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Skjern Bank

Earnings Release Feb 9, 2012

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Satisfactory development and acceptable operating profit in Skjern Bank

-- Annual profit before tax DKK 10.7 million
-- Core earnings add up to DKK 81.4 million
-- Devaluation of loans DKK 52.2 million
-- Loans and deposits from customers at current levels
-- Solvency 15.8 % and individual solvency requirements 11.5 % = 137 %
coverage
-- Solid liquidity reserves of DKK 819 million, corresponding to 159.8 %
-- Continued high customer satisfaction and loyalty to the bank
-- Danish Financial Supervisory Authority on standard functional examination
-- Core profit in 2012 is expected in range of DKK 80 – 95 million

Kind regards

Hans Ladekjær Jeppesen Per Munck

Chairman of Board Banking executive

If any questions please contact Per Munck at 21 73 30 04

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