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AD Plastik d.d.

Annual Report Apr 29, 2016

2080_10-k_2016-04-29_54e2f411-a7f1-408b-bff4-a24bfa748ea6.pdf

Annual Report

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2015 ANNUAL REPORT

1,025,395

Operating income (in thsd. of HRK)

46,222

Net profit (in thsd. of HRK)

11.20%

EBITDA margin

114,879 EBITDA (in thsd. of HRK)

409,010

Net financial debt

4.51%

Net profit margin

Who are we ?

  • a multinational company with more than 30 years of experience in the automotive industry
  • eight production sites in four countries
  • more than 2,100 employees (without JV)

one of the leading companies for the development and production of automotive components in Eastern Europe

What we do ? Where are we ?

  • our headquarters is in Solin, Croatia
  • Croatia, Serbia, Russia, Romania

Market overview

Brazil Czech Republic France Germany Italy Mexico Poland Romania Russia Serbia Slovakia Slovenia Spain Turkey United Kingdom United States

Argentina

Uzbekistan

B

C

  • Strategic report
  • Letter from the President of the Management Board A
  • Company history
  • About us
  • Mission and Vision
  • Key values
  • Strategy
  • Markets and customers
  • Production sites
  • Technologies and products
  • Logistics
  • Research and development
  • Sustainability
  • Quality management
  • Industry and competition
  • Business
  • Business risks
  • AD Plastik in the Croatian capital market

Corporate governance

  • Corporate matrix
  • Governance in the AD Plastik Group

Financial statements

  • Financial statements of AD Plastik Group
  • Auditor's reports

A Strategic report

  • Letter from the President of the Management Board
  • Company history
  • About us
  • Mission and Vision
  • Key values
  • Strategy

  • Markets and customers

  • Production sites
  • Technologies and products
  • Logistics
  • Research and development
  • Sustainability

  • Quality management

  • Industry and competition
  • Business
  • Business risks
  • AD Plastik in the Croatian capital market

A

Letter from the President of the Management Board

In 2015 we've made a significant turnaround in managing AD Plastik and achieved good operating results which confirmed the validity of our chosen direction. We will continue to implement the changes we had started during the last year with a goal to increase competitiveness, efficiency and profitability, and in order to meet the challenges of a very demanding automotive industry market.

Despite a complex and challenging situation in Russia we have increased operating revenues of AD Plastik Group by 14% compared to the same period in 2014, while operating expenses of the Group have increased by only 9%. This increased profitability resulted in the EBITDA margin of 11.2%, which in 2014 amounted to 5.88%. Cash flow optimisation measures have resulted in the reduction of the Company's debt level by 69.4 million kuna and in improved liquidity of our Company.

AD Plastik Group is a multinational company with more than thirty years of experience in the automotive industry, with a vision of becoming the market leader in the manufacture of automobile components in Eastern Europe and expanding our business to new markets. I am sure our knowledge, experience and quality will make this vision a reality. We are continuously improving the development process and quality of our products, in accordance with our designated market requirements, and to the satisfaction of all our stakeholders.

We use various manufacturing technologies and materials such as injection moulding, painting, blow moulding, thermoforming, production of non-woven textiles and extrusion. Our Company manufactures parts for 90 types of vehicles, with some of our most important customers with whom we developed a successful cooperation being: Renault, Nissan, Peugeot, Citroen, Toyota, Ford, Opel, VW, BMW, Dacia, Daimler, VAZ, GM-VAZ, Daewoo, Fiat-Chrysler, Mitsubishi, Alfa Romeo, Maserati and others. We are the largest manufacturer of automobile parts in Croatia and we export 100% of our products. Overall, we employ more than 2,100 workers, with over 1,200 workers just in Croatia.

Automotive industry has undergone many changes in its history, and is still changing today so it could adapt to an increasingly demanding market. That is why AD Plastik is investing significant resources in research and development, which is the foundation for the future of the automotive industry. We have over one hundred engineers in this segment to ensure all innovations and trends are followed and to keep us one step ahead of our competitors. Today we are seeing an increase in use of natural or part-natural recyclable materials, with the automotive industry's imperative shift to creating lighter cars and thus reducing fuel consumption and emissions. This especially applies to electric vehicles which are increasingly present on the automotive market. For example, using lightweight materials with good acoustic characteristics is extremely important for hybrid

"Despite market challenges and a difficult economic environment, we achieved revenue of over one billion kuna which proved the correctness of our chosen business model."

A

vehicles. Our speciality components made from materials with significantly better sound-insulating properties than normal car parts are being installed in the electric Smart car. The automotive industry is increasingly replacing metal with plastic, which is one opportunity we as a Company must seize.

To be an active participant in the automotive supply chain, one of the main preconditions is to meet extremely high quality, environmental protection and sustainable business standards. Sustainable business is a key component of operational and development policy of our Company.

Every day we are improving internal communication within the Company and systematically work on educating our employees because investing in our employees and their expertise is one of the basic requirements for market survival. We consider the Company's reward system as extremely important in order to ensure that everyone's hard work and dedication is properly recognized and reinforced, and that is why we introduced a new system for rewarding our employees late last year.

One of the highest priorities in our business is building partnerships with our customers, which means involving them in all stages of project creation - from the initial development to mass production and sales. AD Plastik Group won several new nominations in the previous year for which additional information is available in this report, and our plans for this year also foresee further growth.

Our strategy is to improve and expand the automotive industry program and become a developmental supplier of strategic technologies and products, as well as achieving greater results and growing organically and through Group acquisitions. Further expansion in existing and new markets, diversification of customers, continued investment in research and development with the aim of developing new technologies and manufacturing products of high added value and further increase in the quality of products - these are our key objectives. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 7STRATEGIC REPORT

Our shares are listed on the regulated Zagreb Stock Exchange market, so we as a Company are committed to continuous risk management and fulfilling our financial obligations.

The main objective for 2016 is attaining further growth of sales revenue, increasing the EBITDA margin to 12% and continued reduction of loan liabilities according to our business plan for 2016. In order to improve profitability and to achieve planned business results for 2016, our key objectives are growth in existing markets, improving efficiency and strengthening our financial stability, as well as opening new business markets and increasing share value to the satisfaction of our shareholders.

Changes we are planning to implement are significant, but with our clear vision they will undoubtedly be successful. This is evident from our past business results, and we are sure to have many successful years ahead of us. AD Plastik is a quality and reliable partner, which is exactly what we plan to further develop in the future.

Marinko Došen President of the Management Board

"AD Plastik employees are our greatest asset, and their knowledge, experience and skills are responsible for survival and success of the Company. Therefore, we find it extremely important that every individual understands the direction we are taking and how we plan to achieve desired objectives."

"We would like to be recognized as the company that keeps its word when it comes to achieving results and to be recognized as a transparent, responsible and promising company on the capital market."

Company history

Founding of Jugoplastika - original predecessor of AD Plastik, considered the leader of economic growth through its community involvement and operations at that time. The majority of production was focused on consumer products, but the Company readily reacted, accepted market challenges and started production of plastic car components. Separated plants used new technologies and operated in accordance with revised development perspectives, which eventually caused the migration of the car component production plant from Split to Solin.

During turbulent war times, AD Plastik, as it is known today, successfully separated from Jugoplastika and continued operations under the name Autodijelovi. It was a challenging period in which finding new solutions and possibilities became a necessity. Privatization was also initiated that same year, and the Company officially changed its name to AD Plastik in 1994 and is still operating under that name today.

1952 1992 1995

A successful partnership with the Revoz plant in Slovenia enabled AD Plastik to cooperate with Renault, one of the largest car manufacturers in Europe. To maintain competitiveness and further develop a successful cooperation with Revoz, AD Plastik changed its business strategy and opened a plant in Zagreb which is still active today on two locations. At the same time, AD Plastik founded a company in Russia, based in Samara, and purchased its first plant in Vintai.

2002

Based on Renault's decision on the takeover, modernization and development of the Dacia production line in Pitesti and the expected sales growth of OEM, AD Plastik opened a production site in Romania, which is considered one of the more important strategic decisions in Company's development. The Company was founded as a Joint Venture (JV) with the Portuguese Simoldes Plasticos, which sold 50% of its share to the French Faurecia in 2007. Today, EuroAPS produces almost all interior and exterior vehicle components for Romanian car models and exports products for Renault to other countries where the Renault Group produces similar vehicles.

2009

AD Plastik, together with Faurecia, established a second Joint Venture company in Luga, Russia, under the name FADP. This move strengthened its position in the Russian market. It coincided with the entry of many of the world's biggest car manufacturers to the Russian market, such as Renault, Peugeot, Ford, Nissan and others, most of which initially and naturally turned to AD Plastik as the producer of parts for new models of their vehicles.

Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 9STRATEGIC REPORT New companies and production facilities were established in Serbia and Russia, in accordance with business plans and strategic objectives of AD Plastik. ADP Mladenovac was established in order to achieve a successful cooperation with FIAT, whose plant is located in Kragujevac. The Mladenovac plant is particularly important because it enabled the production of non-woven textiles as raw material for wallpaper thermoforming. The Company's contracted works with Renault, Nissan, Peugeot and Mitsubishi Groups facilitated the opening of its third plant in Kaluga, Russia.

2012 2014

Opening of the newest and most modernly equipped, automated and robotised painting line in Jankomir, Zagreb, with a key role in the Edison project regarding the exterior products for Renault Twingo and Smart vehicles. Technologically advanced equipment installed in the new painting line has greatly contributed to increasing the environmental standards at AD Plastik, which is an important element of the socially responsible management strategy of the Company.

A

About us

AD Plastik Group is a multinational company with more than thirty years of experience in the automotive industry, and eight production sites in four countries. We are the leading company in the development and manufacture of interior and exterior car components in Croatia and one of the leading companies in Eastern Europe.

In addition to the two Croatian plants in Zagreb and Solin, where the Company has its headquarters, AD Plastik Group has plants in Serbia, Russia and Romania. Overall, we employ more than 2,100 workers, with over 1,200 workers just in Croatia.

Thirty years of history saw us grow, develop and overcome a variety of challenges, and gave us the specific maturity that we have today. Looking at our own past enables us to thread safely in the present, because today we can be proud of our continuous business operations based on tradition, knowledge, capacities, exceptional expertise and commitment of every employee. We cooperate with our customers from the early development stages to the finished product, using modern tools and techniques and applying specific professional know-how, skills and experience.

Long-term survival in the demanding automotive industry serves as confirmation of the quality of our business, primarily due to high-quality employees and incessant investments in the development and improvement of technology. Focusing on customer needs, while maintaining high quality and competitiveness of products and services, is a prerequisite for the survival and development of any company.

30

years of experience in the automotive industry

2,100

employees

Mission and Vision

ADP Vision

To be the market leader in the development and production of automotive components in Eastern Europe and to expand our business into new markets.

ADP Mission

By creating innovative and creative solutions and constantly improving research and product development, we want to contribute to the quality of the final product and the success of our customers. We meet our objectives by applying the principles of corporate social responsibility and business ethics to the satisfaction and benefit of all our stakeholders - employees, business partners, customers, and our shareholders.

countries

4

8

production sites

Key values

Reliability

Relationships with all of our stakeholders are based on trust, open and honest communication.

Continuous long-term partnerships with all our stakeholders are based on mutual respect.

Excellence

We strive to meet the highest quality standards across all business segments, including products, work methods or competences of employees performing it.

Innovation

We use our own ideas and creativity on a daily basis to improve and develop the Company and each segment within it, keeping up with developments and trends in the world market.

Responsibility

The responsibility is ours and is an important prerequisite for Company's development, growth and performance. We express it every day through our relations with each individual, work, partners, stakeholders and our actions aimed at society, nature and the community in which we operate.

Commitment

Loyalty, productivity and satisfaction highlight the commitment we are trying to encourage together with a conscious business approach. We want our employees to identify with the Company and its values.

Togetherness

We encourage mutual cooperation on all levels and teamwork that is essential for the development and growth of the Company, but also of every individual. Sharing ideas and knowledge, multiculturalism, mutual respect and solidarity are key ideas of our developing togetherness.

Strategy

AD Plastik Group's strategy involves the expansion and improvement of our automotive industry programmes and becoming a Tier 1 supplier of strategic technologies and products. Creating and managing commercial relations with suppliers and subcontractors to ensure competitive prices of materials, tools, equipment and services is one of our key strategic objectives, as well as achieving greater results organically and through Group acquisitions.

In doing so, we want to diversify customers and markets and improve developmental recognition. Creating conditions for stimulating growth and development through optimal management of human resources to the satisfaction of our employees and all other stakeholders is absolutely necessary. We plan to achieve strategic objectives by continuously increasing production sites efficiency and strengthening our financial stability and optimising the balance sheet structure, while ensuring the maximum return on investment for our investors.

Ultimately, AD Plastik Group's long-term strategy is to improve the satisfaction of shareholders by increasing the share value and paying attractive dividends.

Overview of markets and customers A

Argentina

  • Córdoba
  • Buenos Aires

Brazil

  • Pernambuco
  • Porto Real Czech Republic

Poland

  • Mladá Boleslav

France

Kolín

  • Batilly
  • Douai
  • Hambach
  • Mulhouse
  • Poissy
  • Rennes
  • Sandouville
  • Sevelnord
  • Sochaux

Germany

  • Bochum
  • Cologne
  • Eisenach
  • Kassel
  • Mosel
  • Regensburg
  • Ruesselsheim
  • Saarlouis
  • Wolfsburg

Italy

  • Cassino
  • Melfi
  • Mirafiori

Mexico

Cuautitlán

  • Gliwice
  • Tychy

Romania

  • Craiova
  • Mioveni

Russia

  • Izhevsk
  • Kaluga
  • Moscow
  • Naberezhnye
  • Chelny
  • Nizhny Novgorod
  • Saint Petersburg
  • Togliatti
  • Ulyanovsk

Serbia

Kragujevac

Slovakia

  • Bratislava
  • Trnava

Slovenia

  • Ljubljana
  • Novo Mesto

Spain

  • Barcelona
  • Madrid
  • Palencia
  • Valencia
  • Valladolid
  • Vigo
  • Zaragoza

Turkey

Bursa

UK

Ellesmere Port

USA

Detroit

Uzbekistan

Asaka

TOYOTA

OPEL

KAMAZ

GM

DAEWOO

RENAULT

UAZ

MITSUBISHI

DAIMLER

JEEP

NISSAN

SMART

VOLKSWAGEN

Production sites

AD Plastik..................Solin, Croatia

  • Headquarters, R&D
  • employees..................................638
  • facility area ..................... 26 618 m2
ADP Kaluga Kaluga, Russia
• employees 213
• facility area 8 524 m2

AD Plastik.............Zagreb I, Croatia

employees.................................. 413 facility area ..................... 24 136 m2

AD Plastik................. Vintai, Russia

  • employees..................................529
  • facility area .....................24 500 m2
AD PlastikZagreb II, Croatia
------------------------------ --

employees.................................. 152 facility area .......................7 336 m2

EAPS...................Mioveni, Romania

  • Joint Venture
  • ADP...........................................50 %

JV

AD Plastik
  • Injection moulding 16 Painting 17 Non-woven textile 18 Thermoforming 19 Extrusion 20 Blow moulding 21 Key technologies by manufacturing sites 22
  • Product examples 23
  • Key products by manufacturing sites 25

A

Injection moulding

Injection moulding is a technology in which the molten thermoplastic material is injected under pressure into a mould, i.e., pre-made injection moulding tools.

Injection moulding has the following advantages: high productivity, mass production and automation possibilities, minimal additional operations and material loss, precision manufacturing, possibility of injecting on other materials and using various fillers to change material properties. Quality design of tools and products, proper selection of materials and corresponding parameters of the injection process are basic prerequisites for creating a quality product.

Sites

Solin, Croatia
40 IMMs50 - 2,300 t
Zagreb I, Croatia
11 IMMs 400 - 3,200 t
Zagreb II, Croatia
9 IMMs800 - 2,000 t
Vintai, Russia
9 IMMs400 - 1,600 t
Kaluga, Russia
8 IMMs 100 - 2,700 t

Mladenovac, Serbia

2 IMMs........................................420 t

Painting

The process of painting plastic products is done in a totally automated and robotised painting line in Zagreb. Most common products processed using this technology include vehicle bumpers, front covers and fenders. Painting plastic components can be technologically divided into several sections: preparing products for painting which includes cleaning and flame cleaning, painting products with primer, transparent base paint and varnish, drying, control, additional processing and storage, and later on assembly and packaging for delivery to the customer.

1 automated painting line

Zagreb I, Croatia

Sites

A

Non-woven textile

Non-woven textile is a flexible flat product which is fixed mechanically, by needle-punching or with bonding agents. Most commonly used fibres in the production of wallpaper have a fineness of 6 to 17 dtex.

Non-woven textile technology is used at our Vintai, Samara site in Russia and the Mladenovac site in Serbia.

Sites

Vintai, Russia

1 non-woven textile line

Mladenovac, Serbia

3 non-woven textile lines

Thermoforming

Thermoforming technology is based on permanent forming of materials at specific temperatures and under specific pressure.

There are two types of the thermoforming process: moulding in a hot or cold tool.

  • Cold tool is used to form products such as passenger compartment carpet, cargo compartment carpet, trunk shelf, side lining, lining on the fifth door, etc.
  • Hot tool is used to form products such as headliner lining - this technology is used in our plants in Serbia, Russia and Romania

Sites

Vintai, Russia

2 headliner production lines 2 carpet production lines 2 trunk shelf production lines 4 water jets

Kaluga, Russia

1 headliner production line 1 carpet production line 1 sun visor production line 1 water jet

Mladenovac, Serbia

1 headliner production line 1 water jet

A

Extrusion

Extrusion is a manufacturing method which involves continuous processing of plastic materials. This procedure softens starting materials which are then plasticized, homogenised and finally formed into the desired shape or profile. Most commonly used materials in the extrusion process are polypropylene, thermoplastic elastomers, polymers, plastomers, duromers, and elastomers.

Sites

Solin, Croatia

  • 4 TPE lines
  • 4 IMM (vertical)
  • Vintai, Russia
  • 6 TPE lines 12 IMM (vertical)

Blow moulding

A

Extrusion blow moulding can be used to produce a variety of shapes of various dimensions.

Most commonly used materials in the blow moulding process are polyethylene and polypropylene, but polyamide, thermoplastic elastomer (TPE) and thermoplastic vulcanisates (TPV) can also be used.

High density polyethylene (HDPE) is used for the production of air ducts.

Site

Mladenovac, Serbia

3 blowers

Key technologies by manufacturing sites

Injection
moulding
Painting Non-woven
textile
Thermoform
ing
Extrusion Blow
moulding
Solin
Croatia
40 IMMs
50 - 2,300 t
4 lines
(TPE)
4 IMM
(vertical)
Zagreb I
Croatia
11 IMMs
400 - 3,200 t
1 automatic
painting
line
Zagreb II
Croatia
9 IMMs
800 - 2,000 t
Vintai
Russia
9 IMMs
400 - 1,600 t
1 non-wo
ven textile
line
2 headliner
lines
2 carpet
lines
2 parcel
shelf lines
4 water jets
6 TPE lines
12 IMM
(vertical)
Kaluga
Russia
8 IMMs
100 - 2,700 t
1 headliners
lines
1 carpets
line
1 sun visors
line
1 water jet
Mladenovac
Serbia
2 IMMs
420 t
3 non-wo
ven textile
lines
1 headliners
line
1 water jet
3 blow
moulding
machine

Products

Product examples - Exterior

Product examples - Interior

Front Fender Protector

Products

Product examples - Sealing systems

Key products by manufacturing sites

Zagreb

  • Painted bumpers (front and rear)
  • Painted hoods
  • Instrument panel
  • Door lining
  • Lights housing

Solin

  • Grabhandles
  • Steering wheel padding
  • Plastic headliner lining
  • Extruded profiles
  • Wheel arch liners

Mladenovac

  • Grabhandles
  • Headliners
  • Air ducts
  • Non-woven textile

Vintai, Samara

  • Extruded profiles
  • Column panels
  • Headliners
  • Shelves
  • Passenger compartment carpet

Kaluga

  • Bumpers (front and rear)
  • Sill (threshold) lining
  • Headliners
  • Passenger and cargo compartment carpet
  • Wheel arch liners
  • External sill lining

A

Logistics

Logistics is in direct contact with customers on a daily basis and is among the first to learn about their needs and satisfaction levels - information which logistics shares with others within the Company.

Internal logistics

Internal logistics is part of the organizational structure of working units in all locations and manages customer orders, logistics flows in specific plants, inventories, production planning and customer deliveries.

Central logistics

Central logistics services are:

  • central planning
  • operational purchasing
  • logistics engineering
  • B2B processes

Central logistics is primarily tasked with coordinating Internal Logistics, standardising logistics processes and procedures among working units and subsidiaries. It supports Internal logistics in the management of service quality, transportation costs and materials inventory. Central logistics manages the optimisation of logistic flows, packaging in all projects and packaging optimisation in all plants. It manages, supervises and approves EDI communication with all customers for all sites and subsidiaries, orders all materials for the Parent Company and some materials for its subsidiaries.

ADP Team

"I am pleased to have been given the opportunity to collaborate with a broad range of ex-perts and develop my knowledge and skills. The dynamic atmosphere, work challenges and good teamwork have all contributed to my personal and professional development through-out the past two years. I am extremely motivated and happily accept each new challenge."

Goran Bašić Logistics Technician Central logistics

Research and development importance and activities 28

  • Systems and tools 29
  • Ecology 31
  • Composite materials 32
  • Recycling materials 33

Research and development importance and activities

Research and development has a very special role in the automotive industry due to the dynamic market that is constantly seeking advanced products. Car manufacturers can gain an advantage over their competitors, and thus increase sales and profits, by using advance products. The market is continuously introduced to companies that offer new and advanced products and it is extremely important to follow trends and offer customers products that are similar or better. Research and development activities performed by the Company have to be at least as good and intense as those of its competition to ensure growth in the automotive industry market.

In accordance with the stated market requirements, our Company has invested significant resources in research and development, bearing in mind that such activities are the foundation for future growth. The result of our continuous investment in research and development is the fact that today AD Plastik is a reliable and stable partner for nearly all global automobile manufacturers.

The Company has invested in research and development almost 4% of total revenue in 2015, which highlights the importance of said area in the organization. Research and development department of AD Plastik Group employs more than 100 engineers with modern systems and tools at their disposal.

of total revenue invested in Research and development 4%

100

engineers

Systems and tools

Computer software is one of the basic research and development tools used for product analysis and creating new solutions. Online databases are an important source of information on innovations and market trends, and our engineers can access global services that provide detailed and reliable information on all products that are installed in cars throughout the world.

Constructors use several different 3D design software solutions, most important of which is CATIA. Numerical analysis software tools are used for simulating product behaviour.

Developing new products is a lengthy process, and in some cases can last several years. Several products are generally developed at the same time and they often do not have a lot of common elements. Monitoring projects and making progress on individual product development stages is an extremely complex process which is why a software solution Enovia is used for its management.

Digitalization of existing products is also considered a standard research and development practice in the automotive industry which is why our engineers use a 3D scanner to scan different models of existing or new products, transfer the images to a digital format and analyse them further using a computer.

A

Catia

NX9 Teamcenter GOM Inspect Moldflow

Enovia PDM/PLM Abaqus/CAE

Systems and tools

Automotive industry has undergone many changes in its history, and is still changing today so it could adapt to an increasingly demanding market. Research and development has also changed accordingly by adjusting the organisational structure, cooperation models, activity management, equipment and tools, etc. AD Plastik Group monitors trends in the automotive industry and applies them regularly in its organization.

In 2015, the Company formed an independent organisational unit called Product and Process Research whose employees are engaged in creating new products that are offered to customers as prototypes. These products are in market demand and have to meet certain statutory or quality standards.

Ecology

Reducing vehicle weight

Low emissions Emissions are a global problem and all major industrial countries adopted specific rules on the limitation of emissions. A large proportion of emissions are combustion products from car engines and that is why the automotive industry is characterised as a major atmosphere polluter. Therefore, the automotive industry is the biggest advocate of zero emissions in its efforts to change said public perception. Cars manufactured in recent years have low emission levels, with the trend quickly gravitating toward zero emissions. Ultimately, our roads will mostly be populated with electric vehicles or fuel cell drive vehicles that will not release harmful gases into the atmosphere.

Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 31STRATEGIC REPORT In order to attain the desired objective it is necessary to reduce the weight of future cars, so even today the priority is set on so-called lightweight materials. Car constructors have been given the priority task of reducing the weight of vehicles, and to improve performance at the same time. Vehicle weight is reduced by decreasing the mass on each component, but it is much more difficult to influence the weight reduction of dynamically loaded components such as engine parts and the chassis. Therefore, a compromise has to be made using specific interior and exterior components where the designers can choose lighter materials to compensate for heavier engines. This is even more noticeable with electric vehicles which use a very heavy set of batteries.

Composite materials

AD Plastik Group is ready to meet new market demands by researching new and lighter materials and developing lighter components. We already offer components made from lightweight materials such as non-woven textile components for interiors and exteriors. Non-woven textiles and respective components are continuously being researched by our engineers since making progress in this segment is one of our major set objectives. We are following all current automotive trends regarding the development of these materials and can offer innovative solutions to our customers.

Special importance in reducing the weight of vehicles is given to components made of composite sandwich panels. Application of these materials in car production has been observed only recently, although they have been used in the production of special vehicles for quite some time. These materials are already being installed in some of the most advanced mass-produced vehicles such as the BMW i8. They are increasingly being used by other vehicle manufacturers, indicating that composite sandwich panels will become a very important material in the future automotive industry. Our experts research these materials for the purpose of manufacturing interior car components, as well as exterior components in the near future. Foam and multilayer materials have great potential for reducing the mass of existing products. Our Company is constantly improving its products with new production techniques and new processes.

There is a growing demand for components with excellent acoustic characteristics to prevent unwanted loudness and noise when using hybrid vehicles, which are sold in ever increasing quantities, in their electronic drive mode. AD Plastik has been installing components in some electric vehicles like the Smart car which have significantly better sound-insulating properties than standard components. Our engineers are investigating the impact materials have on acoustic properties which also includes foam materials with excellent acoustic characteristics for manufacturing car roofs.

Non-woven textiles have excellent insulating properties, as do the sandwich panels made from foam materials for interior roofs that we currently manufacture for the electric Smart car.

Recycling materials

ADP Team

"New ideas and creativity combined with experience and knowledge drive career development within the ADP Group, which is extremely important to every young employee. We can con-tribute to the progress and development of the company in the demanding automotive industry market, but primarily contribute to our personal development which is extremely motivating."

Ante Bilić

Coordinator of Product and Process Research Research and Development In the near future, every car part that ended its life span should be usable as raw material for future production. This will greatly impact environmental protection efforts. Therefore, it is extremely important to substitute existing materials with new recyclable materials, especially natural materials. AD Plastik has recognised the processing of natural "green" materials as an important business element. Many car parts are currently manufactured using a certain percentage of natural materials, which reduces the environmental impact due to the possibility of re-using such materials.

Research and development provides an advantage in a demanding and dynamic auto-mobile market and therefore AD Plastik prioritizes it. Car manufacturers are no longer able to focus their research and development activities on individual car parts, but rather focus on core activities and leave research and development of specific components to suppliers.

Our development guideline is to offer a product to the customers that will provide them with an advantage over the competition through research and development. Such business policies guarantee success and longevity of our company.

Sustainability and corporate social responsibility

  • Environmental protection and occupational safety
  • Energy
  • Water
  • Human resources
  • Sustainability reports

Environmental protection and occupational safety

The automotive industry in which we operate has very large demands for quality, adherence to high standards of environmental protection and operational sustainability. This is just one of many basic preconditions for participating in the supply chain of leading global car manufacturers.

The Company's headquarters is located in the ecologically sensitive and culturally-historically significant area, which makes our responsibility for the natural and business environments even more pronounced. Continuous responsibility and awareness of the environmental protection and occupational health and safety are the foundation of AD Plastik Group's business policy.

Awareness that our Company has of sustainability is reflected in our commitment to establish the Environmental Management System according to ISO 14001, which we have implemented in some production sites more than 10 years ago.

ADP Mladenovac is the third AD Plastik Group site which has been certified in accordance with OHSAS 18001 - Occupational Health and Safety Management. Mladenovac site obtained the OHSAS 18001 certification in 2015.

The application of these international standards enables us to design business management policies and set objectives while taking into account legal and other binding requirements.

ISO 14001

OHSAS 18001

Environmental protection and occupational safety

We regularly monitor and measure environmental impact of all our production sites, and also regularly monitor and supervise health and safety of all our employees. Our plants had not suffered any significant spills of hazardous substances that could have significant negative impacts on the environment, with possible adverse effects on soil, water, air, biodiversity and health. A systematic effort for avoiding accidents is directly linked to internal regulations and operating instructions, and supervision of their implementation is regularly monitored.

Basic raw materials used in manufacturing processes include granulated polypropylene, polyethylene, paints, varnishes and organic solvents. All products have confirmed quality and attributes and are safe, and healthy to use.

Special attention and care is given to proper and useful product labels and ensuring the availability of all necessary information regarding proper handling and use. Disposal of products after the end of the exploitation period is done in accordance with legal provisions. The Group complies with all other regulations and standards related to products. We are aided by our many years of experience, knowledge and skills we have acquired.

Since most of our products are made from plastic materials, we pay special attention to improving the recyclability of plastic vehicle components at the end of their life cycle in full co-operation with our customers. Car manufacturers have developed recycling indicators for vendors that enable life cycle assessments and integration of recycling possibilities from the design stage, customer negotiations, measuring progress and improvements to environmentally friendly design. All our products meet such requirements set by our customers.

Monitoring and measuring environmental impact

Declared quality

Environmental protection and occupational safety

Health and safety of end users is considered an integral part of our activities, so each of our products must pass special tests carried out by car manufacturers to ensure that all car components are completely safe for the end customer.

Energy

We use direct and indirect energy for powering our production facilities. Consumption of direct energy in the AD Plastik Group means the consumption of gas and fuel oil for heating, diesel fuel for power generators and fuel for motor vehicles from the Group's fleet. Consumption of indirect energy means the consumption of electrical and thermal energy for central heating.

Data on direct and indirect energy consumption varies and is directly related to the production volume. A number of initiatives have been undertaken within the Company in order to use energy more effectively and were proved to be effective in reducing consumption. Undertaken initiatives included turning of lighting and work equipment when leaving workspaces, fitting cooling stations, installation of systems for monitoring peak power and energy consumption, installation of equipment for audio and video conferencing, installing new energy-efficient production equipment, performing energy audits of buildings, replacing diesel forklifts with gas forklifts, dismissing old and procuring new official vehicles with better CO2 emission factors.

Water

Water is provided by the public water supply system and, to a lesser extent, from own sources located at the AD Plastik Zagreb site. Water for technological processes in closed recirculation systems is used for cooling machines/tools, and for water curtains and air humidification when applying paints and varnishes. Reduced water consumption in 2015 is the result of many years of employee training on rational use and quick responses in cases of water supply accidents and failures.

Waste water is divided into domestic waste water, industrial waste water and storm water. Industrial waste water is drained through settling tanks and fat and oil separators into the internal drainage system, while the waste water from paint shops is not drained (recirculation). Waste water drains through the sewer into the public sewerage system and to the urban water purifier, and water drained from the AD Plastik Group plants has no negative impact on biodiversity and associated habitats and is not drained into protected areas.

Water

A

We do not emit substances that deplete the ozone layer from our production processes, and there were no refrigerant emissions from equipment owned by AD Plastik Group in 2015. Direct emissions of greenhouse and other gases due to the consumption of heating energy are measured regularly. We also regularly measure emissions of volatile organic compounds at the discharge outlet of the manufacturing plant paint shop. All air emissions are in accordance with the air protection regulations.

The Group acts responsibly with regard to its business process waste, in full accordance with the law, by-laws and internal procedures. Separate waste collection and proper disposal is an integral part of daily waste management activities of the Company.

Waste is classified and collected in separate containers at the place of origin and is submitted for further disposal to authorised waste collectors. Records are kept on waste disposal in accordance with statutory documents. Weight data on waste delivered for disposal were obtained by weighing during delivery to authorised collectors and used for reporting to competent state authorities.

Human resources

Vision and objectives

Creating conditions for stimulating growth and development through optimal management of human resources to the satisfaction of our employees and all other stakeholders is absolutely necessary.

ADP today

AD Plastik Group employs a total of 2,134 persons, of which 1,203 are employed in Croatia, 186 in Serbia, 742 in Russia and 3 in Slovenia. The largest share of AD Plastik Group employees are in Croatia, most of which are between the ages of 30 and 35, which refers to both women and men.

Human resources

Human resources

Employee trends

Trends regarding the number of AD Plastik Group employees represent an indicator of adapting business operations to changes in the Russian market, thus despite increased results we observed a slight drop in the number of employees in the previous period.

Educational structure Given the fact that we are manufacturers of car components, the largest proportion of our employees are direct workers, which affects the educational structure of employees.

1, 2, 322%
4, 5, 6 62%
7, 8 16%
  • 1 Advanced Specialist Training
  • 2 University Degree
  • 3 Master of Science
  • 4 Secondary Education Degree
  • 5 Skilled
  • 6 Highly Skilled
  • 7 Unskilled
  • 8 Semi-skilled

Human resources

Gender structure

The proportion of women in managerial structures varies; there are 30% of women in top management, but the biggest percentage of women is employed in line management with 45%.

A

Human resources

Career management

The goal of this programme is to enable each new employee (either from external or internal sources) to become operational as soon as possible and to gain a better understanding of his role and contribution to the Company's success. In 2015, we launched 120 integration processes just in Croatia.

Series of activities related to employee evaluation with regard to quality and quantity of work were undertaken in 2015. All results were integrated with development plans of individuals, groups and teams. Among these, the following two evaluation models were highlighted:

a) 360° method

Employee evaluation (except direct workers) was conducted at the Zagreb production site for the purpose of determining the competency status of workers, identifying talents and defining development plans.

Integration processes

Evaluation of work performance

Evaluation using the 360° method

b) AD5 - reward model

In the last quarter of 2015 we began to implement a new model of rewarding employees with excellent work results related to main activities of specific departments/sectors in the observed period. During the first round 82 employees were rewarded and a number of additional activities were implemented with regard to their promotion.

AD5 - reward model

Human resources

Development and education

The distribution of invested time according to specific knowledge greatly depends on type of activity. What everyone has in common, regardless of the type of activity, is a concern for the health and safety of employees. During 2015, we increased investments in specific customer requirements by 265%, in management skills by 219%, while investments in existing technologies increased by 119%.

For the third year in a row we continue with successful mentoring practices in which experienced and highly competent individuals (mentors) share their expert and managerial skills with highly educated employees who are already working for the Company. Based on the estimated developmental potential, the Company guides their careers and prepares them for more demanding and responsible positions. Thus, the Company uses own employees to ensure competent and motivated professionals and managers for its future development.

In collaboration with mentors we have raised the level of professional competence in 2015 by approx. 60% in key business areas such as technology and operational functions, research and development and commercial operations.

Internal coaches are just like mentors, the leverage of employee development to ensure competitive advantage of AD Plastik in the market. During the year a number of interesting educations are being organized and they are all published once a year in the Catalogue of internal training placed on the Intranet site of the company. Internal coaches are hired from different locations of the Group.

Internal training

Mentoring

Continuing education developing competences A

Human resources

Annual work climate survey

Regular annual work climate survey has shown that AD Plastik employees are most satisfied with competences of their immediate superiors and colleagues, indicating that the Company has high-quality and competent employees. Necessary actions were initiated in cooperation with management to further increase employee satisfaction, taking into account the needs of employees and the Company.

Satisfaction rating 2004 - 2015

Human resources

ADP Team

"I'm just happy I got the chance to work in a company where every day is meaningful for my personal and professional development and motivates me to cope with all future challenges."

Ivna Juranić Employment Coordinator Human Resources

External activities

AD Plastik is open to summer traineeships that students are required to complete as part of educational programmes. In 2015, 17 students and pupils attended practice in different departments of the Company. Our goal is to take a structured approach to student practice implementation as an excellent source of evaluation and the opportunity to recruit excellent students. Students who receive excellent evaluations by AD Plastik practice leaders are entered into the ADP talent database.

Our experts are often also mentors in preparing seminar and graduation papers so in 2015 a total of seven students prepared their thesis in Solin.

In order to be recognised as a desirable employer for career development, AD Plastik is regularly present at Career days and continues to have good cooperation with universities in the year 2015. In addition to organising regular visits by student organizations, we formalised our cooperation by signing the contract with the Faculty of Electrical Engineering, Mechanical Engineering and Naval Architecture in Split (FESB) and Faculty of Chemical Technology at Split University.

As one of the largest regional employers we are aware of the unemployment problem, support the activities of the Croatian Employment Service and actively participate in Job fairs.

Employer branding

AD Plastik will further implement a series of activities in 2016 aimed at strengthening the commitment of employees and their involvement in the culture and strategy of the Company.

A

Sustainability reports

Annual Sustainable Business Report

With the aim of fully integrating sustainability into our business we created the first Annual Sustainability Report in 2015 in accordance with the Global Reporting Initiative (GRI).

Annual Sustainable Business Report

EcoVadis

During the regular assessment performed by EcoVadis, agency employed by Renault to conduct the assessment, the Sustainable Business Report of AD Plastik Group has shown significant improvement in the last year, with the biggest progress reported in the environmental protection field.

Indeks DOP
United Nations Global Compact
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP

Indeks DOP

A

ISO certificates Quality control Audits

ISO certificates

ISO TS 16949:2009
valid till
ISO 14001:2004
valid till
OHSAS 18001:2007
valid till
Solin, Croatia 20. May 2016. 1. July 2016. 9. October 2017.
Zagreb, Croatia 22. May 2016. 1. July 2016. 9. October 2017.
Samara, Russia 1. April 2017. 18. October 2017.
Kaluga, Russia 9. December 2016.
Mladenovac, Serbia 1. September 2018. 15. June 2018. 20. December 2018.
Incoming quality control
AD Plastik conducts incoming quality control of raw materials before the start of production,
and evaluates suppliers once a year. This includes monitoring supplier performance (accuracy of
delivery and quality of supplied materials), based on which supplier audits will be carried out in
order to raise the quality of our processes.
Suppliers of raw materials also deliver a certificate which guarantees quality, and periodic labo
ratory testing (of raw materials) or dimensional measurements are carried out which internally
confirm the quality of incoming materials.
Quality control
Product quality control
To ensure that every product meets high quality standards and customer requirements, quali
ty control is implemented from the start in all required processes and provides a management
system. Its role is particularly important in the preparation of necessary work documentation,
harmonization and improvement of processes, conducting audits and resolving complaints.
To ensure production quality management system, AD Plastik regularly audits processes and
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP

Quality control

Incoming quality control

Product quality control

Quality control

products to determine whether they meet set customer criteria and inspects the validity of measuring equipment, i.e., measuring method which guarantees the accuracy of data (MSA). Process audits are planned and implemented on the basis of risk assessment or customer requests, while product audits are conducted annually for each product.

Quality control takes part in the auditing process performed by external customers and certification companies in a way that animates teams within the Company and submits corrective actions according to possible incompatibilities established during the audits.

In the case of comments or official complaints made by the customer, quality control contacts the customer and presents him with an overview of undertaken activities via the portals. It internally manages the group tasked with analysing the com-

Quality control

plaint, determining its causes and reasons for non-disclosure, and prepares an activity plan based on its findings. Such plan must guarantee that the error will not happen again by applying the methodology prescribed by automotive industry standards.

Quality control department is responsible for creating and updating necessary manufacturing documentation that provides clear criteria for specific quality of products so that workers would get a clear understanding what is a proper (OK), and what is a defective (NOK) product.

In the case of new projects or problem escalation, quality control implements a temporary QW (Quality wall - products are 100% inspected before delivery), analyses results and manages the team that will define corrective measures for guaranteeing the quality of products without the 100% inspection.

Quality control department prepares and sends monthly reports on the PPM results, number of complaints and all indicators on the basis of which we evaluate customers and such reports are then used to continuously introduce changes in order to improve and enhance overall quality. Quality control department created a new plant layout in 2015, performed standardization of jobs and conducted weekly workshops with production workers. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 53STRATEGIC REPORT

Quality Control in 2015

  • Introduced operating system changes
  • Improved and enhanced storage and tracking of materials
  • Improved prediction and monitoring costs
  • Introduced workshops to further improve quality

Planned improvements in 2016

  • Optimize manufacturing process documentation
  • Restructure and redesign the local database
  • Continue with the global improvement of 5S plant/standardization

ADP Team

"Working in a multinational environment enabled my personal growth and I consider time spent in Russia as an intrinsic part of what I am today. The work that I do today is demanding and requires great commitment, however, everyday dynamic and working in multidisciplinary teams makes this job interesting and motivating."

Ivana Filipović Head of Quality Control Plant Zagreb

A

Audits in 2015

Quality system audits

An audit is a systematic, independent and documented process for obtaining evidence and gaining a fair overview of the quality system in accordance with system norms, customer requirements and internal regulations.

  • Internal audits are carried out within the organization by trained employees (auditors) who are acting independently from the area that is being audited. All system elements are inspected with regard to their compliance with industry norms and standards and specific customer requirements and activities in accordance with prescribed procedures and their effectiveness. Results of internal system audits form the basis for reviewing the effectiveness of the entire system and taking measures for continuous improvement.
  • External audits are conducted by independent certification institutions and our customers. External audits of the quality system, environmental protection, and health and safety are carried out by an independent certification Company Bureau Veritas Certification (BVC).

Audit process

  • An internal process audit is used to determine whether the product meets quality requirements, is the process mastered and capable and whether the working and environmental conditions are satisfactory. An annual internal process audit plan is created. Audit is carried out according to the Process Audit Questionnaire by trained auditors.
  • External process audits are carried out by our customers.

Product audits

Product audits are used to determine if the product meets all quality requirements for delivery, such as dimensions, functionality, packaging and labelling in accordance with the control plan. An annual internal product audit plan is created for products manufactured in series. The plan is updated during the year in accordance with the condition of the product (changes in the process, possibly dismissal of products, complaints, scrap, tools, ma-chines, people, etc.) Product audit results are recorded on the Product Audit form.

Internal quality system audits

External quality system audits

Internal process audits

External process audits

Industry and competition

European market 56 Russian market 57 A

Industry and competition

European market

By analysing results achieved by the automotive industry companies in the European market we can conclude that market is currently stabilising, which is visible in the growth of sales results in all countries for the first time after 6 years. The EU has experienced a strong increase in registrations of new passenger cars in 2015 by as much as 9% - biggest jump in 25 years. Most of this growth can be attributed to Spain (+21%) and Italy (+15%) where new vehicle registrations are still well below the numbers seen in the years before the crisis. France, Germany and Great Britain markets are also growing, but at a much lower rate. Registration numbers are expected to grow by approx. 4% in 2016 and 2017. When observing the number of vehicle registrations per 1,000 inhabitants, we can see a great potential for increased demand for new cars in Eastern Europe.

Record automotive industry revenue was achieved by Germany, who is an absolute leader in this market with 64% of stated revenue coming from exports.

Market stabilization

9%

Increased number of new vehicle registrations

Growth assessment of the European market by 2020

Industry and competition A

VW Group manufactured 3 million vehicles to become the European market leader with a constant growth in all markets in Europe.

PSA gained a 9% increase of its business, but analysts have announced even better results in the coming period based on the popularity of certain Peugeot and Citroen models. This is supported by PSA's investment in additional capacity at Sochaux and Mulhouse plants.

The RSA Group recorded a highest increase of all major OEMs in Europe by 9.2%. Market growth was also influenced by the affiliated company Dacia with an increase of 22.4% and raising its standard of quality and quantity thanks to cooperation with Nissan.

Ford recorded a growth of 7.4% and an even stronger continuation of this positive trend is expected.

FCA Group increased its business by 6%, primarily based on cooperation with Chrysler (Jeep) and the successful launch of the new Jeep Renegade and 500X in the currently most attractive segment - mini SUV.

Russian market

Car sales in Russia decreased by 50% in three years with the declining sales trend continuing into 2015. Oil prices, GDP, devaluation of the ruble and loss of purchasing power are all causes of declining automotive market and it is expected that the Russian economy will remain in recession during the following year.

All key OEMs in Russia recorded a drop in sales and Renault also recorded a decrease of approx. 40%, while, for example, GM closed two plants in Russia.

Business

Business operations in 2015 Supplier relations Five-year plan

Business operations in 2015 A

Foreign market

Billion HRK

1

AD Plastik sells the entire production assortment to our customers, OEMs and Tier 1 manufacturers in the automotive industry on the international market. Croatian and Serbian exports are largely related to the EU market, with some exports going to overseas countries. Russian companies from the AD Plastik Group sell their production assortment exclusively on the market of the Russian Federation.

For the first time in its history, AD Plastik Group has sold products in the excess of one billion kuna. Such production volumes secure our place among the major business partners in the automotive component manufacturers market and our position on the list of recognised suppliers when dealing with new or potential customers.

Revenue growth is all the more significant when considering further decline of the Russian automotive market in 2015. EU and Serbian markets achieved increased sales, while the Russian market continued to decline, although significantly slower than in 2014.

Edison Project

The Edison Project had the greatest impact on increased production in the past year, and is certainly a confirmation of AD Plastik abilities and a good platform for the realization of new business opportunities in the future.

During 2015 we began to mass produce new projects under the Renault, PSA and Ford programmes.

The following pages contain a list of our customers.

Overview of revenue by locations

Business operations in 2015

Russia Slovenia Germany France Other countries

Overview of revenue by markets

Revenues, EBITDA

Business operations in 2015 A

Europe + Serbia list of customers is sorted alphabetically

FCA
Currently in production:
Technologies:
Sales market:
Nominations won in 2015:
air ducts, grabhandles, vehicle underbody protection
blow moulding and injection moulding
Serbia, Italy, Poland
air ducts for the Alfa Romeo Giulia
air ducts and interior components for the Maserati Levante
grabhandles for the North and South America markets
Ford
Currently in production:
Technologies:
Sales market:
Nominations won in 2015:
wheel arch liners, protection under the engine, headliner spoiler components
injection moulding
Spain, Germany, Romania, Russia
wheel arch liners, rear wheel deflectors and B column panels for the new Fiesta
wheel arch liners for the S-Max Vignale
fifth door water drainage conduits for the S-Max
STRATEGIC REPORT
B
Grupo Antolin
Currently in production:
Technologies:
Sales market:
door panels
injection moulding, UV welding
Slovenia
CORPORATE GOVERNANCE
Hella
Currently in production:
Technologies:
Sales market:
headlamp housings
injection moulding, assembly
Slovenia
C
PSA
Products:
Technologies:
Sales market:
grabhandles, glass guides, speaker carrier and screens
injection moulding and extrusion
France, Spain, Czech Republic, Slovakia, Argentina, Brazil, China, Russia
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 61

Business operations in 2015

Europe + Serbia list of customers is sorted alphabetically

Reydel
Currently in production:
Technologies:
Sales market:
instrument panel, steering wheel trim, console knob and handbrake
injection moulding, UV welding
Slovenia, France
RSA
Currently in production: painted exteriors, injection moulded components, motor fans, headliner coverings,
painted and unpainted decorative trims, all exterior spare parts
Technologies: injection moulding, painting, thermoforming headliner (assembly)
Sales market: Slovenia, France, France
Nominations won in 2015: painted decorative trims for limited series vehicles
painted decorative trims for vehicle doors
VW
Currently in production:
Technologies:
Sales market:
Nominations won in 2015:
scrapers
extrusion
Germany
Wind shield scrapers for the Touareg
Webasto
Currently in production:
Technologies:
Sales market:
headliners trims, sunroof parts
injection moulding and painting
Germany, Slovakia

Business operations in 2015 A

Euro APS, JV Romania list of customers is sorted alphabetically

Dacia
Currently in production:
Technologies:
sunvisors and headliner
injection moulding, thermoforming
Sales market: Romania
Nominations won in 2015: headliner for the new Duster
• vehicle manufacturing sites:
Romania, Colombia

Russia list of customers is sorted alphabetically

AvtoVAZ

AvtoVAZ
Currently in production:
Technologies:
Sales market:
headliner, carpet, moulded interior and exterior positions, static seals, air ducts
thermoforming, moulding and extrusion
Russia
STRATEGIC REPORT
B
Ford
Nominations won in 2015: headliner for Ford Transit
• vehicle manufacturing sites:
Russia
CORPORATE GOVERNANCE
GM-VAZ
Currently in production:
Technologies:
Sales market:
headliner, static seals
thermoforming and extrusion
Russia
C
Nissan
Currently in production:
Technologies:
Sales market:
moulded exterior positions
injection moulding
Russia
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 63

Business operations in 2015

Russia list of customers is sorted alphabetically

PCMA (Peugeot Citroen Mitsubishi Automotive)
Currently in production:
Technologies:
Sales market:
moulded exterior positions
injection moulding
Russia
Renault
Currently in production:
Technologies:
Sales market:
headliner, carpets, moulded interior and exterior positions, cargo space shelves
thermoforming, injection moulding
Russia
VAZ
Nominations won in 2015: grille and speaker carrier for the Logan/Sandero/Duster
• vehicle manufacturing sites:
Russia

Business operations in 2015

Supplier relations

Due to specificities of automotive industry, and in order to even be considered a part of supply chain, certain standards must be maintained. Just as we need to meet standards set by our customers, our suppliers must also meet required standards that include, for example, the selection of material and equipment suppliers, the selection of service providers and so forth, notwithstanding standards applied during the process of development, primarily in mass production. During selection, suppliers must meet the minimum requirements that relate to the existence and maintenance of due quality management systems governed by ISO 9001 standard, as well as comply with provisions on environmental protection and corporate social responsibility.

The evaluation of suppliers according to criteria related to quality, environmental protection and compliance with the provisions on corporate social responsibility management systems is carried out twice a year. The evaluation of other criteria related to the quality of service providers (criteria for quality and delivery of material) and compliance with automotive industry standards is carried out once a month.

ADP Team

"I received great support and encouragement from not only my superior, but my colleagues with whom I work every day. As a matter of fact, they taught me that the positive outcome of each task depends on responsible approach and, often, open communication between colleagues. I had the opportunity to work with top experts from various fields who have helped me to mature professionally from the first day as an AD Plastik employee."

Mario Barunica Production Technologist Plant Zagreb

Five-year plan

Market analysis indicates the need for an increased specialization in developmental technologies, while OEM trends regarding development identify opportunities for expanding into new markets. In the next five-year period, AD Plastik Group plans to achieve the proposed targeted organic growth of at least 6% and further improve due business profitability. Organic growth refers to existing sites and customers, amidst no significant recovery of the Russian market compared to 2015. The current developmental technologies, quality, competitiveness and previous experience of AD Plastik in the development and industrialization of automotive industry production all make strong arguments for achieving these goals.

During 2015 AD Plastik Group began the implementation of 23 new projects whose production will begin on all sites it operates in 2016 or later. These new projects are the result of the quality and competitiveness of services, as well as partnerships formed with our customers. They guarantee the achievement of planned growth and are aimed at existing programmes including Renault, Ford, PSA, VW and new customers Alfa Romeo and Maserati. Attracting new customers was the result of specialization in strategic products and proposed new solutions that increased competitiveness of these products and at the same time made AD Plastik Group a global supplier operating even in remote areas.

Stabilising the business in 2015 created conditions for further expansion and growth of the Group, as well as for financing of potential acquisitions. AD Plastik Group will during 2016 define the development of new markets, with a goal to become the sole or majority owner of potential acquisitions.

One of key goals for period 2016 - 2020 will be a further reduction of Company's indebtedness and due optimization of balance sheet structure. We plan to realize the financing of new acquisitions by combining our own funds with bank borrowings in the ratio of 50-50.

Business risks 68 Financial risks 69 Risk management 70 A

Business risks

Business environment risks

Business activities of AD Plastik Group are, in addition to production located in Croatia, Serbia, the Russian Federation and Romania, based on the export of products to foreign customers, organised on a global level. Political stability at both global and regional level, as well as the stability of countries in which we operate, therefore represent an important factor in our business stability and directly influence Company's results.

Macroeconomic trends on Croatian and Russian market, along with the exchange rate and the price of goods and services in particular, directly affect Company's competitiveness on the global market where we place our products and where we obtain raw materials and intermediate goods. Due to strong presence of Company's product placement on foreign markets, major changes in macroeconomics of countries where production takes place (increasing interest rates, the growth of the exchange rate of the HRK against EUR and RUR, increasing energy prices, the growth of tax burden and the like) could negatively reflect on business performance and the ability to regularly meet obligations.

Business environment risks include political, macroeconomic and social risks on all markets where the Group operates with a direct impact on the business that the Company cannot affect while acting individually.

Political risk refers to all risks associated with a possible political instability in a certain country. Since AD Plastik Group operates in different countries, it has the ability to diversify such risks, what nonetheless largely depends on the type of risk in countries where individual companies operate. Macroeconomic risks affect business activities of every Company, although the strength of such influence primarily depends on the cyclicality of the industry in which the Company operates.

AD Plastik Group operates in a relatively diverse business environment. Since the sale of Group's product range is affected by such macroeconomic variables as private consumption, levels of disposable personal income and trends in the trade of vehicles, the Company must continuously monitor the aforementioned macroeconomic factors. We pay special attention to unfavourable macroeconomic trends on the Russian market.

Default risk

The production of automotive parts demands a high level of products' quality, and accuracy in keeping delivery deadlines and ordered quantities. Supplier's failure to meet contractual obligations may cause disturbances in the fulfilment of individual company obligations that can result in the loss of customers, and therefore exert negative impact on operating results. A special business focus and responsibility are thus paid to the accuracy in the fulfilment of contractual obligations to customers.

Macroeconomic trends

Risk diversification

Business risks

Technological risk

Financial risks

A

Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 69STRATEGIC REPORT

Interest rate risk Interest rate risk is the risk implying that the value of a financial instrument will fluctu-

ate due to changes in market interest rates relative to the interest rate which applies to the financial instrument.

Interest rate cash flow risk is the risk that implies that the interest cost of an instrument will fluctuate over time.

Group's exposure to interest rate risk is low, as it holds no financial instruments at variable rates.

Credit risk

The Group is exposed to credit risk through loans (trade receivables). Since loans are granted to subsidiaries, due credit risk is under the control of the Company. Trade receivables are corrected for the amount of net allowance for bad and doubtful accounts.

Five largest customers of the Group include:

  • Revoz Slovenia
  • Visteon Germany
  • OAO Avtovaz Russia
  • Peugeot Citroen Automobiles France
  • Renault France

It is the policy of the Group to transact with financially sound companies where there is minimised risk of collection.

Financial risk management

Activities performed by the Company and the Group expose them to various financial risks.

Such risks consist of market risks, which include:

  • foreign currency risk
  • fair value interest rate risk and price risk
  • credit risk
  • liquidity risk
  • cash flow interest rate risk.

Although neither the Company nor the Group implement a formal risk management programme, the AD Plastik Finance Department manages the overall risk management.

Finance Department provides services for various Group activities, coordinates access to domestic and international financial markets, monitors financial risks related to business, and manages such risks through internal reports on risks that analyse the exposure by the degree and magnitude of certain risk. The Company strives to reduce effects of these risks to a minimum.

The obligation to repay borrowings used by the Group, stipulated by contracts that contain a currency clause, is dependent on the trend of the exchange rate of the HRK against EUR or the exchange rate of RUR against EUR, and trends in interest rates.

Negative aspects of exchange rates related to borrowings are compensated by the fact that we generate the majority of our revenue in one currency (EUR, Russian companies in RUR).

Price risk management

The largest markets on which the Group provides its services and sells its products comprise of the EU market and the market of the Russian Federation.

Group's management determines the prices of its services for each foreign market separately.

Financial risk management

Foreign currency risk management

Since the Group undertakes certain transactions denominated in foreign currencies, it is exposed to exchange rate fluctuations. The Group is primarily exposed to exchange rate fluctuations of EUR and RUR. The sensitivity analysis includes only outstanding foreign currency denominated monetary items and adjusts their translation at the end of a period.

Foreign sales on the EU market were mainly realised in the euro currency. Sales on the Russian market were realised in the rouble. Most long-term and short-term loans were stipulated by contracts that contain a currency clause, that is they are linked to the euro. Besides euro, the Company is also exposed to the exchange of currencies RUR and RSD.

Liquidity risk management

Ultimate responsibility for liquidity risk management bears the Management Board. The Group manages its liquidity using banking facilities (overdrafts) and by continuously monitoring forecast and actual cash flows, and matching the maturity profiles of financial assets and liabilities.

Prudent liquidity risk management implies maintaining sufficient cash, the availability of funding through an adequate amount of committed credit facilities and the ability to meet all obligations. The Group aims to maintain flexibility in funding by keeping the committed credit lines available.

Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 71STRATEGIC REPORT Cash flow forecasting is performed at the operating segment level and is considered for aggregation at the Group level. The Group continuously monitors liquidity to ensure sufficient cash to meet operational needs while maintaining sufficient headroom on its undrawn committed borrowing facilities. Such forecasting takes into consideration Group's debt financing plans, covenant compliance and compliance with internal balance sheet ratio targets.

A

AD Plastik in the Croatian capital market

Overview of the 10 largest shareholders as of 31 December 2015

Information on the share ADPL-R-A Stock exchange trading calendar Investor relations

Ownership structure

AD Plastik A in the Croatian capital market

Ownership structure

The equity capital of AD Plastik d.d. amounts to HRK 419,958,400, and it is divided in 4,199,584 shares of the nominal value of HRK 100.00. The shareholders are legal and natural persons from the Republic of Croatia that realise their interests through General Assembly and the Supervisory Board in accordance with the legislation of the Republic of Croatia.

AD Plastik in the Croatian capital market

Overview of the 10 largest shareholders as of 31 December 2015

The Company has no majority shareholder, the largest shareholder is the Open Joint Stock Company "Holding Autokomponenti" from St. Petersburg, Russia, which owns 1,259,875 shares representing a 30% share of the equity capital of the Company. There were no significant changes in the ownership structure in 2015.

Owner/account holder Balance %
OAO HOLDING AUTOKOMPONENTI 1,259,875 30.00
HYPO ALPE-ADRIA-BANK d.d.
/ RAIFFEISEN OMF - B CATEGORY
269,462 6.42
ADP-ESOP d.o.o. 212,776 5.07
HYPO ALPE-ADRIA-BANK d.d.
/ PBZ CO OMF - B CATEGORY
119,640 2.85
HRVATSKA POŠTANSKA BANKA d.d.
/ KAPITALNI FOND d.d.
116,541 2.78
SOCIETE GENERALE - SPLITSKA BANKA d.d.
/ ERSTE PL OMF - B CATEGORY
115,353 2.75
PBZ D.D. 111,366 2.65
ERSTE & STEIERMARKISCHE BANK D.D. 105,349 2.51
SOCIETE GENERALE - SPLITSKA BANKA d.d.
/ AZ OMF - B CATEGORY
93,900 2.24
ZAGREBAČKA BANKA d.d. 86,777 2.07
TOTAL 2,491,039 59.34

Dividend:

No dividend was paid in 2015.

AD Plastik A in the Croatian capital market

Information on the share ADPL-R-A

Movement of average daily stock price for ADPL-R-A and Crobex from 1 January 2015 to 31 December 2015

Stock exchange trading calendar

Month Date Financial statements Supervisory Board
and General Assembly
1 28. 01. 2016. Meeting of the
Supervisory Board
No later than 15. 02. 2016. Unaudited financial statements of
AD Plastik Group for 2015
2 22. 02. 2016. Meeting of the
Supervisory Board
No later than 29. 04. 2016. Audited and consolidated financial statements of
AD Plastik Group for 2015
4 No later than 29. 04. 2016. Corporate Governance Code Annual Questionnaire
for the company AD Plastik D.d. for 2015
No later than 29. 04. 2016. Management Interim Report of the
AD Plastik Group for the first quarter of 2016
5 24. i 25. 05. 2016. Meeting of the
Supervisory Board
14. 07. 2016. General Assembly 2016
7 14. 07. 2016. Meeting of the
Supervisory Board
No later than 29. 07. 2016. Management Interim Report of the
AD Plastik Group for the second quarter of 2016
10 No later than 28. 10. 2016. Management Interim Report of the
AD Plastik Group for the third quarter of 2016
11 24. 11. 2016. Meeting of the
Supervisory Board

All financial statements are published on the website www.zse.hr and www.adplastik.hr.

AD Plastik in the Croatian capital market

Investor relations

AD Plastik considers transparency and quality of business reporting through regular and timely disclosures of requested information the basis for maintaining a high level of communication with domestic and foreign investors, as well as with existing and potential investors. The high quality of financial and business communication is an important segment of our Group that consists of taking into account the attitude of the investment community towards companies that show only the highest level of transparency in relation to investors.

AD Plastik continuously strives to further enhance relations with existing and potential investors, while respecting due regulatory requirements. Investor relations policies are based on timely disclosure and communication of truthful, clear and complete information, especially those related to financial results, goals, strategies and development of AD Plastik Group. One of the communication tools that we use, which represents a confirmation of our clear and open communication strategy with the investor public, is the Investor day, which is organised every September in order to provide answers to all questions of interested investors.

AD Plastik shares are listed on the Official Market of the Zagreb Stock Exchange under the stock ticker ADPL-R-A. In March 2012 we have signed the Agreement on Market Making with Erste Bank, and in May 2013 with Interkapital vrijednosni papiri.

Investors day

Erste bank

Interkapital

A

Corporate governance B

  • 80 Corporate matrix
  • 81 Governance in the AD Plastik Group

Corporate matrix

Parent Company Daughter companies / subsidiary companies Joint Ventures Percent of ownership: 100% AD Plastik d.d. Percent of ownership: 100% AD Plastik d.d. Percent of ownership: 100% AD Plastik d.d. Percent of ownership: 50% AD Plastik d.d. 50% Faurecia Automotive Holdings S.A.S. Percent of ownership: 40% AD Plastik d.d. 60% Faurecia Automotive Holdings S.A.S. Percent of ownership: 100% Faurecia Automotive Holdings S.A.S. Percent of ownership: 99,95% AD Plastik d.d. Bjelokranjska cesta 4 8000 Novo Mesto Republic of Slovenia Samarska oblast Vintai, Samara Russian Federation 248016 Skladskaja ulica 6 Kaluška oblast, Kaluga Russian Federation Kralja Petra I 334 Mladenovac Republic of Serbia Unizel 2A Mioveni Romania Rue Heinnape 2 Nanterre France Bolshaya Zarechaaya 1a Luga, St. Petersbourg Russian Federation AD Plastik d.d. Matoševa 8, 21 210 Solin, Republic of Croatia AD Plastik d.o.o. Slovenia AO AD Plastik ZAO ADP Kaluga ADP d.o.o. Mladenovac Euro Auto Plastic Systems S.R.L. Faurecia ADP Holding S.A.S. OOO Faurecia ADP

  • Structure of corporate governance 82
  • Members of the Supervisory Board 83
  • Remuneration policy for Supervisory Board members 84
  • Supervisory Board Committees 84
    • Management Board 86
  • Remuneration policy for Management Board members 88
  • Application of corporate governance principles 89

B

Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 81STRATEGIC REPORT

Structure of corporate governance

The structure of AD Plastik corporate governance is based on a dual system, which consists of the Management Board and the Supervisory Board. Management and Supervisory Board together with the General Assembly form the three fundamental Company bodies in accordance with Company Statute and Companies Act.

General Assembly

Shareholders that partake in the business of joint stock companies can exercise their rights at the General Assembly. A regular General Assembly held on 23 July 2015 had, according to the Companies Act and the Company Statute, adopted the following decisions:

  • on the acceptance of AD Plastik Group Annual Report for the year 2014
  • on the acceptance of Supervisory Board report on the supervision of AD Plastik Group business activities for the year 2014
  • on the use of profit for other reserves
  • on granting the relieve from duty to Management and Supervisory Board members
  • on the appointment of Auditor
  • on the election of two AD Plastik Supervisory Board members

Supervisory Board

AD Plastik Supervisory Board consists of seven members.

  • four members of the Supervisory Board are elected by the General Assembly for a term of four years and are eligible for re-election
  • one member of the Supervisory Board is appointed by the Works Council for a term of four years
  • two members of the Supervisory Board are appointed by the shareholder Open joint stock Company Holding Autokomponenti, Saint Petersburg, Russia, for a term of four years and are eligible for reappointment

In accordance with the General Assembly Decision of 23 July 2015, the AD Plastik Supervisory Board re-elected Mario Grgurinović and Igor Solomatin Anatoljevič for a term of four years, with due mandate starting on 23 July 2015.

According to the Companies Act, Works Council has on the meeting held on 2 June 2015 appointed Dolores Čerina as its representative to the Supervisory Board, for a term of four years, with due mandate starting on 2 June 2015.

According to the Company Statute, Open joint stock company "Holding Autokomponenti" reached on 15 October 2015 a decision on the appointment of Dmitrij Leonidovič Drandin and Nadezhda Anatolyevna Nikitina as members of the Supervisory Board for a term of four years, with due mandate starting on 19 October 2015.

In accordance with previously published Calendar, the Supervisory Board held 5 regular meetings in 2015.

General Assembly

Workers' Council

Holding Autokomponenti

Meetings in 2015

Members of the Supervisory Board

President

Josip Boban

President of the Supervisory Board

Josip Boban was born in Split in 1946. He graduated from the Faculty of Mechanical Engineering and Naval Architecture in Zagreb, and began his professional experience as a maths teacher at the Split grammar school "Marko Marulić".

One year after graduation he gained employment in Jugoplastika, as an intern in unit for motor vehicle accessories.

He started his sixteen-year career in Jugoplastika as a technologist for motor vehicle accessories and was afterwards promoted to motor vehicle accessories production manager; automotive industry development and product cooperation manager; director of sector for development, design, construction, production and maintenance of tools; assistant director of automotive industry development; and finally the director of development in the company Autodijelovi.

Following the separation of the company Autodijelovi from the company Jugoplastika in 1991, Josip Boban became the director of the newly established company. Shortly after its foundation, Autodijelovi changed its name to AD Plastik where Boban first acted as general director and was afterwards promoted to the President of the Management Board, the function he kept until his retirement.

He became the President of the AD Plastik Supervisory Board after his retirement.

During his successful career in the automotive industry, Mr. Boban served as the long-time President of the Association of Automotive Parts and Automotive Industry Equipment Manufacturers; as Vice President of the Economic Council at the Croatian Chamber of Economy, where he still acts as an active member; and as the President of the association Cluster of Automotive Parts Manufacturers.

Nikola Zovko

Vice President

Marijo Grgurinović Dmitrij Leonidović Drandin Nadežda Anatoljevna Nikitina Igor Anatoljevič Solomatin Dolores Čerina

Members

Vice President

B

Remuneration policy for Supervisory Board members

According to the Company Statute, Supervisory Board members may be remunerated for their work in the amount specified by the General Assembly in due decision for the business year in which such remuneration shall be paid, depending on business results and the position of the Company.

In the year 2015, the decision on the payment of remuneration to members of the Supervisory Board was not made.

According to the Decision of regular AD Plastik General Assembly of 18 July 2008, remuneration for Supervisory Board members was set as follows:

  • President of the Supervisory Board shall receive a remuneration in the amount of 1.5 gross average monthly salaries per each meeting of the Supervisory Board
  • other members of the Supervisory Board shall receive a remuneration in the amount of 1 gross average monthly salary per each meeting of the Supervisory Board

The amount of remuneration is determined on the basis of gross average monthly salaries in AD Plastik achieved in the three months prior to the payment of such remuneration.

Remuneration is paid after each meeting of the Supervisory Board.

The aforementioned decision entered into force upon its adoption and shall be applied starting from 1 July 2007.

Supervisory Board Committees

In accordance with the Companies Act and the Rules of Procedure of the Supervisory Board, AD Plastik established three committees whose activities assist the work of the Supervisory Board by preparing decisions that shall later be taken by the Supervisory Board, and supervising their implementation.

These committees are as follows:

  • Audit Board
  • Remuneration Committee
  • Appointment Committee

The Audit Board has four members, while the Remuneration Committee and the Appointment Committee each have three members.

At least one member of such committee or board must be a member of the Supervisory Board.

General Assembly Decision

Remuneration amount

Supervisory Board Committees

Audit Board

Audit Board performs a detailed analysis of financial reports, provides support to the accounting department and supports the establishment of effective internal control in the Company.

To this end, it performs the following activities:

  • monitors the effectiveness of internal control, internal audit and risk management system
  • oversees the audit performance of annual financial and consolidated reports
  • discusses plans and annual internal audit reports, as well as significant issues related to this field

Remuneration Committee

It proposes to the Supervisory Board, in particular, as follows:

  • remuneration policy for the Management Board
  • remuneration of Supervisory Board members, as determined by the General Assembly
  • appropriate form and content of contracts with Supervisory Board members

Appointment Committee

It performs the following activities, and in particular:

  • proposes candidates for members of the Management Board and the Supervisory Board
  • discusses the Management Board policy on the appointment of senior management positions
  • assesses the quality of Supervisory Board and Management Board activities.

Nikola Zovko

Members:

Chair: Nikola Zovko

Chair: Ana Luketin

Members:

Nikola Zovko

Members: Nenad Škomrlj

Dmitrij Leonidovič Drandin

Dmitrij Leonidovič Drandin

Nenad Škomrlj Dmitrij Leonidovič Drandin Anatolij Janovskis

Management Board

Marinko Došen

President of the Management Board

  • born on 25 March 1963
  • Management Board member since 6 February 2015
  • current mandate from 6 February 2015 to 19 July 2016

Marinko Došen was born in Rijeka in 1963. He graduated from the Faculty of Engineering in Rijeka and gained the Master of Science degree in Mechanical Engineering. He completed his MBA degree in Petroleum Studies at the Zagreb School of Business in 1993.

He began his career in Croatian petrochemical industry as an intern in the company DINA d.d. (DIOKI d.d.). From 1997 to 2004 he held several managerial and executive positions, including the position of the President of the Management Board in DINA d.d.

Afterwards, he was appointed the chair of the investment company Coca-Cola Bottling Energy Ltd. He managed the construction of several energy projects in Hungary.

From 2007 to 2010 he served as the executive director and management board member of the company Trast d.d., one of the leading logistics companies in the Republic of Croatia.

He later acted as the chief of management board of the company Mirna d.d. Rovinj for two years, where he led the project of company's operational restructuring.

He came to AD Plastik in 2012 and served as the general director of the plant in Togliatti until the appointment as the President of the Management Board.

Management Board

Ivica Tolić Board Member for Legal Affairs, Occupational Health and Safety and General Affairs

  • born on 29 May 1951
  • Management Board member since 10 December 2001
  • current mandate from 19 July 2012 to 19 July 2016

Mladen Peroš Board Member for Sales, Research and Development

  • born on 03 July 1968
  • Management Board member since 09 November 2011
  • current mandate from 06 February 2015 to 19 July 2016

Katija Klepo

Board Member for Finance and Accounting

  • born on 09 August 1969
  • Management Board member since 20 February 2008
  • current mandate from 19 July 2012 to 19 July 2016

Denis Fusek

Board Member for Business Organization, Informatics and Controlling

  • born on 23 June 1966
  • Management Board member since 26 September 2013
  • current mandate from 26 September 2013 to 19 July 2016

Hrvoje Jurišić Board Member for Production and Logistics

  • born on 11 April 1984
  • Management Board member since 26 September 2013
  • current mandate from 26 September 2013 to 19 July 2016

Management Board held 34 sessions in 2015.

B

Remuneration policy for Management Board members

Management Board members have concluded the so called managerial contracts with AD Plastik, which define the rights and obligations of Management Board members as follows:

  • monthly salary is specified as the net amount that depends on adhering to the time-table defined by the Collective Agreement
  • annual bonus (remuneration) is based on gross profit realised at the level of ADP Group
  • such bonus shall equal one month's salary when the gross profit amounts to at least 80% to 100% of planned amount
  • such bonus may amount to more than one salary when the gross profit amounts to more than 100% of planned amount.
  • life insurance policy with the annual premium in the amount of EUR 3,000
  • right to use an official vehicle, salary remuneration etc.

In addition, managerial contracts shall include provisions on the following:

  • trade secrets
  • prohibition of competition
  • duration and termination of the contract
  • severance payment in the event of the termination of the mandate, unless due member was removed prior to the expiry of mandate or he himself resigns.

The total amount of remuneration paid to Supervisory Board and Management Board members, and Executive Directors, amounted to HRK 11,605,880 in 2015.

Application of corporate governance principles

AD Plastik Group bases its business activities on good corporate governance practices; and by implementing everyday business practices, strategies, Company policies and internal regulations aims to contribute to transparent and efficient business operation and establish better relations in the environment where it operates. AD Plastik Group has by the Corporate Governance Code defined the rules of business conduct that aim to ensure the avoidance of conflicts of interest and any form of corruption, as well as to assume obligations under international law to respect human rights. Given that AD Plastik shares are listed on the Official Market of the Zagreb Stock Exchange, AD Plastik d.d. applies the Corporate Governance Code issued by Zagreb Stock Exchange. By regularly submit-ting annual surveys published on the official website of the Zagreb Stock Exchange (www.zse.hr) and on the Company's website (www.adplastik.hr), AD Plastik conclusively demonstrates its commitment to adhere to the principles of corporate governance and social responsibility.

In 2015 AD Plastik complied with the provisions of the Code, with the following deviation: the Company did not adopt the Statement on the remuneration policy for the Management Board and Supervisory Board.

Internal control in AD Plastik is conducted by the Controlling and Internal Audit Department. Controlling subsequently informs the Management Board, whereas the Internal Audit department informs the Management Board and the Audit Board about conducted monitoring. Such informing is provided through the report on conducted monitoring. Supervision and coordination of business reporting by the Controlling include encouraging communication between different functions of the Company, and coordination with the preparation of report and analysis of business results; evaluating the overall business efficiency, and proposing guidelines for improvement; giving orders and determination of preventive and corrective activities; and forecasting the impact of external and internal changes in the overall business of the Company.

The scope of internal audit activities includes as follows:

  • assessing and making recommendations on corporate governance processes
  • evaluation of adequacy and effectiveness of controls encompassing organization's governance, operations, and information system
  • monitoring the realization of set goals and compliance with prescribed policies, operating procedures and working instructions
  • reporting and providing opinions on different applications in various areas of business, anticipating and managing risks, and protecting Company's assets.

Main features of risk management are described in the section Business risks.

By signing the Code of Business Ethics issued by the Croatian Chamber of Commerce, AD Plastik d.d. committed to exhibit responsible and ethical behaviour as a necessary precondition for effective functioning of the market. Defining ethical criteria contributes to more transparent and efficient business operations.

Financial statements C

  • 92 Financial statements of AD Plastik Group
  • 99 Independent Auditor's Report

  • 93 Financial results in 2015

  • 96 Sales by markets
  • 97 Associated companies
  • 97 Changes in balance sheet / positions
  • 98 Statement by persons responsible for the preparation of annual report

The Supervisory Board have not yet considered and determined the financial statements, but shall give its decision at the meeting scheduled in May.

Financial results in 2015

Company's Management Board presented the Annual Report on business operations for 2015 with focus on the Independent Auditor's Report on the status of the Company AD Plastik d.d. and AD Plastik Group, as well as important events that occurred during the year.

Group's income statements, submitted as part of the Independent Auditor's Report, for the period include due data on the following Companies:

  • AD Plastik d.d. Croatia
  • ADP d.o.o. Serbia
  • AD Plastik d.o.o. Slovenia
  • AO AD Plastik, Russia
  • ZAO AD Plastik Kaluga, Russia

(hereinafter: AD Plastik Group)

In 2015 AD Plastik Group has recorded a total consolidated revenue of more than billion kuna for the first time.

Revenue of more than 1,000,000,000 kuna

C

Financial results in 2015

Business results indicate the accomplishment of goals set by the Management Board in 2015, that is, compared to 2014 there has been a substantial increase in operating revenue of 14% at the level of AD Plastik Group.

AD Plastik d.d. recorded a growth of as much as 25%. Despite aggravating external factors, primarily in the Russian Federation, a modest increase of 9% in operating expenses was recorded.

Last year was marked by rationalization and reorganization of AD Plastik Group business operations, as the basis for creating added value for shareholders. The result of such activities was the restoration of EBITDA margins at levels adequate for the industry in which the Group operates. For the reporting period, the EBITDA margin of 11.20% was recorded, that is EBITDA amounted to 114.9 million kuna.

The increase in revenue, greater efficiency of operations and rationalization of expenses resulted in significant increase of Group's profit after taxation. AD Plastik Group's net profit increased from 4.9 million kuna in 2014 to 46.2 million kuna in 2015.

14%

Growth of operating revenues

9%

Growth of operating expenses

Financial results in 2015

It is important to emphasise that we have invested significant efforts in the reduction of AD Plastik Group's indebtedness, and fully realised devised plans in the area of financial activities of both the Company and the Group as a whole. Credit indebtedness of AD Plastik Group as of 31 December 2015 amounted to 423.7 million kuna, which represents a reduction in loan liabilities of 69.4 million kuna compared to the end of last year. During the year 2015 a loan restructuring has been made and a part of the short-term loan liabilities has been restructured into a long-term loan liabilities. We must emphasize that this greatly improved liquidity indicators, even though plans for 2016 included a number of additional activities to further consolidate AD Plastik Group in the segment of financial operations.

Goals set for business operations in 2015 included increasing AD Plastik Group's profitability, improving overall cost efficiency, higher sales and an increase in capacity utilization in Croatia and Serbia. We are pleased to say that they were achieved. -69.4 mil. HRK

Net profit

Reduction in loan liabilities

46.2 mil. HRK

FINANCIAL STATEMENTS

C

Sales by markets

Sales revenue

EU and Serbian market

AD Plastik Group's increase of revenue on the markets of the EU and Serbia increased by 36.35%, while the EU automotive market reported an increase of approx. 9%.

The markets of the EU and Serbia have in 2015 reported an increase of revenue of 36.35% compared to the year 2014. An increase in sales compared to the previous year was the result of a further increase in utilization of production capacities in Croatia achieved within the project Edison and other projects for customers PSA and Ford in plants Solin and Zagreb in Croatia, as well as in plant Mladenovac in Serbia. In addition, Serbia had, compared to the same period of the previous year, expanded product portfolio and started the delivery of grab handles and blow moulded products to new destinations in Italy and Poland.

Russian market (subsidiaries)

Even though AD Plastik Group reported a decrease of revenue by 20.83% in Russia, the Russian automotive market recorded a decrease of 35.7% in the same period.

Total production and sales realised in Vintai (Samara) and Kaluga factories are intended for Russian market. The decrease of 35.7% on the total automotive market in Russia in 2015 was significantly higher than the decrease of sales in our factories due to smaller decrease in production of makes and models of vehicles by manufacturers with whom we cooperate. To this we must add new projects whose production began this year - Renault Duster Phase 2, new Qashqai and Lada Vesta, which are now not only in demand on the Russian market but also winning nominations for new Ford operations.

Solin, Zagreb, Mladenovac

Vintai (Samara), Kaluga

Associated companies

Associated companies include Romanian company Euro APS, French company FADP Holding France (with a factory in Russia) and Center for research and development of automotive industry. Associated companies did not report major changes in business operations in the last quarter of 2015.

The Romanian company has a full-capacity production. Most of the deliveries were related to serial deliveries made to Dacia factory in Romania, while a smaller part of deliveries were related to sites in Morocco, Algeria, Iran and other markets where models Logan, Sandero and Duster are manufactured.

Sales realised in Russian company decreased in comparison with the same period of the previous year in line with current trends on the Russian market. The main customers are Ford, Nissan and Hyundai.

ers are Ford, Nissan and Hyundai.
For the purpose of achieving a clearer picture of AD Plastik Group business activities,
we have prepared an abbreviated consolidated income statement on Group for 2014
and 2015 with the accompanying consolidated income statements of associated
companies Euro APS Romania, FADP Russia and Center for research and develop
ment of automotive industry in which AD Plastik d.d. has 50%, 40% and 24% owner
ship respectively.
AD Plastik Group income statement Positions 2014 2015 Index
With consolidation of belonging own OPERATING REVENUES 1,394,929 1,468,167 105
ership shares in Euro APS, FADP and Sales revenue 1,357,826 1,442,040 106
Center for research and development of Other sales revenue 37,103 26,127 70
automotive industry for 2014 and 2015
in thousands of HRK.
OPERATING EXPENSES 1,347,610 1,363,038 101
Material costs 825,285 851,251 103
Staff costs 225,203 228,812 102
Amortization 75,761 87,267 115
Other costs 221,361 195,707 88
FINANCIAL REVENUE 33,491 120,559 360
FINANCIAL EXPENSES 69,091 167,660 243
TOTAL REVENUE 1,428,420 1,588,726 111
TOTAL EXPENSES 1,416,203 1,530,698 108
Profit before tax 12,218 58,028 475
Associated companies do not have any
financial liabilities arising from credits
Profit tax 7,301 11.806 162
to outside subjects, except liabilities PROFIT OF THE PERIOD 4,917 46,222 940
arising from credits obtained from the
owner.
EBITDA 123,080 192,397 156
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP

AD Plastik Group income statement

Center for research and development of

Euro APS, FADP Holding,

automotive industry

Solin, April 2016

Interim Management´s Statement of Responsibility

The financial statements of AD Plastik Group and the company AD Plastik d.d. Solin are prepared in accordance with the International Financial Reporting Standards (IFRS) and the Croatian Law on Accounting.

The consolidated financial statements of AD Plastik Group and the financial statements of the company AD Plastik d.d. for the period from January 1 to December 31, 2015, give a complete and true review of the assets and liabilities, profit and loss, financial position and business activities of the issuers and companies included in the consolidation as a whole.

The management report for the period until December 31, 2015, contains an accurate and true display of the development and results of the business activities of the Company with a description of the most significant risks and uncertainties to which the Company is exposed.

President of the Management Board

Marinko Došen

Member of the Management Board for finance and accounting

Katija Klepo

The Company is registered at the Court Register of the Commercial Court of Split under the Registered Company Number (MBS): 060007090 Company Identification Number (OIB): 48351740621 IBAN: HR04 2340 0091 1101 5371 1, Privredna banka Zagreb d.d., Zagreb

The capital stock in the amount of HRK 419,958,400 was paid in full. AD Plastik issued a total of 4,199,584 of ordinary shares, in nominal amount of HRK 100. President of the Management Board: Marinko Došen Management Board members: Mladen Peroš, Ivica Tolić, Katija Klepo, Denis Fusek, Hrvoje Jurišić President of the Supervisory Board: Josip Boban

Auditor's reports

AD Plastik d.d., Solin and its subsidiaries

Consolidated financial statements together with Independent Auditor's Report for the year ended 31 December 2015

  • Responsibility for the financial statements 101
  • Independent Auditor's Report 102
  • Consolidated statement of comprehensive income 104
  • Consolidated statement of financial position 106
  • Consolidated statement of changes in shareholders' equity 108
  • Consolidated statement of cash flows 110
  • Notes to the consolidated financial statements 111

AD Plastik d.d., Solin

Unconsolidated financial statements together with Independent Auditor's Report for the year ended 31 December 2015 Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 99STRATEGIC REPORT

  • Responsibility for the financial statements 159
  • Independent Auditor's Report 160
  • Unconsolidated statement of comprehensive income 162
  • Unconsolidated statement of financial position 163
  • Unconsolidated statement of changes in shareholders' equity 165
  • Unconsolidated statement of cash flows 167
  • Notes to the unconsolidated financial statements 169

C

AD Plastik d.d., Solin and its subsidiaries

Consolidated financial statements together with Independent Auditor's Report for the year ended 31 December 2015

Responsibility for the financial statements

Pursuant to the Accounting Act of the Republic of Croatia, the Management Board is responsible for ensuring that financial statements are prepared for each financial year in accordance with International Financial Reporting Standards ("the IFRSs"), as adopted in the European Union, which give a true and fair view of the financial position and results of operations of AD Plastik d.d. Solin ('the Company') and its subsidiaries ('the Group') for that period.

After making enquiries, the Management has a reasonable expectation that the Company and the Group have adequate resources to continue in operational existence for the foreseeable future. For this reason, the Management Board continues to adopt the going concern basis in preparing the financial statements.

In preparing those financial statements, the responsibilities of the Management Board include ensuring that:

  • suitable accounting policies are selected and then applied consistently;
  • making reasonable and prudent judgements and estimates;
  • following applicable accounting standards and disclosing and explaining any material departure in the financial statements;
  • the financial statements are prepared on the going concern basis unless it is inappropriate to presume that the Company and the Group will continue in business.

The Management Board is responsible for keeping proper accounting records, which disclose with reasonable accuracy at any time, the financial position of the Company and the Group and their (njegovu) compliance with the Croatian Accounting Act. The Management is also responsible for safeguarding the assets of the Company and the Group, and hence, for taking reasonable steps for the prevention and detection of fraud and other irregularities. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 101STRATEGIC REPORT

Signed on behalf of the Management Board:

Marinko Došen

Marinko Došen President of the Management Board

AD Plastik d.d. Matoševa 8 21210 Solin Republic of Croatia

23 April 2016

C

Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 103STRATEGIC REPORT

Consolidated statement of comprehensive income For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Notes 2015 2014
Sales 6 1,002,363 869,553
Other income 7 23,032 27,924
Total
income
____
1,025,395
____
897,477
(Decrease)/Increase in the value of work in progress and
finished products
(593) ____
4.893
Cost of raw material and supplies 8 (482,238) (434,918)
Cost of goods sold 9 (52,627) (36,227)
Service costs 12 (72,702) (66,209)
Staff
costs
10 (187,560) (182,196)
Depreciation and amortisation 11 (73,198) (58,990)
Other external expenses 13 (90,373) (116,976)
Other operating expenses 14 (18,870) (9,496)
Provisions for risks and charges 15 (5,553) (3,420)
Total
operating
expenses
____
(983,714)
____
(903,539)
Profit
from
operations
41,681 (6,062)
Financial income 16 121,454 41,403
Financial expenses 17 (153,231) (63,179)
Share in the profit of associates 18 36,458 32,899
Profit
from
financing
activities
4,681 11,123
Profit
before
taxation
____
46,362
____
5,061
Income tax expense 19 ____
(140)
____
(144)
Profit
for
the
year
____
46,222
____
4,917

Consolidated statement of comprehensive income (continued) For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Items
that
may
be
included
subsequently
in
profit
or
loss:
2015. 2014.
Exchange differences on translation of a foreign operation,
net
____
(7,415)
____
(99,062)
Items
that
will
not
be
included
subsequently
in
profit
or
loss
Change in the revaluation reserve of non-current assets,
net
(18,963) 42,500
Total
other
comprehensive
loss,
net
of
tax
20 (26,378) (56,562)
Total
comprehensive
income
/
(loss)
for
the
year
19,844 (51,645)
Profit
attributable
to:
Equity holders of the Company 46,225 4,930
Non-controlling interests (3) (13)
Total
comprehensive
income/(loss)
attributable
to:
STRATEGIC REPORT
Equity holders of the Company 19,858 (51,626)
Non-controlling interests (14) (19)
Basic and diluted earnings per share (in kunas and lipas) 21 11.09 1.18 B
The accompanying accounting policies and notes form an integral part of these consolidated financial statements. CORPORATE GOVERNANCE
C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 105

Consolidated statement of financial position

At 31 December 2015 (All amounts are expressed in thousands of kunas)

Notes 31.12.2015. 31.12.2014. (re
stated)
1.1.2014.
(restated)
ASSETS
Non-current
assets
Intangible assets 22 125,980 126,747 95,714
Goodwill 40 7,612 8,908 13,495
Property, plant and equipment 23 695,404 746,047 725,491
Investments in associates 24 86,508 92,666 101,012
Other financial assets 25 46,085 52,626 54,334
Long-term receivables 14,176 8,459 -
Deferred tax assets 19 22,399 15,568 -
Total
non-current
assets
____
998,164
1,051,021 ____
990,046
Current
assets
____ ____
Inventories 26 97,786 94,315 94,793
Trade receivables 27 143,744 207,409 148,435
Other receivables 28 34,209 48,528 62,554
Current financial assets 29 6,116 15,539 27,144
Cash 30 12,384 7,806 28,943
Prepaid expenses and accrued income 31 45,190 85,289 184,903
Total
current
assets
____
339,429
458,886 ____
546,772
TOTAL
ASSETS
____
1,337,593
1,509,907 ____
1,536,818

Consolidated statement of financial position (continued) At 31 December 2015 (All amounts are expressed in thousands of kunas)

Bilješka 31.12.2015. 31.12.2014. (re
stated)
1.1.2014.
(restated)
Equity
Share capital 32 419,958 419,958 419,958
Reserves 142,277 169,200 223,890
Retained earnings 14,500 12,398 31,288
Profit for the year 46,225 4,930 27,661
Non-controlling interests (4) (7) 9
Total
equity
____
622,956
606.479 ____
702,806
Long-term provisions 33 ____
3,483
1,990 ____
2,652
Long-term borrowings 34 262,592 212,344 255,816
Other non-current liabilities 34 28,488 26,239 226
Deferred tax liabilities 19 - - 387
Total
non-current
liabilities
____
294,563
240,573 ____
259,081
STRATEGIC REPORT
Advances received 35 23,613 57,224 94,660
Trade payables 36 180,511 270,425 156,085
Short-term borrowings 37 163,100 285,343 239,963 B
Other current liabilities 38 26,623 28,587 20,611
Short-term provisions 33 8,607 7,606 7,581
Accrued expenses and deferred income 39 17,620 13,670 56,031
Total
current
liabilities
420,074 662,855 574,931
Total
liabilities
____
714,637
____
903,428
____
834,012
TOTAL
EQUITY
AND
LIABILITIES
____
1,337,593
____
1,509,907
____
1,536,818
CORPORATE GOVERNANCE
The accompanying accounting policies and notes form an integral part of these consolidated financial statements. C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 107
Share
capital
reserves
Capital
Legal
reserves
General
reserves
Revaluation
reserve
(arisen on
privatisation)
Reserve from
revaluation of
tangible and
intangible
fixed assets
Reserve from
revaluation of
liabilities
long-term
receivables /
Reserves
for own
shares
Treasury
shares
Retained
earnings
attributable to
the equity
Total equity
holders of
the parent
Non-con
trolling
interests
Total
Balance at 31 Decem
ber 2013
419,958 183,509 6,143 24,051 8,490 1,696 - 4,753 (4,753) 58,949 702,796 9 702,805
Changes in non-con
trolling interests
- - - - - - - - - - - (3) (3)
Exchange differences - 4 (3) (37) - - (82,580) - - (4,030) (86,646) - (86,646)
Dividends paid - - - - - - - - - (33,343) (33,343) - (33,343)
Allocation of a part of
2013 profit
- - - 9,177 - - - - - (9,177) - - -
Correction of equity in
vestment
- - - (8,542) - - - - - - (8,542) - (8,542)
Valuation of own
shares
- - - - - - - (1,808) 1,808 - - - -
Revaluation - - - - 50,171 - - - - 50,171 - 50,171
Sale of own shares - - - 1,273 - - - - - - 1,273 - 1,273
Profit for the year - - - - - - - - - 4,930 4,930 (13) 4,917
Balance at 31 Decem
ber 2014
419,958 183,513 6,140 25,922 8,490 51,867 (82.580) 2,945 (2,945) 17,329 630,639 (7) 630,632
Correction of prior pe
riod
- - - - - (7,671) (16,482) - - - (24,153) - (24,153)
Correction of the net
profit for the year
- - - - - - - - - (1,957) (1,957) - (1,957)
Balance at 31 Decem
ber 2014 (restated)
419,958 183,513 6,140 25,922 8,490 44,196 (99,062) 2,945 (2,945) 15,372 604,529 (7) 604,522
For the year ended 31 December 2015
Share
capital
reserves
Capital
Legal
reserves
reserves
General
Revaluation
reserve
(arisen on
privatisation)
Reserve from
revaluation of
tangible and
intangible
fixed assets
Reserve from
revaluation of
receivables /
liabilities
long-term
Reserves
for own
shares
Treasury
shares
Retained
earnings
Total equity
attributable to
the equity
holders
of the parent
Non-con
trolling
interests
Total
ber 2014 (as restated)
Balance at 31 Decem
419,958 183,513 6,140 25,922 8,490 44,196 (99,062) 2,945 (2.945) 15,372 604,529 (7) 604,522
controlling interests
Changes in non
- - - - - - - - - - - 6 6
Exchange differ
ences
- (31) (1) - - (12,059) (7,415) 1 (1) (9,502) (29,008) - (29,008)
Dividends paid - - - (56) - - - - - - (56) - (56)
Valuation of own
shares
- - - - - - - 162 (162) - - - -
Revaluation - - - - - (6,904) - - - 8,630 1,726 - 1,726
Purchase of own
(treasury) shares
- - - (456) - - - - - - (456) - (456)
Profit for the year - - - - - - - - - 46,225 46,225 (3) 46,222
Balance at 31 Decem
ber 2015
419,958 183,482 6,139 25,410 8,490 25,233 (106,477) 3,108 (3.108) 60,725 622,960 (4) 622,956
Correction of equity in 2014 in the amount of HRK 24,153 thousand relates to the subsequently determined fair value of the net assets whose acquisition is described in Note 40.
The changes in the shareholders' equity of the Group also include the correction of HRK 1,957 thousand to the 2014 result with respect to balances recognised by subsidiaries
subsequent to the publication of the 2014 audits report issued for the Group. The balance comprises value adjustment of receivables at ADP Mladenovac (HRK 567 thousand)
and the recognition of differences arisen from the reconciliation of the tax records of ADP Kaluga with the Russian tax authorities (HRK 1,390 thousand).
Since the total amount of the correction is not material for the Group, the figures disclosed for 2014 were not restated.
FINANCIAL STATEMENTS C CORPORATE GOVERNANCE B STRATEGIC REPORT A

Consolidated statement of cash flows

For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Cash
flows
from
operating
activities
2015 2014
Profit
for
the
year
Income tax expense
Depreciation and amortisation
Net book value of retired assets
Value adjustment of investments in associates
Increase/(decrease) in long-term and
short-term provisions
Share in the profit of associates
____
46,222
140
73,198
64,957
-
2,494
(35,781)
____
4,917
144
58,990
12,303
258
(637)
(32,899)
Profit
from
operations
before
working
capital
changes
____
151,230
____
43,076
(Increase)/decrease in inventories
Decrease/(increase) in short-term and long-term receivables
Decrease
in other receivables
(Decrease)/increase in trade payables
Decrease of advances received
(Decrease)/Increase in other short-term and long-term liabilities
Decrease in accrued expenses and deferred income
Decrease in accrued income and prepaid expenses
(3,471)
47,183
14,319
(89,914)
(33,611)
(154)
3,950
40,099
478
(201,232)
14,026
114,340
(37,436)
7,964
(42,361)
99,614
Cash
generated
from
operations
129,631 1,531
(Purchase)/sale of own shares
Dividends from associates
Increase/(decrease) in deposits
Decrease of short-term and long-term borrowings
Purchases of property, plant and equipment
Purchases of intangible assets
Investments in associates
(456)
41,963
6,836
9,128
(84,021)
(26,428)
24
1,273
40,987
(9,130)
22,443
(25,475)
(44,282)
-
Cash
used
in
investing
activities
(53,002) (14,184)
Dividends paid
Proceeds from received short-term and long-term borrowings
Repayments of short-term and long-term borrowings
(56)
116,906
(188,901)
(33,343)
151,889
(123,968)
Cash
used
in
financing
activities
(72,051) (5,422)
Net
cash
increase/(decrease)
of
cash
and
cash
equivalents
4,578 (21,137)
Cash
and
cash
equivalents
at
beginning
of
the
year
7,806 28,943
Cash
and
cash
equivalents
at
end
of
the
year
12,384 7,806

1. General information

The company AD Plastik d.d., Solin, a public limited company for the production of motor vehicle spare parts and accessories and of plastic masses (abbreviated firm: AD PLASTIK d.d.), was established by a decision of the Founding Assembly dated 15 June 1994 following the transformation of the socially-owned entity Autodijelovi – Solin pursuant to the decision on the transformation of ownership and the Decision of the Croatian Privatisation Fund No. 01-02/92-06/392 of 6 December 1993. The Company is a legal successor of the sociallyowned entity Autodijelovi and, according to the decision of the Commercial Court in Split No. Fi 6215/94 of 28 June 1994, assumed all of its assets and liabilities as of the date of registration in the court register.

By decision of the General Shareholders' Assembly dated 21 June 2007, the Statute of the Company of 8 July 2004 was amended and a decision was made to increase the share capital of the Company by a contribution in cash. Pursuant to the Decision No. Tt-07/2145-3 of 25 July 2007, the increase of the share capital by HRK 125,987,500, effected by OAO Saint Petersburg Investment Company was registered, and the total subscribed capital now amounts to HRK 419,958,400 and consists of 4,199,584 shares, with a nominal amount of HRK 100,00 each. Under the Share Transfer Agreement of 29 June 2009 OAO Spik transferred the shares of the AD Plastik d.d. to OAO Group Aerokosmicheskoe Oborudovanie, St. Petersburg which transferred those shares to OAO HAK, Sankt Petersburg. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 111STRATEGIC REPORT

The Company shares were included in the listing of public limited companies on the Official Market of the Zagreb Stock Exchange on 1 October 2010.

1.1. Principal business

The primary activity of the Company comprises manufacture of motor vehicle spare parts and accessories. The registered activities of the Company comprise the following:

  • manufacture of motor vehicle spare parts and accessories;
  • production and trade in medical supplies for one-off application made of plastic masses: plastic syringes for one-off application; infusion sets; transfusion sets; disposable hemodialysis needles, and others.
  • representation of foreign companies;
  • international forwarding and shipping
  • production of finished textile products other than clothing;
  • production of synthetic rubber in primary forms;
  • production of glues and jellies;
  • production of rubber and plastic products;
  • production of metal products other than machinery and equipment;
  • construction and repair of leisure and sports boats;
  • production of chairs and seats;
  • production of sports equipment;
  • recycling of non-metal waste and scrap;
  • computer and related activities;
  • providing advice, guidance and operational assistance to legal entities;

1. General information (continued)

1.1. Principal business (continued)

  • designing of accounting systems, materials accounting software, budgeting control procedures;
  • advice and assistance to legal entities in connection with planning, organisation, efficiency and controls, management information, etc.;
  • management consulting (agronomists and agricultural economists, on farms, etc.);
  • purchase and sale of goods;
  • trade intermediation on domestic and international markets;
  • use of hazardous chemicals; and
  • treatment of hazardous and non-hazardous waste.

1.2. Consolidated subsidiaries

  1. Closed-end company (ZAO) ADP Luga, established by an Articles of Association of the Closed-end Company ADP LUGA of 26 March 2007.

In early 2012 ZAO ADP Luga, Luga, changed both its official name and registered seat to ZAO AD Plastik, 248016, Skladskaja ulica 6, Kaluška oblast, Russian Federation. Ad Plastik d.d. Solin, holds all the Company's shares and is the sole owner of the Company.

The company's registered activities comprise the following:

  • development, manufacture and delivery of production parts for automotive industry;
  • manufacture and delivery of plastic products; and
  • commercial (retail and wholesale trade, commission sales) and other activities.

C

1. General information (continued)

1.2. Consolidated subsidiaries (continued)

  1. Closed-end foreign investment company PHR (abbreviated firm: ZAO PHR), established on 25 April 1995 and operating under the Constitution of the Russian Federation and the Federal Act on Incorporations. Its registered seat is in Russia, Samara, Krasnoglinski Raion, the village of Vintaj.

On 6 July 2015 the company was renamed to public limited company AO AD Plastik (abbreviated firm: AO ADP).

AD Plastik d.d., Solin, has an equity share of 99.95 percent

The company's registered activities comprise the following:

  • production of node and accessory sets for cars as ordered by AO Avto VAZ and other legal entities;
  • transportation services; and
  • brokerage, dealer, distribution, consignment, commission, agency and acquisition sale services, and other activities.
    1. AD Plastik d.o.o., Novo Mesto, Slovenia, established in 1997 and fully owned by Ad Plastik d.d., Solin.

The registered activities of the Company comprise the following:

  • production of various products made of plastic masses;
  • production of motor vehicle parts; and
  • wholesale and retail trade, and trade mediation.
    1. 4)Production and trade company AD Plastik d.o.o. Mladenovac (Varoš), Kralja Petra I 334, Serbia, established on 6 December 2011. The principal activity of the company comprises manufacture of other parts and additional accessories for motor vehicles, foreign trade and foreign trade services. The company is fully owned by AD Plastik d.d., Solin. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 113STRATEGIC REPORT

FINANCIAL STATEMENTS

1. General information (continued)

1.3. Associated companies

  1. EURO Auto Plastik Systems s.r.l., Romania, established on 20 August 2002 as a limited liability company with its registered seat in Romania, Mioveni, ul. Uzinei, No. 2A.

The equity share of AD Plastik d.d., Solin, in the company is 50 percent.

The principal activities of the associate are as follows:

  • manufacture of motor vehicle and motor parts and accessories;
  • production of items made of plastics;
  • trade mediation in vehicles, industrial equipments, ships and aircraft;
  • services of other transport agencies;
  • business and management consulting services.
    1. FADP Holding, Nanterre, established on 30 April 2010 by Faurecia Automotive Holding S.A.S., Nanterre, France, and AD Plastik d.d. Solin, Croatia.

The equity share of AD Plastik d.d., Solin, in the associate is 40 percent.

The principal activities of the associate are as follows:

  • holding all the shares of the Russian incorporation OOO FAURECIA, renamed to OOO Faurecia ADP in 2010; and
  • performance of all legal, commercial, financial, industrial and operational activities directly or indirectly for the benefit of the principal purpose of the Company.
    1. Centar za istraživanje i razvoj automobilske industrije d.o.o. established on 22 July 2015 in the Republic of Croatia, with the registered seat in Zagreb, Jankomir 5.

The equity share of AD Plastik d.d., Solin, in the associate is 24 percent.

The principal activities of the associate are as follows:

  • automotive industry research and development;
  • trade intermediation on domestic and international markets;
  • purchase and sale of goods;
  • representation of foreign firms;
  • consulting and mediation in the design, construction, production and distribution of products and services;
  • production of parts for the automotive industry

An associate is an entity over which the Group has significant influence but which it does not control. Significant influence is the power to participate in the financial and operating policy decisions of the investee but is not control or joint control over those policies. Commonly, an equity share from 20 to 50 percent represents an investment in an associate.

In these consolidated financial statements, investments in associates are presented under the equity method.

1. General information (continued)

1.4. Number of staff

At 31 December 2015, the number of staff employed was 2,913 (31 December 2014: 3,139).

2015. 2014.
AD Plastik d.d. 1.203 1.283
AO AD
Plastik/ZAO PHR
529 706
AD Plastik d.o.o.
Novo Mesto
3 3
ADP
d.o.o. Mladenovac
186 172
ZAO AD
Plastik
Kaluga
213 189
EURO Auto Plastik Systems 610 593
FADP
Holding
169 193
Centar za istraživanje i razvoj - -

1.5. Management and corporate governance

1.5. Management and corporate governance
Mandate
Members
of
the
Supervisory
Board:
Josip Boban (President)
Nikola Zovko (Vice President)
Dolores Čerina
Marijo Grgurinović
Solomatin Igor Anatoljevič
Drandin Dmitrij Leonidovič
Nikitina Nadežda Anatoljevna
From 19 July 2012
From 19 July 2012
From
02 June 2015
From 23 July 2015
From 23 July.2015
From
19
October 2015
From
19
October 2015
to 19
July 2016
to 19 July 2016
to 02
June 2019
to 23 July 2019
to 23
July 2019
to 19
October 2019
to 19
October 2019
The
members
of
the
Company's
Management
Board
are
as
follows:
Marinko Došen (President)
Ivica Tolić
Katija Klepo
Mladen Peroš
Denis Fusek
Hrvoje Jurišić
From
06
February 2015
From
19
July 2012
From
19
July 2012
From
06
February 2015
From
26
September 2013
From 26 September 2013
to 19
July 2016
to 19
July 2016
to 19 July 2016
to 19
July 2016
to 19
July 2016
to 19
July 2016

2. Adoption of new and revised international financial reporting standards

Adoption of new amendments to the existing Standards and Interpretations effective for the current financial period

The following amendments to the existing standards and new interpretation issued by the International Accounting Standards Board (IASB) and adopted by the EU are effective for current financial period:

  • Amendments to various standards "Improvements to IFRSs from the 2011–2013 Cycle" resulting from the annual improvement project of IFRS (IFRS 3, IFRS 13 and IAS 40) primarily with a view to removing inconsistencies and clarifying wording - adopted by the EU on 18 December 2014 (applicable to annual periods beginning on or after 1 January 2015.),
  • IFRIC 21 "Levies", adopted by the EU on 13 June 2014 (effective for annual periods beginning on or after 17 June 2014.).

The adoption of the amended and revised Standards and Interpretations has not lead to any material changes in the Company's financial statements.

Amendments to the existing standards issued by IASB and adopted by the European Union, but not yet effective

At the date of authorisation of these financial statements the following standards, amendments to the existing standards and interpretations issued by IASB and adopted by the EU were in issue but not yet effective:

  • Amendments to IFRS 11 "Joint Arrangements"– Accounting for Acquisitions of Interests in Joint Operations - adopted by the EU on 24 November 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IAS 1 "Presentation of Financial Statements" Disclosure Initiative adopted by the EU on 18 December 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IAS 16 "Property, Plant and Equipment" and IAS 38 "Intangible Assets" Clarification of Acceptable Methods of Depreciation and Amortisation - adopted by the EU on 2 December 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IAS 16 "Property, Plant and Equipment" and IAS 41 "Agriculture" Agriculture: Bearer Plants - adopted by the EU on 23 November 2015 (effective for annual periods beginning on or after 1 January 2016).

C

FINANCIAL STATEMENTS

Notes to the consolidated financial statements (continued) For the year ended 31 December 2015

2. Adoption of new and revised international financial reporting standards (continued)

Amendments to the existing standards issued by IASB and adopted by the European Union, but not yet effective (continued):

  • Amendments to IAS 19 "Employee Benefits" Defined Benefit Plans: Employee Contributions adopted by the EU on 17 December 2014 (effective for annual periods beginning on or after 1 February 2015)
  • Amendments to IAS 27 "Presentation of Financial Statements" Disclosure Initiative adopted by the EU on 18 December 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to various standards "Improvements to IFRSs from the 2010-2012 Cycle" , resulting from the annual improvement project of IFRS (IFRS 2, IFRS 3, IFRS 8, IFRS 13, IAS 16, IAS 24, and IAS 38) primarily with a view to removing inconsistencies and clarifying wording - adopted by the EU on 17 December 2014 (applicable to annual periods beginning on or after 1 February 2015),
  • Amendments to various standards "Improvements to IFRSs from the 2012-2014 Cycle", resulting from the annual improvement project of IFRS (IFRS 5, IFRS 7, IFRS 19 and IAS 34) primarily with a view to removing inconsistencies and clarifying wording - adopted by the EU on 15 December 2014 (applicable to annual periods beginning on or after 1 January 2016.) Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 117STRATEGIC REPORT

2. Adoption of new and revised international financial reporting standards (continued)

New Standards and amendments to the existing Standards issued by IASB, but not yet adopted by the EU

At present, IFRS as adopted by the EU do not significantly differ from regulations adopted by the International Accounting Standards Board ('IASB') except from the following standards, amendments to the existing standards and interpretations, which were not endorsed for use in EU as at 23 April 2016 (the effective dates stated below are for IFRS in full):

  • IFRS 9 "Financial instruments" (effective for annual periods beginning on or after 1 January 2018)
  • IFRS 14 "Regulatory Deferral Accounts" (effective for annual periods beginning on or after 1 January 2016), – the European Commission has decided not to launch the endorsement process of this interim standard and to wait for the final standard,
  • IFRS 15 "Revenue from Contracts with Customers" and further amendments (effective for annual periods beginning on or after 1 January 2018),
  • Amendments to IFRS 10 "Consolidated Financial Statements", IFRS 12 "Disclosures of Interests in Other Entities" and IAS 28 "Investments in Associates and Joint Ventures" – Investment Entities: Applying the Consolidation Exception (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IFRS 10 "Consolidated Financial Statements" and IAS 28 "Investments in Associates and Joint Ventures" – Sale or Contribution of Assets between an Investor and its Associate or Joint Venture and further amendments (effective date was deferred indefinitely until the research project on the equity method has been concluded),

The Management Board anticipates the adoption of these standards and interpretations in the financial statements of the Company in the periods in which they become effective, but without any material impact on the financial statements in the period of initial application.

3. Summary of significant accounting policies

Set out below are the principal accounting policies consistently applied in the preparation of the financial statements for the current and prior years.

3.1. Statement of compliance

These financial statements are prepared in accordance with the Accounting Act of the Republic of Croatia and International Financial Reporting Standards ('IFRS') effective on 23rd April, 2016 in the European Union.

3.2. Basis of preparation

The Group maintains its accounting records in the Croatian language, in Croatian Kuna and in accordance with Croatian laws and the accounting principles and practices observed by enterprises in Croatia.

The preparation of the financial statements in accordance with the Accounting Act of the Republic of Croatia and International Financial Reporting Standards ('IFRSs') requires from management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. These estimates are based on the information available as at the date of preparation of the financial statements, and actual results could differ from those estimates. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 119STRATEGIC REPORT

The consolidated financial statements of the Group represent aggregate amounts of assets, liabilities, capital and reserves of the Group as of 31 December 2015, and the results of its operations for the year then ended. Some of the financial captions have been reclassified in these financial statements compared to the prior year, as the management is of the opinion that the reclassification provides a better presentation of the financial statements as a whole.

The accounting policies are consistently applied by all the Group entities.

3.3. Basis of consolidation

The consolidated financial statements of the Group comprise the consolidated financial statements of the Company and its subsidiaries.

Subsidiaries are entities controlled by the Company. Parent has control over the subsidiary if, based on its control, is exposed to variable returns and has the capability to influence the variable returns of the subsidiary.

Intra-group balances and transactions, and any unrealised gains arising from intra-group transactions, are eliminated in preparing the consolidated financial statements.

3. Summary of significant accounting policies (continued)

3.4. Revenue recognition

Revenue is measured at the fair value of the consideration received or receivable for products, goods or services sold in the regular course of operations.

Revenues are stated net of value added tax, estimated returns, discounts and rebates. The Group recognises revenue when the amount of the revenue can be measured reliably and when it is probable that future economic benefits will flow into the Group.

Product sales are recognized when the products are delivered to, and accepted by the customer and when the significant risks and rewards associated with the ownership of a product are transferred to the customer.

Income from the manufacture of tools for a known customer

Accrued revenues are matched with contracts that are specifically concluded for developing an asset, or a group of assets, closely linked and interdependent on the design, technology and function, or their final use or application. The Group is required to recognize revenue according to the stage of completion of a contractual performance. Pursuant to IAS 11, when the outcome of a production contract can be estimated reliably, the revenue and costs associated with the contract should be recognized according to the stage of completion of the contractual performance at the date of the statement of financial position.

Interest income

Interest income is recognised on a time basis, using the effective interest method. Interest earned on balances with commercial banks (demand and term deposits) is credited to income for the period as it accrues. Interest on trade debtors is recognised as income as it accrues.

3.5. Borrowing costs

Borrowing costs directly attributable to the acquisition, construction or production of qualifying assets, which are assets that necessarily take a substantial period of time to get ready for their intended use or sale, are added to the cost of those assets, until such time as the assets are substantially ready for their intended use or sale.

Investment income earned on the temporary investment of specific borrowings pending their expenditure on qualifying assets is deducted from the borrowing costs eligible for capitalisation.

All other borrowing costs are included in profit or loss in the period in which they are incurred.

C

FINANCIAL STATEMENTS

3. Summary of significant accounting policies (continued)

3.6. Foreign currency transactions

Transactions in foreign currencies are translated into Croatian kunas at the rates of exchange in effect at the dates of the transactions. Cash, receivables and payables denominated in foreign currencies are retranslated at the rates of exchange in effect at the date of the statement of financial position. Gains and losses arising on translation are included in the statement of comprehensive income for the year. At 31 December 2015, the official exchange rate of the Croatian kuna against 1 euro (EUR) was HRK 7.635047 (31 December 2014: HRK 7.661471 for 1 EUR).

3.7. Income tax expense

Income tax expense represents the sum of the tax currently payable and deferred tax. Income tax is recognised in the statement of comprehensive income, except where it relates to items recognised directly in equity, in which case it is also recognised in equity. Current tax represents tax expected to be paid on the basis of taxable profit for the year, using the tax rates enacted at the date of the statement of financial position, adjusted by appropriate prior-period tax liabilities.

Under Croatian tax regulations, group entities are not subject to taxation on a consolidated bases, and tax losses cannot be transferred within group entities. Subsidiaries are subject to taxation in their respective jurisdictions.

Deferred tax is provided using the balance sheet liability method, providing for temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for taxation purposes. Deferred tax assets and liabilities are measured at the tax rate expected to apply to taxable profit in the period in which the liability is expected to be settled or the asset realised, based on the tax rates in effect at the date of the statement of financial position.

The measurement of deferred tax liabilities and assets reflects the amount that the Group expects, at the date of the statement of financial position, to recover or settle the carrying amounts of its assets and liabilities.

Deferred tax assets and liabilities are not discounted and are classified in the statement of financial position as non-current assets and/or non-current liabilities. Deferred tax assets are recognised only to the extent that it is probable that the related tax benefit will be realised. At each date of the statement of financial position, the Group reviews the unrecognised potential deferred tax assets and the carrying amount of the recognised deferred tax assets. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 121STRATEGIC REPORT

Deferred tax assets and liabilities are offset when there is a legally enforceable right to set off current tax assets against current tax liabilities and when they relate to income taxes levied by the same taxation authority and the Group intends to settle its current tax assets and liabilities.

In the case of a business combination, the tax effect is taken into account in calculating goodwill or in determining the excess of the acquirer's interest in the net fair value of the acquiree's identifiable assets, liabilities and contingent liabilities over cost.

Notes to the consolidated financial statements (continued) For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

3. Summary of significant accounting policies (continued)

3.8. Property, plant and equipment, and intangible assets

Property, plant and equipment as well as intangible assets are recognised at purchase cost and subsequently reduced by accumulated depreciation/amortisation. The purchase cost comprises the purchase price, import duties and non-refundable sales taxes (on property, plant and equipment) and any directly attributable costs of bringing an asset to its working condition and location for its intended use, such as employee remuneration, professional fees directly arising from putting an asset into its working condition, test costs (for intangible assets), as well as all other costs directly attributable to brining an asset to a condition for its intended use. Maintenance and repairs, replacements and improvements of minor importance are expensed as incurred. Where it is obvious that expenses incurred resulted in an increase of expected future economic benefits to be derived from the use of an item of property, plant and equipment or intangible assets in excess of the originally assessed standard performance of the asset, they are added to the carrying amount of the asset. Gains or losses on the retirement or disposal of property, plant and equipment or intangible assets are included in the statement of comprehensive income in the period in which they occur. Depreciation commences on putting an asset into use. Depreciation is provided so as to write down the cost or revalued amount of an asset other than land, property, plant and equipment and intangible assets under development over the estimated useful life of the asset using the straight-line method as follows:

Depreciation rates in 2015 Depreciation rates in 2014
Tangible
and
intangible
assets
Buildings 1,50 1,50
Machinery 7.00 7.00
Tools, furniture, office and laboratory
equipment and accessories, measuring
and control instruments
10.00 10.00
Vehicles 20.00 20.00
IT equipment 20.00 20.00
Others 10.00 10.00
Projects 20.00 20.00

Goodwill represents the excess of the cost of acquisition over the Group's share of the fair values of the identifiable net assets of the subsidiary at the acquisition date. Goodwill is presented as an intangible asset.

Goodwill is tested for impairment anually or more often if the events and circumstances that indicate potential impairment occur. Goodwill is measured as cost of acquisition less accumulated losses due to impairment. Losses that ocurred due to impairment of goodwill are not reversed. Gains and losses from sale of the subsidiary include net book value of goodwill which relates to sold subsidiary.

For the purpose of impairment test, goodwill is allocated to those individual cash generating units for which it is reasonable to expect that the benefit of goodwill will occur.

3. Summary of significant accounting policies (continued)

3.9. Impairment of property, plant and equipment, and intangible assets

At each reporting date the Group reviews the carrying amounts of its property, plant and equipment as well as of its intangible assets to determine whether there is an indication that the assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the Group estimates the recoverable amount of the cashgenerating unit to which the asset belongs. Where a reasonable and consistent basis of allocation can be identified, corporate assets are also allocated to individual cash-generating units, or otherwise they are allocated to the smallest group of cash-generating units for which a reasonable and consistent allocation basis can be identified.

3.10. Investments in associates

An associate is an entity over which the Company has significant influence and an ownership interest from 20 to 50 percent, but no control over the entity. Significant influence is the power to participate in the financial and operating policy decisions of the investee, but it is not control or joint control over those policies.

The results of operations of associates are incorporated in these financial statements using the equity method of accounting. Under this method, the Group's share in the profit or loss of associates is recognised in the statement of comprehensive income from the date of acquisition of significant influence until the date on which significant influence is lost.

Investments are recognised initially at cost and are subsequently adjusted by the changes in the acquirer's share of the net profit of the investee. Where the Group's share of losses in an associate is equal to or higher than the equity investment in the associate, no further losses are recognised, except where the Group has assumed an obligation or committed to make a payment on behalf of the associate.

3.11. Inventories

Inventories of raw material and spare parts are stated at the lower of cost and net realisable value. Cost is determined using the weighted-average cost method. Net realisable value represents the estimated selling price in the ordinary course of business less all variable selling costs.

Cost of work in progress and finished products comprises the cost of raw material and supplies, direct labour and other costs and the portion of overheads directly attributable to work in progress.

Small inventory is written off when put in use.

The cost of product inventories i.e. the production costs is based on direct material used, the cost of which is determined using the weighted average cost method, then direct labour costs, and fixed overheads at the actual level of production which approximates the normal capacities, as well as variable overheads that are based on the actual use of the production capacities. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 123STRATEGIC REPORT

Merchandise on stock is recognised at purchase cost.

3. Summary of significant accounting policies (continued)

3.12. Trade receivables and prepayments

Trade debtors and prepayments are carried at nominal amounts less an appropriate allowance for impairment for uncollectible amounts.

Impairment is made whenever there is objective evidence that the Group will not be able to collect all amounts due according to the original terms of the receivables. Significant financial difficulties of the debtor, the probability of bankruptcy proceedings at the debtor, or default or delinquency in payment are considered objective evidence of impairment. The amount of the impairment loss is determined as the difference between the asset's carrying amount and the present value of estimated future cash flows, discounted at the effective interest rate.

Management determines the level of impairment allowance for doubtful receivables based on a specific review of the recoverability of amounts owed by strategic customers of the ADP Group and of the overall ageing of other current receivables. The allowance for amounts doubtful of collection is charged to the statement of comprehensive income for the year.

3.13. Cash and cash equivalents

Cash comprises account balances with banks, cash in hand, deposits and securities at call or with maturities of less than three months.

3.14. Provisions

Provisions are recognized when the Group has a present obligation (legal or constructive) as a result of a past event and it is probable (i.e. more likely than not) that an outflow of resources will be required to settle the obligation, and a reliable estimate can be made of the amount of the obligation. Provisions are reviewed at each date of the statement of financial position and adjusted to reflect the current best estimate. Where the effect of discounting is material, the amount of the provision is the present value of the expenditures expected to be required to settle the obligation, determined using the estimated risk free interest rate as the discount rate. Where discounting is used, the reversal of such discounting in each year is recognised as a financial expense and the carrying amount of the provision increases in each year to reflect the passage of time.

The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the date of the statement of financial position, taking into account the risks and uncertainties surrounding the obligation. Where a provision is measured using the cash flows estimated to settle the present obligation, its carrying amount is the present value of those cash flows.

3. Summary of significant accounting policies (continued)

3.15. Termination, long-service and other employee benefits

(a) Pension obligations and post-employment benefits

In the normal course of business, the Group makes payments, through salary deductions, to mandatory pension funds on behalf of its employees, as required by law. All contributions made to the mandatory pension funds are recognised as salary expense when accrued. The Group does not have any other retirement benefit plan and, consequently, has no other obligations in respect of the retirement benefits for its employees. In addition, the Group is not obliged to provide any other post-employment benefits.

(b) Termination benefits

Termination benefits are payable when employment is terminated by the Group before the normal retirement date. The Group recognises its termination benefit obligations in accordance with the applicable Union Agreement.

(c) Regular retirement benefits

Benefits falling due more than 12 months after the reporting date are discounted to their present value.

(d) Long-term employee benefits

For defined benefit retirement benefit plans, the cost of providing benefits is determined using the Projected Unit Credit Method, with actuarial valuations being carried out at each reporting date. Actuarial gains and losses are recognised in the period in which they arise. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 125STRATEGIC REPORT

Past service cost is recognised immediately to the extent that the benefits are already vested. Otherwise, it is amortised on a straight-line basis over certain period until the benefits become vested.

3. Summary of significant accounting policies (continued)

3.16. Financial instruments

Financial assets and financial liabilities included in the accompanying financial statements consist of cash and cash equivalents, marketable securities, trade and other receivables, trade and other payables, long-term receivables, loans, borrowings and investments. The details of the recognition and measurement of those items are presented in the corresponding policies.

Investments are recognised and derecognised on a trade date where the purchase or sale of an investment is under a contract whose terms require delivery of the investment within the timeframe established by the market concerned, and are initially measured at fair value, net of transaction costs, except for those financial assets classified as at fair value through profit or loss and included in the statement of comprehensive income.

The classification depends on the nature and purpose of the financial assets and is determined at the time of initial recognition.

Loans and receivables

Trade receivables, loans, and other receivables that have fixed or determinable payments that are not quoted in an active market are classified as loans and receivables. Loans and receivables are measured at amortised cost using the effective interest method, less any impairment. Interest income is recognised by applying the effective interest rate, except for short-term receivables when the recognition of interest would be immaterial.

Financial assets available for sale (AFS)

Financial assets available for sale are classified as current assets if the management intends to realise those assets within 12 months from the date of the statement of financial position. Every purchase and sale transaction in recognised on the settlement date. Investments are recognised initially at cost, which represents the fair value of the consideration given, including transaction costs. Available-for-sale investments are subsequently measured at fair value, with no deduction of transaction costs, by reference to their market prices prevailing at the date of the statement of financial position. Investments whose fair values cannot be determined are carried at cost and reviewed for impairment at each reporting date.

Effective interest method

The effective interest method is a method of calculating the amortised cost of a financial asset or liability, and of allocating interest income over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash payments through the expected life of the financial asset or liability, or, where appropriate, a shorter period.

C

FINANCIAL STATEMENTS

3. Summary of significant accounting policies (continued)

3.16. Financial instruments (continued)

Impairment of financial assets

Financial assets are assessed for indicators of impairment at each date of the statement of financial position. Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows of the investment have been impacted. For financial assets carried at amortised cost, the amount of the impairment is the difference between the asset's carrying amount and the present value of estimated future cash flows, discounted at the original effective interest rate.

The carrying amount of a financial asset is reduced through the use of an allowance account. When a trade receivable is uncollectible, it is written off against the allowance account. Subsequent recoveries of amounts previously written off are credited against the allowance account.

Derecognition of financial assets

The Group derecognises a financial asset only when the contractual rights to the cash flows from the asset expire; or it transfers the financial asset and substantially all the risks and rewards of ownership of the asset to another entity. If the Group neither transfers nor retains substantially all the risks and rewards of ownership and continues to control the transferred asset, the Group recognises its retained interest in the asset and an associated liability for amounts it may have to pay. If the Group retains substantially all the risks and rewards of ownership of a transferred financial asset, the Group continues to recognise the financial asset and also recognises a collateralised borrowing for the proceeds received. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 127STRATEGIC REPORT

Classification as debt or equity

Debt and equity instruments are classified as either financial liabilities or as equity in accordance with the substance of the contractual arrangement.

3. Summary of significant accounting policies (continued)

3.16. Financial instruments (continued)

Revaluation reserves

A part of the Group companies have elected the revaluation method as a method of subsequent measurement. When the carrying amount of such assets increases on revaluation, the increase is recognized in other comprehensive income and accumulated within equity as a revaluation reserve. Revaluation is performed with sufficient regularity to ensure that the carrying amount does not differ materially from the one that would be measured at fair value at the date of the statement of financial position. On derecognition of such an asset (as a result of retirement or disposal), the revaluation reserve accumulated in equity relating to that asset can be transferred directly to retained earnings.

The Group may have a monetary item as an amount receivable from, or payable to a foreign entity. An item neither planned to be settled nor likely to arise in the foreseeable future is essentially part of the entity's net investment in a foreign operation and accounted for in accordance with IAS 21. The Group recognizes foreign exchange differences arising from monetary items that are part of the net foreign investment initially in other comprehensive income and accumulates them under a separate component of equity - revaluation reserves.

On disposal of a net investment in a foreign operation, the entire balance of exchange differences is transferred from equity to profit or loss (as a reclassification adjustment).

3.17. Contingencies

Contingent liabilities are not recognised in financial statements. They are disclosed only when the possibility of outflow of resources embodying economic benefits is certain. A contingent asset is not recognised in the financial statements but it is disclosed when the inflow of economic benefits becomes probable.

3.18. Događaji nakon datuma izvještaja o financijskom položaju

Events after the date of the statement of financial position that provide additional information about the Group's position at that date (adjusting events) are reflected in the financial statements. Post-year-end events that are not adjusting events are disclosed in the notes when material.

3.19. Objava segmentalne analize

Group keeps records and publishes business results for its basic business segments. Segments divided according to geographical position are the basis for segment reporting. Certain financial information for each geographical position are presented in Note 5.

Group presents its revenue according to geographical position, but it does not keep records information about non-current assets and revenue from external buyers generated in those areas.

4. Critical accounting judgements and key sources of estimation uncertainty

In the application of the Group's accounting policies, which are described in Note 3, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on past experience and other factors that are considered to be relevant. Actual results may differ from those estimates.

The estimates and underlying assumptions are continually reviewed. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period or in the period of revision and future periods if the revision affects both current and future periods.

Areas of estimation include, but are not limited to, depreciation periods and residual values of property, plant and equipment, and of intangible assets, value adjustment of inventories, impairment of receivables, and litigation provisions. The key areas of management estimation in applying the Group's accounting policies that had a most significant impact on the amounts recognized in the financial statements were as follows.

Useful life of property, plant and equipment

As described in the Note 3.8, the Group reviews the estimated useful lives of property, plant and equipment at the end of each annual reporting period. Property, plant and equipment are recognised initially at cost, less accumulated depreciation.

Availability of taxable profits against which the deferred tax assets could be recognised

A deferred tax asset is recognized for unused tax losses only to the extent that it is probable that the related tax benefit will be realised. In determining the amount of deferred taxes that can be recognised significant judgements are required, which are based on the probable quantification of time and level of future taxable profits, together with the future tax planning strategy. In 2015, deferred tax assets on available tax differences were recognised. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 129STRATEGIC REPORT

Impairment allowance on trade receivables

Management provides for doubtful receivables based on a review of the overall ageing of all receivables and a specific review of significant individual amounts receivable. The allowance for amounts doubtful of collection is charged to the statement of comprehensive income for the year.

Actuarial estimates used in determining the retirement benefits

The cost of defined benefits is determined using actuarial estimates. Actuarial estimates involve assumptions about discount rates, future salary increases and the mortality or fluctuation rates. Because of the long-term nature of those plans, there is uncertainty surrounding those estimates.

Notes to the consolidated financial statements (continued) For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

5. Segment information

The Group has adopted IFRS 8 Operating Segments with effect from 1 January 2009. IFRS 8 requires operating segments to be identified on the basis of internal reports about components of the Group that are regularly reviewed by the chief operating decision maker in order to allocate resources to the segments and to assess their performance.

Segment revenue and results

Segment revenue analysis by country:

2015 2014
Slovenia 307,814 301,571
Russia 255,129 320,777
France 159,719 111,101
Germany 114,510 91,897
Other countries 165,191 44,207
1,002,363 869,553

6. Sales

Sales represent amounts receivable (excluding excise and similar duties) for goods sold and services rendered.

2015 2014
Foreign sales 972,189 794,580
Domestic sales 30,174 74,973
1,002,363 869,553

7. Other income

2015 2014
Income from consumption of own products and services 1,773 1,377
Income from bonuses provided by suppliers 1,447 2,222
Income from reversal of provisions for long-service benefits 1,302 1,568
Income from reversal of retirement benefit provisions 688 1,084
Income from reversal of unused vacation provisions 141 -
Income from sale of assets 297 5,487
Income from damages collected 15 789
Other operating income 17,369 15,397
23,032 27,924

8. Cost of raw material and supplies

Cost of direct and auxiliary materials 429,985 394,632
Electricity 19,441 18,332
Other raw material and supplies 32,812 21,954
____
482,238
____
434,918

9. Cost of goods sold

23,032 27,924
Other operating income consist mostly of compensations for damages, overstock and other extraordinary in
come.
STRATEGIC REPORT
8. Cost of raw material and supplies
2015 2014 B
Cost of direct and auxiliary materials
Electricity
Other raw material and supplies
429,985
19,441
32,812
394,632
18,332
21,954
____
482,238
____
434,918
9. Cost of goods sold CORPORATE GOVERNANCE
2015 2014
Cost of goods and spare parts sold
Cost of direct material sold
Cost of goods sold
Other costs of goods sold
27,601
18,338
6,661
27
5,994
3,388
21,789
5,056
C
____
52,627
____
36,227
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 131

10. Staff costs

2015 2014
Net wages and salaries
104,781
101,837
Taxes and contributions out of salaries
36,571
32,582
Contributions on salaries
28,508
29,188
Other staff costs
17,700
18,589
____
187,560
____
182,196

Other staff costs comprise per diems, overnight accommodation costs and business travel costs, costs of commutation and reimbursement of other business related costs.

11. Depreciation and amortisation

2015 2014
Depreciation (Note 23) ____
54,489
____
46,877
Amortisation (Note 22) 18,709 12,113
____
73,198
____
58,990

12. Service cost

2015 2014
Transport ____
25,329
____
23,911
Know-how costs 10,693 51
Rental costs 9,966 8,099
Current and preventive maintenance of machinery 5,847 3,236
Municipal utility fees 3,293 1,631
Tool modification costs 2,115 1,219
Telecommunication and information system costs 1,365 1,958
Water supply 1,261 1,090
Forwarding and shipping costs 551 672
Other service costs 12,282 24,342
____
72,702
____
66,209

13. Other external expenses

2015 2014
Temporary service costs -
tools
46,569 83,572
Professional service cost 6,277 5,436
Customer complaints 3,953 841
Net book value of disposed property, plant and equipment 2,842 3,919
Insurance premiums 2,165 3,024
Bank charges 2,118 2,126
Payment operation charges 1,902 1,457
Communal fees for the use of construction plots 1,706 1,588
Cost of goods provided free of charge 920 762
Entertainment and hospitality 733 701 STRATEGIC REPORT
Other fees (Supervisory Board) 716 483
Professional training and literature 638 618
Occupational Health and Safety service costs 572 526
Other external expenses 19,262 11,923 B
90,373 116,976
Property tax 2015
208
2014
1,472
CORPORATE GOVERNANCE
Other operating expenses 18,662
____
8,024
____
18,870 9,496
Other operating expenses consist mostly of damages paid, shortfalls and other extraordinary expenses. C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 133

14. Other operating expenses

2015 2014
Property tax
Other operating expenses
208
18,662
1,472
8,024
____
18,870
____
9,496

15. Provisions for risks and charges

2015 2014
Provisions under actuarial calculations ____
3,483
____
1,990
Litigation provisions 1,710 370
Vacation accruals - 1,039
Other provisions for risks and charges 360 21
____
5,553
____
3,420

16. Finance revenue

____
121,454
____
Other financial income
38
1,562
Interest income
9,675
9,301
____
Foreign exchange gains
111,741
____
30,540
2015 2014

17. Financial expenses

2015 2014
Foreign exchange losses ____
123,634
____
35,405
Interest expense 29,597 25,762
Other financial expenses - 2,012
____ ____
153,231 63,179

18. Share in the profit from investments in associates

2015 2014
Share in the
profit of associates recognised as income
47,392 40,227
Share in the loss of associates recognised as an expense (10,934) (7,328)
36,458 32,899

19. Income tax

Income tax comprises the following:

2015 2014
Deferred tax
Current tax
___
299
(439)
___
(132)
(12)
___
(140)
___
(144)

Deferred tax, as presented in the statement of financial position, is as follows:

2015 2014
Balance
at
1
January
Recognised deferred tax assets
___
15,568
6,831
___
(397)
15,955
STRATEGIC REPORT
Balance
at
31
December
___
22,399
___
15,568
B
CORPORATE GOVERNANCE
C
FINANCIAL STATEMENTS
Your needs. Our drive.
ANNUAL REPORT 2015 OF AD PLASTIK GROUP 135

19. Income tax (continued)

Deferred tax assets arise from the following:

2015. Opening
balance
Charged to the state
ment of comprehen
sive
income
Closing bal
ance
Temporary differences: ___ ___ ___
Provisions for long-service and termination benefits 3,806 237 4,043
Reserves from translation of foreign currencies, net 24,766 1,854 26,619
Movements in reserves on revaluation of property,
plant and equipment and intangible fixed assets
(13,004) 4,741 (8,263)
Balance
at
31
December
___
15,568
___
6,831
___
22,399
2014. Opening
balance
Credited to the state
ment of comprehen
sive income
Closing bal
ance
Temporary differences: ___ ___ ___
Provisions for long-service and termination benefits 1,992 1,814 3,806
Reserves from translation of foreign currencies, net - 24,766 24,766
Movements in reserves on revaluation of tangible and
intangible fixed assets
(2,379) (10,625) (13,004)
Balance
at
31
December
___
(387)
___
15,955
___
15,568

19. Income tax (continued)

Reconciliation between the accounting and tax results is shown as follows:

2015 2014
Accounting
profit
before
tax
46,362 5,061
Effect of tax base increasing items
Effect of tax base decreasing items
___
6,330
(2,425)
___
7,554
(2,946)
Tax
base
___
50,267
___
9,669
Tax at the weighted average rate
Tax reliefs
___
5,322
(4,883)
___
2,663
(2,651)
Income
tax
expense
___
439
___
12

20. Other comprehensive income

On 24 October 2012 the parent company filed with the Ministry of Economy the Application for Incentive
Measures for the investment project "Expansion of Production for the Purpose of Export of Car Industry Prod
ucts", in accordance with the Act on Investment Promotion and Development of Investment Climate (OG
111/2012 and 28/2013) and the Investment Promotion and Development of Investment Climate (OG 40/2013).
STRATEGIC REPORT
As a result, the parent company made investments in fixed assets in 2015, having thus met the prerequisites
for the utilization of the tax incentives for 2015.
B
The Tax Administration performed at the parent company a supervisory audit of the calculation, recognition,
filing and payment of the value-added tax and corporate income tax in the period from 1 January to 31 Decem
ber 2013. The audit was carried out at the business premises of the taxpayer and the Office for Large Taxpayers
of the Tax Administration of the Republic of Croatia in the period from 27 October 2014 to 19 June 2015.
On 19 June 2015, a 'no-objection' tax audit findings report was issued.
20. Other comprehensive income CORPORATE GOVERNANCE
31.12.2015. 31.12.2014.
Balance
at
beginning
of
the
year
___
(56,562)
___
-
C
Exchange differences on translation of a foreign operation ___
(9,269)
___
(123,828)
Movements in reserves on revaluation of tangible and intangible fixed
assets
(23,704) 53,125
Income tax on exchange rate losses from translation of a foreign op
eration and changes in the revaluation reserve
6,594 14,141 FINANCIAL STATEMENTS
Balance
at
end
of
year
(82.940) (56,562)
Your needs. Our drive.
ANNUAL REPORT 2015 OF AD PLASTIK GROUP 137

21. Earnings per share

Basic earnings per share are determined, by dividing the Group's net profit by the weighted average number of ordinary shares in issue during the year, excluding the average number of ordinary shares redeemed and held by the Group as treasury shares. The basic earnings per share equal the diluted earnings per share, as there are currently no share options that would potentially increase the number of issued shares.

2015 2014
Net profit
attributable to the shareholders of the Group
___
46,222
___
4,917
Weighted average number of shares 4,168 4,168
Basic
and
diluted
earnings
per
share
(in
kunas
and
lipas)
___
11.09
___
1.18

22. Intangible assets

Licence Software Projects Total
Cost
Balance
at
31
December
2013
55 7,773 188,973 196,801
Additions - 19 44,263 44,282
Disposals and retirements - - (1,136) (1,136)
Balance
at
31
December
2014
___
55
___
7,792
___
232,100
___
239,947
Additions - 650 25,778 26,428
Disposals and retirements - - (8,499) (8,499)
Balance
at
31
December
2015
55 8,442 249,379 257,876
___ ___ ___ ___
Accumulated
amortisation
Balance
at
31
December
2013
___
-
2,674 98,413 101,087
Charge for the year - 1,610 10,503 12,113
Disposals and retirements - - - -
Balance
at
31
December
2014
___
-
___
4,284
___
108,916
___
113,200
Charge for the year ___
-
___
950
___
17,759
___
18,709
Disposals and retirements - - (13) (13)
Balance
at
31
December
2015
___
-
_
____
5,234
____
126,662
____
131,896
___
_
____ ____ ____
Net
book
value
At
31
December
2015
55 3,208 122,717 125,980
___ ___ ___ ___

23. Property, plant and equipment

Land Buildings Plant and
equipment
Assets under
construction
Others Total
Cost
Balance
at
31
December
2013
143,636 309,742 502,607 133,704 1,549 1,091,238
Additions - 150 - 90,261 2,463 92,874
Transfer from assets under
development
- 4,468 126,173 (130,641) - -
Disposals and retirements (1,244) (9,589) (6,929) - - (17,762)
Balance
at
31
December
2014
142,392 304,771 621,851 93,324 4,012 1,166,350
Additions - - 31,852 27,130 1,335 60,317
Transfer from assets under
development
- 37,416 45,574 (82,990) - -
Disposals and retirements (1,259) (11,076) (61,468) (3,392) (147) (77,342)
Balance
at
31
December
2015
141,133 331,111 637,809 34,072 5,200 1,149,325
Accumulated
depreciation
Balance
at
31
December
2013
- 72,820 305,652 - 1,549 380,021
Charge for the year 2014 - 5,848 39,934 - 1,095 46,877
Disposals and retirements - - (6,595) - - (6,595)
Balance
at
31
December
2014
- 78,668 338,991 - 2,644 420,303
Charge for the year 2015 - 4,139 50,072 - 278 54,489
Disposals and retirements - - (20,871) - - (20,871)
Balance
at
31
December
2015
- 82,807 368,192 - 2,922 453,921
Net
book
value
At
31
December
2015
141,133 248,304 269,617 34,072 2,278 695,404
At
31
December
2014
142,392 226,103 282,860 93,324 1,368 746,047

At 31 December 2015, the net book value of tangible assets pledged as collateral with commercial banks amounts to HRK 360,948 (31 December 2014: HRK 392,904 thousand), and the outstanding balance of short-term and long-term borrowings secured by those assets is HRK 374,740 thousand (31 December 2014: HRK 352,110 thousand).

24. Investments in associates

ration and business
2015
2014
2015
2014
Manufacture of other
Mioveni,
EURO AUTO PLAS
50,00%
50,00%
86,481
81,732
motor vehicle spare
TIC SYSTEMS
Romania
parts and accessories
Manufacture of other
Nanterre,
FAURECIA ADP
40,00%
40,00%
-
10,934
motor vehicle spare
HOLDING
France
parts and accessories
CENTAR ZA
ISTRAŽIVANJE I
Automotive industry
Zagreb,
24,00 %
-
27
-
RAZVOJ AUTOMO
research and devel
Croatia
BILSKE INDUS
opment
TRIJE
STRATEGIC REPORT
86,508
92,666
Amount of
New
Amount of
Country of
Share in
Name of associ
equity
investments
equity
incorporation
the result for
Dividends paid
ate
investment
made during
investment
and business
the year 2014
31.12.2013.
the period
31.12.2014.
Mioveni,
EURO AUTO PLAS
82,492
40,227
-
(40,987)
81,732
B
TIC SYSTEMS
Romania
Nanterre,
FAURECIA ADP
18,262
(7,328)
-
-
10,934
HOLDING
France
CORPORATE GOVERNANCE
Total
100,754
32,899
-
(40,987)
92,666
Amount of
New
Amount of
Country of
Share in
Name of associ
equity
investments
equity
incorporation
the result for
Dividends paid
ate
investment
made during
investment
and business
the year 2015
31.12.2014.
the period
31.12.2015.
Mioveni,
EURO AUTO PLAS
81,732
46,712
-
41,963
86,481
TIC SYSTEMS
Romania
C
Nanterre,
FAURECIA ADP
10,934
(10,934)
-
-
-
HOLDING
France
CENTAR ZA
ISTRAŽIVANJE I
Zagreb,
FINANCIAL STATEMENTS
-
3
24
-
27
RAZVOJ
Croatia
AUTOMOBILSKE
INDUSTRIJE
Total
92,666
35,781
24
41,963
86,508
Your needs. Our drive.
ANNUAL REPORT 2015 OF AD PLASTIK GROUP
Name of associate Principal activity Country of incorpo Ownership interest in % Amount of equity investment,
HRK'000
141

25. Other financial assets

31.12.2015. 31.12.2014.
Long-term loans to associates ____
37,735
____
44,156
Long-term loans to unrelated companies 9,788 11,543
Other financial assets 62 64
Current portion of long-term loan receivables (1,500) (3,137)
____
46,085
____
52,626

Long-term loans have been provided to associated companies at an interest rate of 20.16 percent (2014: 12.79% – 20.34 %) and mature in 2017, whereas long-term loans to third parties have been provided at an interest rate of 6.00 percent (2014: 6.00 %), with the ultimate maturity in 2021.

26. Inventories

31.12.2015. 31.12.2014.
Raw material and supplies on stock ____
65,039
____
67,176
Finished products 18,576 18,787
Merchandise on stock 9,907 1,705
Work in progress 4,264 6,647
____
97,786
____
94,315

27. Trade receivables

31.12.2015. 31.12.2014.
Foreign trade receivables ____
140,470
____
206,143
Domestic
trade receivables
6,662 9,835
Impairment allowance on receivables (3,388) (8,569)
____
143,744
____
207,409

The average credit period on sales is 69 days (2014: 72 days). The Group has provided for all for all sued debtors, regardless of the past due period, as well as for all receivables that are past due and assessed as doubtful of collection.

The Group seeks and obtains from its domestic customers debentures as collateral for receivables, which are issued in the amount of the receivables.

31.12.2015. 31.12.2014.
Revoz, Slovenia 30,061 57,883
OAO Avtovaz, Russia 18,489 31,784
Reydel Automotive France, France 15,570 36,586
Grupo Antolin, Czech Republic 8,754 21,487
FCA Melfi, Italy 7,015 2,040
Peugeot Citroen SA, France 6,668 5,524
EURO APS, Romania 4,883 3,961
Hella Saturnus, Slovenia 6,160 6,779
Renault, France 6,063 2,130
Smart Brabus GmbH, Germany 4,228 -
Ford Espana, Spain 3,553 4,490
Mandeks, Croatia 2,281 -
United Automobile Group, Russia 2,187 2,646
Ford Werke, Germany 2,069 3,544
FCA Poland S.A., Poland 1,864 -
Plastic Components and Modules, Italy 1,681 -
GM-Avtovaz, Russia 1,470 1,858
Nissan, Russia 1,456 286
Other debtors 22,680 34,980
Less: impairment allowance on trade receivables (3,388) (8,569)
143,744 207,409

27. Trade receivables (continued)

Movements in the impairment allowance on doubtful trade receivables are presented as follows:

2015 2014
Balance at beginning of the year ____
7,417
____
8,890
Amounts collected or written-off during the year (4,056) (1,473)
Total
impairment
allowance
on
domestic
trade
receivables
____
3,361
____
7,417
Balance at beginning of the year 1,152 1,271
Amounts collected or written-off during the year (1,125) (119)
Total
impairment
allowance
on
foreign
trade
receivables
____
27
____
1.152
Total
impairment
allowance
3,388 8,569

All receivables provided against are under litigation or included in bankruptcy estate. Ageing analysis of impaired receivables:

31.12.2015. 31.12.2014.
Over 365 days ____
3,388
____
8,569
____
3,388
____
8,569

Ageing analysis of receivables past due but not impaired:

31.12.2015. 31.12.2014.
0

365 days
____
19,430
____
8,126
Over 365 days - 1,254
____
19,430
____
9,380

27. Trade receivables (continued)

Receivables from associated companies:

31.12.2015. 31.12.2014.
Trade receivables 4,883 3,961
4,883 3,961

28. Other receivables

Receivables from the State and state institutions institutions 10,182 18,097
Due from employees 382 482
Other receivables 4,487 5,759
____
34,209
____
48,528

29. Current financial assets

Receivables from the State and state institutions institutions
Due from employees
Other receivables
10,182
382
4,487
18,097
482
5,759
STRATEGIC REPORT
____
34,209
____
48,528
Amounts due from the State and state institutions comprise receivables from the State Budget in respect of
VAT refund, refunds from the Croatian Health Insurance Fund and similar.
Prepayments made comprise mainly prepayments for purchases of production equipment and tools.
B
29. Current financial assets
31.12.2015. 31.12.2014.
ans
Short-term loans
Current portion of given long-term loans
Deposits
____
2,259
1,500
2,357
__
3,209
3,137
9,193
CORPORATE GOVERNANCE
____ __
Short-term loans to unrelated companies represent a loan given to Autocentar-Merkur d.d., Zagreb, with an in
terest rate of 7.2 percent, which is due in the last quarter of 2016.
6,116 15,539 C
Deposits relate to a of AO ADP/ZAO PHR for a term of six months and with an interest rate of 9.22 percent. FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 145

30. Cash

31.12.2015. 31.12.2014.
Current account balance ____
12,384
____
7,806
____
12,384
____
7,806

31. Prepaid expenses and accrued income

Accrued income in the amount of HRK 31,739 thousand (31 December 2014: HRK 64,248 thousand) relates to the value of investment made in the manufacture of tools for a known customer. Income from the manufacture of tools is recognised using the stage-of-completion method to determine the amount of income and costs attributable to a certain period.

31.12.2015. 31.12.2014.
Other accrued income on tools ____
31,739
____
64,248
Prepaid expenses 7,280 14,444
Other accrued income 6,171 6,597
____
45,190
____
85,289

32. Share capital

Subscribed capital amounts to HRK 419,958 thousand and consists of 4,199,584 shares, with a nominal value of HRK 100.00 per share (2014: HRK 419,958 thousand; 4,199,584 shares, with a nominal value of HRK 100,00 each).

Shareholders holding over 2 percent of the shares at 31 December 2015 were as follows:

Shareholder Headquarters Number of
shares
Ownership
in %
Type of
account
OAO HOLDING AUTOKOMPONENTI Saint Petersburg, Russia 1,259,875 30.00% Primary
account
HYPO ALPE-ADRIA-BANK d.d. / RAIFFEISEN B-CATE
GORY MANDATORY PENSION FUND
Zagreb, Croatia 269,462 6.42% Pension
fund
ADP-ESOP d.o.o. Zagreb, Croatia 212,776 5.07% Primary
account
HYPO ALPE-ADRIA-BANK d.d. / PBZ CROATIA OSIG
URANJE B-CATEGORY MANDATORY PENSION FUND
Zagreb, Croatia 119,640 2.85% Custody
account
HRVATSKA POŠTANSKA BANKA D.D./ KAPITALNI
FOND d.d.
Zagreb, Croatia 116,541 2.78% Custody
account
STRATEGIC REPORT
SOCIETE GENERALE-SPLITSKA BANKA d.d. / ERSTE
PLAVI B-CATEGORY MANDATORY PENSION FUND
Split, Croatia 115,353 2.75% Pension
fund
PBZ d.d. Zagreb, Croatia 111,366 2.65% Custody
account
B
ERSTE & STEIERMARKISCHE BANK d.d. Zagreb, Croatia 105,349 2.51% Custody
account
SOCIETE GENERALE-SPLITSKA BANKA d.d. / AZ B
CATEGORY MANDATORY PENSION FUND
Split, Croatia 93,900 2.24% Pension
fund
ZAGREBAČKA BANKA d.d. Zagreb, Croatia 86,777 2.07% Custody
account
CORPORATE GOVERNANCE
Other shareholders - 1,708,545 40.66% -
Total: 4,199,584 100.00%
C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 147

33. Provisions

Short-term Long-term
31 December
2015
31 December
2014
31 December
2015
31 December
2014
Jubilee awards (long-service benefits) - - 1,759 1,302
Retirement/termination benefits - - 1,724 688
Legal actions 5,430 3,720 - -
Provisions for taxes - 51 - -
Vacation accrual 2,631 3,197 - -
Other provisions 546 638 - -
8,607 7,606 3,483 1,990

Movement in provisions is presented as follows:

Jubilee
awards
(long
service
benefits)
Termina
tion and
retire
ment
benefits
Legal
actions
Provi
sions for
taxes
Vacation
accrual
Other
provi
sions
Total
At
1
January
2014
1,568 1,084 3,351 1,105 2,158 967 10,233
Increase/(de
crease) of provi
sions
(266) (396) 369 (1,054) 1,039 (329) (637)
At
31
December
2014
1,302 688 3,720 51 3,197 638 9,596
Increase/(de
crease) of provi
sions
457 1,036 1,710 (51) (566) (92) 2,494
At
31
December
2015
___
1,759
_
___
1,724
_
___
5,430
_
__
-
___
2,631
_
__
546
___
12,090
_

33. Provisions (continued)

Long-service and termination benefits

Defined benefit plan

According to the Union Agreement, the Company has the obligation to pay long-service (jubilee awards), retirement and other benefits to its employees. The Company operates a defined benefit plan for qualifying employees. Retirement and long-service benefits are defined in the Union Agreement. No other post-retirement benefits are provided.

Long-service benefits are paid for full years of service in the month of the current year in which the service is determined as completed.

The present value of defined benefit obligations and the related current and past service cost have been determined using the Projected Credit Unit method.

Key assumptions used in calculating the required provisions are the discount rate of 3.65% and the rate of fluctuation of 3.96%. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 149STRATEGIC REPORT

34. Long-term borrowings and other long-term debt

31.12.2015. 31.12.2014.
Long-term borrowings ___
340,517
____
301,471
Current portion of long-term borrowings (Note 37) (77,925) (89,127)
___
262,592
____
212,344
Long-term borrowings for purchase of machinery 28,488 26,239
___
291,080
____
238,583

Long-term borrowings are mainly those realized through programs of HBOR and are used to finance capital investments and development projects. Instruments of collateral provided for the for long-term loans include mortgage on real estate and/or equipment and payment instruments. The existing long-term loans are ultimately repayable in the period 31 March 2016 – 31 December 2021.

In 2015, the weighted average interest rate on the long-term loans in 2015 was 4.40 percent.

The Group regularly meets all its obligations arising from the loans and observes all the conditions specified in the underlying contracts.

Movements in long-term borrowings during the year:

2015 2014
Balance
at
1
January
____
212,344
____
255,816
New loans raised 116,906 80,496
Amounts repaid (66,658) (123,968)
Balance
at
31
December
____
262,592
____
212,344

35. Advances received

31.12.2015. 31.12.2014.
Foreign customers ____
16,441
____
57,224
Domestic customers 7,172 -
____
23,613
____
57,224

Advances received from foreign customers represent cash advanced from known customers for ordered tools.

36. Trade payables

31.12.2015. 31.12.2014.
Foreign trade payables ____
99,987
____
219,295
Domestic trade payables 80,524 51,130
____
180,511
____
270,425

Average payment period for trade payables during 2015 equaled to 95 days (2014: 85 days).

37. Short-term borrowings

31.12.2015. 31.12.2014.
Short-term loans -
principal payable
____
84,108
____
194,548
Current portion of long-term borrowings (Note 34) 77,925 89,127
Short-term borrowings -
interest payable
1,067 1,668
____
163,100
____
285,343

38. Other current liabilities

Short-term loans -
principal payable
____
84,108
____
194,548
STRATEGIC REPORT
Current portion of long-term borrowings (Note 34) 77,925 89,127
Short-term borrowings -
interest payable
1,067
____
1,668
____
163,100 285,343
The short-term borrowings were used to finance development projects and for working capital purposes. Instru
ments of collateral provided for the short-term borrowings are payment instruments. The largest portion of the
total short-term borrowings consists of revolving facilities and approved overdrafts on current accounts with
the limits renewable on an annual basis.
B
The short-term borrowings represent loans provided by commercial banks, with an average interest rate of 5.49
percent.
38. Other current liabilities CORPORATE GOVERNANCE
31.12.2015. 31.12.2014.
Due to the State and State institutions ____
15,042
____
11,618
Amounts due to employees 9,899 10,174
Liabilities in respect of the share in the result 28 - C
Other current liabilities 1,654 6,796
____
26,623
____
28,588
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 151

39. Accrued expenses and deferred income

31.12.2015. 31.12.2014.
Accrued tool expenses ____
15,400
____
13,075
Due to the State and State institutions 29 256
Other current liabilities 2,191 339
____
17,620
____
13,670

40. Goodwill

31.12.2015. 31.12.2014.
Goodwill ____
7,612
____
8,908
____
7,612
____
8,908

Recognised goodwill relates to the difference between the net assets of KZA and the value paid for the purchase of KZA by ZAO AD Plastik Kaluga.

Pursuant to International Financial Reporting Standard 3 "Business Combinations", the Group has at 31 December 2013 recognized the business combination at provisional amounts because the fair values of identifiable assets, liabilities and contingent liabilities of the acquiree could be determined only provisionally. The Group acquired the control of the acquiree at 31 December 2013 and has completed the recognition of the business combination within 12 months of the acquisition. Due to that, the value of goodwill has been adjusted in the statement of financial position at December 31, 2013.

Goodwill trend in a year can be presented as follow:

2015 2014
At
1
January
___
8,908
__
13,495
FX differences _
(1,296)
__
(4,587)
At
31
December
___
7,612
__
8,908

41. Remuneration paid to the members of the supervisory board, management board and executive directors

The total remuneration provided to the members of the Supervisory Board, the Management Board and executive directors in 2015 amounts to HRK 15,576 thousand (2014: HRK 14.350 thousand).

42. Financial instruments and risk management

42.1 Gearing ratio

The Group's gearing ratio, expressed as the ratio of net debt to equity, is as follows:

31.12.2015. 31.12.2014.
Short-term borrowings 163,100 285,343
Long-term borrowings 262,592 212,344
Cash and cash equivalents (12,384) (7,806)
Net
debt
413,308 489,881
Equity 622,956 606,478
Net
debt-to-equity
ratio
66.35% 80.77%

42.2 Categories of financial instruments

Net
debt-to-equity
ratio
66.35% 80.77%
42.2 Categories of financial instruments
31.12.2015. 31.12.2014.
Financial
assets
Loans and receivables 320,656 407,130
Cash and cash equivalents 12,384 7,806
Financial
liabilities
Trade and other payables 215,705 344,619
Borrowings 425,692 497,687
At the reporting date there are no significant concentrations of credit risk for loans and receivables des
ignated at fair value through the statement of comprehensive income. Excluded from the balance are
amounts receivable from and payable to the state.
42.3 Financial risk management objectives
The Treasury function of the Group provides services to the business, co-ordinates access to domestic
and international financial markets, monitors and manages the financial risks relating to the operations
of the Company through internal risk reports which analyse exposures by degree and magnitude of risks.
These risks include market risk (including currency risk, fair value interest rate risk and price risk), credit
risk, liquidity risk and cash flow interest rate risk.
The Company seeks to minimise the
its exposure to currency risk on a part of the borrowings.
effects of these risks. The Group uses hedging instruments to hedge

42.3 Financial risk management objectives

42.4 Price risk management

The largest markets on which the Group provides its services and sells its products comprise the EU market and the market of the Russian Federation. The management determines the prices of its products separately for domestic and foreign markets by reference to the market prices.

42.5. Interest rate risk

Interest rate risk is the risk that the value of a financial instrument will fluctuate due to changes in market interest rates relative to the interest rate, which applies to the financial instrument. Interest rate cash flow risk is the risk that the interest cost of an instrument will fluctuate over time. The interest rate risk exposure is low, as there are no financial instruments at variable rates.

42.6. Credit risk

The Group is exposed to credit risk through loans and trade receivables. Loans are granted to its subsidiaries and as such credit risk is under the control of the Company. Trade receivables are presented net of allowance for bad and doubtful accounts.

The six largest customers of the Group are Revoz, Slovenia; OAO Avtovaz, Russia; Reydel Automotive France; Grupo Antolin, Czech Republic; Hella Saturnus, Slovenia; and Peugeot Citroen Automobiles, France. Revenues generated by the sales to these business partners make up over 80 percent of the total sales. In 2015 the Company generated 62.20% percent of its sales from its major customer, Renault and its subsidiaries (2014: 64.52%).

It is the policy of the Company to transact with financially sound companies where the risk of default is minimised.

42.7. Foreign currency risk management

The Group undertakes certain transactions denominated in foreign currencies. Hence, exposures to exchange rate fluctuations arise. The carrying amounts of the Group's foreign-currency denominated monetary assets and monetary liabilities at the reporting date are provided in the table below using exchange rates of the Croatian National Bank.

As
at
31
Assets Liabilities Net
FX
position
December 2015 2014 2015 2014 2015 2014
EUR 131,250 185,189 587,527 509,896 (456,277) (324,707)
RUR 90,612 103,993 57,868 43,696 32,744 60,297
RSD 3,744 24,496 - 2,290 3,744 22,206
USD 356 649 1,029 792 (673) (143)
GBP 3 - 239 157 (236) (157)
CHF - - - - - -
JPY - - - - - -
225,965 314,327 646,663 556,831 (420,698) (242,504)
Croatian kuna against the euro and a 10 percent change of the Croatian kuna against the Russian rouble
specified above. in 2015 and 2014. The sensitivity analysis includes only outstanding foreign currency denominated mon
etary items and their translation at the year-end. A negative figure below indicates a decrease in profit
and a positive figure where the Croatian kuna changes against the relevant currency for the percentage
Russian rouble (RUR). The following table details the Group's sensitivity to a 2 percent change of the
EUR
2015
impact
2014
Change in exchange differences (2%) +/-
9.119
+/- 4.445
RUR impact
2015 2014
Change in exchange differences (10%) +/-
3.275
+/- 6.166

Foreign currency sensitivity analysis

EUR impact
2015 2014
Change in exchange differences (2%) +/-
9.119
+/-
4.445
RUR impact
2015 2014
Change in exchange differences (10%) +/-
3.275
+/-
6.166

42.8. Liquidity risk management

Ultimate responsibility for liquidity risk management rests with the Management Board. The Group manages its liquidity using banking facilities (overdrafts) and by continuously monitoring forecast and actual cash flows and matching the maturity profiles of financial assets and liabilities.

The following tables detail the Group's remaining contractual maturity for its non-derivative financial assets and liabilities. The tables have been drawn up based on the undiscounted cash flows of financial assets and liabilities based on the earliest date on which the Group can require payment i.e. can be required to pay.

Up
to
1
month
1
to
3
months
3
months
to
1
year
1
to
5
years
Over
5
years
Total
2015 Weighted
average interest
rate
Assets
Non-interest
bearing
65,184 74,935 41,952 - 86,508 268,579
Interest bearing 9.48% 41 - 4,887 65,435 1,709 72,072
65,225 74,935 46,839 65,435 88,217 340,651
Liabilities ___ ___ ___ ___ ___ ___
Non-interest
bearing
4.62% 84,468 81,151 46,535 3,551 - 215,705
Interest bearing 3,693 25,960 145,108 280,770 37,022 492,553
88,161 107,111 191,643 284,321 37,022 708,258
2014
Assets
Non-interest
bearing
21,293 41,741 191,071 - 92,666 346,741
Interest bearing 11.56% 225 11,780 9,471 51,871 2,368 75,715
21,518 53,521 200,542 51,871 95,034 422,486
Liabilities ___ ___ ___ ___ ___ ___
Non-interest
bearing
38,726 19,713 237,927 48,253 - 344,619
Interest bearing 6.48% 5,557 52,697 248,139 201,674 44,861 552,928
44,283 72,410 486,066 249,927 44,861 897,547

42.9. Fair value of financial instruments

Financial instruments held to maturity in the ordinary course of business are carried at the lower of cost and net amount less repaid portion.

The fair value represents the amount for which an asset could be exchanged between knowledgeable, willing parties in an arm's length transaction, except in the event of a forced sale or liquidation. The fair value of a financial instrument is the price quoted on a stock exchange or arrived at using the discounted cash flow method.

At 31 December 2015, the carrying amounts of cash, receivables, short-term liabilities, accrued expenses, short-term borrowings and other financial instruments approximate their fair values due to the shortterm maturity of these assets and liabilities.

43. Events after the reporting period

An Extraordinary Meeting of the Shareholders of the parent company was held on 6 April 2016, at which a decision was adopted to distributed a dividend of HRK 4 per share out of the Company's retained (undistributed) earnings and other reserves from 2014. The dividends will be paid on 22 April 2016. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 157STRATEGIC REPORT

44. Contingent liabilities

Based on the Management's estimate, the Group had no material contingent liabilities at 31 December 2015 which would require to be disclosed in the notes to the financial statements.

As at 31 December 2015 there were no material legal actions with a potential negative outcome for the Group other than those reflected in these financial statements.

45. Approval of the financial statements

These financial statements were approved by the Management Board of AD Plastik d.d. and authorised for issue on 23 April 2016.

For AD Plastik d.d., Solin:

Marinko Došen President of the Management Board

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AD Plastik d.d., Solin

Unconsolidated financial statements together with Independent Auditor's Report for the year ended 31 December 2015

Responsibility for the financial statements

Pursuant to the Accounting Act of the Republic of Croatia, the Management Board is responsible for ensuring that financial statements are prepared for each financial year in accordance with International Financial Reporting Standards ("the IFRSs"), as adopted in the European Union, which give a true and fair view of the financial position and results of operations of AD Plastik d.d. Solin, (the "Company") for that period.

After making enquiries, the Management Board has a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, the Management Board continues to adopt the going concern basis in preparing the financial statements.

In preparing those financial statements, the Management Board is responsible for:

  • selecting suitable accounting policies and then applying them consistently;
  • making reasonable and prudent judgements and estimates;
  • following applicable accounting standards and disclosing and explaining any material departure in the financial statements;
  • preparing the financial statements under the going concern principle unless it is inappropriate to presume that the Company will continue in business.

The Management is responsible for keeping proper accounting records, which disclose with reasonable accuracy at any time, the financial position of the Company and their compliance with the Croatian Accounting Act. The Management is also responsible for safeguarding the assets of the Company, and hence, for taking reasonable steps for the prevention and detection of fraud and other irregularities. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 159STRATEGIC REPORT

Signed on behalf of the Management Board by:

Marinko Došen President of the Management Board

AD Plastik d.d. Matoševa 8 21210 Solin Republic of Croatia

23 April 2016

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Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 161STRATEGIC REPORT

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Unconsolidated statement of comprehensive income For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Notes 2015 2014
Sales 6 753,704 598,399
Other income 7 14,325 16,296
Total
income
____
768,029
____
614,695
(Decrease) / increase in the value of work in progress and ____
finished products (3,256) 3,573
Cost of raw material and supplies 8 (365,394) (270,684)
Cost of goods sold 9 (56,203) (53,247)
Service costs 10 (55,908) (44,176)
Staff costs 11 (133,677) (112,557)
Depreciation and amortisation 12 (42,878) (33,301)
Other operating expenses 13 (76,394) (82,418)
Provisions for risks and charges 14 (5,194) (3,399)
Impairment of non-current financial assets 15 (30,220) (36,777)
Total
operating
expenses
____
(769,124)
____
(632,986)
Profit
from
operations
____
(1,095)
____
(18,291)
Financial income 16 ____
65,388
____
64,007
Financial expenses 17 (32,041) (32,848)
Financial
income
____
33,347
____
31,159
Profit
before
taxation
____
32,252
____
12,868
Income tax expense 18 ____
299
____
(144)
Profit
for
the
year
____
32,551
____
12,724
Items
that
may
be
included
subsequently
in
profit
or
loss:
____ ____
Exchange differences on translation of a foreign operation,
net
19 ____
(12,273)
____
(32,707)
Total
comprehensive
income
/
(loss)
for
the
year
20,278 (19,983)
Earnings per share ____ ____
Basic and diluted earnings per share (in kunas and lipas) 20 7,81 3,05

Unconsolidated statement of financial position

At 31 December 2015 (All amounts are expressed in thousands of kunas)

Notes 31.12.2015 31.12.2014
ASSETS
Non-current
assets
Intangible assets 21 99,186 95,025
Property, plant and equipment 22 511,442 518,082
Investments in subsidiaries and associates 23 66,155 96,352
Other financial assets 24 121,108 135,830
Long-term receivables 25 212,619 193,060
Deferred tax assets 18 11,968 8,575
Total
non-current
assets
____
1,022,478
____
1,046,924
Current
assets
_
_
Inventories 26 50,539 56,882
Trade receivables 27 117,553 175,094
Other receivables 28 24,716 33,978
Current financial assets 29 17,569 18,856
Cash and cash equivalents 30 3,414 1,801
Prepaid expenses and accrued income 31 36,922 62,507
Total
current
assets
____
250,713
____
349,118
TOTAL
ASSETS
____
1,273,191
____
1,396,042
The accompanying accounting policies and notes form an integral part of these unconsolidated financial statements.

Unconsolidated statement of financial position (continued)

At 31 December 2015 (All amounts are expressed in thousands of kunas)

Notes 31.12.2015. 31.12.2014.
Equity
Share capital 32 419,958 419,958
Reserves 192,463 192,627
Profit for the year 32,551 12,724
Total
capital
employed
____
644,972
____
625,309
Long-term provisions 33 ____
3,483
____
1,990
Long-term borrowings 34 265,343 201,208
Total
non-current
liabilities
____
268,826
____
203,198
Advances received 35 ____
10,805
____
55,988
Trade payables 36 163,556 223,828
Short-term borrowings 37 147,381 258,000
Other current liabilities 38 14,302 12,525
Short-term provisions 33 8,062 6,917
Accrued expenses and deferred income 39 15,287 10,277
Total
current
liabilities
____
359,393
____
567,535
Total
liabilities
____
628,219
____
770,733
TOTAL
EQUITY
AND
LIABILITIES
____
1,273,191
____
1,396,042
Unconsolidated statement of changes in shareholders' equity
For the year ended 31 December 2015
(All amounts are expressed in thousands of kunas)
Share capital Capital
reserves
Legal reserve General
reserves
Revaluation
reserve
(arisen on
privatisation)
Reserve from
revaluation of
non-current
tangible
assets
Reserve from
revaluation of
non-current
receivables
Reserves for
own shares
Treasury
shares
Retained
earnings
Total
December 2013 -
Balance at 31
as restated
419,958 183,076 6,129 15,472 8,490 1,696 - 4,753 (4,753) 42,520 677,341
Dividends paid - - - - - - - - - (33,343) (33,343)
part of 2013 profit
Allocation of a
- - - 9,177 - - - - - (9,177) -
Valuation of own
shares
- - - - - - - (1,808) 1,808 - -
Sale of own shares - - - 1,273 - - - - - - 1,273
Profit for the year - - - - - - - - - 12,724 12,724
Comprehensive
loss for the year
- - - - - - (32,686) - - - (32,686)
December 2014
Balance at 31
419,958 183,076 6,129 25,922 8,490 1,696 (32,686) 2,945 (2,945) 12,724 625,309
165 FINANCIAL STATEMENTS C CORPORATE GOVERNANCE B STRATEGIC REPORT A

Unconsolidated statement of changes in shareholders' equity (continued) For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Share capital Capital
reserves
Legal reserve General
reserves
Revaluation
reserve
(arisen on
privatisation)
Reserve from
revaluation of
non-current
tangible
assets
Reserve from
revaluation of
non-current
receivables
Reserves for
own shares
Treasury
shares
Retained
earnings
Total
December 2014
Balance at 31
419,958 183,076 6,129 25,922 8,490 1,696 (32,686) 2,945 (2,945) 12,724 625,309
Correction of
reserves
general
- - - (56) - - - - - - (56)
Allocation of a
part of 2014
profit
- - - - - - - - - - -
Valuation of
own shares
- - - - - - - 162 (162) - -
own (treasury)
Purchase of
shares
- - - (456) - - - - - - (456)
Profit for the
year
- - - - - - - - - 32,551 32,551
Comprehensive
loss for the year
- - - - - - (12,376) - - - (12,376)
December 2015
Balance at 31
419,958 183,076 6,129 25,410 8,490 1,696 (45,062) 3,107 (3,107) 45,275 644,972

Unconsolidated statement of cash flows

For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Cash
flows
from
operating
activities
2015. 2014.
Profit
for
the
year
____
32,551
____
12,724
Adjusted
by:
Income tax expense
(299) 144
Depreciation and amortisation 42,878 33,301
Value adjustment of investments in subsidiaries and associates 30,220 37,113
Net book value of retired property, plant and equipment 6,698 333
Net book value of retired intangible
assets
5,338 -
Interest expense 23,534 20,692
Interest income (14,368) (14,307)
Increase in long-term and short-term provisions 2,638 746
Profit
from
operations
before
working
capital
changes
____
129,190
____
90,746
Decrease/(increase) in inventories ____
6,343
____
(19,531)
STRATEGIC REPORT
Decrease/(increase) in current and non-current trade receivables 34,216 (128,063)
Decrease in other receivables 10,651 26,057
(Decrease)/increase in trade payables (60,272) 116,133
Decrease of advances received (45,183) (21,530) B
Increase/(decrease) in other current liabilities 2,131 (35)
Increase/(decrease) in accrued expenses and deferred income 5,010 (8,056)
Decrease in accrued income and prepaid expenses 25,585 56,596
Interest paid (23,944) (20,657)
Cash
flows
from
operating
activities
83,727 91,660 CORPORATE GOVERNANCE
New investments in subsidiaries and associates (23) -
Interest received 1,275 5,788
Purchases of property, plant and equipment (28,462) (43,056)
Purchases of intangible assets (23,973) (44,283)
Long-term loans - (37,936) C
Proceeds from given long-term and short-term loans 16,437 -
Increase in deposits (428) -
Cash
used
in
investing
activities
(35,174) (119,487)
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 167

Unconsolidated statement of cash flows (continued) For the year ended 31 December 2015 (All amounts are expressed in thousands of kunas)

Cash
flows
from
financing
activities
2015. 2014.
(Purchase)/sale of treasury shares (456) 1,273
Dividends paid - (33,343)
Proceeds from long-term borrowings 116,906 75,941
Proceeds from short-term borrowings 63,631 136,656
Repayment of short-term borrowings (174,250) (85,981)
Repayment of long-term borrowings (52,771) (79,449)
Cash
(used
in)/generated
from
financing
activities
(46,940) 15,097
Increase/(decrease)
in
cash
and
cash
equivalents,
net
1,613 (12,730)
Cash
and
cash
equivalents
at
the
beginning
of
the
year
1,801 14,531
Cash
and
cash
equivalents
at
the
end
of
the
year
3,414 1,801

1. General information

AD Plastik d.d., Solin, a public limited company for the production of motor vehicle spare parts and accessories and of plastic masses (abbreviated firm: AD PLASTIK d.d.), was established by a decision of the Founding Assembly dated 15 June 1994 following the transformation of the socially-owned entity Autodijelovi – Solin pursuant to the decision on the transformation of ownership and the Decision of the Croatian Privatisation Fund No. 01-02/92-06/392 of 6 December 1993. The Company is the legal successor of the socially-owned entity Autodijelovi and, according to the decision of the Commercial Court in Split No. Fi 6215/94 of 28 June 1994, assumed all of its assets and liabilities as of the date of registration in the court register.

By decision of the General Shareholders' Assembly dated 21 June 2007, the Statute of the Company of 8 July 2004 was amended and a decision was made to increase the share capital of the Company in cash. Pursuant to the Decision No. Tt-07/2145-3 of 25 September 2007, the increase of the share capital by HRK 125,987,500., effected by OAO Saint Petersburg Investment Company (Sankt-Peterburške investicijske kompanije, OAO SPIK) was registered, and the total subscribed capital now amounts to HRK 419,958,400 and consists of 4,199,584 shares, with a nominal amount of HRK 100,00 each. Under the Share Transfer Agreement of 29 June 2009 OAO Spik transferred the shares of the AD Plastik d.d. to OAO Group Aerokosmicheskoe Oborudovanie, St. Petersburg, which transferred those shares to OAO HAK, Sankt Petersburg. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 169STRATEGIC REPORT

The Company have been included in the listing of public limited companies on the Official Market of the Zagreb Stock Exchange since 1 October 2010.

1.1. Principal business

The primary activity of the Company comprises manufacture of motor vehicle spare parts and accessories. The registered activities of the Company comprise the following:

  • manufacture of motor vehicle spare parts and accessories;
  • production and trade in medical supplies for one-off application made of plastic masses: plastic syringes for one-off application; infusion sets; transfusion sets; disposable hemodialysis needles, and others.
  • Representation of foreign companies;
  • international forwarding and shipping
  • production of finished textile products other than clothing;
  • production of synthetic rubber in primary forms;
  • production of glues and jellies;
  • production of rubber and plastic products;
  • production of metal products other than machinery and equipment;
  • construction and repair of leisure and sports boats;
  • production of chairs and seats;
  • production of sports equipment;
  • recycling of non-metal waste and scrap;
  • computer and related activities;
  • providing advice, guidance and operational assistance to legal entities;

1. General information (continued)

1.1. Principal business (continued)

  • designing of accounting systems, materials accounting software, budgeting control procedures;
  • advice and assistance to legal entities in connection with planning, organisation, efficiency and controls, management information, etc.;
  • management consulting (agronomists and agricultural economists, on farms, etc.);
  • purchase and sale of goods;
  • trade intermediation on domestic and international markets;
  • use of hazardous chemicals; and
  • treatment of hazardous and non-hazardous waste.

1.2. Number of staff

At 31 December 2015, the number of staff employed was 1,203 (31 December 2014: 1,283).

1.3. Management and corporate governance

Mandate
Members
of
the
Supervisory
Board:
Josip Boban (President) From 19.07.2012 to 19.07. 2016
Nikola Zovko (Vice President) From 19.07.2012 to 19.07. 2016
Dolores Čerina From 02.06.2015 to 02.06.2019
Marijo Grgurinović From 23.07.2015 to 23.07.2019
Solomatin Igor Anatoljevič From 23.07.2015 to 23.07.2019
Drandin Dmitrij Leonidovič From 19.10.2015 to 19.10.2019
Nikitina Nadežda Anatoljevna From 19.10.2015 to 19.10.2019
The
members
of
the
Company's
Management
Board
are
as
follows:
Marinko Došen (President) From 06.02.2015 to 19.07.2016
Ivica Tolić From 19.07.2012 to 19.07.2016
Katija Klepo From 19.07.2012 to 19.07.2016
Mladen Peroš From 06.02.2015 to 19.07.2016
Denis Fusek From 26.09.2013 to 19.07.2016
Hrvoje Jurišić From 26.09.2013 to 19.07.2016

2. Adoption of new and revised international financial reporting standards

Adoption of new amendments to the existing Standards and Interpretations effective for the current financial period

The following amendments to the existing standards and new interpretation issued by the International Accounting Standards Board (IASB) and adopted by the EU are effective for current financial period:

  • Amendments to various standards "Improvements to IFRSs from the 2011–2013 Cycle" resulting from the annual improvement project of IFRS (IFRS 3, IFRS 13 and IAS 40) primarily with a view to removing inconsistencies and clarifying wording - adopted by the EU on 18 December 2014 (applicable to annual periods beginning on or after 1 January 2015),
  • IFRIC 21 "Levies", adopted by the EU on 13 June 2014 (effective for annual periods beginning on or after 17 June 2014).

The adoption of the amended and revised Standards and Interpretations has not lead to any material changes in the Company's financial statements.

Amendments to the existing standards issued by IASB and adopted by the European Union, but not yet effective

At the date of authorisation of these financial statements the following standards, amendments to the existing standards and interpretations issued by IASB and adopted by the EU were in issue but not yet effective:

  • Amendments to IFRS 11 "Joint Arrangements"– Accounting for Acquisitions of Interests in Joint Operations - adopted by the EU on 24 November 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IAS 1 "Presentation of Financial Statements" Disclosure Initiative adopted by the EU on 18 December 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IAS 16 "Property, Plant and Equipment" and IAS 38 "Intangible Assets" Clarification of Acceptable Methods of Depreciation and Amortisation - adopted by the EU on 2 December 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IAS 16 "Property, Plant and Equipment" and IAS 41 "Agriculture" Agriculture: Bearer Plants - adopted by the EU on 23 November 2015 (effective for annual periods beginning on or after 1 January 2016), Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 171STRATEGIC REPORT

2. Adoption of new and revised international financial reporting standards (continued)

Amendments to the existing standards issued by IASB and adopted by the European Union, but not yet effective (continued)

  • Amendments to IAS 19 "Employee Benefits" Defined Benefit Plans: Employee Contributions adopted by the EU on 17 December 2014 (effective for annual periods beginning on or after 1 February 2015)
  • Amendments to IAS 27 "Presentation of Financial Statements" Disclosure Initiative adopted by the EU on 18 December 2015 (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to various standards "Improvements to IFRSs from the 2010-2012 Cycle", resulting from the annual improvement project of IFRS (IFRS 2, IFRS 3, IFRS 8, IFRS 13, IAS 16, IAS 24, and IAS 38) primarily with a view to removing inconsistencies and clarifying wording - adopted by the EU on 17 December 2014 (applicable to annual periods beginning on or after 1 February 2015),
  • Amendments to various standards "Improvements to IFRSs from the 2012-2014 Cycle", resulting from the annual improvement project of IFRS (IFRS 5, IFRS 7, IFRS 19 and IAS 34) primarily with a view to removing inconsistencies and clarifying wording - adopted by the EU on 15 December 2014 (applicable to annual periods beginning on or after 1 January 2016),

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2. Adoption of new and revised international financial reporting standards (continued)

New Standards and amendments to the existing Standards issued by IASB, but not yet adopted by the EU

At present, IFRS as adopted by the EU do not significantly differ from regulations adopted by the International Accounting Standards Board ('IASB') except from the following standards, amendments to the existing standards and interpretations, which were not endorsed for use in EU as at 23 April 2016 (the effective dates stated below are for IFRS in full):

  • IFRS 9 "Financial instruments" (effective for annual periods beginning on or after 1 January 2018)
  • IFRS 14 "Regulatory Deferral Accounts" (effective for annual periods beginning on or after 1 January 2016), – the European Commission has decided not to launch the endorsement process of this interim standard and to wait for the final standard,
  • IFRS 15 "Revenue from Contracts with Customers" and further amendments (effective for annual periods beginning on or after 1 January 2018),
  • Amendments to IFRS 10 "Consolidated Financial Statements", IFRS 12 "Disclosures of Interests in Other Entities" and IAS 28 "Investments in Associates and Joint Ventures" – Investment Entities: Applying the Consolidation Exception (effective for annual periods beginning on or after 1 January 2016),
  • Amendments to IFRS 10 "Consolidated Financial Statements" and IAS 28 "Investments in Associates and Joint Ventures" – Sale or Contribution of Assets between an Investor and its Associate or Joint Venture and further amendments (effective date was deferred indefinitely until the research project on the equity method has been concluded). Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 173STRATEGIC REPORT

The Management Board anticipates the adoption of these standards and interpretations in the financial statements of the Company in the periods in which they become effective, but without any material impact on the financial statements in the period of initial application.

FINANCIAL STATEMENTS

3. Summary of significant accounting policies

Set out below are the principal accounting policies consistently applied in the preparation of the financial statements for the current and prior years.

3.1. Statement of compliance

The financial statements are prepared in accordance with the Accounting Act of the Republic of Croatia and International Financial Reporting Standards ('IFRS') adopted by the European Union.

3.2. Basis of preparation

The Company maintains its accounting records in the Croatian language, in Croatian Kuna and in accordance with Croatian laws and the accounting principles observed by enterprises in Croatia.

The preparation of the financial statements in accordance with the Accounting Act of the Republic of Croatia and International Financial Reporting Standards ('IFRSs') requires from management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. These estimates are based on the information available as at the date of preparation of the financial statements, and actual results could differ from those estimates.

The financial statements of the Company represent aggregate amounts of assets, liabilities, capital and reserves of the Company as of 31 December 2015, and the results of operations for the year then ended. The consolidated financial statements AD Plastik d.d. and its subsidiaries for the year ended 31 December 2015 were issued on 23 April 2016.

The Company also prepares its consolidated financial statements in accordance with International Financial Reporting Standards, which include the financial statements of the Company, as the parent, and the financial statements of the subsidiaries controlled by the Company. In these financial statements, investments in entities controlled by the Company or in which the Company has significant influence are carried at cost less impairment, if any. For a full understanding of the financial positions of the Company and its subsidiaries, as a group, and of the results of their operations and their cash flows for the year, users are advised to read the consolidated financial statements of the Group AD Plastik d.d. Details of the investments in subsidiaries and associates are presented in Note 23.

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3. Summary of significant accounting policies (continued)

3.3. Revenue recognition

Revenue is measured at the fair value of the consideration received or receivable for products, goods or services sold in the regular course of operations.

Revenues are stated net of value added tax, estimated returns, discounts and rebates. The Company recognises revenue when the amount of the revenue can be measured reliably and when it is probable that future economic benefits will flow into the Company.

Product sales are recognized when the products are delivered to, and accepted by the customer and when the significant risks and rewards associated with the ownership of a product are transferred to the customer.

Income from the manufacture of tools for a known customer

Accrued revenues are matched with contracts that are specifically concluded for developing an asset, or a group of assets, closely linked and interdependent on the design, technology and function, or their final use or application. The Company is required to recognize revenue according to the stage of completion of a contractual performance. Pursuant to IAS 11, when the outcome of a production contract can be estimated reliably, the revenue and costs associated with the contract should be recognized according to the stage of completion of the contractual performance at the date of the statement of financial position. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 175STRATEGIC REPORT

Interest income

Interest income is recognised on a time basis, using the effective interest method. Interest earned on balances with commercial banks (demand and term deposits) is credited to income for the period as it accrues. Interest on trade receivables is recognised as income upon settlement.

3.4. Borrowing costs

Borrowing costs directly attributable to the acquisition, construction or production of qualifying assets, which are assets that necessarily take a substantial period of time to get ready for their intended use or sale, are added to the cost of those assets until such time the assets are substantially ready for their intended use or sale.

Investment income earned on a temporary investment of specific borrowings pending their expenditure on qualifying assets is deducted from the borrowing costs eligible for capitalisation.

All other borrowing costs are included in profit or loss in the period in which they are incurred.

FINANCIAL STATEMENTS

3. Summary of significant accounting policies (continued)

3.5. Foreign-currency transactions

Transactions in foreign currencies are translated into Croatian kunas at the rates of exchange in effect at the dates of the transactions. Cash, receivables and payables denominated in foreign currencies are retranslated at the rates of exchange in effect at the date of the statement of financial position. Gains and losses arising on translation are included in the statement of comprehensive income for the year. At 31 December 2015, the official exchange rate of the Croatian kuna against 1 euro (EUR) was HRK 7,635047 (31 December 2014: HRK 7,661471 for EUR 1).

3.6. Income tax

Income tax expense represents the sum of the tax currently payable and deferred tax. Income tax is recognised in the statement of comprehensive income, except where it relates to items recognised directly in equity, in which case it is also recognised in equity. Current tax represents tax expected to be paid on the basis of taxable profit for the year, using the tax rates enacted at the date of the statement of financial position, adjusted by appropriate prior-period tax liabilities.

Deferred tax is provided using the balance sheet liability method, providing for temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for taxation purposes. Deferred tax assets and liabilities are measured at the tax rate expected to apply to taxable profit in the period in which the liability is expected to be settled or the asset realised, based on the tax rates in effect at the date of the statement of financial position.

The measurement of deferred tax liabilities and assets reflects the amount that the Company expects, at the date of the statement of financial position, to recover or settle the carrying amounts of its assets and liabilities.

Deferred tax assets and liabilities are not discounted and are classified in the statement of financial position as non-current assets and/or non-current liabilities. Deferred tax assets are recognised only to the extent that it is probable that the related tax benefit will be realised. At each date of the statement of financial position, the Company reviews the unrecognised potential tax assets and the carrying amount of the recognised tax assets.

Deferred tax assets and liabilities are offset when there is a legally enforceable right to set off current tax assets against current tax liabilities and when they relate to income taxes levied by the same taxation authority and the Company intends to settle its current tax assets and liabilities.

In the case of a business combination, the tax effect is taken into account in calculating goodwill or in determining the excess of the acquirer's interest in the net fair value of the acquiree's identifiable assets, liabilities and contingent liabilities over cost.

3. Summary of significant accounting policies (continued)

3.7. Property, plant and equipment, and intangible assets

Property, plant and equipment as well as intangible assets are recognised at purchase cost and subsequently reduced by accumulated depreciation/amortisation. The purchase cost comprises the purchase price, import duties and non-refundable sales taxes (for tangible assets) and any directly attributable costs of bringing an asset to its working condition and location for its intended use, such as employee remuneration, professional fees directly arising from putting an asset into its working condition, test costs (for intangible assets), as well as all other costs directly attributable to brining an asset to a condition for its intended use. Maintenance and repairs, replacements and improvements of minor importance are expensed as incurred. Where it is obvious that expenses incurred resulted in an increase of expected future economic benefits to be derived from the use of an item of property, plant and equipment or intangible assets in excess of the originally assessed standard performance of the asset, they are added to the carrying amount of the asset. Gains or losses on the retirement or disposal of property, plant and equipment or intangible assets are included in the statement of comprehensive income in the period in which they occur. Depreciation commences on putting an asset into use. Depreciation is provided so as to write down the cost or revalued amount of an asset other than land, property, plant and equipment and intangible assets under development over the estimated useful life of the asset using the straight-line method as follows:

of property, plant and equipment or intangible assets are included in the statement of comprehensive
income in the period in which they occur. Depreciation commences on putting an asset into use.
Depreciation is provided so as to write down the cost or revalued amount of an asset other than land,
property, plant and equipment and intangible assets under development over the estimated useful life of
the asset using the straight-line method as follows:
STRATEGIC REPORT
Depreciation rates in 2015 Depreciation rates in 2014 B
Property,
plant
and
equipment,
and
intangible
assets
Buildings 1,50 1,50
Machinery 7,00 7,00
Tools, furniture, office and laboratory
equipment and accessories, measuring
and control instruments
10,00 10,00 CORPORATE GOVERNANCE
Vehicles 20,00 20,00
IT equipment 20,00 20,00
Others 10,00 10,00 C
Projects 20,00 20,00
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 177

3. Summary of significant accounting policies (continued)

3.8. Impairment of property, plant and equipment, and intangible assets

At each reporting date the Company reviews the carrying amounts of its property, plant and equipment and intangible assets to determine whether there is an indication that the assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the Company estimates the recoverable amount of the cashgenerating unit to which the asset belongs. Where a reasonable and consistent basis of allocation can be identified, The Company's assets are also allocated to individual cash-generating units or, it this is not possible, they are allocated to the smallest group of cash-generating units for which a reasonable and consistent allocation basis can be identified.

3.9. Investments in subsidiaries and associates

A subsidiary is an entity over which the Company has effective control over financial and operating policy decisions of the Company. The results, assets and liabilities of subsidiaries are incorporated in these financial statements using the equity method of accounting.

An associate is an entity over which the Company has significant influence and an ownership interest from 20 to 50 percent, but no control over the entity. Significant influence is the power to participate in the financial and operating policy decisions of the investee, but it is not control or joint control over those policies. The results of operations of associates are incorporated in these financial statements using the equity method of accounting.

3.10. Inventories

Inventories of raw material and spare parts are stated at the lower of cost and net realisable value. Cost is determined using the weighted-average cost method. Net realisable value represents the estimated selling price in the ordinary course of business less all variable selling costs.

Small inventory is written off when put in use.

The cost of product inventories, i.e. the production price is based on direct material used, the cost of which is determined using the weighted average cost method, then direct labour costs and fixed overheads at the actual level of production which approximates the normal capacities, as well as variable overheads that are based on the actual use of the production capacities.

Merchandise on stock is recognised at purchase cost.

3. Summary of significant accounting policies (continued)

3.11. Trade receivables and prepayments

Trade debtors and prepayments are carried at nominal amounts less an appropriate allowance for impairment for estimated irrecoverable amounts.

Impairment is made whenever there is objective evidence that the Company will not be able to collect all amounts due according to the originally agreed terms. Significant financial difficulties of the debtor, the probability of bankruptcy proceedings at the debtor, or default or delinquency in payment are considered objective evidence of impairment. The amount of the impairment loss is determined as the difference between the asset's carrying amount and the present value of estimated future cash flows, discounted at the effective interest rate.

Management determines the level of impairment allowance for doubtful receivables based on a specific review of the recoverability of amounts owed by strategic customers of the ADP Group and of the overall ageing of other current receivables. The allowance for amounts doubtful of collection is charged to the statement of comprehensive income for the year.

3.12. Cash and cash equivalents

Cash comprises account balances with banks, cash in hand, deposits and securities at call or with maturities of less than three months.

3.13. Provisions

Provisions are recognized when the Company has a present obligation (legal or constructive) as a result of a past event and it is probable (i.e. more likely than not) that an outflow of resources will be required to settle the obligation, and a reliable estimate can be made of the amount of the obligation.

Provisions are reviewed at each date of the statement of financial position and adjusted to reflect the current best estimate. Where the effect of discounting is material, the amount of the provision is the present value of the expenditures expected to be required to settle the obligation, determined using the estimated risk free interest rate as the discount rate. Where discounting is used, the reversal of such discounting in each year is recognised as a financial expense and the carrying amount of the provision increases in each year to reflect the passage of time. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 179STRATEGIC REPORT

3. Summary of significant accounting policies (continued)

3.13. Provisions (contined)

The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the date of the statement of financial position, taking into account the risks and uncertainties surrounding the obligation. Where a provision is measured using the cash flows estimated to settle the present obligation, its carrying amount is the present value of those cash flows.

3.14. Termination, long-service and other employee benefits

(a) Pension obligations and post-employment benefits

In the normal course of business, the Company makes payments, through salary deductions, to mandatory pension funds on behalf of its employees, as required by law. All contributions made to the mandatory pension funds are recognised as salary expense when accrued. The Company does not have any other retirement benefit plan and, consequently, has no other obligations in respect of the retirement benefits for its employees. In addition, the Company is not obliged to provide any other post-employment benefits.

(b) Termination benefits

Termination benefits are payable when employment is terminated by the Company before the normal retirement date. The Company recognises its termination benefit obligations in accordance with the applicable Union Agreement.

(c) Regular termination benefits

Benefits falling due more than 12 months after the reporting date are discounted to their present value.

(d) Long-term employee benefits

For defined benefit retirement benefit plans, the cost of providing benefits is determined using the Projected Unit Credit Method, with actuarial valuations being carried out at each reporting date. Actuarial gains and losses are recognised in the period in which they arise.

Past service cost is recognised immediately to the extent that the benefits are already vested. Otherwise, it is amortised on a straight-line basis over certain period until the benefits become vested.

3. Summary of significant accounting policies (continued)

3.15. Financial instruments

Financial assets and financial liabilities included in the accompanying financial statements consist of cash and cash equivalents, marketable securities, trade and other receivables, trade and other payables, long-term receivables, loans, borrowings and investments. The details of the recognition and measurement of those items are presented in the corresponding accounting policies.

Investments are recognized and derecognized on a trade date where the purchase or sale of an investment is under a contract whose terms require delivery of the investment within the timeframe established by the market concerned. They are initially measured at fair value, net of transaction costs, except for those financial assets classified as at fair value through profit or loss in the statement of comprehensive income.

The classification depends on the nature and purpose of the financial assets and is determined at the time of initial recognition.

Loans and receivables

Trade receivables, loans, and other receivables that have fixed or determinable payments that are not quoted in an active market are classified as loans and receivables. Loans and receivables are measured at amortised cost using the effective interest method, less any impairment. Interest income is recognised by applying the effective interest rate, except for short-term receivables when the recognition of interest would be immaterial. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 181STRATEGIC REPORT

Effective interest method

The effective interest method is a method of calculating the amortised cost of a financial asset or liability, and of allocating interest income over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash payments through the expected life of the financial asset or liability, or, where appropriate, a shorter period.

3. Summary of significant accounting policies (continued)

3.15 Financial instruments (continued)

Impairment of financial assets

Financial assets are assessed for indicators of impairment at each date of the statement of financial position. Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows of the investment have been impacted. For financial assets carried at amortised cost, the amount of the impairment is the difference between the asset's carrying amount and the present value of estimated future cash flows, discounted at the original effective interest rate.

The carrying amount of a financial asset is reduced through the use of an allowance account. When a trade receivable is uncollectible, it is written off against the allowance account. Subsequent recoveries of amounts previously written off are credited against the allowance account.

Derecognition of financial assets

The Company derecognises a financial asset only when the contractual rights to the cash flows from the asset expire; or it transfers the financial asset and substantially all the risks and rewards of ownership of the asset to another entity. If the Company neither transfers nor retains substantially all the risks and rewards of ownership and continues to control the transferred asset, the Company recognises its retained interest in the asset and an associated liability for amounts it may have to pay. If the Company retains substantially all the risks and rewards of ownership of a transferred financial asset, the Company continues to recognise the financial asset and also recognises a collateralised borrowing for the proceeds received.

Classification as debt or equity

Debt and equity instruments are classified as either financial liabilities or as equity in accordance with the substance of the contractual arrangement.

Reserves from translation of foreign currencies

An entity may have a monetary item as an amount receivable from, or payable to a foreign entity. An item neither planned to be settled nor likely to arise in the foreseeable future is essentially part of the entity's net investment in a foreign operation and accounted for in accordance with IAS 21. The Company recognizes foreign exchange differences arising from monetary items that are part of the net foreign investment initially in other comprehensive income and accumulates under a separate component of equity - revaluation reserves.

On disposal of a net investment in a foreign operation, the entire balance of exchange differences is transferred from equity to profit or loss.

3. Summary of significant accounting policies (continued)

3.16. Contingencies

Contingent liabilities have not been recognised in these financial statements. They are not disclosed unless the possibility of outflow of resources embodying economic benefits is remote. A contingent asset is not recognised in the financial statements but it is disclosed when the inflow of economic benefits becomes probable.

3.17. Events subsequent to the reporting date

Events after the date of the statement of financial position that provide additional information about the Company's position at that date (adjusting events) are reflected in the financial statements. Post-yearend events that are not adjusting events are disclosed in the notes when material.

3.18. Segment reporting

Company keeps records and publishes business results for its basic business segments. Segments divided according to geographical position are the basis for segment reporting. Certain financial information for each geographical position are presented in Note 5. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 183STRATEGIC REPORT

Company presents its revenue according to geographical position, but it does not keep records information about non-current assets and revenue from external buyers generated in those areas.

4. Critical accounting judgements and key sources of estimation uncertainty

In the application of the Company's accounting policies, which are described in Note 3, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on past experience and other factors that are considered to be relevant. Actual results may differ from those estimates.

The estimates and underlying assumptions are continually reviewed. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period or in the period of revision and future periods if the revision affects both current and future periods.

Areas of estimation include, but are not limited to, depreciation periods and residual values of property, plant and equipment, and of intangible assets, value adjustment of inventories, impairment of receivables, and litigation provisions. The key areas of estimation in applying the Company's accounting policies that had a most significant impact on the amounts recognized in the financial statements were as follows:

Useful life of property, plant and equipment

As described in the Note 3.7, the Company reviews the estimated useful lives of property, plant and equipment at the end of each annual reporting period. Property, plant and equipment are recognised initially at cost, less accumulated depreciation.

Availability of taxable profits against which the deferred tax assets could be recognised

A deferred tax asset is recognized only to the extent that it is probable that the related tax benefit will be realised. In determining the amount of deferred taxes that can be recognised significant judgement is required, which are based on the probable quantification of time and level of future taxable profits, together with the future tax planning strategy. In 2015, deferred tax assets were recognised in respect of available tax differences.

Impairment allowance on trade receivables

Management provides for doubtful receivables based on a review of the overall ageing of all receivables and a specific review of significant individual amounts receivable. The allowance for amounts doubtful of collection is charged to the statement of comprehensive income for the year.

Actuarial estimates used in determining the retirement benefits

The cost of defined benefits is determined using actuarial estimates. Actuarial estimates involve assumptions about discount rates, future salary increases and the mortality or fluctuation rates. Because of the long-term nature of those plans, there is uncertainty surrounding those estimates.

5. Segment information

Segment revenue analysis by country:

2015. 2014.
Slovenia 432,542 269,934
France 106,456 56,606
Germany 52,304 121,469
Russia 21,430 80,149
Italy 20,601 2,943
Spain 15,239 7,404
Romania 12,537 12,147
Czech Republic 8,590 26,524
Others 84,005 21,223
753,704 598,399

6. Sales

2015. 2014.
Foreign sales 747,747 588,846
Domestic sales 5,957 9,553
753,704 598,399

7. Other income

Czech Republic 8,590 26,524 STRATEGIC REPORT
Others 84,005 21,223
753,704 598,399
6. Sales
2015. 2014. B
Foreign sales
Domestic sales
747,747
5,957
588,846
9,553
753,704 598,399
7. Other income CORPORATE GOVERNANCE
2015. 2014.
Income from co-financing
Income from consumption of own products, goods and services
Income from bonuses provided by suppliers
3,774
1,773
1,447
1,095
1,377
2,222
C
Income from reversal of provisions for long-service benefits 1,302 1,568
Income from reversal of retirement benefit provisions
Income from reversal of unused vacation days accruals, net
Income from damages collected
688
567
15
1,084
-
622
FINANCIAL STATEMENTS
Other operating income 4,759 8,328
14,325 16,296
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 185

8. Cost of raw material and supplies

2015. 2014.
Direct materials 153,782 133,091
Indirect materials 167,753 107,312
Electricity 14,182 13,699
Direct packaging 12,479 10,216
Preventive maintenance of machinery 2,630 1,817
Gas for heating in the production process 1,655 1,604
Other materials 1,442 1,191
Regular maintenance of machinery 975 1,115
Other raw material and supplies 10,496 639
____
365,394
____
270,684

9. Cost of goods sold

Cost of goods sold in the amount of HRK 56,203 thousand (2014: HRK 53,247 thousand) relate mainly to the purchase cost of tools, equipment and intermediary products for the start-up of new production and projects in subsidiaries.

2015. 2014.
Cost of merchandise 31,871 15,182
Cost of materials sold 16,916 15,214
Re-export costs 6,661 21,789
Cost of spare parts sold 728 982
Other costs of goods sold 27 80
____
56,203
____
53,247

10. Service cost

2015. 2014.
Transport 29,722 26,306
Rental
costs
8,236 5,963
Current maintenance and servicing costs -
machinery and tools
3,741 3,041
Know-how costs 3,187 51
Tool modification costs 2,115 1,219
Regular and preventive maintenance costs -
buildings
1,108 849
Communal fees 1,012 1,000
Telecommunication and information system costs 938 1,104
Water supply 871 678
Forwarding and shipping costs 135 575
Other service costs 4,843 3,390
55,908 44,176

11. Staff costs

Water supply 871 678 STRATEGIC REPORT
Forwarding and shipping costs 135 575
Other service costs 4,843 3,390
55,908 44,176
11. Staff costs B
2015. 2014.
Net wages and salaries 71,720 58,763
Taxes and contributions out of salaries 29,883 24,484
Contributions on salaries 17,930 14,691
Other staff costs 14,144 14,619
____
133,677
____
112,557
CORPORATE GOVERNANCE
Other staff costs comprise per diems, overnight accommodation costs and business travel costs, costs of
commutation and reimbursement of other business related costs.
C
12. Depreciation and amortisation
2015. 2014.
Depreciation (Note 22) ____
28,404
____
25,225
Amortisation (Note 21) 14,474 8,076
____
42,878
____
33,301
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 187

12. Depreciation and amortisation

2015. 2014.
Depreciation (Note 22) ____
28,404
____
25,225
Amortisation (Note 21) 14,474 8,076
____
42,878
____
33,301

13. Other operating expenses

2015. 2014.
Temporary and occasional service costs -
tools
41,672 55,217
Professional service cost 6,295 4,038
Other non-material costs 5,323 3,492
Customer complaints 3,518 841
Bank and payment operation charges 2,787 2,502
Net book value of tangible and intangible fixed assets 2,555 3,919
Insurance premiums 1,834 1,537
Communal fees for the use of construction plots 1,561 1,526
Cost of goods provided free of charge 920 762
Professional training costs 531 360
Entertainment and hospitality 524 552
Measuring equipment and laboratory tests 518 317
Support to employees and their families 233 124
Forest reproduction levies 209 169
Water management fee 171 161
Gifts, donations and sponsorships of up to 2 % of prior-period revenue 150 235
Other expenses 7,593 6,666
76,394 82,418

14. Provisions for risks and charges

2015. 2014.
Provisions for long-service and retirement benefits 3,483 1,990
Litigation provision (net) 1,711 370
Vacation accruals, net - 1,039
____
5,194
____
3,399

15. Impairment of long-term financial assets

The Company, based on impairment indicators, recognised impairment of its investment in FADP in the amount of HRK 30,220 thousand (2014: HRK 36,777 thousand in respect of ADP Kaluga) based on the related discounted cash flows of the financial assets. As a result, the carrying amount of the investment in FADP Holding amounts to nil.

16. Financial income

____
65,388
____
64,007
Other financial income 1 729
Foreign exchange gains 9,050 7,973
Interest income 14,368 14,307
Dividend income ____
41,969
____
40,998
2015. 2014.

17. Finance costs

Other financial income 1 729
____
65,388
____
64,007
The dividends consist mainly of dividends received from associate EURO APS, Romania, in the amount of HRK
41,963 thousand (2014: HRK 40,987 thousand).
STRATEGIC REPORT
17. Finance costs B
2015. 2014.
Interest expense
Foreign exchange losses
Other financial expenses
_
23,534
8,507
-
_
_
20,692
11,773
383
_
CORPORATE GOVERNANCE
32,041 32,848 C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 189

18. Income tax

Income tax comprises the following:

2015. 2014.
Deferred tax
Current tax
___
299
-
___
(132)
(12)
___
299
___
(144)

Deferred tax, as presented in the statement of financial position, is as follows:

2015. 2014.
Balance at 1 January ___
8,575
___
530
Deferred tax assets recognised 3,393 8,045
Balance
at
31
December
___
11,968
___
8,575

Deferred tax assets arise from the following:

2015. Opening
balance
Credited / (charged)
to statement of
comprehensive
income
Closing
balance
Temporary differences: ___ ___ ___
Provisions for long-service and termination benefits 398 299 697
Reserves from translation of foreign currencies, net 8,177 3,068 11,245
Reclassification adjustment in respect of gains on
translation of a foreign operation
- 26 26
Balance
at
31
December
___
8,575
___
3,393
___
11,968
2014. Opening
balance
Credited / (charged)
to statement of
comprehensive
Closing
balance
income
Temporary differences: ___ ___ ___
Provisions for long-service and termination benefits 530 (132) 398
Reserves from translation of foreign currencies, net - 8,177 8,177
Balance
at
31
December
___
530
___
8,045
___
8,575

18. Income tax (continued)

Reconciliation between the accounting and tax results is shown as follows:

2015. 2014.
Accounting
profit
before
tax
32,252 12,868
Effect of tax base increasing items
Effect of tax base decreasing items
___
36,552
(44,394)
___
44,331
(43,944)
Tax
base
___
24,410
___
13,255
Tax at the rate of 20%
Tax reliefs
___
4,882
(4,882)
___
2,651
(2,639)
Income tax expense ___
-
___
12

The income tax rate effective in the Republic of Croatia for the years 2015 and 2014 was 20 percent.

On 24 October 2012 the Company filed with the Ministry of Economy the Application for Incentive Measures for the investment project "Expansion of Production for the Purpose of Export of Car Industry Products", in accordance with the Act on Investment Promotion and Development of Investment Climate (OG 111/2012 and 28/2013) and the Investment Promotion and Development of Investment Climate (OG 40/2013).

As a result, the Company made investments in fixed assets in 2015, having thus met the prerequisites for the utilization of the tax incentives for 2015.

The Tax Administration performed a supervisory audit of the calculation, recognition, filing and payment of the value-added tax and corporate income tax in the period from 1 January to 31 December 2013. The audit was carried out at the business premises of the taxpayer and the Office for Large Taxpayers of the Tax Administration in the period from 27 October 2014 to 19 June 2015. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 191STRATEGIC REPORT

On 19 June 2015, a 'no-objection' tax audit findings report was issued.

Pursuant to the tax regulations, the tax authorities may at any time inspect the Company's books and records within three years subsequent to the year in which the tax liability is reported and may impose additional tax assessments and penalties. The Company's management is not aware of any circumstances which may give rise to a potential material liability in this respect.

19. Exchange differences on translation of a foreign operation, net

31.12.2015. 31.12.2014.
Balance at beginning of the year ___
(32,686)
___
-
Exchange differences on translation of a foreign operation ___
(15,341)
___
(40,884)
Income tax on exchange rate losses from translation of a
foreign operation
3,068 8,177
Exchange differences on translation of a foreign operation, net ___
(12,273)
___
(32,707)
Reclassification adjustment for (losses)/gains fromm
translation of a foreign operation recognised in profit or loss
(103) 21
Balance
at
end
of
year
___
(45,062)
___
(32,686)

20. Earnings per share

Basic earnings per share are determined by dividing the Company's net profit by the weighted average number of ordinary shares in issue during the year, excluding the average number of ordinary shares redeemed and held by the Company as treasury shares. The basic earnings per share equal the diluted earnings per share, as there are currently no share options that would potentially increase the number of issued shares.

2015. 2014.
Net profit attributable to the shareholders (in HRK'000)
Weighted average number of shares
___
32,551
4,167,822
___
12,724
4,167,822
Basic
and
diluted
earnings
per
share
(in
kunas
and
lipas)
___
7,81
___
3,05

21. Intangible assets

Licences Software Projects Total
Cost
Balance
at
31
December
2013
55 5,424 126,753 132,232
Additions - 19 44,264 44,283
Balance
at
31
December
2014
55 5,443 171,017 176,515
Additions ___
-
___
205
___
23,768
___
23,973
Disposals and retirements (5,351) (5,351)
Balance
at
31
December
2015
___
55
_
____
5,648
____
189,434
____
195,137
Accumulated
amortisation
___
_
____ ____ ____ STRATEGIC REPORT
Balance
at
31
December
2013
___
-
1,802 71,612 73,414
Charge for the
year (Note 12)
- 1,610 6,466 8,076
Balance
at
31
December
2014
- 3,412 78,078 81,490
Charge for the year (Note 12) ___
-
___
888
___
13,586
___
14,474
B
Disposals and retirements (13) (13)
Balance
at
31
December
2015
___
-
_
____
4,300
____
91,651
____
95,977
Net
book
value
___
_
____ ____ ____ CORPORATE GOVERNANCE
At
31
December
2015
55 1,348 97,783 99,186
At
31
December
2014
___
55
___
2,031
___
92,939
___
95,025
Projects comprise investments in the development of new products that are expected to generate economic
benefits in future periods. Consequently, the costs are amortised over the period in which the related economic
benefits flow into the Company.
C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 193

22. Property, plant and equipment

Land Buildings Plant and
equipment
Assests
under
construction
Others Total
Cost
Balance
at
31
December
2013
139,976 228,350 320,302 98,670 1,915 789,213
Additions - 150 - 42,423 483 43,056
Transfer from assets under
development
- - 77,422 (77,422) - -
Disposals and retirements - - (6,929) - - (6,929)
Balance
at
31
December
2014
139,976 228,500 390,795 63,671 2,398 825,340
Additions - - - 27,130 1,332 28,462
Transfer from assets under
development
- 37,416 45,574 (82,990) - -
Disposals and retirements - - (26,886) - - (26,886)
Balance
at
31
December
2015
139,976 265,916 409,483 7,811 3,730 826,916
Accumulated
depreciation
Balance
at
31
December
2013
- 64,778 222,726 - 1,124 288,628
Charge for the year (Note 12) - 3,426 21,632 - 167 25,225
Disposals and retirements - - (6,595) - - (6,595)
Balance
at
31
December
2014
- 68,204 237,763 - 1,291 307,258
Charge for the year (Note 12) - 3,938 24,239 - 227 28,404
Disposals and retirements - - (20,188) - - (20,188)
Balance
at
31
December
2015
- 72,142 241,814 - 1,518 315,474
Net
book
value
At
31
7December
2015
139,976 193,774 167,669 7,811 2,212 511,442
At
31
December
2013
139,976 160,296 153,032 63,671 1,107 518,082

At 31 December 2015 the estimated value of land and buildings pledged as collateral with commercial banks amounts to HRK 340,166 thousand (31 December 2014: HRK 362,504 thousand), and the balance of short-term and long-term borrowings covered by the collateral amounts to HRK 340,347 thousand (31 December 2014: HRK 303,989 thousand).

23. Investments in subsidiaries and associates

Name of subsidiary Principal activity Country of
incorporation and
Ownership interest in % Amount of equity investment,
in HRK'000
business 31.12.2015 31.12.2014 31.12.2015 31.12.2014
ZAO AD Plastik
Kaluga
Manufacture of other
vehicle spare parts
and accessories
Kaluga, Russian
Federation
100.00% 100.00% 24,236 24,236
ADP d.o.o. Manufacture of other
vehicle spare parts
and accessories
Mladenovac,
Serbia
100.00% 100.00% 15,013 15,014
AO ADP / ZAO PHR Manufacture of other
vehicle spare parts
and accessories
Samara, Russian
Federation
99.95% 99.95% 5,069 5,069
AD PLASTIK d.o.o. Manufacture of other
vehicle spare parts
and accessories
Novo Mesto,
Slovenia
100.00% 100.00% 58 58
44,376 44,377

Set out below are details of the Group's material subsidiaries at the end of the reporting period:

AD PLASTIK d.o.o. Manufacture of other
vehicle spare parts
and accessories
Novo Mesto,
Slovenia
100.00% 100.00% 58 58 STRATEGIC REPORT
44,376 44,377
In 2015 ZAO PHR, Russia, was renamed to AO ADP, Russia.
Further information about subsidiaries partly owned by the Company, but in which the Company holds a
significant non-controlling interest is set out in the following table:
B
Country of Ownership interest in % Amount of equity investment,
HRK'000
Name of associate Principal activity incorporation and
business
31.12.2015 31.12.2014 31.12.2015 31.12.2014
EURO AUTO
PLASTIC SYSTEMS
Manufacture of other
vehicle spare parts
and accessories
Mioveni,
Romania
50.00% 50.00% 21,755 21,755 CORPORATE GOVERNANCE
FAURECIA ADP
HOLDING
Manufacture of other
vehicle spare parts
and accessories
Nanterre, France 40.00% 40.00% - 30,220
CENTAR ZA
ISTRAŽIVANJE I
RAZVOJ
AUTOMOBILSKE
INDUSTRIJE d.o.o.
Automotive industry
research and
development
Zagreb, Croatia 24.00% - 24 - C
21,779 51,975
Total
investments
in
subsidiaries
and
associates 66,155 96,352
Centar za istraživanje i razvoj automobilske industrije d.o.o., Croatia, established in 2015, is engaged in the research
and development in the automotive industry.
All the associates referred to above are presented in the accompanying consolidated financial statements using the
equity method.
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 195

23. Investments in subsidiaries and associates (continued)

Set out below is a summary of financial information about the subsidiaries:

AD
PLASTIK
d.o.o.,
Novo
Mesto,
Slovenia
31.12.2015. 31.12.2014.
Total assets 11,203 19,510
Total liabilities (8,107) (15,386)
Net assets 3,096 4,124
Share
in
the
net
assets
of
the
subsidiary
100.00% 100.00%
AO
ADP
/
ZAO
PHR,
Samara,
Russian
Federation
31.12.2015. 31.12.2014.
Total assets 153,062 193,918
Total liabilities (189,757) (214,422)
Net assets (36,695) (20,504)
Share
in
the
net
assets
of
the
subsidiary
99.95% 99.95%
ZAO
AD
Plastik
Kaluga,
Kaluga,
Russian
Federation
31.12.2015. 31.12.2014.
Total assets 118,351 177,839
Total liabilities (137,670) (159,239)
Net assets (19,319) 18,600
Share
in
the
net
assets
of
a
subsidiary
100.00% 100.00%
ADP
d.o.o,
Mladenovac,
Serbia
31.12.2015. 31.12.2014.
Total assets 85,383 90,260
Total liabilities (79,098) (84,457)
Net assets 6,285 5,803
Share
in
the
net
assets
of
a
subsidiary
100.00% 100.00%

24. Other financial assets

31.12.2015. 31.12.2014.
Long-term loans to subsidiaries ____
75,024
____
83,204
Long-term loans to associates 37,734 44,156
Long-term loans to unrelated companies 9,788 11,543
Other financial assets 62 64
Current portion of long-term loan receivables (1,500) (3,137)
____
121,108
____
135,830

Long-term investment loans were granted to the subsidiaries and associates which mature in a period of four years and bear interest at a rate from 6.0 % to 22.34 %.

25. Long-term receivables

31.12.2015. 31.12.2014.
AO ADP, Russia 127,598 118,141
ADP Kaluga, Russia 70,845 66,460
FADP Holding, Russia 14,176 8,459
212,619 193,060

26. Inventories

25. Long-term receivables 31.12.2015. 31.12.2014. STRATEGIC REPORT
AO ADP, Russia
ADP Kaluga, Russia
127,598
70,845
118,141
66,460
FADP Holding, Russia 14,176 8,459 B
212,619 193,060
The Company has concluded with its subsidiaries contracts on deferred payment of the receivables which fall
due in 2017; hence, they are classified as non-current.
CORPORATE GOVERNANCE
26. Inventories
31.12.2015. 31.12.2014.
Raw material and supplies on stock ____
29,068
____
34,101
Finished products 9,812 11,473 C
Spare parts 6,007 5,861
Work in progress 3,416 5,012
Merchandise on stock 2,224 431
Small items and packaging 12 4
____
50,539
____
56,882
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 197

27. Trade receivables

31.12.2015. 31.12.2014.
Foreign trade receivables ____
114,279
____
173,828
Domestic trade receivables 6,662 9,835
Impairment allowance on receivables (3,388) (8,569)
____
117,553
____
175,094

The average credit period on sales is 79 days (2014: 85 days). The Company has provided for all for all sued debtors, regardless of the past due period, as well as for all receivables that are past due and assessed as doubtful of collection.

The Company seeks and obtains from its domestic customers debentures as collateral for receivables, which are issued in the amount of the receivables.

Structure of the trade receivables:

31.12.2015. 31.12.2014.
Revoz, Slovenia 27,918 57,883
Reydel Automotive France, France 15,570 40,180
Grupo Antolin, Czech Republic 8,754 21,487
Peugeot Citroen SA, France 6,668 5,524
Hella Saturnus Slovenia 6,160 6,779
Renault, France 6,010 2,130
FCA Melfi, Italy 5,976 2,040
EURO APS, Romania 4,880 3,961
Smart Brabus, Germany 4,228 -
Ford Espana, Spain 3,553 4,490
Mandeks, Croatia 2,281 -
Ford Werke, Germany 2,069 3,544
FCA Poland, Poland 1,864 -
Plastic Components and Modules, Italy 1,681 -
FCA Italy, Italy 1,085 341
Automobile Dacia, Romania 808 448
Daimler AG, Germany 779 1,483
Peugeot Citroen ES, Spain 658 1,788
Other debtors 19,999 31,586
Less: impairment allowance on trade receivables (3,388) (8,569)
117,553 175,094

27. Trade receivables (continued)

In 2015 Visteon Deutschland was acquired by Reydel AutoAutomotive France.

The total balance of other debtors in the amount of HRK 19,999 thousand (31 December 2014: HRK 31,586 thousand) includes balances owed by subsidiaries in the total amount of HRK 11,244 thousand (31 December 2014: HRK 16,190 thousand) for delivered tools, equipment, intermediate products, services and interest.

Movements in the impairment allowance on doubtful trade receivables can be presented as follows:

31.12.2015. 31.12.2014.
Balance at beginning of the year ____
7,417
____
7,417
Amounts collected or written-off during the year (4,056)
____
-
____
Total
impairment
allowance
on
domestic
trade
receivables
3,361 7,417
Balance at beginning of the year 1,152 1,271
Amounts collected or written-off during the year (1,125) (119)
Total
impairment
allowance
on
foreign
trade
receivables
____
27
____
1,152
Total
impairment
allowance
3,388 8,569
All receivables provided against are under litigation or included in bankruptcy estate. Ageing analysis of
impaired receivables is as follows:
31.12.2015. 31.12.2014.
0 -
365 days
____
-
____
-
Over 365 days 3,388 8,569
____
3,388
____
8,569
Ageing analysis of receivables past due but not impaired can be presented as follows:
31.12.2015. 31.12.2014.
0 -
365 days
____
48,665
____
102,636
Over 365 days 9,502 106,907
____
58,167
____
209,543
Receivables past due beyond 365 days which were not impaired amount to HRK 9,502 thousand (31 December
2014: HRK 106,907 thousand), with the major part in the amount of HRK 8,545 thousand (31 December 2014:
HRK 105,175 thousand) comprising receivables from companies in which AD Plastik d.d. has a majority share
and control over the collection of the receivables.
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP
31.12.2015. 31.12.2014.
0 -
365 days
____
-
____
-
Over 365 days 3,388 8,569
____
3,388
____
8,569
31.12.2015. 31.12.2014.
0 -
365 days
____
48,665
____
102,636
Over 365 days 9,502 106,907
____
58,167
____
209,543

27. Trade receivables (continued)

Receivables from related companies:

31.12.2015. 31.12.2014.
Trade receivables 7,958 14,362
Interest receivable 3,286 1,828
11,244 16,190

In 2015 the Company converted portions of receivables from its subsidiaries into long-term receivables due in 2017.

28. Other receivables

31.12.2015. 31.12.2014.
Foreign prepayments made ____
18,132
____
20,404
Receivables from the State and state institutions institutions 5,254 9,297
Domestic prepayments made 1,026 3,883
Amounts due from employees 302 414
Other receivables 2 -
____
24,716
____
33,978

Amounts due from the State and state institutions comprise receivables from the State Budget in respect of VAT refund, refunds from the Croatian Health Insurance Fund and similar. Domestic and foreign prepayments comprise mainly prepayments made for purchases of production equipment and tools.

29. Current financial assets

31.12.2015. 31.12.2014.
Short-term loans to subsidiaries ____
13,369
__
13,415
Other short-term loans 2,259 2,291
Current portion of long-term loan receivables 1,500 3,137
Other deposits 441 13
____
17,569
__
18,856

Short-term loans to subsidiaries represent loans with an average interest rate of 7 percent.

Other short-term loans to unrelated companies represent a loan given to Autocentar-Merkur d.d., Zagreb, with an interest rate of 7.2 percent, which is due in the last quarter of 2016.

30. Cash and cash equivalents

31.12.2015. 31.12.2014.
Foreign account balance ____
2,862
____
1,256
Current account balance 547 527
Cash in hand 5 18
____
3,414
____
1,801

31. Prepaid expenses and accrued income

31.12.2015. 31.12.2014.
Accrued income on tools ____
26,020
____
44,183
Prepaid operating expenses 6,617 12,561
Other accrued income 4,285 5,763 STRATEGIC REPORT
____
36,922
____
62,507
Accrued income in the amount of HRK 26,020 thousand (31 December 2014: HRK 44,183 thousand) relates to
the manufacture of tools for a known customer. Income from the manufacture of tools is recognised using the
stage-of-completion method to determine the amount of income and costs attributable to a certain period.
B
CORPORATE GOVERNANCE
C
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 201

32. Share capital

Subscribed capital amounts to HRK 419,958 thousand and consists of 4,199,584 shares, with a nominal value of HRK 100,00 per share (2014: HRK 419,958 thousand, comprising 4,199,584 shares, with a nominal value of HRK 100 each).

Shareholders with over 2 percent of the shares at 31 December 2015 were as follows:

Shareholder Headquarters Number of
shares
Ownership
in %
Type of
account
OAO HOLDING AUTOKOMPONENTI Saint Petersburg, Russia 1,259,875 30.00% Primary
account
HYPO ALPE-ADRIA-BANK D.D. / RAIFFEISEN
MANDATORY PENSION FUND
Zagreb, Croatia 269,462 6.42% Pension
fund
ADP-ESOP d.o.o. Zagreb, Croatia 212,776 5.07% Primary
account
HYPO ALPE-ADRIA-BANK D.D. / PBZ CROATIA
OSIGURANJE MANDATORY PENSION FUND
Zagreb, Croatia 119,640 2.85% Pension
fund
HRVATSKA POŠTANSKA BANKA D.D./ KAPITALNI
FOND D.D.
Zagreb, Croatia 116,541 2.78% Pension
fund
SOCIETE GENERALE-SPLITSKA BANKA D.D. / ERSTE
PLAVI MANDATORY PENSION FUND
Split, Croatia / Zagreb,
Croatia
115,353 2.75% Pension
fund
PBZ D.D. / STATE STREET CLIENT Zagreb, Croatia 111,366 2.65% Custody
account
ERSTE & STEIERMAERKISCHE BANK d.d. / JOINT
CUSTODY ACCOUNT FOR A FOREIGN LEGAL
PERSON
Zagreb, Croatia 105,349 2.51% Custody
account
SOCIETE GENERALE-SPLITSKA BANKA D.D. / AZ B
CATEGORY MANDATORY PENSION FUND
Split, Croatia / Zagreb,
Croatia
93,900 2.24% Pension
fund
ZAGREBAČKA BANKA D.D./STATE STREET BANK
AND TRUST COMPANY, BOSTON
Zagreb, Croatia / Boston,
USA
86,777 2.07% Custody
account
OTHER SHAREHOLDERS 1,708,545 40.66%
Total 4,199,584 100%

33. Long-term and short-term provisions

Short-term Long-term
31 December
2015
31 December
2014
31 December
2015
31 December
2014
Legal actions 5,431 3,720 - -
Vacation accrual 2,631 3,197 - -
Jubilee awards (long-service
benefits)
- - 1,759 1,302
Retirement/termination benefits - - 1,724 688
8,062 6,917 3,483 1,990
Jubilee
awards
Retirement
/termination
benefits
Legal
actions
Vacation
accrual
Total
Balance
at
1
January
2015
1,302 688 3,720 3,197 8,907
Increase/(decrease) in provisions 457 1,037 1,711 (567) 2,638
Balance
at
31
December
2015
1,759 1,725 5,431 2,630 11,545
Defined benefit plan
According to the Collective Agreement, the Company has the obligation to pay long-service (jubilee awards),
retirement and other benefits to employees. The Company operates a defined benefit plan for qualifying
employees. Retirement and long-service benefits are defined in the Union Agreement. No other post-retirement
benefits are provided.
Long-service benefits are paid for full years of service in the month of the current year in which the service is
determined as completed.
The present value of defined benefit obligations and the related current and past service cost have been
determined using the Projected Credit Unit method.
Key assumptions used in calculating the required provisions are the discount rate of 3.65% and the rate of
fluctuation of 3.96%.

Defined benefit plan

34. Long-term borrowings

31.12.2015. 31.12.2014.
Long-term
borrowings
___
304,249
____
280,520
Long-term loans for purchased machinery 19,263 15,870
___
323,512
____
296,390
Current portion of long-term borrowings (58,169) (95,182)
Total
long-term
borrowings
___
265,343
____
201,208

Long-term borrowings are mainly those realized through programs of HBOR and are used to finance capital investments and development projects. Instruments of collateral provided for the for long-term loans include mortgage on real estate and/or equipment and payment instruments. All the long-term loans are repayable on a quarterly basis and are ultimately repayable in the period 31 March 2015 – 31 December 2021.

In 2015, the weighted average interest rate on the long-term loans was 3.66 percent.

The Company regularly meets all its obligations arising from the loans and observes all the conditions specified in the underlying contracts.

Movements in the long-term borrowings during the year were as follows:

2015. 2014.
Balance at 1 January ____
201,208
____
204,716
New loans raised 116,906 75,941
Amounts repaid (52,771) (79,449)
Total
long-term
borrowings
____
265,343
____
201,208

35. Advances received

31.12.2015. 31.12.2014.
Foreign customers ____
10,378
____
55,988
Domestic customers 427 -
____
10,805
____
55,988

36. Trade payables

31.12.2015. 31.12.2014.
Foreign trade payables ____
118,534
____
172,698
Domestic trade payables 45,022 51,130
____
163,556
____
223,828

Average number of payment to suppliers in 2015 was 103 (in 2014: 101) days

37. Short-term borrowings

31.12.2015. 31.12.2014.
Short-term borrowings –
principal payable
____
87,955
____
160,006
Current portion of long-term borrowings 58,169 95,182
Short-term borrowings –
interest payable
1,257 1,668
Other short-term financial liabilities - 1,144
____
147,381
____
258,000
Short-term borrowings –
principal payable
____
87,955
____
160,006
Current portion of long-term borrowings 58,169 95,182
Short-term borrowings –
interest payable
1,257 1,668
Other short-term financial liabilities - 1,144 STRATEGIC REPORT
____
147,381
____
258,000
B
The short-term borrowings were used to finance development projects and for working capital purposes.
Instruments of collateral provided for the short-term borrowings are payment instruments. Of the total balance
of the short-term borrowings, 40 percent represent revolving facilities and approved overdrafts on current
accounts with the limits renewable on an annual basis.
CORPORATE GOVERNANCE
In 2015, the weighted average interest rate on the short-term loans was 5.45 percent.
The Company fulfils all its obligations under the loans regularly.
2015. 2014.
Balance at 1 January ____
258,000
____
207,325
C
New loans raised 63,631 136,656
Amounts repaid (174,250) (85,981)
Balance
at
31
December
____
147,381
____
258,000
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 205

38. Other current liabilities

____
14,302
____
12,525
Other current liabilities 39 38
Due to the State and State institutions 6,218 4,516
Amounts due to employees ____
8,045
____
7,971
31.12.2015. 31.12.2014.

39. Accrued expenses and deferred income

31.12.2015. 31.12.2014.
Accrued tool expenses ____
14,611
____
6,511
Input VAT on prepayments made 29 256
Other current liabilities 647 3,510
____
15,287
____
10,277

40. Related-party transactions

Transactions with related companies were as follows:

Receivables and payables for goods, services and interest

Receivables Liabilities
31.12.2015. 31.12.2014. 31.12.2015. 31.12.2014.
AO ADP, Rusija /
ZAO PHR, Rusija
127,598 126,516 5,468 9,206
AO ADP, Russia / ZAO PHR, Russia 70,845 66,460 545 1,774
ZAO ADP KALUGA, Russia 14,176 8,459 - -
FADP Holding, France 11,244 7,783 4,440 5,028
ADP d.o.o. Mladenovac, Serbia 4,880 3,961 - -
EURO APS, Romania 9 32 1,695 2,538
AD Plastik d.o.o., Slovenia 3 - 8 -
228,755 213,211 12,156 18,546

Trading transactions

FADP Holding, France 11,244 7,783 4,440 5,028
ADP d.o.o. Mladenovac, Serbia 4,880 3,961 - -
EURO APS, Romania 9 32 1,695 2,538
AD Plastik d.o.o., Slovenia 3 - 8 - STRATEGIC REPORT
228,755 213,211 12,156 18,546
B
Trading
transactions
Income Expenses
Operating income and expenses 2015. 2014. 2015. 2014. CORPORATE GOVERNANCE
AO ADP, Russia / ZAO PHR, Russia 35,496 48,362 9,399 16,421
ZAO ADP KALUGA, Russia 16,832 34,599 5,490 7,783
ADP d.o.o. Mladenovac, Serbia 13,727 6,684 5,717 1,438
EURO APS, Romania 11,001 49,587 - 108
FADP Holding, France
AD Plastik d.o.o., Slovenia
9,169 8,372 - -
Centar za istraživanje i razvoj, Croatia 234 - - - C
AO ADP, Russia / ZAO PHR, Russia 2 - 1 -
86,461 147,604 20,607 25,750
FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 207

40. Related-party transactions (continued)

Financial transactions

Income Expenses
Finance income and finance
costs
2015. 2014. 2015. 2014.
EURO APS, Romania 41,963 40,987 - -
FADP Holding, France 8,199 7,912 - -
ZAO ADP KALUGA, Russia 2,349 2,393 - -
AO ADP, Russia / ZAO PHR, Russia 1,600 1,636 - -
ADP d.o.o. Mladenovac, Serbia 1,461 1,469 - -
AD Plastik d.o.o., Slovenia - - 87 335
55,572 54,397 87 335

The total remuneration provided to the members of the Supervisory Board, the Management Board and executive directors in 2015 amounts to HRK 11,605 thousand (2014: HRK 10,948 thousand).

41. Financial instruments and risk management

41.1 Gearing ratio

The Company's gearing ratio, expressed as the ratio of net debt to equity, is expressed as follows:

31.12.2015. 31.12.2014.
Short-term borrowings 147,381 258,000
Long-term borrowings 265,343 201,208
Cash and cash equivalents (3,414) (1,801)
Net
debt
409,310 457,407
Equity 644,972 625,309
Net
debt-to-equity
ratio
63.46% 73.15%

Equity consists of share capital, reserves and retained profit.

41.2. Categories of financial instruments

31.12.2015. 31.12.2014.
Financial
assets
345,261 452,632
Investments in subsidiaries and associates 66,155 96,352
Loans 121,108 135,830
Trade receivables 117,553 175,094
Other receivables 37,031 43,555
Cash and cash equivalents 3,414 1,801
Financial
liabilities
595,169 747,033
Loans 412,724 459,208
Trade and other payables 182,445 287,825

Other receivables include the balances from the following line items in the statement of financial position: 'Other receivables' and 'Current financial assets', less amounts receivable from the State.

Trade and other payables include the balances from the following line items in the statement of financial position: 'Trade payables', 'Advances received' and 'Other current liabilities', less amounts owed to the State.

At the reporting date there are no significant concentrations of credit risk for loans and receivables designated at fair value through the statement of comprehensive income.

41.3. Financial risk management objectives

Company's Treasury function provides services to the business, co-ordinates access to domestic and international financial markets, monitors and manages the financial risks relating to the operations of the Company through internal risk reports which analyse exposures by degree and magnitude of risks. These risks include market risk (including currency risk, fair value interest rate risk and price risk), credit risk, liquidity risk and cash flow interest rate risk. The Company seeks to minimise the effects of these risks. The Company does not enter into, or trade in financial instruments, including derivative financial instruments, for speculative purposes. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 209STRATEGIC REPORT

41.4. Price risk management

The largest markets on which the Company provides its services and sells its products comprise the EU market and the market of the Russian Federation. The management determines the prices of its products separately for domestic and foreign markets by reference to the market prices.

41.5. Interest rate risk

Interest rate risk is the risk that the value of a financial instrument will fluctuate due to changes in market interest rates relative to the interest rate, which applies to the financial instrument. Interest rate cash flow risk is the risk that the interest cost of an instrument will fluctuate over time. The interest rate risk exposure is low, as there are no financial instruments at variable rates.

41.6. Credit risk

The Company is exposed to credit risk in respect of given loans and trade receivables. Loans have been granted to a subsidiary and an associate of the Company, and as such the credit risk is under the control of the Company. Trade receivables are presented net of allowance for bad and doubtful accounts.

The largest six customers of the Company are as follows: Revoz, Slovenia; Hella Saturnus, Slovenia; Reydel, Germany; Peugeot Citroen, France; Grupo Antolin, Germany; and Ford Motor Werke, Germany. Operating income generated from the sales made to the business partners represents over 90 percent of the total operating income. In 2015 the Company generated 55.67 percent of its sales from its major customer, Renault and its subsidiaries (2014: 48.64 %).

It is the policy of the Company to transact with financially sound companies where the risk of default is minimised.

41.7. Foreign currency risk management

The Company undertakes certain transactions denominated in foreign currencies. Hence, exposures to exchange rate fluctuations arise. The carrying amounts of the Company's foreign-currency denominated monetary assets and monetary liabilities at the reporting date are provided in the table below using the middle exchange rates of the Croatian National Bank:

At
31
December
Property insurance Liabilities Net
FX
position
2015 2014 2015 2014 2015 2014
EUR 502,570 433,926 277,557 449,900 225,013 (15,974)
RUR 84,086 91,319 215 1 83,871 91,318
USD 8,476 649 463 792 8,013 (143)
RSD 3,744 3,744 - - 3,744 3,744
GBP 3 1 239 157 (236) (156)
598,879 529,639 278,474 450,850 320,405 78,789

Foreign currency sensitivity analysis

RSD 3,744 3,744 - - 3,744 3,744
GBP 3 1 239 157 (236) (156)
598,879 529,639 278,474 450,850 320,405 78,789 STRATEGIC REPORT
Foreign currency sensitivity analysis B
currencies by the percentages specified above. The Company is mainly exposed to the risk of changes in the exchange rates for the euro (EUR) and the
Russian rouble (RUR). The following table details the Company's sensitivity to a 2-percent change of the
Croatian kuna against the euro and a 10-percent change of the Croatian kuna against the Russian rouble
in 2015 and 2014. The sensitivity analysis includes only outstanding foreign-currency denominated
monetary items and their translation at the year-end. A negative figure below indicates a decrease in
profit, and a positive figure an increase in profit where the Croatian kuna changes against the relevant
CORPORATE GOVERNANCE
EUR impact
2015 2014
Change in exchange differences (2 %) +/-
4,519
+/- 354 C
RUR
impact
2015 2014
Change in exchange differences (10 %) +/-
8,607
+/- 9,143 FINANCIAL STATEMENTS
Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 211

41.8. Liquidity risk management

Ultimate responsibility for liquidity risk management rests with the Management Board. The Company manages its liquidity using banking facilities (overdrafts) and by continuously monitoring forecast and actual cash flows and matching the maturity profiles of its financial assets and liabilities.

The following tables detail the Company's remaining contractual maturity for its non-derivative financial assets and liabilities. The tables have been drawn up based on the undiscounted cash flows of financial assets and liabilities based on the earliest date on which the Company can require payment and can be required to pay.

Up to 1
month
1 to 3
months
3 months to
1 year
1 to 5 years Over 5 years Total
2015 Weighted
average interest
rate
Assets
Non-interest bearing 39,063 55,777 41,952 - 66,217 203,009
Interest bearing 9.48% 937 1,792 24,389 128,273 6,237 161,628
---------------
40,000
---------------
57,569
---------------
66,341
---------------
128,273
---------------
72,454
-------------------
364,637
-----
Liabilities ___ ___ ___ ___ ___ ___
--
Non-interest bearing 74,594 68,635 35,665 3,551 - 182,445
---------------
Interest bearing 4.34% 3,510 22,632 134,692 264,258 37,022 462,114
----------------
---------------
78,104
---------------
91,267
---------------
170,357
---------------
267,809
---------------
37,022
---------------
644,559
2014 Weighted
average interest
rate
Assets
Non-interest bearing 12,070 17,848 169,898 - 96,352 296,168
Interest bearing 8.82% 370 2,587 17,677 136,415 6,615 163,664
___
12,440
___
20,435
___
187,575
___
136,415
___
102,967
___
459,832
Liabilities ___ ___ ___ ___ ___ ___
Non-interest bearing 24,840 15,184 199,548 48,253 - 287,825
Interest bearing 4.52% 4,484 48,162 244,676 139,029 42,153 478,504
___
29,324
___
63,346
___
444,224
___
187,282
___
42,153
___
766,329

41.9. Fair value of financial instruments

Financial instruments held to maturity in the ordinary course of business are carried at the lower of cost and net amount less repaid portion.

The fair value represents the amount for which an asset could be exchanged between knowledgeable, willing parties in an arm's length transaction, except in the event of a forced sale or liquidation. The fair value of a financial instrument is the price quoted on a stock exchange or arrived at using the discounted cash flow method.

At 31 December 2015, the carrying amounts of cash, receivables, short-term liabilities, accrued expenses, short-term borrowings and other financial instruments match their fair values.

42. Events subsequent to the reporting date

An Extraordinary Meeting of Shareholders was held on 6 April 2016, at which a decision was adopted to distributed a dividend of HRK 4 per share out of the retained (undistributed) earnings and other reserves from 2014. The dividends will be paid on 22 April 2016. Your needs. Our drive. ANNUAL REPORT 2015 OF AD PLASTIK GROUP 213STRATEGIC REPORT

43. Contingent liabilities

Based on the Management's estimate, the Company had no material contingent liabilities at 31 December 2015 which would require to be disclosed in the notes to the financial statements.

As at 31 December 2015 there were no material legal actions outstanding against the Company other than those reflected in these financial statements.

44. Approval of the financial statements

These financial statements were approved by the Management Board of AD Plastik d.d. and authorised for issue on 23 April 2016.

For AD Plastik d.d., Solin:

Marinko Došen President of the Management Board

Your needs. Our drive.

SOLIN, APRIL 2016 WWW.ADPLASTIK.HR

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