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Easternmed Real Estate Capital PLC

Annual / Quarterly Financial Statement Jul 30, 2024

2506_10-k_2024-07-30_7b9d06e5-430f-4e96-ba8e-aae0359762b4.pdf

Annual / Quarterly Financial Statement

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REPORT AND CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

REPORT AND CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

CONTENTS PAGE
Board of Directors and other officers 1
Management Report 2 - 3
Independent auditor's report 4 - 6
Consolidated statement of profit or loss and other comprehensive income 7
Consolidated statement of financial position 8
Consolidated statement of changes in equity 9
Consolidated cash flow statement 11
Notes to the consolidated financial statements 13 - 49

BOARD OF DIRECTORS AND OTHER OFFICERS

Board of Directors: Ioannis Papaioannou
Ellie Kioupi
Marcos Panteleimon Klerides
Athanasios Martinos
Marina Martinou
Costas Neocleous
Dionysios Psallidas
Petros Kotsikis
Company Secretary: K and K Secretarial Limited
Independent Auditors: Markos Drakos & Co Ltd
Chartered Accountants
86 Ifigenias Street
2003 Nicosia
Cyprus
Registered office: Kyriakou Matsi 11, 8th floor,
Nicosia
1082
Cyprus
Bankers: Bank of Cyprus Public Company Ltd
HSBC Plc
Credit Suisse AG
Natwest Bank Plc
Registration number: ΗΕ394500

Markos Drakos & Co Ltd

86 Ifigeneias, 1st floor Tel: +357 22600800 2003 Strovolos, Fax: +357 22600801 Nicosia, [email protected] Cyprus www.mdrakos.com

Independent Auditor's Report

To the Members of Easternmed Real Estate Capital plc

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Easternmed Real Estate Capital plc (the ''Company'') and its subsidiaries (the ''Group''), which are presented in pages 7 to 49 and comprise the consolidated statement of financial position as at 31 March 2024, and the consolidated statements of profit or loss and other comprehensive income, changes in equity and cash flows for the year then ended, and notes to the consolidated financial statements, including a summary of significant accounting policies.

In our opinion, the accompanying consolidated financial statements give a true and fair view of the consolidated financial position of the Group as at 31 March 2024, and of its consolidated financial performance and its consolidated cash flows for the year then ended in accordance with International Financial Reporting Standards (IFRSs) as adopted by the European Union and the requirements of the Cyprus Companies Law, Cap. 113.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (ISAs). Our responsibilities under those standards are further described in the ''Auditor's Responsibilities for the Audit of the Consolidated Financial Statements'' section of our report. We are independent of the Group in accordance with the International Ethics Standards Board for Accountants' International Code of Ethics for Professional Accountants (including International Independence Standards) (IESBA Code) together with the ethical requirements that are relevant to our audit of the consolidated financial statements in Cyprus, and we have fulfilled our other ethical responsibilities in accordance with these requirements and the IESBA Code. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Responsibilities of the Board of Directors for the Consolidated Financial Statements

The Board of Directors is responsible for the preparation of consolidated financial statements that give a true and fair view in accordance with International Financial Reporting Standards as adopted by the European Union and the requirements of the Cyprus Companies Law, Cap. 113, and for such internal control as the Board of Directors determines is necessary to enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, the Board of Directors is responsible for assessing the Group's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Board of Directors either intends to liquidate the Group or to cease operations, or has no realistic alternative but to do so.

The Board of Directors is responsible for overseeing the Group's financial reporting process.

Independent Auditor's Report (continued)

To the Members of Easternmed Real Estate Capital plc

Auditor's Responsibilities for the Audit of the Consolidated Financial Statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated financial statements.

As part of an audit in accordance with ISAs, we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

  • Identify and assess the risks of material misstatement of the consolidated financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
  • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Group's internal control.
  • Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by the Board of Directors.
  • Conclude on the appropriateness of the Board of Directors' use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Group's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the consolidated financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor's report. However, future events or conditions may cause the Group to cease to continue as a going concern.
  • Evaluate the overall presentation, structure and content of the consolidated financial statements, including the disclosures, and whether the consolidated financial statements represent the underlying transactions and events in a manner that achieves a true and fair view.
  • Obtain sufficient and appropriate audit evidence regarding the financial information of the entities or business activities within the Group to express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and performance of the group audit. We remain solely responsible for our audit opinion.

We communicate with the Board of Directors regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

Report on Other Legal Requirements

Pursuant to the additional requirements of the Auditors Law of 2017, we report the following:

  • In our opinion, the Management Report has been prepared in accordance with the requirements of the Cyprus Companies Law, Cap 113, and the information given is consistent with the consolidated financial statements.
  • In our opinion, and in the light of the knowledge and understanding of the Group and its environment obtained in the course of the audit, we have not identified material misstatements in the Management Report

CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME For the year ended 31 March 2024

Note 1/04/2023-
31/03/2024
UΚ£
1/04/2022-
31/03/2023
UΚ£
Revenue
Rental expenses
8
9
21.330.195
(7.435.831)
22.304.448
(4.366.844)
Gross profit 13.894.364 17.937.604
Fair value losses on investment property
Other operating income
Selling and distribution expenses
Administration expenses
Net impairment loss on financial and contract assets
Other expenses
10
11
12
(2.035.562)
980.362
(1.572)
(869.603)
(127.581)
(2.168)
(24.699.276)
5.950
(4.855)
(639.759)
(23.323)
-
Operating profit/(loss) 11.838.240 (7.423.659)
Finance income
Finance costs
13
13
464.000
(948.930)
858.193
(930.263)
Profit/(loss) before tax 11.353.310 (7.495.729)
Tax
Net profit/(loss) for the year
14 (2.841.601)
8.511.709
(3.226.317)
(10.722.046)
Other comprehensive income
Exchange difference arising on the translation and consolidation of
foreign companies' financial statements
(1.228.652) 7.376.111
Other comprehensive income for the year (1.228.652) 7.376.111
Total comprehensive income for the year 7.283.057 (3.345.935)

The notes on pages 13 to 49 form an integral part of these consolidated financial statements.

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

For the year ended 31 March 2024

Note Share capital
UΚ£
Share
premium
UΚ£
Non
refundable
advances
UΚ£
Translation
reserve
UΚ£
Retained
earnings
UΚ£
Total
UΚ£
Balance at 1 April 2022
Net loss for the year
Other comprehensive income for the year
Non-refundable advances from shareholders
547.394.670
-
-
-
563.124
-
-
-
19.465.144
-
-
18.830.854
4.225.140
-
7.376.111
-
15.041.193
(10.722.046)
-
-
586.689.271
(10.722.046)
7.376.111
18.830.854
Balance at 31 March 2023/ 1 April 2023
Net profit for the year
Other comprehensive income for the year
Issue of share capital
Utilisation of Non-refundable advances for increase in the share
capital
23 547.394.670
-
-
66.526.611
-
563.124
-
-
4.916.316
-
38.295.998
-
-
-
(21.280.459)
11.601.251
-
(1.228.652)
-
-
4.319.147
8.511.709
-
-
-
602.174.190
8.511.709
(1.228.652)
71.442.927
(21.280.459)
Balance at 31 March 2024 613.921.281 5.479.440 17.015.539 10.372.599 12.830.856 659.619.715

Share premium and translation reserve are not available for distribution.

Exchange differences relating to the translation of the net assets of the Group's foreign operations from their functional currencies to the Group's presentation currency (i.e. United Kingdom Pounds) are recognised directly in other comprehensive income and accumulated in the foreign currency translation reserve. Gains and losses on hedging instruments that are designated as hedges of net investments in foreign operations are included in the foreign currency translation reserve. Exchange differences previously accumulated in the foreign currency translation reserve are reclassified to profit or loss on the disposal or partial disposal of the foreign operation.

The non-refundable advances from shareholders are made available to the Board of Directors for future increases of the share capital of the Company.

Companies, which do not distribute 70% of their profits after tax, as defined by the Special Contribution for the Defence of the Republic Law, within two years after the end of the relevant tax year, will be deemed to have distributed this amount as dividend on the 31 of December of the second year. The amount of the

The notes on pages 13 to 49 form an integral part of these consolidated financial statements.

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY For the year ended 31 March 2024

Company pays special defence contribution on behalf of the shareholders over the amount of the deemed dividend distribution at a rate of 17% (applicable since 2014) when the entitled shareholders are natural persons tax residents of Cyprus and have their domicile in Cyprus. In addition, the Company pays on behalf of the shareholders General Healthcare System (GHS) contribution at a rate of 2,65%, when the entitled shareholders are natural persons tax residents of Cyprus, regardless of their domicile.

The notes on pages 13 to 49 form an integral part of these consolidated financial statements.

CONSOLIDATED CASH FLOW STATEMENT For the year ended 31 March 2024

1/04/2023-
31/03/2024
1/04/2022-
31/03/2023
CASH FLOWS FROM OPERATING ACTIVITIES Note UΚ£ UΚ£
Profit/(loss) before tax
Adjustments for:
11.353.310 (7.495.729)
Depreciation of property, plant and equipment
Depreciation of right-of-use assets
Exchange difference arising on the translation of non-current assets
15 445
63.835
322
64.125
in foreign currencies
Exchange difference arising on the translation and consolidation of
2.022.903 (8.312.368)
foreign companies' financial statements
Unrealised exchange loss
Excess of Group's interest in the net fair value of the subsidiaries'
(1.228.652)
791.975
7.376.111
421.460
assets and liabilities over cost on acquisition
Fair value losses on investment property
Impairment charge of trade receivables
20 (378.349)
2.035.562
127.581
-
24.699.276
23.323
Interest income
Interest expense
13
13
(462.819)
116.490
(433.226)
486.833
14.442.281 16.830.127
Changes in working capital:
Increase in trade and other receivables
Decrease in financial assets at fair value through profit or loss
Increase in bank deposits
Increase/(Decrease) in trade and other payables
(6.266.752)
-
(10.024.319)
658.119
(386.818)
10.541.300
(41.624)
(2.139.736)
(Decrease)/increase in deferred income (59.691) 359.050
Cash (used in)/generated from operations (1.250.362) 25.162.299
Tax paid (3.229.101) (3.691.156)
Net cash (used in)/generated from operating activities (4.479.463) 21.471.143
CASH FLOWS FROM INVESTING ACTIVITIES
Payment for purchase of intangible assets
Payment for purchase of property, plant and equipment
Payment for purchase of investment property
Interest received
17
16
(47.340)
(1.735)
(52.787.078)
462.819
-
(1.815)
(1.376.835)
433.226
Net cash used in investing activities (52.373.334) (945.424)
CASH FLOWS FROM FINANCING ACTIVITIES
Proceeds from issue of share capital
Non-refundable advances
Repayments of borrowings
Payments of leases liabilities
71.442.927
(21.280.459)
-
(29.401)
-
18.830.854
(40.813.291)
(26.880)
Interest paid (116.490) (486.833)

The notes on pages 13 to 49 form an integral part of these consolidated financial statements.

CONSOLIDATED CASH FLOW STATEMENT For the year ended 31 March 2024

Note 1/04/2023-
31/03/2024
UΚ£
1/04/2022-
31/03/2023
UΚ£
Net cash generated from/(used in) financing activities 50.016.577 (22.496.150)
Net decrease in cash and cash equivalents (6.836.220) (1.970.431)
Cash and cash equivalents at beginning of the year
Effect of exchange rate fluctuations on cash held
25.076.386
(53.668)
27.046.817
-
Cash and cash equivalents at end of the year 22 18.186.498 25.076.386

The notes on pages 13 to 49 form an integral part of these consolidated financial statements.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

1. Incorporation and principal activities

Country of incorporation

The Company Easternmed Real Estate Capital plc (the ''Company'') was incorporated in Cyprus on 14 February 2019 as a private limited liability company under the provisions of the Cyprus Companies Law, Cap. 113. Its registered office is at Kyriakou Matsi 11, 8th floor, Nicosia, 1082, Cyprus.

Principal activity

The principal activity of the Group is the holding of investment properties (commercial real estate assets primarily in the office sector in the United Kingdom and Switzerland) for long-term rental yields and for capital appreciation.

2. Basis of preparation

The consolidated financial statements of the Group have been prepared in accordance with International Financial Reporting Standards (IFRS), as adopted by the European Union (EU), and the requirements of the Cyprus Companies Law, Cap. 113.

As of the date of the authorisation of the financial statements, all International Financial Reporting Standards issued by the International Accounting Standards Board (IASB) that are effective as of 1 January 2023 and relevant to the Company have been adopted by the EU through the endorsement procedure established by the European Commission.

These consolidated financial statements have been prepared under the historical cost convention as modified by the revaluation of, investment property, and financial assets and financial liabilities at fair value through profit or loss.

The preparation of financial statements in conformity with IFRSs requires the use of certain critical accounting estimates and requires Management to exercise its judgment in the process of applying the Group's accounting policies. The areas involving a higher degree of judgment or complexity, or areas where assumptions and estimates are significant to the financial statements are disclosed in Note 7.

3. Adoption of new or revised standards and interpretations

During the current year the Group adopted all the new and revised International Financial Reporting Standards (IFRS) that are relevant to its operations and are effective for accounting periods beginning on 1 April 2023. This adoption did not have a material effect on the accounting policies of the Group.

4. Significant accounting policies

The principal accounting policies adopted in the preparation of these consolidated financial statements are set out below. These policies have been consistently applied to all years presented in these consolidated financial statements unless otherwise stated.

Basis of consolidation

The Company has subsidiary undertakings for which section 142(1)(b) of the Cyprus Companies Law Cap. 113 requires consolidated financial statements to be prepared and laid before the Company at the Annual General Meeting. The Group consolidated financial statements comprise the financial statements of the parent company Easternmed Real Estate Capital plc and the financial statements of the subsidiaries Medholdings Company Ltd, Classpremium Ltd, Interclass Company Limited, Alphaforum Ltd, Forumprime Ltd, Alphafocus Ltd, Alphaspectrum Ltd, IHC Immobilien Limited, Alphaprecious Ltd, Medcenter Holdings Ltd and Medspectrum Limited.

4. Significant accounting policies (continued)

Basis of consolidation (continued)

The financial statements of all the Group companies are prepared using uniform accounting policies. All inter-company transactions and balances between Group companies have been eliminated during consolidation.

Business combinations

Acquisitions of businesses are accounted for using the acquisition method. The consideration transferred in a business combination is measured at fair value, which is calculated as the sum of the acquisition-date fair values of the assets transferred by the Group, liabilities incurred by the Group to the former owners of the acquiree and the equity interests issued by the Group in exchange for control of the acquiree. Acquisition-related costs are generally recognised in profit or loss as incurred.

At the acquisition date, the identifiable assets acquired and the liabilities assumed are recognised at their fair value at the acquisition date, except that:

  • deferred tax assets or liabilities and liabilities or assets related to employee benefit arrangements are recognised and measured in accordance with IAS 12 Income Taxes and IAS 19 Employee Benefits respectively;
  • liabilities or equity instruments related to share-based payment arrangements of the acquiree or share-based payment arrangements of the Group entered into to replace share-based payment arrangements of the acquiree are measured in accordance with IFRS 2 Share-based Payment at the acquisition date; and
  • assets (or disposal groups) that are classified as held for sale in accordance with IFRS 5 Noncurrent Assets Held for Sale and Discontinued Operations are measured in accordance with that Standard.

Goodwill is measured as the excess of the sum of the consideration transferred, the amount of any noncontrolling interests in the acquiree, and the fair value of the acquirer's previously held equity interest in the acquiree (if any) over the net of the acquisition-date amounts of the identifiable assets acquired and the liabilities assumed. If, after reassessment, the net of the acquisition-date amounts of the identifiable assets acquired and liabilities assumed exceeds the sum of the consideration transferred, the amount of any non-controlling interests in the acquiree and the fair value of the acquirer's previously held interest in the acquiree (if any), the excess is recognised immediately in profit or loss as a bargain purchase gain.

Non-controlling interests that are present ownership interests and entitle their holders to a proportionate share of the entity's net assets in the event of liquidation may be initially measured either at fair value or at the non-controlling interests' proportionate share of the recognised amounts of the acquiree's identifiable net assets. The choice of measurement basis is made on a transaction-by-transaction basis. Other types of non-controlling interests are measured at fair value or, when applicable, on the basis specified in another IFRS.

When the consideration transferred by the Group in a business combination includes assets or liabilities resulting from a contingent consideration arrangement, the contingent consideration is measured at its acquisition-date fair value and included as part of the consideration transferred in a business combination. Changes in the fair value of the contingent consideration that qualify as measurement period adjustments are adjusted retrospectively, with corresponding adjustments against goodwill. Measurement period adjustments are adjustments that arise from additional information obtained during the 'measurement period' (which cannot exceed one year from the acquisition date) about facts and circumstances that existed at the acquisition date.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Business combinations (continued)

The subsequent accounting for changes in the fair value of the contingent consideration that do not qualify as measurement period adjustments depends on how the contingent consideration is classified. Contingent consideration that is classified as equity is not remeasured at subsequent reporting dates and its subsequent settlement is accounted for within equity. Contingent consideration that is classified as an asset or a liability is remeasured at subsequent reporting dates in accordance with IAS 39, or IAS 37 Provisions, Contingent Liabilities and Contingent Assets, as appropriate, with the corresponding gain or loss being recognised in profit or loss.

When a business combination is achieved in stages, the Group's previously held equity interest in the acquiree is remeasured to fair value at the acquisition date (i.e. the date when the Group obtains control) and the resulting gain or loss, if any, is recognised in profit or loss. Amounts arising from interests in the acquiree prior to the acquisition date that have previously been recognised in other comprehensive income are reclassified to profit or loss where such treatment would be appropriate if that interest were disposed of.

If the initial accounting for a business combination is incomplete by the end of the reporting period in which the combination occurs, the Group reports provisional amounts for the items for which the accounting is incomplete. Those provisional amounts are adjusted during the measurement period (see above), or additional assets or liabilities are recognised, to reflect new information obtained about facts and circumstances that existed at the acquisition date that, if known, would have affected the amounts recognised at that date.

Goodwill

Goodwill represents the excess of the cost of an acquisition over the fair value of the Group's share of the net identifiable assets of the acquired undertaking at the date of acquisition. Goodwill on acquisition of subsidiaries is included in ''intangible assets''. Goodwill on acquisitions of associates is included in ''Investments in associates''. Goodwill on acquisitions of investments in joint ventures is included in ''investments in joint ventures''.

Goodwill is tested annually for impairment and carried at cost less accumulated impairment losses. Gains and losses on the disposal of an undertaking include the carrying amount of goodwill relating to the undertaking sold. Goodwill is allocated to cash-generating units for the purpose of impairment testing.

Any excess of the interest in the net fair value of acquiree's identifiable assets, liabilities and contingent liabilities over cost is recognised immediately in profit or loss.

Revenue

Recognition and measurement

Revenue represents the amount of consideration to which the Group expects to be entitled in exchange for transferring the promised services to the tenants (renting of the property and other ancillary services) , excluding amounts collected on behalf of third parties (for example, value-added taxes); the transaction price. The Group includes in the transaction price an amount of variable consideration as a result of rebates/discounts only to the extent that it is highly probable that a significant reversal in the amount of cumulative revenue recognised will not occur when the uncertainty associated with the variable consideration is subsequently resolved. Estimations for rebates and discounts are based on the Group's experience with similar contracts and forecasted rental and other income from the tenants.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Revenue (continued)

The Group recognises revenue when the parties have approved the contract (in writing, orally or in accordance with other customary business practices ) and are committed to perform their respective obligations, the Group can identify each party's rights and the payment terms for the rental income to be transferred, the contract has commercial substance (i.e. the risk, timing or amount of the Group's future cash flows is expected to change as a result of the contract), it is probable that the Group will collect the consideration to which it will be entitled in exchange for the renting of the properties that will be transferred to the tenants and when specific criteria have been met for each of the Group's contracts with tenants.

The Group bases its estimates on historical results, taking into consideration the type of tenants, the type of transaction and the specifics of each arrangement. In evaluating whether collectability of an amount of consideration is probable, the Group considers only the tenant's ability and intention to pay that amount of consideration when it is due.

Estimates of revenues, costs or extent of progress toward completion are revised if circumstances change. Any resulting increases or decreases in estimates are reflected in the consolidated statement of profit or loss and other comprehensive income in the period in which the circumstances that give rise to the revision become known by Management.

Identification of performance obligations

The Group assesses whether contracts that involve the provision of a range of services contain one or more performance obligations (that is, distinct promises to provide a service) and allocates the transaction price to each performance obligation identified on the basis of its stand-alone selling price. A service that is promised to a tenant is distinct if the tenant can benefit from the service, either on its own or together with other resources that are readily available to the tenants (that is the service is capable of being distinct) and the Group's promise to transfer the service to the tenant is separately identifiable from other promises in the contract (that is, the service is distinct within the context of the contract).

Revenue is measured based on the consideration to which the Group expects to be entitled in a contract with a tenant and excludes amounts collected on behalf of third parties. The Group recognises revenue when it transfers control of service to a tenant.

Rental income

Rental income is recognised on an accruals basis in accordance with the substance of the relevant agreements.

Investment property rental income

Rental income from investment property is recognised as revenue on a straight-line basis over the term of the lease. Lease incentives granted are recognised as an integral part of the total rental income, over the term of the lease.

Other income from property is recognised as other income.

Finance income

Interest income is recognised on a time-proportion basis using the effective method.

Finance costs

Interest expense and other borrowing costs are charged to profit or loss as incurred.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Foreign currency translation

(1) Functional and presentation currency

Items included in the Group's financial statements are measured using the currency of the primary economic environment in which the entity operates ('the functional currency'). The financial statements are presented in United Kingdom Pounds (UΚ£), which is the Group's functional and presentation currency.

(2) Transactions and balances

Foreign currency transactions are translated into the functional currency using the exchange rates prevailing at the dates of the transactions. Foreign exchange gains and losses resulting from the settlement of such transactions and from the translation at year-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss.

Tax

Current tax liabilities and assets are measured at the amount expected to be paid to or recovered from the taxation authorities, using the tax rates and laws that have been enacted, or substantively enacted, by the reporting date.

Deferred income

Deferred income represents income receipts which relate to future periods.

Investment properties

Investment property, principally comprising of shops and offices buildings, is held for long-term rental yields and/or for capital appreciation and is not occupied by the Group. Investment property is carried at fair value, representing open market value determined annually by the Board of Directors and every 3-5 years by external, independent professional valuers. Changes in fair values are recorded in profit or loss and are included in other operating income.

An investment property is derecognised upon disposal or when the investment property is permanently withdrawn from use and no future economic benefits are expected from the continued use of the asset. Any gain or loss arising on derecognition of the property (calculated as the difference between the net disposal proceeds and the carrying amount of the asset) is included in profit or loss in the period in which the property is derecognised.

Leases

At inception of a contract, the Group assesses whether a contract is, or contains, a lease. A contract is, or contains, a lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. To assess whether a contract conveys the right to control the use of an identified asset, the Group assesses whether:

  • the contract involves the use of an identified asset this may be specified explicitly or implicitly, and should be physically distinct or represent substantially all of the capacity of a physically distinct asset. If the supplier has a substantive substitution right, then the asset is not identified;
  • the Group has the right to obtain substantially all of the economic benefits from use of the asset throughout the period of use; and
  • the Group has the right to direct the use of the asset. The Group has this right when it has the decisionmaking rights that are most relevant to changing how and for what purpose the asset is used. In rare cases where the decision about how and for what purpose the asset is used is predetermined, the Group has the right to direct the use of the asset if either:
    • the Group has the right to operate the asset; or

4. Significant accounting policies (continued)

Leases (continued)

the Group designed the asset in a way that predetermines how and for what purpose it will be used.

At inception or on reassessment of a contract that contains a lease component, the Group allocates the consideration in the contract to each lease component on the basis of their relative stand-alone prices. However, for the leases of land and buildings in which it is a lessee, the Group has elected not to separate non-lease components and account for the lease and non-lease components as a single lease component.

The Group as lessor

When the Group acts as a lessor, it determines at lease inception whether each lease is a finance lease or an operating lease.

To classify each lease, the Group makes an overall assessment of whether the lease transfers substantially all of the risks and rewards incidental to ownership of the underlying asset. If this is the case, then the lease is a finance lease; if not, then it is an operating lease. As part of this assessment, the Group considers certain indicators such as whether the lease is for the major part of the economic life of the asset.

When the Group is an intermediate lessor, it accounts for its interests in the head lease and the sub-lease separately. It assesses the lease classification of a sub-lease with reference to the right-of-use asset arising from the head lease, not with reference to the underlying asset. If a head lease is a short-term lease to which the Group applies the exemption described above, then it classifies the sub-lease as an operating lease.

If an arrangement contains lease and non-lease components, the Group applies IFRS 15 to allocate the consideration in the contract.

The Group recognises lease payments received under operating leases as income on a straight-line basis over the lease term as part of 'other income'.

The accounting policies applicable to the Group as a lessor in the comparative period were not different from IFRS 16. However, when the Group was an intermediate lessor the sub-leases were classified with reference to the underlying asset.

Impairment of non-financial assets

Assets that have an indefinite useful life are not subject to amortisation and are tested annually for impairment. Assets that are subject to depreciation or amortisation are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount may not be recoverable. An impairment loss is recognised for the amount by which the asset's carrying amount exceeds its recoverable amount. The recoverable amount is the higher of an asset's fair value less costs to sell and value in use. For the purposes of assessing impairment, assets are grouped at the lowest levels for which there are separately identifiable cash flows (cash-generating units). Non financial assets, other than goodwill, that have suffered an impairment are reviewed for possible reversal of the impairment at each reporting date.

Financial assets

Financial assets - Classification

The Group classifies its financial assets in the following measurement categories:

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Financial assets (continued)

Financial assets - Classification (continued)

  • those to be measured subsequently at fair value (either through OCI or through profit or loss), and
  • those to be measured at amortised cost.

The classification and subsequent measurement of debt financial assets depends on: (i) the Group's business model for managing the related assets portfolio and (ii) the cash flow characteristics of the asset. On initial recognition, the Group may irrevocably designate a debt financial asset that otherwise meets the requirements to be measured at amortized cost or at FVOCI or at FVTPL if doing so eliminates or significantly reduces an accounting mismatch that would otherwise arise.

For investments in equity instruments that are not held for trading, the classification will depend on whether the Group has made an irrevocable election at the time of initial recognition to account for the equity investment at fair value through other comprehensive income (FVOCI). This election is made on an investment-by-investment basis.

All other financial assets are classified as measured at FVTPL.

For assets measured at fair value, gains and losses will either be recorded in profit or loss or OCI. For investments in equity instruments that are not held for trading, this will depend on whether the Group has made an irrevocable election at the time of initial recognition to account for the equity investment at fair value through other comprehensive income (FVOCI).

Financial assets - Recognition and derecognition

All purchases and sales of financial assets that require delivery within the time frame established by regulation or market convention (''regular way'' purchases and sales) are recorded at trade date, which is the date when the Group commits to deliver a financial instrument. All other purchases and sales are recognised when the entity becomes a party to the contractual provisions of the instrument.

Financial assets are derecognised when the rights to receive cash flows from the financial assets have expired or have been transferred and the Group has transferred substantially all the risks and rewards of ownership.

Financial assets - Measurement

At initial recognition, the Group measures a financial asset at its fair value plus, in the case of a financial asset not at fair value through profit or loss (FVTPL), transaction costs that are directly attributable to the acquisition of the financial asset. Transaction costs of financial assets carried at FVTPL are expensed in profit or loss. Fair value at initial recognition is best evidenced by the transaction price. A gain or loss on initial recognition is only recorded if there is a difference between fair value and transaction price which can be evidenced by other observable current market transactions in the same instrument or by a valuation technique whose inputs include only data from observable markets.

Financial assets with embedded derivatives are considered in their entirety when determining whether their cash flows are solely payment of principal and interest.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Financial assets (continued)

Financial assets - impairment - credit loss allowance for ECL

The Group assesses on a forward-looking basis the ECL for debt instruments (including loans) measured at amortised cost and FVOCI and exposure arising from loan commitments and financial guarantee contracts. The Group measures ECL and recognises credit loss allowance at each reporting date. The measurement of ECL reflects: (i) an unbiased and probability weighted amount that is determined by evaluating a range of possible outcomes, (ii) time value of money and (iii) all reasonable and supportable information that is available without undue cost and effort at the end of each reporting period about past events, current conditions and forecasts of future conditions.

The carrying amount of the financial assets is reduced through the use of an allowance account, and the amount of the loss is recognised in the consolidated statement of profit or loss and other comprehensive income within ''net impairment losses on financial and contract assets. Subsequent recoveries of amounts for which loss allowance was previously recognised are credited against the same line item.

Debt instruments carried at amortised cost are presented in the consolidated statement of financial position net of the allowance for ECL. For loan commitments and financial guarantee contracts, a separate provision for ECL is recognised as a liability in the consolidated statement of financial position.

For debt instruments at FVOCI, an allowance for ECL is recognised in profit or loss and it affects fair value gains or losses recognised in OCI rather than the carrying amount of those instruments.

The impairment methodology applied by the Group for calculating expected credit losses depends on the type of financial asset assessed for impairment. Specifically:

For trade receivables and contract assets, including trade receivables and contract assets with a significant financing component, and lease receivables the Group applies the simplified approach permitted by IFRS 9, which requires lifetime expected credit losses to be recognised from initial recognition of the financial assets.

For all other financial instruments that are subject to impairment under IFRS 9, the Group applies general approach - three stage model for impairment. The Group applies a three stage model for impairment, based on changes in credit quality since initial recognition. A financial instrument that is not creditimpaired on initial recognition is classified in Stage 1.

Financial assets in Stage 1 have their ECL measured at an amount equal to the portion of lifetime ECL that results from default events possible within the next 12 months or until contractual maturity, if shorter (''12 Months ECL''). If the Group identifies a significant increase in credit risk (''SICR'') since initial recognition, the asset is transferred to Stage 2 and its ECL is measured based on ECL on a lifetime basis, that is, up until contractual maturity but considering expected prepayments, if any (''Lifetime ECL''). Refer to note 6, Credit risk section, for a description of how the Group determines when a SICR has occurred. If the Group determines that a financial asset is credit-impaired, the asset is transferred to Stage 3 and its ECL is measured as a Lifetime ECL. The Group's definition of credit impaired assets and definition of default is explained in note 6, Credit risk section.

Additionally the Group has decided to use the low credit risk assessment exemption for investment grade financial assets. Refer to note 6, Credit risk section for a description of how the Group determines low credit risk financial assets.

4. Significant accounting policies (continued)

Financial assets (continued)

Financial assets -Reclassification

Financial instruments are reclassified only when the business model for managing those assets changes. The reclassification has a prospective effect and takes place from the start of the first reporting period following the change.

Financial assets - write-off

Financial assets are written-off, in whole or in part, when the Group exhausted all practical recovery efforts and has concluded that there is no reasonable expectation of recovery. The write-off represents a derecognition event. The Group may write-off financial assets that are still subject to enforcement activity when the Group seeks to recover amounts that are contractually due, however, there is no reasonable expectation of recovery.

Financial assets - modification

The Group sometimes renegotiates or otherwise modifies the contractual terms of the financial assets. The Group assesses whether the modification of contractual cash flows is substantial considering, among other, the following factors: any new contractual terms that substantially affect the risk profile of the asset (e.g. profit share or equity-based return), significant change in interest rate, change in the currency denomination, new collateral or credit enhancement that significantly affects the credit risk associated with the asset or a significant extension of a loan when the borrower is not in financial difficulties.

If the modified terms are substantially different, the rights to cash flows from the original asset expire and the Group derecognises the original financial asset and recognises a new asset at its fair value. The date of renegotiation is considered to be the date of initial recognition for subsequent impairment calculation purposes, including determining whether a SICR has occurred. The Group also assesses whether the new loan or debt instrument meets the SPPI criterion. Any difference between the carrying amount of the original asset derecognised and fair value of the new substantially modified asset is recognised in profit or loss, unless the substance of the difference is attributed to a capital transaction with owners.

In a situation where the renegotiation was driven by financial difficulties of the counterparty and inability to make the originally agreed payments, the Group compares the original and revised expected cash flows to assets whether the risks and rewards of the asset are substantially different as a result of the contractual modification. If the risks and rewards do not change, the modified asset is not substantially different from the original asset and the modification does not result in derecognition. The Group recalculates the gross carrying amount by discounting the modified contractual cash flows by the original effective interest rate, and recognises a modification gain or loss in profit or loss.

Cash and cash equivalents

For the purpose of the consolidated cash flow statement, cash and cash equivalents comprise deposits held at call with banks and bank overdrafts. In the consolidated statement of financial position, bank overdrafts are included in borrowings in current liabilities. Cash and cash equivalents are carried at amortised cost because: (i) they are held for collection of contractual cash flows and those cash flows represent SPPI, and (ii) they are not designated at FVTPL.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Financial assets (continued)

Classification as financial assets at amortised cost

These amounts generally arise from transactions outside the usual operating activities of the Group. They are held with the objective to collect their contractual cash flows and their cash flows represent solely payments of principal and interest. Accordingly, these are measured at amortised cost using the effective interest method, less provision for impairment. Financial assets at amortised cost are classified as current assets if they are due within one year or less (or in the normal operating cycle of the business if longer). If not, they are presented as non-current assets.

Classification as trade receivables

Trade receivables are amounts due from tenants for services performed in the ordinary course of business. If collection is expected in one year or less (or in the normal operating cycle of the business if longer), they are classified as current assets. If not, they are presented as non-current assets. Trade receivables are recognised initially at fair value and subsequently measured at amortised cost using the effective interest method, less loss allowance.

Trade receivables are recognised initially at the amount specified in the rental agreements signed unless they contain significant financing components, in which case they are recognised at fair value. The Group holds the trade receivables with the objective to collect the contractual cash flows and therefore measures them subsequently at amortised cost using the effective interest method.

Trade receivables are also subject to the impairment requirements of IFRS 9. The Group applies the IFRS 9 simplified approach to measuring expected credit losses which uses a lifetime expected loss allowance for all trade receivables. See note 6, Credit risk section.

Trade receivables are written off when there is no reasonable expectation of recovery. Indicators that there is no reasonable expectation of recovery include, amongst others, the failure of a tenant to engage in a repayment plan with the Group, and a failure to make contractual payments for a period of greater than 180 days past due.

Financial guarantee contracts

Financial guarantee contracts are contracts that require the Group to make specified payments to reimburse the holder of the guarantee for a loss it incurs because a specified debtor fails to make payment when due in accordance with the terms of debt instrument. Such financial guarantees are given to banks, financial institutions and others on behalf of customers to secure loans, overdrafts and other banking facilities.

Financial guarantees are recognised as a financial liability at the time the guarantee is issued.

Financial guarantees are initially recognised at their fair value, which is normally evidenced by the amount of fees received. In the absence of fees received, the fair value of financial guarantees is determined based on the present value of the difference in cash flows between the contractual payments required under the debt instrument and the payments that would be required without the guarantee, or the estimated amount that would be payable to a third party for assuming the obligations.

Financial guarantees are subsequently measured at the higher of (i) the amount determined in accordance with the expected credit loss model under IFRS 9 ''Financial Instruments'', and (ii) the amount initially recognised less, where appropriate, the cumulative amount of income recognised in accordance with the principles of IFRS 15 ''Revenue from Contracts with customers''.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Financial assets (continued)

Financial liabilities - measurement categories

Financial liabilities are initially recognised at fair value and classified as subsequently measured at amortised cost, except for (i) financial liabilities at FVTPL: this classification is applied to derivatives, financial liabilities held for trading (e.g. short positions in securities), contingent consideration recognised by an acquirer in a business combination and other financial liabilities designated as such at initial recognition and (ii) financial guarantee contracts and loan commitments.

A financial liability is derecognised when the obligation under the liability is discharged or cancelled or expires.

Borrowings

Borrowings are recorded initially at the proceeds received, net of transaction costs incurred. Borrowings are subsequently stated at amortised cost. Any difference between the proceeds (net of transaction costs) and the redemption value is recognised in profit or loss over the period of the borrowings using the effective interest method.

Trade payables

Trade payables are initially measured at fair value and are subsequently measured at amortised cost, using the effective interest rate method.

Financial liabilities - Modifications

An exchange between the Group and its original lenders of debt instruments with substantially different terms, as well as substantial modifications of the terms and conditions of existing financial liabilities, are accounted for as an extinguishment of the original financial liability and the recognition of a new financial liability. The terms are substantially different if the discounted present value of the cash flows under the new terms, including any fees paid net of any fees received and discounted using the original effective interest rate, is at least 10% different from the discounted present value of the remaining cash flows of the original financial liability. (In addition, other qualitative factors, such as the currency that the instrument is denominated in, changes in the type of interest rate, new conversion features attached to the instrument and change in loan covenants are also considered.)

If an exchange of debt instruments or modification of terms is accounted for as an extinguishment, any costs or fees incurred are recognised as part of the gain or loss on the extinguishment. If the exchange or modification is not accounted for as an extinguishment, any costs or fees incurred adjust the carrying amount of the liability and are amortised over the remaining term of the modified liability.

Modifications of liabilities that do not result in extinguishment are accounted for as a change in estimate using a cumulative catch up method, with any gain or loss recognised in profit or loss, unless the economic substance of the difference in carrying values is attributed to a capital transaction with owners and is recognised directly to equity.

Borrowing costs are interest and other costs that the Group incurs in connection with the borrowing of funds, including interest on borrowings, amortisation of discounts or premium relating to borrowings, amortisation of ancillary costs incurred in connection with the arrangement of borrowings, finance lease charges and exchange differences arising from foreign currency borrowings to the extent that they are regarded as an adjustment to interest costs.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

4. Significant accounting policies (continued)

Financial assets (continued)

Financial liabilities - Modifications (continued)

Borrowing costs that are directly attributable to the acquisition, construction or production of a qualifying asset, being an asset that necessarily takes a substantial period of time to get ready for its intended use or sale, are capitalised as part of the cost of that asset, when it is probable that they will result in future economic benefits to the Group and the costs can be measured reliably.

Offsetting financial instruments

Financial assets and financial liabilities are offset and the net amount reported in the consolidated statement of financial position if, and only if, there is a currently enforceable legal right to offset the recognised amounts and there is an intention to settle on a net basis, or to realise the asset and settle the liability simultaneously. This is not generally the case with master netting agreements, and the related assets and liabilities are presented gross in the consolidated statement of financial position.

Prepayments

Prepayments are carried at cost less provision for impairment. A prepayment is classified as non-current when the services relating to the prepayment are expected to be obtained after one year, or when the prepayment relates to an asset which will itself be classified as non-current upon initial recognition. Prepayments to acquire assets are transferred to the carrying amount of the asset once the Group has obtained control of the asset and it is probable that future economic benefits associated with the asset will flow to the Group. Other prepayments are written off to profit or loss when the services relating to the prepayments are received. If there is an indication that the assets and services relating to a prepayment will not be received, the carrying value of the prepayment is written down accordingly and a corresponding impairment loss is recognised in profit or loss.

Share capital

Ordinary shares are classified as equity. The difference between the fair value of the consideration received by the Company and the nominal value of the share capital being issued is taken to the share premium account.

Provisions

Provisions are recognised when the Group has a present legal or constructive obligation as a result of past events, it is probable that an outflow of resources will be required to settle the obligation, and a reliable estimate of the amount can be made. Where the Group expects a provision to be reimbursed, for example under an insurance contract, the reimbursement is recognised as a separate asset but only when the reimbursement is virtually certain.

Non-current liabilities

Non-current liabilities represent amounts that are due more than twelve months from the reporting date.

Comparatives

Where necessary, comparative figures have been adjusted to conform to changes in presentation in the current year.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

5. New accounting pronouncements

At the date of approval of these consolidated financial statements, standards and interpretations were issued by the International Accounting Standards Board which were not yet effective. Some of them were adopted by the European Union and others not yet. The Board of Directors expects that the adoption of these accounting standards in future periods will not have a material effect on the consolidated financial statements of the Group.

6. Financial risk management

Financial risk factors

The Group is exposed to interest rate risk, credit risk, liquidity risk, currency risk, operational risk, compliance risk, reputation risk, capital risk management and other risks arising from the financial instruments it holds. The risk management policies employed by the Group to manage these risks are discussed below:

6.1 Interest rate risk

Interest rate risk is the risk that the value of financial instruments will fluctuate due to changes in market interest rates. The Group's income and operating cash flows are substantially independent of changes in market interest rates as the Group has no significant interest-bearing assets. The Group is exposed to interest rate risk in relation to its borrowings. Borrowings issued at variable rates expose the Group to cash flow interest rate risk. Borrowings issued at fixed rates expose the Group to fair value interest rate risk. The Company's Management monitors the interest rate fluctuations on a continuous basis and acts accordingly.

6.2 Credit risk

Credit risk is the risk that one party to a financial instrument will cause a financial loss for the other party by failing to meet an obligation. Credit risk arises from cash and cash equivalents, deposits with banks and financial institutions, as well as credit exposures to tenants, including outstanding receivables.

(i) Risk management

Credit risk is managed on a group basis. For banks and financial institutions, the Group has established policies whereby the majority of bank balances are held with independently rated parties with a minimum rating of 'C'.

If tenants are independently rated, these ratings are used. Otherwise, if there is no independent rating, Management assesses the credit quality of the tenants, taking into account its financial position, past experience and other factors.

These policies enable the Group to reduce its credit risk significantly.

(ii) Impairment of financial assets

The Group has the following types of financial assets that are subject to the expected credit loss model:

  • trade receivables
  • cash and cash equivalents

The impairment methodology applied by the Group for calculating expected credit losses depends on the type of financial asset assessed for impairment. Specifically:

For trade receivables the Group applies the simplified approach permitted by IFRS 9, which requires lifetime expected losses to be recognised from initial recognition of the financial assets.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

6. Financial risk management (continued)

6.2 Credit risk (continued)

(ii) Impairment of financial assets (continued)

For all other financial assets that are subject to impairment under IFRS 9, the Group applies general approach - three stage model for impairment. The Group applies a three-stage model for impairment, based on changes in credit quality since initial recognition. A financial asset that is not credit-impaired on initial recognition is classified in Stage 1. Financial assets in Stage 1 have their ECL measured at an amount equal to the portion of lifetime ECL that results from default events possible within the next 12 months or until contractual maturity, if shorter (''12 Months ECL''). If the Group identifies a significant increase in credit risk (''SICR'') since initial recognition, the asset is transferred to Stage 2 and its ECL is measured based on ECL on a lifetime basis, that is, up until contractual maturity but considering expected prepayments, if any (''Lifetime ECL''). If the Group determines that a financial asset is credit-impaired, the asset is transferred to Stage 3 and its ECL is measured as a Lifetime ECL.

Impairment losses are presented as net impairment losses on financial and contract assets within operating profit. Subsequent recoveries of amounts previously written off are credited against the same line item.

Significant increase in credit risk

The Group considers the probability of default upon initial recognition of the asset and whether there has been a significant increase in credit risk on an ongoing basis throughout each reporting period. To assess whether there is a significant increase in credit risk the Group compares the risk of a default occurring on the financial asset as at the reporting date with the risk of default as at the date of initial recognition. It considers available reasonable and supportive forwarding-looking information. Especially the following indicators are incorporated:

  • internal credit rating
  • external credit rating (as far as available)
  • actual or expected significant adverse changes in business, financial or economic conditions that are expected to cause a significant change to the borrower's/counterparty's ability to meet its obligations
  • actual or expected significant changes in the operating results of the borrower/counterparty
  • significant increases in credit risk on other financial instruments of the same borrower/counterparty
  • significant changes in the value of the collateral supporting the obligation or in the quality of third-party guarantees or credit enhancements
  • significant changes in the expected performance and behaviour of the borrower/counterparty, including changes in the payment status of counterparty in the Group and changes in the operating results of the borrower/counterparty.

Macroeconomic information (such as market interest rates or growth rates) is incorporated as part of the internal rating model. The historical loss rates are adjusted to reflect current and forward-looking information on macroeconomic factors affecting the ability of the customers to settle the receivables. No significant changes to estimation techniques or assumptions were made during the reporting period.

Regardless of the analysis above, a significant increase in credit risk is presumed if a debtor is more than 30 days past due in making a contractual payment.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

6. Financial risk management (continued)

6.2 Credit risk (continued)

(ii) Impairment of financial assets (continued)

Low credit risk

The Group has decided to use the low credit risk assessment exemption for investment grade financial assets. Management consider 'low credit risk' for listed bonds to be an investment grade credit rating with at least one major rating agency. Other instruments are considered to be low credit risk when they have a low risk of default and the issuer has a strong capacity to meet its contractual cash flow obligations in the near term.

Default

A default on a financial asset is when the counterparty fails to make contractual payments within 90 days of when they fall due.

Write-off

Financial assets are written off when there is no reasonable expectation of recovery, such as a tenants failing to engage in a repayment plan with the Group. The Group categorises a debt financial asset for write off when a tenants fails to make contractual payments greater than 180 days past due. Where debt financial assets have been written off, the Group continues to engage in enforcement activity to attempt to recover the receivable due. Where recoveries are made, these are recognised in profit or loss.

Trade receivables and contract assets

The Group applies the IFRS 9 simplified approach to measuring expected credit losses which uses a lifetime expected loss allowance for all trade receivables.

To measure the expected credit losses, trade receivables have been grouped based on shared credit risk characteristics and the days past due.

There were no significant trade receivable balances written off during the year that are subject to enforcement activity.

Receivables from related parties

For receivables from related parties lifetime ECL was provided for them upon initial application of IFRS 9 until these financial assets are derecognised as it was determined on initial application of IFRS 9 that it would require undue cost and effort to determine whether their credit risk has increased significantly since initial recognition to the date of initial application of IFRS 9.

For any new loans to related parties, which are not purchased or originated credit-impaired financial assets, the impairment loss is recognised as 12-month ECL on initial recognition of such instruments and subsequently the Group assesses whether there was a significant increase in credit risk.

The gross carrying amounts below represent the Group's maximum exposure to credit risk on these assets as at 31 March 2024 and 31 March 2023:

Group internal credit rating 31/03/2024 31/03/2023
UΚ£ UΚ£
Performing 34.269 -
Total 34.269 -

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

6. Financial risk management (continued)

6.2 Credit risk (continued)

(ii) Impairment of financial assets (continued)

Receivables from related parties (continued)

The Group does not hold any collateral as security for any receivables from related parties.

There were no significant receivables from related parties written off during the year that are subject to enforcement activity.

Cash and cash equivalents

The Group assesses, on a group basis, its exposure to credit risk arising from cash at bank. This assessment takes into account, ratings from external credit rating institutions and internal ratings, if external are not available.

Bank deposits held with banks with investment grade rating are considered as low credit risk.

The ECL on current accounts is considered to be approximate to 0, unless the bank is subject to capital controls. The ECL on deposits accounts is calculated by considering published PDs for the rating as per Moody's and an LGD of 40-60% as published by ECB.

The Group does not hold any collateral as security for any cash at bank balances.

There were no significant cash at bank balances written off during the year that are subject to enforcement activity.

(iii) Expected credit loss on trade receivables and impairment charge in investment in subsidiary recognised in profit or loss

During the year, the following gains/(losses) were recognised in profit or loss in relation to impaired financial assets and contract assets:

Impairment losses 1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Impairment charge - trade receivables (127.593) (24.600)
Reversal of impairment - trade receivables 12 1.277
Net impairment loss on financial and contract assets (127.581) (23.323)

6.3 Liquidity risk

Liquidity risk is the risk that arises when the maturity of assets and liabilities does not match. An unmatched position potentially enhances profitability, but can also increase the risk of losses. The Group has procedures with the object of minimising such losses such as maintaining sufficient cash.

The following tables detail the Group's remaining contractual maturity for its financial liabilities. The tables have been drawn up based on the undiscounted cash flows of financial liabilities based on the earliest date on which the Group can be required to pay. The table includes both interest and principal cash flows.

6. Financial risk management (continued)

6.3 Liquidity risk (continued)

31 March 2024 Carrying
amounts
UΚ£
Contractual
cash flows
UΚ£
3 months or
UΚ£
less 3-12 months
UΚ£
1-2 years
UΚ£
2-5 years
UΚ£
More than
5 years
UΚ£
Lease liabilities 5.798.229 5.798.229 - 137.035 274.070 411.105 4.976.019
Bank overdrafts
Trade and
114 114 - 114 - - -
other payables
Payables to
3.379.818 3.379.818 - 3.379.818 - - -
related parties
Loans from
other related
48.603 82.872 - 82.872 - - -
parties 8.308.036 8.308.036 - - 1.729.055 5.187.166 1.391.815
17.534.800 17.569.069 - 3.599.839 2.003.125 5.598.271 6.367.834
31 March 2023 Carrying Contractual 3 months or More than
amounts cash flows less 3-12 months 1-2 years 2-5 years 5 years
UΚ£ UΚ£ UΚ£ UΚ£ UΚ£ UΚ£ UΚ£
Lease liabilities 5.827.630 5.827.630 - 144.655 274.433 411.649 4.996.893
Other loans 8.445.088 8.445.088 - - 1.479.682 4.439.046 2.526.360
Bank overdrafts 37 37 37 - - - -
Trade and
other payables 2.611.584 2.611.584 - 2.611.584 - - -
Payables to
related parties 50.621 50.621 - 50.621 - - -
16.934.960 16.934.960 37 2.806.860 1.754.115 4.850.695 7.523.253

6.4 Currency risk

Currency risk is the risk that the value of financial instruments will fluctuate due to changes in foreign exchange rates. Currency risk arises when future commercial transactions and recognised assets and liabilities are denominated in a currency that is not the Group's measurement currency. The Group is exposed to foreign exchange risk arising from various currency exposures primarily with respect to the Swiss Franc.. The Group's Management monitors the exchange rate fluctuations on a continuous basis and acts accordingly.

6.5 Operational risk

Operational risk is the risk that derives from the deficiencies relating to the Group's information technology and control systems as well as the risk of human error and natural disasters. The Group's systems are evaluated, maintained and upgraded continuously.

6.6 Compliance risk

Compliance risk is the risk of financial loss, including fines and other penalties, which arises from noncompliance with laws and regulations of the state. The risk is limited to a significant extent due to the supervision applied by the Compliance Officer, as well as by the monitoring controls applied by the Group.

6.7 Reputation risk

The risk of loss of reputation arising from the negative publicity relating to The Group's operations (whether true or false) may result in a reduction of its clientele, reduction in revenue and legal cases against the Group. The Group applies procedures to minimize this risk.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

6. Financial risk management (continued)

6.8 Capital risk management

The Group manages its capital to ensure that it will be able to continue as a going concern while maximising the return to shareholders through the optimisation of the debt and equity balance. The Group's overall strategy remains unchanged from last year.

6.9 Other risks

Negative trends in economic activity, and specifically the real estate markets in United Kingdom and Switzerland may affect the occupier demand ,rental rates and investment valuation in respect of the Group's properties. The Group is focused on leasing to credit worthly tenants with either moderate exposure to developments in the economies it operates and/or with very sound financial standing.

Any error or negative trend in valuations of properties would significantly impact the results of the Group. Changes in occupational trends (e.g. requirement for more flexible space and building management technologies) can impact future revenue generating capacity and hence impact the valuation of properties.

Vacancy contributes to higher unrecoverable costs due to no service charge income. Potential departure from market norms and rates as regards to standard rent and incentives to be provided to new and existing tenants in order to secure new leases or extension of existing leases. The Group has a proven ability to attract tenants to its properties due to their location. The Group's Leasing Policy ensures that the key terms offered in new and/or extended lease agreements comply with the market norms in order to prevent any significant departure from market norms and rates.

7. Critical accounting estimates, judgments and assumptions

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Critical accounting estimates and assumptions

The Group makes estimates and assumptions concerning the future. The resulting accounting estimates will, by definition, seldom equal the related actual results. The estimates and assumptions that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year are discussed below.

Calculation of loss allowance

When measuring expected credit losses the Group uses reasonable and supportable forward looking information, which is based on assumptions for the future movement of different economic drivers and how these drivers will affect each other.

Loss given default is an estimate of the loss arising on default. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, taking into account cash flows from collateral and integral credit enhancements.

Probability of default constitutes a key input in measuring ECL. Probability of default is an estimate of the likelihood of default over a given time horizon, the calculation of which includes historical data, assumptions and expectations of future conditions.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

7. Critical accounting estimates, judgments and assumptions (continued)

Income taxes

Significant judgment is required in determining the provision for income taxes. There are transactions and calculations for which the ultimate tax determination is uncertain during the ordinary course of business. The Group recognises liabilities for anticipated tax audit issues based on estimates of whether additional taxes will be due. Where the final tax outcome of these matters is different from the amounts that were initially recorded, such differences will impact the income tax and deferred tax provisions in the period in which such determination is made.

Critical judgements in applying the Group's accounting policies

Fair value of investment property

The fair value of investment property is determined by using valuation techniques. The Group uses its judgment to select a variety of methods and make assumptions that are mainly based on market conditions existing at each reporting date. The fair value of the investment property has been estimated based on the fair value of their individual assets.

Impairment of financial assets

The loss allowances for financial assets are based on assumptions about risk of default and expected loss rates. The Group uses judgement in making these assumptions and selecting the inputs to the impairment calculation, based on the Group's past history, existing market conditions as well as forward looking estimates at the end of each reporting period. Details of the key assumptions and inputs used are disclosed in note 6, Credit risk section.

Impairment of non-financial assets

The impairment test is performed using the discounted cash flows expected to be generated through the use of non-financial assets, using a discount rate that reflects the current market estimations and the risks associated with the asset. When it is impractical to estimate the recoverable amount of an asset, the Group estimates the recoverable amount of the cash generating unit in which the asset belongs to.

Impairment of goodwill

Determining whether goodwill is impaired requires an estimation of the value in use of the cash generating units of the Group on which the goodwill has been allocated. The value in use calculation requires the Group to estimate the future cash flows expected to arise from the cashgenerating units using a suitable discount rate in order to calculate present value.

Useful live of depreciable assets

The Board of Directors assesses the useful lives of depreciable assets at each reporting date, and revises them if necessary so that the useful lives represent the expected utility of the assets to the Group. Actual results, however, may vary due to technological obsolescence, mis-usage and other factors that are not easily predictable.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

8. Revenue

The Group derives its revenue mainly from rental contracts with tenants.

Disaggregation of revenue 1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Rent receivable 20.945.965 21.780.729
Other income from property 384.230 523.719
21.330.195 22.304.448

9. Rental expenses

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Property rates and taxes 241.133 179.602
Repairs and maintenance 4.596.526 2.212.396
Electricity 977.629 537.371
Water supply and cleaning 61.604 51.634
Insurance 455.842 518.623
Sundry expenses 286.152 83.357
Other professional fees 149.013 67.776
Management fees 587.904 633.968
Salary expenses abroad 80.028 82.117
7.435.831 4.366.844
10. Other operating income
Operating lease rentals receivable 1.831 5.950
Excess of Group's interest in the net fair value of the subsidiaries' assets and
liabilities over cost on acquisition 378.349 -
Compensation for early termination of rental contracts 600.182 -
980.362 5.950

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

11. Administration expenses

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Common expenses 909 792
Municipality taxes 480 478
Annual levy 442 534
Electricity 2.544 2.260
Water supply and cleaning 1.548 1.870
Repairs and maintenance - 269
Sundry expenses 9.658 744
Stationery and printing 231 -
Auditors' remuneration - current year 60.540 52.506
Auditors' remuneration - prior years 1.174 13.323
Accounting fees 44.521 38.440
Legal fees 2.185 27.415
Other professional fees 636.889 401.298
Overseas travelling 44.202 35.383
Depreciation of right-of-use assets 63.835 64.125
Depreciation 445 322
869.603 639.759

12. Other expenses

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Incorporation expenses 2.168 -
2.168 -

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

13. Finance income/(costs)

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Finance income
Bank interest 453.415 -
Interest on debentures - 428.575
Interest on bank current accounts 6.648 -
Other interest income 2.756 4.651
Realised foreign exchange profit 1.144 424.712
Unrealised foreign exchange profit 37 255
Bank and other loans interest 464.000 858.193
Finance costs
Interest expense
Loan interest - (369.537)
Interest on obligations under finance leases (116.490) (117.296)
Sundry finance expenses
Bank charges (40.045) (20.889)
Net foreign exchange losses
Realised foreign exchange loss (383) (826)
Unrealised foreign exchange loss (792.012) (421.715)
(948.930) (930.263)
Net finance costs (484.930) (72.070)
14. Tax
1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Corporation tax - current year 104.257 31.775
Corporation tax - prior years (7.482) 2.841
Overseas tax 2.744.826 3.191.701

Charge for the year 2.841.601 3.226.317

14. Tax (continued)

The tax on the Group's profit before tax differs from theoretical amount that would arise using the applicable tax rates as follows:

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Profit/(loss) before tax 11.353.310 (7.495.729)
Tax calculated at the applicable tax rates 1.419.164 (936.966)
Tax effect of expenses not deductible for tax purposes 422.508 416.403
Tax effect of allowances and income not subject to tax (1.951.091) 549.509
10% additional charge 213.676 2.829
Prior year tax (7.482) 2.841
Overseas tax in excess of credit claim used during the year 2.744.826 3.191.701
Tax charge 2.841.601 3.226.317

The corporation tax rate in Cyprus is 12,5%. In addition, 75% of the gross rents receivable are subject to defence contribution at the rate of 3%.

Under certain conditions interest income may be subject to defence contribution at the rate of 30%. In such cases this interest will be exempt from corporation tax. In certain cases, dividends received from abroad may be subject to defence contribution at the rate of 17%.

The Group's rental and other property income derives from permanent establishments outside of the Republic and is not taxed in the Republic.

The corporation tax rate in Switzerland can reach up to 30% as companies are taxed on their net profits, the amount of their share capital and the amount of receivable rental income. In the United Kingdom the corporation tax rate is 19% on the taxable profits.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

15. Right-of-use assets

Land and
buildings
UΚ£
Cost
Balance at 1 April 2022
Exchange differences
5.879.562
878
Balance at 31 March 2023/ 1 April 2023 5.880.440
Exchange differences (839)
Balance at 31 March 2024 5.879.601
Depreciation
Balance at 1 April 2022
Charge for the year
425.133
64.125
Balance at 31 March 2023/ 1 April 2023 489.258
Charge for the year 63.835
Balance at 31 March 2024 553.093
Net book amount
Balance at 31 March 2024 5.326.508
Balance at 31 March 2023 5.391.182

The Group through one of its subsidiary purchased a leasehold property in London in 2014. The leasehold period is 109 years and expires on 7 June 2123 and the leasehold agreement provides for a yearly payment of ground rent.

The parent company entered into an agreement in 2020 with a third party for the lease of its office in Nicosia. The lease period is 5 years and expires on 30 June 2025, with the option for the company to extend it by 2 years with the same terms.

Amounts recognised in profit and loss:

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
UΚ£ UΚ£
Depreciation expense on right-of-use assets (63.835) (64.125)
Interest expense on lease liabilities (116.490) (117.296)
16. Investment properties
31/03/2024 31/03/2023
UΚ£ UΚ£
Balance at 1 April 586.624.370 598.430.300
Additions 52.787.078 1.376.835

Exchange differences (2.519.074) 11.516.511 Fair value adjustment (2.035.562) (24.699.276)

Balance at 31 March 634.856.812 586.624.370

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

16. Investment properties (continued)

Fair value hierarchy

The fair value of investment properties owned by the Group as at 31 March 2024 was determined by the Board of Directors of each of the Group companies at GBP634.856.812 (31/03/2023:GBP586.624.370) on the basis of information available to the Boards of the companies for the properties and general information on current conditions of the immovable property market in the UK and Switzerland. Company has no valuation of the investment property as at this date from an external, independent property valuer. The Company obtains valuation of its investment property from external, independent property valuers who have appropriate, recognised and professional qualifications and recent experience in the location and category of the property periodically.

The fair value measurement for all of the investment properties has been categorised as a Level 3 fair value based on the inputs to the valuation technique used.

Valuation technique and significant unobservable inputs

The following table shows the valuation technique used in measuring the fair value of investment property, as well as the significant unobservable inputs used.

Description Fair value at
Valuation
31 March
technique
2024
UΚ£
Unobservable
input
Range
(weighted
average)
Relationship of
unobservable inputs
to fair values
Commercial offices
building in London
108.750.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 854 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
building in London
30.000.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 463 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
and shops building
in London
32.000.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 663 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
building in London
15.150.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 901 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)

16. Investment properties (continued)

Description Fair value at
Valuation
31 March
technique
2024
UΚ£
Unobservable
input
Range
(weighted
average)
Relationship of
unobservable inputs
to fair values
Commercial offices
and shops building
in London
28.500.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 647 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
building in London
22.000.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 593 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
building in London
7.000.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 703 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
and shops building
in Geneva
97.579.970 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 683 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
and shops building
in Geneva
55.125.326 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 2.150 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)
Commercial offices
building in London
189.000.000 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 840 per
square foot.
The fair value will
increase/(decrease)
if the rental income
increases/(decreases)
and the
corresponding return
increases/(decreases)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

16. Investment properties (continued)

Description Fair value at
Valuation
31 March
technique
2024
UΚ£
Unobservable
input
Range
(weighted
average)
Relationship of
to fair values
unobservable inputs
Commercial offices
building in London
22.766.297 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 841 per
square foot.
The fair value will
and the
increase/(decrease)
if the rental income
increases/(decreases)
corresponding return
increases/(decreases)
Commercial offices
building in London
26.985.189 Income
approach
Assessment of
the location of
the property
Market value
of the building
UK£ 881 per
square foot.
The fair value will
and the
increase/(decrease)
if the rental income
increases/(decreases)
corresponding return
increases/(decreases)
Details of investment properties are as follows:
31/03/2024
UΚ£
31/03/2023
UΚ£
Type
Commercial buildings in London
Commercial buildings in Geneva
432.400.030
202.456.782
431.400.000
155.224.370
634.856.812 586.624.370

During the year, the Group received rental income amounting to UΚ£20.945.965.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

17. Intangible assets

Goodwill
UΚ£
Cost
Balance at 1 April 2022 3.149.872
Balance at 31 March 2023/ 1 April 2023 3.149.872
Additions 47.340
Balance at 31 March 2024 3.197.212
Net book amount
Balance at 31 March 2024 3.197.212
Balance at 31 March 2023 3.149.872

Goodwill represents the premium paid to acquire the below listed companies and has been allocated for impairment testing purposes to these companies:

  • Alphafocus Ltd
  • IHC Immobilien Limited
  • Alphaprecious Limited
  • Medspectrum Limited
  • Medprestige Limited

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

18. Investments in subsidiaries

The details of the subsidiaries are as follows:

Name Country of Principal Holding 31/03/2024 31/03/2023
incorporation activities % UΚ£ UΚ£
Medholdings Company
Limited
Cyprus Investments in
properties
100 100.980.895 100.980.895
Classpremium Ltd Cyprus Investments in
properties
100 30.092.353 30.436.224
Interclass Company
Limited
Cyprus Investments in
properties
100 34.365.418 34.452.366
Alphaforum Ltd Cyprus Investments in
properties
100 15.364.125 15.565.307
Forumprime Ltd Cyprus Investments in
properties
100 30.296.523 30.469.974
Alphafocus Ltd Cyprus Investments in
properties
100 21.328.906 21.328.906
Alphaspectrum Ltd Cyprus Investments in
properties
100 7.477.111 6.203.214
IHC Immobilien Limited Domiciled in
Cyprus
Investments in
properties
100 58.891.314 58.891.314
Medcenter Holdings Ltd Cyprus Investments in
properties
100 36.893.682 36.893.682
Alphaprecious Ltd Cyprus Investments in
properties
100 94.711.332 94.711.332
Medspectrum Limited Cyprus Investments in
properties
100 94.709.641 94.709.641
Medprestige Limited Cyprus Investments in
properties
100 23.522.047 -
Alphalegend Ltd Cyprus Investments in
properties
100 5.980.345 -
Primespectrum Ltd Cyprus Investments in
properties
100 6.248.297 -

560.861.989 524.642.855

19. Acquisition of subsidiaries

During the year the Group acquired through business combinations the following subsidiaries. All these transactions have been accounted for with the acquisition method of accounting.

The assets and liabilities acquired were as follows:

Net assets acquired (47.340) 23.900.396 23.853.056
Net assets acquired (47.340) 23.900.396 23.853.056
Borrowings - (39) (39)
Current tax liabilities - (71.522) (71.522)
Trade and other payables (47.340) (28.242) (75.582)
Cash at bank - 1.180.115 1.180.115
Trade and Other receivables - 53.787 53.787
Investment Property - 22.766.297 22.766.297
UΚ£ UΚ£ UΚ£
Ltd Limited combination
Alphalegend Medprestige amount before
carrying
Acquiree's

20. Trade and other receivables

31/03/2024 31/03/2023
UΚ£ UΚ£
Trade receivables 1.150.530 2.553.164
Agents 2.320.766 871.891
Less: credit loss on trade receivables (228.568) (100.987)
Trade receivables - net 3.242.728 3.324.068
Shareholders' current accounts - debit balances (Note 31.4) 89.376 63.698
Deposits and prepayments 6.796.391 678.832
Other receivables 84.832 7.558
10.213.327 4.074.156

The Group does not hold any collateral over the trading balances.

Movement in provision for Credit loss on trade receivables:

31/03/2024 31/03/2023
UΚ£ UΚ£
Balance at 1 April 100.987 77.595
Increase in expected credit loss recognised on trade receivables 127.581 23.392
Balance at 31 March 228.568 100.987

The fair values of trade and other receivables due within one year approximate to their carrying amounts as presented above.

The exposure of the Group to credit risk and impairment losses in relation to trade and other receivables is reported in note 6 of the consolidated financial statements.

21. Financial assets at fair value through profit or loss

Financial assets
Balance at 1 April
Disposals
31/03/2024
UΚ£
-
-
31/03/2023
UΚ£
10.541.300
(10.541.300)
Balance at 31 March - -
Fair values
31/03/2024
UΚ£
Cost
31/03/2024
UΚ£
Fair values
31/03/2023
UΚ£
Cost
31/03/2023
UΚ£
Debt securities - 3.279.736 - 3.279.736
- 3.279.736 - 3.279.736

Debentures listed on a Stock Exchange comprise of bonds that were listed in the Moscow Stock Exchange until the outbreak of the war between Russia and Ukraine on 24/2/2022, of the Russian Banks Sberbank of Moscow and VTB Bank and which both have expired in October 2022. Both debentures are in default of payments of the capital and the accrued interest and have been fully impaired in the financial statements of the Group.

The financial assets at fair value through profit or loss comprise of marketable debentures that are listed on a stock exchange and are valued at market value at the close of business on 31 March by reference to the Stock Exchange quoted bid prices and the non listed securities that are non-marketable bonds with financial institutions that are valued at cost plus accrued interest. Financial assets at fair value through profit or loss are classified as current assets because they are expected to be realised within twelve months from the reporting date.

In the cash flow statement, financial assets at fair value through profit or loss are presented within the section on operating activities as part of changes in working capital. In the statement of profit or loss and other comprehensive income, changes in fair values of financial assets at fair value through profit or loss are recorded in operating income.

22. Cash at bank

31/03/2024 31/03/2023
UΚ£ UΚ£
Cash at bank 18.186.612 25.076.423
Bank deposits 10.420.448 396.129
28.607.060 25.472.552

The effective interest rate on short-term bank deposits was 3,98% and these deposits have an average maturity of 31 days.

For the purposes of the consolidated cash flow statement, the cash and cash equivalents include the following:

31/03/2024 31/03/2023
UΚ£ UΚ£
Cash at bank 18.186.612 25.076.423
Bank overdrafts (Note 25) (114) (37)
18.186.498 25.076.386

The exposure of the Group to credit risk and impairment losses in relation to cash and cash equivalents is reported in note 6 of the consolidated financial statements.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

23. Share capital and share premium

31/3/2024
Number of
31/3/2024 31/3/2024 31/3/2023
Number of
31/3/2023 31/3/2023
shares UΚ£ UΚ£ shares UΚ£ UΚ£
Authorised
Ordinary
shares of €1
each 1.000.000.000 1.100.771.930 1.100.771.930 743.830.792 743.830.792 636.978.749
Shares issued - - - 256.169.208 256.169.208 226.899.314
Balance at 30
September
2021 1.000.000.000 1.100.771.930 1.100.771.930 1.000.000.000 1.000.000.000 863.878.063
Issued and fully paid Number of
shares Share capital Share premium
UΚ£
Total
UΚ£
Balance at 1 April 2022 639.426.528 UΚ£
547.394.670
563.124 547.957.794
UΚ£ UΚ£ UΚ£
Balance at 1 April 2022 639.426.528 547.394.670 563.124 547.957.794
Balance at 31 March 2023/ 1 April 2023 639.426.528 547.394.670 563.124 547.957.794
Issue of additional shares 76.521.902 66.526.611 4.916.316 71.442.927
Balance at 31 March 2024 715.948.430 613.921.281 5.479.440 619.400.721

Issued capital

On 16 May 2023 the Company issued 76.521.902 new ordinary shares of €1 at the price of €1,0739 each (share premium of €0,0739).

24. Other reserves

Non
refundable Translation
advances reserve Total
UΚ£ UΚ£ UΚ£
Balance at 1 April 2022 19.465.144 4.225.140 23.690.284
Exchange difference - 7.376.111 7.376.111
Non-refundable advances from shareholders 18.830.854 - 18.830.854
Balance at 31 March 2023/ 1 April 2023 38.295.998 11.601.251 49.897.249
Exchange difference - (1.228.652) (1.228.652)
Utilisation of Non-refundable advances for increase in the
share capital (21.280.459) - (21.280.459)
Balance at 31 March 2024 17.015.539 10.372.599 27.388.138

The non-refundable advances from shareholders is made available to the Board of Directors for future increases of the share capital of the Company.

Share premium is not available for distribution.

Exchange differences relating to the translation of the net assets of the Group's foreign operations from their functional currencies to the Group's presentation currency (i.e. Swiss franc) are recognised directly in other comprehensive income and accumulated in the foreign currency translation reserve. Gains and losses on hedging instruments that are designated as hedges of net investments in foreign operations are included in the foreign currency translation reserve. Exchange differences previously accumulated in the foreign currency translation reserve are reclassified to profit or loss on the disposal or partial disposal of the foreign operation.

25. Borrowings

31/03/2024 31/03/2023
UΚ£ UΚ£
Current borrowings
Bank overdrafts (Note 22) 114 37
Non-current borrowings
Other loans - 8.445.088
Loans from other related parties (Note 31.3) 8.308.036 -
8.308.036 8.445.088
Total 8.308.150 8.445.125

The Group through one of its subsidiaries was granted 2 loans from Nike Shipholder Corporation on 28 December 2016 and 7 May 2018 respectively classified under 'Other loans'. The first loan bears interest of 1.5% per annum and is repayable with 10 annual instalments of CHF 1.162.500 each, on December 29 of each year. The second loan bears interest of 1.5% per annum and is repayable with 6 annual instalments of CHF 500.000 each on December 29 of each year.

During 3 January 2022, the subsidiary entered into supplement agreements to the above loan agreements, where a grace period of 2 years for the repayment of the principal and interest instalments was agreed by the two parties.

During the year 2023, the subsidiary entered into second supplement agreements to the two loan agreements with Nike Shipholder Corporation where a grace period of two additional years for the repayment of the principal instalments was agreed by the two parties.

Maturity of non-current borrowings:

31/03/2024 31/03/2023
UΚ£ UΚ£
Between one to two years - 1.479.682
Between two and five years 8.308.036 3.184.482
After five years - 3.780.924
8.308.036 8.445.088

The weighted average effective interest rates at the reporting date were as follows:

31/03/2024 31/03/2023
% %
Loans from other related parties
1,5
1,5

26. Lease liabilities

31/3/2024 31/3/2023
UΚ£ UΚ£
Balance at 1 April 5.827.630 5.854.510
Repayments (145.220) (144.656)
Interest 116.489 117.296
Exchange difference (670) 480
Balance at 31 March 5.798.229 5.827.630
Minimum
lease
Minimum
lease
payments Interest Principal payments Interest Principal
31/03/2024 31/03/2024 31/03/2024 31/03/2023 31/03/2023 31/03/2023
UΚ£ UΚ£ UΚ£ UΚ£ UΚ£ UΚ£
Within one year 137.035 115.572 21.463 144.655 101.386 43.269
Between one and five
years 682.668 572.009 110.659 97.550 - 97.550
After five years 12.490.432 6.824.325 5.666.107 5.686.811 - 5.686.811
13.310.135 7.511.906 5.798.229 5.929.016 101.386 5.827.630

During the year 2014, the Group through one of its newly acquired subsidiary acquired leasehold property in London. The leasehold period is 109 years and expires on 17 June 2123 and the leasehold agreement provides for a yearly payment of ground rent. entered into a lease rental agreement for a property in London.

During the year 2020, the parent company entered into an agreement for the lease of its office. The lease period is 5 years and expires on 30 June 2025.

All lease obligations are denominated in United Kingdom Pounds.

The fair values of lease obligations approximate to their carrying amounts as presented above.

The Group's obligations under leases are secured by the lessors' title to the leased assets.

27. Trade and other payables

31/03/2024 31/03/2023
UΚ£ UΚ£
Trade payables 15.669 84.743
Prepayments from tenants 879.587 690.591
VAT 563.735 490.198
Shareholders' current accounts - credit balances (Note 31.5) 45.178 46.450
Payables to parent (Note 31.2) 1.272 -
Tenants overpayments 53.667 57.705
Accruals 895.284 1.076.918
Other creditors 39.459 1.304
Deferred income 2.391.436 1.777.241
Payables to related companies (Note 31.2) 2.153 4.171
4.887.440 4.229.321

The fair values of trade and other payables due within one year approximate to their carrying amounts as presented above.

28. Deferred income

31/03/2024
UΚ£
31/03/2023
UΚ£
Client advances 1.854.178 1.913.869
1.854.178 1.913.869
29. Current tax liabilities
31/03/2024
UΚ£
31/03/2023
UΚ£
Corporation tax
Special contribution for defence
Overseas tax
71.205
(17.877)
1.683.141
34.363
330
2.089.276
1.736.469 2.123.969

30. Operating Environment of the Group

(i) Russia military operation in Ukraine

The geopolitical situation in Eastern Europe intensified on 24 February 2022 with the commencement of the conflict between Russia and Ukraine. As at the date of authorizing these financial statements for issue, the conflict continues to evolve as military activity proceeds. The conflict impacted the Cyprus and worldwide economy, raising the inflation and price fuels, which affected household income and business operating costs.

(ii) Hostilities between the Palestinian organization Hamas and Israel

The United Nations, European Union as well as United States of America, Switzerland, United Kingdom, and other countries continued imposing a series of restrictive measures (sanctions) against the Russian and Belarussian governments, various companies, and certain individuals. The sanctions imposed include an asset freeze and a prohibition from making funds available to the sanctioned individuals and entities. In addition, travel bans applicable to the sanctioned individuals prevent them from entering or transiting through the relevant territories. The Republic of Cyprus has adopted the United Nations and European Union sanctions above and adopts any new additional sanctions that are imposed.

31. Related party transactions

As of 16 May 2023, the Company's share capital is held by the Cyprus companies Kosmima Holdings Limited, Oceanroutes Shipping and Trading Limited, Seas of Levante Shipping and Financing Limited, Medventure Shipping Corporation Limited and Medvanguard Shipping Corporation Limited which own 9,33718%, 6,42714%, 6,42714%, 6,42714% and 6,42714% (before 16 May 2023 they owned 10,82407%, 7,19629%, 7,19629%, 7,19629% and 7,19629% respectively) and by the non-Cyprus tax resident individuals Mr. Athanasios Martinos, Mrs Marina Martinou, Mrs Marina Mathilde Martinou, Mrs Georgia Chatzi and Mrs Elli Ioannou Chatzi who own 21,95930%, 21,777267%, 20,88950%, 0,00140% and 0,00140% respectively (before 16 May 2023 they owned 20,43396%, 20,22501%, 19,72866%, 0,00157% and 0,00157% respectively).

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

31. Related party transactions (continued)

The following transactions were carried out with related parties:

31.1 Purchases of goods and services

1/04/2023- 1/04/2022-
31/03/2024 31/03/2023
Nature of transactions UΚ£ UΚ£
Easternmed Real Estate Management
Ltd Management fees 464.211 440.154
464.211 440.154

Purchases of services from the related company Easternmed Real Estate Management Ltd were made on commercial terms and conditions.

31.2 Payables to related parties (Note 27)

31/03/2024 31/03/2023
Name Nature of transactions UΚ£ UΚ£
Easternmed Real Estate ManagementLtd Finance 3.425 4.171
3.425 4.171

The payables to related parties were provided interest free, and there was no specified repayment date.

31.3 Loans from related parties (Note 25)

31/03/2024 31/03/2023
Name Terms UΚ£ UΚ£
Nike Shipholder Corporation Finance 8.308.036 -
8.308.036 -

The Group through one of its subsidiaries was granted 2 loans from Nike Shipholder Corporation on 28 December 2016 and 7 May 2018 respectively classified under 'Other loans'. The first loan bears interest of 1.5% per annum and is repayable with 10 annual instalments of CHF 1.162.500 each, on December 29 of each year. The second loan bears interest of 1.5% per annum and is repayable with 6 annual instalments of CHF 500.000 each on December 29 of each year.

On 3 January 2022, the subsidiary entered into supplement agreements to the above loan agreements, where a grace period of 2 years for the repayment of the principal and interest instalments was agreed by the two parties.

During the year 2023, the subsidiary entered into new supplement agreements to the 2 loan agreements with Nike Shipholder Corporation where a grace period of additional 2 years for the repayment of the principal instalments was agreed by the two parties.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2024

31. Related party transactions (continued)

31.4 Shareholders' current accounts - debit balances (Note 20)

31/03/2024 31/03/2023
UΚ£ UΚ£
Medvanguard Shipping corporation Limited 22.344 15.924
Medventure Shipping Corporation Limited 22.344 15.924
Oceanroutes Shipping and Trading Limited 22.344 15.925
Seas of Levante Shipping and Financing Limited 22.344 15.925
89.376 63.698

The shareholders' current accounts are interest free, and have no specified repayment date.

31.5 Shareholders' current accounts - credit balances (Note 27) 31/03/2024 31/03/2023 UΚ£ UΚ£ Shareholders' current accounts 45.178 46.450 45.178 46.450

The shareholders' current accounts are interest free, and have no specified repayment date.

32. Contingent liabilities

The Group had no contingent liabilities as at 31 March 2024.

33. Commitments

The Group had no capital or other commitments as at 31 March 2024.

34. Events after the reporting period

As explained in note 30 , the geopolitical situation in Eastern Europe remains intense with the continuation of the conflict between Russia and Ukraine and the hostilities between the Palestinian organization Hamas and Israel. As at the date of authorising these financial statements for issue, the conflicts continue to evolve as military activities proceed and additional sanctions are imposed.

Depending on the duration of the conflict between Russia and Ukraine and the hostilities in Israel and continued negative impact on economic activity, the Company might experience negative results and liquidity restraints and incur impairments on its assets as at 31/03/2024 which relate to new developments that occurred after the reporting period.

The exact impact on the Group's activities on 31 March 2024 and thereafter cannot be predicted.

Independent auditor's report on pages 4 to 6

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