b d h d in al r ules of ced ad ed by t he tern opt ent su per oar as a ppr ove pro ure ma nag em boa rd t hat def ine the ecif ied in A rticl e 4 3. o f th e C ode tter ma s sp	PAR TIA LLY	Man nt B d of the Ba nk a dop ted the rul f pr dur e of Ma ent age me oar es o oce nag em Boa rd a nd d efin ed t he visi of Arti cle 43 of t he C ode pro ons
5	s of Res sibi litie pon the ent ma nag em bor d	44	In th f gr s, th boa rd o f th y is ob lige d to e ef fect ive ent nt c e ca se o oup e m ana gem e p are om pan en sur rsig ht o the iviti f ot her nies in t he g act ove ver es o co mpa rou p.	YES
5	Res sibi litie s of pon the ent ma nag em bor d	44	s of d/o The art icle ocia tion r int al c ts c ont ain rule ning sibi litie ass an ern om pan y ac s go ver res pon s and orti ced the lev el o f th d su bsid iarie s at nt c rep ng pro ure e p are om pan y an s.	YES
5	Com ition pos	45	The viso ry b d e tha t m ent inta ins rofil e of the ent boa rd su per oar nsu res ana gem ma a p ma nag em whi ch d ete rmin es t he min imu ber of mbe nd a mb inat ion of m ber ho m n um me rs a co em s w pos ses s rofe the ski lls, kno wle dge d e duc atio ell a ssio nal and ctic al e rien ce t hat an n, a s w s p pra xpe are uire d fo boa rd. ent req r m ana gem	YES
5	The side nt pre	46	The side f th boa rd is for lly r ible for the iviti es l iste d in Art icle 46 nt o ent act pre e m ana gem ma esp ons of t he C ode	YES
5	Lim its o her n ot app oint nts me	47	Inte l co ny d vide tha t th ber s of the boa rd m obt ain the nts ent ust rna mpa ocu me pro e m em ma nag em prio f th viso ry b d b efo ptin intm he boa rd o nt o ent to t ent r co nse e su per oar re a cce g a ppo ma nag em r isor y bo ard wh ich is n of t he s ot p art sup erv am e g rou p.	NO	Reg ulat ed by t he A n th ion of c onf lict of in ct o ent tere st. e p rev
5	Lim its o her n ot app oint nts me	47	Inte l do s of the ide tha t bo ard mbe roh ibite d fr hold ing ent rna cum co mpa ny p rov me rs a re p om mo re tha osit ions in t he rvis boa rd o f ot her h co nies n tw ent o p ma nag em or s upe ory suc mpa	NO	Reg ulat ed by t he A n th ion of c onf lict of in ct o ent tere st. e p rev
5	Boa rd e valu atio n	48	The viso ry b d in the las nths alua ted the eff ecti of for t 12 nts su per oar mo , ev ven ess arra nge me atio n be he s rvis boa rd a nd t he boa rd, ell a s th deq twe en t ent coo per upe ory ma nag em as w e a uac y of s and info tion eive d fr the boa rd. ort ent upp rma rec om ma nag em	YES
5	Boa rd e valu atio n	48	Res ults of the alua tion of nts for atio n be twe en t he s rvis boa rd a nd ev arra nge me coo per upe ory ent inc lude d in the l rep ort. ma nag em are an nua	YES
5	Boa rd e valu atio n	49	The boa rd h valu d its n ef fect iven d th f its ind ivid ual mbe rs in ent ate at o ma nag em as e ow ess an me the las t 12 nths mo	YES
5	Boa rd e valu atio n	49	The ent boa rd h rted the nclu sion s of the alua tion s of its mbe rs to the ma nag em as r epo co ev me isor y bo ard sup erv	PAR TIA LLY	Cov d in the de scri ptio n of the 's o atio ns i n th e A al R ent rt. ere ma nag em per nnu epo
6	Rol e of ratio rem une n mitt com ee	50	The du ties of the ratio n bo ard inc lude all the act iviti es l iste d in Art icle 50 of the Co de. rem une	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng r fro the m t he an swe ) dro p-d ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
6	Rem ratio n of une ent boa rd ma nag em mbe me rs	51	The viso ry b d d rmin he a al r ratio n of of h m ber of the ete es t su per oar nnu em une eac em ent boa rd, bas ed end atio f th atio ittee d in ma nag em on reco mm ns o e re mu ner n co mm an ord ith t he a d re atio licy acc anc e w ppr ove mu ner n po	NO	Mem ber s of the Ma Boa rd h fixe d re atio def ined by ent nag em ave mu ner ns, ma nag ers ploy s fo r th e d tion of the m fo r wh ich the poin ted nt c ont ract ter em me ura ere ap y w Var iabl atio d a ally , in ord ith t he visi of e re mu ner ns a re a ppr ove nnu acc anc e w pro ons the Re atio n P olic d re leva nt im plem ing nde d by the ent acts mu ner y an , as rec om me Rem ratio n C mitt une om ee.
6	Rem ratio n of une ent boa rd ma nag em mbe me rs	52	The lev el o f re ceip f m ber s of the boa rd t ake s in the d ts o ent to a unt em ma nag em cco ag ree stra teg isk etite , the ic e nvir ent in w hich the ate ll as y, r app eco nom onm co mpa ny o per s as we wa ges and ndit ions of kers wit hin ies. co wor com pan	YES
6	Rem ratio n of une boa rd ent ma nag em mbe me rs	53	Rem ratio licy vide s th boa rd m ber t dis e of the sha at a ent une n po pro ma nag em em ma y no pos res igne d to it a rt of the ratio lea from the da hich the sha n at st tw te o ass s pa rem une o ye ars n w res ssig ned to him her wer e a or	NO	Cro atia n N atio nal Ban ks D ecis ion staf f re atio nd Ban ks d eriv ed inte l on mu ner n a rna stip ulat e th he a ssig ned ins ot b e d ispo sed of for at le acts at t trum ent ast s m ay n one r fro m th e d ay t hey ssig ned yea we re a
6	Rem ratio n of une boa rd ent ma nag em mbe me rs	53	Rem ratio licy vide s th boa rd m ber ake of k at a ent t m stoc une n po pro ma nag em em ma y no use ions igne d to him her t of the ratio n fo leas from the da opt r at t tw te o ass or as par rem une o ye ars n whi ch s k op tion igne d to him her toc s w ere ass or	NO	Cro atia n N atio nal Ban ks D ecis ion staf f re atio nd Ban ks d eriv ed inte l on mu ner n a rna stip ulat e th he a ssig ned ins ot b e d ispo sed of for at le acts at t trum ent ast s m ay n one r fro m th e d hey ssig ned ay t yea we re a
6	Rem ratio n of une boa rd ent ma nag em mbe me rs	53	Rem ratio licy incl ude isio hat clos ely def ine the circ in w hich ortio n of ns t tan une n po s p rov ums ces a p the ratio n of boa rd m ber ho ld o ked be d. ent t on r to to retu rem une ma nag em em wa s pu was as rne	YES
6	Rem ratio n of une isor y bo ard sup erv mbe me rs	54	Rem ratio n le vel for the side f th viso ry b d a nd o f ot her mbe f th nt o une pre e su per oar me rs o e isor y bo ard ref lect s th e tim itme nd sibi litie s, in clud ing the tim nt a sup erv e co mm res pon e mitm and sibi litie s in the ittee s of the viso ry b d. ent com res pon co mm su per oar	YES
6	n of Rem ratio une isor y bo ard sup erv mbe me rs	55	Rem ratio licy and /or inte l co ny d hibi t th e in clus ion of v aria ble nts une n po rna mpa ocu me pro elem her ele rela ted form e in the ratio n of the viso ry b d. ent r ot nts to s o me per anc rem une su per oar	YES
6	Rep orti n rem ng o ratio une n	56	of t Rem ratio licy he c d by sha reh olde t a l me etin une n po om pan y w as a ppr ove rs a gen era g.	NO	The ratio licy of t he Ban k w d in ord ith s ial rem une n po as a ppr ove acc anc e w pec ulat ions plic able to dit i nsti tutio ns i n th e R blic of Cro atia reg ap cre epu
6	Rep orti n rem ng o ratio une n	56	The ny h ade fre ely ilab le o n its bsit e its ratio licy ved by the co mpa as m ava we rem une n po , as ap pro sha reh olde rs.	PAR TIA LLY	Sum f th atio licy and ratio ices is a vail able the ract ma ry o e re mu ner n po rem une n p on Ban k's web site thr h th ubli c di sclo e of ditw orth ines s in form atio oug e p sur cre n.
6	Rep orti n rem ng o ratio une n	57	Ann ual ratio n in clud es d ratio n of ch i ndiv idua l me mbe r of the ort ata rep on rem une on rem une ea isor y bo ard wel l as oth er i nfo tion ined in A rticl 7 of the Co de. nta e 5 sup erv as rma co	PAR TIA LLY	The da ubli she d o e le vel in th ubli c di sclo e of ta w gat as p n a n ag gre e p sur ditw orth ines s in form atio . 51 cre n o n p
7	Rol f th es o e isor d sup erv y an ent ma nag em boa rds	58	Man nt b d, w ith t he prio val of t he s rvis boa rd, ado pted olic y th at age me oar r ap pro upe ory a p t of det ines the ture d ex ten risk tha t co eed d th at is wil ling to take in o rde r to erm na an mpa ny n s an ach ieve all the lon ic o bjec tive s ( "ris k ap ite") g-te stra teg pet rm	YES
7	Rol f th es o e isor d sup erv y an ent ma nag em boa rds	59	The boa rd is for lly r ible for the iviti es l iste d in Art icle of the Co de. ent act 59 ma nag em ma esp ons	YES
7	dit com Rol e of the au mitt ee	60	of r efe f th of Co Ter udit ittee inc lude s al l ac tivit ies liste d in Art icle 60 the de. ms ren ce o e a co mm	YES
7	dit com Rol e of the au mitt ee	61	The dit c mitt the viso ry b d o e of its mitt der k th ctiv ities too au om ee, su per oar r on com ees , un e a refe rred in A rticl e 6 1 of the Co de. to	YES
7	he exte Rel atio ith t ns w l au dito rna r	62	f se f ex The dit c mitt s th lect ion and poin tme nt o tern al a udit in au om ee ove rsee e p roce ss o ap ors ord ith t he lega l req uire and kes nda tion the viso ry b d fo nts s to acc anc e w me ma rec om me su per oar r the lect ion of t he e l au dito d co ndit ions for the ir ap poin xte tme nt. se rna r an	YES
7	he exte Rel atio ith t ns w l au dito rna r	63	The dit c mitt in th e la st 1 2 m ont hs a d th ork plan of the ext al a udit , wh ich au om ee ppr ove e w ern ors incl ude s th d co nte nt o f th ctiv ities to be a udit ed. e sc ope an e a	YES
7	he exte Rel atio ith t ns w l au dito rna r	63	The dit c mitt sha ll m ith t he e l au dito dis s th e is s th eet xte rs to at au om ee as n ece ssa ry w rna cus sue hav e b ide ntifi ed dur ing the dit a nd t he q uali f se rvic ided ee t ty o een au o ov ers es p rov	YES
7	he exte Rel atio ith t ns w l au dito rna r	64	The dit c mitt if re nsib le fo onit orin g th e in dep end nd o bjec tive of l exte au om ee spo r m enc e a rna aud itor	YES
7	he exte Rel atio ith t ns w l au dito rna r	64	The dit c mitt ed olic rmit ted udit rvic ided by the ext al au om ee app rov a p y on pe no n-a se es p rov ern aud itor	PAR TIA LLY	Any udit rvic ntra cted wit h th e st atut aud itor , wh ich is n ot p roh ibite d in no n a se e co ory 7/2 f th ord ith E U R latio n 53 014 , is sub ject to prio nt o udit acc anc e w egu r co nse e a mitt com ee.
7	ent and Ris k m ana gem inte l co ntro l rna	65	The dit c mitt luat ed t he e ffec tive s of ris k m ent and inte l co ntro l sy stem au om ee eva nes ana gem rna wh ole at le ast as a onc e a yea r.	YES
7	ent and Ris k m ana gem inte l co ntro l rna	65	The dit c mitt whe iate kes nda tion s to the viso ry b d a nd au om ee, re a ppr opr , ma rec om me su per oar ent boa rd r rdin g th e ef fect iven of risk ent and inte l co ntro l sy stem ma nag em ega ess ma nag em rna s.	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro m t he an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
7	Ris k m ent and ana gem inte l co l ntro rna	66	The aint ains eff ecti risk tha ovid elia ble iden tific atio ent tem t pr co mpa ny m an ve ma nag em sys es r n of r isk orti nd s rvis ion. ent mea sur em , an swe rs, rep ng a upe	YES
7	Ris k m ent and ana gem inte l co l ntro rna	66	for f th The ny h as d ete rmin ed clea r int al r ibilit ies the inte e ris k co mpa ern esp ons ma nan ce o d a clea dur e fo aint aini betw ible ent tem ont act ma nag em sys an r pr oce r m ng c een pe rso ns r esp ons and the dit c mitt au om ee.	YES
7	ent and Ris k m ana gem inte l co l ntro rna	67	dit f e fo The ny h stab lish ed inte l au tion sibl onit orin g th co mpa as e an rna unc res pon r m e effe ctiv f int al c rol s inc ludi risk ont yste ent ene ss o ern ms, ng ma nag em	YES
7	ent and Ris k m ana gem inte l co ntro l rna	67	The dit c mitt ed t he inte l au dit p lan in th e la st 1 2 m ont hs. au om ee app rov rna	YES
7	ent and Ris k m ana gem inte l co ntro l rna	67	The dit c mitt ives orts of inte l au dito nd nito rs th e im plem ent atio n of its au om ee rece rep rna rs a mo end atio reco mm ns.	YES
7	Ris k m ent and ana gem inte l co ntro l rna	68	The dit c mitt sha ll re nd t o th viso ry b d th intm or d ism issa l of ent au om ee com me e su per oar e a ppo the he ads of the inte l au dit f tion rna unc	YES
7	Ris k m ent and ana gem inte l co ntro l rna	68	If th ny d ot h inte l au dit f tion , the dit c mitt has ce i n th e la st 1 2 e co mpa es n ave rna unc au om ee on nths alua ted the ed f or t his fun ctio rt of its nt o f int al c ont rol s yste mo ev ne n as pa ass ess me ern ms.	NO	The Ba nk h n in al a udit fun ctio tern as a n.
7	Wh istle -blo win g	68	Man nt b d, w ith t he prio val of t he s rvis boa rd, ado pted dur e fo age me oar r ap pro upe ory a p roce r orti iola tion s of law r int al r ules of the al o r in the e of ted actu rep ng v s o ern co mpa ny, cas sus pec viol atio n.	YES
7	Wh istle -blo win g	69	suff The ced es t hat kers d ex tern al s take hold do not tive pro ure en sur wor an ers er n ega if th spic ious be hav ior. rt su con seq uen ces ey r epo	YES
7	Wh istle -blo win g	69	Det ails of the ced for istra tion aila ble free of cha the bsit e of the pro ure reg are av rge on we com pan y.	YES
7	Wh istle -blo win g	70	Sta d/o r int al c y do ipul the du f th boa rd t o in form tute ent s st ate ty o ent an ern om pan cum e m ana gem the viso ry b d of y irr larit ies and d to tha be t m ust su per oar an egu an ag ree on me asu res imp lem ed. ent	YES
7	Wh istle -blo win g	70	The dit c mitt luat ed t he e ffec tive s of the ced d its plic atio n in the las t 12 au om ee eva nes pro ure an ap nths mo	NO	Ban ks R isk Com mitt is re nsib le fo solv ing irre gula ritie s in the Ba nk, in ee spo r re ord ith s ial r latio ns f red it in stitu tion d th gh t he c plia acc anc e w pec egu or c s an rou om nce fun ctio n.
8	Use of the co mpa ny web site	71	All info tion tha t th ny i qui red disc lose in a rda wit h th e la ules the to rma e co mpa s re cco nce w, r on listi the Co de and its Art icle s of As iatio vail able fre e of cha the bsit e of ng, own soc n a re a rge on we the co mpa ny.	YES
8	Use of the co mpa ny web site	72	The ake s fr eely aila ble and sily ible the bsit ll th e in form atio co mpa ny m av ea acc ess on we e a n he C ted by Arti cle 72 of t ode req ues	YES
8	Use of the co mpa ny web site	73	The tha t th e in form atio n th ebs ite i s ke da nd pub lish ed in pt u p to te a co mpa ny e nsu res n o e w ord ith t ime lim its p ribe d in law d re gula tion acc anc e w resc an s.	YES
8	Use of the co mpa ny web site	73	All dat n th ebs ite a re f ly a vail able in b oth Cro atia nd Eng lish a o e w ree n a	YES
8	Ann ual ort rep	74	The l rep tain s al l the info tion ref d to in A rticl e 7 4 o f th e C ode ort an nua con rma erre	NO	As the ode is a ppli ed f 20 20, the Ba nk w ill in clud e it in th e A al R rt ne w c rom nnu epo for 202 0.
9	ith sha Rel atio ns w reh olde rs	75	Co of e of The red tha t all sha reh olde ard less the mbe typ sha the y ho ld, mpa ny e nsu rs, reg nu r or res hav l ac info tion ab the nd a bou t th hey and s to out ay t e e qua ces rma co mpa ny a e w ca n ca rry the ir rig hts. tect pro	YES
9	ith sha Rel atio ns w reh olde rs	76	Co The ny h stab lish ed effe ctiv e fo l me cha nism s to inor ity s har eho lder mpa as e an rma en sur e m s the ssib ility of a skin tion s di ly to side f th boa rd a nd side f rect nt o ent nt o po g q ues pre e m ana gem pre the viso ry b d, a nd t he d ils o f th e fu ncti onin g of the ech anis aila ble free of eta su per oar se m ms are av cha the bsit e of the rge on we co mpa ny.	YES
9	ith sha Rel atio ns w reh olde rs	77	Co for The ny h elec ted on t hat will all s har eho lder s be the n to ntac t in mpa as s a p ers pe rso co rela tion ith i nd c of t his is a vail able fre e of cha the bsit e of the sto ont act s w nve rs, a per son rge on we com pan y.	YES
9	Gen l me etin era g	78	/or The art icle s of ocia tion and inte l rul f th ny d ot in ay l imit the ab ility of ass rna es o e co mpa o n an y w sha reh olde rs to ll a l me etin g, to rtici pat e in it o r to add ite to t he a da. ca gen era pa ms gen	YES
9	Gen l me etin era g	79	The art icle s of ocia tion d/o r int al c y do ent s al low sha reh olde rs th rtun ity ass an ern om pan cum e o ppo to e cise the ir rig ht to vot e by itho ut r estr ictio xer pro xy w n.	PAR TIA LLY	The visi of the Ba nk's Art icle s of As iatio ribe the bm issi of a pro ons soc n p resc su on f att hich the sig nat of the nto r ha s be cert ified by ota pow er o orn ey o n w ure gra en a n ry pub lic.

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro m t he an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
9	Gen l me etin era g	79	/or The art icle s of ocia tion and inte l co ny d nts allo har eho lder s th rtun ity ass rna mpa ocu me w s e o ppo to e cise the ir rig ht to vot lect ical ly w itho ut r estr ictio xer e e ron ns.	NO	The visi of the Ba nk's Art icle s of As iatio n do n't p ide the ssib ility of pro ons soc rov po rcis ing te e lect ical ly. exe a vo ron
9	Gen l me etin era g	79	Exp lana tion of oth in w hich sha reh olde rcis e its rig ht to ut in the vot et o er w ays rs c an exe e a re s doc for the al m ing. nts eet ume ge ner	YES
9	Gen l me etin era g	80	Not ice of t he g ral m ing is p ubli she d n o la tha n 30 da ys b efo re it is h eld eet ter ene	YES
9	Gen l me etin era g	80	The end a, d ecis ions d a ll ot her teri als uire d fo r th ral m ing aila ble free eet ag an ma req e g ene are av of c har he w ebs ite o f th on t ge e co mpa ny.	YES
9	Gen l me etin era g	80	All doc aila ble in E ngli sh a nd C tian lan nts ume are av roa gua ge.	YES
9	Gen l me etin era g	81	ferr of Co All ed t o in Art icle 81 the de w t at the al m eet ing in th ast 12 per son s re ere pre sen ge ner e p nths mo	YES
9	Gen l me etin era g	81	The ext al a udit nt a t th ral m eet ing whe re f inan cial sta tem ent ern or w as p rese e g ene s a re ted pre sen	NO	The ext al a udit nted the fina ncia l rep ort at t he ting of the Su viso ern or p rese mee per ry Boa rd a t wh ich it w as d ete rmin ed in te of the visi of Arti cle 300 d of the rms pro ons Com ies Act pan
9	Gen l me etin era g	82	The ny h ade the de sici of ral m ing free ly a vail able its web site wit hou eet t co mpa as m ons a g ene on dela y.	YES
9	Gen l me etin era g	82	Wit hin 30 day s fr the da te o f th ral m eet ing the ny h ade aila ble its om e g ene co mpa as m av on web site fre e of cha esti rai sed the al m ing. rs to at eet rge an swe qu ons ge ner	NO	The esti the al m ing ask ed. at eet re w ere no qu ons ge ner
10	Cor ial res ate por soc sibi lity pon	83	The viso nd boa rds hav ed and ad ed poli cies list ed in A rticl e 8 3 o f th ent opt su per ry a ma nag e a gre e Cod e.	YES
10	Cor ial res ate por soc sibi lity pon	83	The olic ies aila ble free of cha the ny's bsit se p are av rge on co mpa we e.	PAR TIA LLY	The An tico tion nd t he C onf lict of in poli tere st m ent rrup pro gra m a ana gem cy a re ilab le o n th e B ank ebs ite, whi le th e P ctio n of dig nity d p riva f wo rke rote ava s w an cy o rs is p ribe d by inte l ac ts. resc rna
10	Cor ial res ate por soc sibi lity pon	84	Wh he boa rd a sks pri from the viso ry b d fo r th e d ecis ions en t ent ent ma nag em or c ons su per oar , ying do plai n ho w th nde d m is i n lin ith t he poli cies ent acc om pan cum s ex e re com me eas ure e w ocia ted wit h th e im t as nt o f co ny's act iviti n th nvir ent and the ass pac ses me mpa es o e e onm nity , wit h th olic ies ocia ted wit h th rvat ion of h n rig hts and rke rs' r ight com mu e p ass e p rese uma wo s g of and the ocia ted wit h p ent ion and ncti onin tion d b ribe me asu res ass rev sa co rrup an ry.	YES
10	Sta keh olde r eng nt age me	85	The viso ry b d a nd boa rd jo intly ide ntifi ed w hich nsid d ke ent su per oar ma nag em are co ere y stak eho lder s in rel atio n to co mpa ny.	YES
10	Sta keh olde r eng nt age me	85	Man nt b d h red the iste of effe ctiv ech anis for ular inte ion with ract age me oar as e nsu ex nce e m ms reg key keh olde ell a info he s rvis boa rd a bou t th sult s of the sta s to rm t rs, a s w upe ory e re se nica tion com mu s.	YES
10	Sta keh olde r eng nt age me	86	The viso ry b d is tho rize d, s ubje pri otifi cati o th iden t of the ct to on t su per oar au or n e p res boa rd, t nize etin ith e l sta keh olde hen it d s it ent xte ma nag em o o rga me gs w rna rs w eem nec ess ary	PAR TIA LLY	Sup isor y B d is tho rize d to unic with the viso r in ord ate erv oar au co mm su per acc anc e with the Cro atia n N atio nal Ban ks D ecis ion he hod of rcis ing isio on t met exe sup erv n of c red it in stitu tion d im ing isor s an pos sup erv y m eas ure s.
10	Sta keh olde r eng nt age me	87	In th and of e ittee of the viso ry b d it is p ided for wh ate at p e m ver y co mm su per oar rov urp ose side f th itte unic dire ctly wit h st ake hold and wh dur nt o ate at p e to pre e co mm may co mm ers roce follo w.	PAR TIA LLY	Aud it C mitt is a utho rize d to unic with the dit c y th erfo ate at p om ee co mm au om pan rms the Ba nk's udit the Au dit A nd Reg ulat ion (EU ) 53 7/2 014 sta tuto nt to ct a ry a , pu rsua